<DOCUMENT>
<TYPE>EX-99.77Q1 OTHR EXHB
<SEQUENCE>3
<FILENAME>rfi77q1a.txt
<DESCRIPTION>OTHER
<TEXT>
EXHIBIT 77Q1 (a): Certain amendments to the Registrant's by-laws
are incorporated herein by reference to the Registrant's Form 8-K
filing (No. 811-07154) filed on January 9, 2008.
</TEXT>
</DOCUMENT>
