XML 132 R118.htm IDEA: XBRL DOCUMENT v3.22.0.1
SEGMENT REPORTING - Reportable Segments and Reconciliation (Details)
$ in Thousands
 3 Months Ended 12 Months Ended
Dec. 31, 2021
USD ($)
Sep. 30, 2021
USD ($)
Jun. 30, 2021
USD ($)
Mar. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Sep. 30, 2020
USD ($)
Jun. 30, 2020
USD ($)
Mar. 31, 2020
USD ($)
Dec. 31, 2021
USD ($)
segment
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Information About the Reportable Segments                        
Number of reportable segments | segment                 3      
Interest income $ 23,049 $ 20,484 $ 20,833 $ 19,063 $ 19,353 $ 18,627 $ 21,774 $ 20,699 $ 83,429 $ 80,453 $ 82,361  
Interest expense                 6,270 11,627 22,961  
NET INTEREST INCOME 21,503 19,096 19,055 17,505 17,687 16,510 18,458 16,171 77,159 68,826 59,400  
Provision (release of allowance) for loan losses                 (6,275) 16,579 1,789  
Net interest income after provision (release of allowance) for loan losses                 83,434 52,247 57,611  
Noninterest Income:                        
Total noninterest income                 62,596 91,837 64,604  
Noninterest Expenses:                        
Salaries and employee benefits                 60,210 61,629 56,175  
Other expenses                 37,242 35,512 31,026  
Total noninterest expense                 97,452 97,141 87,201  
Income from continuing operations, before income taxes                 48,578 46,943 35,014  
Income tax expense (benefit)                 9,882 9,532 8,450  
Net income (loss) from continuing operations                     26,564  
Income from discontinued operations, before income taxes                 0 0 575  
Income tax expense - discontinued operations                 0 0 148  
Net income from discontinued operations                 0 0 427  
Net income (loss)                 38,696 37,411 26,991  
Net loss attributable to noncontrolling interest                 425 0 0  
Net income 9,959 $ 11,828 $ 9,247 $ 8,085 11,838 $ 6,491 $ 18,034 $ 1,048 39,121 37,411 26,991  
Preferred dividends                 35 461 479  
Net income available to common shareholders                 39,086 36,950 26,512  
Capital expenditures                 5,365      
Capital expenditures                 4,865 6,615 2,042  
Total assets 2,792,449       2,331,476       2,792,449 2,331,476    
Goodwill 3,988       2,350       3,988 2,350 19,630 $ 18,480
Operating Segments | CoRe Banking                        
Information About the Reportable Segments                        
Interest income                 83,023 75,812 75,874  
Interest expense                 4,078 10,400 18,698  
NET INTEREST INCOME                 78,945 65,412 57,176  
Provision (release of allowance) for loan losses                 (6,274) 16,649 1,622  
Net interest income after provision (release of allowance) for loan losses                 85,219 48,763 55,554  
Noninterest Income:                        
Total noninterest income                 33,179 24,420 22,718  
Noninterest Expenses:                        
Salaries and employee benefits                 33,595 25,808 18,445  
Other expenses                 37,033 31,389 24,697  
Total noninterest expense                 70,628 57,197 43,142  
Income from continuing operations, before income taxes                 47,770   35,131  
Income tax expense (benefit)                 9,154   8,177  
Net income (loss) from continuing operations                     26,954  
Income from discontinued operations, before income taxes                     0  
Income tax expense - discontinued operations                     0  
Net income from discontinued operations                     0  
Net income (loss)                 38,616      
Net loss attributable to noncontrolling interest                 0      
Net income                 38,616 14,507 26,954  
Preferred dividends                 0 0 0  
Net income available to common shareholders                 38,616 14,507 26,954  
Capital expenditures                 2,590      
Capital expenditures                   6,439 1,438  
Total assets 2,804,840       2,335,816       2,804,840 2,335,816    
Goodwill 0       0       0 0    
Operating Segments | Mortgage Banking                        
Information About the Reportable Segments                        
Interest income                 411 6,269 8,342  
Interest expense                 0 3,139 6,014  
NET INTEREST INCOME                 411 3,130 2,328  
Provision (release of allowance) for loan losses                 (1) (70) 167  
Net interest income after provision (release of allowance) for loan losses                 412 3,200 2,161  
Noninterest Income:                        
Total noninterest income                 16,342 63,490 42,329  
Noninterest Expenses:                        
Salaries and employee benefits                 0 21,550 28,432  
Other expenses                 16 5,074 8,136  
Total noninterest expense                 16 26,624 36,568  
Income from continuing operations, before income taxes                 16,738   7,922  
Income tax expense (benefit)                 4,068   2,155  
Net income (loss) from continuing operations                     5,767  
Income from discontinued operations, before income taxes                     0  
Income tax expense - discontinued operations                     0  
Net income from discontinued operations                     0  
Net income (loss)                 12,670      
