<SEC-DOCUMENT>0001140361-22-044970.txt : 20221208
<SEC-HEADER>0001140361-22-044970.hdr.sgml : 20221208
<ACCEPTANCE-DATETIME>20221208162041
ACCESSION NUMBER:		0001140361-22-044970
CONFORMED SUBMISSION TYPE:	S-4/A
PUBLIC DOCUMENT COUNT:		30
FILED AS OF DATE:		20221208
DATE AS OF CHANGE:		20221208

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MVB FINANCIAL CORP
		CENTRAL INDEX KEY:			0001277902
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				200034461
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-4/A
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-268098
		FILM NUMBER:		221452812

	BUSINESS ADDRESS:	
		STREET 1:		301 VIRGINIA AVENUE
		CITY:			FAIRMONT
		STATE:			WV
		ZIP:			26554-2777
		BUSINESS PHONE:		3043634800

	MAIL ADDRESS:	
		STREET 1:		301 VIRGINIA AVENUE
		CITY:			FAIRMONT
		STATE:			WV
		ZIP:			26554-2777
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-4/A
<SEQUENCE>1
<FILENAME>ny20005581x2_s4a.htm
<DESCRIPTION>S-4/A
<TEXT>
<html><head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head><body style="color: #000000;" bgcolor="#ffffff">
<!--Begin Page 1-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 540pt;"><a name="ny20005581x2_s4a_100-regcov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 540pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 25pt; text-align: center;">As filed with the Securities and Exchange Commission on December&#160;8, 2022 </div> <div class="regno" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 1pt; text-align: right;">Registration No. 333-268098</div> </div></div><div class="block-frill" style="width: 540pt; margin-left: 0pt;"><div><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div><div class="block-main" style="width: 540pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; text-align: center;">SECURITIES AND EXCHANGE COMMISSION<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-size: 10pt;">WASHINGTON, D.C. 20549</font><br></div> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 5pt; text-align: center;">AMENDMENT NO. 1<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 0pt; text-align: center;">TO THE<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 0pt; text-align: center;">FORM S-4</div> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 5pt; text-align: center;">REGISTRATION STATEMENT<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">UNDER<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">THE SECURITIES ACT OF 1933</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 16pt; font-weight: bold; margin-top: 6.5pt; text-align: center;">MVB Financial Corp.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 16pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-size: 9.7pt;">(Exact name of Registrant as specified in its charter)</font></div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 540pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 31.85%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">West Virginia </div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 31.85%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">6022 </div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 31.85%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">20-0034461 </div></td></tr><tr><td style="width: 31.85%; text-align: center; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(State or other jurisdiction of <br>incorporation or organization)</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 31.85%; text-align: center; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Primary Standard Industrial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Classification Code Number)</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 31.85%; text-align: center; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(I.R.S. Employer <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identification No.)</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 3pt; text-align: center;">301 Virginia Avenue<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fairmont, West Virginia 26554-2777<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(304) 363-4800<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Address, including zip code, and telephone number, including area code, of Registrant&#8217;s principal executive offices)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 3pt; text-align: center;">Donald T. Robinson<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">President and Chief Financial Officer<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">301 Virginia Avenue<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fairmont, West Virginia 26554-2777<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(304) 363-4800<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Name, address, including zip code, and telephone number, including area code, of agent for service)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-style: italic; font-weight: bold; margin-top: 3pt; text-align: center;">Copies to:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 540pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.89%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">James J. Barresi <br>Evan A. Toebbe <br>Squire Patton Boggs (US) LLP <br>201 E. Fourth Street, Suite 1900 <br>Cincinnati, OH 45202 <br>(513) 361-1200</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.89%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Stuart M. Rigot <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Jonathan A. Greene <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Wyrick Robbins Yates &amp; Ponton LLP <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">4101 Lake Boone Trail, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Suite 300 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">Raleigh, NC 27607 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 0pt; text-align: center;">(919) 781-4000</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-style: italic; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-align: left;">(Approximate date of commencement of proposed sale of the securities to the public<font style="font-style: normal; font-weight: normal;">: As soon as practicable after this Registration </font><font style="font-style: normal; font-weight: normal;">Statement is declared effective and upon completion of the merger described herein.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">If the securities being registered on this Form are being offered in connection with the formation of a holding company and there is compliance with General Instruction G, check the following box. <font style="font-size: 1pt;">&#8201;</font>&#x2610; </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. <font style="font-size: 1pt;">&#8201;</font>&#x2610; </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">If this Form is a post-effective amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. <font style="font-size: 1pt;">&#8201;</font>&#x2610; </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 540pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 20%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Large accelerated filer</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.22%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.6pt;">&#x2610;</font></div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 40%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 26.67%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accelerated filer</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.22%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#x2612;</div></td></tr><tr><td style="width: 20%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Non-accelerated filer</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.22%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.6pt;">&#x2610;</font></div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 40%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 26.67%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Smaller reporting company</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.22%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.6pt;">&#x2610;</font></div></td></tr><tr><td style="width: 20%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.22%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 40%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 26.67%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Emerging growth company</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.22%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<font style="font-size: 9.6pt;">&#x2610;</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. <font style="font-size: 1pt;">&#8201;</font>&#x2610;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">If applicable, place an X in the box to designate the appropriate rule provision relied upon in conducting this transaction:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 540pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 2.22%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 95.56%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Act Rule 13e-4(i) (Cross-Border Issuer Tender Offer) <font style="font-size: 1pt;">&#8201;</font>&#x2610; </div></td></tr><tr><td style="width: 2.22%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt;">&#160;</div></td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.11%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 95.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Act Rule 14d-1(d) (Cross-Border Third-Party Tender Offer) <font style="font-size: 1pt;">&#8201;</font>&#x2610;</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.6pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-align: left;">THE REGISTRANT HEREBY AMENDS THIS REGISTRATION STATEMENT ON SUCH DATE OR DATES AS MAY BE NECESSARY TO DELAY ITS EFFECTIVE DATE UNTIL THE REGISTRANT SHALL FILE A FURTHER AMENDMENT WHICH SPECIFICALLY STATES THAT THIS REGISTRATION STATEMENT SHALL THEREAFTER BECOME EFFECTIVE IN ACCORDANCE WITH SECTION 8(a) OF THE SECURITIES ACT OF 1933 OR UNTIL THE REGISTRATION STATEMENT SHALL BECOME EFFECTIVE ON SUCH DATE AS THE COMMISSION ACTING PURSUANT TO SAID SECTION 8(a) MAY DETERMINE.</div></div><div class="block-frill" style="width: 540pt; margin-top: 12pt; margin-left: 0pt;"><div><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div></div>
<!--End Page 1-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 2-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 528pt;"><a name="ny20005581x2_s4a_101-cov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 528pt; margin-left: 0pt;"> <div class="h1" style="color: #FC0014; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><div style="font-family: Arial, Helvetica, sans-serif; text-align: left; margin-bottom: 12pt;">The information in this joint proxy statement/prospectus is not complete and may be changed. A registration statement relating to the securities described in this joint proxy statement/prospectus has been filed with the U.S. Securities and Exchange Commission. These securities may not be issued until the registration statement filed with the U.S. Securities and Exchange Commission is effective. This joint proxy statement/prospectus does not constitute an offer to sell or the solicitation of offers to buy these securities in any jurisdiction where the offer or sale is not permitted.</div>PRELIMINARY&#8212;SUBJECT TO COMPLETION&#8212;DECEMBER 8, 2022 </div> <table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 528pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.86%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><img style="height: 120px; width: 191px;" src="logo_mvbfinancial.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">&#8201;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.86%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img style="height: 137px; width: 220px;" src="logo_integratedfinancial.jpg"><font style="padding-left: 165pt;">&#8201;</font><br></div></td></tr></table><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: -6pt; text-align: center;">To the Shareholders of MVB Financial Corp. and Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">MERGER PROPOSED&#8212;YOUR VOTE IS VERY IMPORTANT</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">On behalf of the boards of directors of MVB Financial Corp. (&#8220;MVB&#8221;) and Integrated Financial Holdings, Inc. (&#8220;IFH&#8221;), we are pleased to enclose the accompanying joint proxy statement/prospectus relating to the merger of IFH and MVB pursuant to which IFH will merge with and into MVB. We are requesting that you take certain actions as a holder of MVB common stock (an &#8220;MVB shareholder&#8221; or &#8220;shareholder&#8221;) or as a holder of IFH common stock (an &#8220;IFH shareholder&#8221; or &#8220;shareholder&#8221;).</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">On August&#160;12, 2022, MVB and IFH entered into an Agreement and Plan of Merger and Reorganization (as may be amended, modified or supplemented from time to time in accordance with its terms, the &#8220;merger agreement&#8221;), pursuant to which MVB will acquire IFH in an all-stock transaction. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">Under the terms of the merger agreement, IFH shareholders will receive 1.21 shares of MVB common stock for each share of IFH common stock. Based on the closing price of MVB stock of $34.54 on August&#160;11, 2022, the last trading day before the public announcement of the merger, the implied per share purchase price is $41.79, with an aggregate transaction value of approximately $98.0&#160;million. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">MVB shareholders will continue to own their existing shares of MVB common stock following the merger. The value of the MVB common stock at the time of completion of the merger could be greater than, less than or the same as the value of MVB common stock on the date of the accompanying joint proxy statement/prospectus. <font style="font-weight: bold;">We urge you to obtain current market quotations of MVB </font><font style="font-weight: bold;">common stock (NASDAQ trading symbol &#8220;MVBF&#8221;) and IFH common stock (OTCQX trading symbol &#8220;IFHI&#8221;).</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">We expect the merger will qualify as a reorganization within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;). Accordingly, IFH shareholders generally will not recognize any gain or loss for federal income tax purposes on the exchange of shares of IFH common stock for MVB common stock in the merger, except with respect to any cash received by holders of IFH common stock in lieu of fractional shares of MVB common stock.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">Based on the number of shares of IFH common stock outstanding or reserved for issuance as of December 6, 2022, MVB expects to issue approximately 2,709,443 million shares of MVB common stock to IFH shareholders in the aggregate in the merger. We estimate that former IFH shareholders will own approximately eighteen percent (18%) and existing MVB shareholders will own approximately eighty-two percent (82%) of the common stock of MVB following the completion of the merger. The amounts and percentages do not reflect adjustments based upon, or otherwise give effect to, any additional shares of MVB common stock that MVB may issue to prevent the termination of the merger agreement. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">MVB and IFH will each hold a special meeting of our respective shareholders in connection with the merger. At its special meeting, in addition to other business, MVB will ask its shareholders to approve (i)&#160;the merger agreement and the transactions contemplated by the merger agreement, including the merger of IFH with and into MVB, with MVB as the surviving company, and the issuance of shares of MVB common stock as merger consideration and (ii)&#160;an amendment to MVB&#8217;s articles of incorporation to effect an increase in the number of authorized shares of MVB&#8217;s common stock. At its special meeting, IFH will ask its shareholders to approve the merger agreement. Information about these meetings and the merger is contained in this document. We urge you to read this document carefully and in its entirety. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">The special meeting of IFH shareholders will be held on January 24, 2023 at 4:00 p.m, Eastern Time. The special meeting of MVB will be held virtually via the internet on January 25, 2023 at 10:00 a.m, Eastern Time. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-align: left;">Each of our boards of directors unanimously recommends that holders of common stock vote &#8220;FOR&#8221; each of the proposals to be considered at the respective meetings. We strongly support this combination of our companies and join our boards in their recommendations.<font style="font-weight: normal;"> </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-align: left;">This joint proxy statement/prospectus provides you with detailed information about the merger agreement and the merger. It also contains or references information about MVB and IFH and certain related matters. You are encouraged to read this joint proxy statement/prospectus carefully. In particular, you should read the &#8220;Risk Factors&#8221; section beginning on page <a href="#tRISKFAC">25</a> for a discussion of the risks you should consider in evaluating the proposed merger and how it will affect you. You can also obtain information about MVB from documents that have been filed with the Securities and Exchange Commission that are incorporated into this joint proxy statement/prospectus by reference.<font style="font-weight: normal;"> </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">On behalf of the MVB and IFH boards of directors, thank you for your prompt attention to this important matter. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">Sincerely, </div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 528pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.86%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Larry F. Mazza <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Chief Executive Officer <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB Financial Corp.</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.86%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eric J. Bergevin <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">President and Chief Executive Officer <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-align: left;">Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the securities to be issued in connection with the merger or determined if this document is accurate or complete. Any representation to the contrary is a criminal offense.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; font-weight: bold; margin-top: 3pt; margin-left: 0pt; text-align: left;">The securities to be issued in the merger are not savings or deposit accounts or other obligations of any bank or non-bank subsidiary of either MVB or IFH, and they are not insured by the Federal Deposit Insurance Corporation or any other governmental agency.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.5pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">The accompanying joint proxy statement/prospectus is dated [&#8195;&#8195;&#8195;], 2022, and is first being mailed to holders of MVB common stock and holders of IFH common stock on or about [&#8195;&#8195;], 2022.</div> </div></div></div>
<!--End Page 2-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 3-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_102-additional_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">ADDITIONAL INFORMATION</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This joint proxy statement/prospectus incorporates important business and financial information about MVB from documents filed with the Securities and Exchange Commission (the &#8220;SEC&#8221;), that are not included in or delivered with this joint proxy statement/prospectus. You can obtain any of the documents filed with or furnished to the SEC by MVB at no cost from the SEC&#8217;s website at http://www.sec.report. MVB has filed a registration statement on Form S-4 of which this joint proxy statement/prospectus forms a part. As permitted by SEC rules, this joint proxy statement/prospectus does not contain all of the information included in the registration statement or in the exhibits or schedules to the registration statement. You may obtain a free copy of the registration statement, including any amendments, schedules and exhibits at the address set forth below. Statements contained in this joint proxy statement/prospectus as to the contents of any contract or other documents referred to in this joint proxy statement/prospectus are not necessarily complete. In each case, you should refer to the copy of the applicable contract or other document filed as an exhibit to the registration statement. You may also request copies of these documents, including documents incorporated by reference in this joint proxy statement/prospectus, at no cost by contacting MVB at the contact information set forth below:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8.5pt; text-align: center;">MVB Financial Corp.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">301 Virginia Avenue<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fairmont, West Virginia 26554-2777<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-weight: normal;">Attention: Corporate Secretary</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-weight: normal;">Telephone: (304) 363-4800</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">You will not be charged for any of these documents that you request. To obtain timely delivery of these documents, you must request them no later than five business days before the date of your respective company&#8217;s shareholder meeting, or January 18, 2023 if you are an MVB shareholder and January 17, 2023 if you are an IFH shareholder.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are an MVB shareholder and have any questions about the merger agreement, the merger, the MVB special meeting or the joint proxy statement/prospectus, would like additional copies of the joint proxy statement/prospectus, need a proxy card or need help voting your shares of MVB common stock, please contact Lisa J. McCormick, Corporate Secretary of MVB, at (304) 363-4800 or by email to lmccormick@mvbbanking.com.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are an IFH shareholder and have any questions about the merger agreement, the merger, the IFH special meeting or the joint proxy statement/prospectus, would like additional copies of the joint proxy statement/prospectus, need a proxy card or need help voting your shares of IFH common stock, please contact Steven E. Crouse, EVP and Chief Financial Officer of IFH at (919) 861-8018 or by e-mail to steve@ifhinc.com.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">You should rely only on the information contained in or incorporated by reference into this joint proxy statement/prospectus. No one has been authorized to provide you with information that is different from that contained in, or incorporated by reference into, this joint proxy statement/prospectus. This joint proxy statement/prospectus is dated [&#8195;&#8195;&#8195;], 2022, and you should assume that the information in this joint proxy statement/prospectus is accurate only as of such date. You should assume that the information incorporated by reference into this joint proxy statement/prospectus from another document is accurate as of the date of such other document or the date referenced in such other document with respect to particular information contained therein. Neither the mailing of this document to the shareholders of MVB or IFH nor the issuance by MVB of shares of MVB common stock in connection with the merger will create any implication to the contrary.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">This document does not constitute an offer to sell, or a solicitation of an offer to buy any securities, or the solicitation of a proxy, in any jurisdiction to or from any person to whom it is unlawful to make any such offer or solicitation in such jurisdiction. Except where the context otherwise indicates, information contained in this document regarding IFH has been provided by IFH and information contained in this document regarding MVB has been provided by MVB. See &#8220;Where You Can Find More Information&#8221; for more details.</div></div></div></div>
<!--End Page 3-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 4-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_103-notice_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; text-align: center;"><img style="height: 120px; width: 191px;" src="logo_mvbfinancial.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">MVB Financial Corp. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">301 Virginia Avenue<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fairmont, West Virginia 26554-2777</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18pt; text-align: center;">NOTICE OF SPECIAL MEETING OF MVB SHAREHOLDERS</div><div class="h5" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 17pt; margin-left: 0pt; text-align: left;">To MVB Shareholders:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On August&#160;12, 2022, MVB Financial Corp. (&#8220;MVB&#8221;) and Integrated Financial Holdings, Inc. (&#8220;IFH&#8221;) entered into an Agreement and Plan of Merger and Reorganization (as may be amended, modified or supplemented from time to time in accordance with its terms, the &#8220;merger agreement&#8221;). A copy of the merger agreement is attached as <font style="font-weight: bold;">Annex&#160;A</font> to the accompanying joint proxy statement/prospectus.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">NOTICE IS HEREBY GIVEN that a special meeting of holders of MVB common stock (the &#8220;MVB special meeting&#8221;) will be held on January&#160;25, 2023 at 10:00 a.m., Eastern Time. We are pleased to notify you of, and invite you to, the MVB special meeting which will be held virtually via the Internet. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">At the MVB special meeting, you will be asked to vote on the following matters:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A proposal to approve the merger agreement and the transactions contemplated by the merger agreement, including the merger of IFH with and into MVB, with MVB as the surviving company, and the issuance of shares of MVB common stock as merger consideration (the &#8220;MVB merger proposal&#8221;).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A proposal to approve an amendment to MVB&#8217;s articles of incorporation to effect an increase in the number of authorized shares of MVB common stock from 20,000,000 to 40,000,000 (the &#8220;MVB articles amendment proposal&#8221;).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A proposal to adjourn the MVB special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are not sufficient votes to approve the MVB merger proposal or the MVB articles amendment proposal, or to ensure that any supplement or amendment to the accompanying joint proxy statement/prospectus is timely provided to holders of MVB common stock (the &#8220;MVB adjournment proposal&#8221;).</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As we continue to monitor the status of the COVID-19 (coronavirus) pandemic and in order to support the health and safety of our shareholders, employees and community, the MVB special meeting will be held in a virtual-only format conducted via live webcast, which means that you will be able to participate in substantially the same manner as if you were attending the meeting in person, including the ability to submit questions and vote your shares electronically during the meeting via live webcast. If you are a holder of record, you may attend the MVB special meeting by visiting www.virtualshareholdermeeting.com/MVBF2023SM and entering the 16-digit control number that is printed on your proxy card. If you are not a shareholder, you will be able to attend the meeting by visiting www.virtualshareholdermeeting.com/MVBF2023SM and registering as a guest. If you enter the meeting as a guest, you will not be able to vote or submit questions during the meeting. You may log in beginning at 9:45 a.m. (Eastern Time) on January&#160;25, 2023. The MVB special meeting will begin promptly at 10:00 a.m. (Eastern Time). An archived copy of the webcast will also be available under the Investor Relations tab on the Company&#8217;s website at www.mvbbanking.com through January&#160;24, 2024.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The board of directors of MVB has fixed the close of business on December&#160;6, 2022 as the record date for the MVB special meeting. Only holders of record of MVB common stock as of the close of business on the record date for the MVB special meeting are entitled to notice of the MVB special meeting or any adjournment or postponement thereof. Only holders of record of MVB common stock will be entitled to vote at the MVB special meeting or any adjournment or postponement thereof.</div> </div></div></div>
<!--End Page 4-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 5-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_103-notice_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">MVB has determined that holders of MVB common stock are not entitled to dissenters&#8217; rights with respect to the proposed merger under the West Virginia Business Corporation Act.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board of directors unanimously recommends that holders of MVB common stock vote &#8220;FOR&#8221; the MVB merger proposal, &#8220;FOR&#8221; the MVB articles amendment proposal and &#8220;FOR&#8221; the MVB adjournment proposal. Your vote is important.<font style="font-weight: normal;"> We cannot complete the transactions contemplated by the </font><font style="font-weight: normal;">merger agreement unless holders of MVB common stock approve the MVB merger proposal. Assuming that a </font><font style="font-weight: normal;">quorum is present, the affirmative vote of a majority of the votes cast on the proposal is required to approve the </font><font style="font-weight: normal;">MVB merger proposal</font><font style="font-weight: normal;"> and the MVB articles amendment proposal</font><font style="font-weight: normal;">. Whether or not you plan to attend the MVB </font><font style="font-weight: normal;">special meeting, we urge you to please promptly complete, sign, date and return the accompanying proxy card in </font><font style="font-weight: normal;">the enclosed postage-paid envelope or authorize the individuals named on the accompanying proxy card to vote </font><font style="font-weight: normal;">your shares by calling the toll-free telephone number or by using the Internet as described in the instructions </font><font style="font-weight: normal;">included with the accompanying proxy card. If your shares are held in the name of a bank, broker or other </font><font style="font-weight: normal;">nominee, please follow the instructions on the voting instruction card furnished by such bank, broker or other </font><font style="font-weight: normal;">nominee.</font></div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By Order of the Board of Directors </div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img style="height: 101px; width: 236px;" src="sig_larryfmazza.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Larry F. Mazza<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Chief Executive Officer</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">[&#8195;&#8195;&#8195;], 2022</div></div></div></div>
<!--End Page 5-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 6-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_103-notice_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; text-align: center;"><img style="height: 137px; width: 220px;" src="logo_integratedfinancial.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">8450 Falls of Neuse Rd.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Suite 202<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Raleigh, North Carolina 27615</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;">NOTICE OF SPECIAL MEETING OF IFH SHAREHOLDERS</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">To IFH Shareholders:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On August&#160;12, 2022, MVB Financial Corp. (&#8220;MVB&#8221;) and Integrated Financial Holdings, Inc. (&#8220;IFH&#8221;) entered into an Agreement and Plan of Merger and Reorganization (as may be amended, modified or supplemented from time to time in accordance with its terms, the &#8220;merger agreement&#8221;). A copy of the merger agreement is attached as <font style="font-weight: bold;">Annex&#160;A</font> to the joint proxy statement/prospectus that accompanies this meeting notice.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">NOTICE IS HEREBY GIVEN that a special meeting of the holders of IFH common stock (the &#8220;IFH special meeting&#8221;) will be held at IFH&#8217;s headquarters located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, on January&#160;24, 2023 at 4:00&#160;p.m., Eastern Time. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">At the IFH special meeting, holders of IFH common stock will be asked to vote on the following matters:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A proposal to approve the merger agreement and the transactions contemplated thereby, including the merger with MVB (the &#8220;IFH merger proposal&#8221;); and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A proposal to adjourn the IFH special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are not sufficient votes to approve the IFH merger proposal or to ensure that any supplement or amendment to the accompanying joint proxy statement/prospectus is timely provided to holders of IFH common stock (the &#8220;IFH adjournment proposal&#8221;).</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH will transact no other business at the IFH special meeting, except for business that may properly come before the special meeting or any adjournment thereof in accordance with applicable law.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The board of directors of IFH has fixed the close of business on December 6, 2022 as the record date for the IFH special meeting. Only holders of record of IFH common stock as of the close of business on the record date for the IFH special meeting are entitled to notice of, and to vote at, the IFH special meeting or any adjournment or postponement thereof.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH has concluded that its shareholders are entitled to assert appraisal rights with respect to the IFH merger proposal. An IFH shareholder&#8217;s appraisal rights are conditioned on such holder&#8217;s strict compliance with the requirements of Article 13 of Chapter 55 of the North Carolina Business Corporation Act, (&#8220;NCBCA&#8221;). The full text of Article 13 is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">E</font> to the accompanying joint proxy statement/prospectus.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH board of directors unanimously recommends that holders of IFH common stock vote &#8220;FOR&#8221; the IFH merger proposal and &#8220;FOR&#8221; the IFH adjournment proposal.</div></div></div></div>
<!--End Page 6-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 7-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_103-notice_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Your vote is important. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">We cannot complete the transactions contemplated by the merger agreement unless the holders of both IFH voting common stock and non-voting common stock approve the IFH merger proposal. Whether or not you plan to attend the IFH special meeting, we urge you to promptly (1) complete, sign, and date the enclosed proxy card and return it in the postage-paid envelope provided for that purpose or (2) follow the instructions provided on the enclosed proxy card for voting your shares of IFH common stock electronically by internet. If your shares are held in the name of a bank, broker or other nominee, please follow the instructions on the voting instruction card furnished by such bank, broker or other nominee.</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By Order of the Board of Directors </div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img style="height: 72px; width: 187px;" src="sig_ericjbergevin.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eric J. Bergevin<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">President and Chief Executive Officer</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">[&#8195;&#8195;&#8195;], 2022</div></div></div></div>
<!--End Page 7-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 8-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_104-toc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">TABLE OF CONTENTS </div><a name="TOC"><!--Anchor--></a><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.45pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.45pt;">&#8203;</td><td class="gutter" style="width: 2.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.45pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.51%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.45pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tQA">QUESTIONS AND ANSWERS<font style="padding-left: 3.97pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tQA"><font style="padding-left: 5pt;">1</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSUMM">SUMMARY<font style="padding-left: 3.39pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tSUMM">13</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tIATC">Information about the Companies <font style="padding-left: 3.99pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tIATC">13</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTMMA">The Merger and the Merger Agreement<font style="padding-left: 3.27pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTMMA">13</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMC">Merger Consideration <font style="padding-left: 2.49pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tMC">14</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTIFH">Treatment of IFH Equity Awards <font style="padding-left: 1.38pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTIFH">14</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMFIT">Material U.S. Federal Income Tax Consequences of the Merger <font style="padding-left: 1.24pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tMFIT">15</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMVBRM">MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors <font style="padding-left: 0.93pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tMVBRM">15</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tOMVBF">Opinion of MVB&#8217;s Financial Advisor <font style="padding-left: 3.43pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tOMVBF">15</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tRMR">IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors <font style="padding-left: 4.26pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tRMR">16</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tOIFH">Opinion of IFH&#8217;s Financial Advisor <font style="padding-left: 0.1pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tOIFH">16</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tIIFHD">Interests of IFH Directors and Executive Officers in the Merger<font style="padding-left: 2.78pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tIIFHD">16</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tGCCA">Governance of the Combined Company After the Merger<font style="padding-left: 4.77pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tGCCA">17</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tNAHEAD">Name and Headquarters<font style="padding-left: 1.22pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tNAHEAD">17</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tREGA">Regulatory Approvals<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tREGA">17</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tEXPTM">Expected Timing of the Merger<font style="padding-left: 0.26pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tEXPTM">17</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCCM">Conditions to Complete the Merger <font style="padding-left: 0.84pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tCCM">18</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTMA">Termination of the Merger Agreement<font style="padding-left: 3.77pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTMA">19</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTERMFE">Termination Fee <font style="padding-left: 4.67pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTERMFE">20</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tATRE">Accounting Treatment <font style="padding-left: 0.62pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tATRE">20</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTRIFH">The Rights of IFH Shareholders Will Change as a Result of the Merger <font style="padding-left: 2.06pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTRIFH">20</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tLMVB">Listing of MVB Common Stock <font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tLMVB">21</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTMVB">The MVB Special Meeting <font style="padding-left: 0.1pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTMVB">21</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTIFHS">The IFH Special Meeting<font style="padding-left: 0.1pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTIFHS">21</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tVSA">Voting and Support Agreements<font style="padding-left: 4.16pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tVSA">22</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tADRM">Appraisal or Dissenters&#8217; Rights in the Merger <font style="padding-left: 4.4pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tADRM">22</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tUMAMVB">Trading Markets and Dividends <font style="padding-left: 1.57pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tUMAMVB">22</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tRISKF">Risk Factors <font style="padding-left: 0.08pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tRISKF">22</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tFLS">CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS<font style="padding-left: 4.51pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tFLS">23</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRISKFAC">RISK FACTORS<font style="padding-left: 4.32pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tRISKFAC">25</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tUPFCFI">UNAUDITED PRO FORMA CONSOLIDATED FINANCIAL INFORMATION<font style="padding-left: 1.09pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tUPFCFI">32</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCHAUPF">COMPARATIVE HISTORICAL AND UNAUDITED PRO FORMA PER COMMON SHARE DATA<font style="padding-left: 2.99pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tCHAUPF">49</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tTMVBSM">THE MVB SPECIAL MEETING<font style="padding-left: 2.13pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tTMVBSM">51</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tDTPM">Date, Time and Place of the Meeting<font style="padding-left: 2.6pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tDTPM">51</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMBC">Matters to Be Considered<font style="padding-left: 4.54pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tMBC">51</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tRMVBBOD">Recommendation of MVB&#8217;s Board of Directors<font style="padding-left: 4.57pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tRMVBBOD">51</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tRDQ">Record Date and Quorum<font style="padding-left: 3.99pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tRDQ">51</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tBNV">Broker Non-Votes<font style="padding-left: 0.82pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tBNV">51</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tVRTAFV">Vote Required; Treatment of Abstentions and Failure to Vote<font style="padding-left: 0.65pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tVRTAFV">52</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tAVSM">Attending the Virtual Special Meeting<font style="padding-left: 3.66pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tAVSM">52</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPROXIES">Proxies<font style="padding-left: 4.51pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tPROXIES">53</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSHSN">Shares Held in Street Name<font style="padding-left: 0.11pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tSHSN">53</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tROP">Revocability of Proxies<font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tROP">54</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tDPM">Delivery of Proxy Materials<font style="padding-left: 4.55pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tDPM">54</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tDISSR">Dissenters&#8217; Rights<font style="padding-left: 0.82pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tDISSR">54</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSOP">Solicitation of Proxies<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tSOP">54</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tOMCB">Other Matters to Come Before the MVB Special Meeting<font style="padding-left: 2.93pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tOMCB">54</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tASSIST">Assistance<font style="padding-left: 1.74pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.22pt; text-align: left;"><a href="#tASSIST">54</a></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">i<br></div></div></div>
<!--End Page 8-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 9-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_104-toc_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.45pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.45pt;">&#8203;</td><td class="gutter" style="width: 2.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.45pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.51%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.45pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tMVBPROP">MVB PROPOSALS<font style="padding-left: 1.74pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMVBPROP"><font style="padding-left: 5pt;">55</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPROP1">PROPOSAL 1: MVB MERGER PROPOSAL<font style="padding-left: 2.13pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tPROP1"><font style="padding-left: 5pt;">55</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPROP2">PROPOSAL 2: MVB ARTICLES AMENDMENT PROPOSAL<font style="padding-left: 4.58pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tPROP2"><font style="padding-left: 5pt;">55</font> </a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPROP3">PROPOSAL 3: MVB ADJOURNMENT PROPOSAL<font style="padding-left: 4.54pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tPROP3"><font style="padding-left: 5pt;">57</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tIFHSM">THE IFH SPECIAL MEETING<font style="padding-left: 3.8pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIFHSM"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tDATE">Date, Time and Place of the Meeting<font style="padding-left: 2.6pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tDATE"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMATTERS">Matters to Be Considered<font style="padding-left: 4.54pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMATTERS"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tRIFHBD">Recommendation of IFH&#8217;s Board of Directors<font style="padding-left: 1.24pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tRIFHBD"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tRDQU">Record Date and Quorum<font style="padding-left: 3.99pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tRDQU"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tBNVO">Broker Non-Votes<font style="padding-left: 0.82pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tBNVO"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tVRTAFVO">Vote Required; Treatment of Abstentions and Failure to Vote<font style="padding-left: 0.65pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tVRTAFVO"><font style="padding-left: 5pt;">58</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tAIFHSME">Attending the IFH Special Meeting<font style="padding-left: 0.11pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tAIFHSME"><font style="padding-left: 5pt;">59</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tVMPIPR">Voting Methods; Proxies and Incomplete Proxies<font style="padding-left: 4.19pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tVMPIPR"><font style="padding-left: 5pt;">59</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSHSNA">Shares Held in Street Name<font style="padding-left: 0.11pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSHSNA"><font style="padding-left: 5pt;">60</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tROPR">Revocability of Proxies<font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tROPR"><font style="padding-left: 5pt;">60</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSSVA">Shares Subject to Voting Agreement; Shares Held by Directors and Executive Officers<font style="padding-left: 0.19pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSSVA"><font style="padding-left: 5pt;">60</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tDPMS">Delivery of Proxy Materials<font style="padding-left: 4.55pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tDPMS"><font style="padding-left: 5pt;">60</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tAPPRIGHT">Appraisal Rights<font style="padding-left: 1.19pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tAPPRIGHT"><font style="padding-left: 5pt;">61</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSOPS">Solicitation of Proxies<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSOPS"><font style="padding-left: 5pt;">61</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tOMCBM">Other Matters to Come Before the IFH Special Meeting<font style="padding-left: 4.6pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tOMCBM"><font style="padding-left: 5pt;">61</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tASSIST2">Assistance<font style="padding-left: 1.74pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tASSIST2"><font style="padding-left: 5pt;">61</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tIFHPROP">IFH PROPOSALS<font style="padding-left: 3.4pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIFHPROP"><font style="padding-left: 5pt;">62</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPROP1IFH">PROPOSAL 1: IFH MERGER PROPOSAL<font style="padding-left: 3.8pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tPROP1IFH"><font style="padding-left: 5pt;">62</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPROP2IFH">PROPOSAL 2: IFH ADJOURNMENT PROPOSAL<font style="padding-left: 1.21pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tPROP2IFH"><font style="padding-left: 5pt;">62</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tIATCOM">INFORMATION ABOUT THE COMPANIES<font style="padding-left: 0.83pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIATCOM"><font style="padding-left: 5pt;">63</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMVB2">MVB<font style="padding-left: 1.73pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMVB2"><font style="padding-left: 5pt;">63</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tIFH2">IFH<font style="padding-left: 3.39pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIFH2"><font style="padding-left: 5pt;">63</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSECOWN">SECURITY OWNERSHIP OF CERTAIN IFH BENEFICIAL OWNERS AND MANAGEMENT<font style="padding-left: 2.13pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSECOWN"><font style="padding-left: 5pt;">65</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;"><a href="#tINTFIN">INTEGRATED FINANCIAL HOLDINGS, INC.&#8217;S MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS<font style="padding-left: 0.32pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tINTFIN"><font style="padding-left: 5pt;">66</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tTHEMERGER">THE MERGER<font style="padding-left: 0.07pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTHEMERGER"><font style="padding-left: 5pt;">79</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTOTME">Terms of the Merger<font style="padding-left: 4.87pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTOTME"><font style="padding-left: 5pt;">79</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tBACKM">Background of the Merger<font style="padding-left: 0.84pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tBACKM"><font style="padding-left: 5pt;">79</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMVBR">MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors<font style="padding-left: 4.26pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMVBR"><font style="padding-left: 5pt;">86</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tOOMVB">Opinion of MVB&#8217;s Financial Advisor<font style="padding-left: 1.76pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tOOMVB"><font style="padding-left: 5pt;">88</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tIFHREA">IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors<font style="padding-left: 2.59pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIFHREA"><font style="padding-left: 5pt;">97</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tOOI2">Opinion of IFH&#8217;s Financial Advisor<font style="padding-left: 3.43pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tOOI2">100</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCERUN">Certain Unaudited Prospective Financial Information<font style="padding-left: 3.46pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCERUN">107</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tINTEREST">Interests of IFH Directors and Executive Officers in the Merger<font style="padding-left: 2.78pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tINTEREST"><font style="padding-left: 0.74pt;">111</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tGCCAM">Governance of the Combined Company After the Merger<font style="padding-left: 4.77pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tGCCAM"><font style="padding-left: 0.37pt;">115</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tNAH">Name and Headquarters<font style="padding-left: 1.22pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tNAH"><font style="padding-left: 0.37pt;">115</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tACCTREAT">Accounting Treatment<font style="padding-left: 3.95pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tACCTREAT"><font style="padding-left: 0.37pt;">115</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tREGULAA">Regulatory Approvals<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tREGULAA"><font style="padding-left: 0.37pt;">115</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSTOCKEL">Stock Exchange Listings<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSTOCKEL"><font style="padding-left: 0.37pt;">118</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tADRMER">Appraisal or Dissenters&#8217; Rights in the Merger<font style="padding-left: 2.73pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tADRMER"><font style="padding-left: 0.37pt;">118</font></a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tTMAG">THE MERGER AGREEMENT<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTMAG">122</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tEXPLARMA">Explanatory Note Regarding the Merger Agreement<font style="padding-left: 2.54pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tEXPLARMA">122</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSTOME">Structure of the Merger<font style="padding-left: 3.06pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSTOME">122</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMERCON">Merger Consideration<font style="padding-left: 0.82pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMERCON">122</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tFRASH">Fractional Shares<font style="padding-left: 3.97pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tFRASH">123</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tGOVEDOC">Governing Documents<font style="padding-left: 2.86pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tGOVEDOC">123</a></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">ii<br></div></div></div>
<!--End Page 9-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 10-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_104-toc_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.45pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.45pt;">&#8203;</td><td class="gutter" style="width: 2.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.45pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.51%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.45pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTREATIFH">Treatment of IFH Equity Awards<font style="padding-left: 4.7pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.45pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTREATIFH">123</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCETM">Closing and Effective Time of the Merger<font style="padding-left: 2.13pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCETM">124</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tEXCHSH">Exchange of Shares<font style="padding-left: 3.43pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tEXCHSH">124</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tREPAW">Representations and Warranties<font style="padding-left: 1.65pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tREPAW">125</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCOVEAGRE">Covenants and Agreements<font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCOVEAGRE">127</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCOCG">Combined Company Governance<font style="padding-left: 3.98pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCOCG">133</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMEETINGR">Meetings; Recommendation of IFH&#8217;s and MVB&#8217;s Boards of Directors<font style="padding-left: 3.49pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMEETINGR">133</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tAGREEN">Agreement Not to Solicit Other Offers<font style="padding-left: 1.42pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tAGREEN">134</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCCMERG">Conditions to Complete the Merger<font style="padding-left: 4.16pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCCMERG">135</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTERMAGR">Termination of the Merger Agreement<font style="padding-left: 3.77pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTERMAGR">136</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tEFFTER">Effect of Termination<font style="padding-left: 1.7pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tEFFTER">137</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTERMINFEE">Termination Fee<font style="padding-left: 3pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTERMINFEE">137</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tEXPFEE">Expenses and Fees<font style="padding-left: 2.31pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tEXPFEE">138</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tAWEMA">Amendment, Waiver and Extension of the Merger Agreement<font style="padding-left: 2.7pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tAWEMA">138</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tGOVELAW">Governing Law<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tGOVELAW">138</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tSPEPER">Specific Performance<font style="padding-left: 2.32pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSPEPER">138</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tVOTAGREE">VOTING AGREEMENTS<font style="padding-left: 1.19pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tVOTAGREE">139</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tMATERUS">MATERIAL U.S. FEDERAL INCOME TAX CONSEQUENCES OF THE MERGER<font style="padding-left: 3.71pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMATERUS">140</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tTAXCMG">Tax Consequences of the Merger Generally<font style="padding-left: 1.58pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tTAXCMG">141</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCIFS">Cash Instead of a Fractional Share<font style="padding-left: 2.9pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCIFS">141</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tBACKW">Backup Withholding<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tBACKW">142</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tIR">Information Reporting<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIR">142</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOMC1">DESCRIPTION OF MVB CAPITAL STOCK IN GENERAL AND MVB COMMON STOCK<font style="padding-left: 2.63pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tDOMC1">143</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tGENERAL">General<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tGENERAL">143</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCOMMONSTOCK">Common Stock<font style="padding-left: 1.17pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCOMMONSTOCK">143</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tPRESTO">Preferred Stock<font style="padding-left: 1.2pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tPRESTO">144</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tANTITP">Anti-Takeover Provisions<font style="padding-left: 0.79pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tANTITP">144</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;"><a href="#tCTRHMVB">COMPARISON OF THE RIGHTS OF HOLDERS OF MVB COMMON STOCK AND HOLDERS OF IFH COMMON STOCK<font style="padding-left: 3.05pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tCTRHMVB">146</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tLEGALMATT">LEGAL MATTERS<font style="padding-left: 3.22pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tLEGALMATT">157</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEXPERTS">EXPERTS<font style="padding-left: 1.77pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tEXPERTS">157</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDFSSP">DEADLINES FOR SUBMITTING SHAREHOLDER PROPOSALS<font style="padding-left: 4.02pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tDFSSP">158</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tMVB1">MVB<font style="padding-left: 1.73pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tMVB1">158</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tIFH1">IFH<font style="padding-left: 3.39pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tIFH1">158</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tWYCMI">WHERE YOU CAN FIND MORE INFORMATION<font style="padding-left: 3.84pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tWYCMI">159</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tINDFIN">INDEX TO FINANCIAL STATEMENTS OF INTEGRATED FINANCIAL HOLDINGS, INC. <font style="padding-left: 2.09pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tINDFIN"><font style="padding-left: 1.11pt;">F-</font>1</a></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 2.2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSIGN">SIGNATURES<font style="padding-left: 3.4pt;"></font></a></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 2.2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.51%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.72pt; text-align: left;"><a href="#tSIGN"><font style="padding-left: 0.01pt;">II</font>-5</a></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 10.26%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA">Annex&#160;A</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 76.92%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA">Agreement and Plan of Merger and Reorganization, dated as of August&#160;12, 2022, by and between MVB Financial Corp. and Integrated Financial Holdings, Inc.<font style="padding-left: 0.67pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.22pt; text-align: left;"><a href="#tANXAA">A-1</a></div></td></tr><tr><td style="width: 10.26%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAAEXA">Exhibit A &#8211; Form of Voting and Support Agreement</a><font style="padding-left: 4.01pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="#tANXAAEXA">Annex&#160;A, Exhibit A</a></div></td></tr><tr><td style="width: 10.26%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAB">Annex B</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 76.92%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAB">Form of Articles of Amendment to Articles of Incorporation of MVB Financial Corp. </a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.22pt; text-align: left;"><a href="#tANXAB"><font style="padding-left: 0.55pt;">B-</font>1 </a></div></td></tr><tr><td style="width: 10.26%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAC">Annex&#160;C</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 76.92%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAC">Opinion of Stephens Inc.<font style="padding-left: 0.03pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.22pt; text-align: left;"><a href="#tANXAC"><font style="padding-left: 0.55pt;">C</font>-1</a></div></td></tr><tr><td style="width: 10.26%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAD">Annex&#160;D</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 76.92%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAD">Opinion of Raymond James &amp; Associates, Inc.<font style="padding-left: 0.34pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.22pt; text-align: left;"><a href="#tANXAD">D-1</a></div></td></tr><tr><td style="width: 10.26%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAE">Annex&#160;E</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 76.92%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAE">Chapter 55, Article 13 of the North Carolina Business Corporation Act<font style="padding-left: 1.76pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.22pt; text-align: left;"><a href="#tANXAE"><font style="padding-left: 1.11pt;">E</font>-1</a></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">iii<br></div></div></div>
<!--End Page 10-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 11-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tQA"><!--Anchor--></a>QUESTIONS AND ANSWERS</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following are some questions that you may have about the merger and the MVB special meeting or the IFH special meeting, and brief answers to those questions. We urge you to read carefully the remainder of this joint proxy statement/prospectus because the information in this section does not provide all of the information that might be important to you with respect to the merger, the MVB special meeting or the IFH special meeting. Additional important information is also contained in the documents incorporated by reference into this joint proxy statement/prospectus. See &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">In this joint proxy statement/prospectus, unless the context otherwise requires:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;IFH&#8221; refers to Integrated Financial Holdings, Inc., a North Carolina corporation;</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;West Town Bank&#8221; refers to West Town Bank &amp; Trust, an Illinois state-chartered bank and a wholly </font><font style="font-style: italic;">owned subsidiary of IFH;</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;IFH bylaws&#8221; refers to the bylaws of Integrated Financial Holdings, Inc.;</font> </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;IFH articles of incorporation&#8221; refers to the articles of incorporation of Integrated Financial Holdings, </font><font style="font-style: italic;">Inc., as amended;</font> </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;IFH common stock&#8221; refers to, collectively the voting common stock and non-voting </font><font style="font-style: italic;">common </font><font style="font-style: italic;">stock of </font><font style="font-style: italic;">IFH, par value $1.00 per share;</font></div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;MVB&#8221; refers to MVB Financial Corp., a West Virginia corporation;</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;MVB Bank&#8221; refers to MVB Bank, Inc., a West Virginia state chartered bank and a wholly owned </font><font style="font-style: italic;">subsidiary of MVB;</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;MVB articles of incorporation&#8221; refers to the articles of incorporation of MVB, as amended;</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;MVB bylaws&#8221; refers to the amended and restated bylaws of MVB, as amended;</font> </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">&#8220;MVB common stock&#8221; refers to the common stock of MVB, $1.00 par value per share;</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Why am I receiving this joint proxy statement/prospectus?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">You are receiving this joint proxy statement/prospectus because MVB and IFH entered into an Agreement and Plan of Merger and Reorganization (as may be amended, modified or supplemented from time to time in accordance with its terms, the &#8220;merger agreement&#8221;), pursuant to which IFH will merge with and into MVB (the &#8220;merger&#8221;) with MVB as the surviving entity. Following the merger, West Town Bank and MVB Bank will merge (the &#8220;bank merger,&#8221; and together with the merger, the &#8220;mergers&#8221;), with MVB Bank as the surviving bank. A copy of the merger agreement is attached as <font style="font-weight: bold;">Annex&#160;A</font> to this joint proxy statement/prospectus and is incorporated by reference herein. In this joint proxy statement/prospectus, we refer to the closing of the transactions contemplated by the merger agreement as the &#8220;closing&#8221; and the date on which the closing occurs as the &#8220;closing date.&#8221;</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 20pt; text-align: left;">In order to complete the merger, among other things:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB shareholders must approve the merger agreement and the transactions contemplated by the merger agreement, including the merger of IFH with and into MVB, with MVB as the surviving company, and the issuance of shares of MVB common stock as merger consideration (the &#8220;MVB merger proposal&#8221;); and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH shareholders must approve the merger agreement and the transactions contemplated thereby, including the merger with MVB (the &#8220;IFH merger proposal&#8221;). </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">MVB will hold the special meeting of MVB shareholders virtually via the internet (the &#8220;MVB special meeting&#8221;) to obtain approval of the MVB merger proposal.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">MVB shareholders will also be asked to approve a proposal to approve an amendment to the MVB&#8217;s articles of incorporation to effect an increase in the number of authorized shares of MVB common stock from 20,000,000 to 40,000,000 (such amendment, the &#8220;MVB articles amendment&#8221; and such proposal, the &#8220;MVB articles amendment proposal&#8221;). The approval of the MVB articles amendment proposal is not a condition to the closing of the merger. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">1<br></div></div></div>
<!--End Page 11-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 12-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">In addition, MVB shareholders will be asked to approve a proposal to adjourn the MVB special meeting to solicit additional proxies (i)&#160;if there are insufficient votes at the time of the MVB special meeting to approve the MVB merger proposal or the MVB articles amendment proposal or (ii)&#160;if adjournment is necessary or appropriate to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to MVB shareholders (the &#8220;MVB adjournment proposal&#8221;). </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">The special meeting of IFH shareholders will be held at IFH&#8217;s headquarters, located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, on January 24, 2023, at 4:00 p.m. Eastern time (the &#8220;IFH special meeting&#8221;) to obtain approval of the IFH merger proposal.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">IFH shareholders will also be asked to approve a proposal to adjourn the IFH special meeting to solicit additional proxies (i)&#160;if there are insufficient votes at the time of the IFH special meeting to approve the IFH merger proposal or (ii)&#160;if adjournment is necessary or appropriate to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to holders of IFH common stock (the &#8220;IFH adjournment proposal&#8221;).</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">This document is also a prospectus that is being delivered to holders of IFH common stock because, pursuant to the merger agreement, MVB is offering shares of MVB common stock to holders of IFH common stock.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">This joint proxy statement/prospectus contains important information about the merger and the other proposals being voted on at the MVB and IFH special meetings. You should read it carefully and in its entirety. The enclosed materials allow you to have your shares of common stock voted by proxy without attending your meeting. <font style="font-weight: bold;">Your vote is important and we encourage you to submit your proxy as soon as </font><font style="font-weight: bold;">possible.</font></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What will happen in the merger? </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">In the merger, MVB and IFH will merge, with MVB as the surviving entity. In the bank merger, which will occur following the merger, MVB Bank and West Town Bank will merge, with MVB Bank as the surviving bank.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Each share of IFH common stock issued and outstanding immediately prior to the effective time, except for any shares of IFH common stock owned by IFH as treasury stock or owned by IFH or MVB (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) and except for shares for which appraisal rights have been exercised, will be converted into the right to receive 1.21 shares (the &#8220;exchange ratio&#8221;) of MVB common stock (the &#8220;merger consideration&#8221;). </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">After completion of the merger, IFH will cease to exist. Holders of MVB common stock will continue to own their existing shares of MVB common stock. See the information provided in the section entitled <font style="font-style: italic;">&#8220;The </font><font style="font-style: italic;">Merger Agreement&#8212;Structure of the Merger&#8221; </font>beginning on page <a href="#tSTOME">122</a> and the merger agreement for more information about the merger.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">When and where will each of the special meetings take place? </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The MVB special meeting will be held virtually via the internet on January 25, 2023 at 10:00 a.m. Eastern Time. As we continue to monitor the status of the COVID-19 (coronavirus) pandemic and, in order to support the health and safety of our shareholders, employees and community, the MVB special meeting will be held in a virtual-only format conducted via live webcast, which means that you will be able to participate in substantially the same manner as if you were attending the meeting in person, including the ability to submit questions and vote your shares electronically during the meeting via live webcast. If you are a holder of record, you may attend the MVB special meeting by visiting www.virtualshareholdermeeting.com/MVBF2023SM and entering the control number that is printed on your proxy card. If you are not a shareholder, you will be able to attend the meeting by visiting www.virtualshareholdermeeting.com/MVBF2023SM and registering as a guest. If you enter the meeting as a guest, you will not be able to vote or submit questions during the meeting. You may log in beginning at 9:45 a.m. (Eastern Time) on January 25, 2023. The MVB special meeting will begin promptly at 10:00 a.m. (Eastern Time). An archived copy of the webcast will also be available under the Investor Relations tab on the Company&#8217;s website at www.mvbbanking.com.</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">2<br></div></div></div>
<!--End Page 12-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 13-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">The IFH special meeting will be held at IFH&#8217;s headquarters, located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, on January 24, 2023, at 4:00 p.m. Eastern time.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Even if you plan to attend your respective company&#8217;s special meeting, MVB and IFH recommend that you vote your shares in advance as described below so that your vote will be counted if you later decide not to or become unable to attend the applicable special meeting. </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What matters will be considered at each of the special meetings?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">At the MVB special meeting, MVB shareholders will be asked to consider and vote on the following proposals:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB Proposal 1: The MVB merger proposal; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB Proposal 2: The MVB articles amendment proposal; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB Proposal 2: The MVB adjournment proposal.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 20pt; text-align: left;">At the IFH special meeting, IFH shareholders will be asked to consider and vote on the following proposals:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH Proposal 1: The IFH merger proposal; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH Proposal 2: The IFH adjournment proposal.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">In order to complete the merger, among other things, MVB shareholders must approve the MVB merger proposal and IFH shareholders must approve the IFH merger proposal. None of the approvals of the MVB articles amendment proposal, the MVB adjournment proposal or the IFH adjournment proposal is a condition to the obligations of MVB or IFH to complete the merger.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What will holders of IFH common stock receive in the merger?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">In the merger, holders of IFH common stock will receive 1.21 shares of MVB common stock for each share of IFH common stock held immediately prior to the completion of the merger. MVB will not issue any fractional shares of MVB common stock in the merger. Holders of IFH common stock who would otherwise be entitled to a fractional share of MVB common stock in the merger will instead receive an amount in cash (rounded to the nearest cent) determined by multiplying the average of the daily closing-sale price per share of MVB common stock on NASDAQ, as reported by THE WALL STREET JOURNAL, for the consecutive period of five (5) full trading days ending on the day preceding the closing date by the fraction of a share (rounded to the nearest thousandth when expressed in decimal form) of MVB common stock that such shareholder would otherwise be entitled to receive.<br></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">If IFH provides notice of its intention to terminate the merger agreement as a result of certain changes in the trading price of MVB common stock relative to MVB&#8217;s historic price and the price of the NASDAQ Bank Index, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash).</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What will holders of MVB common stock receive in the merger?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">In the merger, holders of MVB common stock will not receive any consideration, and their shares of MVB common stock will remain outstanding and will constitute shares of MVB following the merger. Following the merger, shares of MVB common stock will continue to be traded on NASDAQ.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Will the value of the merger consideration change between the date of this joint proxy statement/prospectus and the time the merger is completed?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Yes. Although the number of shares of MVB common stock that IFH shareholders will receive is fixed, the value of the merger consideration will fluctuate between the date of this joint proxy statement/prospectus and the completion of the merger based upon the market value for MVB common stock. Any fluctuation in the market price of MVB common stock will change the value of the shares of MVB common stock that IFH shareholders will receive. </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">3<br></div></div></div>
<!--End Page 13-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 14-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">IFH is permitted to terminate the merger agreement, in certain circumstances, if the market price of MVB common stock falls below certain thresholds. See &#8220;The Merger Agreement&#8212;Termination of the Merger Agreement&#8221; beginning on page <a href="#tTERMAGR">136</a> for a more detailed discussion of the circumstances under which IFH can terminate the merger agreement. </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">How will the merger affect IFH equity awards? </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The merger agreement provides that, at the effective time, each option granted by IFH to purchase shares of IFH common stock under an IFH stock plan, whether vested or unvested, that is outstanding and unexercised immediately prior to the effective time (a &#8220;IFH Stock Option&#8221;) shall without any further action on the part of any holder thereof, be assumed by MVB and shall be converted into an option to purchase MVB common stock (a &#8220;Purchaser Stock Option&#8221;). Each such Purchaser Stock Option as so assumed and converted shall continue to have, and shall be subject to, the same terms and conditions as applied to the IFH Stock Option immediately prior to the effective time. As of the effective time, each such Purchaser Stock Option as so assumed and converted shall be an option to acquire that number of whole shares of MVB common stock (rounded down to the nearest whole share) equal to the product of (i)&#160;the number of shares of IFH common stock subject to such IFH Stock Option, multiplied by (ii) 1.21, at an exercise price per share of MVB common Stock (rounded up to the nearest whole cent) equal to the quotient obtained by dividing (A) the exercise price per share of IFH common stock subject to such IFH Stock Option by (B)&#160;1.21, provided, that the exercise price and the number of shares of MVB common stock subject to the Purchaser Stock Option shall be determined in a manner consistent with the requirements of Section 409A of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), and, in the case of IFH Stock Options that are intended to qualify as incentive stock options within the meaning of Section 422 of the Code, consistent with the requirements of Section 424(a) of the Code. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Immediately prior to the effective time (but contingent upon the closing), each award in respect of a share of IFH common stock subject to vesting, repurchase or other lapse restriction granted under an IFH stock plan that is unvested or contingent and outstanding immediately prior to the effective time (a &#8220;IFH Restricted Stock Award&#8221;) shall fully vest (with any performance-based vesting condition applicable to such IFH Restricted Stock Award deemed satisfied to the extent provided in the applicable award agreement) and shall be cancelled and converted automatically into the right to receive merger consideration in respect of each such share of IFH common stock under such IFH Restricted Stock Award, less applicable withholding taxes.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">At the effective time, each equity award other than an IFH Stock Option or an IFH Restricted Stock Award (an &#8220;Other IFH Equity Award&#8221;), whether or not then vested or free of conditions to payment, automatically and without any action on the part of the holder thereof, shall be cancelled and converted into the right to receive a number of shares of MVB common stock equal to the product of (i)&#160;the number of shares of IFH common stock subject to such Other IFH Equity Award multiplied by (ii) 1.21, with cash payable in lieu of fractional shares. </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">How does the MVB board of directors recommend that I vote at the MVB special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The MVB board of directors unanimously recommends that you vote &#8220;FOR&#8221; the MVB merger proposal, &#8220;FOR&#8221; the MVB articles amendment proposal and &#8220;FOR&#8221; the MVB adjournment proposal. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">How does the IFH board of directors recommend that I vote at the IFH special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The IFH board of directors unanimously recommends that you vote &#8220;FOR&#8221; the IFH merger proposal and &#8220;FOR&#8221; the IFH adjournment proposal. In considering the recommendations of the IFH board of directors, IFH shareholders should be aware that IFH directors and executive officers may have interests in the merger that are different from, or in addition to, the interests of IFH shareholders generally. For a more complete description of these interests, see the information provided in the section entitled &#8220;The Merger&#8212;Interests of IFH Directors and Executive Officers in the Merger&#8221; beginning on page <a href="#tINTEREST">111</a>.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Who is entitled to vote at the MVB special meeting?</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The record date for the MVB special meeting is December 6, 2022. All MVB shareholders who held shares at the close of business on the record date for the MVB special meeting are entitled to receive notice of, </div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">4<br></div></div></div>
<!--End Page 14-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 15-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">and to vote at, the MVB special meeting. Each holder of MVB common stock is entitled to cast one (1) vote on each matter properly brought before the MVB special meeting for each share of MVB common stock that such holder owned of record as of the record date. As of December&#160;6, 2022, there were 12,615,965 outstanding shares of MVB common stock. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Attendance at the special meeting is not required to vote. See below and the section entitled &#8220;The MVB Special Meeting&#8212;Proxies&#8221; beginning on page <a href="#tPROXIES">53</a> for instructions on how to vote your shares of MVB common stock without attending the MVB special meeting.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Who is entitled to vote at the IFH special meeting?</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The record date for the IFH special meeting is December&#160;6, 2022. All IFH shareholders who held shares at the close of business on the record date for the IFH special meeting are entitled to receive notice of, and to vote at, the IFH special meeting. Each holder of IFH common stock is entitled to cast one (1) vote on each matter properly brought before the IFH special meeting for each share of IFH common stock that such holder owned of record as of the record date. The IFH voting common stock and IFH non-voting common stock will vote as separate voting groups on the proposals to be considered at the IFH special meeting. As of December&#160;6, 2022, there were 2,239,209 outstanding shares of IFH voting common stock and 21,740&#160;outstanding shares of IFH non-voting common stock.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Attendance at the special meeting is not required to vote. See below and the section entitled &#8220;The IFH Special Meeting&#8212;Voting Methods; Proxies and Incomplete Proxies&#8221; beginning on page <a href="#tVMPIPR">59</a> for instructions on how to vote your shares of IFH common stock without attending the IFH special meeting.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What constitutes a quorum for the MVB special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The presence at the MVB special meeting, virtually or by proxy, of holders of a majority of the outstanding shares of MVB common stock entitled to vote at the MVB special meeting will constitute a quorum for the transaction of business at the MVB special meeting. Abstentions will be included in determining the number of shares present at the meeting for the purpose of determining the presence of a quorum.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What constitutes a quorum for the IFH special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The presence at the IFH special meeting, in person or by proxy, of holders of a majority of the votes entitled to be cast by a voting group at the IFH special meeting will constitute a quorum for the transaction of business at the IFH special meeting with respect to that voting group. Abstentions will be included in determining the number of shares present at the meeting for the purpose of determining the presence of a quorum.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What vote is required for the approval of each proposal at the MVB special meeting?<font style="font-weight: normal;"> </font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB Proposal 1: MVB merger proposal. Approval of the MVB merger proposal requires the affirmative vote of a majority of the votes cast on the proposal, assuming a quorum is present. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">MVB Proposal 2: MVB articles amendment proposal. Approval of the MVB articles amendment proposal requires the affirmative vote of the majority of the votes cast on the proposal, assuming a quorum is present. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">MVB Proposal 3: MVB adjournment proposal. Whether or not a quorum will be present at the meeting, approval of the MVB adjournment proposal requires the affirmative vote of a majority of the shares of MVB common stock having voting power present virtually or represented by proxy at the MVB special meeting.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What vote is required for the approval of each proposal at the IFH special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">IFH merger proposal</font>. Approval of the IFH merger proposal requires (i)&#160;the affirmative vote of a majority of the outstanding shares of IFH voting common stock entitled to vote on the merger proposal, voting as a separate voting group, and (ii)&#160;the affirmative vote of a majority of the outstanding shares of IFH non-voting common stock entitled to vote on the merger proposal, voting as a separate voting group. As of the record date of the IFH special meeting, all outstanding shares of IFH non-voting common stock were held by a single shareholder affiliated with the Chairman of IFH&#8217;s board of directors.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">5<br></div></div></div>
<!--End Page 15-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 16-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">If a shareholder marks &#8220;ABSTAIN&#8221; on the holder&#8217;s proxy, fails to submit a proxy or vote in person at the IFH special meeting, or fails to instruct such shareholder&#8217;s bank or broker how to vote with respect to the IFH merger proposal, it will have the same effect as a vote &#8220;AGAINST&#8221; the IFH merger proposal.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 20pt; text-align: left;">IFH adjournment proposal<font style="font-style: normal;">. Whether or not a quorum is present at the meeting, the IFH adjournment </font><font style="font-style: normal;">proposal will be approved by each voting group, if the votes cast with respect to that voting group at the </font><font style="font-style: normal;">IFH special meeting, in person or by proxy, in favor of the adjournment proposal exceed the votes cast </font><font style="font-style: normal;">against such proposal.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">If a shareholder marks &#8220;ABSTAIN&#8221; on such holder&#8217;s proxy card, fails to submit a proxy or vote in person at the IFH special meeting or fails to instruct such shareholder&#8217;s bank or broker how to vote with respect to the IFH adjournment proposal, it will have no effect on the adjournment proposal.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What if I hold shares in both MVB and IFH?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If you hold shares of both MVB common stock and IFH common stock, you will receive separate packages of proxy materials. A vote cast as an MVB shareholder will not count as a vote cast as an IFH shareholder, and a vote cast as an IFH shareholder will not count as a vote cast as an MVB shareholder. Therefore, please submit separate proxies for your shares of MVB common stock and your shares of IFH common stock.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">How can I attend, vote and ask questions at the MVB special meeting or the IFH special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">Record Holders</font>. If you hold shares directly in your name as the holder of record of MVB or IFH common stock, you are a &#8220;record holder&#8221; and your shares may be voted at the MVB special meeting or the IFH special meeting by you, as applicable. If you choose to vote your shares virtually at the MVB special meeting via the applicable special meeting website, you will need the control number, as described below.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 20pt; text-align: left;">Beneficial Owners<font style="font-style: normal;">. If you hold shares in a brokerage or other account in &#8220;street name,&#8221; you are a </font><font style="font-style: normal;">&#8220;beneficial owner&#8221; and your shares may be voted at the MVB special meeting or the IFH special meeting, </font><font style="font-style: normal;">as applicable, by you as described below.</font><font style="font-style: normal;"> You should follow the instructions provided by your </font><font style="font-style: normal;">broker</font><font style="font-style: normal;">, bank</font><font style="font-style: normal;"> </font><font style="font-style: normal;">or nominee to ensure that votes related to the shares you beneficially own are properly counted. In this </font><font style="font-style: normal;">regard, you must provide your </font><font style="font-style: normal;">broker</font><font style="font-style: normal;">, bank</font><font style="font-style: normal;"> or nominee with instructions on how to vote your share or, if </font><font style="font-style: normal;">you wish to vote in person at the IFH special meeting, you must obtain a signed legal proxy from your </font><font style="font-style: normal;">bank, broker</font><font style="font-style: normal;"> or nominee giving you the right to vote the shares.</font><font style="font-style: normal;"> If you choose to vote your shares virtually </font><font style="font-style: normal;">at the MVB special meeting via the special meeting website, you will need the control number</font><font style="font-style: normal;"> f</font><font style="font-style: normal;">or</font><font style="font-style: normal;"> the MVB </font><font style="font-style: normal;">special meeting</font><font style="font-style: normal;">, as described below.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 20pt; text-align: left;">MVB special meeting<font style="font-style: normal;">. If you are a record holder of MVB common stock, you will be able to attend the </font><font style="font-style: normal;">MVB special meeting online, ask questions and vote during the meeting by visiting </font><font style="font-style: normal;">www.virtualshareholdermeeting.com/MVBF202</font><font style="font-style: normal;">3</font><font style="font-style: normal;">SM</font><font style="font-style: normal;"> and following the instructions. Please have your control </font><font style="font-style: normal;">number, which can be found on your proxy card previously received, to access the meeting. If you are a </font><font style="font-style: normal;">beneficial owner, you also will be able to attend the MVB special meeting online, ask questions and vote </font><font style="font-style: normal;">during the meeting by visiting </font><font style="font-style: normal;">www.virtualshareholdermeeting.com/MVBF202</font><font style="font-style: normal;">3</font><font style="font-style: normal;">SM</font><font style="font-style: normal;"> and following the </font><font style="font-style: normal;">instructions. Please have your control number, which can be found on the voting instructions provided by </font><font style="font-style: normal;">your bank, broker, trustee or other nominee, to access the meeting. Please review this information prior to </font><font style="font-style: normal;">the MVB special meeting to ensure you have access. If you are a beneficial owner and do not receive a </font><font style="font-style: normal;">control number, please contact your bank, broker, trustee or other nominee.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">MVB encourages its shareholders to visit the meeting website above in advance of the MVB special meeting to familiarize themselves with the online access process. The virtual MVB special meeting platform is fully supported across browsers and devices that are equipped with the most updated version of applicable software and plugins. Shareholders should verify their internet connection prior to the MVB special meeting. Technical support information is provided on the sign-in page for all shareholders beginning 15 minutes prior to the start of the meeting. If you have difficulty accessing the virtual MVB special meeting during check-in or during the meeting, please contact technical support as indicated on the MVB special meeting sign-in page. Shareholders will have substantially the same opportunities to participate in the virtual MVB special meeting as they would have at a physical, in-person meeting. Shareholders as of the record date will be able to attend, vote, examine the shareholder list, and submit questions during a portion of the meeting via the online platform.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">6<br></div></div></div>
<!--End Page 16-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 17-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">IFH special meeting. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">All IFH shareholders, including shareholders of record and shareholders who hold their shares in &#8220;street name&#8221; through a bank or a broker, are invited to attend the IFH special meeting. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Holders of record of IFH common stock can vote in person at the IFH special meeting. If you are not a shareholder of record of IFH common stock, you must obtain a valid appointment of proxy, executed in your favor, from the record holder of your shares, such as a bank or a broker, to be able to vote in person at the IFH special meeting. If you plan to attend the IFH special meeting, you must hold your shares in your own name or have a letter from the record holder of your shares confirming your ownership. In addition, you must bring a form of personal photo identification with you in order to be admitted to the IFH special meeting. IFH reserves the right to refuse admittance to anyone without proper proof of share ownership or without proper photo identification. The use of cameras, sound recording equipment, communications devices or any similar equipment during the IFH special meeting is prohibited without IFH&#8217;s express written consent.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">If you are a shareholder of record of your IFH shares, you can vote by completing, signing, dating and mailing your proxy card in the enclosed postage-paid return envelope. Alternatively, you may vote through the Internet. Information and applicable deadlines for voting through the Internet are set forth in the enclosed proxy card for the IFH special meeting and further described below. If you hold your shares in &#8220;street name&#8221; through a bank or broker, you must direct your bank or broker how to vote in accordance with the instructions you have received from your bank or broker. As discussed above, &#8220;street name&#8221; shareholders who wish to vote in person at the IFH special meeting will need to obtain a legal proxy from the institution that is the record holder of their IFH shares.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Even if you plan to attend the MVB special meeting or the IFH special meeting, as applicable, MVB and IFH recommend that you vote your shares in advance as described below so that your vote will be counted if you later decide not to or become unable to attend the respective special meeting.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Additional information on attending the special meetings can be found under the section entitled &#8220;The MVB Special Meeting&#8212;Attending the Virtual Special Meeting&#8221; on page <a href="#tAVSM">52</a> and under the section entitled &#8220;The IFH Special Meeting&#8212;Attending the IFH Special Meeting&#8221; on page <a href="#tAIFHSME">59</a>.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">How can I vote my shares without attending my respective special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Whether you hold your shares directly as the holder of record of MVB common stock or IFH common stock or beneficially in &#8220;street name,&#8221; you may direct your vote by proxy without attending the MVB special meeting or the IFH special meeting, as applicable.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">If you are a record holder of MVB common stock or IFH common stock, you can vote your shares by proxy over the internet, by mail or, with respect to MVB shareholders, by telephone, by following the instructions provided in the enclosed proxy card. If you hold shares beneficially in &#8220;street name&#8221; as a beneficial owner of MVB common stock or IFH common stock, you should follow the voting instructions provided by your bank, broker, trustee or other nominee.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Additional information on voting procedures can be found under the section entitled &#8220;The MVB Special Meeting&#8212;Attending the Virtual Special Meeting&#8221; on page <a href="#tAVSM">52</a> and under the section entitled &#8220;The IFH Special Meeting&#8212;Voting Methods; Proxies and Incomplete Proxies&#8221; on page <a href="#tVMPIPR">59</a>.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What do I need to do now?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">After carefully reading and considering the information contained in this document, please vote as soon as possible. If you hold shares of MVB common stock or IFH common stock, please respond by completing, signing and dating the accompanying proxy card and returning it in the enclosed postage-paid envelope, or by submitting your proxy through the internet or, in the case of MVB shareholders, by telephone, as soon as possible so that your shares may be represented at your meeting. Please note that if you are a beneficial owner with shares held in &#8220;street name,&#8221; you should follow the voting instructions provided by your bank, broker, trustee or other nominee. </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">7<br></div></div></div>
<!--End Page 17-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 18-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">If I am a beneficial owner with my shares held in &#8220;street name&#8221; by a bank, broker, trustee or other nominee, will my bank, broker, trustee or other nominee vote my shares for me?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">No. Your bank, broker, trustee or other nominee cannot vote your shares without instructions from you. You should instruct your bank, broker, trustee or other nominee how to vote your shares in accordance with the instructions provided to you. Please check the voting instruction form used by your bank, broker, trustee or other nominee.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What is a &#8220;broker non-vote&#8221;?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Banks, brokers and other nominees who hold shares in street name for a beneficial owner of those shares typically have the authority to vote in their discretion on &#8220;routine&#8221; proposals when they have not received instructions from beneficial owners. However, banks, brokers and other nominees are not allowed to exercise their voting discretion with respect to the approval of matters determined to be &#8220;non-routine&#8221; without specific instructions from the beneficial owner. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">A broker non-vote occurs when a bank, broker, trustee or other nominee is not permitted to vote on a &#8220;non-routine&#8221; matter without instructions from the beneficial owner of the shares and the beneficial owner fails to provide the bank, broker, trustee or other nominee with such instructions. Broker non-votes only count toward a quorum if at least one (1) proposal is presented with respect to which the bank, broker, trustee or other nominee has discretionary authority. It is expected that all proposals to be voted on at each of the MVB special meeting and the IFH special meeting will be &#8220;non-routine&#8221; matters, and, as such, broker non-votes, if any, will not be counted as present and entitled to vote for purposes of determining a quorum at the MVB special meeting or the IFH special meeting. If your bank, broker, trustee or other nominee holds your shares of MVB common stock or IFH common stock in &#8220;street name,&#8221; such entity will vote your shares of MVB common stock or IFH common stock only if you provide instructions on how to vote by complying with the instructions provided to you by your bank, broker, trustee or other nominee with this joint proxy statement/prospectus. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">If you are a beneficial owner of MVB common stock and you do not instruct your bank, broker, trustee or other nominee on how to vote your shares of MVB common stock:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB merger proposal</font>: your bank, broker, trustee or other nominee may not vote your shares on the MVB merger proposal, which broker non-votes, if any, will not be counted as a vote cast and will not have any effect on the outcome of the MVB merger proposal, assuming a quorum is present; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB articles amendment proposal</font>: your bank, broker, trustee or other nominee may not vote your shares on the MVB articles amendment proposal, which broker non-votes, if any, will not be counted as a vote cast and will not have any effect on the outcome of the MVB merger proposal, assuming a quorum is present; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB adjournment proposal</font>: your bank, broker, trustee or other nominee may not vote your shares on the MVB adjournment proposal, which broker non-votes, if any, will have no effect on the outcome of such proposal.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">If you are a beneficial owner of IFH common stock and you do not instruct your bank, broker, trustee or other nominee on how to vote your shares of IFH common stock:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">IFH merger proposal</font>: your bank, broker, trustee or other nominee may not vote your shares on the IFH merger proposal, which broker non-votes, if any, will have the same effect as a vote &#8220;AGAINST&#8221; such proposal;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">IFH adjournment proposal</font>: your bank, broker, trustee or other nominee may not vote your shares on the IFH adjournment proposal, which broker non-votes, if any, will have no effect on the outcome of such proposal.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What if I fail to vote or abstain?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">For purposes of the MVB special meeting, an abstention occurs when an MVB shareholder attends the MVB special meeting and does not vote or returns a proxy with an &#8220;abstain&#8221; instruction. </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">8<br></div></div></div>
<!--End Page 18-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 19-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB merger proposal</font>: Abstentions and failures to submit a proxy or vote virtually at the MVB special meeting, or failure to instruct your bank or broker how to vote, will not be counted as a vote cast and will not have any effect on the outcome of the MVB merger proposal, assuming a quorum is present.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB articles amendment proposal</font>: Abstentions and failures to submit a proxy or vote virtually at the MVB special meeting, or failure to instruct your bank or broker how to vote, will not be counted as a vote cast and will not have any effect on the outcome of the MVB articles amendment proposal, assuming a quorum is present.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB adjournment proposal</font>: An abstention will have the same effect as a vote &#8220;AGAINST&#8221; the MVB adjournment proposal. If an MVB shareholder is not present at the MVB special meeting and does not respond by proxy, it will have no effect on the outcome of such proposal.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">For purposes of the IFH special meeting, an abstention occurs when an IFH shareholder attends the IFH special meeting and does not vote or returns a proxy with an &#8220;abstain&#8221; instruction.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">IFH merger proposal</font>: An abstention will have the same effect as a vote &#8220;AGAINST&#8221; the IFH merger proposal. If an IFH shareholder is not present at the IFH special meeting and does not respond by proxy, it will also have the same effect as a vote &#8220;AGAINST&#8221; the IFH merger proposal.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">IFH adjournment proposal</font>: An abstention will have the same effect as a vote &#8220;AGAINST&#8221; the IFH adjournment proposal. If an IFH shareholder is not present at the IFH special meeting and does not respond by proxy, it will have no effect on the outcome of such proposal.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Why is my vote important?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If you do not vote, it will be more difficult for MVB or IFH to obtain the necessary quorum to hold its special meeting and to obtain the shareholder approval that each of its board of directors is recommending and seeking. Assuming that a quorum is present, the affirmative vote of a majority of the votes cast on the proposal is required to approve the MVB merger proposal. The IFH merger proposal must be approved by (i)&#160;the affirmative vote of a majority of the outstanding shares of IFH voting common stock entitled to vote on the merger proposal, voting as a separate voting group, and (ii)&#160;the affirmative vote of a majority of the outstanding shares of IFH non-voting common stock entitled to vote on the merger proposal, voting as a separate voting group. Abstentions and failures to submit a proxy or vote virtually at the MVB special meeting, or failure to instruct your bank or broker how to vote, will not be counted as votes cast and will not have any effect on the outcome of the MVB merger proposal, assuming a quorum is present. Failure to submit a proxy or vote virtually or in person, as applicable, at the IFH special meeting, or failure to instruct your bank or broker how to vote, or abstention will have the same effect as a vote &#8220;AGAINST&#8221; the IFH merger proposal.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">The MVB board of directors and the IFH board of directors unanimously recommend that you vote &#8220;FOR&#8221; the MVB merger proposal and &#8220;FOR&#8221; the IFH merger proposal, respectively, and &#8220;FOR&#8221; the other proposals to be considered at the MVB special meeting and the IFH special meeting, respectively.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What will happen if I return my proxy card without indicating how to vote?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If you sign and return your proxy card without indicating how to vote on any particular proposal, the shares of MVB common stock represented by your proxy will be voted as recommended by the MVB board of directors with respect to such proposals, or the shares of IFH common stock represented by your proxy will be voted as recommended by the IFH board of directors with respect to such proposals, as the case may be.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Can I change my vote after I have delivered my proxy or voting instruction card?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If you directly hold shares of MVB common stock or IFH common stock in your name as a record holder, you can change your vote at any time before your proxy is voted at your meeting. You can do this by:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">submitting a written statement that you would like to revoke your proxy to the corporate secretary of MVB or IFH, as applicable;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">signing and returning a proxy card with a later date;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the case of MVB shareholders, attending the special meeting virtually and voting at the special meeting via the special meeting website; </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">9<br></div></div></div>
<!--End Page 19-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 20-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the case of IFH shareholders, attending the IFH special meeting and voting in person at the meeting; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">voting by the internet or, in the case of MVB shareholders, by telephone at a later time.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">If you are a beneficial owner and your shares are held by a bank, broker, trustee or other nominee, you may change your vote by:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">contacting your bank, broker, trustee or other nominee; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the case of MVB shareholders, attending the special meeting virtually and voting your shares via the special meeting website if you have your control number, which can be found on the voting instructions provided by your bank, broker, trustee or other nominee. Please contact your bank, broker, trustee or other nominee for further instructions.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Will MVB be required to submit the MVB merger proposal to its shareholders even if the MVB board of directors has withdrawn, modified or qualified its recommendation?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Yes. Unless the merger agreement is terminated before the MVB special meeting, MVB is required to submit the MVB merger proposal to its shareholders even if the MVB board of directors has withdrawn, modified or qualified its recommendation in favor of the merger. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Will IFH be required to submit the IFH merger proposal to its shareholders even if the IFH board of directors has withdrawn, modified or qualified its recommendation?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Yes. Unless the merger agreement is terminated before the IFH special meeting, IFH is required to submit the IFH merger proposal to its shareholders even if the IFH board of directors has withdrawn, modified or qualified its recommendation in favor of the merger.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Are holders of MVB common stock entitled to dissenters&#8217; rights?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">No. Holders of MVB common stock are not entitled to dissenters&#8217; rights under the West Virginia Business Corporation Act (the &#8220;WVBCA&#8221;). For more information, see the section entitled &#8220;The Merger&#8212;Appraisal or Dissenters&#8217; Rights in the Merger&#8221; beginning on page <a href="#tADRMER">118</a>.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Are holders of IFH common stock entitled to appraisal rights?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Yes. Holders of IFH common stock are entitled to appraisal rights under the North Carolina Business Corporation Act (the &#8220;NCBCA&#8221;). For more information, see the section entitled &#8220;The Merger&#8212;Appraisal or Dissenters&#8217; Rights in the Merger&#8221; beginning on page <a href="#tADRMER">118</a>.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Are there any risks that I should consider in deciding whether to vote for the approval of the MVB merger proposal, the IFH merger proposal, or the other proposals to be considered at the MVB special meeting and the IFH special meeting, respectively?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Yes. You should read and carefully consider the risk factors set forth in the section entitled &#8220;Risk Factors&#8221; beginning on page <a href="#tRISKFAC">25</a>. You also should read and carefully consider the risk factors of MVB in the documents that are incorporated by reference into this joint proxy statement/prospectus.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What are the material U.S. federal income tax consequences of the merger to holders of IFH common stock?</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The merger has been structured to qualify as a reorganization under Section 368(a) of the Code for U.S. federal income tax purposes, and it is a condition to our respective obligations to complete the merger that each of MVB and IFH receives a legal opinion to the effect that the merger will so qualify. Accordingly, holders of IFH common stock will not be required to recognize any gain or loss for U.S. federal income tax purposes on the exchange of their IFH common stock for MVB common stock in the merger, except for any gain or loss that may result from the receipt of cash instead of a fractional share of MVB common stock or cash otherwise received. You should be aware that the tax consequences to you of the merger may depend upon your own situation. In addition, you may be subject to state, local or foreign tax laws that are not discussed in this joint proxy statement/prospectus. You should therefore consult with your own tax advisor </div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">10<br></div></div></div>
<!--End Page 20-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 21-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">for a full understanding of the tax consequences to you of the merger. For a more complete discussion of the material U.S. federal income tax consequences of the merger, see the section entitled &#8220;Material U.S. Federal Income Tax Consequences of the Merger&#8221; beginning on page <a href="#tMATERUS">140</a>.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">When is the merger expected to be completed?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Neither MVB nor IFH can predict the actual date on which the merger will be completed, or if the merger will be completed at all, because completion is subject to conditions and factors outside the control of both companies. IFH must obtain the approval of IFH shareholders for the IFH merger proposal, and MVB must obtain the approval of MVB shareholders for the MVB merger proposal. MVB and IFH must also obtain necessary regulatory approvals and satisfy certain other closing conditions. MVB and IFH expect the merger to be completed promptly once MVB and IFH have obtained their respective shareholders&#8217; approvals noted above, have obtained necessary regulatory approvals, and have satisfied certain other closing conditions.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What are the conditions to complete the merger?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The obligations of MVB and IFH to complete the merger are subject to the satisfaction or waiver of certain closing conditions contained in the merger agreement, including, but not limited to, the receipt of required regulatory approvals and the expiration of all statutory waiting periods without the imposition of any materially burdensome regulatory condition, the receipt of certain tax opinions, approval by MVB shareholders of the MVB merger proposal and approval by IFH shareholders of the IFH merger proposal. For more information, see &#8220;The Merger Agreement&#8212;Conditions to Complete the Merger&#8221; beginning on page <a href="#tCCMERG">135</a>.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What happens if the merger is not completed?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If the merger is not completed, holders of IFH common stock will not receive any consideration for their shares of IFH common stock in connection with the merger. Instead IFH will remain an independent private company, and IFH&#8217;s voting common stock will continue to be traded on OTCQX. In addition, if the merger agreement is terminated in certain circumstances, a termination fee of $3.9&#160;million will be payable by IFH. See &#8220;The Merger Agreement&#8212;Termination Fee&#8221; beginning on page <a href="#tTERMINFEE">137</a> for a more detailed discussion of the circumstances under which a termination fee will be required to be paid. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What happens if I sell my shares after the applicable record date but before my company&#8217;s special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Each of the MVB and IFH record date is earlier than the date of the MVB special meeting and the IFH special meeting, as applicable, and earlier than the date that the merger is expected to be completed. If you sell or otherwise transfer your shares of MVB common stock or IFH common stock, as applicable, after the applicable record date but before the date of the applicable special meeting, you will retain your right to vote at such special meeting (provided that such shares remain outstanding on the date of such special meeting), but, with respect to the IFH common stock, you will not have the right to receive the merger consideration to be received by IFH shareholders in connection with the merger. In order to receive the merger consideration, you must hold your shares of IFH common stock through the completion of the merger.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Should I send in my stock certificates now?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">No. Please do not send in your stock certificates with your proxy. After the merger is completed, an exchange agent designated by MVB and mutually acceptable to IFH (the &#8220;exchange agent&#8221;) will send you instructions for exchanging IFH stock certificates, if your shares are certificated, for the consideration to be received in the merger. See &#8220;The Merger Agreement&#8212;Exchange of Shares&#8221; beginning on page <a href="#tEXCHSH">124</a>.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What should I do if I receive more than one set of voting materials for the same special meeting?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If you are a beneficial owner and hold shares of MVB common stock or IFH common stock in &#8220;street name&#8221; and also are a record holder and hold shares directly in your name or otherwise or if you hold shares of MVB common stock or IFH common stock in more than one (1) brokerage account, you may receive more than one (1) set of voting materials relating to the same special meeting.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">11<br></div></div></div>
<!--End Page 21-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 22-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_105-qa_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Record Holders<font style="font-style: normal;">: For shares held directly, please complete, sign, date and return each proxy card (or cast </font><font style="font-style: normal;">your vote by internet as provided on each proxy card) or otherwise follow the voting instructions provided </font><font style="font-style: normal;">in this joint proxy statement/prospectus in order to ensure that all of your shares of MVB common stock or </font><font style="font-style: normal;">IFH common stock are voted.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 20pt; text-align: left;">Beneficial Owners<font style="font-style: normal;">: For shares held in &#8220;street name&#8221; through a bank, broker, trustee or other nominee, you </font><font style="font-style: normal;">should follow the procedures provided by your bank, broker, trustee or other nominee in order to vote your </font><font style="font-style: normal;">shares.</font></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Who can help answer my questions?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic;">MVB shareholders</font>: If you have any questions about the merger or how to submit your proxy or voting instruction card, or if you need additional copies of this document or the enclosed proxy card or voting instruction card, you should contact Lisa J. McCormick, Corporate Secretary of MVB, at (304) 363-4800 or by email to lmccormick@mvbbanking.com. </div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 20pt; text-align: left;">IFH shareholders<font style="font-style: normal;">: If you have any questions about the merger or how to submit your proxy or voting </font><font style="font-style: normal;">instruction card, or if you need additional copies of this document or the enclosed proxy card or voting </font><font style="font-style: normal;">instruction card, you should contact Steven E. Crouse, EVP and Chief Financial Officer of IFH at </font><font style="font-style: normal;">(919)&#160;861-8018, or by e-mail to </font><font style="font-style: normal;">steve@ifhinc.com</font><font style="font-style: normal;">.</font></div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">Where can I find more information about MVB?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">You can find more information about MVB from the various sources described under &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a>.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Q:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;">What is householding and how does it affect me?</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A:<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The SEC permits companies to send a single set of proxy materials to any household at which two (2) or more shareholders reside, unless contrary instructions have been received, but only if the applicable shareholders provide advance notice and follow certain procedures. In such cases, each shareholder continues to receive a separate notice of the meeting and proxy card. Certain brokerage firms may have instituted householding for beneficial owners of MVB common stock and IFH common stock, as applicable, held through brokerage firms. If your family has multiple accounts holding MVB common stock or IFH common stock, as applicable, you may have already received a householding notification from your broker. Please contact your broker directly if you have any questions or require additional copies of this joint proxy statement/prospectus. The broker will arrange for delivery of a separate copy of this joint proxy statement/prospectus promptly upon your written or oral request. You may decide at any time to revoke your decision to household, and thereby receive multiple copies.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">12<br></div></div></div>
<!--End Page 22-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 23-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tSUMM"><!--Anchor--></a>SUMMARY</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">This summary highlights selected information in this joint proxy statement/prospectus and may not contain all of the information that is important to you. You should carefully read this entire joint proxy statement/prospectus and the other documents we refer you to for a more complete understanding of the matters being considered at the special meetings. In addition, we incorporate by reference important business and financial information about MVB and IFH into this joint proxy statement/prospectus. You may obtain the information incorporated by reference into this joint proxy statement/prospectus without charge by following the instructions in the section entitled &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a> of this joint proxy statement/prospectus.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tIATC"><!--Anchor--></a>Information about the Companies (pages <a href="#tIATCOM">63</a>)</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">MVB </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB Financial Corp. is a financial holding company organized as a West Virginia corporation in 2003 that operates principally through its wholly-owned subsidiary, MVB Bank, Inc. (&#8220;MVB Bank&#8221;). MVB conducts a wide range of business activities, primarily commercial and retail (&#8220;CoRe&#8221;) banking. MVB also continues to be involved in new innovative strategies to provide independent banking to corporate clients throughout the United States by leveraging recent investments in financial technology (&#8220;Fintech&#8221;) related companies, as further described in MVB&#8217;s filings with the SEC which are incorporated by reference into this joint proxy statement/prospectus. MVB considers Fintech companies as those entities that use technology to electronically move funds.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB Bank was formed on October&#160;30, 1997 and chartered under the laws of the State of West Virginia. MVB Bank commenced operations on January&#160;4, 1999. MVB Bank offers its customers a full range of products and services, including various demand deposit accounts, savings accounts, money market accounts and certificates of deposit, commercial, consumer and real estate mortgage loans and lines of credit, cashier&#8217;s checks, safe deposit rental facilities, and non-deposit investment services offered through an association with a broker-dealer.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB&#8217;s common stock is traded on NASDAQ under the symbol &#8220;MVBF.&#8221; The Company&#8217;s principal executive office is located at 301 Virginia Avenue, Fairmont, West Virginia 26554 and its telephone number is (304)&#160;363-4800. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc. is a bank holding company that has elected to be treated as a financial holding company under the Bank Holding Company Act of 1956, as amended (the &#8220;BHCA&#8221;). IFH, which was originally incorporated under the name West Town Bancorp, Inc., was formed on June&#160;23, 2015, as a North Carolina business corporation with its main office in Raleigh, North Carolina. Effective January&#160;1, 2016, IFH became the registered bank holding company of West Town Bank and is the bank&#8217;s sole shareholder. IFH specializes in small business lending solutions, which it offers through West Town Bank and Windsor Advantage, LLC (&#8220;Windsor Advantage&#8221;), a wholly owned subsidiary of IFH. West Town Bank is headquartered in North Riverside, Illinois and offers traditional community bank deposit and lending services in the greater Chicago area. Additionally, West Town Bank engages in government-guaranteed lending on a national basis and tailors deposit products for specific lines of business. Windsor Advantage is a loan service provider that offers community banks and credit unions with a comprehensive outsourced U.S. Small Business Association (&#8220;SBA&#8221;)&#160;7(a) and U.S. Department of Agriculture (&#8220;USDA&#8221;) lending platform. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s voting common stock is traded on OTCQX under the symbol &#8220;IFHI.&#8221; IFH&#8217;s principal executive office is located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, and its telephone number is (919)&#160;948-1987.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a name="tTMMA"><!--Anchor--></a>The Merger and the Merger Agreement (pages <a href="#tTHEMERGER">79</a> and <a href="#tTMAG">122</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The terms and conditions of the merger are contained in the merger agreement, a copy of which is attached as <font style="font-weight: bold;">Annex&#160;A</font> to this joint proxy statement/prospectus. You are encouraged to read the merger agreement carefully and in its entirety, as it is the primary legal document that governs the merger.</div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">13<br></div></div></div>
<!--End Page 23-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 24-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Pursuant to the terms and subject to the conditions set forth in the merger agreement, at the effective time of the merger, MVB and IFH will merge, with MVB as the surviving entity. The merger agreement further provides that following the merger, the bank merger will occur in which West Town Bank and MVB Bank will merge, with MVB Bank as the surviving bank. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;"><a name="tMC"><!--Anchor--></a>Merger Consideration (page <a href="#tMERCON">122</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each share of IFH common stock issued and outstanding immediately prior to the effective time, except for certain shares owned by MVB or IFH and shares for which appraisal rights have been exercised, will be converted into the right to receive 1.21 shares of MVB common stock. IFH shareholders who would otherwise be entitled to a fraction of a share of MVB common stock in the merger will instead receive, for the fraction of a share, an amount in cash (rounded to the nearest cent) based on the average MVB daily closing-sales price for MVB common stock for the five (5) full trading days immediately prior to the closing date.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB common stock is listed on NASDAQ under the symbol &#8220;MVBF,&#8221; and IFH common stock is traded on OTCQX under the symbol &#8220;IFHI.&#8221; The following table shows the closing sale prices of MVB common stock and IFH common stock as reported on NASDAQ and OTCQX, respectively, on August&#160;11, 2022, the last trading day before the public announcement of the merger agreement, and on December&#160;6, 2022, the last practicable trading day before the date of this joint proxy statement/prospectus. This table also shows the implied value of the merger consideration to be issued in exchange for each share of IFH common stock, which was calculated by multiplying the closing price of MVB common stock on those dates by the exchange ratio of 1.21.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 70.3%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.81%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.81%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Stock</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Stock</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied Value <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">of One Share <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">of IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common Stock</div></td></tr><tr><td style="width: 70.3%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">August&#160;11, 2022<font style="padding-left: 3.83pt;"></font></div></td><td class="gutter" style="width: 0.81%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.81%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$34.54</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$26.60</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.91pt; text-align: left;">$41.79</div></td></tr><tr><td style="width: 70.3%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">December&#160;6, 2022<font style="padding-left: 1.25pt;"></font></div></td><td class="gutter" style="width: 0.81%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.81%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$23.36</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$29.57</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.91pt; text-align: left;">$28.27</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If IFH provides notice of its intention to terminate the merger agreement as a result of certain changes in the trading price of MVB common stock relative to MVB&#8217;s historic price and the price of the NASDAQ Bank Index, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash).</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For more information on the exchange ratio, see the section entitled &#8220;The Merger&#8212;Terms of the Merger&#8221; beginning on page <a href="#tTOTME">79</a> and &#8220;The Merger Agreement&#8212;Merger Consideration&#8221; beginning on page <a href="#tMERCON">122</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;"><a name="tTIFH"><!--Anchor--></a>Treatment of IFH Equity Awards (page <a href="#tTREATIFH">123</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that, at the effective time, each option granted by IFH to purchase shares of IFH common stock under an IFH stock plan, whether vested or unvested, that is outstanding and unexercised immediately prior to the effective time (a &#8220;IFH Stock Option&#8221;) shall without any further action on the part of any holder thereof, be assumed by MVB and shall be converted into an option to purchase MVB common stock (a &#8220;Purchaser Stock Option&#8221;). Each such Purchaser Stock Option as so assumed and converted shall continue to have, and shall be subject to, the same terms and conditions as applied to the IFH Stock Option immediately prior to the effective time. As of the effective time, each such Purchaser Stock Option as so assumed and converted shall be an option to acquire that number of whole shares of MVB common stock (rounded down to the nearest whole share) equal to the product of (i)&#160;the number of shares of IFH common stock subject to such IFH Stock Option, multiplied by (ii) 1.21, at an exercise price per share of MVB common Stock (rounded up to the nearest whole cent) equal to the quotient obtained by dividing (A) the exercise price per share of IFH common stock subject to such IFH Stock Option by (B) 1.21, provided, that the exercise price and the number of shares of MVB common stock subject to the Purchaser Stock Option shall be determined in a manner consistent with the requirements of Section 409A of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), and, in the case of IFH Stock Options that are intended to qualify as incentive stock options within the meaning of Section 422 of the Code, consistent with the requirements of Section 424(a) of the Code. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Immediately prior to the effective time (but contingent upon the closing), each award in respect of a share of IFH common stock subject to vesting, repurchase or other lapse restriction granted under an IFH stock plan that is unvested or contingent and outstanding immediately prior to the effective time (a &#8220;IFH Restricted Stock </div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">14<br></div></div></div>
<!--End Page 24-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 25-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Award&#8221;) shall fully vest (with any performance-based vesting condition applicable to such IFH Restricted Stock Award deemed satisfied to the extent provided in the applicable award agreement) and shall be cancelled and converted automatically into the right to receive merger consideration in respect of each such share of IFH common stock under such IFH Restricted Stock Award, less applicable withholding taxes.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the effective time, each equity award other than an IFH Stock Option or an IFH Restricted Stock Award (an &#8220;Other IFH Equity Award&#8221;), whether or not then vested or free of conditions to payment, automatically and without any action on the part of the holder thereof, shall be cancelled and converted into the right to receive a number of shares of MVB common stock equal to the product of (i)&#160;the number of shares of IFH common stock subject to such Other IFH Equity Award multiplied by (ii) 1.21, with cash payable in lieu of fractional shares. MVB shall issue such Other IFH Equity Award, net of applicable tax withholdings, which shall be accomplished through the withholding of shares of MVB common stock with a value equal to the applicable tax withholding obligation, within five (5) business days following the closing date. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">For more information see &#8220;The Merger&#8212;Treatment of IFH Equity Awards&#8221; beginning on page <a href="#tTREATIFH">123</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;"><a name="tMFIT"><!--Anchor--></a>Material U.S. Federal Income Tax Consequences of the Merger (page <a href="#tMATERUS">140</a>)</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger has been structured to qualify as a reorganization under Section 368(a) of the Code for U.S. federal income tax purposes, and it is a condition to our respective obligations to complete the merger that each of MVB and IFH receives a legal opinion to the effect that the merger will so qualify. Accordingly, holders of IFH common stock are not expected to recognize gain or loss for U.S. federal income tax purposes on the exchange of their IFH common stock for MVB common stock in the merger, except for any gain or loss that may result from the receipt of cash instead of a fractional share of MVB common stock or cash otherwise received. You should be aware that the tax consequences to you of the merger may depend upon your own situation. In addition, you may be subject to state, local or foreign tax laws that are not discussed in this joint proxy statement/prospectus. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For more detailed information, please refer to &#8220;Material U.S. Federal Income Tax Consequences of the Merger&#8221; beginning on page <a href="#tMATERUS">140</a>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">The discussion of the material U.S. federal tax consequences provided herein is for general information purposes only and is not intended to be a complete discussion of all tax consequence of the merger. No discussion herein is intended to be, and may not be construed as, tax advice. We strongly urge you to consult your own tax advisors as to the applicability and effect of the rules discussed herein and the particular tax consequences of the merger under U.S. federal, state, local and non-U.S. tax laws to you.<font style="font-style: normal;"> </font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;"><a name="tMVBRM"><!--Anchor--></a>MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors (page <a href="#tMVBR">86</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After careful consideration, the MVB board of directors, at a special meeting held on August&#160;11, 2022, unanimously (i)&#160;determined that the merger agreement, including the exchange ratio, are in the best interests of MVB and its shareholders and (ii)&#160;adopted and approved the execution, delivery and performance of the merger agreement and the consummation of the transactions contemplated thereby, including the merger and the issuance of shares of MVB common stock as merger consideration. Accordingly, the MVB board of directors unanimously recommends that MVB shareholders vote &#8220;FOR&#8221; the approval of the MVB merger proposal and &#8220;FOR&#8221; the other proposals presented at the MVB special meeting. For a more detailed discussion of the MVB board of directors&#8217; recommendation, see &#8220;The Merger&#8212;MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors&#8221; beginning on page <a href="#tMVBR">86</a>. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;"><a name="tOMVBF"><!--Anchor--></a>Opinion of MVB&#8217;s Financial Advisor (page <a href="#tOOMVB">88</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In connection with the merger, MVB&#8217;s financial advisor, Stephens Inc. (&#8220;Stephens&#8221;), delivered a written opinion, dated August&#160;11, 2022, to the MVB board of directors as to the fairness, from a financial point of view and as of the date of the opinion, to MVB of the consideration to be given by MVB in the proposed merger. The full text of the opinion, which describes the procedures followed, assumptions made, matters considered, and qualifications and limitations on the review undertaken by Stephens in preparing the opinion, is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">C</font> to this document. <font style="font-weight: bold;">The opinion was for the information of, and was directed to, the MVB board of </font><font style="font-weight: bold;">directors (in its capacity as such) in connection with its consideration of the financial terms of the merger. </font><font style="font-weight: bold;">The opinion does not address the underlying business decision of MVB to engage in the merger or enter </font></div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">15<br></div></div></div>
<!--End Page 25-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 26-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">into the merger agreement or constitute a recommendation to the MVB board of directors in connection with the merger, and it does not constitute a recommendation to any holder of MVB common stock or any shareholder of any other entity as to how to vote or act in connection with the merger or any other matter.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For more information, see &#8220;The Merger&#8212;Opinion of MVB&#8217;s Financial Advisor&#8221; beginning on page <a href="#tOOMVB">88</a> and <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">C</font> to this joint proxy statement/prospectus.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tRMR"><!--Anchor--></a>IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors (page <a href="#tIFHREA">97</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After careful consideration, the IFH board, at a special meeting held on August&#160;12, 2022, unanimously (i)&#160;determined that the merger agreement and the transactions contemplated thereby, including the merger, are in the best interests of IFH and its shareholders, (ii)&#160;adopted and approved the merger agreement and (iii)&#160;approved the execution, delivery and performance of the merger agreement and the consummation of the transactions contemplated thereby, including the merger. Accordingly, the IFH board unanimously recommends that the holders of IFH common stock vote &#8220;FOR&#8221; the IFH merger proposal and &#8220;FOR&#8221; the other proposals presented at the IFH special meeting. For a more detailed discussion of the IFH board of directors&#8217; recommendation, see &#8220;The Merger&#8212;IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors&#8221; beginning on page&#160;<a href="#tIFHREA">97</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tOIFH"><!--Anchor--></a>Opinion of IFH&#8217;s Financial Advisor (page <a href="#tOOI2">100</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to an engagement letter, IFH retained Raymond James &amp; Associates, Inc. (&#8220;Raymond James&#8221;) as its financial advisor in connection with the proposed merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the meeting of the IFH board of directors on August&#160;10, 2022, Raymond James rendered its oral opinion, subsequently confirmed in Raymond James&#8217; written opinion dated as of August&#160;10, 2022, to the IFH board of directors that, as of such date and based upon and subject to the factors and assumptions set forth in its opinion, the exchange ratio in the merger was fair, from a financial point of view, to the holders of IFH common stock. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The full text of the written opinion of Raymond James, dated as of August&#160;10, 2022, which sets forth, among other things, the assumptions made, matters considered and limits on the review undertaken, is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">D</font> to this joint proxy statement/prospectus and is incorporated herein by reference. <font style="font-weight: bold;">The summary of the </font><font style="font-weight: bold;">opinion of Raymond James set forth in this joint proxy statement/prospectus is qualified in its entirety by </font><font style="font-weight: bold;">reference to the full text of such opinion. Holders of IFH common stock are urged to read the opinion in </font><font style="font-weight: bold;">its entirety</font>. Raymond James&#8217; written opinion was addressed to the IFH board of directors (in its capacity as such) in connection with and for the purposes of its evaluation of the proposed merger, was directed only to the exchange ratio in the merger and did not address any other aspect of the merger. Raymond James expressed no opinion as to the fairness of any consideration to be paid in connection with the merger to any other holders of any class of securities, creditors or other constituencies of IFH or as to the underlying decision by IFH to engage in the proposed merger. The issuance of Raymond James&#8217; opinion was approved by a fairness committee of Raymond James. The opinion does not constitute a recommendation to any shareholder of IFH as to how such shareholder should vote with respect to the proposed merger or any other matter.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For more information, see &#8220;The Merger&#8212;Opinion of IFH&#8217;s Financial Advisor&#8221; beginning on page <a href="#tOOI2">100</a> and <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">D</font> to this joint proxy statement/prospectus.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tIIFHD"><!--Anchor--></a>Interests of IFH Directors and Executive Officers in the Merger (page <a href="#tINTEREST">111</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In considering the recommendation of IFH&#8217;s board of directors with respect to the merger, IFH&#8217;s shareholders should be aware that the directors and executive officers of IFH have certain interests in the merger that may be different from, or in addition to, the interests of IFH&#8217;s shareholders generally. These interests include, among others, the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">benefits, including cash payments, under existing employment and change in control agreements for certain executive officers of IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">lump sum cash payments under the West Town Bank Supplemental Executive Benefit Plan for certain executive officers of IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">entry into employment agreements with Messrs. Eric Bergevin, Michael Breckheimer and A. Riddick Skinner to be effective immediately upon closing of the merger; </div></td></tr></table></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">16<br></div></div></div>
<!--End Page 26-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 27-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the accelerated vesting of restricted stock awards to executive officers and directors of IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the vesting of certain stock options held by IFH directors and executive officers in connection with a termination of service following the merger; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the right to continued indemnification and directors&#8217; and officers&#8217; liability insurance coverage; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">an agreement with the chairman of the IFH board of directors that he continue to be appointed to serve on the board of directors of Dogwood State Bank, an entity in which IFH holds a non-controlling interest. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s board of directors was aware of these interests and considered them, among other matters, in making its recommendation that IFH&#8217;s shareholders vote to approve the merger proposal. For more information, see &#8220;The Merger&#8212;Background of the Merger&#8221; beginning on page <a href="#tBACKM">79</a> and &#8220;The Merger&#8212;IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors&#8221; beginning on page <a href="#tIFHREA">97</a>. These interests are described in more detail below, and certain of them are quantified in the narrative and in the section entitled &#8220;The Merger&#8212;Interests of IFH Directors and Executive Officers in the Merger&#8221; beginning on page <a href="#tINTEREST">111</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tGCCA"><!--Anchor--></a>Governance of the Combined Company After the Merger (page <a href="#tGCCAM">115</a>) </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the effective time, the Board of Directors of MVB, and the committees thereof, shall remain unchanged and shall consist of the directors of MVB immediately prior to the effective time, each of whom shall serve as the directors of MVB until the next annual meeting of shareholders and until such time as their respective successors have been duly elected and qualified, or until their earlier death, resignation or removal from office. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The executive officers of MVB shall continue as executive officers of MVB immediately after the Effective Time, each of whom shall serve until their respective successors are duly appointed and qualified or their earlier death, resignation or removal. Contingent upon the closing of the merger, Mr.&#160;Eric J. Bergevin will serve as MVB&#8217;s Executive Vice President, Chief Revenue Officer, and Mr.&#160;Steven E. Crouse will serve as MVB&#8217;s Chief Financial Officer. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tNAHEAD"><!--Anchor--></a>Name and Headquarters (page <a href="#tNAH">115</a>) </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The name of the surviving corporation and surviving bank will be MVB and MVB Bank, Inc., respectively, and the headquarters of MVB and the main office of MVB Bank will be located in Fairmont, West Virginia. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tREGA"><!--Anchor--></a>Regulatory Approvals (page <a href="#tREGULAA">115</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Subject to the terms of the merger agreement, MVB and IFH have agreed to cooperate with each other and use reasonable best efforts to promptly prepare and file all necessary documentation, to effect all applications, notices, petitions and filings (and in the case of the applications, notices, petitions and filings in respect of the requisite regulatory approvals, to make such filings within sixty (60) days of the date of the merger agreement), to obtain as promptly as practicable all permits, consents, approvals and authorizations of all third parties and governmental entities which are necessary or advisable to consummate the transactions contemplated by the merger agreement (including the merger and the bank merger), and to comply with the terms and conditions of all such permits, consents, approvals and authorizations (collectively, approvals) of all such governmental entities. These approvals include, among others, the approval of the merger by the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) and notice of the merger to the Illinois Department of Financial and Professional Regulation (&#8220;IDFPR&#8221;) as well as approval from the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;) and the West Virginia Division of Financial Institutions (&#8220;WVDFI&#8221;) for the bank merger and notice to the IDFPR of the bank merger. The initial submission of the bank merger regulatory applications occurred on October&#160;11, 2022 and submission of the merger regulatory application occurred on October&#160;14, 2022. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH cannot be certain when or if they will be obtained, or that the granting of these regulatory approvals will not involve the imposition of conditions on the completion of the merger or the bank merger.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tEXPTM"><!--Anchor--></a>Expected Timing of the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Neither MVB nor IFH can predict the actual date on which the merger will be completed, or if the merger will be completed at all, because completion is subject to conditions and factors outside the control of both companies. IFH must first obtain the approval of IFH shareholders for the IFH merger proposal, and MVB must </div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">17<br></div></div></div>
<!--End Page 27-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 28-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">first obtain the approval of MVB shareholders for the MVB merger proposal. MVB and IFH must also obtain necessary regulatory approvals and satisfy certain other closing conditions. MVB and IFH expect the merger to be completed promptly once MVB and IFH have obtained their respective shareholders&#8217; approvals noted above, have obtained necessary regulatory approvals, and have satisfied the other closing conditions. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tCCM"><!--Anchor--></a>Conditions to Complete the Merger (page <a href="#tCCMERG">135</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As more fully described in this joint proxy statement/prospectus and in the merger agreement, the completion of the merger depends on a number of conditions being satisfied or, where legally permissible, waived. These conditions include:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the requisite MVB vote and the requisite IFH vote having been obtained (see &#8220;The Merger Agreement&#8212;Meetings; Recommendation of MVB&#8217;s and IFH&#8217;s Boards of Directors&#8221; beginning on page&#160;<a href="#tMEETINGR">133</a> for additional information regarding the &#8220;requisite MVB vote&#8221; and the &#8220;requisite IFH vote&#8221;);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the authorization for listing on NASDAQ, subject to official notice of issuance, of the MVB common stock to be issued in the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all requisite regulatory approvals having been obtained and remaining in full force and effect, and all statutory waiting periods in respect thereof having expired or been terminated, without the imposition of any materially burdensome regulatory condition (see &#8220;The Merger&#8212;Regulatory Approvals&#8221; beginning on page <a href="#tREGULAA">115</a> for additional information regarding the &#8220;requisite regulatory approvals&#8221; and the &#8220;materially burdensome regulatory condition&#8221;);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the effectiveness of the registration statement of which this joint proxy statement/prospectus is a part, and the absence of any stop order (or proceedings for such purpose initiated or threatened and not withdrawn);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">no order, injunction or decree by any court or governmental entity of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the merger, the bank merger or any of the other transactions contemplated by the merger agreement being in effect, and no statute, rule, regulation, order, injunction or decree having been enacted, entered, promulgated or enforced by any governmental entity which prohibits or makes illegal the consummation of the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the accuracy of the representations and warranties of the other party contained in the merger agreement as of the date on which the merger agreement was entered into and as of the date on which the merger is completed, subject to the materiality standards provided in the merger agreement (and the receipt by each party of an officers&#8217; certificate from the other party to such effect);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the performance by the other party in all material respects of all obligations, covenants and agreements required to be performed by it under the merger agreement at or prior to the date on which the merger is completed (and the receipt by each party of an officers&#8217; certificate from the other party to such effect); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">receipt by each party of an opinion of legal counsel to the effect that on the basis of facts, representations and assumptions set forth or referred to in such opinion, the merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the continued effectiveness of certain employment agreements between MVB and employees of IFH (see &#8220;The Merger&#8212;Interests of IFH Directors and Executive Officers in the Merger&#8221; beginning on page <a href="#tINTEREST">111</a> for additional information regarding such employment agreements); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">immediately prior to the closing, not more than ten (10%) of IFH common stock shall be held by persons who either have exercised, or are then entitled to exercise, appraisal rights under the NCBCA; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">settlement of certain litigation pending against West Town Bank (see &#8220;Information About the Companies&#8212;IFH&#8212;Legal Proceedings&#8221; beginning on page <a href="#tIFH3">64</a> for additional information regarding the &#8220;RESPA Litigation&#8221; which is to be settled prior to the closing).</div></td></tr></table></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">18<br></div></div></div>
<!--End Page 28-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 29-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><a name="tTMA"><!--Anchor--></a>Termination of the Merger Agreement (page <a href="#tTERMAGR">136</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement can be terminated at any time prior to completion of the merger, whether before or after the receipt of the requisite IFH vote or the requisite MVB vote, in the following circumstances:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by mutual written consent of MVB and IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by either MVB or IFH if any governmental entity that must grant a requisite regulatory approval has denied approval of the merger or the transactions contemplated by the merger agreement and such denial has become final and nonappealable or any governmental entity of competent jurisdiction has issued a final and nonappealable order permanently enjoining or otherwise prohibiting or making illegal the transactions contemplated by the merger agreement, unless the failure to obtain a requisite regulatory approval is due to the failure of the party seeking to terminate the merger agreement to perform or observe its covenants and agreements under the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by either MVB or IFH if the merger has not been completed on or before August&#160;1, 2023 (the &#8220;termination date&#8221;), unless the failure of the merger to be completed by such date is due to the failure of the party seeking to terminate the merger agreement to perform or observe its covenants and agreements under the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by either MVB or IFH (provided that the terminating party is not then in material breach of any representation, warranty, obligation, covenant or other agreement contained in the merger agreement) if there is a breach of any of the covenants or agreements or any of the representations or warranties (or any such representation or warranty ceases to be true) set forth in the merger agreement on the part of IFH, in the case of a termination by MVB, or on the part of MVB, in the case of a termination by IFH, which either individually or in the aggregate would constitute, if occurring or continuing on the date the merger is completed, the failure of a closing condition of the terminating party and which is not cured within forty-five (45) days following written notice to the party committing such breach, or by its nature or timing cannot be cured during such period (or such fewer days as remain prior to the termination date);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by MVB, if, prior to the time the requisite IFH vote is obtained, (i)&#160;IFH or the IFH board of directors (A) submits the merger agreement to its shareholders without a recommendation for approval, or otherwise withdraws, qualifies or materially and adversely modifies (or publicly discloses its intention to withdraw, qualify or materially and adversely modify) its recommendation to approve the merger agreement, or approves or recommends to its shareholders an acquisition proposal other than the merger, (B) fails to publicly recommend against a publicly announced acquisition proposal within five (5) business days of being requested to do so by MVB or fails to publicly reconfirm the recommendation in favor of the merger within five (5) business days of being requested to do so by MVB or (C) shall have breached its obligations relating to non-solicitation of acquisition proposals or its obligations related to shareholder approval and the IFH board recommendation; or (ii)&#160;a tender offer or exchange offer for 25% or more of the outstanding shares of IFH common stock is commenced (other than by MVB), and the board of directors of IFH recommends that the shareholders of IFH tender their shares in such tender or exchange offer or otherwise fails to recommend that such shareholders reject such tender offer or exchange offer within ten (10) business days (or such fewer number of days as remains prior to the IFH special meeting) after the commencement of such tender or exchange offer; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by IFH, if prior to such time as the requisite MVB vote is obtained, MVB or the board of directors of MVB (i)&#160;submits the merger agreement to its shareholders without a recommendation for approval, or otherwise withdraws or materially and adversely modifies (or publicly discloses its intention to withdraw or materially and adversely modify) its recommendation in favor of the merger agreement, or (ii)&#160;shall have breached its obligations related to shareholder approval and the MVB board of directors&#8217; recommendation; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">(i)&#160;by MVB, or by IFH provided that IFH shall not be in material breach of any of its obligations related to shareholder approval and the IFH board of directors&#8217; recommendation, if the requisite IFH vote shall not have been obtained by reason of the failure to obtain the requisite IFH vote at the IFH special meeting or at any adjournment or postponement thereof or (ii)&#160;by IFH, or by MVB provided </div></td></tr></table></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">19<br></div></div></div>
<!--End Page 29-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 30-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="bl" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">that MVB shall not be in material breach of any of its obligations related to shareholder approval and the MVB board of directors&#8217; recommendation, if the requisite MVB vote shall not have been obtained by reason of the failure to obtain the requisite MVB vote at the MVB special meeting or at any adjournment or postponement thereof.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH also may terminate the merger agreement at any time during the five (5) day period commencing on the date on which the last regulatory approval required to permit the consummation of the transactions contemplated by the merger agreement is received (which we refer to as the &#8220;determination date&#8221;), if both following conditions are met:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on the trading day prior to the determination date (which we refer to as the &#8220;MVB market value&#8221;) is less than 82.5% of the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on August&#160;11, 2022 (which we refer to as the &#8220;starting date&#8221;), the last trading day immediately preceding the date of the first public announcement of entry into the merger agreement (which we refer to as the &#8220;initial MVB market value&#8221;); and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the number obtained by dividing the MVB market value by the initial MVB market value (which we refer to as the &#8220;purchaser ratio&#8221;) is less than the number obtained by dividing the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the trading day prior to the determination date (which we refer to as the &#8220;final index price&#8221;) by the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the starting date and subtracting 0.175 from such quotient (which we refer to as the &#8220;index ratio&#8221;).</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If IFH elects to exercise this termination right, prompt written notice must be provided to MVB. MVB then has the option, within five business days following its receipt of such written notice, to increase the merger consideration to be received by holders of IFH common stock by, at MVB&#8217;s option, (i)&#160;increasing the exchange ratio (which we refer to as the &#8220;adjusted exchange ratio&#8221;) (calculated to the nearest one one-thousandth) to equal the lesser of (x)&#160;a number (rounded to the nearest one one-thousandth) obtained by dividing (1) the product of the initial MVB market value, 0.825 and the exchange ratio (as then in effect) by (2) the MVB market value; and (y) a number (rounded to the nearest one one-thousandth) obtained by dividing (1) the product of the index ratio and the exchange ratio (as then in effect) by (2) the purchaser ratio; or (ii)&#160;filling the difference between the adjusted exchange ratio and the exchange ratio in cash by multiplying the MVB market value by the difference in the adjusted exchange ratio and the exchange ratio (which we refer to as the &#8220;additional cash payment&#8221;). </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If MVB elects to make this adjustment, MVB must provide prompt written notice to IFH, which shall contain the adjusted exchange ratio or, as applicable, the additional cash payment. Once this notice is received by IFH, the merger agreement shall continue in full force and effect.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;"><a name="tTERMFE"><!--Anchor--></a>Termination Fee (page <a href="#tTERMINFEE">137</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the merger agreement is terminated under certain circumstances, including circumstances involving an alternative acquisition proposal and changes in the recommendation of IFH&#8217;s board, IFH may be required to pay a termination fee to MVB equal to $3.9&#160;million.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;"><a name="tATRE"><!--Anchor--></a>Accounting Treatment (page <a href="#tACCTREAT">115</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger will be accounted for as an acquisition of IFH by MVB under the acquisition method of accounting in accordance with accounting principles generally accepted in the United States (&#8220;GAAP&#8221;).</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;"><a name="tTRIFH"><!--Anchor--></a>The Rights of IFH Shareholders Will Change as a Result of the Merger (page <a href="#tCTRHMVB">146</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The rights of IFH shareholders are governed by North Carolina law and the IFH articles of incorporation, as amended, and the IFH bylaws. In the merger, IFH shareholders will become MVB shareholders, and their rights will be governed by West Virginia law and the MVB articles of incorporation, as amended, and the MVB bylaws, as amended. IFH shareholders will have different rights once they become MVB shareholders due to differences between the IFH governing documents and North Carolina law, on the one hand, and the MVB </div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">20<br></div></div></div>
<!--End Page 30-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 31-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">governing documents and West Virginia law, on the other hand. These differences are described in more detail under the section entitled &#8220;Comparison of the Rights of MVB Shareholders and IFH Shareholders&#8221; beginning on page <a href="#tCTRHMVB">146</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tLMVB"><!--Anchor--></a>Listing of MVB Common Stock (page <a href="#tSTOCKEL">118</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The shares of MVB common stock to be issued in the merger will be listed for trading on NASDAQ. Following the merger, shares of MVB common stock will continue to be traded on NASDAQ. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tTMVB"><!--Anchor--></a>The MVB Special Meeting (page <a href="#tTMVBSM">51</a>)</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB special meeting will be held virtually via the internet on January&#160;25, 2023 at 10:00 a.m., Eastern Time. You will be able to participate in substantially the same manner as if you were attending the meeting in person, including the ability to submit questions and vote your shares electronically during the meeting via live webcast by visiting www.virtualshareholdermeeting.com/MVBF2023SM. At the MVB special meeting, MVB shareholders will be asked to vote on the following matters:</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the MVB merger proposal; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the MVB articles amendment proposal; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the MVB adjournment proposal.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">You may vote at the MVB special meeting if you owned shares of MVB common stock at the close of business on December&#160;6, 2022. As of December&#160;6, 2022, there were 12,615,965 shares of MVB common stock outstanding, of which less than eight percent (8%) were owned and entitled to be voted by MVB directors and executive officers and their affiliates. We currently expect that MVB&#8217;s directors and executive officers will vote their shares in favor of the MVB merger proposal, although none of them has entered into any agreements obligating them to do so.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Assuming that a quorum is present, the affirmative vote of a majority of the votes cast on the proposal is required to approve the MVB merger proposal and the MVB articles amendment proposal. If an MVB shareholder present at the MVB special meeting abstains from voting, or responds by proxy with an &#8220;ABSTAIN&#8221;, such abstention will not counted as a vote cast and will not have any effect on the outcome of the MVB merger proposal and the MVB articles amendment proposal. If an MVB shareholder is not present at the MVB special meeting and does not respond by proxy or does not provide his, her or its bank, broker, trustee or other nominee with instructions, as applicable, such failure to vote or broker non-vote will not be counted as a vote cast and will not have any effect on the outcome of the MVB merger proposal and the MVB articles amendment proposal, assuming a quorum is present. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tTIFHS"><!--Anchor--></a>The IFH Special Meeting (page <a href="#tIFHSM">58</a>)</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH special meeting will be held at IFH&#8217;s headquarters, located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, on January&#160;24, 2023 at 4:00 p.m., Eastern Time. At the IFH special meeting, IFH shareholders will be asked to vote on the following matters:</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the IFH merger proposal; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the IFH adjournment proposal.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">You may vote at the IFH special meeting if you owned shares of IFH common stock at the close of business on December&#160;6, 2022. As of December&#160;6, 2022, there were 2,239,209 shares of IFH voting common stock outstanding, of which approximately twenty-seven percent 27% were beneficially owned and entitled to be voted by IFH directors and executive officers and their affiliates. As of December&#160;6, 2022, there were 21,740 shares of IFH non-voting common stock outstanding, all of which shares were beneficially owned by an entity controlled by the Chairman of IFH&#8217;s board of directors. Each director and executive officer of IFH has entered into a voting and support agreement with MVB agreeing to, among other things, vote their shares of IFH common stock in favor of the merger agreement and the transactions contemplated thereby.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH merger proposal will be approved if (i)&#160;a majority of the outstanding shares of IFH voting common stock are voted in favor of such proposal, and (ii)&#160;a majority of the outstanding shares of IFH non-voting common stock are voted in favor of such proposal, with the IFH voting and non-voting common stock voting as </div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">21<br></div></div></div>
<!--End Page 31-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 32-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 492pt;"><a name="ny20005581x2_s4a_106-summary_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="page-content" style="margin-left: 12pt;"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">separate voting groups. If an IFH shareholder present at the IFH special meeting abstains from voting, or responds by proxy with an &#8220;ABSTAIN&#8221;, it will have the same effect as a vote cast &#8220;AGAINST&#8221; such proposal. If an IFH shareholder is not present at the IFH special meeting and does not respond by proxy or does not provide his, her or its bank, broker, trustee or other nominee with instructions, as applicable and as may be required, it will have the same effect as a vote cast &#8220;AGAINST&#8221; the IFH merger proposal. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tVSA"><!--Anchor--></a>Voting and Support Agreements (page <a href="#tVOTAGREE">139</a>) </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As a condition to MVB entering into the merger agreement, each director of IFH as well as certain executive officers of IFH who have voting power over shares of IFH common stock entered into a voting and support agreement (which we refer to as the &#8220;voting agreement&#8221;) in the form attached as Exhibit A to the merger agreement, which is attached as <font style="font-weight: bold;">Annex&#160;A</font> to this joint proxy statement/prospectus. Under the voting agreement, each such person agreed, among other things, to vote the shares of IFH common stock (1) in favor of the merger agreement and in favor of each of the other actions contemplated by the merger agreement, (2) against approval of any proposal made in opposition to, or in competition with, the merger or any other transactions contemplated by the merger agreement and (3) against any action that is intended, or could reasonably be expected to, impede, interfere with, delay, postpone, discourage or adversely affect the merger or any other transactions between MVB and IFH as contemplated by the merger agreement.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tADRM"><!--Anchor--></a>Appraisal or Dissenters&#8217; Rights in the Merger (page <a href="#tADRMER">118</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB shareholders are not entitled to dissenters&#8217; rights under the WVBCA. IFH shareholders are entitled to appraisal rights under the NCBCA. For more information, see &#8220;The Merger&#8212;Appraisal or Dissenters&#8217; Rights in the Merger&#8221; beginning on page <a href="#tADRMER">118</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Trading Markets and Dividends </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB common stock is listed on NASDAQ under the symbol &#8220;MVBF.&#8221; IFH&#8217;s voting common is traded on the OTCQX Market under the symbol &#8220;IFHI&#8221;. IFH&#8217;s voting common stock has historically traded only sporadically and in limited volume.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table sets forth the closing sale prices of MVB common stock as reported on NASDAQ on August&#160;11, 2022, the last full trading day before the public announcement of the merger agreement, and on December&#160;6, 2022, the latest practicable trading date before the date of this joint proxy statement/prospectus.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.26%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common Stock</div></td><td class="gutter" style="width: 2.26%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.26%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common Stock</div></td><td class="gutter" style="width: 2.26%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.26%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 12.34%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied Value of <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">One Share of <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH Common <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Stock to be <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Converted into <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common Stock</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">August&#160;11, 2022<font style="padding-left: 4.83pt;"></font></div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.91pt; text-align: left;">$34.54</div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.9pt; text-align: left;">$26.60</div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 12.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15.14pt; text-align: left;">$41.79</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">December&#160;6, 2022<font style="padding-left: 2.25pt;"></font></div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.91pt; text-align: left;">$23.36</div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.9pt; text-align: left;">$29.57</div></td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 12.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15.14pt; text-align: left;">$28.27</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If IFH provides notice of its intention to terminate the merger agreement as a result of certain changes in the trading price of MVB common stock relative to MVB&#8217;s historic price and the price of the NASDAQ Bank Index, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash). </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a name="tUMAMVB"><!--Anchor--></a>Under the merger agreement, MVB and IFH shall coordinate with each other regarding declaration of any dividends in respect of MVB common stock and IFH common stock and the record dates and payment dates relating thereto so that holders of IFH common stock shall not receive two dividends, or fail to receive one dividend, in any quarter with respect to their shares of IFH common stock and any shares of MVB common stock any such holder receives in exchange therefor in the merger.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tRISKF"><!--Anchor--></a>Risk Factors (page <a href="#tRISKFAC">25</a>)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In evaluating the merger agreement, the merger or the issuance of shares of MVB common stock, you should carefully read this joint proxy statement/prospectus and give special consideration to the factors discussed in the section entitled &#8220;Risk Factors&#8221; beginning on page <a href="#tRISKFAC">25</a>.</div></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">22<br></div></div></div>
<!--End Page 32-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 33-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_107-fls_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tFLS"><!--Anchor--></a>CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Some of the statements contained or incorporated by reference into this joint proxy statement/prospectus are &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933 (the &#8220;Securities Act&#8221;), and Section 21E of the Securities Exchange Act of 1934 (the &#8220;Exchange Act&#8221;). Any statement that does not describe historical or current facts is a forward-looking statement, including statements with respect to IFH&#8217;s and MVB&#8217;s beliefs, goals, intentions, and expectations regarding the proposed transaction, revenues, earnings, asset quality, and capital levels, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of interest rate and other market risks; our ability to achieve our financial and other strategic goals; the expected timing of completion of the proposed transaction; the expected costs of the transaction; the expected cost savings, synergies and other anticipated benefits from the proposed transaction; and other statements that are not historical facts.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Forward-looking statements are typically identified by words such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;project,&#8221; &#8220;intend,&#8221; &#8220;target,&#8221; &#8220;estimate,&#8221; &#8220;continue,&#8221; &#8220;positions,&#8221; &#8220;prospects&#8221; or &#8220;potential,&#8221; by future conditional verbs such as &#8220;will,&#8221; &#8220;would,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; or &#8220;may,&#8221; or by variations of such words or by similar expressions. Forward-looking statements are based on current expectations, estimates and projections about IFH&#8217;s and MVB&#8217;s businesses, beliefs of IFH&#8217;s and MVB&#8217;s management and assumptions made by IFH&#8217;s and MVB&#8217;s management. These statements are not guarantees of future performance and are subject to numerous risks, uncertainties and assumptions (&#8220;Future Factors&#8221;) which are difficult to predict, change over time, and many of which are beyond the control of MVB and IFH. Therefore, actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Future Factors include, among others: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the definitive merger agreement between MVB and IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the outcome of any legal proceedings instituted against MVB or IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility that the proposed transaction will not close when expected or at all because required regulatory, shareholder or other approvals are not received or other conditions to the closing are not satisfied on a timely basis or at all, or are obtained subject to conditions that are not anticipated (and the risk that required regulatory approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the proposed transaction); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the ability of MVB and IFH to meet expectations regarding the timing, completion and accounting and tax treatments of the proposed transaction; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the risk that any announcements relating to the proposed transaction could have adverse effects on the market price of the common stock of MVB; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility that the anticipated benefits of the proposed transaction will not be realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two (2) companies or as a result of the strength of the economy and competitive factors in the areas where MVB and IFH do business&#894; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">certain restrictions during the pendency of the proposed transaction that may impact the parties&#8217; ability to pursue certain business opportunities or strategic transactions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events&#894; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility that subsequent federal legislative and regulatory action and reforms affecting the financial institutions industry may substantially impact the economic benefits of the proposed transaction;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">diversion of management&#8217;s attention from ongoing business operations and opportunities&#894; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility that the parties may be unable to achieve expected synergies and operating efficiencies in the merger within the expected timeframes or at all and to successfully integrate IFH&#8217;s operations and those of MVB; </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">23<br></div></div></div>
<!--End Page 33-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 34-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_107-fls_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">such integration may be more difficult, time consuming or costly than expected; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">revenues following the proposed transaction may be lower than expected; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH&#8217;s and MVB&#8217;s success in executing their respective business plans and strategies and managing the risks involved in the foregoing; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the dilution caused by MVB&#8217;s issuance of additional shares of its capital stock in connection with the proposed transaction; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">effects of the announcement, pendency or completion of the proposed transaction on the ability of MVB and IFH to retain customers and retain and hire key personnel and maintain relationships with their suppliers, and on their operating results and businesses generally; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">risks related to the potential impact of general economic, political and market factors on the companies or the proposed transaction and other factors that may affect future results of MVB and IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">continuing impacts and disruptions resulting from the spread of COVID-19 and its variants;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">uncertainty as to the effects of inflation on MVB, IFH and the proposed transaction; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the impact of changing interest rates on IFH and MVB. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">These are representative of the Future Factors that could affect the outcome of the forward-looking statements. In addition, such statements could be affected by general industry and market conditions and growth rates, general economic and political conditions, either nationally or in the states in which MVB, IFH, or their respective subsidiaries do business, including interest rate fluctuations, changes and trends in the securities markets, and other Future Factors.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For any forward-looking statements made in this joint proxy statement/prospectus or in any documents incorporated by reference into this joint proxy statement/prospectus, MVB and IFH claim the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act, and Section 21E of the Exchange Act. You are cautioned not to place undue reliance on the forward-looking statements, which speak only as of the date of this joint proxy statement/prospectus or the dates of the documents incorporated by reference in this joint proxy statement/prospectus. Annualized, pro forma, projected and estimated numbers are used for illustrative purposes only, are not forecasts and may not reflect actual results. Except as required by applicable law, neither MVB nor IFH undertakes to update these forward-looking statements to reflect facts, circumstances, assumptions or events that occur after the date the forward-looking statements are made.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For additional information about factors that could cause actual results to differ materially from those described in the forward-looking statements, please see the reports that MVB has filed with the SEC as described under &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH expressly qualify in their entirety all forward-looking statements attributable to either of them or any person acting on their behalf by the cautionary statements contained or referred to in this joint proxy statement/prospectus.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">24<br></div></div></div>
<!--End Page 34-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 35-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tRISKFAC"><!--Anchor--></a>RISK FACTORS</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition to the other information contained in or incorporated by reference into this joint proxy statement/prospectus, including the matters addressed under the caption &#8220;Cautionary Statement Regarding Forward-Looking Statements&#8221; beginning on page <a href="#tFLS">23</a>, MVB shareholders should carefully consider the following risk factors in deciding whether to vote for the approval of the MVB merger proposal, and IFH shareholders should carefully consider the following risk factors in deciding whether to vote for the approval of the IFH merger proposal. You should also read and consider risk factors specific to MVB&#8217;s business that will also affect the combined company after the merger. These risks are described in the &#8220;Risk Factors&#8221; and &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; sections of MVB&#8217;s Annual Report on Form 10-K for the year ended December&#160;31, 2021, in the &#8220;Risk Factors&#8221; and &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; sections of MVB&#8217;s Quarterly Report on Form 10-Q for the quarters ended March&#160;31, 2022, June&#160;30, 2022, and September 30, 2022 in other documents incorporated by reference into this joint proxy statement/prospectus. Please see the section entitled &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a> of this joint proxy statement/prospectus for the location of information incorporated by reference into this joint proxy statement/prospectus.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tRRCMMVB"><!--Anchor--></a>Risks Relating to the Consummation of the Merger and MVB Following the Merger</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Because the market price of MVB common stock may fluctuate, IFH shareholders cannot be certain of the market value of the merger consideration they will receive.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the merger, each share of IFH common stock issued and outstanding immediately prior to the effective time (except for certain shares owned by MVB or IFH), will be converted into 1.21 shares of MVB common stock. This exchange ratio is fixed and will not be adjusted for changes in the market price of either MVB common stock or IFH common stock. Changes in the price of MVB common stock between now and the time of the merger will affect the value that IFH shareholders will receive in the merger. MVB is not permitted to terminate the merger agreement solely on the basis of any increase or decrease in the market price of MVB common stock or IFH common stock. IFH is not permitted to terminate the merger agreement as a result of any increase in the market price of IFH common stock. While IFH is permitted to terminate the merger agreement as a result of certain decreases in the market price of MVB common stock, such a right is subject to several limitations. See &#8220;The Merger Agreement&#8212;Termination of the Merger Agreement&#8221; beginning on page <a href="#tTERMAGR">136</a>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stock price changes may result from a variety of factors, including general market and economic conditions, changes in MVB&#8217;s and IFH&#8217;s businesses, operations and prospects, volatility in the prices of securities in global financial markets, including market prices of MVB and other banking companies, the ongoing effects of the COVID-19 pandemic and regulatory considerations and tax laws, many of which are beyond MVB&#8217;s and IFH&#8217;s control. Therefore, at the time of the MVB special meeting and the IFH special meeting, MVB shareholders and IFH shareholders will not know the market value of the consideration that IFH shareholders will receive at the effective time. You should obtain current market quotations for shares of MVB common stock (NASDAQ: MVBF) and for shares of IFH voting common stock (OTCQX: IFHI).</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, the merger agreement provides that IFH may terminate the merger agreement if (i) the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on the trading day prior to the determination date (which we refer to as the &#8220;MVB market value&#8221;) is less than 82.5% of the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on August 11, 2022 (which we refer to as the &#8220;starting date&#8221;), the last trading day immediately preceding the date of the first public announcement of entry into the merger agreement (which we refer to as the &#8220;initial MVB market value&#8221;), and (ii) the number obtained by dividing the MVB market value by the initial MVB market value is less than the number obtained by dividing the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the trading day prior to the determination date by the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the starting date and subtracting 0.175 from such quotient. If IFH elects to terminate the merger agreement in that instance, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash). If MVB makes such election to reinstate the merger agreement, then no termination will occur and the merger agreement will remain in effect according to its terms (except the consideration, which will have been adjusted). If MVB shareholders approve the MVB merger proposal, such approval will include any MVB shareholder approval required to issue such additional shares and/or cash up to the amount specified in the </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">25<br></div> </div></div>
<!--End Page 35-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 36-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">merger agreement to reinstate the merger agreement and prevent termination. Accordingly, at the time of the MVB special meeting and the IFH special meeting, shareholders will not know or be able to definitively calculate the market price of MVB common stock that will be issued to IFH shareholders upon completion of the merger.</div> <div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The market price of MVB common stock after the merger may be affected by factors different from those currently affecting the shares of MVB common stock or IFH common stock.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the merger, IFH shareholders will become MVB shareholders. MVB&#8217;s business differs from that of IFH and certain adjustments may be made to MVB&#8217;s business as a result of this merger. Accordingly, the results of operations of the combined company and the market price of MVB common stock after the completion of the merger may be affected by factors different from those currently affecting the independent results of operations of each of MVB and IFH. For a discussion of the business of MVB and of certain factors to consider in connection with its businesses, see the documents incorporated by reference in this joint proxy statement/prospectus and referred to under &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a>. </div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The opinion delivered by Stephens to MVB&#8217;s board of directors and the opinion delivered by Raymond James to IFH&#8217;s board of directors, respectively, prior to the entry into the merger agreement will not reflect changes in circumstances that may have occurred since the dates of the opinions.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The opinion from Stephens, MVB&#8217;s financial advisor, to MVB&#8217;s board of directors, was delivered on and dated August&#160;11, 2022, and the opinion from Raymond James, IFH&#8217;s financial advisor, to IFH&#8217;s board of directors was delivered on and dated August&#160;10, 2022. Changes in the operations and prospects of MVB or IFH, general market and economic conditions and other factors which may be beyond the control of MVB and IFH, including the ongoing effects of the COVID-19 pandemic on such market and economic conditions, and the market prices of MVB and IFH, may have altered the value of MVB or IFH or the prices of shares of MVB common stock and shares of IFH common stock as of the date of this joint proxy statement/prospectus, or may alter such values and prices by the time the merger is completed. The opinions do not speak as of the date of this joint proxy statement/prospectus or as of any other date subsequent to the dates of those opinions.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">MVB and IFH are expected to incur substantial costs related to the merger and integration.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH have incurred and expect to incur a number of non-recurring costs associated with the merger. These costs include legal, financial advisory, accounting, consulting and other advisory fees, severance/employee benefit-related costs, public company filing fees and other regulatory fees, financial printing and other printing costs and other related costs. Some of these costs are payable by either MVB or IFH regardless of whether or not the merger is completed. See &#8220;The Merger Agreement&#8212;Expenses and Fees&#8221; beginning on page <a href="#tEXPFEE">138</a>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH have incurred and expect to incur significant, non-recurring costs in connection with negotiating the merger agreement and closing the merger. In addition, the combined company will incur integration costs following the completion of the merger as MVB and IFH integrate their businesses, including facilities and systems consolidation costs and employment-related costs. MVB and IFH may also incur additional costs to maintain employee morale and to retain key employees. There are a large number of processes, policies, procedures, operations, technologies and systems that may need to be integrated, including purchasing, accounting and finance, payroll, compliance, treasury management, branch operations, vendor management, risk management, lines of business, pricing and benefits. While MVB and IFH have assumed that a certain level of costs will be incurred, there are many factors beyond their control that could affect the total amount or the timing of the integration costs. Moreover, many of the costs that will be incurred are, by their nature, difficult to estimate accurately. These integration costs may result in the combined company taking charges against earnings following the completion of the merger, and the amount and timing of such charges are uncertain at present. There can be no assurances that the expected benefits and efficiencies related to the integration of the businesses will be realized to offset these transaction and integration costs over time. </div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Combining MVB and IFH may be more difficult, costly or time-consuming than expected, and MVB and IFH may fail to realize the anticipated benefits of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The success of the merger will depend, in part, on the ability to realize the anticipated cost savings from combining the businesses of MVB and IFH. To realize the anticipated benefits and cost savings from the merger, MVB and IFH must successfully integrate and combine their businesses in a manner that permits those cost </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">26<br></div></div></div>
<!--End Page 36-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 37-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">savings to be realized, without adversely affecting current revenues and future growth. If MVB and IFH are not able to successfully achieve these objectives, the anticipated benefits of the merger may not be realized fully or at all or may take longer to realize than expected. In addition, the actual cost savings of the merger could be less than anticipated, and integration may result in additional and unforeseen expenses.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">An inability to realize the full extent of the anticipated benefits of the merger and the other transactions contemplated by the merger agreement, as well as any delays encountered in the integration process, could have an adverse effect upon the revenues, levels of expenses and operating results of the combined company following the completion of the merger, which may adversely affect the value of the common stock of the combined company following the completion of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH have operated and, until the completion of the merger, must continue to operate, independently. It is possible that the integration process could result in the loss of key employees, the disruption of each company&#8217;s ongoing businesses or inconsistencies in standards, controls, procedures and policies that adversely affect the companies&#8217; ability to maintain relationships with clients, customers, depositors and employees or to achieve the anticipated benefits and cost savings of the merger. Integration efforts between the two companies may also divert management attention and resources. These integration matters could have an adverse effect on each of MVB and IFH during this transition period and for an undetermined period after completion of the merger on the combined company.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Health epidemics and other outbreaks, such as the spread of COVID-19 and its variants, may delay or adversely affect the merger. The impact of the COVID-19 pandemic on the combined company&#8217;s business and operations following the completion of the merger is uncertain. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The ability of MVB and IFH to complete the merger could be adversely impacted by a widespread outbreak of contagious disease, such as the recent spread of COVID-19 and its variants. The spread of COVID-19 caused widespread business disruption and economic uncertainty. The continued spread of COVID-19, or the spread of other contagious diseases, may delay and adversely affect the ability of MVB and IFH to complete the merger and integrate the businesses of MVB and IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The extent to which the COVID-19 pandemic will negatively affect the business, financial condition, liquidity, capital and results of operations of the combined company following the completion of the merger will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the COVID-19 pandemic, the direct and indirect impact of the COVID-19 pandemic on employees, clients, counterparties and service providers, as well as other market participants, and actions taken by governmental authorities and other third parties in response to the COVID-19 pandemic. Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the impact of the COVID-19 pandemic on the combined company&#8217;s business, and there is no guarantee that efforts by the combined company to address the adverse impacts of the COVID-19 pandemic will be effective.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Even after the COVID-19 pandemic has subsided, the combined company may continue to experience adverse impacts to its business as a result of the COVID-19 pandemic&#8217;s global economic impact, including reduced availability of credit, adverse impacts on liquidity and the negative financial effects from any recession or depression that may occur.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The future results of the combined company following the merger may suffer if the combined company does not effectively manage its expanded operations.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Following the merger, the size of the business of the combined company will increase beyond the current size of either MVB&#8217;s or IFH&#8217;s business. The combined company&#8217;s future success will depend, in part, upon its ability to manage this expanded business, which may pose challenges for management, including challenges related to the management and monitoring of new operations and associated increased costs and complexity. The combined company may also face increased scrutiny from governmental authorities as a result of the increased size of its business. There can be no assurances that the combined company will be successful or that it will realize the expected operating efficiencies, revenue enhancement or other benefits currently anticipated from the merger.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The combined company may be unable to retain MVB and/or IFH personnel successfully after the merger is completed.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The success of the merger will depend in part on the combined company&#8217;s ability to retain the talents and dedication of key employees currently employed by MVB and IFH. It is possible that these employees may </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">27<br></div></div></div>
<!--End Page 37-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 38-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">decide not to remain with MVB or IFH, as applicable, while the merger is pending or with the combined company after the merger is consummated. If MVB and IFH are unable to retain key employees, including management, who are critical to the successful integration and future operations of the companies, MVB and IFH could face disruptions in their operations, loss of existing customers, loss of key information, expertise or know-how and unanticipated additional recruitment costs. In addition, following the merger, if key employees terminate their employment, the combined company&#8217;s business activities may be adversely affected, and management&#8217;s attention may be diverted from successfully hiring suitable replacements, all of which may cause the combined company&#8217;s business to suffer. MVB and IFH also may not be able to locate or retain suitable replacements for any key employees who leave either company. See &#8220;The Merger&#8212;Governance of the Combined Company After the Merger&#8221; beginning on page <a href="#tGCCAM">115</a>.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Regulatory approvals may not be received, may take longer than expected, or may impose conditions that are not presently anticipated or that could have an adverse effect on the combined company following the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Before the merger and the bank merger may be completed, various approvals, consents and non-objections must be obtained from regulatory authorities. In determining whether to grant these approvals, such regulatory authorities consider a variety of factors, including the regulatory standing of each party and the factors described under &#8220;The Merger&#8212;Regulatory Approvals&#8221; beginning on page <a href="#tGCCAM">115</a>. These approvals could be delayed or not obtained at all, including due to an adverse development in either party&#8217;s regulatory standing or in any other factors considered by regulators when granting such approvals; governmental, political or community group inquiries, investigations or opposition; or changes in legislation or the political environment generally. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The approvals that are granted may impose terms and conditions, limitations, obligations or costs, or place restrictions on the conduct of the combined company&#8217;s business or require changes to the terms of the transactions contemplated by the merger agreement. There can be no assurance that regulators will not impose any such conditions, limitations, obligations or restrictions and that such conditions, limitations, obligations or restrictions will not have the effect of delaying the completion of any of the transactions contemplated by the merger agreement, imposing additional material costs on or materially limiting the revenues of the combined company following the merger or otherwise reduce the anticipated benefits of the merger if the merger were consummated successfully within the expected timeframe. In addition, there can be no assurance that any such conditions, terms, obligations or restrictions will not result in the delay or abandonment of the merger. Additionally, the completion of the merger is conditioned on the absence of certain orders, injunctions or decrees by any court or regulatory agency of competent jurisdiction that would prohibit or make illegal the completion of any of the transactions contemplated by the merger agreement.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, despite the parties&#8217; commitments to using their reasonable best efforts to comply with conditions imposed by regulators, under the terms of the merger agreement, neither MVB nor IFH, nor any of their respective subsidiaries, is permitted (without the written consent of the other party), to take, or agree to take, any action, or commit to take any action, or agree to any condition or restriction, in connection with obtaining the required permits, consents, approvals and authorizations of governmental entities that would reasonably be expected to have a material adverse effect on the combined company and its subsidiaries, taken as a whole, after giving effect to the merger and the bank merger. See &#8220;The Merger&#8212;Regulatory Approvals&#8221; beginning on page&#160;<a href="#tREGULAA">115</a>.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The unaudited pro forma consolidated financial information included in this joint proxy statement/prospectus is preliminary and the actual consideration to be issued in the merger as well as the actual financial condition and results of operations of the combined company after the merger may differ materially.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma consolidated financial information in this joint proxy statement/prospectus is presented for illustrative purposes only and is not necessarily indicative of what the combined company&#8217;s actual financial condition or results of operations would have been had the merger been completed on the dates indicated. The unaudited pro forma consolidated financial information reflects adjustments, which are based upon preliminary estimates, to record the IFH identifiable assets acquired and liabilities assumed at fair value and the resulting goodwill recognized. The merger consideration value allocation reflected in this document is preliminary, and the final allocation thereof will be based upon the value of the actual merger consideration and the fair value of the assets and liabilities of IFH as of the date of the completion of the merger. Accordingly, the actual value of the merger consideration may vary significantly from the value used in preparing the unaudited pro forma consolidated financial information in this document. Accordingly, the final acquisition accounting adjustments </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">28<br></div></div></div>
<!--End Page 38-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 39-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">may differ materially from the pro forma adjustments reflected in this document. For more information, see &#8220;Unaudited Pro Forma Consolidated Financial Statements&#8221; beginning on page <a href="#tUPFCFI">32</a>.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Certain of IFH&#8217;s directors and executive officers may have interests in the merger that may differ from, or are in addition to, the interests of IFH shareholders.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB shareholders and IFH shareholders should be aware that some of IFH&#8217;s directors and executive officers may have interests in the merger and have arrangements that are different from, or in addition to, those of MVB shareholders and IFH shareholders. These interests and arrangements may create potential conflicts of interest. The IFH board of directors was aware of these respective interests and considered these interests, among other matters, when making its decision to adopt the merger agreement, and in recommending that the IFH shareholders vote to approve the merger agreement. For a more complete description of these interests, please see &#8220;The Merger&#8212;Interests of IFH Directors and Executive Officers in the Merger&#8221; beginning on page <a href="#tINTEREST">111</a>.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">The merger agreement may be terminated in accordance with its terms and the merger may not be completed.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement is subject to a number of conditions which must be fulfilled in order to complete the merger. Those conditions include: (i)&#160;approval by IFH shareholders of the IFH merger proposal and the approval by MVB shareholders of the MVB merger proposal; (ii)&#160;authorization for listing on NASDAQ of the shares of MVB common stock to be issued in the merger, subject to official notice of issuance; (iii)&#160;the receipt of required regulatory approvals; (iv)&#160;effectiveness of the registration statement on Form S-4 of which this joint proxy statement/prospectus forms a part; and (v)&#160;the absence of any order, injunction, decree or other legal restraint preventing the completion of the merger or any of the other transactions contemplated by the merger agreement or making the completion of the merger or any of the other transactions contemplated by the merger agreement illegal. Each party&#8217;s obligation to complete the merger is also subject to certain additional customary conditions, including (a) subject to applicable materiality standards, the accuracy of the representations and warranties of the other party, (b) the performance in all material respects by the other party of its obligations under the merger agreement and (c) the receipt by each party of an opinion from its counsel to the effect that the merger will qualify as a reorganization within the meaning of Section 368(a) of the Code. MVB&#8217;s obligation to complete the merger is also subject to certain employment agreements remaining in effect and no more than 10% of IFH common stock being held by persons who have exercised appraisal rights. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">These conditions to the closing may not be fulfilled in a timely manner or at all, and, accordingly, the merger may not be completed. In addition, the parties can mutually decide to terminate the merger agreement at any time, before or after the requisite shareholder approvals, or MVB or IFH may elect to terminate the merger agreement in certain other circumstances. See &#8220;The Merger Agreement&#8212;Termination of the Merger Agreement&#8221; beginning on page <a href="#tTERMAGR">136</a>.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Failure to complete the merger could negatively impact MVB or IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the merger is not completed for any reason, including as a result of MVB shareholders failing to approve the MVB merger proposal or IFH shareholders failing to approve the IFH merger proposal, there may be various adverse consequences and MVB and/or IFH may experience negative reactions from the financial markets and from their respective customers and employees. For example, MVB&#8217;s or IFH&#8217;s businesses may have been impacted adversely by the failure to pursue other beneficial opportunities due to the focus of management on the merger, without realizing any of the anticipated benefits of completing the merger. Additionally, if the merger agreement is terminated, the market price of MVB common stock or IFH common stock could decline to the extent that current market prices reflect a market assumption that the merger will be beneficial and will be completed. MVB and/or IFH also could be subject to litigation related to any failure to complete the merger or to proceedings commenced against MVB or IFH to perform their respective obligations under the merger agreement. If the merger agreement is terminated under certain circumstances, IFH may be required to pay a termination fee of $3.9&#160;million to MVB.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Additionally, each of MVB and IFH has incurred and will incur substantial expenses in connection with the negotiation and completion of the transactions contemplated by the merger agreement, as well as the costs and expenses of preparing, filing, printing and mailing this joint proxy statement/prospectus, and all filing and other fees paid in connection with the merger. If the merger is not completed, MVB and IFH would have to pay these expenses without realizing the expected benefits of the merger.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">29<br></div></div></div>
<!--End Page 39-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 40-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">In connection with the merger, MVB will assume IFH&#8217;s outstanding indebtedness. MVB&#8217;s existing debt, together with any future incurrence of additional indebtedness could have important consequences for the combined company&#8217;s creditors and the combined company&#8217;s shareholders. For example, it could:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">limit the combined company&#8217;s ability to obtain additional financing for working capital, capital expenditures, debt service requirements, acquisitions and general corporate or other purposes&#894;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">restrict the combined company from making strategic acquisitions or cause the combined company to make non-strategic divestitures&#894;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">restrict the combined company from paying dividends to its shareholders&#894;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">increase the combined company&#8217;s vulnerability to general economic and industry conditions&#894; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">require a substantial portion of cash flow from operations to be dedicated to the payment of principal and interest on the combined company&#8217;s indebtedness, thereby reducing the combined company&#8217;s ability to use cash flows to fund its operations, capital expenditures and future business opportunities. </div></td></tr></table><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">MVB and IFH will be subject to business uncertainties and contractual restrictions while the merger is pending.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Uncertainty about the effect of the merger on employees and customers may have an adverse effect on MVB and IFH. These uncertainties may impair MVB&#8217;s or IFH&#8217;s ability to attract, retain and motivate key personnel until the merger is completed, and could cause customers and others that deal with MVB or IFH to seek to change existing business relationships with MVB or IFH. In addition, subject to certain exceptions, MVB and IFH have each agreed to operate its business in the ordinary course in all material respects and to refrain from taking certain actions that may adversely affect its ability to consummate the transactions contemplated by the merger agreement on a timely basis without the consent of the other party. These restrictions may prevent MVB and/or IFH from pursuing attractive business opportunities that may arise prior to the completion of the merger. See &#8220;The Merger Agreement&#8212;Covenants and Agreements&#8221; beginning on page <a href="#tCOVEAGRE">127</a> for a description of the restrictive covenants applicable to MVB and IFH.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The announcement of the proposed merger could disrupt MVB&#8217;s and IFH&#8217;s relationships with their customers, suppliers, business partners and others, as well as their operating results and business generally.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Whether or not the merger is ultimately consummated, as a result of uncertainty related to the proposed transaction, risks relating to the impact of the announcement of the merger on MVB&#8217;s and IFH&#8217;s business include the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">their employees may experience uncertainty about their future roles, which might adversely affect MVB&#8217;s and IFH&#8217;s ability to retain and hire key personnel and other employees;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">customers, suppliers, business partners and other parties with which MVB and IFH maintain business relationships may experience uncertainty about their future and seek alternative relationships with third parties, seek to alter their business relationships with MVB and IFH or fail to extend an existing relationship with MVB and IFH; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB and IFH have each expended and will continue to expend significant costs, fees and expenses for professional services and transaction costs in connection with the proposed merger. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If any of the aforementioned risks were to materialize, they could lead to significant costs which may impact each party&#8217;s results of operations and financial condition.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">The merger agreement limits IFH&#8217;s ability to pursue alternatives to the merger and may discourage other companies from trying to acquire IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement contains &#8220;no shop&#8221; covenants that restrict IFH&#8217;s ability to, directly or indirectly, among other things, initiate, solicit, knowingly encourage or knowingly facilitate, inquiries or proposals with respect to, or, subject to certain exceptions generally related to the exercise of fiduciary duties by IFH&#8217;s board of directors, engage in any negotiations concerning, or provide any confidential or non-public information or data relating to, any alternative acquisition proposals. These provisions, which include a $3.9&#160;million termination fee payable under certain circumstances, may discourage a potential third-party acquirer that might have an interest in </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">30<br></div></div></div>
<!--End Page 40-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 41-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_108-risk_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">acquiring all or a significant part of IFH from considering or proposing that acquisition. For more information, see &#8220;The Merger Agreement&#8212;Agreement Not to Solicit Other Offers; Termination of the Merger Agreement; Effect of Termination; Termination Fee&#8221; and &#8220;The Merger Agreement&#8212;Meetings; Recommendation of IFH&#8217;s and MVB&#8217;s Boards of Directors&#8221; beginning on pages <a href="#tAGREEN">134</a> and <a href="#tMEETINGR">133</a> respectively.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">The shares of MVB common stock to be received by IFH shareholders as a result of the merger will have different rights from the shares of IFH common stock.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the merger, IFH shareholders will become MVB shareholders and their rights as shareholders will be governed by West Virginia law and the governing documents of the combined company following the merger. The rights associated with MVB common stock are different from the rights associated with IFH common stock. See &#8220;Comparison of the Rights of Holders of MVB Common Stock and Holders of IFH Common Stock&#8221; beginning on page <a href="#tCTRHMVB">146</a> for a discussion of the different rights associated with MVB common stock.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Holders of MVB and IFH common stock will have reduced ownership and voting interest in the combined company after the consummation of the merger and will exercise less influence over management.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB shareholders and IFH shareholders currently have the right to vote in the election of the board of directors and on other matters affecting MVB and IFH, respectively. When the merger is completed, each MVB shareholder and each IFH shareholder will become a holder of common stock of the combined company, with a percentage ownership of the combined company that is smaller than the holder&#8217;s percentage ownership of either MVB or IFH individually, as applicable, prior to the consummation of the merger. Based on the number of shares of MVB and IFH common stock outstanding as of the close of business on the respective record dates, and based on the number of shares of MVB common stock expected to be issued in the merger, the former IFH shareholders, as a group, are estimated to own approximately eighteen percent (18%) of the fully diluted shares of the combined company immediately after the merger and current MVB shareholders as a group are estimated to own approximately eighty-two percent (82%) of the fully diluted shares of the combined company immediately after the merger. The amounts and percentages do not reflect adjustments based upon, or otherwise give effect to, any additional shares of MVB common stock that MVB may issue to prevent the termination of the merger agreement. Because of this, IFH shareholders may have less influence on the management and policies of the combined company than they now have on the management and policies of IFH, and MVB shareholders may have less influence on the management and policies of the combined company than they now have on the management and policies of MVB.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Issuance of shares of MVB common stock in connection with the merger may adversely affect the market price of MVB common stock.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In connection with the payment of the merger consideration, in addition to exchanging outstanding and unexercised options granted by IFH to purchase shares of IFH common stock with options to purchase MVB common stock, MVB expects to issue approximately 2.7&#160;million shares of MVB common stock to IFH shareholders. The issuance of these new shares of MVB common stock may result in fluctuations in the market price of MVB common stock, including a stock price decrease.</div><div class="frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Shareholder litigation could prevent or delay the completion of the merger or otherwise negatively impact the business and operations of MVB and IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Shareholders of MVB and/or shareholders of IFH may file lawsuits against MVB, IFH and/or the directors and officers of either company in connection with the merger. One of the conditions to the closing is that no order, injunction or decree issued by any court or governmental entity of competent jurisdiction or other legal restraint preventing the consummation of the merger or any of the other transactions contemplated by the merger agreement be in effect. If any plaintiff were successful in obtaining an injunction prohibiting MVB or IFH defendants from completing the merger or any of the other transactions contemplated by the merger agreement, then such injunction may delay or prevent the effectiveness of the merger and could result in significant costs to MVB and/or IFH, including any cost associated with the indemnification of directors and officers of each company. MVB and IFH may incur costs in connection with the defense or settlement of any shareholder lawsuits filed in connection with the merger. Such litigation could have an adverse effect on the financial condition and results of operations of MVB and IFH and could prevent or delay the completion of the merger. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">31<br></div></div></div>
<!--End Page 41-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 42-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tUPFCFI"><!--Anchor--></a>UNAUDITED PRO FORMA CONSOLIDATED FINANCIAL INFORMATION</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following unaudited pro forma consolidated financial information combines the historical consolidated financial position and results of operations of MVB and IFH as an acquisition of IFH by MVB. The merger agreement was entered into on August&#160;12, 2022, and provides that each share of IFH common stock issued and outstanding immediately prior to the effective time (except for (i)&#160;shares of IFH common stock owned by IFH or MVB or a subsidiary of either (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) and (ii)&#160;Appraisal Shares, as defined in the merger agreement) will be converted into the right to receive 1.21 shares of MVB common stock.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that IFH may elect to terminate the merger agreement as a result of certain changes in the trading price of MVB common stock relative to MVB&#8217;s historic price and the price of the NASDAQ Bank Index. In the event IFH were to exercise its termination right, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash). See &#8220;The Merger Agreement&#8212;Termination of the Merger Agreement&#8221; beginning on page <a href="#tTERMAGR">136</a> for a more detailed discussion of the circumstances under which IFH can terminate the merger agreement. While IFH&#8217;s right to terminate the merger agreement will depend on the trading price of MVB common stock during the twenty (20) consecutive full trading days ending on the trading day prior to the determination date, if such measurement period were to end as of November&#160;25, 2022, IFH would be able to exercise its termination right and MVB would have the right to reinstate the merger agreement by increasing the exchange ratio to approximately 1.326 shares of MVB common per share of IFH common (&#8220;termination right ratio&#8221;). The following unaudited pro forma consolidated financial information is presented in two separate tables, one assuming the exchange ratio, as of the date indicated, is applicable and the other assuming that the termination right ratio, as of the date indicated, is applicable. For the avoidance of doubt, IFH does not have a current right to terminate the merger agreement and the unaudited pro forma consolidated financial information based upon the termination right ratio is presented solely for informational purposes to illustrate the impact of a hypothetical increase in the exchange ratio (based on currently available information) in the event IFH were to terminate the merger agreement and MVB elected to reinstate the merger agreement via an increase in the exchange ratio. The actual change in the exchange ratio, if any, will not be known until the determination date and cannot be determined at this time. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The unaudited pro forma consolidated financial information has been prepared to give effect to the following:</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The acquisition of IFH by MVB under the provision of the Financial Accounting Standards Board Accounting Standards Codification 805, <font style="font-style: italic;">Business Combinations</font>, where the assets and liabilities of IFH will be recorded by MVB at their respective fair values as of the date the merger is completed;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The distribution of shares of MVB common stock to IFH&#8217;s stockholders in exchange for shares of IFG common stock (based upon a 1.21 exchange ratio or a 1.326 termination right ratio, as applicable);</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Certain reclassifications to conform historical financial statement presentation of IFH to MVB; and</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Direct transaction costs in connection with the merger.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following unaudited pro forma consolidated financial information and accompanying notes are based upon and should be read in conjunction with (i)&#160;the historical audited consolidated financial statements of MVB and accompanying notes included in MVB&#8217;s Annual Report on Form 10-K for the year ended December&#160;31, 2021 and the historical unaudited consolidated financial statements of MVB and accompanying notes included in MVB&#8217;s Quarterly Report on Form 10-Q for the period ended September&#160;30, 2022, each of which is incorporated by reference herein, and (ii)&#160;the historical audited consolidated financial statements of IFH and accompanying notes for the year ended December&#160;31, 2021 and the historical unaudited consolidated financial statements of IFH and accompanying notes for the period ended September&#160;30, 2022.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Two separate tables for each of the pro forma consolidated income statements and accompanying pro forma consolidated balance sheets are presented below. The only difference between the two separate tables is that one assumes that the exchange ratio, as of the date indicated, is 1.21 and the other assumes that the termination right ratio, as of the date indicated, is 1.326.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma consolidated income statements for the nine months ended September&#160;30, 2022 and year ended December&#160;31, 2021 combine the historical consolidated income statements of MVB and IFH, giving effect to the merger as if it had been completed on January&#160;1, 2021. The accompanying unaudited pro forma </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">32<br></div></div></div>
<!--End Page 42-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 43-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">consolidated balance sheet as of September&#160;30, 2022 combines the historical consolidated balance sheets of MVB and IFH, giving effect to the merger as if it had been completed on September&#160;30, 2022.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma consolidated financial information is provided for illustrative information purposes only. The unaudited pro forma consolidated financial information is not necessarily, and should not be assumed to be, an indication of the actual results that would have been achieved had the merger been completed as of the dates indicated or that may be achieved in the future. The unaudited pro forma consolidated financial information has been prepared by MVB in accordance with Regulation S-X Article 11, <font style="font-style: italic;">Pro Forma Financial Information</font>.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma consolidated financial information also does not consider any potential effects of changes in market conditions on revenues, expense efficiencies, asset dispositions and share repurchases, among other factors. In addition, as explained in more detail in the accompanying notes, the preliminary allocation of the pro forma purchase price reflected in the unaudited pro forma consolidated financial information is subject to adjustment and may vary significantly from the actual purchase price allocation that will be recorded upon completion of the merger.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of the date of this joint proxy statement/prospectus, MVB has not completed the valuation analysis and calculations in sufficient detail necessary to arrive at the required estimates of the fair market value of IFH&#8217;s assets to be acquired or liabilities to be assumed, other than a preliminary estimate for intangible assets and certain financial assets and financial liabilities. Accordingly, apart from the aforementioned, certain IFH assets and liabilities are presented at their respective carrying amounts and should be treated as preliminary values. A&#160;final determination of the fair value of IFH&#8217;s assets and liabilities will be based on IFH&#8217;s actual assets and liabilities as of the closing date, and market factors affecting assumptions as of that date, and therefore cannot be made prior to the completion of the merger. In addition, the value of the merger consideration to be paid by MVB in shares of MVB common stock upon the completion of the merger will be determined based on the closing price of MVB common stock on the closing date and the number of issued and outstanding shares of IFH common stock immediately prior to the closing. Actual adjustments may differ from the amounts reflected in the unaudited pro forma consolidated financial information, and such differences may be material.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Further, MVB has not identified all adjustments necessary to conform IFH&#8217;s accounting policies to MVB&#8217;s accounting policies. Upon completion of the merger, or as more information becomes available, MVB will perform a more detailed review of IFH&#8217;s accounting policies. As a result of that review, differences could be identified between the accounting policies of the two companies that, when conformed, could have a material impact on the combined company&#8217;s financial information.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As a result of the foregoing, the pro forma adjustments are preliminary and are subject to change as additional information becomes available and as additional analysis is performed. The preliminary pro forma adjustments have been made solely for the purpose of providing the unaudited pro forma consolidated financial information. MVB estimated the fair value of certain IFH assets and liabilities based on a preliminary valuation analysis, due diligence information, information presented in IFH&#8217;s financial statements and other publicly available information. Until the merger is completed, both companies are limited in their ability to share certain information.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Upon completion of the merger, a final determination of the fair value of the IFH assets acquired and liabilities assumed will be performed. Any changes in the fair values of the net assets or total purchase price as compared with the information shown in the unaudited pro forma consolidated financial information may change the amount of the total purchase price allocated to goodwill and other assets and liabilities and may impact the combined company&#8217;s statement of income. The final purchase price allocation may be materially different than the preliminary purchase price allocation presented in the unaudited pro forma consolidated financial information.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following unaudited pro forma consolidated balance sheet and unaudited pro forma consolidated income statements assume that the exchange ratio of 1.21 is applicable as of the dates indicated. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">33<br></div></div></div>
<!--End Page 43-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 44-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Unaudited Pro Forma Consolidated Balance Sheet<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">As of September&#160;30, 2022</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 41.03%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.35pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ASSETS<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents:<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash and due from banks<font style="padding-left: 4.54pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 17.5pt;">6,852</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">6,272</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">13,124</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing balances with banks<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">73,094</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">25,011</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">98,105</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total cash and cash equivalents<font style="padding-left: 0.26pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">79,946</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">31,283</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 13.24pt;">111,229</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Certificates of deposits with banks<font style="padding-left: 2.89pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,249</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,249</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available-for-sale<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">366,742</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,460</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">384,202</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Equity securities<font style="padding-left: 1.74pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">34,101</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,982</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">52,083</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans held-for-sale<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">19,977</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">28,399</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 21.2pt;">116</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(a)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">48,492</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans receivable<font style="padding-left: 0.64pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,471,395</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">295,416</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(8,270) </font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(b)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,758,541</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Allowance for loan losses<font style="padding-left: 3.44pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(26,515</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(6,710</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">6,710</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(c)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(26,515</font><font style="min-width: 45pt;">)</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans receivable, net<font style="padding-left: 2.6pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,444,880</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">288,706</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,560)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,732,026</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premises and equipment<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">24,668</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,264</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">5,644</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(d)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">34,576</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan servicing assets<font style="padding-left: 2.32pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">3,979</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(3,979)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank-owned life insurance<font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">42,992</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,330</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">48,322</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Equity method investments<font style="padding-left: 3.41pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">37,871</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">37,871</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest receivable and other assets<font style="padding-left: 0.16pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">84,757</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">29,605</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(479) </font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(e)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.87pt;">115,030</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">2,517</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(f)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,370) </font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(g)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest receivable<font style="padding-left: 3.45pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,485</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(2,485)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other assets<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,293</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(17,293)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other intangible assets<font style="padding-left: 1.76pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,848</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(5,848)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goodwill<font style="padding-left: 1.73pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">3,988</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">13,161</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">(13,161</font><font style="min-width: 35.83pt;">) </font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(h)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">3,988</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">TOTAL ASSETS<font style="padding-left: 4.18pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,139,922</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$437,439</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">(8,293</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 4.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 4.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,569,068</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LIABILITIES<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deposits:<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noninterest-bearing<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 0.37pt;">1,411,772</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$106,272</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$1,518,044</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing<font style="padding-left: 1.2pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,285,186</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">218,835</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">1,270</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(i)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,505,291</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total deposits<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,696,958</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">325,107</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,270</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">3,023,335</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest payable and other liabilities<font style="padding-left: 1.25pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">42,144</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">23,926</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">9,680</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(f)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">75,750</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest payable<font style="padding-left: 3.44pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">370</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(370)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other liabilities<font style="padding-left: 1.19pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">23,556</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(23,556)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Repurchase agreements<font style="padding-left: 3.99pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">9,910</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">9,910</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">FHLB and other borrowings<font style="padding-left: 3.43pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">73,328</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,000</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">78,328</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Subordinated debt<font style="padding-left: 0.63pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">73,222</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">73,222</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total liabilities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,895,562</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">354,033</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">10,950</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">3,260,545</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">STOCKHOLDERS' EQUITY<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common stock<font style="padding-left: 2.84pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">13,135</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,261</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(2,261)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(j)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">15,871</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">2,736</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(k)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Additional paid-in capital<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">146,950</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">24,67</font>5</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(24,67</font>5)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(j)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">210,913</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">63,963</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(k)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Retained earnings<font style="padding-left: 1.75pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">140,546</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">60,24</font>8</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(60,24</font>8)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(j)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">137,282</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(7,163)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(f)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">3,899</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(g)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accumulated other comprehensive income<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt;">(39,977)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt;">(2,866)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">2,866</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(j)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt;">(39,977)</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Treasury stock<font style="padding-left: 4.88pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(16,741</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(16,741</font><font style="min-width: 45pt;">)</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total equity attributable to parent<font style="padding-left: 2.47pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">243,913</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">84,318</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(20,883)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 2.1pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 2.1pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">307,348</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noncontrolling interest<font style="padding-left: 0.64pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">447</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(912</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">1,640</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(l)</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.1pt; padding-bottom: 3.35pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,175</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total stockholders' equity<font style="padding-left: 3.57pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">244,360</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">83,406</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">(19,243</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3.35pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3.35pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">308,523</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY<font style="padding-left: 1.94pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,139,922</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$437,439</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">(8,293</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.35pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,569,068</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">34<br></div> </div></div>
<!--End Page 44-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 45-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Unaudited Pro Forma Consolidated Income Statement <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine Months Ended September 30, 2022 </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST INCOME<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest and fees on loans<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$79,074</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;">$17,056</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;">$<font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;">$1,799</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 0.56pt;">(a) </font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$<font style="padding-left: 5pt;">97,929</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits with banks<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">654</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">272</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">926</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on investment securities<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">2,383</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">326</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">2,709</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities and deposits<font style="padding-left: 3.11pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 17.5pt;">598</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 14.17pt;">(598)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Interest on tax-exempt loans and securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,144</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">3,144</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">85,255</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt;">17,654</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 5pt;">1,799</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">104,708</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,291</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">1,577</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 9.54pt;">(115) </font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(b)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,753</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on short-term borrowings<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">326</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">37</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">363</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on subordinated debt<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,284</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">2,284</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">6,901</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,614</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 9.54pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(115</font><font style="min-width: 27.5pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">8,400</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NET INTEREST INCOME<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">78,354</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt;">16,040</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 5pt;">1,914</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">96,308</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5.37pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">11,500</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">960</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">12,460</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Net interest income after provision for loan losses<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">66,854</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">15,080</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,914</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">83,848</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST INCOME<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Payment card and service charge income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">9,970</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">729</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">10,699</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Insurance and investment services income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">667</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">667</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Gain on sale of available-for-sale securities, net<font style="padding-left: 1.69pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">650</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">650</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of equity securities, net<font style="padding-left: 1.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 19.17pt;">(56)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 24.17pt;">(56)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of loans, net<font style="padding-left: 1.72pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,786</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">4,175</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">7,961</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Holding gain (loss) on equity securities, net<font style="padding-left: 0.28pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 14.17pt;">(146)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">5,994</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,848</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compliance and consulting income<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5.37pt;">11,355</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10.37pt;">11,355</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment income<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">666</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">666</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment gain.<font style="padding-left: 2.25pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">1,874</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">1,874</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Government loan servicing and processing revenue<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">6,743</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">6,743</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Changes in fair value in marketable securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">5,994</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 6.67pt;">(5,994)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mortgage revenue<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">1,717</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">1,717</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government lending revenue<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">6,104</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 6.67pt;">(6,104)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 17.5pt;">350</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">350</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing rights<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 19.17pt;">(15)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 24.17pt;">(15)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating income<font style="padding-left: 0.87pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,204</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,531</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,200</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">5,935</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">31,970</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">22,424</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">54,394</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Salaries and employee benefits<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">55,260</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 5pt;">20,212</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">75,472</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy expense<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,009</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">1,000</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">4,009</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Equipment depreciation and maintenance<font style="padding-left: 1.96pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,012</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10.37pt;">1,311</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.01pt; text-align: left;"><font style="padding-left: 12.5pt;">106</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 0.56pt;">(c)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,429</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">35<br></div></div></div>
<!--End Page 45-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 46-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing and communications<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.87pt;">3,110</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,048</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">4,158</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Marketing, contributions and sponsorships<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 35pt;">746</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">787</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">1,533</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Professional fees<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">8,034</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,499</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">560</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">10,093</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance, tax and assessment expense<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">1,777</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">337</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.87pt;">2,114</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Travel, entertainment, dues and subscriptions<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">6,355</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">325</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">6,680</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compensation<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt;">20,212</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(20,212)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy and equipment<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,000</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,000)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan related expenses<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,852</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,852)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing expense<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">782</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(782)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Advertising<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">787</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(787)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance expense<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">337</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(337)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.87pt;">1,311</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10.37pt;">(1,311)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Communications<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">266</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(266)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed asset expense<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">246</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(246)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Director fees<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">512</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(512)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization expense<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">510</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(510)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Merger related expenses<font style="padding-left: 3.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">560</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(560)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating expenses<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">6,343</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.87pt; border-bottom: 1pt solid #000000; min-width: 45pt;">11,063</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">2,795</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 24.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(36</font><font style="min-width: 37.5pt;">) </font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(d)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">20,165</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">88,646</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">40,937</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">70</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">129,653</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income (loss) before income taxes<font style="padding-left: 1.46pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt;">10,178</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 19.17pt;">(3,433)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 15pt;">1,844</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">8,589</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Income taxes<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">2,161</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 26.67pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(751</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">480</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 0.56pt;">(e)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">1,890</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net income (loss) before noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">8,017</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 19.17pt;">(2,682)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 15pt;">1,365</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">6,700</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net loss attributable to noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 50pt;">521</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">120</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 50pt;">641</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income (loss)<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">8,538</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 14.17pt; border-bottom: 3pt double #000000; min-width: 45pt;">(2,562</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">1,365</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">7,341</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted-average shares outstanding:<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 5pt;">12,170,028</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 5pt;">2,171,976</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 5pt;">563,834</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">14,905,838</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 5pt;">12,852,574</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 5pt;">2,171,976</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 5pt;">563,834</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">15,588,384</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings per share:<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.70</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;">$<font style="padding-left: 19.17pt;">(1.18)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.49</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.66</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;">$<font style="padding-left: 19.17pt;">(1.18)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.47</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">36<br></div></div></div>
<!--End Page 46-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 47-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Unaudited Pro Forma Consolidated Income Statement<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended December&#160;31, 2021</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments </div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST INCOME<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest and fees on loans<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$75,282</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;">$18,457</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;">$<font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;">$<font style="padding-left: 3.33pt;">2,998</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 0.56pt;">(a)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$<font style="padding-left: 5pt;">96,737</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits with banks<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">506</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">158</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">664</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on investment securities<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">2,405</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">298</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">2,703</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities and deposits<font style="padding-left: 3.11pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 17.5pt;">456</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 14.17pt;">(456)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Interest on tax-exempt loans and securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">5,236</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">5,236</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">83,429</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt;">18,913</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">2,998</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">105,340</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,977</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">2,576</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 5pt;">(1,155) </font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(b)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,398</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on short-term borrowings<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">105</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 27.5pt;">4</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">109</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on subordinated debt<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,188</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">2,188</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">6,270</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,580</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,155</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">7,695</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NET INTEREST INCOME<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">77,159</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt;">16,333</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">4,153</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">97,645</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Provision (release of allowance) for loan losses<font style="padding-left: 3.62pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 6.67pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(6,275</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,946</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(4,329</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Net interest income after provision for loan losses<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">83,434</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">14,387</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">4,153</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">101,974</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST INCOME<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Payment card and service charge income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">7,524</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">243</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">7,767</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Insurance and investment services income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">1,003</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">1,003</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Gain on sale of available-for-sale securities, net<font style="padding-left: 1.69pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,875</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">3,875</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of equity securities, net<font style="padding-left: 1.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">5</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 32.5pt;">5</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of loans, net<font style="padding-left: 1.72pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,178</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">6,975</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10.37pt;">11,153</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Holding gain on equity securities, net<font style="padding-left: 3.38pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,776</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">1,998</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,774</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compliance and consulting income<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">9,625</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">9,625</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment income<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">17,428</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">17,428</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment gain.<font style="padding-left: 2.25pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Gains on acquisition and divestiture activity<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">10,783</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">5,269</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">16,052</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Government loan servicing and processing revenue<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt;">24,526</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">24,526</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Changes in fair value in marketable securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">1,998</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 6.67pt;">(1,998)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mortgage revenue<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">6,106</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">6,106</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government lending revenue<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 10pt;">7,937</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 6.67pt;">(7,937)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 17.5pt;">992</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">992</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing rights<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 17.5pt;">537</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">537</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating income<font style="padding-left: 0.87pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">4,399</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(967</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,493</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">6,925</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">62,596</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">41,129</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,774</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">5,269</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5.74pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">111,768</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Salaries and employee benefits<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">60,210</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 5pt;">23,652</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">5,500</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(g)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">89,362</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy expense<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,347</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.74pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">1,181</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,528</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">37<br></div></div></div>
<!--End Page 47-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 48-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments </div></td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Equipment depreciation and maintenance<font style="padding-left: 1.96pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">4,642</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">6,587</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 22.5pt;">141</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 0.56pt;">(c)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.87pt;">11,370</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing and communications<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">4,431</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,295</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">5,726</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Marketing, contributions and sponsorships<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 35pt;">525</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,428</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">1,953</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Professional fees<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt;">10,770</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">2,817</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 15pt;">2,630</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(g)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">16,217</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance, tax and assessment expense<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">2,032</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">519</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">2,551</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Travel, entertainment, dues and subscriptions<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">5,092</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">586</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">5,678</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compensation<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt;">23,652</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(23,652)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy and equipment<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,181</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,181)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan related expenses<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,430</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,430)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing expense<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">899</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(899)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Advertising<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,428</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,428)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance expense<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">519</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(519)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">6,587</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(6,587)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Communications<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">396</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(396)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed asset expense<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">822</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(822)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Director fees<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">721</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(721)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization expense<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt;">698</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(698)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating expenses<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">5,403</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 22.5pt;">1,399</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">5,859</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 24.17pt;">(48) </font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(d)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">14,163</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 50pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 45pt; margin-left: 1.49pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 35.83pt; margin-left: 1.04pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">1,550</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;">(g)</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 50pt; margin-left: 1.5pt;"></font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">97,452</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">42,549</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">2,774</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">9,773</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">152,548</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income (loss) before income taxes<font style="padding-left: 1.46pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt;">48,578</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt;">12,967</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 19.17pt;">(352)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">61,193</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income taxes<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">9,882</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">867</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 24.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(91</font><font style="min-width: 37.5pt;">) </font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 0.56pt;">(e)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">10,658</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net income (loss) before noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt;">38,696</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt;">12,100</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 19.17pt;">(260)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">50,536</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net loss attributable to noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 50pt;">425</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">631</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">1,056</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income (loss)<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt;">39,121</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 17.5pt;">12,731</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 19.17pt;">(260)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">51,592</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Preferred dividends<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt; border-bottom: 1pt solid #000000; min-width: 50pt;">35</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 45pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt; border-bottom: 1pt solid #000000; min-width: 50pt;">35</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net income available to common shareholders<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">39,086</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">12,731</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 14.17pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">(260</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">51,557</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted-average shares outstanding:<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 5.37pt;">11,778,557</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 5pt;">2,153,700</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 5.37pt;">582,110</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">14,514,367</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 5pt;">12,613,620</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;"><font style="padding-left: 5pt;">2,228,663</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.01pt; text-align: left;"><font style="padding-left: 5pt;">507,147</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.83pt; text-align: left;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">15,349,430</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings per share:<br></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.32</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.91</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.55</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.10</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.49pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.71</font></div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.71%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.36</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">38<br></div> </div></div>
<!--End Page 48-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 49-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The following unaudited pro forma consolidated balance sheet and unaudited pro forma consolidated income statements assume that the termination right ratio of 1.326 is applicable as of the dates indicated.</div> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; text-align: center;">Unaudited Pro Forma Consolidated Balance Sheet<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">As of September&#160;30, 2022</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.06pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 41.02%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.28%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ASSETS<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash and due from banks<font style="padding-left: 4.54pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 17.5pt;">6,852</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;">$<font style="padding-left: 10pt;">6,272</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;">$<font style="padding-left: 12.5pt;">13,124</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing balances with banks<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">73,094</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10.37pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">25,011</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">98,105</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total cash and cash equivalents<font style="padding-left: 0.26pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">79,946</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">31,283</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 13.24pt;">111,229</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Certificates of deposits with banks<font style="padding-left: 2.89pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">1,249</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 22.5pt;">1,249</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available-for-sale<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 12.5pt;">366,742</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">17,460</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 12.5pt;">384,202</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Equity securities<font style="padding-left: 1.74pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">34,101</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">17,982</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">52,083</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans held-for-sale<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">19,977</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">28,399</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 21.2pt;">116</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(a)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">48,492</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans receivable<font style="padding-left: 0.64pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">2,471,395</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 5pt;">295,416</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(8,270) </font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(b)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 5pt;">2,758,541</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Allowance for loan losses<font style="padding-left: 3.44pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(26,515</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(6,710</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">6,710</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(c)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(26,515</font><font style="min-width: 45pt;">)</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans receivable, net<font style="padding-left: 2.6pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">2,444,880</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 5pt;">288,706</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,560)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 5pt;">2,732,026</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premises and equipment<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">24,668</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">4,264</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">5,644</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(d)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">34,576</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan servicing assets<font style="padding-left: 2.32pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">3,979</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(3,979)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank-owned life insurance<font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">42,992</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">5,330</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">48,322</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Equity method investments<font style="padding-left: 3.41pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">37,871</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">37,871</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest receivable and other assets<font style="padding-left: 0.16pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">84,757</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">29,605</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(479) </font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(e)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 12.87pt;">116,400</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">2,517</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest receivable<font style="padding-left: 3.45pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">2,485</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(2,485)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other assets<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">17,293</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(17,293)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other intangible assets<font style="padding-left: 1.76pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">5,848</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(5,848)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goodwill<font style="padding-left: 1.73pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">3,988</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">13,161</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">(12,036</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(g)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 22.87pt; border-bottom: 1pt solid #000000; min-width: 45pt;">5,113</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">TOTAL ASSETS<font style="padding-left: 4.18pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,139,922</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$437,439</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">(5,798</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,571,563</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LIABILITIES<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deposits:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noninterest-bearing<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 0.37pt;">1,411,772</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;">$106,272</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;">$<font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;">$1,518,044</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing<font style="padding-left: 1.2pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,285,186</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">218,835</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">1,270</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(h)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,505,291</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total deposits<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">2,696,958</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 5pt;">325,107</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,270</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 5pt;">3,023,335</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest payable and other liabilities<font style="padding-left: 1.25pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">42,144</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">23,926</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">9,680</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">75,750</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest payable<font style="padding-left: 3.44pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 22.5pt;">370</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(370)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other liabilities<font style="padding-left: 1.19pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">23,556</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(23,556)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Repurchase agreements<font style="padding-left: 3.99pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">9,910</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 22.5pt;">9,910</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">FHLB and other borrowings<font style="padding-left: 3.43pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">73,328</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">5,000</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">78,328</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Subordinated debt<font style="padding-left: 0.63pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">73,222</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">73,222</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total liabilities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">2,895,562</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 5pt;">354,033</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">10,950</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 5pt;">3,260,545</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">STOCKHOLDERS' EQUITY<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common stock<font style="padding-left: 2.84pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">13,135</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 15pt;">2,261</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(2,261)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 2.22pt;">(i)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 17.5pt;">16,133</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">2,998</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 2.22pt;">(j)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Additional paid-in capital<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 12.5pt;">146,950</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">24,67</font>5</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(24,67</font>5)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 2.22pt;">(i)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 12.5pt;">217,045</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 8.33pt;">70,095</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 2.22pt;">(j)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Retained earnings<font style="padding-left: 1.75pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 12.5pt;">140,546</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">60,24</font>8</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(60,24</font>8)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 2.22pt;">(i)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 12.5pt;">133,383</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(7,163)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accumulated other comprehensive income<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 14.17pt;">(39,977)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 11.67pt;">(2,866)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">2,866</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 2.22pt;">(i)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 14.17pt;">(39,977)</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Treasury stock<font style="padding-left: 4.88pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(16,741</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(16,741</font><font style="min-width: 45pt;">)</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total equity attributable to parent<font style="padding-left: 2.47pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 12.5pt;">243,913</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt;">84,318</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(18,388)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 12.5pt;">309,843</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noncontrolling interest<font style="padding-left: 0.64pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">447</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(912</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">1,640</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(k)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,175</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total stockholders' equity<font style="padding-left: 3.57pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">244,360</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">83,406</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">(16,748</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="padding-left: 12.87pt; border-bottom: 1pt solid #000000; min-width: 45pt;">311,018</font></div></td></tr><tr><td style="width: 41.02%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY<font style="padding-left: 1.94pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,139,922</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.25pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$437,439</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">(5,798</font><font style="min-width: 35.83pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$3,571,563</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">39<br></div> </div></div>
<!--End Page 49-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 50-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Unaudited Pro Forma Consolidated Income Statement<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine Months Ended September&#160;30, 2022</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST INCOME<br></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest and fees on loans<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$79,074</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$17,056</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$<font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;">$1,799</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(a)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$<font style="padding-left: 5pt;">97,929</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits with banks<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">654</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">272</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 22.5pt;">926</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on investment securities<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">2,383</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">326</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">2,709</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities and deposits<font style="padding-left: 3.11pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">598</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 14.17pt;">(598)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Interest on tax-exempt loans and securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,144</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">3,144</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">85,255</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">17,654</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">1,799</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">104,708</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,291</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">1,577</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 9.54pt;">(115) </font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(b)</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">5,753</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on short-term borrowings<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">326</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">37</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 22.5pt;">363</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on subordinated debt<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,284</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">2,284</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">6,901</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,614</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 9.54pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(115</font><font style="min-width: 27.5pt;">)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">8,400</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NET INTEREST INCOME<font style="padding-left: 0.11pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">78,354</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">16,040</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">1,914</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10pt;">96,308</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5.37pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">11,500</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">960</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">12,460</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Net interest income after provision for loan losses<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">66,854</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">15,080</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,914</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">83,848</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST INCOME<br></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Payment card and service charge income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">9,970</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">729</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10pt;">10,699</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Insurance and investment services income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">667</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 22.5pt;">667</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Gain on sale of available-for-sale securities, net<font style="padding-left: 1.69pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">650</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 22.5pt;">650</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of equity securities, net<font style="padding-left: 1.74pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 19.17pt;">(56)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 24.17pt;">(56)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of loans, net<font style="padding-left: 1.72pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,786</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,175</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">7,961</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Holding gain (loss) on equity securities, net<font style="padding-left: 0.28pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 14.17pt;">(146)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">5,994</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">5,848</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compliance and consulting income<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5.37pt;">11,355</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10.37pt;">11,355</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment income<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">666</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 22.5pt;">666</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment gain.<font style="padding-left: 2.25pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">1,874</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">1,874</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Government loan servicing and processing revenue<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">6,743</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">6,743</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Changes in fair value in marketable securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">5,994</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 6.67pt;">(5,994)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mortgage revenue<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">1,717</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">1,717</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government lending revenue<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">6,104</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 6.67pt;">(6,104)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 17.5pt;">350</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 22.5pt;">350</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing rights<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 19.17pt;">(15)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 24.17pt;">(15)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating income<font style="padding-left: 0.87pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,204</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,531</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,200</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">5,935</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">31,970</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">22,424</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">54,394</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Salaries and employee benefits<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">55,260</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">20,212</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 10pt;">75,472</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy expense<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">3,009</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">1,000</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">4,009</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Equipment depreciation and maintenance<font style="padding-left: 1.96pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">4,012</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10.37pt;">1,311</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 12.5pt;">106</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(c)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 15pt;">5,429</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">40<br></div></div></div>
<!--End Page 50-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 51-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments</div></td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing and communications<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.87pt;">3,110</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 13.33pt;">1,048</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.5pt;">4,158</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Marketing, contributions and sponsorships<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 35pt;">746</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 20.83pt;">787</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.5pt;">1,533</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Professional fees<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">8,034</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">1,499</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 20.83pt;">560</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 22.5pt;">10,093</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance, tax and assessment expense<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">1,777</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 20.83pt;">337</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.87pt;">2,114</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Travel, entertainment, dues and subscriptions<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">6,355</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 20.83pt;">325</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.5pt;">6,680</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compensation<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt;">20,212</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 5pt;">(20,212)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy and equipment<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">1,000</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 10pt;">(1,000)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan related expenses<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">1,852</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 10pt;">(1,852)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing expense<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">782</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(782)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Advertising<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">787</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(787)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance expense<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">337</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(337)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.87pt;">1,311</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 10.37pt;">(1,311)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Communications<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">266</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(266)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed asset expense<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">246</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(246)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Director fees<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">512</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(512)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization expense<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">510</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(510)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Merger related expenses<font style="padding-left: 3.29pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt;">560</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 17.5pt;">(560)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating expenses<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">6,343</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.87pt; border-bottom: 1pt solid #000000; min-width: 45pt;">11,063</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">2,795</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 23.8pt; border-bottom: 1pt solid #000000; min-width: 37.13pt;">(36</font><font style="min-width: 37.13pt;">)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(d)</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">20,165</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">88,646</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">40,937</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt; border-bottom: 1pt solid #000000; min-width: 37.13pt;">70</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">129,653</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income (loss) before income taxes<font style="padding-left: 1.46pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 22.5pt;">10,178</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 19.17pt;">(3,433)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 14.63pt;">1,844</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.5pt;">8,589</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income taxes<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">2,161</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 26.67pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(751</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 22.13pt; border-bottom: 1pt solid #000000; min-width: 37.13pt;">480</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(e)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">1,890</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net income (loss) before noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 27.5pt;">8,017</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 19.17pt;">(2,682)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 14.63pt;">1,365</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 27.5pt;">6,700</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net loss attributable to noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 50pt;">521</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">120</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 27.13pt; border-bottom: 1pt solid #000000; min-width: 37.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 50pt;">641</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income (loss)<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">8,538</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 14.17pt; border-bottom: 3pt double #000000; min-width: 45pt;">(2,562</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.13pt;">$</font><font style="padding-left: 9.63pt; border-bottom: 3pt double #000000; min-width: 37.13pt;">1,365</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">7,341</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted-average shares outstanding:<br></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 5pt;">12,170,028</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">2,171,976</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 5pt;">826,110</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 5.37pt;">15,168,114</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;"><font style="padding-left: 5pt;">12,852,574</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">2,171,976</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.43pt; text-align: left;"><font style="padding-left: 5pt;">826,110</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;"><font style="padding-left: 5pt;">15,850,660</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings per share:<br></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.70</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 19.17pt;">(1.18)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.48</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.66</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 19.17pt;">(1.18)</font></div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.69%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">0.46</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">41<br></div> </div></div>
<!--End Page 51-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 52-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Unaudited Pro Forma Consolidated Income Statement<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended December&#160;31, 2021</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.06pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments </div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST INCOME<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest and fees on loans<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;">$75,282</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;">$18,457</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;">$<font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;">$<font style="padding-left: 3.33pt;">2,998</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(a) </font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;">$<font style="padding-left: 5pt;">96,737</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits with banks<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">506</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">158</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">664</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on investment securities<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">2,405</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">298</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">2,703</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities and deposits<font style="padding-left: 3.11pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">456</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 14.17pt;">(456)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Interest on tax-exempt loans and securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">5,236</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">5,236</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">83,429</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">18,913</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">2,998</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt;">105,340</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">INTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">3,977</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">2,576</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 5pt;">(1,155) </font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(b)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,398</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on short-term borrowings<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">105</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 27.5pt;">4</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">109</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on subordinated debt<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,188</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">2,188</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">6,270</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,580</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,155</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">7,695</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NET INTEREST INCOME<font style="padding-left: 0.11pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">77,159</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">16,333</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">4,153</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">97,645</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Provision (release of allowance) for loan losses<font style="padding-left: 3.62pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 6.67pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(6,275</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,946</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(4,329</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Net interest income after provision for loan losses<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">83,434</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">14,387</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">4,153</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">101,974</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST INCOME<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Payment card and service charge income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">7,524</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 17.5pt;">243</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">7,767</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Insurance and investment services income<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">1,003</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">1,003</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Gain on sale of available-for-sale securities, net<font style="padding-left: 1.69pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">3,875</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">3,875</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of equity securities, net<font style="padding-left: 1.74pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 27.5pt;">5</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 32.5pt;">5</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Gain on sale of loans, net<font style="padding-left: 1.72pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">4,178</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">6,975</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10.37pt;">11,153</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Holding gain on equity securities, net<font style="padding-left: 3.38pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">3,776</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">1,998</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,774</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compliance and consulting income<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">9,625</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">9,625</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment income<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">17,428</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">17,428</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Equity method investment gain.<font style="padding-left: 2.25pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Gains on acquisition and divestiture activity<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">10,783</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">10,783</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Government loan servicing and processing revenue<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">24,526</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">24,526</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Changes in fair value in marketable securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">1,998</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 6.67pt;">(1,998)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mortgage revenue<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">6,106</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">6,106</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government lending revenue<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">7,937</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 6.67pt;">(7,937)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">992</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">992</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing rights<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 17.5pt;">537</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 22.5pt;">537</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating income<font style="padding-left: 0.87pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">4,399</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(967</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,493</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">6,925</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">62,596</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">41,129</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,774</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">106,499</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NONINTEREST EXPENSE<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Salaries and employee benefits<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 5pt;">60,210</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 5pt;">23,652</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 8.33pt;">5,500</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(g)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 10pt;">89,362</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy expense<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 10pt;">4,347</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.25pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.51pt; text-align: left;"><font style="padding-left: 10pt;">1,181</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.35pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.75pt; text-align: left;"><font style="padding-left: 15pt;">5,528</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">42<br></div></div></div>
<!--End Page 52-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 53-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.06pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except per share data)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(see Note 2)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.3%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjustments </div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Equipment depreciation and maintenance<font style="padding-left: 1.96pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">4,642</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">6,587</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 22.5pt;">141</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(c)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.87pt;">11,370</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing and communications<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">4,431</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,295</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">5,726</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Marketing, contributions and sponsorships<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt;">525</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">1,428</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">1,953</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Professional fees<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">10,770</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 22.5pt;">2,817</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 15pt;">2,630</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(g)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">16,217</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance, tax and assessment expense<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">2,032</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">519</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">2,551</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Travel, entertainment, dues and subscriptions<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">5,092</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 20.83pt;">586</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">5,678</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compensation<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 17.5pt;">23,652</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 5pt;">(23,652)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy and equipment<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 22.5pt;">1,181</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,181)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan related expenses<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 22.5pt;">1,430</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,430)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing expense<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt;">899</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(899)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Advertising<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 22.5pt;">1,428</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(1,428)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance expense<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt;">519</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(519)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 22.5pt;">6,587</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 10pt;">(6,587)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Communications<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt;">396</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(396)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed asset expense<font style="padding-left: 0.33pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt;">822</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(822)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Director fees<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt;">721</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(721)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization expense<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt;">698</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 17.5pt;">(698)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt;">&#8212;</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other operating expenses<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt;">5,403</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 22.5pt;">1,399</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt;">5,859</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 24.17pt;">(48) </font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(d)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">14,163</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 50pt; margin-left: 1.5pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 45pt; margin-left: 2pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 35.83pt; margin-left: 1.7pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">1,550</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;">(g)</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="border-bottom: 1pt solid #000000; padding-left: 50pt; margin-left: 1.5pt;"></font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">97,452</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">42,549</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">2,774</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">9,773</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">152,548</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income before income taxes<font style="padding-left: 2pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">48,578</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 17.5pt;">12,967</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 11.67pt;">(5,621)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">55,924</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income taxes<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">9,882</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">867</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(1,461</font><font style="min-width: 37.5pt;">) </font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 0.56pt;">(e)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">9,288</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income before noncontrolling interest<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">38,696</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 17.5pt;">12,100</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 11.67pt;">(4,159)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">46,637</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net loss attributable to noncontrolling interest<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 50pt;">425</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">631</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 50pt;">1,056</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income<font style="padding-left: 0.3pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">39,121</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 17.5pt;">12,731</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 11.67pt;">(4,159)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 22.5pt;">47,693</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Preferred dividends<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt; border-bottom: 1pt solid #000000; min-width: 50pt;">35</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 45pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 40pt; border-bottom: 1pt solid #000000; min-width: 50pt;">35</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net income available to common shareholders<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">39,086</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">12,731</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 35.83pt;">$</font><font style="padding-left: 20.83pt; border-bottom: 3pt double #000000; min-width: 35.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 6.67pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">(4,159</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 50pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 50pt;">47,658</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted-average shares outstanding:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5.37pt;">11,778,557</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 5pt;">2,153,700</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 5pt;">844,386</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">14,776,643</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5pt;">12,613,620</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;"><font style="padding-left: 5pt;">2,228,663</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.02pt; text-align: left;"><font style="padding-left: 5pt;">769,423</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -2.33pt; text-align: justify;"><font style="padding-left: 1.67pt;">(f)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;"><font style="padding-left: 5.37pt;">15,611,706</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings per share:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.32</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.91</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.23</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted<font style="padding-left: 2.51pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.10</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.71</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.3%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 1.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.5pt; text-align: left;">$<font style="padding-left: 27.5pt;">3.05</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">43<br></div> </div></div>
<!--End Page 53-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 54-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">NOTES TO UNAUDITED PRO FORMA CONSOLIDATED FINANCIAL STATEMENTS</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Note 1. Basis of Presentation</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The accompanying unaudited pro forma consolidated financial statements and related notes were prepared in accordance with Article 11 of Regulation S-X. The unaudited pro forma consolidated balance sheet as of September&#160;30, 2022 combines the historical balance sheets of MVB and IFH, giving effect to the merger as if it had been completed on September&#160;30, 2022. The unaudited pro forma consolidated income statements for the nine months ended September&#160;30, 2022 and for the year ended December&#160;31, 2021 combine the historical income statements of MVB and IFH, giving effect to the merger as if it had been completed on January&#160;1, 2021. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The accompanying unaudited pro forma consolidated financial statements and related notes have been prepared to illustrate the effects of the merger involving MVB and IFH under the acquisition method of accounting with MVB treated as the acquirer. As of the effective time of the merger, the assets and liabilities of IFH will be recorded by MVB at their respective fair values, and the excess of the merger consideration over the fair value of IFH&#8217;s net assets will be allocated to goodwill. The unaudited pro forma consolidated financial statements are presented for illustrative purposes only and do not necessarily indicate the financial results of the combined company had the companies been combined at the beginning of each period presented, nor does it necessarily indicate the results of operations in future periods or the future financial position of the combined company.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger provides for IFH common shareholders to receive 1.21 shares of MVB common stock for each share of IFH common stock they hold immediately prior to the merger. Based on the closing trading price of shares of MVB common stock on the NYSE on November&#160;25, 2022, the value of the merger consideration per share of IFH common stock was $29.50 based on the exchange ratio (and would be $32.33 based on the termination right ratio). </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The pro forma allocation of the purchase price reflected in the unaudited pro forma consolidated financial statements is subject to adjustment and may vary from the actual purchase price allocation that will be recorded at the time the merger is completed. Adjustments may include, but are not be limited to, changes in (i)&#160;IFH&#8217;s balance sheet through the effective time; (ii)&#160;the aggregate value of merger consideration paid if the price of shares of MVB common stock varies from the assumed $24.38 per share, which represents the closing share price of MVB common stock on November&#160;25, 2022, or if the exchange ratio is adjusted or additional cash is added to the merger consideration as described above; (iii)&#160;total direct transaction related expenses if is such costs vary from currently estimated amounts; and (iv)&#160;the underlying values of assets and liabilities if market conditions differ from current assumptions.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The accounting policies of both MVB and IFH are in the process of being reviewed in detail. Upon completion of such review, additional conforming adjustments or financial statement reclassifications may be necessary.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Note 2. Reclassification Adjustments</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During the preparation of the unaudited pro forma consolidated financial statements, management performed a preliminary analysis of IFH&#8217;s financial information to identify differences in financial statement presentation as compared to the presentation of MVB. At the time of preparing the unaudited pro forma consolidated financial statements, MVB had not identified all adjustments necessary to conform IFH&#8217;s accounting policies to MVB&#8217;s accounting policies. The adjustments represent MVB&#8217;s best estimates based upon the information currently available to MVB and could be subject to change once more detailed information is available.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="fintab" style="border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 33.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH Historical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consolidated Balance Sheet</div></td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB Unaudited Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consolidated Balance Sheet</div></td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Reclassifications at<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)<br></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 14.54%; text-align: center; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan servicing assets<font style="padding-left: 1.32pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;">$<font style="padding-left: 5pt;">(3,979)</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest receivable<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 10pt;">(2,485)</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other assets<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 5pt;">(17,293)</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other intangible assets<font style="padding-left: 0.76pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 10pt;">(5,848)</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Accrued interest receivable and other assets</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 8.33pt;">29,605</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest payable<font style="padding-left: 2.44pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 17.5pt;">(370)</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other liabilities<font style="padding-left: 0.19pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 5pt;">(23,556)</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Accrued interest payable and other liabilities</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.11pt; text-align: left;"><font style="padding-left: 8.33pt;">23,926</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">44<br></div> </div></div>
<!--End Page 54-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 55-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 30.77%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH Historical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consolidated Income Statement</div></td><td class="gutter" style="width: 0.73%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.73%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB Unaudited Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consolidated Income Statement</div></td><td class="gutter" style="width: 0.73%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.73%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.91%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Reclassifications<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">for the <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine Months Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td><td class="gutter" style="width: 0.73%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.73%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Reclassifications <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">for the <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 14.91%; text-align: center; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 14.06%; text-align: center; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest income:<br></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities and deposits<font style="padding-left: 3.78pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;">$<font style="padding-left: 12.5pt;">(598)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">$<font style="padding-left: 12.5pt;">(456)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Interest on deposits with banks</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 20.83pt;">272</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 20.83pt;">158</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Interest on investment securities</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 20.83pt;">326</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 20.83pt;">298</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest income:<br></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government lending revenue<font style="padding-left: 3.21pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 10pt;">(6,104)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 10pt;">(7,937)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Changes in fair value of marketable securities<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 10pt;">(5,994)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 10pt;">(1,998)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other operating income<font style="padding-left: 4.87pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.33pt;">1,200</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">3,493</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Payment card and service charge income</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 20.83pt;">729</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 20.83pt;">243</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Gain on sale of loans, net</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.33pt;">4,175</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">6,975</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Holding gain (loss) on equity securities, net</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.33pt;">5,994</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">1,998</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest expense:<br></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Compensation<font style="padding-left: 3.73pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 5pt;">(20,212)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 5pt;">(23,652)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Occupancy and equipment<font style="padding-left: 3.2pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 10pt;">(1,000)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 10pt;">(1,181)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan related expenses<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 10pt;">(1,852)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 10pt;">(1,430)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Data processing expense<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(782)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 17.5pt;">(899)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Advertising<font style="padding-left: 4.29pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(787)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 10pt;">(1,428)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Insurance expense<font style="padding-left: 2.1pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(337)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 17.5pt;">(519)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Software<font style="padding-left: 0.41pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 10.37pt;">(1,311)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 10pt;">(6,587)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Communications<font style="padding-left: 3.17pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(266)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 17.5pt;">(396)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed asset expense<font style="padding-left: 4.33pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(246)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 17.5pt;">(822)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Director fees<font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(512)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 17.5pt;">(721)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Intangible amortization expense<font style="padding-left: 1.55pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(510)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 17.5pt;">(698)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Merger related expenses<font style="padding-left: 2.29pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 17.5pt;">(560)</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 25.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other operating expenses<font style="padding-left: 3.21pt;"></font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.33pt;">2,795</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">5,859</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Salaries and employee benefits</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 8.33pt;">20,212</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 8.33pt;">23,652</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Occupancy expense</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.33pt;">1,000</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">1,181</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Equipment depreciation and maintenance</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.7pt;">1,311</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">6,587</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Data processing and communications</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 13.33pt;">1,048</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">1,295</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Marketing, contributions and sponsorships</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 20.83pt;">787</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 13.33pt;">1,428</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Insurance, tax and assessment expense</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 20.83pt;">337</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 20.83pt;">519</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">Travel, entertainment, dues and subscriptions</div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.97pt; text-align: left;"><font style="padding-left: 20.83pt;">325</font></div></td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.73%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 15pt; text-align: left;"><font style="padding-left: 20.83pt;">586</font></div></td></tr></table> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15.25pt; margin-left: 0pt; text-align: left;">Note 3. Preliminary Purchase Price Allocation</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table summarizes the determination of the purchase price consideration with a sensitivity analysis assuming a 10% increase and 10% decrease in the price per share of MVB common stock from the November&#160;25, 2022 baseline with its impact on the preliminary goodwill.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following purchase price consideration sensitivity analysis assumes that the exchange ratio of 1.21 is applicable.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Purchase Price Consideration Sensitivity Analysis</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.97%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">($ in thousands, except per share data)</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">November&#160;25, 2022</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">10% Increase</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.5%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">10% Decrease</div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">IFH common shares<font style="padding-left: 0.76pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">2,261,000</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 5pt;">2,261,000</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 5pt;">2,261,000</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange ratio<font style="padding-left: 2.41pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 27.5pt;">1.21</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 27.5pt;">1.21</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 27.5pt;">1.21</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB common shares<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">2,735,810</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 5pt;">2,735,810</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 5pt;">2,735,810</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB common share price, November&#160;25, 2022<font style="padding-left: 2.46pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$<font style="padding-left: 17.5pt;">24.38</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;">$<font style="padding-left: 17.5pt;">26.82</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;">$<font style="padding-left: 17.5pt;">21.94</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pro forma purchase price consideration<font style="padding-left: 3.02pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$<font style="padding-left: 12.5pt;">66,699</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;">$<font style="padding-left: 12.5pt;">73,369</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;">$<font style="padding-left: 12.5pt;">60,029</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Preliminary goodwill/(bargain purchase gain)<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$<font style="padding-left: 14.17pt;">(5,269)</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 22.5pt;">1,401</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 14.54pt;">(11,939)</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">45<br></div> </div></div>
<!--End Page 55-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 56-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The following purchase price consideration sensitivity analysis assumes that the termination right ratio of 1.326 is applicable.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Purchase Price Consideration Sensitivity Analysis</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.97%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">($ in thousands, except per share data)</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">November&#160;25, 2022</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">10% Increase</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.5%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">10% Decrease</div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">IFH common shares<font style="padding-left: 0.76pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">2,261,000</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 5pt;">2,261,000</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 5pt;">2,261,000</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange ratio<font style="padding-left: 2.41pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 22.5pt;">1.326</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 22.5pt;">1.326</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 22.5pt;">1.326</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB common shares<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">2,998,086</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 5pt;">2,998,086</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 5pt;">2,998,086</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB common share price, November&#160;25, 2022<font style="padding-left: 2.46pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$<font style="padding-left: 17.5pt;">24.38</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;">$<font style="padding-left: 17.5pt;">26.82</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;">$<font style="padding-left: 17.5pt;">21.94</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pro forma purchase price consideration<font style="padding-left: 3.02pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$<font style="padding-left: 12.5pt;">73,093</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;">$<font style="padding-left: 12.5pt;">80,403</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;">$<font style="padding-left: 12.5pt;">65,784</font></div></td></tr><tr><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Preliminary goodwill/(bargain purchase gain)<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.26%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$<font style="padding-left: 17.5pt;">1,125</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.19pt; text-align: left;"><font style="padding-left: 22.5pt;">8,435</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.08pt; text-align: left;"><font style="padding-left: 19.17pt;">(6,184)</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB has performed a preliminary valuation analysis of the fair market value of IFH&#8217;s assets to be acquired and liabilities to be assumed based upon available information and certain assumptions, which MVB believes are reasonable under the circumstances. Using the total merger consideration, MVB has estimated the allocation of IFH&#8217;s assets and liabilities. The following table summarizes the allocation of purchase price as of November&#160;25, 2022:</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">IFH Net Assets at Fair Value</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 87.18%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">($ in thousands)</div></td><td class="gutter" style="width: 2.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Assets<br></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents:<font style="padding-left: 4.99pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5pt;">31,283</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Certificates of deposits with banks<font style="padding-left: 3.89pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,249</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available-for-sale<font style="padding-left: 1.89pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,460</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Equity securities<font style="padding-left: 2.74pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,982</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans held-for-sale<font style="padding-left: 1.85pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">28,515</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans receivable<font style="padding-left: 1.64pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">287,146</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premises and equipment<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">9,908</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank-owned life insurance<font style="padding-left: 1.1pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,330</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest receivable and other assets<font style="padding-left: 1.16pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">29,126</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total assets<font style="padding-left: 3.44pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">427,999</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Liabilities<br></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deposits<font style="padding-left: 0.51pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">326,377</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings<font style="padding-left: 3.29pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,000</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accrued interest payable and other liabilities<font style="padding-left: 2.25pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">23,926</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total liabilities<font style="padding-left: 4.55pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">355,303</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noncontrolling interest<font style="padding-left: 1.64pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">728</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net assets acquired<font style="padding-left: 1.66pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">71,968</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This preliminary purchase price allocation has been used to prepare the transaction accounting adjustments in the unaudited pro forma consolidated financial statements. The final purchase price allocation will be determined when MVB has completed the detailed valuations and necessary calculations. The final allocation is expected to be completed when MVB files its Quarterly Report on Form 10-Q with the SEC for the period ended March&#160;31, 2023 and could differ materially from the preliminary allocation used in the transaction accounting adjustments. The final allocation may include (i)&#160;changes to the fair value of loans and securities; (ii)&#160;changes to allocations to intangible assets such as core deposits intangibles, as well as goodwill; (iii)&#160;changes to the fair value of deposits held and (iv)&#160;other changes to assets and liabilities.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Note 4. Pro Forma Adjustments to the Unaudited Consolidated Balance Sheet</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following pro forma adjustments have been reflected in the unaudited pro forma consolidated balance sheet which assumes that an exchange ratio of 1.21 is applicable. All adjustments are based on preliminary assumptions and valuations, which are subject to change. The pro forma consolidated balance sheet has been </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">46<br></div></div></div>
<!--End Page 56-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 57-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">adjusted to reflect the issuance of MVB common stock to the IFH shareholders assuming that the exchange ratio of 1.21 is applicable, adjustments to historical book values of IFH&#8217;s assets and liabilities to their preliminary estimated fair values in accordance with the acquisition method of accounting and estimated direct transaction costs in connection with the merger, including to:</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustment to loans held-for-sale to the preliminary estimated fair value;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustments to loans receivable, including the fair values of the interest rate mark for the loan portfolio of $(3.7) million and credit mark for the loan portfolio of $(4.5) million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">eliminate historical IFH allowance for loan losses;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustments to premises and equipment to the preliminary estimated fair value; </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustments to intangible assets to the preliminary estimated fair value of $5.4&#160;million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(f)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record accrual for estimated direct transaction costs of $9.7&#160;million, net of estimated income tax of $2.5&#160;million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(g)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record preliminary estimated bargain purchase gain of $5.3&#160;million, net of estimated income tax of $1.4&#160;million; </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(h)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">eliminate historical IFH goodwill;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustment to time deposits to the preliminary estimated fair value;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(j)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">eliminate historical IFH stockholders&#8217; equity; </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(k)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect issuance of MVB common stock of $66.7&#160;million; and</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(l)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustment to noncontrolling interest to the preliminary estimated fair value.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following pro forma adjustments have been reflected in the unaudited pro forma consolidated balance sheet assuming that the termination right ratio of 1.326 is applicable. All adjustments are based on preliminary assumptions and valuations, which are subject to change. The pro forma consolidated balance sheet has been adjusted to reflect the issuance of MVB common stock to the IFH shareholders assuming that the termination right ratio of 1.326 is applicable, adjustments to historical book values of IFH&#8217;s assets and liabilities to their preliminary estimated fair values in accordance with the acquisition method of accounting and estimated direct transaction costs in connection with the merger, including to: </div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustment to loans held-for-sale to the preliminary estimated fair value;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustments to loans receivable, including the fair values of the interest rate mark for the loan portfolio of $(3.7) million and credit mark for the loan portfolio of $(4.5) million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">eliminate historical IFH allowance for loan losses;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustments to premises and equipment to the preliminary estimated fair value; </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustments to intangible assets to the preliminary estimated fair value of $5.4&#160;million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(f)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record accrual for estimated direct transaction costs of $9.7&#160;million, net of estimated income tax of $2.5&#160;million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(g)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">eliminate historical IFH goodwill of $13.2&#160;million and record estimated goodwill associated with the merger of $1.1&#160;million;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(h)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustment to time deposits to the preliminary estimated fair value;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">eliminate historical IFH stockholders&#8217; equity; </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(j)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect issuance of MVB common stock of $73.1&#160;million; and</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(k)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reflect adjustment to noncontrolling interest to the preliminary estimated fair value.</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">47<br></div> </div></div>
<!--End Page 57-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 58-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Note 5. Pro Forma Adjustments to the Unaudited Consolidated Income Statements</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following pro forma adjustments have been reflected in the unaudited pro forma consolidated income statements assuming that the exchange ratio of 1.21 is applicable. All adjustments are based on preliminary assumptions and valuations, which are subject to change.</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to interest and fees on loans of $1.8&#160;million and $3.0&#160;million for the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021, respectively, to reflect estimated amortization of the net discount on acquired loans receivable. The loan fair value adjustment is amortized using the sum-of-the-years-digits method over five years;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to deposit interest expense of $(0.1) million and $(1.2) million for the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021, respectively, to reflect estimated accretion from fair value mark on time deposits. The time deposit fair value adjustment is amortized over 1.1&#160;years.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to equipment depreciation and maintenance of $0.1&#160;million for both the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021 to reflect estimated depreciation from fair value adjustment to premises and equipment. Premises and equipment fair value is depreciated on a straight-line basis over 40&#160;years.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to other operating expenses of $(0.1) million for both the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021 to adjust estimated amortization of acquired core deposit intangible assets. Core deposit intangible assets fair value are amortized on a straight-line basis over 10&#160;years;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record the tax expense or benefit on additional income or loss for the periods;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(f)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net change in weighted-average shares outstanding for the elimination of IFH common shares and issuance of 2.7&#160;million MVB common shares;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(g)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record preliminary estimated bargain purchase gain of $5.3&#160;million; and</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(h)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record estimated remaining direct transaction costs of $9.7&#160;million.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following pro forma adjustments have been reflected in the unaudited pro forma consolidated income statements assuming that the termination right ratio of 1.326 is applicable. All adjustments are based on preliminary assumptions and valuations, which are subject to change.</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to interest and fees on loans of $1.8&#160;million and $3.0&#160;million for the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021, respectively, to reflect estimated amortization of the net discount on acquired loans receivable. The loan fair value adjustment is amortized using the sum-of-the-years-digits method over five years;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to deposit interest expense of $(0.1) million and $(1.2) million for the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021, respectively, to reflect estimated accretion from fair value mark on time deposits. The time deposit fair value adjustment is amortized over 1.1&#160;years.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to equipment depreciation and maintenance of $0.1&#160;million for both the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021 to reflect estimated depreciation from fair value adjustment to premises and equipment. Premises and equipment fair value is depreciated on a straight-line basis over 40&#160;years.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net adjustments to other operating expenses of $(0.1) million for both the nine months ended September&#160;30, 2022 and the year ended December&#160;31, 2021 to adjust estimated amortization of acquired core deposit intangible assets. Core deposit intangible assets fair value are amortized on a straight-line basis over 10&#160;years;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record the tax expense or benefit on additional income or loss for the periods;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(f)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net change in weighted-average shares outstanding for the elimination of IFH common shares and issuance of 3.0 million MVB common shares; and</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(g)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">record estimated remaining direct transaction costs of $9.7&#160;million.</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">48<br></div> </div></div>
<!--End Page 58-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 59-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCHAUPF"><!--Anchor--></a>COMPARATIVE HISTORICAL AND UNAUDITED PRO FORMA PER COMMON SHARE DATA</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The historical per share data for MVB common stock and IFH common stock below has been derived from the unaudited interim consolidated financial statements of each of MVB and IFH as of and for the nine months ended September&#160;30, 2022 and the audited consolidated financial statements of each of MVB and IFH as of and for the year ended December&#160;31, 2021, which financial statements of MVB are incorporated herein by reference and for IFH are included in this joint proxy statement/prospectus.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma combined per share data set forth below gives effect to the merger as if it had occurred on January&#160;1, 2021, the beginning of the earliest period presented, in the case of continuing net income per share data, and as of September&#160;30, 2022, in the case of book value per share data, assuming that each outstanding share of IFH common stock had been converted into shares of MVB common stock based on the exchange ratio of 1.21 shares of MVB common stock for each share of IFH common stock. The unaudited pro forma combined per share data has been derived from the unaudited interim consolidated financial statements of each of MVB and IFH as of and for the nine months ended September 30 and the audited consolidated financial statements for each of MVB and IFH as of and for the year ended December&#160;31, 2021.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma combined per share data has been derived using the acquisition method of accounting. See the section entitled &#8220;Unaudited Pro Forma Condensed Combined Financial Information&#8221; for more information. Accordingly, the pro forma adjustments reflect the assets and liabilities of IFH at their preliminary estimated fair values. Differences between these preliminary estimates and the final values in acquisition accounting will occur and these differences could have a material impact on the unaudited pro forma combined per share information set forth below.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma combined per share data does not purport to represent the actual results of operations that the combined company would have achieved had the merger been completed during these periods or to project the future results of operations that the combined company may achieve after the merger.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma combined per share equivalent data set forth below shows the effect of the merger from the perspective of an owner of IFH common stock. The information was calculated by multiplying the unaudited pro forma combined per share data by the exchange ratio of 1.21.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 53.85%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Comparative Per Share Data</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.43%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Equivalent <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Per Share of IFH<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Book Value<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">As of September&#160;30, 2022<font style="padding-left: 1.48pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$19.85</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$37.29</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$20.46</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$24.76</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">As of December&#160;31, 2021<font style="padding-left: 3.16pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$22.70</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$40.35</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$23.01</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$27.84</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash Dividends Paid<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the nine months ended September 30, 2022<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.51</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.42</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.50</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the year ended December&#160;31, 2021<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.51</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.41</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.50</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Basic Earnings<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the nine months ended September 30, 2022<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.70</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 1.67pt;">(1.18)</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.49</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.60</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the year ended December&#160;31, 2021<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">3.32</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">5.91</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">3.55</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">4.30</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Diluted Earnings<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the nine months ended September 30, 2022<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.66</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 1.67pt;">(1.18)</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.47</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.57</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the year ended December&#160;31, 2021<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">3.10</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">5.71</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">3.36</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">4.06</font></div></td></tr></table> <div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">The equivalent pro forma per share amounts of IFH were calculated by multiplying the pro forma combined amounts by the fixed exchange ratio of 1.21 shares of MVB common stock for each share of IFH common stock. </div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The unaudited pro forma combined per share equivalent data set forth below shows the effect of the merger from the perspective of an owner of IFH common stock if the termination right ratio was applicable. The information was calculated by multiplying the unaudited pro forma combined per share data by the termination right ratio of 1.326. For the avoidance of doubt, the unaudited pro forma combined per share equivalent data set forth below using the termination right ratio is presented solely for informational purposes to illustrate the impact of a </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">49<br></div></div></div>
<!--End Page 59-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 60-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_109-unaudited_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">hypothetical increase in the exchange ratio (based on currently available information) in the event IFH were to terminate the merger agreement and MVB elected to reinstate the merger agreement via an increase in the exchange ratio. The actual change in the exchange ratio, if any, will not be known until the determination date and cannot be determined at this time. </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 53.85%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Comparative Per Share Data<br></div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Historical</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Combined</div></td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.14%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.43%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Equivalent <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Pro Forma <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Per Share of IFH<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Book Value<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">As of September&#160;30, 2022<font style="padding-left: 1.48pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$19.85</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$37.29</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$20.27</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$24.53</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">As of December&#160;31, 2021<font style="padding-left: 3.16pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$22.70</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$40.35</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$23.03</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$27.87</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash Dividends Paid<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the nine months ended September 30, 2022<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.51</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.41</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.50</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the year ended December&#160;31, 2021<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.51</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.41</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.49</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Basic Earnings<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the nine months ended September 30, 2022<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.70</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 1.67pt;">(1.18)</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.48</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.59</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the year ended December&#160;31, 2021<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">3.32</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">5.91</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">3.23</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">3.90</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Diluted Earnings<br></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the nine months ended September 30, 2022<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">0.66</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 1.67pt;">(1.18)</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">0.46</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">0.56</font></div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">For the year ended December&#160;31, 2021<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">3.10</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.14pt; text-align: left;">$<font style="padding-left: 5pt;">5.71</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.28pt; text-align: left;">$<font style="padding-left: 5pt;">3.05</font></div></td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.14%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.43%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20.03pt; text-align: left;">$<font style="padding-left: 5pt;">3.69</font></div></td></tr></table> <div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">The equivalent pro forma per share amounts of IFH were calculated by multiplying the pro forma combined amounts by the hypothetical termination right ratio of 1.326 shares of MVB common stock for each share of IFH common stock.</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">50<br></div></div></div>
<!--End Page 60-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 61-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_110-special01_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tTMVBSM"><!--Anchor--></a>THE MVB SPECIAL MEETING</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This section contains information for MVB shareholders about the special meeting that MVB has called to allow MVB shareholders to consider and vote on the MVB merger proposal, the MVB articles amendment proposal and the MVB adjournment proposal. This joint proxy statement/prospectus is accompanied by a notice of the MVB special meeting, and a form of proxy card that the MVB board of directors is soliciting for use by MVB shareholders at the special meeting and at any adjournments or postponements of the special meeting. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tDTPM"><!--Anchor--></a>Date, Time and Place of the Meeting</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB special meeting will be held virtually via the internet on January&#160;25, 2023 at 10:00 a.m., Eastern Time. Due to the continuing public health impact of the COVID-19 pandemic and to support the well-being of our shareholders and employees, the MVB special meeting will be held in a virtual-only meeting format conducted via webcast. Shareholders may participate in the virtual meeting by accessing www.virtualshareholdermeeting.com/MVBF2023SM.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tMBC"><!--Anchor--></a>Matters to Be Considered</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the MVB special meeting, MVB shareholders will be asked to consider and vote upon the following proposals: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the MVB merger proposal; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the MVB articles amendment proposal; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the MVB adjournment proposal.</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tRMVBBOD"><!--Anchor--></a>Recommendation of MVB&#8217;s Board of Directors</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board of directors recommends that you vote &#8220;FOR&#8221; the MVB merger proposal, &#8220;FOR&#8221; the MVB articles amendment proposal and &#8220;FOR&#8221; the MVB adjournment proposal. See &#8220;The Merger&#8212;MVB&#8217;s Reasons for the Merger&#894; Recommendation of MVB&#8217;s Board of Directors&#8221; beginning on page <a href="#tMVBR">86</a> for a more detailed discussion of the MVB board of directors&#8217; recommendation. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tRDQ"><!--Anchor--></a>Record Date and Quorum</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board of directors has fixed the close of business on December&#160;6, 2022 as the record date for the determination of holders of MVB common stock entitled to notice of and to vote at the MVB special meeting. As of the MVB record date, there were 12,615,965 shares of MVB common stock outstanding. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Holders of a majority of the outstanding shares of MVB common stock entitled to vote at the MVB special meeting must be present, either in attendance virtually via the MVB special meeting website or by proxy, to constitute a quorum at the MVB special meeting. If you fail to submit a proxy prior to the special meeting or to vote at the MVB special meeting via the MVB special meeting website, your shares of MVB common stock will not be counted towards a quorum. Abstentions are considered present for purpose of establishing a quorum.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the MVB special meeting, each share of MVB common stock is entitled to one (1) vote on all matters properly submitted to MVB shareholders. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of the close of business on the MVB record date, MVB directors and executive officers and their affiliates owned and were entitled to vote approximately 916,489 shares of MVB common stock, representing less than eight percent (8%) of the outstanding shares of MVB common stock. We currently expect that MVB&#8217;s directors and executive officers will vote their shares in favor of the MVB merger proposal, the MVB articles amendment proposal and the MVB adjournment proposal, although none of them has entered into any agreements obligating them to do so. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tBNV"><!--Anchor--></a>Broker Non-Votes</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A broker non-vote occurs when a bank, broker, trustee or other nominee is not permitted to vote on a &#8220;non-routine&#8221; matter without instructions from the beneficial owner of the shares and the beneficial owner fails to provide the bank, broker, trustee or other nominee with such instructions. Broker non-votes only count toward a quorum if at least one (1) proposal is presented with respect to which the bank, broker, trustee or other </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">51<br></div></div></div>
<!--End Page 61-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 62-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_110-special01_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">nominee has discretionary authority. It is expected that all proposals to be voted on at the MVB special meeting will be &#8220;non-routine&#8221; matters, and, as such, broker non-votes, if any, will not be counted as present and entitled to vote for purposes of determining a quorum at the MVB special meeting. If your bank, broker, trustee or other nominee holds your shares of MVB common stock in &#8220;street name,&#8221; such entity will vote your shares of MVB common stock only if you provide instructions on how to vote by complying with the instructions provided to you by your bank, broker, trustee or other nominee with this joint proxy statement/prospectus.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tVRTAFV"><!--Anchor--></a>Vote Required; Treatment of Abstentions and Failure to Vote</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 7pt; margin-left: 0pt; text-align: left;">MVB merger proposal: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;"><u>Vote required</u>: Assuming a quorum is present, approval of the MVB merger proposal requires the affirmative vote of a majority of the votes cast on the proposal. Approval of the MVB merger proposal is a condition to the completion of the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;"><u>Effect of abstentions and failure to vote</u>: If you are present at the MVB special meeting and abstain from voting, or respond by proxy with an &#8220;ABSTAIN&#8221;, or if you are not present at the MVB special meeting and do not respond by proxy or do not provide your bank, broker, trustee or other nominee with instructions, as applicable, such abstention, failure to vote or broker non-vote will not be counted as a vote cast and will not have any effect on the outcome of this proposal, assuming a quorum is present.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">MVB merger proposal: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Vote required: Assuming a quorum is present, approval of the MVB articles amendment proposal requires the affirmative vote of a majority of the votes cast on the proposal. Approval of the MVB articles amendment proposal is not a condition to the completion of the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Effect of abstentions and failure to vote: If you are present at the MVB special meeting and abstain from voting, or respond by proxy with an &#8220;ABSTAIN&#8221;, or if you are not present at the MVB special meeting and do not respond by proxy or do not provide your bank, broker, trustee or other nominee with instructions, as applicable, such abstention, failure to vote or broker non-vote will not be counted as a vote cast and will not have any effect on the outcome of this proposal, assuming a quorum is present. </div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">MVB adjournment proposal: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;"><u>Vote required</u>: Whether or not a quorum will be present at the meeting, approval of the MVB adjournment proposal requires the affirmative vote of a majority of the shares of MVB common stock having voting power present in person or represented by proxy at the MVB special meeting. Approval of the MVB adjournment proposal is not a condition to the completion of the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;"><u>Effect of abstentions and failure to vote</u>: If you are present at the MVB special meeting and abstain from voting, or respond by proxy with an &#8220;ABSTAIN&#8221;, it will have the same effect as a vote cast &#8220;AGAINST&#8221; such proposal. If you are not present at the MVB special meeting and do not respond by proxy or do not provide your bank, broker, trustee or other nominee with instructions, as applicable, it will have no effect on the vote count for such proposal. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tAVSM"><!--Anchor--></a>Attending the Virtual Special Meeting</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB special meeting may be accessed via the MVB special meeting website, where MVB shareholders will be able to listen to the MVB special meeting, submit questions and vote online. You are entitled to attend the MVB special meeting via the MVB special meeting website only if you were a shareholder of record at the close of business on the record date (a &#8220;record holder&#8221;) or you held your MVB shares beneficially in the name of a bank, broker, trustee or other nominee as of the record date (a &#8220;beneficial owner&#8221;), or you hold a valid proxy for the MVB special meeting. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are a record holder, you will be able to attend the MVB special meeting online, ask questions and vote during the meeting by visiting www.virtualshareholdermeeting.com/MVBF2023SM and following the instructions. Please have your control number, which can be found on your proxy card previously received, to access the meeting. If you are a beneficial owner, you also will be able to attend the MVB special meeting online, ask questions and vote during </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">52<br></div></div></div>
<!--End Page 62-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 63-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_110-special01_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">the meeting by visiting www.virtualshareholdermeeting.com/MVBF2023SM and following the instructions. Please have your control number, which can be found on the voting instructions provided by your bank, broker, trustee or other nominee, to access the meeting. Please review this information prior to the MVB special meeting to ensure you have access</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">See &#8220;&#8212;Shares Held in Street Name&#8221; below for further information.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Shareholders will have substantially the same opportunities to participate in the virtual MVB special meeting as they would have at a physical, in-person meeting. Shareholders as of the record date will be able to attend, vote, examine the shareholder list, and submit questions during a portion of the meeting via the online platform. To ensure the MVB special meeting is conducted in a manner that is fair to all shareholders, we may exercise discretion in determining the order in which questions are answered and the amount of time devoted to any one question. We reserve the right to edit or reject questions we deem inappropriate or not relevant to the MVB special meeting&#8217;s limited purpose. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Technical assistance will be available for shareholders who experience an issue accessing the MVB special meeting. Contact information for technical support will appear on the MVB special meeting website prior to the start of the MVB special meeting.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tPROXIES"><!--Anchor--></a>Proxies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A holder of MVB common stock may vote by proxy or at the MVB special meeting via the MVB special meeting website. If you hold your shares of MVB common stock in your name as a record holder, to submit a proxy, you, as a holder of MVB common stock, may use one of the following methods: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by telephone: by calling the toll-free number indicated on the accompanying proxy card and following the recorded instructions;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">through the internet: by visiting the website indicated on the accompanying proxy card and following the instructions; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by completing and returning the accompanying proxy card in the enclosed postage-paid envelope. The envelope requires no additional postage if mailed in the United States.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB requests that MVB shareholders vote by telephone, over the internet or by completing and signing the accompanying proxy card and returning it to MVB as soon as possible in the enclosed postage-paid envelope. When the accompanying proxy card is returned properly executed, the shares of MVB common stock represented by it will be voted at the MVB special meeting in accordance with the instructions contained on the proxy card. If you make no specification on your proxy card as to how you want your shares voted before signing and returning it, your proxy will be voted &#8220;FOR&#8221; the MVB merger proposal, &#8220;FOR&#8221; the MVB articles amendment proposal and &#8220;FOR&#8221; the MVB adjournment proposal. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are a beneficial owner, the holder should check the voting form used by that firm to determine whether the holder may vote by telephone or the internet. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Every vote is important. Accordingly, you should sign, date and return the enclosed proxy card, or vote via the internet or by telephone, whether or not you plan to attend the MVB special meeting virtually via the MVB special meeting website. Sending in your proxy card or voting by telephone or on the internet will not prevent you from voting your shares personally via the MVB special meeting website at the meeting because you may revoke your proxy at any time before it is voted.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tSHSN"><!--Anchor--></a>Shares Held in Street Name</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If your shares are held in &#8220;street name&#8221; through a broker, bank, trustee or other nominee, you must instruct the broker, bank, trustee or other nominee on how to vote your shares. Your broker, bank, trustee or other nominee will vote your shares only if you provide specific instructions on how to vote by following the instructions provided to you by your broker, bank, trustee or other nominee. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Further, brokers, banks, trustees or other nominees who hold shares of MVB common stock on behalf of their customers may not give a proxy to MVB to vote those shares with respect to any of the proposals without specific instructions from their customers, as brokers, banks, trustees and other nominees do not have discretionary voting power on the proposals that will be voted upon at the MVB special meeting, including the MVB merger proposal, the MVB articles amendment proposal and the MVB adjournment proposal.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">53<br></div></div></div>
<!--End Page 63-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 64-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_110-special01_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><a name="tROP"><!--Anchor--></a>Revocability of Proxies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you directly hold shares of MVB common stock in your name as a record holder, you can change your vote at any time before your proxy is voted at your meeting. You can do this by:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">submitting a written statement that you would like to revoke your proxy to the corporate secretary of MVB&#894;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">signing and returning a proxy card that is dated and received on a later date;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">attending the MVB special meeting virtually and voting at the MVB special meeting via the MVB special meeting website; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">voting by telephone or the internet at a later time.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are a beneficial owner and your shares are held by a bank, broker, trustee or other nominee, you may change your vote by:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">contacting your bank, broker, trustee or other nominee; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">attending the special meeting virtually and voting your shares via the special meeting website if you have your control number, which can be found on the voting instructions provided by your bank, broker, trustee or other nominee. Please contact your bank, broker, trustee or other nominee for further instructions. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left; line-height: 11.5pt;">Attendance virtually at the MVB special meeting will not in and of itself constitute revocation of a proxy. A revocation or later-dated proxy received by MVB after the vote will not affect the vote. MVB&#8217;s corporate secretary&#8217;s mailing address is: MVB Financial Corp., 301 Virginia Avenue, Fairmont, WV 26554. If the MVB virtual special meeting is postponed or adjourned, it will not affect the ability of MVB shareholders of record as of the record date to exercise their voting rights or to revoke any previously granted proxy using the methods described above. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tDPM"><!--Anchor--></a>Delivery of Proxy Materials</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left; line-height: 11.5pt;">As permitted by applicable law, only one (1) copy of this joint proxy statement/prospectus is being delivered to MVB shareholders residing at the same address, unless such MVB shareholders have notified MVB of their desire to receive multiple copies of the joint proxy statement/prospectus. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left; line-height: 11.5pt;">MVB will promptly deliver, upon oral or written request, a separate copy of the joint proxy statement/prospectus to any MVB shareholder residing at an address to which only one (1) copy of such document was mailed. Requests for additional copies should be directed to Lisa J. McCormick, Corporate Secretary of MVB, at (304)&#160;363-4800 or by email to lmccormick@mvbbanking.com. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tDISSR"><!--Anchor--></a>Dissenters&#8217; Rights</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Holders of MVB common stock are not entitled to dissenters&#8217; rights under the WVBCA with respect to the proposed merger.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tSOP"><!--Anchor--></a>Solicitation of Proxies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left; line-height: 11.5pt;">MVB and IFH will share equally the expenses incurred in connection with the printing and mailing of this joint proxy statement/prospectus. MVB may also request banks, brokers, trustees and other intermediaries holding shares of MVB common stock beneficially owned by others to send this document to, and obtain proxies from, the beneficial owners and may reimburse such record holders for their reasonable out-of-pocket expenses in so doing. Solicitation of proxies by mail may be supplemented by telephone and other electronic means, advertisements and personal solicitation by the directors, officers or employees of MVB. No additional compensation will be paid to our directors, officers or employees for solicitation. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tOMCB"><!--Anchor--></a>Other Matters to Come Before the MVB Special Meeting</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB management knows of no other business to be presented at the MVB special meeting, but if any other matters are properly presented to the meeting or any adjournments thereof, the persons named in the proxies will vote upon them in accordance with the MVB board of directors&#8217; recommendations. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tASSIST"><!--Anchor--></a>Assistance</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you need assistance in completing your proxy card, have questions regarding MVB&#8217;s special meeting or would like additional copies of this joint proxy statement/prospectus, please contact the Corporate Secretary, MVB Financial Corp., 301 Virginia Avenue, Fairmont, WV 26554, telephone (304) 363-4800 or by email to lmccormick@mvbbanking.com.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">54<br></div></div></div>
<!--End Page 64-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 65-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_111-proposals01_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tMVBPROP"><!--Anchor--></a>MVB PROPOSALS</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tPROP1"><!--Anchor--></a>PROPOSAL 1: MVB MERGER PROPOSAL </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to the merger agreement, MVB is asking MVB shareholders to approve the adoption of the merger agreement and the transactions contemplated thereby, including the merger and the issuance of shares of MVB common stock as merger consideration. MVB shareholders should read this joint proxy statement/prospectus carefully and in its entirety, including the annexes, for more detailed information concerning the merger agreement and the merger. A copy of the merger agreement is attached to this joint proxy statement/prospectus as <font style="font-weight: bold;">Annex&#160;A</font>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After careful consideration, the MVB board of directors, by a unanimous vote, approved the merger agreement and declared the merger agreement and the transactions contemplated thereby, including the merger, to be advisable and in the best interest of MVB and MVB shareholders. See &#8220;The Merger&#8212;MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors&#8221; beginning on page <a href="#tMVBR">86</a> for a more detailed discussion of the MVB board of directors&#8217; recommendation. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The approval of the MVB merger proposal by MVB shareholders is a condition to the completion of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">The MVB board of directors unanimously recommends a vote &#8220;FOR&#8221; the MVB merger proposal.<font style="font-weight: normal;"> </font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tPROP2"><!--Anchor--></a>PROPOSAL 2: MVB ARTICLES AMENDMENT PROPOSAL</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB is asking the MVB shareholders to approve an amendment to the MVB articles of incorporation to effect an increase in the number of authorized shares of MVB common stock from 20,000,000 to 40,000,000, to be effective upon the filing of the articles of amendment to the MVB articles of incorporation. The approval of the MVB articles amendment proposal is not a condition to the completion of the merger and will be implemented whether or not the merger is completed. A copy of the proposed articles of amendment to the MVB articles of incorporation is attached to this joint proxy statement/prospectus as Annex B. MVB shareholders should read the MVB articles amendment in its entirety.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 12pt; margin-left: 0pt; text-align: left;">Purpose and Effect of the Articles Amendment</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board of directors is recommending the proposed MVB articles amendment to increase the number of authorized shares of MVB common stock to give MVB the ability and flexibility to issue shares of MVB common stock for future corporate needs without the expense and delay associated with a special shareholders&#8217; meeting, except where shareholder approval is required by applicable law. The MVB board of directors believes that additional authorized shares of MVB common stock would give MVB the necessary ability and flexibility to issue shares for various corporate purposes, including, but not limited to, capital-raising or financing transactions, potential strategic transactions, including mergers, acquisitions, and other business combinations; grants and awards under equity compensation plans; stock splits and dividends; and other general corporate purpose transactions.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As a general matter, MVB would be able to issue the additional authorized shares of MVB common stock in its discretion from time to time, subject to and as limited by, rules or listing requirements of NASDAQ or any other then applicable securities exchange, and without further action or approval of MVB&#8217;s shareholders. The discretion of the MVB board of directors, however, would be subject to any other applicable rules and regulations in the case of any particular issuance or reservation for issuance that might require MVB&#8217;s shareholders to approve such transaction. MVB currently has 20,000,000 shares of authorized common stock, $1.00 par value; 20,000,000 shares of authorized Class A common stock, $1.00 par value and 20,000 shares of preferred stock, $1,000.00 par value. As of December 6, there were 12,615,965 shares of the 20,000,000 authorized shares of MVB common stock issued and outstanding and 3,086,126 shares of MVB common stock reserved for issuance in connection with various stock-based equity incentive plans. After giving effect to the merger, it is expected that MVB will have approximately 18,639,427 shares of MVB common stock issued and outstanding or reserved for issuance in connection with various stock-based equity awards, leaving it with 1,360,573 authorized shares of MVB common stock available for future issuance (assuming the merger is completed). By approving the MVB articles amendment, shareholders are voting to increase our authorized capital stock, whether or not the merger is completed, by an additional 20,000,000 shares of MVB common stock, for total authorized MVB common stock of 40,000,000 shares. Other than in connection with the merger, the MVB board of directors does not intend to issue any additional shares as result of the MVB articles amendment except on terms that it considers to be in the best interests of MVB and its shareholders.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">55<br></div></div></div>
<!--End Page 65-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 66-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_111-proposals01_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">As of the date of this joint proxy statement/prospectus, MVB has no immediate plans, proposals, understandings, agreements or commitments to issue the additional shares of MVB common stock that MVB is seeking through the articles amendment for funding, acquisitions or any other purpose. However, MVB reviews and evaluates potential capital raising activities, strategic transactions and other corporate actions on an ongoing basis to determine if such actions would be in the best interest of MVB and the best interest of its shareholders.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Impact of the Articles Amendment on MVB Common Stock</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The additional shares of MVB common stock for which authorization is sought would be a part of the existing class of MVB common stock. If and when issued, these shares would have the same rights and privileges as the shares of MVB common stock presently outstanding. No holder of MVB common stock has any preemptive rights to acquire additional shares of MVB common stock.The terms of the additional shares of MVB common stock will be identical to those of the currently outstanding shares of MVB common stock. However, because holders of MVB common stock have no pre-emptive rights to purchase or subscribe for any unissued stock of MVB, the issuance of additional shares of MVB common stock will reduce the current shareholders&#8217; percentage ownership interest in the total outstanding shares of MVB common stock. The MVB articles amendment and the creation of additional shares of authorized MVB common stock will not alter the current number of issued shares. The relative rights and limitations of the shares of MVB common stock will remain unchanged under the MVB articles amendment.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB shareholders should recognize that, as a result of this proposal, they may own a lesser percentage of shares with respect to the total authorized shares of MVB common stock than they presently own, and will be diluted as a result of any issuance of MVB common stock by MVB in the future.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There are currently no specific plans, arrangements, commitments or understandings for the issuance of the additional shares of MVB common stock which are proposed to be authorized (except that MVB may issue additional shares of MVB common stock in connection with the consummation of the merger).</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Certain Risks Associated with the Articles Amendment</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The issuance of additional shares of MVB common stock could reduce existing shareholders&#8217; percentage ownership and voting power in MVB and, depending on the transaction in which they are issued, could affect the per share book value or other per share financial measures.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">By approving the MVB articles amendment, shareholders are voting to increase its authorized capital stock by an additional 20,000,000 shares of MVB common stock, for total authorized MVB common stock of 40,000,000 shares. Because the MVB articles of incorporation do not confer to its shareholders pre-emptive rights with respect to MVB common stock, when the MVB board of directors elects to issue additional shares of MVB common stock in the future, existing shareholders would not have a preferential right to purchase these shares and could suffer substantial dilution. Shareholders would suffer dilution in the book value of their shares if the additional capital stock is sold at prices lower than the price at which a shareholder purchased their shares of MVB common stock.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The proposed increase in the authorized number of shares of MVB common stock could have a number of effects on its shareholders depending upon the exact nature and circumstances of any actual issuances of authorized but unissued shares. The issuance of additional shares to certain persons allied with MVB management could have the effect of making it more difficult to remove MVB&#8217;s current management, including the current board of directors, by diluting the stock ownership or voting rights of persons seeking to cause such removal. The increase could also have an anti-takeover effect, in that additional shares could be issued (within the limits imposed by applicable law) in one (1) or more transactions that could make a change in control or takeover of MVB more difficult. For example, additional shares could be issued by MVB so as to dilute the stock ownership or voting rights of persons seeking to obtain control of MVB, even if the persons seeking to obtain control offer an above-market premium that is favored by a majority of the independent shareholders. In the event of a hostile attempt to take control of MVB, it may be possible for the MVB board of directors to impede that attempt by issuing shares of MVB common stock, which would dilute the voting power for the other outstanding shares and increase the potential cost to acquire control of MVB. The MVB articles amendment therefore may have the effect of discouraging unsolicited takeover attempts, potentially limiting the opportunities of MVB shareholders to dispose of their shares at a premium, which may be offered in takeover attempts or a merger proposal. MVB has no plans or proposals to adopt other provisions or enter into other arrangements that </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">56<br></div></div></div>
<!--End Page 66-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 67-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_111-proposals01_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">may have material anti-takeover consequences. MVB is not aware of any attempt, or contemplated attempt, to acquire control of MVB, and this proposal is not being presented with the intent that it be utilized as a type of anti-takeover device.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">No Dissenters&#8217; Rights</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">No dissenters&#8217; rights are available to any shareholder who dissents from the proposal to amend the articles of incorporation under the WVBCA or under the current MVB articles of incorporation.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The approval of the MVB amendment proposal by MVB shareholders is not a condition to the completion of the merger. The MVB articles amendment will become effective upon the filing of the articles of amendment whether or not the merger is completed.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board of directors unanimously recommends a vote &#8220;FOR&#8221; the MVB articles amendment proposal.<font style="font-weight: normal;"> </font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tPROP3"><!--Anchor--></a>PROPOSAL 3: MVB ADJOURNMENT PROPOSAL </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB special meeting may be adjourned to another time or place, if necessary or appropriate, to solicit additional proxies if there are insufficient votes at the time of the MVB special meeting to approve the MVB merger proposal or the MVB articles amendment proposal or to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to MVB shareholders. If, at the MVB special meeting, the number of shares of MVB common stock present or represented and voting in favor of MVB merger proposal or the MVB articles amendment proposal is insufficient to approve the MVB merger proposal or the MVB articles amendment proposal, MVB intends to move to adjourn the MVB special meeting in order to enable the MVB board of directors to solicit additional proxies for approval of the MVB merger proposal or the MVB articles amendment proposal. In that event, MVB will ask MVB shareholders to vote upon the MVB adjournment proposal, but not the MVB merger proposal or the MVB articles amendment proposal. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In this proposal, MVB is asking MVB shareholders to authorize the holder of any proxy solicited by the MVB board of directors, on a discretionary basis, (i)&#160;if there are not sufficient votes at the time of the MVB special meeting to approve the MVB merger proposal or the MVB articles amendment proposal or (ii)&#160;if necessary or appropriate to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to MVB shareholders, to vote in favor of adjourning the MVB special meeting to another time and place for the purpose of soliciting additional proxies, including the solicitation of proxies from MVB shareholders who have previously voted. Pursuant to the MVB bylaws, the MVB special meeting may be adjourned without new notice being given.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The approval of the MVB adjournment proposal by MVB shareholders is not a condition to the completion of the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The MVB board of directors unanimously recommends a vote &#8220;FOR&#8221; the MVB adjournment proposal.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">57<br></div></div></div>
<!--End Page 67-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 68-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_112-special02_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tIFHSM"><!--Anchor--></a>THE IFH SPECIAL MEETING</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This section contains information for IFH shareholders about the IFH special meeting called to allow IFH shareholders to consider and vote on the IFH merger proposal and the IFH adjournment proposal. This joint proxy statement/prospectus is accompanied by a notice of the IFH special meeting and a form of proxy card that the IFH board of directors is soliciting for use by IFH shareholders at the special meeting and at any adjournments of the special meeting.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tDATE"><!--Anchor--></a>Date, Time and Place of the Meeting</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH special meeting will be held at IFH&#8217;s headquarters, located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, on January&#160;24, 2023, at 4:00 p.m. Eastern time.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tMATTERS"><!--Anchor--></a>Matters to Be Considered</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">At the IFH special meeting, IFH shareholders will be asked to consider and vote upon the following proposals:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the IFH merger proposal; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the IFH adjournment proposal.</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tRIFHBD"><!--Anchor--></a>Recommendation of IFH&#8217;s Board of Directors</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH board of directors recommends that you vote &#8220;FOR&#8221; the IFH merger proposal and &#8220;FOR&#8221; the IFH adjournment proposal. See &#8220;The Merger&#8212;IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors&#8221; beginning on page <a href="#tIFHREA">97</a> for a more detailed discussion of the IFH board of directors&#8217; recommendation.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tRDQU"><!--Anchor--></a>Record Date and Quorum</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH board of directors has fixed the close of business on December&#160;6, 2022 as the record date for the determination of IFH shareholders entitled to notice of and to vote at the IFH special meeting. As of the record date, there were 2,239,209 shares of IFH voting common stock outstanding and 252 shareholders of record of IFH voting common stock. As of the record date, there were 21,740 shares of IFH non-voting common stock outstanding and all such shares of non-voting common stock were held by a single holder. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Holders of a majority of the outstanding shares of IFH voting common stock entitled to vote at the IFH special meeting must be present, either in person or by proxy, to constitute a quorum at the IFH special meeting with respect to that voting group. Similarly, holders of a majority of the outstanding shares of IFH non-voting common stock entitled to vote at the IFH special meeting must be present, either in person or by proxy, to constitute a quorum at the IFH special meeting with respect to that voting group. If you fail to submit a proxy prior to the special meeting, or to vote at the IFH special meeting, your shares of IFH common stock will not be counted towards a quorum. Abstentions are considered present for the purpose of establishing a quorum.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the IFH special meeting, each share of IFH common stock is entitled to one (1) vote on all matters properly submitted to IFH shareholders.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tBNVO"><!--Anchor--></a>Broker Non-Votes</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A broker non-vote occurs when a bank, broker, trustee or other nominee is not permitted to vote on a &#8220;non-routine&#8221; matter without instructions from the beneficial owner of the shares and the beneficial owner fails to provide the bank, broker, trustee or other nominee with such instructions. Broker non-votes only count toward a quorum if at least one (1) proposal is presented with respect to which the bank, broker, trustee or other nominee has discretionary authority. It is expected that all proposals to be voted on at the IFH special meeting will be &#8220;non-routine&#8221; matters, and, as such, broker non-votes, if any, will not be counted as present and entitled to vote for purposes of determining a quorum at the IFH special meeting. If your bank, broker, trustee or other nominee holds your shares of IFH common stock in &#8220;street name,&#8221; such entity will vote your shares of IFH common stock only if you provide instructions on how to vote by complying with the instructions provided to you by your bank, broker, trustee or other nominee with this joint proxy statement/prospectus.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tVRTAFVO"><!--Anchor--></a>Vote Required; Treatment of Abstentions and Failure to Vote</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 7pt; margin-left: 0pt; text-align: left;">IFH merger proposal:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><u>Vote required</u>: Approval of the IFH merger proposal requires (i)&#160;the affirmative vote of a majority of the outstanding shares of IFH voting common stock entitled to vote on the merger proposal, voting as a separate </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">58<br></div></div></div>
<!--End Page 68-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 69-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_112-special02_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">voting group, and (ii)&#160;the affirmative vote of a majority of the outstanding shares of IFH non-voting common stock entitled to vote on the merger proposal, voting as a separate voting group. Approval of the IFH merger proposal is a condition to the completion of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><u>Effect of abstentions and failure to vote</u>: If you are present at the IFH special meeting and abstain from voting, or respond by proxy with an &#8220;ABSTAIN&#8221;, it will have the same effect as a vote cast &#8220;AGAINST&#8221; such proposal. If you are not present at the IFH special meeting and do not respond by proxy or do not provide your bank, broker, trustee or other nominee with instructions, as applicable and as may be required, it will have the same effect as a vote cast &#8220;AGAINST&#8221; such proposal. </div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">IFH adjournment proposal:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><u>Vote required</u>: Whether or not a quorum will be present at the meeting, the IFH adjournment proposal will be approved by each voting group, if the votes cast with respect to that voting group at the IFH special meeting, in person or by proxy, in favor of the adjournment proposal exceed the votes cast against such proposal. Approval of the IFH adjournment proposal is not a condition to the completion of the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><u>Effect of abstentions and failure to vote</u>: If you are present at the IFH special meeting and abstain from voting, or respond by proxy with an &#8220;ABSTAIN&#8221;, it will have the same effect as a vote cast &#8220;AGAINST&#8221; such proposal. If you are not present at the IFH special meeting and do not respond by proxy or do not provide your bank, broker, trustee or other nominee with instructions, as applicable and as may be required, it will have no effect on the vote count for such proposal. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;"><a name="tAIFHSME"><!--Anchor--></a>Attending the IFH Special Meeting</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you hold your shares of IFH common stock in your name as a shareholder of record, and plan on attending the IFH special meeting, please bring your proxy card and evidence of your stock ownership, such as your most recent account statement to the IFH special meeting. You should also bring valid picture identification. If your shares of IFH common stock are held in &#8220;street name&#8221; in a stock brokerage account or by a bank, broker, or other nominee and you wish to attend the IFH special meeting, you need to bring a copy of a bank or brokerage statement to the IFH special meeting reflecting your stock ownership as of the record date. You should also bring valid picture identification. Even if you are permitted to attend the IFH special meeting in person as a &#8220;street name&#8221; holder, you will not be permitted to vote in person at the IFH special meeting unless you have obtained a valid appointment of proxy from the record holder of your shares, such as a bank or a broker, to be able to vote in person at the IFH special meeting.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH reserves the right to refuse admittance to anyone without proper proof of share ownership or without proper photo identification. The use of cameras, sound recording equipment, communications devices or any similar equipment during the IFH special meeting is prohibited without IFH&#8217;s express written consent.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tVMPIPR"><!--Anchor--></a>Voting Methods; Proxies and Incomplete Proxies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">An IFH shareholder may vote in person or by proxy at the IFH special meeting. If you hold your shares of IFH common stock in your name as a shareholder of record, to submit a proxy, you, as an IFH shareholder, may use one of the following methods:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Complete and return the proxy card in the enclosed postage-paid envelope. The envelope requires no additional postage if mailed in the United States; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Vote by proxy through the Internet: by visiting the website indicated on the accompanying proxy card and following the instructions.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH requests that IFH shareholders vote as soon as possible, over the Internet or by completing and signing the accompanying proxy card and returning it to IFH in the enclosed postage-paid envelope. When the accompanying proxy card is returned properly executed, the shares of IFH common stock represented by it will be voted at the IFH special meeting in accordance with the instructions contained on the proxy card. If you make no specification on your proxy card as to how you want your shares voted before signing and returning it, your proxy will be voted &#8220;FOR&#8221; the IFH merger proposal and &#8220;FOR&#8221; the IFH adjournment proposal.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are a beneficial owner and hold your shares in &#8220;street name&#8221;, you should check the voting form used by that firm to determine whether you may vote by Internet. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">59<br></div></div></div>
<!--End Page 69-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 70-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_112-special02_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Every vote is important. Accordingly, you should sign, date and return the enclosed proxy card, or vote via the Internet, whether or not you plan to attend the IFH special meeting in person. Sending in your proxy card or voting by Internet will not prevent a record shareholder from voting your shares in person at the special meeting because you may subsequently revoke your proxy at any time before it is voted. See &#8220;&#8212;Revocability of Proxies&#8221; below for further information</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tSHSNA"><!--Anchor--></a>Shares Held in Street Name</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are an IFH shareholder and your shares are held in &#8220;street name&#8221; through a bank, broker or other nominee, you must provide the record holder of your shares with instructions on how to vote the shares. Please follow the voting instructions provided by the bank, broker or other nominee. You may not vote shares held in street name by returning a proxy card directly to IFH or by voting in person at the IFH special meeting unless you obtain a &#8220;legal proxy&#8221; from your bank, broker or other nominee.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Further, banks, brokers, trustees or other nominees who hold shares on behalf of their customers may not give a proxy to IFH to vote those shares with respect to any of the proposals without specific instructions from their customers, as banks, brokers, trustees and other nominees do not have discretionary voting power on the proposals that will be voted upon at the IFH special meeting, including the IFH merger proposal and the IFH adjournment proposal.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tROPR"><!--Anchor--></a>Revocability of Proxies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you directly hold shares of IFH common stock in your name as a record holder, you can change your proxy vote at any time before your proxy is voted at the IFH special meeting. You can do this by:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">submitting a written statement that you would like to revoke your proxy to the corporate secretary of IFH, whose mailing address is: 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615&#894;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">signing and returning a proxy card that is dated and received on a later date; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">attending the IFH special meeting and voting in person at the meeting.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you are a beneficial owner and your shares are held by a bank, broker, trustee or other nominee, you may change your vote by contacting your bank, broker, trustee or other nominee and following the instructions they provide.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Attendance at the IFH special meeting will not in and of itself constitute revocation of a proxy. A revocation or later-dated proxy received by IFH after the vote will not affect the vote at the IFH special meeting. If the IFH special meeting is postponed or adjourned, it will not affect the ability of IFH shareholders of record as of the record date to exercise their voting rights or to revoke any previously granted proxy using the methods described above.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tSSVA"><!--Anchor--></a>Shares Subject to Voting Agreement; Shares Held by Directors and Executive Officers</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each director of IFH as well as certain executive officers of IFH have entered into a voting and support agreement (which we refer to as the &#8220;voting agreement&#8221;) in the form attached as Exhibit A to the merger agreement, which is attached as <font style="font-weight: bold;">Annex&#160;A</font> to this joint proxy statement/prospectus. Under the voting agreement, each such person agreed, among other things, to vote their shares of IFH common stock (1)&#160;in favor of the merger agreement and in favor of each of the other actions contemplated by the merger agreement, (2)&#160;against approval of any proposal made in opposition to, or in competition with, the merger or any other transactions contemplated by the merger agreement and (3)&#160;against any action that is intended, or could reasonably be expected to, impede, interfere with, delay, postpone, discourage or adversely affect the merger or any other transactions between MVB and IFH as contemplated by the merger agreement. As of the IFH record date, 597,624 shares of IFH voting common stock, or approximately 27% of the outstanding shares of IFH voting common stock entitled to vote at the IFH special meeting, are bound by the voting agreement. As of the IFH record date, all the shares of IFH non-voting common stock entitled to vote at the IFH special meeting are bound by the voting agreement.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tDPMS"><!--Anchor--></a>Delivery of Proxy Materials</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As permitted by applicable law, only one (1)&#160;copy of this joint proxy statement/prospectus is being delivered to IFH shareholders residing at the same address, unless such IFH shareholders have notified IFH of their desire to receive multiple copies of the joint proxy statement/prospectus.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">60<br></div></div></div>
<!--End Page 70-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 71-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_112-special02_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">IFH will promptly deliver, upon oral or written request, a separate copy of the joint proxy statement/prospectus to any holder of IFH common stock residing at an address to which only one (1) copy of such document was mailed. Requests for additional copies should be directed to Steven E. Crouse, EVP and Chief Financial Officer of IFH, at (919) 861-8018, or by e-mail to steve@ifhinc.com.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tAPPRIGHT"><!--Anchor--></a>Appraisal Rights</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Holders of IFH common stock who do not vote in favor of the IFH merger proposal have the right to dissent from the merger and demand appraisal rights. These appraisal rights are conditioned on strict compliance with the requirements of Article 13 of the NCBCA. Please see &#8220;The Merger&#8212;Appraisal or Dissenters&#8217; Rights in the Merger,&#8221; beginning on page <a href="#tADRMER">118</a>, and the full text of Article 13 of the NCBCA, which is reproduced in full in <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">E</font> to this joint proxy statement/prospectus, for additional information.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tSOPS"><!--Anchor--></a>Solicitation of Proxies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH will share equally the expenses incurred in connection with the printing and mailing of this joint proxy statement/prospectus. IFH will also request banks, brokers, trustees and other intermediaries holding shares of IFH common stock beneficially owned by others to send this document to, and obtain proxies from, the beneficial owners and may reimburse such record holders for their reasonable out-of-pocket expenses in so doing. Solicitation of proxies by mail may be supplemented by telephone and other electronic means, advertisements and personal solicitation by the directors, officers or employees of IFH. No additional compensation will be paid to IFH&#8217;s directors, officers or employees for solicitation.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">You should not send in any IFH stock certificates with your proxy card (or, if you are a beneficial owner, your voting instruction card). The exchange agent will mail a transmittal letter with instructions for the surrender of stock certificates to IFH shareholders as soon as practicable after completion of the merger.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tOMCBM"><!--Anchor--></a>Other Matters to Come Before the IFH Special Meeting</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH management knows of no other business to be presented at the IFH special meeting, but if any other matters are properly presented to the meeting or any adjournments thereof, the persons named in the proxies will vote upon them in accordance with the IFH board of directors&#8217; recommendations. In accordance with North Carolina law, only business within the purpose or purposes described in the IFH meeting notice may be conducted at a special shareholders&#8217; meeting.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tASSIST2"><!--Anchor--></a>Assistance</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If you need assistance in completing your proxy card, have questions regarding IFH&#8217;s special meeting or would like additional copies of this joint proxy statement/prospectus, please contact to Steven E. Crouse, EVP and Chief Financial Officer of IFH, at (919) 861-8018, or by e-mail to steve@ifhinc.com. You may also contact IFH by mail at 8450 Falls of Neuse Rd., Suite 202, Raleigh, NC 27615. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">61<br></div></div></div>
<!--End Page 71-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 72-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_113-proposals02_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tIFHPROP"><!--Anchor--></a>IFH PROPOSALS</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tPROP1IFH"><!--Anchor--></a>PROPOSAL 1: IFH MERGER PROPOSAL</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to the merger agreement, IFH is asking IFH shareholders to approve the adoption of the merger agreement and the transactions contemplated thereby, including the merger. IFH shareholders should read this joint proxy statement/prospectus carefully and in its entirety, including the annexes, for more detailed information concerning the merger agreement and the merger. A copy of the merger agreement is attached to this joint proxy&#160;statement/prospectus as <font style="font-weight: bold;">Annex&#160;A</font>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After careful consideration, the IFH board of directors unanimously approved and adopted the merger agreement and declared the merger agreement and the transactions contemplated thereby, including the merger, to be advisable and in the best interest of IFH and IFH shareholders. See &#8220;The Merger&#8212;IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors&#8221; beginning on page <a href="#tIFHREA">97</a> for a more detailed discussion of the IFH board of directors&#8217; recommendation.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The approval of the IFH merger proposal by IFH shareholders is a condition to the completion of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The IFH board of directors unanimously recommends a vote &#8220;FOR&#8221; the IFH merger proposal.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tPROP2IFH"><!--Anchor--></a>PROPOSAL 2: IFH ADJOURNMENT PROPOSAL</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH special meeting may be adjourned to another time or place, if necessary or appropriate, to solicit additional proxies if there are insufficient votes at the time of the IFH special meeting to approve the IFH merger proposal or to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to IFH shareholders.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If, at the IFH special meeting, the number of shares of IFH common stock present or represented and voting in favor of the IFH merger proposal is insufficient to approve the IFH merger proposal, IFH intends to move to adjourn the IFH special meeting in order to enable the IFH board of directors to solicit additional proxies for approval of the IFH merger proposal. In that event, IFH will ask IFH shareholders to vote upon the IFH adjournment proposal, but not the IFH merger proposal.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In this proposal, IFH is asking IFH shareholders to authorize the holder of any proxy solicited by the IFH board of directors on a discretionary basis (i)&#160;if there are not sufficient votes at the time of the IFH special meeting to approve the IFH merger proposal or (ii)&#160;if necessary or appropriate to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to IFH shareholders, to vote in favor of adjourning the IFH special meeting to another time and place for the purpose of soliciting additional proxies, including the solicitation of proxies from IFH shareholders who have previously voted. Pursuant to the IFH bylaws, if the adjournment is for more than thirty (30) days or if after the adjournment, a new record date is set for the adjourned meeting, a notice of the adjourned meeting must be given to each shareholder of record entitled to vote at the meeting.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The approval of the IFH adjournment proposal by IFH shareholders is not a condition to the completion of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The IFH board of directors unanimously recommends a vote &#8220;FOR&#8221; the IFH adjournment proposal.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">62<br></div></div></div>
<!--End Page 72-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 73-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_113-proposals02_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tIATCOM"><!--Anchor--></a>INFORMATION ABOUT THE COMPANIES</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;"><a name="tMVB2"><!--Anchor--></a>MVB</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB Financial Corp. is a financial holding company organized as a West Virginia corporation in 2003 that operates principally through its wholly-owned subsidiary, MVB Bank, Inc. (&#8220;MVB Bank&#8221;). MVB conducts a wide range of business activities, primarily commercial and retail (&#8220;CoRe&#8221;) banking. MVB also continues to be involved in new innovative strategies to provide independent banking to corporate clients throughout the United States by leveraging recent investments in financial technology (&#8220;Fintech&#8221;) related companies, as further described in MVB&#8217;s filings with the SEC which are incorporated by reference into this joint proxy&#160;statement/prospectus. MVB considers Fintech companies as those entities that use technology to electronically move funds.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB Bank was formed on October&#160;30, 1997 and chartered under the laws of the State of West Virginia. MVB&#160;Bank commenced operations on January&#160;4, 1999. MVB Bank offers its customers a full range of products and services, including various demand deposit accounts, savings accounts, money market accounts and certificates of deposit, commercial, consumer and real estate mortgage loans and lines of credit, cashier&#8217;s checks, safe deposit rental facilities, and non-deposit investment services offered through an association with a broker-dealer.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB&#8217;s common stock is traded on NASDAQ under the symbol &#8220;MVBF.&#8221; The Company&#8217;s principal executive office is located at 301 Virginia Avenue, Fairmont, West Virginia 26554 and its telephone number is (304)&#160;363-4800.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tIFH2"><!--Anchor--></a>IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">General<font style="font-style: normal;">. Integrated Financial Holdings, Inc. is a bank holding company that has elected to be treated as a </font><font style="font-style: normal;">financial holding company under the Bank Holding Company Act of 1956, as amended (the &#8220;BHCA&#8221;). IFH, </font><font style="font-style: normal;">which was originally incorporated under the name West Town Bancorp, Inc., was formed on June&#160;23, 2015, as a </font><font style="font-style: normal;">North Carolina business corporation with its main office in Raleigh, North Carolina. Effective January&#160;1, 2016, </font><font style="font-style: normal;">IFH became the registered bank holding company of West Town Bank. IFH is the sole shareholder and parent </font><font style="font-style: normal;">company of West Town Bank, and IFH&#8217;s primary federal regulator is the Federal Reserve Board. The history of </font><font style="font-style: normal;">West Town Bank dates back to 1922 when it was established as a savings and loan association under Illinois law. </font><font style="font-style: normal;">In October 1992, West Town Bank converted to an Illinois-chartered state savings bank and thereby changed its </font><font style="font-style: normal;">name to West Town Savings Bank. Most recently, on August&#160;31, 2014, the bank converted to its present </font><font style="font-style: normal;">corporate form of an Illinois-chartered state bank and was renamed West Town Bank &amp; Trust. West Town Bank&#8217;s </font><font style="font-style: normal;">deposits are insured up to applicable limits by the FDIC, and the bank is a member of the Federal Home Loan </font><font style="font-style: normal;">Bank of Chicago. West Town Bank&#8217;s primary federal regulator is the FDIC, and it is not a member of the </font><font style="font-style: normal;">Federal Reserve Board. West Town Bank&#8217;s primary state regulator is the Illinois Department of Financial &amp; </font><font style="font-style: normal;">Professional Regulation (the &#8220;IDFPR&#8221;).</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022, IFH&#8217;s total assets on a consolidated basis were approximately $437.4 million, its total deposits were approximately $325.1 million, and its total shareholders&#8217; equity was approximately $83.4 million. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s voting common stock is currently quoted on the OTCQX marketplace operated by OTC Markets Group Inc. under the trading symbol &#8220;IFHI&#8221;; however, the public market for such shares has historically been limited and characterized by sporadic trading. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s principal executive office is located at 8450 Falls of Neuse Rd., Suite 202, Raleigh, North Carolina 27615, and its telephone number is (919) 948-1987.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">Business and Market Areas<font style="font-style: normal;">. IFH specializes in small business lending solutions, which it offers through West </font><font style="font-style: normal;">Town Bank and Windsor Advantage, LLC (&#8220;Windsor Advantage&#8221;), a wholly owned subsidiary of IFH. West </font><font style="font-style: normal;">Town Bank is headquartered in North Riverside, Illinois and offers traditional community bank deposit and </font><font style="font-style: normal;">lending services in the greater Chicago area. West Town Bank has no full-service branches. Additionally, West </font><font style="font-style: normal;">Town Bank engages in government-guaranteed lending on a national basis and tailors deposit products for </font><font style="font-style: normal;">specific lines of business. Windsor Advantage is a loan service provider that offers community banks and credit </font><font style="font-style: normal;">unions with a comprehensive outsourced U.S. Small Business Association (&#8220;SBA&#8221;) 7(a) and U.S. Department of </font><font style="font-style: normal;">Agriculture (&#8220;USDA&#8221;) lending platform. Windsor Advantage generates fee income for IFH in connection with its </font><font style="font-style: normal;">servicing, processing and packaging of such loans for its financial institution clients.</font></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">63<br></div></div></div>
<!--End Page 73-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 74-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_113-proposals02_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Commercial banking is extremely competitive. West Town Bank competes in its market areas with some of the largest banking organizations in the country. Many of these competing banks have capital resources and legal lending limits substantially in excess of those available to West Town Bank. Many of West Town Bank&#8217;s competitors are also able to provide more services and make greater use of media advertising. As an example of the competition faced, West Town Bank&#8217;s main office is located in the Chicago-Naperville-Elgin, IL-IN-WI&#160;Metropolitan Statistical Area (the &#8220;Chicago MSA&#8221;). As of June 30, 2022, there were 162&#160;FDIC-insured institutions operating 2,316 full-service offices within the Chicago MSA, which provides for substantial competition for lending and deposit business. Additionally, while West Town Bank and Windsor Advantage believe they have a competitive advantage due to their expertise in the government-guaranteed lending space, they are increasingly facing competition from larger competitors with bigger balance sheets, as well as competition from non-bank lenders. Entrants competing for business in the financial services space continue to increase. In addition to other banks, credit unions, consumer finance companies, insurance companies, brokerage companies, small loan companies and other financial technology companies, or Fintechs, with varying degrees of regulatory restrictions, compete vigorously for a share of the financial services market. IFH expects competition to continue to be significant for the financial services that community banks have traditionally provided to the public.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">Properties<font style="font-style: normal;">. West Town Bank owns both properties at which the main offices of IFH (8450 Falls of Neuse Rd., </font><font style="font-style: normal;">Suite 202, Raleigh NC) and West Town Bank (7820 W 26</font><font style="font-style: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup></font><font style="font-style: normal;"> St, North Riverside IL) are located. Windsor </font><font style="font-style: normal;">Advantage leases space for its offices located in Charleston, SC; Chicago, IL; and Indianapolis, IN. IFH and its </font><font style="font-style: normal;">subsidiaries may from time-to-time lease additional space for sales, administrative, and/or loan production use, as </font><font style="font-style: normal;">its business demands. Additional discussion of IFH&#8217;s real property and leases can be found at Note 6 (Premises </font><font style="font-style: normal;">and Equipment) and Note 7 (Leases) to the Notes to Consolidated Financial Statements included in IFH&#8217;s </font><font style="font-style: normal;">consolidated financial statements for the years ended December&#160;31, 2021 and 2020 that accompany this joint </font><font style="font-style: normal;">proxy statement/prospectus.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a name="tIFH3"><!--Anchor--></a>Legal Proceedings<font style="font-style: normal;">. On February&#160;19, 2019, a group of plaintiffs filed a putative class action lawsuit against West </font><font style="font-style: normal;">Town Bank alleging that they were subject to an illegal kickback and price fixing scheme designed and executed </font><font style="font-style: normal;">by All Star Title, Inc. for the referral of settlement services. The case is styled Joseph and Karen Somerville, III, </font><font style="font-style: normal;">et al. v. West Town Bank &amp; Trust, a/k/a West Town Savings Bank, Case No. 1.19-CV-00490, pending in the </font><font style="font-style: normal;">United States District Court for the District of Maryland (such case, the &#8220;RESPA Litigation&#8221;). Based on this </font><font style="font-style: normal;">alleged conduct, plaintiffs accused West Town Bank of violating Section 8(a) of the Real Estate Settlement </font><font style="font-style: normal;">Procedures Act (&#8220;RESPA&#8221;), 12 U.S.C. </font><font style="font-style: normal;">&#167;</font><font style="font-style: normal;"> 2607; Section 1 of the Sherman Act, 15 U.S.C. </font><font style="font-style: normal;">&#167;</font><font style="font-style: normal;"> 1; and Section 1962 </font><font style="font-style: normal;">of the Racketeer Influenced and Corrupt Organizations Act (&#8220;RICO&#8221;), 18 U.S.C. </font><font style="font-style: normal;">&#167;</font><font style="font-style: normal;"> 1962. These claims were </font><font style="font-style: normal;">asserted on a class basis, and the plaintiffs sought to represent other similar borrowers of West Town Bank </font><font style="font-style: normal;">whose loans were closed or settled by All Star Title, Inc. The plaintiffs sought to recover three times the charges </font><font style="font-style: normal;">they paid for settlement services in addition to actual damages trebled and attorneys&#8217; fees and costs. The </font><font style="font-style: normal;">plaintiffs&#8217; claim under the Sherman Act was ultimately dismissed by the court on November&#160;19, 2019, but the </font><font style="font-style: normal;">court allowed the plaintiffs&#8217; RESPA and RICO claims to continue.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On February&#160;4, 2021, the court certified a class comprised of borrowers who obtained a loan originated or brokered by West Town Bank for which All Star Title, Inc. provided a settlement service between January&#160;1, 2010 and December&#160;31, 2015. The court also certified two subclasses: a RICO subclass and a RESPA subclass. During July 2022 and precipitated, in part, by IFH&#8217;s ongoing strategic discussions with MVB, West Town Bank initiated informal settlement discussions with plaintiffs&#8217; counsel in the RESPA Litigation. Litigation such as the foregoing is time consuming, often takes years to resolve and can complicate a company&#8217;s strategic initiatives. On August&#160;10, 2022, West Town Bank agreed to settle the RESPA Litigation for an aggregate sum of $10.0&#160;million, subject to execution of a definitive settlement agreement and court approval. The plaintiffs, plaintiffs&#8217; counsel, and West Town Bank subsequently executed a definitive settlement agreement dated as of September&#160;7, 2022, for the aggregate sum of $10.0&#160;million. On October&#160;12, 2022, the court issued an order granting preliminary approval of the class action settlement, as reflected in the settlement agreement, and scheduled the final fairness hearing on the settlement for January&#160;18, 2023.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Other than the foregoing RESPA Litigation, IFH and its subsidiaries are not parties to, nor are any of their properties the subject of, any other material pending legal proceedings incidental to their businesses.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">64<br></div></div></div>
<!--End Page 74-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 75-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_114-security_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tSECOWN"><!--Anchor--></a>SECURITY OWNERSHIP OF CERTAIN IFH BENEFICIAL OWNERS AND MANAGEMENT</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH Voting Common <font style="font-style: normal;">Stock. The following table sets forth, as of </font><font style="font-style: normal;">November&#160;30</font><font style="font-style: normal;">, 2022, the beneficial ownership of </font><font style="font-style: normal;">IFH voting common stock by each of IFH&#8217;s directors and executive officers, by IFH&#8217;s directors and executive </font><font style="font-style: normal;">officers as a group, and by each person known to IFH to beneficially own more than 5% ownership of the issued </font><font style="font-style: normal;">and outstanding IFH voting common stock. Unless otherwise indicated, the address of each listed IFH </font><font style="font-style: normal;">shareholder is c/o Integrated Financial Holdings, Inc., 8450 Falls of Neuse Rd., Suite 202, Raleigh, North </font><font style="font-style: normal;">Carolina 27615.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Beneficial ownership is determined in accordance with the rules of the SEC, which generally attribute beneficial ownership of securities to persons who possess sole or shared voting or investment power with respect to those securities. Unless otherwise indicated, and subject to the voting agreements entered into with MVB in connection with entering into the merger agreement, to IFH&#8217;s knowledge, the persons or entities identified in the table below have sole voting and investment power with respect to all shares shown as beneficially owned by them.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 69.23%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Name of Beneficial Owner</div></td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 17.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount and Nature of <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Beneficial Ownership<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div></td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.85%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentage of <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Class<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>Directors and Executive Officers</u><br></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eric J. Bergevin<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><font style="padding-left: 1.57pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;">127,964</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">5.61</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Michael Breckheimer<font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">14,700</font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 22.5pt;">*</font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Steven E. Crouse<font style="padding-left: 0.69pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 10pt;">9,500</font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 22.5pt;">*</font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Melissa D. Marsal<font style="padding-left: 1.26pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">26,540</font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">1.18</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marc H. McConnell<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup><font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;">164,601</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">7.35</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Jeffrey K. Moore<font style="padding-left: 0.89pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;">158,551</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">7.07</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Randall C. Ramsey<font style="padding-left: 2.36pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">28,06</font>4</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">1.25</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">A. Riddick Skinner<font style="padding-left: 2.35pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">37,</font>996</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">1.69</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Joseph T. Snyder<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup><font style="padding-left: 2.86pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">44,500</font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">1.99</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Jimmy E. Stallings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup><font style="padding-left: 0.27pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">35,309</font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">1.57</font>%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sandra Warren<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup><font style="padding-left: 2.66pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">34,</font>550</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 5pt;">1.5</font>4%</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">David Wicklund<font style="padding-left: 4.87pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;"><font style="padding-left: 5pt;">16,199</font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;"><font style="padding-left: 22.5pt;">*</font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">All directors and executive officers as a group (12 persons)<font style="padding-left: 2.36pt;"></font></div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.35pt; text-align: left;">698,474</div></td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.85%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.03%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.22pt; text-align: left;">29.95%</div></td></tr></table> <div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">*<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Indicate<font style="font-weight: bold;">s</font> beneficial ownership of less than 1% of the issued and outstanding shares of voting common stock.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Included in the beneficial ownership tabulations are the following shares underlying options to purchase shares of common stock of IFH that were outstanding and exercisable as of November&#160;30, 2022 (or will become exercisable within 60 days of such date): Mr.&#160;Bergevin&#8212;44,400 shares; Mr.&#160;Breckheimer&#8212;3,950 shares; Mr.&#160;Crouse&#8212;2,500 shares; Ms.&#160;Marsal&#8212;12,950 shares; Mr.&#160;McConnell&#8212;2,000 shares; Dr. Moore&#8212;2,700 shares; Mr.&#160;Ramsey 2,700 shares; Mr.&#160;Skinner&#8212;9,650 shares; Mr.&#160;Snyder&#8212;800 shares; Mr.&#160;Stallings&#8212;12,700 shares; Ms.&#160;Warren&#8212;5,700 shares, Mr.&#160;Wicklund&#8212;800 shares; and for all directors and executive officers as a group&#8212;100,850 shares.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">The calculation of the percentage of class beneficially owned by each individual and the group is based on the sum of (i)&#160;a total of 2,239,209 shares of voting common stock outstanding as of November&#160;30, 2022, and (ii)&#160;options to purchase shares of common stock which are exercisable as of or within 60 days of such date.</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Ownership listed for Mr.&#160;Begevin includes 800 shares owned individually by Mr.&#160;Bergevin&#8217;s spouse, 5,000 shares owned by his children, and 22,690 owed jointly with his spouse.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Ownership listed for Mr.&#160;McConnell includes 119,001 shares owned by McConnell Legacy Investments, LLC and 500 shares owned by his children.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Ownership listed for Mr.&#160;Snyder includes 32,500 shares held by a trust for which he is trustee.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Ownership listed for Mr.&#160;Stallings includes 12,903 shares held jointly with, and 6,662 shares owned individualy by, his spouse.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(7)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Ownership listed for Ms.&#160;Warren includes 7,071 shares owned individually by Ms.&#160;Warren&#8217;s spouse.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH Non-Voting Common Stock<font style="font-style: normal;">. As of </font><font style="font-style: normal;">November&#160;30</font><font style="font-style: normal;">, 2022, all of the issued and outstanding shares of IFH </font><font style="font-style: normal;">non-voting common stock was held of record by McConnell Legacy Investments, LLC, PO Box 6219, Kinston, </font><font style="font-style: normal;">North Carolina. Mr.&#160;McConnell, IFH&#8217;s chairman of the board of directors, is managing member of this entity and </font><font style="font-style: normal;">possesses voting power over such shares.</font></div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">65<br></div></div></div>
