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COMMITMENTS AND CONTINGENT LIABILITIES (Details) - USD ($) | Dec. 31, 2021 | Dec. 31, 2020
--- | --- | ---
Financial Instruments with Off-Balance-Sheet Risk |  |
Total contractual amounts of the commitments | $ 424,315,000 | $ 436,038,000
Average balance maintained in accordance with Federal Reserve Board requirements | 0 | 0
Available on lines of credit |  |
Financial Instruments with Off-Balance-Sheet Risk |  |
Total contractual amounts of the commitments | 384,923,000 | 393,814,000
Stand-by letters of credit |  |
Financial Instruments with Off-Balance-Sheet Risk |  |
Total contractual amounts of the commitments | 23,600,000 | 19,806,000
Other loan commitments |  |
Financial Instruments with Off-Balance-Sheet Risk |  |
Total contractual amounts of the commitments | $ 15,792,000 | $ 22,418,000

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