Net loss attributable to noncontrolling interest                 0      
Net income                 12,670 30,204 5,767  
Preferred dividends                 0 0 0  
Net income available to common shareholders                 12,670 30,204 5,767  
Capital expenditures                 0      
Capital expenditures                   99 112  
Total assets 50,202       58,140       50,202 58,140    
Goodwill 0       0       0 0    
Operating Segments | Financial Holding Company                        
Information About the Reportable Segments                        
Interest income                 15 3 13  
Interest expense                 2,188 261 769  
NET INTEREST INCOME                 (2,173) (258) (756)  
Provision (release of allowance) for loan losses                 0 0 0  
Net interest income after provision (release of allowance) for loan losses                 (2,173) (258) (756)  
Noninterest Income:                        
Total noninterest income                 11,103 6,685 6,268  
Noninterest Expenses:                        
Salaries and employee benefits                 13,704 11,278 8,676  
Other expenses                 6,573 5,265 4,851  
Total noninterest expense                 20,277 16,543 13,527  
Income from continuing operations, before income taxes                 (11,347)   (8,015)  
Income tax expense (benefit)                 (2,091)   (1,880)  
Net income (loss) from continuing operations                     (6,135)  
Income from discontinued operations, before income taxes                     575  
Income tax expense - discontinued operations                     148  
Net income from discontinued operations                     427  
Net income (loss)                 (9,256)      
Net loss attributable to noncontrolling interest                 0      
Net income                 (9,256) (8,034) (5,708)  
Preferred dividends                 35 461 479  
Net income available to common shareholders                 (9,291) (8,495) (6,187)  
Capital expenditures                 43      
Capital expenditures                   77 492  
Total assets 363,971       284,943       363,971 284,943    
Goodwill 0       0       0 0    
Operating Segments | Other                        
Information About the Reportable Segments                        
Interest income                 (8) 0 0  
Interest expense                 16 0 0  
NET INTEREST INCOME                 (24) 0 0  
Provision (release of allowance) for loan losses                 0 0  
Net interest income after provision (release of allowance) for loan losses                 (24) 0 0  
Noninterest Income:                        
Total noninterest income                 15,002 5,909 972  
Noninterest Expenses:                        
Salaries and employee benefits                 12,911 2,993 622  
Other expenses                 6,650 1,909 373  
Total noninterest expense                 19,561 4,902 995  
Income from continuing operations, before income taxes                 (4,583)   (24)  
Income tax expense (benefit)                 (1,249)   (2)  
Net income (loss) from continuing operations                     (22)  
Income from discontinued operations, before income taxes                     0  
Income tax expense - discontinued operations                     0  
Net income from discontinued operations                     0  
Net income (loss)                 (3,334)      
Net loss attributable to noncontrolling interest                 425      
Net income                 (2,909) 734 (22)  
Preferred dividends                 0 0 0  
Net income available to common shareholders                 (2,909) 734 (22)  
Capital expenditures                 2,731      
Capital expenditures                   0 0  
Total assets 23,124       7,740       23,124 7,740    
Goodwill 3,988       2,350       3,988 2,350    
Intercompany Eliminations                        
Information About the Reportable Segments                        
Interest income                 (12) (1,631) (1,868)  
Interest expense                 (12) (2,173) (2,520)  
NET INTEREST INCOME                 0 542 652  
Provision (release of allowance) for loan losses                 0 0 0  
Net interest income after provision (release of allowance) for loan losses                 0 542 652  
Noninterest Income:                        
Total noninterest income                 (13,030) (8,667) (7,683)  
Noninterest Expenses:                        
Salaries and employee benefits                 0 0 0  
Other expenses                 (13,030) (8,125) (7,031)  
Total noninterest expense                 (13,030) (8,125) (7,031)  
Income from continuing operations, before income taxes                 0   0  
Income tax expense (benefit)                 0   0  
Net income (loss) from continuing operations                     0  
Income from discontinued operations, before income taxes                     0  
Income tax expense - discontinued operations                     0  
Net income from discontinued operations                     0  
Net income (loss)                 0      
Net loss attributable to noncontrolling interest                 0      
Net income                 0 0 0  
Preferred dividends                 0 0 0  
Net income available to common shareholders                 0 0 0  
Capital expenditures                 0      
Capital expenditures                   0 $ 0  
Total assets (449,688)       (355,163)       (449,688) (355,163)    
Goodwill $ 0       $ 0       $ 0 $ 0