<!--End Page 75-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 76-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tINTFIN"><!--Anchor--></a>INTEGRATED FINANCIAL HOLDINGS, INC.&#8217;S MANAGEMENT&#8217;S DISCUSSION AND <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following presents discussion and analysis by the management of Integrated Financial Holdings, Inc. (&#8220;IFH&#8221;) of the financial condition and results of operations of IFH and should be read in conjunction with IFH&#8217;s consolidated financial statements and related notes included with this joint proxy statement/prospectus. In this section, the &#8220;Company,&#8221; &#8220;we,&#8221; and &#8220;our&#8221; refer to IFH, rather than MVB Financial Corp. Unless otherwise indicated, references herein to the Company or IFH, refer to the company on a consolidated basis. This discussion contains forward-looking statements that involve risks and uncertainties and such forward-looking statements are qualified in their entirety by the cautionary language set forth in the section entitled &#8220;Cautionary Statement Regarding Forward-Looking Statements&#8221; beginning on page <a href="#tFLS">23</a>. Actual results could differ significantly from those anticipated in these forward-looking statements as a result of various factors including but not limited to many of the factors described more fully in the section entitled &#8220;Risk Factors&#8221; beginning on page <a href="#tRISKFAC">25</a>. The following discussion is intended to assist in understanding the financial condition and results of operations of IFH and its subsidiaries, including West Town Bank and Windsor Advantage. For the purpose of this management&#8217;s discussion and analysis, balance sheet information has been expressed as period-end balances, unless otherwise noted, and loans have been disclosed net of unearned income.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Critical Accounting Policies and Estimates</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company&#8217;s consolidated financial statements that accompany this joint proxy statement/prospectus include the financial statements of the Company and its subsidiaries as of the dates of such financial statements. As of the relevant dates, the Company&#8217;s wholly owned subsidiaries included West Town Bank, Windsor Advantage, SBA Loan Documentation Services, LLC, Patriarch, LLC, and West Town Insurance Agency, Inc. West Town Bank also has an investment in West Town Payments, LLC. Due to the nature of the investment, West Town Payments, LLC is considered a variable interest entity, and as a result, is consolidated for accounting purposes. All significant intercompany balances and transactions have been eliminated in consolidation. Additional information regarding the Company&#8217;s business and its subsidiaries is included in the sections entitled &#8220;Information about the Companies&#8212;IFH&#8221; beginning on page <a href="#tIFH2">63</a> and in Note 1 of IFH&#8217;s Notes to Consolidated Financial Statements for the years ended December&#160;31, 2021 and 2020, that accompany this joint proxy statement/prospectus.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company's accounting policies are fundamental to understanding management's discussion and analysis of results of operations and financial condition. Many of the Company's accounting policies require significant judgment regarding valuation of assets and liabilities and/or significant interpretation of specific accounting guidance. The following is a summary of some of the more subjective and complex accounting policies of the Company. A more complete description of the Company's significant accounting policies can be found in Note 1 of IFH&#8217;s Notes to Consolidated Financial Statements for the years ended December&#160;31, 2021 and 2020. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The allowance for loan losses reflects management's assessment and estimate of the risks associated with extending credit and its evaluation of the quality of the loan portfolio. West Town Bank periodically analyzes the loan portfolio in an effort to review asset quality and to establish an allowance for loan losses that management believes will be adequate in light of anticipated risks and loan losses. Our allowance consists of specific and general components. The specific component relates to loans that are impaired under GAAP. The general component covers non-impaired loans and is based on historical loss experience by type of loan adjusted for qualitative factors to adjust this historical experience for current events, trends, and conditions (including economic considerations). While management uses the best information available to establish the allowance for loan losses, future adjustments to the allowance may be necessary if economic or other conditions differ substantially from the assumptions used in making this estimate. Such adjustments to original estimates, as necessary, are made in the period in which these factors and other relevant considerations indicate that loss levels vary from previous estimates. Any material increase in the allowance for loan losses may adversely affect our financial condition and results of operations.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Overview</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s results of operations for the nine months ended September&#160;30, 2022 was a net loss of $2.6&#160;million compared to net income of $11.5&#160;million for the same period of 2021. The Company&#8217;s 2022&#160;year-to-date results were materially impacted by a $10.0&#160;million litigation expense incurred during the third quarter of </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">66<br></div></div></div>
<!--End Page 76-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 77-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">2022&#160;associated with the RESPA Litigation. See &#8220;Information About the Companies&#8212;IFH&#8212;Legal Proceedings&#8221; beginning on page <a href="#tIFH3">64</a> for discussion of the RESPA Litigation. In addition, there was a significant decrease in loan servicing and processing revenues from Windsor Advantage, which decreased from $20.5&#160;million in the first&#160;nine months of 2021 to $6.7&#160;million for the same period in 2022. That decline was directly attributable to a decrease in revenues associated with the SBA&#8217;s Paycheck Protection Program (&#8220;PPP&#8221;), which ended on May&#160;31, 2021 and was established in response to the pandemic. However, the 2022 revenue decrease was partially offset by a decrease in software-related expenses period over period, which went from $5.7&#160;million in the first&#160;nine&#160;months of 2021 to $1.3&#160;million for the same period in 2022. The higher cost in 2021 was driven by the related PPP processing platform. Additionally, mortgage revenues have decreased period over period as a result of a general slowdown in the mortgage market as a result of rate increases by the Federal Reserve Open Market Committee (&#8220;the FOMC&#8221;) in response to recent economic conditions. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Net income for the year ended December&#160;31, 2021 was $12.7&#160;million compared to $8.9&#160;million for the year ended December&#160;31, 2020. The increase year over year was caused by several factors:</div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">net interest income increased by $1.8&#160;million or 12% year over year as a result of balance sheet growth;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the provision for loan losses decreased $2.5&#160;million or 56% during the same period as credit quality improved; and </div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">non-interest income increased by $7.6&#160;million or 22% year over year driven by an increase in government lending revenues as the economy began to reopen after the easing of pandemic-related restrictions. </div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The increases in net interest income and non-interest income were partially offset by a $9.3&#160;million increase in non-interest expense year-over-year primarily as a result of a $4.6&#160;million increase in compensation costs tied to overall corporate growth and an increase in software costs of $3.2&#160;million as a result of the PPP software platform.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s total assets decreased from $452.9&#160;million as of December&#160;31, 2021 to $437.4&#160;million as of September&#160;30, 2022. The decrease was a result of a decline in net deposits of $26.1&#160;million as a result of balance declines in noninterest bearing accounts for several large customers due to merger and acquisition related activity and a decrease in retail time deposits as management has made strategic decisions in repricing time deposit rates in a rising rate environment to positively impact net interest margin. In addition, the balance sheet mix changed as the Company was able to redeploy a significant portion of its lower yielding interest-earning cash into $36.3&#160;million in net growth in the loan portfolio. Total assets increased $63.7&#160;million from $389.3&#160;million at December&#160;31, 2020 to $453.0&#160;million at December&#160;31, 2021 as a result of $47.3&#160;million growth in deposits primarily as a result of the Bank&#8217;s strategic decision to move into the Hemp banking market. During that period, net loan growth including both loans held for sale and loans held for investment was only $2.3&#160;million. However, interest-bearing deposits at other institutions increased $51.3&#160;million from $28.7&#160;million to $79.9&#160;million during the same period. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Results of Operations</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Net Interest Income</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">One primary source of revenue for IFH is net interest income, which for the nine months ended September&#160;30, 2022 was $16.0&#160;million, an increase of $3.8&#160;million or 32% over the same period of 2021. Net interest income for the year ended December&#160;31, 2021 was $16.3&#160;million compared to $14.5&#160;million for the year ended December&#160;31, 2020.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In response to changes in economic conditions initially caused by the pandemic, the Federal Reserve dropped rates significantly, by 150 basis points (&#8220;bps&#8221;), in early 2020. Later, to slow down the growth caused by various governmental programs implemented to deal with the pandemic, the Federal Reserve reversed those changes and increased the federal funds rate five times for a total of 300 bps by September&#160;30, 2022. The result was that loan yields and cost of deposits both experienced volatility over those periods. For the nine months ended September&#160;30, 2022 yield on loans was 7.37%, compared to 6.51% for the prior year comparative period. The overall yield on earning assets was 6.37% for the first nine months of 2022, compared to 5.08% for the same period of 2021. The cost of interest-bearing liabilities for the nine months ended September&#160;30, 2022 was 0.88%, compared to 1.12% for the previous year. The result is that IFH&#8217;s net interest margin was 5.79% for the first nine months of 2022, compared to 4.36% the previous year.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">67<br></div> </div></div>
<!--End Page 77-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 78-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">For the year ended December&#160;31, 2021, IFH experienced a decrease in loan yields, from 6.89% in 2020 to 6.65%&#160;in 2021. The primary driver of this decrease was the initial rate decreases implemented by the Federal Reserve in early 2020. The cost of interest-bearing liabilities for the 2021&#160;year was 1.07%, compared to 1.69%&#160;for the previous year. The resulting net interest margin for the 2021&#160;year was 4.52%, compared to 5.00%&#160;in 2020.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table sets forth, for the periods indicated, information with regard to average balances of assets and liabilities, as well as the total dollar amounts of interest income from interest-earning assets and interest expense on interest-bearing liabilities, resultant yields or costs, net interest income, net interest spread, net interest margin and ratio of average interest-earning assets to average interest-bearing liabilities. Non-accrual loans and the allowance for loan losses have been included in determining net average loans and marketable equity securities have been excluded from investment securities and included in other assets.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.5%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" rowspan="2" style="width: 22.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">For the nine-months ended<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td><td class="gutter" rowspan="2" style="width: 0.5%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 46.85%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">For the Years Ended December&#160;31,</div></td></tr><tr class="header"><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 22.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 22.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr class="header"><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(Dollars in thousands)</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Interest</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Interest</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Interest</div></td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.5%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans, net of allowance<font style="padding-left: 1.49pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$308,697</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$17,056</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">7.37%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$277,508</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$18,457</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">6.65%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$253,846</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$17,486</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">6.89%</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities<font style="padding-left: 3.98pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">20,688</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">326</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">2.10%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">18,449</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">268</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">1.45%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">14,862</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">283</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">1.90%</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other interest-earnings assets<font style="padding-left: 0.12pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">40,022</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">272</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.91</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">65,618</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">188</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.29</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">20,818</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">185</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.89</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Total interest-earning assets<font style="font-weight: normal; padding-left: 0.07pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">369,407</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">17,654</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">6.37</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">361,575</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">18,913</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">5.23</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">289,526</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">17,954</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">6.20</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other assets<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">65,632</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">65,294</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">65,630</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total assets<font style="font-weight: normal; padding-left: 4.88pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$435,039</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$426,869</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$355,156</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deposits:<br></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Interest-bearing checking accounts<font style="padding-left: 4.51pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5.37pt;">11,086</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">53</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.64%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5pt;">12,106</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">55</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.45%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">9,614</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">63</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.66%</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Money markets<font style="padding-left: 1.19pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">50,274</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">177</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.47%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">40,045</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">191</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.48%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">28,724</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">282</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.98%</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Savings<font style="padding-left: 2.84pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">12,929</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">15</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.15%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt;">11,683</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">18</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.15%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">10,933</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">17</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">0.16%</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Time deposits<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">163,338</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,332</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">1.09%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">171,817</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">2,312</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">1.35%</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">142,936</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">2,932</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">2.05%</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings<font style="padding-left: 2.29pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">5,702</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">37</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.87</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">4,914</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">4</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.08</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">13,141</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">182</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.38</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Total interest-bearing liabilities<font style="font-weight: normal; padding-left: 0.62pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">243,329</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,614</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.88</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">240,565</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,580</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.07</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">205,348</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">3,476</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.69</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest-bearing deposits<font style="padding-left: 3.43pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">96,148</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">101,833</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">72,709</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other liabilities<font style="padding-left: 1.19pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,827</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,357</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,683</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Shareholders equity<font style="padding-left: 3.97pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">89,735</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">83,114</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">72,416</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Total liabilities and shareholders equity<font style="font-weight: normal; padding-left: 4.7pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$435,039</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$426,869</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$355,156</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Net interest income/interest rate spread<font style="font-weight: normal; padding-left: 0.26pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$16,040</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">5.49</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$16,333</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">4.16</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$14,478</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">4.51</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net interest margin<font style="font-weight: normal; padding-left: 4.72pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">5.79</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">4.52</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">5.00</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 28.21%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Ratio of interest-bearing assets to interest-bearing liabilities<font style="font-weight: normal; padding-left: 0.62pt;"></font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">150.30</font><font style="min-width: 37.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">140.99</font><font style="min-width: 37.5pt;">%</font></div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.5%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">68<br></div> </div></div>
<!--End Page 78-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 79-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Rate/Volume Analysis</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table analyzes the dollar amount of changes in interest income and interest expense for major components of interest-earning assets and interest-bearing liabilities. The table distinguishes between (i)&#160;changes attributable to volume (changes in volume multiplied by the prior period&#8217;s rate), (ii)&#160;changes attributable to rate (changes in rate multiplied by the prior period&#8217;s volume), and (iii)&#160;net change (the sum of the previous columns). The change attributable to both rate and volume (changes in rate multiplied by changes in volume) has been allocated equally to both the changes attributable to volume and the changes attributable to rate.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 28.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021 vs. 2020</div></td></tr><tr class="header"><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 28.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Increase (Decrease) Due to</div></td></tr><tr class="header"><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Volume</div></td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.5%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td colspan="7" style="width: 28.33%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; text-align: center;">(In thousands)</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest income<br></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans, net of allowance<font style="padding-left: 1.49pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$1,630</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">(659)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">971 </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities<font style="padding-left: 3.98pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">68</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">(83)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 14.17pt;">(15)</font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other interest-earnings assets<font style="padding-left: 0.12pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">398</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(395</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3 </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest income (taxable-equivalent basis)<font style="padding-left: 1.39pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">2,096</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,137</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">959 </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest expense<br></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deposits:<br></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing checking accounts<font style="padding-left: 3.45pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">16</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">(24)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 19.17pt;">(8)</font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Money markets<font style="padding-left: 1.19pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 13.24pt;">111</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">(202)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 14.17pt;">(91)</font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Savings<font style="padding-left: 2.84pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">1</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">1 </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Time deposits<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">592</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(1,212)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 9.17pt;">(620)</font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Borrowings<font style="padding-left: 2.29pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 9.54pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(114</font><font style="min-width: 27.5pt;">)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(64</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 9.17pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(178</font><font style="min-width: 27.5pt;">)</font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total interest expense<font style="padding-left: 0.79pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">606</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,502</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 9.17pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(896</font><font style="min-width: 27.5pt;">)</font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net interest income increase<font style="padding-left: 3.45pt;"></font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,490</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 10.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">365</font></div></td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.5%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,855</font></div></td></tr></table> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Provision for Loan Losses </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s provision for loan losses totaled $960,000 for the nine months ended September&#160;30, 2022 compared to $1.2&#160;million for the same period of 2021. Net recoveries for the nine months ended September&#160;30, 2022 were $203,000 compared to net charge-offs of $506,000 for the same period in the previous year. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For the year ended December&#160;31, 2021, IFH&#8217;s provision for loan losses totaled $1.9&#160;million compared to $4.5&#160;million for the year ended December&#160;31, 2020. Net charge-offs during 2021 totaled $1.5&#160;million compared to $3.2&#160;million in 2020. Charge-offs in 2020 were significantly amplified by the start of the pandemic and the impact it had on the hospitality industry. A large portion of the charge-offs for that year were in that industry. In addition, the increase to the provision reflected concerns over the direction of the economy also as a direct result of the pandemic. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">69<br></div> </div></div>
<!--End Page 79-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 80-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The following table contains an analysis of our allowance for loan losses for the periods indicated:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 16.25%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine Months Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.38%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 64.1%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance at beginning of period<font style="padding-left: 4.77pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;">$5,547</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;">$5,144</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$5,144</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$3,837</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">960</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 5pt;">1,172</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">1,946</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">4,460</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans charged off<br></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Residential real estate<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">61</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt;">49</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">162</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">355</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">2,792</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial and industrial<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">402</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">355</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">1,248</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">331</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Consumer and other<font style="padding-left: 4.75pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">15</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total charge-offs<font style="padding-left: 3.59pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">451</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">517</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,603</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3,199</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Recoveries of loans previously charged off<br></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">474</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial and industrial<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">180</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt;">10</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">60</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">45</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Consumer and other<font style="padding-left: 4.75pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total recoveries<font style="padding-left: 2.68pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">654</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.87pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">11</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">60</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">46</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net chargeoffs (recoveries)<font style="padding-left: 1.82pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 9.17pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(203</font><font style="min-width: 27.5pt;">)</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">506</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,543</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3,153</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance end of period<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,710</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,810</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,547</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,144</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses to nonperforming loans<font style="padding-left: 2.58pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 12.5pt;">145%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 17.5pt;">71%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">81%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">60%</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses to end of period loans<font style="padding-left: 2.59pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 10pt;">2.07%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 10pt;">2.08%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">1.93%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">1.81%</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net charge-offs to average loans outstanding<font style="padding-left: 4.61pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 6.67pt;">-0.06%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.19pt; text-align: left;"><font style="padding-left: 10pt;">0.19%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">0.55%</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">1.22%</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022, the allowance for loan losses totaled 2.07% of gross loans compared to 1.93% at December&#160;31, 2021 and 1.81% at December&#160;31, 2020.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022, the allowance to non-performing loans was 145%, a significant increase over the 81% at December&#160;31, 2021 and 60% at December&#160;31, 2020. The increase in the allowance as a percentage of non-performing loans is due to the improvement of credit metrics and the resulting decrease in balance of non-performing loans.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Non-Interest Income</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">The following table summarizes our non-interest income for the periods indicated: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine Months Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 64.1%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government loan servicing and processing revenue<font style="padding-left: 3.14pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5pt;">6,743</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$20,553</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$24,526</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$21,234</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Changes in fair vaue in marketable equity securities<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">5,994</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,998</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,998</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mortgage revenue<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,717</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">5,016</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">6,106</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">6,789</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government lending revenue<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">6,104</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">5,721</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">7,937</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">3,178</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">350</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">824</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">992</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">704</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan servicing rights<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt;">(15)</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">374</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">537</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">98</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other noninterest income<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,531</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,668</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(967</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,503</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$22,424</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$36,154</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$41,129</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$33,506</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Non-interest income decreased by $13.7&#160;million or 38% to $22.4&#160;million for the nine months ended September&#160;30, 2022 from $36.2&#160;million in the nine months ended September&#160;30, 2021. The decrease was primarily due to a $13.8&#160;million decrease in loan servicing and processing revenues directly attributable to a decrease in revenues associated with PPP. A $4.0&#160;million increase in valuation adjustments related to the fair value of marketable equity securities held by the Company helped to offset that decrease. In the first nine months </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">70<br></div></div></div>
<!--End Page 80-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 81-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">of 2021, IFH reported a $2.0&#160;million increase in these securities compared to a $6.0&#160;million increase in the same period in 2022. That gain, however, was offset by a decline in mortgage revenue year over year of $3.3&#160;million or 66% as a result of increases in mortgage rates and the resulting slowdown in the refinance market. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Non-interest income increased by $7.6&#160;million or 23% to $41.1&#160;million for the year ended December&#160;31, 2021 from $33.5&#160;million for the year ended December&#160;31, 2020. Loan servicing and processing revenues increased year over year by $3.3&#160;million as a result of a full year of PPP-related income. In addition, government lending revenue increased $4.8&#160;million as concerns over the impact of COVID-19 declined allowing the lending markets to open back up. In addition, the Company had a $2.0&#160;million increase in the fair value of marketable equity securities held by the Company in 2021 and no such income in the prior year. These increases in year over year revenue were partially offset by a $2.5&#160;million decrease in other noninterest income, which was the direct result of a $2.3&#160;million pre-tax loss in other noninterest income directly associated with $2.9&#160;million in tax credits entered into in the same year. </div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Non-Interest Expenses </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The following table summarizes our non-interest expenses for the periods indicated: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine Months Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year Ended <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 64.1%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.01%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Compensation<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$20,212</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$17,474</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$23,652</div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$19,016</div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Occupancy and equipment<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,000</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">927</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,181</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,042</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan related expenses<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,852</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,033</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,430</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">926</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Data processing expense<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">782</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">632</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">899</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">696</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Advertising expense<font style="padding-left: 4.75pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">787</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">976</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,428</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">507</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Insurance expense<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">337</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">392</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">519</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">434</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Professional fees<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,499</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,971</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">2,817</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">2,259</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt;">1,311</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">5,757</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">6,587</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">3,377</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Communications<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">266</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">297</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">396</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">348</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed asset expense, net<font style="padding-left: 2.28pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">246</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">736</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">822</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">1,800</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Directors fees<font style="padding-left: 0.87pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">512</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">253</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">721</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">657</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Intangible amortization expense<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">510</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">528</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">698</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">745</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Merger related expense<font style="padding-left: 2.18pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">560</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other noninterest expense<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5.37pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">11,063</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,237</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,399</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">1,491</font></div></td></tr><tr><td style="width: 64.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total noninterest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$40,937</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$32,213</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$42,549</font></div></td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.01%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$33,298</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Total non-interest expense totaled $40.9&#160;million for the nine months ended September&#160;30, 2022, an increase of $8.7&#160;million or 27% over the $32.2&#160;million for the nine months ended September&#160;30, 2021. The primary reason for the increase was due to the recognition of a $10.0&#160;million expense during the 2022 third quarter associated with a litigation reserve for the RESPA Litigation, as previously discussed above. On August&#160;10, 2022, the Bank agreed to settle the RESPA Litigation for an aggregate sum of $10.0&#160;million, subject to execution of a definitive settlement agreement and court approval. The plaintiffs, plaintiffs&#8217; counsel, and the Bank subsequently executed a definitive settlement agreement dated as of September&#160;7, 2022, for the aggregate sum of $10.0&#160;million. On October&#160;12, 2022, the court issued an order granting preliminary approval of the class action settlement, as reflected in the settlement agreement, and scheduled the final fairness hearing on the settlement for January&#160;18, 2023. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Software expense decreased $4.4&#160;million or 77% for the for the nine months ended September&#160;30, 2022 compared to the same period in 2021 due to reduced costs in the related PPP processing platform as PPP lending stopped in 2021. In addition, foreclosed asset expenses decreased by $490,000 or 67% as the Company shed its last parcel of foreclosed property in March 2022. Those decreases during the first nine months of 2022 were partially offset by an increase of $2.7&#160;million or 16% in compensation associated with the growth of the Company and loan-related expenses, which fluctuate significantly period over period, especially in periods of rapid loan growth. Those loan-related expenses increased $819,000 for the nine months ended September&#160;30, 2022, as compared to the same period in 2021. Finally, the Company incurred $560,000 of merger-related expenses associated with the Company&#8217;s proposed merger with MVB Financial Corp.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">71<br></div> </div></div>
<!--End Page 81-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 82-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Non-interest expense for the year ended December&#160;31, 2021 totaled $42.5&#160;million, an increase of $9.6&#160;million or 28% over the year ended December&#160;31, 2020. Compensation costs increased $4.6&#160;million or 24% as a result of additional staff needed to process and service PPP loans. In addition, software-related expenses associated with the PPP platform increased $3.2&#160;million or 95% year over year. Those increases were partially offset by a decrease in foreclosed asset expenses, which declined $978,000 or 54% as IFH experienced a decrease in foreclosed property balances from a high of $5.2&#160;million in the first quarter of 2020 to a low of $618,000 by the end of 2021. </div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Provision for Income Taxes</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s tax expense for the nine months ended September&#160;30, 2022 was a benefit of $751,000 compared to an expense of $4.0&#160;million the nine months ended September&#160;30, 2021, a decrease of $4.7&#160;million. The significant change was driven by the change in pretax net income and was primarly the result of the litigation expense accrual. The effective tax rate was 21.9% for the first nine months of 2022 compared to 26.1% for the same period of 2021. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s tax expense for the year ended December&#160;31, 2021 was $867,000 compared to $1.5&#160;million for the year ended December&#160;31, 2020. The effective tax rates were 6.7% and 14.8%, for 2021 and 2020, respectively. The effective tax rates on both years were significantly impacted by tax credits entered into in those years. The Company had tax credits totaling $2.9&#160;million and $1.4&#160;million for 2021 and 2020, respectively. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Financial Condition</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Overview</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s total assets were $437.4&#160;million as of September&#160;30, 2022, compared to $452.8&#160;million as of December&#160;31, 2021 and $389.2&#160;million as of December&#160;31, 2020. The decrease from December&#160;31, 2021 to September&#160;30, 2022 was the result of the decline in deposits previously mentioned. Total assets increased $63.7&#160;million from December&#160;31, 2020 to December&#160;31, 2021 as a result of $47.3&#160;million in growth in deposits primarily as a result of the Bank&#8217;s strategic decision to move into the Hemp banking market. IFH had minimal net loan growth during that period, primarily due to overall concerns around the pandemic, but instead increased our interest-bearing deposits at other institutions by $51.3&#160;million. </div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Investment Securities</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH uses its investment portfolio as a contingent source of liquidity if needed, to collateralize certain public deposits and to meet is Community Reinvestment Act (&#8220;CRA&#8221;) goals. The composition of the portfolio is designed to minimize risk, generate cash flow and provide an acceptable return. The portfolio consists of obligations of the United States and its agencies. Since one of the purposes of the investment portfolio is to be a backup source of liquidity, all of the securities are classified as available-for-sale.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following is a summary of the securities portfolio by major classification at September&#160;30, 2022, December&#160;31, 2021, and December&#160;31, 2020:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 38.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 2.97pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">182</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 17.5pt;">4</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">186 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">20,449</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 5pt;">3,629</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 5pt;">16,820 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 4.06pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">458</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">455 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 1.5pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$21,089</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">4</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,632</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,461 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,992</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,982</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">72<br></div> </div></div>
<!--End Page 82-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 83-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 38.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 2.97pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">243</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 17.5pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">246 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">20,007</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 12.5pt;">192</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 5pt;">323</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 5pt;">19,876 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 4.06pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">546</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 1.5pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,796</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 7.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">198</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$323</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,671 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,998</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 0.37pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">11,988</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 38.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses<br></div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 2.97pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">345</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;">$<font style="padding-left: 10pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">348 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">14,157</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 5pt;">384</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="padding-left: 5pt;">23</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 5pt;">14,518 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 4.06pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">853</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 20pt;">2</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">855 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 1.5pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$15,355</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$389</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$23</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$15,721 </font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables show gross unrealized losses and fair values of investment securities, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September&#160;30, 2022, December&#160;31, 2021 and December&#160;31, 2020. The unrealized losses relate to debt securities that have incurred fair value reductions due to higher market interest rates and other prevailing market conditions, such as liquidity, since the securities were purchased. The unrealized losses are not likely to reverse unless and until the market changes revert to the conditions and levels that existed when the securities were purchased.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.71%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.57%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities <font style="padding-left: 1.66pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;">$7,299</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.62pt; text-align: left;">$<font style="padding-left: 0.37pt;">1,211</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;">$9,520</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;">$2,418</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;">$16,819</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$3,629 </div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored collateralized mortgage obligations<font style="padding-left: 4.96pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">455</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.62pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">455</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3 </font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,754</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.62pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,214</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$9,520</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,418</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,274</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,632</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.66%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.44%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.99pt;"></font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.95pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.13pt;">$11,865</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.9pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 20pt;">$230</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$2,548</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$93</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.45pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$14,413</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 20pt;">$323 </font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.95pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.13pt;">$11,865</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$230</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,548</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$93</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.45pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$14,413</font></div></td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.44%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$323</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">73<br></div> </div></div>
<!--End Page 83-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 84-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.71%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.57%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.99pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.87pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$23</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.1pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$23 </font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.87pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$23</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.1pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$23</font></div></td></tr></table> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17.75pt; margin-left: 0pt; text-align: left;">Loans Held for Investment</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The following table describes the Company&#8217;s loans held for investment composition by category: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 2.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" rowspan="2" style="width: 15.87%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" rowspan="2" style="width: 2.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 36.38%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.87%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.87%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$182,066</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">62%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$143,182</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">56%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$144,878</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">55%</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Real Estate:<br></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">73,295</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">25%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">79,394</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">30%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">81,591</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">30%</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Residential real estate<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">38,237</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">13%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">35,066</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">14%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">38,913</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">15%</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 1.4pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">50</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 15pt;">0</font><font style="min-width: 15pt;">%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 15pt;">0</font><font style="min-width: 15pt;">%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">159</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 15pt;">0</font><font style="min-width: 15pt;">%</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total gross loans<font style="padding-left: 3.22pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">293,648</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">100</font><font style="min-width: 15pt;">%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">257,716</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">100</font><font style="min-width: 15pt;">%</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">265,541</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">100</font><font style="min-width: 15pt;">%</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net deferred loan costs<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,768</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,909</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,729</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses<font style="padding-left: 1.44pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(6,710</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,547</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,144</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment, net<font style="padding-left: 2.27pt;"></font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$288,706</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$254,078</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$262,126</font></div></td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For the first nine months of 2022, gross loans held for investment increased by $35.8&#160;million, or 14%. The increase in loans during the year is primarily attributable to new loan originations driven by demand in the Company&#8217;s market areas and a reopening of the markets as the effects of the pandemic began to decrease. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During 2021, loans receivable decreased by $7.8&#160;million, or 3%. The decrease in loans during the year is primarily attributable to a general slowdown in lending throughout the country due to concerns over the pandemic.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Asset Quality</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The following table summarizes the IFH&#8217;s nonperforming assets as of the dates indicated: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.98%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" rowspan="2" style="width: 1.98%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.98%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.98%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.98%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.98%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.98%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Nonaccrual loans<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;">$<font style="padding-left: 10pt;">4,627</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">6,849</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">8,506 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed assets<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">618</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,372 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan 90 days past due still accruing<font style="padding-left: 1.67pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total nonperforming assets<font style="padding-left: 0.13pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">4,627</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">7,467</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">10,878 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total loans held for investment, gross<font style="padding-left: 0.98pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;">$293,648</div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$257,716</div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$264,541 </div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Nonaccrual loans to toal loans<font style="padding-left: 1.11pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 20pt;">1.58%</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20pt;">2.90%</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 20.37pt;">4.11%</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Nonaccrual loans to toal assets<font style="padding-left: 3.89pt;"></font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 20pt;">1.06%</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20pt;">1.65%</font></div></td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.98%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 20pt;">2.79%</font></div></td></tr></table> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Deposits</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Deposits gathered from clients represent the primary source of funding for the Company&#8217;s lending activities. Commercial and retail banking deposit services include non-interest and interest-bearing checking accounts, money market accounts, and to a limited extent, IRAs and certificates of deposit, or CDs. Interest rates for each account type are set by the Company within the context of marketplace factors, current deposit needs, and a keen awareness of maintaining a strong margin.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company's primary focus is on establishing long-term client relationships to attract core deposits. However, the Company may use non-reciprocal brokered deposits to supplement its core deposits. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">74<br></div> </div></div>
<!--End Page 84-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 85-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The following table describes the Company&#8217;s average deposit composition and weighted average rate by category for the periods indicated: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.61%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" rowspan="2" style="width: 18.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Nine-month period <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td><td class="gutter" rowspan="2" style="width: 1.61%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 39.52%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Year ended December&#160;31,</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.93%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.93%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.61%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.93%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest-bearing checking<font style="padding-left: 2.77pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 5.37pt;">11,086</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.64%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 5pt;">12,106</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.46%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 10pt;">9,614</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.66%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Money markets<font style="padding-left: 2.19pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">50,274</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.47%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">40,045</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.48%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">28,724</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.98%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Savings accounts<font style="padding-left: 0.52pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">12,929</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.15%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10.37pt;">11,683</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.16%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">10,933</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.16%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Time deposits<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">163,338</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.09</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">171,817</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.35</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">142,936</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">2.05</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total Interest-bearing liabilities<font style="padding-left: 2.91pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">237,627</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.88%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">235,651</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">1.09%</div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">192,207</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">1.71%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Non-interest bearing<font style="padding-left: 2.2pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">96,148</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.00</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">101,833</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.00</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">72,709</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">0.00</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total deposits<font style="padding-left: 3.99pt;"></font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$333,775</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">0.63</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$337,484</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">0.76</font><font style="min-width: 17.5pt;">%</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$264,916</font></div></td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.61%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">1.24</font><font style="min-width: 17.5pt;">%</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Deposits exceed the FDIC-insured limits by the following amounts as of the dates indicated: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 240pt; margin-left: 60pt;"><tr class="header"><td style="width: 30%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 3.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 20.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" rowspan="2" style="width: 3.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 3.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 34.53%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 30%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 3.72%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 13.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 3.72%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 3.72%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 13.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr class="header"><td style="width: 30%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td colspan="7" style="width: 62.55%; text-align: center; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; text-align: center;">(in thousands)</div></td></tr><tr><td style="width: 30%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 20.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;">$ 67,000</div></td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$88,966</div></td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.72%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$50,839</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The maturities and weighted average cost of funds for time deposits, other than brokered CDs, at September&#160;30, 2022 were as follows: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.93%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate </div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Three months or less<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;">$23,402</div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.78%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over three through six months<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 5pt;">16,368</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.62%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over six months through twelve months<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 5pt;">18,195</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">1.68%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over twelve months through twenty-four months<font style="padding-left: 2.01pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 5pt;">18,809</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">1.56%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over twenty-four months<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">7,933</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.20</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$84,707</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">0.88</font><font style="min-width: 17.5pt;">%</font></div></td></tr></table> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Brokered Certificates of Deposit</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH utilizes brokered certificates of deposit as a tool for overall balance sheet management. As the Company&#8217;s growth in loans, and specifically loans held for sale, have outpaced its core deposit growth, management used brokered certificates of deposit as a funding strategy for a portion of those loans.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The maturities and weighted average cost of funds for brokered CDs at September&#160;30, 2022 were as follows: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.93%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Rate </div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Three months or less<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;">$27,492</div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">1.68%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over three through six months<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 10pt;">7,500</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">3.25%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over six months through twelve months<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 10pt;">5,000</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.03%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over twelve months through twenty-four months<font style="padding-left: 2.01pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 5pt;">10,000</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;">0.49%</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Over twnety-four months<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">20,245</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">1.05</font><font style="min-width: 17.5pt;">%</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.45pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$70,237</font></div></td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.4%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.48pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">1.38</font><font style="min-width: 17.5pt;">%</font></div></td></tr></table> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Capital Resources</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of the most recent regulatory examination, West Town Bank was deemed well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, West Town Bank must maintain total risk-based, tier 1 risk-based, common equity tier 1, and tier 1 leverage ratios as set forth in the table below. There are no conditions or events that management believes have changed West Town Bank&#8217;s status as a well-capitalized institution. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">75<br></div> </div></div>
<!--End Page 85-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 86-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The following table summarizes the capital amounts and ratios of West Town Bank and the regulatory minimum requirements at September&#160;30, 2022, December&#160;31, 2021, and December&#160;31, 2020, respectively:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$45,921</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">13.38%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$36,046</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$34,330</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">41,600</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.12%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">29,180</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">27,464</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">41,600</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.12%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,031</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">22,314</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">41,600</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">10.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">15,258</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">19,073</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$49,418</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">17.17%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$30,221</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$28,782</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">15.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,465</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">23,026</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">15.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">20,147</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">18,708</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 0.37pt;">11.46%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">15,982</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">19,978</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$37,888</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">13.30%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$29,912</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$28,488</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">34,308</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.04%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,214</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">22,790</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">34,308</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.04%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">19,941</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">18,517</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">34,308</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">10.06%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">13,645</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">17,056</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">West Town Bank is subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate certain regulatory action that could have a direct material effect on the financial statements. Prompt corrective action provisions are not applicable to bank holding companies. The final rules implementing Basel Committee on Banking Supervision&#8217;s capital guidelines for U.S banks (Basel III rules) became effective for West Town Bank on January&#160;1, 2015 with full compliance with all of the requirements phased in over a multi-year schedule and fully phased in by January&#160;1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes the Bank met all capital adequacy requirements to which it was subject as of September&#160;30, 2022 and December&#160;31, 2021.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Basel III Capital Rules require West Town Bank to maintain (i)&#160;a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 4.5% plus a 2.5% &#8220;capital conservation buffer&#8221; which effectively results in a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 7.0%, (ii)&#160;a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the capital conservation buffer which effectively results in a minimum Tier 1 capital ratio of 8.5%, (iii)&#160;a minimum ratio of Total capital (that is, Tier 1 plus Tier 2) to risk-weighted assets of at least 8.0%, plus the capital conservation buffer which effectively results in a minimum total capital ratio of 10.5% and (iv)&#160;a minimum leverage ratio of 4.0%, calculated as the ratio of Tier 1 capital to average quarterly assets.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s shareholders&#8217; equity was $84.3&#160;million at September&#160;30, 2022. It has decreased $4.3&#160;million from $88.6&#160;million at December&#160;31, 2021 due to its net loss of $2.6&#160;million. In addition, the available for sale investment portfolio of IFH depreciated in value, after tax, during the nine months ended September&#160;30, 2022 by $2.8&#160;million.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">76<br></div> </div></div>
<!--End Page 86-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 87-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Borrowings and Liquidity</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of September&#160;30, 2022 and December&#160;31, 2021, IFH had unsecured lines of credit totaling $18.5&#160;million with correspondent banks to provide additional liquidity, if and as needed. There were no outstanding borrowings on these lines at September&#160;30, 2022 or December&#160;31, 2021. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of September&#160;30, 2022, IFH also had a line of credit to borrow funds from the Federal Home Loan Bank for up to approximately $55.2&#160;million and one outstanding short-term advance for $5.0&#160;million. As of December&#160;31, 2021, IFH had a line of credit to borrow funds from the Federal Home Loan Bank for up to approximately $56.6&#160;million and one outstanding short-term advance for $5.0&#160;million.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH has access to short-term funds through the Federal Reserve Discount Window, under which approximately $21,000 of additional liquidity was available as of September&#160;30, 2022and December&#160;31, 2021. Discount window advances are typically overnight and there were no outstanding borrowings on this line in either period.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company also had a $10.0&#160;million revolving line of credit with another financial institution, which was renewed in February 2022 and expires in February 2023 (the &#8220;Line of Credit&#8221;). The terms of the loan are Wall Street Journal Prime Rate plus 0.75%. The Company had a $2.5&#160;million outstanding balance as of December&#160;31, 2021 but no outstanding balance as of September&#160;30, 2022. Due to its reported loss during the nine-month period ended September&#160;30, 2022, the Company was in noncompliance with a debt covenant under the Line of Credit pertaining to a minimum 12 month rolling net income. The Company is in the process of getting a waiver of the debt covenant and has already received verbal approval of a waiver as of November&#160;18, 2022. As stated, the Company has no outstanding balance under the Line of Credit. </div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Effects of Inflation</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Interest rates are affected by inflation, but the timing and magnitude of changes in rates may not coincide with changes in the consumer price index. Management actively monitors interest rate sensitivity in order to minimize the effects of inflationary trends on operations. Other areas of non-interest expense may be more directly affected by inflation as several of our material contracts such as leases and our data processing contract have price increase limits tied to the consumer price index. Since IFH&#8217;s assets and liabilities are primarily monetary in nature, their performance is more affected by changes in interest rates than by inflation. Interest rates generally increase as the rate of inflation increases, but the magnitude of the changes in rates may not necessarily be the same.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">While the effect of inflation on a financial institution is normally not as significant as is its influence on those businesses which have large investments in plant and inventories, it does have an effect. During periods of high inflation, there are normally corresponding increases in the money supply, and financial institutions will normally experience above average growth in assets, primarily through increased lending activity.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Commitments and Contingencies</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. There is no allowance for loan losses on unfunded commitments.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The contractual amounts of financial instruments with off-balance-sheet risk were as follows as of the dates indicated:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.39pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.74%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 10.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30,<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" rowspan="2" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 71.74%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 71.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commitments to make loans and unused lines of credit<font style="padding-left: 1.91pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.44pt; text-align: left;">$53,139</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$18,231</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$15,555</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the course of ordinary business, the Company is, from time to time, named a party to legal actions and proceedings, primarily related to collection of loans and foreclosed assets. In accordance with generally accepted accounting principles, the Company establishes reserves for litigation and regulatory matters when those matters </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">77<br></div></div></div>
<!--End Page 87-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 88-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_115-mda_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">present loss contingencies that are both probable and estimable. When loss contingencies are not both probable and estimable, the Company does not establish reserves. As of September&#160;30, 2022, there was a reserve for litigation of $10.0&#160;million related to the previously mentioned RESPA Litigation. There was no such reserve as of December&#160;31, 2021. See &#8220;Information about the Companies&#8212;IFH&#8212;Legal Proceedings&#8221; beginning on page&#160;<a href="#tIFH3">64</a> for additional discussion on IFH&#8217;s material legal proceedings.. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Quantitative and Qualitative Disclosures about Market Risk </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Management and the board of directors are responsible for managing interest rate risk and employing risk management policies that monitor and limit this exposure. Interest rate risk is measured using net interest income simulations and market value of portfolio equity analyses. These analyses use various assumptions, including the nature and timing of interest rate changes, yield curve shape, prepayments on loans and securities, deposit decay rates, pricing decisions on loans and deposits, and reinvestment/replacement of asset and liability cash flows.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The principal objective of the Company's asset and liability management function is to evaluate the interest rate risk within the balance sheet and pursue a controlled assumption of interest rate risk while maximizing earnings and preserving adequate levels of liquidity and capital. The asset and liability management function is under the guidance of the Board of Directors Asset/Liability Committee (&#8220;Board ALCO&#8221;). Board ALCO reviews modeling performed by a third party of the impact on net interest income and economic value of equity of rate changes in various scenarios as well as the impact of strategies put into place to mitigate interest rate risk. Instantaneous parallel rate shift scenarios are modeled and utilized to evaluate risk and establish exposure limits for acceptable changes in net interest margin. These scenarios, known as rate shocks, simulate an instantaneous change in interest rates and use various assumptions, including, but not limited to, prepayments on loans and securities, deposit decay rates, pricing decisions on loans and deposits, reinvestment and replacement of asset and liability cash flows.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company also analyzes the economic value of equity as a secondary measure of interest rate risk. This is a complementary measure to net interest income where the calculated value is the result of the market value of assets less the market value of liabilities. The economic value of equity is a longer-term view of interest rate risk because it measures the present value of the future cash flows. The impact of changes in interest rates on this calculation is analyzed for the risk to its future earnings and is used in conjunction with the analyses on net interest income.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s interest rate risk model indicated that the Company was asset sensitive in terms of interest rate sensitivity at July&#160;31, 2022. The table below illustrates the impact in year one of an immediate and sustained 100 and 200&#160;basis point increase and decrease in interest rates on net interest income based on the interest rate risk model at July&#160;31, 2022, January&#160;31, 2022, and July&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td rowspan="3" style="width: 46.15%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Hypothetical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">shift in interest <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">rates (in bps)</div></td><td class="gutter" rowspan="3" style="width: 0.78%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 52.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Estimated Resulting Theoretical Net Interest Income</div></td></tr><tr class="header"><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 16.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">July&#160;31, 2022</div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 16.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">January&#160;31, 2022</div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 16.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">July&#160;31, 2021</div></td></tr><tr class="header"><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount </div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">% Change</div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount </div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">% Change</div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.78%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">% Change</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; text-align: center;">(dollars in thousands)</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">200</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$17,764</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.71pt; text-align: left;"><font style="padding-left: 2.96pt;">15.40%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$14,859</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.53pt; text-align: left;"><font style="padding-left: 3.33pt;">23.80%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$13,131</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.52pt; text-align: left;"><font style="padding-left: 3.33pt;">23.09%</font></div></td></tr><tr><td style="width: 46.15%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">100</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">16,541</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.71pt; text-align: left;"><font style="padding-left: 7.96pt;">7.45%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">13,395</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.53pt; text-align: left;"><font style="padding-left: 3.7pt;">11.60%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5.37pt;">11,988</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.52pt; text-align: left;"><font style="padding-left: 3.33pt;">12.37%</font></div></td></tr><tr><td style="width: 46.15%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">0</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">15,394</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.71pt; text-align: left;"><font style="padding-left: 7.96pt;">0.00%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">12,003</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.53pt; text-align: left;"><font style="padding-left: 8.33pt;">0.00%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">10,668</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.52pt; text-align: left;"><font style="padding-left: 8.33pt;">0.00%</font></div></td></tr><tr><td style="width: 46.15%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(100)</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">14,253</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.71pt; text-align: left;"><font style="padding-left: 4.63pt;">-7.41%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5.37pt;">11,159</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.53pt; text-align: left;"><font style="padding-left: 5pt;">-7.03%</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">9,928</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.52pt; text-align: left;"><font style="padding-left: 5pt;">-6.94%</font></div></td></tr><tr><td style="width: 46.15%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">(200)</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">13,551</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.71pt; text-align: left;">-11.97%</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">10,175</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.53pt; text-align: left;">-15.23%</div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">9,568</font></div></td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.78%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.52pt; text-align: left;">-10.32%</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Many assumptions are used to calculate the impact of interest rate fluctuations. Actual results may be significantly different than our projections due to several factors, including the timing and frequency of rate changes, market conditions and the shape of the yield curve. The computations of interest rate risk shown above do not include actions that management may undertake to manage the risks in response to anticipated changes in interest rates and actual results may also differ due to any actions taken in response to the changing rates.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">78<br></div></div></div>
<!--End Page 88-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 89-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tTHEMERGER"><!--Anchor--></a>THE MERGER</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">This section of the joint proxy statement/prospectus describes material aspects of the merger. This summary may not contain all of the information that is important to you. You should carefully read this entire joint proxy statement/prospectus and the other documents we refer you to for a more complete understanding of the merger. In addition, we incorporate important business and financial information about each of us into this document by reference. You may obtain the information incorporated by reference into this document without charge by following the instructions in the section entitled &#8220;Where You Can Find More Information&#8221; beginning on page&#160;<a href="#tWYCMI">159</a>.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;"><a name="tTOTME"><!--Anchor--></a>Terms of the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each of MVB&#8217;s and IFH&#8217;s respective board of directors has approved the merger agreement. The merger agreement provides that, pursuant to the terms and subject to the conditions set forth in the merger agreement, MVB and IFH will merge, with MVB as the surviving corporation, which is referred to as the merger. Following the merger, MVB Bank and West Town Bank will merge, with MVB Bank as the surviving bank, which is referred to as the bank merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each share of IFH common stock issued and outstanding immediately prior to the effective time, except for shares of IFH common stock owned by IFH as treasury stock or owned by IFH or MVB or a subsidiary of either (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) and except for shares for which appraisal rights have been exercised, will be converted into the right to receive 1.21 shares of MVB common stock. IFH shareholders who would otherwise be entitled to a fraction of a share of MVB common stock in the merger will instead receive an amount in cash (rounded to the nearest cent) determined by multiplying the average of the daily closing-sale price per share of MVB common stock on NASDAQ, as reported by THE WALL STREET JOURNAL, for the consecutive period of five (5) full trading days ending on the day preceding the closing date by the fraction of a share (rounded to the nearest thousandth when expressed in decimal form) of MVB common stock that such shareholder would otherwise be entitled to receive.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If IFH provides notice of its intention to terminate the merger agreement as a result of certain changes in the trading price of MVB common stock relative to MVB&#8217;s historic price and the price of the NASDAQ Bank Index, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash).</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB shareholders are being asked to approve the MVB merger proposal and IFH shareholders are being asked to approve the IFH merger proposal. See the section entitled &#8220;The Merger Agreement&#8221; beginning on page <a href="#tTMAG">122</a> for additional and more detailed information regarding the legal documents that govern the merger, including information about the conditions to the completion of the merger and the provisions for terminating or amending the merger agreement.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tBACKM"><!--Anchor--></a>Background of the Merger </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As part of the ongoing oversight and management of their respective companies, each of MVB&#8217;s and IFH&#8217;s board of directors (which we refer to in this section as the &#8220;MVB board&#8221; and the &#8220;IFH board,&#8221; respectively) and MVB&#8217;s and IFH&#8217;s senior management regularly review and assess their respective business strategies and objectives, including assessments of potentially available strategic growth and strategic combination opportunities. For each company, these reviews have included periodic discussions with respect to strategic alternatives, including potential business combinations, acquisitions, dispositions, and strategic investments. As part of its strategy, from time to time, each of MVB and IFH has acquired other financial institutions and nonbank companies, as well as specific assets of other financial institutions, to achieve their respective strategic goals. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board, as well as members of MVB&#8217;s senior management, regularly meet with representatives of various financial advisory firms experienced in the financial services industry to discuss, among other things, market conditions, industry trends, MVB&#8217;s performance, potential strategic combinations and other opportunities. Moreover, from time to time, Larry F. Mazza, Chief Executive Officer of MVB, and Donald T. Robinson, President of MVB, have engaged in discussions with executive officers of other financial services companies, including with respect to potential strategic combinations and sale opportunities that may be available to enhance value for MVB and its shareholders. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">79<br></div></div></div>
<!--End Page 89-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 90-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">As part of its strategic plan, MVB has identified government guaranteed lending, specifically Small Business Administration (&#8220;SBA&#8221;) lending, as one of its key growth vehicles. Throughout 2022, management met with investment banking partners with a focus on identifying both bank and non-bank partners with expertise in governmental lending, including SBA and United States Department of Agriculture (&#8220;USDA&#8221;) lending, that could enhance the government guaranteed lending growth vehicle. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB also routinely receives assistance from Stephens, Inc. (&#8220;Stephens&#8221;) and Squire Patton Boggs (US) LLP (&#8220;Squire Patton Boggs&#8221;) in connection with preliminary discussions and MVB&#8217;s consideration of the financial, legal and regulatory implications of potential business combinations and similar transactions. MVB engaged Stephens as its financial advisor and Squire Patton Boggs as its outside legal counsel, in connection with a potential transaction involving MVB and IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Similarly, throughout its history, IFH has had informal discussions from time-to-time with other financial institutions regarding potential strategic transactions and would periodically have dialogue with, and receive presentations from, financial advisory firms to inform IFH&#8217;s strategic initiatives. Over the last several years, IFH has completed a number of strategic transactions, as it sought to increase shareholder value through acquisition, investment and divestiture activities. For example, in February 2017, it acquired a 43.5% ownership interest in Windsor Advantage, LLC (&#8220;Windsor Advantage&#8221;), a loan service provider specializing in packaging, servicing and liquidating government guaranteed loans. IFH ultimately purchased 100% control of Windsor Advantage in April 2018 and retains Windsor Advantage as a wholly owned subsidiary today. Additionally, on August&#160;31, 2017, IFH acquired Sound Banking Company, Morehead City, North Carolina, and became a multi-bank holding company. IFH subsequently divested itself of its controlling interest in Sound Banking Company in May 2019, but retains a less than 10% ownership in the institution, which was renamed Dogwood State Bank. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">More recently, as Paycheck Protection Program (&#8220;PPP&#8221;) activity subsided and the financial markets recovered from their 2020 declines, the IFH board and management engaged in thorough strategic planning activities during the latter half of 2021. These board meetings and related discussions involved IFH management&#8217;s presentation of a three-year strategic transformation and business plan update, which included a scenario where IFH would hold on-balance sheet a larger percentage of its government-guaranteed loans originated. The goal of this approach would be to increase its balance sheet size and produce a more predictable source of recurring interest income. The IFH board and management saw advantages to the larger asset size, including with respect to the higher trading multiples at which stocks of larger institution have historically been valued, but also understood it could come at a cost of reduced profitability and return on equity in the near term and would likely necessitate additional capital to support the larger asset size.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During the Fall 2021 time period, IFH management also continued to actively participate in industry events, such as the U.S. Bank Investor conference sponsored by Raymond James &amp; Associates, Inc. (&#8220;Raymond James&#8221;). IFH management would, from time-to-time, have discussions with financial advisory firms active in the financial services space to understand the changing merger-and-acquisition landscape and gain insight on how financial institutions were being valued in the post-pandemic markets, particularly given the rise in valuations for non-bank fintech providers. In October 2021, IFH President and Chief Executive Officer, Eric J. Bergevin, was introduced to the principals of a private, non-bank company focused on SBA lending and related technology solutions, which we refer to as Fintech A. IFH&#8217;s subsidiary, Windsor Advantage, was familiar with Fintech A due to both entities&#8217; involvement in SBA lending and some common customers, which led to the introduction. Shortly after the introduction, IFH and Fintech A began preliminary discussions on the merits of a potential business combination transaction. At an IFH board meeting held on December&#160;15, 2021, Mr. Bergevin updated the IFH board on the preliminary discussions with Fintech A. Subsequently, on December&#160;16, 2021, IFH engaged a financial advisor to assist it in the evaluation of a potential business combination with Fintech A. Over the next two months, IFH, with the assistance of Raymond James, engaged in diligence and prospective modeling of a potential business combination with Fintech A to determine if such a combination could enhance shareholder value. The potential transaction was being modeled as an all-stock transaction, with Fintech A becoming part of IFH. Mr.&#160;Bergevin kept the IFH board updated on the status of preliminary modeling with Fintech A at subsequent IFH board meetings held in January and February 2022. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">While IFH was continuing to evaluate a potential business combination with Fintech A, on March&#160;3, 2022, Mr.&#160;Bergevin first met with Mr.&#160;Robinson in Raleigh, North Carolina following an introduction made by </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">80<br></div></div></div>
<!--End Page 90-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 91-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">representatives of Raymond James. Mr.&#160;Robinson and Mr.&#160;Bergevin spent time discussing the background of their respective organizations and the strategic plans and growth opportunities of each entity. Each of the parties came away from the meeting with the belief that their respective organizations shared many of the same philosophies and strategies. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During March of 2022, it became apparent that IFH and Fintech A were too far apart on their respective perceived valuations of Fintech A to merit any continuing discussions. In its financial diligence, IFH management could not find support for the projections and modeling being put forth by the representatives of Fintech A, which created significant doubt for IFH management regarding the proposed valuation of Fintech A. At the IFH board meeting held on March&#160;17, 2022, IFH management presented a non-binding letter of intent that Fintech A had prepared, which IFH management recommended be rejected based on the valuation Fintech A had assigned to itself in the letter of intent. After discussion of the perceived merits of any further discussions with Fintech A, the IFH board determined not to counter any proposed terms with Fintech A and no further material discussions were had between IFH and Fintech A.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the afternoon of March&#160;3, 2022, shortly after his meeting with Mr.&#160;Bergevin, Mr.&#160;Robinson informed Raymond James of MVB&#8217;s desire to continue conversations regarding a possible business combination with IFH given the alignment of the respective organizations&#8217; business models. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH subsequently engaged its outside legal counsel, Wyrick Robbins Yates &amp; Ponton LLP (&#8220;Wyrick&#8221;), to assist in the review of a mutual nondisclosure agreement with MVB and to more generally advise IFH in connection with these preliminary discussions and its consideration of a possible business combination. On March&#160;17, 2022, MVB and IFH executed a mutual nondisclosure agreement to facilitate the sharing of information among the parties and further discussions regarding a possible business combination. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On March&#160;22, 2022, an in-person meeting in Raleigh, NC was held between management team members of IFH, representatives of Raymond James, and management team members of MVB. In attendance for MVB at the meeting were Mr.&#160;Robinson and Mr.&#160;Mazza, while attending for IFH were Mr.&#160;Bergevin, Mr.&#160;Michael Breckheimer (EVP/Chief Strategy Officer), and Mr.&#160;A. Riddick Skinner (EVP/Government Guaranteed Lending). The primary focus of this meeting was for each group to continue to deepen their understanding of each other&#8217;s respective organization. The group discussed IFH&#8217;s strategic plan for its USDA lending platform and its SBA lending team. Similarly, the group also discussed MVB&#8217;s core values and business strategies, as outlined by Mr.&#160;Mazza. Both MVB and IFH acknowledged the potential synergies between the organizations and the benefits of sharing more information. Following the meeting, a virtual data room was opened on March&#160;23, 2022, to facilitate the sharing of non-public information between MVB and IFH. After this meeting, MVB reached out to Stephens to inquire about formally retaining its investment banking services in connection with a potential combination with IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In late March of 2022, Mr.&#160;Robinson met with another financial institution and one non-bank entity, each in the government guaranteed lending space. Additionally, MVB reviewed materials related to another financial institution that was involved in government guaranteed lending, which was subsequently sold in an auction process. Ultimately, MVB determined that none of these three organizations had a strong enough strategic alignment with MVB and, therefore, MVB elected not to pursue any of these opportunities past the initial discussion phases. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On April&#160;2, 2022, Mr.&#160;Robinson, Mr.&#160;Mazza and Mr.&#160;Brad Greathouse, MVB&#8217;s Chief Administration Officer, met with Mr.&#160;Bergevin, Mr.&#160;Skinner, Mr.&#160;Breckheimer and Melissa Marsal, IFH&#8217;s Executive Vice President and Chief Operating Officer, to review a potentially combined organization and the combined organization&#8217;s lending structure, impact to funding and growth opportunities. Additionally, Ms.&#160;Marsal provided an overview of IFH&#8217;s cannabis and hemp lines of business with MVB indicating that it would continue to analyze such lines of business. The respective management teams further discussed synergies and IT systems. Steven E. Crouse, Chief Financial Officer of IFH, joined this meeting via telephone. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH signed an engagement letter with Raymond James on April&#160;8, 2022, to serve as its exclusive financial advisor with respect to a potential business combination with MVB.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">81<br></div></div></div>
<!--End Page 91-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 92-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">From April&#160;11, 2022 through April, 12, 2022, Mr.&#160;Robinson, Mr.&#160;Mazza and Mr.&#160;Jamie Nalls, MVB&#8217;s President of CoRe Banking, met offsite with Mr.&#160;Bergevin and Mr.&#160;Breckheimer to review IFH&#8217;s government guaranteed lending business structure and the operations of Windsor Advantage. The group also discussed the cultural fit of their respective organizations and further discussed respective business and integration strategies.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On April&#160;28, 2022, at a meeting of IFH&#8217;s board of directors, representatives of Raymond James presented to the IFH board, providing a general update on financial institution stocks, recent merger-and-acquisition activity and industry valuations, and providing an overview of MVB&#8217;s organization. IFH management, its board of directors, and the Raymond James representatives engaged in a thorough discussion of the materials presented, including the prospective merits of a transaction with MVB with respect to long-term shareholder value, likely transaction structure, and anticipated impact on employees in such a transaction. Following the meeting, dialogue continued between MVB and IFH&#8217;s management and its financial advisor regarding prospective terms of a potential transaction.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Later in the day on April&#160;28, 2022, Mr.&#160;Robinson and Mr.&#160;Bergevin met to discuss the structure of a potential transaction. Mr.&#160;Robinson and Mr.&#160;Bergevin also discussed and reviewed their respective financial models related to a potential transaction, without agreeing to any definitive transaction terms</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Throughout April 2022, representatives of MVB conducted preliminary diligence related to IFH, including its legal, operations, information technology and credit review. During this period MVB also performed an interest rate analysis on IFH&#8217;s loan and deposit portfolio. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On May&#160;2, 2022, the five-member executive committee of IFH&#8217;s board of directors held a special meeting to discuss the prospective terms of a proposed transaction with MVB. Mr.&#160;Bergevin and the representatives of Raymond James discussed conversations had to date with MVB&#8217;s management team and its financial advisor, Stephens. They outlined MVB&#8217;s interest in IFH&#8217;s government guaranteed lending platform and management team, that an all-stock transaction was being contemplated, and that preliminary discussions on pricing had occurred. It was noted for the executive committee that additional modeling was being done by the parties, but it was likely that a letter of intent would be forthcoming from MVB, which would contain a proposed exchange ratio. IFH&#8217;s executive committee authorized the continued pursuit of the proposed strategic combination.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Also on May&#160;2, 2022, the MVB board, along with senior management, met in Middleburg, Virginia for an off-site meeting and retreat. Representatives of Stephens were also present. At the meeting, Mr.&#160;Robinson, along with representatives from Stephens, provided an overview to the MVB board of IFH&#8217;s operations and the potential for a transaction with IFH. Mr.&#160;Robinson and other senior management executives of MVB described diligence conducted up to that point and informed the MVB board that IFH was inviting the submission of a preliminary indication of interest and the commencement of more fulsome due diligence. Representatives from Stephens also provided the MVB board with a financial analysis of IFH and an analysis of the financial impacts of a potential combination with IFH. The MVB board discussed its desire to increase its SBA lending presence and how a transaction with IFH could help facilitate that goal. The MVB board also discussed the pending RESPA litigation facing IFH and the desire to settle such litigation before closing any transaction. At the conclusion of the meeting, the MVB board directed management to continue to pursue a potential transaction with IFH provided that the RESPA litigation was settled.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On May&#160;11, 2022, MVB submitted a letter of intent to the IFH board (the &#8220;May LOI&#8221;). The May LOI provided for the merger of IFH with and into MVB with the merger consideration consisting of 100% stock at a fixed exchange ratio of 1.18 shares of MVB common stock to 1.0 shares of IFH common stock. Pursuant to the terms of the May LOI, options to purchase IFH common stock were to be exchanged for economically equivalent options of MVB, with the same terms and conditions as applied to such IFH options immediately prior to the effective time of the merger. At the time of the May LOI and based upon a 52-week volume weighted average stock price of MVB, the implied purchase price was $49.08 per share of IFH common stock, representing a total transaction value of approximately $115&#160;million. The May LOI also contemplated each of Messrs. Bergevin, Skinner and Breckheimer would be offered management roles with MVB.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A special meeting of the executive committee of the IFH board was held on May&#160;16, 2022, to discuss the terms of the May LOI received from MVB. At the meeting, Raymond James presented an overview of proposed pricing in the letter of intent, how it compared to similar transactions, and additional information regarding </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">82<br></div></div></div>
<!--End Page 92-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 93-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">MVB&#8217;s recent stock performance. Following discussions among the executive committee, IFH management, and Raymond James, including the possibility of requesting from MVB potential downward price-protections, the executive committee authorized taking the May LOI to the full IFH board for approval. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On May&#160;19, 2022, the IFH board met to consider the May LOI received from MVB and received additional information from Raymond James on MVB and the proposed pricing for the transaction. The IFH board engaged in a thorough discussion of the terms being proposed and the potential effect on shareholder value, including declines in bank stocks generally during 2022, recent comparative performance of MVB&#8217;s stock, considerations regarding staying independent versus the proposed combination, likely transaction timing and additional steps, among other considerations. After receiving additional feedback from IFH management and Raymond James, the IFH board authorized execution of the May LOI, pursuit of more in-depth due diligence, and continued dialogue with MVB on the prospective strategic combination. IFH countersigned the May LOI on May&#160;19, 2022.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Over the next few weeks, IFH and MVB and their respective financial and legal advisors engaged in more in-depth due diligence on the prospective strategic combination. On-site diligence meetings were held in Raleigh, North Carolina on June 14-15, 2022, with members of management and members from the operations, risk, and credit departments of each of IFH and MVB, as well as representatives from Stephens and Raymond James, participating.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On June&#160;14, 2022, the finance committee of the MVB board met in a regular meeting. Mr.&#160;Robinson provided the committee with an update on the potential transaction with IFH. In particular, Mr.&#160;Robinson informed the committee that management was working through diligence and informed the committee that there were not yet any significant findings (other than the previously discussed RESPA litigation). Mr.&#160;Robinson also updated the committee on the meetings MVB management had with the IFH management in North Carolina. There was also an in-depth discussion regarding market conditions and pricing of the potential transaction. In particular, Mr.&#160;Robinson discussed that the transaction with IFH was structured as an all-stock transaction and that the market value of MVB&#8217;s stock price had declined and that instability in the market could lead to transaction risk. The committee also formally approved the Stephens engagement letter. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Messrs. Mazza and Robinson of MVB were invited to join a meeting of IFH&#8217;s board of directors held on June&#160;16, 2022, where they were introduced to the full IFH board, provided additional detail on MVB, and expressed their enthusiasm regarding the proposed transaction being considered by their respective organizations. Following the presentation and the departure of Messrs. Mazza and Robinson from the meeting, the IFH board continued discussions with regard to the proposed transaction, and it was determined to seek an increase in the proposed exchange ratio in the merger, in light of the declines in MVB&#8217;s stock price since initial discussions with MVB had begun. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On June&#160;20, 2022, in response to updates to the financial modeling and the fact that declines in the market price of MVB common stock had caused the implied purchase price to decrease and in response to the request of the IFH board to increase the exchange ratio, the MVB board held a special meeting to discuss a potential change to the May LOI. To partially offset the decline in stock price, the MVB board approved an increase in the exchange ratio from 1.18 shares of MVB common stock for each share of IFH common stock to an exchange ratio of 1.21 shares of MVB common stock for each share of IFH common stock.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July&#160;1, 2022, MVB submitted an addendum to the May LOI (the &#8220;LOI Addendum&#8221;) providing for an exchange ratio of 1.21 shares of MVB common stock for each share of IFH common stock. The LOI Addendum did not change the 100% stock consideration structure or the treatment of IFH equity awards. At the time of the LOI Addendum and based upon a 52-week volume weighted average stock price of MVB, the implied purchase price was $48.51 per share of IFH common stock, representing a total transaction value of approximately $114.1&#160;million.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The IFH board held a special meeting on July&#160;5, 2022, to consider the LOI Addendum and the increased exchange ratio. Following discussions with IFH management and after receiving a presentation from Raymond James detailing certain updated pricing and valuation information, the IFH board authorized execution of the LOI Addendum, which was signed and delivered to MVB that same day.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July&#160;18, 2022, representatives of Squire Patton Boggs sent an initial draft of the merger agreement to representatives of Wyrick. Thereafter, representatives of Squire Patton Boggs and Wyrick negotiated and revised the merger agreement, reflecting discussions between the parties.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">83<br></div></div></div>
<!--End Page 93-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 94-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">On July&#160;19, 2022, the MVB board held a regularly scheduled board meeting. At this meeting, Mr.&#160;Mazza provided the MVB board with an update on the potential transaction with IFH. Mr.&#160;Mazza informed the board that the first draft of the merger agreement had been circulated. The MVB board also discussed the pending RESPA lawsuit and Mr.&#160;Robinson informed the board that, pursuant to the draft merger agreement, such lawsuit would need to be settled as a condition to closing the transaction. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July&#160;21, 2022, IFH held a special meeting of its board of directors, with members of Raymond James participating, to specifically discuss the decline in the market prices of bank stocks generally over the last few months, and the decline in the market price of MVB&#8217;s stock since the initial proposed terms of the merger were considered. Following a presentation by Raymond James regarding potential downward price protection mechanisms, including a double-trigger termination concept, the IFH board directed IFH management to seek a price protection mechanism in the merger agreement. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Later that day on July&#160;21, 2022, Mr.&#160;Robinson and Mr.&#160;Bergevin met telephonically to discuss pricing of the potential transaction. Each of a price floor mechanism whereby a minimum number of MVB shares would have to be issued in the potential combination and a double trigger termination right exercisable by IFH upon a specified decline in the market price of MVB common stock as compared to both its own historic price and a predetermined market index were discussed. Mr.&#160;Robinson informed Mr.&#160;Bergevin that MVB would not agree to a price floor. At approximately the same time, representatives of Stephens and Raymond James were having similar conversations and collectively reviewing similar terms from comparable transactions.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July&#160;28, 2022, IFH held a regularly scheduled meeting of its board of directors. At the invitation of management, Wyrick was invited to attend so it could review with the IFH board its fiduciary duties and provide additional context to those duties in connection with the exploration of strategic opportunities such as the proposed merger with MVB. The IFH board instructed IFH management to provide the board with additional modeling and projections so that it could have the most up-to-date information regarding IFH&#8217;s projected standalone performance versus the potential shareholder value that could be created in a strategic partnership with MVB. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July&#160;29, 2022, Wyrick, on behalf of IFH, sent a revised draft of the merger agreement to Squire Patton Boggs reflecting IFH&#8217;s initial comments and requested modifications to the merger agreement, including the addition of a qualified termination right of IFH if MVB&#8217;s stock was to underperform each of the NASDAQ Bank Index and MVB&#8217;s own historical stock price in the twenty trading days prior to announcement of the merger by more than 15% following signing of a definitive agreement. The revised draft of the merger agreement also contained a termination fee amount of $3.25&#160;million, which was a reduction from the termination fee of $4.5&#160;million included in the initial draft of the merger agreement provided by Squire Patton Boggs. Throughout the following two weeks, IFH, MVB, and their respective financial and legal advisors continued confirmatory due diligence, the discussion of certain terms of the merger agreement, and exchanged drafts of the proposed definitive agreement. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July&#160;31, 2022, Mr.&#160;Greathouse provided the chairman of the human resources and compensation committee of the MVB board with the terms of the contracts to be provided to IFH management. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On August&#160;3, 2022, representatives of Squire Patton Boggs provided representatives of Wyrick with a revised draft of the merger agreement which, among other things, increased the threshold for the double-trigger termination right to a 20% reduction in stock price (as compared to historical price and the NASDAQ Bank Index) and reverted to a termination fee of $4.5&#160;million. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On August&#160;5, 2022, members of MVB&#8217;s management, along with MVB&#8217;s financial advisor and legal counsel, participated in a due diligence call with IFH management and its financial advisor and legal counsel to address any remaining informational items needed in connection with IFH&#8217;s due diligence investigation of MVB.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Also on August&#160;5, 2022, representatives of Wyrick provided representatives of Squire Patton Boggs with a revised draft of the merger agreement which, among other things, reduced the threshold for the double-trigger termination right to a 17.5% reduction in stock price and decreased the termination fee to $3.75&#160;million. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On the morning of August&#160;8, 2022, a special meeting of the IFH board was held at which the proposed merger agreement and merger transaction with MVB was discussed in detail. It was made clear at the outset of the meeting that the IFH board would not be voting to approve any transaction at this meeting. The purpose of the meeting was to provide the IFH board with an opportunity to review, consider, and discuss the proposed merger </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">84<br></div></div></div>
<!--End Page 94-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 95-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">agreement, the proposed resolutions it would consider if it determined to proceed with a strategic combination with MVB, and the most recent modeling provided by IFH management regarding the projected shareholder value that could be created on a standalone basis versus a strategic combination with MVB. Also in attendance at the IFH meeting were representatives of Wyrick and Raymond James, as well as Mr.&#160;Crouse. Mr.&#160;Bergevin reviewed the most recent financial modeling that IFH management had provided to the IFH board and addressed any questions from the IFH board. Wyrick reviewed in detail with the board the proposed merger agreement with MVB, including the price protection mechanism that had been added to the agreement, ongoing negotiations regarding the termination fee and termination provisions, the closing conditions set forth in the merger agreement, representations, warranties and covenants, exclusivity provisions, and relevant terms impacting employees. Wyrick also reviewed the form of proposed board resolutions that were previously distributed in order to better familiarize the IFH board with their content, and closed by discussing the voting agreements that MVB was seeking from the IFH board members and certain executive officers. Following a discussion of the materials summarized and an update on expected timeline, the meeting was adjourned with an intent to convene another meeting a few days later, once the final outstanding issues on the terms of the merger agreement had been resolved. Over the next two days, IFH and MVB exchanged updated drafts of the proposed definitive agreement, and MVB worked to finalize the terms of proposed employment agreements, which would be effective at closing of the prospective merger, between MVB Bank and Messrs. Bergevin, Breckheimer and Skinner, respectively.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Later in the day on August&#160;8, 2022, representatives of Squire Patton Boggs provided representatives of Wyrick with a revised draft of the merger agreement which, among other things, agreed to the 17.5% threshold for the double-trigger termination right and provided that the termination fee would be set equal to 4% of the transaction value, as determined at signing. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On August&#160;9, 2022, the human resources and compensation committee of the MVB board held a special meeting to review and discuss the proposed employment agreements for Messrs. Bergevin, Breckheimer and Skinner. After discussion, the committee agreed to recommend each of the employment agreements for approval by the MVB board. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the afternoon of August&#160;10, 2022, the MVB board held a special meeting at which representatives of MVB management were present to evaluate and consider the proposed merger of MVB and IFH. Representatives of Squire Patton Boggs and Stephens were also in attendance at the meeting to discuss the legal and financial aspects of the potential transaction. At the meeting, representatives of Squire Patton Boggs provided a presentation regarding the directors&#8217; fiduciary duties in connection with the proposed transaction. MVB management updated the MVB board on the status of the current proposed terms of the merger, as discussed between the parties, as well as an overview of the strategic and financial rationale of the proposed transaction. MVB management, with the assistance of Squire Patton Boggs, then reviewed with the MVB board the terms of the draft merger agreement, as well as the terms of the employment agreements with Messrs. Bergevin, Breckheimer and Skinner that were anticipated to be entered into in connection with the transaction. MVB management and representatives of Squire Patton Boggs discussed the mutual due diligence process conducted, including relevant diligence findings. Also at the meeting, representatives of Stephens reviewed with the MVB board certain financial aspects of the potential transaction, including preliminary financial analyses performed by Stephens as well as a review of the potential pro forma financial and operating impacts of the proposed transaction. Representatives of Squire Patton Boggs also provided an overview of draft resolutions that the MVB board would consider in a subsequent meeting. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Following the close of the markets on August&#160;10, 2022, IFH convened another special meeting of its board of directors to consider the proposed merger with MVB. Representatives of Raymond James and Wyrick joined the meeting, along with Mr.&#160;Crouse. At the meeting, Raymond James presented a fairness opinion presentation to the IFH board regarding the proposed transaction with MVB. Raymond James provided a summary of the transaction, including its structure, the merger consideration, the pro forma ownership of the combined organization based on the 1.21 exchange ratio, among other items. Raymond James then reviewed with the IFH board its valuation analysis, including a discounted cash flow analysis and a selected company and transaction analysis. Following a question-and-answer session, Raymond James indicated that it was prepared to deliver its written opinion to the IFH board that the exchange ratio in the merger was fair from a financial point of view, to the holders of IFH&#8217;s common stock. For more information, see the section entitled &#8220;The Merger&#8212;Opinion of IFH&#8217;s Financial Advisor&#8221; and <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">D</font>. Raymond James then delivered its written opinion dated August&#160;10, </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">85<br></div></div></div>
<!--End Page 95-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 96-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">2022, upon the IFH board&#8217;s request. Wyrick then reviewed with the IFH board the material changes to the merger agreement since the last board meeting two days prior. After receipt of the Raymond James fairness opinion and further discussion of the advantages and any disadvantages to the proposed transaction with MVB (see &#8220;The Merger&#8212;IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors&#8221; for additional discussion of the factors considered by the IFH board), the IFH board concluded that the proposed merger was in the best interests of shareholders and unanimously voted to adopt the merger agreement, approve the merger, and authorize IFH management to finalize and execute a definitive merger agreement with MVB.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the afternoon of August&#160;11, 2022, the MVB board held a special meeting to consider the negotiated terms of the proposed merger between MVB and IFH and entry into the merger agreement by MVB. Representatives of Squire Patton Boggs and Stephens were also in attendance at the meeting. At the meeting, MVB management and Squire Patton Boggs provided an update on the potential transaction and the material changes to the merger agreement since the last board meeting, including the final termination fee of $3.9&#160;million. At the meeting, Stephens reviewed the financial aspects of the proposed merger and presented a fairness opinion presentation to the MVB board regarding the proposed transaction with IFH. Stephens then rendered a verbal opinion, confirmed in writing on the same day, to the MVB board to the effect that, as of such date and subject to the procedures followed, assumptions made, matters considered, and qualifications and limitations on the review undertaken by Stephens as set forth in such opinion, the merger consideration given by MVB in the proposed merger was fair, from a financial point of view, to MVB. For more information, see the section entitled &#8220;The Merger&#8212;Opinion of MVB&#8217;s Financial Advisor&#8221; and <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">C</font>. At the conclusion of the meeting, after careful review and discussion by the MVB board, including consideration of the factors described below under &#8220;The Merger&#8212; MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors,&#8221; the MVB board unanimously determined that the merger agreement, the merger and the transactions contemplated by the merger agreement were advisable and in the best interests of MVB and its shareholders and unanimously adopted and approved the merger agreement, the merger and the other transactions contemplated thereby and the entry into the merger agreement by MVB.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH and MVB executed the merger agreement on the morning of August&#160;12, 2022, and, before the financial markets opened that day, a press release was issued publicly announcing the execution of the merger agreement and the terms of the merger.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tMVBR"><!--Anchor--></a>MVB&#8217;s Reasons for the Merger; Recommendation of MVB&#8217;s Board of Directors</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After careful consideration, the MVB board of directors, at a special meeting held on August&#160;12, 2022, unanimously (i)&#160;determined that the merger agreement, including the exchange ratio, are in the best interests of MVB and its shareholders and (ii)&#160;adopted and approved the execution, delivery and performance of the merger agreement and the consummation of the transactions contemplated thereby, including the merger and the issuance of shares of MVB common stock as merger consideration.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In reaching this decision, the MVB board of directors evaluated the merger agreement, the merger and the other matters contemplated by the merger agreement in consultation with MVB&#8217;s senior management, as well as with MVB&#8217;s legal and financial advisors, and considered a number of factors, including the following principal factors: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">each of MVB&#8217;s and IFH&#8217;s business, operations, financial condition, asset quality, earnings, markets and prospects;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the strategic rationale for the merger, including facilitating the expansion of MVB&#8217;s government guaranteed lending business, including SBA and USDA originations and servicing;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the current and prospective environment in the financial services industry, including economic conditions and the interest rate and regulatory environments, the accelerating pace of technological change in the financial services industry, operating costs resulting from regulatory and compliance mandates, scale and marketing expenses, increasing competition from both banks and non-bank financial and financial technology firms, current financial market conditions, current employment market conditions and the likely effects of these factors on MVB&#8217;s potential growth, development, productivity and strategic options both with and without the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the compatibility of MVB&#8217;s and IFH&#8217;s cultures and philosophies;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the complementary nature of the products, customers and markets of the two (2) companies, which MVB believes should provide the opportunity to mitigate risks and increase potential returns;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">86<br></div></div></div>
<!--End Page 96-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 97-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the benefits and opportunities IFH will bring to MVB, including enhanced scale and product offerings, which should improve the ability of the combined company to attract and retain talent and customers;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the anticipated pro forma financial impact of the merger on MVB, including potential tangible book value accretion, as well as positive impact on earnings, return on equity, asset quality, liquidity and regulatory capital levels; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the expectation of cost synergies resulting from the merger, which will enable, among other things, increased spending on technology;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the expectation that the merger will offer potentially significant revenue synergies across business lines and the fact that such revenue synergies were identified but not included in the financial analysis;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">its review and discussions with MVB&#8217;s senior management concerning MVB&#8217;s due diligence examination of, among other areas, the operations, financial condition and regulatory compliance programs and prospects of IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">its understanding that MVB&#8217;s shareholders would own approximately eighty two percent (82%) of the combined company&#8217;s common stock;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that the exchange ratio is fixed, with no adjustment in the merger consideration to be received by IFH shareholders as a result of possible increases or decreases in the trading price of IFH or MVB stock following the announcement of the merger, which the MVB board of directors believed was consistent with market practice for transactions of this type and with the strategic purpose of the transaction;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the opinion, dated August&#160;12, 2022, of Stephens to MVB&#8217;s board of directors as to the fairness, from a financial point of view and as of the date of the opinion, to MVB of the consideration to be given by MVB in the proposed merger, as more fully described below under &#8220;The Merger&#8212;Opinion of Old MVB&#8217;s Advisor&#8221;;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">its review with MVB&#8217;s outside legal counsel of the material terms of the merger agreement, including the representations, warranties, covenants, deal protection and termination provisions;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">its expectation that the required regulatory approvals could be obtained in a timely fashion;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that MVB&#8217;s shareholders will have the opportunity to vote to approve the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that the directors of the combined company would be the current members of the MVB board of directors;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that the current executive officers of MVB would continue as executive officers of the combined company;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the execution of employment agreements with certain key employees of IFH in connection with the merger, which the MVB board of directors believes is important to enhancing the likelihood that the strategic benefits that MVB expects to achieve as a result of the merger will be realized;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that MVB&#8217;s current headquarters in Fairmont, West Virginia will remain the headquarters for MVB and MVB Bank; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB&#8217;s past record of integrating many acquisitions and of realizing expected financial and other benefits of such acquisitions and the strength of MVB&#8217;s management and infrastructure to successfully complete the integration process. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The MVB board of directors also considered the potential risks related to the transaction. The board concluded that the anticipated benefits of combining with IFH were likely to outweigh these risks substantially. These potential risks include, among others:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility that the anticipated benefits of the transaction will not be realized when expected or at all, including as a result of the impact of, or difficulties arising from, the integration of the two (2) companies or as a result of the strength of the economy, general market conditions and competitive factors in the areas where MVB and IFH operate businesses;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">87<br></div></div></div>
<!--End Page 97-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 98-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the costs to be incurred in connection with the merger and the integration of IFH&#8217;s and MVB&#8217;s respective businesses and the possibility that the transaction and the integration may be more expensive to complete than anticipated, including as a result of unexpected factors or events;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility of encountering difficulties in achieving anticipated cost savings and synergies in the amounts currently estimated or within the time frame currently contemplated;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility of encountering difficulties in successfully integrating the businesses, operations and workforces of MVB and IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the risk of losing key MVB or IFH employees during the pendency of the merger and following the closing;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possible diversion of management focus and resources from the operation of MVB&#8217;s business while working to implement the transaction and integrate the two (2) companies;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the reputational risks associated with IFH&#8217;s cannabis business; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the risks associated with the pending RESPA Litigation; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the risk that, because the exchange ratio under the merger agreement would not be adjusted for changes in the market price of MVB common stock or IFH common stock, the value of the shares of MVB common stock to be issued to IFH shareholders upon the completion of the merger could be significantly more than the value of such shares immediately prior to the announcement of the parties&#8217; entry into the merger agreement; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the risk that the regulatory and other approvals required in connection with the merger may not be received in a timely manner or at all or may impose conditions that may adversely affect the anticipated operations, synergies and financial results of MVB following the completion of the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the potential for legal claims challenging the merger; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the other risks described under the sections entitled &#8220;Risk Factors&#8221; and &#8220;Cautionary Statement Regarding Forward-Looking Statements.&#8221;</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The foregoing discussion of the information, factors and risks considered by the MVB board of directors is not intended to be exhaustive, but includes the material factors and risks considered by the board. In reaching its decision to approve the merger agreement and the transactions contemplated by the merger agreement, the MVB board of directors did not quantify or assign any relative weights to the factors considered, and individual directors may have given different weights to different factors. The board considered all these factors as a whole, and overall considered the factors to support its determination.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For the reasons set forth above, the MVB board of directors determined that the merger agreement and the transactions contemplated thereby are in the best interests of MVB and its shareholders. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">It should be noted that this explanation of the reasoning of the MVB board of directors and all other information presented in this section is forward-looking in nature and, therefore, should be read in light of the factors discussed in the section entitled &#8220;Cautionary Statement Regarding Forward-Looking Statements&#8221; on page <a href="#tFLS">23</a>.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">For the reasons set forth above, the MVB board of directors unanimously recommends that the holders of MVB common stock vote &#8220;FOR&#8221; the MVB merger proposal, and &#8220;FOR&#8221; the other proposals to be considered at the MVB special meeting.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tOOMVB"><!--Anchor--></a>Opinion of MVB&#8217;s Financial Advisor</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On July 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022, MVB engaged Stephens to act as financial adviser to MVB in connection with the proposed merger of IFH with and into MVB. As part of its engagement, Stephens was asked to undertake a study of the fairness, from a financial point of view, of the consideration agreed to be given by MVB in connection with the proposed merger. MVB engaged Stephens because, among other factors, Stephens is a nationally recognized investment banking firm with substantial experience in similar transactions. As part of its investment banking business, Stephens is continually engaged in the valuation of financial services businesses and their securities in connection with mergers and acquisitions.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">88<br></div></div></div>
<!--End Page 98-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 99-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">As part of Stephens&#8217; engagement, representatives of Stephens participated in a meeting of MVB&#8217;s board of directors held on August 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022, in which MVB&#8217;s board of directors considered and approved the proposed merger. At this meeting, Stephens reviewed the financial aspects of the proposed merger and rendered its oral opinion, which was subsequently confirmed by delivery of a written opinion to MVB&#8217;s board of directors dated as of August 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022, that, as of such date, the consideration agreed to be given by MVB in the proposed merger was fair to MVB from a financial point of view, based upon and subject to the qualifications, assumptions and other matters considered by Stephens in connection with the preparation of its opinion.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The full text of Stephens&#8217; written opinion letter (the &#8220;Opinion Letter&#8221;) is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">C</font> to this joint proxy statement/prospectus. The Opinion Letter outlines the procedures followed, assumptions made, matters considered and qualifications and limitations on the review undertaken by Stephens in rendering its opinion. The summary of the opinion set forth in this document is qualified in its entirety by reference to the full text of such written Opinion Letter. MVB shareholders are urged to read the entire Opinion Letter carefully in connection with their consideration of the proposed merger. The Company did not give any instruction to or impose any limitations on Stephens as it related to the issuance of its opinion.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens&#8217; opinion speaks only as of the date of the opinion, and Stephens has undertaken no obligation to update or revise its opinion. The opinion was directed to MVB&#8217;s board of directors (solely in its capacity as such) in connection with, and for purposes of, its consideration of the proposed merger. The opinion only addresses whether the consideration agreed to be given by MVB in the proposed merger was fair, from a financial point of view, to MVB as of the date of the opinion. The opinion does not address the underlying business decision of MVB to engage in the proposed merger or any other term or aspect of the merger agreement or the transactions contemplated thereby. Stephens&#8217; opinion does not constitute a recommendation to MVB&#8217;s board of directors or any of MVB&#8217;s shareholders as to how such person should vote or otherwise act with respect to the proposed merger or any other matter. MVB and IFH determined the merger consideration through a negotiation process.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In connection with developing its opinion, Stephens:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain publicly available financial statements and reports regarding MVB and IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain audited financial statements regarding MVB and IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain internal financial statements, management reports and other financial and operating data concerning MVB and IFH prepared by management of MVB and management of IFH, respectively (see the section entitled &#8220;Certain Unaudited Prospective Financial Information&#8221; for additional information regarding unaudited prospective financial information of MVB and IFH);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iv)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed, on a pro forma basis, in reliance upon consensus research estimates and upon financial projections and other information and assumptions concerning MVB and IFH provided by management of MVB and management of IFH, respectively, the effect of the proposed merger on the balance sheet, capitalization ratios, earnings and tangible book value both in the aggregate and, where applicable, on a per share basis of MVB;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(v)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the reported prices and trading activity for the common stock of MVB and IFH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">compared the financial performance of MVB and IFH with that of certain other publicly-traded companies and their securities that Stephens deemed relevant to Stephens&#8217; analysis of the proposed merger; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the financial terms, to the extent publicly available, of certain merger or acquisition transactions that Stephens deemed relevant to Stephens&#8217; analysis of the proposed merger; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(viii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the then most recent draft of the merger agreement and related documents provided to Stephens by MVB;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ix)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">discussed with management of MVB and management of IFH the operations of and future business prospects for MVB and IFH and the anticipated financial consequences of the proposed merger to MVB and IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(x)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">assisted in MVB&#8217;s deliberations regarding the material terms of the proposed merger and MVB&#8217;s negotiations with IFH; and</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">89<br></div></div></div>
<!--End Page 99-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 100-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(xi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">performed such other analyses and provided such other services as Stephens deemed appropriate.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens relied on the accuracy and completeness of the information, financial data and financial forecasts provided to Stephens by MVB and IFH and of the other information reviewed by Stephens in connection with the preparation of Stephens&#8217; opinion, and its opinion was based upon such information. Stephens did not independently verify or undertake any responsibility to independently verify the accuracy or completeness of any of such information, data or forecasts. Management of MVB assured Stephens that it was not aware of any relevant information that had been omitted or remained undisclosed to Stephens. Stephens did not assume any responsibility for making or undertaking an independent evaluation or appraisal of any of the assets or liabilities of MVB or of IFH, and Stephens was not furnished with any such evaluations or appraisals; nor did Stephens evaluate the solvency or fair value of MVB or of IFH under any laws relating to bankruptcy, insolvency or similar matters. Stephens did not assume any obligation to conduct any physical inspection of the properties, facilities, assets or liabilities (contingent or otherwise) of MVB or IFH. Stephens did not receive or review any individual loan or credit files nor did Stephens make an independent evaluation of the adequacy of the allowance for loan and lease losses of MVB or IFH. Stephens did not make an independent analysis of the effects of the COVID-19 pandemic, the invasion of Ukraine, potential future changes in the inflation rate or other related market developments or disruptions, or of any other disaster or adversity, on the business or prospects of MVB or IFH. With respect to the financial forecasts prepared by management of MVB and management of IFH, including the forecasts of potential cost savings and potential synergies, Stephens assumed that such financial forecasts had been reasonably prepared and reflected the best then currently available estimates and judgments of management of MVB and management of IFH, respectively, as to the future financial performance of MVB and IFH, respectively, and provided a reasonable basis for Stephens&#8217; analysis. Stephens recognized that such financial forecasts were based on numerous variables, assumptions and judgments that were inherently uncertain (including, without limitation, factors related to general economic and competitive conditions) and that actual results could vary significantly from such forecasts, and Stephens expressed no opinion as to the reliability of such financial projections and estimates or the assumptions upon which they were based.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens does not provide legal, accounting, regulatory, or tax advice or expertise, and Stephens relied solely, and without independent verification, on the assessments of MVB and its other advisors with respect to such matters. Stephens assumed, with MVB&#8217;s consent, that the proposed merger will not result in any materially adverse legal, regulatory, accounting or tax consequences for MVB and that any reviews of legal, accounting, regulatory or tax issues conducted as a result of the proposed merger will be resolved favorably to MVB. Stephens did not express any opinion as to any tax or other consequences that might result from the proposed merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens&#8217; opinion was necessarily based upon market, economic and other conditions as they existed and could be evaluated on the date of the opinion, and on the information made available to Stephens as of the date of the opinion. Market price data used by Stephens in connection with its opinion was based on reported market closing prices as of August&#160;10, 2022. It should be understood that subsequent developments may affect the opinion and that Stephens did not undertake any obligation to update, revise or reaffirm the opinion or otherwise comment on events occurring after the date of the opinion. Stephens further noted that the current volatility and disruption in the credit and financial markets relating to, among other things, the COVID-19 pandemic, the invasion of Ukraine or potential future changes in inflation rates may or may not have an effect on MVB or IFH, and Stephens did not express an opinion as to the effects of such volatility or such disruption on the proposed merger or any party to the proposed merger. Stephens further expressed no opinion as to the prices at which shares of MVB&#8217;s or IFH&#8217;s common stock may trade at any time subsequent to the announcement of the proposed merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">In connection with developing its opinion, Stephens assumed that, in all respects material to its analyses:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the proposed merger and any related transactions will be consummated on the terms of the latest draft of the merger agreement provided to Stephens, without material waiver or modification;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the representations and warranties of each party in the merger agreement and in all related documents and instruments referred to in the merger agreement are true and correct;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">each party to the merger agreement and all related documents will perform all of the covenants and agreements required to be performed by such party under such documents; </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">90<br></div></div></div>
<!--End Page 100-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 101-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iv)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all conditions to the completion of the proposed merger will be satisfied within the time frames contemplated by the merger agreement without any waivers;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(v)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">that in the course of obtaining the necessary regulatory, lending or other consents or approvals (contractual or otherwise) for the proposed merger and any related transactions, no restrictions, including any divestiture requirements or amendments or modifications, will be imposed that would have a material adverse effect on the contemplated benefits of the proposed merger to MVB;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">there has been no material change in the assets, liabilities, financial condition, results of operations, business or prospects of MVB or IFH since the date of the most recent financial statements made available to Stephens, and that no legal, political, economic, regulatory or other development has occurred that will adversely impact MVB or IFH; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the proposed merger will be consummated in a manner that complies with applicable law and regulations.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens&#8217; opinion was limited to whether the consideration agreed to be given by MVB in the proposed merger was fair to MVB from a financial point of view as of the date of the opinion. Stephens was not asked to, and did not, offer any opinion as to the terms of the merger agreement or the form of the proposed merger or any aspect of the proposed merger, other than the fairness, from a financial point of view, of the consideration agreed to be given in the proposed merger by MVB. The opinion did not address the merits of the underlying decision by MVB to engage in the proposed merger, the merits of the proposed merger as compared to other alternatives potentially available to MVB or the relative effects of any alternative transaction in which MVB might engage, nor is it intended to be a recommendation to any person or entity as to any specific action that should be taken in connection with the proposed merger, including with respect to how to vote or act with respect to the proposed merger. Moreover, Stephens did not express any opinion as to the fairness of the amount or nature of the compensation to any of MVB&#8217;s officers, directors or employees, or to any group of such officers, directors or employees, whether relative to the compensation to other shareholders of MVB or otherwise.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following is a summary of the material financial analyses performed and material factors considered by Stephens in connection with developing its opinion. Stephens performed certain procedures, including each of the financial analyses described below, and reviewed with MVB&#8217;s executive management and board of directors the assumptions upon which the analyses were based, as well as other factors. Although this summary does not purport to describe all of the analyses performed or factors considered by Stephens, it does set forth those analyses considered by Stephens to be material in arriving at its opinion. The preparation of a fairness opinion is a complex analytic process involving various determinations as to the appropriate and relevant methods of financial analysis and the application of those methods to the particular circumstances. Therefore, a fairness opinion is not readily susceptible to partial analysis or summary description. The order of the summaries of analyses described does not represent the relative importance or weight given to those analyses by Stephens. It should be noted that in arriving at its opinion, Stephens did not attribute any particular weight to any analysis or factor considered by it, but rather made qualitative judgments as to the significance and relevance of each analysis and factor. Accordingly, Stephens believes that its analysis must be considered as a whole and that considering any portion of such analyses and factors, without considering all analyses and factors as a whole, could create a misleading or incomplete view of the process underlying its opinion. The financial analyses summarized below include information presented in tabular format. The tables alone do not constitute a complete description of the financial analyses summarized below. Accordingly, Stephens&#8217; analyses and the summary of its analyses must be considered as a whole, and selecting portions of its analyses and factors or focusing on the information presented below in tabular format, without considering all analyses and factors or the full narrative description of the financial analyses, including the methodologies and assumptions underlying the analyses, could create a misleading or incomplete view of the process underlying Stephens&#8217; analyses and opinion.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">91<br></div></div></div>
<!--End Page 101-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 102-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Summary of Proposed Transaction</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to the merger agreement and subject to the terms, conditions and limitations set forth therein, and for purposes of its opinion, Stephens understood that, subject to potential adjustments as described in the merger agreement, each outstanding share of IFH&#8217;s common stock will be converted into the right to receive 1.21 shares of MVB&#8217;s common stock, which, based on MVB&#8217;s closing stock price of $34.24 on August&#160;10, 2022, results in the expected consideration to be exchanged by MVB for all of the outstanding common stock, including restricted stock awards and options on the common stock, of IFH having an aggregate value of approximately $97.2&#160;million. Based upon the unaudited financial information of IFH as of and for the twelve months ended June 30<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022, and market data as of August 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022, Stephens calculated the following transaction multiples:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / Reported Tangible Book Value:<font style="padding-left: 4.16pt;"></font></div></td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">1.27x</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / Adjusted Tangible Book Value:<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 1.52pt;"></font></div></td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">1.41x</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / Last Twelve Months (&#8220;LTM&#8221;) Earnings:<font style="padding-left: 0.31pt;"></font></div></td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">10.1x</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / 2022 Estimated Earnings:<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 3.8pt;"></font></div></td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 0.37pt;">11.2x</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / 2023 Estimated Earnings:<font style="padding-left: 2.54pt;"></font></div></td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">15.6x</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Core Deposit Premium:<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.26%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">9.3%</font></div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 12.75pt;"> </div></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-top: 3pt; margin-left: 0pt; text-align: left;">See the section entitled &#8220;Certain Unaudited Prospective Financial Information&#8221; for additional information regarding unaudited financial information of MVB and IFH.</div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 3pt; margin-left: 0pt; text-align: left;">Note: The last twelve months net earnings of the acquired company based on the most recent available financial statements prior to announcement. Estimated 2022 and 2023 net earnings based on assumptions provided by MVB&#8217;s management and consensus research estimates.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; text-align: left;">Calculated using tangible book value per share at June 30<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022 adjusted for ($7.4) million of net after-tax expenses related to the estimated litigation settlement<font style="font-style: normal;"> </font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; text-align: left;">2022 estimated earnings exclude ($7.4) million of net after-tax expenses related to the estimated litigation settlement</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Relevant Public Companies Analysis &#8211; IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens compared the financial condition, operating statistics and market valuation of IFH to certain public companies selected by Stephens and their respective public trading values. Stephens selected the companies outlined below because their relative asset size and financial performance, among other factors, were reasonably similar to IFH; however, no selected company below was identical or directly comparable to IFH. A complete analysis involves complex considerations and qualitative judgments concerning differences in financial and operating characteristics and other factors that could affect the public trading values of the relevant public companies. Mathematical analysis (such as determining the median) is not in itself a meaningful method of using relevant public company data.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Stephens selected the following eighteen (18) public companies based on the criteria set forth below:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">Includes publically-traded<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> U.S. banks and thrifts with between $200&#160;million and $800&#160;million in most recent quarter total assets with last twelve months Core ROAA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> greater than 1.00%, excluding merger targets and mutuals:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Quaint Oak Bancorp Inc. (QNTO)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First Resource Bancorp (FRSB)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ledyard Financial Group Inc. (LFGP)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">OptimumBank Holdings Inc. (OPHC)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">United Bancorp Inc. (UBCP)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First Bancshares Inc. (FBSI)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">InsCorp Inc. (IBTN)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">High Country Bancorp Inc. (HCBC)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Century Next Financial Corp. (CTUY)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Northeast Indiana Bancorp (NIDB)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Muncy Bank Financial (MYBF)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">FinWise Bancorp (FINW)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">University Bancorp Inc. (UNIB)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Infinity Bank (INFT)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">U &amp; I Financial Corp. (UNIF)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">The Farmers Bank Appomattox (FBPA)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SVB &amp; T Corp. (SVBT)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Logansport Financial Corp. (LOGN)</div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 12.75pt;"> </div></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">Note:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;"><font style="font-style: italic;">Publically-traded banks includes banks traded on NYSE, NYSEAM, NASDAQ, OTCQB, and OTCQX exchanges.</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;"><font style="font-style: italic;">Core ROAA as defined by S&amp;P Global Market Intelligence.</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">92<br></div></div></div>
<!--End Page 102-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 103-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">To perform this analysis, Stephens reviewed publicly available financial information as of and for the last twelve month period ended June 30<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022, or the most recently reported period available, and the market trading multiples of the selected public companies based on August 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022 closing prices. The financial data included in the table presented below may not correspond precisely to the data reported in historical financial statements as a result of the assumptions and methods used by Stephens to compute the financial data presented. The table below contains information reviewed and utilized by Stephens in its analysis:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 29.47%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Companies</div></td></tr><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentile</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.6%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Median</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentile</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total Assets<font style="padding-left: 2.21pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 2.5pt;">435</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">424</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;">$<font style="padding-left: 2.5pt;">498</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">616</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">TCE / TA<font style="padding-left: 0.82pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">17.6%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">8.5%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">9.6%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">10.7%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans / Deposits<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">79.8%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">76.3%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">92.5%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">96.0%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NPA / Assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 4.24pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">1.07%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">0.53%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">0.31%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">0.14%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM GAAP ROAA<font style="padding-left: 4.48pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">2.07%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.10%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">1.26%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.76%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Core ROAA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 3.14pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">1.41%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5.37pt;">1.11%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">1.22%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.58%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM GAAP ROATCE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 0.18pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">12.9%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">12.1%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">12.7%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">15.1%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Market Capitalization<font style="padding-left: 3.2pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">60</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 7.5pt;">37</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;">$<font style="padding-left: 7.5pt;">53</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 7.5pt;">66</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / Tangible Book Value<font style="padding-left: 0.93pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">0.82x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">0.96x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">1.08x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.27x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / LTM EPS<font style="padding-left: 0.77pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">6.5x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">6.6x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">7.9x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">8.9x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / MRQ EPS<font style="padding-left: 3.19pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">10.6x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">6.7x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">7.9x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">10.3x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dividend Yield<font style="padding-left: 4.66pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">0.3%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">1.9%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">4.0%</font></div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 11.75pt;"> </div></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">Source: S&amp;P Global Market Intelligence, FactSet.</div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 3pt; margin-left: 0pt; text-align: left;">Note: Dollars in millions. LTM=Last Twelve Months reported. MRQ=Most Recent Quarter reported. Market data as of August 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022. &#8220;&#8212;&#8221; indicates data not applicable or data not available.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; text-align: left;">NPAs / Assets excludes restructured loans from nonperforming assets.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; text-align: left;">As defined by S&amp;P Global Market Intelligence.</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Relevant Nationwide Bank &amp; Thrift Transactions Analysis &#8211; IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens reviewed certain publicly available transaction multiples and related financial data for nationwide bank and thrift transactions announced since January 1<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">st</sup>, 2021, where (i)&#160;the deal value was publicly disclosed, (ii)&#160;the target&#8217;s assets were between $300&#160;million and $800&#160;million and (iii)&#160;the stock consideration was greater than or equal to 50%, excluding any merger of equals (as defined by S&amp;P Global Market Intelligence). </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following twenty-seven (27) transactions were selected by Stephens because each target&#8217;s relative asset size, financial performance and operations, among other factors, was reasonably similar to IFH; however, no selected company or transaction below was identical or directly comparable to IFH or the proposed merger:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Acquirer</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Target</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Announcement Date</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank First Corporation</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Hometown Bancorp Ltd.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/26/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Somerset Savings Bank SLA</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Regal Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/25/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">HomeTrust Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Quantum Capital Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/25/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Middlefield Banc Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Liberty Bancshares (Ada OH)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">5/26/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cambridge Bancorp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Northmark Bank</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">5/23/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">The First Bancshares</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Beach Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/26/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank First Corporation</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Denmark Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1/19/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Civista Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Comunibanc Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1/10/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Alerus Financial Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MPB BHC Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">12/8/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">InBankshares Corp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Legacy Bank</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">11/30/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bus. First Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Texas Citizens Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10/21/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eagle Bancorp Montana Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First Community Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10/1/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BayCom Corp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pacific Enterprise Bancorp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">9/7/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SouthPoint Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Merchants Financial Svcs Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">8/25/2021</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">93<br></div></div></div>
<!--End Page 103-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 104-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Acquirer</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Target</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Announcement Date</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Seacoast Banking Corp. of FL</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sabal Palm Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">8/23/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First Mid Bancshares</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Delta Bancshares Co.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/29/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Finward Bancorp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Royal Financial Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/29/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First Western Financial Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Teton Financial Services Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/22/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Farmers National Banc Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cortland Bancorp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">6/23/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">United Community Banks Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Aquesta Financial Holdings</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">5/27/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Equity Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">American State Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">5/17/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Southern California Bancorp</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank of Santa Clarita</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/27/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Colony Bankcorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SouthCrest Financial Group Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/22/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SmartFinancial Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sevier County Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/14/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Seacoast Banking Corp. of FL</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Legacy Bank of Florida</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">3/23/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fidelity D &amp; D Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Landmark Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">2/26/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BancorpSouth Bank</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">FNS Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1/13/2021</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens considered these selected transactions to be reasonably similar, but not identical or directly comparable, to the proposed merger. A complete analysis involves complex considerations and qualitative judgments concerning differences in the selected transactions and other factors that could affect the transaction values in those selected transactions as compared with the proposed merger. Mathematical analysis (such as determining the median) is not in itself a meaningful method of using selected transaction data. Stephens compared certain proposed transaction multiples of the proposed merger to the 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile, median and 75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile transaction multiples of the selected transactions: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 29.47%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Transactions</div></td></tr><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentile</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.6%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Median</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentile</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deal Value<font style="padding-left: 1.7pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">97</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 7.5pt;">53</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;">$<font style="padding-left: 7.5pt;">63</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">107</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target Total Assets<font style="padding-left: 3.84pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 2.5pt;">435</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">421</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;">$<font style="padding-left: 2.5pt;">534</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">674</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target TCE / TA<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">17.6%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">9.3%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">10.2%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">10.7%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target NPA / Assets<font style="padding-left: 4.43pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">1.1%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">0.8%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">0.4%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">0.1%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target LTM ROAA<font style="padding-left: 1.11pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">2.07%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">0.67%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">0.98%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.18%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / Tangible Book Value<font style="padding-left: 0.93pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">1.27x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.26x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">1.46x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.58x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / LTM Earnings<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">10.1x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5.37pt;">11.9x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">15.6x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">18.1x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Core Deposit Premium<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">9.4%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">3.2%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">4.9%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">7.9%</font></div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-top: 4.5pt; margin-left: 0pt; text-align: left;">Source: S&amp;P Global Market Intelligence, Company documents.</div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 3pt; margin-left: 0pt; text-align: left;">Note: Dollars in millions. LTM=Last Twelve Months reported. Transaction data as of deal announcement date. Screen as of August 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022.<font style="font-style: normal;"> </font></div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Relevant Regional Bank &amp; Thrift Transactions Analysis &#8211; IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens reviewed certain publicly available transaction multiples and related financial data for bank and thrift transactions announced since January 1<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">st</sup>, 2021, where (i)&#160;the target was domiciled in the Southeast U.S. (AL, AR, FL, GA, MS, NC, SC, TN, VI, VA, and WV), (ii)&#160;the deal value was publicly disclosed, (iii)&#160;the target&#8217;s assets were between $200&#160;million and $800&#160;million, and excluding any merger of equals (as defined by S&amp;P Global Market Intelligence). </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">94<br></div></div></div>
<!--End Page 104-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 105-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The following fifteen (15) transactions were selected by Stephens because each target&#8217;s relative asset size, financial performance and markets of operation, among other factors, was reasonably similar to IFH; however, no selected company or transaction below was identical or directly comparable to IFH or the proposed merger:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Buyer</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Target</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Date</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">HomeTrust Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Quantum Capital Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">7/25/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">DFCU Financial</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First Citrus Bancorp. Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">5/12/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">The First Bancshares</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Beach Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/26/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Southern Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">FCB Financial Services Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1/31/2022</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BankFirst Capital Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Citizens Bank of Fayette</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10/14/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SouthPoint Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Merchants Financial Svcs Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">8/25/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Seacoast Banking Corp. of FL</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sabal Palm Bancorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">8/23/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Lake Michigan CU</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pilot Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">6/16/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">United Community Banks Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Aquesta Financial Holdings</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">5/27/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Colony Bankcorp Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SouthCrest Financial Group Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/22/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SmartFinancial Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sevier County Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4/14/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Seacoast Banking Corp. of FL</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Legacy Bank of Florida</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">3/23/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">First National Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bank of Fincastle</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">2/18/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investar Holding Corp.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cheaha Financial Group Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1/25/2021</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BancorpSouth Bank</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">FNS Bancshares Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 23.08%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1/13/2021</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens considered these selected transactions to be reasonably similar, but not identical or directly comparable, to the proposed merger. A complete analysis involves complex considerations and qualitative judgments concerning differences in the selected transactions and other factors that could affect the transaction values in those selected transactions as compared with the proposed merger. Mathematical analysis (such as determining the median) is not in itself a meaningful method of using selected transaction data. Stephens compared certain proposed transaction multiples of the proposed merger to the 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile, median and 75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile transaction multiples of the selected transactions:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="7" style="width: 29.47%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Transactions</div></td></tr><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentile</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.6%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Median</div></td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.33%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentile</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deal Value<font style="padding-left: 1.7pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">97</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 7.5pt;">40</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;">$<font style="padding-left: 7.5pt;">68</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">106</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target Total Assets<font style="padding-left: 3.84pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 2.5pt;">435</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">323</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;">$<font style="padding-left: 2.5pt;">533</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;">$<font style="padding-left: 2.5pt;">675</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target TCE / TA<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">17.6%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">7.6%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">9.3%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">12.1%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target NPA / Assets<font style="padding-left: 4.43pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">1.1%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">0.8%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">0.5%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">0.2%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Target LTM ROAA<font style="padding-left: 1.11pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">2.07%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">0.84%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">1.01%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.26%</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / Tangible Book Value<font style="padding-left: 0.93pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">1.27x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.45x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">1.54x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">1.85x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Price / LTM Earnings<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">10.1x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">12.5x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 5pt;">15.4x</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 5pt;">17.8x</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Core Deposit Premium<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">9.4%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">4.6%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.6%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.86pt; text-align: left;"><font style="padding-left: 10pt;">6.7%</font></div></td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.33%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.78pt; text-align: left;"><font style="padding-left: 10pt;">9.8%</font></div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-top: 4.5pt; margin-left: 0pt; text-align: left;">Source: S&amp;P Global Market Intelligence, Company documents.</div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 3pt; margin-left: 0pt; text-align: left;">Note: Dollars in millions. LTM=Last Twelve Months reported. Transaction data as of deal announcement date. Screen as of August 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>, 2022.<font style="font-style: normal;"> </font></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">95<br></div></div></div>
<!--End Page 105-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 106-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Relative Contribution Analysis &#8211; MVB</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens analyzed the relative contribution of MVB and IFH to certain financial and operating metrics for the pro forma company resulting from the acquisition. The financial and operating metrics included: (i)&#160;total assets excluding Paycheck Protection Program (&#8220;PPP&#8221;) loans; (ii)&#160;net loans excluding PPP loans; (iii)&#160;total deposits; (iv)&#160;tangible common equity; (v)&#160;litigation adjusted tangible common equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup>; (vi)&#160;reported earnings for the year ended 2021; (vii)&#160;estimated net earnings (as estimated by MVB management team and consensus research estimates) for the year ended 2022 and 2023; and (viii)&#160;the respective market capitalization of MVB and IFH. The relative contribution analysis did not take into account any potential synergies, and excludes all purchase accounting and transaction related adjustments as a result of the acquisition. The results of this analysis are summarized in the table below:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 2.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.04%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ownership:<br></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Pro Forma Ownership at 1.210x Exchange Ratio<font style="padding-left: 3.84pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">82%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">18%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance Sheet:<br></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total Assets (excl. PPP)<font style="padding-left: 0.07pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">87%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">13%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total Net Loans (excl. PPP)<font style="padding-left: 3.41pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">87%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">13%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total Deposits<font style="padding-left: 4.77pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">89%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;"><font style="padding-left: 0.37pt;">11%</font></div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Tangible Common Equity (&#8220;TCE&#8221;)<font style="padding-left: 2.38pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">77%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">23%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Litigation Adjusted TCE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 4.39pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">79%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">21%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Profitability<br></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">2021 Reported Earnings<font style="padding-left: 4.64pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">76%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">24%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">2022 Estimated Earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">70%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">30%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">2023 Estimated Earnings<font style="padding-left: 1.3pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">86%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">14%</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Market Data:<br></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 84.62%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Market Capitalization<font style="padding-left: 0.2pt;"></font></div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.33pt; text-align: left;">88%</div></td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.11pt; text-align: left;">12%</div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 8.25pt;"> </div></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 4pt; margin-left: 0pt; text-align: left;">Source: S&amp;P Global Market Intelligence, Company documents, and FactSet.</div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 4pt; margin-left: 0pt; text-align: left;">Note: Analysis excludes all purchase accounting and transaction related adjustments. Market data as of August 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> 2022.<font style="font-style: normal;"> </font></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; text-align: left;">Counterparty adjusted for ($7.4) million of net after-tax expenses related to the estimated litigation settlement</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; text-align: left;">Counterparty 2022 estimated earnings exclude ($7.4) million of net after-tax expenses related to the estimated litigation settlement</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Discounted Cash Flow Analysis &#8211; IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens performed a standalone discounted cash flow analysis using projections developed by the executive management team of MVB, and then calculated a range of implied equity values for IFH based upon the discounted net present value of the projected after-tax free cash flows for the projected period. Stephens determined the amount of cash flow assuming (i)&#160;a terminal earnings multiple of 9.0x based on 2028 estimated earnings, and (ii)&#160;dividend payments for earnings and excess capital above a tangible common equity to tangible asset ratio of 9.0% from 2023 to 2027, both excluding and including net after-tax cash merger adjustments. To calculate an implied per share equity value range, Stephens considered discount rates of 10.0% to 12.0% and terminal earnings multiples of 8.0x to 10.0x.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Based on this analysis, Stephens derived a range for the implied equity value of IFH from $38.38 per share to $45.81 per share, excluding merger adjustments, and $70.27 per share to $86.28 per share including merger adjustments. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The discounted cash flow analysis is a widely used valuation methodology, but the results of this methodology are highly dependent on the assumptions that must be made, including asset and earnings growth rates, terminal values, capital levels, and discount rates. The analysis did not purport to be indicative of the actual values or expected values of IFH. The actual results may vary from the projected results, any of these assumptions might not be realized in future operations and the variations may be material.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Miscellaneous</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The preparation of a fairness opinion is a complex process and is not susceptible to a partial analysis or summary description. Stephens believes that its analyses must be considered as a whole and that selecting </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">96<br></div></div></div>
<!--End Page 106-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 107-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">portions of its analyses, without considering the analyses taken as a whole, would create an incomplete view of the process underlying its opinion. In addition, Stephens considered the results of all such analyses and did not assign relative weights to any of the analyses, but rather made qualitative judgments as to significance and relevance of each analysis and factor, so the results from any particular analysis described above should not be taken to be the view of Stephens.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In performing its analyses, Stephens made numerous assumptions with respect to industry performance, general business, economic and regulatory conditions and other matters, many of which are beyond the control of MVB. The analyses performed by Stephens are not necessarily indicative of actual values, trading values or actual future results which might be achieved, all of which may be significantly more or less favorable than suggested by such analyses. The analyses do not purport to be appraisals or to reflect the prices at which companies may actually be sold, and such estimates are inherently subject to uncertainty.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens is serving as financial adviser to MVB in connection with the proposed merger and is entitled to receive from MVB reimbursement of its expenses and a fee for its services as financial advisor to MVB in an amount equal to $1,000,000, all of which is contingent upon the consummation of the proposed merger. Stephens also received a $200,000 fee from MVB upon rendering its fairness opinion, which opinion fee will be credited in full against the fee which will become payable to Stephens upon the closing of the proposed merger. The Company has also agreed to indemnify Stephens against certain claims and liabilities that could arise out of Stephens&#8217; engagement, including certain liabilities that could arise out of Stephens&#8217; providing its opinion.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Stephens is familiar with MVB and IFH. While Stephens has not received fees for providing investment banking services to MVB or IFH within the past two years, Stephens has provided securities brokerage services to MVB and received customary commissions and other compensation in connection with such services. Stephens expects to pursue future investment banking services assignments with participants in the proposed merger transaction. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the ordinary course of its business, Stephens Inc. and its affiliates and employees at any time may hold long or short positions, and may trade or otherwise effect transactions as principal or for the accounts of customers, in debt, equity or derivative securities of participants in the proposed merger.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a name="tIFHREA"><!--Anchor--></a>IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After careful consideration, IFH&#8217;s board of directors, at a meeting held on August&#160;10, 2022, unanimously determined the merger agreement and the transactions contemplated thereby to be fair and in the best interest of IFH and its shareholders. Accordingly, IFH&#8217;s board of directors adopted and approved the merger agreement and unanimously recommends that IFH&#8217;s shareholders vote &#8220;FOR&#8221; the approval of the merger agreement.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In evaluating the merger agreement and reaching its decision to adopt and approve the merger agreement and recommend that IFH&#8217;s shareholders approve the merger agreement, IFH&#8217;s board of directors consulted with IFH&#8217;s management, as well as its outside legal and financial advisors, and considered a number of factors, including the following material factors (not in any relative order of importance):</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">each of IFH&#8217;s and MVB&#8217;s business, operations, financial condition, stock performance, asset quality, earnings and prospects, and the interest rate environment; increased operating costs resulting from regulatory and compliance mandates; increasing competition from both banks and non-bank financial and financial technology firms; current financial market conditions; and the likely effects of the foregoing factors on IFH&#8217;s and the combined company&#8217;s potential growth, development, profitability and strategic options. In reviewing these factors, including the information obtained through due diligence, the IFH board of directors considered that IFH&#8217;s and MVB&#8217;s respective business, operations and risk profile complement each other and that the companies&#8217; separate earnings and prospects, and the synergies and scale potentially available in the proposed merger, create the opportunity for the combined company to leverage complementary and diversified revenue streams and to have superior future earnings and prospects compared to IFH&#8217;s earnings and prospects on a stand-alone basis;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB&#8217;s earnings track record and the market performance of its common stock, as well as MVB&#8217;s historical cash dividend payouts on its common stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the nature of the merger as an all-stock transaction and the ability of IFH&#8217;s shareholders to benefit from MVB&#8217;s potential growth and stock appreciation since it is more likely that the combined entity will have superior future earnings and prospects compared to IFH&#8217;s earnings and prospects on an </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">97<br></div></div></div>
<!--End Page 107-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 108-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="bl" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">independent basis due to greater operating efficiencies and a larger balance sheet, which would, in particular, provide greater opportunities with respect to IFH&#8217;s core competency in the government-guaranteed lending space, as the combined institution&#8217;s larger asset size would enable the retention of the full economic benefits of larger loan transactions;</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the perceived ability of MVB to complete a merger transaction from a financial and regulatory perspective, and the prospects for such approvals being obtained in a timely fashion and without the imposition of any adverse conditions;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the financial and other terms of the merger agreement, including the amount and nature of the consideration proposed to be paid, which IFH&#8217;s board reviewed with its outside financial and legal advisors;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that the exchange ratio would be fixed, which the IFH board of directors believed was consistent with market practice for transactions of this type and with the strategic purpose of the transaction;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the termination right of IFH negotiated under the merger agreement that provides IFH a qualified termination right if MVB&#8217;s common stock underperforms both its historial price and the Nasdaq Bank Index by certain thresholds, as more fully described under &#8220;The Merger Agreement&#8212;Termination of the Merger Agreement&#8221; beginning on page <a href="#tTERMAGR">136</a>;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that the outside date under the merger agreement allows for sufficient time to complete the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the uniqueness of IFH&#8217;s strategy and long-term strategic plan, as compared to similarly sized community banks, and the fact that MVB&#8217;s strategic plan and initiatives uniquely mirror many of IFH&#8217;s goals and strategies, including the focus on non-interest income strategies and opportunities, a belief in investing in technology, and a shared belief in the strategic and financial benefits of partnering with, and investing in, emerging technologies and non-bank companies, such as Fintechs;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the opportunities and complementary aspects of IFH&#8217;s government-guaranteed lending platform and MVB&#8217;s low cost and non-interest bearing deposit franchise;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">MVB&#8217;s and IFH&#8217;s shared entrepreneurial cultures;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the expectation that the proposed merger with MVB will generally be a tax-free transaction to IFH&#8217;s shareholders with respect to MVB common stock received by virtue of the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the potential expense-saving and revenue-enhancing opportunities in connection with the merger, the related potential impact on the combined company&#8217;s earnings and the fact that the nature of the stock merger consideration would allow former IFH shareholders to participate in the potential future upside as MVB shareholders;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the expectation that the merger will provide holders of IFH common stock the opportunity to receive a substantial premium over the historical trading prices for their shares, as well as the increased trading volume of MVB&#8217;s common stock as compared to IFH&#8217;s common stock;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the anticipated effect of the acquisition on IFH&#8217;s retained employees, including new employment agreements to be entered into by MVB with certain key, revenue-generating employees of IFH, and the terms of severance for employees who would not be retained;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the financial analyses provided by Raymond James, IFH&#8217;s financial advisor, regarding the merger, and its opinion, delivered to IFH&#8217;s board of directors on August&#160;10, 2022, that as of that date, the exchange ratio provided under the merger agreement was fair, from a financial point of view, to the holders of IFH&#8217;s common stock;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the view of the IFH board of directors of the capability and likelihood for other potential counterparties to emerge and that, although the merger agreement contains a covenant prohibiting IFH from soliciting third-party acquisition proposals, it permits the IFH board of directors to consider and respond to unsolicited proposals, subject to certain requirements, as more fully described under &#8220;The Merger Agreement&#8212;Agreement Not to Solicit Other Offers&#8221; beginning on page <a href="#tAGREEN">134</a>;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">98<br></div></div></div>
<!--End Page 108-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 109-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg21"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH&#8217;s board of directors&#8217; knowledge of the current environment in the financial services industry, including national, regional and local economic conditions, continued industry consolidation, increased regulatory burdens, evolving trends in technology and increasing nationwide and global competition, the current financial market conditions, the current environment for community banks, and the likely effects of these factors on IFH&#8217;s and the combined company&#8217;s potential growth, development, profitability and strategic options, and the historical prices of IFH and MVB common shares;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">its knowledge of IFH&#8217;s prospects as an independent entity, including challenges relating to rising interest rates, both from a funding perspective and the impact on IFH&#8217;s historical mortgage business; increased competition in the government guaranteed lending space from larger competitors, which could impact pricing as well as employee retention risk; and potential short-term declines in profitability if larger portions of its government guaranteed loans were retained to increase its asset size and grow its balance sheet on a stand-alone basis; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">its belief that the merger is more favorable to IFH&#8217;s shareholders than the alternatives to the merger, which belief was formed based on the careful review undertaken by IFH&#8217;s board of directors, with the assistance of its management and outside financial and legal advisors.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH&#8217;s board also considered potential risks and a variety of potential negative factors in connection with its deliberations concerning the merger agreement and the merger, including the following material factors (not in any relative order of importance):</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that, while IFH expects that the merger will be consummated, there can be no assurance that all conditions to the parties&#8217; obligations to complete the merger agreement will be satisfied, including the risk that certain regulatory approvals, the receipt of which are conditions to the consummation of the merger, might not be obtained, and, as a result, the merger may not be consummated;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the restrictions on the conduct of IFH&#8217;s business prior to the completion of the merger, which are customary for merger agreements involving financial institutions, but which, subject to specific exceptions, could delay or prevent IFH from undertaking business opportunities that may arise or any other action it would otherwise take with respect to the operations of IFH absent the pending completion of the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the impact of entering into the merger agreement on IFH&#8217;s recent strategic initiative to expand its cannabis and hemp lines of business, which may be deemphasized while the merger is pending and potentially discontinued if the merger is consummated; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the significant risks and costs involved in connection with entering into or completing the merger, or failing to complete the merger in a timely manner, or at all, including as a result of any failure to obtain required regulatory approvals or shareholder approvals, such as the risks and costs relating to diversion of management and employee attention from other strategic opportunities and operational matters, potential employee attrition, and the potential effect on business and customer relationships;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that IFH would be prohibited from soliciting acquisition proposals after execution of the merger agreement, and the possibility that the $3,900,000 termination fee payable by IFH upon the termination of the merger agreement under certain circumstances could discourage other potential acquirers from making a competing bid to acquire IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the fact that some of IFH&#8217;s directors and executive officers have other interests in the merger that are different from, or in addition to, their interests as IFH shareholders;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the possibility of litigation in connection with the merger; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the other risks described under the sections entitled &#8220;Risk Factors&#8221; and &#8220;Cautionary Statement Regarding Forward-Looking Statements&#8221;.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Based on the factors described above, the board of IFH determined that the merger with MVB would be advisable and in the best interests of IFH and its shareholders, and adopted the merger agreement and resolved to recommend its approval to the shareholders of IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The foregoing discussion of the information and factors considered by IFH&#8217;s board of directors is not intended to be exhaustive but includes the material factors considered by IFH&#8217;s board. In view of the wide variety of factors </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">99<br></div></div></div>
<!--End Page 109-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 110-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg22"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">considered in connection with its evaluation of the merger and the complexity of these matters, IFH&#8217;s board of directors did not find it useful, and did not attempt, to quantify, rank or otherwise assign relative weights to these factors. In considering the factors described above, the individual members of IFH&#8217;s board may have given different weight to different factors. IFH&#8217;s board of directors conducted an overall analysis of the factors described above including through discussions with, and questioning of, IFH&#8217;s management and IFH&#8217;s legal and financial advisors, and considered the factors overall to be favorable to, and to support, its determination to adopt the merger agreement and recommend its approval to IFH&#8217;s shareholders.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;"><a name="tOOI2"><!--Anchor--></a>Opinion of IFH&#8217;s Financial Advisor (summary section)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to an engagement letter, IFH retained Raymond James &amp; Associates, Inc. (&#8220;Raymond James&#8221;) as its financial advisor in connection with the proposed merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the meeting of the IFH board of directors on August&#160;10, 2022, representatives of Raymond James rendered Raymond James&#8217; opinion, as to the fairness, as of such date, from a financial point of view, to the holders of IFH&#8217;s outstanding common stock of the exchange ratio to be received by such holders in the merger pursuant to the merger agreement, based upon and subject to the qualifications, assumptions and other matters considered in connection with the preparation of its opinion. Raymond James&#8217; opinion does not cover shares of IFH&#8217;s common stock owned by IFH as treasury stock or owned by IFH or MVB or a subsidiary of either (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted). Further, Raymond James&#8217; opinion does not cover shares of IFH&#8217;s common stock held by IFH shareholders who perfect their appraisal rights in accordance with Article 13 of the NCBCA. The shares of IFH&#8217;s common stock that are not covered by Raymond James&#8217; opinion are referred to as &#8220;exception shares.&#8221; </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The full text of the written opinion of Raymond James, dated August&#160;10, 2022, which sets forth, among other things, the various qualifications, assumptions and limitations on the scope of the review undertaken, is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">D</font> to this joint proxy statement/prospectus. Raymond James provided its opinion for the information and assistance of the IFH board of directors (solely in its capacity as such) in connection with, and for purposes of, its consideration of the merger and its opinion only addresses whether the exchange ratio to be received by the holders of IFH&#8217;s common stock (other than exception shares) in the merger pursuant to the merger agreement was fair, from a financial point of view, to such holders. The opinion of Raymond James does not address the consideration to be received by the holders, if any, of exception shares.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The opinion of Raymond James did not address any other term or aspect of the merger agreement or the transactions contemplated thereby. The Raymond James opinion does not constitute a recommendation to the IFH board of directors or any holder of IFH common stock as to how the IFH board of directors, such shareholder or any other person should vote or otherwise act with respect to the merger or any other matter.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Opinion of IFH&#8217;s Financial Advisor (detailed section)</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH retained Raymond James as financial advisor on April&#160;8, 2022. Pursuant to that engagement, the IFH board of directors requested that Raymond James evaluate the fairness, from a financial point of view, to the holders of IFH&#8217;s outstanding common stock (other than exception shares) of the exchange ratio to be received by such holders pursuant to the merger agreement. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At a meeting of the IFH board of directors held on August&#160;10, 2022, representatives of Raymond James rendered Raymond James&#8217; opinion, as of such date, that, based upon and subject to the qualifications, assumptions and other matters set forth in its written opinion, the exchange ratio in the merger pursuant to the merger agreement, was fair, from a financial point of view, to the holders of IFH common stock (other than exception shares). The full text of the written opinion of Raymond James, dated August&#160;10, 2022, which sets forth, among other things, the various qualifications, assumptions and limitations on the scope of the review undertaken, is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">D</font> to this joint proxy statement/prospectus. Any summaries of the opinion of Raymond James set forth in this joint proxy statement/prospectus are qualified in their entirety by reference to the full text of its written opinion. Holders of IFH common stock are urged to read this opinion in its entirety.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Raymond James provided its opinion for the information of the IFH board of directors (solely in its capacity as such) in connection with, and for purposes of, its consideration of the merger and its opinion only addresses whether the exchange ratio to be received by the holders of the common stock (other than exception shares) in the merger pursuant to the merger agreement was fair, from a financial point of view, to such holders. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">100<br></div></div></div>
<!--End Page 110-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 111-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg23"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The opinion of Raymond James does not address any other term or aspect of the merger agreement or the transactions contemplated thereby. The Raymond James opinion does not constitute a recommendation to the IFH board of directors or to any holder of IFH common stock as to how the IFH board of directors, such shareholder or any other person should vote or otherwise act with respect to the merger or any other matter. Raymond James does not express any opinion as to the likely trading range of MVB common stock following the merger, which may vary depending on numerous factors that generally impact the price of securities or on the financial condition of MVB at that time. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In connection with its review of the proposed merger and the preparation of its opinion, Raymond James, among other things:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the financial terms and conditions as stated in the draft of the merger agreement dated as of August&#160;9, 2022;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain information related to the historical condition and prospects of IFH and MVB, as made available to Raymond James by or on behalf of IFH, including, but not limited to, (a) financial projections for each of IFH and MVB prepared by the management of IFH (together the &#8220;Projections&#8221;) and (b) certain forecasts and estimates of potential cost savings, operating efficiencies, revenue effects, and other pro forma financial adjustments expected to result from the merger, which were authorized and reviewed by management of IFH (the &#8220;Pro Forma Financial Adjustments&#8221;); (see the section entitled &#8220;Certain Unaudited Prospective Financial Information&#8221; for additional information regarding unaudited prospective financial information of MVB and IFH);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed IFH&#8217;s and MVB&#8217;s (a) audited consolidated financial statements for the years ended December&#160;31, 2021, December&#160;31, 2020 and December&#160;31, 2019; and (b) unaudited consolidated financial statements for the three-month periods ended March&#160;31, 2022 and June&#160;30, 2022;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed IFH&#8217;s and MVB&#8217;s recent public filings and certain other publicly available information regarding IFH and MVB;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the financial and operating performance of IFH and MVB and those of other selected public companies that Raymond James deemed to be relevant;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">considered certain publicly available financial terms of certain transactions Raymond James deemed to be relevant; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the current and historical market prices and trading volume for IFH common stock and for MVB&#8217;s common stock, and the current market prices of the publicly traded securities of certain other companies that Raymond James deemed to be relevant;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">compared the relative contributions of IFH and MVB to certain financial statistics of the combined company on a pro forma basis; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">conducted such other financial studies, analyses and inquiries and considered such other information and factors as Raymond James deemed appropriate;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">received a certificate addressed to Raymond James from a member of senior management of IFH regarding, among other things, the accuracy of the information, data and other materials (financial or otherwise) provided to, or discussed with, Raymond James by or on behalf of IFH; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">discussed with members of the senior management of IFH and MVB certain information relating to the aforementioned and any other matters which Raymond James deemed relevant to its inquiry including, but not limited to, the past and current business operations of IFH and MVB, respectively, and the financial condition and future prospects and operations of IFH and MVB, respectively.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">With IFH&#8217;s consent, Raymond James assumed and relied upon the accuracy and completeness of all information supplied by or on behalf of IFH or otherwise reviewed by or discussed with Raymond James, and Raymond James did not undertake any duty or responsibility to, nor did Raymond James, independently verify any of such information. Raymond James did not make or obtain an independent appraisal of the assets or liabilities (contingent or otherwise) of IFH. With respect to the Projections and any other information and data provided to or otherwise reviewed by or discussed with Raymond James, Raymond James, with IFH&#8217;s consent, assumed that the Projections and such other information and data were reasonably prepared in good faith on bases reflecting </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">101<br></div></div></div>
<!--End Page 111-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 112-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg24"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">the best currently available estimates and judgments of management of IFH and Raymond James relied upon IFH to advise Raymond James promptly if any information previously provided became inaccurate or was required to be updated during the period of its review. Raymond James expressed no opinion with respect to the Projections or the assumptions on which they were based. Based upon the terms specified in the merger agreement, Raymond James assumed that the merger will qualify as a reorganization under the provisions of Section 368(a) of the Code. Raymond James relied upon and assumed, without independent verification, that the final form of the merger agreement would be substantially similar to the draft agreement reviewed by Raymond James in all respects material to its analysis, and that the merger would be consummated in accordance with the terms of the merger agreement without waiver of or amendment to any of the conditions thereto. Furthermore, Raymond James assumed, in all respects material to its analysis, that the representations and warranties of each party contained in the merger agreement were true and correct and that each party will perform all of the covenants and agreements required to be performed by it under the merger agreement without being waived. Raymond James also relied upon and assumed, without independent verification, that (i)&#160;the merger would be consummated in a manner that complies in all respects with all applicable international, federal and state statutes, rules and regulations, and (ii)&#160;all governmental, regulatory or other consents and approvals necessary for the consummation of the merger will be obtained and that no delay, limitations, restrictions or conditions will be imposed or amendments, modifications or waivers made that would have an effect on the merger or IFH that would be material to its analysis or opinion. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Raymond James expressed no opinion as to the underlying business decision to effect the merger, the structure or tax consequences of the merger, or the availability or advisability of any alternatives to the merger. The Raymond James opinion is limited to the fairness, from a financial point of view, of the exchange ratio to be received by the holders of IFH common stock (other than exception shares). Raymond James expressed no opinion with respect to any other reasons (legal, business, or otherwise) that may support the decision of IFH&#8217;s board of directors to approve or consummate the merger. Furthermore, no opinion, counsel or interpretation was intended by Raymond James on matters that require legal, accounting or tax advice. Raymond James assumed that such opinions, counsel or interpretations had been or would be obtained from appropriate professional sources. Furthermore, Raymond James relied, with the consent of IFH, on the fact that IFH was assisted by legal, accounting and tax advisors, and, with the consent of IFH relied upon and assumed the accuracy and completeness of the assessments by IFH and its advisors, as to all legal, accounting and tax matters with respect to IFH and the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In formulating its opinion, Raymond James considered only the exchange ratio to be received by the holders of IFH common stock, and Raymond James did not consider, and its opinion did not address, the fairness of the amount or nature of any compensation to be paid or payable to any of the officers, directors or employees of IFH, or such class of persons, in connection with the merger whether relative to the exchange ratio or otherwise. Raymond James was not requested to opine as to, and its opinion did not express an opinion as to or otherwise address, among other things: (1) the fairness of the merger to the holders of any class of securities, creditors or other constituencies of IFH, or to any other party, except and only to the extent expressly set forth in the last sentence of its opinion or (2) the fairness of the merger to any one class or group of IFH&#8217;s or any other party&#8217;s security holders or other constituents vis-&#224;-vis any other class or group of IFH&#8217;s or such other party&#8217;s security holders or other constituents (including, without limitation, the allocation of any consideration to be received in the merger amongst or within such classes or groups of security holders or other constituents). Raymond James expressed no opinion as to the impact of the merger on the solvency or viability of IFH or the ability of IFH to pay their respective obligations when they come due.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20pt; margin-left: 0pt; text-align: left;">Material Financial Analyses</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following summarizes the material financial analyses reviewed by Raymond James with the IFH board of directors at its meeting on August&#160;10, 2022, which material was considered by Raymond James in rendering its opinion. No company or transaction used in the analyses described below is identical or directly comparable to IFH, MVB or the contemplated merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Contribution Analysis. <font style="font-style: normal; font-weight: normal;">Raymond James analyzed the relative contribution of IFH and MVB to certain financial </font><font style="font-style: normal; font-weight: normal;">and operating metrics for the pro forma combined company resulting from the merger. The financial and </font><font style="font-style: normal; font-weight: normal;">operating metrics included: (i)&#160;total assets; (ii)&#160;total gross loans; (iii)&#160;total deposits; (iv)&#160;tangible common equity; </font></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">102<br></div></div></div>
<!--End Page 112-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 113-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg25"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">(v)&#160;last twelve months (&#8220;LTM&#8221;) net income; (vi)&#160;estimated 2022 net income and; (vii)&#160;estimated 2023 net income. Metrics (i) &#8211; (v)&#160;above were as of June&#160;30, 2022. The relative contribution analysis did not give effect to the Pro Forma Financial Adjustments. The results of this analysis are summarized in the table below:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 36.46%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Relative Contribution</div></td><td class="gutter" style="width: 1.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 11.68%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exchange Ratio</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.43%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.39%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB Financial</div></td><td class="gutter" style="width: 1.43%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.43%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated Financial Holdings</div></td><td class="gutter" style="width: 1.43%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total Assets<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">87.3%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;">12.7%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">0.81x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total Gross Loans<font style="padding-left: 3.67pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">87.2%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;">12.8%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">0.81x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total Deposits<font style="padding-left: 4.77pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">88.7%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;"><font style="padding-left: 0.37pt;">11.3%</font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">0.71x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Common Equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 4.36pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">78.9%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;">21.1%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">1.49x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Net Income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 3.48pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">84.6%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;">15.4%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">1.01x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022E Net Income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)(3)</sup><font style="padding-left: 3.82pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">84.3%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;">15.7%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">1.04x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023E Net Income<font style="padding-left: 1.3pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.91pt; text-align: left;">85.4%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 43.24pt; text-align: left;">14.6%</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;"><font style="padding-left: 5pt;">0.95x</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Ratio in the Merger<font style="padding-left: 4.84pt;"></font></div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.39%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 22.22%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.43%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.68%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.07pt; text-align: left;">1.210x</div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">IFH statistic adjusted for settlement of pending lawsuit assumes $10.0&#160;million pre-tax charge, which IFH expects to accrue for in Q3 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">LTM and 2022E net income exclude the 2022Q1 nonrecurring after-tax gain on Dogwood State Bank (DSBX) stock of approximately $4.3&#160;million</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">2022E net income excludes the impact of $10.0&#160;million pre-tax accrual for pending litigation for illustrative purposes </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Discounted Cash Flow Analysis. <font style="font-style: normal; font-weight: normal;">Raymond James performed a discounted cash flow analysis of IFH and MVB </font><font style="font-style: normal; font-weight: normal;">based on the Projections. Consistent with the periods included in the Projections, Raymond James used calendar </font><font style="font-style: normal; font-weight: normal;">year 2026 as the final year for the analysis and applied multiples, ranging from 12.0x to 14.0x, to calendar year </font><font style="font-style: normal; font-weight: normal;">2027 earnings in order to derive a range of terminal values for IFH and MVB in 2026.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For IFH, Raymond James used discount rates ranging from 14% to 16%. For MVB, Raymond James used discount rates ranging from 11.5% to 13.5%. Raymond James arrived at its discount rate ranges by using the 2021 Duff &amp; Phelps Valuation Handbook. Raymond James reviewed the ranges of implied per share values indicated by the discounted cash flow analysis for both IFH and MVB and calculated a range of implied exchange ratios by dividing the maximum implied per share value of IFH common stock by the minimum implied per share value of MVB common stock to calculate the maximum implied exchange ratio, and by dividing the minimum implied per share value of IFH common stock by the maximum implied per share value of MVB common stock to calculate the minimum implied exchange ratio. The results of the discounted cash flow analysis are summarized in the table below:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 39.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied Per Share Value</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" rowspan="2" style="width: 17%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exchange Ratio </div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.12%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB Financial</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.31%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated Financial Holdings </div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Low</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">High</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.47%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Low</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.47%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">High</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.31%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Low/High</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.31%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">High/Low</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net Income Terminal Multiple<font style="padding-left: 2.87pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$46.35</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$56.22</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.47%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.75pt; text-align: left;">$46.70</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.47%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.75pt; text-align: left;">$52.91</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">0.83x</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">1.14x</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Ratio in the Merger<font style="padding-left: 3.84pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.47%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.47%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 17%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1.210x</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Selected Companies Analysis<font style="font-weight: normal;">. </font><font style="font-style: normal; font-weight: normal;">Raymond James reviewed certain data for selected companies with publicly traded </font><font style="font-style: normal; font-weight: normal;">equity securities that it deemed relevant for its analysis. The selected groups represent companies Raymond </font><font style="font-style: normal; font-weight: normal;">James believed relevant to each of IFH and MVB. For MVB, Raymond James selected certain companies that </font><font style="font-style: normal; font-weight: normal;">(i)&#160;are headquartered in North Carolina, Virginia, or West Virginia; (ii)&#160;have total assets between $1.5&#160;billion and </font><font style="font-style: normal; font-weight: normal;">$5.0&#160;billion; and (iii)&#160;have a return on average assets greater than 0.50% for the last twelve months. For IFH, </font><font style="font-style: normal; font-weight: normal;">Raymond James selected certain companies that (i)&#160;are headquartered in the North Carolina, South Carolina, or </font><font style="font-style: normal; font-weight: normal;">Virginia; (ii)&#160;have total assets between $300&#160;million and $800&#160;million; and (iii)&#160;have a return on average assets </font><font style="font-style: normal; font-weight: normal;">greater than 0.50% for the last twelve months.</font></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">103<br></div></div></div>
<!--End Page 113-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 114-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg26"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">No company used in the analysis described below is identical or directly comparable to either MVB or IFH. The selected companies Raymond James deemed relevant based on the criteria noted above include the following:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 48.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Companies for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB Financial</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Companies for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Southern BancShares (NC) (SBNC)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Village Bank &amp; Tr Finl Corp. (VBFC)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Carter Bankshares (CARE)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">PB Financial Corporation (PBNC)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Summit Financial Group Inc. (SMMF)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Bank of Botetourt (BORT)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Burke &amp; Herbert Bank &amp; Trust (BHRB)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Community First Bancorporation (CFOK)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">HomeTrust Bancshares Inc. (HTBI)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Bank of South Carolina Corp. (BKSC)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">First Community Bankshares Inc (FCBC)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Oak Ridge Financial Services (BKOR)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Primis Financial Corp. (FRST)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Farmers Bankshares Inc. (FBVA)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">American National Bankshares (AMNB)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Touchstone Bankshares (TSBA)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Blue Ridge Bankshares Inc. (BRBS)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Citizens Bancorp of Virginia (CZBT)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">C&amp;F Financial Corp. (CFFI)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">KS Bancorp Inc. (KSBI)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">John Marshall Bancorp Inc. (JMSB)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Surrey Bancorp (SRYB)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">FVCBankcorp Inc. (FVCB)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Lumbee Guaranty Bank (LUMB)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">MainStreet Bcshs (MNSB)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">M&amp;F Bancorp Inc. (MFBP)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Virginia National Bkshs Corp. (VABK)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">blueharbor bank (BLHK)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">National Bankshares Inc. (NKSH)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Lifestore Financial Group (LSFG)</div></td></tr><tr><td style="width: 48.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Peoples Bancorp of NC Inc. (PEBK)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Oak View Bankshares (OAKV)</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Raymond James calculated various financial multiples for each company, including closing price per share on August&#160;9, 2022 compared to (i)&#160;basic tangible book value, which is referred to as &#8220;TBV&#8221;, per share as of the most recent quarter available as shown by S&amp;P Capital IQ Pro; and (ii)&#160;earnings per share for the last twelve months ended June&#160;30, 2022. Raymond James reviewed the 75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile and 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile relative valuation multiples of the selected companies. The results of the selected companies analysis for both IFH and for MVB are summarized below:</div></div><div class="columns" style="width: 468pt; margin-left: 0pt;"><div class="block-main-columns" style="width: 228pt; float: left;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 228pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.63%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 47.17%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Companies <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">for MVB Financial</div></td></tr><tr class="header"><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.63%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 21.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 1.63%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.63%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 21.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td></tr><tr><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Book Value<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 21.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.72pt; text-align: left;">115%</div></td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 21.95%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.47pt; text-align: left;"><font style="padding-left: 2.13pt;">150%</font></div></td></tr><tr><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Earnings per Share<font style="padding-left: 4.24pt;"></font></div></td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 21.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.72pt; text-align: left;"><font style="padding-left: 2.13pt;">9.4x</font></div></td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.63%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 21.95%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.47pt; text-align: left;">11.8x</div></td></tr></table></div><div class="block-main-columns" style="margin-left: 12pt; width: 228pt; float: left;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 228pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 47.25%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Selected Companies for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated Financial Holdings</div></td></tr><tr class="header"><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 22.04%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 22.04%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td></tr><tr><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Earnings per Share<font style="padding-left: 4.24pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 22.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.62pt; text-align: left;"><font style="padding-left: 2.5pt;">8.3x</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 22.04%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.37pt; text-align: left;">10.4x</div></td></tr><tr><td style="width: 49.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Book Value<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 22.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.62pt; text-align: left;">101%</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 22.04%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.37pt; text-align: left;"><font style="padding-left: 2.5pt;">125%</font></div></td></tr></table></div><div style="clear: both;"> </div></div><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Taking into account the results of the selected companies analysis, Raymond James applied the 75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> and 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentiles of the price to TBV per share ratio to corresponding financial data for both IFH and MVB. Raymond James reviewed the ranges of implied per share values and calculated a range of implied exchange ratios by dividing the higher implied per share value of IFH by the lower implied per share value of MVB to calculate the high implied exchange ratio, and by dividing the lower implied per share value of IFH by the higher implied per share value of MVB to calculate the low implied exchange ratio. The results of the selected companies analysis are summarized below:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 48.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied Per Share Value</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.99%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" rowspan="2" style="width: 16.6%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exchange Ratio</div></td></tr><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.36%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB Financial</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.36%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated Financial Holdings</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td></tr><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.31%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Low/High</div></td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.99%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.31%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">High/Low</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Book Value<font style="padding-left: 0.73pt;"></font></div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.28pt; text-align: left;">$23.19</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.28pt; text-align: left;">$30.15</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;">$29.56 <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.15pt; text-align: left;">$36.74 <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">0.98x</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">1.58x</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Earnings per Share<font style="padding-left: 0.24pt;"></font></div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.28pt; text-align: left;">$19.31</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.28pt; text-align: left;">$24.13</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;">$17.57</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.15pt; text-align: left;">$22.20</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">0.73x</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">1.15x</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Ratio in the Merger<font style="padding-left: 2.84pt;"></font></div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.7%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.99%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td colspan="4" style="width: 16.6%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1.210x</div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Adjustment for settlement of pending lawsuit assumed $10.0&#160;million pre-tax charge which IFH expects to accrue in Q3 2022</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">104<br></div></div></div>
<!--End Page 114-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 115-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg27"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Selected Transaction Analysis<font style="font-weight: normal;">. </font><font style="font-style: normal; font-weight: normal;">Raymond James analyzed publicly available information relating to selected </font><font style="font-style: normal; font-weight: normal;">acquisitions of banks and bank holding companies with total assets between $300&#160;million and $800&#160;million and a </font><font style="font-style: normal; font-weight: normal;">return on average assets greater than 0.50% for the last twelve months since January&#160;1, 2022 and prepared a </font><font style="font-style: normal; font-weight: normal;">summary of the relative valuation multiples paid in these transactions. The selected transactions used in the </font><font style="font-style: normal; font-weight: normal;">analysis included: </font></div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Selected National Transactions<font style="font-style: normal;">: </font></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Bank First Corporation / Hometown Bancorp Ltd. &#8211; July&#160;26, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">HomeTrust Bancshares Inc. / Quantum Capital Corp. &#8211; July&#160;25, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Somerset Savings Bank SLA / Regal Bancorp Inc. &#8211; July&#160;25, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">CrossFirst Bankshares, Inc, / Farmers &amp; Stockmens Bank &#8211; June&#160;13, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Middlefield Banc Corp. / Liberty Bancshares (Ada OH) &#8211; May&#160;26, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Cambridge Bancorp / Northmark Bank &#8211; May&#160;23, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">DFCU Financial / First Citrus Bancorp, Inc. &#8211; May&#160;12, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Arizona FCU / Horizon Community Bank &#8211; March&#160;10, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">BAWAG Group AG / Peak Bancorp &#8211; February&#160;2, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Bank First Corporation / Denmark Bancshares Inc. &#8211; January&#160;19, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Civista Bancshares, Inc. / Comunianc Corp. &#8211; January&#160;10, 2022</div></td></tr></table><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Selected Regional Transactions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">HomeTrust Bancshares Inc. / Quantum Capital Corp. &#8211; July&#160;25, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">DFCU Financial / First Citrus Bancorp, Inc. &#8211; May&#160;12, 2022</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Seacoast Banking Corp. of FL / Sabal Palm Bancorp, Inc. &#8211; August&#160;23, 2021 </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Lake Michigan CU / Pilot Bancshares Inc. &#8211; June&#160;16, 2021</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">United Community Banks Inc. / Aquesta Financial Holdings &#8211; May&#160;27, 2021</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Colony Bankcorp Inc. / SouthCrest Financial Group, Inc. &#8211; April&#160;22, 2021</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">SmartFinancial Inc. / Sevier County Bancshares Inc. &#8211; April&#160;14, 2021</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Seacoast Banking Corp. of FL / Legacy Bank of Florida &#8211; March&#160;23, 2021</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">BancorpSouth Bank / FNS Bancshares Inc. &#8211; January&#160;13, 2021</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">105<br></div></div></div>
<!--End Page 115-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 116-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg28"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Raymond James examined valuation multiples of transaction value compared to the target companies&#8217; (i)&#160;basic TBV per share at June&#160;30, 2022, adjusted for settlement of pending lawsuit assuming a $10.0&#160;million pre-tax charge, which IFH will accrue for in the third quarter of 2022; (ii)&#160;capital adjusted TBV, calculated based on the pricing of the first 8.0% of tangible common equity; (iii)&#160;last twelve months earnings per share, referred to as &#8220;LTM earnings per share&#8221;; (iv)&#160;premium to tangible book value divided by core deposits (total deposits less time deposits greater than $100,000). Raymond James applied the 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile and 75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> percentile TBV multiple, capital adjusted TBV, LTM earnings per share multiple, and core deposit premium to the corresponding IFH metrics to create the range of exchange ratios used for its analysis based on MVB&#8217;s closing stock price as of August&#160;9, 2022 ($32.60). The results of the selected national and regional transactions analyses, respectively, are summarized below:</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">National Transactions</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 13.29%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Financial Statistic</div></td><td class="gutter" rowspan="2" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentiles</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exchange Ratio</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Book Value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$<font style="padding-left: 10pt;">29.34</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;"><font style="padding-left: 2.5pt;">138%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;"><font style="padding-left: 2.5pt;">191%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">1.24x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">1.72x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Capital Adj. Tangible Book Value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$<font style="padding-left: 10pt;">13.55</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;"><font style="padding-left: 2.5pt;">139%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;"><font style="padding-left: 2.5pt;">196%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">0.58x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">0.81x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Earnings per Share<font style="padding-left: 4.24pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$<font style="padding-left: 15pt;">2.13</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">13.9x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">19.2x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">0.91x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">1.25x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premium to Core Deposits<font style="padding-left: 1.64pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$255,620</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;"><font style="padding-left: 5pt;">4.1%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">10.0%</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">1.04x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">1.25x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Ratio in the Merger<font style="padding-left: 1.84pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td colspan="4" style="width: 23%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1.210x</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Regional Transactions</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 13.29%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Integrated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Financial Statistic</div></td><td class="gutter" rowspan="2" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentiles</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Implied <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exchange Ratio</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Percentile</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Book Value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$<font style="padding-left: 10pt;">29.34</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.45pt; text-align: left;"><font style="padding-left: 2.13pt;">153%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;"><font style="padding-left: 2.5pt;">187%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">1.38x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">1.68x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Capital Adj. Tangible Book Value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$<font style="padding-left: 10pt;">13.55</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.45pt; text-align: left;"><font style="padding-left: 2.13pt;">147%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;"><font style="padding-left: 2.5pt;">199%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">0.61x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">0.83x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LTM Earnings per Share<font style="padding-left: 4.24pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$<font style="padding-left: 15pt;">2.13</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.45pt; text-align: left;">11.9x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">18.1x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">0.78x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">1.18x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premium to Core Deposits<font style="padding-left: 1.64pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.35pt; text-align: left;">$255,620</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.45pt; text-align: left;"><font style="padding-left: 4.63pt;">5.1%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;"><font style="padding-left: 5pt;">9.8%</font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.28pt; text-align: left;">1.08x</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.27pt; text-align: left;">1.24x</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exchange Ratio in the Merger<font style="padding-left: 1.84pt;"></font></div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td colspan="4" style="width: 23%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">1.210x</div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 12.75pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">IFH statistic adjusted for settlement of pending lawsuit assumed $10.0&#160;million pre-tax charge which IFH expects to accrue in Q3 2022</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pro Forma Impact Analysis.<font style="font-style: normal; font-weight: normal;"> For informational purposes only, Raymond James performed a pro forma financial </font><font style="font-style: normal; font-weight: normal;">impact analysis that combined projected balance sheet and 2023 and 2024 estimated earnings per share </font><font style="font-style: normal; font-weight: normal;">information of MVB and IFH using (i)&#160;closing balance sheet estimates as of December&#160;31, 2022 for MVB and </font><font style="font-style: normal; font-weight: normal;">IFH based on IFH management estimates; (ii)&#160;the Projections for the years ending 2023 and 2024; and (iii)&#160;the </font><font style="font-style: normal; font-weight: normal;">Pro Forma Financial Adjustments. Raymond James analyzed the estimated financial impact of the merger on </font><font style="font-style: normal; font-weight: normal;">certain projected financial results. This analysis indicated that the merger could be dilutive to IFH&#8217;s estimated </font><font style="font-style: normal; font-weight: normal;">TBV per share, as adjusted for the exchange ratio, at December&#160;31, 2022, but accretive to IFH&#8217;s estimated 2023 </font><font style="font-style: normal; font-weight: normal;">and 2024 earnings per share and estimated 2023 dividends per share, as adjusted for the exchange ratio. For all </font><font style="font-style: normal; font-weight: normal;">of the above analyses, the actual results achieved by MVB following the merger may vary from the projected </font><font style="font-style: normal; font-weight: normal;">results, and the variations may be material. See the section entitled &#8220;Certain Unaudited Prospective Financial </font><font style="font-style: normal; font-weight: normal;">Information&#8221; for additional information regarding unaudited financial information of MVB and IFH;</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Additional Considerations<font style="font-weight: normal;">.</font><font style="font-style: normal; font-weight: normal;"> The preparation of a fairness opinion is a complex process and is not susceptible to a </font><font style="font-style: normal; font-weight: normal;">partial analysis or summary description. Raymond James believes that its analyses must be considered as a whole </font><font style="font-style: normal; font-weight: normal;">and that selecting portions of its analyses, without considering the analyses taken as a whole, would create an </font><font style="font-style: normal; font-weight: normal;">incomplete view of the process underlying its opinion. In addition, Raymond James considered the results of all </font><font style="font-style: normal; font-weight: normal;">such analyses and did not assign relative weights to any of the analyses, but rather made qualitative judgments as </font><font style="font-style: normal; font-weight: normal;">to significance and relevance of each analysis and factor, so the ranges of valuations resulting from any particular </font><font style="font-style: normal; font-weight: normal;">analysis described above should not be taken to be the view of Raymond James as to the actual value of IFH. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In performing its analyses, Raymond James made numerous assumptions with respect to industry performance, general business, economic and regulatory conditions and other matters, many of which are beyond the control of </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">106<br></div></div></div>
<!--End Page 116-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 117-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg29"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">IFH. The analyses performed by Raymond James are not necessarily indicative of actual values, trading values or actual future results which might be achieved, all of which may be significantly more or less favorable than suggested by such analyses. Such analyses were provided to the IFH board of directors (solely in its capacity as such) and were prepared solely as part of the analysis of Raymond James of the fairness, from a financial point of view, to the holders of IFH common stock (other than exception shares) of the exchange ratio to be received by such holders in connection with the proposed merger pursuant to the merger agreement. The analyses do not purport to be appraisals or to reflect the prices at which companies may actually be sold, and such estimates are inherently subject to uncertainty. The opinion of Raymond James was one of many factors taken into account by the IFH board of directors in making its determination to approve the merger. Neither Raymond James&#8217; opinion nor the analyses described above should be viewed as determinative of the IFH board of directors&#8217; or IFH management&#8217;s views with respect to the IFH, MVB or the merger. Raymond James did not solicit indications of interest with respect to a transaction involving IFH nor did Raymond James advise IFH with respect to its strategic alternatives. IFH placed no limits on the scope of the analysis performed, or opinion expressed, by Raymond James. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Raymond James opinion was necessarily based upon market, economic, financial and other circumstances and conditions existing and disclosed to it on August&#160;9, 2022, and any material change in such circumstances and conditions may affect the opinion of Raymond James, but Raymond James does not have any obligation to update, revise or reaffirm that opinion. Raymond James relied upon and assumed, without independent verification, that there had been no change in the business, assets, liabilities, financial condition, results of operations, cash flows or prospects of IFH since the respective dates of the most recent financial statements and other information, financial or otherwise, provided to Raymond James that would be material to its analyses or its opinion, and that there was no information or any facts that would make any of the information reviewed by Raymond James incomplete or misleading in any material respect.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During the two years preceding the date of Raymond James&#8217; written opinion, Raymond James (i)&#160;provided investment banking advisory services to MVB in connection with a minority investment in Warp Speed Holdings LLC, for which Raymond James received a retainer fee and additional fees when the investment closed, (ii)&#160;provided investment banking services to MVB in connection with two private debt offerings for which Raymond James received fees, (iii)&#160;Raymond James Bank arranged a holding company loan to MVB that is unrelated to the merger for which it received a fee, and (iv)&#160;engaged in certain fixed income trading activity with MVB Bank, a subsidiary of MVB, for which it has received commissions. Furthermore, Raymond James may provide investment banking, financial advisory and other financial services to IFH, MVB or their subsidiaries or affiliates in the future, for which Raymond James may receive compensation.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For services rendered in connection with the delivery of its opinion, IFH paid Raymond James a customary investment banking fee of $350,000 upon delivery of its opinion. IFH will also pay Raymond James a fee for advisory services in connection with the merger, a substantial portion of which is contingent upon the closing of the merger. The amount of the fee is equal to one and three-eighths percent (1.375%) of transaction value equal to or less than $105,000,000 (&#8220;Tier 1 Fee&#8221;). For transactions with transaction value between $105,000,000 and $134,999,999, the amount of the fee is equal to the sum of the Tier 1 Fee plus two and one-quarter percent (2.25%) of the incremental transaction value in excess of $105,000,000 and less than or equal to $134,999,999. For transactions with transaction value greater than $134,999,999, the amount of the fee is equal to the sum of the Tier 1 Fee plus two and one-half percent (2.50%) of incremental transaction value in excess of $105,000,000. IFH also agreed to reimburse Raymond James for its expenses incurred in connection with its services, including the fees and expenses of its counsel, and has agreed to indemnify Raymond James against certain liabilities that could arise out of its engagement. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Raymond James is actively involved in the investment banking business and regularly undertakes the valuation of investment securities in connection with public offerings, private placements, business combinations and similar transactions. In the ordinary course of business, Raymond James may trade in the securities of IFH and MVB for its own account and for the accounts of its customers and, accordingly, may at any time hold a long or short position in such securities.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tCERUN"><!--Anchor--></a>Certain Unaudited Prospective Financial Information</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH do not, as a matter of course, publicly disclose forecasts or internal projections as to their respective future performance, earnings or other results due to, among other reasons, the inherent uncertainty of the underlying assumptions and estimates.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">107<br></div></div></div>
<!--End Page 117-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 118-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg30"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">However, in connection with the merger, MVB&#8217;s senior management and IFH&#8217;s senior management prepared or approved for use certain unaudited prospective financial information which was provided to and considered by Stephens and Raymond James for the purpose of performing financial analyses in connection with their respective fairness opinions, as described in this joint proxy statement/prospectus under &#8220;&#8212;Opinion of MVB&#8217;s Financial Advisor&#8221; beginning on page <a href="#tOOMVB">88</a> and &#8220;&#8212;Opinion of IFH&#8217;s Financial Advisor&#8221; beginning on page <a href="#tOOI2">100</a>. We refer to this information collectively as the &#8220;prospective financial information&#8221;.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The prospective financial information was not prepared for the purpose of, or with a view toward, public disclosure or with a view toward complying with the guidelines established by the American Institute of Certified Public Accountants for preparation and presentation of prospective financial information, published guidelines of the SEC regarding forward-looking statements or generally accepted accounting principles. A summary of certain significant elements of this information is set forth below, and is included in this joint proxy statement/prospectus solely for the purpose of providing holders of MVB common stock and holders of IFH common stock access to certain nonpublic information made available to MVB&#8217;s and IFH&#8217;s financial advisors for the purpose of performing financial analyses in connection with their respective fairness opinions.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Although presented with numeric specificity, the prospective financial information reflects numerous estimates and assumptions made by MVB&#8217;s senior management or IFH&#8217;s senior management, as applicable, at the time such prospective financial information was prepared or approved for use by the financial advisors and represents, as applicable, MVB senior management&#8217;s or IFH senior management&#8217;s respective evaluation of MVB&#8217;s expected future financial performance on a stand-alone basis, without reference to the merger, and IFH&#8217;s expected future financial performance on a stand-alone basis, without reference to the merger. These and the other estimates and assumptions underlying the prospective financial information involve judgments with respect to, among other things, economic, competitive, regulatory and financial market conditions and future business decisions that may not be realized and that are inherently subject to significant business, economic, competitive and regulatory uncertainties and contingencies, including, among other things, the inherent uncertainty of the business and economic conditions affecting the industry in which MVB and IFH operate and the risks and uncertainties described under &#8220;Risk Factors&#8221; and &#8220;Cautionary Statement Regarding Forward-Looking Statements&#8221; in this joint proxy statement/prospectus and in the reports that MVB files with the SEC from time to time, all of which are difficult to predict and many of which are outside the control of MVB and IFH and will be beyond the control of the combined company. There can be no assurance that the underlying assumptions would prove to be accurate or that the projected results would be realized, and actual results could differ materially from those reflected in the prospective financial information, whether or not the merger is completed. Neither MVB nor IFH endorses the prospective financial information as necessarily predictive of actual future results. Further, these assumptions do not include all potential actions that the senior management of MVB or IFH could or might have taken during these time periods. The inclusion in this joint proxy statement/prospectus of the unaudited prospective financial information below should not be regarded as an indication that MVB, IFH or their respective boards of directors or financial advisors considered, or now consider, this prospective financial information to be material information to any holders of MVB common stock or holders of IFH common stock, as the case may be, particularly in light of the inherent risks and uncertainties associated with such prospective financial information. This information should not be construed as financial guidance and it should not be relied on as such. This information was prepared solely for internal use and is subjective in many respects and thus is susceptible to multiple interpretations and periodic revisions based on actual experience and business developments. The prospective financial information is not fact and should not be relied upon as being necessarily indicative of actual future results. The prospective financial information also reflects numerous variables, expectations and assumptions available at the time it was prepared as to certain business decisions that are subject to change and do not take into account any circumstances or events occurring after the date they were prepared. Further, the prospective financial information does not take into account the effect of any possible failure of the merger to occur. No assurances can be given that if the prospective financial information and the underlying assumptions had been prepared as of the date of this joint proxy statement/prospectus, similar assumptions would be used. In addition, the prospective financial information may not reflect the manner in which the combined company would operate after the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The prospective financial information included in this document has been prepared by, and is the responsibility of, management of MVB and IFH. FORVIS, LLP (formerly Dixon Hughes Goodman LLP) (MVB&#8217;s independent registered public accounting firm) and Elliott Davis, PLLC (IFH&#8217;s independent auditor) have not audited, reviewed, examined, compiled nor applied agreed upon procedures with respect to the prospective financial </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">108<br></div></div></div>
<!--End Page 118-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 119-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg31"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">information and, accordingly, FORVIS, LLP and Elliott Davis, PLLC have not expressed any opinion or given any other form of assurance with respect thereto and they assume no responsibility for the prospective financial information. The report of FORVIS, LLP incorporated by reference in this joint proxy statement/prospectus and the report of Elliott Davis, PLLC included in this joint proxy statement/prospectus relate to the historical financial information of MVB and IFH, respectively. Such reports do not extend to the prospective financial information and should not be read to do so. No independent registered public accounting firm has examined, compiled or otherwise performed any procedures with respect to the prospective financial information and, accordingly, no independent registered public accounting firm has expressed any opinion or given any other form of assurance with respect thereto and no independent registered public accounting firm assumes any responsibility for the prospective financial information.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Prospective Financial Information Regarding MVB - Stephens</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following prospective financial information regarding MVB was used by Stephens in performing its financial analysis with respect to MVB on a stand-alone basis: (i)&#160;estimated earnings per share for MVB of $1.02 for the period from July&#160;1, 2022 to December&#160;31, 2022, $2.86 for the year ending December&#160;31, 2023, and $4.50 for the year ending December&#160;31, 2024, per median research analyst consensus estimates; and (ii)&#160;an annual earnings per share growth rate thereafter of 5.0%, per MVB management.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table presents certain unaudited prospective financial information for MVB from July&#160;1, 2022 through December&#160;31, 2026.</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">6 Months <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ended</div></td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 53.21%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">12 Months Ended</div></td></tr><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2023</div></td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2024</div></td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2025</div></td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.49%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2026</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings Per Share<font style="padding-left: 3.2pt;"></font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">1.02</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.41pt; text-align: left;">$<font style="padding-left: 22.5pt;">2.86</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.50</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.27pt; text-align: left;">$<font style="padding-left: 22.13pt;">4.73</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.96</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common Dividends Per Share<font style="padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.34</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.41pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.68</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.68</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.27pt; text-align: left;">$<font style="padding-left: 22.13pt;">0.68</font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.68</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Assets ($000s)<font style="padding-left: 3.9pt;"></font></div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$3,060,968</div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.41pt; text-align: left;">$3,222,402</div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$3,412,073</div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.27pt; text-align: left;">$3,611,652</div></td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.49%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;"><font style="padding-left: 5pt;">3,821,637</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The foregoing prospective financial information regarding MVB was based on information provided to Stephens by MVB management and on research analyst consensus estimates and was approved by MVB for use by Stephens in connection with developing its fairness opinion. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Prospective Financial Information Regarding IFH &#8211; Stephens</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following prospective financial information regarding IFH was used by Stephens in performing its financial analysis with respect to IFH on a stand-alone basis: (i)&#160;estimated net income available to common shareholders of IFH of ($4.1) million for the period from July&#160;1, 2022 to December&#160;31, 2022, which included a ($7.4) million net after-tax expense related to an estimated litigation settlement, $6.1&#160;million for the year ending December&#160;31, 2023 and $7.2&#160;million for the year ending December&#160;31, 2024 and (ii)&#160;an annual net income growth rate of 10.0% thereafter. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table presents certain unaudited prospective financial information for IFH for from July&#160;1, 2022 through December&#160;31, 2026, which Stephens used in its net present value analysis in connection with developing its fairness opinion.</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">6 Months <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ended</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 48.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">12 Months Ended</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2023</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2024</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2025</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2026</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net Income ($000s)<font style="padding-left: 3.87pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">($<font style="padding-left: 10pt;">4,081)</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">6,109</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">7,176</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">7,893</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.02pt; text-align: left;">$<font style="padding-left: 9.63pt;">8,682</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings Per Share<font style="padding-left: 2.2pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">($<font style="padding-left: 15pt;">1.77)</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">2.66</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">3.12</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">3.43</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.02pt; text-align: left;">$<font style="padding-left: 14.63pt;">3.78</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common Dividends Per Share<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.02pt; text-align: left;">$<font style="padding-left: 14.63pt;">0.00</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Assets ($000s)<font style="padding-left: 2.9pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$430,407</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$471,492</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$516,940</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$567,531</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.02pt; text-align: left;">$623,114</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The foregoing prospective financial information regarding IFH was based on information provided to Stephens by MVB and was approved by MVB for use by Stephens in connection with developing its fairness opinion.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">109<br></div></div></div>
<!--End Page 119-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 120-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg32"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Prospective Financial Information Regarding MVB &#8211; Raymond James</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following prospective financial information regarding MVB was used by Raymond James in performing its financial analysis with respect to MVB on a stand-alone basis: (i)&#160;estimated earnings per share for MVB of $1.02 for the period from July&#160;1, 2022 to December&#160;31, 2022, $2.86 for the year ending December&#160;31, 2023, and $4.50 for the year ending December&#160;31, 2024, per median research analyst consensus estimates; and (ii)&#160;an annual earnings per share growth rate thereafter of 5.0%, per MVB management.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table presents certain unaudited prospective financial information for MVB from July&#160;1, 2022 through December&#160;31, 2026.</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">6 Months <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ended</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 48.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">12 Months Ended</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2023</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2024</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2025</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2026</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings Per Share<font style="padding-left: 2.2pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">1.02</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">2.86</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.50</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.73</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.96</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common Dividends Per Share<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.34</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.68</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.72</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.76</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$<font style="padding-left: 22.5pt;">0.80</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Assets ($000s)<font style="padding-left: 2.9pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$3,057,167</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$3,221,391</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$3,413,973</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;">$3,616,267</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.08pt; text-align: left;"><font style="padding-left: 5pt;">3,828,698</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The foregoing prospective financial information regarding MVB was based on information provided to Raymond James by IFH management and based on research analyst consensus estimates and was approved by IFH for use by Raymond James in connection with developing its fairness opinion. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;">Prospective Financial Information Regarding IFH &#8211; Raymond James </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following prospective financial information regarding IFH was used by Raymond James in performing its financial analysis with respect to IFH on a stand-alone basis: (i)&#160;estimated net income available to common shareholders of IFH of ($4.4) million for the period from July&#160;1, 2022 to December&#160;31, 2022, which included a ($7.4) million net after-tax expense related to an estimated litigation settlement, $6.6&#160;million for the year ending December&#160;31, 2023, $7.8&#160;million for the year ending December&#160;31, 2024, and $8.5&#160;million for the year ending December&#160;31, 2025 and (ii)&#160;an annual net income growth rate of 5.0% for 2026 and thereafter. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table presents certain unaudited prospective financial information for IFH for from July&#160;1, 2022 through December&#160;31, 2026, which Raymond James used in its net present value analysis in connection with developing its fairness opinion.</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">6 Months <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ended</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 48.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">12 Months Ended</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2023</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2024</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2025</div></td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.37%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2026</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net Income ($000s)<font style="padding-left: 3.87pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">($<font style="padding-left: 10pt;">4,426)</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">6,559</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">7,848</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">8,508</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 10pt;">8,935</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Earnings Per Share<font style="padding-left: 2.2pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">($<font style="padding-left: 15pt;">1.92)</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">2.85</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">3.39</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">3.65</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">3.84</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common Dividends Per Share<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$<font style="padding-left: 15pt;">0.00</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tangible Assets ($000s)<font style="padding-left: 2.9pt;"></font></div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$429,481</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$443,029</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$442,132</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$456,921</div></td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.37%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$483,233</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The foregoing prospective financial information regarding IFH was based on information provided to Raymond James by IFH and was approved by IFH for use by Raymond James in connection with developing its fairness opinion.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;">General</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The prospective financial information was prepared separately using, in some cases, different assumptions, and the different estimates are not intended to be added together. Adding the prospective financial information together for the two companies is not intended to represent the results the combined company will achieve if the merger is completed and is not intended to represent forecasted financial information for the combined company if the merger is completed.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">By including in this joint proxy statement/prospectus a summary of the prospective financial information, neither MVB nor IFH nor any of their respective representatives has made or makes any representation to any person regarding the ultimate performance of MVB or IFH compared to the information contained in the prospective </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">110<br></div></div></div>
<!--End Page 120-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 121-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg33"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">financial information. Neither MVB, IFH, nor, after completion of the merger, the combined company, undertakes any obligation to update or otherwise revise the prospective financial information or financial information to reflect circumstances existing since their preparation or to reflect the occurrence of subsequent or unanticipated events, even in the event that any or all of the underlying assumptions are shown to be in error, or to reflect changes in general economic or industry conditions.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The prospective financial information summarized in this section is not being included in this joint proxy statement/prospectus in order to induce any holder of MVB common stock to vote in favor of the MVB merger proposal or any of the other proposals to be voted on at the MVB special meeting or to induce any holder of IFH common stock to vote in favor of the IFH merger proposal or any of the other proposals to be voted on at the IFH special meeting. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In light of the foregoing, and taking into account that the MVB special meeting and the IFH special meeting will be held several months after the financial forecasts were prepared, as well as the uncertainties inherent in any forecasted information, MVB shareholders and IFH shareholders are strongly cautioned not to place unwarranted reliance on such information. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;"><a name="tINTEREST"><!--Anchor--></a>Interests of IFH Directors and Executive Officers in the Merger </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In considering the recommendation of the IFH board of directors that you vote to approve the merger agreement, you should be aware that some of the executive officers and directors of IFH may have interests in the merger and may have arrangements, as described below, that may be considered to be different from, or in addition to, those of IFH shareholders generally. The IFH board of directors was aware of these interests and considered them, among other matters, in reaching its decision to adopt and approve the merger agreement and to recommend that IFH shareholders vote in favor of approving the merger agreement. See &#8220;The Merger&#8212;Background of the Merger&#8221; and &#8220;The Merger&#8212;IFH&#8217;s Reasons for the Merger; Recommendation of IFH&#8217;s Board of Directors.&#8221; IFH&#8217;s shareholders should take these interests into account in deciding whether to vote &#8220;FOR&#8221; the IFH merger proposal. These interests are described in more detail below, and certain of them are quantified in the narrative below. Any quantified payments are estimates only, based on the assumptions indicated and as of the dates noted, and may vary based on the exact facts existing at the time such payments may be made.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Existing Employment and Change in Control Agreements</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH and West Town Bank, which are referred to in this section as the &#8220;employer,&#8221; have entered into employment and change in control agreements with each of Eric J. Bergevin (President and Chief Executive Officer), Michael Breckheimer (EVP and Chief Strategy Officer), Melissa Marsal (EVP and Chief Operating Officer), and A. Riddick Skinner (EVP &#8211; Government Guaranteed Lending). These employment and change in control agreements entitle the applicable executive officer to certain cash payments upon, in the case of Mr.&#160;Bergevin, a &#8220;change in control&#8221; (as defined in the employment agreement) and, in the case of the other three executive officers, a change in control followed by a qualifying termination event (each, a &#8220;double-trigger arrangement&#8221;). The merger with MVB would constitute a change in control under these employment agreements for the affected executive officers. With respect to the double-trigger arrangements, a qualifying termination event triggering payment obligations would include a termination of the officer&#8217;s employment by the employer without cause or by the officer for certain specified reasons, customarily referred to as a &#8220;good reason&#8221; termination. A &#8220;good reason&#8221; termination by the officer could include the occurrence of such events as: a material diminution in the officer&#8217;s authority, duties, or responsibilities; a material change in the geographic location of the officer&#8217;s work location; or a material breach by the employer of the employment agreement. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Assuming (i)&#160;the merger closes during the 2022 fiscal year and (ii)&#160;with respect to any officer with a double-trigger arrangement, the applicable officer&#8217;s employment is terminated in connection with the merger closing due to a qualifying termination event, lump sum cash payments in the following approximate amounts would be due and payable to each officer: Mr.&#160;Bergevin &#8211; $2,772,195; Mr.&#160;Breckheimer &#8211; $1,132,866; Ms.&#160;Marsal &#8211; $654,106; and Mr.&#160;Skinner &#8211; $914,411. Furthermore, under their existing employment agreements, each officer with a double-trigger arrangement is subject to a covenant not to compete for the 12-month period following such officer&#8217;s qualifying termination that, if breached, would result in such officer forfeiting the lump-sum cash payments estimated in the immediately preceding sentence. Notwithstanding the foregoing, each of Messrs. Breckheimer and Skinner will remain employed following closing and have entered into new </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">111<br></div></div></div>
<!--End Page 121-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 122-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg34"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">employment agreements with MVB Bank that will be effective at closing of the merger and supersede the terms of such executive officer&#8217;s current employment agreement with IFH and West Town Bank &#8211; See &#8220;Post-Merger Employment Agreements&#8221; below. Thus, no change-in-control payment will be made to either Mr.&#160;Breckheimer or Mr.&#160;Skinner under their existing employment agreements at closing of the proposed merger. Additionally, each of the existing IFH employment and change in control agreements contains a provision indicating that IFH may reduce any payment of a sum, distribution, acceleration of vesting or other right such that the aggregate of all payments, distributions, and benefits to be received by such executive officer will not constitute an &#8220;excess parachute payment&#8221; within the meaning of Section 280G of the Code subject to the excise tax imposed by Section 4999 of the Code. The estimated payments set forth in this paragraph have not been reduced to account for any potential Code Section 280G reduction, if necessary.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">West Town Bank Supplemental Executive Benefit Plan</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In September 2014, West Town Bank established the West Town Bank Supplemental Executive Benefit Plan, which, together with all amendments thereto, we refer to as the SERP. The four participants in the SERP are Mr.&#160;Bergevin, Ms.&#160;Marsal, Mr.&#160;Skinner, and Mr.&#160;Kevin Kosobucki (EVP/Chicago Regional Executive). The SERP is an unfunded arrangement maintained primarily to provide supplemental retirement benefits for a select group of management or highly compensated employees. Under the SERP, and absent an intervening event such as a change in control, the death or disability of the participant, or a termination of participant&#8217;s employment for cause, each participant is entitled to an annual normal retirement benefit equal to the following respective amounts: Mr.&#160;Bergevin - $117,000; Ms.&#160;Marsal - $120,000; Mr.&#160;Skinner - $45,000; and Mr.&#160;Kosobucki - $35,000. The annual normal retirement benefit would be payable in equal monthly installments, commencing as soon administratively practicable following the date the participant reaches the normal retirement age of 60, and continues, in the case of Mr.&#160;Bergevin, for 15&#160;years and, in the case of the other three participants, for 10&#160;years. If a SERP participant&#8217;s employment is terminated without cause following a change in control (such as the merger), the participant&#8217;s full benefit would commence to be paid to the participant, in equal monthly installments, on the first day of the second month following the participant&#8217;s termination of employment.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Notwithstanding the foregoing, under the terms of the merger agreement, IFH has agreed to cause West Town Bank, prior to the effective time of the merger, to terminate the SERP and to make lump sum distributions to the applicable participant equal to the net present value of such participant&#8217;s plan benefit, as calculated by the SERP&#8217;s third party administrator. It is anticipated that IFH, West Town Bank, and each participant will enter into settlement agreements effective at merger closing settling the obligations under the SERP. Assuming the merger were to close on December&#160;31, 2022, and assuming a discount rate of 4.83%, the following estimated lump sum payments would be made to the participants under the SERP on the closing date or as soon as practicable thereafter: Mr.&#160;Bergevin - $909,038; Ms.&#160;Marsal - $667,490; Mr.&#160;Skinner - $180,871; and Mr.&#160;Kosobucki - $194,408. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Post-Merger Executive Employment Agreements</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Concurrent with execution of the merger agreement, MVB Bank entered into an executive employment agreement with each of Messrs. Bergevin, Breckheimer and Skinner, which agreements will become effective immediately upon closing of the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Mr.&#160;Bergevin has agreed under his new employment agreement to be employed following the merger as EVP/Chief Revenue Officer of MVB Bank for a three-year period commencing at the closing of the merger, which period we refer to as the employment period. Mr.&#160;Bergevin will be paid an initial annual base salary of $475,000, and he has agreed to certain non-competition and non-solicitation of clients, customers, suppliers and employees covenants that will extend for a period of 12 calendar months following any termination of his employment with MVB. If during the employment period, MVB terminates Mr.&#160;Bergevin&#8217;s employment without cause, Mr.&#160;Bergevin would, subject to execution of a release of claims, be entitled to continued payment of his base salary for a period of time equal to the greater of 12 months or the remaining time left in his employment period. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Mr.&#160;Breckheimer has agreed under his new employment agreement to be employed following the merger as EVP/Strategic Growth Officer of MVB Bank. Mr.&#160;Breckheimer will be paid an initial annual base salary of $366,000, and he has agreed to certain non-competition and non-solicitation of clients, customers, suppliers and employees covenants that will extend for a period of 12 calendar months following any termination of his </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">112<br></div></div></div>
<!--End Page 122-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 123-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg35"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">employment with MVB. If MVB were to terminate Mr.&#160;Breckheimer&#8217;s employment without cause (other than in connection with a change in control of MVB), Mr.&#160;Breckheimer would, subject to execution of a release of claims, be entitled to severance compensation equal to 12 months of his base salary in effect at the time of such termination, as well as payment for any unused, paid vacation accrued as of the date of termination. To the extent any such without-cause termination occurs within 18 months of the date of the merger closing, in addition to the severance compensation in the foregoing sentence, Mr.&#160;Breckheimer would also be entitled to a lump sum amount reflecting the difference between the severance compensation he would have received under his prior employment agreement with IFH and the severance compensation payable under his new employment agreement with MVB. If MVB terminates Mr.&#160;Breckheimer&#8217;s employment without cause or Mr.&#160;Breckheimer terminates his own employment for good reason, in either case, within the three months preceding or the 12 months subsequent to a change in control of MVB (as defined in the new employment agreement), then Mr.&#160;Breckheimer would be entitled to severance compensation equal to 18 months of his base salary in effect at the time of such employment termination. In connection with a change in control of MVB, the following circumstances would give rise to Mr.&#160;Breckheimer having &#8220;good reason&#8221; to terminate his employment: a material diminution of his authority, duties or responsibilities; a decrease in his base salary; or a change in the geographical location of his assigned office location of more than 50 miles.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Mr.&#160;Skinner has agreed under his new employment agreement to be employed following the merger as EVP/Government Guaranteed Lending of MVB Bank. Mr.&#160;Skinner will be paid an initial annual base salary of $250,000. With respect to calendar years 2023 and 2024, MVB has agreed to offer Mr.&#160;Skinner a commission plan commensurate to the terms of, and providing a level of compensation opportunity at least as great as, the commission plan in place with West Town Bank immediately prior to the merger. If MVB were to terminate Mr.&#160;Skinner&#8217;s employment without cause (other than in connection with a change in control of MVB), Mr.&#160;Skinner would, subject to execution of a release of claims, be entitled to severance compensation equal to 12&#160;months of his average monthly compensation (with such average based on W-2 wage amounts over the prior three calendar years), as well as payment for any unused, paid vacation accrued as of the date of termination. To the extent any such without-cause termination occurs within 12 months of the date of the merger closing, in addition to the severance compensation in the foregoing sentence, Mr.&#160;Skinner would also be entitled to a lump sum amount reflecting the difference between the severance compensation he would have received under his prior employment agreement with IFH and the severance compensation payable under his new employment agreement with MVB. If MVB terminates Mr.&#160;Skinner&#8217;s employment without cause or Mr.&#160;Skinner terminates his own employment for good reason, in either case, within the three months preceding or the 12 months subsequent to a change in control of MVB (as defined in the new employment agreement), then Mr.&#160;Skinner would be entitled to severance compensation equal to 18 months of his average monthly compensation. In connection with a change in control of MVB, the following circumstances would give rise to Mr.&#160;Skinner having &#8220;good reason&#8221; to terminate his employment: a material diminution of his authority, duties or responsibilities; a decrease in his base salary; or a change in the geographical location of his assigned office location of more than 50 miles. Mr.&#160;Skinner has also agreed to certain non-competition and non-solicitation of customers and employees covenants that will extend for a period of 12 calendar months following any termination of his employment with MVB.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Post-Merger Employment Terms of Chief Financial Officer </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Following entering into the merger agreement with IFH, MVB announced on September&#160;14, 2022, its intention to appoint Steven E. Crouse as MVB&#8217;s Chief Financial Officer, contingent on, and effective following, the planned merger with IFH. Mr.&#160;Crouse currently serves as Executive Vice President and Chief Financial Officer of IFH and West Town Bank. In connection with his planned appointment, MVB and Mr.&#160;Crouse have entered into an offer letter (the &#8220;Offer Letter&#8221;) setting forth the terms of his post-merger employment with MVB. Under the Offer Letter, Mr.&#160;Crouse will receive an initial annual base salary of $300,000 and will be granted stock options covering 5,000 shares of MVB common stock, vesting over five years, at the then current market value as of his first day of employment. Mr.&#160;Crouse will also be eligible to participate in the MVB Executive Incentive Compensation Plan prorated to his start date, with an initial cash incentive target of 25% of base salary, with a maximum cash incentive potential of up to 37.5% of base salary. The Offer Letter also provides that he will be eligible to participate in the MVB Long-Term Incentive Plan, with a long-term incentive target of 25% of base salary in time and performance based restricted stock units. During his employment, Mr.&#160;Crouse will be reimbursed for job related expenses and will be eligible for vacation and sick leave, prorated based on start date, as well as being eligible to participate in all health and welfare benefit plans currently offered by IFH<font style="font-weight: bold;">.</font></div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">113<br></div></div></div>
<!--End Page 123-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 124-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg36"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Treatment of IFH Restricted Stock Awards </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that each award outstanding under IFH&#8217;s equity plans in respect of a share of IFH common stock that is subject to vesting, repurchase or lapse restrictions that is unvested or contingent and outstanding immediately prior to the closing of the merger will fully vest at the closing of the merger and automatically be cancelled and converted into the right to receive the merger consideration. The below table provides, with respect to each of IFH&#8217;s directors and executive officers, the value of the unvested restricted stock that will fully vest at the closing of the merger, in each case based on ownership information as of November&#160;30, 2022.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 61.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Name of Individual</div></td><td class="gutter" style="width: 1%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 15.34%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Number of Unvested <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Restricted Shares</div></td><td class="gutter" style="width: 1%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 19.11%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total $ Value of Unvested <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Restricted Shares<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>Non-Employee Directors</u><br></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marc H. McConnell<font style="padding-left: 3.03pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">3,200</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;">$<font style="padding-left: 7.5pt;">136,832 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dr. Jeffrey Moore<font style="padding-left: 2.11pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">1,600</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 17.5pt;">68,416 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Randy Ramsey<font style="padding-left: 3.85pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">1,600</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 17.5pt;">68,416 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Joseph T. Snyder<font style="padding-left: 0.61pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">1,600</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 17.5pt;">68,416 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Jimmy Stallings<font style="padding-left: 4.95pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">1,600</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 17.5pt;">68,416 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sandra Warren<font style="padding-left: 0.4pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">1,600</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 17.5pt;">68,416 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">David G. Wicklund<font style="padding-left: 0.82pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">1,600</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 17.5pt;">68,416 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>Executive Officers</u><br></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eric J. Bergevin<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 0.57pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;">13,000</div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 12.5pt;">555,880 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Michael Breckheimer<font style="padding-left: 2.76pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">6,200</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 12.87pt;">265,112 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Steven E. Crouse<font style="padding-left: 4.69pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">4,200</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 12.5pt;">179,592 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Melissa Marsal<font style="padding-left: 3.31pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt;">6,200</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 12.87pt;">265,112 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">A. Riddick Skinner<font style="padding-left: 1.35pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">5,708</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">244,074</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-align: left;">Totals:<font style="font-weight: normal; padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 15.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 22.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">48,108</font></div></td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 19.11%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 22.22pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$2,057,098</font></div></td></tr></table><div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 11.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">To calculate the value of the unvested restricted shares of IFH common stock held by the applicable individuals, we have assumed a value of MVB&#8217;s common stock of $35.34, which was the average closing market price of a share of the MVB common stock over the first five business days following the first public announcement of the merger on August&#160;12, 2022 (inclusive of the announcement date). The $35.34 has then been multiplied by the 1.21 exchange ratio, to arrive at a value for each share of IFH common stock for which vesting is accelerated of $42.76.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Mr.&#160;Bergevin is the only employee of IFH that is also a director of IFH.</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Treatment of IFH Stock Options </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As further described under the section entitled &#8220;The Merger Agreement&#8212;Treatment of IFH Equity Awards&#8221; beginning on page <a href="#tTREATIFH">123</a>, the merger agreement provides that each IFH Stock Option, whether vested or unvested, that is outstanding immediately prior to the effective time of the merger will be assumed by MVB and shall be converted into an option to purchase MVB common stock. While the terms of the merger agreement do not automatically accelerate the vesting of such IFH Stock Options, the unvested IFH Stock Options will automatically vest under the terms of IFH&#8217;s existing omnibus equity plans if, within 180 days following the closing of the merger, an option holder ceases to provide any services to MVB or MVB Bank as an employee, consultant or director as a result of MVB&#8217;s termination of such relationship other than for cause. Since no director of IFH will continue as a director of MVB or MVB Bank following consummation of the merger, all of the directors&#8217; unvested stock options (other than Mr.&#160;Bergevin, who will continue as an MVB employee) will vest and become exercisable at closing of the merger.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of November&#160;30, 2022, non-employee directors of IFH held an aggregate of 10,001 unvested IFH Stock Options that would vest and become exercisable following the closing of the merger. The aggregate value of in-the-money IFH Stock Option awards held by these non-employee directors, and for which vesting would be accelerated following the merger, is estimated at $265,706. This value was determined by assuming a per share value of MVB common stock of $42.76 and then subtracting from this price the quotient obtained by dividing the current exercise price of each IFH Stock Option by the 1.21 exchange ratio. Using this same methodology, the aggregate value of in-the-money IFH Stock Option awards held by IFH executive officers for which vesting </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">114<br></div></div></div>
<!--End Page 124-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 125-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg37"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">would be accelerated following the merger is estimated at $84,615. This amount excludes any unvested IFH Stock Options held by Messrs. Bergevin, Breckheimer, Crouse and Skinner, since such executive officers will continue employment with MVB Bank following the merger closing, which would not cause vesting of such options under the existing terms of IFH&#8217;s omnibus equity plans.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Indemnification and Insurance </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As described in more detail under &#8220;The Merger Agreement&#8212;Covenants and Agreements&#8212;Director and Officer Indemnification and Insurance,&#8221; following the effective time of the merger MVB will indemnify and hold harmless the present and former directors and officers of IFH and its subsidiaries against any costs, expenses, or liabilities pertaining to matters occurring at or prior to the closing of the merger to the same extent as such persons are indemnified pursuant to the articles of incorporation, bylaws or governing or organizational documents of IFH or any of its subsidiaries. MVB also has agreed, for a period of six years after the effective time of the merger, to provide coverage to present and former directors and officers of IFH pursuant to IFH&#8217;s existing directors&#8217; and officers&#8217; liability insurance (or at least the same coverage under policies from a substantially comparable insurer).</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Agreement with IFH Chairman McConnell on Continued Service</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Mr.&#160;Marc McConnell, chairman of the board of IFH, is currently a board representative of IFH on the Dogwood State Bank board of directors. IFH has a non-controlling investment in Dogwood State Bank and is currently entitled to certain board appointment rights. Following closing of the merger, MVB has agreed with Mr.&#160;McConnell to continue to have him serve as one of MVB&#8217;s board representatives on the Dogwood State Bank board so long as MVB retains such investment and is entitled to board representative appointment rights. Mr.&#160;McConnell may receive compensation from Dogwood State Bank for service on that bank&#8217;s board of directors.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><a name="tGCCAM"><!--Anchor--></a>Governance of the Combined Company After the Merger </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Boards of Directors and Committees of the Combined Company and the Combined Bank</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the effective time, the Board of Directors of MVB, and the committees thereof, shall remain unchanged and shall consist of the directors of MVB immediately prior to the effective time, each of whom shall serve as the directors of MVB until the next annual meeting of shareholders and until such time as their respective successors have been duly elected and qualified, or until their earlier death, resignation or removal from office. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Management of the Combined Company after the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The executive officers of MVB shall continue as executive officers of MVB immediately after the Effective Time, each of whom shall serve until their respective successors are duly appointed and qualified or their earlier death, resignation or removal. Contingent upon the closing of the merger, Mr.&#160;Eric J. Bergevin will serve as MVB&#8217;s Executive Vice President, Chief Revenue Officer, and Mr.&#160;Steven E. Crouse will serve as MVB&#8217;s Chief Financial Officer. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><a name="tNAH"><!--Anchor--></a>Name and Headquarters</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The name of the surviving corporation and surviving bank will be MVB Financial Corp. and MVB Bank, Inc., respectively. The headquarters of MVB and the main office of MVB Bank will be located in Fairmont, West Virginia.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;"><a name="tACCTREAT"><!--Anchor--></a>Accounting Treatment </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH prepare their respective financial statements in accordance with GAAP. The merger will be accounted for as an acquisition of IFH by MVB under the acquisition method of accounting, and MVB will be treated as the acquirer for accounting purposes.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;"><a name="tREGULAA"><!--Anchor--></a>Regulatory Approvals </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">To complete the merger, MVB and IFH need to obtain approvals or consents from, or make filings with, a number of U.S. federal and state bank and other regulatory authorities. Subject to the terms of the merger agreement, MVB and IFH have agreed to cooperate with each other and use reasonable best efforts to promptly </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">115<br></div></div></div>
<!--End Page 125-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 126-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg38"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">prepare and file all necessary documentation, to effect all applications, notices, petitions and filings (and in the case of the applications, notices, petitions and filings in respect of the requisite regulatory approvals, make such filings as soon as practical and in no event later than sixty (60) days of the date of the merger agreement), to obtain as promptly as practicable all permits, consents, approvals and authorizations of all third parties, regulatory agencies and governmental entities which are necessary or advisable to consummate the transactions contemplated by the merger agreement (including the merger), and to comply with the terms and conditions of all such permits, consents, approvals and authorizations of all such regulatory agencies and governmental entities. The term &#8220;requisite regulatory approvals&#8221; means all regulatory authorizations, consents, orders and approvals from the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) for the merger and notice to the Illinois Department of Financial and Professional Regulation (&#8220;IDFPR&#8221;) of the merger and the approval of the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;) and the West Virginia Division of Financial Institutions (&#8220;WVDFI&#8221;) for the bank merger as well as notice to the IDFPR of the bank merger, along with any other approvals set forth in the merger agreement which are necessary to consummate the transactions contemplated by the merger agreement, including the merger and the bank merger, or those the failure of which to be obtained would reasonably be expected to have, individually or in the aggregate, a material adverse effect on MVB, as the survivor in the merger, or any of its subsidiaries. The initial submission of the bank merger regulatory applications occurred on October&#160;11, 2022 and the initial submission of the merger regulatory application occurred on October&#160;14, 2022. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Under the terms of the merger agreement, MVB and IFH will not be required to take actions or agree to conditions in connection with obtaining the foregoing permits, consents, approvals and authorizations of governmental entities that would reasonably be expected to have a material adverse effect on MVB and its subsidiaries, taken as a whole, after giving effect to the merger and the bank merger (a &#8220;materially burdensome regulatory condition&#8221;). </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The approval of an application means only that the regulatory criteria for approval have been satisfied or waived. It does not mean that the approving authority has determined that the consideration to be received by IFH shareholders in the merger is fair. Regulatory approval does not constitute an endorsement or recommendation of the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There can be no assurance that all of the regulatory approvals described below will be obtained and, if obtained, there can be no assurances regarding the timing of the approvals, the companies&#8217; ability to obtain the approvals on satisfactory terms or the absence of litigation challenging such approvals. In addition, there can be no assurance that such approvals will not impose conditions or requirements that, individually or in the aggregate, would or could reasonably be expected to have a material adverse effect on the financial condition, results of operations, assets or business of MVB following the completion of the merger. There can likewise be no assurances that U.S. federal or state regulatory authorities will not attempt to challenge the merger or, if such a challenge is made, what the result of such challenge will be.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Federal Reserve Board, the FDIC and WVDFI</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger is subject to the approval of the Federal Reserve Board pursuant to section 3 of the BHC Act with respect to the merger and the bank merger is subject to the approval of the FDIC pursuant to section 18(c)(2)(B) of the Federal Deposit Insurance Act (the &#8220;Bank Merger Act&#8221;). The Federal Reserve Board and the FDIC take into consideration a number of factors when acting on applications under section 3 of the BHC Act and the Bank Merger Act, respectively. These factors include the effect of the merger on competitiveness in affected banking markets, the financial and managerial resources (including consideration of the capital adequacy, liquidity, and earnings performance, as well as the competence, experience and integrity of the officers, directors and principal shareholders, and the records of compliance with applicable laws and regulations) and future prospects of the combined organization. The Federal Reserve Board and the FDIC also consider the effectiveness of the applicant in combatting money laundering, the convenience and needs of the communities to be served, as well as the extent to which the proposal would result in greater or more concentrated risks to the stability of the U.S.&#160;banking or financial system. Neither the Federal Reserve Board nor the FDIC may approve a proposal that would have significant adverse effects on competition or on the concentration of resources in any banking market.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In considering an application under section 3 of the BHC Act and the Bank Merger Act, the Federal Reserve Board and the FDIC each also reviews the records of performance of the relevant insured depository institutions </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">116<br></div></div></div>
<!--End Page 126-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 127-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg39"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">under the Community Reinvestment Act (the &#8220;CRA&#8221;), pursuant to which the Federal Reserve Board and the FDIC must also take into account the record of performance of each of MVB and IFHI in meeting the credit needs of the entire community, including low- and moderate-income neighborhoods, served by their depository institution subsidiaries. As part of the review process in merger transactions, the Federal Reserve Board and the FDIC each frequently receive protests from community groups and others. In their most recent CRA performance evaluations, MVB Bank received an overall &#8220;satisfactory&#8221; regulatory rating and West Town Bank received an overall &#8220;satisfactory&#8221; regulatory rating, respectively.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, in connection with an interstate merger and bank merger transaction, the Federal Reserve Board and the FDIC each consider certain additional factors under the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994, as amended (the &#8220;Riegle-Neal Act&#8221;), including the capital position of the acquiring bank holding company or bank, as the case may be, state laws regarding the minimum age of the bank to be acquired, the concentration of deposits on a nationwide and statewide basis, and compliance with any applicable state community reinvestment and antitrust laws. Under the Riegle-Neal Act, the FDIC may approve an interstate bank merger transaction only if each constituent bank is adequately capitalized at the time the relevant application for such transaction is filed, and it determines that the resulting bank will be well capitalized and well managed upon the consummation of the transaction.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Furthermore, the BHC Act and the Bank Merger Act require published notice of, and the opportunity for public comment on, the applications to the Federal Reserve Board and the FDIC. Each of the Federal Reserve Board and the FDIC takes into account the views of third-party commenters, particularly on the subject of the merging parties&#8217; CRA performance and record of service to their communities. Each of the Federal Reserve Board and the FDIC is also authorized to hold one or more public hearings or meetings if it determines that such hearings or meetings would be appropriate. The receipt of written comments or any public meeting or hearing could prolong the period during which the applicable application is under review.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The initial submission of the applications to the FDIC occurred on October&#160;11, 2022 and to the Federal Reserve on October&#160;14, 2022.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The bank merger is also subject to approval by the the WVDFI. If the WVDFI determines that the following findings are accurate, then the WVFDI shall approve the application: (i)&#160;the proposed transaction will not be detrimental to the safety and soundness of the applicant or the resulting bank, including that local conditions assure reasonable promise of successful operation of the proposed bank branch; (ii)&#160;any new officers and directors of the resulting bank are qualified by character, experience and financial responsibility to direct and manage the resulting bank; (iii)&#160;the acquired branch offices will provide suitable physical facilities for their integrated business; (iv)&#160;establishment of the proposed bank branch would not result in a substantial reduction of competition in any section of the State of West Virginia unless the anticompetitive effects of the proposed action are clearly outweighed in the public interest by the probable effect of the action in meeting the convenience and needs of the community to be served, or result in a monopoly, or be in furtherance of any combination or conspiracy to monopolize, or any attempt to monopolize the business of banking in any section of the State of West Virginia; (v)&#160;the proposed merger is consistent with the convenience and needs of the communities to be served by the resulting bank in the State of West Virginia and is otherwise in the public interest; and (vi)&#160;the new branch is in conformity with, and would be permitted under the laws of the state where the branch is to be located.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Department of Justice</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition to the Federal Reserve Board and the FDIC, the Antitrust Division of the Department of Justice (the &#8220;DOJ&#8221;) conducts a concurrent competitive review of the merger to analyze the merger&#8217;s competitive effects and determine whether the merger would result in a violation of the antitrust laws. Transactions approved under section 3 of the BHC Act or the Bank Merger Act generally may not be completed until thirty (30) days after the approval of the applicable federal agency is received, during which time the DOJ may challenge the transaction on antitrust grounds. With the approval of the applicable federal agency and the concurrence of the DOJ, the waiting period may be reduced to no less than fifteen (15) days. The commencement of an antitrust action would stay the effectiveness of such an approval unless a court specifically ordered otherwise. In reviewing the merger, the DOJ could analyze the merger&#8217; effect on competition differently than the Federal Reserve Board, and, thus, it is possible that the DOJ could reach a different conclusion than the Federal Reserve Board regarding the merger&#8217; effects on competition. A determination by the DOJ not to object to the merger may not prevent the filing of </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">117<br></div></div></div>
<!--End Page 127-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 128-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg40"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">antitrust actions by private persons or state attorneys general. There can be no assurance if and when DOJ clearance will be obtained, or as to the conditions or limitations that such DOJ approval may contain or impose.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;">Additional Regulatory Approvals and Notices</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Additional notifications and/or applications requesting approval may be submitted to various other federal, state and non-U.S. regulatory authorities and self-regulatory organizations. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;"><a name="tSTOCKEL"><!--Anchor--></a>Stock Exchange Listings</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB common stock is listed for trading on NASDAQ under the symbol &#8220;MVBF.&#8221; IFH voting common stock is traded on OTCQX under the symbol &#8220;IFHI.&#8221; </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Under the terms of the merger agreement, MVB will cause the shares of MVB common stock to be issued in the merger to be approved for listing on NASDAQ, subject to official notice of issuance. The merger agreement provides that neither MVB nor IFH will be required to complete the merger if such shares are not authorized for listing on NASDAQ, subject to notice of issuance. Following the merger, shares of MVB common stock will continue to be traded on NASDAQ. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tADRMER"><!--Anchor--></a>Appraisal or Dissenters&#8217; Rights in the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Holders of MVB common stock are not entitled to dissenters&#8217; rights under the WVBCA in connection with the merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Holders of IFH common stock who are entitled to vote on the merger have a right to demand payment in cash of the &#8220;fair value&#8221; of their shares of IFH common stock. Shareholders of IFH who receive a fair value cash payment will not be entitled to receive any shares of MVB common stock offered in the merger. Under North Carolina law, &#8220;fair value&#8221; of shares generally means the value of the corporation&#8217;s shares (i)&#160;immediately before the effectuation of the corporate action as to which the shareholder asserts appraisal rights, excluding any appreciation or depreciation in anticipation of the corporate action unless exclusion would be inequitable; (ii)&#160;using customary and current valuation concepts and techniques generally employed for similar business in the context of the transaction requiring appraisal; and (iii)&#160;without discounting for lack of marketability or minority status.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Article 13 of the NCBCA sets forth the rights of IFH&#8217;s shareholders who wish to demand fair value payments for their shares. The following is a summary of the material terms of the statutory procedures to be followed by a holder of IFH&#8217;s common stock in order to perfect appraisal rights under the NCBCA. A copy of Article 13 of the NCBCA is attached as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">E</font> hereto.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Requirements of Appraisal Rights</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If an IFH shareholder elects to exercise the right to demand appraisal and is a holder of IFH&#8217;s common stock, such shareholder must satisfy all of the following conditions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must be entitled to vote on the merger.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must deliver to IFH, before the vote on approval or disapproval of the merger agreement is taken, written notice of the shareholder&#8217;s intent to demand payment if the plan of merger is effectuated. This notice must be in addition to and separate from any proxy or vote against the plan of merger. Neither voting against, abstaining from voting, nor failing to vote on the plan of merger will constitute a notice within the meaning of Article 13.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must not vote, or cause or permit to be voted, any shares in favor of the plan of merger. A failure to vote will satisfy this requirement, as will a vote against the plan of merger, but a vote in favor of the plan of merger, by proxy or in person, or the return of a signed proxy which does not specify a vote against approval of the plan of merger or contain a direction to abstain, will constitute a waiver of the shareholder&#8217;s appraisal rights.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the requirements above are not satisfied and the plan of merger becomes effective, a holder of IFH&#8217;s common stock will not be entitled to payment for such shareholder&#8217;s shares under the provisions of Article 13.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">118<br></div></div></div>
<!--End Page 128-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 129-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg41"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Required Notice to IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Written notices of intent to demand payment should be addressed to the IFH headquarters office location at Integrated Financial Holdings, Inc., 8450 Falls of Neuse Road, Suite 202, Raleigh, NC 27615. The notice must be executed by the holder of record of shares of IFH&#8217;s common stock. A beneficial owner may assert appraisal rights only with respect to all shares of IFH&#8217;s common stock of which it is the beneficial owner. With respect to shares of IFH&#8217;s common stock which are owned of record by a voting trust or nominee, the beneficial owner of such shares may exercise appraisal rights only if such beneficial owner also submits to IFH (or MVB following the effective date of the plan of merger) the record holder&#8217;s written consent to such exercise not later than the Demand Deadline (as defined below). A record holder, such as a broker, who holds shares of IFH common stock as a nominee for others, may exercise appraisal rights with respect to the shares held by all or less than all beneficial owners of shares as to which such person is the record holder, provided such record holder exercises appraisal rights with respect to all shares beneficially owned by any particular beneficial shareholder. In such case, the notice submitted by such nominee as record holder must set forth the name and address of the beneficial shareholder who is demanding payment.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Appraisal Notice from MVB</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the plan of merger becomes effective, MVB will be required to deliver a written appraisal notice and form to all shareholders who have satisfied the requirements described under the heading &#8220;&#8212;Requirements of Appraisal Rights&#8221; above. The appraisal notice and form must be sent by MVB no earlier than the effective date of the plan of merger and no later than ten days after such effective date. The appraisal notice and form must:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Identify the first date of any announcement of the principal terms of the merger to the shareholders. If such an announcement was made, the form must require the shareholder to certify whether beneficial ownership of the shares was acquired before that date. For more information regarding this requirement, see &#8220;&#8212;After-Acquired Shares&#8221; below.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Require the shareholder to certify that the shareholder did not vote for or consent to the transaction.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">State where the appraisal form is to be returned, where certificates for certificated shares must be deposited, and the date by which such certificates must be deposited.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">State a date by which MVB must receive the appraisal form from the shareholder, known as the &#8220;Demand Deadline.&#8221; The date may not be less than 40 nor more than 60 days after the date the appraisal notice and form are sent.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">State that if the appraisal form is not received by MVB by the specified date, the shareholder will be deemed to have waived the right to demand appraisal.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Provide an estimate of the fair value of the shares by MVB (as successor to IFH).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Disclose that, if requested in writing by the shareholder, MVB will disclose within ten days after the Demand Deadline the number of shareholders who have returned their appraisal forms and the total number of shares owned by them.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Establish a date within 20 days of the Demand Deadline by which shareholders can withdraw the request for appraisal.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Include a copy of Article 13 of the NCBCA.</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Perfection of Rights</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A shareholder who receives an appraisal notice from MVB must demand payment by signing and returning the appraisal form included with the notice and, in the case of certificated shares, deposit his or her share certificates in accordance with the terms of the appraisal notice. Shareholders should respond to the appraisal form&#8217;s request discussed above regarding when beneficial ownership of the shares was acquired. A failure to provide this certification allows MVB to treat the shares as &#8220;after-acquired shares&#8221; subject to MVB&#8217;s authority to delay payment as described under the heading &#8220;&#8212;After-Acquired Shares&#8221; below. Once a shareholder deposits his or her certificates or, in the case of uncertificated shares, returns the signed appraisal form, the shareholder loses all rights as a shareholder unless a timely withdrawal occurs as described below. A shareholder who does not sign and return the appraisal form and, in the case of certificated shares, fails to deposit the shares, prior to the Demand Deadline is not entitled to payment under Article 13.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">119<br></div></div></div>
<!--End Page 129-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 130-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg42"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">A shareholder who has complied with all the steps required for appraisal may thereafter decline to exercise appraisal rights and withdraw from the appraisal process by notifying MVB in writing. The appraisal notice will include a date by which the withdrawal notice must be received. Following this date, a shareholder may only withdraw from the appraisal process with MVB&#8217;s consent.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Payment to Shareholders Demanding Appraisal</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Within 30 days after the Demand Deadline, MVB is required to pay each shareholder that has perfected their appraisal rights the amount that MVB estimates to be the fair value of such shareholder&#8217;s shares, plus interest accrued from the effective date of the plan of merger to the date of payment. The payment must be accompanied by the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH&#8217;s most recently available balance sheet, income statement, and statement of cash flows as of the end of or for the fiscal year ending not more than sixteen months before the date of payment, and the latest available quarterly financial statements, if any;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a statement of MVB&#8217;s estimate of the fair value of the shares, which must equal or exceed MVB&#8217;s estimate in the earlier-circulated appraisal notice; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a statement that the shareholder has the right to submit a final payment demand as described below and that the shareholder will lose the right to submit a final payment demand if he or she does not act within the specified time frame.</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Final Payment Demand by Shareholders</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A shareholder who is dissatisfied with the amount of the payment received from MVB may notify MVB in writing of such shareholder&#8217;s own estimate of the fair value of the shares (other than after-acquired shares, as discussed below) and the amount of interest due, and demand payment of the excess of this estimate over the amount previously paid by MVB. A shareholder who does not submit a final payment demand within 30 days after receiving MVB&#8217;s payment is only entitled to the amount previously paid.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">After-Acquired Shares</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB may withhold payment with respect to any shares which a shareholder failed to certify on the appraisal form as being beneficially owned prior to the date stated in the appraisal notice as the date on which the principal terms of the merger were first announced. If MVB withholds payment, it must, within 30 days after the Demand Deadline:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">provide affected shareholders with IFH&#8217;s most recently available balance sheet, income statement, and statement of cash flows as of the end of or for the fiscal year ending not more than sixteen months before the date of payment, and the latest available quarterly financial statements, if any;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">provide MVB&#8217;s estimate of the fair value of their shares, plus interest;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">inform such shareholders that they may accept MVB&#8217;s estimate of the fair value of their shares, plus interest, in full satisfaction of their claim or submit a final payment demand;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">inform such shareholders that if they wish to accept MVB&#8217;s estimate of the fair value of their shares, plus interest, they must notify MVB within 30 days of receipt of the offer; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">inform such shareholders that those shareholders that do not properly demand appraisal will be deemed to have accepted MVB&#8217;s estimate of the fair value of their shares, plus interest.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB must send payment to any such shareholder that accepts MVB&#8217;s offer within ten days after receiving their acceptance. Shareholders who are dissatisfied with the offer must reject the offer and demand payment of the shareholder&#8217;s own estimate of the fair value of the shares, plus interest. If a shareholder does not explicitly accept or reject MVB&#8217;s offer within 30 days, he or she will be deemed to have accepted the offer. MVB must send payment to any such shareholders within 40 days after sending the notice regarding withholding of payment.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Judicial Appraisal of Shares</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If MVB does not pay the amount demanded pursuant to a shareholder&#8217;s final payment demand, it must commence a proceeding in the Superior Court Division of the General Court of Justice within 60 days after </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">120<br></div></div></div>
<!--End Page 130-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 131-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_116-merger_pg43"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">receiving the final demand. The purpose of the proceeding is to determine whether the shareholder complied with the requirements of Article 13 of the NCBCA and the fair value of the shares and the interest due. If MVB does not commence the proceeding within the 60-day period, it must pay each shareholder demanding appraisal the amount demanded, plus interest. All shareholders whose payment demands remain unsettled will be parties to the action. The proceeding is against the shareholders&#8217; shares and not against shareholders personally. There is no right to a jury trial. Each shareholder who is a party to the proceeding will be entitled to judgment for the amount, if any, by which the court finds the fair value of the shareholder&#8217;s shares, plus interest, exceeds the amount already paid by MVB to the shareholder for the shares, if any.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The court will determine all court costs of the proceeding and will assess the costs against MVB, except that the court may assess costs against some or all of the shareholders demanding appraisal, in amounts the court finds equitable, to the extent the court finds such shareholders acted arbitrarily, vexatiously, or not in good faith with respect to the rights provided by Article 13. The court may also assess expenses (including legal fees) for the respective parties, in the amounts the court finds equitable: (1) against MVB if the court finds that it (or IFH) did not comply with the statutes or (2) against MVB or the shareholder demanding appraisal, if the court finds that the party against whom expenses are assessed acted arbitrarily, vexatiously, or not in good faith. If the court finds that the expenses incurred by any shareholder were of substantial benefit to other shareholders similarly situated and that the expenses should not be assessed against MVB, it may direct that the expenses be paid out of the amounts awarded to the shareholders who were benefited.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If MVB fails to make a required payment to a shareholder under Article 13, the shareholder entitled to payment can commence an action against MVB as successor to IFH directly for the amount owed and recover the expenses of that action.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">121<br></div></div></div>
<!--End Page 131-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 132-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tTMAG"><!--Anchor--></a>THE MERGER AGREEMENT</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">This section of the joint proxy statement/prospectus describes the material terms of the merger agreement. The description in this section and elsewhere in this joint proxy statement/prospectus is subject to, and qualified in its entirety by reference to, the complete text of the merger agreement, which is attached as <font style="font-style: normal;">Annex&#160;A</font> to this document and incorporated by reference herein. This summary does not purport to be complete and may not contain all of the information about the merger agreement that is important to you. We urge you to read the full text of the merger agreement, as it is the legal document governing the merger. This section is not intended to provide you with any factual information about MVB or IFH. Such information can be found elsewhere in this joint proxy statement/prospectus and in the public filings MVB makes with the SEC, as described in the section entitled &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a> of this joint proxy statement/prospectus.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;"><a name="tEXPLARMA"><!--Anchor--></a>Explanatory Note Regarding the Merger Agreement</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement and this summary of terms are included to provide you with information regarding the terms of the merger agreement. Factual disclosures about MVB and IFH contained in this joint proxy statement/prospectus or in the public reports of MVB filed with the SEC may supplement, update or modify the factual disclosures about MVB and IFH contained in the merger agreement. The merger agreement contains representations and warranties by IFH, on the one hand, and by MVB, on the other hand, made solely for the benefit of the other. The representations, warranties and covenants made in the merger agreement by MVB and IFH were qualified and subject to important limitations agreed to by MVB and IFH in connection with negotiating the terms of the merger agreement. In particular, in your review of the representations and warranties contained in the merger agreement and described in this summary, it is important to bear in mind that the representations and warranties were negotiated with the principal purpose of establishing circumstances in which a party to the merger agreement may have the right not to consummate the merger if the representations and warranties of the other party prove to be untrue due to a change in circumstance or otherwise, and allocating risk between the parties to the merger agreement, rather than establishing matters as facts. The representations and warranties also may be subject to a contractual standard of materiality different from that generally applicable to shareholders and reports and documents filed with the SEC, and some were qualified by the matters contained in the confidential disclosure schedules that MVB and IFH each delivered in connection with the merger agreement and certain documents filed with the SEC. Moreover, information concerning the subject matter of the representations and warranties, which do not purport to be accurate as of the date of this joint proxy statement/prospectus, may have changed since the date of the merger agreement. Accordingly, the representations and warranties in the merger agreement should not be relied on by any persons as characterizations of the actual state of facts about MVB and IFH at the time they were made or otherwise.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;"><a name="tSTOME"><!--Anchor--></a>Structure of the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each of IFH&#8217;s and MVB&#8217;s respective boards of directors has unanimously approved and adopted the merger agreement. The merger agreement provides for the merger of IFH with MVB, with MVB continuing as the surviving entity. Following the completion of the merger, West Town Bank, a wholly owned subsidiary of IFH, and MVB Bank, a wholly owned subsidiary of MVB, will merge, with MVB Bank as the surviving bank in the bank merger.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Prior to the consummation of the merger, MVB and IFH may, by mutual agreement, change the method or structure of effecting the combination of MVB and IFH if and to the extent they both deem such change to be necessary, appropriate or desirable; provided, however that no such change may (i)&#160;alter or change the exchange ratio or the number of shares of MVB common stock received by holders of IFH common stock in exchange for each share of IFH common stock; (ii)&#160;adversely affect the tax treatment of IFH&#8217;s shareholders or MVB&#8217;s shareholders pursuant to the merger agreement; (iii)&#160;adversely affect the tax treatment of IFH or MVB pursuant to the merger agreement; or (iv)&#160;materially impede or delay the consummation of the transactions contemplated by the merger agreement in a timely manner.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;"><a name="tMERCON"><!--Anchor--></a>Merger Consideration</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each share of IFH common stock issued and outstanding immediately prior to the effective time, except for shares of IFH common stock owned by IFH as treasury stock or owned by IFH or MVB or a subsidiary of either </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">122<br></div></div></div>
<!--End Page 132-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 133-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">(in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) and except for shares for which appraisal rights have been exercised, will be converted into the right to receive 1.21&#160;shares of MVB common stock (the &#8220;exchange ratio&#8221;).</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that IFH may terminate the merger agreement if (i) the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on the trading day prior to the determination date (which we refer to as the &#8220;MVB market value&#8221;) is less than 82.5% of the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on August 11, 2022 (which we refer to as the &#8220;starting date&#8221;), the last trading day immediately preceding the date of the first public announcement of entry into the merger agreement (which we refer to as the &#8220;initial MVB market value&#8221;), and (ii) the number obtained by dividing the MVB market value by the initial MVB market value is less than the number obtained by dividing the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the trading day prior to the determination date by the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the starting date and subtracting 0.175 from such quotient. If IFH elects to terminate the merger agreement in that instance, MVB may elect to reinstate the merger agreement by adjusting the exchange ratio to increase the stock consideration (or MVB may make up such difference in cash). If MVB makes such election to reinstate the merger agreement, then no termination will occur and the merger agreement will remain in effect according to its terms (except the consideration, which will have been adjusted). Accordingly, at the time of the MVB special meeting and the IFH special meeting, shareholders will not know or be able to definitively calculate the market price of MVB common stock that they will receive upon completion of the merger. If MVB shareholders approve the MVB merger proposal, such approval will include any MVB shareholder approval required for MVB to issue any additional shares and/or cash up to the amount specified in the merger agreement to reinstate the merger agreement to prevent termination.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the outstanding shares of IFH common stock or MVB common stock are increased, decreased, changed into or exchanged for a different number or kind of shares or securities as a result of a reorganization, recapitalization, reclassification, stock dividend, stock split, reverse stock split, or other similar change in capitalization, or there is any extraordinary dividend or distribution, an appropriate and proportionate adjustment will be made to the exchange ratio to give IFH shareholders the same economic effect as contemplated by the merger agreement prior to such event. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tFRASH"><!--Anchor--></a>Fractional Shares</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB will not issue any fractional shares of MVB common stock in the merger. Instead, a former holder of IFH common stock who otherwise would have received a fraction of a share of MVB common stock will receive an amount in cash rounded to the nearest cent. This cash amount will be determined by multiplying (i)&#160;the average of the closing-sale prices of MVB common stock on NASDAQ as reported by the <font style="font-style: italic;">Wall Street Journal</font> for the consecutive period of five (5) full trading days ending on the date preceding the closing date of the merger by (ii)&#160;the fraction of a share (after taking into account all shares of IFH common stock held by such holder immediately prior to the effective time and rounded to the nearest one thousandth when expressed in decimal form) of MVB common stock which such holder would otherwise be entitled to receive.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tGOVEDOC"><!--Anchor--></a>Governing Documents</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Effective as of the effective time, the bylaws of MVB will continue to be the bylaws for the combined company and the articles of incorporation will continue to be the articles of incorporation of the surviving corporation. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tTREATIFH"><!--Anchor--></a>Treatment of IFH Equity Awards</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 7pt; margin-left: 0pt; text-align: left;">Stock Options</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that, at the effective time, each option granted by IFH to purchase shares of IFH common stock under an IFH stock plan, whether vested or unvested, that is outstanding and unexercised immediately prior to the effective time (a &#8220;IFH Stock Option&#8221;) shall without any further action on the part of any holder thereof, be assumed by MVB and shall be converted into an option to purchase MVB common stock (a &#8220;Purchaser Stock Option&#8221;). Each such Purchaser Stock Option as so assumed and converted shall continue to have, and shall be subject to, the same terms and conditions as applied to the IFH Stock Option immediately </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">123<br></div></div></div>
<!--End Page 133-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 134-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">prior to the effective time. As of the effective time, each such Purchaser Stock Option as so assumed and converted shall be an option to acquire that number of whole shares of MVB common stock (rounded down to the nearest whole share) equal to the product of (i)&#160;the number of shares of IFH common stock subject to such IFH Stock Option, multiplied by (ii) 1.21, at an exercise price per share of MVB common Stock (rounded up to the nearest whole cent) equal to the quotient obtained by dividing (A) the exercise price per share of IFH common stock subject of such IFH Stock Option by (B) 1.21, provided, that the exercise price and the number of shares of MVB common stock subject to the Purchaser Stock Option shall be determined in a manner consistent with the requirements of Section 409A of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), and, in the case of IFH Stock Options that are intended to qualify as incentive stock options within the meaning of Section 422 of the Code, consistent with the requirements of Section 424(a) of the Code. </div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 15pt; margin-left: 0pt; text-align: left;">Restricted Stock Awards</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Immediately prior to the effective time (but contingent upon the closing), each award in respect of a share of IFH common stock subject to vesting, repurchase or other lapse restriction granted under an IFH stock plan that is unvested or contingent and outstanding immediately prior to the effective time (a &#8220;IFH Restricted Stock Award&#8221;) shall fully vest (with any performance-based vesting condition applicable to such IFH Restricted Stock Award deemed satisfied to the extent provided in the applicable award agreement) and shall be cancelled and converted automatically into the right to receive merger consideration in respect of each such share of IFH common stock under such IFH Restricted Stock Award, less applicable withholding taxes.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 15pt; margin-left: 0pt; text-align: left;">Other Equity Awards</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the effective time, each equity award other than an IFH Stock Option or an IFH Restricted Stock Award (an &#8220;Other IFH Equity Award&#8221;), whether or not then vested or free of conditions to payment, automatically and without any action on the part of the holder thereof, shall be cancelled and converted into the right to receive a number of shares of MVB common stock equal to the product of (i)&#160;the number of shares of IFH common stock subject to such Other IFH Equity Award multiplied by (ii) 1.21, with cash payable in lieu of fractional shares. MVB shall issue Other IFH Equity Award, net of applicable tax withholdings, which shall be accomplished through the withholding of shares of MVB common stock with a value equal to the applicable tax withholding obligation, within five (5) business days following the closing date. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tCETM"><!--Anchor--></a>Closing and Effective Time of the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger will become effective at such date and time specified in the articles of merger to be filed with the Secretary of State of the State of West Virginia and the articles of merger to be filed with the Secretary of State of the State of North Carolina, or at such other date and time provided by applicable law. The closing will occur remotely by electronic exchange of documents no later than three (3) business days after the satisfaction or waiver (subject to applicable law) of all of the conditions set forth in the merger agreement (other than those conditions that by their nature can only be satisfied at the closing, but subject to the satisfaction or waiver thereof), unless another date and/or time is agreed to in writing by MVB and IFH. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tEXCHSH"><!--Anchor--></a>Exchange of Shares</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Exchange Procedures</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As promptly as practicable after the effective time, but in no event later than ten (10) business days thereafter, MVB will cause the exchange agent to mail to each holder of record of one (1) or more old certificates (which, for purposes of this joint proxy statement/prospectus, shall be deemed to include certificates or book-entry account statements) representing shares of IFH common stock immediately prior to the effective time a letter of transmittal and instructions for use in effecting the surrender of such old certificate(s) in exchange for new certificates (which, for purposes of this joint proxy statement/prospectus, shall be deemed to include certificates or, at MVB&#8217;s option, evidence in book-entry form) representing the number of whole shares of MVB common stock and any cash in lieu of fractional shares, which shares of IFH common stock represented by such old certificate(s) shall have been converted into the right to receive pursuant to the merger agreement, as well as any dividends or distributions to be paid as described in &#8220;&#8212;Dividends and Distributions&#8221; below.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If an old certificate for IFH common stock has been lost, stolen or destroyed, the exchange agent will issue the consideration in the merger upon receipt of (i)&#160;an affidavit of that fact by the claimant and (ii)&#160;if required by </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">124<br></div></div></div>
<!--End Page 134-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 135-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">MVB or the exchange agent, the posting of a bond in an amount as MVB or the exchange agent may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to such old certificate.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">After the effective time, there will be no further transfers on the stock transfer books of IFH of IFH common stock that were issued and outstanding immediately prior to the effective time.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Withholding</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB will be entitled to deduct and withhold, or cause the exchange agent to deduct and withhold, from any cash in lieu of fractional shares, any dividends or distributions or any other cash amounts payable under the merger agreement to any holder of IFH common stock or equity awards such amounts it is required to deduct and withhold under the Code or any provision of state, local, or foreign tax law. If any such amounts are withheld and paid over to the appropriate governmental authority, such amounts will be treated for all purposes of the merger agreement as having been paid to the holder from whom they were withheld.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Dividends and Distributions</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">No dividends or other distributions declared with respect to MVB common stock will be paid to the holder of any unsurrendered old certificate representing shares of IFH common stock until the holder surrenders such old certificate in accordance with the merger agreement. After the surrender of an old certificate in accordance with the merger agreement, the record holder thereof will be entitled to receive any such dividends or other distributions, without any interest, which had previously become payable with respect to the whole shares of MVB common stock which the shares of IFH common stock, represented by such old certificate have been converted into the right to receive under the merger agreement.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;"><a name="tREPAW"><!--Anchor--></a>Representations and Warranties</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement contains representations and warranties made by IFH to MVB and MVB to IFH relating to a number of matters, including the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">corporate matters, including due organization and qualification and subsidiaries;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">capitalization;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">authority relative to execution and delivery of the merger agreement and the absence of conflicts with, or violations of, organizational documents or other obligations as a result of the mergers;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">required governmental and other regulatory and self-regulatory filings and consents and approvals in connection with the mergers;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reports to regulatory authorities;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">financial statements, internal controls, books and records, and absence of undisclosed liabilities;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">broker&#8217;s fees payable in connection with the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the absence of certain changes or events;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">legal proceedings;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">tax matters;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">employee matters and employee benefit matters;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">compliance with applicable laws;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">certain material contracts;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">absence of agreements with regulatory authorities;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">risk management instruments;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">environmental matters;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">investment securities and commodities;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">125<br></div></div></div>
<!--End Page 135-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 136-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">real property;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">intellectual property;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">related party transactions;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">inapplicability of takeover statutes;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">absence of action or circumstance that would prevent the merger from qualifying as a reorganization under Section 368(a) of the Code;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">opinions from each party&#8217;s respective financial advisor(s); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the accuracy of information supplied for inclusion in this joint proxy statement/prospectus and other similar documents; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">loan portfolio matters;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">insurance matters; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">information security; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH&#8217;s cannabis business; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">IFH&#8217;s mortgage banking business.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The representations and warranties in the merger agreement are (i)&#160;subject, in some cases, to specified exceptions and qualifications contained in the confidential disclosure schedules delivered by MVB and IFH, respectively, and (ii)&#160;qualified by the reports of MVB filed with the SEC during the period from January&#160;1, 2019 through the time prior to the execution and delivery of the merger agreement (excluding, in each case, any risk factor disclosures in the risk factor section or any &#8220;forward-looking statements&#8221; disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature). </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, certain representations and warranties of MVB and IFH are qualified as to &#8220;materiality&#8221; or &#8220;material adverse effect.&#8221; For purposes of the merger agreement, a &#8220;material adverse effect,&#8221; when used in reference to either MVB and IFH or MVB as the surviving entity in the merger, means a material adverse effect on (i)&#160;the business, properties, assets, liabilities, results of operations or financial condition of such party and its subsidiaries taken as a whole or (ii)&#160;the ability of such party to timely consummate the transactions contemplated hereby.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">However, with respect to clause (i), a material adverse effect will not be deemed to include the impact of:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">changes, after the date of the merger agreement, in U.S. generally accepted accounting principles or applicable regulatory accounting requirements;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">changes, after the date of the merger agreement, in laws, rules or regulations (including any COVID-19 pandemic measures) of general applicability to companies in the industries in which such party and its subsidiaries operate, or interpretations thereof by courts or governmental entities;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">changes, after the date of the merger agreement, in global, national or regional political conditions (including the outbreak of war or acts of terrorism) or in economic or market (including equity, credit and debt markets, as well as changes in interest rates) conditions affecting the financial services industry generally and not specifically relating to such party or its subsidiaries (including any such changes arising out of the COVID-19 pandemic or any COVID-19 pandemic measures);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">changes, after the date of the merger agreement, resulting from hurricanes, earthquakes, tornadoes, floods or other natural disasters or from any outbreak of any disease or other public health event (including the COVID-19 pandemic);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">public disclosure of the consummation of the transactions contemplated by the merger agreement or actions expressly required by the merger agreement or that are taken with the prior written consent of the other party in contemplation of the transactions contemplated by the merger agreement;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">126<br></div></div></div>
<!--End Page 136-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 137-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a decline in the trading price of a party&#8217;s common stock or the failure, in and of itself, to meet internal or other estimates, predictions, projections or forecasts of revenue, net income or any other measure of financial performance or budget, business or strategic plan for any period (provided that the underlying causes of such decline or failure may be taken into account in determining whether a material adverse effect has occurred); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the expenses incurred by MVB and IFH in negotiating, documenting, effecting and consummating the transactions contemplated by the merger agreement; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">changes proximately caused by the impact of the execution or announcement of the merger agreement and the consummation of the transactions contemplated thereby on relationships with customers or employees (including the loss of personnel subsequent to the date of the merger agreement). </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">With respect to the first, second, third and fourth bullets described above, to the extent that the effects of such change are materially disproportionately adverse to the business, properties, assets, liabilities, results of operations or financial condition of such party and its subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its subsidiaries operate.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The representations and warranties in the merger agreement do not survive the effective time.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tCOVEAGRE"><!--Anchor--></a>Covenants and Agreements</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Conduct of Businesses Prior to the Consummation of the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Prior to the effective time (or earlier termination of the merger agreement), except as expressly contemplated or permitted by the merger agreement, required by law or as consented to in writing by MVB (or, in the case of clause (b), below, IFH) (such consent not to be unreasonably withheld, conditioned or delayed), (a) IFH shall, and shall cause its subsidiaries to, conduct its business in the ordinary course in all material respects and use commercially reasonable efforts to maintain and preserve intact its business organization, the services of its employees and its advantageous business relationships, and (b) except as expressly required by the merger agreement, required by law or as consented to in writing by the other party, each of IFH and MVB shall not, and shall cause their respective subsidiaries not to, knowingly take any action that would reasonably be expected to adversely affect or materially delay the ability to obtain any necessary approvals of any regulatory agency or other governmental entity required for the transactions contemplated by the merger agreement or to perform its respective covenants and agreements under the merger agreement or to consummate the transactions contemplated by the merger agreement on a timely basis. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Additionally, prior to the effective time (or earlier termination of the merger agreement), except as set forth in the IFH disclosure schedules, as expressly contemplated or permitted by the merger agreement or as required by law, IFH will not take, and will not permit any of its subsidiaries to, without the prior written consent of MVB (such consent not to be unreasonably withheld, conditioned or delayed), take any of the following actions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">other than in the ordinary course of business consistent with past practice, incur any indebtedness for borrowed money (other than indebtedness of IFH or any of its wholly-owned subsidiaries to IFH or any of its subsidiaries), assume, guarantee, endorse or otherwise as an accommodation become responsible for the obligations of any other individual, corporation or other entity; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">adjust, split, combine or reclassify any capital stock;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make, declare or pay any dividend, or make any other distribution on, or directly or indirectly redeem, purchase or otherwise acquire, any shares of its capital stock or any securities or obligations convertible (whether currently convertible or convertible only after the passage of time or the occurrence of certain events) into or exchangeable for any shares of its capital stock (except (A) dividends paid by any of the subsidiaries of IFH to IFH or any of its wholly-owned subsidiaries, or (B) the acceptance of shares of IFH common stock as payment for the exercise price of IFH stock options or for withholding taxes incurred in connection with the exercise of IFH stock options or the vesting or settlement of IFH equity awards, in each case in accordance with past practice and the terms of the applicable award agreements);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">grant any IFH equity awards (or any similar award that would be an IFH equity award had it been issued under an IFH stock plan) or other equity-based awards or interests, or grant any individual, corporation or other entity any right to acquire any shares of its capital stock;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">127<br></div></div></div>
<!--End Page 137-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 138-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">issue, sell or otherwise permit to become outstanding any additional shares of capital stock or securities convertible or exchangeable into, or exercisable for, any shares of its capital stock or any options, warrants, or other rights of any kind to acquire any shares of capital stock, except pursuant to the exercise of stock options or the settlement of equity compensation awards outstanding as of the date of the merger agreement in accordance with their terms;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">sell, transfer, mortgage, encumber or otherwise dispose of any of its material properties or assets or any business to any person, or cancel, release or assign any indebtedness to any such person or any claims held by any such person, in each case other than in the ordinary course of business consistent with past practice or pursuant to contracts or agreements in force at the date of the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">except for transactions in the ordinary course of business consistent with past practice, make any material investment either by purchase of stock or securities, contributions to capital, property transfers, or purchase of any property or assets of any other individual, corporation or other entity other than a wholly-owned subsidiary of IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">terminate, materially amend, or waive any material provision of, any material contract, or make any change in any instrument or agreement governing the terms of any of its securities, or material lease or contract, other than normal renewals of contracts and leases without material adverse changes of terms with respect to IFH, or enter into any contract that would constitute a material contract if it were in effect on the date of the merger agreement, except for transactions in the ordinary course of business consistent with past practice;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">except as required under applicable law, the terms of any IFH benefit plan existing as of the date hereof, or as set forth in the IFH disclosure schedules, (i)&#160;enter into, establish, adopt, amend or terminate any IFH benefit plan, or any arrangement that would be an IFH benefit plan if in effect on the date hereof, other than with respect to broad-based welfare benefit plans (other than severance) in the ordinary course of business consistent with past practice and as would not reasonably be expected to materially increase the cost of benefits under any such IFH benefit plan, as the case may be, (ii)&#160;increase the compensation or benefits payable to any current or former employee, director or individual consultant, other than increases for current employees with an annual base salary below $100,000 in connection with a promotion (permitted hereunder) or change in responsibilities, in each case, in the ordinary course of business consistent with past practice and to a level consistent with similarly situated peer employees, (iii)&#160;accelerate the vesting of any equity-based awards or other compensation or benefits, (iv)&#160;enter into any new, or amend any existing, employment, severance, change in control, retention, collective bargaining agreement or similar agreement or arrangement, (v)&#160;fund any rabbi trust or similar arrangement, or in any other way secure the payment of compensation or benefits under any IFH benefit plan, (vi)&#160;terminate the employment or services of any employee with an annual base salary (exclusive of commissions) equal to or in excess of $150,000, other than for cause, or (vii)&#160;hire or promote any employee with an annual base salary equal to or in excess of $100,000 (other than as a replacement hire or promotion on substantially similar terms of employment as the departed employee), or significantly change the responsibilities assigned to any such employee; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">settle any material claim, suit, action or proceeding, other than those relating to any foreclosure action by IFH or except in the ordinary course of business consistent with past practice in an amount and for consideration not in excess of $100,000 individually or $250,000 in the aggregate and that would not impose any material restriction on the business of it or its subsidiaries or MVB, as the surviving corporation;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">take any action or knowingly fail to take any action where such action or failure to act could reasonably be expected to prevent the merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">amend its articles of incorporation, its bylaws or comparable governing documents of its subsidiaries;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">merge or consolidate itself or any of its subsidiaries with any other person, or restructure, reorganize or completely or partially liquidate or dissolve it or any of its subsidiaries; </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">128<br></div></div></div>
<!--End Page 138-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 139-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">materially restructure or materially change its investment securities or derivatives portfolio or its interest rate exposure, through purchases, sales or otherwise, or the manner in which the portfolio is classified or reported or purchase any security rated below investment grade, in each case, other than (i)&#160;in the ordinary course of business consistent with past practice or (ii)&#160;as may be required by GAAP or any applicable laws, regulations, guidelines or policies imposed by a governmental entity;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">take any action that is intended or expected to result in any of its representations and warranties set forth in the merger agreement being or becoming untrue in any material respect at any time prior to the effective time, or in any of the conditions to the merger not being satisfied or in a violation of any provision of the merger agreement, except, in every case, as may be required by applicable law; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">implement or adopt any change in its accounting principles, practices or methods, other than as may be required by GAAP or applicable law;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">enter into any new line of business or change in any material respect its lending, investment, underwriting, risk and asset liability management and other banking and operating, securitization and servicing policies (including any change in the maximum ratio or similar limits as a percentage of its capital exposure applicable with respect to its loan portfolio or any segment thereof), except as required by applicable law, regulation or policies imposed by any governmental entity;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make any loans or extensions of credit except (i)&#160;in the ordinary course of business consistent with past practice, (ii)&#160;with aggregate outstanding commitments to any borrower or group of related borrowers not in excess of $750,000, (iii)&#160;government guaranteed loans with unguaranteed portions not exceeding $1,250,000, or (iv)&#160;pursuant to existing commitments; provided, that MVB shall be required to respond to any requests for a consent to make such loan or extension of credit in writing within two&#160;(2)&#160;business days after the loan package is delivered to MVB; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make any material changes in its policies and practices with respect to (i)&#160;underwriting, pricing, originating, acquiring, selling, servicing, or buying or selling rights to service, loans or (ii)&#160;its investment, risk and asset liability management or hedging practices and policies, in each case except as required by law or requested by a regulatory agency; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make, or commit to make, any individual capital expenditures in excess of $100,000;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make any tax election in the ordinary course of business that is inconsistent with IFH&#8217;s (or its subsidiaries&#8217;) prior practices, make any other tax election, change or revoke any material tax election, change an annual tax accounting period, adopt or change any tax accounting method, file any amended tax return, enter into any closing agreement with respect to taxes, or settle any tax claim, audit, assessment or dispute or surrender any right to claim a refund of taxes;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make application for the opening, relocation or closing of any, or open, relocate or close any, branch office, loan production office or other significant office or operations facility of it or its subsidiaries; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">knowingly take any action that is intended to or would reasonably be likely to prevent, materially impede or materially delay the ability of MVB, IFH or their respective subsidiaries to obtain any necessary approvals of any governmental entity required for the merger (including the requisite regulatory approvals) or to perform their covenants and agreements under the merger agreement or to consummate the transactions contemplated thereby; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">increase or decrease the rate of interest paid on time deposits, or on certificates of deposit, except in a manner consistent with market conditions and pursuant to policies consistent with past practices; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">extend or shorten the maturity dates on any loans or extensions of credit or extend or shorten the term on any time deposits except, in each case, as consistent with past practice but, in no event, for a period greater than twelve (12) months; provided, that MVB shall be required to respond to any requests for a consent to such modification within two (2) business days after the request is received by MVB; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">agree to take, make any commitment to take, or adopt any resolutions of its board of directors or similar governing body in support of, any of the foregoing. </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">129<br></div></div></div>
<!--End Page 139-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 140-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Prior to the effective time (or earlier termination of the merger agreement), except as set forth in the MVB disclosure schedules, as expressly contemplated or permitted by the merger agreement or as required by law, MVB will not take, and will not permit any of its subsidiaries to, without the prior written consent of IFH (such consent not to be unreasonably withheld, conditioned or delayed), take any of the following actions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">amend its articles of incorporation, its regulations or comparable governing documents of its subsidiaries in a manner that would adversely affect the economic benefits of the merger to the holders of the IFH common stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">adjust, split, combine or reclassify any capital stock;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">adopt or publicly propose a plan of complete or partial liquidation or resolutions providing for or authorizing such a liquidation or a dissolution of MVB; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">make any written communications to the employees of IFH or any of its subsidiaries without prior consultation with the IFH and consideration of any IFH comments in good faith; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">take any action or knowingly fail to take any action where such action or failure to act could reasonably be expected to prevent the merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">agree to take, make any commitment to take, or adopt any resolutions of its board of directors or similar governing body in support of, any of the foregoing. </div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Regulatory Matters</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH have agreed to cooperate with each other and use their respective reasonable best efforts to prepare and file all necessary documentation, to effect all applications, notices, petitions and filings, (and in the case of the applications, notices, petitions and filings in respect of the requisite regulatory approvals, use their reasonable best efforts to make such filings as soon as practicable but in no event later than sixty (60) days of the date of the merger agreement), to obtain as promptly as practicable all permits, consents, approvals and authorizations of all third parties, and governmental entities which are necessary or advisable to consummate the transactions contemplated by the merger agreement, and to comply with the terms and conditions of all such permits, consents, approvals and authorizations of all such governmental entities. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each of MVB and IFH has agreed to use its reasonable best efforts to (i)&#160;avoid the entry of, or to have vacated, lifted, reversed or overturned any decree, judgment, injunction or other order, whether temporary, preliminary or permanent, that would restrain, prevent or delay the closing, and (ii)&#160;avoid or eliminate each and every impediment, including with respect to obtaining the requisite regulatory approvals, so as to enable the closing to occur as soon as possible. Notwithstanding the foregoing, nothing in the merger agreement requires MVB or permits IFH to take, or agree to take, any action, or commit to take any action, or agree to any condition or restriction, in connection with the grant of a requisite regulatory approval, that would reasonably be expected to have a material adverse effect on MVB and its subsidiaries, taken as a whole, after giving effect to the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH have also agreed to furnish each other with all information reasonably necessary or advisable in connection with any statement, filing, notice or application to any governmental entity in connection with the merger and the other transactions contemplated by the merger agreement, as well as to keep each other apprised of the status of matters related to the consummation of the transactions contemplated by the merger agreement. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Employee Matters</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that, for a period of twelve (12) months after the effective time (or such shorter period if the employee is employed for less than twelve (12) months), MVB shall provide each of the employees of IFH and its subsidiaries who continue to be employed by MVB and its subsidiaries immediately following the effective time (whom we refer to as &#8220;Continuing Employees&#8221;) with (i)&#160;a base salary or wage rate, as applicable, that is no less than the base salary or wage rate, as applicable, provided to the Continuing Employee prior to the effective time, (ii)&#160;target cash bonus opportunities that are no less favorable than the target cash bonus opportunities that are generally made available to similarly situated employees of MVB and its subsidiaries and (iii)&#160;employee benefits that, in the aggregate, are substantially the same as those that are generally made available to similarly situated employees of MVB and its subsidiaries. Any employee of IFH and its subsidiaries who is not party to a contractual agreement providing for a change in control benefit and who is terminated by </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">130<br></div></div></div>
<!--End Page 140-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 141-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">IFH without cause at MVB&#8217;s request on the closing date or by MVB without cause within nine (9) months following the closing date, or who voluntarily resigns employment due to involuntary relocation of employee&#8217;s principal place of employment to a location which is more than twenty&#8211;five (25) miles from the employees principal place of employment immediately prior to the closing date, shall be entitled to certain severance payments. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that, with respect to any employee benefit plans of MVB or its subsidiaries in which any continuing employees become eligible to participate on or after the effective time (the &#8220;new plans&#8221;), MVB will use commercially reasonable efforts to, (i)&#160;waive all pre-existing conditions, exclusions or waiting periods with respect to participation and coverage requirements applicable to such continuing employees and their eligible dependents under any new plans, except to the extent such pre-existing conditions, exclusions or waiting periods would apply under an analogous IFH benefit plan, (ii)&#160;provide each such employee and their eligible dependents with credit for any eligible expenses incurred prior to the effective time under an IFH benefit plan (to the same extent that such credit was given under the analogous IFH benefit plan prior to the effective time) in satisfying any applicable deductible, co-payment or out-of-pocket requirements under any new plan and (iii)&#160;recognize all service of such employees with IFH and its subsidiaries for all purposes in any new plan to the same extent such service was taken into account under the analogous IFH benefit plan prior to the effective time. The merger agreement provides that the foregoing service recognition will not apply (a) to the extent it would result in duplication of benefits for the same period of service, (b) for purposes of any defined benefit pension or post-retirement welfare plan or (c) where such service is with respect to a newly established benefit plan of MVB for which similarly situated employees of MVB do not receive past service credit.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If requested by MVB in writing at least fifteen (15) business days prior to the effective time (or sixty (60) days prior to the effective time with respect to IFH&#8217;s multi-employer plan), IFH will take all action to amend, freeze, terminate or withdraw from all IFH benefit plans or multi-employer plans immediately prior to the effective time. IFH will, prior to the effective time, (i)&#160;terminate the West Town Bank &amp; Trust Supplemental Executive Benefit Plan and (ii)&#160;terminate the IFH 401(k) plan effective as of the day immediately prior to the effective time and contingent upon the occurrence of the closing. In addition to the foregoing, prior to the effective time, IFH shall take any and all actions as may be required, including adopting amendments to the IFH 401(k) Plan to permit each participant in the IFH 401(k) Plan who has a loan outstanding at the effective time to make arrangements to continue to repay such loan in accordance with the original amortization schedule until such time as the participant&#8217;s 401(k) account balance is distributed. In connection with the termination of the IFH 401(k) Plan and the merger, IFH will provide that (a) all IFH 401(k) Plan participant accounts shall be fully vested, (b) all benefit accruals under the IFH 401(k) Plan will be frozen and no new participants will be admitted to the IFH 401(k)&#160;Plan on or after the IFH 401(k) Plan termination date, and (c) any contributions due to the IFH 401(k)&#160;Plan for the period before the IFH 401(k) Plan termination date and not yet paid by the IFH 401(k) Plan termination date will be contributed by IFH as soon as administratively feasible after the IFH 401(k) Plan termination date. As soon as practicable following the IFH 401(k) Plan termination date, the account balances in the IFH 401(k) Plan shall either be distributed to participants and beneficiaries or transferred to an eligible tax-qualified retirement plan or individual retirement account as a participant or beneficiary may direct. Prior to the distribution of account balances in the IFH 401(k) Plan, MVB will take any and all actions as may be required, including adopting amendments to the tax-qualified defined contribution retirement plan designated by MVB to permit each Continuing Employee to make rollover contributions of &#8220;eligible rollover distributions&#8221; (within the meaning of Section 401(a)(31) of the Code, including of outstanding plan loans) at the time of such distribution from the IFH 401(k) Plan in the form of cash, notes (in the case of loans) or a combination thereof, in an amount equal to the full account balance distributed to such Continuing Employee from the IFH 401(k) Plan. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Nothing in the merger agreement will confer upon any employee, officer, director or consultant of IFH or any of its subsidiaries or affiliates any right to continue in the employ or service of the surviving entity, IFH, MVB or any subsidiary or affiliate thereof, or will interfere with or restrict in any way the rights of the surviving entity, IFH, MVB or any subsidiary or affiliate thereof to discharge or terminate the services of any employee, officer, director or consultant of IFH or any of its subsidiaries or affiliates at any time for any reason whatsoever, with or without cause. Nothing in the merger agreement will be deemed to (i)&#160;establish, amend, or modify any IFH benefit plan, MVB benefit plan, new plan or any other benefit or employment plan, program, agreement or arrangement, or (ii)&#160;alter or limit the ability of the surviving entity or any of its subsidiaries or affiliates to amend, modify or terminate any particular IFH benefit plan, MVB benefit plan, new plan or any other benefit or </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">131<br></div></div></div>
<!--End Page 141-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 142-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">employment plan, program, agreement or arrangement after the effective time. Without limiting the generality of the terms of the merger agreement, nothing in the merger agreement, express or implied, is intended to or will confer upon any person, including any current or former employee, officer, director or consultant of IFH or any of its subsidiaries or affiliates, any right, benefit or remedy of any nature whatsoever under or by reason of the merger agreement.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH has agreed to take all steps necessary to ensure that in the event that the amounts of any change in control payment, either individually or in conjunction with a payment or benefit under any other plan, agreement or arrangement that is aggregated for purposes of Code Section 280G (in the aggregate, &#8220;Total Payments&#8221;), would constitute an &#8220;excess parachute payment&#8221; within the meaning of Section 280G of the Code that is subject to the tax imposed by Section 4999 of the Code, then the amounts of such change in control payment shall be reduced such that the value of the Total Payments that each counterparty is entitled to receive shall be $1.00 less than the maximum amount which the counterparty may receive without becoming subject to the excise tax or resulting in a disallowance of a deduction of the payment of such amount under Section 280G of the Code.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB has agreed to assume and honor in accordance with their terms all employment or change in control agreements or equity award agreements, vested as of the closing date under the IFH benefit plans; provided, that MVB may replace such IFH benefit plans with a similar benefit plan of MVB. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH and MVB will cooperate and use their commercially reasonable efforts to establish an aggregate retention bonus amount and identify key employees of IFH or MVB who will be offered a retention bonus prior to the effective time upon such terms and conditions as the chief executive officers of IFH and MVB shall mutually agree.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Director and Officer Indemnification and Insurance</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that from and after the effective time, MVB as the surviving entity in the merger will indemnify and hold harmless all present and former directors, officers and employees of IFH and its subsidiaries against any costs or expenses (including reasonable attorneys&#8217; fees), judgments, fines, losses, damages or liabilities incurred in connection with any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal, administrative or investigative, whether arising before or after the effective time, arising out of the fact that such person is or was a director, officer or employee of IFH or any of its subsidiaries and pertaining to matters existing or occurring at or prior to the effective time, including the transactions contemplated by the merger agreement to the same extent as such persons are indemnified as of the date of the merger agreement by IFH pursuant to IFH&#8217;s articles, IFH&#8217;s bylaws, the governing or organizational documents of any subsidiary of IFH and any indemnification agreements in existence as of the date of the merger agreement; and MVB as the surviving entity in the merger shall also advance expenses as incurred by such indemnified party to the same extent as such persons were entitled to advancement of expenses as of the date of the merger agreement by IFH. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement requires MVB, as the surviving entity in the merger, to maintain for a period of six (6) years after consummation of the merger IFH&#8217;s existing directors&#8217; and officers&#8217; liability insurance policy, or policies with a substantially comparable insurer of at least the same coverage and amounts and containing terms and conditions that are no less advantageous to the insured, with respect to claims arising from facts or events that occurred at or prior to the consummation of the merger. However, MVB is not required to spend annually more than two hundred percent (200%) of the current annual premium paid as of the date of the merger agreement by IFH for such insurance (the &#8220;premium cap&#8221;), and if such premiums for such insurance would at any time exceed that amount, then MVB will maintain policies of insurance which, in its good faith determination, provide the maximum coverage available at an annual premium equal to the premium cap. In lieu of the foregoing, IFH, in consultation with, but only upon the consent of MVB, may (and at the request of MVB, IFH will use its reasonable best efforts to), obtain at or prior to the effective time a six (6)-year &#8220;tail&#8221; policy under IFH&#8217;s existing directors and officers insurance policy providing equivalent coverage to that described in the preceding sentence if such a policy can be obtained for an amount that, in the aggregate, does not exceed the premium cap.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Name and Headquarters </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The name of the surviving corporation and surviving bank will be MVB Financial Corp. and MVB Bank, Inc., respectively; that the headquarters of MVB and the main office of MVB Bank will be located in Fairmont, West Virginia.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">132<br></div></div></div>
<!--End Page 142-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 143-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Restructuring Efforts</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement provides that if IFH fails to obtain the required vote of IFH shareholders to approve the IFH merger proposal or if MVB fails to obtain the required vote of MVB shareholders to approve the MVB merger proposal, each of the parties will in good faith use its reasonable best efforts to negotiate a restructuring of the transactions contemplated by the merger agreement (provided that neither party will have any obligation to alter or change any material terms, including the amount or kind of the consideration to be issued to holders of the capital stock of IFH as provided for in the merger agreement, in a manner adverse to such party or its shareholders) and/or resubmit the merger agreement or the transactions contemplated thereby (or as restructured) to its respective shareholders or shareholders, as applicable, for adoption or approval.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Certain Additional Covenants</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement also contains additional covenants, including, among others, covenants relating to the filing of this joint proxy statement/prospectus, obtaining required consents, the listing of the shares of MVB common stock to be issued in the merger, access to information of the other company, additional agreements, advice of changes, exemption from takeover restrictions, the coordination of dividend declarations, the assumption by MVB of IFH&#8217;s indebtedness, public announcements with respect to the transactions contemplated by the merger agreement and settlement of the RESPA Litigation.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;"><a name="tCOCG"><!--Anchor--></a>Combined Company Governance </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Management of the Combined Company after the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At the effective time, the Board of Directors of MVB, and the committees thereof, shall remain unchanged and shall consist of the directors of MVB immediately prior to the effective time, each of whom shall serve as the directors of MVB until the next annual meeting of shareholders and until such time as their respective successors have been duly elected and qualified, or until their earlier death, resignation or removal from office. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The executive officers of MVB shall continue as executive officers of MVB immediately after the effective time, each of whom shall serve until their respective successors are duly appointed and qualified or their earlier death, resignation or removal. Contingent upon the closing of the merger, IFH President and Chief Executive Officer Eric J. Bergevin will join MVB&#8217;s team as MVB&#8217;s Executive Vice President, Chief Revenue Officer, and Mr.&#160;Steven E. Crouse will serve as MVB&#8217;s Chief Financial Officer.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;"><a name="tMEETINGR"><!--Anchor--></a>Meetings; Recommendation of IFH&#8217;s and MVB&#8217;s Boards of Directors</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each of MVB and IFH has agreed to call a meeting of their respective shareholders for the purpose of voting upon the approval of the merger agreement (in the case of the IFH shareholders, the &#8220;requisite IFH vote,&#8221; and in the case of the MVB shareholders, the &#8220;requisite MVB vote&#8221;), and to use reasonable best efforts to cause the meetings to occur as soon as reasonably practicable. Such meetings may be held virtually, subject to applicable law and the organizational documents of each party.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Each of MVB and IFH and their respective boards of directors has agreed to use its reasonable best efforts to obtain from IFH shareholders and MVB shareholders, respectively, the requisite IFH vote and the requisite MVB vote, including by communicating to IFH shareholders and MVB shareholders, as applicable, its recommendation that IFH shareholders and MVB shareholders, respectively, adopt and approve the merger agreement and the transactions contemplated thereby (the &#8220;IFH board recommendation&#8221; and the &#8220;MVB board recommendation&#8221;), as applicable. However, subject to certain termination rights described in &#8220;&#8212;Termination of the Merger Agreement&#8221; below, if the IFH board of directors or the MVB board of directors, after receiving the advice of its outside counsel and, with respect to financial matters, its outside financial advisors, determines in good faith that it would be reasonably likely to result in a violation of its fiduciary duties under applicable law to continue to make the IFH board recommendation or the MVB board recommendation, as applicable, then, in the case of IFH, prior to the receipt of the requisite IFH vote, and in the case of MVB, prior to the receipt of the requisite MVB vote, such board of directors may submit the merger agreement to its shareholders without recommendation (although the resolutions approving the merger agreement may not be rescinded or amended) and may communicate the basis for its lack of a recommendation to its shareholders to the extent required by law, provided that (i)&#160;it gives the other party at least five (5) business days&#8217; prior written notice of its intention to take such action and a reasonable description of the event or circumstances giving rise to its determination to </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">133<br></div></div></div>
<!--End Page 143-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 144-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">take such action (including, in the event such action is taken in response to an acquisition proposal, the latest material terms and conditions of, and the identity of the third party making any such acquisition proposal, or any amendment or modification thereof, and a copy thereof if in writing and any related documentation or correspondence) and (ii)&#160;at the end of such notice period, it takes into account any amendment or modification to the merger agreement proposed by the other party and, after receiving the advice of its outside counsel and, with respect to financial matters, its outside financial advisors, determines in good faith that it would nevertheless be reasonably likely to result in a violation of its fiduciary duties under applicable law to continue to make the IFH board recommendation or the MVB board recommendation, as the case may be. Any material amendment to any acquisition proposal will require a new notice period.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH must adjourn or postpone the MVB shareholders meeting or the IFH shareholders meeting, as applicable, if there are insufficient shares of MVB common stock or IFH common stock, as the case may be, represented (either in attendance or by proxy) to constitute a quorum necessary to conduct the business of such meeting, or if on the date of such meeting, MVB or IFH, as applicable, has not received proxies representing a sufficient number of shares necessary to obtain the requisite MVB vote or the requisite IFH vote, and subject to the terms and conditions of the merger agreement, MVB or IFH, as applicable, will continue to use reasonable best efforts to solicit proxies from its shareholders. Notwithstanding any recommendation change by the MVB board of directors or the IFH board of directors, but subject to the obligation to adjourn or postpone such meetings as described in the immediately preceding sentence, unless the merger agreement has been terminated in accordance with its terms, each party is required to convene a meeting of its shareholders and to submit the merger proposal to a vote of such shareholders. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tAGREEN"><!--Anchor--></a>Agreement Not to Solicit Other Offers</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH has agreed that it will, and will cause each of its subsidiaries and representatives to, immediately cease, and cause to be terminated, any activities, discussions or negotiations conducted before the date of the merger agreement with any person other than MVB with respect to any acquisition proposal. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH has agreed that it will not, and will cause each of its subsidiaries and its and their respective officers, directors, employees, agents, advisors and representatives not to, directly or indirectly, (i)&#160;initiate, solicit, knowingly encourage or knowingly facilitate any inquiries or proposals with respect to any acquisition proposal, (ii)&#160;engage or participate in any negotiations concerning any acquisition proposal or (iii)&#160;provide any confidential or nonpublic information or data to, or have or participate in any discussions with, any person relating to any acquisition proposal. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For purposes of the merger agreement, an &#8220;acquisition proposal&#8221; means, with respect to IFH, other than the transactions contemplated by the merger agreement, any offer, proposal or inquiry relating to, or any third party indication of interest in, (i)&#160;any acquisition or purchase, direct or indirect, of twenty-five percent (25%) or more of the consolidated assets of IFH and its subsidiaries or twenty-five percent (25%) or more of any class of equity or voting securities of IFH or its subsidiaries whose assets, individually or in the aggregate, constitute twenty-five percent (25%) or more of the consolidated assets of IFH, (ii)&#160;any tender offer (including a self-tender offer) or exchange offer that, if consummated, would result in such third party beneficially owning twenty-five percent (25%) or more of any class of equity or voting securities of IFH or its subsidiaries whose assets, individually or in the aggregate, constitute twenty-five percent (25%) or more of the consolidated assets of IFH, or (iii)&#160;a merger, consolidation, share exchange, business combination, reorganization, recapitalization, liquidation, dissolution or other similar transaction involving IFH or its subsidiaries whose assets, individually or in the aggregate, constitute twenty-five percent (25%) or more of the consolidated assets of IFH.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">However, in the event that after the date of the merger agreement and prior to the receipt of the requisite IFH vote, IFH receives an unsolicited <font style="font-style: italic;">bona fide</font> written acquisition proposal, it may, and may permit its subsidiaries and its and their subsidiaries&#8217; officers, directors, agents, advisors and representatives to, furnish or cause to be furnished nonpublic information or data and participate in negotiations or discussions with the person making the acquisition proposal if the IFH board of directors concludes in good faith (after receiving the advice of its outside counsel, and with respect to financial matters, its financial advisors) that failure to take such actions would be reasonably likely to result in a violation of its fiduciary duties under applicable law, provided that, prior to furnishing any confidential or nonpublic information, IFH enters into a confidentiality agreement with the person making such acquisition proposal on terms no less favorable to it than the confidentiality agreement between MVB and IFH, and which confidentiality agreement does not provide such person with any exclusive right to negotiate with such party.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">134<br></div></div></div>
<!--End Page 144-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 145-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">IFH has also agreed to (i)&#160;promptly (and, in any event, within twenty-four (24) hours) advise MVB following receipt of any acquisition proposal or any inquiry which could reasonably be expected to lead to an acquisition proposal, and the substance thereof (including the terms and conditions of and the identity of the person making such inquiry or acquisition proposal and a copy thereof if in writing and any related documentation or correspondence), and will keep MVB apprised of any related developments, discussions and negotiations on a current basis, including any amendments to or revisions of the material terms of such inquiry or acquisition proposal and (ii)&#160;use its reasonable best efforts to enforce any existing confidentiality or standstill agreements to which it or any of its subsidiaries is a party.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tCCMERG"><!--Anchor--></a>Conditions to Complete the Merger</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB&#8217;s and IFH&#8217;s respective obligations to complete the merger are subject to the satisfaction or, where legally permissible, waiver, at or prior to the effective time, of the following conditions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the requisite MVB vote and the requisite IFH vote having been obtained;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the authorization for listing on NASDAQ, subject to official notice of issuance, of the MVB common stock to be issued in the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all requisite regulatory approvals having been obtained and remaining in full force and effect, and all statutory waiting periods in respect thereof having expired or been terminated, without the imposition of any materially burdensome regulatory condition;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the effectiveness of the registration statement of which this joint proxy statement/prospectus is a part, and the absence of any stop order (or proceedings for such purpose initiated or threatened and not withdrawn);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">no order, injunction or decree by any court or governmental entity of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the merger or any of the other transactions contemplated by the merger agreement being in effect, and no statute, rule, regulation, order, injunction or decree having been enacted, entered, promulgated or enforced by any governmental entity which prohibits or makes illegal the consummation of the merger;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the accuracy of the representations and warranties of the other party contained in the merger agreement as of the date on which the merger agreement was entered into and as of the date on which the merger is completed, subject to the materiality standards provided in the merger agreement (and the receipt by each party of an officers&#8217; certificate from the other party to such effect);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the performance by the other party in all material respects of all obligations, covenants and agreements required to be performed by it under the merger agreement at or prior to the date on which the merger is completed (and the receipt by each party of an officers&#8217; certificate from the other party to such effect);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the case of MVB&#8217;s obligations to complete the merger, settlement of the RESPA Litigation; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">receipt by each party of an opinion of legal counsel to the effect that on the basis of facts, representations and assumptions set forth or referred to in such opinion, the merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the case of MVB&#8217;s obligations to complete the merger, the continued effectiveness of certain employment agreements between MVB and employees of IFH (see &#8220;The Merger&#8212;Interests of IFH Directors and Executive Officers in the Merger&#8221; beginning on page <a href="#tINTEREST">111</a> for additional information regarding such employment agreements); and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the case of MVB&#8217;s obligations to complete the merger, immediately prior to the closing, not more than ten (10%) of IFH common stock shall be held by persons who either have exercised, or are then entitled to exercise, appraisal rights under the NCBCA.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Neither IFH nor MVB can provide assurance as to when or if all of the conditions to the merger can or will be satisfied or waived by the appropriate party.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">135<br></div></div></div>
<!--End Page 145-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 146-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><a name="tTERMAGR"><!--Anchor--></a>Termination of the Merger Agreement</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement can be terminated at any time prior to the consummation of the merger, whether before or after the receipt of the requisite MVB vote or the requisite IFH vote, in the following circumstances:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by mutual written consent of MVB and IFH;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by either MVB or IFH if any governmental entity that must grant a requisite regulatory approval has denied approval of the merger or the transactions contemplated by the merger agreement and such denial has become final and nonappealable or any governmental entity of competent jurisdiction has issued a final and nonappealable order permanently enjoining or otherwise prohibiting or making illegal the transactions contemplated by the merger agreement, unless the failure to obtain a requisite regulatory approval is due to the failure of the party seeking to terminate the merger agreement to perform or observe its covenants and agreements under the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by either MVB or IFH if the merger has not been completed on or before August&#160;1, 2023 (the &#8220;termination date&#8221;), unless the failure of the merger to be completed by such date is due to the failure of the party seeking to terminate the merger agreement to perform or observe its covenants and agreements under the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by either MVB or IFH (provided that the terminating party is not then in material breach of any representation, warranty, obligation, covenant or other agreement contained in the merger agreement) if there is a breach of any of the covenants or agreements or any of the representations or warranties (or any such representation or warranty ceases to be true) set forth in the merger agreement on the part of IFH, in the case of a termination by MVB, or on the part of MVB, in the case of a termination by IFH, which either individually or in the aggregate would constitute, if occurring or continuing on the date the merger is completed, the failure of a closing condition of the terminating party and which is not cured within forty-five (45) days following written notice to the party committing such breach, or by its nature or timing cannot be cured during such period (or such fewer days as remain prior to the termination date);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by MVB, if, prior to the time the requisite IFH vote is obtained, (i)&#160;IFH or the IFH board of directors (A) submits the merger agreement to its shareholders without a recommendation for approval, or otherwise withdraws, qualifies or materially and adversely modifies (or publicly discloses its intention to withdraw, qualify or materially and adversely modify) its recommendation to approve the merger agreement, or approves or recommends to its shareholders an acquisition proposal other than the merger, (B) fails to publicly recommend against a publicly announced acquisition proposal within five&#160;(5) business days of being requested to do so by MVB or fails to publicly reconfirm the recommendation in favor of the merger within five (5) business days of being requested to do so by MVB or (C) shall have breached its obligations relating to non-solicitation of acquisition proposals or its obligations related to shareholder approval and the IFH board recommendation; or (ii)&#160;a tender offer or exchange offer for 25% or more of the outstanding shares of IFH common stock is commenced (other than by MVB), and the board of directors of IFH recommends that the shareholders of IFH tender their shares in such tender or exchange offer or otherwise fails to recommend that such shareholders reject such tender offer or exchange offer within ten (10) business days (or such fewer number of days as remains prior to the IFH special meeting) after the commencement of such tender or exchange offer;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">by IFH, if prior to such time as the requisite MVB vote is obtained, MVB or the board of directors of MVB (i)&#160;submits the merger agreement to its shareholders without a recommendation for approval, or otherwise withdraws or materially and adversely modifies (or publicly discloses its intention to withdraw or materially and adversely modify) its recommendation in favor of the merger agreement, or (ii)&#160;shall have breached its obligations related to shareholder approval and the MVB board of directors&#8217; recommendation; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">(i)&#160;by MVB, or by IFH provided that IFH shall not be in material breach of any of its obligations related to shareholder approval and the IFH board of directors&#8217; recommendation, if the requisite IFH vote shall not have been obtained by reason of the failure to obtain the requisite IFH vote at the IFH special meeting or at any adjournment or postponement thereof or (ii)&#160;by IFH, or by MVB provided </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">136<br></div></div></div>
<!--End Page 146-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 147-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="bl" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">that MVB shall not be in material breach of any of its obligations related to shareholder approval and the MVB board of directors&#8217; recommendation, if the requisite MVB vote shall not have been obtained by reason of the failure to obtain the requisite MVB vote at the MVB special meeting or at any adjournment or postponement thereof.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH also may terminate the merger agreement at any time during the five (5) day period commencing on the date on which the last regulatory approval required to permit the consummation of the transactions contemplated by the merger agreement is received (which we refer to as the &#8220;determination date&#8221;), if both following conditions are met:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on the trading day prior to the determination date (which we refer to as the &#8220;MVB market value&#8221;) is less than 82.5% of the average of the per share closing prices of a share of MVB common stock during the twenty (20) consecutive full trading days ending on August&#160;11, 2022 (which we refer to as the &#8220;starting date&#8221;), the last trading day immediately preceding the date of the first public announcement of entry into the merger agreement (which we refer to as the &#8220;initial MVB market value&#8221;); and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the number obtained by dividing the MVB market value by the initial MVB market value (which we refer to as the &#8220;purchaser ratio&#8221;) is less than the number obtained by dividing the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the trading day prior to the determination date (which we refer to as the &#8220;final index price&#8221;) by the average of the closing prices of the NASDAQ Bank Index (BANK) for the twenty (20) consecutive full trading days ending on the starting date and subtracting 0.175 from such quotient (which we refer to as the &#8220;index ratio&#8221;).</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If IFH elects to exercise this termination right, prompt written notice must be provided to MVB. MVB then has the option, within five business days following its receipt of such written notice, to increase the merger consideration to be received by holders of IFH common stock by, at MVB&#8217;s option, (i)&#160;increasing the exchange ratio (which we refer to as the &#8220;adjusted exchange ratio&#8221;) (calculated to the nearest one one-thousandth) to equal the lesser of (x)&#160;a number (rounded to the nearest one one-thousandth) obtained by dividing (1) the product of the initial MVB market value, 0.825 and the exchange ratio (as then in effect) by (2) the MVB market value; and (y) a number (rounded to the nearest one one-thousandth) obtained by dividing (1) the product of the index ratio and the exchange ratio (as then in effect) by (2) the purchaser ratio; or (ii)&#160;filling the difference between the adjusted exchange ratio and the exchange ratio in cash by multiplying the MVB market value by the difference in the adjusted exchange ratio and the exchange ratio (which we refer to as the &#8220;additional cash payment&#8221;). </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If MVB elects to make this adjustment, MVB must provide prompt written notice to IFH, which shall contain the revised exchange ratio or, as applicable, the additional cash payment. Once this notice is received by IFH, the merger agreement shall continue in full force and effect.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;"><a name="tEFFTER"><!--Anchor--></a>Effect of Termination</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the merger agreement is terminated, it will become void and have no effect, except that (i)&#160;none of IFH or MVB will be relieved or released from any liabilities or damages arising out of its fraud or willful and material breach of any provision of the merger agreement and (ii)&#160;designated provisions of the merger agreement will survive the termination, including those relating to payment of fees and expenses, the confidential treatment of information and the termination fee described below. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;"><a name="tTERMINFEE"><!--Anchor--></a>Termination Fee</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH will pay MVB a termination fee equal to $3,900,000 in cash (the &#8220;termination fee&#8221;) if the merger agreement is terminated in the following circumstances:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the event that the merger agreement is terminated by MVB pursuant to the fifth bullet set forth under &#8220;&#8212;Termination of the Merger Agreement&#8221; above. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the event, after the date of the merger agreement and prior to the termination of the merger agreement, a <font style="font-style: italic;">bona fide</font> acquisition proposal has been communicated to or otherwise made known to the IFH board of directors or IFH&#8217;s senior management or has been made directly to the IFH shareholders </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">137<br></div></div></div>
<!--End Page 147-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 148-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="bl" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">generally, or any person has publicly announced (and not withdrawn) an acquisition proposal with respect to IFH, and (i) (a) thereafter the merger agreement is terminated by either MVB or IFH because the merger has not been completed prior to the termination date, and IFH has not obtained the requisite IFH vote or (b) thereafter the merger agreement is terminated by MVB based on a breach of the merger agreement by IFH that would constitute the failure of an applicable closing condition or because of a failure to obtain the requisite IFH vote at the IFH special meeting or any adjournment or postponement thereof, and (ii)&#160;prior to the date that is twelve (12) months after the date of such termination, IFH enters into a definitive agreement or consummates a transaction with respect to an acquisition proposal (whether or not the same acquisition proposal as that referred to above), provided that for purposes of the foregoing, all references in the definition of acquisition proposal to &#8220;twenty-five percent (25%)&#8221; will instead refer to &#8220;fifty percent (50%).&#8221; In such case, the termination fee must be paid to MVB on the earlier of the date IFH enters into such definitive agreement and the date of consummation of such transaction.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The termination fee and any amounts payable by IFH in connection therewith, constitute liquidated damages and not a penalty, and, except in the case of willful and material breach, will be the he maximum aggregate amount of monetary fees, liabilities or damages payable by IFH under the merger agreement in the event of a termination of the merger agreement under specified circumstances.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tEXPFEE"><!--Anchor--></a>Expenses and Fees</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Except as otherwise provided in the merger agreement, all costs and expenses incurred in connection with the merger agreement and the transactions contemplated thereby will be paid by the party incurring such expense. The merger agreement provides that the costs and expenses of printing and mailing this joint proxy statement/prospectus will be borne equally by MVB and IFH.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tAWEMA"><!--Anchor--></a>Amendment, Waiver and Extension of the Merger Agreement</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Subject to compliance with applicable law, the merger agreement may be amended by the parties at any time before or after the receipt of the requisite IFH vote or the requisite MVB vote, except that after the receipt of the requisite IFH vote, there may not be, without further approval of IFH shareholders any amendment to the merger agreement that requires such further approval under applicable law.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At any time prior to the effective time, each of the parties may, to the extent legally allowed, (i)&#160;extend the time for the performance of any of the obligations or other acts of the other party, (ii)&#160;waive any inaccuracies in the representations and warranties of the other party contained in the merger agreement or in any document delivered by such other parties pursuant to the merger agreement, and (iii)&#160;waive compliance with any of the agreements or satisfaction of any conditions for its benefit contained in the merger agreement, except that after the receipt of the requisite IFH vote or the requisite MVB vote, there may not be, without further approval of MVB shareholders or IFH shareholders, as applicable, any extension or waiver of the merger agreement or any portion thereof that requires such further approval under applicable law.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tGOVELAW"><!--Anchor--></a>Governing Law</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The merger agreement is governed by and will be construed in accordance with the laws of the State of Delaware, without regard to any applicable conflicts of law.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tSPEPER"><!--Anchor--></a>Specific Performance</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB and IFH will be entitled to specific performance of the terms of the merger agreement, including an injunction or injunctions to prevent breaches or threatened breaches of the merger agreement or to enforce specifically the performance of the terms and provisions of the merger agreement (including the parties&#8217; obligations to consummate the merger), in addition to any other remedy to which they are entitled at law or in equity. Each of MVB and IFH have waived (i)&#160;any defense in any action for specific performance that a remedy at law would be adequate and (ii)&#160;any requirement under any law to post security or a bond as a prerequisite to obtaining equitable relief.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">138<br></div></div></div>
<!--End Page 148-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 149-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_117-agreement_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tVOTAGREE"><!--Anchor--></a>VOTING AGREEMENTS</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In connection with, and as a condition to, MVB entering into the merger agreement, each director and certain executive officers of IFH entered into a voting and support agreement with MVB (which we refer to as the &#8220;voting agreement&#8221;). The following summary of the voting agreement is subject to, and qualified in its entirety by reference to, the form of voting agreement attached as Exhibit A to the merger agreement, which is attached as <font style="font-weight: bold;">Annex&#160;A</font> to this joint proxy statement/prospectus.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Under the voting agreements, each such director and executive officer has agreed to appear at the IFH special meeting (in person or by proxy) and to vote his or her shares of IFH common stock:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in favor of the adoption of the merger agreement, and in favor of each of the other actions contemplated by the merger agreement;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">against approval of any proposal made in opposition to, or in competition with, the merger or any other transactions contemplated by the merger agreement; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">against any of the following actions (other than those actions that relate to the merger and any other transactions between the MVB and IFH as contemplated by the merger agreement): (i)&#160;any merger, consolidation, business combination, sale of assets, or reorganization of IFH or any subsidiary of IFH, (ii)&#160;any sale, lease or transfer of any significant part of the assets of IFH or any subsidiary of IFH, (iii)&#160;any reorganization, recapitalization, dissolution, liquidation or winding up of IFH or any subsidiary of IFH, (iv)&#160;any material change in the capitalization of IFH or any subsidiary of IFH, or the corporate structure of IFH or any subsidiary of IFH, or (iv)&#160;any other action that is intended, or could reasonably be expected to, impede, interfere with, delay, postpone, discourage or adversely affect the merger or any other transactions between MVB and IFH as contemplated by the merger agreement. </div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, the voting agreement provides that each such shareholder party will not directly or indirectly, sell, pledge, encumber, assign, transfer or otherwise dispose of or encumber prior to the expiration date of the voting agreement, any or all of his or her shares of IFH common stock, subject to limited exceptions. The voting agreement further provides that each such shareholder party will not exercise or assert any appraisal rights to demand payment for any shares of IFH common stock that may arise with respect to the merger. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The voting agreements will terminate upon the earlier of (i)&#160;the termination of the merger agreement, (ii)&#160;the effective time of the merger, or (iii)&#160;any material modification, waiver or amendment of the merger agreement that affects adversely the consideration payable to the holders of IFH common stock as compared to that payable under the merger agreement as originally in effect.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of the IFH record date, IFH shareholders who are party to the voting agreements beneficially owned and were entitled to vote an aggregate of approximately 597,624 shares of IFH voting common stock, which represented approximately 27% of the shares of IFH voting common stock outstanding on that date. As of the IFH record date, all the shares of IFH non-voting common stock entitled to vote at the IFH special meeting are bound by the voting agreement.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">139<br></div></div></div>
<!--End Page 149-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 150-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_118-tax_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tMATERUS"><!--Anchor--></a>MATERIAL U.S. FEDERAL INCOME TAX CONSEQUENCES OF THE MERGER</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following discussion sets forth the anticipated material United States federal income tax consequences of the merger to U.S. holders (as defined below) of IFH common stock that exchange their shares of IFH common stock for the merger consideration. This discussion does not address any tax consequences arising under the laws of any state, local or foreign jurisdiction, or under any United States federal laws other than those pertaining to income tax. This discussion is based upon the Code, the regulations promulgated under the Code, and court and administrative rulings and decisions, all as in effect on the date of this joint proxy statement/prospectus. These laws may change, possibly retroactively, and any change could affect the accuracy of the statements and conclusions set forth in this discussion. To the extent this section consists of statements as to matters of U.S.&#160;federal income tax law, this section constitutes the opinion of Wyrick Robbins Yates &amp; Ponton LLP and the opinion of Squire Patton Boggs (US) LLP.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This discussion addresses only the U.S. federal income tax consequences for holders of IFH common stock that hold their shares of IFH common stock as a capital asset within the meaning of Section 1221 of the Code (generally, property held for investment). Further, this discussion does not address all aspects of United States federal income taxation that may be relevant to you in light of your particular circumstances or that may be applicable to you if you are subject to special treatment under the United States federal income tax laws, including if you are:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a financial institution;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a tax-exempt organization;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a pass-through entity (or an investor in a pass-through entity);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">an insurance company;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a mutual fund;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a dealer or broker in stocks and securities, or currencies;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a trader in securities that elects mark-to-market treatment;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a holder of IFH common stock that received IFH common stock through the exercise of an employee stock option, through a tax qualified retirement plan, or otherwise as compensation;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a person that is not a U.S. holder;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a person that has a functional currency other than the U.S. dollar;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a real estate investment trust;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a regulated investment company;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a holder of IFH common stock that holds IFH common stock as part of a hedge, straddle, constructive sale, wash sale, conversion or other integrated transaction; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a United States expatriate.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, the discussion does not address any alternative minimum tax or any state, local or foreign tax consequences of the merger, nor does it address any tax consequences arising under the unearned income Medicare contribution tax pursuant to Code Section 1411. Determining the actual tax consequences of the merger to you may be complex. They will depend on your specific situation and on factors that are not within the control of IFH or MVB. You should consult with your own tax advisor as to the tax consequences of the merger in your particular circumstances.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For purposes of this discussion, the term &#8220;U.S. holder&#8221; means a beneficial owner of IFH common stock that is for United States federal income tax purposes (i)&#160;an individual citizen or resident of the United States, (ii)&#160;a corporation, or entity treated as a corporation, organized in or under the laws of the United States or any state thereof or the District of Columbia, (iii)&#160;a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have the authority to control all substantial decisions of the trust, or (iv)&#160;an estate, the income of which is includible in gross income for United States federal income tax purposes regardless of its source.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">140<br></div></div></div>
<!--End Page 150-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 151-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_118-tax_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">The United States federal income tax consequences to a partner in an entity or arrangement that is treated as a partnership for United States federal income tax purposes and that holds IFH common stock generally will depend on the status of the partner and the activities of the partnership. Partners in a partnership holding IFH common stock should consult their own tax advisors. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tTAXCMG"><!--Anchor--></a>Tax Consequences of the Merger Generally </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The parties intend for the merger to qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code. It is a condition to MVB&#8217;s obligation to complete the merger that MVB receive an opinion from Squire Patton Boggs (US) LLP, dated as of the closing date, to the effect that the merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code. It is a condition to IFH&#8217;s obligation to complete the merger that IFH receive an opinion from Wyrick Robbins Yates &amp; Ponton LLP, dated as of the closing date, to the effect that the merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code. Neither of the opinions described above will be binding on the U.S. Internal Revenue Service (&#8220;IRS&#8221;). MVB and IFH have not sought and will not seek any ruling from the IRS regarding any matters relating to the merger, and, accordingly, there can be no assurance that the IRS will not assert, or that a court would not sustain, a position contrary to any of the conclusions set forth below. In addition, if any of the representations, warranties, covenants or assumptions upon which the opinions described above are based (the&#160;&#8220;Representations and Assumptions&#8221;) are inconsistent with the actual facts, or if any condition contained in the merger agreement and affecting these opinions is breached or is waived by any party, the U.S. federal income tax consequences of the merger could be adversely affected.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As a &#8220;reorganization,&#8221; the material U.S. federal income tax consequences of the merger to U.S. holders of IFH common stock are that:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a holder that receives solely shares of MVB common stock (or receives MVB common stock and cash solely in lieu of a fractional share) in exchange for shares of IFH common stock generally will not recognize any gain or loss upon the merger, except with respect to the cash received in lieu of a fractional share of MVB common stock as further described below;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the aggregate tax basis of the MVB common stock received in the merger (including fractional share interests in MVB common stock deemed received and exchanged for cash) will be equal to the holder&#8217;s aggregate tax basis in the IFH common stock for which it is exchanged; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the holding period of MVB common stock received in the merger (including any fractional shares deemed received and redeemed as described below) will include the holder&#8217;s holding period of the IFH common stock for which it is exchanged.</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If a U.S. holder acquired different blocks of IFH common stock at different times and at different prices, a holder&#8217;s tax basis and holding period in MVB common stock may be determined with reference to each block of IFH common stock. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This discussion assumes that holders of IFH common stock receive only MVB common stock and cash solely in lieu of a fractional share. To the extent that holders of IFH common stock receive other cash in exchange for shares of IFH common stock, including in the event IFH elects to terminate the merger agreement as a result of certain changes in the trading price of MVB common stock relative to MVB&#8217;s historic price and the price of the NASDAQ Bank Index and MVB decides to reinstate the merger agreement via a cash payment, and assuming the merger qualifies as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a) of the Code, holders of IFH common stock receiving such cash will recognize gain or loss equal to the difference between the amount of such cash and the allocable basis of such holder&#8217;s IFH common stock. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a name="tCIFS"><!--Anchor--></a>Cash Instead of a Fractional Share</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A U.S. holder of IFH common stock that receives cash instead of a fractional share of MVB common stock will be treated as having received the fractional share of MVB common stock pursuant to the merger and then as having sold that fractional share for cash. As a result, generally such a U.S. holder will recognize gain or loss equal to the difference between the amount of cash received and the basis allocable to such holder&#8217;s fractional share of MVB common stock. This gain or loss generally will be capital gain or loss, and will be long-term capital gain or loss if, as of the effective time of the merger, the holding period for the shares (including the holding period of IFH common stock surrendered therefor) is greater than one (1) year. The deductibility of capital losses is subject to limitations.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">141<br></div></div></div>
