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Note 17 - Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
          

Amount of Capital Required

 
                  

To Be Well Capitalized

 
          

Minimum Required for

  

Under Prompt Corrective

 
  

Actual

  

Capital Adequacy Purposes

  

Provisions

 
  

Amount

  

Ratio

  

Amount

  

Ratio (1)

  

Amount

  

Ratio

 

As of December 31, 2024:

 (dollars in thousands)

Tier 1 Leverage Ratio

                        

Consolidated

 $469,785   11.92% $157,660   4.0% $197,075   5.0%

Bank

  549,889   13.96%  157,529   4.0%  196,912   5.0%

Common Equity Tier 1 Risk-Based Capital Ratio

                        

Consolidated

 $455,084   17.94% $114,133   4.5% $164,859   6.5%

Bank

  549,889   21.74%  113,843   4.5%  164,440   6.5%

Tier 1 Risk-Based Capital Ratio

                        

Consolidated

 $469,785   18.52% $152,178   6.0% $202,903   8.0%

Bank

  549,889   21.74%  151,791   6.0%  202,388   8.0%

Total Risk-Based Capital Ratio

                        

Consolidated

 $621,225   24.49% $202,903   8.0% $253,629   10.0%

Bank

  581,720   22.99%  202,388   8.0%  252,985   10.0%
          

Amount of Capital Required

 
                  

To Be Well Capitalized

 
          

Minimum Required for

  

Under Prompt Corrective

 
  

Actual

  

Capital Adequacy Purposes

  

Provisions

 
  

Amount

  

Ratio

  

Amount

  

Ratio (1)

  

Amount

  

Ratio

 

As of December 31, 2023:

 (dollars in thousands) 

Tier 1 Leverage Ratio

                        

Consolidated

 $472,152   11.99% $157,526   4.0% $196,907   5.0%

Bank

  535,952   13.62%  157,454   4.0%  196,818   5.0%

Common Equity Tier 1 Risk Based Capital Ratio

                        

Consolidated

 $457,214   19.07% $107,886   4.5% $155,836   6.5%

Bank

  535,952   22.41%  107,598   4.5%  155,419   6.5%

Tier 1 Risk-Based Capital Ratio

                        

Consolidated

 $472,152   19.69% $143,849   6.0% $191,798   8.0%

Bank

  535,952   22.41%  143,464   6.0%  191,285   8.0%

Total Risk-Based Capital Ratio

                        

Consolidated

 $621,423   25.92% $191,798   8.0% $239,748   10.0%

Bank

  565,997   23.67%  191,285   8.0%  239,106   10.0%