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Note 4 - Loans and Allowance for Credit Losses - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Beginning balance | $ 41,903 | $ 41,076 | $ 32,912 | [1]
Provision/(reversal) for credit losses | 9,768 | 3,878 | 6,027 |
Less loans charged-off | (4,083) | (3,194) | (256) |
Recoveries on loans charged-off | 141 | 143 | 258 |
Ending balance | 47,729 | 41,903 | 41,076 |
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance | 0 | 0 | 2,135 |
Ending balance |  | 0 | 0 |
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance | 41,903 | 41,076 | 35,047 |
Ending balance |  | 41,903 | 41,076 |
Construction And Land Development Loans [Member] |  |  |  |
Beginning balance | 1,219 | 2,638 | 4,150 |
Provision/(reversal) for credit losses | 5,982 | (1,279) | (1,826) |
Less loans charged-off | (1,148) | (140) | 0 |
Recoveries on loans charged-off | 0 | 0 | 0 |
Ending balance | 6,053 | 1,219 | 2,638 |
Construction And Land Development Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 314 |
Construction And Land Development Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 4,464 |
Commercial Real Estate Portfolio Segment [Member] |  |  |  |
Beginning balance | 17,826 | 17,657 | 16,603 |
Provision/(reversal) for credit losses | 6,637 | 2,626 | 3,716 |
Less loans charged-off | (2,645) | (2,537) | 0 |
Recoveries on loans charged-off | 61 | 80 | 0 |
Ending balance | 21,879 | 17,826 | 17,657 |
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | (2,662) |
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 13,941 |
Single Family Residential Mortgages Loans [Member] |  |  |  |
Beginning balance | 20,117 | 17,640 | 7,839 |
Provision/(reversal) for credit losses | (2,599) | 2,570 | 5,841 |
Less loans charged-off | 0 | (93) | 0 |
Recoveries on loans charged-off | 0 | 0 | 0 |
Ending balance | 17,518 | 20,117 | 17,640 |
Single Family Residential Mortgages Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 3,960 |
Single Family Residential Mortgages Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 11,799 |
Commercial and Industrial [Member] |  |  |  |
Beginning balance | 1,348 | 1,804 | 2,813 |
Provision/(reversal) for credit losses | 0 | (458) | (818) |
Less loans charged-off | (11) | 0 | (5) |
Recoveries on loans charged-off | 2 | 2 | 2 |
Ending balance | 1,339 | 1,348 | 1,804 |
Commercial and Industrial [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | (188) |
Commercial and Industrial [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 2,625 |
SBA Loans [Member] |  |  |  |
Beginning balance | 1,196 | 621 | 980 |
Provision/(reversal) for credit losses | (464) | 636 | (156) |
Less loans charged-off | (78) | (62) | (14) |
Recoveries on loans charged-off | 0 | 1 | 227 |
Ending balance | 654 | 1,196 | 621 |
SBA Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | (416) |
SBA Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 564 |
Other Loans [Member] |  |  |  |
Beginning balance | 197 | 716 | 527 |
Provision/(reversal) for credit losses | 212 | (217) | (730) |
Less loans charged-off | (201) | (362) | (237) |
Recoveries on loans charged-off | 78 | 60 | 29 |
Ending balance | 286 | 197 | 716 |
Other Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 1,127 |
Other Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 1,654 |
Unfunded Loan Commitment [Member] |  |  |  |
Beginning balance | 640 | 1,156 | 1,203 | [1]
Provision/(reversal) for credit losses | 89 | (516) | (1,092) |
Less loans charged-off | 0 | 0 | 0 |
Recoveries on loans charged-off | 0 | 0 | 0 |
Ending balance | 729 | 640 | 1,156 |
Unfunded Loan Commitment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance | 0 | 0 | 1,045 |
Ending balance |  | 0 | 0 |
Unfunded Loan Commitment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance | 640 | 1,156 | 2,248 |
Ending balance |  | 640 | 1,156 |
Allowance for Credit Loss and Unfunded Loan Commitments [Member] |  |  |  |
Beginning balance | 42,543 | 42,232 | 34,115 | [1]
Provision/(reversal) for credit losses | 9,857 | 3,362 | 4,935 |
Less loans charged-off | (4,083) | (3,194) | (256) |
Recoveries on loans charged-off | 141 | 143 | 258 |
Ending balance | 48,458 | 42,543 | 42,232 |
Allowance for Credit Loss and Unfunded Loan Commitments [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance | 0 | 0 | 3,180 |
Ending balance |  | 0 | 0 |
Allowance for Credit Loss and Unfunded Loan Commitments [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance | $ 42,543 | 42,232 | 37,295 |
Ending balance |  | $ 42,543 | $ 42,232 |
[1] | Reserve was under the ALL method in accordance with ASC 450 and ASC 310.

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