<!--End Page 151-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 152-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_118-tax_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><a name="tBACKW"><!--Anchor--></a>Backup Withholding</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Payments of cash to holders of IFH common stock (including cash in lieu of fractional shares) in connection with the merger may be subject to information reporting and backup withholding (currently at a rate of twenty-four percent (24%)). Such holders of IFH common stock generally will not be subject to backup withholding, however, if the holder:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">furnishes a correct taxpayer identification number, certifies that the holder is not subject to backup withholding on IRS Form W-9 (or an applicable substitute or successor form) included in the election form/letter of transmittal the holder will receive, and otherwise complies with all the applicable requirements of the backup withholding rules; or</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">provides proof of an applicable exemption from backup withholding.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Backup withholding is not an additional tax. Any amounts withheld under the backup withholding rules may be refunded or credited against a holder&#8217;s U.S. federal income tax liability, if any, if such holder timely furnishes the required information to the IRS.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tIR"><!--Anchor--></a>Information Reporting</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A holder of IFH stock that receives MVB common stock as a result of the merger will be required to retain records pertaining to the merger. In addition, each holder of IFH stock that is required to file a U.S. federal income tax return and that is a &#8220;significant holder&#8221; receiving MVB common stock in the merger will be required to file a statement with the holder&#8217;s U.S. federal income tax return for the year of the merger, in accordance with Section 1.368-3 of the U.S. Treasury Department regulations promulgated under the Code. The statement should set forth information regarding the corporate parties to the merger, the date of the merger, and the fair market value and the holder&#8217;s basis of the IFH stock and any other IFH securities surrendered in the merger. A&#160;&#8220;significant holder&#8221; is a holder of IFH stock that, immediately before the merger, owned at least 1% of the outstanding stock of IFH (by either voting power or value) or securities of IFH with a basis for federal income tax purposes of at least $1&#160;million.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">The discussion of the material U.S. federal tax consequences of the merger provided herein is for general information purposes only, is not intended to be a complete discussion of all tax consequence of the merger, and is not intended to be, and may not be construed as, tax advice. You are urged to consult your own tax advisors as to the applicability and effect of the rules discussed herein and the particular tax consequences to you of the merger under U.S. federal, state, local and non-U.S. tax laws.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">142<br></div></div></div>
<!--End Page 152-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 153-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_119-description_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDOMC1"><!--Anchor--></a>DESCRIPTION OF MVB CAPITAL STOCK IN GENERAL AND MVB COMMON STOCK</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">As a result of the merger, holders of IFH common stock who receive shares of MVB common stock in the merger will become holders of MVB common stock. Your rights as MVB shareholders will be governed by West Virginia law, the MVB articles of incorporation and the MVB bylaws. The following description of the material terms of MVB&#8217;s capital stock, including the common stock to be issued in the merger, reflects the anticipated state of affairs upon consummation of the merger. We urge you to read the applicable provisions of West Virginia Law, the MVB articles of incorporation and the MVB bylaws and federal law governing bank holding companies carefully and in their entirety.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tGENERAL"><!--Anchor--></a>General </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of the date of this joint proxy statement/prospectus, MVB has 20,000,000 shares of authorized common stock, $1.00 par value; 20,000,000 shares of authorized Class&#160;A common stock, $1.00 par value and 20,000 shares of preferred stock, $1,000.00 par value. If the MVB articles amendment proposal is approved, effective upon the filing of the articles of amendment to the MVB articles of incorporation, MVB will have 40,000,000 shares of authorized MVB common stock. Within the limits of applicable law and the listing rules of NASDAQ, these shares are available to be issued, without prior shareholder approval, in classes, and in the case of MVB preferred stock, with relative rights, privileges and preferences determined for each class by the board of directors of MVB. As of the record date for the MVB special meeting, there were 12,615,965 shares of MVB common stock and no shares of MVB Class&#160;A common stock or preferred stock issued and outstanding and 3,086,126 shares of MVB common stock reserved for issuance under various stock based equity plans. All outstanding shares of MVB capital stock are fully paid and non-assessable.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tCOMMONSTOCK"><!--Anchor--></a>Common Stock </div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 7pt; margin-left: 0pt; text-align: left;">Voting Rights. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">All voting rights with respect to MVB are vested in the holders of MVB&#8217;s common stock. In the election of directors, the shareholders of MVB have the right to vote the number of shares owned by them for as many persons as there are directors to be elected, or to cumulate such shares and give a candidate as many votes as the number of directors to be elected multiplied by the number of shares they own, or to distribute them on the same principle among as many candidates as they may decide. For all other purposes, each share is entitled to one vote.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20pt; margin-left: 0pt; text-align: left;">Dividends.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB shareholders are entitled to receive dividends when and as declared by the board of directors, subject to various regulatory restrictions and the preferences that apply to any shares of preferred stock outstanding at the time. Dividends by MVB are dependent on the ability of MVB Bank to pay dividends to MVB. Dividends of MVB Bank are subject to the restrictions contained in W. Va. Code &#167; 31A-4-25. That statute provides that not less than one-tenth part of the net profits of the preceding half-year (in the case of quarterly or semi-annual dividends) or the preceding two consecutive half-year periods (in the case of annual dividends) must be carried to a Bank&#8217;s surplus fund until the surplus fund equals the amount of its capital stock. MVB Bank has met this provision of the statute. The prior approval of the West Virginia Commissioner of Banking is required if the total of all dividends declared by a state bank in any calendar year will exceed the bank&#8217;s net profits for that year combined with its retained net profits for the preceding two years. The statute defines &#8220;net profits&#8221; as the remainder of all earnings from current operations plus actual recoveries on loans and investments and other assets after deducting all current operating expenses, actual losses and all federal and state taxes.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB&#8217;s future cash dividends will depend on its consolidated earnings, general economic conditions, financial condition of its subsidiaries and other factors generally affecting dividend policy.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20pt; margin-left: 0pt; text-align: left;">Liquidation. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Upon any liquidation, dissolution or winding up of its affairs, the holders of MVB common stock are entitled to receive pro rata all of the assets of MVB for distribution to shareholders. There are no redemption or sinking fund provisions applicable to the common stock.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">143<br></div></div></div>
<!--End Page 153-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 154-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_119-description_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Preemptive Rights. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The holders of common stock of MVB have no preemptive rights to subscribe to any additional securities which MVB may issue. If MVB should decide to issue any of its common shares in a public or private stock offering, the effect could be to dilute the percentage ownership of those shareholders before such stock offering. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: left;">Listing<font style="font-style: normal;">. MVB common stock is listed on NASDAQ under the symbol &#8220;MVBF.&#8221; The transfer agent for MVB </font><font style="font-style: normal;">common stock is Computershare. </font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><a name="tPRESTO"><!--Anchor--></a>Preferred Stock</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB may issue up to 20,000 shares of preferred stock, $1,000.00 par value per share, from time to time in one or more series. Our board of directors, without further approval of our shareholders, has the authority to fix the dividend rights and terms, conversion rights, voting rights, redemption rights and terms, liquidation preferences, sinking funds and any other rights, preferences, privileges and restrictions applicable to each series of preferred stock. The issuance of preferred stock, while providing flexibility in connection with possible acquisitions and other corporate purposes, could, among other things, adversely affect the voting power of the holders of our common stock. Currently there are no shares of preferred stock outstanding</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The authorization of preferred stock will not have an immediate effect on the holders of MVB common stock. The actual effect of the issuance of any shares of preferred stock upon the rights of the holders of common stock cannot be stated until the MVB board of directors determines the specific rights of any shares of preferred stock. However, the effects might include, among other things, restricting dividends on common stock, diluting the voting power of common stock, reducing the market price of common stock or impairing the liquidation rights of the common stock without further action by the shareholders. Holders of the common stock will not have preemptive rights with respect to the preferred stock. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;"><a name="tANTITP"><!--Anchor--></a>Anti-Takeover Provisions </div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 7pt; margin-left: 0pt; text-align: left;">General.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Certain provisions of MVB&#8217;s Articles of Incorporation and Bylaws and the West Virginia Business Corporation Act may have the effect of impeding the acquisition of control of MVB by means of a tender offer, a proxy fight, open-market purchases or otherwise in a transaction not approved by the board of directors. These provisions may have the effect of discouraging a future takeover attempt which is not approved by the board of directors but which individual shareholders may deem to be in their best interests or in which our shareholders may receive a substantial premium for their shares over then-current market prices. As a result, shareholders who might desire to participate in such a transaction may not have an opportunity to do so. Such provisions will also render the removal of our current board of directors or management more difficult.</div><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Articles of Incorporation; Bylaws.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">These provisions of our Articles of Incorporation and our Bylaws include the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic; font-weight: bold;">Staggered Directors&#8217; Terms.</font> The directors of MVB are elected for staggered terms of three years with approximately one-third of the directors being elected in any one year. This provision has the effect of making it more difficult and time consuming for a shareholder who has acquired or controls a majority of MVB outstanding common stock to gain immediate control of the board of directors or otherwise disrupt MVB&#8217;s management.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic; font-weight: bold;">75% Vote Required to Remove Directors.</font> MVB&#8217;s articles of incorporation provide that holders of at least 75% of the voting power of shares entitled to vote generally in the election of directors may remove a director, with or without cause. This provision in MVB&#8217;s articles and bylaws makes it more difficult for a third party to fill vacancies created by removal with its own nominees.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic; font-weight: bold;">MVB&#8217;s Articles of Incorporation.</font> MVB&#8217;s articles contain supermajority provisions. The supermajority provisions in MVB&#8217;s articles of incorporation and bylaws provide that the affirmative vote of the holders of at least 75% of the outstanding shares of the voting stock of MVB would be required to amend or repeal articles of incorporation provisions dealing with the classification of the board of directors, director nominations, appointment to newly created directorships, vacancies of directors, removal of directors and certain business combinations by unsolicited and unapproved third parties.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">144<br></div></div></div>
<!--End Page 154-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 155-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_119-description_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic; font-weight: bold;">Amendment of Bylaws.</font> MVB&#8217;s articles also require a 75% affirmative vote of the outstanding shares of the voting stock to amend the bylaws to change the number of directors, change the procedure for filling director vacancies, change the director removal process or to change the Bylaw amendment requirements.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;"><font style="font-style: italic; font-weight: bold;">Fair Price Provision.</font> MVB&#8217;s articles of incorporation contain what is known as a &#8220;fair price provision.&#8221; The fair price provision requires the approval of at least 75% of MVB&#8217;s shares entitled to vote to approve transactions with an interested shareholder except in cases where either; (1) price criteria and procedural requirements are satisfied, or (2) a majority of MVB&#8217;s board of directors recommends the transaction to the shareholders. If the minimum price criteria and procedural requirements are met or the requisite approval of MVB&#8217;s board of directors are given, the normal requirements of West Virginia law would apply.</div></td></tr></table><div class="h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Banking Laws.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The ability of a third party to acquire MVB is also subject to applicable banking laws and regulations. The Bank Holding Company Act of 1956 (the &#8220;BHCA&#8221;) and the regulations thereunder require any &#8220;bank holding company&#8221; (as defined in the BHCA) to obtain the approval of the Federal Reserve prior to acquiring more than 5% of the outstanding shares of a class of our voting stock. Any person other than a bank holding company is required to obtain prior approval of the Federal Reserve to acquire 10% or more of the outstanding shares of a class of our voting stock under the Change in Bank Control Act of 1978. Any holder of 25% or more (or between 10% and 25%, if the holder is unable to rebut the presumption that it controls the Company) of the outstanding shares of a class of our voting stock, other than an individual, is subject to supervision and regulation as a bank holding company under the BHCA. In calculating a holder&#8217;s aggregate ownership of our common stock for purposes of these banking regulations, the Federal Reserve likely would include at least the minimum number of shares (and could instead include the maximum number of shares) of our common stock that a holder is entitled to receive pursuant to securities convertible into or settled in MVB&#8217;s common stock.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">145<br></div></div></div>
<!--End Page 155-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 156-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCTRHMVB"><!--Anchor--></a>COMPARISON OF THE RIGHTS OF HOLDERS OF MVB COMMON STOCK <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">AND HOLDERS OF IFH COMMON STOCK</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If the merger is completed, IFH shareholders (other than any shareholders that assert, and properly perfect, appraisal rights) will receive shares of MVB common stock in the merger, and they will cease to be holders of IFH common stock. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH is organized under the laws of the State of North Carolina. MVB is organized under the laws of the State of West Virginia. The following is a summary of certain material differences between (i)&#160;the current rights of IFH&#8217;s shareholders under the IFH articles of incorporation and the IFH bylaws and North Carolina law and (ii)&#160;the current rights of MVB shareholders under the MVB articles of incorporation and the MVB bylaws and West Virginia law.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following summary is not a complete statement of the rights of shareholders or shareholders of the two (2) companies or a complete description of the specific provisions referred to below. The summary is qualified in its entirety by reference to IFH&#8217;s and MVB&#8217;s governing documents, which we urge you to read carefully and in their entirety. Copies of MVB&#8217;s governing documents have been filed with the SEC. See &#8220;Where You Can Find More Information&#8221; beginning on page <a href="#tWYCMI">159</a>.</div> <table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Authorized Capital Stock:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">MVB is authorized to issue 20,000,000 shares of common stock, $1.00 par value; 20,000,000&#160;shares of authorized Class&#160;A common stock, $1.00 par value and 20,000 shares of preferred stock, $1,000.00 par value. If the MVB articles amendment proposal is approved, effective upon the filing of the articles of amendment to the MVB articles of incorporation, the MVB articles of incorporation will authorize MVB to issue 40,000,000 shares of MVB common stock. As of the record date for the MVB special meeting, there were 12,615,965 shares of MVB common stock and no shares of MVB Class&#160;A common stock or preferred stock issued and outstanding and 3,086,126 shares of MVB common stock reserved for issuance under various stock based equity plans. All outstanding shares of MVB capital stock are fully paid and non-assessable.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">IFH is authorized to issue 8,000,000&#160;shares of voting common stock, $1.00 par value; 1,000,000 shares of non-voting common stock, $1.00 par value and 1,000,000 shares of preferred stock, $100.00 par value. As of the record date for the IFH special meeting, there were 2,239,209 shares of IFH voting common stock issued and outstanding; 21,740 shares of IFH non-voting common stock issued and outstanding; no shares of preferred stock issued and outstanding. All outstanding shares of IFH capital stock are fully paid and non-assessable.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Voting:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Common Stock<font style="font-style: normal;">. Pursuant to MVB&#8217;s articles of </font><font style="font-style: normal;">incorporation, holders of MVB common stock </font><font style="font-style: normal;">are generally entitled to one vote for each share </font><font style="font-style: normal;">of common stock.</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="font-style: normal;">&#8195;</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Preferred Stock<font style="font-style: normal;">. MVB&#8217;s board of directors is </font><font style="font-style: normal;">authorized to determine the voting rights of </font><font style="font-style: normal;">preferred stock.</font></div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Voting Common Stock<font style="font-style: normal;">. Pursuant to IFH&#8217;s </font><font style="font-style: normal;">articles of incorporation, holders of IFH </font><font style="font-style: normal;">voting common stock are generally </font><font style="font-style: normal;">entitled to one vote for each share of </font><font style="font-style: normal;">voting common stock.</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="font-style: normal;">&#8195;</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Non-Voting Common Stock<font style="font-style: normal;">. Pursuant to </font><font style="font-style: normal;">IFH&#8217;s articles of incorporation, holders of </font><font style="font-style: normal;">IFH non-voting common stock have no </font><font style="font-style: normal;">voting power and are generally not </font><font style="font-style: normal;">entitled to vote on any matter, except </font><font style="font-style: normal;">(a)&#160;as otherwise required by law and (b) </font><font style="font-style: normal;">that a vote of at least two-thirds of the </font><font style="font-style: normal;">outstanding shares of IFH non-voting </font><font style="font-style: normal;">common stock is required (i)&#160;to amend, </font><font style="font-style: normal;">alter or repeal any provision of IFH&#8217;s </font><font style="font-style: normal;">articles of incorporation that significantly </font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">146<br></div></div></div>
<!--End Page 156-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 157-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">and adversely affects the rights, preferences or terms of the IFH non-voting common stock in a manner that is different from the effect of such amendment, alteration or repeal on the IFH voting common stock and (ii)&#160;to liquidate, dissolve or wind-up the business and affairs of the corporation.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;"><font style="font-style: italic;">Preferred Stock</font>. IFH&#8217;s board of directors is authorized to determine the voting rights of preferred stock..</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Size of Board of Directors</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The MVB bylaws currently provide for a Board of Directors composed of five (5) to twenty-five (25) members. Currently the Board consists of eight (8) directors.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws currently provide for a Board of Directors composed of five (5) to twelve (12) members. Currently the IFH Board of Directors consists of eight (8) directors.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Classes of Directors</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">MVB has three classes of directors consisting of three (3) Board members whose term expires in 2025, two (2) Board members whose term expires in 2024 and three (3) Board members whose term expires in 2023.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">IFH has three classes of directors consisting of two Board members whose terms expire in 2025, three Board members whose terms expire in 2024 and three Board members whose terms expire in 2023.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Nomination of Directors</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The MVB bylaws provide that nominations for directors may be made by: (1) the board; or (2) by any shareholder of any outstanding class of capital stock of MVB entitled to vote for the election of directors. Nominations made by shareholders must be made in writing, delivered or mailed to the President of MVB not less than 90 days prior to the anniversary of the previous year&#8217;s annual meeting of shareholders; provided, however, that if the date of the annual meeting is more than 30 days before or more than 70 days after the anniversary of the previous year&#8217;s annual meeting, the nominations must be mailed or delivered to the President not later than the close of business on the later of the 90<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day prior to such annual meeting or the 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day following the day on which public announcement of the date of such meeting is first made. The nominations must include the following: (1) the name and address of proposed nominee(s); (2) the principal occupation of nominee(s); (3) the total shares to be voted for each nominee; (4) the name and address of nominating shareholder; and (5) the number of shares owned by nominating shareholder.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws provide that nominations for director may be made by: (1) the Nominating Committee of the Board of Directors; or (2) by any IFH shareholder.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH Nominating Committee shall deliver written nominations to the Secretary at least 45 days prior to the date of the annual meeting.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Shareholders must deliver director nominations, in writing, to the Secretary at least 75 days but no more than 90 days prior to the date of the annual meeting. Such nominations must include the following: (1) name, age, business address and residence address of the proposed nominee(s); (2) the principal occupation or employment of the proposed nominee(s); (3) the number of shares of IFH beneficially owned by the proposed nominee(s); (4) the balance, as of the most recent quarter-end, of all deposit accounts and loan accounts the proposed nominee(s) maintains with West Town Bank; (5) a fully completed and executed financial and biographical report for the proposed nominee(s); and (6) such </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">147<br></div></div></div>
<!--End Page 157-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 158-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">other information as may reasonably be requested by the IFH Nominating Committee.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Election of Directors</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Directors are elected by a plurality of the votes cast.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Directors are elected by a plurality of the votes cast.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Removal of Directors</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under West Virginia law any member of the board may be removed, with or without cause, by the affirmative vote of a majority of all the votes entitled to be cast for the election of directors; provided, however, that a director may not be removed if the number of votes sufficient to elect the director under cumulative voting is voted against the director&#8217;s removal.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">According to MVB&#8217;s articles of incorporation, any director may be removed from office, with or without cause, and only by the affirmative vote of the holders of 75% of the combined voting power of the then outstanding shares of stock entitled to vote generally in the election of directors, voting together as a single class.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Pursuant to IFH&#8217;s articles of incorporation, any director or the entire Board of Directors may be removed, at any time, by the affirmative vote of the holders of at least 66-2/3% of the outstanding shares of IFH capital stock entitled to vote generally in the election of directors, voting as one class for this purpose, cast at a meeting of the shareholder called for that purpose. If a series of IFH preferred stock is entitled to vote as a separate class to elect one or more directors of IFH, then directors so elected may only be removed by the holders of such preferred stock.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Filing Vacancies on the Board of Directors</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">MVB&#8217;s bylaws provide that each vacancy, resulting from an increase in the number of directors, death, resignation, disqualification, removal or other cause, existing on the board of directors shall be filled by the affirmative vote of a majority of the remaining directors, even though less than a quorum of the board of directors. Any directorship to be filled by the board of directors by reason of a vacancy resulting from the death, resignation, disqualification, removal or other cause shall hold office for the remainder of the full term of the class of directors in which the vacancy occurred and until such director&#8217;s successor shall have been elected and qualified, and any director elected by reason of an increase in the number of directors shall hold office only until the next election of directors by the shareholders and until such director&#8217;s successor shall have been elected and qualified.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws provide that vacancies occurring due to an increase in the number of directorships may be filled by the affirmative vote of two-thirds of the directors then in office. Under North Carolina Law, shareholders would also be entitled to fill such vacancy if the IFH directors did not do so.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Quorum</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under the MVB&#8217;s bylaws, a majority of the outstanding shares of MVB entitled to vote, represented in person or by proxy constitutes a quorum.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under the IFH bylaws, a majority of the outstanding shares of IFH entitled to vote, represented in person or by proxy constitutes a quorum.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Notice of Shareholder Meetings</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The MVB bylaws require that the notice of annual and special meetings be given, by or at the direction of the Chairman of the Board, President, Secretary or other officer or other</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws require that written notice, stating the place, day, and hour of an annual meeting or special meeting and the purpose(s) for which such meeting is </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">148<br></div></div></div>
<!--End Page 158-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 159-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">persons calling the meeting, personally or by mailing to each shareholder a written notice specifying the place, day and hour of such meeting and the purpose or purposes for which the meeting is called, not less than 10 nor more than 60 days before the date of such meeting. If mailed, the notice must be addressed to the shareholders as they respectively appear upon the stock transfer books of MVB.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">called, must be provided to each shareholder of record entitled to vote at such meeting not fewer than ten (10) nor more than sixty (60) days before the date of such meeting. Such notice may be delivered personally or by mail. If mailed, such notice should be mailed to the address of the shareholder as it appears on the stock transfer books or records of IFH as of the record date, with postage prepaid. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">When a shareholders&#8217; meeting is adjourned for thirty (30) days or more, notice of the adjourned meeting must be given as in the case of an original meeting. For any shareholders&#8217; meeting adjourned for less than thirty (30) days, an announcement at the meeting at which such adjournment is taken serves as sufficient notice.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Call of Special Meetings of Shareholders</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">MVB&#8217;s bylaws provide that special meetings of the shareholders may be called by the Chairman of the Board, the directors, the President, the Secretary or any number of shareholders owning in the aggregate at least 10% of the number of shares outstanding entitled to vote at the meeting.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH articles of incorporation provide that special meetings of the shareholders may be called by the Board of Directors or by a duly designated committee of the Board of Directors, provided that the powers and authorities of such committee include the power and authority to call such special meetings.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under North Carolina Law, a special meeting of the shareholders may be called by the written demand of such a special meeting by the holders of at least 10% of all of the votes entitled to be cast on any issue proposed to be considered at the proposed special meeting.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Advance Notice of Shareholder Proposals</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Shareholders may submit proposals for business to be considered at MVB&#8217;s annual meeting of shareholders, and include those proposals in MVB&#8217;s proxy statement and form of proxy delivered to shareholders, in accordance with the requirements of Rule 14a-8 of Regulation 14A promulgated under the Securities Exchange Act of 1934.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">With respect to shareholder proposals not wishing to be included in MVB&#8217;s proxy statement and form of proxy, but rather to be brought as business at the annual meeting of shareholders, MVB&#8217;s bylaws prescribe certain advance notice procedures. MVB&#8217;s bylaws state</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Neither the IFH bylaws nor the IFH articles of incorporation contain provisions providing for advance notice of shareholder proposals besides those rights described in the &#8220;Nomination of Directors&#8221; section above.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">149<br></div></div></div>
<!--End Page 159-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 160-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">that the proposal must satisfy the following requirements: (1) the shareholder must have given notice of the proposal in writing, delivered to the Secretary of MVB, either in person or mailed by certified mail at the principal offices of MVB, not less than 90 days nor more than 120 days prior to the first anniversary of the preceding year&#8217;s annual meeting (provided, however, in the event that the date of the annual meeting is more than 30&#160;days before or more than 70 days after the anniversary date, the notice must be delivered not earlier than the close of business on the 120<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day prior to such annual meeting and not later than the close of business on the later of the 90<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day prior to such annual meeting or the tenth day following the day on which public announcement of the date of such meeting is first made; (2) the notice must comply with the requirements of Article II of the MVB bylaws (as detailed below); and (3) the business must be a proper matter for shareholder action under West Virginia law.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">A shareholder&#8217;s notice of business proposed to be conducted at an annual meeting of shareholders that is made under Article II of the MVB bylaws shall be signed by the shareholder of record who intends to make the proposal (or such shareholder&#8217;s duly authorized proxy or other representative), shall bear the date of signature of such shareholder (or proxy or other representative) and shall set forth: (1) a brief description of the business desired to be brought before the annual meeting and the reasons for conducting such business at the annual meeting (including the text of any resolutions proposed for consideration and, in the event that such business includes a proposal to amend the MVB bylaws, the text of the proposed amendment); (2) the name and address, as they appear on MVB&#8217;s books, of such shareholder proposing such business; (3) the class and number of shares of MVB which are beneficially owned by the shareholder and any other ownership interest in the shares of MVB, whether economic or otherwise; (4) any material interest of the shareholder in such business; (5) a representation that the person sending the notice is a shareholder of record on the record date and shall remain such through the meeting date; and (6) a representation that such shareholder intends to appear in person or by proxy at such</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">150<br></div></div></div>
<!--End Page 160-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 161-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">meeting to move the consideration of the business set forth in the notice.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Anti-Takeover Provisions</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Certain provisions of MVB&#8217;s articles of incorporation and bylaws and the West Virginia Business Corporation Act may have the effect of impeding the acquisition of control of MVB by means of a tender offer, a proxy fight, open-market purchases or otherwise in a transaction not approved by the board of directors. These provisions may have the effect of discouraging a future takeover attempt which is not approved by the board of directors but which individual shareholders may deem to be in their best interests or in which our shareholders may receive a substantial premium for their shares over then-current market prices. As a result, shareholders who might desire to participate in such a transaction may not have an opportunity to do so. For example, MVB has a staggered, or classified, board, which means it would take more than one annual shareholders&#8217; meeting for a majority of the MVB board of directors to be replaced.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">IFH&#8217;s articles of incorporation and the NCBCA contain certain anti-takeover provisions that may discourage or may make more difficult or expensive a tender offer, change in control or takeover attempt that is opposed by IFH&#8217;s board of directors. These provisions could discourage potential acquisition proposals and could delay or prevent a change in control, even though a majority of IFH&#8217;s shareholders may consider such proposal desirable. For example, IFH has a staggered, or classified, board, which means it would take more than one annual shareholders&#8217; meeting for a majority of the IFH board of directors to be replaced.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 74.36%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Indemnification of Directors and Officers and Insurance</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Section 31D-8-851 of the West Virginia Business Corporation Act provides in part that each West Virginia corporation has the power to indemnify any director against liability incurred in a proceeding against him or her by reason of being or having been such director (other than in an action by or in the right of the corporation) if he or she acted in good faith and in a manner he or she reasonably believed to be in, or not opposed to, the best interests of the corporation, or, in the case of any criminal proceeding, he or she had no reasonable cause to believe his conduct was unlawful. With respect to an action by or in the right of the corporation, except for reasonable expenses incurred in the proceeding as to which he or she meets the foregoing standard of conduct, a director may not be indemnified. A director also may not be indemnified unless ordered by a court if he or she is adjudged liable on the basis that he or she received a financial benefit to which he or she was not entitled.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under West Virginia law, a corporation must indemnify a director who was wholly successful on the merits in the proceeding against reasonable expenses of the proceeding. A corporation may advance expenses incurred by a director in such a proceeding if he or she affirms in writing that he or she believes in good faith that he or she has met</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">North Carolina law provides that each North Carolina corporation has the power to indemnify any director against liability incurred as a result of any threatened, pending or completed litigation or criminal proceedings provided the director (i)&#160;conducted himself in good faith, (ii)&#160;reasonably believed that, in the context of his official capacity with the corporation, his conduct was in the best interests of the corporation; and, in all other cases, that his conduct was at least not opposed to the best interests of the corporation; and (iii)&#160;in the case of any criminal proceeding, had no reasonable cause to believe that his conduct was illegal. A corporation may not indemnify a director (i)&#160;in connection with a proceeding by or in the right of the corporation in which the director was adjudged liable to the corporation or (ii)&#160;in connection with any other proceedings charging improper personal benefit to him, whether or not involving action in his official capacity, in which he was adjudged liable on the basis that personal benefit was improperly received by him.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">A corporation must indemnify a director who was wholly successful on the merits in </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">151<br></div></div></div>
<!--End Page 161-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 162-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">the standard of conduct and agrees to return the advanced expenses if it is determined he or she is not entitled to indemnification.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Section 31D-8-856 of the West Virginia Business Corporation Act provides that a West Virginia corporation may indemnify and advance expenses to an officer of the corporation who is a party to a proceeding because he or she is an officer of the corporation to the same extent as a director and, if he or she is an officer but not a director, to a further extent as may be provided by the articles of incorporation, the bylaws, a resolution of the board of directors or contract, except for (i)&#160;liability in connection with a proceeding by or in the right of the corporation other than for reasonable expenses incurred in connection with the proceeding or (ii)&#160;liability arising out of conduct that constitutes (a) receipt by him or her of a financial benefit to which he or she is not entitled, (b) an intentional infliction of harm on the corporation or the shareholders or (c) an intentional violation of criminal law. A corporation must indemnify an officer who is not a director and who was wholly successful on the merits in the proceeding against reasonable expenses of the proceeding. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">MVB&#8217;s articles of incorporation provide that MVB shall indemnify, to the fullest extent permitted by law, any current or former legal representative, officer or director of the Company or a person serving as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise at the MVB&#8217;s request against all expenses, liability and loss (including, without limitation, attorneys&#8217; fees and disbursements, judgments, fines, ERISA or other similar or dissimilar excise taxes or penalties and amounts paid or to be paid in settlement) incurred by him or her in connection with a claim or proceeding against him or her by reason of his being or having been in such role. Expenses, including, without limitation, attorneys&#8217; fees and disbursements, incurred in defending or participating in such proceeding shall be paid in advance by the MVB; provided, however, that such payment shall only be made upon delivery to the Company of an undertaking that such person agrees to repay all advanced amounts if it is ultimately determined that such person is not entitled to indemnification under MVB&#8217;s articles of incorporation.<br></div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">the defense of any proceedings against reasonable expenses incurred by him in connection with the proceeding. A corporation may advance expenses incurred by a director in defending a proceeding upon receipt of an undertaking by the director to repay such amount unless it shall ultimately be determined that he is entitled to be indemnified by the corporation against such expenses.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">A North Carolina corporation may purchase indemnity insurance for the benefit of its officers, directors, employees, and agents regardless of whether the corporation would have the power to indemnify against the liability covered by the policy. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">North Carolina law permits a North Carolina corporation to provide rights to indemnification beyond the scope of the permissible indemnification described above to the extent that such additional indemnification is authorized in the corporation&#8217;s articles of incorporation or bylaws, or by contract or resolution adopted by the corporation&#8217;s board of directors. Thus, if so authorized, rights to indemnification may be provided pursuant to agreements or bylaw provisions which make mandatory the permissive indemnification provided by North Carolina law. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">IFH&#8217;s articles of incorporation provide for the indemnification of current and former directors, officers, employees, or person who serve or served at IFH&#8217;s request as a director, officer, employee, partner or trustee of another corporation, partnership, joint venture, trust or other enterprise against all expenses actually and reasonably incurred (including attorneys&#8217; fees but excluding amounts paid in settlement in connection with derivative suits) in the defense or settlement of an action or suit, whether derivative or otherwise, provided that the person subject to such action or suit is successful on the merits or otherwise or meets the aforementioned standard provided by North Carolina law and described in the first paragraph of this subsection.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">152<br></div></div></div>
<!--End Page 162-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 163-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">A West Virginia corporation may purchase indemnity insurance for the benefit of its officers and director regardless of whether the corporation would have the power to indemnify against, or advance expenses in connection with, the liability covered by the policy.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Appraisal or Dissenters&#8217; Rights</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under West Virginia law, shareholders are entitled to appraisal rights with respect to corporate actions involving certain mergers, share exchanges, asset dispositions, and certain article amendments that reduce the shares of a shareholder to a fraction of a share where the corporation has an obligation to repurchase the share fraction.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">No appraisal rights exist in the case of a merger, however, if (i)&#160;the stock of the acquiring corporation is listed on the New York Stock Exchange or the American Stock Exchange or designated as a national market system security by the National Association of Securities Dealers, Inc., or (ii)&#160;the stock has at least 2,000 shareholders and the outstanding shares of a class or series has a market value of at least $20&#160;million, exclusive of the value of the shares held by subsidiaries, senior executives, directors, and beneficial shareholders owning more than 10% of the shares. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Appraisal rights will not be available to the shareholders of MVB in connection with the proposed merger of IFH into MVB because the stock of MVB is designated as a national market system security on an interdealer quotation system by the National Association of Securities Dealers, Inc.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under North Carolina law, shareholders are generally entitled to object and receive the fair value of their stock in the event of certain corporate actions, as set forth in Section 55-13-02 of the NCBCA. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Appraisal rights will be available to the shareholders of IFH in connection with the proposed merger of IFH into MVB. See the information provided in the section entitled &#8220;The Merger&#8212;Appraisal or Dissenters&#8217; Rights in the Merger&#8221; beginning on page&#160;<a href="#tADRMER">118</a> for more information about such appraisal rights.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">A full copy of Article 13 of the NCBCA that governs appraisal rights under North Carolina law is included as <font style="font-weight: bold;">Annex&#160;</font><font style="font-weight: bold;">E</font> to this joint proxy statement/prospectus.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dividends</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The MVB bylaws provide that the board of directors may, from time to time, declare and MVB may pay dividends on its outstanding shares in the manner and upon the terms and conditions provided by law and the MVB articles of incorporation. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">A West Virginia corporation generally may pay dividends in cash, property or its own shares except when the corporation is unable to pay its debts as they become due in the usual course of business or the corporation&#8217;s total assets would be less than the sum of its total liabilities plus the amount that would be needed, if the corporation were to be dissolved at the time of the dividend, to</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws provide that the Board of Directors may declare dividends on IFH&#8217;s outstanding capital stock, and such dividends may be paid in cash, property or in IFH&#8217;s own capital stock.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under North Carolina law, a corporation may not pay dividends if, after giving effect to such cash dividend or other distribution, a corporation would not be able to pay its debts as they become due in the usual course of business or the corporation&#8217;s total assets would be less than the sum of its liabilities plus the amount that would be needed to satisfy certain liquidation rights.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">153<br></div></div></div>
<!--End Page 163-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 164-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">satisfy any shareholders who have rights superior to those receiving the dividend.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Amendments to Charter/Articles and Bylaws</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under West Virginia law, unless the articles of incorporation, or the board of directors requires a greater vote or a greater number of shares to be present, approval of an amendment to the articles of incorporation requires the approval of the shareholders at a meeting at which a quorum consisting of at least a majority of the votes entitled to be cast on the amendment exists. Except for any action to alter, amend or adopt any provision inconsistent with Article X (board of directors and bylaw amendments), which requires the affirmative vote of the holders of at least 75% of the voting power of all the shares of MVB entitled to vote generally in the election of directors, voting together as a single class, the MVB articles of incorporation do not specify a different number.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">West Virginia law provides that the bylaws may be amended or repealed by the board of directors unless: (1) the articles of incorporation or Section 31D-10-1021 of the West Virginia Business Corporation Act, which is related to increases in quorum or voting requirements for directors, reserves the power exclusively to the shareholders; or (2) the shareholders in amending, repealing or adopting a bylaw expressly provide that the board of directors may not amend, repeal or reinstate that bylaw. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">MVB&#8217;s articles of incorporation provide that Article III, Sections 2 (number, election and terms of directors), 9 (vacancies on the board) and 13 (removal of directors) and Article XII (amendments to the bylaws) of the MVB bylaws shall not be altered, amended or repealed and no provision inconsistent therewith shall be adopted without the affirmative vote of the holders of at least 75% of the voting power of all the shares of MVB entitled to vote generally in the election of directors, voting together as a single class. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Except for the restrictions in the MVB articles above, the MVB bylaws allow the board of directors, by majority vote of those present at any meeting at which a quorum is present, to either amend the bylaws or enact such other bylaws as in their judgement may be advisable for the regulation of the conduct of the affairs of MVB.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under North Carolina law, the IFH articles of incorporation generally may be amended if the proposed amendment is adopted by the IFH board of directors and such amendment is approved by a majority of the votes entitled to be cast on the amendment by any voting group with respect to which the amendment would create appraisal rights. Certain amendments to the articles of incorporation, such as a change in the corporate name, do not require shareholder approval. Additionally, as discussed above, certain amendments affecting the IFH non-voting common stock must be approved by a two-thirds vote of the outstanding shares of IFH&#8217;s non-voting common stock.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195; <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws provide that such bylaws may be repealed, altered, amended or rescinded by a vote of two-thirds of the outstanding shares of capital stock of IFH entitled to vote generally in the election of directors, cast at a meeting of the shareholders called for that purpose (and provided that notice of such proposed repeal, alteration, amendment or rescission is included in the notice of such meeting). <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">IFH&#8217;s bylaws also provide that the Board of Directors may repeal, alter, amend or rescind the bylaws by a vote of two-thirds of the Board of Directors at a legal meeting. North Carolina law provides that a corporation&#8217;s shareholders may amend or repeal the corporation bylaws even though the bylaws may also be amended or repealed by its board of directors.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">154<br></div></div></div>
<!--End Page 164-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 165-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Provisions Affecting Business Combinations</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under West Virginia law, a consolidation, merger, share exchange or transfer must be approved by the shareholders of the corporation at a meeting at which a quorum exists consisting of at least a majority of the votes entitled to be cast on the matter. Except as described below, the MVB articles of incorporation and the MVB bylaws do not provide for a different number. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under West Virginia law, no contract or transaction between a corporation and one or more of its directors or officers, or between a corporation and any other corporation in which one or more of its directors or officers are directors or officers, or have a financial interest, is void or voidable solely for this reason or solely because the director or officer participates is present or participates in a board meeting which authorizes the contract or transaction or solely because any director&#8217;s or officer&#8217;s votes are counted for the purpose if (i)&#160;the material facts as to the director&#8217;s or officer&#8217;s relationship or interest and as to the contract or transaction are disclosed to either (a) the board of directors or (b) the members entitled to vote on such contract or transaction and the contract is specifically approved in good faith by vote of the board or such members entitled to vote or (ii)&#160;the contract or transaction is fair to the corporation at the time it is authorized by the board of directors or the members. West Virginia law provides that interested directors may be counted in determining the presence of a quorum at the meeting which authorizes the contract or transaction. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Unless approved by a majority of the disinterested directors of MVB or certain price and procedural requirements are fulfilled (as detailed in the MVB articles), the MVB articles require affirmative vote of the holders of at least 75% of the voting power of the then outstanding shares of capital stock of MVB entitled to vote, voting together as a single class for any of the following transactions:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Under North Carolina law, a merger or share exchange must be approved by each voting group entitled to vote separately on the merger of share exchange by a majority of all the votes entitled to be cast on the merger or share exchange by that voting group. The IFH articles of incorporation and the IFH bylaws do not provide for a different number. Notwithstanding that the IFH non-voting common stock is generally non-voting under the IFH articles of incorporation, North Carolina law provides the IFH non-voting common stock with voting rights on the merger and to vote as a separate voting group. The IFH articles of incorporation also provide that, in the event of a merger, consolidation or share exchange in which shares of IFH voting common stock are exchanged or changed into other stock or securities, cash, and/or any other property, each share of IFH non-voting common stock will at the same time be similarly exchanged or changed in an amount per whole share equal to the aggregate amount of stock, securities, and/or any other property (payable in kind), as the case may be, that each share of IFH voting common stock would be entitled to receive as a result of such transaction.</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 74.36%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: justify;">&#8226;&#8195;any merger or consolidation of MVB or any subsidiary with (a) any interested shareholder or (b) any other corporation (whether or not itself an interested shareholder) which is, or after such merger or consolidation would be, an affiliate of any interested shareholder; </div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: justify;">&#8226;&#8195;any sale, lease, exchange, mortgage, pledge, transfer or other disposition (in </div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">155<br></div></div></div>
<!--End Page 165-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 166-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_120-comparision_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 35.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">IFH</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: justify;">one transaction or a series of transactions) to or with any interested shareholder or any affiliate of any interested shareholder of any assets of MVB or any subsidiary having an aggregate fair market value of $100,000 or more; </div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 3.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: justify;">&#8226;&#8195;the issuance or transfer by MVB or any subsidiary (in one transaction or a series of transactions) of any securities of MVB or any subsidiary to any interested shareholder or any affiliate of any interested shareholder in exchange for cash, securities or other property (or a combination thereof) having an aggregate fair market value of $100,000 or more; </div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: justify;">&#8226;&#8195;the adoption of any plan or proposal for the liquidation or dissolution of MVB proposed by or on behalf of an interested shareholder or any affiliate of any interested shareholder; or</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: justify;">&#8226;&#8195;any reclassification of securities (including any reverse stock split), or recapitalization of MVB, or any merger or consolidation of MVB with any of its subsidiaries or any other transaction (whether or not with or into or otherwise involving an interested shareholder) which has the effect, directly or indirectly, of increasing the proportionate share of the outstanding shares of any class of equity or convertible securities of MVB or any subsidiary which is directly or indirectly owned by any interested shareholder or any affiliate of any interested shareholder.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td colspan="4" style="width: 41.03%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 35.9%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 17.95%; text-align: left; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Action by Written Consent of the Shareholders</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 41.03%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">West Virginia law and MVB&#8217;s bylaws provide that action required or permitted by law to be taken at a shareholders&#8217; meeting may be taken without a meeting and without prior notice, if a written consent which describes the action is signed by all of the shareholders entitled to vote on the matter and is filed with the records of the shareholder meeting.</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 35.9%; vertical-align: top; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">The IFH bylaws provide that no action required to be taken or which may be taken at any annual or special meeting of IFH shareholders may be taken without a meeting, and the power of shareholders to consent in writing, without a meeting, to the taking of any action is specifically denied.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">156<br></div></div></div>
<!--End Page 166-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 167-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_121-legal_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tLEGALMATT"><!--Anchor--></a>LEGAL MATTERS</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The validity of MVB common stock to be issued in connection with the merger will be passed upon for MVB by Squire Patton Boggs (US) LLP, Cincinnati, Ohio. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Squire Patton Boggs (US) LLP, Cincinnati, Ohio, counsel for MVB, and Wyrick Robbins Yates &amp; Ponton LLP, Raleigh, North Carolina, counsel for IFH, will provide prior to the effective time opinions regarding certain federal income tax consequences of the merger for MVB and IFH, respectively.</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;"><a name="tEXPERTS"><!--Anchor--></a>EXPERTS</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB<font style="font-weight: normal;">. The consolidated financial statements (and the related consolidated financial statement schedules) of MVB </font><font style="font-weight: normal;">as of December 31, 2021 and 2020 and for each of the years in the three</font><font style="font-weight: normal;">-</font><font style="font-weight: normal;">year period ended December 31, 2021, </font><font style="font-weight: normal;">and the effectiveness of MVB&#8217;s internal control over financial reporting as of December 31, 2021 have been </font><font style="font-weight: normal;">audited by FORVIS, LLP (formerly Dixon Hughes Goodman LLP), independent registered public accounting </font><font style="font-weight: normal;">firm, as set forth in their reports thereon, included in MVB&#8217;s Annual Report on Form 10-K for the fiscal year </font><font style="font-weight: normal;">ended December 31, 2021, and incorporated herein by reference. Such consolidated financial statements (and the </font><font style="font-weight: normal;">related consolidated financial statement schedules) have been incorporated herein by reference in reliance upon </font><font style="font-weight: normal;">such reports pertaining to such financial statements and the effectiveness of our internal control over financial </font><font style="font-weight: normal;">reporting given on the authority of such firm as experts in accounting and auditing.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH<font style="font-weight: normal;">. The consolidated balance sheets of IFH as of December&#160;31, 2021 and 2020, and the related consolidated </font><font style="font-weight: normal;">statements of income, comprehensive income, changes in shareholders&#8217; equity, and cash flows for each of the </font><font style="font-weight: normal;">two years in the period ended December&#160;31, 2021, included in this joint proxy statement/prospectus, have been </font><font style="font-weight: normal;">so included in reliance on the report of Elliott Davis, PLLC, independent auditors, given on the authority of that </font><font style="font-weight: normal;">firm as experts in auditing and accounting. </font></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">157<br></div></div></div>
<!--End Page 167-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 168-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_121-legal_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDFSSP"><!--Anchor--></a>DEADLINES FOR SUBMITTING SHAREHOLDER PROPOSALS</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><a name="tMVB1"><!--Anchor--></a>MVB</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB held its 2022 annual meeting of shareholders on May&#160;17, 2022. MVB will hold its 2023 annual meeting of shareholders (the &#8220;MVB 2023 annual meeting&#8221;), regardless of whether the merger has been completed. Any shareholder nominations or proposals for other business intended to be presented at MVB&#8217;s next annual meeting must be submitted to MVB as set forth below.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">SEC Rule 14a-8</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In order for a shareholder proposal for the MVB 2023 annual meeting to be eligible for inclusion in MVB&#8217;s proxy statement pursuant to SEC Rule 14a-8, MVB must have received the proposal and supporting statements at its principal executive offices no later than December&#160;8, 2022, unless the date of MVB&#8217;s 2023 annual meeting is changed by more than thirty (30) days from May&#160;17, 2023, the one (1)-year anniversary of MVB&#8217;s 2022 annual meeting of shareholders, in which case the proposal must be received a reasonable time before MVB begins to print and send its proxy materials. An MVB shareholder must provide its proposal to MVB in writing, and it must comply with the requirements of SEC Rule 14a-8. Any such proposals should be sent to the attention of the Corporate Secretary of MVB at 301 Virginia Avenue, Fairmont, WV 26554.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Advance Notice Procedures</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">With respect to shareholder proposals not wishing to be included in MVB&#8217;s proxy statement, but rather to be brought as business at MVB&#8217;s annual meeting, MVB&#8217;s bylaws prescribe certain advance notice procedures independent of the notice requirement and deadline described above. MVB&#8217;s bylaws state that, to be timely, notice and certain related information must be received at MVB&#8217;s principal executive offices not less than 90&#160;days nor more than 120 days prior to the first anniversary of the preceding year&#8217;s annual meeting. However, in the event that the date of the annual meeting is more than 30 days before or more than 70 days after the anniversary date, the notice must be delivered not earlier than 120 days prior to the annual meeting and not later than 90 days prior to such annual meeting or the 10<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day following the day on which public announcement of the date of such meeting is first made. For a shareholder proposal to be properly brought before the MVB 2023 annual meeting, the proposal must be received at MVB&#8217;s principal executive offices (301 Virginia Avenue, Fairmont, WV 26554) between January&#160;17, 2023 and before February&#160;16, 2023, as prescribed by rules under the Exchange Act and the notice provisions in the MVB&#8217;s bylaws.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a name="tIFH1"><!--Anchor--></a>IFH</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">IFH held its 2022 annual meeting of shareholders on June&#160;16, 2022. If the proposed merger occurs, there will be no IFH annual meeting of shareholders for 2023. In that case, shareholder proposals must be submitted to MVB in accordance with the procedures described above. If the merger is not completed, then IFH will hold an annual meeting in 2023 in accordance with its current governing documents and as required by North Carolina law.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">158<br></div></div></div>
<!--End Page 168-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 169-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_121-legal_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tWYCMI"><!--Anchor--></a>WHERE YOU CAN FIND MORE INFORMATION</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB is subject to the informational requirements of the Exchange Act and files with the SEC proxy statements, Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K. You may inspect MVB&#8217;s filings on the SEC&#8217;s web site at www.sec.gov or on our website at www.mvbbanking.com. However, other than MVB&#8217;s available SEC filings, the information on, or that can be accessible through, MVB&#8217;s website does not constitute a part of, and is not incorporated by reference in, this prospectus. Written requests for copies of the documents we file with the SEC should be directed to MVB Financial Corp., 301 Virginia Avenue, Fairmont, West Virginia 26554, Attention: Corporate Secretary, telephone: (304) 363-4800 or by email to lmccormick@mvbbanking.com.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">MVB has filed a registration statement on Form S-4 under the Securities Act with the SEC with respect to MVB&#8217;s securities to be issued in the merger. This document constitutes the prospectus of MVB filed as part of the registration statement. This document does not contain all of the information set forth in the registration statement because certain parts of the registration statement are omitted in accordance with the rules and regulations of the SEC. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Statements contained in this joint proxy statement/prospectus, or in any document incorporated by reference into this joint proxy statement/prospectus regarding the contents of any contract or other document, are not necessarily complete, and each such statement is qualified in its entirety by reference to that contract or other document filed as an exhibit with the SEC. The SEC allows MVB to incorporate by reference into this document documents filed with the SEC by MVB. This means that the companies can disclose important information to you by referring you to those documents. The information incorporated by reference is considered to be a part of this document, and later information that we file with the SEC will update and supersede that information. MVB incorporates by reference the documents listed below and any documents filed by MVB under Section 13(a), 13(c), 14 or 15(d) of the Exchange Act after the date of this document and before the date of the special meetings of MVB:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our Annual Report on Form 10-K for the year ended December&#160;31, 2021, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000014/mvbf-20211231.htm">March&#160;10, 2022</a>;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our Quarterly Report on Form 10-Q for the quarter ended March&#160;31, 2022, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000027/mvbf-20220331.htm">May&#160;2, 2022</a>;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our Quarterly Report on Form 10-Q for the quarter ended June&#160;30, 2022, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000074/mvbf-20220630.htm">August&#160;8, 2022</a>;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our Quarterly Report on Form 10-Q for the quarter ended September&#160;30, 2022, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000104/mvbf-20220930.htm">November 8, 2022</a>;</div></td></tr></table> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Our Current Reports on Form 8-K filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000004/mvbf-20220120.htm">January&#160;20, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000007/mvbf-20220127.htm">January&#160;27, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000119312522074152/d312195d8k.htm">March&#160;14, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000035/mvbf-20220517.htm">May&#160;18, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000064/mvbf-20220601.htm">June&#160;6, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000119312522219458/d365142d8k.htm">August&#160;12, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000119312522220612/d376043d8k.htm">August&#160;15, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000076/mvbf-20220817.htm">August&#160;18, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000119312522230088/d258017d8k.htm">August&#160;25, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000085/mvbf-20220914.htm">September&#160;14, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000127790222000090/mvbf-20221001.htm">October&#160;3, 2022</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1277902/000119312522260277/d364792d8k.htm">October&#160;11, 2022</a> and <a href="https://www.sec.gov/Archives/edgar/data/1277902/000127790222000093/mvbf-20221018.htm">October&#160;19, 2022</a>; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The description of our common stock contained in our Registration Statement on Form 8-A, filed <a href="https://www.sec.gov/Archives/edgar/data/1277902/000127790217000096/mvbf-form8xa.htm">December&#160;4, 2017</a>, including any subsequent amendment or any report filed for the purpose of updating such description.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">This document does not constitute an offer to sell, or a solicitation of an offer to purchase, the securities offered by this document, or the solicitation of a proxy, in any jurisdiction to or from any person to whom or from whom it is unlawful to make such offer, solicitation of an offer or proxy solicitation in such jurisdiction. Neither the delivery of this document nor any distribution of securities pursuant to this document shall, under any circumstances, create any implication that there has been no change in the information set forth or incorporated into this document by reference or in MVB&#8217;s and IFH&#8217;s affairs since the date of this document. MVB provided the information contained in this document with respect to MVB and IFH provided the information contained in this document with respect to IFH.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">159<br></div></div></div>
<!--End Page 169-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 170-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_200-fintoc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><a name="tINDFIN"><!--Anchor--></a>INDEX TO FINANCIAL STATEMENTS OF INTEGRATED FINANCIAL HOLDINGS, INC. </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.11%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.04%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Integrated Financial Holdings, Inc. &#8212; Unaudited Consolidated Financial Statements for the Nine Months Ended September 30, 2022 and 2021<br></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCBS">Consolidated Balance Sheets<font style="padding-left: 4.76pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCBS"><font style="padding-left: 5pt;">F-</font>2</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOI">Consolidated Statements of Income (Loss)<font style="padding-left: 3.67pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOI"><font style="padding-left: 5pt;">F-</font>3</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOCI">Consolidated Statements of Comprehensive Income (Loss)<font style="padding-left: 2.58pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOCI"><font style="padding-left: 5pt;">F-</font>4</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOCIS">Consolidated Statements of Changes in Shareholders' Equity<font style="padding-left: 3.13pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOCIS"><font style="padding-left: 5pt;">F-</font>5</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOCF">Consolidated Statements of Cash Flows<font style="padding-left: 4.77pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOCF"><font style="padding-left: 5pt;">F-</font>6</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tNTCFS">Notes to Consolidated Financial Statements<font style="padding-left: 4.22pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tNTCFS"><font style="padding-left: 5pt;">F-</font>7</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Integrated Financial Holdings, Inc. &#8212; Audited Consolidated Financial Statements for the Years Ended December 31, 2021 and 2020<br></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tIAR">Independent Auditor's Report<font style="padding-left: 1.42pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tIAR">F-21</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCBS2">Consolidated Balance Sheets<font style="padding-left: 4.76pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCBS2">F-23</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOI2">Consolidated Statements of Income<font style="padding-left: 2.55pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOI2">F-24</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOCI2">Consolidated Statements of Comprehensive Income<font style="padding-left: 1.45pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOCI2">F-25</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOCISE2">Consolidated Statements of Changes in Shareholders' Equity<font style="padding-left: 3.13pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOCISE2">F-26</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tCSOCF2">Consolidated Statements of Cash Flows<font style="padding-left: 4.77pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tCSOCF2">F-27</a></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;"><a href="#tNTCFS2">Notes to Consolidated Financial Statements<font style="padding-left: 4.22pt;"></font></a></div></td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.11%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.04%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#tNTCFS2">F-28</a></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-1<br></div></div></div>
<!--End Page 170-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 171-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_201-fintab01_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCBS"><!--Anchor--></a>Integrated Financial Holdings, Inc. <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Balance Sheets </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">As of September 30, 2022 and December 31, 2021</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except share data)</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unaudited</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Assets<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash and due from banks<font style="padding-left: 2.54pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">6,272</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">3,803</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing deposits with other institutions<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">25,011</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">79,910</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total cash and cash equivalents<font style="padding-left: 3.26pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">31,283</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">83,713</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing time deposits<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,249</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,746</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Securities available for sale, at fair value<font style="padding-left: 4.54pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,460</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">20,671</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Marketable equity securities<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,982</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt;">11,988</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for sale<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">28,399</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">27,880</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment<font style="padding-left: 0.32pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">295,416</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">259,625</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Allowance for loan losses<font style="padding-left: 1.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(6,710</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,547</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Loans held for investment, net<font style="padding-left: 2.27pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">288,706</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">254,078</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Premises and equipment, net<font style="padding-left: 0.04pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,264</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,174</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed assets<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">618</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing assets<font style="padding-left: 0.32pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">3,979</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">3,993</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Bank owned life insurance<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,330</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,246</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest receivable<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,485</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,373</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Goodwill<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">13,161</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">13,161</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible assets<font style="padding-left: 0.31pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,848</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">6,399</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other assets<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">17,293</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">17,833</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total assets<font style="padding-left: 0.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$437,439</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$452,873</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Liabilities and shareholders&#8217; equity<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Liabilities<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deposits:<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noninterest-bearing<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$106,272</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 0.37pt;">114,313</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">218,835</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">233,843</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total deposits<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">325,107</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">348,156</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Borrowings<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,000</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">7,500</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest payable<font style="padding-left: 1.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">370</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">326</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other liabilities<font style="padding-left: 4.19pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">23,556</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15.74pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">9,111</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total liabilities<font style="padding-left: 1.55pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">354,033</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">365,093</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Shareholders&#8217; equity<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Common stock, voting, $1 par value, 8,000,000 shares authorized, 2,226,809 and 2,172,997 shares issued and outstanding at September&#160;30, 2022 and December&#160;31, 2021, respectively<font style="padding-left: 3.36pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,239</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,173</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Common stock, non-voting, $1 par value, 1,000,000 shares authorized, 21,740 shares issued and outstanding at September&#160;30, 2022 and December&#160;31, 2021, respectively<font style="padding-left: 4.19pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">22</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">22</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Additional paid-in capital<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">24,675</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">23,666</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Retained earnings<font style="padding-left: 4.75pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">60,248</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">62,810</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accumulated other comprehensive loss<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(2,866</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 24.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(99</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total Integrated Financial Holdings, Inc. shareholders&#8217; equity<font style="padding-left: 1.81pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">84,318</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">88,572</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noncontrolling interest<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(912</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(792</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total shareholders' equity<font style="padding-left: 1.57pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">83,406</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">87,780</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total liabilities and shareholders' equity<font style="padding-left: 3.26pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$437,439</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$452,873</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<font style="font-style: normal; font-weight: normal;"> </font><br></div> </div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-2<br></div> </div></div>
<!--End Page 171-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 172-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_201-fintab01_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOI"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Income (Loss) (Unaudited)</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the nine months ended September&#160;30, 2022 and 2021</font><font style="font-weight: normal;"> </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.79%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands except share and per share data)</div></td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest income<br></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest and fees on loans<font style="padding-left: 3.56pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">17,056</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">13,887 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities &amp; deposits<font style="padding-left: 0.77pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">598</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">326 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total interest income<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">17,654</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">14,213 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest expense<br></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,577</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">2,014 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on borrowed funds<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 45pt;">37</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 40pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total interest expense<font style="padding-left: 4.79pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,614</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">2,015 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net interest income<font style="padding-left: 3.53pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">16,040</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">12,198 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 2.43pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">960</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,171 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net interest income after provision for loan losses<font style="padding-left: 3.04pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">15,080</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.87pt;">11,027 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest income<br></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government loan servicing and processing revenue<font style="padding-left: 4.14pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">6,743</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">20,553 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Changes in fair value in marketable equity securities<font style="padding-left: 2.48pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">5,994</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,998 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mortgage revenue<font style="padding-left: 4.64pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,717</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">5,016 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government lending revenue<font style="padding-left: 0.21pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">6,104</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">5,721 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">350</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">824 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing rights<font style="padding-left: 1.86pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 31.67pt;">(15)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">374 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other noninterest income<font style="padding-left: 0.2pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,531</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,668 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total noninterest income<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">22,424</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">36,154 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest expense<br></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compensation<font style="padding-left: 0.73pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">20,212</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">17,474 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy and equipment<font style="padding-left: 0.2pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,000</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">927 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan related expenses<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,852</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,033 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing expense<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">782</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">632 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Advertising expense<font style="padding-left: 0.75pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">787</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">976 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance expense<font style="padding-left: 4.1pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">337</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">392 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Professional fees<font style="padding-left: 4.65pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,499</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,971 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Software<font style="padding-left: 2.41pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.87pt;">1,311</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">5,757 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Communications<font style="padding-left: 0.17pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">266</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">297 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed asset expense, net<font style="padding-left: 3.28pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">246</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">736 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Directors fees<font style="padding-left: 1.87pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">512</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">253 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization expense<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">510</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">528 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Merger related expenses<font style="padding-left: 4.29pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">560</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212; </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other noninterest expense<font style="padding-left: 2.43pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.87pt; border-bottom: 1pt solid #000000; min-width: 45pt;">11,063</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,237 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total noninterest expense<font style="padding-left: 4.79pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">40,937</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">32,213 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income (loss) before income taxes<font style="font-weight: normal; padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt;">(3,433)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">14,968 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Income tax expense (benefit)<font style="padding-left: 4.67pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 26.67pt; border-bottom: 1pt solid #000000; min-width: 45pt;">(751</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">3,957 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net income (loss)<font style="padding-left: 0.76pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt;">(2,682)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 18.24pt;">11,011 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Net loss attributable to noncontrolling interest<font style="padding-left: 0.23pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">120</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">444 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net income (loss) available to Integrated Financial Holdings, Inc.<font style="padding-left: 4.72pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 3pt double #000000; min-width: 45pt;">(2,562</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.87pt; border-bottom: 3pt double #000000; min-width: 45pt;">11,455 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic earnings (loss) per common share<font style="padding-left: 4.69pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 19.17pt;">(1.18)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.31 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted earnings (loss) per common share<font style="padding-left: 1.91pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 19.17pt;">(1.18)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.15 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Weighted average common shares outstanding<font style="padding-left: 4.37pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,172,976</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,158,278 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted average common shares outstanding<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,172,976</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,226,213</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<font style="font-style: normal; font-weight: normal;"> </font><br></div> </div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-3<br></div> </div></div>
<!--End Page 172-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 173-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_201-fintab01_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOCI"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Comprehensive Income (Loss) (Unaudited) </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the nine months ended September 30, 2022 and 2021</font><font style="font-weight: normal;"> </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.79%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 3.67%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 3.67%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 3.67%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 3.67%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income (loss)<font style="font-weight: normal; padding-left: 4.1pt;"></font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$(2,682)</div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 0.74pt;">11,011 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive loss:<br></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Unrealized loss during the period on available for sale securities, net of tax benefit of $736 and $78, respectively<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(2,767</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(206</font><font style="min-width: 32.5pt;">)</font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive loss:<br></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(2,767</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(206</font><font style="min-width: 32.5pt;">)</font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Comprehensive income<font style="padding-left: 2.97pt;"></font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">(5,449)</font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">10,805 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Comprehensive loss attributable to noncontrolling interest<font style="padding-left: 1.9pt;"></font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(120</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(444</font><font style="min-width: 32.5pt;">)</font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Comprehensive income (loss) attributable to Integrated Financial Holdings, Inc.<font style="font-weight: normal; padding-left: 2.95pt;"></font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$(5,329</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.67%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 0.37pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">11,249</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<font style="font-style: normal; font-weight: normal;"> </font><br></div> </div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-4<br></div> </div></div>
<!--End Page 173-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 174-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_201-fintab01_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOCIS"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Changes in Shareholders&#8217; Equity (Unaudited) </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the nine months ended September 30, 2022 and 2021</font><font style="font-weight: normal;"> </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td rowspan="2" style="width: 30.77%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.37%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common Stock $1.00 par</div></td><td class="gutter" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 7.79%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Additional <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Paid-in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Capital</div></td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 11.36%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accumulated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Comprehensive <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Income (Loss)</div></td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Retained <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Earnings</div></td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 10.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Noncontrolling <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Interest</div></td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 0.21%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 10.22%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Shareholders' <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Equity</div></td></tr><tr class="header"><td class="gutter" style="width: 0.21%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.32%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Voting</div></td><td class="gutter" style="width: 0.21%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.21%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.61%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non-voting</div></td><td class="gutter" style="width: 0.21%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at December&#160;31, 2020<font style="font-weight: normal; padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;">$2,181</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;">$22</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;">$24,331</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;">$<font style="padding-left: 10.83pt;">271</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$50,079</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;">$(161)</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;">$76,723 </div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income<font style="padding-left: 4.3pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5.37pt;">11,455</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 5.37pt;">11,455 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive loss<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 12.5pt;">(206)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 14.17pt;">(206)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Stock based compensation<font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 17.5pt;">201</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 17.5pt;">201 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exercise of stock options<font style="padding-left: 3.21pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">24</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 17.5pt;">339</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 17.5pt;">363 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Restricted stock issuance<font style="padding-left: 4.32pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">45</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 17.5pt;">432</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 17.5pt;">477 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noncontrolling interest<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 5pt;">(444)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 14.17pt;">(444)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Share repurchases and cancellations<font style="padding-left: 4.3pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(74</font><font style="min-width: 27.5pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 6.67pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(1,788</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 23.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 6.67pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(1,862</font><font style="min-width: 32.5pt;">)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at September&#160;30, 2021<font style="font-weight: normal; padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,176</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$22</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$23,515</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 15.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">65</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$61,534</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 23.33pt;">$(605</font><font style="min-width: 23.33pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$86,707 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at December&#160;31, 2021<font style="font-weight: normal; padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;">$2,173</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;">$22</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;">$23,666</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;">$<font style="padding-left: 12.5pt;">(99)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$62,810</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;">$(792)</div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;">$87,780 </div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income (loss)<font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 6.67pt;">(2,562)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 6.67pt;">(2,562)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive loss<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 5pt;">(2,767)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 6.67pt;">(2,767)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Stock based compensation<font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 17.5pt;">151</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 17.5pt;">151 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exercise of stock options<font style="padding-left: 3.21pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">26</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 17.5pt;">372</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 17.5pt;">398 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Restricted stock issuance<font style="padding-left: 4.32pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">43</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 17.5pt;">535</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 17.5pt;">578 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noncontrolling interest<font style="padding-left: 2.64pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 5pt;">(120)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 14.17pt;">(120)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Share repurchases and cancellations<font style="padding-left: 4.3pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(3</font><font style="min-width: 27.5pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(49</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 23.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(52</font><font style="min-width: 32.5pt;">)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at September&#160;30, 2022<font style="font-weight: normal; padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.32%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.73pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,239</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.34pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$22</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.79%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.98pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$24,675</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$(2,866</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$60,248</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.04pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 23.33pt;">$(912</font><font style="min-width: 23.33pt;">)</font></div></td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.21%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.22%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$83,406</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<font style="font-style: normal; font-weight: normal;"> </font><br></div> </div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-5<br></div> </div></div>
<!--End Page 174-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 175-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_201-fintab01_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOCF"><!--Anchor--></a>Integrated Financial Holdings, Inc. <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Cash Flows (Unaudited)</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the nine months ended September&#160;30, 2022 and 2021</font><font style="font-weight: normal;"> </font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash flows from operating activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Net income (loss)<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">(2,682)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 9.07pt;">11,011 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Adjustments to reconcile net income to net cash from operating activities:<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Depreciation expense<font style="padding-left: 0.32pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">535</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">291 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">960</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">1,171 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Amortization of premium on securities, net of accretion<font style="padding-left: 3.98pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">42</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 26.2pt;">118 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Amortization of intangible assets<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">551</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">468 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Accretion of discounts on loans<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(1,476)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(1,249)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Originations of loans held for sale<font style="padding-left: 2.01pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(167,904)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(172,396)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Proceeds from sales of loans held for sale<font style="padding-left: 0.37pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">177,200</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">180,526 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net gains on sale of loans held for sale<font style="padding-left: 0.92pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(9,815)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10.37pt;">(11,248)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net loss on sale of foreclosed assets<font style="padding-left: 3.7pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">91</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">944 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net loss on sale and disposal of property and equipment<font style="padding-left: 0.93pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">69</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">41 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Stock-based compensation expense<font style="padding-left: 4.22pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">686</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">432 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Earnings on bank-owned life insurance<font style="padding-left: 2.57pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt;">(84)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt;">(84)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Revaluation of loan servicing rights<font style="padding-left: 0.88pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">14</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">(374)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Changes in fair value on marketable equity securities<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(5,994)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(1,998)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Changes in assets and liabilities:<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">(Increase) decrease in other assets<font style="padding-left: 3.15pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">417</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(3,055)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Increase in other liabilities<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">14,489</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">3,907 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Net cash provided by operating activities<font style="padding-left: 4.23pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">7,099</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">8,505 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash flows from investing activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Purchases of securities available-for-sale<font style="padding-left: 1.68pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">(1,971)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">(8,536)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from maturities and principal paydowns of securities available-for-sale<font style="padding-left: 3.96pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">1,637</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">4,502 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from maturities of interest-bearing time deposits<font style="padding-left: 0.38pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">497</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">750 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from sale of premises and equipment<font style="padding-left: 0.92pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 26.2pt;">511 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Decrease (increase) in loans, net<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10.37pt;">(34,112)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">8,808 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Purchases of FHLB stock<font style="padding-left: 2.54pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">(253)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212; </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from sale of foreclosed assets<font style="padding-left: 1.48pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">527</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">810 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Purchases of premises and equipment<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(694</font><font style="min-width: 40.83pt;">)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(252</font><font style="min-width: 40.83pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net cash provided by (used in) investing activities<font style="padding-left: 0.91pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">(34,369)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">6,593 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash flows from financing activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Increase (decrease) in deposits, net<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">(23,049)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">40,009 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Increase (decrease) in borrowings, net<font style="padding-left: 1.76pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(2,500)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">1,000 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Stock option exercises and restricted stock vested<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">441</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">609 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Repurchase of common stock<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(52</font><font style="min-width: 40.83pt;">)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(1,862</font><font style="min-width: 40.83pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net cash provided by (used in) financing activities<font style="padding-left: 4.81pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">(25,160)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">39,756 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net change in cash and cash equivalents<font style="padding-left: 1.47pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">(52,430)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">54,854 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents, beginning<font style="font-weight: normal; padding-left: 4.47pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">83,713</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">32,925 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents, ending<font style="font-weight: normal; padding-left: 2.81pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 40.83pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 40.83pt;">31,283</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 40.83pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 40.83pt;">87,779</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Supplemental Disclosures of Cash Flow Information<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash paid during the period for interest<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">1,570</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">2,070 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash paid during the period for taxes<font style="padding-left: 4.23pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">982</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">2,759 </font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Supplemental Disclosures of Noncash Investing and Financing Activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Change in unrealized loss on securities available for sale, net of tax<font style="padding-left: 4.02pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">(2,767)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 17.5pt;">(206)</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<font style="font-style: normal; font-weight: normal;"> </font><br></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-6<br></div></div></div>
<!--End Page 175-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 176-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font></div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;"><a name="tNTCFS"><!--Anchor--></a>Note 1.&#8195;Nature of Business and Basis of Presentation </div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Summary of Significant Accounting Policies</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A summary of significant accounting principles is included in the Integrated Financial Holdings, Inc. (the &#8220;Company&#8221;) 2021 consolidated financial statements, which are included elsewhere herein.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Principles of Consolidation and Basis of Presentation</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries, West Town Bank &amp; Trust (the &#8220;Bank&#8221;), West Town Insurance Agency, Inc., Patriarch LLC, Glenwood Structured Finance, LLC, Windsor Advantage, LLC (&#8220;Windsor&#8221;) and SBA Loan Documentation Services, LLC, after elimination of all significant intercompany balances and transactions.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Management Opinion</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The accompanying unaudited consolidated interim financial statements have been prepared in accordance with generally accepted accounting principles (&#8220;GAAP&#8221;) and are unaudited. They do not contain all of the disclosures required for annual audited financial statements. In the opinion of management, all adjustments necessary to present a fair statement of the results for the interim period have been made. Such adjustments are of a normal and recurring nature. The results of operations for any interim period are not necessarily indicative of the results to be expected for an entire year. These interim consolidated financial statements should be read in conjunction with the annual consolidated financial statements and notes thereto contained in the Company&#8217;s consolidated financial statements.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Use of Estimates</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The preparation of consolidated financial statements in conformity with generally accepted accounting principles (&#8220;GAAP&#8221;) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. On an ongoing basis, the Company evaluates its estimates, including those relating to the allowance for loan losses, determination of fair value of acquired assets and assumed liabilities, servicing assets, and valuation of goodwill and intangible assets.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Risks and Uncertainties</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the normal course of its business, the Company encounters two significant types of risks: economic and regulatory. There are three main components of economic risk: interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different times, or on different bases, than its interest-earning assets. Credit risk is the risk of default on the Company's loan and investment securities portfolios that results from a borrower's inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of collateral underlying loans receivable and the valuation of real estate held by the Company.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances and operating restrictions from the regulators' judgments based on information available to them at the time of their examination.</div> <div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Concentrations of Credit Risk</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Financial instruments, which potentially subject the Company to concentrations of credit risk, consist principally of loans receivable, investment securities, federal funds sold and amounts due from banks.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company makes loans to individuals and small businesses for various personal and commercial purposes throughout the United States. The Company&#8217;s loan portfolio is not concentrated in loans to any single borrower </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-7<br></div> </div></div>
<!--End Page 176-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 177-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">or a relatively small number of borrowers. Additionally, management is not aware of any concentrations of loans to classes of borrowers or industries that would be similarly affected by economic conditions. However, the Company does have a large portfolio of loans in the solar electric generation power industry but not so much as to be deemed a concern by management.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition to monitoring potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, management monitors exposure to credit risk from concentrations of lending products and practices such as loans that subject borrowers to substantial payment increases (e.g., principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. Management has determined that there is no concentration of credit risk associated with its lending policies or practices. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions change over the course of a loan&#8217;s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e., balloon payment loans). These loans are underwritten and monitored to manage the associated risks. Therefore, management believes that these particular practices do not subject the Company to unusual credit risk.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company&#8217;s investment portfolio consists principally of obligations of the United States, its agencies or its corporations and general obligation municipal securities. In the opinion of management, there is no concentration of credit risk in its investment portfolio. The Company places its deposits and correspondent accounts with and sells its federal funds to high quality institutions.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Management believes credit risk associated with correspondent accounts is not significant.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 2.&#8195;Earnings per Share</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Basic earnings per common share is computed using the weighted average number of common shares and participating securities outstanding during the reporting period. Diluted earnings per common share is the amount of earnings available to each share of common stock during the reporting period adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares include incremental shares issued for stock options and warrants. Potentially dilutive common shares are excluded from the computation of dilutive earnings per share in the periods in which the effect would be anti-dilutive. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The Company's basic and diluted earnings per share calculations are presented in the following table:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">For the nine months <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">ended September&#160;30,</div></td></tr><tr class="header"><td style="width: 71.79%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands except share and per share data)</div></td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income (loss) attributable to IFH, Inc.<font style="padding-left: 0.24pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 14.17pt;">(2,562)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.87pt;">11,455 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted average common shares &#8211; basic<font style="padding-left: 2.16pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,172,976</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,158,278 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Add: Effect of dilutive stock options<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 4.43pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">&#8212;</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">56,872 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Add: Effect of dilutive restricted stock awards<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 0.03pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt; border-bottom: 1pt solid #000000; min-width: 45pt;">&#8212;</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.87pt; border-bottom: 1pt solid #000000; min-width: 45pt;">11,063 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted average common shares &#8211; dilutive<font style="padding-left: 2.15pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 45pt;">2,172,976</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 45pt;">2,226,213 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Basic earnings (loss) per common share<font style="padding-left: 4.69pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 19.17pt; border-bottom: 3pt double #000000; min-width: 45pt;">(1.18</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">5.31 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Diluted earnings (loss) per common share<font style="padding-left: 1.91pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 19.17pt; border-bottom: 3pt double #000000; min-width: 45pt;">(1.18</font><font style="min-width: 45pt;">)</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">5.15</font></div></td></tr></table> <div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Amounts exclude all potential common and common equivalent shares for periods when there is a net loss.</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-8<br></div> </div></div>
<!--End Page 177-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 178-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="ftnote" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 3.&#8195;Investment Securities</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The amortized cost, unrealized gains, unrealized losses, and fair values of available-for-sale investment and marketable equity securities at September&#160;30, 2022 and December&#160;31, 2021 are as follows: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 36.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 4.97pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">182</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 17.5pt;">4</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">186</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 1.17pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">20,448</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 5pt;">3,629</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 5pt;">16,819</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 1.06pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">458</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">455</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 3.5pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$21,088</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">4</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,632</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,460</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Marketable equity securities<font style="padding-left: 0.55pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,992</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,982</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 36.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses</div></td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.88%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 4.97pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">243</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 17.5pt;">3</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">246 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 1.17pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">20,007</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 12.5pt;">192</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 5pt;">323</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$19,876 </div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 1.06pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">546</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 3.5pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,796</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 7.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">198</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$323</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 4.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,671 </font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Marketable equity securities<font style="padding-left: 0.55pt;"></font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,998</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.88%; border-bottom: none; font-size: 2pt; padding-top: 4.75pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.75pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 0.37pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">11,988</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table provides the unrealized gains on marketable equity securities arising during the nine months ended September&#160;30, 2022 and 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities gains<font style="padding-left: 0.12pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,994</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,998</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables summarize securities with unrealized losses at September&#160;30, 2022 and December&#160;31, 2021, aggregated by major security type and length of time in a continuous unrealized loss position:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.15%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 17.9%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 17.89%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.91%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.29%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.19%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.76pt; text-align: left;">$7,299</div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.66pt; text-align: left;">$<font style="padding-left: 0.37pt;">1,211</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;">$9,520</div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;">$2,418</div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.45pt; text-align: left;">$16,819</div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$3,629</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored collateralized mortgage obligations<font style="padding-left: 1.96pt;"></font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.76pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">455</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.66pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.45pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">455</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.91%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.76pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,754</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.66pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,214</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$9,520</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,418</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.45pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,274</font></div></td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.19%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,632</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-9<br></div> </div></div>
<!--End Page 178-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 179-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.42%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.4%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 17.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.71%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.57%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.06%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.42pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.13pt;">$11,865</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.37pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 20pt;">$230</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$2,548</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$93</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$14,413</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 20pt;">$323</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.42pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.13pt;">$11,865</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.37pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$230</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.85pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,548</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$93</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$14,413</font></div></td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.06%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$323</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The fair values of investment securities available for sale at September&#160;30, 2022 by contractual maturity are shown below. Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations.</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 51.28%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.1%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Within <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">1 Year</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">After One <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Within <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Five Years</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">After Five <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Within <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ten Years</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">After <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ten Years</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;">$<font style="padding-left: 12.5pt;">186</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 12.5pt;">186 </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;"><font style="padding-left: 5pt;">50</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="padding-left: 5pt;">16,769</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">16,819 </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">455</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">455 </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$50</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,410</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$17,460</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Management considers the nature of the investment, the underlying causes of the decline in the market value and the severity and duration of the decline in market value in determining if impairment is other than temporary. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Securities classified as available-for-sale are recorded at fair market value. At September&#160;30, 2022, there were eight securities classified as available-for-sale in an unrealized loss position for twelve months or more. At December&#160;31, 2021, there was one security classified as available-for-sale in an unrealized loss position for twelve months or more. No impairment loss has been realized in the Company's consolidated income statement.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of September&#160;30, 2022, investments with amortized costs and fair values of $671,000 and $622,000, respectively, were pledged. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company had one holding of securities of one issuer other than the U.S. government and its agencies in an amount greater than 10% of shareholders&#8217; equity at September&#160;30, 2022 and December&#160;31, 2021. That investment in Dogwood State Bank totaled $18.0&#160;million and $12.0&#160;million at September&#160;30, 2022 and December&#160;31, 2021, respectively. The investment is carried on the balance sheet in marketable equity securities. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">During the nine months ended September&#160;30, 2022, no securities were sold. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-10<br></div> </div></div>
<!--End Page 179-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 180-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">Loans held for investment at September&#160;30, 2022 and December&#160;31, 2021 were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.8%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.89%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.89%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.89%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.89%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;">$182,066</div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;">$143,182 </div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Real Estate:<br></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 4.66pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 10pt;">73,295</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="padding-left: 10pt;">79,394 </font></div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Residential real estate<font style="padding-left: 4.1pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 10pt;">38,237</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="padding-left: 10pt;">35,066 </font></div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 2.4pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">50</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74 </font></div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Subtotal<font style="padding-left: 0.17pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 5pt;">293,648</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="padding-left: 5pt;">257,716 </font></div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net deferred loan costs<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 15pt;">1,768</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="padding-left: 15pt;">1,909 </font></div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses<font style="padding-left: 2.44pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(6,710</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,547</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 71.8%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment, net<font style="padding-left: 3.27pt;"></font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$288,706</font></div></td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.89%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.83pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$254,078</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Included above, the Company has SBA loans totaling $52.0&#160;million and $78.4&#160;million and USDA loans totaling $163.0&#160;million and $103.6&#160;million at September&#160;30, 2022 and December&#160;31, 2021, respectively. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables present the activity in the allowance for loan losses by class of loans for the nine months ended September&#160;30, 2022 and 2021 and for the year ended December&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.73%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unallocated</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Beginning balance<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$<font style="padding-left: 10pt;">3,023</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$<font style="padding-left: 5pt;">2,219</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;">$<font style="padding-left: 12.5pt;">274</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;">$<font style="padding-left: 5pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;">$28</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">5,547 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 15pt;">1,481</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 14.54pt;">(611)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt;">69</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 6.67pt;">(2)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">23</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">960 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Charge&#8212;offs<font style="padding-left: 3.43pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 19.17pt;">(402)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 19.17pt;">(49)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 19.17pt;">(451)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Recoveries<font style="padding-left: 3.08pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">180</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">474</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">654 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Ending Balance<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">4,282</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,033</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">343</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 15pt;">1</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$51</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">6,710 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ending Balances:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">141</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">89</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">230 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">4,141</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">1,944</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">343</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 15pt;">1</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$51</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">6,480 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans Held for Investment:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Ending balance, total<font style="padding-left: 1.14pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$182,066</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$73,295</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$38,237</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$50</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$293,648 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">1,063</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">5,343</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">583</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 4.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 4.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">6,989 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$181,003</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$67,952</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$37,654</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$50</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$286,659</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-11<br></div> </div></div>
<!--End Page 180-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 181-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2021</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.73%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unallocated</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Beginning balance<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$<font style="padding-left: 10pt;">2,337</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$<font style="padding-left: 5pt;">2,371</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;">$<font style="padding-left: 12.5pt;">338</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;">$<font style="padding-left: 3.33pt;">94</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;">$<font style="padding-left: 5pt;">4</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">5,144 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt;">761</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 17.5pt;">548</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 19.17pt;">(72)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 5pt;">(92)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">26</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,171 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Charge-offs<font style="padding-left: 0.11pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 19.17pt;">(162)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 14.17pt;">(354)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 8.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 19.17pt;">(516)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Recoveries<font style="padding-left: 3.08pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">10</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 18.33pt;">1</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.87pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">11 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Ending Balance<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">2,936</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,565</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">276</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$30</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">5,810 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ending Balances:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">231</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">231 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">2,705</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,565</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">276</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$30</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">5,579 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans Held for Investment:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Ending balance, total<font style="padding-left: 1.14pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$135,706</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$88,031</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$33,371</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">83</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,191 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">1,674</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">5,947</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">676</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">8,297 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$134,032</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$82,084</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$32,695</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">83</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$248,894</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.73%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unallocated</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.85pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Beginning balance<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$<font style="padding-left: 10pt;">2,337</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$<font style="padding-left: 5pt;">2,371</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;">$<font style="padding-left: 12.5pt;">338</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;">$<font style="padding-left: 3.33pt;">94</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;">$<font style="padding-left: 5pt;">4</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">5,144 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 15pt;">1,874</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 17.5pt;">203</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 19.17pt;">(64)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 5pt;">(91)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">24</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,946 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Charge-offs<font style="padding-left: 0.11pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 11.67pt;">(1,248)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 14.17pt;">(355)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 8.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 11.67pt;">(1,603)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Recoveries<font style="padding-left: 3.08pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">60</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 8.33pt; border-bottom: 1pt solid #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">60 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Ending Balance<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">3,023</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,219</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">274</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$28</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">5,547 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ending Balances:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">234</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">234 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">2,789</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,219</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">274</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$28</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">5,313 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans Held for Investment:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Ending balance, total<font style="padding-left: 1.14pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$143,182</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$79,394</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$35,066</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">74</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 4.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">1,168</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">5,858</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">537</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 4.85pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 4.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">7,563 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$142,014</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$73,536</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$34,529</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">74</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$250,153</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-12<br></div> </div></div>
<!--End Page 181-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 182-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following tables present information related to impaired loans by class of loans recorded at September&#160;30,&#160;2022 and December&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 469.06pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.63%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands<font style="font-style: normal;">)</font></div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.14%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Recorded <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Investment</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Contractual <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Principal <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allocated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allowance</div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>September&#160;30, 2022</u><br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans without a specific valuation allowance:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.35pt; text-align: left;">$<font style="padding-left: 7.5pt;">442</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;">$<font style="padding-left: 7.5pt;">456</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212; </font></div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial real estate<font style="padding-left: 4.66pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.35pt; text-align: left;"><font style="padding-left: 5pt;">4,716</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 5pt;">4,856</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Residential real estate<font style="padding-left: 4.1pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.35pt; text-align: left;"><font style="padding-left: 12.5pt;">583</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt;">575</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans with a specific valuation allowance:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.35pt; text-align: left;"><font style="padding-left: 12.5pt;">621</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt;">621</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 5pt;">141 </font></div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial real estate<font style="padding-left: 4.66pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.35pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">627</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">732</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">89 </font></div></td></tr><tr><td style="width: 71.63%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Total<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.35pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,989</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,240</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$230</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 66.67%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands<font style="font-style: normal;">)</font></div></td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Recorded <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Investment</div></td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unpaid <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Contractual <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Principal <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allocated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allowance</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>December&#160;31, 2021</u><br></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans without a specific valuation allowance:<br></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 0.07pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;">$<font style="padding-left: 7.5pt;">517</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;">$<font style="padding-left: 7.5pt;">502</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212; </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial real estate<font style="padding-left: 0.66pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 5pt;">5,858</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 5pt;">5,861</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Residential real estate<font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 12.5pt;">537</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt;">537</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans with a specific valuation allowance:<br></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 0.07pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">651</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">651</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 20pt;">234 </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Total<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,563</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,551</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$234</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables present the aging of the recorded investment in past due loans by class of loans as of September&#160;30, 2022 and December&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)<br></div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">30 - 59 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">60 - 89 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Greater <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">than 90 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non- <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accrual</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Current</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Loans</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>September&#160;30, 2022</u><br></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 2.07pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.49pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;">$<font style="padding-left: 5pt;">17</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">788</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">805</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$181,261</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$182,066 </div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial real estate<font style="padding-left: 2.66pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.49pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="padding-left: 5pt;">474</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">3,302</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">3,776</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">69,519</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">73,295 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Residential real estate<font style="padding-left: 2.1pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.49pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">537</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">537</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">37,700</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">38,237 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 0.4pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.49pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">50</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">50 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.49pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$491</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$4,627</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 0.37pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">5,118</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$288,530</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$293,648</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-13<br></div> </div></div>
<!--End Page 182-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 183-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)<font style="font-style: normal;"> </font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="font-style: normal; font-weight: bold;">December&#160;31, 2021</font></div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">30 - 59 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">60 - 89 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Greater <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">than 90 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non- <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accrual</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Current</div></td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.82%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Loans</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 2.07pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.99pt; text-align: left;">$<font style="padding-left: 5pt;">19</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$1,170</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$1,189</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$141,993</div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$143,182 </div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial real estate<font style="padding-left: 2.66pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.99pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">5,309</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">5,309</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">74,085</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">79,394 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Residential real estate<font style="padding-left: 2.1pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.99pt; text-align: left;"><font style="padding-left: 5pt;">279</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="padding-left: 5pt;">204</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">370</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">853</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">34,213</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">35,066 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 0.4pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.99pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74 </font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$298</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$204</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.98pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,849</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,351</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$250,365</font></div></td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.82%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716</font></div></td></tr></table> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Troubled Debt Restructurings (&#8220;TDRs&#8221;):</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no TDRs that subsequently defaulted (more than 90 days past due or charge-off) within the first year of modification during 2022 and 2021. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There were five new TDRs in 2022 with balances of $1.1&#160;million as of September&#160;30, 2022. There were two new TDRs in 2021 with balances of $961,000 as of December&#160;31, 2021. Modifications made by the Company in both years included temporary payment reductions. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">TDRs by loan classification were as follows as of September&#160;30, 2022 and December&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 74.36%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 1.07pt;"></font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;">$1,065</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;">$<font style="padding-left: 7.5pt;">651 </font></div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Real Estate:<br></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 1.66pt;"></font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;"><font style="padding-left: 5pt;">1,797</font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;"><font style="padding-left: 5pt;">1,527</font></div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Residential real estate<font style="padding-left: 1.1pt;"></font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">583</font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">167</font></div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,445</font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,345</font></div></td></tr></table> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Credit Quality Indicators</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a quarterly basis. The risk category of homogeneous loans is evaluated at origination and when a loan becomes delinquent. The Company uses the following definitions for risk ratings:</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Pass<font style="font-style: normal; font-weight: normal;"> loans are loans that are performing and are deemed adequately protected by the net worth of the </font><font style="font-style: normal; font-weight: normal;">borrower or the underlying collateral value. These loans are considered the least risky in terms of </font><font style="font-style: normal; font-weight: normal;">determining the allowance for loan losses.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Special Mention<font style="font-style: normal; font-weight: normal;"> loans are loans with underwriting guideline tolerances and/or exceptions and with no </font><font style="font-style: normal; font-weight: normal;">mitigating factors. These are loans that are currently performing satisfactorily but with potential weaknesses </font><font style="font-style: normal; font-weight: normal;">that may, if not corrected, weaken the asset or inadequately protect the Bank's position at some future date. </font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Substandard<font style="font-style: normal; font-weight: normal;"> loans typically have an identified weakness or weaknesses and are inadequately protected by </font><font style="font-style: normal; font-weight: normal;">the net worth of the borrower or collateral value.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Doubtful<font style="font-style: normal; font-weight: normal;"> loans have the same characteristics of a substandard loan with an additional weakness that makes </font><font style="font-style: normal; font-weight: normal;">collection or liquidation of the asset highly questionable, and there is a high probability of loss based on </font><font style="font-style: normal; font-weight: normal;">currently existing facts, conditions or values.</font></div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-14<br></div> </div></div>
<!--End Page 183-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 184-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 8pt; margin-left: 20pt; text-align: left;">Loss<font style="font-style: normal; font-weight: normal;"> loans are considered uncollectable and of such little value that their continuance as bankable assets is </font><font style="font-style: normal; font-weight: normal;">not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value </font><font style="font-style: normal; font-weight: normal;">but rather that it is not practical or desirable to defer writing off the worthless loan even though partial </font><font style="font-style: normal; font-weight: normal;">recovery may be collected in the future. Probable loss portions of doubtful assets should be charged against </font><font style="font-style: normal; font-weight: normal;">the Allowance for Loan Losses. Loans may reside in this classification for administrative purposes for a </font><font style="font-style: normal; font-weight: normal;">period not to exceed the earlier of thirty days or calendar quarter-end. There were no loans rated as loss as </font><font style="font-style: normal; font-weight: normal;">of September&#160;30, 2022 or December&#160;31, 2021.</font></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following is an analysis of our loan portfolio by credit quality indicators at September&#160;30, 2022 and December&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 51.48%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pass<font style="padding-left: 0.73pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$180,429</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$69,677</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;">$37,343</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;">$50</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$287,499</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Special mention<font style="padding-left: 2.96pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt;">856</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">1,028</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 17.5pt;">357</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,241</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Substandard<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt;">781</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">2,590</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 17.5pt;">537</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">3,908</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Doubtful<font style="padding-left: 2.39pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$182,066</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$73,295</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$38,237</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$50</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$293,648</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 51.48%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pass<font style="padding-left: 0.73pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$141,655</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$73,160</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;">$34,382</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;">$74</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$249,271</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Special mention<font style="padding-left: 2.96pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt;">357</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">1,664</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 17.5pt;">314</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,335</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Substandard<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 15pt;">1,170</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">4,570</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 17.5pt;">370</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15.37pt;">6,110</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Doubtful<font style="padding-left: 2.39pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$143,182</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$79,394</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$35,066</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$74</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716</font></div></td></tr></table> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Note 5.&#8195;Loan Servicing Assets</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company accounts for loan servicing rights at fair value. The changes in fair value are recorded in the consolidated statements of income in noninterest income. The Company values its loan servicing rights quarterly. During the first nine months of 2022, downward adjustments to fair value of the loan servicing rights totaled $15,000, which decreased the loan servicing rights to $3.98&#160;million at September&#160;30, 2022 from $3.99&#160;million at December&#160;31, 2021. The valuation incorporates changes in discount rates and prepayment speed assumptions, mostly due to changes in interest rates. The portfolio mix also impacts valuation, as the fair value servicing spreads for SBA servicing assets are generally 3-4 times greater compared to USDA servicing assets. Discount rates are assigned on a product level basis and reflect the rates of returns buyers of similar products require. The model for prepayment speeds considers loan characteristics including interest rate, product type, loan age, and original term, as well as current market conditions including short and long-term interest rate levels. The fair value of loan servicing rights is sensitive to changes in interest rates, including their effect on prepayment speeds. Fair value at September&#160;30, 2022 was determined using discount rates ranging from 12.25% to 14.25%, prepayment speeds ranging from 11.65% to 17.30%, depending on the stratification, and a weighted average default rate of 0.86%. Fair value at December&#160;31, 2021 was determined using discount rates ranging from 10.00% to 12.00%, prepayment speeds ranging from 9.58% to 14.34%, depending on the stratification, and a weighted average default rate of 0.90%.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-15<br></div> </div></div>
<!--End Page 184-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 185-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 6.&#8195;Premises and Equipment</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">Premises and equipment were as follows at September&#160;30, 2022 and December&#160;31, 2021:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.54pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.83%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Land<font style="padding-left: 1.95pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;">$<font style="padding-left: 10.83pt;">809</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;">$<font style="padding-left: 10.83pt;">875</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Buildings<font style="padding-left: 3.61pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;"><font style="padding-left: 8.33pt;">3,927</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;"><font style="padding-left: 8.33pt;">3,894</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Furniture, fixtures and equipment<font style="padding-left: 0.6pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;"><font style="padding-left: 15.83pt;">919</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;"><font style="padding-left: 15.83pt;">907</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;"><font style="padding-left: 15.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">578</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;"><font style="padding-left: 15.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">303</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;"><font style="padding-left: 8.33pt;">6,233</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;"><font style="padding-left: 8.33pt;">5,979</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accumulated depreciation<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,969</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,805</font><font style="min-width: 30.83pt;">)</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premises and equipment, net<font style="padding-left: 0.04pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">4,264</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.16pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">4,174</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Depreciation expense was $535,000 and $291,000 for the nine months ended September&#160;30, 2022 and 2021, respectively. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 7.&#8195;Leases</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of September&#160;30, 2022, the Company has only operating leases for facilities. Leases have remaining lease terms of 4 to 5&#160;years. In addition, the Company rents three loan production offices on a month-to-month basis.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The components of lease expense as of September&#160;30, 2022 and 2021 were as follows: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 74.36%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.13%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.13%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.13%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.13%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating lease expense<font style="padding-left: 1.66pt;"></font></div></td><td class="gutter" style="width: 1.13%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.13%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.7pt; text-align: left;">$394</div></td><td class="gutter" style="width: 1.13%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.13%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 14.7pt; text-align: left;">$316</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Supplemental balance sheet information related to leases as of September&#160;30, 2022, and December&#160;31, 2021 were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.54pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.83%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.85pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating Leases<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating lease right-of-use assets<font style="padding-left: 2.02pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;">$1,812</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.82pt; text-align: left;">$1,434 </div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating lease liabilities<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;">$1,901</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.82pt; text-align: left;">$1,524 </div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted Average Remaining Lease Term:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating leases<font style="padding-left: 0.31pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: right; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: right;">4.0 Years</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: right; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: right;">4.4 Years</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted Average Discount Rate:<br></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating leases<font style="padding-left: 0.31pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;"><font style="padding-left: 10pt;">1.20%</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.82pt; text-align: left;"><font style="padding-left: 10pt;">0.89%</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">Right-of-use lease assets and liabilities are included in other assets and liabilities on the balance sheet.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Maturities of lease liabilities as of September&#160;30, 2022 were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022<font style="padding-left: 4.5pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">106 </font></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023<font style="padding-left: 4.5pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">430 </font></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2024<font style="padding-left: 4.5pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">442 </font></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025<font style="padding-left: 4.5pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">454 </font></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2026<font style="padding-left: 4.5pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 2.6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">221 </font></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 2.6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Thereafter<font style="padding-left: 2.86pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 2.6pt; padding-bottom: 3.85pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.6pt; padding-bottom: 3.85pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">248 </font></div></td></tr><tr><td style="width: 92.31%; text-align: left; vertical-align: bottom; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.85pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,901</font></div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-16<br></div> </div></div>
<!--End Page 185-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 186-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 8.&#8195;Goodwill and Intangible Assets</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There were no changes in goodwill between September&#160;30, 2022 and December&#160;31, 2021. Balances as of those dates were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.54pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.83%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goodwill, beginning of year<font style="padding-left: 1.7pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.44pt; text-align: left;">$13,161</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.32pt; text-align: left;">$13,161</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Acquired goodwill<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.44pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.32pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Impairment<font style="padding-left: 0.85pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.44pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.32pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goodwill, end of period<font style="padding-left: 3.92pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.44pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$13,161</font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.32pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$13,161</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">Intangible assets at September&#160;30, 2022 and December&#160;31, 2021 were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.15%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accumulated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortization</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accumulated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortization</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Amortized intangible assets:<br></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Customer list intangible<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$6,640</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;">$(2,933)</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$6,640</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;">$(2,435)</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noncompete intangible<font style="padding-left: 2.08pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 12.5pt;">241</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 12.5pt;">(241)</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">West Town Payments startup costs<font style="padding-left: 4.9pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">60</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(7</font><font style="min-width: 30.83pt;">)</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total amortized intangible assets<font style="padding-left: 2.8pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,640</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$(2,933</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,941</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$(2,683</font><font style="min-width: 30.83pt;">)</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Indefinite life intangible assets:<br></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Trade name intangible<font style="padding-left: 0.22pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,141</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 15.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,141</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 15.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">&#8212;</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">Aggregate amortization expense was $551,000 for the nine-month periods ended September&#160;30, 2022 and 2021. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022, scheduled amortization of the intangible assets is as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 87.18%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 3.47%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">166</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">664</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2024<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">664</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">664</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2026<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">332</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Thereafter<font style="padding-left: 3.86pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,217</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.47%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,707</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company evaluates goodwill and intangible assets for impairment at least annually, or whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, in which case an impairment charge would be recorded. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-17<br></div> </div></div>
<!--End Page 186-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 187-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 9.&#8195;Deposits</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Time deposits that meet or exceed the FDIC insurance limit of $250,000 as of September&#160;30, 2022 and December&#160;31, 2021, were $20.3&#160;million and $29.6&#160;million, respectively.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022, scheduled maturities of time deposits were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 87.18%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.4%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5pt;">51,016</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">61,922</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2024<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">25,604</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025<font style="padding-left: 0.5pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">14,826</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Thereafter<font style="padding-left: 3.86pt;"></font></div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">1,576</font></div></td></tr><tr><td style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.4%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$154,944</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022 and December&#160;31, 2021, brokered deposits totaled $70.2&#160;million and $40.2&#160;million, respectively.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 10.&#8195;Borrowings</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022 and December&#160;31, 2021 advances from the Federal Home Loan Bank were as follows: </div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 74.36%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.55%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.25%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.08%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Maturing in May 2022, at a fixed rate of 0.00%<font style="padding-left: 3.36pt;"></font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;">$5,000</div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Maturing in October 2022, at a fixed rate of 3.19%<font style="padding-left: 4.48pt;"></font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">5,000</font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 74.36%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.55%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,000</font></div></td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.25%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.08%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.83pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,000</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The 2022 advance was collateralized by $55.2&#160;million of loans under a blanket lien arrangement at September&#160;30, 2022. The 2021 advance was collateralized by $56.6&#160;million of loans under a blanket lien arrangement at December&#160;31, 2021.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company has a $10.0&#160;million revolving line of credit with another financial institution which was renewed in February 2022 and expires in February 2023 (the &#8220;Line of Credit&#8221;). The terms of the Line of Credit are Wall Street Journal Prime Rate plus 0.75%. The Company had a $2.5&#160;million outstanding balance as of December&#160;31,&#160;2021 but no outstanding balance as of September&#160;30, 2022. Due to its reported loss during the nine-month period ended September&#160;30, 2022, the Company was in noncompliance with a debt covenant under the Line of Credit pertaining to a minimum 12 month rolling net income. The Company is in the process of getting a waiver of the debt covenant and has already received verbal approval of a waiver as of November&#160;18,&#160;2022. As stated, the Company has no outstanding balance under the Line of Credit.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 11.&#8195;Commitments and Contingencies</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. There is no allowance for loan losses on unfunded commitments. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-18<br></div> </div></div>
<!--End Page 187-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 188-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The contractual amounts of financial instruments with off-balance-sheet risk at September&#160;30, 2022 and December&#160;31, 2021 were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468.54pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.54%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td></tr><tr><td style="width: 76.83%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commitments to make loans and unused lines of credit<font style="padding-left: 0.91pt;"></font></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.54%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.44pt; text-align: left;">$53,139</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.32pt; text-align: left;">$18,231</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the course of ordinary business, the Company is, from time to time, named a party to legal actions and proceedings, primarily related to collection of loans and foreclosed assets. In accordance with generally accepted accounting principles, the Company establishes reserves for litigation and regulatory matters when those matters present loss contingencies that are both probable and estimable. When loss contingencies are not both probable and estimable, the Company does not establish reserves. </div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During the third quarter of 2022, the Company established a $10.0&#160;million liability and expense for estimated settlement costs associated with certain litigation involving the Bank. The litigation, which is referred to as the &#8220;RESPA Litigation,&#8221; is described in more detail in the joint proxy statement/prospectus included with these unaudited consolidated financial statements &#8211; see the section of the joint proxy statement/prospectus entitled &#8220;Information About the Companies&#8212;IFH&#8212;Legal Proceedings.&#8221;</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 12.&#8195;Regulatory Matters</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">West Town Bank is subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate certain regulatory action that could have a direct material effect on the financial statements. Prompt corrective action provisions are not applicable to bank holding companies. The final rules implementing Basel Committee on Banking Supervision&#8217;s capital guidelines for U.S banks (Basel III rules) became effective for the Bank on January&#160;1, 2015 with full compliance with all of the requirements phased in over a multi-year schedule and fully phased in by January&#160;1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes the Bank meets all capital adequacy requirements to which it was subject as of September&#160;30, 2022 and December&#160;31, 2021.</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Basel III Capital Rules require the Bank to maintain (i)&#160;a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 4.5% plus a 2.5% &#8220;capital conservation buffer&#8221; which effectively results in a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 7.0%, (ii)&#160;a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the capital conservation buffer which effectively results in a minimum Tier 1 capital ratio of 8.5%, (iii)&#160;a minimum ratio of Total capital (that is, Tier 1 plus Tier 2) to risk-weighted assets of at least 8.0%, plus the capital conservation buffer which effectively results in a minimum total capital ratio of 10.5% and (iv)&#160;a minimum leverage ratio of 4.0%, calculated as the ratio of Tier 1 capital to average quarterly assets. </div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"> <div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-19<br></div> </div></div>
<!--End Page 188-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 189-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_202-finnotes01_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements (Unaudited)</font><br></div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">At September&#160;30, 2022 and December&#160;31, 2021 actual capital levels and minimum required levels under the regulatory framework for prompt correction action regulations for West Town Bank were as follows:</div> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">September&#160;30, 2022</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$45,921</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">13.38%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$36,046</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$34,330</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">41,600</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.12%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">29,180</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">27,464</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">41,600</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.12%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,031</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">22,314</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">41,600</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">10.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">15,258</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">19,073</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$49,418</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">17.17%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$30,221</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$28,782</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">15.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,465</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">23,026</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">15.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">20,147</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">18,708</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 0.37pt;">11.46%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">15,982</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">19,978</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a name="tNTCFS1"><!--Anchor--></a>West Town Bank was categorized as well-capitalized under prompt corrective action regulations at September&#160;30, 2022 and 2021. No conditions or events have occurred subsequent to the last regulatory rating that management believes has changed West Town Bank &amp; Trust&#8217;s classification under prompt corrective action regulations. </div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 13.&#8195;Business Combinations</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">On August&#160;12, 2022, the Company and MVB Financial Corp. (&#8220;MVB&#8221;) jointly announced signing of a definitive merger agreement under which MVB has agreed to acquire the Company in an all-stock transaction.</div> <div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 14.&#8195;Subsequent Events</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Subsequent events are events or transactions that occur after the balance sheet date but before the consolidated financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the balance sheet date, including the estimates inherent in the process of preparing consolidated financial statements. Non-recognized subsequent events are events that provide evidence that conditions that did not exist at the balance sheet date but arose after that date. Management has evaluated subsequent events occurring through December&#160;8, 2022, the date the consolidated financial statements were available to be issued and noted no items requiring accrual or disclosure.</div> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-20<br></div></div></div>
<!--End Page 189-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 190-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><img style="height: 39px; width: 261px;" src="logo_elliottdavis.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; text-align: center;"><a name="tIAR"><!--Anchor--></a>Independent Auditor&#8217;s Report</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">To the Board of Directors and Shareholders<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Raleigh, North Carolina</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Opinion</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">We have audited the consolidated financial statements of Integrated Financial Holdings, Inc. and Subsidiaries (the&#160;&#8220;Company&#8221;), which comprise the consolidated balance sheets as of December&#160;31, 2021 and 2020, the related consolidated statements of income, comprehensive income, changes in shareholders&#8217; equity, and cash flows for the years then ended, and the related notes to the consolidated financial statements (collectively, the financial statements).</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the Company as of December&#160;31, 2021 and 2020, and the results of its operations and its cash flows for the years then ended in accordance with accounting principles generally accepted in the United States of America.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Basis for Opinion</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">We conducted our audits in accordance with auditing standards generally accepted in the United States of America (GAAS). Our responsibilities under those standards are further described in the Auditor&#8217;s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audits. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Responsibilities of Management for the Financial Statements</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Company&#8217;s ability to continue as a going concern within one year after the date that the financial statements are issued (or within one year after the date that the financial statements are available to be issued, when applicable).</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Auditor&#8217;s Responsibilities for the Audit of the Financial Statements</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor&#8217;s report that includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In performing an audit in accordance with GAAS, we:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Exercise professional judgment and maintain professional skepticism throughout the audit.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-21<br></div></div></div>
<!--End Page 190-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 191-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company&#8217;s internal control. Accordingly, no such opinion is expressed.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Company&#8217;s ability to continue as a going concern for a reasonable period of time.</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a name="tIAR2"><!--Anchor--></a>We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control&#8211;related matters that we identified during the audit.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 15.25pt; margin-left: 0pt; text-align: left;"><img style="height: 65px; width: 191px;" src="sig_elliotdavis01.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Raleigh, North Carolina<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">March&#160;30, 2022</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-22<br></div></div></div>
<!--End Page 191-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 192-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCBS2"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Balance Sheets</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">As of December&#160;31, 2021 and 2020</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands, except share data)</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Assets<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash and due from banks<font style="padding-left: 2.54pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">3,803</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 10pt;">4,268</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing deposits with other institutions<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">79,910</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">28,657</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total cash and cash equivalents<font style="padding-left: 3.26pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">83,713</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">32,925</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing time deposits<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,746</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,746</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Securities available for sale, at fair value<font style="padding-left: 4.54pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">20,671</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">15,721</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Marketable equity securities<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10.37pt;">11,988</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">9,990</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for sale<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">27,880</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">17,492</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment<font style="padding-left: 0.32pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">259,625</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">267,270</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Allowance for loan losses<font style="padding-left: 1.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,547</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,144</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Loans held for investment, net<font style="padding-left: 2.27pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">254,078</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">262,126</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Premises and equipment, net<font style="padding-left: 0.04pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,174</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,658</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed assets<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">618</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,372</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing assets<font style="padding-left: 0.32pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">3,993</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">3,456</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Bank owned life insurance<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,246</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">5,136</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest receivable<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,373</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,556</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Goodwill<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">13,161</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">13,161</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible assets<font style="padding-left: 0.31pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">6,399</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">7,037</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other assets<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">17,833</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">10,833</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total assets<font style="padding-left: 0.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$452,873</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$389,209</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Liabilities and shareholders&#8217; equity<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Liabilities<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deposits:<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noninterest-bearing<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 0.37pt;">114,313</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5pt;">80,854</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">233,843</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">220,036</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total deposits<font style="padding-left: 0.99pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">348,156</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">300,890</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Borrowings<font style="padding-left: 0.29pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">7,500</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">4,000</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest payable<font style="padding-left: 1.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">326</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">427</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other liabilities<font style="padding-left: 4.19pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15.74pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">9,111</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">7,169</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total liabilities<font style="padding-left: 1.55pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">365,093</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">312,486</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Shareholders&#8217; equity<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Common stock, voting, $1 par value, 9,000,000 shares authorized, 2,118,688 and 2,147,277 shares issued and outstanding at December&#160;31, 2021 and 2020, respectively<font style="padding-left: 4.19pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15.37pt;">2,119</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,147</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-indent: -10pt; text-align: left;">Common stock, non-voting, $1 par value, 1,000,000 shares authorized, 21,740 shares issued and outstanding at December&#160;31, 2021 and 2020<font style="padding-left: 4.52pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">22</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt;">22</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Additional paid-in capital<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">23,720</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">24,365</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Retained earnings<font style="padding-left: 4.75pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">62,810</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">50,079</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accumulated other comprehensive income (loss)<font style="padding-left: 3.14pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 24.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(99</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">271</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total Integrated Financial Holdings, Inc. shareholders&#8217; equity<font style="padding-left: 1.81pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">88,572</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">76,884</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noncontrolling interest<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(792</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 19.17pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(161</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total shareholders' equity<font style="padding-left: 1.57pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">87,780</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">76,723</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total liabilities and shareholders' equity<font style="padding-left: 3.26pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$452,873</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$389,209</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<br></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-23<br></div></div></div>
<!--End Page 192-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 193-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOI2"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Income</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December&#160;31, 2021 and 2020</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands except share and per share data)</div></td><td class="gutter" style="width: 0.96%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.96%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 0.96%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.96%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest income<br></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest and fees on loans<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">18,457</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">17,486</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Investment securities &amp; deposits<font style="padding-left: 4.77pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">456</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">468</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total interest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">18,913</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">17,954</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Interest expense<br></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on deposits<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">2,576</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">3,294</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest on borrowed funds<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 40pt; border-bottom: 1pt solid #000000; min-width: 45pt;">4</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">182</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total interest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">2,580</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">3,476</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net interest income<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">16,333</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">14,478</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,946</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">4,460</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net interest income after provision for loan losses<font style="padding-left: 2.04pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">14,387</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">10,018</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest income<br></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government loan servicing and packaging revenue<font style="padding-left: 4.8pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">24,526</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">21,234</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mortgage revenue<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">6,106</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">6,789</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Government lending revenue<font style="padding-left: 4.21pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">7,937</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">3,178</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">SBA documentation preparation fees<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">992</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">704</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing rights<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">537</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 35pt;">98</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other noninterest income<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,031</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,503</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total noninterest income<font style="padding-left: 1.56pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">41,129</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">33,506</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noninterest expense<br></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Compensation<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">23,652</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">19,016</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Occupancy and equipment<font style="padding-left: 4.2pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,181</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,042</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan related expenses<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,430</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">926</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Data processing expense<font style="padding-left: 1.99pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">899</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">696</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Advertising expense<font style="padding-left: 4.75pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,428</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">507</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Insurance expense<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">519</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">434</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Professional fees<font style="padding-left: 3.65pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">2,817</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">2,259</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Software<font style="padding-left: 1.41pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">6,587</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">3,377</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Communications<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">396</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">348</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Foreclosed asset expense, net<font style="padding-left: 2.28pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">822</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">1,800</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Directors fees<font style="padding-left: 0.87pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">721</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">657</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization expense<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">698</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt;">745</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other noninterest expense<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,399</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,491</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total noninterest expense<font style="padding-left: 3.79pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">42,549</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">33,298</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income before income taxes<br></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">12,967</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">10,226</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Income tax expense<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">867</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">1,512</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net income<font style="padding-left: 0.3pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">12,100</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">8,714</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Net loss attributable to noncontrolling interest<font style="padding-left: 4.23pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">631</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">162</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net income available to Integrated Financial Holdings, Inc.<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">12,731</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">8,876</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Basic earnings per common share<font style="padding-left: 4.23pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.91</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.07</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted earnings per common share<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 22.5pt;">5.71</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 22.5pt;">4.01</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Weighted average common shares outstanding<font style="padding-left: 3.37pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,153,700</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,178,653</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Diluted average common shares outstanding<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,228,663</font></div></td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.96%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,213,389</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<br></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-24<br></div></div></div>
<!--End Page 193-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 194-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOCI2"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Comprehensive Income</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December&#160;31, 2021 and 2020</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.92%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.92%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.92%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.92%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income<font style="font-weight: normal; padding-left: 0.64pt;"></font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$12,100</div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$8,714</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive income (loss):<br></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Unrealized gain (loss) during the period on available for sale securities, net of tax (benefit) expense of ($121) and $63, respectively<font style="padding-left: 2.65pt;"></font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(370</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">182 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive income (loss):<font style="padding-left: 1.78pt;"></font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(370</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">182</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Comprehensive income<font style="padding-left: 3.97pt;"></font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5.37pt;">11,730</font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">8,896</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Comprehensive loss attributable to noncontrolling interest<font style="padding-left: 2.9pt;"></font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 14.17pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">(631</font><font style="min-width: 32.5pt;">)</font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 9.17pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">(162</font><font style="min-width: 27.5pt;">)</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 10pt; text-align: left;">Comprehensive income attributable to Integrated Financial Holdings, Inc.<font style="font-weight: normal; padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$12,361</font></div></td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.92%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$9,058</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<br></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-25<br></div></div></div>
<!--End Page 194-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 195-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOCISE2"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Changes in Shareholders&#8217; Equity</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December&#160;31, 2021 and 2020</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.61%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Common Stock <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">$1.00 par</div></td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 6.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Additional <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Paid-in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Capital</div></td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 9.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accumulated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Comprehensive <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Income (Loss)</div></td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 6.25%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Retained <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Earnings</div></td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 9.61%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Noncontrolling <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Interest </div></td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td rowspan="2" style="width: 8.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Shareholder&#8217;s <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Equity</div></td></tr><tr class="header"><td style="width: 30.77%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.29%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Voting</div></td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.14%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non-voting</div></td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at December&#160;31, 2019<font style="font-weight: normal; padding-left: 3.73pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$2,166</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;">$22</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;">$24,245</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;">$<font style="padding-left: 7.49pt;">89</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$41,203</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;">$<font style="padding-left: 7.49pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;">$67,725</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 9pt;">8,876</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 4.5pt;">(162)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 9pt;">8,714</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive income<font style="padding-left: 4.32pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 7.49pt;">182</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 15.75pt;">182</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Stock based compensation<font style="padding-left: 4.79pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 15.75pt;">704</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 15.75pt;">704</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exercise of stock options<font style="padding-left: 3.8pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">9</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">41</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 20.25pt;">50</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Restricted stock vested<font style="padding-left: 2.3pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">13</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 20.25pt;">13</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Noncontrolling interest<font style="padding-left: 2.29pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 16.49pt;">1</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 24.75pt;">1</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Share repurchases and cancellations<font style="padding-left: 4.85pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.76pt; border-bottom: 1pt solid #000000; min-width: 24.75pt;">(41</font><font style="min-width: 24.75pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt; border-bottom: 1pt solid #000000; min-width: 13.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 12.76pt; border-bottom: 1pt solid #000000; min-width: 29.25pt;">(625</font><font style="min-width: 29.25pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt; border-bottom: 1pt solid #000000; min-width: 20.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt; border-bottom: 1pt solid #000000; min-width: 29.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt; border-bottom: 1pt solid #000000; min-width: 20.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 12.76pt; border-bottom: 1pt solid #000000; min-width: 29.25pt;">(666</font><font style="min-width: 29.25pt;">)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at December&#160;31, 2020<font style="font-weight: normal; padding-left: 3.73pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 24.75pt;">$2,147</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 13.5pt;">$22</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 29.25pt;">$24,365</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20.99pt;">$</font><font style="padding-left: 2.99pt; border-bottom: 3pt double #000000; min-width: 20.99pt;">271</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 29.25pt;">$50,079</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20.99pt;">$(161</font><font style="min-width: 20.99pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 29.25pt;">$76,723</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt;">&#160;</div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income<font style="padding-left: 4.28pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 4.5pt;">12,731</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 4.5pt;">(631)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 4.5pt;">12,100</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other comprehensive loss<font style="padding-left: 1.8pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 4.5pt;">(370)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 12.76pt;">(370)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Stock based compensation<font style="padding-left: 4.79pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 15.75pt;">806</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 15.75pt;">806</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Exercise of stock options<font style="padding-left: 3.8pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">24</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 15.75pt;">338</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 15.75pt;">362</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Restricted stock vested<font style="padding-left: 2.3pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.75pt;">22</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 20.25pt;">22</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Share repurchases and cancellations<font style="padding-left: 4.85pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.76pt; border-bottom: 1pt solid #000000; min-width: 24.75pt;">(74</font><font style="min-width: 24.75pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="padding-left: 4.5pt; border-bottom: 1pt solid #000000; min-width: 13.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="padding-left: 6.01pt; border-bottom: 1pt solid #000000; min-width: 29.25pt;">(1,789</font><font style="min-width: 29.25pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="padding-left: 11.99pt; border-bottom: 1pt solid #000000; min-width: 20.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.25pt; border-bottom: 1pt solid #000000; min-width: 29.25pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="padding-left: 11.99pt; border-bottom: 1pt solid #000000; min-width: 20.99pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="padding-left: 6.01pt; border-bottom: 1pt solid #000000; min-width: 29.25pt;">(1,863</font><font style="min-width: 29.25pt;">)</font></div></td></tr><tr><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Balance at December&#160;31, 2021<font style="font-weight: normal; padding-left: 3.73pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.29%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 24.75pt;">$</font><font style="padding-left: 0.33pt; border-bottom: 3pt double #000000; min-width: 24.75pt;">2,119</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 9.97pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 13.5pt;">$22</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 1.33pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 29.25pt;">$23,720</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 12.76pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20.99pt;">$</font><font style="padding-left: 4.5pt; border-bottom: 3pt double #000000; min-width: 20.99pt;">(99</font><font style="min-width: 20.99pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.25%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 29.25pt;">$62,810</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.61%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20.99pt;">$(792</font><font style="min-width: 20.99pt;">)</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; margin-top: 0pt; margin-left: 6.24pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 29.25pt;">$87,780</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<br></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-26<br></div></div></div>
<!--End Page 195-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 196-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_203-fintab02_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCSOCF2"><!--Anchor--></a>Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Consolidated Statements of Cash Flows</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December&#160;31, 2021 and 2020</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><div class="rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash flows from operating activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Net income<font style="padding-left: 0.3pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">12,100</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">8,714</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Adjustments to reconcile net income to net cash from operating activities:<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Depreciation expense<font style="padding-left: 0.32pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">357</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">237</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">1,946</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">4,460</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Amortization of premium on securities, net of accretion<font style="padding-left: 3.98pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">64</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">78</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Amortization of intangible assets<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">698</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">745</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Accretion of discounts on loans<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(1,684)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(2,019)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Originations of loans held for sale<font style="padding-left: 2.01pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(220,404)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(177,863)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Proceeds from sales of loans held for sale<font style="padding-left: 0.37pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">224,059</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">182,906</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net gains on sale of loans held for sale<font style="padding-left: 0.92pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">(14,043)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(9,967)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net loss on sale of foreclosed assets<font style="padding-left: 3.7pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">944</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">937</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net loss on sale and disposal of property and equipment<font style="padding-left: 0.93pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">94</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Stock-based compensation expense<font style="padding-left: 4.22pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">806</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">704</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Earnings on bank-owned life insurance<font style="padding-left: 2.57pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.87pt;">(110)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.87pt;">(115)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Revaluation of loan servicing rights<font style="padding-left: 0.88pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">(537)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt;">(98)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Changes in fair value on marketable equity securities<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(1,998)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Changes in assets and liabilities:<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Increase in other assets<font style="padding-left: 2.56pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(6,696)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">(5,841)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Increase in other liabilities<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">1,841</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">167</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Net cash provided by (used in) operating activities<font style="padding-left: 4.81pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">(2,563)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">3,045</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash flows from investing activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Purchases of securities available-for-sale<font style="padding-left: 1.68pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">(10,325)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">(9,448)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from maturities and principal paydowns of securities available-for-sale<font style="padding-left: 3.96pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">4,820</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">4,991</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from maturities of interest-bearing time deposits<font style="padding-left: 0.38pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">1,000</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from sale of premises and equipment<font style="padding-left: 0.92pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 26.2pt;">511</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Decrease (increase) in loans, net<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">7,786</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">(47,622)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Increase in FHLB stock, net<font style="padding-left: 1.72pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">(777)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Proceeds from sale of foreclosed assets<font style="padding-left: 1.48pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">810</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">2,749</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Purchases of premises and equipment<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">(478)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">(134)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Capitalized start-up costs<font style="padding-left: 4.76pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(60</font><font style="min-width: 40.83pt;">)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net cash provided by (used in) investing activities<font style="padding-left: 0.91pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">4,064</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">(50,241)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash flows from financing activities<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Increase in deposits, net<font style="padding-left: 3.94pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">47,266</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">80,448</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Increase (decrease) in borrowings, net<font style="padding-left: 1.76pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">3,500</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">(14,595)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Stock option exercises and restricted stock vested<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">384</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">63</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noncontrolling interest<font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 35.83pt;">1</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Repurchase of common stock<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(1,863</font><font style="min-width: 40.83pt;">)</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">(666</font><font style="min-width: 40.83pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Net cash provided by financing activities<font style="padding-left: 4.23pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">49,287</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">65,251</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net change in cash and cash equivalents<font style="padding-left: 1.47pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">50,788</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 8.33pt;">18,055</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents, beginning<font style="font-weight: normal; padding-left: 4.47pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">32,925</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 40.83pt;">14,870</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents, ending<font style="font-weight: normal; padding-left: 2.81pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 40.83pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 40.83pt;">83,713</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 40.83pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 40.83pt;">32,925</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Supplemental Disclosures of Cash Flow Information<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash paid during the period for interest<font style="padding-left: 0.34pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">2,681</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">3,478</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash paid during the period for taxes<font style="padding-left: 4.23pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">2,873</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 18.33pt;">2,604</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Supplemental Disclosure of Non-Cash Transactions<br></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 2pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Transfer of loans held for investment to foreclosed assets<font style="padding-left: 2.41pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 25.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 13.33pt;">2,688</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 9.47pt; margin-left: 0pt; text-align: left;">See Notes to Consolidated Financial Statements<br></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-27<br></div></div></div>
<!--End Page 196-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 197-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;"><a name="tNTCFS2"><!--Anchor--></a>Organization:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc. (formerly West Town Bancorp, Inc. which is individually referred to herein as the &#8220;Parent Company&#8221; or &#8220;IFH&#8221; and together with all of its wholly-owned subsidiaries, collectively referred to as the &#8220;Company&#8221;) is a Federal Reserve Bank-registered financial holding company headquartered in Raleigh, North Carolina that provides a wide range of banking services tailored to the particular banking needs of the communities it serves. The Company&#8217;s wholly-owned subsidiary West Town Bank &amp; Trust (the &#8220;Bank&#8221;), is an Illinois state-chartered bank whose banking offices are located in Illinois and North Carolina and is principally engaged in the business of attracting deposits from the general public and using those deposits, together with other funding from its lines of credit, to make consumer and commercial loans. The Company&#8217;s other subsidiaries include West Town Insurance Agency, Inc., which offers insurance products, and Windsor Advantage, LLC (&#8220;Windsor&#8221;), which offers a Small Business Administration (&#8220;SBA&#8221;) and United States Department of Agriculture (&#8220;USDA&#8221;) loan servicing platform to its banking clients. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During 2019, the Company organized three additional wholly-owned subsidiaries: Glenwood Structured Finance, LLC, a North Carolina limited liability loan syndication company, SBA Loan Documentation Services, LLC, an Illinois limited liability company which offers SBA loan documentation preparation services for banks seeking to originate or acquire SBA loans, and Patriarch LLC, a North Carolina limited liability company used to hold foreclosed properties. In addition, the Company, through its subsidiary Windsor, acquired Meridian Loan Partners, LLC (&#8220;Meridian&#8221;), a limited liability company, on December&#160;31, 2019. Meridian combines technology with efficient processes and experienced staff to provide lenders with a fully-outsourced SBA loan origination and processing platform for SBA loans of $350,000 or less. In 2020, the Bank partnered with a new company, West Town Payments, LLC (&#8220;WTP&#8221;). While the Bank only owns a minority interest in WTP, it is considered the primary beneficiary of WTP and thus, WTP is consolidated in the Company&#8217;s financial statements. WTP provides physical point-of-sale, online, contactless and mobile payment solutions to both targeted and generalist verticals and is well-equipped with the experience and compliance-driven framework to work directly with the Bank&#8217;s hemp-related customers.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Bank&#8217;s primary deposit products are checking, savings, and time certificate accounts, and its primary lending products are residential mortgage, real estate, commercial, and consumer loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. Additionally, West Town Bank &amp; Trust engages in mortgage banking activities and, as such, originates and sells one-to-four family residential mortgage loans. West Town Bank &amp; Trust also lends in multiple states through its government-guaranteed lending program, which focuses on SBA and USDA guaranteed loans. There are no significant concentrations of loans to any one industry or customer. However, the customers&#8217; ability to repay their loans is dependent on the real estate and general economic conditions in the area.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Basis of Presentation</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The accompanying consolidated financial statements includes the accounts and transactions of the Company and all significant intercompany transactions and balances have been eliminated in consolidation.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Use of Estimates</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The preparation of consolidated financial statements in conformity with generally accepted accounting principles (&#8220;GAAP&#8221;) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. On an ongoing basis, the Company evaluates its estimates, including those relating to the allowance for loan losses, determination of fair value of acquired assets and assumed liabilities, servicing assets, and valuation of goodwill and intangible assets.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-28<br></div></div></div>
<!--End Page 197-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 198-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Reclassifications</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Certain amounts in the 2020 consolidated financial statements have been reclassified to conform to the 2021 presentation. The reclassifications had no effect on net income or shareholders&#8217; equity as previously reported.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Business Combinations</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company accounts for its acquisitions under the Financial Accounting Standards Board (&#8220;FASB&#8221;) ASC Topic 805, Business Combinations, which requires the use of the acquisition method of accounting. This method requires the use of fair values in determining the carrying values of the purchased assets and assumed liabilities, which are recorded at fair value at acquisition date, and identifiable intangible assets which are recorded at fair value. Costs directly related to the business combinations are recorded as expenses as they are incurred. Fair values are subject to refinement for up to one year after the closing date of an acquisition as information relative to closing date fair values becomes available.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Cash and Cash Equivalents</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For the purposes of presentation in the statements of cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits in other banks. At times, the Company places deposits with high credit quality financial institutions in amounts which may be in excess of federally insured limits.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Securities Available for Sale</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Investment in debt securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company evaluates securities for other-than-temporary impairment (&#8220;OTTI&#8221;) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, the Company considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. The Company also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Equity Securities</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Marketable equity securities are recorded on a trade date basis and measured at fair value. Realized and unrealized gains and losses are determined by specific identification and are included in noninterest income. Non-marketable equity securities are securities with no readily determinable fair values and are measured at cost. The Company evaluates its non-marketable equity securities for impairment and recoverability of the recorded investment by considering positive and negative evidence, including the profitability and asset quality of the issuer, dividend payment history and recent redemption experience. Impairment is assessed at each reporting period and if identified, is recognized in noninterest expense. The Company held no non-marketable equity securities at December&#160;31, 2021 and 2020. The Company&#8217;s marketable equity securities at December&#160;31, 2021 were $12.0&#160;million and represent an investment in another Bank operating in North Carolina as Dogwood State Bank. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-29<br></div></div></div>
<!--End Page 198-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 199-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Loans Held for Sale</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loan sold. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Loans Held for Investment</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company classifies all loans past due when the payment of principal and/or interest based upon contractual terms is greater than 30 days delinquent. When commercial loans are placed on nonaccrual status as described below, a charge-off is recorded, as applicable, to decrease the carrying value of such loans to the estimated fair value of the collateral securing the loan. Consumer loans are placed on nonaccrual status at a specified delinquency date consistent with regulatory guidelines. As such, consumer loans are subject to collateral valuation and charge-off, as applicable, when they are moved to nonaccrual status. The accrual of interest income for commercial loans is discontinued when there is a clear indication that the borrower&#8217;s cash flow may not be sufficient to meet payments as they become due, while the accrual of interest income for consumer loans is discontinued when loans reach specific delinquency levels.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</div><div class="h5" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 20pt; margin-left: 0pt; text-align: left;"><u>Nonperforming Loans</u></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company considers a loan impaired, based on current information and events, if it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. All impaired loans are measured based on the present value of the expected future cash flows discounted at the loan's effective interest rate, the loan's observable market price, or at the fair value of the collateral if the loan is collateral dependent.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company uses several factors in determining if a loan is impaired. Internal asset classification procedures include a thorough review of significant loans and lending relationships and include the accumulation of related data. This data includes loan payment status and the borrowers' financial data, cash flows, operating income or loss, and other factors. These discounted cash flow analyses incorporate adjustments to future cash flows that reflect management&#8217;s best estimate based on a combination of historical experience and management judgment.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans are generally classified as nonaccrual if they are past due as to maturity or payment of principal or interest for a period of more than ninety (90) days, unless such loans are well-secured and in the process of collection. If a loan or a portion of a loan is classified as doubtful or is partially charged off, the loan is generally classified as nonaccrual. Loans that are on a current payment status or past due less than ninety (90) days may also be classified as nonaccrual if repayment in full of principal and/or interest is in doubt.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans may be returned to accrual status when all principal and interest amounts contractually due (including arrearages) are reasonably assured of repayment within an acceptable period of time and there is a sustained period of repayment performance (generally, a minimum of six months) by the borrower in accordance with the contractual terms of interest and principal.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-30<br></div></div></div>
<!--End Page 199-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 200-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">While a loan is classified as nonaccrual and the future collectability of the recorded loan balance is doubtful, collections of interest and principal are applied as a reduction to principal outstanding. When future collection of the recorded loan balance is expected, interest income may be recognized on a cash basis. In the case where a nonaccrual loan had been partially charged off, recognition of interest on a cash basis is limited to that which would have been recognized on the recorded loan balance at the contractual interest rate. Receipts in excess of that amount are recorded as recoveries to the allowance for loan losses until prior charge-offs have been fully recovered.</div><div class="h5" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 16.5pt; margin-left: 0pt; text-align: left;"><u>Restructurings</u> </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Modifications to a borrower&#8217;s debt agreement is considered a troubled debt restructuring (&#8220;TDR&#8221;) if a concession is granted for economic or legal reasons related to a borrower&#8217;s financial difficulties that otherwise would not be considered. TDRs are undertaken in order to improve the likelihood of recovery on the loan and may take the form of modifications made with the stated interest rate lower than the current market rate for new debt with similar risk, modifications to the terms and conditions of the loan that fall outside of normal underwriting policies and procedures, or a combination of these modifications. Modifications of covered and other acquired loans that are part of a pool accounted for as a single asset are not considered TDRs. TDRs can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accruing status, depending on the individual facts and circumstances of the borrower.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">COVID-19 Pandemic Impact</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company has provided short-term deferrals of loan principal and/or interest payments for customers who have been affected by the COVID-19 pandemic. Customers receiving payment deferrals must meet certain criteria, such as being in good standing and not more than 30 days past due prior to the pandemic. In most cases, the deferred principal and/or interest amounts will be collected at the end of the life of the loan and will not accrue additional interest. The granting of a deferral of principal and/or interest under the Coronavirus Aid, Relief, and Economic Security (&#8220;CARES&#8221;) Act, which was enacted on March&#160;27, 2020, and based on interagency guidelines, does not subject the loan to the past due, nonaccrual, or TDR policies described below. Upon exiting the loan modification deferral program, the measurement of loan delinquency will resume based on the number of days of delinquency at the date of modification. The following discussions of past due, nonaccrual and TDR policies remain valid for situations not covered by the CARES Act.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Outstanding portfolio loans deferred due to COVID-19 at December&#160;31, 2021, are shown in the table below: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.12%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 35.19%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Deferred Loans</div></td></tr><tr class="header"><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 9.12%; text-align: center; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 17.03%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">High Point</div></td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.96%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">At 12/31/21</div></td></tr><tr class="header"><td style="width: 51.28%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(dollars in thousands)</div></td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.12%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total Loans<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Outstanding</div></td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;"># of Loans<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Deferred</div></td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.1%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;"># of Loans<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Deferred</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.58pt; text-align: left;">$143,182</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$26,831</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.93pt; text-align: left;"><font style="padding-left: 5pt;">52</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$1,575</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.43pt; text-align: left;"><font style="padding-left: 5pt;">6 </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Real Estate:<br></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.58pt; text-align: left;"><font style="padding-left: 10pt;">79,394</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">38,250</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.93pt; text-align: left;"><font style="padding-left: 5pt;">56</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">1,158</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.43pt; text-align: left;"><font style="padding-left: 5pt;">2 </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Residential real estate<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.58pt; text-align: left;"><font style="padding-left: 10pt;">35,066</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">6,939</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.93pt; text-align: left;"><font style="padding-left: 5pt;">34</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">850</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.43pt; text-align: left;"><font style="padding-left: 5pt;">4 </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer <font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.58pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">4</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.93pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 15pt;">1</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.43pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.58pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$72,024</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.93pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">143</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$3,583</font></div></td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.1%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.43pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 10pt;">12</font></div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Allowance for Loan Losses</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The allowance for loan losses (&#8220;ALL&#8221;) is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-31<br></div></div></div>
<!--End Page 200-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 201-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">borrower situations, estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management&#8217;s judgment, should be charged off.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company conducts an analysis of the loan portfolio on a regular basis. This analysis is used in assessing the sufficiency of the allowance for loan losses and in the determination of the necessary provision for loan losses. The review process generally begins with the identification of problem loans to be reviewed on an individual basis for impairment. When a loan has been identified as impaired, a specific reserve may be established based on the Company&#8217;s calculation of the loss embedded in the individual loan. In addition to specific reserves on impaired loans, the Company has a nine-point grading system for each non-homogeneous loan in the portfolio to reflect the risk characteristic of the loan. The loans identified and measured for impairment are segregated from risk-rated loans within the portfolio. Loans are then grouped by loan type and by risk rating. Each loan type is assigned an allowance factor based on historical loss experience, economic conditions and overall portfolio quality including delinquency rates and concentrations. The ALL is an accounting estimate and as such there is uncertainty associated with the estimate due to the level of subjectivity and judgment inherent in performing the calculation. Management&#8217;s evaluation of the ALL also includes considerations of existing general economic and business conditions affecting the key lending areas of the Company, credit quality trends, collateral values, loan volumes and concentrations, seasoning of the loan portfolio, specific industry conditions within portfolio segments, recent loss experience in particular segments of the portfolio, duration of the current business cycle, regulatory examination results and findings of the Company's outsourced loan review consultants. The total of specific reserves required for impaired classified loans and the calculated reserves comprise the allowance for loan losses.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered TDRs and classified as impaired.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan&#8217;s existing rate or at the fair value of collateral, less estimated selling costs, if repayment is expected solely from the collateral. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The general component covers loans that are collectively evaluated for impairment. The general allowance component also includes loans that are not individually identified for impairment evaluation, such as commercial loans as well as those loans that are individually evaluated but are not considered impaired. The general component is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans (including troubled debt restructurings); levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; industry conditions; and effects of changes in credit concentration. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-32<br></div></div></div>
<!--End Page 201-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 202-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The following portfolio segments have been identified: commercial, real estate and consumer. The following provides a summary of the risks associated with the various segments of the Company&#8217;s loan portfolio, which are factors management regularly considers when evaluating the adequacy of the allowance:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Commercial loans are dependent on the strength of the industries of the related borrowers and the success of their businesses. Commercial loans are advanced for equipment purchases or to provide working capital to meet other financing needs of the business. These loans may be secured by accounts receivable, inventory, equipment or other business assets. Financial information is obtained from the borrower to evaluate the debt service coverage and ability to repay the loans.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Commercial real estate loans are dependent on the industries tied to these loans as well as the local commercial real estate market, including available commercial real estate inventories, market demand and time to sell. The loans are secured by the real estate, and appraisals are obtained to support the loan amount. An evaluation of the entity&#8217;s cash flows is performed to evaluate the borrower&#8217;s ability to repay the loan.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Residential real estate and home equity loans are affected by the local residential real estate market, the local economy, and movement in interest rates. The Company evaluates the borrower&#8217;s repayment ability through a review of credit scores and debt to income ratios. Appraisals are obtained to support the loan amount.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consumer loans are dependent on the local economy. Consumer loans are generally secured by consumer assets, but may be unsecured. The Company evaluates the borrower&#8217;s repayment ability through a review of credit scores and an evaluation of debt to income ratios.</div></td></tr></table><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Loan Servicing Assets</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">When loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect included in noninterest income. Fair value is based on market prices for comparable servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Under the fair value measurement method, the Company measures servicing rights at fair value at each reporting date and reports changes in fair value of servicing assets in earnings in the period in which the changes occur, and are included with noninterest income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Servicing fee income, which is reported in the consolidated statements of income as other income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal; or a fixed amount per loan and are recorded as income when earned. Late fees and ancillary fees related to loan servicing are not material.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Transfers of Financial Assets</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Premises and Equipment</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Premises and equipment are stated at cost less accumulated depreciation and amortization. Land is carried at cost. Depreciation and amortization are computed using the straight-line method over the estimated useful lives </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-33<br></div></div></div>
<!--End Page 202-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 203-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">of the respective assets, which are 40&#160;years for buildings and 3 to 10&#160;years for furniture, fixtures and equipment. Leasehold improvements are amortized over the terms of the respective leases or the estimated useful lives of the improvements, whichever is shorter. Repairs and maintenance costs are recorded as a component of noninterest expense as incurred.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Foreclosed Assets</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Foreclosed assets are held for sale and are initially recorded at estimated fair value less cost of disposal at the date of foreclosure, establishing a new cost basis. When property is acquired, the excess, if any, of the loan balance over estimated fair value is charged to the allowance for loan losses. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in valuation are included in foreclosed asset expense as a component of noninterest expense. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Federal Home Loan Bank (&#8220;FHLB&#8221;) Stock</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">West Town Bank &amp; Trust is a member of the FHLB of Chicago. As a member, the Company is required to own a certain amount of stock based upon the amount of outstanding FHLB borrowings. This stock does not have a readily determinable fair value and is carried at cost in other assets. FHLB stock was $1.4&#160;million at December&#160;31, 2021 and 2020.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Bank Owned Life Insurance</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company has purchased life insurance policies on certain current and past key employees where the insurance policy benefits and ownership are retained by the employer. These policies are recorded at their cash surrender value. Income from these policies and changes in the net cash surrender value are recorded in non-interest income as earnings on bank-owned life insurance. The cash value accumulation is permanently tax deferred if the policy is held to the insured person&#8217;s death and certain other conditions are met.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Derivative Instruments</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative and the resulting designation. Derivatives used to hedge the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives used to hedge the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. The Company has several loan level hedges that qualify for hedge accounting. Accordingly, changes in fair value of these derivative instruments are included in comprehensive income in the Consolidated Statements of Comprehensive Income. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company&#8217;s objective in using derivatives is to add stability to net interest income and to manage its exposure to adverse changes in interest rates. To accomplish this objective, the Company uses interest rate swaps as part of its interest rate risk mitigation strategy. In addition, the Company issues rate lock commitments to borrowers on prices quoted by secondary market investors. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Loan Commitments and Related Financial Instruments </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Goodwill and Other Intangible Assets</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The excess of the cost of an acquisition over the fair value of the net assets acquired consists primarily of goodwill. The customer list arising from the Windsor acquisition is amortized on a straight-line method over its </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-34<br></div></div></div>
<!--End Page 203-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 204-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">estimated useful life. The trade name intangible arising from the Windsor acquisition is not amortized. The Company reviews long-lived assets and other intangible assets for impairment at least annually, or whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, in which case an impairment charge would be recorded.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Goodwill is not amortized and is tested for impairment at least annually, or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. The impairment testing process is conducted by assigning net assets and goodwill to each reporting unit. An initial qualitative evaluation is made to assess the likelihood of impairment and determine whether further quantitative testing to calculate the fair value is necessary. When the qualitative evaluation indicates that impairment is more likely than not, quantitative testing is required whereby the fair value of each reporting unit is calculated and compared to the recorded book value. If the calculated fair value of the reporting unit exceeds its carrying value, goodwill is not considered impaired and no further testing is considered necessary. If the carrying value of a reporting unit exceeds its calculated fair value, the impairment test continues by comparing the carrying value of the reporting unit&#8217;s goodwill to the implied fair value of goodwill. The implied fair value is computed by adjusting all assets and liabilities of the reporting unit to current fair value with the offset adjustment to goodwill. The adjusted goodwill balance is the implied fair value of the goodwill. An impairment charge is recognized if the carrying value of goodwill exceeds the implied fair value of goodwill. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Leases</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company leases certain locations and administrative offices. Operating lease right-of-use (&#8220;ROU&#8221;) assets are included in other assets and the associated lease obligations are included in other liabilities. Leases with an initial term of 12 months or less are not recorded on the Consolidated Balance Sheets. For those leases, the Company recognizes lease expense on a straight-line basis over the lease term.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">ROU assets represent the right to use an underlying asset for the lease term and lease liabilities represent the corresponding obligation to make lease payments arising from the lease. Operating ROU assets and liabilities are recognized at commencement date based on the present value of lease payments over the lease term. The operating lease ROU assets also include initial direct costs and pre-paid lease payments made, excluding lease incentives. As most leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at commencement date in determining the present value of lease payments. The incremental borrowing rate is determined using secured rates for new FHLB advances under similar terms as the lease at inception. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Most leases include one or more options to renew. The exercise of lease renewal options is at management&#8217;s discretion. When it is reasonably certain the Company will exercise its option to renew or extend the lease term, the option is included in calculating the value of the ROU asset and lease liability. The depreciable life of assets and leasehold improvements are limited by the expected lease term, unless there is a transfer of title or purchase option reasonably certain of exercise.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Management determines if an arrangement is a lease at inception. The lease agreements do not contain any material residual value guarantees or material restrictive covenants. In addition, the Company does not lease any properties or facilities from any related party. As of December&#160;31, 2021, there were no leases that have not yet commenced that would have a material impact on the consolidated financial statements. See Note 7, Leases, for additional disclosures.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Revenue Recognition from Contracts </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The implementation of ASC 606 did not have a material impact on the measurement or recognition of revenue. ASC 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities, which comprise the majority of the Company&#8217;s revenue. In addition, certain noninterest income streams such as fees associated with sales of government guaranteed loans, mortgage servicing rights, financial guarantees, and derivatives are also not in the scope of the new guidance. Topic 606 is applicable to noninterest </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-35<br></div></div></div>
<!--End Page 204-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 205-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">revenue streams such as deposit related fees, interchange fees, server packaging fees, and sale transactions related to foreclosed real estate. However, the recognition of these revenue streams did not change significantly upon adoption of ASC 606. Substantially all the Company&#8217;s revenue is generated from contracts with customers. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During the years ended December&#160;31, 2021 and 2020, the Company recognized the service charge revenue generated from contracts with Bank customers totaling $243,000 and $65,000, respectively. All other sources of revenues from contracts with Bank customers were determined to be immaterial as of December&#160;31, 2021 and 2020. The service charge revenue generated from contracts with Bank customers is noninterest income and relates to fees charged on deposit accounts and certain loan fees. The revenues generated from each of these contracts are recognized when a performance obligation is met, and each obligation is associated with a transaction tied to the account or the opening of the account. Given each of these accounts are transactional and the contract is a day-to-day contract, the performance obligations on these accounts occur when the contract provision is triggered on the account, which results in the related service charge. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The service charge revenues from Windsor customers is noninterest income and relates to fees charged for servicing, processing or packaging loans on a month-to-month basis. The revenues generated from each of these contracts are recognized when a performance obligation is met and each obligation is associated with a specific loan account. Windsor&#8217;s contracts are with other financial institutions and are month-to-month in term. Servicing fees for Windsor were $5.1&#160;million and $4.4&#160;million during the years ended December&#160;31, 2021 and 2020, respectively. Processing fees for Windsor were $19.4&#160;million and $15.8&#160;million during the years ended December&#160;31, 2021 and 2020, respectively of which $14.3&#160;million and $13.5&#160;million specifically related to the SBA Paycheck Protection Program (&#8220;PPP&#8221;). Packaging fees for Windsor were $48,000 and $246,000 during the years ended December&#160;31, 2021 and 2020, respectively. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Given each of these accounts are transactional and the contract is a month-to-month contract, the performance obligations on these accounts occur when the contract provision is triggered on the account, which results in the related service charge. Based on the Company&#8217;s analysis, there are no fees generated for opening an account or for a service on the account where the good or service has not been transferred or prior to the performance obligation being met.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There were no impairment losses recognized on any receivables or contract assets arising from the Company&#8217;s contracts with customers during the years ended December&#160;31, 2021 and 2020.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of December&#160;31, 2021, the Company did not have material amounts of receivables, contract assets or contract liabilities tied to these contracts with customers. The Company believes that while loan and deposit accounts generate service charge income, these contracts do not create receivables, assets or liabilities given the fees associated with these service charges are typically charged and collected once the performance obligation is triggered. In addition, during the years ended December&#160;31, 2021 and 2020, the Company did not recognize revenue that was included in any contract liabilities and no revenues were recognized related to performance obligations satisfied in prior reporting periods.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company analyzes its payment streams associated with contracts with customers on a quarterly basis. As of December&#160;31, 2021, the nature of the performance obligations within the contracts generating these service charges on deposit and loan accounts have a duration of one year or less. Also, based on the Company&#8217;s analysis and the nature of the contracts discussed within this Note, it was determined that there are no significant judgments associated with the recognition of revenue associated with these contracts. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Based on the Company&#8217;s analysis, each of the service charge revenues discussed above are associated with the transfer of services through administration of the customer&#8217;s deposit account or through origination or modification of a customer&#8217;s loan. These charges occur at a point in time and are based on an agreed-upon, fixed amount that is disclosed in the customer&#8217;s contract and are charged to the customer when the related service is performed on the customer&#8217;s account. In addition, based on the Company&#8217;s analysis, none of the contracts discussed above required a material cost to obtain or fulfill the contract, which resulted in no capitalized assets associated with these contracts as of December&#160;31, 2021 and 2020.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-36<br></div></div></div>
<!--End Page 205-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 206-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Stock-Based Compensation</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company&#8217;s common stock at the date of grant is used for restricted stock awards.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Earnings Per Share</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Basic earnings per common share is computed using the weighted average number of common shares and participating securities outstanding during the reporting period. Diluted earnings per common share is the amount of earnings available to each share of common stock during the reporting period adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares are excluded from the computation of dilutive earnings per share in the periods in which the effect would be anti-dilutive. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Income Taxes</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Deferred income taxes are recognized for the tax consequences of temporary differences between financial statement carrying amounts and the tax bases of existing assets and liabilities that will result in taxable or deductible amounts in future years. These temporary differences are multiplied by the enacted income tax rate expected to be in effect when the taxes become payable or receivable. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are not expected to be realized based on available evidence.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Comprehensive Income</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on debt securities available for sale, which are also recognized as separate components of equity.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Loss Contingencies</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. See Note 12 for further discussion on loss contingencies. </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Dividend Restriction </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Company to shareholders. There were no dividend restrictions on the Company or its subsidiaries as of December&#160;31, 2021 and December&#160;31, 2020.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Fair Value of Financial Instruments</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 17. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.</div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Advertising Expenses</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">Advertising costs are expensed as incurred. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-37<br></div></div></div>
<!--End Page 206-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 207-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 1.&#8195;Summary of Significant Accounting Policies<font style="padding-left: 4pt;">(continued)</font><br></div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Recent Accounting Pronouncements </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In June 2016, the FASB issued Accounting Standard Update (&#8220;ASU&#8221;) 2016-13, Financial Instruments&#8212;Credit Losses (Topic 326). The guidance is to replace the incurred loss model with an expected loss model, which is referred to as the current expected credit loss (&#8220;CECL&#8221;) model. The CECL model is applicable to the measurement of credit losses on financial assets measured at amortized cost, including loan receivables, held-to maturity debt securities, and reinsurance receivables. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor. In November of 2019, the FASB approved a proposal to defer implementation of the CECL model by smaller reporting companies and non-SEC filer public business entites to January&#160;1, 2023. The Company plans to apply the amendments to the ASU through a cumulative-effect adjustment to retained earnings as of the beginning of the year of adoption. The Company is currently in the process of evaluating the impact of adoption of this guidance on the financial statements.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In May 2019, the FASB issued guidance to provide entities with an option to irrevocably elect the fair value option, applied on an instrument- by-instrument basis for eligible instruments, upon adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments. The amendments will be effective for the Company for fiscal years beginning after December&#160;15, 2022. The Company does not expect these amendments to have a material effect on its consolidated financial statements.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the current expected credit losses (CECL) guidance issued in 2016. The amendments related to conforming amendments are effective upon issuance of this final ASU. Early application is permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13. The Company does not expect these amendments to have a material effect on its financial statements.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company&#8217;s financial position, results of operations or cash flows.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Note 2. &#8195;Earnings per Share</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Basic earnings per common share is computed using the weighted average number of common shares and participating securities outstanding during the reporting period. Diluted earnings per common share is the amount of earnings available to each share of common stock during the reporting period adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares include incremental shares issued for stock options and warrants. Potentially dilutive common shares are excluded from the computation of dilutive earnings per share in the periods in which the effect would be anti-dilutive. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Company's basic and diluted earnings per share calculations are presented in the following table:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 71.79%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands except share and per share data)</div></td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.24%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net income attributable to IFH, Inc.<font style="padding-left: 0.78pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">12,731</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 17.5pt;">8,876 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted average common shares &#8211; basic<font style="padding-left: 2.16pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,153,700</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">2,178,653 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Add: Effect of dilutive stock options<font style="padding-left: 3.17pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">61,210</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">34,272 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Add: Effect of dilutive restricted stock awards<font style="padding-left: 3.77pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 45pt;">13,753</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 30pt; border-bottom: 1pt solid #000000; min-width: 45pt;">464 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted average common shares &#8211; dilutive<font style="padding-left: 2.15pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 45pt;">2,228,663</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 45pt;">2,213,389 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Basic earnings per common share<font style="padding-left: 0.23pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">5.91</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">4.07 </font></div></td></tr><tr><td style="width: 71.79%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Diluted earnings per common share<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">5.71</font></div></td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.24%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.62%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 45pt;">$</font><font style="padding-left: 22.5pt; border-bottom: 3pt double #000000; min-width: 45pt;">4.01</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-38<br></div></div></div>
<!--End Page 207-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 208-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 3.&#8195;Investment Securities</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The amortized cost, unrealized gains, unrealized losses, and fair values of available-for-sale investment and marketable equity securities at December&#160;31, 2021 and December&#160;31, 2020 are as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 38.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 2.97pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">243</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;">$<font style="padding-left: 17.5pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">246</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">20,007</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 12.5pt;">192</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 5pt;">323</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 5pt;">19,876</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 4.06pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">546</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 1.5pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,796</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 7.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">198</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$323</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,671</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.84pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,998</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 0.37pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">11,988</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 38.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 58.98%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Cost</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gains</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Losses</div></td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.2%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment securities available for sale:<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 2.97pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;">$<font style="padding-left: 12.5pt;">345</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;">$<font style="padding-left: 10pt;">3</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;">$<font style="padding-left: 12.5pt;">348</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 5pt;">14,157</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 5pt;">384</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="padding-left: 5pt;">23</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 5pt;">14,518</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 4.06pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">853</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 20pt;">2</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">855</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities available for sale<font style="padding-left: 1.5pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$15,355</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$389</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$23</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$15,721</font></div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Investment in marketable equity securities<br></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 58.98%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.09pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.2%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.9pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">9,990</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table provides the unrealized gains on marketable equity securities arising during the year ended December&#160;31, 2021 and 2020:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.43%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.34%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity security gains<font style="padding-left: 4.22pt;"></font></div></td><td class="gutter" style="width: 2.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$&#8195;1,998</font></div></td><td class="gutter" style="width: 2.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.43%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.34%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 25pt;">$&#8195;&#8212;</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables summarize securities with unrealized losses at December&#160;31, 2021 and 2020, aggregated by major security type and length of time in a continuous unrealized loss position:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 57.15%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.46%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 17.7%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 17.34%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 41.03%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.12%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.5%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.13%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.57%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities <font style="padding-left: 1.76pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.94pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.13pt;">$ 11,865</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.89pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 20pt;">$ 230</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.37pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$ 2,548</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.51pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$ 93</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$ 14,413</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 20pt;">$ 323</font></div></td></tr><tr><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total <font style="padding-left: 0.76pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.12%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.13pt;">$ 11,865</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.5%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.89pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$ 230</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.37pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$ 2,548</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.13%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.51pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$ 93</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.46pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$ 14,413</font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$ 323</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-39<br></div></div></div>
<!--End Page 208-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 209-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 3.&#8195;Investment Securities<font style="padding-left: 4pt;">(continued)</font><br></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Less than twelve months</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Twelve months or more</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.71%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.57%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair value</div></td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.27%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unrealized <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">losses</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities <font style="padding-left: 1.66pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$ 3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.87pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$ 23</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.1pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$ &#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$ &#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">$ 3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.59pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 10pt;">23</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total <font style="padding-left: 1.76pt;"></font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.74pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$ 3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.71%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.87pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$ 23</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.1pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$ &#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.33%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$ &#8212;</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.57%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.96pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$ 3,013</font></div></td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.27%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.94%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.59pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 10pt;">23</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The fair values of investment securities available for sale at December&#160;31, 2021 by contractual maturity are shown below. Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations.</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 51.28%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.1%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Within <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">1 Year</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">After One <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Within <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Five Years</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">After Five <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Within <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ten Years</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">After <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ten Years</div></td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.41%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities <font style="padding-left: 3.64pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;">$54</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;">$<font style="padding-left: 12.5pt;">192</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 12.5pt;">246</font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 4.74pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;"><font style="padding-left: 5pt;">74</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="padding-left: 5pt;">19,802</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">19,876</font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obligations<font style="padding-left: 3.06pt;"></font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549</font></div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.1%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.42pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.72%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.57pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$54</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.56%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.19pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$74</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,543</font></div></td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.41%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,671</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Management considers the nature of the investment, the underlying causes of the decline in the market value and the severity and duration of the decline in market value in determining if impairment is other than temporary. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Securities classified as available-for-sale are recorded at fair market value. At December&#160;31, 2021, there was one&#160;security classified as available-for-sale in an unrealized loss position for twelve months or more. No impairment loss has been realized in the Company's consolidated income statement.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of December&#160;31, 2021, investments with amortized costs and fair values of $723,000 and $760,000, respectively, were pledged. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company had one holding of securities of one issuer other than the U.S. government and its agencies in an amount greater than 10% of shareholders&#8217; equity at December&#160;31, 2021 and 2020. That investment was associated with the deconsolidation of Sound Bank in 2019. Sound Bank is now doing business as Dogwood State Bank. The investment is carried on the balance sheet in marketable equity securities. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">For the year ended December&#160;31, 2021 and 2020, there were no sold securities. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">Loans held for investment at December&#160;31, 2021 and 2020 were as follows:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$143,182</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$144,878</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Real Estate:<br></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Commercial real estate<font style="padding-left: 3.66pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">79,394</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">81,591</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Residential real estate<font style="padding-left: 3.1pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">35,066</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">38,913</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 1.4pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">159</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Subtotal<font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">257,716</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">265,541</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-40<br></div></div></div>
<!--End Page 209-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 210-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment<font style="padding-left: 4pt;">(continued)</font><br></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 10.25pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 76.92%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.76%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Net deferred loan costs<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,909</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">1,729</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses<font style="padding-left: 1.44pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,547</font><font style="min-width: 37.5pt;">)</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 11.67pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">(5,144</font><font style="min-width: 37.5pt;">)</font></div></td></tr><tr><td style="width: 76.92%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment, net <font style="padding-left: 3.94pt;"></font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$254,078</font></div></td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.76%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$262,126</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Included above, the Company has SBA loans totaling $64.3&#160;million and $70.6&#160;million and USDA loans totaling $91.4&#160;million and $87.8&#160;million at December&#160;31, 2021 and 2020, respectively. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables present the activity in the allowance for loan losses by class of loans for the year ended December&#160;31, 2021 and 2020:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.73%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unallocated</div></td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.9%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Beginning balance<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$<font style="padding-left: 10pt;">2,337</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$<font style="padding-left: 5pt;">2,371</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;">$<font style="padding-left: 12.5pt;">338</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;">$<font style="padding-left: 3.33pt;">94</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;">$<font style="padding-left: 5pt;">4</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">5,144</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 15pt;">1,874</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 17.5pt;">203</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 19.17pt;">(64)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 5pt;">(91)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">24</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,946</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Charge-offs <font style="padding-left: 1.78pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 11.67pt;">(1,248)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 14.17pt;">(355)</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 8.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 11.67pt;">(1,603)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Recoveries<font style="padding-left: 3.08pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">60</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="padding-left: 8.33pt; border-bottom: 1pt solid #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">60</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Ending Balance<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">3,023</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,219</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">274</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$28</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">5,547</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ending Balances:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">234</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">234</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">2,789</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">2,219</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">274</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">3</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$28</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">5,313</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans Held for Investment:<br></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Ending balance, total<font style="padding-left: 1.14pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$143,182</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$79,394</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$35,066</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">74</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">1,168</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">5,858</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">537</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">7,563</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 37.5pt;">$142,014</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$73,536</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.52pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">$34,529</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.61pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 1pt solid #000000; min-width: 18.33pt;">74</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.94pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.9%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 37.5pt;">$250,153</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.5%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.73%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unallocated</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Allowance for loan losses:<br></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Beginning balance<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;">$1,828</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;">$<font style="padding-left: 3.33pt;">1,596</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;">$331</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;">$<font style="padding-left: 8.33pt;">9</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;">$<font style="padding-left: 3.33pt;">73</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 3.33pt;">3,837 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Provision for loan losses<font style="padding-left: 1.43pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;"><font style="padding-left: 12.5pt;">795</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;"><font style="padding-left: 8.33pt;">3,567</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;"><font style="padding-left: 10pt;">68</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;"><font style="padding-left: 8.33pt;">99</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;"><font style="padding-left: 5pt;">(69)</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 8.33pt;">4,460 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Charge-offs<font style="padding-left: 0.11pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;"><font style="padding-left: 9.17pt;">(331)</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;"><font style="padding-left: 5pt;">(2,792)</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;"><font style="padding-left: 6.67pt;">(61)</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;"><font style="padding-left: 5pt;">(15)</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;"><font style="padding-left: 8.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">(3,199)</font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Recoveries<font style="padding-left: 3.08pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">45</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;"><font style="padding-left: 13.33pt; border-bottom: 1pt solid #000000; min-width: 18.33pt;">1</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;"><font style="padding-left: 8.33pt; border-bottom: 1pt solid #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">46 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Ending Balance<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,337</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">2,371</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$338</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">94</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">4</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">5,144 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ending Balances:<br></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">87</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 10.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">282</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 10.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">369 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,250</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.61pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">2,089</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.76pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$338</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.6pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">94</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 11.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 18.33pt;">$</font><font style="padding-left: 8.33pt; border-bottom: 3pt double #000000; min-width: 18.33pt;">4</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">4,775 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-41<br></div></div></div>
<!--End Page 210-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 211-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment<font style="padding-left: 4pt;">(continued)</font><br></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 10.25pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 59.5%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.73%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unallocated</div></td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.02%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans Held for Investment:<br></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Ending balance, total <font style="padding-left: 2.81pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$144,878</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$81,591</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$38,913</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$159</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.93pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 6.59%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -6.67pt; text-align: justify;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$265,541 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Individually evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 17.5pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">847</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">7,850</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">770</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.93pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -6.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$</font><font style="padding-left: 10pt; border-bottom: 3pt double #000000; min-width: 37.5pt;">9,467 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Collectively evaluated for impairment<font style="padding-left: 2.55pt;"></font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$144,031</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$73,741</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$38,143</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$159</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.73%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 12.93pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.02%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -6.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$256,074</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following tables present information related to impaired loans by class of loans recorded at December&#160;31, 2021 and 2020:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 66.67%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Recorded <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Investment</div></td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unpaid <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Contractual <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Principal <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.46%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allocated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allowance</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">December&#160;31, 2021<br></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans without a specific valuation allowance:<br></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 0.07pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;">$<font style="padding-left: 7.5pt;">517</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;">$<font style="padding-left: 7.5pt;">502</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212; </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial real estate<font style="padding-left: 0.66pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 5pt;">5,858</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 5pt;">5,861</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Residential real estate<font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 12.5pt;">537</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt;">537</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans with a specific valuation allowance:<font style="padding-left: 4.57pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 0.07pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">651</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">651</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 20pt;">234 </font></div></td></tr><tr><td style="width: 66.67%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Total<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,563</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,551</font></div></td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.46%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$234</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 69.23%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)<br></div></td><td class="gutter" style="width: 1.03%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.03%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Recorded <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Investment</div></td><td class="gutter" style="width: 1.03%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.03%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unpaid <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Contractual <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Principal <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Balance</div></td><td class="gutter" style="width: 1.03%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.03%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allocated <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Allowance</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">December&#160;31, 2020<br></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans without a specific valuation allowance:<br></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 2.07pt;"></font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;">$<font style="padding-left: 7.5pt;">170</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;">$<font style="padding-left: 7.5pt;">172</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212; </font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial real estate<font style="padding-left: 2.66pt;"></font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 5pt;">6,582</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 5pt;">6,631</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Residential real estate<font style="padding-left: 2.1pt;"></font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 12.5pt;">770</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt;">769</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212; </font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans with a specific valuation allowance:<br></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial<font style="padding-left: 2.07pt;"></font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 12.5pt;">677</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 12.5pt;">694</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">87 </font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Commercial real estate<font style="padding-left: 2.66pt;"></font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,268</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,268</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 20pt;">282 </font></div></td></tr><tr><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Total<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.16%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.36pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$9,467</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.91pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$9,534</font></div></td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.03%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$369</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The recorded investment in loans excludes accrued interest receivable and loan origination fees, net due to immateriality.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-42<br></div></div></div>
<!--End Page 211-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 212-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The following tables present the aging of the recorded investment in past due loans by class of loans as of December&#160;31, 2021 and 2020:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 33.33%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.41%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">30 &#8211; 59 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.41%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">60 &#8211; 89 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Greater <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">than 90 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non- <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accrual</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Current</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Loans</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">December&#160;31, 2021<br></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;">$<font style="padding-left: 5pt;">19</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$1,170</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$1,189</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$141,993</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$143,182</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial real estate<font style="padding-left: 4.66pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">5,309</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">5,309</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">74,085</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">79,394</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Residential real estate<font style="padding-left: 4.1pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 5pt;">279</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 5pt;">204</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">370</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">853</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">34,213</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">35,066</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 2.4pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">74</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$298</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$204</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,849</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$7,351</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$250,365</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 33.33%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.41%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">30 &#8211; 59 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.41%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">60 &#8211; 89 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Greater <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">than 90 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Days <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non- <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accrual</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Past <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Due</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Current</div></td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Loans</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">December&#160;31, 2020<br></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial<font style="padding-left: 4.07pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;">$27</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">694</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 7.5pt;">721</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$144,157</div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$144,878</div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commercial real estate<font style="padding-left: 4.66pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">7,667</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">7,667</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">73,924</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">81,591</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Residential real estate<font style="padding-left: 4.1pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 5pt;">313</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">145</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 12.5pt;">458</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">38,455</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt;">38,913</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consumer<font style="padding-left: 2.4pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">159</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">159</font></div></td></tr><tr><td style="width: 33.33%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 3.09pt;"></font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.17pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$27</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.41%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.67pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$313</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.76%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.99pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$8,506</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$8,846</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$256,695</font></div></td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$265,541</font></div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Troubled Debt Restructurings:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company had $2.3&#160;million and $1.5&#160;million of TDRs at December&#160;31, 2021 and 2020, respectively. There was $234,000 and $94,000 in specific reserve allocations in the Company&#8217;s Allowance for Loan Losses for TDRs at December&#160;31, 2021 and 2020, respectively. The Company has not committed to lend any additional amounts to customers with outstanding loans that are classified as troubled debt restructurings as of December&#160;31, 2021 and 2020.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no TDRs that subsequently defaulted (more than 90 days past due or charge-off) within the first year of modification during 2021 and 2020. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There were two new TDRs in 2021 with balances of $961,000 as of December&#160;31, 2021. There were two new TDRs in 2020 with balances of $861,000 as of December&#160;31, 2020. Modifications made by the Company in both years included temporary payment reductions. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: left;">SBA-PPP Loans:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to the CARES Act, the SBA-PPP provides forgivable loans to small businesses to enable them to maintain payroll, hire back employees who have been laid off, and cover applicable overhead. SBA-PPP loans have an interest rate of 1%, have 2- and 5-year terms, and carry a 100% guarantee of the SBA.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The allowance for loan losses for SBA-PPP loans was separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-43<br></div></div></div>
<!--End Page 212-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 213-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021, SBA-PPP loans, which totaled $2.4&#160;million, are all rated as pass credits, not past due, nonaccrual, TDR, or otherwise impaired. Earned fees for the year are $1.1&#160;million and unearned net fees associated with the SBA-PPP loans amounted to $103,000 at December&#160;31, 2021. Earned fees for the year were $499,000 and unearned net fees associated with the SBA-PPP loans amounted to $422,000 at December&#160;31, 2020. There were no outstanding commitments to extend additional SBA-PPP loans at December&#160;31, 2020.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Credit Quality Indicators</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a quarterly basis. The risk category of homogeneous loans is evaluated at origination and when a loan becomes delinquent. The Company uses the following definitions for risk ratings:</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Pass<font style="font-style: normal; font-weight: normal;"> loans are loans that are performing and are deemed adequately protected by the net worth of the </font><font style="font-style: normal; font-weight: normal;">borrower or the underlying collateral value. These loans are considered the least risky in terms of </font><font style="font-style: normal; font-weight: normal;">determining the allowance for loan losses.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Special Mention<font style="font-style: normal; font-weight: normal;"> loans are loans with underwriting guideline tolerances and/or exceptions and with no </font><font style="font-style: normal; font-weight: normal;">mitigating factors. These are loans that are currently performing satisfactorily but with potential weaknesses </font><font style="font-style: normal; font-weight: normal;">that may, if not corrected, weaken the asset or inadequately protect the Bank's position at some future date. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Substandard<font style="font-style: normal; font-weight: normal;"> loans typically have an identified weakness or weaknesses and are inadequately protected by </font><font style="font-style: normal; font-weight: normal;">the net worth of the borrower or collateral value.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Doubtful<font style="font-style: normal; font-weight: normal;"> loans have the same characteristics of a substandard loan with an additional weakness that makes </font><font style="font-style: normal; font-weight: normal;">collection or liquidation of the asset highly questionable, and there is a high probability of loss based on </font><font style="font-style: normal; font-weight: normal;">currently existing facts, conditions or values.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-align: left;">Loss<font style="font-style: normal; font-weight: normal;"> loans are considered uncollectable and of such little value that their continuance as bankable assets is </font><font style="font-style: normal; font-weight: normal;">not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value </font><font style="font-style: normal; font-weight: normal;">but rather that it is not practical or desirable to defer writing off the worthless loan even though partial </font><font style="font-style: normal; font-weight: normal;">recovery may be collected in the future. Probable loss portions of doubtful assets should be charged against </font><font style="font-style: normal; font-weight: normal;">the Allowance for Loan Losses. Loans may reside in this classification for administrative purposes for a </font><font style="font-style: normal; font-weight: normal;">period not to exceed the earlier of thirty days or calendar quarter-end. There were no loans rated as loss as </font><font style="font-style: normal; font-weight: normal;">of December&#160;31, 2021 or December&#160;31, 2020.</font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following is an analysis of our loan portfolio by credit quality indicators at December&#160;31, 2021 and December&#160;31, 2020:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 57.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pass<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$141,655</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$73,160</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;">$34,382</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;">$74</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$249,271 </div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Special mention <font style="padding-left: 3.63pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt;">357</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 12.5pt;">1664</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="padding-left: 17.5pt;">314</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,335 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Substandard<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 15pt;">1,170</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">4,570</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="padding-left: 17.5pt;">370</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15.37pt;">6,110 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Doubtful <font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total <font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$143,182</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$79,394</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$35,066</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.27pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$74</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$257,716</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-44<br></div></div></div>
<!--End Page 213-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 214-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 4.&#8195;Loans Held for Investment<font style="padding-left: 4pt;">(continued)</font><br></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 57.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.99%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Commercial <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Residential <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Real Estate</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Consumer</div></td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.95%; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.75pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Pass<font style="padding-left: 4.73pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;">$143,384</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;">$72,010</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;">$38,197</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;">$159</div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$253,750 </div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Special mention <font style="padding-left: 3.63pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 22.5pt;">430</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">2,091</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="padding-left: 17.5pt;">404</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">2,925 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Substandard<font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 15pt;">1,064</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 10pt;">7,490</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="padding-left: 17.5pt;">312</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt;">8,866 </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Doubtful <font style="padding-left: 3.07pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 20pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 27.5pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total <font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.28pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$144,878</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.99%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.78pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$81,591</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.51pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$38,913</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.77pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$159</font></div></td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.95%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$265,541</font></div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 5.&#8195;Loan Servicing Assets</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company accounts for loan servicing rights at fair value. The changes in fair value are recorded in the consolidated statements of income in noninterest income. The Company values its loan servicing rights quarterly. During 2021, adjustments to fair value of the loan servicing rights totaled $537,000 which increased the loan servicing rights to $4.0&#160;million at December&#160;31, 2021 from $3.5&#160;million at December&#160;31, 2020. The valuation incorporates changes in discount rates and prepayment speed assumptions, mostly due to changes in interest rates. The portfolio mix also impacts valuation, as the fair value servicing spreads for SBA servicing assets are generally 3-4 times greater compared to USDA servicing assets. Discount rates are assigned on a product level basis and reflect the rates of returns buyers of similar products require. The model for prepayment speeds considers loan characteristics including interest rate, product type, loan age, and original term, as well as current market conditions including short and long-term interest rate levels. The fair value of loan servicing rights is sensitive to changes in interest rates, including their effect on prepayment speeds. Fair value at December&#160;31, 2021 was determined using discount rates ranging from 10.00% to 12.00%, prepayment speeds ranging from 9.58% to 14.34%, depending on the stratification, and a weighted average default rate of 0.90%. Fair value at December&#160;31, 2020 was determined using discount rates ranging from 10.00% to 12.00%, prepayment speeds ranging from 8.79% to 17.01%, depending on the stratification, and a weighted average default rate of 2.41%.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 6.&#8195;Premises and Equipment</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">Premises and equipment were as follows at December 31:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Land<font style="padding-left: 3.95pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10.83pt;">875</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10.83pt;">901 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Buildings <font style="padding-left: 2.28pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">3,894</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">4,490 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Furniture, fixtures and equipment <font style="padding-left: 4.27pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.83pt;">907</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">1,262 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Software <font style="padding-left: 0.08pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.83pt;">303</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212; </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total <font style="padding-left: 0.76pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">5,979</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 2.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 8.33pt;">6,653 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Accumulated depreciation <font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,805</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(1,995</font><font style="min-width: 30.83pt;">)</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Premises and equipment, net <font style="padding-left: 3.71pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">4,174</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.75pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">4,658</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Depreciation expense was $357,000 and $237,000 for 2021 and 2020. Windsor recorded $5.3&#160;million and $2.4&#160;million in software related costs for the PPP processing platform in 2021 and 2020, respectively.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 7.&#8195;Leases</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of December&#160;31, 2021, the Company has only operating leases for facilities. Leases have remaining lease terms of 1.5&#160;years to 5&#160;years. In addition, the Company rents a loan production office on a month-to-month basis.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The components of lease expense for 2021 and 2020 were as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 82.05%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.35%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.35%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.27%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.35%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.35%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.27%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating lease expense<font style="padding-left: 2.66pt;"></font></div></td><td class="gutter" style="width: 2.35%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.35%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.27%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$426</div></td><td class="gutter" style="width: 2.35%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.35%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.27%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$275</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-45<br></div></div></div>
<!--End Page 214-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 215-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 7.&#8195;Leases<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">Supplemental balance sheet information related to leases as of December&#160;31, 2021 and 2020 were as follows:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.09%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating Leases<br></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating lease right-of-use assets<font style="padding-left: 4.02pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.14pt; text-align: left;">$1,434</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.14pt; text-align: left;">$1,541 </div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating lease liabilities<font style="padding-left: 0.65pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.14pt; text-align: left;">$1,524</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.14pt; text-align: left;">$1,598 </div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted Average Remaining Lease Term:<br></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating leases<font style="padding-left: 2.31pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: center; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4.4 Years</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: center; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">4.9 Years</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted Average Discount Rate:<br></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Operating leases<font style="padding-left: 2.31pt;"></font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.14pt; text-align: left;"><font style="padding-left: 10pt;">0.89%</font></div></td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.09%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.14pt; text-align: left;"><font style="padding-left: 10pt;">0.80%</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">Right-of use lease assets and liabilities are included in other assets and liabilities on the balance sheet.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Rent commitments, excluding the loan production office rented on a month-to-month basis, were as follows:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 6pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">366</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023 <font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">325</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2024<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">334</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 <font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">342</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2026 <font style="padding-left: 4.17pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">197</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total <font style="padding-left: 3.76pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,564</font></div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Note 8.&#8195;Goodwill and Intangible Assets</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">The change in goodwill during the years ended December&#160;31, 2021 and 2020 is as follows:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goodwill, beginning of year<font style="padding-left: 3.7pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$13,161</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$13,150 </div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Acquired goodwill<font style="padding-left: 3.41pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.87pt;">11 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Impairment<font style="padding-left: 2.85pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goodwill, end of year<font style="padding-left: 4.26pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$13,161</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$13,161</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021, the Company&#8217;s reporting units where goodwill was pushed down had positive equity and earnings. As a result, the Company elected to perform a qualitative assessment as of that date to determine if it was more than likely than not that the fair value of the reporting unit exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more than likely than not that the fair value of the reporting unit exceeded the carrying value, resulting in no impairment. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Intangible assets were as follows at year-end:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td rowspan="2" style="width: 56.41%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" rowspan="2" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.16%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 6pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.15%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr class="header"><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.5pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.5pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accumulated<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortization</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.5pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Gross<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.32%; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 3.5pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.78%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3.5pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Accumulated<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amortization</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Amortized intangible assets:<br></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Customer list intangible<font style="padding-left: 3.74pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$6,640</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;">$(2,435)</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$6,640</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;">$(1,771)</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Noncompete intangible<font style="padding-left: 2.08pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 12.5pt;">241</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 12.5pt;">(241)</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 12.5pt;">241</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 2.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 12.5pt;">(214)</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">West Town Payments startup costs<font style="padding-left: 4.9pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">60</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">(7</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3.5pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="padding-left: 20.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">&#8212;</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Total amortized intangible assets<font style="padding-left: 2.8pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,941</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$(2,683</font><font style="min-width: 30.83pt;">)</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$6,881</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3.5pt; padding-bottom: 4.5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$(1,985</font><font style="min-width: 30.83pt;">)</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Indefinite life intangible assets:<br></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 4.5pt; padding-bottom: 2.25pt;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.5pt; padding-bottom: 2.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Trade name intangible<font style="padding-left: 0.22pt;"></font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,141</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 15.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$2,141</font></div></td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.32%; border-bottom: none; font-size: 2pt; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.78%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 7.47pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 15.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">&#8212;</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-46<br></div></div></div>
<!--End Page 215-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 216-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 8.&#8195;Goodwill and Intangible Assets<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">Aggregate amortization expense was $698,000 and $745,000 for the years ended December&#160;31, 2021 and 2020, respectively. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021, scheduled amortization of the intangible assets is as follows:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 89.74%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)<br></div></td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">668 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">668 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2024<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">668 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">668 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2026<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">668 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Thereafter<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">918 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 2.09pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$4,258</font></div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Note 9.&#8195;Deposits</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Time deposits that meet or exceed the FDIC insurance limit of $250,000 as of December&#160;31, 2021 and 2020 were $29.6&#160;million and $24.3&#160;million, respectively.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021, scheduled maturities of time deposits were as follows:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 89.74%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)<br></div></td><td class="gutter" style="width: 1.12%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2022<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 5pt;">86,002 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2023<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">36,271 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2024<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">22,292 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025<font style="padding-left: 2.5pt;"></font></div></td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt;">14,588 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Thereafter<font style="padding-left: 0.86pt;"></font></div></td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 37.5pt;">1,071 </font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.12%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 37.5pt;">$160,224</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021 and 2020, brokered deposits totaled $40.2&#160;million and $58.3&#160;million, respectively.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 10.&#8195;Borrowings</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021 and 2020 advances from the Federal Home Loan Bank were as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 82.05%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.55%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.55%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.55%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.55%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Maturing in May 2022, at a fixed rate of 0.00%<font style="padding-left: 4.36pt;"></font></div></td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$5,000</div></td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Maturing in May 2021, at a fixed rate of 0.00%<font style="padding-left: 4.36pt;"></font></div></td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">4,000 </font></div></td></tr><tr><td style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 1.09pt;"></font></div></td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$5,000</font></div></td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.55%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$4,000</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The advances were collateralized by $56.6&#160;million and $134.4&#160;million, respectively, of loans under a blanket lien arrangement at December&#160;31, 2021 and 2020.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company had a $7.5&#160;million revolving line of credit with another financial institution which expired in February 2021 and was renewed again until February 2022. The new line of credit was increased to $10.0&#160;million in 2021. The terms of the loan are Wall Street Journal Prime Rate plus 0.75%. The Company had a $2.5&#160;million outstanding balance as of December&#160;31, 2021. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Certain borrowing agreements require the Company to comply with stated financial covenants and contain restrictions on uses of loan proceeds. As of December&#160;31, 2021, the Company was in compliance with all of its debt covenants.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-47<br></div></div></div>
<!--End Page 216-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 217-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg21"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 11.&#8195;Income Taxes</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">Income tax expense consists of the following for the year ended December 31:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.27%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.59%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Current tax expense<font style="padding-left: 2.87pt;"></font></div></td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.27%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$862</div></td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$1,366 </div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deferred tax expense<font style="padding-left: 2.89pt;"></font></div></td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 4.27%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt; border-bottom: 1pt solid #000000; min-width: 20pt;">5</font></div></td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">146 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.27%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 20pt;">$867</font></div></td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.59%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,512</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The difference between the provision for income taxes and the amounts applied by applying the statutory federal income tax rate of 21% to income before income taxes for the years ended December&#160;31, 2021 and 2020 is summarized below: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.59%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Income tax expense computed at the federal statutory rate<font style="padding-left: 1.84pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 3.33pt;">2,723</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 3.33pt;">2,147 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">State income tax, net of federal benefit<font style="padding-left: 4.3pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.83pt;">762</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.83pt;">660 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Non-taxable bank owned life insurance<font style="padding-left: 4.01pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">(23)</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt;">(24)</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Merger expenses<font style="padding-left: 0.83pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.83pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 25.83pt;">4 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Stock compensation<font style="padding-left: 2.85pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.83pt;">68</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 20.83pt;">23 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tax credit<font style="padding-left: 3.55pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(2,919)</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">(1,434)</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Other<font style="padding-left: 1.73pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">256</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15.83pt; border-bottom: 1pt solid #000000; min-width: 30.83pt;">136 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total<font style="padding-left: 4.09pt;"></font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 10.83pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">867</font></div></td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.59%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 30.83pt;">$</font><font style="padding-left: 3.33pt; border-bottom: 3pt double #000000; min-width: 30.83pt;">1,512</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The tax effects of temporary differences that give rise to the net deferred tax liabilities as of December&#160;31, 2021 and 2020:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.19%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deferred tax assets<br></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Allowance for loan losses<font style="padding-left: 3.44pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">965</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">834 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Intangible amortization<font style="padding-left: 0.08pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">259</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">189 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deferred compensation<font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">156</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">121 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Mark to market &#8211; Section 475 adjustment<font style="padding-left: 3.45pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">19</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">99 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Stock options<font style="padding-left: 3.95pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">55</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">72 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Unrealized loss on securities available-for-sale<font style="padding-left: 4.24pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">26</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other<font style="padding-left: 1.73pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">178</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">63 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Subtotal<font style="padding-left: 1.17pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,658</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">1,378 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deferred tax liabilities<br></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Windsor fair value adjustment<font style="padding-left: 1.06pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">1,242</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">1,185 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loan servicing assets<font style="padding-left: 2.32pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">1,039</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">858 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deferred loan costs<font style="padding-left: 0.1pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">733</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">691 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Prepaid expenses<font style="padding-left: 4.53pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.87pt;">114</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.87pt;">119 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Unrealized gain on securities available-for-sale<font style="padding-left: 2.58pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">95 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Premises and equipment<font style="padding-left: 0.09pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">60</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt;">87 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Other<font style="padding-left: 1.73pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">49</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">39 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 20pt; text-align: left;">Subtotal<font style="padding-left: 1.17pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3,237</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">3,074 </font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 30pt; text-align: left;">Net deferred tax liabilities<font style="padding-left: 2.33pt;"></font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,579</font></div></td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.19%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$1,696</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">The net deferred tax liability is a component of other liabilities on the balance sheet.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-48<br></div></div></div>
<!--End Page 217-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 218-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg22"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 11.&#8195;Income Taxes<font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions in accordance with applicable regulations. Tax returns for the years subsequent to 2018 remain subject to examination by both federal and state tax authorities. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In assessing the realizability of deferred tax assets and liabilities, management considers whether it is more likely than not that some portion or all of the deferred tax asset and liabilities will not be realized. Management considers recoverable taxes paid in prior years, projected future taxable income, and tax planning strategies in making this assessment. It is management's belief that the realization of the deferred tax assets and liabilities is more likely than not. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Note 12.&#8195;Commitments and Contingencies </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. There is no allowance for loan losses on unfunded commitments. The contractual amounts of financial instruments with off-balance-sheet risk at year end were as follows at December 31: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Commitments to make loans and unused lines of credit<font style="padding-left: 2.91pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$18,231</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$15,555</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the course of ordinary business, the Company is, from time to time, named a party to legal actions and proceedings, primarily related to collection of loans and foreclosed assets. In accordance with generally accepted accounting principles, the Company establishes reserves for litigation and regulatory matters when those matters present loss contingencies that are both probable and estimable. When loss contingencies are not both probable and estimable, the Company does not establish reserves. There is no reserve for litigation as of December&#160;31, 2021 or 2020. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Note 13.&#8195;Regulatory Matters </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">West Town Bank &amp; Trust (the &#8220;Bank&#8221;) is subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate certain regulatory action that could have a direct material effect on the financial statements. Prompt corrective action provisions are not applicable to bank holding companies. The final rules implementing Basel Committee on Banking Supervision&#8217;s capital guidelines for U.S banks (Basel III rules) became effective for the Bank on January&#160;1, 2015 with full compliance with all of the requirements phased in over a multi-year schedule and fully phased in by January&#160;1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes the Bank meets all capital adequacy requirements to which it was subject as of December&#160;31, 2021 and 2020. The Basel III Capital Rules require the Bank to maintain (i)&#160;a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 4.5% plus a 2.5% &#8220;capital conservation buffer&#8221; which effectively results in a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 7.0%, (ii)&#160;a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the capital conservation buffer which effectively results in a minimum Tier 1 capital ratio of 8.5%, (iii)&#160;a minimum ratio of Total capital (that is, Tier 1 plus Tier&#160;2) to risk-weighted assets of at least 8.0%, plus the capital conservation buffer which effectively results in a minimum total capital ratio of 10.5% and (iv)&#160;a minimum leverage ratio of 4.0%, calculated as the ratio of Tier 1 capital to average quarterly assets. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-49<br></div></div></div>
<!--End Page 218-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 219-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg23"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 13.&#8195;Regulatory Matters <font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021 and 2020 actual capital levels and minimum required levels under the regulatory framework for prompt correction action regulations for West Town Bank &amp; Trust were as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank &amp; Trust</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$49,418</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">17.17%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$30,221</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$28,782</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">15.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,465</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">23,026</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">15.91%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">20,147</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">18,708</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">45,797</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 0.37pt;">11.46%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">15,982</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">19,978</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">West Town Bank &amp; Trust</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="16" style="width: 61.8%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Dollars in thousands</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 14.05%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 19.82%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Basel III Fully Phased-In</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 23.33%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">To Be Well-Capitalized Under <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prompt Corrective Action <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Provisions</div></td></tr><tr class="header"><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.58%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.15%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.45%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Ratio</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total risk based capital<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$37,888</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">13.30%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">$29,912</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;">10.50%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;">$28,488</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;">10.00%</div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 risk based capital<font style="padding-left: 1.45pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">34,308</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.04%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">24,214</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">8.50%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">22,790</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">8.00%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Common equity tier 1 capital<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">34,308</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12.04%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">19,941</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">7.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">18,517</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">6.50%</font></div></td></tr><tr><td style="width: 35.9%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tier 1 leverage capital<font style="padding-left: 3.68pt;"></font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">34,308</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">10.06%</div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">13,645</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 6.75pt; text-align: left;"><font style="padding-left: 5pt;">4.00%</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.58%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.86pt; text-align: left;"><font style="padding-left: 5pt;">17,056</font></div></td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.15%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.45%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.85pt; text-align: left;"><font style="padding-left: 5pt;">5.00%</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">West Town Bank &amp; Trust was categorized as well-capitalized under prompt corrective action regulations at December&#160;31, 2021 and 2020. No conditions or events have occurred subsequent to the last regulatory rating that management believes has changed West Town Bank &amp; Trust&#8217;s classification under prompt corrective action regulations. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Note 14.&#8195;Employee Benefits </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;"><u>401(k) Retirement Plan</u> </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company has adopted a 401(k)-retirement plan that covers all eligible employees. The Company&#8217;s contribution is limited to 4% of each employee&#8217;s salary. Matching contributions are funded when accrued. The Company matches 100% of the first 3% of employee contributions and 50% of the next 2%. Matching expenses totaled $600,000 and $409,000 for the years ended December&#160;31, 2021 and 2020, respectively and are included in compensation expense on the Consolidated Statements of Income. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><u>Supplemental Retirement Plan</u> </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In September 2014, the Company established a non-qualifying supplemental retirement plan for the benefit of certain key executives (the &#8220;2014 Plan&#8221;). Under the 2014 Plan, the participants will receive a fixed retirement benefit over a 10 or 15-year period following that participant&#8217;s retirement. The 2014 Plan also provides for payment of death or disability benefits in the event a participating officer becomes permanently disabled or dies prior to attainment of retirement age. Benefits are vested immediately upon attainment of the age of 60. The discount rate used to compute the liability for the expected benefits was 6%. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">For the year ended December&#160;31, 2021 and 2020, the Company recognized an expense of $112,000 and $101,000, respectively, related to each of these plans. The accrued liability related to these plans was approximately $600,000 and $488,000 as of December&#160;31, 2021 and 2020, respectively, and is included in Other liabilities on the Consolidated Balance Sheet. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">At December&#160;31, 2021, the Company had $5.2&#160;million in cash surrender value invested in bank-owned life insurance policies (&#8220;BOLI&#8221;). Income earned on these policies may be used, at the Company&#8217;s sole discretion, to fund the benefits payable under the Plans.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-50<br></div></div></div>
<!--End Page 219-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 220-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg24"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 14.&#8195;Employee Benefits <font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;"><u>Stock-Based Compensation Plans</u><font style="font-weight: normal;"> </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">A summary of the Company&#8217;s active equity plans is as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.83%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.23%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Share remaining as of <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31,</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Plan Name</div></td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.83%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Plan Type</div></td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Expiration <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Date</div></td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.28%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Approved <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Shares</div></td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.58%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.07%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2018 Omnibus Plan<font style="padding-left: 2.4pt;"></font></div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Omnibus</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.67pt; text-align: left;">04/26/28</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;"><font style="padding-left: 5pt;">50,000</font></div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.64pt; text-align: left;"><font style="padding-left: 12.5pt;">300</font></div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.64pt; text-align: left;"><font style="padding-left: 17.5pt;">300</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2019 Omnibus Plan<font style="padding-left: 2.4pt;"></font></div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Omnibus</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.67pt; text-align: left;">03/28/29</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.79pt; text-align: left;">177,176</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.64pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 27.5pt;">64,980</font></div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.64pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">130,408</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.83%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.28%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.64pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">65,280</font></div></td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.58%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.07%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.64pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">130,708</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company&#8217;s Omnibus plans permit both grants of stock options and other types of equity-based compensation, including stock appreciation rights, restricted stock, restricted performance stock, unrestricted stock, and performance units, to its directors and employees. Option awards are granted with an exercise price equal to the fair value of the Company&#8217;s common stock at the date of grant, vest over a four-year period, and expire ten years after the date of grant. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company&#8217;s common stock. The Company uses historical data to estimate option exercise and post-vesting termination behavior. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which considers that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">A summary of the activity in the stock option plan for the year ended 2021 follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Shares</div></td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 13.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exercise Price</div></td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.66%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 13.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Remaining <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Contractual Term<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(years)</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Outstanding at beginning of year<font style="padding-left: 1.55pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">179,143</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;">$16.82</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.5pt; text-align: left;">5.28</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Granted<font style="padding-left: 4.29pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">20,000</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;"><font style="padding-left: 5pt;">23.95</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Exercised<font style="padding-left: 2.07pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">24,270</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;"><font style="padding-left: 5pt;">15.77</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Forfeited or expired<font style="padding-left: 4.87pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">2,100</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">22.94</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Outstanding at end of year<font style="padding-left: 2.1pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 32.5pt;">172,773</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">17.72</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.5pt; text-align: left;"><font style="border-bottom: 1pt solid #000000; min-width: 17.5pt;">4.88</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Outstanding, vested and expected to vest<font style="padding-left: 4.06pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">140,972</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$16.76</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">4.09</font></div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 56.41%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fully vested and exercisable at end of year<font style="padding-left: 4.92pt;"></font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">172,773</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 17.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$17.72</font></div></td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.66%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 22.5pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 17.5pt;">4.88</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">Information related to the stock option plan during the periods follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 79.49%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands except fair value of options)</div></td><td class="gutter" style="width: 2.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 2.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 2.72%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 4.81%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Intrinsic value of options exercised<font style="padding-left: 0.67pt;"></font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 2.5pt;">258</font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$<font style="padding-left: 7.5pt;">91</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash received from option exercises<font style="padding-left: 0.68pt;"></font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 7.5pt;">362</font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">50</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tax benefit realized from option exercises<font style="padding-left: 1.95pt;"></font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">83</font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 12.5pt;">19</font></div></td></tr><tr><td style="width: 79.49%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Weighted average fair value of options granted<font style="padding-left: 2.05pt;"></font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">4.65</font></div></td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 2.72%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 4.81%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">3.43</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-51<br></div></div></div>
<!--End Page 220-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 221-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg25"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 14.&#8195;Employee Benefits <font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">As of December&#160;31, 2021, there was $107,000 of total unrecognized compensation cost related to non-vested stock options granted under the Plan. The cost is expected to be recognized over a weighted-average period of 2.33&#160;years. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">A summary of restricted stock activity during the period is as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 18.56%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2021</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="4" style="width: 15.17%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2020</div></td></tr><tr class="header"><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Shares</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.31%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average Price</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 5.88%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Shares</div></td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.18%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.93%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Average <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Price</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Nonvested, beginning of year<font style="padding-left: 4.71pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">35,187</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.39pt; text-align: left;">$23.31</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12,807</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.48pt; text-align: left;">$28.65</div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Granted<font style="padding-left: 3.29pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">45,428</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.39pt; text-align: left;"><font style="padding-left: 5pt;">23.95</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">35,274</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.48pt; text-align: left;"><font style="padding-left: 5pt;">21.60</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Vested<font style="padding-left: 3.84pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">22,435</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.39pt; text-align: left;"><font style="padding-left: 5pt;">23.94</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">12,894</div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.48pt; text-align: left;"><font style="padding-left: 5pt;">23.93</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Unvested shares forfeited<font style="padding-left: 1.67pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">2,800</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.39pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">22.94</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.48pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 61.54%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Nonvested, end of year<font style="padding-left: 0.27pt;"></font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">55,380</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.31%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10.39pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$23.60</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 5.88%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">35,187</font></div></td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.18%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.93%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.48pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$23.31</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">As of December&#160;31, 2021, there was $874,000 of total unrecognized compensation cost related to non-vested stock options and stock awards granted under the Plan. The cost is expected to be recognized over a weighted-average period of 2.60&#160;years. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 15.&#8195;Related Party Transactions </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Principal stockholders, directors, and executive officers of the Company, together with the companies they control, are considered to be related parties. In the ordinary course of business, the Company has engaged in various related party transactions during the year, ranging from extending credit, accepting deposits as well as exchanges of service transactions. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Federal banking regulations require that any such extensions of credit not be offered on terms more favorable than would be offered to non-related party borrowers of similar creditworthiness. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company has granted loans to certain directors and executive officers of the Company and their related interests. Such loans are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other borrowers and, in management&#8217;s opinion, do not involve more than the normal risk of collectability. All loans to directors and executive officers or their interests are submitted to the Board of Directors for approval. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes the aggregate activity in such loans for the periods indicated: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 89.74%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 3.53%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans to directors and officers as a group at December&#160;31, 2020<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">$85</div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">New loans<font style="padding-left: 4.19pt;"></font></div></td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan repayments<font style="padding-left: 2.53pt;"></font></div></td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">85</font></div></td></tr><tr><td style="width: 89.74%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loans to directors and officers as a group at December&#160;31, 2021<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.53%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.21%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In the normal course of business, certain directors, and executive officers of the Company, including their immediate families and companies in which they have an interest, may be deposit customers. At December&#160;31, 2021 and 2020, deposits from officers and directors of the Company totaled $1.4&#160;million and $773,000, respectively and were at the same terms and conditions as offered to other customers. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">In addition, the Company engages in certain activities with related parties for sponsorships, donations, and other services during the normal course of business. A member of the Company&#8217;s Board of Directors is a partner in a law firm which provides legal services to the Company over the course of the year. Expenses related to this agreement totaled $231,000 and $332,000 during the years ended December&#160;31, 2021 and 2020, respectively.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-52<br></div></div></div>
<!--End Page 221-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 222-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg26"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Note 16.&#8195;Shareholders&#8217; Equity </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">During 2021, using existing liquidity and dividends from its subsidiaries, the Company repurchased 74,028 shares of common voting stock. The Company repurchased 41,380 during 2020 using the same liquidity sources. </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Note 17.&#8195;Fair Value of Financial Instruments </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Level 1 - Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Level 2 - Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: left;">Level 3 - Significant unobservable inputs that reflect a company&#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Company used the following methods and significant assumptions to estimate fair value: </div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Assets and Liabilities Measured on a Recurring Basis: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Securities Available for Sale:<font style="font-style: normal; font-weight: normal;"> </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). </div><div class="h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Marketable Equity Securities:<font style="font-style: normal; font-weight: normal;"> The fair values for marketable equity securities are determined by quoted market </font><font style="font-style: normal; font-weight: normal;">prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based </font><font style="font-style: normal; font-weight: normal;">on market prices of similar securities (Level 2). </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loan Servicing Assets:<font style="font-style: normal; font-weight: normal;"> On a quarterly basis, loan servicing rights are recorded at fair value. Fair value is </font><font style="font-style: normal; font-weight: normal;">determined at a tranche level, based on market prices for comparable servicing contracts (Level 2), when </font><font style="font-style: normal; font-weight: normal;">available, or alternatively based on a valuation model that calculates the present value of estimated future net </font><font style="font-style: normal; font-weight: normal;">servicing income. The valuation model utilizes interest rate, prepayment speed, and default rate assumptions that </font><font style="font-style: normal; font-weight: normal;">market participants would use in estimating future net servicing income and that can be validated against </font><font style="font-style: normal; font-weight: normal;">available market date (Level 2).</font><font style="font-style: normal; font-weight: normal;"> </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Mortgage Banking Derivative:<font style="font-style: normal; font-weight: normal;"> The fair value of mortgage banking derivatives which include interest rate lock </font><font style="font-style: normal; font-weight: normal;">commitments are based on valuation models using observable market data as of the measurement date (Level 2). </font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Assets and Liabilities Measured on a Non-recurring Basis: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Impaired Loans:<font style="font-style: normal; font-weight: normal;"> The fair value of impaired loans with specific allocations of the allowance for loan losses is </font><font style="font-style: normal; font-weight: normal;">generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a </font><font style="font-style: normal; font-weight: normal;">combination of approaches including comparable sales and the income approach. Adjustments are routinely made </font><font style="font-style: normal; font-weight: normal;">in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and </font><font style="font-style: normal; font-weight: normal;">income data available. Such adjustments are usually significant and typically result in a Level 3 classification of </font><font style="font-style: normal; font-weight: normal;">the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value </font><font style="font-style: normal; font-weight: normal;">per the borrower&#8217;s financial statements, or aging reports, adjusted or discounted based on management&#8217;s </font><font style="font-style: normal; font-weight: normal;">historical knowledge, changes in market conditions from the time of the valuation, and management&#8217;s expertise </font><font style="font-style: normal; font-weight: normal;">and knowledge of the client and client&#8217;s business, resulting in a Level 3 fair value classification. Impaired loans </font><font style="font-style: normal; font-weight: normal;">are evaluated on a quarterly basis for additional impairment and adjusted accordingly. </font></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-53<br></div></div></div>
<!--End Page 222-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 223-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg27"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 17.&#8195;Fair Value of Financial Instruments <font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">Foreclosed Assets:<font style="font-style: normal; font-weight: normal;"> Foreclosed assets are carried at the lower of carrying value or fair value on a non-recurring </font><font style="font-style: normal; font-weight: normal;">basis. Fair value is based upon independent appraisals or management&#8217;s estimation of the collateral and is </font><font style="font-style: normal; font-weight: normal;">considered a Level 3 measurement. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Assets measured at fair value on a recurring basis are summarized below: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(amounts in thousands)</div></td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 47.41%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.94%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.44%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted Prices <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">in Active <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Markets for<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Assets<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 1)</div></td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 2)</div></td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.93%; font-size: 2pt; padding-top: 4pt; padding-bottom: 4pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 3)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Debt securities<br></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 4.97pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 12.5pt;">246</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">$<font style="padding-left: 17.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;">$<font style="padding-left: 12.5pt;">246</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;">$&#8212;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 2.74pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">19,876</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;"><font style="padding-left: 22.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="padding-left: 5pt;">19,876</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obigations<font style="padding-left: 2.74pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;"><font style="padding-left: 22.13pt; border-bottom: 1pt solid #000000; min-width: 32.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">549</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total debt securities available for sale<font style="padding-left: 0.16pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$20,671</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;">$<font style="padding-left: 17.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;">$20,671</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 2.75pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;">$&#8212;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 2.75pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 2.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities<font style="padding-left: 0.55pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5.37pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">11,988</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 32.13pt;">11,988</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 2.75pt; padding-bottom: 4pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4pt; padding-bottom: 5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities<font style="padding-left: 1.79pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$32,659</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.13pt;">$11,988</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$20,671</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 4pt; padding-bottom: 5pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4pt; padding-bottom: 5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mortgage-banking derivative<font style="padding-left: 2.76pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">1,065</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.13pt;">$</font><font style="padding-left: 17.13pt; border-bottom: 3pt double #000000; min-width: 32.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">1,065</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 5pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan servicing assets<font style="padding-left: 3.32pt;"></font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.94%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">3,993</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.44%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.37pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.13pt;">$</font><font style="padding-left: 17.13pt; border-bottom: 3pt double #000000; min-width: 32.13pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">3,993</font></div></td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.93%; border-bottom: none; font-size: 2pt; padding-top: 5pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 47.67%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.49%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted Prices <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">in Active <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Markets for<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical Assets<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 1)</div></td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.36%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 2)</div></td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.8%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 3)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Debt securities<br></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SBA pooled securities<font style="padding-left: 4.97pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$<font style="padding-left: 12.5pt;">348</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;">$<font style="padding-left: 12.5pt;">348</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;">$&#8212;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises mortgage backed securities<font style="padding-left: 2.74pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 5pt;">14,518</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="padding-left: 5pt;">14,518</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-indent: -10pt; text-align: left;">Government sponsored enterprises collateralized mortgage obigations<font style="padding-left: 2.74pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">855</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">855</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total debt securities available for sale<font style="padding-left: 0.16pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;">$15,721</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;">$15,721</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;">$&#8212;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Marketable equity securities <font style="padding-left: 2.22pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 27.5pt;">9,990</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="padding-left: 22.5pt; border-bottom: 1pt solid #000000; min-width: 32.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 4.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 1pt solid #000000; min-width: 15pt;">&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total investment securities <font style="padding-left: 3.46pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 0.37pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">25,711</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$9,990</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$15,721</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 5.25pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 5.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mortgage-banking derivative <font style="padding-left: 4.43pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">702</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">702</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 5.25pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Loan servicing assets <font style="padding-left: 4.99pt;"></font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.95%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.01pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">3,456</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.49%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.13pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 27.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; min-width: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.36%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.3pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 32.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; min-width: 32.5pt;">3,456</font></div></td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.8%; border-bottom: none; font-size: 2pt; padding-top: 5.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 5.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 16.05pt; text-align: left;"><font style="border-bottom: 3pt double #000000; min-width: 15pt;">$&#8212;</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">There were no liabilities measured at fair value on a recurring basis as of December&#160;31, 2021 or December&#160;31,&#160;2020. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-54<br></div></div></div>
<!--End Page 223-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 224-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg28"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 17.&#8195;Fair Value of Financial Instruments <font style="padding-left: 4pt;">(continued)</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">Assets measured at fair value on a non-recurring basis are summarized below:</div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 49.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.14%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted Prices in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Active Markets for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical Assets <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Level 1</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 13.67%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Level 2</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Level 3</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Impaired loans<font style="padding-left: 4.97pt;"></font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.77pt; text-align: left;">$417</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 25.58pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.67%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.49pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;">$417</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed assets<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 5.77pt; text-align: left;"><font style="padding-left: 5pt;">618</font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 25.58pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.67%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.49pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 5pt;">618</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 49.62%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 48.72%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 6.74%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.14%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted Prices in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Active Markets for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical Assets<br></div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 13.67%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Level 2</div></td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.83%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Level 3</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Impaired loans<font style="padding-left: 4.97pt;"></font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;">$1,576</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 25.58pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 13.67%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.49pt; text-align: left;">$&#8212;</div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;">$1,576</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed assets<font style="padding-left: 4.98pt;"></font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 6.74%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.02pt; text-align: left;"><font style="padding-left: 5pt;">2,372</font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.14%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 25.58pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 13.67%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 24.49pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.83%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;"><font style="padding-left: 5pt;">2,372</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December&#160;31, 2021 and 2020: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 59.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Technique</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable Input(s)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Range in Appraised <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted Average</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Impaired loans<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.15pt; text-align: left;">$417</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Market<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Comparable</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">A discount percentage <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">is applied based on age <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">of independent <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">appraisals, selling <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">costs, current market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">conditions, and <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">experience within the <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">local market</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10% - 15%</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed assets<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 8.15pt; text-align: left;">$618</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Comparables</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">A discount percentage <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">is applied based on age <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">of independent <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">appraisals, selling <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">costs, current market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">conditions, and <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">experience within the <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">local market</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10% - 15%</div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 59.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Technique</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable Input(s)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Range in Appraised <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted Average</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Impaired loans<font style="padding-left: 1.97pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.4pt; text-align: left;">$1,576</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Comparables</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">A discount percentage <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">is applied based on age <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">of independent <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">appraisals, selling <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">costs, current market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">conditions, and <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">experience within the <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">local market</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10% - 15%</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-55<br></div></div></div>
<!--End Page 224-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 225-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg29"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 17.&#8195;Fair Value of Financial Instruments <font style="padding-left: 4pt;">(continued)</font><br></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 10.25pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(in thousands)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="10" style="width: 59.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 7.76%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Technique</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable Input(s)</div></td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.91%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Range in Appraised <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Weighted Average</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Foreclosed assets<font style="padding-left: 1.98pt;"></font></div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.76%; text-align: left; vertical-align: top; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.4pt; text-align: left;">$2,372</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 11.27%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">Comparables</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 20.53%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">A discount percentage <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">is applied based on age <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">of independent <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">appraisals, selling <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">costs, current market <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">conditions, and <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">experience within the <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">local market</div></td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.91%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 14.72%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">10% - 15%</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company obtains third-party appraisals on its impaired loans to determine fair value. Generally, the third-party appraisals apply the &#8220;sales comparison approach,&#8221; which is a valuation technique that uses prices and other relevant information generated by market transactions involving identical or comparable (that is, similar) assets, liabilities, or a group of assets and liabilities, such as a business. Adjustments are then made based on the type of property, age of appraisal, current status of property and other related factors to estimate the current value of collateral. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Carrying amount and estimated fair values of financial instruments as of December&#160;31, 2021 and 2020, excluding those previously presented, were as follows: </div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 51.75%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2021</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prices in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Active <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Markets for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Assets <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 1)</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 2)</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 3)</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Financial Assets:<br></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash and cash equivalents<font style="padding-left: 0.77pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">83,713</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">83,713</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;">$83,713</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;">$<font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;">$<font style="padding-left: 5pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing time deposits<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,746</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,746</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 10pt;">1,746</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for sale<font style="padding-left: 4.65pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">27,880</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">27,880</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 10pt;">27,880</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment, net<font style="padding-left: 3.27pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">254,078</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">254,022</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 5pt;">253,605</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 5pt;">417</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest receivable<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,373</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,373</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 10pt;">1,373</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Financial Liabilities:<br></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deposits<font style="padding-left: 3.51pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">348,156</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">348,665</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 5pt;">348,665</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Borrowings<font style="padding-left: 1.29pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">7,500</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">7,498</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 15pt;">7,498</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest payable<font style="padding-left: 2.44pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">326</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 22.5pt;">326</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 17.5pt;">326</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.55pt; text-align: left;"><font style="padding-left: 10pt;">&#8212;</font></div></td></tr></table><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 51.75%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prices in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Active <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Markets for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 1)</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 2)</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 3)</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Financial Assets:<br></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Cash and cash equivalents<font style="padding-left: 0.77pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">32,925</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 5pt;">32,925</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;">$32,925</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;">$<font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;">$<font style="padding-left: 12.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Interest-bearing time deposits<font style="padding-left: 2.99pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">2,746</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">2,746</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 10pt;">2,746</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for sale<font style="padding-left: 4.65pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">17,492</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">17,492</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 10pt;">17,492</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Loans held for investment, net<font style="padding-left: 3.27pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">262,126</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">265,843</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 5pt;">264,267</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;"><font style="padding-left: 5pt;">1,576</font></div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest receivable<font style="padding-left: 2.45pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,556</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 15pt;">1,556</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 4.62pt; text-align: left;"><font style="padding-left: 10pt;">1,556</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.81pt; text-align: left;"><font style="padding-left: 27.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.8pt; text-align: left;"><font style="padding-left: 17.5pt;">&#8212;</font></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-56<br></div></div></div>
<!--End Page 225-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 226-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_204-finnotes02_pg30"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">Integrated Financial Holdings, Inc.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">Notes to Consolidated Financial Statements</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-style: italic;">For the years ended December 31, 2021 and 2020</font><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Note 17.&#8195;Fair Value of Financial Instruments <font style="padding-left: 4pt;">(continued)</font><br></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 10.25pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td colspan="13" style="width: 51.75%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">December&#160;31, 2020</div></td></tr><tr class="header"><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Carrying <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Amount</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Fair Value</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.92%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Quoted <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Prices in <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Active <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Markets for <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Identical <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 1)</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 8.35%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Other <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Observable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 2)</div></td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.05%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Significant <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Unobservable <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Inputs <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Level 3)</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Financial Liabilities:<br></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Deposits<font style="padding-left: 3.51pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">300,890</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">301,658</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.37pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.31pt; text-align: left;">301,658</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 18.55pt; text-align: left;">&#8212;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Borrowings<font style="padding-left: 1.29pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.5pt; text-align: left;"><font style="padding-left: 10pt;">4,000</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.5pt; text-align: left;"><font style="padding-left: 10pt;">3,998</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.37pt; text-align: left;"><font style="padding-left: 5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.31pt; text-align: left;"><font style="padding-left: 10pt;">3,998</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 18.55pt; text-align: left;">&#8212;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Accrued interest payable<font style="padding-left: 2.44pt;"></font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.5pt; text-align: left;"><font style="padding-left: 17.5pt;">427</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 2.5pt; text-align: left;"><font style="padding-left: 17.5pt;">427</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.92%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 13.37pt; text-align: left;">427</div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 8.35%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.31pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.05%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 10.06%; text-align: center; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 18.55pt; text-align: left;">&#8212;</div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;"><a name="tNTCFS22"><!--Anchor--></a>The methods and assumptions, not previously presented, used to estimate fair values are described as follows: </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Cash and Cash Equivalents:<font style="font-style: normal; font-weight: normal;"> The carrying amounts of cash and short-term instruments approximate fair values. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Interest-bearing Time Deposits:<font style="font-style: normal; font-weight: normal;"> The carrying amounts of cash and short-term instruments approximate fair </font><font style="font-style: normal; font-weight: normal;">values. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Loans:<font style="font-style: normal; font-weight: normal;"> As of December&#160;31, 2021, the technique used by the Company to estimate the fair values of the loan </font><font style="font-style: normal; font-weight: normal;">portfolio was an exit price notion which incorporates factors such as enhanced credit risk, illiquidity risk and </font><font style="font-style: normal; font-weight: normal;">other market factors that sometimes exist in exit prices in dislocated markets. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Deposits:<font style="font-style: normal; font-weight: normal;"> The fair values disclosed for demand deposits are, by definition, equal to the amount payable on </font><font style="font-style: normal; font-weight: normal;">demand at the reporting date (i.e., their carrying amount). The carrying amounts of variable rate, fixed-term </font><font style="font-style: normal; font-weight: normal;">money market accounts and certificates of deposit approximate their fair values at the reporting. Fair values for </font><font style="font-style: normal; font-weight: normal;">fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates </font><font style="font-style: normal; font-weight: normal;">currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Borrowings:<font style="font-style: normal; font-weight: normal;"> The fair values of the Company&#8217;s borrowings are estimated using discounted cash flow analyses </font><font style="font-style: normal; font-weight: normal;">based on the current borrowing rates for similar types of borrowing arrangements. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Accrued Interest Receivable/Payable:<font style="font-style: normal; font-weight: normal;"> The carrying amounts of accrued interest approximates fair value. </font></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Off-Balance Sheet Instruments:<font style="font-style: normal; font-weight: normal;"> Fair values for off-balance sheet, credit-related financial instruments are based </font><font style="font-style: normal; font-weight: normal;">on fees currently charged to enter into similar agreements, taking into account the remaining terms of the </font><font style="font-style: normal; font-weight: normal;">agreements and the counterparties&#8217; credit standing. The fair value of commitments is not material. </font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Note 18.&#8195;Subsequent Events </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Subsequent events are events or transactions that occur after the balance sheet date but before the consolidated financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the balance sheet date, including the estimates inherent in the process of preparing consolidated financial statements. Non-recognized subsequent events are events that provide evidence that conditions that did not exist at the balance sheet date but arose after that date. Management has evaluated subsequent events occurring through March&#160;30, 2022, the date the consolidated financial statements were available to be issued and noted no items requiring accrual or disclosure. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">F-57<br></div></div></div>
<!--End Page 226-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 227-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: right;"><a name="tANXAA2"><!--Anchor--></a>Annex A</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 223.5pt; text-align: center;">AGREEMENT AND PLAN OF MERGER AND REORGANIZATION</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; margin-top: 12.5pt; text-align: center;">by and between</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; margin-top: 12.5pt; text-align: center;">MVB Financial Corp.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; margin-top: 12.5pt; text-align: center;">and</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; margin-top: 12.5pt; text-align: center;">Integrated Financial Holdings, Inc.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; margin-top: 60.5pt; text-align: center;">Dated as of August&#160;12, 2022</div></div></div></div>
<!--End Page 227-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 228-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><u>TABLE OF CONTENTS</u></div><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 79.7%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA1">ARTICLE I</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA1">THE MERGER<font style="padding-left: 1.07pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAA1"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS11">1.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS11">The Merger<font style="padding-left: 2.37pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS11"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS12">1.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS12">Effective Time<font style="padding-left: 0.12pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS12"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS13">1.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS13">Effects of the Merger<font style="padding-left: 2.58pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS13"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS14">1.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS14">Conversion of Company Common Stock.<font style="padding-left: 1.36pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS14"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS15">1.5</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS15">Appraisal Rights<font style="padding-left: 2.19pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS15"><font style="padding-left: 5pt;">A-</font>2</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS16">1.6</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS16">Treatment of Company Preferred Stock<font style="padding-left: 4.25pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS16"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS17">1.7</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS17">Purchaser Common Stock<font style="padding-left: 4.42pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS17"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS18">1.8</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS18">Treatment of Company Equity Awards<font style="padding-left: 2.92pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS18"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS19">1.9</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS19">Articles of Incorporation of Surviving Corporation<font style="padding-left: 3.35pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS19"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS110">1.10</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS110">Bylaws of Surviving Corporation<font style="padding-left: 4.42pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS110"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS111">1.11</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS111">Tax Consequences<font style="padding-left: 0.12pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS111"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS112">1.12</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS112">Bank Merger<font style="padding-left: 1.82pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS112"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS113">1.13</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS113">Principal Executive Offices of Surviving Corporation<font style="padding-left: 2.42pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS113"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS114">1.14</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS114">Directors and Officers of the Surviving Corporation<font style="padding-left: 2.99pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS114"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA2">ARTICLE II </a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA2">EXCHANGE OF SHARES<font style="padding-left: 2.75pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA2">A-58</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS21">2.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS21">Purchaser to Make Shares Available<font style="padding-left: 2.97pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS21"><font style="padding-left: 5pt;">A-</font>5</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS22">2.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS22">Exchange of Shares<font style="padding-left: 4.43pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS22"><font style="padding-left: 5pt;">A-</font>5</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA3">ARTICLE III</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA3">REPRESENTATIONS AND WARRANTIES OF COMPANY<font style="padding-left: 4.12pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAA3"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS31">3.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS31">Corporate Organization<font style="padding-left: 0.16pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS31"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS32">3.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS32">Capitalization<font style="padding-left: 4.4pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS32"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS33">3.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS33">Authority; No Violation<font style="padding-left: 2.97pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS33"><font style="padding-left: 5pt;">A-</font>9</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS34">3.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS34">Consents and Approvals<font style="padding-left: 1.64pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS34">A-10</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS35">3.5</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS35">Reports<font style="padding-left: 4.4pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS35">A-10</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS36">3.6</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS36">Financial Statements<font style="padding-left: 1.08pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS36"><font style="padding-left: 0.37pt;">A-</font>11</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS37">3.7</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS37">Broker's Fees<font style="padding-left: 3.86pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS37">A-12</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS38">3.8</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS38">Absence of Certain Changes or Events<font style="padding-left: 1.68pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS38">A-12</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS39">3.9</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS39">Legal Proceedings<font style="padding-left: 0.53pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS39">A-12</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS310">3.10</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS310">Taxes and Tax Returns<font style="padding-left: 2.12pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS310">A-12</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS311">3.11</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS311">Employee Benefits; Employees<font style="padding-left: 2.76pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS311">A-13</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS312">3.12</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS312">Compliance with Applicable Law<font style="padding-left: 3.32pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS312">A-16</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS313">3.13</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS313">Certain Contracts<font style="padding-left: 4.41pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS313">A-18</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS314">3.14</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS314">Agreements with Regulatory Agencies<font style="padding-left: 3.33pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS314">A-18</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS315">3.15</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS315">Risk Management Instruments<font style="padding-left: 1.1pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS315">A-19</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS316">3.16</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS316">Environmental Matters<font style="padding-left: 2.2pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS316">A-19</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS317">3.17</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS317">Investment Securities and Commodities<font style="padding-left: 3.32pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS317">A-19</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS318">3.18</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS318">Real Property; Leases<font style="padding-left: 1.1pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS318">A-20</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS319">3.19</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS319">Intellectual Property<font style="padding-left: 2.75pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS319">A-20</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS320">3.20</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS320">Related Party Transactions<font style="padding-left: 1.63pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS320">A-20</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS321">3.21</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS321">State Takeover Laws<font style="padding-left: 0.31pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS321">A-21</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS322">3.22</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS322">Reorganization<font style="padding-left: 4.59pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS322">A-21</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS323">3.23</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS323">Opinion<font style="padding-left: 2.72pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS323">A-21</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS324">3.24</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS324">Company Information<font style="padding-left: 0.52pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS324">A-21</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS325">3.25</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS325">Loan Portfolio<font style="padding-left: 1.07pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS325">A-21</a></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-i<br></div></div></div>
<!--End Page 228-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 229-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 79.7%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS326">3.26</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS326">Insurance<font style="padding-left: 1.63pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS326">A-22</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS327">3.27</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS327">Information Security<font style="padding-left: 1.08pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS327">A-22</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS328">3.28</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS328">Marijuana Business<font style="padding-left: 0.53pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS328">A-22</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS329">3.29</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS329">[Reserved]<font style="padding-left: 1.64pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS329">A-23</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS330">3.30</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS330">Mortgage Banking Business<font style="padding-left: 0.53pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS330">A-23</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS331">3.31</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS331">No Other Representations or Warranties<font style="padding-left: 2.11pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS331">A-24</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA4">ARTICLE IV</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA4">REPRESENTATIONS AND WARRANTIES OF PURCHASER<font style="padding-left: 4.3pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA4">A-24</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS41">4.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS41">Corporate Organization<font style="padding-left: 0.16pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS41">A-24</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS42">4.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS42">Capitalization<font style="padding-left: 4.4pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS42">A-25</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS43">4.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS43">Authority; No Violation<font style="padding-left: 2.97pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS43">A-26</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS44">4.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS44">Consents and Approvals<font style="padding-left: 1.64pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS44">A-26</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS45">4.5</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS45">Reports<font style="padding-left: 4.4pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS45">A-27</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS46">4.6</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS46">Financial Statements<font style="padding-left: 1.08pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS46">A-27</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS47">4.7</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS47">Broker's Fees<font style="padding-left: 3.86pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS47">A-28</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS48">4.8</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS48">Absence of Certain Changes or Events<font style="padding-left: 1.68pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS48">A-28</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS49">4.9</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS49">Legal Proceedings<font style="padding-left: 0.53pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS49">A-28</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS410">4.10</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS410">Taxes and Tax Returns<font style="padding-left: 2.12pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS410">A-28</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS411">4.11</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS411">SEC Reports<font style="padding-left: 2.73pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS411">A-29</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS412">4.12</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS412">Compliance with Applicable Law<font style="padding-left: 3.32pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS412">A-29</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS413">4.13</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS413">Certain Contracts<font style="padding-left: 4.41pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS413">A-30</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS414">4.14</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS414">Agreements with Regulatory Agencies<font style="padding-left: 3.33pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS414">A-30</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS415">4.15</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS415">State Takeover Laws<font style="padding-left: 0.31pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS415">A-30</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS416">4.16</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS416">Reorganization<font style="padding-left: 4.59pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS416">A-31</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS417">4.17</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS417">Purchaser Information<font style="padding-left: 4.98pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS417">A-31</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS418">4.18</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS418">Information Security<font style="padding-left: 1.08pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS418">A-31</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS419">4.19</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS419">Opinion<font style="padding-left: 2.72pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS419">A-31</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS420">4.20</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS420">Tax Matters<font style="padding-left: 1.78pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS420">A-31</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS421">4.21</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS421">No Other Representations or Warranties<font style="padding-left: 2.11pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS421">A-31</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA5">ARTICLE V</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA5">COVENANTS RELATING TO CONDUCT OF BUSINESS<font style="padding-left: 3.33pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA5">A-32</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS51">5.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS51">Conduct of Business Prior to the Effective Time<font style="padding-left: 2.39pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS51">A-32</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS52">5.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS52">Company Forbearances<font style="padding-left: 4.98pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS52">A-32</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS53">5.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS53">Purchaser Forbearances<font style="padding-left: 4.44pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS53">A-35</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA6">ARTICLE VI</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA6">ADDITIONAL AGREEMENTS<font style="padding-left: 3.68pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA6">A-35</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS61">6.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS61">Regulatory Matters<font style="padding-left: 2.2pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS61">A-35</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS62">6.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS62">Access to Information<font style="padding-left: 4.99pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS62">A-36</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS63">6.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS63">Shareholders' Approvals<font style="padding-left: 0.53pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS63">A-37</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS64">6.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS64">Legal Conditions to Merger<font style="padding-left: 1.83pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS64">A-38</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS65">6.5</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS65">Stock Exchange Listing<font style="padding-left: 3.3pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS65">A-38</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS66">6.6</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS66">Employee Benefit Plans<font style="padding-left: 2.2pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS66">A-38</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS67">6.7</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS67">Indemnification; Directors' and Officers' Insurance<font style="padding-left: 0.79pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS67">A-41</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS68">6.8</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS68">Additional Agreements<font style="padding-left: 1.63pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS68">A-42</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS69">6.9</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS69">Advice of Changes<font style="padding-left: 2.2pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS69">A-42</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS610">6.10</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS610">Dividends<font style="padding-left: 4.4pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS610">A-42</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS611">6.11</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS611">[Reserved.]<font style="padding-left: 4.14pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS611">A-42</a></div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-ii<br></div></div></div>
<!--End Page 229-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 230-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 7.69%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 79.7%; text-align: center; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 3.63%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS612">6.12</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS612">Acquisition Proposals<font style="padding-left: 1.63pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS612">A-42</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS613">6.13</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS613">Public Announcements<font style="padding-left: 2.18pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS613">A-43</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS614">6.14</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS614">Change of Method<font style="padding-left: 3.86pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS614">A-43</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS615">6.15</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS615">Restructuring Efforts<font style="padding-left: 0.16pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS615">A-43</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS616">6.16</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS616">Takeover Statutes<font style="padding-left: 3.45pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS616">A-43</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS617">6.17</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS617">Exemption from Liability Under Section 16(b)<font style="padding-left: 4.44pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS617">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS618">6.18</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS618">[Reserved.]<font style="padding-left: 4.14pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS618">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS619">6.19</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS619">Assumption of Company Debt<font style="padding-left: 0.53pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS619">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS620">6.20</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS620">Bank Merger<font style="padding-left: 1.82pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS620">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS621">6.21</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS621">Additional Covenants<font style="padding-left: 2.18pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS621">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS622">6.22</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS622">Employment Agreements<font style="padding-left: 2.74pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS622">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA7">ARTICLE VII</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA7">CONDITIONS PRECEDENT<font style="padding-left: 3.31pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA7">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS71">7.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS71">Conditions to Each Party's Obligation to Effect the Merger<font style="padding-left: 2.62pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS71">A-44</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS72">7.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS72">Conditions to Obligations of Purchaser<font style="padding-left: 1.1pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS72">A-45</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS73">7.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS73">Conditions to Obligations of Company<font style="padding-left: 1.64pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS73">A-46</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA8">ARTICLE VIII</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA8">TERMINATION AND AMENDMENT<font style="padding-left: 4.99pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA8">A-46</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS81">8.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS81">Termination<font style="padding-left: 1.76pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS81">A-46</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS82">8.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS82">Effect of Termination<font style="padding-left: 2.7pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS82">A-49</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS83">8.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS83">Amendment<font style="padding-left: 1.07pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS83">A-50</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS84">8.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS84">Extension; Waiver<font style="padding-left: 0.95pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS84">A-50</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td colspan="4" style="width: 14.1%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA9">ARTICLE IX</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAA9">GENERAL PROVISIONS<font style="padding-left: 2.01pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAA9">A-50</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS91">9.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS91">Closing<font style="padding-left: 4.39pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS91">A-50</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS92">9.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS92">Nonsurvival of Representations, Warranties and Agreements<font style="padding-left: 4.63pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS92">A-50</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS93">9.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS93">Expenses<font style="padding-left: 2.74pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS93">A-50</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS94">9.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS94">Notices<font style="padding-left: 4.96pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS94">A-51</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS95">9.5</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS95">Interpretation<font style="padding-left: 1.08pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS95">A-51</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS96">9.6</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS96">Counterparts<font style="padding-left: 3.85pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS96">A-52</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS97">9.7</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS97">Entire Agreement<font style="padding-left: 3.86pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS97">A-52</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS98">9.8</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS98">Governing Law; Jurisdiction<font style="padding-left: 3.87pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS98">A-52</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS99">9.9</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS99">Waiver of Jury Trial<font style="padding-left: 2.43pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS99">A-52</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS910">9.10</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS910">Assignment; Third Party Beneficiaries<font style="padding-left: 4.07pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS910">A-53</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS911">9.11</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS911">Specific Performance<font style="padding-left: 3.32pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS911">A-53</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS912">9.12</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS912">Severability<font style="padding-left: 2.18pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 3.63%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: justify;"><a href="#tANXAS912">A-53</a></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 7.69%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 9.25pt; text-align: left;"><a href="#tANXAS913">9.13</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 79.7%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tANXAS913">Delivery by Facsimile or Electronic Transmission<font style="padding-left: 2.22pt;"></font></a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 3.63%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -3.55pt; text-align: left;"><a href="#tANXAS913">A-53</a></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.25pt; margin-left: 0pt; text-align: left;">Exhibit A - Forms of Voting Agreement</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-iii<br></div></div></div>
<!--End Page 230-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 231-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><u>INDEX</u> </div></div><div class="columns" style="width: 468pt; margin-left: 0pt;"><div class="block-main-columns" style="width: 228pt; float: left;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 228pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.39%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN1">Acquisition Proposal<font style="padding-left: 4.52pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN1">A-43</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN2">Additional Cash Payment<font style="padding-left: 0.08pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN2">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN3">Adjusted Exchange Ratio<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN3">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN4">affiliate<font style="padding-left: 3.59pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN4">A-51</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN5">Agency<font style="padding-left: 3.4pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN5">A-23</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN6">Agreement<font style="padding-left: 0.07pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN6">A-55</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN7">Appraisal Shares<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN7"><font style="padding-left: 5pt;">A-</font>2</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN8">Bank Merger<font style="padding-left: 0.82pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN8"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN9">Bank Merger Agreement<font style="padding-left: 3.61pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN9"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN10">Bank Merger Certificates<font style="padding-left: 1.4pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN10"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN11">BHC Act<font style="padding-left: 1.73pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN11"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN12">business day<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN12">A-51</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN13">Cannabis Businesses<font style="padding-left: 0.09pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN13">A-23</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN14">Certificate<font style="padding-left: 2.3pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN14"><font style="padding-left: 5pt;">A-</font>2</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN15">certificates<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN15"><font style="padding-left: 5pt;">A-</font>5</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN16">Certificates of Merger<font style="padding-left: 4.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN16"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN17">Chosen Courts<font style="padding-left: 4.51pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN17">A-52</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN18">CIC Payment<font style="padding-left: 4.51pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN18">A-40</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN19">Closing<font style="padding-left: 3.39pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN19">A-50</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN20">Closing Date<font style="padding-left: 1.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN20">A-50</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN21">Code<font style="padding-left: 3.39pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN21"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN22">Company<font style="padding-left: 0.61pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN22">A-55</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN23">Company 401(k) Plan<font style="padding-left: 4.52pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN23">A-14</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN24">Company Articles<font style="padding-left: 1.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN24"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN25">Company Bank<font style="padding-left: 1.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN25"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN26">Company Benefit Plans<font style="padding-left: 2.86pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN26">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN27">Company Bylaws<font style="padding-left: 2.29pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN27"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN28">Company Common Stock<font style="padding-left: 3.95pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN28">A-55</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN29">Company Contract<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN29">A-18</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN30">Company Disclosure Schedule<font style="padding-left: 4.54pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN30"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN31">Company Equity Awards<font style="padding-left: 2.66pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN31"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN32">Company ERISA Affiliate<font style="padding-left: 2.47pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN32">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN33">Company Indemnified Parties<font style="padding-left: 2.87pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN33">A-41</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN34">Company Insiders<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN34">A-44</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN35">Company Leased Properties<font style="padding-left: 0.1pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN35">A-20</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN36">Company Meeting<font style="padding-left: 3.96pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN36">A-37</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN37">Company Owned Properties<font style="padding-left: 4.54pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN37">A-20</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN38">Company Personal Data<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN38">A-17</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN39">Company Preferred Stock<font style="padding-left: 3.98pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN39"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN40">Company Qualified Plans<font style="padding-left: 4.53pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN40">A-14</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN41">Company Real Property<font style="padding-left: 1.19pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN41">A-20</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN42">Company Regulatory Agreement<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN42">A-19</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN43">Company Reports<font style="padding-left: 1.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN43">A-10</a></div></td></tr></table></div><div class="block-main-columns" style="margin-left: 12pt; width: 228pt; float: left;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 228pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.39%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN44">Company Restricted Stock Award<font style="padding-left: 1.57pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN44"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN45">Company Security Breach<font style="padding-left: 2.31pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN45">A-17</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN46">Company Stock Option<font style="padding-left: 3.4pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN46"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN47">Company Stock Plans<font style="padding-left: 4.52pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN47"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN48">Company Subsidiary<font style="padding-left: 4.51pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN48"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN49">Confidentiality Agreement<font style="padding-left: 1.74pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN49">A-37</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN50">Continuing Employee<font style="padding-left: 0.62pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN50">A-38</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN51">Determination Date<font style="padding-left: 4.53pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN51">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN52">Effective Time<font style="padding-left: 4.12pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN52"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN53">Enforceability Exceptions<font style="padding-left: 4.53pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN53"><font style="padding-left: 5pt;">A-</font>9</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN54">Environmental Laws<font style="padding-left: 0.08pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN54">A-19</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN55">ERISA<font style="padding-left: 0.62pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN55">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN56">Exchange Act<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN56">A-21</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN57">Exchange Agent<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN57"><font style="padding-left: 5pt;">A-</font>5</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN58">Exchange Fund<font style="padding-left: 1.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN58"><font style="padding-left: 5pt;">A-</font>5</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN59">Exchange Ratio<font style="padding-left: 0.07pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN59"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN60">FDIC<font style="padding-left: 1.73pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN60"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN61">Federal Reserve Board<font style="padding-left: 1.21pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN61">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN62">Final Index Price<font style="padding-left: 3.97pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN62">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN63">FinCEN<font style="padding-left: 1.17pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN63">A-22</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN64">GAAP<font style="padding-left: 2.29pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN64"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN65">Governmental Entity<font style="padding-left: 4.52pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN65">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN66">Hemp Businesses<font style="padding-left: 2.86pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN66">A-23</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN67">IDFPR<font style="padding-left: 1.17pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN67">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN68">Index Group<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN68">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN69">Index Price<font style="padding-left: 2.86pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN69">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN70">Index Ratio<font style="padding-left: 1.74pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN70">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN71">Initial Index Price<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN71">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN72">Initial Purchaser Market Value<font style="padding-left: 4.74pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN72">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN73">Insurer<font style="padding-left: 1.18pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN73">A-23</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN74">Intellectual Property<font style="padding-left: 1.75pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN74">A-20</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN75">IRS<font style="padding-left: 3.95pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN75">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN76">knowledge<font style="padding-left: 0.62pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN76">A-51</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN77">Liens<font style="padding-left: 2.28pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN77"><font style="padding-left: 5pt;">A-</font>9</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN78">Loan Investor<font style="padding-left: 2.86pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN78">A-23</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN79">Loans<font style="padding-left: 0.06pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN79">A-21</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN80">made available<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN80">A-51</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN81">Marijuana Businesses<font style="padding-left: 1.2pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN81">A-23</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN82">Material Adverse Effect<font style="padding-left: 1.95pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN82"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN83">Materially Burdensome Regulatory Condition</a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN83">A-36</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN84">Merger<font style="padding-left: 0.25pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN84">A-55</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN85">Merger Consideration<font style="padding-left: 0.82pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN85"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr></table></div><div style="clear: both;"> </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-iv<br></div></div></div>
