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Note 18 - Fair Value Measurements and Fair Value of Financial Instruments (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]

		*Fair Value Measurements Using:*
December 31, 2024		*Level 1*				*Level 2*				*Level 3*				*Total*
Assets measured at fair value:		*(dollars in thousands)*
On a recurring basis:
Securities available for sale
Government agency securities		$	—			$	21,042			$	—			$	21,042
SBA agency securities			—				26,764				—				26,764
Mortgage-backed securities			—				55,677				—				55,677
Collateralized mortgage obligations			—				197,132				—				197,132
Commercial paper			—				78,685				—				78,685
Corporate debt securities			—				31,815				—				31,815
Municipal securities			—				9,075				—				9,075
		$	—			$	420,190			$	—			$	420,190
On a non-recurring basis:
Collateral dependent individually evaluated loans:
Construction and land development loans		$	—			$	—			$	35,176			$	35,176
Commercial real estate loans ⁽¹⁾			—				—				7,007				7,007
SBA loans			—				—				66				66
		$	—			$	—			$	42,249			$	42,249

December 31, 2023		*Level 1*				*Level 2*				*Level 3*				*Total*
Assets measured at fair value:		*(dollars in thousands)*
On a recurring basis:
Securities available for sale
Government agency securities		$	—			$	8,161			$	—			$	8,161
SBA agency securities			—				13,217				—				13,217
Mortgage-backed securities			—				34,652				—				34,652
Collateralized mortgage obligations			—				149,626				—				149,626
Commercial paper			—				73,105				—				73,105
Corporate debt securities			—				30,691				—				30,691
Municipal securities			—				9,509				—				9,509
Interest Rate Lock Contracts			—				—				32				32
Forward Mortgage Loan Sale Contracts			—				—				14				14
		$	—			$	318,961			$	46			$	319,007
On a non-recurring basis:
Collateral dependent individually evaluated loans:
Commercial real estate loans		$	—			$	—			$	10,209			$	10,209
SBA loans			—				—				1,148				1,148
		$	—			$	—			$	11,357			$	11,357

Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]

December 31, 2024		*Fair Value*			*Valuation Techniques*		*Unobservable Input(s)*		*Range*
		(dollars in thousands)
Collateral dependent loans:
Construction and land development loans		$	35,176		Market approach		Adjustments ⁽²⁾			(19%) to 5%
Commercial real estate loans ⁽¹⁾			7,007		Market approach		Adjustments ⁽²⁾			(41%) to 4%
SBA loans			66		Market approach		Adjustments ⁽²⁾			(4%) to 11%
Total		$	42,249

December 31, 2023		*Fair Value*			*Valuation Techniques*		*Unobservable Input(s)*		*Range*
		(dollars in thousands)
Collateral dependent loans:
Commercial real estate loans		$	10,209		Market approach		Adjustments ⁽¹⁾			(36%) to 28%
SBA loans			1,148		Market approach		Adjustments ⁽¹⁾			26% to 33%
Total		$	11,357

Fair Value, by Balance Sheet Grouping [Table Text Block]

			*December 31, 2024*								*December 31, 2023*
	*Fair Value*		*Carrying*				*Fair*				*Carrying*				*Fair*
	*Hierarchy*		*Value*				*Value*				*Value*				*Value*
Financial Assets:			*(dollars in thousands)*
Cash and due from banks	Level 1		$	257,745			$	257,745			$	431,373			$	431,373
Interest-earning deposits in other financial institutions	Level 1			600				600				600				600
Investment securities - AFS	Level 2			420,190				420,190				318,961				318,961
Investment securities - HTM	Level 2			5,191				4,948				5,209				5,097
Loans held for sale	Level 2			11,250				11,250				1,911				1,845
Loans, net	Level 3			3,005,501				2,942,026				2,989,958				2,918,296
Equity securities ⁽¹⁾	Level 3			22,944				22,944				23,392				23,392
Investment in FHLB stock	Level 2			15,000				15,000				15,000				15,000
Servicing assets	Level 3			6,985				13,761				8,110				14,883
Accrued interest receivable ⁽¹⁾	Level 1/2/3			14,582				14,582				13,743				13,743

			*Notional*				*Fair*				*Notional*				*Fair*
Derivative assets:			*Value*				*Value*				*Value*				*Value*
Interest Rate Lock Contracts ⁽¹⁾	Level 3		$	—			$	—			$	1,255			$	32
Forward Mortgage Loan Sale Contracts ⁽¹⁾	Level 3			—				—				1,104				14

			*Carrying*				*Fair*				*Carrying*				*Fair*
Financial Liabilities:			*Value*				*Value*				*Value*				*Value*
Deposits	Level 2		$	3,083,789			$	3,078,409			$	3,174,760			$	3,181,495
FHLB advances	Level 3			200,000				198,783				150,000				144,891
Long-term debt	Level 3			119,529				109,463				119,147				83,864
Subordinated debentures	Level 3			15,156				14,975				14,938				14,566
Accrued interest payable	Level 2/3			7,950				7,950				11,671				11,671