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Note 17 - Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2024
Notes Tables |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] |
|  |  |  |  |  |  |  |  |  | Amount of Capital Required |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | To Be Well Capitalized |
|  |  |  |  |  |  |  |  |  | Minimum Required for |  |  | Under Prompt Corrective |
|  | Actual |  |  | Capital Adequacy Purposes |  |  | Provisions |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of December 31, 2024: |  | (dollars in thousands)
Tier 1 Leverage Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 469,785 |  |  |  | 11.92 | % |  | $ | 157,660 |  |  |  | 4.0 | % |  | $ | 197,075 |  |  |  | 5.0 | %
Bank |  |  | 549,889 |  |  |  | 13.96 | % |  |  | 157,529 |  |  |  | 4.0 | % |  |  | 196,912 |  |  |  | 5.0 | %
Common Equity Tier 1 Risk-Based Capital Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 455,084 |  |  |  | 17.94 | % |  | $ | 114,133 |  |  |  | 4.5 | % |  | $ | 164,859 |  |  |  | 6.5 | %
Bank |  |  | 549,889 |  |  |  | 21.74 | % |  |  | 113,843 |  |  |  | 4.5 | % |  |  | 164,440 |  |  |  | 6.5 | %
Tier 1 Risk-Based Capital Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 469,785 |  |  |  | 18.52 | % |  | $ | 152,178 |  |  |  | 6.0 | % |  | $ | 202,903 |  |  |  | 8.0 | %
Bank |  |  | 549,889 |  |  |  | 21.74 | % |  |  | 151,791 |  |  |  | 6.0 | % |  |  | 202,388 |  |  |  | 8.0 | %
Total Risk-Based Capital Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 621,225 |  |  |  | 24.49 | % |  | $ | 202,903 |  |  |  | 8.0 | % |  | $ | 253,629 |  |  |  | 10.0 | %
Bank |  |  | 581,720 |  |  |  | 22.99 | % |  |  | 202,388 |  |  |  | 8.0 | % |  |  | 252,985 |  |  |  | 10.0 | %
|  |  |  |  |  |  |  |  |  | Amount of Capital Required |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | To Be Well Capitalized |
|  |  |  |  |  |  |  |  |  | Minimum Required for |  |  | Under Prompt Corrective |
|  | Actual |  |  | Capital Adequacy Purposes |  |  | Provisions |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of December 31, 2023: |  | (dollars in thousands) |
Tier 1 Leverage Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 472,152 |  |  |  | 11.99 | % |  | $ | 157,526 |  |  |  | 4.0 | % |  | $ | 196,907 |  |  |  | 5.0 | %
Bank |  |  | 535,952 |  |  |  | 13.62 | % |  |  | 157,454 |  |  |  | 4.0 | % |  |  | 196,818 |  |  |  | 5.0 | %
Common Equity Tier 1 Risk Based Capital Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 457,214 |  |  |  | 19.07 | % |  | $ | 107,886 |  |  |  | 4.5 | % |  | $ | 155,836 |  |  |  | 6.5 | %
Bank |  |  | 535,952 |  |  |  | 22.41 | % |  |  | 107,598 |  |  |  | 4.5 | % |  |  | 155,419 |  |  |  | 6.5 | %
Tier 1 Risk-Based Capital Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 472,152 |  |  |  | 19.69 | % |  | $ | 143,849 |  |  |  | 6.0 | % |  | $ | 191,798 |  |  |  | 8.0 | %
Bank |  |  | 535,952 |  |  |  | 22.41 | % |  |  | 143,464 |  |  |  | 6.0 | % |  |  | 191,285 |  |  |  | 8.0 | %
Total Risk-Based Capital Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 621,423 |  |  |  | 25.92 | % |  | $ | 191,798 |  |  |  | 8.0 | % |  | $ | 239,748 |  |  |  | 10.0 | %
Bank |  |  | 565,997 |  |  |  | 23.67 | % |  |  | 191,285 |  |  |  | 8.0 | % |  |  | 239,106 |  |  |  | 10.0 | %

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