<!--End Page 231-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 232-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="columns" style="width: 468pt; margin-left: 0pt;"><div class="block-main-columns" style="width: 228pt; float: left;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 228pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.39%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN86">Multiemployer Plan<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN86">A-15</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN87">Multiple Employer Plan<font style="padding-left: 1.19pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN87">A-15</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN88">NASDAQ<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN88"><font style="padding-left: 5pt;">A-</font>6</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN89">NCBCA<font style="padding-left: 0.06pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN89"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN90">NCCOB<font style="padding-left: 0.06pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN90">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN91">New Plans<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN91">A-39</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN92">Non-Voting Common Stock<font style="padding-left: 0.81pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN92"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN93">Notice of Termination<font style="padding-left: 4.3pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN93">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN94">North Carolina SOS<font style="padding-left: 1.75pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN94"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN95">OTC Markets<font style="padding-left: 3.41pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN95">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN96">Other Company Equity Award<font style="padding-left: 0.45pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN96"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN97">Pandemic<font style="padding-left: 0.07pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN97"><font style="padding-left: 5pt;">A-</font>7</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN98">Pandemic Measures<font style="padding-left: 3.43pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN98"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN99">Permitted Encumbrances<font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN99">A-20</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN100">person<font style="padding-left: 2.84pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN100">A-51</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN101">Premium Cap<font style="padding-left: 3.4pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN101">A-41</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN102">PPACA<font style="padding-left: 3.2pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN102">A-14</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN103">Proxy Statement<font style="padding-left: 2.29pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN103">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN104">Purchaser<font style="padding-left: 0.08pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN104">A-55</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN105">Purchaser Articles<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN105"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN106">Purchaser Bank<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN106"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN107">Purchaser Bylaws<font style="padding-left: 1.76pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN107"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN108">Purchaser Common Stock<font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN108"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN109">Purchaser Contract<font style="padding-left: 2.31pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN109">A-30</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN110">Purchaser Disclosure Schedule<font style="padding-left: 4pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN110">A-24</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN111">Purchaser Equity Awards<font style="padding-left: 2.12pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN111">A-25</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN112">Purchaser Market Value<font style="padding-left: 1.95pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN112">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN113">Purchaser Meeting<font style="padding-left: 3.42pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN113">A-37</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN114">Purchaser Personal Data<font style="padding-left: 0.11pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN114">A-30</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN115">Purchaser Ratio<font style="padding-left: 0.08pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN115">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN116">Purchaser Regulatory Agreement<font style="padding-left: 0.11pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN116">A-30</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN117">Purchaser Reports<font style="padding-left: 0.64pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN117">A-29</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN118">Purchaser Restricted Stock Award<font style="padding-left: 1.03pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN118">A-25</a></div></td></tr></table></div><div class="block-main-columns" style="margin-left: 12pt; width: 228pt; float: left;"><table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 228pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 3.39%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 9.01%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Page</div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN119">Purchaser Security Breach<font style="padding-left: 1.78pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 4.25pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN119">A-30</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN120">Purchaser Stock Option<font style="padding-left: 2.87pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN120"><font style="padding-left: 5pt;">A-</font>3</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN121">Purchaser Stock Options<font style="padding-left: 3.98pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN121">A-25</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN122">Purchaser Stock Plans<font style="padding-left: 3.98pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN122">A-25</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN123">Purchaser Subsidiary<font style="padding-left: 3.98pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN123">A-24</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN124">Raymond James<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN124">A-12</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN125">Regulatory Agencies<font style="padding-left: 0.08pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN125"><font style="padding-left: 0.37pt;">A-</font>11</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN126">Representatives<font style="padding-left: 1.19pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN126">A-42</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN127">Requisite Company Vote<font style="padding-left: 3.22pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN127"><font style="padding-left: 5pt;">A-</font>9</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN128">Requisite Purchaser Vote<font style="padding-left: 2.68pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN128">A-26</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN129">Requisite Regulatory Approvals<font style="padding-left: 4.53pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN129">A-36</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN130">S-4<font style="padding-left: 0.61pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN130">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN131">SAR<font style="padding-left: 0.06pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN131">A-22</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN132">SEC<font style="padding-left: 1.16pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN132">A-10</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN133">Securities Act<font style="padding-left: 2.85pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN133">A-29</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN134">SRO<font style="padding-left: 0.06pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN134"><font style="padding-left: 0.37pt;">A-</font>11</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN135">Starting Date<font style="padding-left: 0.63pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN135">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN136">Subsidiary<font style="padding-left: 1.73pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN136"><font style="padding-left: 5pt;">A-</font>8</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN137">Surviving Corporation<font style="padding-left: 3.4pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN137"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN138">Takeover Statutes<font style="padding-left: 2.45pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN138">A-21</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN139">Tax<font style="padding-left: 4.65pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN139">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN140">Tax Return<font style="padding-left: 4.1pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN140">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN141">Taxes<font style="padding-left: 1.32pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN141">A-13</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN142">Termination Date<font style="padding-left: 3.56pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN142">A-47</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN143">Termination Effective Time<font style="padding-left: 2.06pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN143">A-48</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN144">Termination Fee<font style="padding-left: 3pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN144">A-49</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN145">Total Payments<font style="padding-left: 1.88pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: justify;"><a href="#iIN145">A-40</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN146">Treasury Regulations<font style="padding-left: 3.21pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN146"><font style="padding-left: 5pt;">A-</font>4</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN147">Voting Agreements<font style="padding-left: 1.92pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN147"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN148">Voting Common Stock<font style="padding-left: 1.36pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN148"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN149">West Virginia SOS<font style="padding-left: 2.39pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN149"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN150">WVBCA<font style="padding-left: 2.29pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN150"><font style="padding-left: 5pt;">A-</font>1</a></div></td></tr><tr><td style="width: 84.21%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#iIN151">WVDFI<font style="padding-left: 1.74pt;"></font></a></div></td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 3.39%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 9.01%; text-align: left; vertical-align: bottom; white-space: nowrap; padding-top: 3pt; padding-bottom: 3pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#iIN151">A-10</a></div></td></tr></table></div><div style="clear: both;"> </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-v<br></div></div></div>
<!--End Page 232-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 233-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; text-align: center;"><a name="tANXAA"><!--Anchor--></a>AGREEMENT AND PLAN OF MERGER AND REORGANIZATION</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">AGREEMENT AND PLAN OF MERGER AND REORGANIZATION, dated as of August&#160;12, 2022 (this <a name="iIN22"><!--Anchor--></a>&#8220;Agreement&#8221;), by and between Integrated Financial Holdings, Inc., a North Carolina corporation (&#8220;<u>Company</u>&#8221;), and MVB Financial Corp., a West Virginia corporation (&#8220;<u>Purchaser</u>&#8221;).</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 18.5pt; text-align: center;">RECITALS</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS, the Boards of Directors of Purchaser and Company have determined that it is in the best interests of their respective companies and their shareholders to consummate the strategic business combination transaction provided for herein, pursuant to which Company will, subject to the terms and conditions set forth <a name="iIN84"><!--Anchor--></a>herein, merge with and into Purchaser (the &#8220;<u>Merger</u>&#8221;), so that Purchaser is the surviving corporation (hereinafter <a name="iIN137"><!--Anchor--></a>sometimes referred to in such capacity as the &#8220;<u>Surviving Corporation</u>&#8221;) in the Merger; and</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS, for Federal income tax purposes, it is intended that the Merger qualify as a &#8220;reorganization&#8221; <a name="iIN21"><!--Anchor--></a>within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended (the &#8220;<u>Code</u>&#8221;), and this Agreement is intended to be and is adopted as a plan of reorganization for purposes of Sections 354 and 361 of the Code; and</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS, as an inducement for Purchaser to enter into this Agreement, the directors and certain executive officers of Company, in their capacity as shareholders, have simultaneously herewith entered into a voting <a name="iIN147"><!--Anchor--></a>agreement (collectively, the &#8220;<u>Voting Agreements</u>&#8221;) in connection with the Merger, substantially in the forms attached hereto as Exhibit A; and</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS, the parties desire to make certain representations, warranties and agreements in connection with the Merger and also to prescribe certain conditions to the Merger.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">NOW, THEREFORE, in consideration of the mutual covenants, representations, warranties and agreements contained herein, and intending to be legally bound hereby, the parties agree as follows:</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; text-align: center;"><a name="tANXAA1"><!--Anchor--></a>ARTICLE I<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">THE MERGER</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS11"><!--Anchor--></a>1.1&#8195;<u>The Merger</u>. Subject to the terms and conditions of this Agreement, in accordance with the West <a name="iIN150"><!--Anchor--></a>Virginia Business Corporation Act (the &#8220;<u>WVBCA</u>&#8221;) and the North Carolina Business Corporation Act (the <a name="iIN89"><!--Anchor--></a>&#8220;<u>NCBCA</u>&#8221;), at the Effective Time, Company shall merge with and into Purchaser. Purchaser shall be the Surviving Corporation in the Merger, and shall continue its corporate existence under the laws of the State of West Virginia. Upon consummation of the Merger, the separate corporate existence of Company shall terminate.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS12"><!--Anchor--></a>1.2&#8195;<u>Effective Time</u>. The Merger shall become effective as set forth in the articles of merger to be filed <a name="iIN94"><!--Anchor--></a>with the North Carolina Secretary of State (the &#8220;<u>North Carolina SOS</u>&#8221;) and the articles of merger to be filed <a name="iIN149"><!--Anchor--></a>with the West Virginia Secretary of State (the &#8220;<u>West Virginia SOS</u>&#8221;), respectively, on the Closing Date <a name="iIN16"><!--Anchor--></a>(collectively, the &#8220;<u>Certificates of Merger</u><a name="iIN52"><!--Anchor--></a>&#8221;). The term &#8220;<u>Effective Time</u>&#8221; shall be the date and time when the Merger becomes effective, as set forth in the Certificates of Merger.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS13"><!--Anchor--></a>1.3&#8195;<u>Effects of the Merger</u>. At and after the Effective Time, the Merger shall have the effects set forth in the applicable provisions of the WVBCA and the NCBCA. Without limiting the generality of the foregoing, and subject thereto, at the Effective Time, all the property, rights, privileges, powers and franchises of the Company shall vest in the Surviving Corporation, and all debts, liabilities and duties of the Company shall become the debts, liabilities and duties of the Surviving Corporation.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS14"><!--Anchor--></a>1.4&#8195;<u>Conversion of Company Common Stock</u>. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Subject to Section 2.2(e), each share of the voting common stock, $1.00 par value per share <a name="iIN148"><!--Anchor--></a>(&#8220;<u>Voting Common Stock</u><a name="iIN92"><!--Anchor--></a>&#8221;) and non-voting common stock, $1.00 par value per share (&#8220;<u>Non-Voting </u><u>Common Stock</u>&#8221;), of Company issued and outstanding immediately prior to the Effective Time (collectively, <a name="iIN28"><!--Anchor--></a>&#8220;<u>Company Common Stock</u>&#8221;), except for (i)&#160;shares of Company Common Stock owned by Company as treasury stock or owned by Company or Purchaser or a Subsidiary of either (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) and (ii)&#160;Appraisal Shares, shall be <a name="iIN59"><!--Anchor--></a>converted into the right to receive 1.21 shares (the &#8220;<u>Exchange Ratio</u><a name="iIN85"><!--Anchor--></a>&#8221; and such shares, the &#8220;<u>Merger </u><u>Consideration</u><a name="iIN108"><!--Anchor--></a>&#8221;) of the common stock, $1.00 par value per share, of Purchaser (the &#8220;<u>Purchaser Common </u></div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-1<br></div></div></div>
<!--End Page 233-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 234-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;"><u>Stock</u>&#8221;); it being understood that upon the Effective Time, the Purchaser Common Stock, including the shares issued to former holders of Company Common Stock, shall be the common shares of the Surviving Corporation. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;All of the shares of Company Common Stock converted into the right to receive Purchaser Common Stock pursuant to this Article I shall no longer be outstanding and shall automatically be cancelled <a name="iIN14"><!--Anchor--></a>and shall cease to exist as of the Effective Time, and each certificate (each, a &#8220;<u>Certificate</u>&#8221;, it being understood that any reference herein to &#8220;<u>Certificate</u>&#8221; shall be deemed to include reference to book-entry account statements relating to the ownership of shares of Company Common Stock) previously representing any such shares of Company Common Stock shall thereafter represent only the right to receive (i)&#160;the number of whole shares of Purchaser Common Stock which such shares of Company Common Stock have been converted into the right to receive, (ii)&#160;cash in lieu of fractional shares which the shares of Company Common Stock represented by such Certificate have been converted into the right to receive pursuant to this Section 1.4 and Section 2.2(e), without any interest thereon and (iii)&#160;any dividends or distributions which the holder thereof has the right to receive pursuant to Section 2.2. Certificates previously representing shares of Company Common Stock shall be exchanged for certificates or, at Purchaser's option, evidence of shares in book-entry form representing whole shares of Purchaser Common Stock (together with any dividends or distributions with respect thereto and cash in lieu of fractional shares issued in consideration therefor) upon the surrender of such Certificates in accordance with Section 2.2, without any interest thereon. If, prior to the Effective Time, the outstanding shares of Purchaser Common Stock or Company Common Stock shall have been increased, decreased, changed into or exchanged for a different number or kind of shares or securities as a result of a reorganization, recapitalization, reclassification, stock dividend, stock split, reverse stock split, or other similar change in capitalization, or there shall be any extraordinary dividend or distribution, an appropriate and proportionate adjustment shall be made to the Exchange Ratio to give the holders of Company Common Stock the same economic effect as contemplated by this Agreement prior to such event.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;Notwithstanding anything in this Agreement to the contrary, at the Effective Time, all shares of Company Common Stock that are owned by Company or Purchaser (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) shall be cancelled and shall cease to exist and no stock of Purchaser or other consideration shall be delivered in exchange therefor.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS15"><!--Anchor--></a>1.5&#8195;<u>Appraisal Rights</u>. Each holder of shares of Company Common Stock shall be entitled to exercise appraisal rights in accordance with and as contemplated by Section 55-13-02 of the NCBCA. Any holder of Company Common Stock who perfects such holder's appraisal rights in accordance with Article 13 of the <a name="iIN7"><!--Anchor--></a>NCBCA shall be entitled to receive the fair value of such holder's shares (&#8220;<u>Appraisal Shares</u>&#8221;) in cash as determined pursuant to the provisions of Article 13 of the NCBCA (and at the Effective Time, such Appraisal Shares shall no longer be outstanding and shall automatically be cancelled and shall cease to exist and such holder shall cease to have any rights with respect thereto, except the rights provided for pursuant to the applicable provisions of the NCBCA and this Section 1.5); provided that no such payment shall be made to any shareholder asserting appraisal rights unless and until such shareholder has complied with the applicable provisions of Article 13 of the NCBCA and surrendered to Company (or, as applicable, the Surviving Corporation) the Certificate or Certificates (if such shares are in certificated form) representing the Appraisal Shares for which payment is being made or has given written instructions for the surrender of any such Appraisal Shares held in book-entry form. In the event that after the Effective Time a shareholder of the Company asserting appraisal rights fails to perfect, or effectively withdraws or loses, such holder's right to appraisal and of payment for such holder's shares under Article 13 of the NCBCA, Purchaser shall issue and deliver the Merger Consideration to which such holder of Company Common Stock is entitled under Section 1.4 upon surrender by such holder of the Certificate or Certificates representing shares of Company Common Stock held by such holder or delivery of a written instruction for the surrender of any such shares held in book entry form. Company shall give Purchaser (a) prompt notice, and a copy, of any written notices to exercise appraisal rights in respect of any shares of Company Common Stock, attempted withdrawals of such notices and any other instruments and documents served pursuant to the NCBCA and received by Company relating to appraisal rights and (b) the opportunity to participate in negotiations and proceedings with respect to demands for fair value under the NCBCA. Company shall not, except with the prior written consent of Purchaser or as otherwise required by </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-2<br></div></div></div>
<!--End Page 234-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 235-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">applicable law, make any payment with respect to, or settle, or offer or agree to settle, any such demand for payment. Any portion of the Exchange Fund (as defined herein) made available to the Exchange Agent pursuant to Article II to pay for shares of Company Common Stock for which appraisal rights have been perfected shall be returned to Purchaser upon demand. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS16"><!--Anchor--></a>1.6&#8195;<u>Treatment of Company Preferred Stock</u>. At the Effective Time, by virtue of the Merger and without any action on the part of Purchaser or the Company, each share of Preferred Stock, $100.00 par value per share, <a name="iIN39"><!--Anchor--></a>of Company (the &#8220;<u>Company Preferred Stock</u>&#8221;) shall automatically be cancelled and shall cease to exist as of the Effective Time, and no consideration shall be delivered in exchange therefor.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS17"><!--Anchor--></a>1.7&#8195;<u>Purchaser Common Stock</u>. At and after the Effective Time, each share of Purchaser Common Stock issued and outstanding immediately prior to the Effective Time shall remain an issued and outstanding common share of the Surviving Corporation and shall not be affected by the Merger.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS18"><!--Anchor--></a>1.8&#8195;<u>Treatment of Company Equity Awards</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;At the Effective Time, each option granted by Company to purchase shares of Company Common Stock under a Company Stock Plan (as defined below), whether vested or unvested, that is outstanding and <a name="iIN46"><!--Anchor--></a>unexercised immediately prior to the Effective Time (a &#8220;<u>Company Stock Option</u>&#8221;) shall without any further action on the part of any holder thereof, be assumed by Purchaser and shall be converted into an option to <a name="iIN120"><!--Anchor--></a>purchase Purchaser Common Stock (a &#8220;<u>Purchaser Stock Option</u>&#8221;) in accordance with this Section 1.8(a). Each such Purchaser Stock Option as so assumed and converted shall continue to have, and shall be subject to, the same terms and conditions as applied to the Company Stock Option immediately prior to the Effective Time. As of the Effective Time, each such Purchaser Stock Option as so assumed and converted shall be an option to acquire that number of whole shares of Purchaser Common Stock (rounded down to the nearest whole share) equal to the product of (i)&#160;the number of shares of Company Common Stock subject to such Company Stock Option, multiplied by (ii)&#160;the Exchange Ratio, at an exercise price per share of Purchaser Common Stock (rounded up to the nearest whole cent) equal to the quotient obtained by dividing (A) the exercise price per share of Company Common Stock of such Company Stock Option by (B) the Exchange Ratio, provided, that the exercise price and the number of shares of Purchaser Common Stock subject to the Purchaser Stock Option shall be determined in a manner consistent with the requirements of Section 409A of the Code, and, in the case of Company Stock Options that are intended to qualify as incentive stock options within the meaning of Section&#160;422 of the Code, consistent with the requirements of Section 424(a) of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Immediately prior to the Effective Time (but contingent upon the Closing), each award in respect of a share of Company Common Stock subject to vesting, repurchase or other lapse restriction granted under a Company Stock Plan that is unvested or contingent and outstanding immediately prior to the Effective <a name="iIN44"><!--Anchor--></a>Time (a &#8220;<u>Company Restricted Stock Award</u>&#8221;) shall fully vest (with any performance-based vesting condition applicable to such Company Restricted Stock Award deemed satisfied to the extent provided in the applicable award agreement) and shall be cancelled and converted automatically into the right to receive Merger Consideration in respect of each such share of Company Common Stock under such Company Restricted Stock Award, less applicable withholding Taxes. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;At the Effective Time, each Other Company Equity Award, whether or not then vested or free of conditions to payment, automatically and without any action on the part of the holder thereof, shall be cancelled and converted into the right to receive a number of shares of Purchaser Common Stock equal to the product of (i)&#160;the number of shares of Company Common Stock subject to such Other Company Equity Award multiplied by (ii)&#160;the Exchange Ratio, with cash payable in lieu of fractional shares. The Surviving Corporation shall issue the consideration described in this Section 1.8(c), net of applicable Tax withholdings, which shall be accomplished through the withholding of shares of Purchaser Common Stock with a value equal to the applicable Tax withholding obligation, within five (5) business days following the Closing Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Purchaser shall take all corporate action necessary to issue a sufficient number of shares of Purchaser Common Stock with respect to the settlement of Company Equity Awards contemplated by this Section 1.8. Any resolutions adopted or notices or other documents issued to award holders in connection with Company's implementation of this Section 1.8 shall be subject to Purchaser's reasonable prior review and approval, which shall not be unreasonably withheld, conditioned or delayed.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-3<br></div></div></div>
<!--End Page 235-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 236-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;At or prior to the Effective Time, Company, the Board of Directors of Company and its compensation committee, as applicable, and Purchaser, the Board of Directors of Purchaser, and its Compensation Committee, as applicable, shall adopt any resolutions and take any actions that are necessary to effectuate the provisions of this Section 1.8.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;For purposes of this Agreement, </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;"><a name="iIN47"><!--Anchor--></a>(i)&#8195;the term &#8220;<u>Company Stock Plans</u>&#8221; means Company's 2018 Omnibus Stock Incentive Plan, 2019 Omnibus Stock Incentive Plan, 2010 Stock Option Plan, 2013 Stock Option Plan and all other employee and director equity incentive plans or agreements of Company as of the date of this Agreement; and </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;"><a name="iIN96"><!--Anchor--></a>(ii)&#8195;the term &#8220;<u>Other Company Equity Award</u>&#8221; means each other equity-based award granted by the Company under the Company Stock Plans that is outstanding immediately prior to the Effective Time and that is not a Company Stock Option or a Company Restricted Stock Award (and together <a name="iIN31"><!--Anchor--></a>with the Company Stock Options and the Company Restricted Stock Awards, the &#8220;<u>Company Equity </u><u>Awards</u>&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS19"><!--Anchor--></a>1.9&#8195;<u>Articles of Incorporation of Surviving Corporation</u>. At the Effective Time, the Articles of <a name="iIN105"><!--Anchor--></a>Incorporation, as amended, of Purchaser (the &#8220;<u>Purchaser Articles</u>&#8221;), as in effect at the Effective Time, shall be the Articles of Incorporation of the Surviving Corporation until thereafter amended in accordance with applicable law.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS110"><!--Anchor--></a>1.10&#8195;<u>Bylaws of Surviving Corporation</u>. At the Effective Time, the Second Amended and Restated Bylaws, <a name="iIN107"><!--Anchor--></a>as amended, of Purchaser (the &#8220;<u>Purchaser Bylaws</u>&#8221;), as in effect immediately prior to the Effective Time, shall be the Bylaws of the Surviving Corporation until thereafter amended in accordance with applicable law.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS111"><!--Anchor--></a>1.11&#8195;<u>Tax Consequences</u>. The parties to this Agreement intend that the Merger constitute and qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code. The parties intend for this Agreement to be, and hereby adopt it as, a &#8220;plan of reorganization&#8221; within the meaning of Sections 1.368-2(g) and 1.368-3(a) of <a name="iIN146"><!--Anchor--></a>the final regulations promulgated under the Code by the United States Department of the Treasury (the &#8220;<u>Treasury </u><u>Regulations</u>&#8221;) and for purposes of Sections 354 and 361 of the Code. The parties agree to cooperate and use their best efforts in order to qualify the transactions contemplated herein as a reorganization under Section&#160;368(a)(1)(A) of the Code, to not take any action that could reasonably be expected to cause the Merger to fail to so qualify, and to report the Merger for federal, state, and any local income Tax purposes in a manner consistent with such characterization. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS112"><!--Anchor--></a>1.12&#8195;<u>Bank Merger</u><a name="iIN25"><!--Anchor--></a>. Subsequent to the Effective Time, West Town Bank &amp; Trust (&#8220;<u>Company Bank</u>&#8221;), an Illinois state chartered bank and a wholly-owned Subsidiary of Company, may, upon the direction of Purchaser, <a name="iIN8"><!--Anchor--></a>merge (the &#8220;<u>Bank Merger</u><a name="iIN106"><!--Anchor--></a>&#8221;) with and into MVB Bank, Inc. (&#8220;<u>Purchaser Bank</u>&#8221;), a West Virginia state chartered bank and a wholly-owned Subsidiary of Purchaser. Company and Purchaser agree that the Bank Merger would become effective, if at all, at a time after the Effective Time as determined by the Board of Directors of the Surviving Corporation. If consummated, Purchaser Bank would be the surviving entity in the Bank Merger and, following the Bank Merger, the separate corporate existence of Company Bank would cease. The Bank Merger would be implemented, if at all, pursuant to a bank merger agreement, in a form to be specified by Purchaser <a name="iIN9"><!--Anchor--></a>(the &#8220;<u>Bank Merger Agreement</u>&#8221;). If the Bank Merger is consummated, Purchaser would cause Company Bank and Purchaser Bank to execute such articles of merger, certificates of merger and articles of combination and <a name="iIN10"><!--Anchor--></a>such other documents and certificates as are necessary to make the Bank Merger effective (&#8220;<u>Bank Merger </u><u>Certificates</u>&#8221;) following the Effective Time at a time determined pursuant to this Section 1.12.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS113"><!--Anchor--></a>1.13&#8195;<u>Principal Executive Offices of Surviving Corporation</u>. The principal executive offices of Purchaser as of the date of this Agreement shall be the principal executive offices of the Surviving Corporation. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS114"><!--Anchor--></a>1.14&#8195;<u>Directors and Officers of the Surviving Corporation</u>. As of the Effective Time: </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;The directors of the Surviving Corporation shall be the directors of Purchaser immediately prior to the Effective Time, each of whom shall serve as the directors of the Surviving Corporation until the next annual meeting of shareholders and until such time as their respective successors have been duly elected and qualified, or until their earlier death, resignation or removal from office. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-4<br></div></div></div>
<!--End Page 236-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 237-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;The executive officers of the Surviving Corporation shall continue as executive officers of Purchaser immediately prior to the Effective Time, each of whom shall serve until their respective successors are duly appointed and qualified or their earlier death, resignation or removal. </div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; text-align: center;"><a name="tANXAA2"><!--Anchor--></a>ARTICLE II<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">EXCHANGE OF SHARES</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS21"><!--Anchor--></a>2.1&#8195;<u>Purchaser to Make Shares Available</u>. At or prior to the Effective Time, Purchaser shall deposit, or shall cause to be deposited, with an exchange agent designated by Purchaser and reasonably acceptable to Company <a name="iIN57"><!--Anchor--></a>(the &#8220;<u>Exchange Agent</u>&#8221;), for the benefit of the holders of Certificates, for exchange in accordance with this <a name="iIN15"><!--Anchor--></a>Article II, evidence of shares in book entry form (collectively, referred to herein as &#8220;<u>certificates</u>&#8221;), representing the shares of Purchaser Common Stock, and cash in lieu of any fractional shares (such cash and certificates for shares of Purchaser Common Stock, together with any dividends or distributions with respect thereto, being <a name="iIN58"><!--Anchor--></a>hereinafter referred to as the &#8220;<u>Exchange Fund</u>&#8221;), to be issued pursuant to Section 1.4 and paid pursuant to Section 2.2(a) in exchange for outstanding shares of Company Common Stock. The Exchange Agent shall invest any cash included in the Exchange Fund as directed by Purchaser; provided, that no such investment or losses thereon shall affect the merger consideration payable to the holders of Certificates. Any interest and other income resulting from such investments shall be paid to Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS22"><!--Anchor--></a>2.2&#8195;<u>Exchange of Shares</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;As promptly as practicable after the Effective Time, but in no event later than ten (10) calendar days thereafter, Purchaser shall cause the Exchange Agent to mail to each holder of record of one or more Certificates representing shares of Company Common Stock at the Effective Time that have been converted at the Effective Time into the right to receive Purchaser Common Stock pursuant to Article I, a letter of transmittal (which shall specify that delivery shall be effected, and risk of loss and title to the Certificates shall pass, only upon proper delivery of the Certificates to the Exchange Agent) and instructions for use in effecting the surrender of the Certificates in exchange for certificates representing the number of whole shares of Purchaser Common Stock and any cash in lieu of fractional shares, which the shares of Company Common Stock represented by such Certificate or Certificates shall have been converted into the right to receive pursuant to this Agreement as well as any dividends or distributions to be paid pursuant to Section 2.2(b). Upon proper surrender of a Certificate or Certificates for exchange and cancellation to the Exchange Agent, together with such properly completed letter of transmittal, duly executed, the holder of such Certificate or Certificates shall be entitled to receive in exchange therefor, as applicable, (i)&#160;a certificate representing that number of whole shares of Purchaser Common Stock to which such holder of Company Common Stock shall have become entitled pursuant to the provisions of Article I and (ii)&#160;a check representing the amount of (A) any cash in lieu of fractional shares which such holder has the right to receive in respect of the Certificate or Certificates surrendered pursuant to the provisions of this Article II and (B) any dividends or distributions which the holder thereof has the right to receive pursuant to this Section 2.2, and the Certificate or Certificates so surrendered shall forthwith be cancelled. No interest will be paid or accrued on any cash in lieu of fractional shares payable to holders of Certificates. Until surrendered as contemplated by this Section 2.2, each Certificate shall be deemed at any time after the Effective Time to represent only the right to receive, upon surrender, the number of whole shares of Purchaser Common Stock which the shares of Company Common Stock represented by such Certificate have been converted into the right to receive and any cash in lieu of fractional shares or in respect of dividends or distributions as contemplated by this Section 2.2.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;No dividends or other distributions declared with respect to Purchaser Common Stock shall be paid to the holder of any unsurrendered Certificate until the holder thereof shall surrender such Certificate in accordance with this Article II. After the surrender of a Certificate in accordance with this Article II, the record holder thereof shall be entitled to receive any such dividends or other distributions, without any interest thereon, which theretofore had become payable with respect to the whole shares of Purchaser Common Stock which the shares of Company Common Stock represented by such Certificate have been converted into the right to receive.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;If any certificate representing shares of Purchaser Common Stock is to be issued in a name other than that in which the Certificate or Certificates surrendered in exchange therefor is or are registered, it shall be a condition of the issuance thereof that the Certificate or Certificates so surrendered shall be properly endorsed (or accompanied by an appropriate instrument of transfer) and otherwise in proper form for </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-5<br></div></div></div>
<!--End Page 237-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 238-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">transfer, and that the person requesting such exchange shall pay to the Exchange Agent in advance any transfer or other similar Taxes required by reason of the issuance of a certificate representing shares of Purchaser Common Stock in any name other than that of the registered holder of the Certificate or Certificates surrendered, or required for any other reason, or shall establish to the satisfaction of the Exchange Agent that such Tax has been paid or is not payable.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;After the Effective Time, there shall be no transfers on the stock transfer books of Company of the shares of Company Common Stock that were issued and outstanding immediately prior to the Effective Time. If, after the Effective Time, Certificates representing such shares are presented for transfer to the Exchange Agent, they shall be cancelled and exchanged for (i)&#160;certificates representing shares of Purchaser Common Stock and (ii)&#160;any cash in lieu of fractional shares or in respect of dividends or distributions as provided in this Article&#160;II.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;Notwithstanding anything to the contrary contained herein, no certificates or scrip representing fractional shares of Purchaser Common Stock shall be issued upon the surrender for exchange of Certificates, no dividend or distribution with respect to Purchaser Common Stock shall be payable on or with respect to any fractional share, and such fractional share interests shall not entitle the owner thereof to vote or to any other rights of a shareholder of Purchaser. In lieu of the issuance of any such fractional share, Purchaser shall pay to each former shareholder of Company who otherwise would be entitled to receive such fractional share an amount in cash (rounded to the nearest cent) determined by multiplying (i)&#160;the average of the daily closing-sale prices of Purchaser Common Stock on the NASDAQ Stock Market LLC <a name="iIN88"><!--Anchor--></a>(&#8220;<u>NASDAQ</u>&#8221;) as reported by THE WALL STREET JOURNAL for the five (5) full trading days ending on the day immediately preceding the Closing Date by (ii)&#160;the fraction of a share (rounded to the nearest thousandth when expressed in decimal form) of Purchaser Common Stock which such holder would otherwise be entitled to receive pursuant to Section 1.4.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;Any portion of the Exchange Fund that remains unclaimed by the shareholders of Company for twelve&#160;(12) months after the Effective Time shall be paid to the Surviving Corporation. Any former shareholders of Company who have not theretofore complied with this Article II shall thereafter look only to the Surviving Corporation for payment of the shares of Purchaser Common Stock and cash in lieu of any fractional shares, and any unpaid dividends and distributions on the Purchaser Common Stock deliverable in respect of each former share of Company Common Stock such shareholder holds as determined pursuant to this Agreement, in each case, without any interest thereon (except to the extent required in connection with a Company shareholder's exercise of appraisal rights under Section 1.5). Notwithstanding the foregoing, none of Purchaser, Company, the Surviving Corporation, the Exchange Agent or any other person shall be liable to any former holder of shares of Company Common Stock for any amount delivered in good faith to a public official pursuant to applicable abandoned property, escheat or similar laws.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(g)&#8195;Purchaser shall be entitled to deduct and withhold, or cause the Exchange Agent to deduct and withhold, from any cash in lieu of fractional shares of Purchaser Common Stock, cash dividends or distributions payable pursuant to this Section 2.2 or any other cash amounts otherwise payable pursuant to this Agreement to any holder of Company Common Stock or Company Equity Award such amounts as it is required to deduct and withhold with respect to the making of such payment under the Code or any provision of state, local or foreign Tax law. To the extent that amounts are so withheld by Purchaser or the Exchange Agent, as the case may be, and paid over to the appropriate Governmental Entity, the withheld amounts shall be treated for all purposes of this Agreement as having been paid to the holder of Company Common Stock or Company Equity Award in respect of which the deduction and withholding was made by Purchaser or the Exchange Agent, as the case may be.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(h)&#8195;In the event any Certificate shall have been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming such Certificate to be lost, stolen or destroyed and, if required by Purchaser, the posting by such person of a bond in such amount as Purchaser may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to such Certificate, the Exchange Agent will issue in exchange for such lost, stolen or destroyed Certificate the shares of Purchaser Common Stock and any cash in lieu of fractional shares deliverable in respect thereof pursuant to this Agreement.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-6<br></div></div></div>
<!--End Page 238-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 239-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tANXAA3"><!--Anchor--></a>ARTICLE III<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">REPRESENTATIONS AND WARRANTIES OF COMPANY</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Except as disclosed in the correspondingly numbered section of the disclosure schedule delivered by <a name="iIN30"><!--Anchor--></a>Company to Purchaser concurrently herewith (the &#8220;<u>Company Disclosure Schedule</u>&#8221;); provided, that (a) no such item is required to be set forth as an exception to a representation or warranty if its absence would not result in the related representation or warranty being deemed untrue or incorrect, (b) the mere inclusion of an item in the Company Disclosure Schedule as an exception to a representation or warranty shall not be deemed an admission by Company that such item represents a material exception or fact, event or circumstance or that such item is reasonably likely to result in a Material Adverse Effect and (c) any disclosures made with respect to a section of Article III shall be deemed to qualify (1) any other section of Article III specifically referenced or cross-referenced and (2) other sections of Article III to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific cross reference) from a reading of the disclosure that such disclosure applies to such other sections, Company hereby represents and warrants to Purchaser as follows:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS31"><!--Anchor--></a>3.1&#8195;<u>Corporate Organization</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Company is a corporation duly organized and validly existing under the laws of the State of North Carolina and is a bank holding company duly registered under the Bank Holding Company Act of 1956, as <a name="iIN11"><!--Anchor--></a>amended (&#8220;<u>BHC Act</u>&#8221;) that has elected to be treated as a financial holding company under the BHC Act. Company has all requisite corporate power and authority to own or lease all of its properties and assets and to carry on its business as it is now being conducted. Company is duly licensed or qualified to do business and, where such concept is recognized under applicable law, is in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned or leased by it makes such licensing or qualification necessary, except where the failure to be so licensed or qualified or in good standing would not, either individually or in the aggregate, reasonably be <a name="iIN82"><!--Anchor--></a>expected to have a Material Adverse Effect on Company. As used in this Agreement, the term &#8220;<u>Material </u><u>Adverse Effect</u>&#8221; means, with respect to Purchaser, Company or the Surviving Corporation, as the case may be, a material adverse effect on (i)&#160;the business, properties, assets, liabilities, results of operations or financial condition of such party and its Subsidiaries taken as a whole (provided, however, that Material Adverse Effect shall not be deemed to include the impact of (A) changes, after the date hereof, in U.S. <a name="iIN64"><!--Anchor--></a>generally accepted accounting principles (&#8220;<u>GAAP</u>&#8221;) or applicable regulatory accounting requirements, (B)&#160;changes, after the date hereof, in laws, rules or regulations (including the Pandemic Measures) of general applicability to companies in the industries in which such party and its Subsidiaries operate, or interpretations thereof by courts or Governmental Entities, (C) changes, after the date hereof, in global, national or regional political conditions (including the outbreak of war or acts of terrorism) or in economic or market conditions affecting the financial services industry generally and not specifically relating to such party or its Subsidiaries, including any such changes arising out of the Pandemic or any Pandemic Measures, (D) changes, after the date hereof, resulting from hurricanes, earthquakes, tornados, floods or other natural disasters or from any outbreak of any disease or other public health event (including the Pandemic), (E) public disclosure of the transactions contemplated hereby or actions expressly required by this Agreement or actions or omissions that are taken with the prior written consent of the other party in contemplation of the transactions contemplated hereby, (F) a decline in the trading price of such person's common stock or the failure, in and of itself, to meet internal or other estimates, predictions, projections or forecasts of revenue, net income or any other measure of financial performance or budget, business or strategic plan for any period (it being understood that the underlying cause of such decline or failure may be taken into account in determining whether a Material Adverse Effect on such person has occurred to the extent not otherwise excluded by this provision), (G) the expenses incurred by Company or Purchaser in negotiating, documenting, effecting and consummating the transactions contemplated by this Agreement, or (H) changes proximately caused by the impact of the execution or announcement of the Agreement and the consummation of the transactions contemplated hereby on relationships with customers or employees (including the loss of personnel subsequent to the date of this Agreement); except, with respect to subclauses (A), (B), (C) or (D), to the extent that the effects of such change are materially disproportionately adverse to the business, properties, assets, liabilities, results of operations or financial condition of such party and its Subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its Subsidiaries operate) or (ii)&#160;the ability of such party to timely <a name="iIN97"><!--Anchor--></a>consummate the transactions contemplated hereby. As used in this Agreement, &#8220;<u>Pandemic</u>&#8221; means any </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-7<br></div></div></div>
<!--End Page 239-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 240-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">outbreaks, epidemics or pandemics relating to SARS-CoV-2 or Covid-19, or any variants, evolutions or mutations thereof, or any other viruses (including influenza), and the governmental and other responses <a name="iIN98"><!--Anchor--></a>thereto; &#8220;<u>Pandemic Measures</u>&#8221; means any quarantine, &#8220;shelter in place,&#8221; &#8220;stay at home,&#8221; workforce reduction, social distancing, shutdown, closure, sequester or other laws, directives, policies, guidelines or recommendations promulgated by any Governmental Entity, including the Centers for Disease Control and Prevention and the World Health Organization, in each case, in connection with or in response to the <a name="iIN136"><!--Anchor--></a>Pandemic; and the word &#8220;Subsidiary&#8221; when used with respect to any person, means any corporation, partnership, limited liability company, bank or other organization, whether incorporated or unincorporated, or person of which (i)&#160;such first person directly or indirectly owns or controls at least a majority of the securities or other interests having by their terms ordinary voting power to elect a majority of the board of directors or others performing similar functions or (ii)&#160;such first person is or directly or indirectly has the power to appoint a general partner, manager or managing member or others performing similar functions. <a name="iIN24"><!--Anchor--></a>True and complete copies of the Articles of Incorporation of Company, as amended (the &#8220;<u>Company </u><u>Articles</u><a name="iIN27"><!--Anchor--></a>&#8221;), and the Bylaws of Company (the &#8220;<u>Company Bylaws</u>&#8221;), as in effect as of the date of this Agreement, have previously been made available by Company to Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;"><a name="iIN48"><!--Anchor--></a>(b)&#8195;Each Subsidiary of Company (a &#8220;<u>Company Subsidiary</u>&#8221;) (i)&#160;is duly organized and validly existing under the laws of its jurisdiction of organization, (ii)&#160;is duly licensed or qualified to do business and, where such concept is recognized under applicable law, in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned or leased by it makes such licensing or qualification necessary, except where the failure to be so licensed or qualified or in good standing would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Company and (iii)&#160;has all requisite corporate power and authority to own or lease its properties and assets and to carry on its business as now conducted. There are no restrictions on the ability of any Subsidiary of Company to pay dividends or distributions except, in the case of a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to all such regulated entities. The deposit accounts of each Subsidiary of Company that is an insured depository institution are <a name="iIN60"><!--Anchor--></a>insured by the Federal Deposit Insurance Corporation (the &#8220;<u>FDIC</u>&#8221;) through the Deposit Insurance Fund to the fullest extent permitted by law, all premiums and assessments required to be paid in connection therewith have been paid when due, and no proceedings for the termination of such insurance are pending or, to the Company's knowledge, threatened. Section 3.1(b) of the Company Disclosure Schedule sets forth a true and complete list of all Subsidiaries of Company as of the date hereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS32"><!--Anchor--></a>3.2&#8195;<u>Capitalization</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;The authorized capital stock of Company consists of 9,000,000 shares of Company Common Stock, $1.00 par value, of which, 8,000,000 are voting shares of Company Common Stock and 1,000,000 are non-voting shares of Company Common Stock, and 1,000,000 shares of preferred stock, $100.00 par value. As of the date of this Agreement, there are (i) 2,248,549 shares of Company Common Stock issued and outstanding, which number includes 2,226,809 voting shares of Company Common Stock (including 66,508 shares of Company Common Stock granted in respect of outstanding Company Restricted Stock Awards that are unvested and remain subject to forfeiture) and 21,740 non-voting shares of Company Common Stock, (ii)&#160;no shares of Company Common Stock held in treasury, (iii) 179,001 shares of Company Common Stock reserved for issuance upon the exercise of outstanding Company Stock Options, (iv)&#160;no shares of Company Preferred Stock outstanding and (v)&#160;no other shares of capital stock or other voting securities of Company issued, reserved for issuance or outstanding. All of the issued and outstanding shares of Company Common Stock have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, with no personal liability attaching to the ownership thereof. There are no bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which shareholders of Company may vote. No Company Benefit Plan that is intended to be qualified under Section 401(a) of the Code owns or holds Company Common Stock. There are no trust preferred or subordinated debt securities of Company that are issued or outstanding, and the Company has no subordinated indebtedness outstanding. Other than Company Stock Options, Company Restricted Stock Awards and the Non-Voting Common Stock, in each case, issued prior to the date of this Agreement, as of the date of this Agreement (i)&#160;there are no outstanding subscriptions, options, warrants, puts, calls, rights, exchangeable or convertible securities or other commitments or agreements obligating Company to issue, transfer, sell, purchase, redeem or otherwise acquire, any such securities and (ii)&#160;there are no contingent </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-8<br></div></div></div>
<!--End Page 240-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 241-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">value rights, &#8220;phantom&#8221; stock or similar securities or rights that are derivative of, or provide economic benefits based, directly or indirectly, on the value of or price of, Company Common Stock or other equity interests of the Company. There are no voting trusts, shareholder agreements, proxies or other agreements in effect with respect to the voting or transfer of the Company Common Stock or other equity interests of Company, other than the Voting Agreements. All grants of Company Equity Awards were validly issued and properly approved by the Board of Directors of the Company (or a committee thereof) in accordance with the applicable Company Stock Plan and applicable law, in each case in all material respects. All Company Stock Options have been granted having a per share exercise price at least equal to the fair market value of the underlying Company Common Stock on the date such Company Stock Option was granted, and have not otherwise been modified within the meaning of Section 409A of the Code and associated Treasury Regulations issued thereunder. Section 3.2(a) of the Company Disclosure Schedule sets forth a true, correct and complete list of all Company Equity Awards outstanding as of the date hereof specifying, on a holder-by-holder basis, (A) the name of each holder, (B) the number of shares subject to each such Company Equity Award, (C) the grant date of each such Company Equity Award, (D) the Company Stock Plan under which such Company Equity Award was granted, (E) the exercise price for each such Company Equity Award that is a Company Stock Option, and (F) the expiration date for each such Company Equity Award that is a Company Stock Option. Other than the Company Equity Awards, no equity-based awards (including any cash awards where the amount of payment is determined in whole or in part based on the price of any capital stock of Company or any of its Subsidiaries) are outstanding.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Except as set forth on Section 3.2(b) of the Company Disclosure Schedule, Company owns, directly or indirectly, all of the issued and outstanding shares of capital stock or other equity ownership interests of each of the Company Subsidiaries, free and clear of any liens, pledges, charges, encumbrances <a name="iIN77"><!--Anchor--></a>and security interests whatsoever (&#8220;<u>Liens</u>&#8221;), and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable (except, with respect to bank Subsidiaries, as provided under 12 U.S.C. &#167;55 or any comparable provision of applicable state law) and free of preemptive rights, with no personal liability attaching to the ownership thereof. No Company Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments or agreements of any character calling for the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS33"><!--Anchor--></a>3.3&#8195;<u>Authority; No Violation</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Company has full corporate power and authority to execute and deliver this Agreement and, subject to the shareholder and other actions described below, to consummate the transactions contemplated hereby. The execution and delivery of this Agreement and the consummation of the Merger have been duly and validly approved by the Board of Directors of Company. The Board of Directors of Company has determined that the Merger, on the terms and conditions set forth in this Agreement, is in the best interests of Company and its shareholders and has directed that this Agreement and the transactions contemplated hereby be submitted to Company's shareholders for approval at a meeting of such shareholders and has adopted a resolution to the foregoing effect. Except for the approval of this Agreement by (i)&#160;the affirmative vote of the holders of a majority of the outstanding shares of Voting Common Stock of Company that are entitled to vote and (ii)&#160;the affirmative vote of the holders of a majority of the outstanding shares of Non-Voting Common Stock of Company that are entitled to vote, each voting as separate voting groups (the <a name="iIN127"><!--Anchor--></a>&#8220;<u>Requisite Company Vote</u>&#8221;), no other corporate proceedings on the part of Company are necessary to approve this Agreement or to consummate the transactions contemplated hereby, except, with respect to the Bank Merger, approval of the Bank Merger Agreement by Company as sole shareholder of Company Bank, to the extent the Bank Merger occurs under Section 1.12 hereof. This Agreement has been duly and validly executed and delivered by Company and (assuming due authorization, execution and delivery by Purchaser) constitutes a valid and binding obligation of Company, enforceable against Company in accordance with its terms (except in all cases as such enforceability may be limited by bankruptcy, insolvency, moratorium, reorganization or similar laws affecting the rights of creditors generally and the availability of equitable <a name="iIN53"><!--Anchor--></a>remedies (the &#8220;<u>Enforceability Exceptions</u>&#8221;)).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Neither the execution and delivery of this Agreement by Company nor the consummation by Company of the transactions contemplated hereby, including the Bank Merger, nor compliance by Company </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-9<br></div></div></div>
<!--End Page 241-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 242-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">with any of the terms or provisions hereof, will (i)&#160;violate any provision of the Company Articles or the Company Bylaws or (ii)&#160;assuming that the consents, approvals and filings referred to in Section 3.4 and Section 4.4 are duly obtained, (x)&#160;violate any statute, code, ordinance, rule, regulation, judgment, order, writ, decree or injunction applicable to Company or any of its Subsidiaries or any of their respective properties or assets or (y)&#160;violate, conflict with, result in a breach of any provision of or the loss of any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the performance required by, or result in the creation of any Lien upon any of the respective properties or assets of Company or any of its Subsidiaries under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed of trust, license, lease, agreement or other instrument or obligation to which Company or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets may be bound, except (in the case of clause (y) above) for (A) such violations, conflicts, breaches or defaults which, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Company and (B) acceleration of certain benefits under Company Benefit Plans at the Effective Time, as contemplated under Section 6.6(g).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS34"><!--Anchor--></a>3.4&#8195;<u>Consents and Approvals</u>. Except for (i)&#160;the filing of applications, filings and notices, as applicable, <a name="iIN95"><!--Anchor--></a>with the marketplace for trading over-the-counter securities operated by OTC Markets Group Inc. (the &#8220;<u>OTC </u><u>Markets</u>&#8221;) and with the Financial Industry Regulatory Authority, Inc., (ii)&#160;the filing of applications, filings, waiver requests and notices, as applicable, with the Board of Governors of the Federal Reserve System (the <a name="iIN61"><!--Anchor--></a>&#8220;<u>Federal Reserve Board</u><a name="iIN90"><!--Anchor--></a>&#8221;) under the BHC Act and the North Carolina Commissioner of Banks (the &#8220;<u>NCCOB</u>&#8221;) and approval of such applications, filings and notices or issuance of such waivers, (iii)&#160;the filing of applications, filings and notices, as applicable, with the FDIC, the West Virginia Division of Financial Institutions (the <a name="iIN151"><!--Anchor--></a>&#8220;<u>WVDFI</u><a name="iIN67"><!--Anchor--></a>&#8221;) and the Illinois Department of Financial and Professional Regulation (the &#8220;<u>IDFPR</u>&#8221;) in connection with the Bank Merger, including under the Bank Merger Act, and approval of such applications, filings and notices, (iv)&#160;the filing of any required applications, filings or notices with any state banking authorities listed on Section 3.4 of the Company Disclosure Schedule or Section 4.4 of the Purchaser Disclosure Schedule and approval of such applications, filings and notices, (v)&#160;the preparation and delivery of a joint proxy statement in definitive form relating to the meeting of the Company's shareholders and the Purchaser's shareholders to be held in connection with this Agreement and the transactions contemplated hereby (including any amendments or <a name="iIN103"><!--Anchor--></a>supplements thereto, the &#8220;<u>Proxy Statement</u>&#8221;), and of the registration statement on Form S-4 in which the Proxy Statement will be included as a prospectus, to be filed with the Securities and Exchange Commission (the <a name="iIN132"><!--Anchor--></a>&#8220;<u>SEC</u><a name="iIN130"><!--Anchor--></a>&#8221;) by Purchaser in connection with the transactions contemplated by this Agreement (the &#8220;<u>S-4</u>&#8221;) and declaration of effectiveness of the S-4, (vi)&#160;the filing of the articles of merger with the North Carolina SOS pursuant to the NCBCA and the articles of merger with the West Virginia SOS pursuant to the WVBCA and the filing of the Bank Merger Certificates, and (vii)&#160;such filings and approvals as are required to be made or obtained under the securities or &#8220;Blue Sky&#8221; laws of various states in connection with the issuance of the shares of Purchaser Common Stock pursuant to this Agreement and the approval of the listing of such Purchaser Common Stock on NASDAQ, no consents or approvals of or filings or registrations with any court, administrative agency or commission or other governmental authority or instrumentality or SRO (each a <a name="iIN65"><!--Anchor--></a>&#8220;<u>Governmental Entity</u>&#8221;) are necessary in connection with (A) the execution and delivery by Company of this Agreement or (B) the consummation by Company of the Merger and the other transactions contemplated hereby (including the Bank Merger, to the extent it is consummated). As of the date hereof, Company is not aware of any reason why the necessary regulatory approvals and consents will not be received in order to permit consummation of the Merger and Bank Merger on a timely basis.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS35"><!--Anchor--></a>3.5&#8195;<u>Reports</u>. Company and each of its Subsidiaries have timely filed all reports, registrations and statements, together with any amendments required to be made with respect thereto, that they were required to file since January&#160;1, 2019 with any Regulatory Agencies, including, without limitation, any report, registration or statement required to be filed pursuant to the laws, rules or regulations of the United States, any state, any <a name="iIN43"><!--Anchor--></a>foreign entity, or any Regulatory Agency (collectively, the &#8220;<u>Company Reports</u>&#8221;), and have paid all fees and assessments due and payable in connection therewith, except where the failure to file such report, registration or statement or to pay such fees and assessments, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Company. Except as set forth on Section 3.5 of the Company Disclosure Schedule and for normal examinations conducted by a Regulatory Agency in the ordinary course of business of Company and its Subsidiaries, (i)&#160;no Regulatory Agency has initiated or has pending any proceeding </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-10<br></div></div></div>
<!--End Page 242-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 243-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">or, to the knowledge of Company, investigation into the business or operations of Company or any of its Subsidiaries since January&#160;1, 2019, (ii)&#160;there is no unresolved violation, criticism, or exception by any Regulatory Agency with respect to any report or statement relating to any examinations or inspections of Company or any of its Subsidiaries and (iii)&#160;there have been no formal or informal inquiries by, or disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of Company or any of its Subsidiaries since January&#160;1, 2019, in each case, which would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company. No Company Report, as of the date thereof (and, in the case of proxy statements, on the dates of the relevant meetings, respectively), contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were made, not misleading, except that information included in any Company Report as of a later date (but before the date of this Agreement) shall be deemed to modify information as of an earlier date. As of their respective dates, all Company Reports complied in all material respects with the published rules and regulations of the applicable <a name="iIN125"><!--Anchor--></a>Regulatory Agency with which they were filed. For purposes of this Agreement, &#8220;<u>Regulatory Agencies</u>&#8221; means (i)&#160;any state regulatory authority, (ii)&#160;the OTC Markets, in the case of Company, or the SEC, in the case of Purchaser, (iii)&#160;the Federal Reserve Board, (iv)&#160;the FDIC, (v)&#160;the NCCOB, IDFPR, WVDFI and the West Virginia Board of Banking and Financial Institutions, (vi)&#160;any foreign regulatory authority and (vii)&#160;any <a name="iIN134"><!--Anchor--></a>self-regulatory organization (an &#8220;<u>SRO</u>&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS36"><!--Anchor--></a>3.6&#8195;<u>Financial Statements</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;The financial statements of Company and its Subsidiaries included (or incorporated by reference) in the Company Reports (including the related notes, where applicable) (i)&#160;have been prepared from, and are in accordance with, the books and records of Company and its Subsidiaries, (ii)&#160;fairly present in all material respects the consolidated results of operations, cash flows, changes in shareholders' equity and consolidated financial position of Company and its Subsidiaries for the respective fiscal periods or as of the respective dates therein set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), (iii)&#160;complied, as of their respective dates of filing with the applicable Regulatory Agency, in all material respects with applicable accounting requirements and with the published rules and regulations of such Regulatory Agency with respect thereto, and (iv)&#160;have been prepared in accordance with GAAP consistently applied during the periods involved, except, in each case, as indicated in such statements or in the notes thereto. The books and records of Company and its Subsidiaries have been, and are being, maintained in all material respects in accordance with GAAP and any other applicable legal and accounting requirements and reflect only actual transactions. Elliott Davis, PLLC has not resigned (or informed Company that it intends to resign) or been dismissed as independent public accountants of Company as a result of or in connection with any disagreements with Company on a matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company, neither Company nor any of its Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and whether due or to become due), except for those liabilities that are reflected or reserved against on the consolidated balance sheet of Company for the fiscal quarter ended June&#160;30, 2022 (including any notes thereto) and for liabilities incurred in the ordinary course of business consistent with past practice since June&#160;30, 2022, or in connection with this Agreement and the transactions contemplated hereby.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;The records, systems, controls, data and information of Company and its Subsidiaries are recorded, stored, maintained and operated under means (including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and direct control of Company or its Subsidiaries or accountants (including all means of access thereto and therefrom), except for any non-exclusive ownership and non-direct control that would not reasonably be expected to have a Material Adverse Effect on Company. Company and its Subsidiaries have devised and maintain a system of internal accounting controls sufficient to comply with all legal and accounting requirements applicable to the Company and its Subsidiaries and to provide reasonable assurances regarding the reliability of financial reporting and the preparation of financial statements in accordance with GAAP. Company has disclosed based on its most recent evaluations, to its outside auditors and the audit committee of the board of directors of Company (i)&#160;all significant deficiencies and material weaknesses in the design or operation of </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-11<br></div></div></div>
<!--End Page 243-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 244-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">internal control over financial reporting which are reasonably likely to adversely affect Company's ability to record, process, summarize and report financial data and (ii)&#160;any fraud, whether or not material, that involves management or other employees who have a significant role in Company's internal control over financial reporting. Company has made available to Purchaser a summary of any such disclosure made by management to the auditor and/or audit committee of Company or any Subsidiary.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Since January&#160;1, 2019, (i)&#160;neither Company nor any of its Subsidiaries, nor, to the knowledge of Company, any director, officer, auditor, accountant or representative of Company or any of its Subsidiaries, has received or otherwise had or obtained knowledge of any material complaint, allegation, assertion or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies or methods (including with respect to loan loss reserves, write-downs, charge-offs and accruals) of Company or any of its Subsidiaries or their respective internal accounting controls, including any material complaint, allegation, assertion or claim that Company or any of its Subsidiaries has engaged in questionable accounting or auditing practices, and (ii)&#160;no attorney representing Company or any of its Subsidiaries, whether or not employed by Company or any of its Subsidiaries, has reported evidence of a material violation of securities laws, breach of fiduciary duty or similar violation by Company or any of its officers, directors, employees or agents to the Board of Directors of Company or any committee thereof or to the knowledge of Company, to any director or officer of Company.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS37"><!--Anchor--></a>3.7&#8195;<u>Broker's Fees</u>. With the exception of the engagement of Raymond James &amp; Associates, Inc. <a name="iIN124"><!--Anchor--></a>(&#8220;<u>Raymond James</u>&#8221;), neither Company nor any Company Subsidiary nor any of their respective officers or directors has employed any broker, finder or financial advisor or incurred any liability for any broker's fees, commissions or finder's fees in connection with the Merger or related transactions contemplated by this Agreement. Company has disclosed to Purchaser as of the date hereof the aggregate fees provided for in connection with the engagement by Company of Raymond James, related to the Merger and the other transactions contemplated hereunder.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS38"><!--Anchor--></a>3.8&#8195;<u>Absence of Certain Changes or Events</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Since December&#160;31, 2021, no event or events have occurred that have had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Except as set forth on Section 3.8 of the Company Disclosure Schedule, and in connection with matters related to this Agreement, since December&#160;31, 2021, Company and its Subsidiaries have carried on their respective businesses in all material respects in the ordinary course of business consistent with past practice.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS39"><!--Anchor--></a>3.9&#8195;<u>Legal Proceedings</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Except as (i)&#160;set forth on Section 3.9 of the Company Disclosure Schedule or (ii)&#160;would not reasonably be expected to result in a Material Adverse Effect on Company, neither Company nor any of its Subsidiaries is a party to any, and there are no pending or, to Company's knowledge, threatened, legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of any nature against Company or any of its Subsidiaries or any of their current or former directors or executive officers or challenging the validity or propriety of the transactions contemplated by this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;There is no injunction, order, judgment, decree, or regulatory restriction imposed upon Company, any of its Subsidiaries or the assets of Company or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to the Surviving Corporation or any of its affiliates), that would reasonably be expected to be material to Company and its Subsidiaries, taken as a whole.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS310"><!--Anchor--></a>3.10&#8195;<u>Taxes and Tax Returns</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Each of Company and its Subsidiaries has filed (including all applicable extensions) all material Tax Returns in all jurisdictions in which Tax Returns are required to be filed by it, and all such Tax Returns are true, correct, and complete in all material respects. Neither Company nor any of its Subsidiaries is the beneficiary of any extension of time within which to file any material Tax Return (other than extensions to file Tax Returns obtained in the ordinary course of business). All material Taxes of Company and its Subsidiaries (whether or not shown on any Tax Returns) that are due have been fully paid. Each of </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-12<br></div></div></div>
<!--End Page 244-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 245-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Company and its Subsidiaries has withheld and paid all material Taxes required to have been withheld and paid in connection with amounts paid or owing to any employee, creditor, shareholder, independent contractor or other third party and has complied with all information reporting regimes relating to Taxes in all material respects. Neither Company nor any of its Subsidiaries has granted any extension or waiver of the limitation period applicable to any material Tax that remains in effect. Except as set forth on Section&#160;3.10(a) of the Company Disclosure Schedule, the federal income Tax Returns of Company and its Subsidiaries for all years to and including 2020 (i)&#160;have been examined by the Internal Revenue Service <a name="iIN75"><!--Anchor--></a>(the &#8220;<u>IRS</u>&#8221;) or (ii)&#160;are Tax Returns with respect to which the applicable period for assessment by the IRS under applicable law, after giving effect to extensions or waivers, has expired. Except for matters that have been resolved or settled with the applicable Tax authority, (i)&#160;neither Company nor any of its Subsidiaries has received written notice of assessment or proposed assessment in connection with any material amount of Taxes, and (ii)&#160;there are no threatened-in-writing or pending disputes, claims, audits, examinations or other proceedings regarding any material Tax of Company and its Subsidiaries or the assets of Company and its Subsidiaries. There are no Liens for material Taxes (except Taxes not yet due and payable) on any of the assets of the Company or any of its Subsidiaries. Company has made available to Purchaser true and complete copies of any private letter ruling requests, closing agreements or gain recognition agreements with respect to Taxes requested or executed in the last six (6) years. Neither Company nor any of its Subsidiaries is a party to or is bound by any Tax sharing, allocation or indemnification agreement or arrangement, other than (i)&#160;such an agreement or arrangement exclusively between or among Company and its Subsidiaries, and (ii)&#160;any credit or other commercial agreements the primary purpose of which does not relate to Taxes. Neither Company nor any of its Subsidiaries (i)&#160;has been a member of an affiliated group filing a consolidated federal income Tax Return (other than a group the common parent of which was Company) or (ii)&#160;has any liability for the Taxes of any person (other than Company or any of its Subsidiaries) under Treasury Regulations Section 1.1502-6 (or any similar provision of state, local or foreign Tax law), as a transferee or successor, by contract or otherwise. Neither Company nor any of its Subsidiaries has been, within the past two (2) years or otherwise as part of a &#8220;plan (or series of related transactions)&#8221; within the meaning of Section 355(e) of the Code of which the Merger is also a part, a &#8220;distributing corporation&#8221; or a &#8220;controlled corporation&#8221; (within the meaning of Section&#160;355(a)(1)(A) of the Code) in a distribution of stock intending to qualify for tax-free treatment under Section 355 of the Code. Neither Company nor any of its Subsidiaries has participated in or has been a material advisor with respect to a &#8220;reportable transaction&#8221; within the meaning of Treasury Regulations Section 1.6011-4(b)(1). At no time during the past five (5) years has Company been a United States &#8220;real property holding corporation&#8221; within the meaning of Section 897(c)(2) of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;"><a name="iIN139"><!--Anchor--></a>(b)&#8195;As used in this Agreement, the term &#8220;<u>Tax</u><a name="iIN141"><!--Anchor--></a>&#8221; or &#8220;<u>Taxes</u>&#8221; means any or all federal, state, local, and foreign income, excise, gross receipts, ad valorem, profits, gains, property, capital, sales, transfer, use, license, payroll, employment, social security, severance, unemployment, withholding, duties, excise, windfall profits, intangibles, franchise, backup withholding, value added, alternative or add-on minimum, estimated and other taxes, charges, levies or like assessments in the nature of a tax imposed, in each case, by a Governmental Entity, together with all penalties and additions to tax and interest thereon.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;"><a name="iIN140"><!--Anchor--></a>(c)&#8195;As used in this Agreement, the term &#8220;<u>Tax Return</u>&#8221; means any return, declaration, report, claim for refund, or information return or statement relating to Taxes, including any schedule or attachment thereto, and including any amendment thereof, supplied or required to be supplied to a Governmental Entity.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS311"><!--Anchor--></a>3.11&#8195;<u>Employee Benefits; Employees</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Section 3.11(a) of the Company Disclosure Schedule lists all material Company Benefit Plans. For <a name="iIN26"><!--Anchor--></a>purposes of this Agreement, &#8220;<u>Company Benefit Plans</u>&#8221; means all employee benefit plans (as defined in <a name="iIN55"><!--Anchor--></a>Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (&#8220;<u>ERISA</u>&#8221;)), whether or not subject to ERISA, and all Code Section 125, Code Section 501(c)(9), bonus, stock option, stock purchase, restricted stock, incentive, deferred compensation, retiree medical or life insurance, pension, supplemental retirement, or other benefit plans, programs or arrangements, and all retention, employment, termination, severance plans, programs or arrangements or other contracts or agreements to or with respect to which Company or any Company Subsidiary or any trade or business of Company or any of its Subsidiaries, whether or not incorporated, all of which together with Company would be deemed a &#8220;single <a name="iIN32"><!--Anchor--></a>employer&#8221; within the meaning of Section 4001 of ERISA (a &#8220;<u>Company ERISA Affiliate</u>&#8221;), is a party or has </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-13<br></div></div></div>
<!--End Page 245-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 246-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">or is reasonably expected to have any current or future obligation, respectively, or that are maintained, contributed to or sponsored by Company or any of its Subsidiaries or any Company ERISA Affiliate for the benefit of any current or former employee, officer, director or independent contractor of Company or any of its Subsidiaries or any Company ERISA Affiliate, or under which the Company or any of its Subsidiaries is reasonably expected to have any material liability, contingent or otherwise.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Company has heretofore made available to Purchaser true and complete copies of each of the material Company Benefit Plans and certain related documents to the extent applicable, or if such Company Benefit Plan is unwritten, a written summary of the material terms of such Company Benefit Plan, including, but not limited to, (i)&#160;the current summary plan descriptions, all executed amendments, and all summaries of material modifications or material supplements to any Company Benefit Plan, (ii)&#160;the annual report (Form 5500), if any, filed with the IRS for the last three (3) plan years, (iii)&#160;the most recently received IRS determination letter, if any, relating to a Company Benefit Plan that is a Company Qualified Plan, (iv)&#160;the most recently prepared actuarial report for each Company Benefit Plan (if applicable) for each of the last three (3) years, (v)&#160;copies of all IRS Forms 1094-C and 1095-C (including verifications of filings from the IRS) for all years for which such filings were required, (vi)&#160;the current ERISA fidelity bond, (vii)&#160;the current trust agreements, insurance policies and administrative services agreements relating to each Company Benefit Plan, (viii)&#160;nondiscrimination testing for the last three (3) plan years, and (ix)&#160;all material, correspondence to or from any Governmental Entity received in the last three (3) years with respect to such Company Benefit Plan.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;Each Company Benefit Plan has been established, operated and administered in all material respects in accordance with its terms and the requirements of all applicable laws, including ERISA and the Code. The Company and each of its Subsidiaries and each Company ERISA Affiliate has complied with, and is currently in compliance with, with Code Section 4980B, the Patient Protection and Affordable Care Act, including the Health Care and Education Reconciliation Act of 2010, as amended and including the <a name="iIN102"><!--Anchor--></a>guidance issued thereunder (the &#8220;<u>PPACA</u>&#8220;); and the Company and its Subsidiaries have not incurred (whether or not assessed, and including on account of a Company ERISA Affiliate), and do not reasonably expect to incur or be subject to, any Taxes or other penalties under PPACA (including with respect to the reporting requirements under Sections 6055 and 6056 of the Code, as applicable) or under Sections 4980B, 4980D or 4980H of the Code. Except as set forth on Section 3.11(c) of the Company Disclosure Schedule, within the past three (3) years, neither Company nor any of its Subsidiaries has taken any corrective action or made a filing under any voluntary correction program of the IRS, Department of Labor or any other Governmental Entity with respect to any Company Benefit Plan, and to the knowledge of Company, neither Company nor any of its Subsidiaries is aware of any Company Benefit Plan defect that would qualify for correction under any such program.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Section 3.11(d) of the Company Disclosure Schedule identifies each Company Benefit Plan that is <a name="iIN40"><!--Anchor--></a>intended to be qualified under Section 401(a) of the Code (the &#8220;<u>Company Qualified Plans</u>&#8221;). The IRS has issued a favorable determination, advisory or opinion letter with respect to each Company Qualified Plan and the related trust, which letter has not been revoked (nor, to the knowledge of Company, has revocation been threatened), and, to the knowledge of Company, there are no existing circumstances and no events have occurred that could adversely affect the qualified status of any Company Qualified Plan or the related trust or increase the costs relating thereto. No Company Qualified Plan owns Company Common Stock. The Windsor Advantage 401(k) Plan, a Company Qualified Plan that is identified on Section 3.11(d) of the <a name="iIN23"><!--Anchor--></a>Company Disclosure Schedule, is referred to herein as the &#8220;<u>Company 401(k) Plan</u>&#8221;. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;Each Company Benefit Plan that is a &#8220;nonqualified deferred compensation plan&#8221; (as defined in Section 409A(d)(1) of the Code) and any award thereunder, in each case that is subject to Section 409A of the Code, is in documentary and operational compliance with Section 409A of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;None of the Company and its Subsidiaries has any current or contingent liability or obligation (including on account of any ERISA Affiliate) in respect of a single employer &#8220;pension plan&#8221; (as defined in Section 3(2) of ERISA) which is subject to Sections 412 or 430 of the Code or Section 302 or Title IV of ERISA; and neither the Company nor its Subsidiaries is subject to any Company Benefit Plan-related lien under ERISA or the Code.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-14<br></div></div></div>
<!--End Page 246-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 247-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg21"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(g)&#8195;Except as set forth in Section 3.11(g) of the Company Disclosure Schedule, none of Company and its Subsidiaries nor any Company ERISA Affiliate has, at any time during the last six (6) years, contributed to or been obligated to contribute to any plan that is a &#8220;multiemployer plan&#8221; within the meaning of <a name="iIN86"><!--Anchor--></a>Section&#160;4001(a)(3) of ERISA (a &#8220;<u>Multiemployer Plan</u>&#8221;) or a plan that has two or more contributing sponsors at least two of whom are not under common control, within the meaning of Section 4063 of <a name="iIN87"><!--Anchor--></a>ERISA or to which Code Section 413(c) applies (a &#8220;<u>Multiple Employer Plan</u>&#8221;), and none of Company and its Subsidiaries nor any Company ERISA Affiliate has incurred any liability to a Multiemployer Plan or Multiple Employer Plan as a result of a complete or partial withdrawal (as those terms are defined in Part I of Subtitle E of Title IV of ERISA) from a Multiemployer Plan or Multiple Employer Plan. None of the Company and its Subsidiaries have any current or, to the knowledge of Company, contingent liability with respect to a &#8220;multiple employer welfare arrangement&#8221; as defined in Section 3(40) of ERISA.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(h)&#8195;Except as set forth in Section 3.11(h) of the Company Disclosure Schedule, neither Company nor any of its Subsidiaries sponsors, has sponsored or has any obligation with respect to any employee benefit plan that provides for any post-employment or post-retirement health or medical or life insurance benefits for retired, former or current employees or beneficiaries or dependents thereof, except as required by Section 4980B of the Code. No trust funding any Company Benefit Plan is intended to meet the requirements of Section 501(c)(9) of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(i)&#8195;All contributions required to be made to any Company Benefit Plan by applicable law or by any plan document or other contractual undertaking, and all premiums due or payable with respect to insurance policies funding any Company Benefit Plan, for any period through the date hereof, have been timely made or paid in full or, to the extent not required to be made or paid on or before the date hereof, have been fully reflected on the books and records of Company.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(j)&#8195;There are no pending or, to the knowledge of Company, threatened claims (other than routine claims for benefits in the ordinary course), lawsuits or arbitrations that have been asserted or instituted, and, to Company's knowledge, no set of circumstances exists that may reasonably be expected to give rise to a claim or lawsuit, against the Company Benefit Plans, any fiduciaries thereof with respect to the discharge of their fiduciary duties to the Company Benefit Plans, or the assets of any of the trusts under any of the Company Benefit Plans that could reasonably be expected to result in any material liability of Company or any of its Subsidiaries to the PBGC, the IRS, the Department of Labor, any Multiemployer Plan, a Multiple Employer Plan, any participant in a Company Benefit Plan, or any other party. There are no administrative investigations, audits or other administrative proceedings by the Department of Labor, the PBGC, the IRS or other governmental agencies pertaining to the Company pending or in progress, nor, to Company's knowledge, are any such investigations, audits or proceedings threatened (including, without limitation, any routine requests for information from the PBGC) against Company and its Subsidiaries. No written or oral communication has been received from the PBGC in respect of any Company Benefit Plan subject to Title&#160;IV of ERISA concerning the funded status of any such plan or any transfer of assets and liabilities from any such plan in connection with the transactions contemplated herein.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(k)&#8195;None of Company and its Subsidiaries nor, to the knowledge of Company, any Company ERISA Affiliate or fiduciary of a Company Benefit Plan, has engaged in any non-exempt &#8220;prohibited transaction&#8221; (as defined in Section 4975 of the Code or Section 406 of ERISA), which could subject any of the Company Benefit Plans or their related trusts, Company (whether directly or through an indemnification obligation), any of its Subsidiaries, or any Company ERISA Affiliate to any material tax or penalty imposed under Section 4975 of the Code or Section 502 of ERISA.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(l)&#8195;Except as set forth on Section 3.11(I) of the Company Disclosure Schedule and the acceleration of vesting of Company Restricted Stock Awards under Section 1.8(b) of this Agreement, neither the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby will (either alone or in conjunction with any other event) (i)&#160;entitle any employee, director or independent contractor to any payment or benefit, including any bonus, retention, severance, retirement or job security payment or benefit, (ii)&#160;result in or cause the vesting, exercisability or delivery of, or increase the amount or value of, or accelerate the time of payment or vesting of, or trigger any payment or funding (through a grantor trust or otherwise) of, compensation or benefits under, or trigger any other material obligation under, any Company Benefit Plan, or (iii)&#160;result in any limitation on the right of Company or any of its Subsidiaries to amend, merge, terminate or receive a reversion of assets from any Company Benefit Plan or related trust. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-15<br></div></div></div>
<!--End Page 247-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 248-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg22"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Except as set forth on Section 3.11(l) of the Company Disclosure Schedule, no amount paid or payable (whether in cash, in property, or in the form of benefits) by Company or any of its Subsidiaries in connection with the transactions contemplated hereby (either solely as a result thereof or as a result of such transactions in conjunction with any other event) will be an &#8220;excess parachute payment&#8221; within the meaning of Section 280G of the Code. Neither Company nor any of its Subsidiaries maintains or contributes to a rabbi trust or similar funding vehicle, and the transactions contemplated by this Agreement will not cause or require Company or any of its affiliates to establish or make any contribution to a rabbi trust or similar funding vehicle.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(m)&#8195;No Company Benefit Plan provides for the payment, gross-up or reimbursement of any Taxes imposed by application of Sections 409A or 4999 of the Code. Company has made available to Purchaser true, correct and complete copies of Code Section 280G calculations (whether or not final) with respect to any disqualified individual in connection with the transactions contemplated hereby.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(n)&#8195;There are no pending or, to Company's knowledge, threatened material labor grievances or material unfair labor practice claims or charges against Company or any of its Subsidiaries, or any strikes, work stoppages, lockouts, slowdowns or other material labor disputes against Company or any of its Subsidiaries. Neither Company nor any of its Subsidiaries are party to or bound by any collective bargaining or similar agreement with any labor organization, or work rules or practices agreed to with any labor organization or employee association applicable to employees of Company or any of its Subsidiaries and, to the knowledge of Company, there are no organizing efforts by any union or other group seeking to represent any employees of Company or any of its Subsidiaries. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(o)&#8195;Company and its Subsidiaries are in compliance in all material respects with, and since December&#160;31, 2018 have complied in all material respects with, all laws regarding employment and employment practices, terms and conditions of employment, wages and hours, paid sick leave, classification of employees and independent contractors, equitable pay practices, labor relations, equal employment opportunity, sexual or racial harassment or discrimination, workers' compensation, retaliation, immigration, family and medical leave, occupational safety and health and layoffs. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(p)&#8195;(i)&#160;Each individual that renders services to Company or any of its Subsidiaries who is classified as (A)&#160;an independent contractor or other non-employee status or (B) an exempt or non-exempt employee, is properly so classified for all purposes, and (ii)&#160;Company and each of its Subsidiaries have paid or properly accrued in the ordinary course of business all wages and compensation due to employees of Company and its Subsidiaries, including all overtime pay, vacations or vacation pay, holidays or holiday pay, sick days or sick pay, and bonuses. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(q)&#8195;No executive officer of Company or any of its Subsidiaries is, or is now expected to be, in violation of any material term of any employment contract, confidentiality, disclosure or proprietary information agreement, non-competition agreement or any other agreement or any restrictive covenant, and the continued employment of each such executive officer does not subject Company or any of its Subsidiaries to any liability with respect to any of the foregoing matters.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(r)&#8195;(i)&#160;No written allegations of sexual or racial harassment or sexual or race-based misconduct have been made to the Company since December&#160;31, 2018 against any Company Insiders, (ii)&#160;since December&#160;31, 2018, neither Company nor any of its Subsidiaries has entered into any settlement agreement related to allegations of sexual or racial harassment or sexual or race-based misconduct by any Company Insiders, and (iii)&#160;there are no proceedings currently pending or, to the knowledge of Company, threatened related to any allegations of sexual or racial harassment or sexual or race-based misconduct by any Company Insiders. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS312"><!--Anchor--></a>3.12&#8195;<u>Compliance with Applicable Law</u>. Company and each of its Subsidiaries hold, and have at all times since January&#160;1, 2019, held, all licenses, franchises, permits and authorizations necessary for the lawful conduct of their respective businesses and ownership of their respective properties, rights and assets under and pursuant to each (and have paid all fees and assessments due and payable in connection therewith), except where neither the cost of failure to hold nor the cost of obtaining and holding such license, franchise, permit or authorization (nor the failure to pay any fees or assessments) would, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Company, and to the knowledge of Company no suspension or cancellation of any such necessary license, franchise, permit or authorization is threatened. Since January&#160;1, </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-16<br></div></div></div>
<!--End Page 248-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 249-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg23"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">2019, Company and each of its Subsidiaries have complied in all material respects with and are not in material default or violation under any applicable law, statute, order, rule, regulation, policy and/or guideline of any Governmental Entity relating to Company or any of its Subsidiaries, including all laws relating to the privacy and security of data or information in the custody or control of Company that constitutes personal data or <a name="iIN38"><!--Anchor--></a>personal information under applicable law (&#8220;<u>Company Personal Data</u>&#8221;), the USA PATRIOT Act, the Bank Secrecy Act, the Equal Credit Opportunity Act and Regulation B, the Fair Housing Act, the Community Reinvestment Act, the Fair Credit Reporting Act, the Truth in Lending Act and Regulation Z, the Home Mortgage Disclosure Act, the Fair Debt Collection Practices Act, the Electronic Fund Transfer Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act, any regulations promulgated by the Consumer Financial Protection Bureau, the Interagency Policy Statement on Retail Sales of Nondeposit Investment Products, the SAFE Mortgage Licensing Act of 2008, the Real Estate Settlement Procedures Act and Regulation X, and any other law relating to bank secrecy, discriminatory lending, financing or leasing practices, money laundering prevention, Sections 23A and 23B of the Federal Reserve Act, the Sarbanes-Oxley Act, and all agency requirements relating to the origination, sale and servicing of mortgage and consumer loans. Company Bank has a Community Reinvestment Act rating of &#8220;satisfactory&#8221; or better. Without limitation, none of Company, or its Subsidiaries, or to the knowledge of Company, any director, officer, employee, agent or other person acting on behalf of Company or any of its Subsidiaries has, directly or indirectly, (i)&#160;used any funds of Company or any of its Subsidiaries for unlawful contributions, unlawful gifts, unlawful entertainment or other expenses relating to political activity, (ii)&#160;made any unlawful payment to foreign or domestic governmental officials or employees or to foreign or domestic political parties or campaigns from funds of Company or any of its Subsidiaries, (iii)&#160;violated any provision that would result in the violation of the Foreign Corrupt Practices Act of 1977, as amended, or any similar law, (iv)&#160;established or maintained any unlawful fund of monies or other assets of Company or any of its Subsidiaries, (v)&#160;made any fraudulent entry on the books or records of Company or any of its Subsidiaries, or (vi)&#160;made any unlawful bribe, unlawful rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful payment to any person, private or public, regardless of form, whether in money, property or services, to obtain favorable treatment in securing business to obtain special concessions for Company or any of its Subsidiaries, to pay for favorable treatment for business secured or to pay for special concessions already obtained for Company or any of its Subsidiaries, or is currently subject to any United States sanctions administered by the Office of Foreign Assets Control of the United States Treasury Department. Company maintains a written information privacy and security program that includes reasonable measures to protect the privacy, confidentiality and security of all Company Personal Data against any (i)&#160;loss or misuse of Company Personal Data, (ii)&#160;unauthorized or unlawful operations performed upon Company Personal Data or (iii)&#160;other act or omission that compromises the security or confidentiality of Company Personal Data <a name="iIN45"><!--Anchor--></a>(clauses (i)&#160;through (iii), a &#8220;<u>Company Security Breach</u>&#8221;). To the knowledge of Company, Company has not experienced any Company Security Breach that, individually or in the aggregate, would reasonably be expected to have a Material Adverse Effect on Company. To the knowledge of Company, there are no data security or other technological vulnerabilities with respect to Company's information technology systems or networks that, individually or in the aggregate, would reasonably be expected to have a Material Adverse Effect on Company. The Company and its Subsidiaries are, and since January&#160;1, 2019 have been, conducting operations at all times in compliance in all material respects with applicable financial recordkeeping and reporting requirements of all money laundering laws administered or enforced by any Governmental Entity in jurisdictions where the Company and its Subsidiaries conduct business. The Company and its Subsidiaries have established and maintain a system of internal controls designed to ensure compliance by the Company and its Subsidiaries in all material respects with applicable financial recordkeeping and reporting requirements of the money laundering laws. Except as would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Company: (i)&#160;Company Bank has complied in all material respects with all requirements of the Coronavirus Aid, Relief, and Economic Security (CARES) Act and the Paycheck Protection Program, including applicable guidance, in connection with its participation in the Paycheck Protection Program; (ii)&#160;Company and each of its Subsidiaries have properly administered all accounts for which it acts as a fiduciary, including accounts for which it serves as a trustee, agent, custodian, personal representative, guardian, conservator or investment advisor, in accordance with the terms of the governing documents and applicable state, federal and foreign law; and (iii)&#160;none of Company, any of its Subsidiaries, or any of its or its Subsidiaries' directors, officers or employees, has committed any breach of trust or fiduciary duty with respect to any such fiduciary account, and the accountings for each such fiduciary account are true, correct and complete and accurately reflect the assets and results of such fiduciary account.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-17<br></div></div></div>
<!--End Page 249-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 250-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg24"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS313"><!--Anchor--></a>3.13&#8195;<u>Certain Contracts</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Except as set forth in Section 3.13(a) of the Company Disclosure Schedule, as of the date hereof, neither Company nor any of its Subsidiaries is a party to or bound by any contract, arrangement, commitment or understanding (whether written or oral) (i)&#160;with respect to the employment of any directors, officers or employees, other than in the ordinary course of business consistent with past practice, (ii)&#160;which, upon the execution or delivery of this Agreement, shareholder approval of this Agreement or the consummation of the transactions contemplated by this Agreement will (either alone or upon the occurrence of any additional acts or events) result in any payment (whether of severance pay or otherwise) becoming due from Purchaser, Company, the Surviving Corporation, or any of their respective Subsidiaries to any officer or employee thereof, (iii)&#160;which is a &#8220;material contract&#8221; (as such term is defined in Item 601(b)(10) of Regulation S-K of the SEC), (iv)&#160;which restricts Company's ability to compete or contains a client or customer non-solicit requirement or any other provision, in each case, that materially restricts the conduct of any line of business by Company or any of its affiliates or upon consummation of the Merger will materially restrict the ability of the Surviving Corporation or any of its affiliates to engage in any line of business, (v)&#160;with or to a labor union or guild (including any collective bargaining agreement), (vi)&#160;any of the benefits of which contract, arrangement, commitment or understanding (not including any stock option plan, stock appreciation rights plan, restricted stock plan, performance share unit plan, stock purchase plan, and related agreements, all of which are listed on Section&#160;3.2(a) of the Company Disclosure Schedule) will be increased, or the vesting of the benefits of which will be accelerated, by the occurrence of the execution and delivery of this Agreement, shareholder approval of this Agreement or the consummation of any of the transactions contemplated by this Agreement, or the value of any of the benefits of which will be calculated on the basis of any of the transactions contemplated by this Agreement, (vii)&#160;that relates to the incurrence of indebtedness by Company or any of its Subsidiaries and not loans or leases made by the Company or its Subsidiaries as a lender (other than deposit liabilities, trade payables, federal funds purchased, advances and loans from the Federal Home Loan Bank and securities sold under agreements to repurchase, in each case incurred in the ordinary course of business consistent with past practice) in the principal amount of $500,000 or more including any sale and leaseback transactions, capitalized leases and other similar financing transactions, (viii)&#160;that grants any right of first refusal, right of first offer or similar right with respect to any material assets, rights or properties of Company or its Subsidiaries or (ix)&#160;that is a consulting agreement or data processing, software programming or licensing contract involving the payment of more than $250,000 per annum (other than any such contracts which are terminable by Company or any of its Subsidiaries on sixty (60) calendar days or less notice without any required payment or other conditions, other than the condition of notice). Each contract, arrangement, commitment or understanding of the type described in this Section 3.13(a), whether or not set forth in the Company Disclosure Schedule, is referred <a name="iIN29"><!--Anchor--></a>to herein as a &#8220;<u>Company Contract</u>,&#8221; and neither Company nor any of its Subsidiaries knows of, or has received notice of, any violation of the above by any of the other parties thereto which would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Each Company Contract is valid and binding on Company or one of its Subsidiaries, as applicable, and in full force and effect, except as, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Company. Company and each of its Subsidiaries has performed all obligations required to be performed by it to date under each Company Contract, except where such noncompliance, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Company. To Company's knowledge each third-party counterparty to each Company Contract has performed all obligations required to be performed by it to date under such Company Contract, except where such noncompliance, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Company, and no event or condition exists which constitutes or, after notice or lapse of time or both, will constitute, a material default on the part of Company or any of its Subsidiaries under any such Company Contract, except where such default, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Company. No third-party counterparty to any Company Contract has exercised or threatened in writing to exercise any force majeure (or similar) provision to excuse non-performance or performance delays in any Company Contract as a result of the Pandemic or the Pandemic Measures.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS314"><!--Anchor--></a>3.14&#8195;<u>Agreements with Regulatory Agencies</u>. Neither Company nor any of its Subsidiaries is subject to any cease-and-desist or other order or enforcement action issued by, or is a party to any written agreement, consent </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-18<br></div></div></div>
<!--End Page 250-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 251-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg25"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or has been since January&#160;1, 2019, a recipient of any supervisory letter from, or since January&#160;1, 2019, has adopted any policies, procedures or board resolutions at the request or suggestion of any Regulatory Agency or other Governmental Entity that currently restricts in any material respect the conduct of its business or that in any material manner relates to its capital adequacy, its ability to pay dividends, its credit or risk management policies, <a name="iIN42"><!--Anchor--></a>its management or its business (each, whether or not set forth in the Company Disclosure Schedule, a &#8220;<u>Company </u><u>Regulatory Agreement</u>&#8221;), nor has Company or any of its Subsidiaries been advised since January&#160;1, 2019, by any Regulatory Agency or other Governmental Entity of any potential action that could restrict the business of Company or any of its Subsidiaries in any material respect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS315"><!--Anchor--></a>3.15&#8195;<u>Risk Management Instruments</u>. All interest rate swaps, caps, floors, option agreements, futures and forward contracts and other similar derivative transactions and risk management arrangements, whether entered into for the account of Company, any of its Subsidiaries or for the account of a customer of Company or one of its Subsidiaries, were entered into in the ordinary course of business consistent with past practice and in accordance with prudent business practices and applicable rules, regulations and policies of any Regulatory Agency and with counterparties believed to be financially responsible at the time and are legal, valid and binding obligations of Company or one of its Subsidiaries enforceable in accordance with their terms (except as may be limited by the Enforceability Exceptions), and are in full force and effect. The financial position of the Company and its Subsidiaries on a consolidated basis under any such derivative transaction has been reflected in the books and records of the Company and its Subsidiaries in accordance with GAAP consistently applied. Company and each of its Subsidiaries have duly performed in all material respects all of their material obligations thereunder to the extent that such obligations to perform have accrued, and, to Company's knowledge, there are no material breaches, violations or defaults or allegations or assertions of such by any party thereunder.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS316"><!--Anchor--></a>3.16&#8195;<u>Environmental Matters</u>. Except as would not reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect on Company, Company and its Subsidiaries are in material compliance, and have complied, with any federal, state or local law, regulation, order, decree, permit, authorization, common law or agency requirement relating to: (i)&#160;the protection or restoration of the environment, health and safety as it relates to hazardous substance exposure or natural resource damages, (ii)&#160;the handling, use, presence, disposal, release or threatened release of, or exposure to, any hazardous substance, or (iii)&#160;noise, odor, wetlands, indoor air, pollution, contamination or any injury to persons or property from exposure to any hazardous substance <a name="iIN54"><!--Anchor--></a>(collectively, &#8220;<u>Environmental Laws</u>&#8221;). There are no legal, administrative, arbitral or other proceedings, claims or actions, or any private environmental investigations or remediation activities or governmental investigations of any nature seeking to impose, or that could reasonably be expected to result in the imposition, on Company or any of its Subsidiaries of any liability or obligation arising under any Environmental Law, pending or, to the Knowledge of Company, threatened against Company, which liability or obligation would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company. To the knowledge of Company, there is no reasonable basis for any such proceeding, claim, action or governmental investigation that would impose any liability or obligation that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company. Company is not subject to any agreement, order, judgment, decree, letter agreement or memorandum of agreement by or with any court, governmental authority, regulatory agency or third party imposing any liability or obligation with respect to the foregoing that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Company. The representations and warranties in this Section 3.16 constitute Company's sole representations and warranties regarding Company's and its Subsidiaries' and the properties' compliance with Environmental Laws, or the existence or absence of any condition violating Environmental Laws. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS317"><!--Anchor--></a>3.17&#8195;<u>Investment Securities and Commodities</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Each of Company and its Subsidiaries has good title to all securities and commodities owned by it (except those sold under repurchase agreements), free and clear of any Lien, except to the extent such securities or commodities are pledged in the ordinary course of business to secure obligations of Company or its Subsidiaries. Such securities and commodities are valued on the books of Company in accordance with GAAP consistently applied.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Company and its Subsidiaries and their respective businesses employ investment, securities, commodities, risk management and other policies, practices and procedures that Company believes are </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-19<br></div></div></div>
<!--End Page 251-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 252-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg26"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">prudent and reasonable in the context of such businesses, and the Company and its Subsidiaries have, since January&#160;1, 2019, been in compliance with such policies, practices and procedures in all material respects. Prior to the date of this Agreement, Company has made available to Purchaser the material terms of such policies, practices and procedures.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS318"><!--Anchor--></a>3.18&#8195;<u>Real Property; Leases</u>. Section 3.18 of the Company Disclosure Schedule lists and identifies all real <a name="iIN37"><!--Anchor--></a>property owned by Company or a Company Subsidiary as of the date hereof (the &#8220;<u>Company Owned </u><u>Properties</u>&#8221;), and Company (or the applicable Company Subsidiary) has good, valid and indefeasible title to such Company Owned Properties, free and clear of all material Liens, except statutory Liens securing payments not yet due, Liens for real property Taxes not yet due and payable, easements, rights of way, and other similar encumbrances that do not materially affect the marketability, value or use of the properties or assets subject thereto or affected thereby or otherwise materially impair business operations at such properties and such imperfections or irregularities of title or Liens as do not materially affect the marketability, value or use of the properties or assets subject thereto or affected thereby or otherwise materially impair business operations at such <a name="iIN99"><!--Anchor--></a>properties (collectively, &#8220;<u>Permitted Encumbrances</u>&#8221;). Section&#160;3.18 of the Company Disclosure Schedule lists and identifies all leases under which the Company or a Company Subsidiary holds a leasehold estate as lessee as of <a name="iIN35"><!--Anchor--></a>the date hereof (the &#8220;<u>Company Leased Properties</u>&#8221; and, collectively with the Company Owned Properties, the <a name="iIN41"><!--Anchor--></a>&#8220;<u>Company Real Property</u>&#8221;), and Company or the applicable Company Subsidiary is in possession of the properties purported to be leased thereunder, and each such lease is valid without default thereunder by the lessee or, to Company's knowledge, the lessor, and such leasehold estate is free and clear of all Liens except for Permitted Encumbrances. There are no pending or, to the knowledge of Company, threatened condemnation proceedings against the Company Real Property. Except as set forth in Section 3.18 of the Company Disclosure Schedule, Company has not entered into any leases as a lessor, nor granted any other party a license, sublease or right of occupancy, with respect to any Company Real Property.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS319"><!--Anchor--></a>3.19&#8195;<u>Intellectual Property</u>. Company and each of its Subsidiaries owns, or is licensed to use (in each case, free and clear of any material Liens), all Intellectual Property necessary for the conduct of its business as currently conducted. Except as would not reasonably be expected to have a Material Adverse Effect on Company: (i) (A) the use of any Intellectual Property by Company and its Subsidiaries does not infringe, misappropriate or otherwise violate the rights of any person and is in accordance with any applicable license pursuant to which Company or any Company Subsidiary acquired the right to use any Intellectual Property, and (B) no person has asserted to Company that Company or any of its Subsidiaries has infringed, misappropriated or otherwise violated the Intellectual Property rights of such person, (ii)&#160;no person is challenging, infringing on or otherwise violating any right of Company or any of its Subsidiaries with respect to any Intellectual Property owned by and/or licensed to Company or its Subsidiaries, and (iii)&#160;neither Company nor any Company Subsidiary has received any notice of any pending claim with respect to any Intellectual Property owned by Company or any Company Subsidiary, and Company and its Subsidiaries have taken commercially reasonable actions to avoid the abandonment, cancellation or unenforceability of all Intellectual Property owned or licensed, <a name="iIN74"><!--Anchor--></a>respectively, by Company and its Subsidiaries. For purposes of this Agreement, &#8220;<u>Intellectual Property</u>&#8221; means trademarks, service marks, brand names, internet domain names, logos, symbols, certification marks, trade dress and other indications of origin, the goodwill associated with the foregoing and registrations in any jurisdiction of, and applications in any jurisdiction to register, the foregoing, including any extension, modification or renewal of any such registration or application; inventions, discoveries and ideas, whether patentable or not, in any jurisdiction; patents, applications for patents (including divisions, continuations, continuations in part and renewal applications), all improvements thereto, and any renewals, extensions or reissues thereof, in any jurisdiction; nonpublic information, trade secrets and know-how, including processes, technologies, protocols, formulae, prototypes and confidential information and rights in any jurisdiction to limit the use or disclosure thereof by any person; writings and other works, whether copyrightable or not and whether in published or unpublished works, in any jurisdiction; and registrations or applications for registration of copyrights in any jurisdiction, and any renewals or extensions thereof; and any similar intellectual property or proprietary rights.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS320"><!--Anchor--></a>3.20&#8195;<u>Related Party Transactions</u>. Except (a) as set forth in Section 3.20 of the Company Disclosure Schedule or (b) Loans that are subject to and that were made and continue to be in compliance with Regulation O, there are no transactions or series of related transactions, agreements, arrangements or understandings, nor are there any currently proposed transactions or series of related transactions, between Company or any of its Subsidiaries, on the one hand, and any current director or &#8220;executive officer&#8221; (as defined in Rule 3b-7 under the </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-20<br></div></div></div>
<!--End Page 252-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 253-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg27"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;"><a name="iIN56"><!--Anchor--></a>Securities Exchange Act of 1934, as amended (the &#8220;<u>Exchange Act</u>&#8221;)) of Company or any of its Subsidiaries or any person who beneficially owns (as defined in Rules 13d-3 and 13d-5 of the Exchange Act) 5% or more of the outstanding Company Common Stock (or any of such person's immediate family members or affiliates) (other than Subsidiaries of Company) on the other hand.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS321"><!--Anchor--></a>3.21&#8195;<u>State Takeover Laws</u>. No &#8220;moratorium,&#8221; &#8220;fair price,&#8221; &#8220;business combination,&#8221; &#8220;control share acquisition,&#8221; &#8220;interested shareholder&#8221;, &#8220;affiliate transactions&#8221;, or similar provision of any state anti-takeover law <a name="iIN138"><!--Anchor--></a>(any such laws, &#8220;<u>Takeover Statutes</u>&#8221;) is applicable to this Agreement, the Merger, the Bank Merger or any of the other transactions contemplated by this Agreement under the NCBCA or federal law.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS322"><!--Anchor--></a>3.22&#8195;<u>Reorganization</u>. Company has not taken any action and is not aware of any fact or circumstance that could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS323"><!--Anchor--></a>3.23&#8195;<u>Opinion</u>. Prior to the execution of this Agreement, the board of directors of Company has received an opinion (which, if initially rendered verbally, has been or will be confirmed by a written opinion, dated the same date) of Raymond James to the effect that, as of the date of such opinion, and based upon and subject to the factors, assumptions, and limitations set forth therein, the Exchange Ratio is fair from a financial point of view to the holders of Company Common Stock. Such opinion has not been amended or rescinded as of the date of this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS324"><!--Anchor--></a>3.24&#8195;<u>Company Information</u>. The information relating to Company and its Subsidiaries which is provided by Company or its representatives for inclusion in (a) the Proxy Statement, (b) the S-4, (c) the documents and financial statements of the Company incorporated by reference in the Proxy Statement, the S-4 or any amendment or supplement thereto or (d) in any other document filed with any other Regulatory Agency in connection herewith, will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances in which they are made, not misleading. The Proxy Statement (except for such portions thereof that relate only to Purchaser or any of its Subsidiaries) will comply in all material respects with the provisions of the Exchange Act and the rules and regulations thereunder.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS325"><!--Anchor--></a>3.25&#8195;<u>Loan Portfolio</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;As of the date hereof, except as set forth in Section 3.25(a) of the Company Disclosure Schedule, neither Company nor any of its Subsidiaries is a party to any written or oral (i)&#160;loan, loan agreement, note or borrowing arrangement (including leases, credit enhancements, commitments, guarantees and <a name="iIN79"><!--Anchor--></a>interest-bearing assets) (collectively, &#8220;<u>Loans</u>&#8221;) in which Company or any Subsidiary of Company is a creditor which as of June&#160;30, 2022, had an outstanding balance of $250,000 or more and under the terms of which the obligor was, as of June&#160;30, 2022, over ninety (90) days or more delinquent in payment of principal or interest, or (ii)&#160;Loans with any director or executive officer of the Company or any of its Subsidiaries, or to the knowledge of the Company, any affiliate of any of the foregoing (other than the Company and its Subsidiaries). Set forth in Section 3.25(a) of the Company Disclosure Schedule is a true, correct and complete list of (A) all of the Loans of Company and its Subsidiaries that, as of June&#160;30, 2022, were classified by Company as &#8220;Other Loans Specially Mentioned,&#8221; &#8220;Special Mention,&#8221; &#8220;Substandard,&#8221; &#8220;Doubtful,&#8221; &#8220;Loss,&#8221; &#8220;Classified,&#8221; &#8220;Criticized,&#8221; &#8220;Credit Risk Assets,&#8221; &#8220;Concerned Loans,&#8221; &#8220;Watch List&#8221; or words of similar import, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of and accrued and unpaid interest on such Loans, by category of Loan (e.g., commercial, consumer, etc.), together with the aggregate principal amount of such Loans by category and (B) each asset of Company or any of its Subsidiaries that, as of June&#160;30, 2022, is classified as &#8220;Other Real Estate Owned&#8221; and the book value thereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Except as would not reasonably be expected to have a Material Adverse Effect on Company, each Loan of Company and its Subsidiaries (i)&#160;is evidenced by notes, agreements or other evidences of indebtedness that are true, genuine and what they purport to be, (ii)&#160;to the extent carried on the books and records of Company and its Subsidiaries as secured Loans, has been secured by valid charges, mortgages, pledges, security interests, restrictions, claims, liens or encumbrances, as applicable, which have been perfected and (iii)&#160;is the legal, valid and binding obligation of the obligor named therein, enforceable in accordance with its terms, subject to the Enforceability Exceptions.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-21<br></div></div></div>
<!--End Page 253-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 254-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg28"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;Except as would not reasonably be expected to have a Material Adverse Effect on Company, each outstanding Loan of Company and its Subsidiaries (including Loans held for resale to investors) was solicited and originated, and is and has been administered and, where applicable, serviced, and the relevant Loan files are being maintained, in all material respects in accordance with the relevant notes or other credit or security documents, the written underwriting standards of Company and its Subsidiaries (and, in the case of Loans held for resale to investors, the underwriting standards, if any, of the applicable investors) and with all applicable federal, state and local laws, regulations and rules.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Except as set forth in Section 3.25(d) of the Company Disclosure Schedule, none of the agreements pursuant to which Company or any of its Subsidiaries has sold Loans or pools of Loans or participations in Loans or pools of Loans contains any obligation to repurchase such Loans or interests therein solely on account of a payment default by the obligor on any such Loan.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;There are no outstanding Loans made by Company or any of its Subsidiaries to any &#8220;executive officer&#8221; or other &#8220;insider&#8221; (as each such term is defined in Regulation O promulgated by the Federal Reserve Board) of Company or its Subsidiaries, other than Loans that are subject to and that were made and continue to be in compliance with Regulation O or that are exempt therefrom.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;Neither Company nor any of its Subsidiaries is now nor has it ever been since January&#160;1, 2019, subject to any fine, suspension, settlement or other contract or other administrative agreement or sanction by, or any reduction in any loan purchase commitment from, any Governmental Entity or Regulatory Agency relating to the origination, sale or servicing of mortgage or consumer Loans. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(g)&#8195;With respect to each Loan that is secured, whether in whole or in part, by a guaranty of the United States Small Business Administration or any other Governmental Entity, such guaranty is in full force and effect and not subject to any defense or offset, and will remain in full force and effect and not subject to any defense or offset following the Closing Date, in each case, without any further action by the Company or its Subsidiaries' subject to the Company fulfilling its obligations under the Small Business Administration Agreement that arise after the date hereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS326"><!--Anchor--></a>3.26&#8195;<u>Insurance</u>. Except as would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect on Company, Company and its Subsidiaries are insured with reputable insurers against such risks and in such amounts as the management of Company reasonably has determined to be prudent and consistent with industry practice, and Company and its Subsidiaries are in compliance in all material respects with their insurance policies and are not in default under any of the terms thereof, each such policy is outstanding and in full force and effect and, except for policies insuring against potential liabilities of officers, directors and employees of Company and its Subsidiaries, Company or the relevant Subsidiary thereof is the sole beneficiary of such policies, and all premiums and other payments due under any such policy have been paid, and all claims thereunder have been filed in due and timely fashion.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS327"><!--Anchor--></a>3.27&#8195;<u>Information Security</u>. Except as would not reasonably be likely, either individually or in the aggregate, to have a Material Adverse Effect on Company, to the knowledge of Company, since January&#160;1, 2019, no third party has gained unauthorized access to any information technology networks controlled by and material to the operation of the business of Company and its Subsidiaries.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS328"><!--Anchor--></a>3.28&#8195;<u>Marijuana Business</u>. All services provided by Company or its Subsidiaries to Cannabis Businesses or related entities or customers has been conducted in accordance with all applicable laws and guidance, including but not limited to (a) the directives and guidance set forth in &#8220;BSA Expectations Regarding Marijuana-Related Businesses,&#8221; dated February&#160;14, 2014 (FIN-2014-G001), issued by the Department of the Treasury Financial <a name="iIN63"><!--Anchor--></a>Crimes Enforcement Network (&#8220;<u>FinCEN</u>&#8221;), including but not limited to (i)&#160;completion of initial and ongoing diligence and monitoring of applicable businesses, (ii)&#160;the timely filing of all required suspicious activity reports <a name="iIN131"><!--Anchor--></a>(&#8220;<u>SAR</u>&#8221;) on marijuana-related business customers, including (1) &#8220;Marijuana Limited&#8221; SAR filings, (2)&#160;&#8220;Marijuana Priority&#8221; SAR filings and (3) &#8220;Marijuana Termination&#8221; SAR filings, as applicable, and (iii)&#160;currency transaction reports and FinCEN Form 8300 reports in connection with marijuana-related business customers and (b) the directives and guidance set forth in &#8220;Guidance Regarding Due Diligence Requirements under the Bank Secrecy Act for Hemp-Related Business Customers,&#8221; dated June&#160;29, 2020, issued by FinCEN, including but not limited to (i)&#160;completion of initial and ongoing diligence and monitoring, (ii)&#160;the timely filing of suspicious activity reports when triggered by the guidance, and (iii)&#160;currency transaction reports in the same manner required for non-cannabis customers. Neither Company nor its Subsidiaries services any Marijuana </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-22<br></div></div></div>
<!--End Page 254-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 255-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg29"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Business that, or any vendor to a Marijuana Business that, is not legal under, and operated in compliance with, applicable state laws; and neither the Company nor its Subsidiaries services any Hemp Business that, or any vendor to a Hemp Business that, is not legal under, and operated in compliance with, applicable laws, including the 2018 Farm Bill. Neither Company nor its Subsidiaries services any business that manufactures, processes, sells, or purchases Delta 8 Tetrahydrocannabinol products, nor any business that derives revenue from any business that manufactures, processes, sells, or purchases Delta 8 Tetrahydrocannabinol products. None of the Cannabis Businesses serviced by Company or its Subsidiaries has received a warning letter from the Federal <a name="iIN81"><!--Anchor--></a>Drug Administration. For purposes of this Agreement, &#8220;<u>Marijuana Business</u>&#8221; shall include businesses involved in the manufacture, processing, sale, or purchase of cannabis products, all or a portion of which may be schedule I <a name="iIN66"><!--Anchor--></a>controlled substances under the Controlled Substances Act; &#8220;<u>Hemp Business</u>&#8221; shall include businesses involved in the manufacture, processing, sale, or purchase of cannabis products, all of which are not controlled substances under the Controlled Substances Act; and &#8220;<a name="iIN13"><!--Anchor--></a><u>Cannabis Business</u>&#8221; shall include Marijuana Business, Hemp Business, related entities, and vendors or suppliers to the same.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS329"><!--Anchor--></a>3.29&#8195;<u>Reserved</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS330"><!--Anchor--></a>3.30&#8195;<u>Mortgage Banking Business</u>. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Company and its Subsidiaries have complied with, and all documentation in connection with the origination, processing, underwriting and credit approval of any mortgage loan originated, purchased or serviced by Company and its Subsidiaries satisfied, in all material respects, (i)&#160;all applicable federal, state and local laws, rules and regulations with respect to the origination, insuring, purchase, sale, pooling, servicing, subservicing, or filing of claims in connection with mortgage loans, including all laws relating to real estate settlement procedures, consumer credit protection, truth in lending laws, usury limitations, fair housing, transfers of servicing, collection practices, equal credit opportunity and adjustable rate mortgages, (ii)&#160;the responsibilities and obligations relating to mortgage loans set forth in any agreement between Company and its Subsidiaries and any Agency, Loan Investor or Insurer, (iii)&#160;the applicable rules, regulations, guidelines, handbooks and other requirements of any Agency, Loan Investor or Insurer and (iv)&#160;the terms and provisions of any mortgage or other collateral documents and other loan documents with respect to each mortgage loan. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;No Agency, Loan Investor or Insurer has (i)&#160;claimed in writing that Company or its Subsidiaries has violated or has not complied with the applicable underwriting standards with respect to mortgage loans sold by Company or its Subsidiaries to a Loan Investor or Agency, or with respect to any sale of mortgage servicing rights to a Loan Investor, (ii)&#160;imposed in writing restrictions on the activities (including commitment authority) of Company or its Subsidiaries or (iii)&#160;indicated in writing to Company or its Subsidiaries that it has terminated or intends to terminate its relationship with Company or its Subsidiaries for poor performance, poor loan quality or concern with respect to Company's or its Subsidiaries' compliance with laws.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">For purposes of this Section 3.30: (i) &#8220;<a name="iIN5"><!--Anchor--></a><u>Agency</u>&#8221; means the Federal Housing Administration, the Federal Home Loan Mortgage Corporation, the Farmers Home Administration (now known as USDA Office of Rural Development), the Federal National Mortgage Association, the United States Department of Veterans' Affairs, the Rural Housing Service of the U.S. Department of Agriculture or any other federal or state agency with authority to (x)&#160;determine any investment, origination, lending or servicing requirements with regard to mortgage loans originated, purchased or serviced by Company or any of its Subsidiaries or (y) originate, purchase, or service mortgage loans, or otherwise promote mortgage lending, including state and local housing finance authorities; <a name="iIN78"><!--Anchor--></a>(ii)&#160;&#8220;<u>Loan Investor</u>&#8221; means any person (including an Agency) having a beneficial interest in any mortgage loan originated, purchased or serviced by Company or any of its Subsidiaries or a security backed by or representing <a name="iIN73"><!--Anchor--></a>an interest in any such mortgage loan; and (iii) &#8220;<u>Insurer</u>&#8221; means a person who insures or guarantees for the benefit of the mortgagee all or any portion of the risk of loss upon borrower default on any of the mortgage loans originated, purchased or serviced by Company or any of its Subsidiaries, including the Federal Housing Administration, the United States Department of Veterans' Affairs, the Rural Housing Service of the U.S.&#160;Department of Agriculture and any private mortgage insurer, and providers of hazard, title or other insurance with respect to such mortgage loans or the related collateral.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-23<br></div></div></div>
<!--End Page 255-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 256-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg30"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS331"><!--Anchor--></a>3.31&#8195;<u>No Other Representations or Warranties</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Except for the representations and warranties made by Company in this Article III, neither Company nor any other person makes any express or implied representation or warranty with respect to Company, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, or the transactions contemplated hereby, and Company hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither Company nor any other person makes or has made any representation or warranty to Purchaser or any of its affiliates or representatives with respect to (i)&#160;any financial projection, forecast, estimate, budget or prospective information relating to Company, any of its Subsidiaries or their respective businesses, or (ii)&#160;except for the representations and warranties made by Company in this Article III, any oral or written information presented to Purchaser or any of its affiliates or representatives in the course of their due diligence investigation of Company, the negotiation of this Agreement or in the course of the transactions contemplated hereby.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Company acknowledges and agrees that neither Purchaser nor any other person has made or is making any express or implied representation or warranty with respect to Purchaser, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, or the transactions contemplated hereby, other than those contained in Article IV.</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; text-align: center;"><a name="tANXAA4"><!--Anchor--></a>ARTICLE IV<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">REPRESENTATIONS AND WARRANTIES OF PURCHASER</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Except (i)&#160;as disclosed in the disclosure schedule delivered by Purchaser to Company concurrently herewith (the &#8220;<a name="iIN110"><!--Anchor--></a><u>Purchaser Disclosure Schedule</u>&#8221;); provided, that (a) no such item is required to be set forth as an exception to a representation or warranty if its absence would not result in the related representation or warranty being deemed untrue or incorrect, (b) the mere inclusion of an item in the Purchaser Disclosure Schedule as an exception to a representation or warranty shall not be deemed an admission by Purchaser that such item represents a material exception or fact, event or circumstance or that such item is reasonably likely to result in a Material Adverse Effect, and (c) any disclosures made with respect to a section of Article IV shall be deemed to qualify (1) any other section of Article IV specifically referenced or cross-referenced and (2) other sections of Article IV to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific cross reference) from a reading of the disclosure that such disclosure applies to such other sections or (ii)&#160;as disclosed in any Purchaser Reports filed by Purchaser prior to the date hereof (but disregarding risk factor disclosures contained under the heading &#8220;Risk Factors,&#8221; or disclosures of risks set forth in any &#8220;forward-looking statements&#8221; disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature), Purchaser hereby represents and warrants to Company as follows:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS41"><!--Anchor--></a>4.1&#8195;<u>Corporate Organization</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Purchaser is a corporation duly organized, validly existing and in good standing under the laws of the State of West Virginia and is a financial holding company duly registered under the BHC Act. Purchaser has all requisite corporate power and authority to own or lease all of its properties and assets and to carry on its business as it is now being conducted. Purchaser is duly licensed or qualified to do business, and, where such concept is recognized under applicable law, is in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned or leased by it makes such licensing or qualification necessary, except where the failure to be so licensed or qualified or in good standing would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Purchaser. True and complete copies of the Purchaser Articles and Purchaser Bylaws, as in effect as of the date of this Agreement, have previously been made available by Purchaser to Company.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Each Subsidiary of Purchaser (a &#8220;<a name="iIN123"><!--Anchor--></a><u>Purchaser Subsidiary</u>&#8221;) (i)&#160;is duly organized and validly existing under the laws of its jurisdiction of organization, (ii)&#160;is duly licensed or qualified to do business and, where such concept is recognized under applicable law, in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned or leased by it makes such licensing or qualification necessary, except where the failure to be so licensed or qualified or in good standing would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Purchaser and (iii)&#160;has all requisite corporate power and authority to own or lease its </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-24<br></div></div></div>
<!--End Page 256-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 257-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg31"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">properties and assets and to carry on its business as now conducted. There are no restrictions on the ability of any Subsidiary of Purchaser to pay dividends or distributions except, in the case of a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to all such regulated entities. The deposit accounts of each Subsidiary of Purchaser that is an insured depository institution are insured by the FDIC through the Deposit Insurance Fund to the fullest extent permitted by law, all premiums and assessments required to be paid in connection therewith have been paid when due, and no proceedings for the termination of such insurance are pending or threatened. Section 4.1(b) of the Purchaser Disclosure Schedule sets forth a true and complete list of all Subsidiaries of Purchaser as of the date hereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS42"><!--Anchor--></a>4.2&#8195;<u>Capitalization</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;The authorized capital stock of Purchaser consists of 20,000,000 shares of Purchaser Common Stock, $1.00 par value, 20,000,000 shares of Class&#160;A common stock, $1.00 par value, and 20,000 shares of preferred stock, $1,000.00 par value, of which no shares of Class&#160;A common stock and no shares of preferred stock are issued or outstanding. As of the date of this Agreement, there are (i) 13,077,044 shares of Purchaser Common Stock issued and 12,229,028 shares of Purchaser Common Stock outstanding, including 150,708 shares of Purchaser Common Stock granted in respect of outstanding awards of Purchaser restricted shares under a Purchaser Stock Plan (as defined below) (a &#8220;<a name="iIN118"><!--Anchor--></a><u>Purchaser Restricted Stock Award</u>&#8221;), and excluding 166,212 shares of Purchaser Common Stock that may become outstanding if the performance conditions under which such shares were granted are subsequently achieved, (ii) 848,016 shares of Purchaser Common Stock held in treasury, (iii) 1,029,946 shares of Purchaser Common Stock reserved for issuance upon the exercise of outstanding stock options to purchase shares of Purchaser Common Stock granted under a Purchaser Stock Plan (&#8220;<a name="iIN121"><!--Anchor--></a><u>Purchaser Stock Options</u>&#8221; and, together with the Purchaser Restricted Stock Awards, the &#8220;<a name="iIN111"><!--Anchor--></a><u>Purchaser Equity Awards</u>&#8221;), (iv) 954,868 shares of Purchaser Common Stock reserved for issuance pursuant to future grants under the Purchaser Stock Plans, and (v)&#160;no other shares of capital stock or other voting securities of Purchaser issued, reserved for issuance or outstanding. As used herein, the &#8220;<a name="iIN122"><!--Anchor--></a><u>Purchaser Stock Plans</u>&#8221; shall mean all employee and director equity incentive plans of Purchaser in effect as of the date of this Agreement and agreements for equity awards in respect of Purchaser Common Stock granted by Purchaser under the inducement grant exception. All of the issued and outstanding shares of Purchaser Common Stock have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, with no personal liability attaching to the ownership thereof. There are no bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which shareholders of Purchaser may vote. Except as set forth in Section 4.2(a) of the Purchaser Disclosure Schedule, no trust preferred or subordinated debt securities of Purchaser are issued or outstanding. Other than Purchaser Equity Awards issued prior to the date of this Agreement, as of the date of this Agreement there are no outstanding subscriptions, options, warrants, puts, calls, rights, exchangeable or convertible securities or other commitments or agreements obligating Purchaser to issue, transfer, sell, purchase, redeem or otherwise acquire, any such securities. There are no voting trusts, shareholder agreements, proxies or other agreements in effect with respect to the voting or transfer of the Purchaser Common Stock or other equity interests of Purchaser, other than the Voting Agreements. Other than the Purchaser Equity Awards, no equity-based awards (including any cash awards where the amount of payment is determined in whole or in part based on the price of any capital stock of Purchaser or any of its Subsidiaries) are outstanding.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Except as set forth in Section 4.2(b) of the Purchaser Disclosure Schedule, Purchaser owns, directly or indirectly, all of the issued and outstanding shares of capital stock or other equity ownership interests of each of the Purchaser Subsidiaries, free and clear of any Liens, and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable (except, with respect to bank Subsidiaries, as provided under 12 U.S.C. &#167; 55 or any comparable provision of applicable state law) and free of preemptive rights, with no personal liability attaching to the ownership thereof. No Purchaser Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments or agreements of any character calling for the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-25<br></div></div></div>
<!--End Page 257-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 258-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg32"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS43"><!--Anchor--></a>4.3&#8195;<u>Authority; No Violation</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Purchaser has full corporate power and authority to execute and deliver this Agreement and, subject to the shareholder and other actions described below, to consummate the transactions contemplated hereby. The execution and delivery of this Agreement and the consummation of the Merger have been duly and validly approved by the Board of Directors of Purchaser. The Board of Directors of Purchaser has determined that the Merger, on the terms and conditions set forth in this Agreement, is in the best interests of Purchaser and its shareholders and has directed that this Agreement and the transactions contemplated hereby be submitted to Purchaser's shareholders for approval at a meeting of such shareholders and has adopted a resolution to the foregoing effect. Except for the approval of this Agreement by the affirmative vote of the holders of a majority of the outstanding shares of Purchaser Common Stock that are entitled to vote (the &#8220;<a name="iIN128"><!--Anchor--></a><u>Requisite Purchaser Vote</u>&#8221;), no other corporate proceedings on the part of Purchaser are necessary to approve this Agreement or to consummate the transactions contemplated hereby except, with respect to the Bank Merger, approval of the Bank Merger Agreement by Purchaser as sole shareholder of Purchaser Bank, to the extent the Bank Merger occurs under Section 1.12 hereof. This Agreement has been duly and validly executed and delivered by Purchaser and (assuming due authorization, execution and delivery by Company) constitutes a valid and binding obligation of Purchaser, enforceable against Purchaser in accordance with its terms (except in all cases as such enforceability may be limited by the Enforceability Exceptions). The shares of Purchaser Common Stock to be issued in the Merger have been validly authorized when issued, will be validly issued, fully paid and nonassessable, and no current or past shareholder of Purchaser will have any preemptive right or similar rights in respect thereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Neither the execution and delivery of this Agreement by Purchaser, nor the consummation by Purchaser of the transactions contemplated hereby, including the Bank Merger, nor compliance by Purchaser with any of the terms or provisions hereof, will (i)&#160;violate any provision of the Purchaser Articles or the Purchaser Bylaws, or (ii)&#160;assuming that the consents, approvals and filings referred to in Section 3.4 and Section 4.4 are duly obtained, (x)&#160;violate any statute, code, ordinance, rule, regulation, judgment, order, writ, decree or injunction applicable to Purchaser, any of its Subsidiaries or any of their respective properties or assets or (y) violate, conflict with, result in a breach of any provision of or the loss of any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the performance required by, or result in the creation of any Lien upon any of the respective properties or assets of Purchaser or any of its Subsidiaries under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed of trust, license, lease, agreement or other instrument or obligation to which Purchaser or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets may be bound, except (in the case of clause (y) above) for such violations, conflicts, breaches or defaults which either individually or in the aggregate would not reasonably be expected to have a Material Adverse Effect on Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS44"><!--Anchor--></a>4.4&#8195;<u>Consents and Approvals</u>. Except for (i)&#160;the filing of applications, filings and notices, as applicable, with NASDAQ, (ii)&#160;the filing of applications, filings, waiver requests and notices, as applicable, with the Federal Reserve Board under the BHC Act and WVDFI and approval of such applications, filings and notices or issuance of such waivers, (iii)&#160;the filing of applications, filings and notices, as applicable, with the FDIC, the WVDFI and the IDFPR in connection with the Bank Merger, including under the Bank Merger Act, and approval of such applications, filings and notices, (iv)&#160;the filing of any required applications, filings or notices with any state banking authorities listed on Section 3.4 of the Company Disclosure Schedule or Section 4.4 of the Purchaser Disclosure Schedule and approval of such applications, filings and notices, (v)&#160;the filing with the SEC of the Proxy Statement and the S-4 in which the Proxy Statement will be included as a prospectus, and declaration of effectiveness of the S-4, (vi)&#160;the filing of the articles of merger with the North Carolina SOS pursuant to the NCBCA and the articles of merger with the West Virginia SOS pursuant to the WVBCA and the filing of the Bank Merger Certificates, and (vii)&#160;such filings and approvals as are required to be made or obtained under the securities or &#8220;Blue Sky&#8221; laws of various states in connection with the issuance of the shares of Purchaser Common Stock pursuant to this Agreement and the approval of the listing of such Purchaser Common Stock on NASDAQ, no consents or approvals of or filings or registrations with any Governmental Entity are necessary in connection with (A) the execution and delivery by Purchaser of this Agreement or (B) the consummation by </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-26<br></div></div></div>
<!--End Page 258-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 259-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg33"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Purchaser of the Merger and the other transactions contemplated hereby (including the Bank Merger, to the extent it is consummated). As of the date hereof, Purchaser is not aware of any reason why the necessary regulatory approvals and consents will not be received in order to permit consummation of the Merger and Bank Merger on a timely basis.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS45"><!--Anchor--></a>4.5&#8195;<u>Reports</u>. Purchaser and each of its Subsidiaries have timely filed all reports, registrations and statements, together with any amendments required to be made with respect thereto, that they were required to file since January&#160;1, 2019 with any Regulatory Agencies, including, without limitation, any report, registration or statement required to be filed pursuant to the laws, rules or regulations of the United States, any state, any foreign entity, or any Regulatory Agency, and have paid all fees and assessments due and payable in connection therewith, except where the failure to file such report, registration or statement or to pay such fees and assessments, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Purchaser. Except as set forth on Section 4.5 of the Purchaser Disclosure Schedule and for normal examinations conducted by a Regulatory Agency in the ordinary course of business of Purchaser and its Subsidiaries, (i)&#160;no Regulatory Agency has initiated or has pending any proceeding or, to the knowledge of Purchaser, investigation into the business or operations of Purchaser or any of its Subsidiaries since January&#160;1, 2019, (ii)&#160;there is no unresolved violation, criticism, or exception by any Regulatory Agency with respect to any report or statement relating to any examinations or inspections of Purchaser or any of its Subsidiaries, and (iii)&#160;there has been no formal or informal inquiries by, or disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of Purchaser or any of its Subsidiaries since January&#160;1, 2019, in each case, which would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS46"><!--Anchor--></a>4.6&#8195;<u>Financial Statements</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;The financial statements of Purchaser and its Subsidiaries included (or incorporated by reference) in the Purchaser Reports (including the related notes, where applicable) (i)&#160;have been prepared from, and are in accordance with, the books and records of Purchaser and its Subsidiaries, (ii)&#160;fairly present in all material respects the consolidated results of operations, cash flows, changes in shareholders' equity and consolidated financial position of Purchaser and its Subsidiaries for the respective fiscal periods or as of the respective dates therein set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), (iii)&#160;complied, as of their respective dates of filing with the SEC, in all material respects with applicable accounting requirements and with the published rules and regulations of the SEC with respect thereto, and (iv)&#160;have been prepared in accordance with GAAP consistently applied during the periods involved, except, in each case, as indicated in such statements or in the notes thereto. The books and records of Purchaser and its Subsidiaries have been, and are being, maintained in all material respects in accordance with GAAP and any other applicable legal and accounting requirements and reflect only actual transactions. FORVIS, LLP has not resigned (or informed Purchaser that it intends to resign) or been dismissed as independent public accountants of Purchaser as a result of or in connection with any disagreements with Purchaser on a matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Purchaser, neither Purchaser nor any of its Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and whether due or to become due), except for those liabilities that are reflected or reserved against on the consolidated balance sheet of Purchaser included in its Quarterly Report on Form 10-Q for the fiscal quarter ended June&#160;30, 2022 (including any notes thereto) and for liabilities incurred in the ordinary course of business consistent with past practice since June&#160;30, 2022, or in connection with this Agreement and the transactions contemplated hereby.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;The records, systems, controls, data and information of Purchaser and its Subsidiaries are recorded, stored, maintained and operated under means (including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and direct control of Purchaser or its Subsidiaries or accountants (including all means of access thereto and therefrom), except for any non-exclusive ownership and non-direct control that would not reasonably be expected to have a Material Adverse Effect on Purchaser. Purchaser (x)&#160;has implemented and maintains disclosure controls and procedures (as defined in Rule 13a-15(e) of the Exchange Act) to ensure that material </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-27<br></div></div></div>
<!--End Page 259-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 260-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg34"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">information relating to Purchaser, including its Subsidiaries, is made known to the chief executive officer and the chief financial officer of Purchaser by others within those entities as appropriate to allow timely decisions regarding required disclosures and to make the certifications required by the Exchange Act and Sections 302 and 906 of the Sarbanes-Oxley Act, and (y) has disclosed, based on its most recent evaluation prior to the date hereof, to Purchaser's outside auditors and the audit committee of Purchaser's Board of Directors (i)&#160;any significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting (as defined in Rule 13a-15(f) of the Exchange Act) which are reasonably likely to adversely affect Purchaser's ability to record, process, summarize and report financial information, and (ii)&#160;any fraud, whether or not material, that involves management or other employees who have a significant role in Purchaser's internal controls over financial reporting. These disclosures were made in writing by management to Purchaser's auditors and audit committee and a copy has previously been made available to Company. There is no reason to believe that Purchaser's outside auditors and its chief executive officer and chief financial officer will not be able to give the certifications and attestations required pursuant to the rules and regulations adopted pursuant to Section 404 of the Sarbanes-Oxley Act, without qualification, when next due.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Since January&#160;1, 2019, (i)&#160;neither Purchaser nor any of its Subsidiaries, nor, to the knowledge of Purchaser, any director, officer, auditor, accountant or representative of Purchaser or any of its Subsidiaries, has received or otherwise had or obtained knowledge of any material complaint, allegation, assertion or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies or methods (including with respect to loan loss reserves, write-downs, charge-offs and accruals) of Purchaser or any of its Subsidiaries or their respective internal accounting controls, including any material complaint, allegation, assertion or claim that Purchaser or any of its Subsidiaries has engaged in questionable accounting or auditing practices, and (ii)&#160;no attorney representing Purchaser or any of its Subsidiaries, whether or not employed by Purchaser or any of its Subsidiaries, has reported evidence of a material violation of securities laws, breach of fiduciary duty or similar violation by Purchaser or any of its officers, directors, employees or agents to the Board of Directors of Purchaser or any committee thereof or to the knowledge of Purchaser, to any director or officer of Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS47"><!--Anchor--></a>4.7&#8195;<u>Broker's Fees</u>. With the exception of the engagement of Stephens Inc., neither Purchaser nor any Purchaser Subsidiary nor any of their respective officers or directors has employed any broker, finder or financial advisor or incurred any liability for any broker's fees, commissions or finder's fees in connection with the Merger or related transactions contemplated by this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS48"><!--Anchor--></a>4.8&#8195;<u>Absence of Certain Changes or Events</u>. Since December&#160;31, 2021, no event or events have occurred that have had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS49"><!--Anchor--></a>4.9&#8195;<u>Legal Proceedings</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Except as would not reasonably be expected to result in a Material Adverse Effect on Purchaser, neither Purchaser nor any of its Subsidiaries is a party to any, and there are no pending or, to Purchaser's knowledge, threatened, legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of any nature against Purchaser or any of its Subsidiaries or any of their current or former directors or executive officers or challenging the validity or propriety of the transactions contemplated by this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;There is no injunction, order, judgment, decree, or regulatory restriction imposed upon Purchaser, any of its Subsidiaries or the assets of Purchaser or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to the Surviving Corporation or any of its affiliates) that would reasonably be expected to be material to Purchaser and its Subsidiaries, taken as a whole.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS410"><!--Anchor--></a>4.10&#8195;<u>Taxes and Tax Returns</u>. Each of Purchaser and its Subsidiaries has duly and timely filed (including all applicable extensions) all material Tax Returns in all jurisdictions in which Tax Returns are required to be filed by it, and all such Tax Returns are true, correct, and complete in all material respects. Neither Purchaser nor any of its Subsidiaries is the beneficiary of any extension of time within which to file any material Tax Return (other than extensions to file Tax Returns obtained in the ordinary course of business). All material Taxes of Purchaser and its Subsidiaries (whether or not shown on any Tax Returns) that are due have been fully and timely paid. Each of Purchaser and its Subsidiaries has withheld and paid all material Taxes required to have been withheld </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-28<br></div></div></div>
<!--End Page 260-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 261-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg35"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">and paid in connection with amounts paid or owing to any employee, creditor, shareholder, independent contractor or other third party. Neither Purchaser nor any of its Subsidiaries has granted any extension or waiver of the limitation period applicable to any material Tax that remains in effect. Except as set forth on Section&#160;4.10(a) of the Purchaser Disclosure Schedule, the federal income Tax Returns of Purchaser and its Subsidiaries for all years to and including 2021 have been examined by the IRS or are Tax Returns with respect to which the applicable period for assessment under applicable law, after giving effect to extensions or waivers, has expired. Neither Purchaser nor any of its Subsidiaries has received written notice of assessment or proposed assessment in connection with any material amount of Taxes, and there are no threatened in writing or pending disputes, claims, audits, examinations or other proceedings regarding any material Tax of Purchaser and its Subsidiaries or the assets of Purchaser and its Subsidiaries. Purchaser has made available to Company true and complete copies of any private letter ruling requests, closing agreements or gain recognition agreements with respect to Taxes requested or executed in the last six&#160;(6)&#160;years. Neither Purchaser nor any of its Subsidiaries is a party to or is bound by any Tax sharing, allocation or indemnification agreement or arrangement (other than such an agreement or arrangement exclusively between or among Purchaser and its Subsidiaries). Neither Purchaser nor any of its Subsidiaries (i)&#160;has been a member of an affiliated group filing a consolidated federal income Tax Return (other than a group the common parent of which was Purchaser) or (ii)&#160;has any liability for the Taxes of any person (other than Purchaser or any of its Subsidiaries) under Treasury Regulations Section 1.1502-6 (or any similar provision of state, local or foreign law), as a transferee or successor, by contract or otherwise. Neither Purchaser nor any of its Subsidiaries has been, within the past two&#160;(2)&#160;years or otherwise as part of a &#8220;plan (or series of related transactions)&#8221; within the meaning of Section 355(e) of the Code of which the Merger is also a part, a &#8220;distributing corporation&#8221; or a &#8220;controlled corporation&#8221; (within the meaning of Section 355(a)(1)(A) of the Code) in a distribution of stock intending to qualify for tax-free treatment under Section 355 of the Code. Neither Purchaser nor any of its Subsidiaries has participated in a &#8220;reportable transaction&#8221; within the meaning of Treasury Regulations section 1.6011-4(b)(1). At no time during the past five&#160;(5)&#160;years has Purchaser been a United States &#8220;real property holding corporation&#8221; within the meaning of Section&#160;897(c)(2) of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS411"><!--Anchor--></a>4.11&#8195;<u>SEC Reports</u>. No communication mailed by Purchaser to its shareholders since January&#160;1, 2019 and prior to the date hereof nor any final registration statement, prospectus, report, schedule or definitive proxy statement filed with or furnished to the SEC since January&#160;1, 2019 by Purchaser pursuant to the Securities Act of 1933, as amended (the &#8220;<a name="iIN133"><!--Anchor--></a><u>Securities Act</u>&#8221;) or the Exchange Act (the &#8220;<a name="iIN117"><!--Anchor--></a><u>Purchaser Reports</u>&#8221;) as of the date thereof (and, in the case of registration statements and proxy statements, on the dates of effectiveness and the dates of the relevant meetings, respectively), contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were made, not misleading, except that information filed or furnished as of a later date (but before the date of this Agreement) shall be deemed to modify information as of an earlier date. Since January&#160;1, 2019, as of their respective dates, all Purchaser Reports filed under the Securities Act and the Exchange Act complied in all material respects with the published rules and regulations of the SEC with respect thereto. As of the date of this Agreement, no executive officer of Purchaser has failed in any respect to make the certifications required of him or her under Section 302 or 906 of the Sarbanes-Oxley Act. As of the date of this Agreement, there are no outstanding comments from or unresolved issues raised by the SEC with respect to any of the Purchaser Reports.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS412"><!--Anchor--></a>4.12&#8195;<u>Compliance with Applicable Law</u>. Purchaser and each of its Subsidiaries hold, and have at all times since January&#160;1, 2019, held, all licenses, franchises, permits and authorizations necessary for the lawful conduct of their respective businesses and ownership of their respective properties, rights and assets under and pursuant to each (and have paid all fees and assessments due and payable in connection therewith), except where neither the cost of failure to hold nor the cost of obtaining and holding such license, franchise, permit or authorization (nor the failure to pay any fees or assessments) would, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Purchaser, and, to the knowledge of Purchaser, no suspension or cancellation of any such necessary license, franchise, permit or authorization is threatened. Since January&#160;1, 2019, Purchaser and each of its Subsidiaries have complied in all material respects with and are not in material default or violation under any, applicable law, statute, order, rule, regulation, policy and/or guideline of any Governmental Entity relating to Purchaser or any of its Subsidiaries. Purchaser Bank has a CRA rating of &#8220;satisfactory&#8221; or better in its most recently completed exam. Since January&#160;1, 2019, Purchaser and each of its Subsidiaries have complied in all material respects with and are not in material default or violation under any applicable law, statute, order, rule, regulation, policy and/or guideline of any Governmental Entity relating to </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-29<br></div></div></div>
<!--End Page 261-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 262-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg36"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Purchaser or any of its Subsidiaries, including all laws relating to the privacy and security of data or information in the custody or control of the Purchaser or any of its Subsidiaries that constitutes personal data, personal information, or nonpublic personal information under applicable law or, without limiting the foregoing, relates to an identified or identifiable natural person (&#8220;<a name="iIN114"><!--Anchor--></a><u>Purchaser Personal Data</u>&#8221;). Purchaser and its Subsidiaries maintain a written information privacy and security program that includes reasonable measures to protect the privacy, confidentiality and security of all Purchaser Personal Data against any (i)&#160;loss or misuse of Purchaser Personal Data, (ii)&#160;unauthorized or unlawful operations performed upon Purchaser Personal Data or (iii)&#160;other act or omission that compromises the security or confidentiality of Purchaser Personal Data (clauses (i)&#160;through (iii), a &#8220;<a name="iIN119"><!--Anchor--></a><u>Purchaser Security Breach</u>&#8221;). To the knowledge of Purchaser, neither Purchaser nor any of its Subsidiaries have experienced any Purchaser Security Breach that, individually or in the aggregate, would reasonably be expected to have a Material Adverse Effect on Purchaser. To the knowledge of Purchaser, there are no data security or other technological vulnerabilities with respect to Purchaser's or its Subsidiaries information technology systems or networks that, individually or in the aggregate, would reasonably be expected to have a Material Adverse Effect on Purchaser.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS413"><!--Anchor--></a>4.13&#8195;<u>Certain Contracts</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Each contract, arrangement, commitment or understanding (whether written or oral) which is a &#8220;material contract&#8221; (as such term is defined in Item 601(b)(10) of Regulation S-K of the SEC) to which Purchaser or any of its Subsidiaries is a party or by which Purchaser or any of its Subsidiaries is bound as of the date hereof has been filed as an exhibit to the most recent Annual Report on Form 10-K filed by Purchaser, or a Quarterly Report on Form 10-Q or Current Report on Form 8-K subsequent thereto (each a &#8220;<a name="iIN109"><!--Anchor--></a><u>Purchaser Contract</u>&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Each Purchaser Contract is valid and binding on Purchaser or one of its Subsidiaries, as applicable, and in full force and effect, except as, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Purchaser. Purchaser and each of its Subsidiaries has in all material respects performed all obligations required to be performed by it to date under each Purchaser Contract, except where such noncompliance, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Purchaser. To Purchaser's knowledge each third-party counterparty to each Purchaser Contract has in all material respects performed all obligations required to be performed by it to date under such Purchaser Contract, except where such noncompliance, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Purchaser, and no event or condition exists which constitutes or, after notice or lapse of time or both, will constitute, a material default on the part of Purchaser or any of its Subsidiaries under any such Purchaser Contract, except where such default, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Purchaser. No third-party counterparty to any Purchaser Contract has exercised or threatened in writing to exercise any force majeure (or similar) provision to excuse non-performance or performance delays in any Purchaser Contract as a result of the Pandemic or the Pandemic Measures.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS414"><!--Anchor--></a>4.14&#8195;<u>Agreements with Regulatory Agencies</u>. Neither Purchaser nor any of its Subsidiaries is subject to any cease-and-desist or other order or enforcement action issued by, or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or has been since January&#160;1, 2019, a recipient of any supervisory letter from, or since January&#160;1, 2019, has adopted any policies, procedures or board resolutions at the request or suggestion of any Regulatory Agency or other Governmental Entity that currently restricts in any material respect the conduct of its business or that in any material manner relates to its capital adequacy, its ability to pay dividends, its credit or risk management policies, its management or its business (each, whether or not set forth in the Purchaser Disclosure Schedule, a &#8220;<a name="iIN116"><!--Anchor--></a><u>Purchaser </u><u>Regulatory Agreement</u>&#8221;), nor has Purchaser or any of its Subsidiaries been advised since January&#160;1, 2019, by any Regulatory Agency or other Governmental Entity of any potential action that could restrict the business of Purchaser or any of its Subsidiaries in any material respect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS415"><!--Anchor--></a>4.15&#8195;<u>State Takeover Laws</u>. The Board of Directors of Purchaser has approved this Agreement and the transactions contemplated hereby as required to render inapplicable to such agreements and transactions any Takeover Statutes.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-30<br></div></div></div>
<!--End Page 262-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 263-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg37"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS416"><!--Anchor--></a>4.16&#8195;<u>Reorganization</u>. Purchaser has not taken any action and is not aware of any fact or circumstance that could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS417"><!--Anchor--></a>4.17&#8195;<u>Purchaser Information</u>. The information relating to Purchaser and its Subsidiaries to be contained in the Proxy Statement and the S-4, and the information relating to Purchaser and its Subsidiaries that is provided by Purchaser or its representatives for inclusion in any other document filed with any other Regulatory Agency in connection herewith, will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances in which they are made, not misleading. The Proxy Statement (except for such portions thereof that relate only to Company or any of its Subsidiaries) will comply in all material respects with the provisions of the Exchange Act and the rules and regulations thereunder. The S-4 (except for such portions thereof that relate only to Company or any of its Subsidiaries) will comply in all material respects with the provisions of the Securities Act and the rules and regulations thereunder. Notwithstanding the foregoing, no representation or warranty is made by Purchaser with respect to statements made or incorporated by reference therein based on information provided or supplied by or on behalf of the Company or its Subsidiaries for inclusion in the Proxy Statement or the S-4.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS418"><!--Anchor--></a>4.18&#8195;<u>Information Security</u>. Except as would not reasonably be likely, either individually or in the aggregate, to have a Material Adverse Effect on Purchaser, to the knowledge of Purchaser, since January&#160;1, 2019, no third party has gained unauthorized access to any information technology networks controlled by and material to the operation of the business of Purchaser and its Subsidiaries.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS419"><!--Anchor--></a>4.19&#8195;<u>Opinion</u>. Prior to the execution of this Agreement, the board of directors of Purchaser has received an opinion (which, if initially rendered verbally, has been or will be confirmed by a written opinion, dated the same date) of Stephens Inc. to the effect that, as of the date of such opinion, and based upon and subject to the factors, assumptions, and limitations set forth therein, the Exchange Ratio is fair to Purchaser from a financial point of view. Such opinion has not been amended or rescinded as of the date of this Agreement. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS420"><!--Anchor--></a>4.20&#8195;<u>Tax Matters</u>. As of the date of this Agreement it is the present intention, and as of the day of the Effective Time it will be the present intention, of Purchaser to continue, either through the Surviving Corporation or through a member of the Surviving Corporation's &#8220;qualified group&#8221; within the meaning of Treasury Regulations Section 1.368-1(d)(4)(ii), at least one significant historic business line of Company, or to use at least a significant portion of Company's and Company Bank's historic business assets in a business, in each case within the meaning of Treasury Regulations Section 1.368-1(d). As of the date of this Agreement and as of the date of the Effective Time, neither Purchaser nor any &#8220;related person&#8221; (as defined in Treasury Regulations Section 1.368-1(e)(4)) to Purchaser has or will have any plan or intention to redeem or reacquire, either directly or indirectly, any of the Purchaser Common Stock issued to the holders of Company Common Stock in connection with the Merger. As of the date of this Agreement and as of the date of the Effective Time, Purchaser does not have and will not have any plan or intention to sell or otherwise dispose of any of the assets of Company or Company Bank acquired in the Merger (whether directly or indirectly), except for (a) dispositions made in the ordinary course of business, (b) transfers described in Section 368(a)(2)(C) of the Code or (c)&#160;transactions described and permitted in Treasury Regulations Section&#160;1.368-2(k). Purchaser and Purchaser Bank have not taken or agreed to take (or failed to take or agree to take) any action, and do not know of any facts or circumstances, that would reasonably be expected to prevent the Merger from qualifying as a reorganization under Section 368(a) of the Code. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS421"><!--Anchor--></a>4.21&#8195;<u>No Other Representations or Warranties</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Except for the representations and warranties made by Purchaser in this Article IV, neither Purchaser nor any other person makes any express or implied representation or warranty with respect to Purchaser, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and Purchaser hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither Purchaser nor any other person makes or has made any representation or warranty to Company or any of its affiliates or representatives with respect to (i)&#160;any financial projection, forecast, estimate, budget or prospective information relating to Purchaser, any of its Subsidiaries or their respective businesses, or (ii)&#160;except for the representations and warranties made </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-31<br></div></div></div>
<!--End Page 263-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 264-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg38"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">by Purchaser in this Article IV, any oral or written information presented to Company or any of its affiliates or representatives in the course of their due diligence investigation of Purchaser, the negotiation of this Agreement or in the course of the transactions contemplated hereby.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Purchaser acknowledges and agrees that neither Company nor any other person has made or is making any express or implied representation or warranty with respect to the Company, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, or the transactions contemplated hereby, other than those contained in Article III.</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; text-align: center;"><a name="tANXAA5"><!--Anchor--></a>ARTICLE V<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">COVENANTS RELATING TO CONDUCT OF BUSINESS</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS51"><!--Anchor--></a>5.1&#8195;<u>Conduct of Business Prior to the Effective Time</u>. During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except as expressly contemplated or permitted by this Agreement (including as set forth in the Company Disclosure Schedule), required by law or as consented to in writing by Purchaser (or, in the case of clause (b), the Company) (such consent not to be unreasonably withheld, conditioned or delayed), (a) Company shall, and shall cause its Subsidiaries to, conduct its business in the ordinary course in all material respects and use commercially reasonable efforts to maintain and preserve intact its business organization, the services of its employees and its advantageous business relationships, and (b)&#160;except as expressly required by this Agreement (including as set forth in the Company Disclosure Schedule or the Purchaser Disclosure Schedule), required by law or as consented to in writing by the other party, each of the Company and Purchaser shall not, and shall cause their respective Subsidiaries not to, knowingly take any action that would reasonably be expected to adversely affect or materially delay the ability to obtain any necessary approvals of any Regulatory Agency or other Governmental Entity required for the transactions contemplated hereby or to perform its respective covenants and agreements under this Agreement or to consummate the transactions contemplated hereby on a timely basis. Notwithstanding anything to the contrary set forth in Section&#160;5.1 or Section 5.2 (other than Sections 5.2(b) and 5.2(f), to which this sentence shall not apply), a party and its Subsidiaries may take any commercially reasonable actions that such party reasonably determines are necessary or prudent for it to take or not take in response to the Pandemic or the Pandemic Measures&#894; provided, that such party shall provide prior notice to and consult in good faith with the other party to the extent such actions would otherwise require consent of the other party under this Section 5.1 or Section 5.2.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS52"><!--Anchor--></a>5.2&#8195;<u>Company Forbearances</u>. During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except as set forth in the Company Disclosure Schedule, as expressly contemplated or permitted by this Agreement or as required by law (including Pandemic Measures), Company shall not, and shall not permit any of its Subsidiaries to, without the prior written consent of Purchaser (such consent not to be unreasonably withheld, conditioned or delayed):</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;other than in the ordinary course of business consistent with past practice, incur any indebtedness for borrowed money (other than indebtedness of Company or any of its wholly-owned Subsidiaries to Company or any of its Subsidiaries), assume, guarantee, endorse or otherwise as an accommodation become responsible for the obligations of any other individual, corporation or other entity;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(i)&#8195;adjust, split, combine or reclassify any capital stock;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(ii)&#8195;make, declare or pay any dividend, or make any other distribution on, or directly or indirectly redeem, purchase or otherwise acquire, any shares of its capital stock or any securities or obligations convertible (whether currently convertible or convertible only after the passage of time or the occurrence of certain events) into or exchangeable for any shares of its capital stock (except (A)&#160;dividends paid by any of the Subsidiaries of Company to Company or any of its wholly-owned Subsidiaries, or (B) the acceptance of shares of Company Common Stock as payment for the exercise price of Company Stock Options or for withholding Taxes incurred in connection with the exercise of Company Stock Options or the vesting or settlement of Company Equity Awards, in each case in accordance with past practice and the terms of the applicable award agreements);</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(iii)&#8195;grant any Company Equity Awards (or any similar award that would be a Company Equity Award had it been issued under the Company Stock Plans) or other equity-based awards or interests, or grant any individual, corporation or other entity any right to acquire any shares of its capital stock; or</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-32<br></div></div></div>
<!--End Page 264-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 265-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg39"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(iv)&#8195;issue, sell or otherwise permit to become outstanding any additional shares of capital stock or securities convertible or exchangeable into, or exercisable for, any shares of its capital stock or any options, warrants, or other rights of any kind to acquire any shares of capital stock, except pursuant to the exercise of stock options or the settlement of equity compensation awards outstanding as of the date hereof in accordance with their terms;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;sell, transfer, mortgage, encumber or otherwise dispose of any of its material properties or assets or any business to any person, or cancel, release or assign any indebtedness to any such person or any claims held by any such person, in each case other than in the ordinary course of business consistent with past practice or pursuant to contracts or agreements in force at the date of this Agreement and set forth on Section 5.2(c) of the Company Disclosure Schedule;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;except for transactions in the ordinary course of business consistent with past practice or as set forth on Section 5.2(d) of the Company Disclosure Schedule, make any material investment either by purchase of stock or securities, contributions to capital, property transfers, or purchase of any property or assets of any other individual, corporation or other entity other than a wholly-owned Subsidiary of Company;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;terminate, materially amend, or waive any material provision of, any Company Contract, or make any change in any instrument or agreement governing the terms of any of its securities, or material lease or contract, other than normal renewals of contracts and leases without material adverse changes of terms with respect to Company, or enter into any contract that would constitute a Company Contract if it were in effect on the date of this Agreement, except for transactions in the ordinary course of business consistent with past practice;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;except as required under applicable law, the terms of any Company Benefit Plan existing as of the date hereof, or as set forth in Section 5.2(f) of the Company Disclosure Schedule, (i)&#160;enter into, establish, adopt, amend or terminate any Company Benefit Plan, or any arrangement that would be a Company Benefit Plan if in effect on the date hereof, other than with respect to broad-based welfare benefit plans (other than severance) in the ordinary course of business consistent with past practice and as would not reasonably be expected to materially increase the cost of benefits under any such Company Benefit Plan, as the case may be, (ii)&#160;increase the compensation or benefits payable to any current or former employee, director or individual consultant, other than increases for current employees with an annual base salary below $100,000 in connection with a promotion (permitted hereunder) or change in responsibilities, in each case, in the ordinary course of business consistent with past practice and to a level consistent with similarly situated peer employees, (iii)&#160;accelerate the vesting of any equity-based awards or other compensation or benefits, (iv)&#160;enter into any new, or amend any existing, employment, severance, change in control, retention, collective bargaining agreement or similar agreement or arrangement, (v)&#160;fund any rabbi trust or similar arrangement, or in any other way secure the payment of compensation or benefits under any Company Benefit Plan, (vi)&#160;terminate the employment or services of any employee with an annual base salary (exclusive of commissions) equal to or in excess of $150,000, other than for cause, or (vii)&#160;hire or promote any employee with an annual base salary equal to or in excess of $100,000 (other than as a replacement hire or promotion on substantially similar terms of employment as the departed employee), or significantly change the responsibilities assigned to any such employee;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(g)&#8195;except as set forth in the Company Disclosure Schedules, settle any material claim, suit, action or proceeding, other than those relating to any foreclosure action by Company or except in the ordinary course of business consistent with past practice in an amount and for consideration not in excess of $100,000 individually or $250,000 in the aggregate and that would not impose any material restriction on the business of it or its Subsidiaries or the Surviving Corporation;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(h)&#8195;take any action or knowingly fail to take any action where such action or failure to act could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(i)&#8195;amend its articles of incorporation, its bylaws or comparable governing documents of its Subsidiaries;</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-33<br></div></div></div>
<!--End Page 265-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 266-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg40"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(j)&#8195;merge or consolidate itself or any of its Subsidiaries with any other person, or restructure, reorganize or completely or partially liquidate or dissolve it or any of its Subsidiaries;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(k)&#8195;materially restructure or materially change its investment securities or derivatives portfolio or its interest rate exposure, through purchases, sales or otherwise, or the manner in which the portfolio is classified or reported or purchase any security rated below investment grade, in each case, other than (i)&#160;in the ordinary course of business consistent with past practice or (ii)&#160;as may be required by GAAP or any applicable laws, regulations, guidelines or policies imposed by a Governmental Entity;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(l)&#8195;take any action that is intended or expected to result in any of its representations and warranties set forth in this Agreement being or becoming untrue in any material respect at any time prior to the Effective Time, or in any of the conditions to the Merger set forth in Article VII not being satisfied or in a violation of any provision of this Agreement, except, in every case, as may be required by applicable law;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(m)&#8195;implement or adopt any change in its accounting principles, practices or methods, other than as may be required by GAAP or applicable law;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(n)&#8195;enter into any new line of business or change in any material respect its lending, investment, underwriting, risk and asset liability management and other banking and operating, securitization and servicing policies (including any change in the maximum ratio or similar limits as a percentage of its capital exposure applicable with respect to its loan portfolio or any segment thereof), except as required by applicable law, regulation or policies imposed by any Governmental Entity;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(o)&#8195;make any loans or extensions of credit except (i)&#160;in the ordinary course of business consistent with past practice, (ii)&#160;with aggregate outstanding commitments to any borrower or group of related borrowers not in excess of $750,000, (iii)&#160;government guaranteed loans with unguaranteed portions not exceeding $1,250,000, or (iv)&#160;pursuant to existing commitments; provided, that Purchaser shall be required to respond to any requests for a consent to make such loan or extension of credit in writing within two&#160;(2)&#160;business days after the loan package is delivered to Purchaser; </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(p)&#8195;make any material changes in its policies and practices with respect to (i)&#160;underwriting, pricing, originating, acquiring, selling, servicing, or buying or selling rights to service, Loans or (ii)&#160;its investment, risk and asset liability management or hedging practices and policies, in each case except as required by law or requested by a Regulatory Agency;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(q)&#8195;make, or commit to make, any individual capital expenditures in excess of $100,000;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(r)&#8195;make any Tax election in the ordinary course of business that is inconsistent with Company's (or its Subsidiaries') prior practices, make any other Tax election, change or revoke any material Tax election, change an annual Tax accounting period, adopt or change any Tax accounting method, file any amended Tax Return, enter into any closing agreement with respect to Taxes, or settle any Tax claim, audit, assessment or dispute or surrender any right to claim a refund of Taxes;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(s)&#8195;except as set forth in the Company Disclosure Schedule, make application for the opening, relocation or closing of any, or open, relocate or close any, branch office, loan production office or other significant office or operations facility of it or its Subsidiaries;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(t)&#8195;knowingly take any action that is intended to or would reasonably be likely to prevent, materially impede or materially delay the ability of Purchaser, Company or their respective Subsidiaries to obtain any necessary approvals of any Governmental Entity required for the Merger (including the Requisite Regulatory Approvals) or to perform their covenants and agreements under this Agreement or to consummate the transactions contemplated hereby; </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(u)&#8195;increase or decrease the rate of interest paid on time deposits, or on certificates of deposit, except in a manner consistent with market conditions and pursuant to policies consistent with past practices; </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(v)&#8195;extend or shorten the maturity dates on any loans or extensions of credit or extend or shorten the term on any time deposits except, in each case, as consistent with past practice but, in no event, for period greater than twelve (12) months; provided, that Purchaser shall be required to respond to any requests for a consent to such modification within two (2) business days after the request is received by Purchaser; or</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-34<br></div></div></div>
<!--End Page 266-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 267-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg41"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(w)&#8195;agree to take, make any commitment to take, or adopt any resolutions of its board of directors or similar governing body in support of, any of the actions prohibited by this Section 5.2.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS53"><!--Anchor--></a>5.3&#8195;<u>Purchaser Forbearances</u>. During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except as set forth in the Purchaser Disclosure Schedule, as expressly contemplated or permitted by this Agreement or as required by law, Purchaser shall not, and shall not permit any of its Subsidiaries to, without the prior written consent of Company (such consent not to be unreasonably withheld, conditioned or delayed):</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;amend its articles of incorporation, its regulations or comparable governing documents of its Subsidiaries in a manner that would adversely affect the economic benefits of the Merger to the holders of the Company Common Stock;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;adjust, split, combine or reclassify any capital stock;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;adopt or publicly propose a plan of complete or partial liquidation or resolutions providing for or authorizing such a liquidation or a dissolution of Purchaser;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;make any written communications to the employees of the Company or any of its Subsidiaries without prior consultation with the Company and consideration of any Company comments in good faith;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;take any action or knowingly fail to take any action where such action or failure to act could reasonably be expected to prevent the Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code; or</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;agree to take, make any commitment to take, or adopt any resolutions of its board of directors or similar governing body in support of, any of the actions prohibited by this Section 5.3.</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; text-align: center;"><a name="tANXAA6"><!--Anchor--></a>ARTICLE VI<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">ADDITIONAL AGREEMENTS</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS61"><!--Anchor--></a>6.1&#8195;<u>Regulatory Matters</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Promptly after the date of this Agreement, Purchaser and Company shall prepare and file with the SEC the Proxy Statement and Purchaser shall prepare and file with the SEC the S-4, in which the Proxy Statement will be included as a prospectus. Each of Purchaser and Company shall use its reasonable best efforts to have the S-4 declared effective under the Securities Act as promptly as practicable after such filing, and to keep the S-4 effective for so long as necessary to consummate the transactions contemplated by this Agreement, and Purchaser and Company shall thereafter as promptly as practicable mail or deliver the Proxy Statement to their respective shareholders. Purchaser shall also use its reasonable best efforts to obtain all necessary state securities law or &#8220;Blue Sky&#8221; permits and approvals required to carry out the transactions contemplated by this Agreement, and Company shall furnish all information concerning Company and the holders of Company Common Stock as may be reasonably requested in connection with any such action.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;The parties hereto shall cooperate with each other and use, and cause their applicable Subsidiaries to use, their reasonable best efforts to promptly prepare and file all necessary documentation, to effect all applications, notices, petitions and filings, to obtain as promptly as practicable all permits, consents, approvals and authorizations of all third parties and Governmental Entities which are necessary or advisable to consummate the transactions contemplated by this Agreement (including, without limitation, the Merger and, if applicable, the Bank Merger), and to comply with the terms and conditions of all such permits, consents, approvals and authorizations of all such Governmental Entities. Without limiting the generality of the foregoing, as soon as practicable and in no event later than sixty (60) calendar days after the date of this Agreement, Purchaser and the Company shall, and shall cause their respective Subsidiaries to, each prepare and file any applications, notices, petitions and filings required to be filed with any Governmental Entity in order to obtain the Requisite Regulatory Approvals. Purchaser and Company shall have the right to review in advance, and, to the extent practicable, each will, in good faith, consult the other on, in each case subject to applicable laws relating to the exchange of information, all the information relating to Company or Purchaser, as the case may be, and any of their respective Subsidiaries, which appears in any filing made with, or written materials submitted to, any third party or any Governmental Entity in connection with the transactions contemplated by this Agreement. In exercising the foregoing right, each of the parties hereto </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-35<br></div></div></div>
<!--End Page 267-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 268-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg42"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">shall act reasonably, diligently, and as promptly as practicable. The parties hereto agree that they will consult with each other with respect to the obtaining of all permits, consents, approvals and authorizations of all third parties and Governmental Entities necessary or advisable to consummate the transactions contemplated by this Agreement and each party will keep the other apprised of the status of matters relating to completion of the transactions contemplated herein. Each party shall, in good faith, consult with the other in advance of any meeting or conference with any Governmental Entity in connection with the transactions contemplated by this Agreement and to the extent permitted by such Governmental Entity, give the other party and/or its counsel the opportunity to attend and participate in such meetings and conferences.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;In furtherance and not in limitation of the foregoing, each of Purchaser and Company shall use its reasonable best efforts to (i)&#160;avoid the entry of, or to have vacated, lifted, reversed or overturned any decree, judgment, injunction or other order, whether temporary, preliminary or permanent, that would restrain, prevent or delay the Closing, and (ii)&#160;avoid or eliminate each and every impediment, including with respect to obtaining the Requisite Regulatory Approvals, so as to enable the Closing to occur as soon as possible. Notwithstanding the foregoing, nothing contained herein shall be deemed to require Purchaser or permit Company to take, or agree to take, any action, or commit to take any action, or agree to any condition or restriction, in connection with the grant of a Requisite Regulatory Approval, that would reasonably be expected to have a Material Adverse Effect on Purchaser and its Subsidiaries, taken as a whole, after giving <a name="iIN83"><!--Anchor--></a>effect to the Merger (a &#8220;<u>Materially Burdensome Regulatory Condition</u>&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Purchaser and Company shall, upon request, furnish each other with all information concerning themselves, their respective Subsidiaries, directors, officers and shareholders and such other matters as may be reasonably necessary or advisable in connection with the Proxy Statement, the S-4 or any other statement, filing, notice or application made by or on behalf of Purchaser, Company or any of their respective Subsidiaries to any Governmental Entity in connection with the Merger, the Bank Merger (if applicable) and the other transactions contemplated by this Agreement. Each of Purchaser and the Company agrees, as to itself and its Subsidiaries, that none of the information supplied or to be supplied by it for inclusion or incorporation by reference in (i)&#160;the S-4 will, at the time the S-4 and each amendment or supplement thereto, if any, becomes effective under the Securities Act, contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein not misleading and (ii)&#160;the Proxy Statement and any amendment or supplement thereto will, at the date of mailing to Company's and Purchaser's shareholders and at the time of the Company Meeting and Purchaser Meeting to consider and vote upon approval of the Merger, contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which such statement was made, not misleading. Each of Purchaser and the Company further agrees that if it becomes aware that any information furnished by it would cause any of the statements in the S-4 or the Proxy Statement and each amendment or supplement thereto to be false or misleading with respect to any material fact, or to omit to state any material fact necessary to make the statements therein not false or misleading, to promptly inform the other party thereof and to take appropriate steps to correct the S-4 or the Proxy Statement and any amendment or supplement thereto.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;To the extent permitted by applicable law, Purchaser and Company shall promptly advise each other upon receiving any communication from any Governmental Entity whose consent or approval is required for consummation of the transactions contemplated by this Agreement that causes such party to believe that there is a reasonable likelihood that any Requisite Regulatory Approval will not be obtained or that the receipt of any such approval will be materially delayed. As used in this Agreement, the &#8220;<a name="iIN129"><!--Anchor--></a><u>Requisite </u><u>Regulatory Approvals</u>&#8221; shall mean all regulatory authorizations, consents, waivers, orders or approvals from (x)&#160;the Federal Reserve Board, the FDIC, the NCCOB, the WVDFI and the IDFPR and (y) any other approvals set forth in Sections 3.4 and 4.4 which are necessary to consummate the transactions contemplated by this Agreement, including the Merger and the Bank Merger, or those the failure of which to be obtained would reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect on the Surviving Corporation or any of its Subsidiaries.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS62"><!--Anchor--></a>6.2&#8195;<u>Access to Information</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Upon reasonable notice and subject to applicable laws (including Pandemic Measures), the Company shall, and shall cause each of its Subsidiaries to, afford to the officers, employees, counsel, </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-36<br></div></div></div>
<!--End Page 268-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 269-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg43"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">accountants and advisors of Purchaser, reasonable access, during normal business hours during the period prior to the Effective Time, and for purposes of verifying the representations and warranties of Company in Article III and preparing for the Merger and the other matters contemplated by this Agreement, to all its properties, books, personnel and records, except that the Purchaser's access to the properties shall not extend to the sampling of the soil, groundwater, surface water, soil or sub-slab vapor, or indoor air quality at the properties, and shall cooperate with Purchaser in preparing to execute after the Effective Time conversion or consolidation of systems and business operations generally, and, during such period, the Company shall, and shall cause its Subsidiaries to, make available to Purchaser all other information concerning its business, properties and personnel as Purchaser may reasonably request. Upon reasonable notice and subject to applicable laws, Purchaser shall, and shall cause each of its Subsidiaries to, afford to the officers, employees, counsel, accountants and advisors of the Company, reasonable access, during normal business hours during the period prior to the Effective Time, and solely for purposes of verifying the representations and warranties of Purchaser in Article IV, to the Purchaser's properties, books, personnel and records. Each party shall use commercially reasonable efforts to minimize any interference with the other party's regular business operations during any such access. Neither Purchaser nor the Company nor any of their respective Subsidiaries shall be required to provide access to or to disclose information where such access or disclosure would violate or prejudice the rights of Purchaser's or the Company's, as the case may be, customers, jeopardize the attorney-client privilege or other legal privilege of the party in possession or control of such information (after giving due consideration to the existence of any common interest, joint defense or similar agreement between the parties) or contravene any law, rule, regulation, order, judgment, decree, fiduciary duty, duty of confidentiality or binding agreement entered into prior to the date of this Agreement. The parties hereto will use reasonable best efforts to cooperate and request waivers or make appropriate substitute disclosure arrangements under circumstances in which the restrictions of the preceding sentence apply.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Each of Purchaser and Company shall hold all information furnished by or on behalf of the other party or any of such party's Subsidiaries or representatives pursuant to Section 6.2(a) in confidence to the extent required by, and in accordance with, the provisions of the Mutual Non-Disclosure and <a name="iIN49"><!--Anchor--></a>Non-Solicitation Agreement, dated March&#160;17, 2022, between Purchaser and Company (the &#8220;<u>Confidentiality </u><u>Agreement</u>&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;No investigation by either of the parties or their respective representatives shall affect or be deemed to modify or waive the representations and warranties of the other set forth herein. Nothing contained in this Agreement shall give either party, directly or indirectly, the right to control or direct the operations of the other party prior to the Effective Time. Prior to the Effective Time, each party shall exercise, consistent with the terms and conditions of this Agreement, complete control and supervision over its and its Subsidiaries' respective operations.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS63"><!--Anchor--></a>6.3&#8195;<u>Shareholders' Approvals</u>. Each of Purchaser and Company shall, in accordance with applicable laws, Purchaser Articles, Purchaser Bylaws, the Company Articles and the Company Bylaws, as applicable, call, give notice of and convene a meeting of its shareholders (the &#8220;<a name="iIN113"><!--Anchor--></a><u>Purchaser Meeting</u><a name="iIN36"><!--Anchor--></a>&#8221;, and the &#8220;<u>Company Meeting</u>,&#8221;) to be held as soon as reasonably practicable after the S-4 is declared effective for the purpose of obtaining (a) in the case of Purchaser, the Requisite Purchaser Vote and, in the case of Company, the Requisite Company Vote required in connection with this Agreement and the Merger and (b), if so desired and mutually agreed, upon other matters of the type customarily brought before an annual or special meeting of shareholders to approve a merger. Such meetings may be held virtually, subject to applicable law and the organizational documents of each party. Each of Purchaser and Company and their respective Boards of Directors shall use their reasonable best efforts to obtain from the shareholders of Purchaser and Company, as applicable, the Requisite Purchaser Vote and the Requisite Company Vote, as applicable, including by communicating to the respective shareholders of Purchaser and Company its recommendation (and including such recommendation in the Proxy Statement) that the shareholders of Purchaser and the shareholders of Company, as applicable, adopt and approve this Agreement and the transactions contemplated hereby. However, subject to Section 8.1 and Section 8.2, if the Board of Directors of Purchaser or Company, after receiving the advice of its outside counsel and, with respect to financial matters, its financial advisors, determines in good faith that it would be reasonably likely to result in a violation of its fiduciary duties under applicable law to continue to recommend this Agreement, then in submitting this Agreement to its shareholders, such Board of Directors may (but shall not be required to), in the case of Purchaser, prior to the receipt of the Requisite Purchaser Vote, and in the case of Company, prior to the receipt </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-37<br></div></div></div>
<!--End Page 269-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 270-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg44"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">of the Requisite Company Vote, submit this Agreement to its shareholders without recommendation (although the resolutions approving this Agreement as of the date hereof may not be rescinded or amended), in which event such Board of Directors may communicate the basis for its lack of a recommendation to its shareholders in the Proxy Statement or an appropriate amendment or supplement thereto to the extent required by law; provided, that such Board of Directors may not take any actions under this sentence unless (i)&#160;it gives the other party at least five (5) business days' prior written notice of its intention to take such action and a reasonable description of the event or circumstances giving rise to its determination to take such action (including, in the event such action is taken by the Board of Directors of Company in response to an Acquisition Proposal, the latest material terms and conditions of, and the identity of the third party making, any such Acquisition Proposal, or any amendment or modification thereof, and a copy thereof if in writing and any related documentation or correspondence) and (ii)&#160;at the end of such notice period, such Board of Directors takes into account any amendment or modification to this Agreement proposed by the other party and after receiving the advice of its outside counsel and, with respect to financial matters, its financial advisors, determines in good faith that it would nevertheless be reasonably likely to result in a violation of its fiduciary duties under applicable law to continue to recommend this Agreement. Any material amendment to any Acquisition Proposal will be deemed to be a new Acquisition Proposal for purposes of this Section 6.3 and will require a new notice period as referred to in this Section 6.3. Purchaser or Company shall adjourn or postpone the Purchaser Meeting or Company Meeting, as the case may be, if, as of the time for which such meeting is originally scheduled, there are insufficient shares of Purchaser Common Stock or Company Common Stock, as the case may be, represented (either in person or by proxy) to constitute a quorum necessary to conduct the business of such meeting, or if on the date of such meeting Purchaser or Company, as applicable, has not received proxies representing a sufficient number of shares necessary to obtain the Requisite Purchaser Vote or the Requisite Company Vote and subject to the terms and conditions of this Agreement, Purchaser and Company, as applicable, shall continue to use reasonable best efforts to solicit proxies from its shareholders in order to obtain the Requisite Purchaser Vote or the Requisite Company Vote, respectively. Notwithstanding anything to the contrary herein, unless this Agreement has been terminated in accordance with its terms, (a) Purchaser Meeting shall be convened and this Agreement shall be submitted to the shareholders of Purchaser at the Purchaser Meeting for the purpose of voting on the approval of this Agreement and the other matters contemplated hereby, and nothing contained herein shall be deemed to relieve Purchaser of such obligation and (b) Company Meeting shall be convened and this Agreement shall be submitted to the shareholders of Company at the Company Meeting for the purpose of voting on the approval of this Agreement and the other matters contemplated hereby, and nothing contained herein shall be deemed to relieve Company of such obligation.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS64"><!--Anchor--></a>6.4&#8195;<u>Legal Conditions to Merger</u>. Subject in all respects to Sections 6.1, 6.3 and 6.12 of this Agreement, each of Purchaser and Company shall, and shall cause its Subsidiaries to, use their reasonable best efforts (a) to take, or cause to be taken, all actions necessary, proper or advisable to comply promptly with all legal requirements that may be imposed on such party or its Subsidiaries with respect to the Merger and, if applicable, the Bank Merger and, subject to the conditions set forth in Article VII hereof, to consummate the transactions contemplated by this Agreement, and (b) to obtain (and to cooperate with the other party to obtain) any material consent, authorization, order or approval of, or any exemption by, any Governmental Entity and any other third party that is required to be obtained by Company or Purchaser or any of their respective Subsidiaries in connection with the Merger, the Bank Merger (if applicable) and the other transactions contemplated by this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS65"><!--Anchor--></a>6.5&#8195;<u>Stock Exchange Listing</u>. Purchaser shall use its reasonable best efforts to cause the shares of Purchaser Common Stock to be issued in the Merger (including shares of Purchaser Common Stock to be reserved for issuance upon exercise of Purchaser Stock Options, in each case, to be issued pursuant to Section 1.8) to be approved for listing on NASDAQ, subject to official notice of issuance, prior to the Effective Time.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS66"><!--Anchor--></a>6.6&#8195;<u>Employee Benefit Plans</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;During the period commencing at the Effective Time and ending on the twelve (12) month anniversary of the Closing Date or, if shorter, during the period of employment of a Continuing Employee following the Closing, the Surviving Corporation shall provide each of the employees of the Company and its Subsidiaries who continue to be employed by the Surviving Corporation and its Subsidiaries immediately <a name="iIN50"><!--Anchor--></a>following the Effective Time (each a &#8220;<u>Continuing Employee</u>&#8221;) with (i)&#160;a base salary or wage rate, as applicable, that is no less than the base salary or wage rate, as applicable, provided to the Continuing </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-38<br></div></div></div>
<!--End Page 270-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 271-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg45"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Employee prior to Closing, (ii)&#160;target cash bonus opportunities that are no less favorable than the target cash bonus opportunities that are generally made available to similarly situated employees of Purchaser and its Subsidiaries and (iii)&#160;employee benefits that, in the aggregate, are substantially the same as those that are generally made available to similarly situated employees of Purchaser and its Subsidiaries. Any employee of the Company and its Subsidiaries who is terminated by the Company without cause at the Purchaser's request on the Closing Date or by Purchaser without cause within nine (9) months following the Closing Date, or who voluntarily resigns employment due to involuntary relocation of employee's principal place of employment to a location which is more than twenty&#8211;five (25) miles from the employees principal place of employment immediately prior to the Closing Date, shall be entitled to severance in accordance with the schedule set forth on Section 6.6(a) of the Purchaser Disclosure Schedule. Notwithstanding the foregoing, the requirements of this Section 6.6(a) shall not apply to any Company employee who has or is party to any employment agreement, severance agreement, change in control agreement or any other agreement or arrangement that provides a CIC Payment.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;With respect to any employee benefit plans of the Surviving Corporation or its Subsidiaries in which any Continuing Employees become eligible to participate on or after the Effective Time (the &#8220;<a name="iIN91"><!--Anchor--></a><u>New </u><u>Plans</u>&#8221;), the Surviving Corporation shall use commercially reasonable efforts to: (i)&#160;waive all pre-existing conditions, exclusions and waiting periods with respect to participation and coverage requirements applicable to such employees and their eligible dependents under any New Plans, except to the extent such pre-existing conditions, exclusions or waiting periods would apply under the analogous Company Benefit Plan, (ii)&#160;provide each such employee and his or her eligible dependents with credit for any eligible expenses incurred by such employee or dependent prior to the Effective Time under a Company Benefit Plan (to the same extent that such credit was given under the analogous Company Benefit Plan prior to the Effective Time) in satisfying any applicable deductible, co-payment or out-of-pocket requirements under any New Plans, and (iii)&#160;recognize all service of such employees with the Company and its Subsidiaries for all purposes in any New Plan to the same extent that such service was taken into account under the analogous Company Benefit Plan prior to the Effective Time; provided, that the foregoing service recognition shall not apply (A) to the extent it would result in duplication of benefits for the same period of services, (B) for benefit accrual purposes under any employee benefit plan of Purchaser or any of its affiliates that is a defined benefit pension or post-retirement welfare plan or (C) where such service is with respect to a newly established benefit plan of Purchaser for which similarly situated employees of Purchaser do not receive past service credit.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;If Purchaser so requests (which request shall be made not less than fifteen (15) days, or sixty&#160;(60)&#160;days with respect to a requested termination of participation in the Pentegra Defined Contribution Plan for Financial Institutions, prior to the Effective Time), the Company shall take any and all actions, to the extent permitted by law and the terms of the applicable plan, required (including without limitation, the adoption of resolutions by its Board of Directors) to amend, freeze and/or terminate, or withdraw as a participating employer in, any or all Company Benefit Plans or Multiple Employer Plans (including, without limitation, the Pentegra Defined Contribution Plan for Financial Institutions) immediately prior to the Effective Time (as permitted by the terms of the applicable Company Benefit Plan), and, if requested by Purchaser, to implement any such actions, contingent on the Closing occurring. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Without limiting the generality of the foregoing Section 6.6(c) hereof, prior to the Effective Time, the Company shall take any and all actions and adopt such necessary resolutions, reasonably acceptable to Purchaser, to (i)&#160;terminate the West Town Bank &amp; Trust Supplemental Executive Benefit Plan, as amended, and make distributions to participants therein, in compliance with section 409A of the Code and the regulations promulgated thereunder; and (ii) terminate the Company 401(k) Plan effective as of the date immediately preceding the Closing Date and adopt such amendments to such Company 401(k) Plan as are necessary to terminate the Company 401(k) Plan and effectuate the provisions of this Section 6.6(d), contingent on the Closing occurring. In addition to the foregoing, prior to the Effective Time, the Company shall take any and all actions as may be required, including adopting amendments to the Company 401(k) Plan to permit each participant in the Company 401(k) Plan who has a loan outstanding at the Effective Time to make arrangements to continue to repay such loan in accordance with the original amortization schedule until such time as the participant's 401(k) account balance is distributed. The form and substance of all such resolutions and amendments shall be subject to the review and approval of Purchaser, which shall not be unreasonably withheld, and the Company shall deliver to Purchaser an executed copy of the </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-39<br></div></div></div>
<!--End Page 271-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 272-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg46"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">resolutions and amendment as soon as practicable following their adoption by the Board of Directors of the Company and shall fully comply with such resolutions and amendments. In connection with the termination of the Company 401(k) Plan and the Merger, the Company shall, or shall cause its applicable Affiliate to, provide that (a) all Company 401(k) Plan participant accounts shall be fully vested, (b) all benefit accruals under the Company 401(k) Plan will be frozen and no new participants will be admitted to the Company 401(k) Plan on or after the Company 401(k) Plan termination date, and (c) any contributions due to the Company 401(k) Plan for the period before the Company 401(k) Plan termination date and not yet paid by the Company 401(k) Plan termination date will be contributed by the Company as soon as administratively feasible after the Company 401(k) Plan termination date. As soon as practicable following the Company 401(k) Plan termination date, the account balances in the Company 401(k) Plan shall either be distributed to participants and beneficiaries or transferred to an eligible tax-qualified retirement plan or individual retirement account as a participant or beneficiary may direct. Prior to the distribution of account balances in the Company 401(k) Plan, Purchaser shall take any and all actions as may be required, including adopting amendments to the tax-qualified defined contribution retirement plan designated by Purchaser to permit each Continuing Employee to make rollover contributions of &#8220;eligible rollover distributions&#8221; (within the meaning of Section 401(a)(31) of the Code, including of outstanding plan loans) at the time of such distribution from the Company 401(k) Plan in the form of cash, notes (in the case of loans) or a combination thereof, in an amount equal to the full account balance distributed to such Continuing Employee from the Company 401(k) Plan. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;Nothing in this Agreement shall confer upon any employee, officer, director or consultant of the Company or any of its Subsidiaries or affiliates any right to continue in the employ or service of the Surviving Corporation, the Company, or any Subsidiary or affiliate thereof, or shall interfere with or restrict in any way the rights of the Surviving Corporation, the Company, Purchaser or any Subsidiary or affiliate thereof to discharge or terminate the services of any employee, officer, director or consultant of the Company or any of its Subsidiaries or affiliates at any time for any reason whatsoever, with or without cause. Nothing in this Agreement shall be deemed to (i)&#160;establish, amend, or modify any Company Benefit Plan, New Plan or any other benefit or employment plan, program, agreement or arrangement, or (ii)&#160;alter or limit the ability of the Surviving Corporation or any of its Subsidiaries or affiliates to amend, modify or terminate any particular Company Benefit Plan, New Plan or any other benefit or employment plan, program, agreement or arrangement after the Effective Time. Without limiting the generality of Section 9.10, nothing in this Agreement, express or implied, is intended to or shall confer upon any person, including any current or former employee, officer, director or consultant of the Company or any of its Subsidiaries or affiliates, any right, benefit or remedy of any nature whatsoever under or by reason of this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;Any Company employee who has or is party to any employment agreement, severance agreement, change in control agreement or any other agreement or arrangement that provides for any payment that may be triggered by the Merger or, if applicable, the Bank Merger (each, a &#8220;<a name="iIN18"><!--Anchor--></a><u>CIC Payment</u>&#8221;) shall not receive any severance benefits as provided in Section 6.6(a) but will receive his or her applicable CIC Payment to the extent it is required to be paid under such agreement, provided that, on or before the Closing, Company will take all steps necessary to ensure that in the event that the amounts of any CIC Payment, either individually or in conjunction with a payment or benefit under any other plan, agreement or arrangement that is aggregated for purposes of Code Section 280G (in the aggregate, &#8220;<a name="iIN145"><!--Anchor--></a><u>Total Payments</u>&#8221;), would constitute an &#8220;excess parachute payment&#8221; within the meaning of Section 280G of the Code that is subject to the Tax imposed by Section 4999 of such Code, then the amounts of such CIC Payment shall be reduced such that the value of the Total Payments that each counterparty is entitled to receive shall be $1.00 less than the maximum amount which the counterparty may receive without becoming subject to the excise tax or resulting in a disallowance of a deduction of the payment of such amount under Section 280G of the Code. Any Company employee who waives and relinquishes his or her right to a CIC Payment will be eligible for a severance payment as provided in Section 6.6(a) (as long as such severance payment does not constitute an excess parachute payment to such Company employee), unless such Company employee enters into an employment agreement, severance agreement, change in control agreement or any written similar agreement or arrangement with the Surviving Corporation or a Subsidiary of the Surviving Corporation.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(g)&#8195;Notwithstanding any other provisions, the Surviving Corporation agrees to assume and honor in accordance with their terms all employment or change in control agreements or equity award agreements, vested as of the Closing Date under the Company Benefit Plans; provided, Purchaser may replace such </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-40<br></div></div></div>
<!--End Page 272-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 273-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg47"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Company Benefit Plans with a similar benefit plan of Purchaser. Purchaser hereby acknowledges that a &#8220;change in control&#8221; (or similar phrase) within the meaning of the Company Benefit Plans will occur at the Effective Time. With respect to certain employees, each of whom is named on Section 6.6(g) of the Company Disclosure Schedules, who are party to employment and/or change in control agreements with Company and/or Company Bank that contain change in control benefits, Company shall, prior to the Effective Time, use commercially reasonable efforts to obtain from each individual a settlement agreement upon terms mutually agreeable to Company, Purchaser and such employee, setting forth the method in which his or her rights under such agreement will be settled. Company shall make the payments required under such change in control, settlement or similar agreements.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(h)&#8195;As soon as reasonably practicable following the date of this Agreement, Company and Purchaser shall cooperate and use their commercially reasonable efforts to establish an aggregate retention bonus amount and identify key employees of Company or Purchaser who will be offered a retention bonus prior to the Effective Time upon such terms and conditions as the chief executive officers of Purchaser and Company shall mutually agree.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS67"><!--Anchor--></a>6.7&#8195;<u>Indemnification; Directors' and Officers' Insurance</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;From and after the Effective Time, each of Purchaser and the Surviving Corporation shall indemnify and hold harmless each present and former director, officer or employee of Company and its Subsidiaries (in each case, when acting in such capacity) (collectively, the &#8220;<a name="iIN33"><!--Anchor--></a><u>Company Indemnified Parties</u>&#8221;) against any costs or expenses (including reasonable attorneys' fees), judgments, fines, losses, damages or liabilities incurred in connection with any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal, administrative or investigative, whether arising before or after the Effective Time, arising out of the fact that such person is or was a director, officer or employee of Company or any of its Subsidiaries and pertaining to matters existing or occurring at or prior to the Effective Time, including the transactions contemplated by this Agreement to the same extent as such persons are indemnified as of the date of this Agreement by Company pursuant to the Company Articles, Company Bylaws, the governing or organizational documents of any Subsidiary of Company and any indemnification agreements in existence as of the date hereof; and Purchaser and the Surviving Corporation shall also advance expenses as incurred by such Company Indemnified Party to the same extent as such persons are entitled to advancement of expenses as of the date of this Agreement by Company pursuant to the Company Articles, Company's Bylaws, the governing or organizational documents of any Subsidiary of Company and any indemnification agreements in existence as of the date hereof; provided, that, if required, the Company Indemnified Party to whom expenses are advanced provides an undertaking to repay such advances if it is ultimately determined that such Company Indemnified Party is not entitled to indemnification.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;For a period of six (6) years after the Effective Time, the Surviving Corporation shall cause to be maintained in effect the current policies of directors' and officers' liability insurance maintained by Company (provided, that the Surviving Corporation may substitute therefor policies with a substantially comparable insurer of at least the same coverage and amounts containing terms and conditions which are no less advantageous to the insured) with respect to claims against the present and former officers and directors of the Company or any of its Subsidiaries arising from facts or events which occurred at or before the Effective Time (including the transactions contemplated by this Agreement); provided, however, that the Surviving Corporation shall not be obligated to expend, on an annual basis, an amount in excess of 200% of the current annual premium paid as of the date hereof by Company for such insurance (the &#8220;<a name="iIN101"><!--Anchor--></a><u>Premium </u><u>Cap</u>&#8221;), and if such premiums for such insurance would at any time exceed the Premium Cap, then the Surviving Corporation shall cause to be maintained policies of insurance which, in the Surviving Corporation's good faith determination, provide the maximum coverage available at an annual premium equal to the Premium Cap. In lieu of the foregoing, Company, in consultation with, but only upon the consent of Purchaser, may (and at the request of Purchaser, Company shall use its reasonable best efforts to) obtain at or prior to the Effective Time a six-year &#8220;tail&#8221; policy under Company's existing directors and officers insurance policy providing equivalent coverage to that described in the preceding sentence if and to the extent that the same may be obtained for an amount that, in the aggregate, does not exceed the Premium Cap. If Company purchases such a &#8220;tail&#8221; policy, the Surviving Corporation shall maintain such &#8220;tail&#8221; policy in full force and effect and continue to honor its obligations thereunder for such six (6) year period.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-41<br></div></div></div>
<!--End Page 273-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 274-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg48"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;The provisions of this Section 6.7 shall survive the Effective Time and are intended to be for the benefit of, and shall be enforceable by, each Company Indemnified Party and his or her heirs and representatives. If the Surviving Corporation or any of its successors or assigns will consolidate with or merge into any other entity and not be the continuing or surviving entity of such consolidation or merger, transfer all or substantially all of its assets or deposits to any other entity or engage in any similar transaction, then in each case, the Surviving Corporation will cause proper provision to be made so that the successors and assigns of the Surviving Corporation will expressly assume the obligations set forth in this Section 6.7.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS68"><!--Anchor--></a>6.8&#8195;<u>Additional Agreements</u>. In case at any time after the Effective Time any further action is necessary or desirable to carry out the purposes of this Agreement (including, without limitation, any merger between a Subsidiary of Purchaser, on the one hand, and a Subsidiary of Company, on the other) or to vest the Surviving Corporation with full title to all properties, assets, rights, approvals, immunities and franchises of any of the parties to the Merger, the proper officers and directors of each party to this Agreement and their respective Subsidiaries shall take all such necessary action as may be reasonably requested by the other party.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS69"><!--Anchor--></a>6.9&#8195;<u>Advice of Changes</u>. Purchaser and Company shall each promptly (but in any event within 24 hours) advise the other party of any change or event (i)&#160;that has had or is reasonably likely to have a Material Adverse Effect on it or (ii)&#160;which it believes would or would be reasonably likely to cause or constitute a material breach of any of its representations, warranties or covenants contained herein or that reasonably could be expected to give rise, individually or in the aggregate, to the failure of a condition in Article VII; provided, that any failure to give notice in accordance with the foregoing with respect to any breach shall not be deemed to constitute a violation of this Section 6.9 or the failure of any condition set forth in Section 7.2 or 7.3 to be satisfied, or otherwise constitute a breach of this Agreement by the party failing to give such notice, in each case unless the underlying breach would independently result in a failure of the conditions set forth in Section 7.2 or 7.3 to be satisfied.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS610"><!--Anchor--></a>6.10&#8195;<u>Dividends</u>. After the date of this Agreement, each of Purchaser and Company shall coordinate with the other regarding declaration of any dividends in respect of Purchaser Common Stock and Company Common Stock and the record dates and payment dates relating thereto, it being the intention of the parties hereto that holders of Company Common Stock shall not receive two dividends, or fail to receive one dividend, in any quarter with respect to their shares of Company Common Stock and any shares of Purchaser Common Stock any such holder receives in exchange therefor in the Merger.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS611"><!--Anchor--></a>6.11&#8195;<u>[Reserved</u>.]</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS612"><!--Anchor--></a>6.12&#8195;<u>Acquisition Proposals</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;Company agrees that it will not, and will cause its Subsidiaries and its and their officers, directors, agents, advisors and representatives (collectively, &#8220;<a name="iIN126"><!--Anchor--></a><u>Representatives</u>&#8221;) not to, directly or indirectly, (i)&#160;initiate, solicit, knowingly encourage or knowingly facilitate inquiries or proposals with respect to, (ii)&#160;engage or participate in any negotiations with any person concerning, or (iii)&#160;provide any confidential or nonpublic information or data to, or have or participate in any discussions with, any person relating to, any Acquisition Proposal, except to notify such person of the existence of the provisions of this Section 6.12(a); provided, that, prior to the approval of this Agreement by the shareholders of Company by the Requisite Company Vote, in the event Company receives an unsolicited bona fide written Acquisition Proposal, it may, and may permit its Subsidiaries and its and its Subsidiaries' Representatives to, furnish or cause to be furnished nonpublic information or data and participate in such negotiations or discussions to the extent that its Board of Directors concludes in good faith (after receiving the advice of its outside counsel, and with respect to financial matters, its financial advisors) that failure to take such actions would be reasonably likely to result in a violation of its fiduciary duties under applicable law; provided, further, that, prior to providing any nonpublic information permitted to be provided pursuant to the foregoing proviso, Company shall have entered into a confidentiality agreement with such third party on terms no less favorable to it than the Confidentiality Agreement and which is expressly assignable to Purchaser, which confidentiality agreement shall not provide such person with any exclusive right to negotiate with Company. Company will, and will cause its Representatives to, immediately cease and cause to be terminated any activities, discussions or negotiations conducted before the date of this Agreement with any person other than Purchaser with respect to any Acquisition Proposal. Company will promptly (within twenty-four (24) hours) advise Purchaser </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-42<br></div></div></div>
<!--End Page 274-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 275-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg49"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">following receipt of any Acquisition Proposal or any inquiry which could reasonably be expected to lead to an Acquisition Proposal, and the substance thereof (including the terms and conditions of and the identity of the person making such inquiry or Acquisition Proposal and a copy thereof if in writing and any related documentation or correspondence), and will keep Purchaser apprised of any related developments, discussions and negotiations on a current basis, including any amendments to or revisions of the terms of such inquiry or Acquisition Proposal. Company shall use its reasonable best efforts to enforce any existing confidentiality or standstill agreements to which it or any of its Subsidiaries is a party in accordance with the terms thereof. As used in this Agreement, &#8220;<a name="iIN1"><!--Anchor--></a><u>Acquisition Proposal</u>&#8221; shall mean, other than the transactions contemplated by this Agreement, any offer, proposal or inquiry relating to, or any third party indication of interest in, (i)&#160;any acquisition or purchase, direct or indirect, of 25% or more of the consolidated assets of Company and its Subsidiaries or 25% or more of any class of equity or voting securities of Company or its Subsidiaries whose assets, individually or in the aggregate, constitute more than 25% of the consolidated assets of Company, (ii)&#160;any tender offer (including a self-tender offer) or exchange offer that, if consummated, would result in such third party beneficially owning 25% or more of any class of equity or voting securities of Company or its Subsidiaries whose assets, individually or in the aggregate, constitute more than 25% of the consolidated assets of Company, or (iii)&#160;a merger, consolidation, share exchange, business combination, reorganization, recapitalization, liquidation, dissolution or other similar transaction involving Company or its Subsidiaries whose assets, individually or in the aggregate, constitute more than 25% of the consolidated assets of Company.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Nothing contained in this Agreement shall prevent Company or its board of directors from making any legally required disclosure to its shareholders.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS613"><!--Anchor--></a>6.13&#8195;<u>Public Announcements</u>. Company and Purchaser shall each use its reasonable best efforts to develop a joint communications plan, to ensure that all press releases and other public statements with respect to the transactions contemplated hereby shall be consistent with such joint communications plan, and except in respect of any announcement required by applicable law, or by obligations pursuant to any listing agreement with or rules of any securities exchange, to consult with each other before issuing any press release or, to the extent practical, otherwise making any public statement with respect to this Agreement or the transactions contemplated hereby. The parties hereto agree that any initial press release to be issued with respect to the transactions contemplated hereby shall be in mutually agreed form.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS614"><!--Anchor--></a>6.14&#8195;<u>Change of Method</u>. Company and Purchaser shall be empowered, upon their mutual agreement, at any time prior to the Effective Time, to change the method or structure of effecting the combination of Company and Purchaser (including the provisions of Article I), if and to the extent they both deem such change to be necessary, appropriate or desirable; provided, however, that no such change shall (i)&#160;alter or change the Exchange Ratio or the number of shares of Purchaser Common Stock received by Company shareholders in exchange for each share of Company Common Stock, (ii)&#160;adversely affect the Tax treatment of Company's shareholders or Purchaser's shareholders pursuant to this Agreement, (iii)&#160;adversely affect the Tax treatment of Company or Purchaser pursuant to this Agreement or (iv)&#160;materially impede or delay the consummation of the transactions contemplated by this Agreement in a timely manner. The parties agree to reflect any such change in an appropriate amendment to this Agreement executed by both parties in accordance with Section 8.3.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS615"><!--Anchor--></a>6.15&#8195;<u>Restructuring Efforts</u>. If either Purchaser or Company shall have failed to obtain the Requisite Purchaser Vote or the Requisite Company Vote at the duly convened Purchaser Meeting or Company Meeting, as applicable, or any adjournment or postponement thereof, each of the parties shall in good faith use its reasonable best efforts to negotiate a restructuring of the transaction provided for herein (it being understood that neither party shall have any obligation to alter or change any material terms, including without limitation the amount or kind of the consideration to be issued to holders of the capital stock of Company as provided for in this Agreement, in a manner adverse to such party or its shareholders) and/or resubmit this Agreement or the transactions contemplated hereby (or as restructured pursuant to this Section 6.15) to Purchaser or Company shareholders, as applicable, for approval.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS616"><!--Anchor--></a>6.16&#8195;<u>Takeover Statutes</u>. None of Company, Purchaser or their respective Boards of Directors shall take any action that would cause any Takeover Statute to become applicable to this Agreement, the Merger, or any of the other transactions contemplated hereby, and each shall take all necessary steps to exempt (or ensure the continued exemption of) the Merger and the other transactions contemplated hereby from any applicable Takeover Statute now or hereafter in effect. If any Takeover Statute may become, or may purport to be, </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-43<br></div></div></div>
<!--End Page 275-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 276-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg50"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">applicable to the transactions contemplated hereby, each party and the members of their respective Boards of Directors will grant such approvals and take such actions as are necessary so that the transactions contemplated by this Agreement may be consummated as promptly as practicable on the terms contemplated hereby and thereby and otherwise act to eliminate or minimize the effects of any Takeover Statute on any of the transactions contemplated by this Agreement, including, if necessary, challenging the validity or applicability of any such Takeover Statute.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS617"><!--Anchor--></a>6.17&#8195;<u>Exemption from Liability Under Section 16(b</u>). Company and Purchaser agree that, in order to most effectively compensate and retain Company Insiders (as defined below), both prior to and after the Effective Time, it is desirable that those officers and directors of Company subject to, or become subject to, the reporting <a name="iIN34"><!--Anchor--></a>requirements of Section 16(a) of the Exchange Act (the &#8220;<u>Company Insiders</u>&#8221;), not be subject to a risk of liability under Section 16(b) of the Exchange Act to the fullest extent permitted by applicable law in connection with the conversion of shares of Company Common Stock and Company Equity Awards in the Merger, and for that compensatory and retentive purpose agree to the provisions of this Section 6.17. The Board of Directors of Purchaser and of Company, or a committee of non-employee directors thereof (as such term is defined for purposes of Rule 16b-3(d) under the Exchange Act), shall, prior to the Effective Time, take all such steps as may be required to cause (in the case of Company) any dispositions of Company Common Stock or Company Equity Awards by the Company Insiders, and (in the case of Purchaser) any acquisitions of Purchaser Common Stock by any Company Insiders who, immediately following the Merger, will be officers or directors of the Surviving Corporation subject to the reporting requirements of Section 16(a) of the Exchange Act, in each case pursuant to the transactions contemplated by this Agreement, to be exempt from liability pursuant to Rule 16b-3 under the Exchange Act to the fullest extent permitted by applicable law.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS618"><!--Anchor--></a>6.18&#8195;<u>[Reserved]</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS619"><!--Anchor--></a>6.19&#8195;<u>Assumption of Company Debt</u>. Upon the Effective Time (or at the effective time of the Bank Merger for any debt of Company Bank), Purchaser, or Purchaser Bank, as applicable, shall assume the due and punctual performance and observance of the covenants and other obligations to be performed by Company or Company Bank, as applicable, under the definitive documents governing the indebtedness and other instruments related thereto set forth on Section 6.19 of the Company Disclosure Schedule, including the due and punctual payment of the principal of (and premium, if any) and interest thereon, to the extent required and permitted thereby. In connection therewith, (i)&#160;Purchaser shall, and shall cause Purchaser Bank to, cooperate and use reasonable best efforts to execute and deliver any supplemental indentures, if applicable, and (ii)&#160;Company shall, and shall cause Company Bank to, cooperate and use reasonable best efforts to execute and deliver any supplemental indentures, officer's certificates or other documents and provide any opinions of counsel to the trustee thereof, in each case, required to make such assumption effective as of the Effective Time, or the effective time of the Bank Merger, as applicable.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS620"><!--Anchor--></a>6.20&#8195;<u>Bank Merger</u>. Prior to the Effective Time, Company shall use its reasonable best efforts to cooperate with Purchaser, including by causing Company Bank to execute, if requested by Purchaser, such certificates or articles of merger and such other documents and certificates as are necessary, to effect, immediately following the Effective Time or at such later time as Purchaser may determine, the Bank Merger pursuant to the Bank Merger Agreement. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS621"><!--Anchor--></a>6.21&#8195;<u>Additional Covenants</u>. Company shall have complied in all respects with the requirements set forth on Section 6.21 of the Company Disclosure Schedule. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS622"><!--Anchor--></a>6.22&#8195;<u>Employment Agreements</u>. Concurrently with the execution and delivery of this Agreement, Company agrees to cause each person set forth on Section 6.22 of the Purchaser Disclosure Schedule to execute and deliver an employment agreement with Purchaser or an affiliate thereof, in a form reasonably satisfactory to Purchaser, which employment agreements shall each be effective upon the Closing and shall not have been revoked or otherwise terminated. </div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; text-align: center;"><a name="tANXAA7"><!--Anchor--></a>ARTICLE VII<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">CONDITIONS PRECEDENT</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS71"><!--Anchor--></a>7.1&#8195;<u>Conditions to Each Party's Obligation to Effect the Merger</u>. The respective obligations of the parties to effect the Merger shall be subject to the satisfaction at or prior to the Effective Time of the following conditions:</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-44<br></div></div></div>
<!--End Page 276-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 277-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg51"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;<u>Shareholder Approval</u>. (i)&#160;This Agreement shall have been approved by the shareholders of Company by the Requisite Company Vote and (ii)&#160;this Agreement shall have been approved by the shareholders of Purchaser by the Requisite Purchaser Vote.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;<u>NASDAQ Listing</u>. The shares of Purchaser Common Stock that shall be issuable pursuant to this Agreement shall have been authorized for listing on NASDAQ, subject to official notice of issuance.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;<u>Regulatory Approvals</u>. All Requisite Regulatory Approvals shall have been obtained and shall remain in full force and effect and all statutory waiting periods in respect thereof shall have expired, and no such Requisite Regulatory Approval shall have resulted in the imposition of any Materially Burdensome Regulatory Condition.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;<u>S-4</u>. The S-4 shall have become effective under the Securities Act and no stop order suspending the effectiveness of the S-4 shall have been issued and no proceedings for that purpose shall have been initiated or threatened by the SEC and not withdrawn.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;<u>No Injunctions or Restraints; Illegality</u>. No order, injunction or decree issued by any court or agency of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the Merger or any of the other transactions contemplated by this Agreement shall be in effect. No statute, rule, regulation, order, injunction or decree shall have been enacted, entered, promulgated or enforced by any Governmental Entity which prohibits or makes illegal consummation of the Merger.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS72"><!--Anchor--></a>7.2&#8195;<u>Conditions to Obligations of Purchaser</u>. The obligation of Purchaser to effect the Merger is also subject to the satisfaction, or waiver by Purchaser, at or prior to the Effective Time, of the following conditions:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;<u>Representations and Warranties</u>. The representations and warranties of Company set forth in Section 3.2(a) and Section 3.8(a) (in each case after giving effect to the lead in to Article III) shall be true and correct (other than, in the case of Section 3.2(a), such failures to be true and correct as are de minimis) in each case as of the date of this Agreement and (except to the extent such representations and warranties speak as of an earlier date) as of the Closing Date as though made on and as of the Closing Date, and the representations and warranties of Company set forth in Sections 3.1(a), 3.1(b), 3.2(b), 3.3(a) and 3.7&#160;(in&#160;each case, after giving effect to the lead in to Article III) shall be true and correct in all material respects as of the date of this Agreement and (except to the extent such representations and warranties speak as of an earlier date) as of the Closing Date as though made on and as of the Closing Date. All other representations and warranties of Company set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties but, in each case, after giving effect to the lead in to Article III) shall be true and correct in all respects as of the date of this Agreement and (except to the extent such representations and warranties speak as of an earlier date) as of the Closing Date as though made on and as of the Closing Date; provided, however, that for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless the failure or failures of such representations and warranties to be so true and correct, either individually or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties, has had or would reasonably be expected to have a Material Adverse Effect on Company or the Surviving Corporation. Purchaser shall have received a certificate signed on behalf of Company by the Chief Executive Officer and the Chief Financial Officer of Company to the foregoing effect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;<u>Performance of Obligations of Company</u>. Company shall have performed in all material respects the obligations required to be performed by it under this Agreement at or prior to the Closing Date, including, for the avoidance of doubt, compliance with requirements set forth in Section 6.21, and Purchaser shall have received a certificate signed on behalf of Company by the Chief Executive Officer and the Chief Financial Officer of Company to such effect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;<u>Federal Tax Opinion</u>. Purchaser shall have received the opinion of Squire Patton Boggs (US) LLP, in form and substance reasonably satisfactory to Purchaser, dated as of the Closing Date, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such opinion, the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code. In rendering such opinion, counsel may require and rely upon representations contained in certificates of officers of Purchaser and Company, reasonably satisfactory in form and substance to such counsel.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-45<br></div></div></div>
<!--End Page 277-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 278-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg52"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;<u>Employment Agreements</u>. Each person listed on Section 6.22 of the Purchaser Disclosure Schedule shall have executed and delivered prior to or concurrent with execution of this Agreement, an employment agreement in a form reasonably satisfactory to Purchaser, which employment agreements shall each be effective upon the Closing and shall not have been revoked or otherwise terminated. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;<u>Appraisal Rights</u>. Immediately prior to the Closing, not more than ten (10%) of Company Common Stock shall be held by persons who either have exercised, or are then entitled to exercise, appraisal rights under the NCBCA.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS73"><!--Anchor--></a>7.3&#8195;<u>Conditions to Obligations of Company</u>. The obligation of Company to effect the Merger is also subject to the satisfaction or waiver by Company at or prior to the Effective Time of the following conditions:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;<u>Representations and Warranties</u>. The representations and warranties of Purchaser set forth in Section 4.2(a), the last sentence of 4.3(a) and Section 4.8 (in each case, after giving effect to the lead in to Article IV) shall be true and correct (other than, in the case of Section 4.2(a), such failures to be true and correct as are de minimis) in each case as of the date of this Agreement and (except to the extent such representations and warranties speak as of an earlier date) as of the Closing Date as though made on and as of the Closing Date, and the representations and warranties of Purchaser set forth in Sections 4.1(a), 4.1(b), 4.2(b), 4.3(a) (other than the last sentence of Section 4.3(a)) and 4.7 (in each case, after giving effect to the lead in to Article IV) shall be true and correct in all material respects as of the date of this Agreement and (except to the extent such representations and warranties speak as of an earlier date) as of the Closing Date as though made on and as of the Closing Date. All other representations and warranties of Purchaser set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties but, in each case, after giving effect to the lead in to Article IV) shall be true and correct in all respects as of the date of this Agreement and (except to the extent such representations and warranties speak as of an earlier date) as of the Closing Date as though made on and as of the Closing Date, provided, however, that for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless the failure or failures of such representations and warranties to be so true and correct, either individually or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties, has had or would reasonably be expected to have a Material Adverse Effect on Purchaser or the Surviving Corporation. Company shall have received a certificate signed on behalf of Purchaser by the Chief Executive Officer and the Chief Financial Officer of Purchaser to the foregoing effect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;<u>Performance of Obligations of Purchaser</u>. Purchaser shall have performed in all material respects the obligations required to be performed by it under this Agreement at or prior to the Closing Date, and Company shall have received a certificate signed on behalf of Purchaser by the Chief Executive Officer and the Chief Financial Officer of Purchaser to such effect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;<u>Federal Tax Opinion</u>. Company shall have received the opinion of Wyrick Robbins Yates &amp; Ponton LLP, in form and substance reasonably satisfactory to Company, dated as of the Closing Date, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such opinion, the Merger shall qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code. In rendering such opinion, counsel may require and rely upon representations contained in certificates of officers of Purchaser and Company, reasonably satisfactory in form and substance to such counsel.</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; text-align: center;"><a name="tANXAA8"><!--Anchor--></a>ARTICLE VIII<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">TERMINATION AND AMENDMENT</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS81"><!--Anchor--></a>8.1&#8195;<u>Termination</u>. This Agreement may be terminated at any time prior to the Effective Time, whether before or after approval of this Agreement by the shareholders of Purchaser or Company:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;by mutual consent of Purchaser and Company in a written instrument signed by each of Company and Purchaser;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;by either Purchaser or Company if any Governmental Entity that must grant a Requisite Regulatory Approval has denied approval of the Merger or the other transactions contemplated hereby and such denial has become final and nonappealable or any Governmental Entity of competent jurisdiction shall have issued a final nonappealable order permanently enjoining or otherwise prohibiting or making illegal the </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-46<br></div></div></div>
<!--End Page 278-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 279-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg53"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">consummation of the transactions contemplated by this Agreement, unless the failure to obtain a Requisite Regulatory Approval shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the covenants and agreements of such party set forth herein;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;by either Purchaser or Company if the Merger shall not have been consummated on or before <a name="iIN142"><!--Anchor--></a>August&#160;1, 2023 (the &#8220;<u>Termination Date</u>&#8221;), unless the failure of the Closing to occur by such date shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the covenants and agreements of such party set forth herein;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;by either Purchaser or Company (provided, that the terminating party is not then in material breach of any representation, warranty, covenant or other agreement contained herein) if there shall have been a breach of any of the covenants or agreements or any of the representations or warranties (or any such representation or warranty shall cease to be true) set forth in this Agreement on the part of Company, in the case of a termination by Purchaser, or Purchaser, in the case of a termination by Company, which breach or failure to be true, either individually or in the aggregate with all other breaches by such party (or&#160;failures of such representations or warranties to be true), would constitute, if occurring or continuing on the Closing Date, the failure of a condition set forth in Section 7.2, in the case of a termination by Purchaser, or 7.3, in the case of a termination by Company, and which is not cured within forty-five&#160;(45)&#160;calendar days following written notice to Company, in the case of a termination by Purchaser, or Purchaser, in the case of a termination by Company, or by its nature or timing cannot be cured during such period (or such fewer days as remain prior to the Termination Date); </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(e)&#8195;by Purchaser, if prior to such time as the Requisite Company Vote is obtained, (i)&#160;the Company or the Board of Directors of the Company (A) submits this Agreement to its shareholders without a recommendation for approval, or otherwise withdraws, qualifies or materially and adversely modifies (or&#160;publicly discloses its intention to withdraw, qualify or materially and adversely modify) its recommendation as contemplated by Section 6.3, or approves or recommends to its shareholders an Acquisition Proposal other than the Merger, (B) fails to publicly recommend against a publicly announced Acquisition Proposal within five (5) business days of being requested to do so by Purchaser or fails to publicly reconfirm the recommendation as contemplated by Section 6.3 in favor of the Merger within five&#160;(5) business days of being requested to do so by Purchaser or (C) shall have breached its obligations under Section 6.3 or Section 6.12 in any material respect; or (ii)&#160;a tender offer or exchange offer for 25% or more of the outstanding shares of Company Common Stock is commenced (other than by Purchaser or a Subsidiary thereof), and the Board of Directors of the Company recommends that the shareholders of the Company tender their shares in such tender or exchange offer or otherwise fails to recommend that such shareholders reject such tender offer or exchange offer within ten (10) business days (or such fewer number of days as remains prior to the Company Meeting) after the commencement of such tender or exchange offer; or</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(f)&#8195;by Company, if prior to such time as the Requisite Purchaser Vote is obtained, the Purchaser or the Board of Directors of the Purchaser (A) submits this Agreement to its shareholders without a recommendation for approval, or otherwise withdraws or materially and adversely modifies (or publicly discloses its intention to withdraw or materially and adversely modify) its recommendation as contemplated by Section 6.3, or (B) shall have breached its obligations under Section 6.3 in any material respect; </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(g)&#8195;(A) by Purchaser, or by Company provided that Company shall not be in material breach of any of its obligations under Section 6.3, if the Requisite Company Vote shall not have been obtained by reason of the failure to obtain the Requisite Company Vote at the Company Meeting or at any adjournment or postponement thereof or (B) by Company, or by Purchaser provided that Purchaser shall not be in material breach of any of its obligations under Section 6.3, if the Requisite Purchaser Vote shall not have been obtained by reason of the failure to obtain the Requisite Purchaser Vote at the Purchaser Meeting or at any adjournment or postponement thereof; or</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(h)&#8195;by Company, if the Company Board of Directors so determines by a vote of the majority of the members of the entire Company board, at any time during the five-day period commencing with the Determination Date, if both of the following conditions in (i)&#160;and (ii)&#160;are satisfied:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(i)&#8195;the Purchaser Market Value is less than 82.5% of the Initial Purchaser Market Value; and</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-47<br></div></div></div>
<!--End Page 279-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 280-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg54"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(ii)&#8195;the number obtained by dividing the Purchaser Market Value by the Initial Purchaser Market <a name="iIN115"><!--Anchor--></a>Value (&#8220;<u>Purchaser Ratio</u>&#8221;) shall be less than the number obtained by dividing the Final Index Price by <a name="iIN70"><!--Anchor--></a>the Initial Index Price and subtracting 0.175 from such quotient (the &#8220;<u>Index Ratio</u>&#8221;). </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(iii)&#8195;For purposes of this Section 8.1(h), the following terms shall have the meanings indicated:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN51"><!--Anchor--></a>(A)&#8195;&#8220;<u>Determination Date</u>&#8221; shall mean the date on which the last Requisite Regulatory Approval required to permit the consummation of the transactions contemplated by this Agreement is received without regard to a requisite waiting period.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN62"><!--Anchor--></a>(B)&#8195;&#8220;<u>Final Index Price</u>&#8221; shall mean the average of the Index Prices for the 20 consecutive full trading days ending on the trading day prior to the Determination Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN68"><!--Anchor--></a>(C)&#8195;&#8220;<u>Index Group</u>&#8221; shall mean the NASDAQ Bank Index (BANK).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN69"><!--Anchor--></a>(D)&#8195;&#8220;<u>Index Price</u>&#8221; shall mean the closing price on such date of the Index Group.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN71"><!--Anchor--></a>(E)&#8195;&#8220;<u>Initial Index Price</u>&#8221; shall mean the average of the Index Prices for the 20 consecutive full trading days ending on the Starting Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN72"><!--Anchor--></a>(F)&#8195;&#8220;<u>Initial Purchaser Market Value</u>&#8221; shall mean the average of the per share closing prices of a share of Purchaser Common Stock on NASDAQ (as reported in The Wall Street Journal, or if not reported therein, in another authoritative source) during the twenty (20) consecutive full trading days ending on the Starting Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN112"><!--Anchor--></a>(G)&#8195;&#8220;<u>Purchaser Market Value</u>&#8221; means the average of the per share closing prices of a share of Purchaser Common Stock on NASDAQ (as reported in The Wall Street Journal, or if not reported therein, in another authoritative source) during the 20 consecutive full trading days ending on the trading day prior to the Determination Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;"><a name="iIN135"><!--Anchor--></a>(H)&#8195;&#8220;<u>Starting Date</u>&#8221; shall mean the last trading day immediately preceding the date of the first public announcement of entry into this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(iv)&#8195;For purposes of this Section 8.1(h), if Purchaser or any company belonging to the Index Group declares or effects a stock dividend, reclassification, recapitalization, split-up, combination, exchange of shares or similar transaction between the Starting Date and the Determination Date, the prices for the common stock of such company shall be appropriately adjusted for the purposes of applying this Section 8.1(h).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If Company elects to exercise its termination right pursuant to this Section 8.1(h), it shall give written notice <a name="iIN93"><!--Anchor--></a>to Purchaser (the &#8220;<u>Notice of Termination</u>&#8221;). This Agreement shall terminate at the end of the fifth (5th) day <a name="iIN143"><!--Anchor--></a>following the date the Notice of Termination was received by Purchaser (the &#8220;<u>Termination Effective Time</u>&#8221;); provided, however, that Company's Notice of Termination may be withdrawn by Company at any time prior to the Termination Effective Time; and provided, further, that during the five-day period commencing with its receipt of the Notice of Termination, Purchaser shall have the option (but not the obligation) to increase the consideration to be received by the holders of Company Common Stock hereunder, by, at Purchaser's option, <a name="iIN3"><!--Anchor--></a>(x)&#160;increasing the Exchange Ratio (the &#8220;<u>Adjusted Exchange Ratio</u>&#8221;) (calculated to the nearest one one-thousandth) to equal the lesser of (1) a number (rounded to the nearest one one-thousandth) obtained by dividing (I) the product of the Initial Purchaser Market Value, 0.825 and the Exchange Ratio (as then in effect) by (II) the Purchaser Market Value; and (2) a number (rounded to the nearest one one-thousandth) obtained by dividing (I) the product of the Index Ratio and the Exchange Ratio (as then in effect) by (II) the Purchaser Ratio; or (y) filling the difference between the Adjusted Exchange Ratio and the Exchange Ratio in cash by multiplying the Purchaser Market Value by the difference in the Adjusted Exchange Ratio and the Exchange Ratio <a name="iIN2"><!--Anchor--></a>(the &#8220;<u>Additional Cash Payment</u>&#8221;). </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If Purchaser so elects within such five-day period, it shall give prompt written notice to Company (and in any event, prior to the Termination Effective Time) of such election and the revised Exchange Ratio or, as applicable, the Additional Cash Payment, whereupon no termination shall have occurred pursuant to this </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-48<br></div></div></div>
<!--End Page 280-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 281-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg55"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Section&#160;8.1(h) and this Agreement shall remain in effect in accordance with its terms (provided that, any references in this Agreement to the Exchange Ratio shall thereafter be deemed to refer to the Adjusted Exchange Ratio, if applicable, and the Merger Consideration payable under Section 1.4 shall thereafter include, to the extent applicable, the Additional Cash Payment).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The party desiring to terminate this Agreement pursuant to clause (b), through (h) of this Section 8.1 shall give written notice of such termination to the other party in accordance with Section 9.4, specifying the provision or provisions hereof pursuant to which such termination is effected.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS82"><!--Anchor--></a>8.2&#8195;<u>Effect of Termination</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;In the event of termination of this Agreement by either Purchaser or Company as provided in Section 8.1, this Agreement shall forthwith become void and have no effect, and none of Purchaser, Company, any of their respective Subsidiaries or any of the officers, directors, employees, shareholders, agents or representatives of any of them shall have any liability of any nature whatsoever hereunder, or in connection with the transactions contemplated hereby, except that (i)&#160;Sections 6.2(b) and this Section 8.2 and Article IX (other than Section 9.1) shall survive any termination of this Agreement, and (ii)&#160;notwithstanding anything to the contrary contained in this Agreement, neither Purchaser nor Company shall be relieved or released from any liabilities or damages arising out of its fraud or willful and material breach of any provision of this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(i)&#8195;In the event that after the date of this Agreement and prior to the termination of this Agreement, a bona fide Acquisition Proposal shall have been made known to the Board of Directors or senior management of Company or has been made directly to its shareholders generally or any person shall have publicly announced (and not withdrawn) an Acquisition Proposal with respect to Company and (A) (x)&#160;thereafter this Agreement is terminated by either Purchaser or Company pursuant to Section&#160;8.1(c) and Company shall have failed to obtain the Requisite Company Vote or (y) thereafter this Agreement is terminated by Purchaser pursuant to Section 8.1(d) or Section 8.1(g)(A) and (B) prior to the date that is twelve (12) months after the date of such termination, Company enters into a definitive agreement or consummates a transaction with respect to an Acquisition Proposal (whether or not the same Acquisition Proposal as that referred to above), then Company shall, on the earlier of the date it enters into such definitive agreement and the date of consummation of such transaction, pay <a name="iIN144"><!--Anchor--></a>Purchaser, by wire transfer of same day funds, a fee equal to $3,900,000 (the &#8220;<u>Termination Fee</u>&#8221;); provided, that for purposes of this Section 8.2(b), all references in the definition of Acquisition Proposal to &#8220;25%&#8221; shall instead refer to &#8220;50%&#8221;.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">(ii)&#8195;In the event that this Agreement is terminated by Purchaser pursuant to Section 8.1(e), then Company shall pay Purchaser, by wire transfer of same day funds, the Termination Fee on the date of termination.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(c)&#8195;Notwithstanding anything to the contrary herein, but without limiting the right of any party to recover liabilities or damages arising out of the other party's willful and material breach of any provision of this Agreement, in the event that this Agreement is terminated as provided in Section 8.1, the maximum aggregate amount of monetary fees, liabilities or damages payable by Company under this Agreement shall be equal to the Termination Fee.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(d)&#8195;Each of Purchaser and Company acknowledges that the agreements contained in this Section 8.2 are an integral part of the transactions contemplated by this Agreement, and that, without these agreements, the other party would not enter into this Agreement; accordingly, if Company fails promptly to pay the amount due pursuant to this Section 8.2, and, in order to obtain such payment, Purchaser commences a suit which results in a judgment against Company for the Termination Fee, Company shall pay the costs and expenses of Purchaser (including attorneys' fees and expenses) in connection with such suit. In addition, if Company fails to pay the amounts payable pursuant to this Section 8.2, then Company shall pay interest on such overdue amounts at a rate per annum equal to the &#8220;prime rate&#8221; published in THE WALL STREET </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-49<br></div></div></div>
<!--End Page 281-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 282-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg56"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">JOURNAL on the date on which such payment was required to be made for the period commencing as of the date that such overdue amount was originally required to be paid and ending on the date that such overdue amount is actually paid in full. The amounts payable by the Company pursuant to Section 8.2(b) constitute liquidated damages and not a penalty.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS83"><!--Anchor--></a>8.3&#8195;<u>Amendment</u>. Subject to compliance with applicable law, this Agreement may be amended by the parties hereto, by action taken or authorized by their respective Boards of Directors, at any time before or after approval of the matters presented in connection with Merger by the shareholders of Purchaser or Company; provided, however, that after approval of this Agreement by the respective shareholders of Company, there may not be, without further approval of such shareholders, any amendment of this Agreement that requires further approval under applicable law. This Agreement may not be amended except by an instrument in writing signed on behalf of each of the parties hereto.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS84"><!--Anchor--></a>8.4&#8195;<u>Extension; Waiver</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">At any time prior to the Effective Time, the parties hereto, by action taken or authorized by their respective Boards of Directors, may, to the extent legally allowed, extend the time for the performance of any of the obligations or other acts of the other parties hereto, waive any inaccuracies in the representations and warranties contained herein or in any document delivered pursuant hereto, and waive compliance with any of the agreements or satisfaction of any conditions contained herein; provided, however, that after approval of this Agreement by the shareholders of Purchaser or Company, there may not be, without further approval of the shareholders of Purchaser or Company, as applicable, any extension or waiver of this Agreement or any portion thereof that requires further approval under applicable law. Any agreement on the part of a party hereto to any such extension or waiver shall be valid only if set forth in a written instrument signed on behalf of such party, but such extension or waiver or failure to insist on strict compliance with an obligation, covenant, agreement or condition shall not operate as a waiver of, or estoppel with respect to, any subsequent or other failure.</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;"><a name="tANXAA9"><!--Anchor--></a>ARTICLE IX<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">GENERAL PROVISIONS</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS91"><!--Anchor--></a>9.1&#8195;<u>Closing</u>. Subject to the terms and conditions of this Agreement, the closing of the Merger <a name="iIN19"><!--Anchor--></a>(the&#160;&#8220;<u>Closing</u>&#8221;) will take place by electronic exchange of documents, on a date which shall be no later than three (3)&#160;business days after the satisfaction or waiver (subject to applicable law) of the latest to occur of the conditions set forth in Article VII hereof (other than those conditions that by their nature can only be satisfied at the Closing, but subject to the satisfaction or waiver thereof), or such other date or time mutually agreed in <a name="iIN20"><!--Anchor--></a>writing by the parties (the &#8220;<u>Closing Date</u>&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS92"><!--Anchor--></a>9.2&#8195;<u>Nonsurvival of Representations, Warranties and Agreements</u>. None of the representations, warranties, covenants and agreements in this Agreement or in any instrument delivered pursuant to this Agreement (other&#160;than the Confidentiality Agreement, which shall survive in accordance with its terms) shall survive the Effective Time, except for Sections 6.6 and 6.7 and for those other covenants and agreements contained herein and therein which by their terms apply in whole or in part after the Effective Time.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS93"><!--Anchor--></a>9.3&#8195;<u>Expenses</u>. All costs and expenses incurred in connection with this Agreement and the transactions contemplated hereby shall be paid by the party incurring such expense; provided, however, that the costs and expenses of printing and mailing the Proxy Statement in connection with the Merger shall be borne equally by Purchaser and Company.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-50<br></div></div></div>
<!--End Page 282-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 283-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg57"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS94"><!--Anchor--></a>9.4&#8195;<u>Notices</u>. All notices and other communications hereunder shall be in writing and shall be deemed duly given (a) on the date of delivery if delivered personally, or if by facsimile, upon confirmation of receipt, or if by email so long as such email states it is a notice delivered pursuant to this Section 9.4 and a duplicate copy of such email is promptly given by one of the other methods described in this Section 9.4, (b) on the first business day following the date of dispatch if delivered utilizing a next-day service by a recognized next-day courier or (c) on the earlier of confirmed receipt or the fifth (5th) business day following the date of mailing if delivered by registered or certified mail, return receipt requested, postage prepaid. All notices hereunder shall be delivered to the addresses set forth below, or pursuant to such other instructions as may be designated in writing by the party to receive such notice:</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">(a)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td colspan="7" style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">if to Company, to:</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc.</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">8450 Falls of Neuse Road</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Suite 202</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Raleigh, NC 27615</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attention:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eric J. Bergevin</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="7" style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">With a required copy (which shall not constitute notice) to<font style="font-style: normal;">:</font></div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Wyrick Robbins Yates &amp; Ponton LLP</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">4101 Lake Boone Trail</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Suite 300</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Raleigh, NC 27607</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attention:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Stuart M. Rigot; Todd H. Eveson </div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="7" style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">and</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">(b)</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="7" style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">if to Purchaser, to:</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB Financial Corp.</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">301 Virginia Avenue</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fairmont, West Virginia 26554</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attention:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Donald T. Robinson</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 69.23%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="7" style="width: 87.18%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">With a required copy (which shall not constitute notice) to:</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 10.26%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Squire Patton Boggs (US) LLP</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">201 E. Fourth St., Suite 1900</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cincinnati, Ohio 45202</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attention: James J. Barresi</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS95"><!--Anchor--></a>9.5&#8195;<u>Interpretation</u>. The parties have participated jointly in negotiating and drafting this Agreement. In the event that an ambiguity or a question of intent or interpretation arises, this Agreement shall be construed as if drafted jointly by the parties, and no presumption or burden of proof shall arise favoring or disfavoring any party by virtue of the authorship of any provision of this Agreement. When a reference is made in this Agreement to Articles, Sections, Exhibits or Schedules, such reference shall be to an Article or Section of or Exhibit or Schedule to this Agreement unless otherwise indicated. The table of contents and headings or section captions contained in this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement. Whenever the words &#8220;include,&#8221; &#8220;includes&#8221; or &#8220;including&#8221; are used in this Agreement, they shall be deemed to be followed by the words &#8220;without limitation.&#8221; References to &#8220;the date hereof&#8221; shall mean the date of this Agreement. As used in this Agreement, the &#8220;knowledge&#8221; of Company means the actual knowledge after due inquiry of any of the officers of Company listed on Section 9.5 of the Company <a name="iIN76"><!--Anchor--></a>Disclosure Schedule, and the &#8220;knowledge&#8221; of Purchaser means the actual knowledge after due inquiry of any of the officers of Purchaser listed on Section 9.5 of the Purchaser Disclosure Schedule. As used herein, <a name="iIN12"><!--Anchor--></a>(i)&#160;&#8220;business day&#8221; means any day other than a Saturday, a Sunday or a day on which banks in West Virginia are <a name="iIN100"><!--Anchor--></a>authorized by law or executive order to be closed, (ii)&#160;the term &#8220;person&#8221; means any individual, corporation (including not-for-profit), general or limited partnership, limited liability company, joint venture, estate, trust, <a name="iIN4"><!--Anchor--></a>association, organization, Governmental Entity or other entity of any kind or nature, (iii)&#160;an &#8220;affiliate&#8221; of a specified person is any person that directly or indirectly controls, is controlled by, or is under common control <a name="iIN80"><!--Anchor--></a>with, such specified person, (iv)&#160;the term &#8220;made available&#8221; means any document or other information that was </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-51<br></div></div></div>
<!--End Page 283-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 284-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg58"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">(a) provided by one party or its representatives to the other party and its representatives prior to the date hereof, (b) included in the virtual data room of a party prior to the date hereof or (c) filed by a party with the SEC or OTC Markets and publicly available on EDGAR or other applicable system for OTC Markets filings prior to the date hereof, (v)&#160;the &#8220;transactions contemplated hereby&#8221; and &#8220;transactions contemplated by this Agreement&#8221; shall include the Merger and the Bank Merger and (vi) &#8220;ordinary course&#8221; and &#8220;ordinary course of business&#8221; with respect to either party shall take into account the commercially reasonable actions taken by such party and its Subsidiaries in response to the Pandemic and the Pandemic Measures. The Company Disclosure Schedule and the Purchaser Disclosure Schedule, as well as all other schedules and all exhibits hereto, shall be deemed part of this Agreement and included in any reference to this Agreement. All references to &#8220;dollars&#8221; or &#8220;$&#8221; in this Agreement are to United States dollars. Any reference contained in this Agreement to specific statutory or regulatory provisions or to specific Governmental Entities includes any successor statute or regulation, or Governmental Entity, as the case may be. When used in this Agreement, words such as &#8220;herein&#8221;, &#8220;hereinafter&#8221;, &#8220;hereof&#8221;, &#8220;hereto&#8221;, and &#8220;hereunder&#8221; refer to this Agreement as a whole, unless the context clearly requires otherwise. Unless the context clearly indicates otherwise, the masculine, feminine, and neuter genders will be deemed to be interchangeable.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS96"><!--Anchor--></a>9.6&#8195;<u>Counterparts</u>. This Agreement may be executed in counterparts, all of which shall be considered one and the same agreement and shall become effective when counterparts have been signed by each of the parties and delivered to the other parties, it being understood that all parties need not sign the same counterpart.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS97"><!--Anchor--></a>9.7&#8195;<u>Entire Agreement</u>. This Agreement (including the Purchaser Disclosure Schedules, the Company Disclosure Schedules and the documents and the instruments referred to herein) together with the Confidentiality Agreement constitutes the entire agreement among the parties and supersedes all prior agreements and understandings, both written and oral, among the parties with respect to the subject matter hereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS98"><!--Anchor--></a>9.8&#8195;<u>Governing Law; Jurisdiction</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(a)&#8195;This Agreement shall be governed and construed in accordance with the laws of the State of Delaware, without regard to any applicable conflicts of law (whether of the State of Delaware or any other jurisdiction).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">(b)&#8195;Each party agrees that it will bring any action or proceeding in respect of any claim arising under or related to this Agreement or the transactions contemplated hereby exclusively in Delaware Court of Chancery and any state appellate court therefrom within the State of Delaware, or, if the Delaware Court of Chancery declines to accept jurisdiction over a particular matter, any federal or state court of competent <a name="iIN17"><!--Anchor--></a>jurisdiction located in the State of Delaware (the &#8220;<u>Chosen Courts</u>&#8221;), and, solely in connection with claims arising under or related to this Agreement or the transactions contemplated hereby, (i)&#160;irrevocably submits to the exclusive jurisdiction of the Chosen Courts, (ii)&#160;waives any objection to laying venue in any such action or proceeding in the Chosen Courts, (iii)&#160;waives any objection that the Chosen Courts are an inconvenient forum or do not have jurisdiction over any party and (iv)&#160;agrees that service of process upon such party in any such action or proceeding will be effective if notice is given in accordance with Section 9.4.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS99"><!--Anchor--></a>9.9&#8195;<u>Waiver of Jury Trial</u>. EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY DIRECTLY OR INDIRECTLY ARISE UNDER OR RELATE TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE EXTENT PERMITTED BY LAW AT THE TIME OF INSTITUTION OF THE APPLICABLE LITIGATION, ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT. EACH PARTY CERTIFIES AND ACKNOWLEDGES THAT: (I) NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER, (II) EACH PARTY UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER, (III) EACH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (IV)&#160;EACH PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION 9.9.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-52<br></div></div></div>
<!--End Page 284-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 285-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg59"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS910"><!--Anchor--></a>9.10&#8195;<u>Assignment; Third Party Beneficiaries</u>. Neither this Agreement nor any of the rights, interests or obligations shall be assigned by any of the parties hereto (whether by operation of law or otherwise) without the prior written consent of the other party. Any purported assignment in contravention hereof shall be null and void. Subject to the preceding sentence, this Agreement will be binding upon, inure to the benefit of and be enforceable by the parties and their respective successors and permitted assigns. Except as otherwise specifically provided in Section 6.7, this Agreement (including the documents and instruments referred to herein) is not intended to confer upon any person other than the parties hereto any rights or remedies hereunder, including the right to rely upon the representations and warranties set forth herein. The representations and warranties in this Agreement are the product of negotiations among the parties hereto and are for the sole benefit of the parties. Any inaccuracies in such representations and warranties are subject to waiver by the parties hereto in accordance herewith without notice or liability to any other person. In some instances, the representations and warranties in this Agreement may represent an allocation among the parties hereto of risks associated with particular matters regardless of the knowledge of any of the parties hereto. Consequently, persons other than the parties may not rely upon the representations and warranties in this Agreement as characterizations of actual facts or circumstances as of the date of this Agreement or as of any other date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS911"><!--Anchor--></a>9.11&#8195;<u>Specific Performance</u>. The parties hereto agree that irreparable damage would occur if any provision of this Agreement were not performed in accordance with its specific terms or otherwise were breached. Accordingly, the parties shall be entitled to specific performance of the terms hereof, including an injunction or injunctions to prevent breaches of this Agreement or to enforce specifically the performance of the terms and provisions hereof (including the parties' obligation to consummate the Merger), in addition to any other remedy to which they are entitled at law or in equity. Each of the parties hereby further waives (a) any defense in any action for specific performance that a remedy at law would be adequate and (b) any requirement under any law to post security or a bond as a prerequisite to obtaining equitable relief.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS912"><!--Anchor--></a>9.12&#8195;<u>Severability</u>. Whenever possible, each provision or portion of any provision of this Agreement shall be interpreted in such manner as to be effective and valid under applicable law, but if any provision or portion of any provision of this Agreement is held to be invalid, illegal or unenforceable in any respect under any applicable law or rule in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other provision or portion of any provision in such jurisdiction, and this Agreement shall be reformed, construed and enforced in such jurisdiction such that the invalid, illegal or unenforceable provision or portion thereof shall be interpreted to be only so broad as is enforceable.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="tANXAS913"><!--Anchor--></a>9.13&#8195;<u>Delivery by Facsimile or Electronic Transmission</u>. This Agreement and any signed agreement or instrument entered into in connection with this Agreement, and any amendments or waivers hereto or thereto, to the extent signed and delivered by means of a facsimile machine or by e-mail delivery of a &#8220;.pdf&#8221; format data file, shall be treated in all manner and respects as an original agreement or instrument and shall be considered to have the same binding legal effect as if it were the original signed version thereof delivered in person. No party hereto or to any such agreement or instrument shall raise the use of a facsimile machine or e-mail delivery of a &#8220;.pdf&#8221; format data file to deliver a signature to this Agreement or any amendment hereto or the fact that any signature or agreement or instrument was transmitted or communicated through the use of a facsimile machine or e-mail delivery of a &#8220;.pdf&#8221; format data file as a defense to the formation of a contract and each party hereto forever waives any such defense.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; text-align: center;">[Signature Page Follows] </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-53<br></div></div></div>
<!--End Page 285-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 286-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg60"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">IN WITNESS WHEREOF, MVB Financial Corp. and Integrated Financial Holdings, Inc. have caused this Agreement to be executed by their respective officers thereunto duly authorized as of the date first above written.</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB Financial Corp.</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">/s/ Donald T. Robinson</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Name: Donald T. Robinson</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Title: President and Chief Financial Officer</div></td></tr></table><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc.</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">/s/ Eric J. Bergevin</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Name: Eric J. Bergevin</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Title: President and Chief Executive Officer</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-54<br></div></div></div>
<!--End Page 286-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 287-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg61"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tANXAAEXA"><!--Anchor--></a>Exhibit A<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Form of Voting Agreement</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; text-align: center;">VOTING AND SUPPORT AGREEMENT</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;"><a name="iIN6"><!--Anchor--></a>THIS VOTING AND SUPPORT AGREEMENT (this &#8220;<u>Agreement</u>&#8221;) is made and entered into as of <a name="iIN104"><!--Anchor--></a>August&#160;12, 2022, by and among MVB Financial Corp., a West Virginia corporation (&#8220;<u>Purchaser</u>&#8221;), and the undersigned shareholders (each a &#8220;<u>Shareholder</u>&#8221; and collectively, the &#8220;<u>Shareholders</u>&#8221;) of Integrated Financial <a name="iIN22"><!--Anchor--></a>Holdings, Inc., a North Carolina corporation (&#8220;<u>Company</u>&#8221;).</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; text-align: center;">RECITALS</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS<font style="font-weight: normal;">, concurrently with the execution of this Agreement, Purchaser and Company are entering into </font><font style="font-weight: normal;">an Agreement and Plan of Merger and Reorganization of even date herewith (as it may be amended from time to </font><font style="font-weight: normal;">time, the &#8220;</font><font style="font-weight: normal;"><u>Merger Agreement</u></font><font style="font-weight: normal;">&#8221;), pursuant to which, among other things, (i)&#160;Company will merge with and into </font><font style="font-weight: normal;"><a name="iIN84"><!--Anchor--></a>Purchaser (the &#8220;</font><font style="font-weight: normal;"><u>Merger</u></font><font style="font-weight: normal;">&#8221;) and (ii)&#160;except as otherwise provided in the Merger Agreement, each outstanding share </font><font style="font-weight: normal;">of the (i)&#160;voting common stock of Company (the &#8220;</font><font style="font-weight: normal;"><u>Voting Common Stock</u></font><font style="font-weight: normal;">&#8221;), and (ii)&#160;non-voting common stock </font><font style="font-weight: normal;">of Company (the &#8220;</font><font style="font-weight: normal;"><u>Non-Voting Common Stock</u></font><font style="font-weight: normal;"><a name="iIN28"><!--Anchor--></a>&#8221; and, together with the Voting Common Stock, the &#8220;</font><font style="font-weight: normal;"><u>Company </u></font><font style="font-weight: normal;"><u>Common Stock</u></font><font style="font-weight: normal;">&#8221;) will be converted into the right to receive the consideration set forth in the Merger Agreement;</font></div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS<font style="font-weight: normal;">, as of the date hereof, each Shareholder is the beneficial owner (as defined in Rule 13d-3 </font><font style="font-weight: normal;">under the Securities Exchange Act of 1934, as amended) of such number of shares of Company Common Stock </font><font style="font-weight: normal;">and options to purchase such number of shares of Company Common Stock as is indicated on the signature page </font><font style="font-weight: normal;">of this Agreement;</font></div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">WHEREAS<font style="font-weight: normal;">, as a condition and inducement to Purchaser and Company to enter into the Merger Agreement, </font><font style="font-weight: normal;">the Shareholders (in the Shareholders' capacity as such) are hereby agreeing to vote the Shares as described </font><font style="font-weight: normal;">herein and to take such other actions as provided for herein.</font></div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">NOW THEREFORE<font style="font-weight: normal;">, in consideration of the foregoing and the mutual representations, warranties, </font><font style="font-weight: normal;">covenants and agreements contained herein, and intending to be legally bound, the parties hereto agree as </font><font style="font-weight: normal;">follows:</font></div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">1.&#8195;<u>Certain Definitions</u>. All capitalized terms that are used but not defined herein shall have the respective meanings ascribed to them in the Merger Agreement. For all purposes of and under this Agreement, the following terms shall have the following respective meanings:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">a.&#8195;&#8220;<u>Expiration Date</u>&#8221; shall mean the earliest to occur of (i)&#160;such date and time as the Merger Agreement shall have been terminated pursuant to Article VIII thereof, (ii)&#160;such date and time as the Merger shall become effective in accordance with the terms and provisions of the Merger Agreement, or (iii)&#160;the date of any material modification, waiver or amendment of the Merger Agreement that affects adversely the consideration payable to the shareholders of Company pursuant to the Merger Agreement as provided to the Shareholder on the date hereof. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">b.&#8195;&#8220;<u>Shares</u>&#8221; shall mean (i)&#160;all securities of Company (including all shares of Company Common Stock, including restricted stock, and, to the extent transferable by their terms, all options, warrants and other rights to acquire shares of Company Common Stock) owned by the Shareholders as of the date hereof, and (ii)&#160;all additional securities of Company (including all additional shares of Company Common Stock and, to the extent transferable by their terms, all additional options, warrants and other rights to acquire shares of Company Common Stock) of which the Shareholders acquire ownership during the period from the date of this Agreement through the Expiration Date (including by way of stock dividend or distribution, split-up, recapitalization, combination, exchange of shares and the like).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">c.&#8195;&#8220;<u>Transfer</u>.&#8221; A person shall be deemed to have effected a &#8220;<u>Transfer</u>&#8221; of a Share if such person directly or indirectly (i)&#160;sells, pledges, encumbers, assigns, grants an option with respect to, transfers or disposes of such Share or any interest in such Share, or (ii)&#160;enters into an agreement or commitment providing for the sale of, pledge of, encumbrance of, assignment of, grant of an option with respect to, transfer of or disposition of such Share or any interest therein.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">2.&#8195;<u>Transfer of Shares</u>. Except as expressly permitted by this Agreement, until the Expiration Date, no Shareholder shall directly or indirectly: (i)&#160;cause or permit any Transfer of any of the Shares of which such </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-55<br></div></div></div>
<!--End Page 287-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 288-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg62"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Shareholder is the beneficial owner (x)&#160;unless each person to which any of such Shares, or any interest in any of such Shares, is or may be transferred shall have: (A) executed a counterpart of this Agreement and (B) agreed in writing to hold such Shares (or interest in such Shares) subject to all of the terms and provisions of this Agreement, or (y) except by will or by operation of law, in which case this Agreement will bind the transferee; (ii)&#160;grant any proxies or powers of attorney, other than consistent with the terms of <u>Section 3</u>, or deposit any Shares into a voting trust or enter into a voting agreement with respect to any Shares; or (iii)&#160;take any action that would make any representation or warranty of such Shareholder contained herein untrue or incorrect or have the effect of preventing or disabling such Shareholder from performing any of such Shareholder's obligations under this Agreement. Subject to any such Shares acquired upon exercise being subject to this Agreement (other than Shares accepted by Company as payment for the exercise price of Company Stock Options or for withholding taxes incurred in connection with the exercise of Company Stock Options), nothing herein is intended to prohibit Shareholder from exercising any outstanding and exercisable Company Stock Option, consistent with the terms of the underlying award agreement and applicable law.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">3.&#8195;<u>Agreement to Vote Shares</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">a.&#8195;Until the Expiration Date, each Shareholder agrees that, at every meeting of the shareholders of Company called, and at every adjournment or postponement thereof, and on every action or approval by written consent of the shareholders of Company, such Shareholder (solely in such Shareholder's capacity as such) shall, or shall cause the holder of record on any applicable record date to, vote the Shares for which it is entitled to vote at such meeting or by such written consent: </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;">(i)&#8195;in favor of the adoption of the Merger Agreement, and in favor of each of the other actions contemplated by the Merger Agreement;</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;">(ii)&#8195;against approval of any proposal made in opposition to, or in competition with, the Merger or any other transactions contemplated by the Merger Agreement; and</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 60pt; text-indent: 20pt; text-align: left;">(iii)&#8195;against any of the following actions (other than those actions that relate to the Merger and any other transactions between the Purchaser and the Company as contemplated by the Merger Agreement): (A) any merger, consolidation, business combination, sale of assets, or reorganization of Company or any subsidiary of Company, (B) any sale, lease or transfer of any significant part of the assets of Company or any subsidiary of Company, (C) any reorganization, recapitalization, dissolution, liquidation or winding up of Company or any subsidiary of Company, (D) any material change in the capitalization of Company or any subsidiary of Company, or the corporate structure of Company or any subsidiary of Company, or (E) any other action that is intended, or could reasonably be expected to, impede, interfere with, delay, postpone, discourage or adversely affect the Merger or any other transactions between the Purchaser and the Company as contemplated by the Merger Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">b.&#8195;In the event that a meeting of the shareholders of Company is held, each Shareholder shall, or shall cause the holder of record of the Shares on any applicable record date to, appear at such meeting or otherwise cause the Shares to be counted as present thereat for purposes of establishing a quorum. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">c.&#8195;No Shareholder shall enter into any agreement or understanding with any person to vote or give instructions in any manner inconsistent with the terms of this <u>Section 3</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">d.&#8195;Except as expressly set forth in this <u>Section 3</u>, each Shareholder shall retain at all times the right to vote such Shareholder's Shares in such Shareholder's sole discretion and without any other limitation on matters that are at any time or from time to time presented for consideration to Company's shareholders.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">4.&#8195;<u>Agreement Not to Exercise Appraisal Rights</u>. Until the Expiration Date, each Shareholder hereby waives and agrees not to exercise or assert any rights (including, without limitation, under Chapter 55 of the North Carolina Business Corporation Act, Article 13) to demand payment for any Shares that may arise with respect to the Merger. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-56<br></div></div></div>
<!--End Page 288-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 289-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg63"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">5.&#8195;<u>Grant of Irrevocable Proxy; Appointment of Proxy</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">a.&#8195;SHAREHOLDER HEREBY GRANTS TO, AND APPOINTS, PURCHASER AND ANY DESIGNEE OF PURCHASER, EACH OF THEM INDIVIDUALLY, AS SUCH SHAREHOLDER'S IRREVOCABLE (UNTIL THE TERMINATION OF THIS AGREEMENT) PROXY AND ATTORNEY-IN-FACT (WITH FULL POWER OF SUBSTITUTION) TO VOTE THE SHARES (OR&#160;ACT BY WRITTEN CONSENT) SOLELY AS INDICATED IN <u>SECTION 3</u>. THIS PROXY IS GIVEN TO SECURE THE PERFORMANCE OF THE DUTIES OF SHAREHOLDER UNDER THIS AGREEMENT. SHAREHOLDER INTENDS THIS PROXY TO BE IRREVOCABLE (UNTIL THE TERMINATION OF THIS AGREEMENT) AND COUPLED WITH AN INTEREST AND WILL TAKE SUCH FURTHER ACTION OR EXECUTE SUCH OTHER INSTRUMENTS AS MAY BE NECESSARY TO EFFECTUATE THE INTENT OF THIS PROXY AND HEREBY REVOKES ANY PROXY PREVIOUSLY GRANTED BY SUCH SHAREHOLDER WITH RESPECT TO THE SHARES (SUCH SHAREHOLDER REPRESENTING TO PURCHASER THAT ANY SUCH PROXY IS NOT IRREVOCABLE). NOTWITHSTANDING THE FOREGOING, EACH SHAREHOLDER GRANT OF THE PROXY CONTEMPLATED BY THIS SECTION 5 WITH RESPECT TO VOTING COMMON STOCK SHALL BE EFFECTIVE IF, AND ONLY IF, SUCH SHAREHOLDER HAS NOT DELIVERED TO COMPANY PRIOR TO THE MEETING AT WHICH ANY OF THE MATTERS DESCRIBED IN SECTION 3 ARE TO BE CONSIDERED, A DULY EXECUTED, NON-REVOKED PROXY CARD DIRECTING THAT THE SHARES OF SUCH SHAREHOLDER BE VOTED IN ACCORDANCE WITH SECTION 3 OF THIS AGREEMENT.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">b.&#8195;The proxy granted in this <u>Section 5</u> shall automatically expire on the Expiration Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">6.&#8195;<u>Directors and Officers</u>. Notwithstanding any provision of this Agreement to the contrary, none of the Shareholders make any agreement pursuant to this Agreement or otherwise in such Shareholder's capacity as a director or officer of Company and nothing in this Agreement shall (or require the Shareholders to attempt to) (a) limit or restrict any Shareholder who is a director or officer of Company or any subsidiary of Company from acting in such capacity as a director or officer or voting in such person's sole discretion in such capacity as a director or officer on any matter (it being understood that this Agreement shall apply to each Shareholder solely in such Shareholder's capacity as a shareholder of Company), or (b) be construed to prohibit, limit or restrict such Shareholder from exercising such Shareholder's fiduciary duties as an officer or director to Company or its shareholders. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">7.&#8195;<u>No Ownership Interest</u>. Nothing contained in this Agreement shall be deemed to vest in Purchaser any direct or indirect ownership or incidence of ownership of or with respect to any Shares. All rights, ownership and economic benefits of and relating to the Shares shall remain vested in and belong to the Shareholders, and Purchaser shall not have any authority to direct the Shareholders in the voting of any of the Shares, except as otherwise provided herein.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">8.&#8195;<u>Representations and Warranties of the Shareholder</u>. Each Shareholder hereby represents and warrants to Purchaser as follows:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">a.&#8195;<u>Power; Binding Agreement</u>. Such Shareholder has full power and authority to execute and deliver this Agreement, to perform such Shareholder's obligations hereunder and to consummate the transactions contemplated hereby. The execution, delivery and performance by such Shareholder of this Agreement, the performance by such Shareholder of its, his or her obligations hereunder and the consummation by such Shareholder of the transactions contemplated hereby have been duly and validly authorized by such Shareholder and no other actions or proceedings on the part of such Shareholder is necessary to authorize the execution and delivery by it, him or her of this Agreement, the performance by such Shareholder of its, his or her obligations hereunder or the consummation by such Shareholder of the transactions contemplated hereby. This Agreement has been duly executed and delivered by Shareholder and constitutes the valid and binding obligation of Shareholder, enforceable against such Shareholder in accordance with its terms.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">b.&#8195;<u>No Conflicts</u>. Except as set forth in the Merger Agreement, no filing with, and no permit, authorization, consent, or approval of, any Governmental Entity is necessary for the execution by the Shareholder of this Agreement, the performance by the Shareholder of such Shareholder's obligations hereunder and the consummation by the Shareholder of the transactions contemplated hereby. None of </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-57<br></div></div></div>
<!--End Page 289-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 290-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg64"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">the execution and delivery by the Shareholder of this Agreement, the performance by the Shareholder of such Shareholder's obligations hereunder or the consummation by the Shareholder of the transactions contemplated hereby will (i)&#160;result in a violation or breach of, or constitute (with or without notice or lapse of time or both) a default (or give rise to any third party right of termination, cancellation, material modification or acceleration) under any of the terms, conditions or provisions of any note, loan agreement, bond, mortgage, indenture, license, contract, commitment, arrangement, understanding, agreement, or other instrument or obligation of any kind to which such Shareholder is a party or by which the Shareholder or any of the Shareholder's properties or assets may be bound, or (ii)&#160;violate any order, writ, injunction, decree, judgment, order, statute, rule, or regulation applicable to the Shareholder or any of the Shareholder's properties or assets.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">c.&#8195;<u>Absence of Litigation</u>. As of the date hereof, there is no suit, action, investigation or proceeding pending or, to the knowledge of such Shareholder, threatened against or affecting the Shareholder that could reasonably be expected to materially impair the ability of the Shareholder to perform its, his or her obligations hereunder or to consummate the transactions contemplated hereby on a timely basis.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">d.&#8195;<u>Ownership of Shares</u>. Shareholder (i)&#160;is the beneficial owner of, and has good and valid title to, the shares of Company Common Stock indicated on the signature page of this Agreement, all of which are free and clear of any Liens (except any Liens arising under securities laws or arising hereunder), (ii)&#160;is the owner of options that are exercisable for the number of shares of Company Common Stock indicated on the signature page of this Agreement, all of which options and shares of Company Common Stock issuable upon the exercise of such options are free and clear of any Liens (except any Liens arising under securities laws or arising hereunder), and (iii)&#160;does not own, beneficially or otherwise, any securities of Company other than the shares of Company Common Stock, options to purchase shares of Company Common Stock, and shares of Company Common Stock issuable upon the exercise of such options, in each case, indicated on the signature page of this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">e.&#8195;<u>Voting Power</u>. Except as noted on <u>Schedule I</u> attached hereto, such Shareholder has and will have sole voting power, sole power of disposition, sole power to issue instructions with respect to the matters set forth herein, and sole power to agree to all of the matters set forth in this Agreement, in each case with respect to all of such Shareholder's Shares, with no limitations, qualifications or restrictions on such rights, subject to applicable federal securities laws and the terms of this Agreement. There are no proxies, voting trusts or understandings to or by which such Shareholder is a party or bound or that expressly requires that any of such Shareholder's Shares be voted in a specific manner other than as provided in this Agreement or that provide for any right on the part of any other person other than Shareholder to vote such Shares. Notwithstanding anything in this Agreement to the contrary, nothing herein shall require the Shareholder to exercise any option to purchase shares of Company Common Stock.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">f.&#8195;<u>Information</u>. None of the information relating to the Shareholder provided in writing by or on behalf of the Shareholder for inclusion in documents filed by Purchaser with the Securities and Exchange Commission will, at the respective times such information is sent or given to Purchaser or Company, contain any untrue statement of material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. The Shareholder agrees to promptly notify Purchaser of any required corrections with respect to any such information.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">g.&#8195;<u>No Finder's Fees</u>. No broker, investment banker, financial advisor or other person is entitled to any broker's, finder's, financial adviser's or other similar fee or commission in connection with this Agreement based upon arrangements made by or on behalf of such Shareholder.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">h.&#8195;<u>Reliance by Purchaser and Company.</u> Such Shareholder understands and acknowledges that Purchaser and Company are entering into the Merger Agreement in reliance upon the Shareholder's execution and delivery of this Agreement.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-58<br></div></div></div>
<!--End Page 290-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 291-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg65"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">9.&#8195;<u>Representations and Warranties of Purchaser</u>. Purchaser represents and warrants to the Shareholder as follows: </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">a.&#8195;<u>Power; Binding Agreement</u>. Purchaser has full power and authority to execute and deliver this Agreement, to perform its obligations hereunder and, except as set forth in the Merger Agreement, to consummate the transactions contemplated hereby. The execution, delivery and performance by Purchaser of this Agreement, the performance of its obligations hereunder and the consummation by Purchaser of the transactions contemplated hereby have been duly and validly authorized by Purchaser and no other actions or proceedings on its part is necessary to authorize the execution and delivery of this Agreement, or, except as set forth in the Merger Agreement, the performance of its obligations hereunder and the consummation by Purchaser of the transactions contemplated hereby. This Agreement has been duly executed and delivered by Purchaser and constitutes its valid and binding obligation, enforceable against it in accordance with its terms. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">b.&#8195;<u>No Conflicts</u>. Except as set forth in the Merger Agreement, no filing with, and no permit, authorization, consent, or approval of, any Governmental Entity is necessary for the execution by Purchaser of this Agreement, the performance by Purchaser of its obligations hereunder and the consummation by Purchaser of the transactions contemplated hereby. None of the execution and delivery by Purchaser of this Agreement, the performance of its obligations hereunder or the consummation by Purchaser of the transactions contemplated hereby will (i)&#160;result in a violation or breach of, or constitute (with or without notice or lapse of time or both) a default (or give rise to any third party right of termination, cancellation, material modification or acceleration) under any of the terms, conditions or provisions of any note, loan agreement, bond, mortgage, indenture, license, contract, commitment, arrangement, understanding, agreement, or other instrument or obligation of any kind to which it is a party or by which it or any of its properties or assets may be bound, or (ii)&#160;violate any order, writ, injunction, decree, judgment, order, statute, rule, or regulation applicable to it or any of its properties or assets.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">10.&#8195;<u>Certain Restrictions</u>. No Shareholder shall, directly or indirectly, take any action that would make any representation or warranty of the Shareholder contained herein untrue or incorrect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">11.&#8195;<u>Disclosure</u>. Subject to reasonable prior notice and approval (which shall not be unreasonably withheld, conditioned or delayed), each Shareholder hereby authorizes Purchaser to publish and disclose such Shareholder's identity, ownership of Shares and the nature of such Shareholder's commitments, arrangements and understandings under this Agreement in all documents and schedules filed with the Securities and Exchange Commission and any press release or other disclosure document that Purchaser determines to be necessary or desirable in connection with the Merger and any transactions related to the Merger.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">12.&#8195;<u>Further Assurances</u>. Subject to the terms and conditions of this Agreement, each Shareholder shall use commercially reasonable efforts to take, or cause to be taken, all actions, and to do, or cause to be done, all things necessary to fulfill such Shareholder's obligations under this Agreement. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">13.&#8195;<u>Legending of Shares</u>. If so requested by Purchaser, each Shareholder agrees that the Shares shall bear a legend stating that they are subject to this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">14.&#8195;<u>Termination</u>. This Agreement shall terminate and shall have no further force or effect as of the Expiration Date. Notwithstanding the foregoing, nothing set forth in this <u>Section 14</u> or elsewhere in this Agreement shall relieve either party hereto from liability, or otherwise limit the liability of either party hereto, for any willful breach of this Agreement prior to the Expiration Date.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">15.&#8195;<u>Waiver of Right to Receive Non-Voting Common Stock of Purchaser</u>. Each Shareholder acknowledges and agrees that the Voting Common Stock and the Non-Voting Common Stock will be converted into the right to receive Purchaser Common Stock, as set forth in the Merger Agreement. Each Shareholder hereby waives and agrees not to exercise or assert any rights (including, without limitation, under the Company's Articles of Incorporation or the North Carolina Business Corporation Act) to receive non-voting common shares of Purchaser with respect to the Merger. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-59<br></div></div></div>
<!--End Page 291-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 292-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg66"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">16.&#8195;<u>Miscellaneous</u>.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">a.&#8195;<u>Validity</u>. The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of the other provisions of this Agreement, which will remain in full force and effect. In the event any Governmental Entity of competent jurisdiction holds any provision of this Agreement to be null, void or unenforceable, the parties hereto shall negotiate in good faith and execute and deliver an amendment to this Agreement in order, as nearly as possible, to effectuate, to the extent permitted by law, the intent of the parties hereto with respect to such provision.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">b.&#8195;<u>Binding Effect and Assignment</u>. This Agreement and all of the provisions hereof shall be binding upon and inure to the benefit of the parties hereto and their respective successors and permitted assigns, but neither this Agreement nor any of the rights, interests or obligations of the parties hereto may be assigned by any of the parties without the prior written consent of the others.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">c.&#8195;<u>Amendments; Waiver</u>. This Agreement may be amended by the parties hereto, and the terms and conditions hereof may be waived, only by an instrument in writing signed on behalf of each of the parties hereto, or, in the case of a waiver, by an instrument signed on behalf of the party waiving compliance.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">d.&#8195;<u>Specific Performance; Injunctive Relief</u>. The parties hereto acknowledge that Purchaser shall be irreparably harmed and that there shall be no adequate remedy at law for a violation of any of the covenants or agreements of the Shareholders set forth herein. Therefore, it is agreed that, in addition to any other remedies that may be available to Purchaser upon any such violation, Purchaser shall be entitled to seek injunctive relief to prevent breaches of this Agreement and to specifically enforce the terms and provisions hereof. Shareholder further agrees that neither Purchaser nor any other person or entity shall be required to obtain, furnish or post any bond or similar instrument in connection with or as a condition to obtaining any remedy referred to in this paragraph, and Shareholder irrevocably waives any right it may have to require the obtaining, furnishing or posting of any such bond or similar instrument.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">e.&#8195;<u>Notices</u>. All notices and other communications pursuant to this Agreement shall be in writing and deemed to be sufficient if contained in a written instrument and shall be deemed given if delivered personally, telecopied, sent by nationally-recognized overnight courier or mailed by registered or certified mail (return receipt requested), postage prepaid, to the parties at the following address (or at such other address for a party as shall be specified by like notice):</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">If to Purchaser:</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB Financial Corp. </div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">301 Virginia Avenue</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fairmont, West Virginia 26554</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attn: Donald T. Robinson; Michael De Tommaso</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tel: (304) 363-4800</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">with a copy (which shall not constitute notice) to:</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Squire Patton Boggs (US) LLP</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">201 E. Fourth Street, Suite 1900</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cincinnati, Ohio 45202</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attn: James J. Barresi</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tel: 513-361-1260</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fax: 513-361-1201</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">If to the Shareholder:</div></td></tr><tr><td style="width: 15.38%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 82.05%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">To the respective addresses and fax numbers shown on the signature pages for each Shareholder.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-60<br></div></div></div>
<!--End Page 292-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 293-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg67"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">f.&#8195;<u>No Waiver</u>. The failure of any party hereto to exercise any right, power or remedy provided under this Agreement or otherwise available in respect of this Agreement at law or in equity, or to insist upon compliance by any other party with its obligation under this Agreement, and any custom or practice of the parties at variance with the terms of this Agreement, shall not constitute a waiver by such party of such party's right to exercise any such or other right, power or remedy or to demand such compliance.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">g.&#8195;<u>No Third Party Beneficiaries</u>. Except for the reliance acknowledged in Section 8(h) hereof, this Agreement is not intended to confer upon any person other than the parties hereto any rights or remedies hereunder.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">h.&#8195;<u>Governing Law</u>. This Agreement shall be governed and construed in accordance with the laws of the State of Delaware, without regard to any applicable conflicts of law (whether of the State of Delaware or any other jurisdiction).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">i.&#8195;<u>Submission to Jurisdiction</u>. Each party agrees that it will bring any action or proceeding in respect of any claim arising under or related to this Agreement or the transactions contemplated hereby exclusively in Delaware Court of Chancery and any state appellate court therefrom within the State of Delaware, or, if the Delaware Court of Chancery declines to accept jurisdiction over a particular matter, any federal or state court of competent jurisdiction located in the State of Delaware (the &#8220;<u>Chosen </u><u>Courts</u>&#8221;), and, solely in connection with claims arising under or related to this Agreement or the transactions contemplated hereby, (1) irrevocably submits to the exclusive jurisdiction of the Chosen Courts, (2) waives any objection to laying venue in any such action or proceeding in the Chosen Courts, (3) waives any objection that the Chosen Courts are an inconvenient forum or do not have jurisdiction over any party and (4) agrees that service of process upon such party in any such action or proceeding will be effective if notice is given in accordance with Section 16(e).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">j.&#8195;<u>Rules of Construction</u>. The parties hereto agree that they have been represented by counsel during the negotiation and execution of this Agreement and, therefore, waive the application of any law, regulation, holding or rule of construction providing that ambiguities in an agreement or other document will be construed against the party drafting such agreement or document.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">k.&#8195;<u>Entire Agreement</u>. This Agreement contains the entire understanding of the parties hereto in respect of the subject matter hereof, and supersede all prior negotiations, agreements and understandings, both written and oral, between the parties hereto with respect to the subject matter hereof.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">l.&#8195;<u>Severability</u>. If any term or other provision of this Agreement is invalid, illegal or incapable of being enforced by any rule of law, or public policy, all other conditions and provisions of this Agreement shall nevertheless remain in full force and effect so long as the economic or legal substance of the transactions contemplated herein are not affected in any manner materially adverse to any party hereto. Upon such determination that any term or other provision is invalid, illegal or incapable of being enforced, the parties hereto shall negotiate in good faith to modify this Agreement so as to give effect to the original intent of the parties hereto as closely as possible in a mutually acceptable manner.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">m.&#8195;<u>Interpretation</u>. Whenever the words &#8220;include,&#8221; &#8220;includes&#8221; or &#8220;including&#8221; are used in this Agreement they shall be deemed to be followed by the words &#8220;without limitation.&#8221; The article and section headings contained in this Agreement are solely for the purpose of reference, are not part of the agreement of the parties hereto and shall not in any way affect the meaning or interpretation of this Agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">n.&#8195;<u>Counterparts</u>. This Agreement may be executed in several counterparts, each of which shall be an original, but all of which together shall constitute one and the same agreement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 40pt; text-indent: 20pt; text-align: left;">o.&#8195;<u>Shareholder Obligations</u>. The obligations of the Shareholders under this Agreement shall be several and not joint.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; text-align: center;">[Remainder of Page Intentionally Left Blank]</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-61<br></div></div></div>
<!--End Page 293-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 294-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg68"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">IN WITNESS WHEREOF, the undersigned has caused this Agreement to be executed by its duly authorized officer to be effective as of the date first above written.</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 53.85%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 43.59%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB FINANCIAL CORP.</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 38.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 43.59%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Name: Donald T. Robinson</div></td></tr><tr><td style="width: 53.85%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 43.59%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Title: President and Chief Financial Officer</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-62<br></div></div></div>
<!--End Page 294-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 295-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg69"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">SHAREHOLDER:</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 51.28%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">[SHAREHOLDER NAME]</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 46.15%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 46.15%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Address:</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 4.25pt; padding-bottom: 4.25pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Shares beneficially owned:</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>&#8195;&#8195;&#8195;</u>shares of Voting Common Stock, including shares of restricted stock</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>&#8195;&#8195;&#8195;</u>shares of Non-Voting Common Stock</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><u>&#8195;&#8195;&#8195;</u>shares of Company Common Stock issuable upon exercise of outstanding options or warrants</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-63<br></div></div></div>
<!--End Page 295-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 296-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_300-annexa_pg70"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><u>SCHEDULE I</u></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; text-align: center;">EXCEPTIONS</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">None.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">A-64<br></div></div></div>
<!--End Page 296-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 297-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_301-annexb_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: right;"><a name="tANXAB"><!--Anchor--></a>Annex B </div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; text-align: center;">ARTICLES OF AMENDMENT <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">TO <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">ARTICLES OF INCORPORATION <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">OF <br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">MVB FINANCIAL CORP.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Pursuant to the provisions of Section 1006, Article 10, Chapter 31D of the Code of West Virginia, the undersigned corporation hereby adopts the following Articles of Amendment to its Articles of Incorporation:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">FIRST<font style="font-weight: normal;">:&#8195;The name of the corporation is MVB Financial Corp.</font></div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">SECOND<font style="font-weight: normal;">:&#8195;The following amendment to the Articles of Incorporation was adopted by the shareholders </font><font style="font-weight: normal;">of&#160;the corporation on [_____________], in the manner prescribed by West Virginia Code Section 31D-10-1001, </font><font style="font-weight: normal;">et&#160;seq., and the corporation's Articles of Incorporation:</font></div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 20pt; text-indent: 20pt; text-align: left;">RESOLVED<font style="font-weight: normal;">: that the first paragraph of Article V of the Articles of Incorporation be amended to read, </font><font style="font-weight: normal;">in its entirety, as follows:</font></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;">ARTICLE V</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The total number of shares of all classes of capital stock which the corporation shall have the authority to issue shall be sixty million twenty thousand (60,020,000) shares, which shall be divided into forty million (40,000,000) shares of Common Stock, par value $1.00 per share, twenty million (20,000,000) shares of Class&#160;A Common Stock, par value $1.00 per share (&#8220;Class A Common Stock&#8221;), and twenty thousand (20,000) shares of Preferred Stock, par value $1,000 per share (&#8220;Preferred Stock&#8221;).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Dated this ______ day of ____________, 202___.</div><table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 51.28%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 46.15%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB FINANCIAL CORP.</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 41.03%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 51.28%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 2.56%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 41.03%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">[Name and Title]</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">B-1<br></div></div></div>
<!--End Page 297-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 298-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_302-annexc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: right;"><a name="tANXAC"><!--Anchor--></a>Annex C</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 14.25pt; text-align: right;"><img style="height: 49px; width: 148px;" src="logo_stephens.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">August&#160;11, 2022</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Board of Directors<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB Financial Corp.<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">301 Virginia Avenue<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fairmont, WV 26554</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Dear Members of the Board:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We have acted as your financial advisor in connection with the proposed acquisition (the &#8220;Transaction&#8221;) of Integrated Financial Holdings, Inc. (the &#8220;Counterparty&#8221;) by MVB Financial Corp (the &#8220;Company&#8221;). You have requested that we provide our opinion (the &#8220;Opinion&#8221;) as investment bankers as to whether the consideration to be given by the Company in the Transaction is fair to the Company from a financial point of view.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Pursuant to the Agreement and Plan of Merger (the &#8220;Agreement&#8221;) to be entered into by and between the Company and the Counterparty, and subject to the terms, conditions and limitations set forth therein, we understand that, subject to potential adjustments as described in the Agreement, each outstanding share of the Counterparty&#8217;s common stock will be converted into the right to receive 1.210 shares of the Company&#8217;s common stock, which, based on the Company&#8217;s closing stock price of $34.24 on August&#160;10, 2022, results in the expected consideration to be exchanged by the Company for all of the outstanding common stock, including restricted stock awards, and options on the common stock of the Counterparty having an aggregate value of approximately $97.2&#160;million. The terms and conditions of the Transaction are more fully set forth in the Agreement. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with developing our Opinion we have:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain publicly available financial statements and reports regarding the Company and the Counterparty;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain audited financial statements regarding the Company and the Counterparty;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain internal financial statements, management reports and other financial and operating data concerning the Company and the Counterparty prepared by management of the Company and management of the Counterparty, respectively;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iv)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed, on a pro forma basis, in reliance upon consensus research estimates and upon financial projections and other information and assumptions concerning the Company and the Counterparty provided by management of the Company and management of the Counterparty, respectively, the effect of the Transaction on the balance sheet, capitalization ratios, earnings and tangible book value both in the aggregate and, where applicable, on a per share basis of the Company;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(v)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the reported prices and trading activity for the common stock of the Company and the Counterparty;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">compared the financial performance of the Company and the Counterparty with that of certain other publicly-traded companies and their securities that we deemed relevant to our analysis of the Transaction;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the financial terms, to the extent publicly available, of certain merger or acquisition transactions that we deemed relevant to our analysis of the Transaction;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(viii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the most recent draft of the Agreement and related documents provided to us by the Company;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ix)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">discussed with management of the Company and management of the Counterparty the operations of and future business prospects for the Company and the Counterparty and the anticipated financial consequences of the Transaction to the Company and the Counterparty;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">C-1<br></div></div></div>
<!--End Page 298-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 299-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_302-annexc_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">August&#160;11, 2022<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">PAGE 2</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(x)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">assisted in your deliberations regarding the material terms of the Transaction and your negotiations with the Counterparty; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(xi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">performed such other analyses and provided such other services as we have deemed appropriate.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We have relied on the accuracy and completeness of the information, financial data and financial forecasts provided to us by the Company and the Counterparty and of the other information reviewed by us in connection with the preparation of our Opinion, and our Opinion is based upon such information. We have not independently verified or undertaken any responsibility to independently verify the accuracy or completeness of any of such information, data or forecasts. Management of the Company has assured us that it is not aware of any relevant information that has been omitted or remains undisclosed to us. We have not assumed any responsibility for making or undertaking an independent evaluation or appraisal of any of the assets or liabilities of the Company or of the Counterparty, and we have not been furnished with any such evaluations or appraisals; nor have we evaluated the solvency or fair value of the Company or of the Counterparty under any laws relating to bankruptcy, insolvency or similar matters. We have not assumed any obligation to conduct any physical inspection of the properties, facilities, assets or liabilities (contingent or otherwise) of the Company or Counterparty. We have not received or reviewed any individual loan or credit files nor have we made an independent evaluation of the adequacy of the allowance for loan and lease losses of the Company or the Counterparty. We have not made an independent analysis of the effects of the COVID-19 pandemic, the invasion of Ukraine, potential future changes in the inflation rate or other related market developments or disruptions, or of any other disaster or adversity, on the business or prospects of the Company or the Counterparty. With respect to the financial forecasts prepared by management of the Company and management of the Counterparty, including the forecasts of potential cost savings and potential synergies, we have also assumed that such financial forecasts have been reasonably prepared and reflect the best currently available estimates and judgments of management of the Company and management of the Counterparty, respectively, as to the future financial performance of the Company and the Counterparty, respectively, and provide a reasonable basis for our analysis. We recognize that such financial forecasts are based on numerous variables, assumptions and judgments that are inherently uncertain (including, without limitation, factors related to general economic and competitive conditions) and that actual results could vary significantly from such forecasts, and we express no opinion as to the reliability of such financial projections and estimates or the assumptions upon which they are based.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">As part of our investment banking business, we regularly issue fairness opinions and are continually engaged in the valuation of companies and their securities in connection with business reorganizations, private placements, negotiated underwritings, mergers and acquisitions and valuations for estate, corporate and other purposes. We are familiar with the Company and the Counterparty. While we have not received fees for providing investment banking services to the Company or the Counterparty within the past two years, we have provided securities brokerage services to the Company and received customary commissions and other compensation in connection with such services. We serve as financial adviser to the Company in connection with the Transaction, and we are entitled to receive from the Company reimbursement of our expenses and a fee for our services as financial adviser to the Company, a significant portion of which is contingent upon the consummation of the Transaction. We are also entitled to receive a fee from the Company for providing our Opinion to the Board of Directors of the Company. The Company has also agreed to indemnify us for certain liabilities arising out of our engagement, including certain liabilities that could arise out of our providing this Opinion letter. We expect to pursue future investment banking services assignments with the participants in this Transaction. In the ordinary course of business, Stephens Inc. and its affiliates and employees at any time may hold long or short positions, and may trade or otherwise effect transactions as principal or for the accounts of customers, in debt, equity or derivative securities of any participants in the Transaction.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We are not legal, accounting, regulatory, or tax experts, and we have relied solely, and without independent verification, on the assessments of the Company and its other advisors with respect to such matters. We have assumed, with your consent, that the Transaction will not result in any materially adverse legal, regulatory, accounting or tax consequences for the Company and that any reviews of legal, accounting, regulatory or tax issues conducted as a result of the Transaction will be resolved favorably to the Company. We do not express any opinion as to any tax or other consequences that might result from the Transaction.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">C-2<br></div></div></div>
<!--End Page 299-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 300-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_302-annexc_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">August&#160;11, 2022<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">PAGE 3</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The Opinion is necessarily based upon market, economic and other conditions as they exist and can be evaluated on the date hereof and on the information made available to us as of the date hereof. Market price data used in connection with this Opinion is based on reported market closing prices as of August&#160;10, 2022. It should be understood that subsequent developments may affect this Opinion and that we do not have any obligation to update, revise or reaffirm this Opinion or otherwise comment on events occurring after the date hereof. We further note that the current volatility and disruption in the credit and financial markets relating to, among other things, the COVID-19 pandemic, the invasion of Ukraine or potential future changes in inflation rates may or may not have an effect on the Company or the Counterparty, and we are not expressing an opinion as to the effects of such volatility or such disruption on the Transaction or any party to the Transaction. We further express no opinion as to the prices at which shares of the Counterparty&#8217;s or Company&#8217;s common stock may trade at any time subsequent to the announcement of the Transaction.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with developing this Opinion, we have assumed that, in all respects material to our analyses:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the Transaction and any related transactions will be consummated on the terms of the latest draft of the Agreement provided to us, without material waiver or modification;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the representations and warranties of each party in the Agreement and in all related documents and instruments referred to in the Agreement are true and correct;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">each party to the Agreement and all related documents will perform all of the covenants and agreements required to be performed by such party under such documents; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iv)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all conditions to the completion of the Transaction will be satisfied within the time frames contemplated by the Agreement without any waivers;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(v)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">that in the course of obtaining the necessary regulatory, lending or other consents or approvals (contractual or otherwise) for the Transaction and any related transactions, no restrictions, including any divestiture requirements or amendments or modifications, will be imposed that would have a material adverse effect on the contemplated benefits of the Transaction to the Company;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">there has been no material change in the assets, liabilities, financial condition, results of operations, business or prospects of the Company or the Counterparty since the date of the most recent financial statements made available to us, and that no legal, political, economic, regulatory or other development has occurred that will adversely impact the Company or the Counterparty; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 2pt; margin-left: 20pt;"><tr><td style="width: 25pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the Transaction will be consummated in a manner that complies with applicable law and regulations.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This Opinion is directed to, and is for the use and benefit of, the Board of Directors of the Company (in its capacity as such) solely for purposes of assisting with its evaluation of the Transaction. Our Opinion does not address the merits of the underlying decision by the Company to engage in the Transaction, the merits of the Transaction as compared to other alternatives potentially available to the Company or the relative effects of any alternative transaction in which the Company might engage, nor is it intended to be a recommendation to any person or entity as to any specific action that should be taken in connection with the Transaction, including with respect to how to vote or act with respect to the Transaction. This Opinion is not intended to confer any rights or remedies upon any other person or entity. In addition, except as explicitly set forth in this letter, you have not asked us to address, and this Opinion does not address, the fairness to, or any other consideration of, the holders of any class of securities, creditors or other constituencies of the Company. We have not been asked to express any opinion, and do not express any opinion, as to the fairness of the amount or nature of the compensation to any of the Company&#8217;s officers, directors or employees, or to any group of such officers, directors or employees, whether relative to the compensation to other shareholders of the Company or otherwise. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our Fairness Opinion Committee has approved the Opinion set forth in this letter. Neither this Opinion nor its substance may be disclosed by you to anyone other than your advisors without our written permission. Notwithstanding the foregoing, this Opinion and a summary discussion of our underlying analyses and role as financial adviser to the Company may be included in communications to shareholders of the Company, provided that this Opinion letter is reproduced in its entirety, and we approve of the content of such disclosures prior to any filing, distribution or publication of such shareholder communications and prior to distribution of any amendments thereto.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">C-3<br></div></div></div>
<!--End Page 300-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 301-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_302-annexc_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">August&#160;11, 2022<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">PAGE 4</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Based on the foregoing and our general experience as investment bankers, and subject to the limitations, assumptions and qualifications stated herein, we are of the opinion, on the date hereof, that the consideration to be given by the Company in the Transaction is fair to the Company from a financial point of view.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Very truly yours,</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 15.25pt; margin-left: 0pt; text-align: left;"><img style="height: 40px; width: 159px;" src="sig_stephensinc.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">STEPHENS INC.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">C-4<br></div></div></div>
<!--End Page 301-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 302-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_303-annexd_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: right;"><a name="tANXAD"><!--Anchor--></a>Annex&#160;D</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 15.25pt; text-align: center;"><img style="height: 37px; width: 376px;" src="logo_raymondjames01.jpg"><br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">August 10, 2022</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Board of Directors<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">8450 Falls of Neuse Road, Suite 202<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Raleigh, NC 27615 </div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Members of the Board of Directors:</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We understand that MVB Financial Corp. (&#8220;MVB Financial&#8221;) and Integrated Financial Holdings, Inc. (the &#8220;Company&#8221; or &#8220;Integrated Financial Holdings&#8221;), propose to enter into the Agreement (defined below) pursuant to which, among other things, the Company will be merged with and into MVB Financial with MVB Financial as the surviving corporation (the &#8220;Merger&#8221;) and that, in connection with the Merger, each outstanding share of common stock, par value $1.00 per share, of the Company (&#8220;Integrated Common Shares&#8221;), other than Exception Shares (as defined below), will be converted into the right to receive 1.21 shares (the &#8220;Exchange Ratio&#8221;) of MVB Financial common stock, subject to certain adjustments as provided for in the Agreement (as to which adjustments we express no opinion) (the &#8220;Proposed Transaction&#8221;). &#8220;Exception Shares&#8221; shall mean (i) each share of Company common stock owned by the Company as treasury stock or owned by the Company or MVB Financial or a subsidiary of either (in each case other than in a fiduciary or agency capacity or as a result of debts previously contracted) and (ii) Appraisal Shares (as defined in the Agreement). The Board of Directors of the Company (the &#8220;Board&#8221;) has requested that Raymond James &amp; Associates, Inc. (&#8220;Raymond James&#8221;) provide an opinion (the &#8220;Opinion&#8221;) to the Board as to whether, as of the date hereof, the Exchange Ratio in the Merger pursuant to the Agreement is fair from a financial point of view to the holders of Integrated Common Shares (other than the Exception Shares). For purposes of this Opinion, and with your consent, we have assumed that the as of the date of this Opinion there are approximately 2.2 million Integrated Common Shares issued and outstanding and approximately 12.5 million common shares of MVB Financial issued and outstanding (which includes approximately 288 thousand shares to be issued in a pending investment transaction).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with our review of the Proposed Transaction and the preparation of this Opinion, we have, among other things:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">1.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the financial terms and conditions as stated in the draft of the Agreement and Plan of Merger and Reorganization dated as of August 9, 2022 (the &#8220;Agreement&#8221;);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed certain information related to the historical condition and prospects of the Company and MVB Financial, as made available to Raymond James by or on behalf of the Company, including, but not limited to, (a) financial projections for each of the Company and MVB Financial certified by the management of the Company (together the &#8220;Projections&#8221;) and (b) certain forecasts and estimates of potential cost savings, operating efficiencies, revenue effects, and other pro forma financial adjustments expected to result from the Merger, which were authorized and reviewed by management of the Company (the &#8220;Pro Forma Financial Adjustments&#8221;);</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">3.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the Company&#8217;s and MVB Financial&#8217;s (a) audited consolidated financial statements for years ended December 31, 2021, December 31, 2020 and December 31, 2019; and (b) unaudited consolidated financial statements for the three-month periods ended March 31, 2022 and June 30, 2022;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">4.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the Company&#8217;s and MVB Financial&#8217;s recent public filings and certain other publicly available information regarding the Company and MVB Financial;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">5.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the financial and operating performance of the Company and MVB Financial and those of other selected public companies that we deem to be relevant;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">6.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">considered certain publicly available financial terms of certain transactions we deem to be relevant;</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">D-1<br></div></div></div>
<!--End Page 302-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 303-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_303-annexd_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Board of Directors <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">August&#160;10, 2022<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Page 2</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">7.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reviewed the current and historical market prices and trading volume for Integrated Common Shares and for MVB Financial&#8217;s common stock, and the current market prices of the publicly traded securities of certain other companies that we deemed to be relevant;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">8.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">compared the relative contributions of the Company and MVB Financial to certain financial statistics of the combined company on a pro forma basis;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">9.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">conducted such other financial studies, analyses and inquiries and considered such other information and factors as we deemed appropriate;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">10.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">received a certificate addressed to Raymond James from a member of senior management of the Company regarding, among other things, the accuracy of the information, data and other materials (financial or otherwise) provided to, or discussed with, Raymond James by or on behalf of the Company; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">11.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">discussed with members of the senior management of the Company and MVB Financial certain information relating to the aforementioned and any other matters which we have deemed relevant to our inquiry including, but not limited to, the past and current business operations of the Company and MVB Financial, respectively, and the financial condition and future prospects and operations of the Company and MVB Financial, respectively.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">With your consent, we have assumed and relied upon the accuracy and completeness of all information supplied by or on behalf of the Company or otherwise reviewed by or discussed with us, and we have undertaken no duty or responsibility to, nor did we, independently verify any of such information. Furthermore, we have undertaken no independent analysis of any potential or actual litigation, regulatory action, possible unasserted claims or other contingent liabilities, to which the Company or MVB Financial is a party or may be subject, or of any governmental investigation of any possible unasserted claims or other contingent liabilities to which the Company or MVB Financial is a party or may be subject. With your consent, this Opinion makes no assumption concerning, and therefore does not consider, the potential effects of any such litigation, claims or investigations or possible assertions. We have not made or obtained an independent appraisal of the assets or liabilities (contingent or otherwise) of the Company or MVB Financial. We are not experts in generally accepted accounting principles (GAAP) or the evaluation of loan and lease portfolios for the purposes of assessing the adequacy of the allowances for loan and lease losses or any other reserves of each the Company and MVB Financial; accordingly, we have assumed that such allowances and reserves are in the aggregate adequate to cover such losses. With respect to the Projections, Pro Forma Financial Adjustments, and any other information and data provided to or otherwise reviewed by or discussed with us, we have, with your consent, assumed that the Projections, Pro Forma Financial Adjustments, and such other information and data have been reasonably prepared in good faith on bases reflecting the best currently available estimates and judgments of management of the Company, and we have relied upon the Company to advise us promptly if any information previously provided became inaccurate or was required to be updated during the period of our review. We express no opinion with respect to the Projections, Pro Forma Financial Adjustments, or the assumptions on which they are based. We have assumed that the final form of the Agreement will be substantially similar to the draft reviewed by us, and that the Proposed Transaction will be consummated in accordance with the terms of the Agreement without waiver or amendment of any conditions thereto and without adjustment to the Exchange Ratio. Furthermore, we have assumed, in all respects material to our analysis, that the representations and warranties of each party contained in the Agreement are true and correct and that each such party will perform all of the covenants and agreements required to be performed by it under the Agreement without being waived. We have relied upon and assumed, without independent verification, that (i) the Proposed Transaction will be consummated in a manner that complies in all respects with all applicable international, federal and state statutes, rules and regulations, and (ii) all governmental, regulatory, and other consents and approvals necessary for the consummation of the Proposed Transaction will be obtained and that no delay, limitations, restrictions or conditions will be imposed or amendments, modifications or waivers made that would have an effect on the Proposed Transaction or the Company that would be material to our analyses or this Opinion.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">D-2<br></div></div></div>
<!--End Page 303-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 304-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_303-annexd_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Board of Directors <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">August&#160;10, 2022<br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Page 3</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our opinion is based upon market, economic, financial and other circumstances and conditions existing and disclosed to us as of August 9, 2022 and any material change in such circumstances and conditions would require a reevaluation of this Opinion, which we are under no obligation to undertake. We have relied upon and assumed, without independent verification, that there has been no change in the business, assets, liabilities, financial condition, results of operations, cash flows or prospects of the Company or MVB Financial since the respective dates of the most recent financial statements and other information, financial or otherwise, provided to us that would be material to our analyses or this Opinion, and that there is no information or any facts that would make any of the information reviewed by us incomplete or misleading in any material respect.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We express no opinion as to the underlying business decision to effect the Proposed Transaction, the structure or tax consequences of the Proposed Transaction or the availability or advisability of any alternatives to the Proposed Transaction. We provided financial advice to the Company with respect to the Proposed Transaction. We did not, however, recommend any specific amount or nature of consideration or that any specific consideration constituted the only appropriate consideration for the Proposed Transaction. We did not solicit indications of interest with respect to a transaction involving the Company. This letter does not express any opinion as to the likely trading range of MVB Financial common stock following the Proposed Transaction, which may vary depending on numerous factors that generally impact the price of securities or on the financial condition of MVB Financial at that time. We have assumed that the shares of MVB Financial common stock to be issued in the Proposed Transaction to the shareholders of the Company will be listed on the Nasdaq Capital Market. Our opinion is limited to the fairness, from a financial point of view, of the Exchange Ratio to be received by the holders of Integrated Common Shares (other than the Exception Shares). </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We express no opinion with respect to any other reasons, legal, business, or otherwise, that may support the decision of the Board to approve or consummate the Proposed Transaction. Furthermore, no opinion, counsel or interpretation is intended by Raymond James on matters that require legal, accounting or tax advice. It is assumed that such opinions, counsel or interpretations have been or will be obtained from the appropriate professional sources. Furthermore, we have relied, with the consent of the Company, on the fact that the Company has been assisted by legal, accounting and tax advisors and we have, with the consent of the Company, relied upon and assumed the accuracy and completeness of the assessments by the Company and its advisors as to all legal, accounting and tax matters with respect to the Company and the Proposed Transaction, including, without limitation, that the Proposed Transaction will qualify as a reorganization within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In formulating our opinion, we have considered only what we understand to be the consideration to be received by the holders of Integrated Common Shares (other than the Exception Shares) as is described above, and we did not consider and we express no opinion on the fairness of the amount or nature of any compensation to be paid or payable to any of the Company&#8217;s officers, directors or employees, or class of such persons, whether relative to the compensation received by the holders of Integrated Common Shares (other than the Exception Shares) or otherwise. We have not been requested to opine as to, and this Opinion does not express an opinion as to or otherwise address, among other things: (1) the fairness of the Merger to the holders of any class of securities, creditors, or other constituencies of the Company, or to any other party, except and only to the extent expressly set forth in the last sentence of this Opinion or (2) the fairness of the Merger to any one class or group of the Company&#8217;s or any other party&#8217;s security holders or other constituencies vis-&#224;-vis any other class or group of the Company&#8217;s or such other party&#8217;s security holders or other constituents (including, without limitation, the allocation of any consideration to be received in the Merger amongst or within such classes or groups of security holders or other constituents). We are not expressing any opinion as to the impact of the Proposed Transaction on the solvency or viability of the Company or MVB Financial or the ability of the Company or MVB Financial to pay their respective obligations when they come due.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The delivery of this opinion was approved by an opinion committee of Raymond James. </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">D-3<br></div></div></div>
<!--End Page 304-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 305-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_303-annexd_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Board of Directors <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Integrated Financial Holdings, Inc. <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">August&#160;10, 2022 <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Page 4</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Raymond James has been engaged to render financial advisory services to the Company in connection with the Proposed Transaction and will receive a fee for such services, a substantial portion of which is contingent upon consummation of the Proposed Transaction. Raymond James will also receive a fee upon the delivery of this Opinion, which is not contingent upon the successful completion of the Proposed Transaction or on the conclusion reached herein. In addition, the Company has agreed to reimburse certain of our expenses and to indemnify us against certain liabilities arising out of our engagement.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In the ordinary course of our business, Raymond James may trade in the securities of the Company and MVB Financial for our own account or for the accounts of our customers and, accordingly, may at any time hold a long or short position in such securities. In the two years preceding the date of this letter, Raymond James has (i) provided investment banking advisory services to MVB Financial in connection with a minority investment in Warp Speed Holdings, for which Raymond James received a retainer fee and may receive additional fees in the future when the investment closes; (ii) provided investment banking services to MVB Financial in connection with two private debt offerings for which Raymond James received fees; (iii) Raymond James Bank is currently arranging the extension of a holding company loan to MVB for which the bank will receive an origination fee and, thereafter, periodic interest payments; and (iv) engaged in certain fixed income trading activity with MVB Bank, a subsidiary of MVB Financial, for which it has received commissions. Furthermore, Raymond James may provide investment banking, financial advisory and other financial services to the Company, MVB Financial, or their subsidiaries or affiliates, or other participants in the Proposed Transaction in the future, for which Raymond James may receive compensation.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">It is understood that this letter is solely for the information of the Board of Directors of the Company (solely in each director&#8217;s capacity as such) in evaluating the Proposed Transaction and does not constitute a recommendation to the Board of Directors or any shareholder of the Company or MVB Financial regarding how said shareholder should act or vote with respect to the Proposed Transaction or any other matter. Furthermore, this letter should not be construed as creating any fiduciary duty on the part of Raymond James to any such party. This Opinion may not be disclosed, reproduced, quoted, summarized, referred to at any time, in any manner, or used for any other purpose, nor shall any references to Raymond James or any of its affiliates be made, without our prior written consent, except that this Opinion may be disclosed in and filed with a joint prospectus / proxy statement used in connection with the Proposed Transaction that is required to be filed with the Securities and Exchange Commission, provided that this Opinion is quoted in full in such joint prospectus / proxy statement, along with a description, reasonably satisfactory to us.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Based upon and subject to the foregoing, it is our opinion that, as of the date hereof, the Exchange Ratio provided under the Agreement is fair, from a financial point of view, to the holders of the Integrated Common Shares (other than the Exception Shares).</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Very truly yours,</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">RAYMOND JAMES &amp; ASSOCIATES, INC.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">D-4<br></div></div></div>
<!--End Page 305-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 306-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: right;"><a name="tANXAE"><!--Anchor--></a>Annex&#160;E</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; text-align: center;">North Carolina Business Corporation Act</div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; text-align: center;">Article 13.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">Appraisal Rights.<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-weight: normal;">&#8195;</font><br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;"><font style="font-weight: normal;">Part 1. Right to Appraisal and Payment for Shares</font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">&#167; 55-13-01. Definitions.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In this Article, the following definitions apply:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Affiliate. &#8211; A person that directly, or indirectly, through one or more intermediaries, controls, is controlled by, or is under common control with another person or is a senior executive thereof. For purposes of G.S. 55-13-01(7), a person is deemed to be an affiliate of its senior executives.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Beneficial shareholder. &#8211; A person who is the beneficial owner of shares held in a voting trust or by a nominee on the beneficial owner&#8217;s behalf.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Corporation. &#8211; The issuer of the shares held by a shareholder demanding appraisal and, for matters covered in G.S. 55-13-22 through G.S. 55-13-31, the term includes the surviving entity in a merger.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Expenses. &#8211; Reasonable expenses of every kind that are incurred in connection with a matter, including counsel fees.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Fair value. &#8211; The value of the corporation&#8217;s shares (i)&#160;immediately before the effectuation of the corporate action as to which the shareholder asserts appraisal rights, excluding any appreciation or depreciation in anticipation of the corporate action unless exclusion would be inequitable, (ii)&#160;using customary and current valuation concepts and techniques generally employed for similar business in the context of the transaction requiring appraisal, and (iii)&#160;without discounting for lack of marketability or minority status except, if appropriate, for amendments to the articles pursuant to G.S. 55-13-02(a)(5).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Interest. &#8211; Interest from the effective date of the corporate action until the date of payment, at the rate of interest on judgments in this State on the effective date of the corporate action.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(7)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Interested transaction. &#8211; A corporate action described in G.S. 55-13-02(a), other than a merger pursuant to G.S. 55-11-04 or G.S. 55-11-12, involving an interested person and in which any of the shares or assets of the corporation are being acquired or converted. As used in this definition, the following definitions apply:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">a.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Interested person. &#8211; A person, or an affiliate of a person, who at any time during the one-year period immediately preceding approval by the board of directors of the corporate action met any of the following conditions:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 60pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">1.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Was the beneficial owner of twenty percent (20%) or more of the voting power of the corporation, other than as owner of excluded shares.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 60pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Had the power, contractually or otherwise, other than as owner of excluded shares, to cause the appointment or election of twenty-five percent (25%) or more of the directors to the board of directors of the corporation.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 60pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">3.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Was a senior executive or director of the corporation or a senior executive of any affiliate thereof, and that senior executive or director will receive, as a result of the corporate action, a financial benefit not generally available to other shareholders as such, other than any of the following:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 80pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">I.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Employment, consulting, retirement, or similar benefits established separately and not as part of or in contemplation of the corporate action.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 80pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">II.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Employment, consulting, retirement, or similar benefits established in contemplation of, or as part of, the corporate action that are not more favorable than those existing before the corporate action or, if more favorable, that have been approved on behalf of the corporation in the same manner as is provided in G.S. 55-8-31(a)(1) and (c).</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-1<br></div></div></div>
<!--End Page 306-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 307-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 80pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">III.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">In the case of a director of the corporation who will, in the corporate action, become a director of the acquiring entity, or one of its affiliates, rights and benefits as a director that are provided on the same basis as those afforded by the acquiring entity generally to other directors of the acquiring entity or such affiliate of the acquiring entity.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">b.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Beneficial owner. &#8211; Any person who, directly or indirectly, through any contract, arrangement, or understanding, other than a revocable proxy, has or shares the power to vote, or to direct the voting of, shares. If a member of a national securities exchange is precluded by the rules of the exchange from voting without instruction on contested matters or matters that may affect substantially the rights or privileges of the holders of the securities to be voted, then that member of a national securities exchange shall not be deemed a &#8220;beneficial owner&#8221; of any securities held directly or indirectly by the member on behalf of another person solely because the member is the record holder of the securities. When two or more persons agree to act together for the purpose of voting their shares of the corporation, each member of the group formed thereby is deemed to have acquired beneficial ownership, as of the date of the agreement, of all voting shares of the corporation beneficially owned by any member of the group.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">c.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Excluded shares. &#8211; Shares acquired pursuant to an offer for all shares having voting power if the offer was made within one year prior to the corporate action for consideration of the same kind and of a value equal to or less than that paid in connection with the corporate action.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(8)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Preferred shares. &#8211; A class or series of shares the holders of which have preference over any other class or series with respect to distributions.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(9)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Record shareholder. &#8211; The person in whose name shares are registered in the records of the corporation or the beneficial owner of shares to the extent of the rights granted by a nominee certificate on file with the corporation.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(10)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Senior executive. &#8211; The chief executive officer, chief operating officer, chief financial officer, or anyone in charge of a principal business unit or function.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(11)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Shareholder. &#8211; Both a record shareholder and a beneficial shareholder. (1925, c. 77, s. 1; 1943, c. 270; G.S.,&#160;s. 55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 2011-347, s. 1; 2018-45, s. 24.)</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-02. Right to appraisal.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;In addition to any rights granted under Article 9 of this Chapter, a shareholder is entitled to appraisal rights and to obtain payment of the fair value of that shareholder&#8217;s shares, in the event of any of the following corporate actions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consummation of a merger to which the corporation is a party if either (i)&#160;shareholder approval is required for the merger by G.S. 55-11-03 or would be required but for the provisions of G.S. 55-11-03(j), except that appraisal rights shall not be available to any shareholder of the corporation with respect to shares of any class or series that remain outstanding after consummation of the merger or (ii)&#160;the corporation is a subsidiary and the merger is governed by G.S. 55-11-04 or G.S. 55-11-12.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consummation of a share exchange to which the corporation is a party as the corporation whose shares will be acquired, except that appraisal rights shall not be available to any shareholder of the corporation with respect to any class or series of shares of the corporation that is not exchanged.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consummation of a disposition of assets pursuant to G.S. 55-12-02.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">An amendment of the articles of incorporation (i)&#160;with respect to a class or series of shares that reduces the number of shares of a class or series owned by the shareholder to a fraction of a share if the corporation has an obligation or right to repurchase the fractional share so created or (ii)&#160;changes the corporation into a nonprofit corporation or cooperative organization.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Any other amendment to the articles of incorporation, merger, share exchange, or disposition of assets to the extent provided by the articles of incorporation, bylaws, or a resolution of the board of directors.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-2<br></div></div></div>
<!--End Page 307-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 308-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consummation of a conversion to a foreign corporation pursuant to Part 2 of Article 11A of this Chapter if the shareholder does not receive shares in the foreign corporation resulting from the conversion that (i)&#160;have terms as favorable to the shareholder in all material respects and (ii)&#160;represent at least the same percentage interest of the total voting rights of the outstanding shares of the corporation as the shares held by the shareholder before the conversion.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(7)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consummation of a conversion of the corporation to nonprofit status pursuant to Part 2 of Article 11A of this Chapter.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(8)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Consummation of a conversion of the corporation to an unincorporated entity pursuant to Part 2 of Article 11A of this Chapter.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;Notwithstanding subsection (a) of this section, the availability of appraisal rights under subdivisions (1),&#160;(2), (3), (4), (6), and (8) of subsection (a) of this section shall be limited in accordance with the following provisions:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Appraisal rights shall not be available for the holders of shares of any class or series of shares that are any of the following:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">a.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A covered security under section 18(b)(1)(A) or (B) of the Securities Act of 1933, as amended.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">b.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Traded in an organized market and has at least 2,000 shareholders and a market value of at least twenty&#160;million dollars ($20,000,000)(exclusive of the value of shares held by the corporation&#8217;s subsidiaries, senior executives, directors, and beneficial shareholders owning more than ten percent (10%) of such shares).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">c.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Issued by an open-end management investment company registered with the Securities and Exchange Commission under the Investment Company Act of 1940, as amended, and may be redeemed at the option of the holder at net asset value.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The applicability of subdivision (1) of this subsection shall be determined as of (i)&#160;the record date fixed to determine the shareholders entitled to receive notice of, and to vote at, the meeting of shareholders to act upon the corporate action requiring appraisal rights or, in the case of an offer made pursuant to G.S. 55-11-03(j), the date of the offer, or (ii)&#160;the day before the effective date of the corporate action if there is no meeting of shareholders and no offer made pursuant to G.S. 55-11-03(j).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Subdivision (1) of this subsection shall not be applicable and appraisal rights shall be available pursuant to subsection (a) of this section for the holders of any class or series of shares who are required by the terms of the corporate action requiring appraisal rights to accept for such shares anything other than cash or shares of any class or any series of shares of any corporation, or any other proprietary interest of any other entity, that satisfies the standards set forth in subdivision (1) of this subsection at the time the corporate action becomes effective.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Subdivision (1) of this subsection shall not be applicable and appraisal rights shall be available pursuant to subsection (a) of this section for the holders of any class or series of shares where the corporate action is an interested transaction.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;Notwithstanding any other provision of this section, the articles of incorporation as originally filed or any amendment to the articles may limit or eliminate appraisal rights for any class or series of preferred shares with respect to any corporate action, except that (i)&#160;no limitation or elimination shall be effective if the class or series does not have the right to vote separately as a voting group, alone or as part of a group, on the corporate action or if the corporate action is an amendment to the articles of incorporation that changes the corporation into a nonprofit corporation or a cooperative organization, and (ii)&#160;any limitation or elimination contained in an amendment to the articles of incorporation that limits or eliminates appraisal rights for any shares that are outstanding immediately prior to the effective date of the amendment, or that the corporation is or may be required to issue or sell thereafter pursuant to any conversion, exchange, or other right existing immediately before the effective date of the amendment, shall not apply to any corporate action that becomes effective within one year of that date if the corporate action would otherwise afford appraisal rights.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-3<br></div></div></div>
<!--End Page 308-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 309-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(d)&#8195;Repealed by Session Laws 2018-45, s. 25, effective October&#160;1, 2018. (1925, c. 77, s. 1; c. 235; 1929, c. 269; 1939, c. 279; 1943, c. 270; G.S., ss. 55-26, 55-167; 1955, c. 1371, s. 1; 1959, c. 1316, ss. 30, 31; 1969, c. 751, ss. 36, 39; 1973, c. 469, ss. 36, 37; c. 476, s. 193; 1989, c. 265, s. 1; 1989 (Reg. Sess., 1990), c. 1024, s. 12.18; 1991, c. 645, s. 12; 1997-202, s. 1; 1999-141, s. 1; 2001-387, s. 26; 2003-157, s. 1; 2011-347, ss. 1, 22(c); 2018-45, s. 25.)</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-03. Assertion of rights by nominees and beneficial owners.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;A record shareholder may assert appraisal rights as to fewer than all the shares registered in the record shareholder&#8217;s name but owned by a beneficial shareholder only if the record shareholder (i)&#160;objects with respect to all shares of the class or series owned by the beneficial shareholder and (ii)&#160;notifies the corporation in writing of the name and address of each beneficial shareholder on whose behalf appraisal rights are being asserted. The rights of a record shareholder who asserts appraisal rights for only part of the shares held of record in the record shareholder&#8217;s name under this subsection shall be determined as if the shares as to which the record shareholder objects and the record shareholder&#8217;s other shares were registered in the names of different record shareholders.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;A beneficial shareholder may assert appraisal rights as to shares of any class or series held on behalf of the shareholder only if the shareholder does both of the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Submits to the corporation the record shareholder&#8217;s written consent to the assertion of rights no later than the date referred to in G.S. 55-13-22(b)(2)b.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Submits written consent under subdivision (1) of this subsection with respect to all shares of the class or series that are beneficially owned by the beneficial shareholder. (1925, c. 77, s. 1; 1943, c. 270; G.S., s. 55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 2011-347, s. 1.)</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">&#167;&#167; 55-13-04 through 55-13-19. <font style="font-weight: normal;">Reserved for future codification purposes.</font></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 19.5pt; text-align: center;">Part 2. Procedure for Exercise of Appraisal Rights</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-20. Notice of appraisal rights.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;If any corporate action specified in G.S. 55-13-02(a) is to be submitted to a vote at a shareholders&#8217; meeting, or where no approval of the action is required pursuant to G.S. 55-11-03(j), the meeting notice or, if applicable, the offer made pursuant to G.S. 55-11-03(j), shall state that the corporation has concluded that shareholders are, are not, or may be entitled to assert appraisal rights under this Article. If the corporation concludes that appraisal rights are or may be available, a copy of this Article shall accompany the meeting notice or offer sent to those record shareholders entitled to exercise appraisal rights.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;In a merger pursuant to G.S. 55-11-04 or G.S. 55-11-12, the parent corporation shall notify in writing all record shareholders of the subsidiary who are entitled to assert appraisal rights that the corporate action became effective. Notice required under this subsection shall be sent within 10 days after the corporate action became effective and include the materials described in G.S. 55-13-22.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;If any corporate action specified in G.S. 55-13-02(a) is to be approved by written consent of the shareholders pursuant to G.S. 55-7-04, then the following shall occur:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Written notice that appraisal rights are, are not, or may be available shall be given to each record shareholder from whom a consent is solicited at the time consent of each shareholder is first solicited and, if the corporation has concluded that appraisal rights are or may be available, shall be accompanied by a copy of this Article.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Written notice that appraisal rights are, are not, or may be available shall be delivered together with the notice to the applicable shareholders required by subsections (d) and (e) of G.S. 55-7-04, may include the materials described in G.S. 55-13-22, and, if the corporation has concluded that appraisal rights are or may be available, shall be accompanied by a copy of this Article.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-4<br></div></div></div>
<!--End Page 309-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 310-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(d)&#8195;If any corporate action described in G.S. 55-13-02(a) is proposed, or a merger pursuant to G.S.&#160;55-11-04 or G.S. 55-11-12 is effected, then the notice or offer referred to in subsection (a) or (c) of this section, if the corporation concludes that appraisal rights are or may be available, and the notice referred to in subsection (b) of this section, shall be accompanied by both of the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Annual financial statements as described in G.S. 55-16-20(a) of the corporation that issued the shares to be appraised. The date of the financial statements shall not be more than 16 months before the date of the notice. If annual financial statements that meet the requirements of this subdivision are not reasonably available, then the corporation shall provide reasonably equivalent financial information and in any case shall provide a balance sheet as of the end of a fiscal year ending not more than 16 months before the date of the notice, an income statement for that year, and a cash flow statement for that year.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The latest interim financial statements of the corporation, if any.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(e)&#8195;The right to receive the information described in subsection (d) of this section may be waived in writing by a shareholder before or after the corporate action. (1925, c. 77, s. 1; c. 235; 1929, c. 269; 1939, c. 5; c. 279; 1943, c. 270; G.S., ss. 55-26, 55-165, 55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 2002-58, s. 2; 2011-347, s. 1; 2018-45, s. 26; 2021-106, s. 6(g).)</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-21. Notice of intent to demand payment and consequences of voting or consenting.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;If a corporate action specified in G.S. 55-13-02(a) is submitted to a vote at a shareholders&#8217; meeting, a shareholder who wishes to assert appraisal rights with respect to any class or series of shares must do the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Deliver to the corporation, before the vote is taken, written notice of the shareholder&#8217;s intent to demand payment if the proposed action is effectuated.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Not vote, or cause or permit to be voted, any shares of any class or series in favor of the proposed action.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;If a corporate action specified in G.S. 55-13-02(a) is to be approved by less than unanimous written consent, a shareholder who wishes to assert appraisal rights with respect to any class or series of shares must satisfy both of the following requirements:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must deliver to the corporation, before the proposed action becomes effective, written notice of the shareholder's intent to demand payment if the proposed action is effectuated, except that the written notice is not required if the notice required by G.S. 55-13-20(c) is given less than 25 days prior to the date the proposed action is effectuated.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must not execute a consent in favor of the proposed action with respect to that class or series of shares.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b1)&#8195;If a corporate action specified in G.S. 55-13-02(a) does not require shareholder approval pursuant to G.S.&#160;55-11-03(j), a shareholder who wishes to assert appraisal rights with respect to any class or series of shares must satisfy both of the following requirements:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must deliver to the corporation, before the shares are purchased pursuant to the offer made consistent with subdivision (2) of subsection (j) of G.S. 55-11-03, written notice of the shareholder's intent to demand payment if the proposed action is effectuated.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The shareholder must not tender, or cause or permit to be tendered, any shares of the class or series in response to the offer.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;A shareholder who fails to satisfy the requirements of subsection (a), (b), or (b1) of this section is not entitled to payment under this Article. (1925, c. 77, s. 1; 1943, c. 270; G.S., s. 55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 2011-347, s. 1; 2018-45, s. 27.)</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-22. Appraisal notice and form.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;If a corporate action requiring appraisal rights under G.S. 55-13-02(a) becomes effective, the corporation must deliver a written appraisal notice and form required by subdivision (b)(1) of this section to all shareholders who satisfied the requirements of G.S. 55-13-21. In the case of a merger under G.S. 55-11-04 or </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-5<br></div></div></div>
<!--End Page 310-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 311-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">G.S. 55-11-12, the parent corporation must deliver a written appraisal notice and form to all record shareholders of the subsidiary who may be entitled to assert appraisal rights. </div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;The appraisal notice must be sent no earlier than the date the corporate action specified in G.S.&#160;55-13-02(a) became effective and no later than 10 days after that date. The appraisal notice must include the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A form that specifies the first date of any announcement to shareholders, made prior to the date the corporate action became effective, of the principal terms of the proposed corporate action. If such an announcement was made, the form shall require a shareholder asserting appraisal rights to certify whether beneficial ownership of those shares for which appraisal rights are asserted was acquired before that date. The form shall require a shareholder asserting appraisal rights to certify that the shareholder did not vote for or consent to the transaction.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Disclosure of the following:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">a.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Where the form must be sent and where certificates for certificated shares must be deposited, as well as the date by which those certificates must be deposited. The certificate deposit date must not be earlier than the date for receiving the required form under sub-subdivision b. of this subdivision.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">b.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A date by which the corporation must receive the payment demand, which date may not be fewer than 40 nor more than 60 days after the date the appraisal notice required under subsection (a) of this section and form are sent. The form shall also state that the shareholder shall have waived the right to demand appraisal with respect to the shares unless the form is received by the corporation by the specified date.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">c.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The corporation&#8217;s estimate of the fair value of the shares.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">d.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, if requested in writing, the corporation will provide, to the shareholder so requesting, within 10&#160;days after the date specified in sub-subdivision b. of this subdivision, the number of shareholders who return the forms by the specified date and the total number of shares owned by them.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">e.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The date by which the notice to withdraw under G.S. 55-13-23 must be received, which date must be within 20 days after the date specified in sub-subdivision b. of this subdivision.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Be accompanied by a copy of this Article. (1925, c. 77, s. 1; 1943, c. 270; G.S., s. 55-167; 1955, c.&#160;1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 1997-485, s. 4; 2001-387, s. 27; 2002-58, s. 3; 2011-347, s. 1; 2018-45, s. 28.)</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">&#167; 55-13-23. Perfection of rights; right to withdraw.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;A shareholder who receives notice pursuant to G.S. 55-13-22 and who wishes to exercise appraisal rights must sign and return the form sent by the corporation and, in the case of certificated shares, deposit the shareholder&#8217;s certificates in accordance with the terms of the notice by the date referred to in the notice pursuant to G.S. 55-13-22(b)(2). In addition, if applicable, the shareholder must certify on the form whether the beneficial owner of such shares acquired beneficial ownership of the shares before the date required to be set forth in the notice pursuant to G.S. 55-13-22(b)(1). If a shareholder fails to make this certification, the corporation may elect to treat the shareholder&#8217;s shares as after-acquired shares under G.S. 55-13-27. Once a shareholder deposits that shareholder&#8217;s certificates or, in the case of uncertificated shares, returns the signed forms, that shareholder loses all rights as a shareholder, unless the shareholder withdraws pursuant to subsection (b) of this section.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;A shareholder who has complied with subsection (a) of this section may nevertheless decline to exercise appraisal rights and withdraw from the appraisal process by so notifying the corporation in writing by the date set&#160;forth in the appraisal notice pursuant to G.S. 55-13-22(b)(2)e. A shareholder who fails to so withdraw from the appraisal process may not thereafter withdraw without the corporation&#8217;s written consent.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;A shareholder who does not sign and return the form and, in the case of certificated shares, deposit that shareholder&#8217;s share certificates where required, each by the date set forth in the notice described in G.S.&#160;55-13-22(b) shall not be entitled to payment under this Article. (1925, c. 77, s. 1; 1943, c. 270; G.S., s.&#160;55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 2011-347, s. 1.)</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-6<br></div></div></div>
<!--End Page 311-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 312-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">&#167; 55-13-24. <font style="font-weight: normal;">Repealed by Session Laws 2011-347, s. 1, effective October&#160;1, 2011.</font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-25. Payment.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;Except as provided in G.S. 55-13-27, within 30 days after the form required by G.S. 55-13-22(b) is due, the corporation shall pay in cash to the shareholders who complied with G.S. 55-13-23(a) the amount the corporation estimates to be the fair value of their shares, plus interest.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;The payment to each shareholder pursuant to subsection (a) of this section shall be accompanied by the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The following financial information:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">a.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Annual financial statements as described in G.S. 55-16-20(a) of the corporation that issued the shares to be appraised. The date of the financial statements shall not be more than 16 months before the date of payment. If annual financial statements that meet the requirements of this sub-subdivision are not reasonably available, the corporation shall provide reasonably equivalent financial information and in any case shall provide a balance sheet as of the end of a fiscal year ending not more than 16 months before the date of payment, an income statement for that year, and a cash flow statement for that year.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">b.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The latest interim financial statements, if any.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A statement of the corporation&#8217;s estimate of the fair value of the shares. The estimate shall equal or exceed the corporation&#8217;s estimate given pursuant to G.S. 55-13-22(b)(2)c.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">A statement that the shareholders described in subsection (a) of this section have the right to demand further payment under G.S. 55-13-28 and that if a shareholder does not do so within the time period specified in G.S. 55-13-28, then the shareholder shall be deemed to have accepted payment in full satisfaction of the corporation&#8217;s obligations under this Article. (1925, c. 77, s. 1; 1943, c. 270; G.S., s.&#160;55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; c. 770, s.&#160;69; 1997-202, s. 2; 2011-347, s. 1; 2021-106, s. 6(h).)</div></td></tr></table><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-26. <font style="font-weight: normal;">Repealed by Session Laws 2011-347, s. 1, effective October&#160;1, 2011.</font></div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">&#167; 55-13-27. After-acquired shares.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;A corporation may elect to withhold payment required by G.S. 55-13-25 from any shareholder who was required to but did not certify that beneficial ownership of all of the shareholder&#8217;s shares for which appraisal rights are asserted was acquired before the date set forth in the appraisal notice sent pursuant to G.S.&#160;55-13-22(b)(1).</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;If the corporation elected to withhold payment under subsection (a) of this section, it must, within 30&#160;days after the form required by G.S. 55-13-22(b) is due, notify all shareholders who are described in subsection (a) of this section of the following:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The information required by G.S. 55-13-25(b)(1).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The corporation&#8217;s estimate of fair value pursuant to G.S. 55-13-25(b)(2).</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That they may accept the corporation&#8217;s estimate of fair value, plus interest, in full satisfaction of their demands or demand appraisal under G.S. 55-13-28.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That those shareholders who wish to accept such offer must so notify the corporation of their acceptance of the corporation&#8217;s offer within 30 days after receiving the offer.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That those shareholders who do not satisfy the requirements for demanding appraisal under G.S.&#160;55-13-28 shall be deemed to have accepted the corporation&#8217;s offer.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;Within 10 days after receiving the shareholder&#8217;s acceptance pursuant to subsection (b) of this section, the corporation must pay in cash the amount it offered under subdivision (b)(2) of this section to each shareholder who agreed to accept the corporation&#8217;s offer in full satisfaction of the shareholder&#8217;s demand.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-7<br></div></div></div>
<!--End Page 312-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 313-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(d)&#8195;Within 40 days after sending the notice described in subsection (b) of this section, the corporation must pay in cash the amount it offered to pay under subdivision (b)(2) of this section to each shareholder described in subdivision (b)(5) of this section. (2011-347, s. 1.)</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">&#167; 55-13-28. Procedure if shareholder dissatisfied with payment or offer.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;A shareholder paid pursuant to G.S. 55-13-25 who is dissatisfied with the amount of the payment must notify the corporation in writing of that shareholder&#8217;s estimate of the fair value of the shares and demand payment of that estimate plus interest (less any payment under G.S. 55-13-25). A shareholder offered payment under G.S.&#160;55-13-27 who is dissatisfied with that offer must reject the offer and demand payment of the shareholder&#8217;s stated estimate of the fair value of the shares, plus interest.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;A shareholder who fails to notify the corporation in writing of that shareholder&#8217;s demand to be paid the shareholder&#8217;s stated estimate of the fair value, plus interest, under subsection (a) of this section within 30 days after receiving the corporation&#8217;s payment or offer of payment under G.S. 55-13-25 or G.S. 55-13-27, respectively, waives the right to demand payment under this section and shall be entitled only to the payment made or offered pursuant to those respective sections. (1925, c. 77, s. 1; 1943, c. 270; G.S., s. 55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 1997-202, s. 3; 2011-347, s. 1.)</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">&#167; 55-13-29. <font style="font-weight: normal;">Reserved for future codification purposes.</font></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; text-align: center;">Part 3. Judicial Appraisal of Shares.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">&#167; 55-13-30. Court Action.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;If a shareholder makes a demand for payment under G.S. 55-13-28 that remains unsettled, the corporation shall commence a proceeding within 60 days after receiving the payment demand by filing a complaint with the Superior Court Division of the General Court of Justice to determine whether the shareholder complied with the requirements of this Article and is entitled to appraisal rights, and, if so, to determine the fair value of the shares and accrued interest. The shareholder has the burden of proving that the shareholder complied with the requirements of this Article regarding entitlement to appraisal rights. If the superior court determines that a shareholder has not complied with the requirements of this Article, the shareholder is not entitled to appraisal rights, and the court shall dismiss the proceeding as to the shareholder. If the corporation does not commence the proceeding within the 60-day period, the corporation shall pay in cash to each shareholder the amount the shareholder demanded pursuant to G.S.&#160;55-13-28, plus interest.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a1)&#8195;Repealed by Session Laws 1997-202, s. 4.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;The corporation shall commence the proceeding in the appropriate court of the county where the corporation&#8217;s principal office, or, if none, its registered office in this State is located. If the corporation is a foreign corporation without a registered office in this State, it shall commence the proceeding in the county in this State where the principal office or registered office of the domestic corporation merged with the foreign corporation was located at the time of the transaction.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;The corporation shall make all shareholders, whether or not residents of this State, whose demands remain unsettled parties to the proceeding as in an action against their shares and all parties shall be served with a copy of the complaint. Nonresidents may be served by registered or certified mail or by publication as provided by law.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(d)&#8195;The jurisdiction of the superior court in which the proceeding is commenced under subsection (b) of this section is plenary and exclusive. The court may appoint one or more persons as appraisers to receive evidence and recommend a decision on the question of fair value. The appraisers shall have the powers described in the order appointing them, or in any amendment to it. The shareholders demanding appraisal rights are entitled to the same discovery rights as parties in other civil proceedings. There is no right to a trial by jury.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(e)&#8195;Each shareholder made a party to the proceeding that is determined by the superior court to have complied with the requirements of this Article and is entitled to appraisal rights is entitled to judgment either (i)&#160;for the amount, if any, by which the court finds the fair value of the shareholder&#8217;s shares, plus interest, exceeds the amount paid by the corporation to the shareholder for the shareholder&#8217;s shares or (ii)&#160;for the fair value, plus interest, of the shareholder&#8217;s shares for which the corporation elected to withhold payment under G.S.&#160;55-13-27. (1925, c. 77, s. 1; 1943, c. 270; G.S., s. 55-167; 1955, c. 1371, s. 1; 1969, c. 751, s. 39; 1973, c.&#160;469, ss. 36, 37; 1989, c. 265, s. 1; 1997-202, s. 4; 1997-485, ss. 5, 5.1; 2011-347, s. 1; 2021-106, s. 5(a).)</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-8<br></div></div></div>
<!--End Page 313-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 314-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">&#167; 55-13-31. Court costs and expenses.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;The court in an appraisal proceeding commenced under G.S. 55-13-30 shall determine all court costs of the proceeding, including the reasonable compensation and expenses of appraisers appointed by the court. The court shall assess the costs against the corporation, except that the court may assess costs against all or some of the shareholders demanding appraisal, in amounts the court finds equitable, to the extent the court finds such shareholders acted arbitrarily, vexatiously, or not in good faith with respect to the rights provided by this Article.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;The court in an appraisal proceeding may also assess the expenses for the respective parties, in amounts the court finds equitable:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Against the corporation and in favor of any or all shareholders demanding appraisal if the court finds the corporation did not substantially comply with the requirements of G.S. 55-13-20, 55-13-22, 55-13-25, or 55-13-27.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Against either the corporation or a shareholder demanding appraisal, in favor of any other party, if the court finds that the party against whom expenses are assessed acted arbitrarily, vexatiously, or not in good faith with respect to the rights provided by this Article.</div></td></tr></table><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(c)&#8195;If the court in an appraisal proceeding finds that the expenses incurred by any shareholder were of substantial benefit to other shareholders similarly situated and that these expenses should not be assessed against the corporation, the court may direct that the expenses be paid out of the amounts awarded the shareholders who were benefited.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(d)&#8195;To the extent the corporation fails to make a required payment pursuant to G.S. 55-13-25, 55-13-27, or 55-13-28, the shareholder may sue directly for the amount owed and, to the extent successful, shall be entitled to recover from the corporation all expenses of the suit. (1925, c. 77, s. 1; 1943, c. 270; G.S., s. 55-167; 1955, c.&#160;1371, s. 1; 1969, c. 751, s. 39; 1973, c. 469, ss. 36, 37; 1989, c. 265, s. 1; 2011-347, s. 1.)</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">&#167;&#167; 55-13-32 through 55-13-39<font style="font-weight: normal;">. Reserved for future codification purposes.</font></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 17.5pt; text-align: center;">Part 4. Other Remedies.</div><div class="h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 7pt; margin-left: 0pt; text-align: left;">&#167; 55-13-40. Other remedies limited.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(a)&#8195;The legality of a proposed or completed corporate action described in G.S. 55-13-02(a) may not be contested, nor may the corporate action be enjoined, set aside, or rescinded, in a legal or equitable proceeding by a shareholder after the shareholders have approved the corporate action.</div><div class="para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">(b)&#8195;Subsection (a) of this section does not apply to a corporate action that:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Was not authorized and approved in accordance with the applicable provisions of any of the following:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">a.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Article 9, 9A, 10, 11, 11A, or 12 of this Chapter.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">b.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The articles of incorporation or bylaws.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">c.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The resolution of the board of directors authorizing the corporate action.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Was procured as a result of fraud, a material misrepresentation, or an omission of a material fact necessary to make statements made, in light of the circumstances in which they were made, not misleading.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Constitutes an interested transaction, unless it has been authorized, approved, or ratified by either (i)&#160;the board of directors or a committee of the board or (ii)&#160;the shareholders, in the same manner as is provided in G.S. 55-8-31(a)(1) and (c) or in G.S. 55-8-31(a)(2) and (d), as if the interested transaction were a director&#8217;s conflict of interest transaction.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Was approved by less than unanimous consent of the voting shareholders pursuant to G.S. 55-7-04, provided that both of the following are true:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">a.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The challenge to the corporate action is brought by a shareholder who did not consent and as to whom notice of the approval of the corporate action was not effective at least 10 days before the corporate action was effected.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-9<br></div></div></div>
<!--End Page 314-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 315-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_304-annexe_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">b.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The proceeding challenging the corporate action is commenced within 10 days after notice of the approval of the corporate action is effective as to the shareholder bringing the proceeding. (2011-347, s. 1.)</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">E-10<br></div></div></div>
<!--End Page 315-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 316-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_400-part2_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tPARTII"><!--Anchor--></a>PART II<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br></div><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">INFORMATION NOT REQUIRED IN PROSPECTUS</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 12pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 20.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;"><font style="font-style: italic;">Indemnification of Directors and Officers</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Section 31D-8-851 of the West Virginia Business Corporation Act provides in part that each West Virginia corporation has the power to indemnify any director against liability incurred in a proceeding against him by reason of being or having been such director (other than in an action by or in the right of the corporation) if he acted in good faith and in a manner he reasonably believed to be or not opposed to the best interests of the corporation, or, in the case of any criminal proceeding, he had no reasonable cause to believe his conduct was unlawful. With respect to an action by or in the right of the corporation, except for reasonable expenses incurred in the proceeding as to which he meets the foregoing standard of conduct, a director may not be indemnified. A director also may not be indemnified unless ordered by a court if he is adjudged liable on the basis that he received a financial benefit to which he was not entitled. A West Virginia corporation may make any other or further indemnity to any such persons that may be authorized by the corporation&#8217;s articles of incorporation.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">A corporation must indemnify a director who was wholly successful on the merits in the proceeding against reasonable expenses of the proceeding. A corporation may advance expenses incurred by a director in such a proceeding if he affirms he has met the standard of conduct and agrees to return the advanced expenses if it is determined he has not met this standard.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Section 31D-8-856 of the West Virginia Business Corporation Act provides that a West Virginia corporation may indemnify and advance expenses to an officer of the corporation who is a party to a proceeding because he or she is an officer of the corporation to the same extent as a director and, if he or she is an officer but not a director, to a further extent as may be provided by the articles of incorporation, the bylaws, a resolution of the board of directors or contract, except for (i)&#160;liability in connection with a proceeding by or in the right of the corporation other than for reasonable expenses incurred in connection with the proceeding or (ii)&#160;liability arising out of conduct that constitutes (a) receipt by him or her of a financial benefit to which he or she is not entitled, (b) an intentional infliction of harm on the corporation or the shareholders or (c) an intentional violation of criminal law. A corporation must indemnify an officer who was wholly successful on the merits in the proceeding against reasonable expenses of the proceeding.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Company&#8217;s Articles of Incorporation provide that the Company shall indemnify, to the fullest extent permitted by law, any current or former legal representative, officer or director of the Company or a person serving as a director, officer, employee or agent of another corporation at the Company&#8217;s request against all expenses, liability and loss incurred by him in connection with a claim or proceeding against him by reason of his being or having been in such role. Expenses, including, without limitation, attorneys&#8217; fees and disbursements, incurred in defending or participating in such proceeding shall be paid in advance by the Company; provided, however, that such payment shall only be made upon delivery to the Company of an undertaking that such person agrees to repay all advanced amounts if it is ultimately determined that such person is not entitled to indemnification under the Company&#8217;s Articles of Incorporation.</div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">We have obtained directors&#8217; and officers&#8217; liability insurance. The policy provides for $10.0&#160;million in coverage, with punitive damages excluded.</div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-1<br></div></div></div>
<!--End Page 316-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 317-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_400-part2_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 21.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;"><font style="font-style: italic;">Exhibits and Financial Statement Schedules</font></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The following exhibits are filled herewith or incorporated herein by reference:</div></td></tr></table> <table cellspacing="0" cellpadding="0" class="fintab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 10.26%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Exhibit <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">No.</div></td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 0.64%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Description</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 4.25pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="#tANXAA2">2.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Agreement and Plan of Merger and Reorganization, dated as of August&#160;12, 2022, by and between MVB Financial Corp. and Integrated Financial Holdings, Inc. (attached as <font style="font-weight: bold;">Annex&#160;A</font> to the joint proxy statement/prospectus forming a part of this Registration Statement).</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000155837015000366/mvbf-20141231ex31ce638ce.htm">3.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Articles of Incorporation of MVB Financial Corp. and amendments thereto (incorporated by reference to Exhibit 3.1 of the Company&#8217;s Annual Report on Form 10-K for the year ended December&#160;31, 2014, filed March&#160;16, 2015). </div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="#tANXAB">3.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form of Articles of Amendment to the MVB Articles of Incorporation (attached as Annex B to the joint proxy statement/prospectus forming a part of this Registration Statement).</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000127790218000108/mvbfcamendedandrestatedb.htm">3.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Bylaws of MVB Financial Corp., as amended (incorporated by reference to Exhibit 3.1 of the Company&#8217;s Current Report on Form 8-K, filed June&#160;22, 2018).</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000114036122039390/ny20005581x1_ex4-1.htm">4.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Specimen of stock certificate representing MVB Financial Corp. common stock.*</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex5-1.htm">5.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Opinion of Squire Patton Boggs (US) LLP as to validity of the securities being registered</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex8-1.htm">8.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Opinion of Squire Patton Boggs (US) LLP regarding certain U.S. income tax aspects of the merger</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex8-2.htm">8.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Opinion of Wyrick Robbins Yates &amp; Ponton LLP regarding certain U.S. income tax aspects of the merger</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000127790222000014/exhibit21-subsidiariesofmv.htm">21.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Subsidiaries of MVB Financial Corp. (incorporated by reference to Exhibit 21 of the Company&#8217;s Annual Report on Form 10-K filed on March&#160;10, 2022).</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex23-1.htm">23.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of FORVIS, LLP (formerly Dixon Hughes Goodman LLP)</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex23-2.htm">23.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Elliott Davis, PLLC</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex5-1.htm">23.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Squire Patton Boggs (US) LLP (included as part of its opinion filed as Exhibit <a href="ny20005581x2_ex5-1.htm">5.1</a>)</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex8-1.htm">23.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Squire Patton Boggs (US) LLP (included as part of its opinion filed as Exhibit <a href="ny20005581x2_ex8-1.htm">8.1</a>)</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex8-2.htm">23.5</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Wyrick Robbins Yates &amp; Ponton LLP (included as part of its opinion filed as Exhibit&#160;<a href="ny20005581x2_ex8-2.htm">8.2</a>)</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000114036122039390/ny20005581x1_s4.htm#tSIGN">24.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Power of Attorney (included on signature page hereto)*</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex99-1.htm">99.1</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form of Proxy of MVB</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex99-2.htm">99.2</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Form of Proxy of IFH. </div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000114036122039390/ny20005581x1_ex99-3.htm">99.3</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Stephens Inc.</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="ny20005581x2_ex99-4.htm">99.4</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 6pt; background-color: #CCEEFF;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Consent of Raymond James &amp; Associates, Inc.</div></td></tr><tr><td style="width: 10.26%; text-align: center; vertical-align: top; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1277902/000114036122039390/ny20005581x1_ex107.htm">107</a></div></td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 0.64%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 88.46%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Filing Fee Table*</div></td></tr></table> <div><div class="rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 9.75pt;"> </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">*<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Previously filed.</div></td></tr></table> </div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-2<br></div></div></div>
<!--End Page 317-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 318-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_400-part2_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 0pt;"><tr><td style="width: 50pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 22.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; text-align: left;"><font style="font-style: italic;">Undertakings</font></div></td></tr></table><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">The undersigned registrant hereby undertakes:</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement; notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a twenty percent (20%) change in the maximum aggregate offering price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the effective registration statement; and</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona </font><font style="font-style: italic;">fide</font> offering thereof.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for the purpose of determining liability of the registrant under the Securities Act of 1933 to any purchaser in the initial distribution of securities, in a primary offering of securities of the undersigned registrant pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, the undersigned registrant will be a seller to the purchaser and will be considered to offer or sell such securities to such purchaser: (i)&#160;any preliminary prospectus or prospectus of the undersigned registrant relating to the offering required to be filed pursuant to Rule 424; (ii)&#160;any free writing prospectus relating to the offering prepared by or on behalf of the undersigned registrant or used or referred to by the undersigned registrant; (iii)&#160;the portion of any other free writing prospectus relating to the offering containing material information about the undersigned registrant or its securities provided by or on behalf of the undersigned registrant; and (iv)&#160;any other communication that is an offer in the offering made by the undersigned registrant to the purchaser.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That, for purposes of determining any liability under the Securities Act of 1933, each filing of the Registrant&#8217;s annual report pursuant to Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan&#8217;s annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in this registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide</font> offering thereof.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That prior to any public reoffering of the securities registered hereunder through use of a prospectus which is a part of this registration statement, by any person or party who is deemed to be an underwriter within the meaning of Rule 145(c), the issuer undertakes that such reoffering prospectus will contain the information called for by the applicable registration form with respect to reofferings by persons who may be deemed underwriters, in addition to the information called for by the other items of the applicable form.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(7)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">That every prospectus (i)&#160;that is filed pursuant to paragraph (5) immediately preceding, or (ii)&#160;that purports to meet the requirements of Section 10(a)(3) of the Securities Act of 1933 and is used in </div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-3<br></div></div></div>
<!--End Page 318-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 319-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_400-part2_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: left;">connection with an offering of securities subject to Rule 415, will be filed as a part of an amendment to the registration statement and will not be used until such amendment is effective, and that, for purposes of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide</font> offering thereof.</div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(8)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To respond to requests for information that is incorporated by reference into this prospectus pursuant to Items 4, 10(b), 11, or 13 of this form, within one (1) business day of receipt of such request, and to send the incorporated documents by first class mail or other equally prompt means; this includes information contained in documents filed subsequent to the effective date of this registration statement through the date of responding to the request.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(9)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">To supply by means of a post-effective amendment all information concerning a transaction, and the company being acquired involved therein, that was not the subject of and included in this registration statement when it became effective.</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(10)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Insofar as indemnification for liabilities under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is therefore unenforceable. In the event a claim of indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in a successful defense of any action, suit or proceeding) is asserted by such director, officer, or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act of 1933 and will be governed by the final adjudication of such issue.</div></td></tr></table></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-4<br></div></div></div>
<!--End Page 319-->
<div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div id="DSPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 320-->
<div class="page" style="text-align: left; margin: auto; position: relative; width: 468pt;"><a name="ny20005581x2_s4a_401-sig_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="page-content"><div class="block-main" style="width: 468pt; margin-left: 0pt;"><div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tSIGN"><!--Anchor--></a>SIGNATURES</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to the requirements of the Securities Act of 1933, the registrant has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Fairmont, State of West Virginia, on the 8<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day of December, 2022. </div> <table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">MVB FINANCIAL CORP.</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">(Registrant)</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 1.07%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 2pt;">&#8203;</td><td style="width: 45.09%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td style="width: 1.07%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">By:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2pt; padding-bottom: 3.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 45.09%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 2pt; padding-bottom: 3.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">/s/ Larry F. Mazza </div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.25pt; padding-bottom: 2pt;">&#8203;</td><td colspan="4" style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 3.25pt; padding-bottom: 2pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">Chief Executive Officer<font style="font-style: normal;"> </font></div></td></tr><tr><td style="width: 48.72%; text-align: left; vertical-align: top; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2pt; padding-bottom: 3pt;">&#8203;</td><td colspan="4" style="width: 48.72%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; margin-left: 0pt; text-align: left;">(Principal Executive Officer)</div></td></tr></table> <div class="h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; text-align: center;">POWER OF ATTORNEY</div> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">Pursuant to the requirements of the Securities Act of 1933, this Amendment No. 1 to registration statement has been signed by the following persons in the capacities and on the dates indicated.</div> <table cellspacing="0" cellpadding="0" class="txttab" style="margin-top: 4pt; border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="header"><td style="width: 38.46%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Signature</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Title</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Date</div></td></tr><tr><td style="width: 38.46%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 38.46%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 17.95%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 1pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 3pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">/s/ Larry F. Mazza<font style="font-style: normal;"> </font></div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 3pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3.75pt;">&#8203;</td><td rowspan="2" style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Chief Executive Officer and Director (Principal Executive Officer)</div></td><td class="gutter" rowspan="2" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Larry F. Mazza</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">/s/ Donald T. Robinson<font style="font-style: normal;"> </font></div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" rowspan="2" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td rowspan="2" style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">President and Chief Financial Officer <br></div><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: justify;">(Principal Financial and Accounting Officer)</div></td><td class="gutter" rowspan="2" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Donald T. Robinson</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*<font style="font-style: normal;"> </font></div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Chairman of the Board</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">W. Marston Becker</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*<font style="font-style: normal;"> </font></div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">John W. Ebert</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Daniel W. Holt</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Gary A. LeDonne</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Kelly R. Nelson</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Lindsay A. Slader</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Cheryl D. Spielman</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 3.75pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt; padding-bottom: 2.5pt;">&#8203;</td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 2.5pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 2.5pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 5pt;">&#160;</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; border-bottom: 1pt solid #000000; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 0pt; text-align: center;">*</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Director</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 2.5pt; padding-bottom: 3.75pt;">&#8203;</td><td style="width: 17.95%; text-align: center; vertical-align: bottom; padding-top: 2.5pt; padding-bottom: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">December 8, 2022</div></td></tr><tr><td style="width: 38.46%; text-align: center; vertical-align: top; padding-top: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Jan L. Owen</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt;">&#8203;</td><td style="width: 38.46%; text-align: center; vertical-align: bottom; padding-top: 3.75pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3.75pt;">&#8203;</td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"> </div> <table cellspacing="0" cellpadding="0" class="txttab" style="border-collapse: collapse; width: 468pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">* By: </div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td style="width: 30.77%; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">/s/ Donald T. Robinson</div></td><td class="gutter" style="width: 1.28%; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt; border-bottom: 1px solid #ffffff;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 6pt; padding-bottom: 4.25pt;">&#8203;</td><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 6pt; padding-bottom: 4.25pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Name: </div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Donald T. Robinson</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 4.25pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 4.25pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 5.13%; text-align: left; vertical-align: top; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Title:</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 30.77%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Attorney-in-fact</div></td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td class="gutter" style="width: 1.28%; border-bottom: none; font-size: 2pt; padding-top: 3pt; padding-bottom: 3pt;">&#8203;</td><td style="width: 58.97%; text-align: left; vertical-align: bottom; padding-top: 3pt; padding-bottom: 3pt;"><div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr></table> <div class="fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0.5pt; margin-left: 0pt; text-align: left;"> </div></div></div><div class="block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">II-5<br></div></div></div>
<!--End Page 320-->
</body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>2
<FILENAME>ny20005581x2_ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div style="text-align: right;">
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"><font style="font-weight: bold;">Exhibit 5.1</font><br>
  </div>
  <div><br>
    <div>
      <table id="z5d1d49b93a3d40d3afd4da3e4e41cb8f" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" border="0" cellpadding="0" cellspacing="0">

