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v3.22.2.2

Loans and Allowance for Loan Losses - Allowance (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | Dec. 31, 2021
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | $ 22,734 | $ 24,882 | $ 18,266 | $ 25,844 |
Charge-offs | (3,652) | (98) | (7,304) | (363) |
Recoveries | 2,313 | 23 | 4,053 | 248 |
Provision (release) | 5,120 | 380 | 11,500 | (542) |
Ending balance | 26,515 | 25,187 | 26,515 | 25,187 |
Individually evaluated for impairment | 2,631 | 4,104 | 2,631 | 4,104 |
Collectively evaluated for impairment | 23,884 | 21,083 | 23,884 | 21,083 |
Total loans | 2,470,438 | 1,746,178 | 2,470,438 | 1,746,178 | $ 1,871,447
Total commercial |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 15,685 | 22,659 | 14,100 | 24,033 |
Charge-offs | 0 | (96) | 0 | (361) |
Recoveries | 106 | 10 | 178 | 224 |
Provision (release) | 1,507 | (515) | 3,020 | (1,838) |
Ending balance | 17,298 | 22,058 | 17,298 | 22,058 |
Individually evaluated for impairment | 2,299 | 4,035 | 2,299 | 4,035 |
Collectively evaluated for impairment | 14,999 | 18,023 | 14,999 | 18,023 |
Total loans | 1,705,138 | 1,430,290 | 1,705,138 | 1,430,290 | 1,494,431
Total commercial | Business |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 8,077 | 12,914 | 8,027 | 12,193 |
Charge-offs | 0 | (96) | 0 | (361) |
Recoveries | 41 | 9 | 51 | 207 |
Provision (release) | 1,626 | 559 | 1,666 | 1,347 |
Ending balance | 9,744 | 13,386 | 9,744 | 13,386 |
Individually evaluated for impairment | 2,078 | 3,737 | 2,078 | 3,737 |
Collectively evaluated for impairment | 7,666 | 9,649 | 7,666 | 9,649 |
Total loans | 872,268 | 766,672 | 872,268 | 766,672 | 821,615
Total commercial | Real estate |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 6,641 | 7,947 | 5,091 | 9,079 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 65 | 1 | 127 | 17 |
Provision (release) | (310) | (768) | 1,178 | (1,916) |
Ending balance | 6,396 | 7,180 | 6,396 | 7,180 |
Individually evaluated for impairment | 221 | 298 | 221 | 298 |
Collectively evaluated for impairment | 6,175 | 6,882 | 6,175 | 6,882 |
Total loans | 701,485 | 564,576 | 701,485 | 564,576 | 572,736
Total commercial | Acquisition, development and construction |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 967 | 1,798 | 982 | 2,761 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 |  |
Provision (release) | 191 | (306) | 176 | (1,269) |
Ending balance | 1,158 | 1,492 | 1,158 | 1,492 |
Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Collectively evaluated for impairment | 1,158 | 1,492 | 1,158 | 1,492 |
Total loans | 131,385 | 99,042 | 131,385 | 99,042 | 100,080
Residential real estate |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 1,772 | 1,363 | 1,492 | 1,462 |
Charge-offs | 0 | (2) | 0 | (2) |
Recoveries | 0 | 0 | 0 | 0 |
Provision (release) | 1,165 | 323 | 1,445 | 224 |
Ending balance | 2,937 | 1,684 | 2,937 | 1,684 |
Individually evaluated for impairment | 84 | 0 | 84 | 0 |
Collectively evaluated for impairment | 2,853 | 1,684 | 2,853 | 1,684 |
Total loans | 604,635 | 269,967 | 604,635 | 269,967 | 310,498
Home Equity |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 141 | 284 | 128 | 298 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 1 | 13 | 5 | 21 |
Provision (release) | (6) | (37) | 3 | (59) |
Ending balance | 136 | 260 | 136 | 260 |
Individually evaluated for impairment | 0 | 69 | 0 | 69 |
Collectively evaluated for impairment | 136 | 191 | 136 | 191 |
Total loans | 19,376 | 23,777 | 19,376 | 23,777 | 22,186
Consumer |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 5,136 | 576 | 2,546 | 51 |
Charge-offs | (3,652) | 0 | (7,304) | 0 |
Recoveries | 2,206 | 0 | 3,870 | 3 |
Provision (release) | 2,454 | 609 | 7,032 | 1,131 |
Ending balance | 6,144 | 1,185 | 6,144 | 1,185 |
Individually evaluated for impairment | 248 | 0 | 248 | 0 |
Collectively evaluated for impairment | 5,896 | 1,185 | 5,896 | 1,185 |
Total loans | $ 141,289 | $ 22,144 | $ 141,289 | $ 22,144 | $ 44,332

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