          <tr>
            <td style="width: 50%; text-align: left; vertical-align: top;"><img src="ny20005581x2_ex5-1image1.jpg" height="42" border="0" width="125"></td>
            <td style="width: 50.00%;">
              <div style="text-align: left; font-size: 8pt;">Squire Patton Boggs (US) LLP</div>
              <div style="text-align: left; font-size: 8pt;">201 E. Fourth Street</div>
              <div style="text-align: left; font-size: 8pt;">Suite 1900</div>
              <div style="text-align: left; font-size: 8pt;">Cincinnati, Ohio 45202</div>
              <div><br>
              </div>
              <div style="text-align: left;"><font style="font-size: 8pt;">O</font>
                <div style="margin: -10pt 0px 0px; text-indent: 20pt;"><font style="font-size: 8pt;">+1 513 361 1200</font></div>
              </div>
              <div style="text-align: left;"><font style="font-size: 8pt;">F</font></div>
              <div style="margin: -10pt 0px 0px; text-indent: 20pt;"><font style="font-size: 8pt;">+1 513 361 1201</font></div>
              <div style="text-align: left; font-size: 8pt;">squirepattonboggs.com</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <div><br>
      </div>
      <div style="text-align: center;">December 8, 2022</div>
      <div><br>
      </div>
      <div>MVB Financial Corp.</div>
      <div>301 Virginia Avenue</div>
      <div>Fairmont, WV 26554</div>
      <div><br>
      </div>
      <div>Ladies and Gentlemen,</div>
      <div><br>
      </div>
      <div style="text-indent: 36pt;">We have acted as special counsel to MVB Financial Corp., a West Virginia corporation (the &#8220;<u>Company</u>&#8221;), in connection with the Registration Statement on Form S-4 (as amended, the &#8220;<u>Registration Statemen</u>t&#8221;)
        filed with the Securities and Exchange Commission (the &#8220;<u>Commission</u>&#8221;), relating to the registration under the Securities Act of 1933, as amended (the &#8220;<u>Securities Ac</u>t&#8221;), of up to 2,937,336 shares of common stock, $1.00 par value per
        share, of the Company (the &#8220;<u>Common Stock</u>&#8221;) to be issued by the Company in connection with the merger of Integrated Financial Holdings, Inc., a North Carolina corporation&#160; (&#8220;<u>IFH</u>&#8221;), with and into the Company (the &#8220;<u>Merger</u>&#8221;),
        pursuant to the Agreement and Plan of Merger and Reorganization, dated as of August 12, 2022 (the &#8220;<u>Merger Agreemen</u>t&#8221;), by and between the Company and IFH.</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">As such counsel and for purposes of our opinion set forth below, we have examined originals or copies, certified or otherwise identified to our satisfaction, of such documents, resolutions,
        certificates and instruments of the Company and corporate records furnished to us by the Company, certificates of public officials, statutes, records and such other instruments and documents as we have deemed necessary or appropriate as a basis for
        the opinion set forth below, including the Registration Statement, the Merger Agreement, the Articles of Incorporation of the Company, as amended (the &#8220;<u>MVB Articles</u>&#8221;), the Bylaws of the Company, as amended (the &#8220;<u>MVB Bylaws</u>&#8221;), the form
        of the Articles of Amendment to the MVB Articles with respect to the increase in the number of authorized shares of Common Stock that is proposed to be adopted, which we collectively refer to herein as the &#8220;<u>Transaction Documents</u>.&#8221; In
        addition to the foregoing, we have made such investigations of law as we have deemed necessary or appropriate as a basis for the opinion set forth herein.</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" noshade="noshade"></div>
      </div>
      <div><br>
      </div>
      <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zdc42ebf1fb414e51b202f3db65211c06" border="0" cellpadding="0" cellspacing="0">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div>MVB Financial Corp.</div>
              <div>December 8, 2022</div>
              <div>Page 2</div>
            </td>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: right;">Squire Patton Boggs (US) LLP</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">In such examination and in rendering the opinion expressed below, we have assumed, without independent investigation or verification: (i) the genuineness of all signatures on all agreements,
        instruments, corporate records, certificates and other documents submitted to us; (ii) the legal capacity, power and authority to perform its obligations thereunder and that each of the Transaction Documents constitutes the valid and binding
        obligation of all such parties, enforceable against them in accordance with its terms; (iii) the authenticity and completeness of all agreements, instruments, corporate records, certificates and other documents submitted to us as originals; (iv)
        that all agreements, instruments, corporate records, certificates and other documents submitted to us as certified, electronic, facsimile, conformed, photostatic or other copies conform to authentic originals thereof, and that such originals are
        authentic and complete; (v) the due authorization, execution and delivery of each of the Transaction Documents by each party thereto (other than the Company); (vi) each such party (in the case of parties which are not natural persons) has been duly
        organized and is validly existing and in good standing under its jurisdiction of organization; (vii) that the statements contained in the certificates and comparable documents of public officials, officers and representatives of the Company and
        other persons on which we have relied for the purposes of this opinion set forth below are true and correct; and (viii) that the officers and directors of the Company have properly exercised their fiduciary duties. As to all questions of fact
        material to the opinion and as to the materiality of any fact or other matter referred to herein, we have relied (without independent investigation) upon representations and certificates or comparable documents of officers and representatives of
        the Company. Our knowledge of the Company and its legal and other affairs is limited by the scope of our engagement, which scope includes the delivery of this opinion letter. We do not represent the Company with respect to all legal matters or
        issues. The Company may employ other independent counsel and, to our knowledge, handles certain legal matters and issues with the assistance of independent counsel.</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">The Company is a West Virginia corporation, and we have not considered, and we express no opinion as to, any law other than the federal laws of the United States and the West Virginia Business
        Corporation Act (including the statutory provisions in effect on the date hereof).&#160; We have not considered, and we express no opinion or belief as to matters of the laws of any other jurisdiction or as to any matters arising thereunder or relating
        thereto.</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">Based upon the foregoing and subject to the qualifications, assumptions and limitations stated herein, we are of the opinion that the Common Stock to be issued by the Company pursuant to and in the
        manner contemplated by the terms of the Merger Agreement will be, upon issuance, duly authorized and, when the Registration Statement has been declared effective by order of the Securities and Exchange Commission and the Common Stock has been
        issued and delivered in the manner contemplated by and upon the terms and conditions set forth in the Registration Statement and the Merger Agreement, such Common Stock will be validly issued, fully paid and nonassessable.</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">The opinion set forth above is subject to the effects of (a) bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium and other similar laws relating to or affecting the
        enforcement of creditors&#8217; rights generally, (b) general equitable principles (whether considered in a proceeding in equity or at law), and (c) an implied covenant of good faith and fair dealing.&#160; We express no opinion as to whether, or the extent
        to which, the laws of any particular jurisdiction apply to the subject matter hereof, including, without limitation, the enforceability of the governing law provision contained in the Transaction Documents or in any other agreement.</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">This opinion letter deals only with the specified legal issues expressly addressed herein, and you should not infer any opinion that is not explicitly stated herein from any matter addressed in
        this opinion letter.</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" noshade="noshade"></div>
      </div>
      <div><br>
      </div>
      <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zbea43b414e6a458393329d4a6fcb25af" cellpadding="0" cellspacing="0">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div>MVB Financial Corp.</div>
              <div>December 8, 2022</div>
              <div>Page 3</div>
            </td>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: right;">Squire Patton Boggs (US) LLP</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">This opinion letter speaks as of the date hereof and we assume no obligation to advise you or any other person with regard to any change after the date hereof in the circumstances or the law that
        may bear on the matters set forth herein, even though the change may affect the legal analysis, a legal conclusion or other matters in this opinion letter.</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">We consent to the filing of a copy of this opinion as an exhibit to the Registration Statement.&#160; In addition, we consent to references to us under the heading &#8220;Legal Matters&#8221; in the joint proxy
        statement/prospectus contained in the Registration Statement.&#160; In giving this consent, we do not admit that we are within the category of persons whose consent is required under Section 7 of the Securities Act or the rules and regulations of the
        Commission promulgated thereunder.</div>
      <div><br>
      </div>
      <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z1a3efcbcf53e47a89872ed060710c09a" border="0" cellpadding="0" cellspacing="0">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 50%; vertical-align: top;">
              <div>Very truly yours,</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 50%; vertical-align: top;">
              <div><img src="ny20005581x2_ex5-1image2.jpg" height="56" width="269"></div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div>
        <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-8.1
<SEQUENCE>3
<FILENAME>ny20005581x2_ex8-1.htm
<DESCRIPTION>EXHIBIT 8.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div>
    <div style="text-align: right;">
      <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"><font style="font-weight: bold;">Exhibit 8.1</font><br>
    </div>
    <div><br>
      <div> </div>
      <div>
        <div>
          <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zb71743a5cb514aa88880be730a892ced" cellpadding="0" cellspacing="0">

              <tr>
                <td style="width: 50.53%; vertical-align: top;">
                  <div><img src="ny20005581x2_ex8-1image1.jpg" height="65" width="147"></div>
                  <div>&#160;</div>
                  <div>&#160;</div>
                </td>
                <td style="width: 49.47%; vertical-align: top;">
                  <div style="text-align: right; margin-left: 8.65pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Squire Patton Boggs (US) LLP</div>
                  <div style="text-align: right; margin-left: 8.65pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4900 Key Tower</div>
                  <div style="text-align: right; margin-left: 8.65pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">127 Public Square</div>
                  <div style="text-align: right; margin-left: 8.65pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Cleveland, Ohio 44114</div>
                  <div style="font-size: 9pt;">&#160;</div>
                  <div style="text-align: right; margin-left: 8.65pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">O&#160; +1 216 479 8500</div>
                  <div style="text-align: right; margin-left: 8.65pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">F&#160; +1 216 479 8780</div>
                  <div style="text-align: right; margin-left: 8.65pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 9pt;">squirepattonboggs.com</div>
                  <div>&#160;</div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
          <div><br>
          </div>
          <div style="text-align: justify;">December 8, 2022</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>MVB Financial Corp.</div>
          <div>301 Virginia Avenue</div>
          <div>Fairmont, WV 26554</div>
          <div><br>
          </div>
          <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zab0e568d65a8497bb4c7b0b7edbd0406" cellpadding="0" cellspacing="0">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top;">Re:</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><u>Merger of Integrated Financial Holdings, Inc. with and into MVB Financial Corp.</u></div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: justify;">Ladies and Gentlemen:</div>
          <div><br>
          </div>
          <div style="text-align: justify; text-indent: 36pt;">We have acted as counsel to MVB Financial Corp., a West Virginia corporation (&#8220;MVB&#8221;), in connection with the proposed merger (the &#8220;Merger&#8221;) of Integrated Financial Holdings, Inc., a North
            Carolina corporation&#160;(&#8220;IFH&#8221;), with and into MVB, with MVB surviving, pursuant to the Agreement and Plan of Merger and Reorganization, dated as of August 12, 2022, by and between MVB and IFH (the &#8220;Merger Agreement&#8221;). The Merger is described in
            the joint proxy statement/prospectus of MVB and IFH (&#8220;Proxy Statement/Prospectus&#8221;), which is part of the registration statement filed on Form S-4 by MVB with the U.S. Securities and Exchange Commission, as amended or supplemented through the
            date hereof&#160; (the &#8220;Registration Statement&#8221;) in connection with the Merger.&#160; At your request, and in connection with the filing of the Registration Statement, we are rendering this opinion concerning certain United States federal income tax
            matters. Capitalized terms used but not defined herein shall have the meaning ascribed to them in the Merger Agreement.</div>
          <div><br>
          </div>
          <div style="text-align: justify; text-indent: 36pt;">In providing our opinion, we have examined the Merger Agreement, the Proxy Statement/Prospectus, the Registration Statement and such other documents as we have considered necessary or
            appropriate for purposes of our opinion. In addition, in rendering this opinion, we have relied upon the representations set forth in the officer&#8217;s certificates of MVB and IFH provided to us and dated on or about the date hereof (the &#8220;Officer&#8217;s
            Certificates&#8221;).&#160; We have assumed that: (i) the Merger will be consummated pursuant to and in accordance with the provisions of the Merger Agreement and as described in the Registration Statement (and no transaction or condition described
            therein and affecting this opinion will be waived by any party to the Merger Agreement); (ii) the statements concerning the Merger and the parties thereto set forth in the Merger Agreement are true, complete and correct, and the Registration
            Statement is true, complete and correct and will remain true, complete and correct at all times up to and including the Effective Time of the Merger and thereafter; (iii) any such statements made in the Merger Agreement or the Registration
            Statement qualified by knowledge, intention, belief or any other similar qualification are true, complete and correct, and will remain true, complete and correct at all times up to and including the Effective Time of the Merger and thereafter,
            in each case as if made without such qualification; (iv) the factual statements and representations made by each of MVB and IFH in the Officer&#8217;s Certificates are true, complete and correct and will remain true, complete and correct at all times
            up to and including the Effective Time of the Merger and thereafter; (v) any such statements and representations made in the Officer&#8217;s Certificates qualified by knowledge, intention, belief, or any similar qualification are true, complete and
            correct and will remain true, complete and correct at all times up to and including the Effective Time of the Merger and thereafter, in each case as if made without such qualification; (vi) the Officer&#8217;s Certificates have been executed by
            appropriate and authorized officers of MVB and IFH; (vii) the parties to the Merger Agreement have complied with and, if applicable, will continue to comply with, their respective covenants and agreements contained in the Merger Agreement; and
            (viii) MVB, IFH, and their respective subsidiaries will treat the Merger for United States federal income tax purposes in a manner consistent with the opinion set forth below. If any of the above described assumptions are untrue for any reason
            or if the Merger is consummated in a manner that is different from the manner described in the Merger Agreement or the Registration Statement, our opinion as expressed below may be adversely affected.</div>
          <div><br>
          </div>
          <div> <br>
          </div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 9pt;">46 Offices in 21 Countries</div>
          <div style="font-size: 9pt;"><br>
          </div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Squire Patton Boggs (US) LLP is part of the international legal practice Squire Patton Boggs, which operates worldwide through a number of separate legal entities.</div>
          <div style="font-size: 9pt;"><br>
          </div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Please visit squirepattonboggs.com for more information.</div>
          <div> <br>
          </div>
          <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div class="BRPFPageBreak" style="page-break-after: always;">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
          </div>
          <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf87e56030f1c453ba1ae062f3b6a8e80" border="0" cellpadding="0" cellspacing="0">

              <tr>
                <td style="width: 75%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Squire Patton Boggs (US) LLP</div>
                  <div>&#160;</div>
                </td>
                <td style="width: 25%; vertical-align: top;">
                  <div>MVB Financial Corp.</div>
                  <div>December 8, 2022</div>
                  <div>Page 2</div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
          <div><br>
          </div>
          <div style="text-align: justify; text-indent: 36pt;">Based upon and subject to the foregoing, and our consideration of such other matters of fact and law as we have considered necessary or appropriate, we hereby confirm to you that the statements
            set forth under the caption &#8220;Material U.S. federal income tax consequences of the Merger&#8221; in the Proxy Statement/Prospectus included in the Registration Statement, subject to the limitations and qualifications set forth therein, constitute our
            opinion as to the material United States federal income tax consequences of the Merger to U.S. holders of IFH common stock.</div>
          <div><br>
          </div>
          <div style="text-align: justify; text-indent: 36pt;">We express no opinion on any issue relating to the tax consequences of the Merger or any other transaction contemplated by the Registration Statement other than the opinion set forth above. Our
            opinion is based on current provisions of the Code, Treasury Regulations promulgated thereunder, published pronouncements of the Internal Revenue Service and case law, any of which may be changed at any time with retroactive effect. Any change
            in applicable laws or the facts and circumstances surrounding the Merger, or any inaccuracy in the statements, facts, assumptions or representations upon which we have relied, may affect the continuing validity of our opinion as set forth
            herein.&#160; We assume no responsibility to inform any of MVB or IFH of any such change or inaccuracy that may occur or come to our attention.</div>
          <div><br>
          </div>
          <div style="text-align: justify; text-indent: 36pt;">This opinion is being furnished solely in connection with the filing of the Registration Statement and may not be used or relied upon for any other purpose, and may not be circulated, quoted,
            or otherwise referenced for any other purpose whatsoever without our express written consent.&#160; We hereby consent to the inclusion of this opinion as an exhibit to the Registration Statement and to references to our opinion in the Registration
            Statement. In giving this consent, we do not hereby admit that we are within the category of persons whose consent is required under Section 7 of the Securities Act of 1933, as amended, or the rules and regulations of the U.S. Securities and
            Exchange Commission thereunder.</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>
            <table id="zbf9055ecd2ec46968166df85e274da00" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" border="0" cellpadding="0" cellspacing="0">

                <tr>
                  <td style="width: 50.00%;">
                    <div>&#160;</div>
                  </td>
                  <td style="width: 50.00%;">Respectfully Submitted,</td>
                </tr>
                <tr>
                  <td style="width: 50.00%;">
                    <div>&#160;</div>
                  </td>
                  <td style="width: 50.00%;">
                    <div>&#160;</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50.00%;">
                    <div>&#160;</div>
                  </td>
                  <td style="width: 50.00%;">
                    <div><img src="ny20005581x2_ex8-1image2.jpg" height="56" width="269">
                      <div><br>
                      </div>
                    </div>
                  </td>
                </tr>

            </table>
          </div>
          <div><br>
          </div>
        </div>
        <div><br>
        </div>
        <div>
          <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-8.2
<SEQUENCE>4
<FILENAME>ny20005581x2_ex8-2.htm
<DESCRIPTION>EXHIBIT 8.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div>
    <div>
      <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif;"> <font style="font-weight: bold;">Exhibit 8.2</font><br>
    </div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="font-family: 'Times New Roman',Times,serif;"><font style="font-weight: bold;"> </font>
      <table id="zf3792da88ab34ee2952cdb74604b65b6" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" border="0" cellpadding="0" cellspacing="0">

          <tr>
            <td style="width: 50.00%;">
              <div>
                <div style="text-align: left;"><br>
                </div>
              </div>
            </td>
            <td style="width: 50.00%;">
              <div>
                <div style="margin: 0px 0px 0px 0px; color: #244061; text-align: right;">Wyrick Robbins Yates &amp; Ponton LLP</div>
                <div>&#160;</div>
                <div style="margin: 0px 0px 0px 0px; color: #808080; font-size: 8pt; text-align: right;">ATTORNEYS AT LAW</div>
                <div>&#160;</div>
                <div style="margin: 0px 0px 0px 0px; color: #808080; font-size: 8pt; text-align: right;">4101 Lake Boone Trail, Suite 300, Raleigh, NC&#160; 27607</div>
                <div>&#160;</div>
                <div style="margin: 0px 0px 0px 0px; color: #808080; font-size: 8pt; text-align: right;">PO Drawer 17803, Raleigh, NC&#160; 27619</div>
                <div>&#160;</div>
                <div style="text-align: right; color: rgb(128, 128, 128); font-family: 'Times New Roman',Times,serif; font-size: 8pt;">P:&#160; 919.781.4000&#160; F: 919.781.4865&#160; www.wyrick.com</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: center;"> <br>
    </div>
    <div style="text-align: center;">December 8, 2022</div>
    <div><br>
    </div>
    <div>Board of Directors</div>
    <div>Integrated Financial Holdings, Inc.</div>
    <div>8450 Falls of Neuse Road, Suite 202</div>
    <div>Raleigh, North Carolina 27615</div>
    <div>&#160;</div>
    <div style="margin-left: 36pt; font-style: italic; font-weight: bold;">Re:&#160; &#160; Tax Consequences&#8212;Merger of Integrated Financial Holdings, Inc. with and into</div>
    <div style="margin-left: 36pt; font-style: italic; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;MVB Financial Corp.</div>
    <div><br>
    </div>
    <div>Ladies and Gentlemen:</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">We have acted as counsel to Integrated Financial Holdings, Inc., a North Carolina corporation (&#8220;<u>IFH</u>&#8221;), in connection with the proposed merger (the &#8220;<u>Merger</u>&#8221;) of IFH with and into MVB Financial Corp., a West
      Virginia corporation (&#8220;<u>MVB</u>&#8221;), pursuant to the Agreement and Plan of Merger and Reorganization dated August 12, 2022 (the &#8220;<u>Merger Agreement</u>&#8221;), by and between MVB and IFH.&#160; The Merger Agreement provides for the merger of IFH with and into
      MVB, with MVB as the surviving entity.&#160; This opinion is being rendered at your request in connection with the filing by MVB of a registration statement on Form S-4, as amended or supplemented through the date hereof (the &#8220;<u>Registration Statement</u>&#8221;)

      with the Securities and Exchange Commission (the &#8220;<u>Commission</u>&#8221;) with respect to the Merger.&#160; Any term with initial capital letters used and not defined herein has the meaning given to it in the Merger Agreement and the Registration Statement.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">In providing the opinion set forth below, we have relied, with your consent, upon the representations and warranties contained in and the facts described in the Merger Agreement, the Registration Statement and the joint
      proxy statement/prospectus contained therein (the &#8220;<u>Proxy Statement/Prospectus</u>&#8221;), certain written representations made by officers of IFH and MVB on behalf of IFH and MVB, respectively, relevant to this opinion (the &#8220;<u>Representation Letters</u>&#8221;),


      and such other records, documents, and other instruments as we have deemed appropriate for the purposes of this opinion letter.</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">Facts</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">At the Effective Time, IFH will merge with and into MVB.&#160; MVB will be the surviving corporation in the Merger and continue its corporate existence under the laws of the State of West Virginia, and the separate existence
      of IFH will thereupon cease.&#160; Pursuant to the Merger, each issued and theretofore outstanding share of voting common stock and non-voting common stock of IFH (&#8220;<u>IFH Common Stock</u>&#8221;), except for (i) any shares owned by IFH as treasury stock or
      shares owned by IFH or MVB or a Subsidiary of either (in each case, other than in a fiduciary or agency capacity or as a result of debts previously contracted) and (ii) shares held by IFH shareholders who properly exercise appraisal rights, <font style="color: #000000;">will be converted into the right to receive 1.21 shares of the common stock of MVB (&#8220;<u>MVB Common Stock</u>&#8221;).&#160; Cash will be paid in lieu of the issuance of fractional shares of MVB Common Stock.</font> Additional relevant
      facts pertaining to IFH, MVB, and the Merger are set forth in the Merger Agreement and in the Representation Letters.</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="font-weight: bold;"> <font style="font-weight: normal;">Integrated Financial Holdings, Inc.<br>
        December 8, 2022<br>
        Page 2 of 5<br>
      </font></div>
    <div style="font-weight: bold;"><font style="font-weight: normal;"> </font><br>
    </div>
    <div style="font-weight: bold;">Assumptions</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">In rendering our opinion, we have relied upon the following assumptions with your permission:</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The factual statements and representations contained in the Merger Agreement and the Representation Letters are true, correct, and complete, and will continue to be true, correct, and complete through and as
      of the Effective Time, and all such factual statements and representations made &#8220;to the knowledge&#8221; of any person or party or with similar qualifications are true, correct, and complete, and will continue to be true, correct, and complete through and
      as of the Effective Time, as if made without such qualifications.&#160; The Merger Agreement and the Representation Letters reflect all material facts relating to the Merger, IFH, and MVB.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;As to all matters occurring in the future with respect to which a person or entity has represented that such person or entity expects an event or action to occur or to not occur, we have assumed that such
      event or action in fact will occur or will not occur in accordance with such representation.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Merger will be consummated in accordance with the terms of the Merger Agreement, and none of the terms and conditions therein have been waived or modified in any respect or will be waived or modified in
      any respect before the Effective Time.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;IFH&#8217;s only outstanding stock (as that term is used in section 368 of the Internal Revenue Code of 1986, as amended (the &#8220;<u>Code</u>&#8221;)) as of the Effective Time and for which any Merger Consideration will be
      issued will be the IFH Common Stock.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;As to all matters with respect to which a person or entity has represented that such person or entity is not a party to, does not have, or is not aware of any plan, intention, understanding, or agreement, we
      have assumed that there is in fact no such plan, intention, understanding, or agreement.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">6.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Other than the Merger Agreement, there are no understandings or agreements between or among IFH, MVB, or their respective affiliates that bear directly or indirectly on the Merger.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">7.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;IFH and MVB will report the Merger on their federal income tax returns in a manner consistent with the opinion set forth herein, and will comply with all reporting obligations with respect to the Merger
      required by the Code or Treasury Regulations promulgated thereunder.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">8.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The aggregate amount of cash paid or distributed to IFH shareholders in exchange for shares of IFH Common Stock in connection with the Merger, whether by reason of exercise of statutory appraisal rights,
      payments in lieu of fractional shares, as any Additional Cash Payment, or otherwise, will not exceed the value of MVB Common Stock issued to IFH shareholders in the Merger.</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="text-indent: 0px;"><font style="font-weight: normal;">Integrated Financial Holdings, Inc.</font><br>
      <div style="font-weight: bold;"><font style="font-weight: normal;">December 8, 2022<br>
          Page 3 of 5<br>
        </font></div>
      <div style="font-weight: bold;"><font style="font-weight: normal;">&#160;</font></div>
    </div>
    <div style="text-indent: 36pt;">9.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The aggregate fair market value of any MVB Common Stock plus any cash received by each IFH shareholder in exchange for IFH Common Stock will be approximately equal to the fair market value of the IFH Common
      Stock surrendered in the Merger.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">10.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;All documents submitted to us as certified, conformed, or photostatic copies, and the originals of any such copies, are authentic; all such copies conform to the originals; all signatures on such documents
      are genuine, and the natural persons so signing possess the legal capacity to do so; and all documents submitted to us in draft or unexecuted form will be timely and validly executed without alteration in any respect.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">In rendering our opinion, we have not undertaken any independent investigation or verification of any fact or matter set forth in any document or materials or any assumption upon which we have relied (including, without
      limitation, any statement or representation contained in the Representation Letters), and we expressly disclaim any intent, undertaking, or obligation to make any such investigation or verification.</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">Opinion</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">Based upon the foregoing and subject to (i) the completion of the proceedings being taken or contemplated to be taken pursuant to the Merger Agreement providing for the Merger, and (ii) the limitations, qualifications,
      and assumptions set forth herein, we hereby confirm that the discussion contained in the Registration Statement under the caption &#8220;Material U.S. Federal Income Tax Consequences of the Merger&#8221;, subject to the limitations, qualifications, and
      assumptions described therein, constitutes our opinion as to the material United States federal income tax consequences applicable to IFH shareholders in the Merger.</div>
    <div><br>
    </div>
    <div style="font-weight: bold;">Qualifications</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">In addition to the assumptions set forth above, this opinion is subject to the following exceptions, limitations, qualifications and caveats:</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;We express no opinion as to the laws of any jurisdiction, or of any transactions related to the Merger or contemplated by the Merger Agreement, other than the provisions of federal income tax laws under the
      Code and their applicability to the Merger as specified above.&#160; Our opinion is limited to the specific conclusions set forth above, and no other opinions are expressed or implied.</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="text-indent: 0px;"><font style="font-weight: normal;">Integrated Financial Holdings, Inc.</font><br>
      <div style="text-indent: 0px;">
        <div style="font-weight: bold;"><font style="font-weight: normal;">December 8, 2022<br>
            Page 4 of 5</font></div>
      </div>
    </div>
    <div style="text-indent: 36pt;"> <br>
    </div>
    <div style="text-indent: 36pt;">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Based on your consent and agreement, our opinion is limited to the specific matters described in our opinion above, and does not address any other federal, state, local, or foreign tax matters, issues, or
      consequences that may result from the Merger or any transaction related thereto (including any transaction undertaken in connection with the Merger).&#160; Our opinion does not deal with all aspects or details of federal taxation that may be relevant to
      IFH, MVB, or their respective shareholders, or that may be relevant to a particular shareholder of IFH or MVB based on his, her, or its specific tax situation.&#160; In particular, we express no opinion regarding (i)&#160;whether and the extent to which any
      IFH shareholder, optionholder or warrantholder who has provided or will provide services to IFH or MVB or any of their affiliates will have compensation income under any provision of the Code; (ii)&#160;the effects of such compensation income, including,
      but not limited to, the effect upon the basis and holding period of the MVB stock or options or warrants received by any such shareholder, optionholder, or warrantholder in the Merger; (iii)&#160;the potential application of the &#8220;golden parachute&#8221;
      provisions (sections 280G, 3121(v)(2), and 4999) of the Code, the alternative minimum tax provisions (sections 55 through 59 of the Code), sections 108, 305, 306, 341, 424, or 1244 of the Code, or the Treasury Regulations promulgated under such Code
      provisions; (iv)&#160;other than the fact that the Merger will be a reorganization within the meaning of Code section 368(a), the survival and/or availability, after the Merger, of any of the federal income tax attributes or elections of MVB or IFH after
      application of any provision of the Code, the Treasury Regulations promulgated thereunder, and judicial interpretations thereof; (v)&#160;the tax consequences of any transaction (other than the Merger) in which MVB&#8217;s stock or a right to acquire MVB&#8217;s
      stock was received; and (vi)&#160;the tax consequences of the Merger (including the opinion set forth above) as applied to holders of options or warrants for IFH stock or MVB stock, or that may be relevant to the holders of shares of IFH or MVB and/or
      holders of options or warrants for IFH&#8217;s stock or MVB&#8217;s stock who hold their shares or options or warrants as part of a &#8220;straddle&#8221; or &#8220;conversion&#8221; transaction or who are dealers in securities, foreign persons, trusts, or other entities, or holders of
      shares acquired upon exercise of stock options or in other compensatory transactions.&#160; Certain categories of shareholders or holders of options or warrants of IFH, such as corporate and/or foreign holders, may be subject to special rules not
      discussed herein.</div>
    <div style="text-indent: 36pt;"> <br>
    </div>
    <div style="text-indent: 36pt;">3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The foregoing opinion is being furnished for the purpose referred to in the first paragraph of this letter, and, except as noted below, this letter is not to be used or relied upon for any other purpose
      without our prior written consent in each instance.&#160; The opinion set forth herein is made as of the date hereof, and we assume no obligation to supplement this opinion if any applicable laws change after the date hereof or if we become aware after
      the date hereof of any facts that might change the opinion expressed herein.&#160; Unless the prior written consent of our firm is obtained, this opinion is not to be quoted or otherwise referred to in any report, proxy statement, or registration
      statement, nor is it to be filed with or furnished to any governmental agency or other person, except as otherwise set forth in this opinion or as required by law.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;This opinion represents our best legal judgment as of the date hereof, but it has no binding effect or official status of any kind. This opinion is based on current provisions of the Code and Treasury
      Regulations promulgated thereunder, pertinent judicial authorities, published rulings and other administrative pronouncements of the Internal Revenue Service, and such other authorities as we have considered relevant as of the date hereof.&#160; It should
      be noted that statutes, regulations, judicial decisions, and administrative pronouncements are subject to change at any time, in certain circumstances with retroactive effect.&#160; Any change in applicable laws or the facts and circumstances surrounding
      the Merger or any inaccuracy in the factual statements, representations, or warranties upon which we have relied, including those contained in the Merger Agreement or the Representation Letters, may affect the continuing validity of the opinion set
      forth herein.&#160; Any material defect in any assumption or representation on which we have relied would adversely affect our opinion.</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
    </div>
    <div style="text-indent: 0px;"><font style="font-weight: normal;">Integrated Financial Holdings, Inc.</font><br>
      <div style="text-indent: 0px;">
        <div style="text-indent: 0px;">
          <div style="font-weight: bold;"><font style="font-weight: normal;">December 8, 2022<br>
              Page 5 of 5</font></div>
        </div>
      </div>
    </div>
    <div style="text-indent: 36pt;"> <br>
    </div>
    <div style="text-indent: 36pt;">5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;An opinion of counsel is not binding upon the Internal Revenue Service or the courts. There can be no assurance that the Internal Revenue Service will agree with the opinion set forth herein, or that if
      challenged by the Internal Revenue Service, the opinion will be sustained by the court. No ruling has been or will be sought from the Internal Revenue Service as to the federal tax consequences of the Merger.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">We hereby consent to the filing of this opinion with the Commission as an exhibit to the Registration Statement and to the references therein to our firm.&#160; In giving such consent, we do not thereby admit that we are in
      the category of persons whose consent is required under section 7 of the Securities Act or the rules or regulations promulgated thereunder by the Commission.</div>
    <div><br>
    </div>
    <div>
      <table id="zedf13fd872244db0b56b56d14ba98a76" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" border="0" cellpadding="0" cellspacing="0">

          <tr>
            <td style="width: 50.00%;">
              <div>&#160;</div>
            </td>
            <td style="width: 50.00%;">
              <div>Very truly yours,</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50.00%;">
              <div>&#160;</div>
            </td>
            <td style="width: 50.00%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50.00%;">
              <div>&#160;</div>
            </td>
            <td style="width: 50.00%;">
              <div>
                <div style="margin: 0px; text-align: left; text-indent: 0px;">WYRICK ROBBINS YATES &amp; PONTON LLP</div>
              </div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50.00%;">&#160;</td>
            <td rowspan="1" style="width: 50.00%;">&#160;</td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50.00%;">&#160;</td>
            <td rowspan="1" style="width: 50.00%;">&#160;/s/ WYRICK ROBBINS YATES &amp; PONTON LLP</td>
          </tr>

      </table>
    </div>
    <div>&#160;
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
    <div>&#160;</div>
    <div><br>
    </div>
    <div>&#160;</div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>5
<FILENAME>ny20005581x2_ex23-1.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade">
  <div>
    <div style="text-align: right; font-weight: bold;">Exhibit 23.1</div>
    <div><br>
    </div>
    <div style="font-weight: bold; font-size: 16pt;">Consent of Independent Registered Public Accounting Firm</div>
    <div><br>
    </div>
    <div style="text-align: justify;">We consent to the incorporation by reference in this Registration Statement on Form S&#8209;4, amendment no. 1 of MVB Financial Corp. and Subsidiaries of our report dated March 10, 2022, with respect to the consolidated
      financial statements of MVB Financial Corp. and Subsidiaries and the effectiveness of internal control over financial reporting, included in MVB Financial Corp. and Subsidiaries&#8217; Annual Report on Form 10&#8209;K for the year ended December 31, 2021. We
      also consent to the reference to our firm under the caption &#8220;Experts&#8221; in this registration statement.</div>
    <div><br>
    </div>
    <div>/s/ FORVIS, LLP (Formerly, Dixon Hughes Goodman LLP)</div>
    <div><br>
    </div>
    <div style="font-weight: bold; text-align: justify;">Tampa, Florida</div>
    <div style="font-weight: bold;">December 8, 2022</div>
    <div><br>
    </div>
    <div>
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>6
<FILENAME>ny20005581x2_ex23-2.htm
<DESCRIPTION>EXHIBIT 23.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div>
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade">
    <div style="text-align: right;"><font style="font-weight: bold;"> Exhibit 23.2</font><br>
    </div>
    <div style="text-align: right;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center;"><br>
      <div style="color: #000000; font-weight: bold;">CONSENT OF INDEPENDENT AUDITOR</div>
      <div style="text-align: justify;"><br>
        <br>
        <br>
        <br>
        We consent to the use in this Registration Statement on Form S-4/A of MVB Financial Corp. of our report dated March 30, 2022, relating to the consolidated financial statements of Integrated Financial Holdings, Inc. and Subsidiaries, appearing in
        this joint proxy statement/prospectus.</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">We also consent to the reference of our firm under the heading &#8220;Experts&#8221; in such Registration Statement.</div>
      <div><br>
      </div>
      <div style="text-align: justify;">/s/ Elliott Davis, PLLC</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Raleigh, North Carolina</div>
      <div style="text-align: justify;">December 8, 2022</div>
      <div style="text-align: justify;"> <br>
      </div>
      <div style="text-align: justify;">
        <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"> </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>7
<FILENAME>ny20005581x2_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div style="text-align: right;">
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"><font style="font-weight: bold;">Exhibit 99.1</font><br>
  </div>
  <div><br>
  </div>
  <div>
    <title></title>
    <div class="slide" style="text-align: center;">
      <div class="frame" style="position: relative; left: 0px; top: 0px;">
        <div style="left: 0px; top: 0px;"><img src="ny20005581x2_ex99-1slide1.jpg" height="1035" border="0" width="800"></div>
      </div>
      <div class="slideText">
        <div class="slideTextFrame" style="text-align: left;"><font style="color: white; display: inline; font-family: '\'Times New Roman\'', Times, serif; font-size: 1pt;">&#160;234567&#160;&#160;234567&#160;&#160;234567&#160;&#160;234567&#160;&#160;234567&#160;&#160;234567&#160;&#160;1 OF&#160;&#160;1&#160;&#160;1&#160;&#160;NAME&#160;&#160;THE COMPANY NAME
            INC. - COMMON THE COMPANY NAME INC. - CLASS A THE COMPANY NAME INC. - CLASS B THE COMPANY NAME INC. - CLASS C THE COMPANY NAME INC. - CLASS D THE COMPANY NAME INC. - CLASS E THE COMPANY NAME INC. - CLASS F THE COMPANY NAME INC. - 401
            K&#160;&#160;x&#160;&#160;02&#160;&#160;0000000000&#160;&#160;JOB #&#160;&#160;2&#160;&#160;1 OF&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;123,456,789,012.12345&#160;&#160;2&#160;&#160;PAGE&#160;&#160;SHARES CUSIP
            # SEQUENCE #&#160;&#160;KEEP THIS PORTION FOR YOUR RECORDS&#160;&#160;DETACH AND RETURN THIS PORTION ONLY&#160;&#160;TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS:&#160;&#160;THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED.&#160;&#160;CONTROL # &#8594;&#160;&#160;Signature (Joint
            Owners)&#160;&#160;Signature [PLEASE SIGN WITHIN BOX]&#160;&#160;Date&#160;&#160;Date&#160;&#160;SHARES&#160;&#160;SCAN TO&#160;&#160;VIEW MATERIALS &amp; VOTE&#160;&#160;0 0 0&#160;&#160;0000585240_1 R1.0.0.3&#160;&#160;MVB FINANCIAL CORP.&#160;&#160;ATTN: CORPORATE SECRETARY&#160;&#160;301 VIRGINIA AVENUE&#160;&#160;FAIRMONT, WV 26554&#160;&#160;Investor Address Line 1
            Investor Address Line 2 Investor Address Line 3 Investor Address Line 4 Investor Address Line 5 John Sample&#160;&#160;1234 ANYWHERE STREET ANY CITY, ON A1A 1A1&#160;&#160;Investor Address Line 1 Investor Address Line 2 Investor Address Line 3 Investor Address
            Line 4 Investor Address Line 5 John Sample&#160;&#160;1234 ANYWHERE STREET ANY CITY, ON A1A 1A1&#160;&#160;VOTE BY INTERNET - www.proxyvote.com or scan the QR Barcode above Use the Internet to transmit your voting instructions and for electronic delivery of
            information. Vote by 11:59 P.M. ET on January 24, 2023 for shares held directly and by 11:59 P.M. ET on January 22, 2023 for shares held in a Plan. Have your proxy card in hand when you access the web site and follow the instructions to obtain
            your records and to create an electronic voting instruction form.&#160;&#160;During The Meeting - Go to www.virtualshareholdermeeting.com/MVBF2023SM &#160;&#160;You may attend the meeting via the Internet and vote during the meeting. Have the information that is
            printed in the box marked by the arrow available and follow the instructions.&#160;&#160;VOTE BY PHONE - 1-800-690-6903&#160;&#160;Use any touch-tone telephone to transmit your voting instructions. Vote by 11:59 P.M. ET on January 24, 2023 for shares held directly
            and by 11:59 P.M. ET on January 22, 2023 for shares held in a Plan. Have your proxy card in hand when you call and then follow the instructions.&#160;&#160;VOTE BY MAIL&#160;&#160;Mark, sign and date your proxy card and return it in the postage-paid envelope we
            have provided or return it to Vote Processing, c/o Broadridge, 51 Mercedes Way, Edgewood, NY 11717.&#160;&#160;The Board of Directors recommends you vote FOR&#160;&#160;the following proposals:&#160;&#160;For Against Abstain&#160;&#160;0 0 0&#160;&#160;1. Approval and adoption of the Agreement
            and Plan of Merger and Reorganization, dated as of August 12, 2022, by and between MVB Financial Corp. and Integrated Financial Holdings, Inc., and the transactions contemplated by the merger agreement, including the merger of Integrated
            Financial Holdings, Inc. with and into MVB Financial Corp., with MVB Financial Corp. as the surviving company, and the issuance of shares of MVB Financial Corp.'s common stock as merger consideration (the "MVB merger proposal").&#160;&#160;2. Approval of
            an amendment to MVB Financial Corp.'s Articles of Incorporation to increase the number of authorized shares of MVB Financial Corp.'s common stock from twenty million (20,000,000) shares to forty million (40,000,000) shares (the "MVB articles
            amendment proposal").&#160;&#160;For Against Abstain&#160;&#160;0 0 0&#160;&#160;3. Adjourn the MVB Financial Corp. special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are not sufficient votes to
            approve the MVB merger proposal or the MVB articles amendment proposal, or to ensure that any supplement or amendment to the accompanying joint proxy statement/prospectus is timely provided to holders of MVB Financial Corp. common stock.&#160;&#160;NOTE:
            Such other business as may properly come before the meeting or any adjournment thereof.&#160;&#160;Please sign exactly as your name(s) appear(s) hereon. When signing as attorney, executor, administrator, or other fiduciary, please give full title as
            such. Joint owners should each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership name by authorized officer.&#160;</font></div>
      </div>
    </div>
    <div class="spaceAfterSlideText" style="text-align: center;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; margin-left: 0pt; margin-right: 0pt;">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr style="background-color: #000000; border-width: 0px; clear: both; color: #000000; height: 2px; margin: 4px 0px; width: 100%;" noshade="noshade"></div>
    </div>
    <div class="slide" style="text-align: center;">
      <div class="frame" style="position: relative; left: 0px; top: 0px;">
        <div style="left: 0px; top: 0px;"><img src="ny20005581x2_ex99-1slide2.jpg" height="1035" border="0" width="800"></div>
      </div>
      <div class="slideText">
        <div class="slideTextFrame" style="text-align: left;"><font style="color: white; display: inline; font-family: '\'Times New Roman\'', Times, serif; font-size: 1pt;">&#160;0000585240_2 R1.0.0.3&#160;&#160;Important Notice Regarding the Availability of Proxy
            Materials for the Special Meeting:&#160;&#160;The Notice and Proxy Statement is available at www.proxyvote.com&#160;&#160;MVB FINANCIAL CORP.&#160;&#160;Special Meeting of Shareholders January 25, 2023 10:00 AM ET&#160;&#160;This proxy is solicited by the Board of Directors&#160;&#160;The
            undersigned appoints Larry F. Mazza and Donald T. Robinson, and each of them, as proxies, each with the power to appoint his substitute, and authorizes each of them to represent and to vote, as designated on the reverse hereof, all of the
            shares of common stock of MVB Financial Corp. held of record by the undersigned at the close of business on December 6, 2022 at MVB Financial Corp.'s Special Meeting of Shareholders to be held virtually at
            www.virtualshareholdermeeting.com/MVBF2023SM, on January 25, 2023, at 10:00 AM Eastern Time, or any adjournment or postponement thereof. No proposal herein is conditioned on the approval of any other proposal herein.&#160;&#160;THIS PROXY WHEN PROPERLY
            EXECUTED WILL BE VOTED AS INDICATED. IF NO CONTRARY INDICATION IS MADE, THE PROXY WILL BE VOTED IN FAVOR OF PROPOSAL 1, PROPOSAL 2, AND PROPOSAL 3, AND IN ACCORDANCE WITH THE JUDGMENT OF THE PERSONS NAMED AS PROXY HEREIN ON ANY OTHER MATTERS
            THAT MAY PROPERLY COME BEFORE THE SPECIAL MEETING. THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS.&#160;&#160;Continued and to be signed on reverse side&#160;</font></div>
      </div>
    </div>
    <div class="spaceAfterSlideText" style="text-align: center;">&#160;
      <hr style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>8
<FILENAME>ny20005581x2_ex99-2.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div>
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade">
    <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.2</font><br>
    </div>
    <div> <br>
      <div style="text-align: center;"><img src="ny20005581x2_ex99-2image1.jpg" height="980" border="0" width="780"> </div>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" noshade="noshade"></div>
      </div>
      <div>
        <div style="text-align: center;"> <img src="ny20005581x2_ex99-2image2.jpg" height="934" border="0" width="780"> </div>
        <div><br>
        </div>
        <div>
          <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"></div>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>9
<FILENAME>ny20005581x2_ex99-3.htm
<DESCRIPTION>EXHIBIT 99.3
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div>
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade">
    <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.3</font><br>
    </div>
    <div> <br>
    </div>
    <div>
      <div><br>
      </div>
      <div style="text-align: right;"><img src="ny20005581x2_ex99-3image1.jpg"></div>
      <div>&#160;</div>
      <div style="font-weight: bold;">CONSENT OF STEPHENS INC.</div>
      <div><br>
      </div>
      <div style="margin-right: 7.25pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; We hereby consent to the inclusion of our opinion letter to the Board of Directors of MVB Financial Corp. (the &#8220;Company&#8221;) as an Appendix to the Proxy Statement/Prospectus relating to the proposed merger of
        Integrated Financial Holdings, Inc. with and into MVB Financial Corp. contained in the Registration Statement on Form S-4, as filed with the Securities and Exchange Commission, and to the references to our firm and such opinion in such Proxy
        Statement/Prospectus and the Registration Statement. In giving such consent, we do not admit that we come within the category of persons whose consent is required under Section 7 of the Securities Act of 1933, as amended (the &#8220;Act&#8221;), or the rules
        and regulations of the Securities and Exchange Commission thereunder (the &#8220;Regulations&#8221;), and we do not admit that we are experts with respect to any part of such Proxy Statement/Prospectus and the Registration Statement within the meaning of the
        term &#8220;experts&#8221; as used in the Act or the Regulations.</div>
      <div style="margin-right: 7.25pt;"> <br>
      </div>
      <div style="margin-right: 7.25pt;">
        <table id="z375711a492c445d2a775a132534f5599" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" border="0" cellpadding="0" cellspacing="0">

            <tr>
              <td style="width: 60%;">
                <div>&#160;</div>
              </td>
              <td colspan="2" rowspan="1">STEPHENS INC.<br>
              </td>
            </tr>
            <tr>
              <td style="width: 60%;">
                <div>&#160;</div>
              </td>
              <td style="width: 3%;">
                <div>&#160;</div>
              </td>
              <td style="width: 36%;">
                <div>&#160;</div>
              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 60%;">&#160;</td>
              <td rowspan="1" style="width: 3%;">By:<br>
              </td>
              <td rowspan="1" style="border-bottom: solid; width: 36%;">/s/&#160; Nate Mittag<br>
              </td>
            </tr>
            <tr>
              <td style="width: 60%;">
                <div>&#160;</div>
              </td>
              <td style="width: 3%;">Title:<br>
              </td>
              <td style="width: 36%;">Managing Director<br>
              </td>
            </tr>
            <tr>
              <td style="width: 60%;">
                <div>&#160;</div>
              </td>
              <td style="width: 3%;">Date:<br>
              </td>
              <td style="width: 36%;">December 8, 2022<br>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <table style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zcfdfc16e528e44189cfe53d308fd1a61" border="0" cellpadding="0" cellspacing="0">

          <tr>
            <td colspan="1" style="border-right: 0px none rgb(0, 0, 0); vertical-align: top; width: 20%;">&#160;</td>
            <td style="border-width: medium 0px 0px; border-style: none; border-color: -moz-use-text-color rgb(0, 0, 0) -moz-use-text-color -moz-use-text-color; vertical-align: top; width: 15%;">
              <div style="margin-left: 2.1pt;">Stephens Inc.</div>
            </td>
            <td style="width: 15%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 4.4pt;">111 Center Street</div>
            </td>
            <td style="width: 15%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 4.25pt;">501-377-2000</div>
            </td>
            <td style="width: 15%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 4.25pt;">www.stephens.com</div>
            </td>
            <td colspan="1" style="border-left: medium none rgb(0, 0, 0); vertical-align: top; width: 20%;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="border-right: 0px none rgb(0, 0, 0); vertical-align: top; width: 20%;">&#160;</td>
            <td style="border-left: 0px none; border-right: 2px solid rgb(0, 0, 0); vertical-align: top; width: 15%;">&#160;</td>
            <td style="width: 15%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 4.4pt;">Little Rock, AR 72201</div>
            </td>
            <td style="width: 15%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 4.25pt;">800-643-9691</div>
            </td>
            <td style="width: 15%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td colspan="1" style="border-left: medium none rgb(0, 0, 0); vertical-align: top; width: 20%;">&#160;</td>
          </tr>

      </table>
      <div><br>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>10
<FILENAME>ny20005581x2_ex99-4.htm
<DESCRIPTION>EXHIBIT 99.4
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;" bgcolor="#ffffff">
  <div>
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade">
    <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.4</font><br>
    </div>
    <div style="text-align: right;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center;"><br>
      <div style="font-family: 'Times New Roman',Times,serif;"> <img src="ny20005581x2_ex99-4image2.jpg"></div>
      <div style="font-family: 'Times New Roman',Times,serif;"> <br>
      </div>
      <div style="font-family: 'Times New Roman',Times,serif;">Consent of Raymond James &amp; Associates, Inc.</div>
      <div><br>
      </div>
      <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Raymond James &amp; Associates, Inc. (&#8220;Raymond James&#8221;) consents to (i) the inclusion and description of our opinion letter dated August 10, 2022 to
        the Board of Directors of Integrated Financial Holdings, Inc. (the &#8220;Company&#8221;) included as Annex C to the joint proxy statement/prospectus relating to the proposed merger of the Company with MVB Financial Corp., which forms a part of the
        Registration Statement on Form S-4 filed by MVB Financial Corp. on the date hereof (the &#8220;Registration Statement&#8221;) and (ii) the references to our firm, our opinion and the description of our opinion included in such Registration Statement.</div>
      <div><br>
      </div>
      <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">In giving such consent, we do not admit that we come within the category of persons whose consent is required under Section 7 of the Securities Act
        of 1933, as amended, or the rules and regulations of the Securities and Exchange Commission promulgated thereunder, nor do we admit that we are experts with respect to any part of such Registration Statement within the meaning of the terms
        &#8220;experts&#8221; as used in the Securities Act of 1933, as amended, or the rules and regulations of the Securities and Exchanges Commission thereunder.</div>
      <div style="text-align: left; font-size: 12pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
    </div>
    <div style="text-align: center;">
      <div style="text-align: left;"><img src="ny20005581x2_ex99-4image1.jpg" height="34" border="0" width="300"></div>
      <div style="text-align: left;"><br>
        </div>
      <div style="text-align: left; font-size: 12pt;">
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;">RAYMOND JAMES &amp; ASSOCIATES, INC.</div>
        <div style="font-size: 10pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;">December 8, 2022</div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;"> <br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;">
          <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;" align="center" noshade="noshade"> </div>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>logo_elliottdavis.jpg
<TEXT>
begin 644 logo_elliottdavis.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
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MLD321(@21D>#0?C5\8?"OB'3_%OAKXJ_$;0/%.DECI7B71_&OB33M?TQGA>
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MBBB@ HHHH 3(]1Z=>_I0&4D@$$@D$#L1U'X5^4__  5H_P""CVK?\$T/@O\
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M;,\'BZ];#4*KG6H<WM8<E2/+RS4)>]**C*TG;W6S[3HHHKY@[PHHHH ****
M"D) ZD#J>2!P.I_#(S]:6OP0_P"#BOXV_&'X"?L)^$?&7P4^)OCGX4^*]1_:
M-\ ^&;[Q)X \2ZIX3UVYT"]\%?$S5;S1VUC1;JSU"*PNK_1=+N+F*WNH1,;.
M))2T6]&]/)<KJYUFV7910J4Z-;,<71PE.K5YG3ISK34(SFHIR<4WKRILY\5B
M(X7#5\3*+G&A3E4<8M*4E%7:3>EWYG[V"2,L%WKN/09P3ZX!ZX[XI]?Y\O\
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M^FG5Z_LD_P"#E/\ Y1A>*?\ LLOPB_\ 3MJ%?QM_\$<O^4GO[%W_ &673/\
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M^R_^"$?_ "E@_9$]M;^)?_JD/B6?ZU_IEU_F9_\ !"+_ )2P?LB_]ASXE_\
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M[[<959\DU"TDK1:]VZ?G<_U&Z^</C]^U_P#LO_LLZ;)J?[0GQV^&OPI"Z?\
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M$H;=HUA_:=NK\,I+26GP2^/:+&0<;9!?_#.R<L1\P\I'7'5@>*_EA_XAK?\
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M0I4LJP]2"BYUN>=2:6KE[2<5%NU[144DMD[OK<5T5QM89'7\>GTZ$]:_EO\
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M_P $((Y)/^"L'[(ZQ@LXUCXHR8'7;#\"_B;,YYZ[41FQWQCDU_6S_P %PO\
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M[<T6Z?DI>1_(A_P;)?MEO\(/VI_%G[)_BO5&A\#?M-:,VH>#H[F8BTTGXR^
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3[8(Q].2<>O/<YDHH **** /_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>logo_integratedfinancial.jpg
<TEXT>
begin 644 logo_integratedfinancial.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***0
MG';VX_K[4 +111SW_GG^@I7UMK]SM]_]>8;A132<?XG(_H1^O-.SQD<_Y[?T
MHYE9N^B]>O\ 7R **3/)'I_6EI[@%%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !117SG\9?CS8?#Q3HFAPQ:QXON4V+9[W>VTO>,)->&)6<RL9%\N
M!02Q WX0,: /HB25(@&D954G&YF"@'G.2Q  &#DYX]*J+JNFNYBBU"QDF /[
MI+NV:3/^X)0?KG%?EIK.I_$?Q].;[Q;XDO8(Y%#PV%M*ZV\0.5"I9Q-:6\'
M?EY'E.>#RV,0> UC EAU6_BN!D^:<+DM@EC)%<R2)M(')/&1COA_?Y>NGW_\
M,'X;>:_K^K7/US5MP!'0]#D$'W!4L,?C3J_+GP[\2_BK\,I8GMM6D\0:#%(O
MFV5Z\FH1/%\JN$\QOMEJX1 1*C/ > (PXD)^^?AC\4_#WQ/T8:EI+M;WD#&+
M4-+N&475K*O!;8#EX).&CD ^ZP# ,& 7]?U^@MK?GI\OO\CTVBBB@84444!_
M7WA6/JVM:9H5K=ZAJ^I6.EZ?9P^?<WNHW,5G9VT"C,DLUQ.\<$2(H)WR2*N3
M\Q &:^&OV_\ _@H;\#O^">OPENOB-\5M4?4O$.HK<6O@'X<:5<6__"3^.=;2
M,E+&RAE(CLM.MBZ3:IJ]T4M+.W5C^]N#% _\'O[2_P"W-^W;_P %0O%&HW'B
MWQI>^ O@M%J,ITCP)H%Y?:)X&T^!I"((+JUT\-?^+=7BMD$3:GJTL]O))YB6
MD5LI$:_6\/<'9GG\98B-L)@*<U&6*JQ;5676%**3<G;FES/E@G'EYKNQX^/S
MK"8)RI<RJ8A1YG2B]8KO)K1-Z)*[;O?;4_MM^.W_  6D_P"";_[/FJ7'A_QE
M^TEX4\1^(;4-]JT3X7V^J?$^[M7CD:*:"[O/!=EJNC6EY!*C)-87&IIJ$3*5
MEM%/%?->D?\ !R!_P3!U2^%E-\0OB/I,;N$34M1^%?BF+3R68*&\V."68*I.
M6)@!503@D8K^-/PU^QQ\.]/MXCX@NM4\17S%6N)9+C[#:;P 67RTC29DW9VE
MW9L8R237:W?[+'P9FB,<?AZXA8#B:VO;]+D$CAA(]S)L;N'VD X;:?NG]!I>
M'7#4;0JYGF4ZG*E)PA148RLKM7OHWLFVTDWK<^=7$F82E>G1HN#DU9QDI15U
M:]Y*[>M[;'^@Q\ ?V_?V//VH[."X^!/[0/PX\=WD\8?_ (1R/6?[%\90C(7?
M<^"?$<.C^+88-WRBZDT9;60\PSR+@GZ\AG$NW;M(()^4[E 4@'YU)3/(^0E9
M!U* 9Q_EE>)/V1;[194\0_";Q;JN@Z[I[-=6,'VN2WFBG@R\1L]:M);.?3Y<
M@DW1/[DCS&#X*M^P_P#P3G_X+W?'[]F/QMH/P%_;JFU7Q]\*)7M-&T_XAZFC
MS_$'P'"TJVUGJ%]J41/_  EOA:&))6NA=60U>"#;=V]]-Y/V*Y\#.?#:OAZ-
M3%Y+BWF$8-\V%J14*_*DFW!PYH2:7\S@WJDM-?5PG$$9\JQE/V2<E#VL;.$7
M)1Y%*\G)<S;U2:6[:/[M@,$GGD]_\^^/PI:XWP+X[\)?$?PIX?\ ''@GQ!IO
MB?PGXITRUU?P_KVD7D-]IFJZ;>1"6WNK6YA)1TD#'(.V1&'ERHCJRCLJ_,91
ME"4H23C.+:E&2M*+3LTT[--/1W7KJ?2*2DDXM--+5.Z_4****0PHHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@#SWXH^-HO '@S6/$3%#<6]NT%A$_(DU"X'
MEVNX#DJCGS'4?>52.:_-?PU9W6JW-YXKUR22[U+5;RYNDDN!F11-(23+NX,H
MR1&R?((@@7D-CZB_:_U"X3P_X2T:*3;'JFMW,MP"<;ULXHA$O/7#7 )_3H2/
M#K:(6\%M;@86*WBB"CINC13NZXR=S>_/'<TTKW\E?\BN6T4T][W]$U]^K+
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MBO\ +._:4EU_X5_$;X8?'[P!>OX?\9^&?$VF7ECK%B3'-::YX=O++5M U0D
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M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHJM=W=M86TMW>3PVUM
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MOM>Z?@JP<1",YVA\JP'JEK^QUXCF7-]XTT:U. 1':Z5=7(!P!@E[RW# =,@
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M7QPP"6(?0="!V@'**3K@VLVX;3AE !W#H*Y__@ZD<']CGX'DC[OQZB [C/\
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MI2IS;2LKR@F[+L%%%%<9J%%%% !1110 4444 %%%% !6/XAUBW\/Z)JNMW1
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MVK7ZD?L:3Q"/X@VY91(&\.RY+ ;U5=6#LO/S!"ZAB,A2P#8R*_*#]LZ%=/\
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MACPGI-S\-_%FE6]WJEZX6WBFO[W2X;6V4-YA5I)!DAL=*_7Y#PO(;(X*G((
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M  5[_P"49W[:W_9!?&G_ *2P5_ED'H>,^U?O?A'+ERO,)O:GF:OYKZI3U_\
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M:)_9?EY>07B[>\EJNJ[KS1_,#_P=1_\ )F_P1_[+W%_ZAGB*OX-F[?\  /\
MV6O[R/\ @Z?N[.Z_8Z^"*6]W;3NGQZC+K#/%*RC_ (0O7Q\RHS%0>1R!S7\&
M_0#_ 'U)]_E;Z]OK^-?TAX8-QX7P]TU*GC\6E%IKFYZT*M[M:6Y^79WY;Z7L
MOSKB1IYMOO2P^VMDJEOT_'YG^H/_ ,$3O^47_P"R3_V3Z;_T_:M7ZHU^5O\
MP1-_Y1>?LB_]D[E_]/VK\_CU-?JE7X!G*<<WS2+W688Q/U6(J(^]P2M@\*O^
MH>C_ .D1"BBBO-.D**** "BBB@ HHHH **** "OCK]L/1I+GPGX;UI(RPTS6
MY[68J5!,&HVIDVEF(V@RV48!)P7VKRS*#]BUYG\8?"P\8?#GQ-HJQK)<M8F]
ML0V>+[3W6[ML%0S#<\7EG"DE7*XYHM?3OH-/E:?FOQT_4^'/V3=<_L_X@ZEI
M+2 #7=$N5$;D[#-920^0 2-N\I!.0-P/[UN:^-/^"JOA2[\*?%WX:?%JTMRE
MOJ^BQZ3J$@"C-_X?NI)X79P=Q::RO'C(PVQ(/FQMX]4\':_/X+\6:/X@0R0O
MH^HV[7*\[MJ/+%>P,JDD_NI#\F1EUP??[*_;'^#MK^T9\ -1BT*."\U[2[6#
MQ;X/F1E!DNX85GGL4?:ZDZE9M/;,H.PSR(F[ ,@]G(<4L%F.&JM+DE/V%2[L
MN2I9-OTW^6I^>^+7#%?BK@?.<MPCY<?&C#,,NGRWY,=E]2.(HI66U7DE2:5G
MR5))2B[,_)+3KV.^MK>]B*O#>6\%S'(AW(1-&K[5;N Q8<$CCK6@2!U_KZX_
MK7SU\%?%<K6MSX,UL&TU?07>".UG.RYCBBF,-S:2Q.=Z2V5R6@:,J" !M!4@
MU] 2'9P3G./J1U&0<=,_F<GM7Z%6INA5G%_ Y7C*Z:DI<MG%K2S3OI>WY_QO
MEN/CCLOI8MQ<*LH*-:GI>CB(6A6I3A\2<*BEHVFHVW)00>E+2*<@'.>/K2U+
M23TVTM\U<]'YIZ+5*R?IJ]/F%(>AQZ&EI&Y!Z=#UZ9[9I6OHNN@#-^4W ]CD
MXZ;>IZ>V><<=,\5S?BO78O#_ (<UG69I-GV"PN)8P2%#3"!Y($/'+.ZIY> 1
MOP,@UNOD$QKU 7C!^;.,@E0< G )QP2"<#)'SY\3;W5OB#XF\/?"+P5 VIZ]
MJNIVD+6ULOFM)J4KLMEI\I!*F"!RL]XRAQ%$C288*=KI)59--J%.C^\Q$Y:)
M4X6E+D;T3:5HM\RNU=6/,S/&3PV!J*E&4\;B'2P6!HP3E4Q68XF:HT*%&"L[
M^U=Y/WN6/O6LFW^F'_!)3P-=V'A/XF?$F[A81>(M6@T;3IW7YYH=*S=7,N\_
MO'W3W+1G"XW(5'S BNX_:)UZ'7OBEXAD@?S(M.6PT6)@"P!L89#<NI ^ZT[A
MCVRYP3@U]=?#7P7H7[,'[/NE^&XWC7_A$?#BR7TY93_:/B"9 ]S*&<1%WNM2
M=M@(!\OVP#^=Z"^\5>(RJ;I-0U[5'B4?,7DN]1F4LH'WCLRV3CA1D G@_F^;
M8I8W,,1B(WY:D[4E?_EU3M&G>V[:M=[.VR/[;\.^'Y\*<&Y'DU7D>*PN#7UU
M+;Z]B']9QC5G?E]M6FHN][*S;;N?I+^RQHK:3\*-/N)(W2;7-2U35G+#&Z,W
M'V*W8=>&ALP1G!P!P 1GZ/KF_"&@Q>&?#&@Z##D)I.E6=EC/!>*)?-?D EFE
M+DD@$YY -=)7G/\ R_!'V%[Z]]0HHHH CD.-K=2"!CV)&3Z<?GZ5_F2?\%WP
M5_X*G_M2*5SC5O P(R.,?#;P@"/0].OMCI@C_3:EZ+]1_-:_S*/^"\7_ "E3
M_:F_[#'@C_U7'A*OT_PG?_"_CGNEELVD]DU7PZNK6:^-WL^B\[_*\7)/+J*:
MNI8J">K6FCZ-,\>_X)%*3_P4K_8N_AS\<_"8)''6>4]B2> ?_K=*_P!3>/*H
MBA<E1@Y(SVR<],$YX&>U?Y9?_!(K_E)7^Q=_V73PE_Z.GK_4U3J?I_45IXM.
M^<Y;)_%/+XW?IB:K2UZ+;T\]1\)QBL'B+14;5NCD[N482=[M[.3LE9625F2T
M445^6'U)_'E_P=F?\BQ^QE_V&_C)_P"D7P\K^+0\\>R^H&XE509Z DEAGMCY
MB!BO[2_^#LS_ )%C]C+_ +#?QD_](OAY7\6;;>3UVE&V\8)PPYSSP2#^1[5_
M3'ASS?ZJX'DYN;_:>7EBI.ZQN(=^5N.R3ZZ'YIQ';^UL1=75J-U_W H]/UZ#
MRO(!VD!BN05QA6*\<YQP<$#UP2,&FE8\GIU/_+11^G:O[9?^"4'_  13_80_
M:J_8#^ /QZ^,/@GQ?J_Q$^(-IX^G\1:EIOCK7-&L[A]!^*WCOPMIX@TZSD%M
M;"+1M#TZ&3RE_>RQO</\\SU^B_\ Q#E_\$OSR/AI\0N>?^2G>)>__;6N3%>)
MN18'&XW!SI9DIX3%5L-*5.$'&<L/5=-RM=J[Y;W5KM6LK)&]+AK&RHTZV'^K
M)58J2]HYWY':4=^=7ZNR7Z'^<$%!. P_[^#_ .*I2F!DD8_ZZ _R8U_H^?\
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M8JG!/WCP1QU) QFOFFX_:"MY76'2_#]W<7$Q9(D:?>TAS@%((H6D96[84G!
M')%>C^"_@K^UE^T!-#!H/@S5O"_AF=MLNMZK#+X>TI[:8[?,SJ;QWM^50E\6
MMN P& P.#3J484$ZF)KT<-3<6[U*U.;225W",&VW_*G=-Z-.Y>"S/^UZL,-D
M.7YIQ!B))QE3RK!UJRA.5E#ZQ7=)4,-"[5YSDTE=N2M<YGX@?%.#3G3P]X3)
MUCQ)?G[)&+:*2>&.2?$,<<7E M<7;.0!"N!NP=Q&<?J+_P $^/V-M1^'<0^,
MGQ5LW3Q[K$/F>'])O5:2;PS87:*]S<76_"IJ]Z#OW;7^S0.\*R-O)KTC]F'_
M ()]_#;X$7,'B[Q=/;>.?'MNL=P-9U2V5=-T654S(VG6MSY@CE7+*]Y-)R!N
MB\NN^^.W[1$%O;WW@WP#=AY94>UU37[-F%O;K*")[/395^6694)CDFB^2,_(
MI&,#X_.,^IU:,L%ER=.A**CB,1+^)B5>+M:5TDVKVI\NEVWN?T)X:>$68X/,
M*'%?&OLI9MAHRGE>1T91JX3)I5HQ3KUZJ7+B<>Z2BH3]Z%*7-.%ZBC./$?M,
M_%1?$VJ1>"M$G$NB:',\FJ30;3'?ZFJ%(H$<$;XK-QDJ2ZF08X*BD_98^'4F
MO>*)/&NI6Q;1_#BM'923*2EUK;]X>Q^Q0_.[ ,"7V<$$CP3X>^ -;^(_B6TT
M+2(I'$C>?J=])N:WTV$,#-=W,@9OWDF&CBC8^8\Q&<YK]=/!_A72_!OA[3?#
MVDQ+':V$"H650K7$^=TMS+@+F663+L<<YP<@"OD+[^=NW3;IIHWM:[/Z*O[J
MC973O>R3Z<UTEJW;=W.GZT444A!1110!%+T7ZC^:U_F4?\%XO^4J?[4W_88\
M$?\ JN/"5?Z:\O1?J/YK7^91_P %XO\ E*G^U-_V&/!'_JN/"5?I_A/_ ,C[
M'_\ 8LJ?^I&$/EN+O^1=0_["X?DCR'_@D5_RDK_8N_[+IX2_]'3U_J:IU/T_
MJ*_RRO\ @D5_RDK_ &+O^RZ>$O\ T=/7^IJG4_3^HJ_%G_D;Y5_V+U_ZD51\
M)_[GB?\ K]'_ --TR6BBBORT^H/X\O\ @[,_Y%C]C+_L-_&3_P!(OAY7\6W!
M(4C@M%_X]QG_ #UK^TG_ (.S/^18_8R_[#?QD_\ 2+X>5_%L/OC_ 'H/YFOZ
M7\.U?A7 )]7B?+_F,Q/8_,^)$GFN)3VM1_\ 4>B?Z9W_  03Q_PZ=_9,8C[]
MA\5TQZ;?CO\ %),@^^-Q'K7[#@8 '7  K\>/^""?_*)K]DG_ *\_BQ_ZOKXI
MU^Q%?SYGD5'.\YBE91S3'I>GUFH]]WYW;OU/T#+FWE^!N[_[)AW]]*-PZTW8
MOI^I_P :=17EG8( !T_F:6BBE9??\G]Z ****8'YP?\ !7O_ )1F?MK#_J@G
MC3]+6,_TK_+%#!4C)7< 6^4D@$@DC)7!QD9(R,C@\$U_J=?\%>_^49O[:O\
MV03QK_Z21U_EAM_JH_JW\S7[WX1QC++<=%WM+,DI6;3L\&EHTTT[=4T_,^%X
MK=L3A9+=1Y;[^[)JZL]-;OI<_NZ_X-3XP/V4OVB6!Z_''3\KM0*"?!.E#Y=J
MJP&5)(9GY;J",G^J #  ]*_EC_X-3_\ DU']HG_LN.G?^H7IM?U.U^7<;_\
M)5YWY8NW=V5*G:[W?JVV?3Y.[Y;A/^O:?S>^FVH4445\J>F%-89&,GG )^O!
MX.1^A%.I#T_%?YBD][=&G?[T)]'IHUND^J[G\N7_  =2$-^QM\#Q@ K\>XN1
MW_XHWQ!VZ+D*,XX/!QP!7\&[-C/'4QG\B#7]X_\ P=1_\F;_  1_[+W%_P"H
M9XBK^#9NW_ /_9:_I/PN7_&,X/SQN-3\U'%<J7R22^7<_.^)?^1L_P#KWAG\
M^?\ ^V?W^A_J#_\ !$T8_P""7O[(X_N_#R49]<:]JW-?JC7Y7?\ !$[_ )1?
M_LD_]D^F_P#3]JU?JC7\_9Q_R-LS_P"P_%_A7J'W>!_W/"_]@]'_ --Q"BBB
MO..H**** "BBB@ HHHH **** "BBB@ QQC\*\;^+OP=T3XIZ4D<[?V?KEDC_
M -FZM$@:1=W)MKI2P$UJ^,;&W;"05 4$'V2B@%=;-JVS6C_#[GY'XO\ C?P-
MXI\!:FVE>(=/DM)(Y6^R7Z"3[%>B-UQ+!-%'(%+(N[8"'!5<, G/K?P[_:0\
M9^"8([#5A#XET2/]TL-Y.\.H6T9'R);7<H1FR =BS"0.4 +(!@_I/XB\-:#X
MHT^73=?TJTU6TE!4Q7,2N5)#+NCDP9(FPQ 9""":^-/'7[(V_P ^]^'NJ+;L
MQ=DT;5BZK'O*GR[:_!!*?> %R#M &P@E@7=V4;NRVBWHF[7LME?KY;FBES6C
M4;<5>U[MJ]KI;Z=;'J_AO]HOX3>)K:)[R]E\/7DJ^7-;:Y:R $[?G7[3 T]I
M)$Q8A6,P)P=T87:6DG\%?LP>)B]Y<^'/A1J4TTC2RW,VF:!YDLKL2[R2&$-(
MS-N+%BQW<$Y%?!^M_!#XG^'FD74/">I2P1$XET^/[= R\Y='@-P&!()R'B;&
M/W0SO?A9=#U:V)BN-(U&W<'#))87,)#=<%3'UQ[G/6JC5J4U:$YP\H3<=[=F
MNGGZ>?+5P.$Q-U7H4:])V<56I4ZJZ:M337-?J^WI;]-K#0/V:O!3_;=+T;X7
M:#-$N!=6%EH%M<*,?PS0()QQQ@,H Z 5S_B?]IWX8^&X9+?P\USXDO!\D46E
MP-;V:8!*E[Z[V1&,-C=Y()QR >A_.FW\/:Y>N8[31=2NV)(*16-TS=<$86%L
M_D1[8KT/P_\  7XI^(7C%EX9O+.WD"F.?55BT^%$8X)=G=,XZD+;AA_=.>"5
M2<E[\IS5[VE*4ETZ-_?ZFM'"8+#I1HTZ=%)62HTHTDMMN2*7W>:OT>I\0/CS
MXT\=I+9"=/#^AREPVE6$DL?G YVF>^)\RZ)_Y:+$(XQ]TAAFN9^''PK\5_$G
M4H+?1K1X],$@-]K-TLBZ=9Q[\S.=P!DD !,<4(_>.0&QDFOKGP!^R1I.G2P:
MAX[U5M8N8RLAT?35DM=/#$9"75X[&>]"-G*1K!$?NL64U]=Z3HVEZ':)8:18
M6NG6<0"QV]K#'#&H X.(P-Q/=GRQ/6HT=KZVVOK;;[OEKH4I<L?9PMRWN[K6
MZVLG;75^]YON<9\-?AIH'PTT-=*T>,2W$VV74-3E4"YU"<C+/)Q\D8).R($J
MHQGFO1J**!!1110 4444 12]%^H_FM?YE'_!>+_E*G^U-_V&/!'_ *KCPE7^
MFO+T'U_JM?YD_P#P7C!_X>I?M3<?\QGP/^GPY\(Y_*OT[PH=L^QWGEE1?^7&
M%/EN+O\ D74/^PN'Y(\B_P""17_*2O\ 8N_[+IX2_P#1T]?ZFJ=3]/ZBO\LO
M_@D7_P I+/V+L?\ 1<_"/Y^;-_6O]31 <].Q_F*T\6?^1OE?_8O7_J16'PG_
M +EB=&OWT=_\%,EHHHK\M/J#^/+_ (.S/^18_8R_[#?QD_\ 2+X>5_%K_&/K
M%^@<C]0*_M*_X.S/^18_8R_[#?QD'X_8OAZ,?GQ]:_BT/WA_O0_R;_$5_2OA
MY_R2F :[XG_U-Q"_X!^:<2)_VKB;)_#2>G_8/1U/]-+_ (((C/\ P2;_ &2O
M:Q^+)_\ ,]?%.OV&K\>?^""/_*)O]DK_ *\/BT?P_P"%]?%+GZ<CGWK]AJ_
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M:W\J^=FST\OPT\'@L/A9S525&#BY*^NK?5+O:_E]SJ***\L[0IK]#[X']?\
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(4 %%%% '_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>logo_mvbfinancial.jpg
<TEXT>
begin 644 logo_mvbfinancial.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
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M<7RMZ)NZ?1O4_N2\OW_3_P"O1Y?O^G_UZ_AP_P"(L'X[?]&M_"K_ ,*KQ?\
M_'J/^(L'X[?]&M_"K_PJO%__ ,>K7_B%O&/_ $ X;_PX8/R_Z>^?X/L+^W<O
M_P"@E?\ @JI_\K\U]Y_<?Y?O^G_UZ/+]_P!/_KU_#A_Q%@_';_HUOX5?^%5X
MO_\ CU'_ !%@_';_ *-;^%7_ (57B_\ ^/4?\0MXQ_Z <-_X<,'Y?]/?/\'V
M#^W<O_Z"5_X*J?\ ROS7WG]Q_E^_Z?\ UZ/+]_T_^O7\.'_$6#\=O^C6_A5_
MX57B_P#^/4?\18/QV_Z-;^%7_A5>+_\ X]1_Q"WC'_H!PW_APP?E_P!/?/\
M!]@_MW+_ /H)7_@JI_\ *_-?>?W'^7[_ *?_ %Z/+]_T_P#KU_#A_P 18/QV
M_P"C6_A5_P"%5XO_ /CU'_$6#\=O^C6_A5_X57B__P"/4?\ $+>,?^@'#?\
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MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ I&^ZWT/\
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MX0O]B[_GR^%O_?SPQ_C7YQ_\.)?@[_T/_B3_ ,'^O?\ R31_PXE^#O\ T/\
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MQ\F?"?\ PDW_  6Z_P"A?U?_ ,%>A_\ QZC_ (2;_@MU_P!"_J__ (*]#_\
MCU?=G_#]7_@GW_T5:P_\%&N__*JE_P"'ZO\ P3\/3XJV!_[A&N__ "JH]GG'
M_1+X;I_-TM_T^\OZUN?\)W_0UK].E3R_N>?X^3/A+_A)O^"W7_0OZO\ ^"O0
M_P#X]1_PDW_!;GOX>U?'?_B5Z&>/IYW-?=O_  _4_P""?G_15+'_ ,%&N_\
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M+;B+4_MMIK,5Q8:=8726Q@F:W\JY#NX3=G!VCS[_ (*61?#SX)?%J[^#_P
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M\CTHE&5*JK^]3[:::17YMO9?Y1)<TD^906M]+[V\NEF_4][_ &?/C_\ $_\
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MC./"WB$X]<:3=G'>NIKEO'.1X)\8$8R/"WB#&>F?[)N\9]O7VK?"_P"\X?\
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M:\T[IJ371/;E[+OJ?L?_ ,$*_P#E(+\./^Q?\8?^FZ"O],F/_5J.W7\?6O\
M,V_X(5_\I!?AQ_V+_C#_ --T%?Z9,?W%^E?SQXP)?VO@=/\ EQ7_ /=4^SX5
M^'&?XJ/Y3'Y)ZG-6*KU8K\;C\=3UC_Z2CZX****L HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH *Y;QSG_A"?&.,9_P"$6\0XSTS_
M &3=XS[>M=37*^.SCP1XR//'A7Q">.3QI%YT'K6^%TQ.'?:O2_\ 3D2*JO3J
M+:\)J_K%G^4A^UI?PZ%^W/\ %_6KP*UOI7QJ_M2]2$ %X['4;"[F$>>A,<3
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M_J:_(/M+T?\ [:?7$M%%%, HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MBQ&-WG<[%1&+L3MC5F^6OYQOB)::GH'Q'\317%K<:9J&E:W)NLKB*2VFL[F
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M0OASXGU7PKKVBW<-U]MTFZ-I<3VR30R75G)(JEC!>0P_9YT ^>)BO4\_I/\
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MC^XGNOB3?V&9;V+QMK>L3Q6+RV$"SS2VLNFV.Z>^/EQ0%2)0"RD_S<?"34_
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M=Z?WE_[Z'^-&]/[R_P#?0_QH =12$@<D@#U)Q0"#T(/T(/\ *@!:#P"?2D)
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M[5X_X\H>!GI]S&*^@@J]@#^.?ZTR22-<AB!QU..#]?\ /Z53SC-K7CF>._\
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MN2.QQ_4JYD4@J3MR-PP/7OQTK^$S_@V$#)\<_'?SX!MK_P"7;U/_  CS=3C
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ME42BU9Q7T_#V/KXW"SCBXVKT))<Z4E&<)N;@[SDVWRKWNSM?=7_FV_X+K_\
M!1SX]?L3ZE\.-+^#FJOHP\2Z5-?7M[&86W20:XUDJ&.5'"F2%=N1C'OFOSJ_
MX)P_\'!_Q0\1?'/1/ /[56M(W@_Q$UQ8VNORLK&UU.XC@M-*A>&W15"7%_,
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M!,]W=QPQ*[EW& @XQ7JG_!T4\%Q^R9X0N(9%:W7QUX,4R*0R^8VHZRRJ!W#
M$[AD<=<XK\JR/AFME?%^$RO-<+&I2E&K*#K492H5;4>=2BJ]*,9J$Y)23@U=
M6/;JYF\UR-UZ-6K@\3)0YX0FZ-:FU/57A*4H\T8WC:2?*T[IW+__  0W_P""
MFG[0O[:GCOQCX9^,.LOJMMHWGM:R.(E$831GNU7;&BD_ODWY.><9) K^@/\
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M(H[K2;=[QP@,OVBWOI)7P@51N:!.WITR:_7P28(5G^8D=CU/X=/Y^E?SH_\
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M-I)/.GN/*GNI?-N)VBBEF?-RX+NN['R@;0 ?HI[2"0C(.4(/!Q[@''8]Q_\
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FBG)*VDG9-[=6UO\ ,(!ZCI00#U'2EHKS&K[G6%%%% !1110!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>logo_raymondjames01.jpg
<TEXT>
begin 644 logo_raymondjames01.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
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MGWFOZ3,O[2P%K_7,/;:_M86OIIOYK^DS^IZBOY8%_P"#K#]DXLH;X$_%-5+
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MZ$U>]_J3Q3_T)L1_X'A_+_I]Y_U9G*LRP#VQF'?I5CY>?G_5F?U,45_+1/\
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M6K%=N[\U_29_4]17\KW_ !%8_LH?]$'^*?\ X.M._P#E)4B?\'5G[*LG^K^
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MT7[.K=:<L)/K=?,\/8ET<54PD[I5D[1>CC6IWNFGU<5)-;WBD?U5?M(_LI?
MK]J_P%K7P^^-GP_\/>,-+U;3+K3[>^U+3;:YU319;B,K'J&D7DJ&6TO+:0)+
M%)&RG*;<@'(_R_O^"C/[%/BO]@O]J?XA? G74NKKP_8:A)J_P\\0SQNJ>(_
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MEF#(=3UR]6'3-/CV2&2[N8E".3M/\7'_  2>_9U\<_\ !6/_ (*)?$O]OO\
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MP5XCTQ)XK;5;.RUW0]7TC5;0/%-"7$UO=65_93J\<L;-%/!*KHS*P)_SV/\
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M*_9XU&;P5K$-W/Y^I7GA"Z\O4_"NN7#EWD:":6\U70[8R$,$T(I@(J5\@_\
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M8+P[I_B/_@F=^V='J*LRZ/\  CQYXBM-IQMU#1M#N[JS8_[*R@%AW'''6O\
M*NK_ %,O^"T7CBU\"_\ !,K]KB>Z\K'BCX3^)? \'FAR/M7BK3+K3[?R]CH?
M-WG]V6W(#RR,*_RS:_>/"M3638]N_(\Q?)VTP]'FM\VKGQG$UOK&&[^QE?\
M\#/ZI?\ @U(\92Z7^UO\>O!TIN7L_$WP.-Q;1Q(K00ZGI?B_0+LW-TS2*8T;
M3[>YMXRD<C--)$I"J2P^R?\ @[-_Y!O_  3[_P"QR^/G_I/\$:\"_P"#3CX7
M:I<?&#]IOXS/9O)H.G?#O2_AO%>O K0PZ[J7B+0?$?EQ3LA,5RVF6,X(216:
MW>0,I5C7OO\ P=F_\@W_ ()]_P#8Y?'S_P!)_@C7GXF=.?BKA/9VO"C*%1IW
M_>+)\2WZ-1<$UW5^IV45)<.>]U5X_P"%XI./X;>6A_2R?@A\./VC/V1]%^#G
MQ7\.V/B;P1XW^&>D:1JNGWT$<_E&2P@DM-0M#(I\C4--O([>_L;A,/#=6\,@
M/RU_G#_\%4O^"9/Q)_X)S_&^^T"\@OO$'P7\6W4^H?"SX@FW\NWU#3W/F2Z%
MJ:H\HM=:T60O:3*SLEY;I;7T;(URUM#_ *:?P+_Y(Y\,O^Q+T#_T@AKS3]K_
M /9&^#_[:WP1\5_!#XQZ#;ZEHVOZ=>1Z-KL<$!U_P;KDUNT=EXE\-WLB.UGJ
M>GS^3<*AWV=X8(X-0MKJVW0GXWAGBJOPYFE>-1RJY9B<3-8N@M7!NHTL315]
M*L$O>6U2"Y7[R@X^IF.74\PPZB[1K0C>C4ML[?#)[N$K*ZZ/WEJC_)O^$GQ8
M\>_ [XB>%?BG\,O$>I>%/&W@[5;75]$UK2KJ6TN[:XMI%<H)865S#.H,4\>2
MLD;LK @XK_2]_P""2G_!4OP'_P %&O@Q;7&HSZ9X;^/W@RQM[7XF^!8I%B,T
MT6RV/BG0HF"";1M6EV77DPJ3IKW4=I(/DWG_ #WOV_OV$/B]^P!\=M:^$/Q.
MTRY?2;B:\OOA_P"-$MW31O&_AJ*=4BU+3;D#R6N($EMUU*R5S/823P"XCC%Q
M%N\G_96_:B^+'['_ ,:O!_QP^#WB"ZT7Q-X6U&*:YM%ED_LOQ%H[GR]3\/Z[
M9!A%?:9J5F\UO)'*/,MY'CO+.2WO;>WN(OU_B/A_ <7Y72Q&%J4GBE2]KEV-
MBTXSC)<WL:DEJZ-1JTOM4IKF2NI1E\KE^.KY3B9X?$1DJ3GRUJ3WIRTM5CW]
MVS=G:<6GJU$_I2_X.J_^3DOV9O\ L0)O_4DO*_N \,_\BYX?_P"P)I7_ *06
M]?YR?_!9[]N_X8_\%!+S]D;XS^ 98K'6H/ ,FA?$/P@TPDO/"7C&SUR234+!
MU8B5K&Z2>"_TV9URUI=1Q.\DL,CG_1L\,_\ (N>'_P#L":5_Z06]?EO%V&KX
M+AS@_"XFG*EB,/'-Z56G+>,XUL(FNS75-74DTTVFF?3X*I"KC\QJ4Y*<)1P;
MC*+NFG0?5&W7^-U\1_\ DH?CS_L<_%'_ *?+ZO\ 9%K_ !NOB/\ \E#\>?\
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MA_\ 9??AA_ZF&D5_2N%_Y).A_P!B*'_J"CX.I_R.W_V'Q_\ 3J/]8FOY\?\
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MJ+DTG)1NTFU>UEJT?&9'B*6&QRG6G&G"5*=/GD[13DXM7>R3Y;7>BN?UG_\
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M_A_\5?"/B-;=';PTMC_;JR7!AW/%'K&GV LE03?NEDD !!#XQFOP)_X*K?\
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MQE;#(,#5PM&K6KQ=.==P4:<M)*$$W&4ENG)SE[KU22O9NR****_+CZ ****
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M8G$UHJ-;$5ZL4[J-2K4G%-*R:4I-7MI>U[!9+9)?(\V\?_!WX5_%1M/?XC^
M/"WC9M*65--;Q'I%KJ;6*SD-,ML;A',0D(!<+C<0,UYQ_P ,??LM_P#1!/A?
M_P"$GIG_ ,9KZ0HIPQ>+I14*>)Q%.$=H0K5(15W=VC&22N]=%OJ%EV7W'S?_
M ,,??LM_]$$^%_\ X2>F?_&:/^&/OV6_^B"?"_\ \)/3/_C-?2%%7]?QW_09
MB_\ PHK?_)^2^X++LON1\W_\,??LM_\ 1!/A?_X2>F?_ !FC_AC[]EO_ *()
M\+__  D],_\ C-?2%%'U_'?]!F+_ /"BM_\ )^2^X++LON1\W_\ #'W[+?\
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MCD"NFHI.M6E*$W6JN=-15.3J3<J:C\*A)N\5'[*BTETL%EV1\W_\,??LM_\
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MMAXATZWU*UM[HKL^T117"NJ2[1MW@!L<9KR?_AC[]EO_ *()\+__  D],_\
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M ".31_#ND:;(F !\LEG9PN#@ $[LGN376T45SRE*;O*4I/O)MO[VV,****D
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M_P!$$^%__A)Z9_\ &:/^&/OV6_\ H@GPO_\ "3TS_P",U](44?7\=_T&8O\
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ED( % 50%4      #H !P .P%+117$4%%%% !1110 4444 ?_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>logo_stephens.jpg
<TEXT>
begin 644 logo_stephens.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
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M;NM+\(_M@_#36_V:?$UT8[5O'GAV[O/B)\*KFY*HOVF_6WTVT\7^%8+B7?\
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M*(>$O%?[-'BWQ-X3\%ZG)9?&']FKQ>NH75QK&BV>FZA%:Z_X&UO4)G;^W_\
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MMMY?EU^\_F _X-!OVE/%VG?&C]H_]E'4=4O;[P'XG\ :?\8?#6DS2F2T\/\
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M\L6IV%Y;1?JE/<06L,MS=316UO C2S3SR)###&@R\DLLA5(XT )9W8*H!)(
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M.OVU?BY/;/'HWBCQA\*/A_IURV0ES>^#-(\6Z_J:1@KAOL\?C73P[!CAI0I
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M5UBD>UT#P;X4M6?5M;U.]D00HT,"V%F7%QJ5[96B27" 'UA=?\>UQ_UPF_\
M1;5_D1? #_E+W\*?^TA7AK_UH.WK_30_X)^_&/\ :I^./P0\<?M$?M6^$M$^
M#^A?%#Q/J_C;X$?".:RCL_%WPQ^ RZ3;Q^&%^)NL?:/*OO%'B&"UE\6WL4UK
M93Z-#JOV*Y6,*EE8?Y@_P \8>'U_X*E?"7QX^IV2^&)/VZ?"?B@:PUQ&NG_V
M+<?'2TU*/4/M;'RA:-9R+.+AB(_)(D)"\T ?[!E?E'_P7(_Y1,?MS?\ 9%[S
M_P!2#0:_5I65U5T971U#(ZD,K*P!5E8$AE8$$$$@@@@XK\AO^"]/B;1O"_\
MP23_ &T9M:O8;)=:^&UCX9TSSG"&[UG7O%OAZQTVRA&#OFGF<[4')5'.0 2
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MV_V2:Q_X6 VLKX@BF>V:1?MJ^(&O!*5E^TDC%?TF44 ?FA_P3P_X)4?LP?\
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5HH **** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>ny20005581x2_ex5-1image1.jpg
<TEXT>
begin 644 ny20005581x2_ex5-1image1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ 8 $= P$1  (1 0,1 ?_$ +<   (#  (# 0$
M      D*  @+!@<#! 4! @$!  $$ P$!              8%!P@) 00* P(0
M   & @$# P(#! 4'"0D   $" P0%!@<("0 1$B$3"A05,2(605%A%W$R(Q@9
M@4)2)+0E.?#!,S4F=K8W>)&QT4,T5'5W*!$  @$# @0#!@0$!P        $"
M P0%$08A,1('05$(87&!D2(3,D)B%*%2,Q6QP=%R@I(C_]H # ,!  (1 Q$
M/P!E/FGYB,7\2^ 4+*X9,[YL)DHK^'P?B;ZH2*34LBF4B]DL ( =TRJ-?4<)
MF<J 4!6.8J"7=10O0 ?-4=*^<SE7H,9L;O/R0YJTAQQ>F+>;QC@;6%BEC"=4
MJDLF+IF\LWZ+E*=*L45FQDS-PEGLH_.0WD8$P$/("N_(3H)S6\2&.9?<327E
M/VAV8QCC0@SV3L9YLLDUD.4KU;;@9=_8OT5D68R)3;A7V!$>SXR:3=^@FJ)R
M$]LJBA0&@>(#9K87<;CTUZV1V>K-;JV5\H04M,/FM5:N(Z*E(1K/R45 6,(A
MP90T,XGV# ')FY3J)E*<IB#XG H $N,8I2F,<P%*4HF,8P@4I2@'<3"8>P
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M"F6)E&J9BB)>X@:47'UN%5-]M.L%;75!J2,9Y8IR$E+P1%_J?T[;(QTYA+;
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M#+"^8B_*ZY6630H@(QF <;-S 'CZ&<(O'O8>P]^_9P ^O0&G+@9<KG!N&')
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MBTFGJO%'QNOJ4T[DP%G&[:Y97J67:$[.E-59^59Q'F6,BRL$*L()3%<D_$#
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M?,6<FR=QTDT:R$?(-7#%^P?-TG;)ZR=HF0=,W;5<AT'+5R@<Q%$SE$AR&$!
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M>O)&&Q=,@\0=03R>CCMOM#4*ZF4ZQ4@7<.7$AX+*F+[8%Z ;;  * %*
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MXDNEU)N/EU/_ %*5#;V I5?OTK&SC6_F5&FI?-1U.4%*!0 "@!2E   H>@
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MAU-M1ZY+6JC-W",W/DR%+039\_QK4VZ3@"V*;;3!U6:1BJ%1/[?N'4(0?+H
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M];K\]5J_F;'M:R)#5ZS)MTYV*C;-'(R+-M(E:J*MS*@@L!@,0W8Y!*;L'?L
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M=7U,<P%#O^SH ]NZG+7I)B+$E]JE:RG2]A\WWBFVNJXJUNQ'(1N2LAY5NLU
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M_FG?6V>JQ=IR%-<*/2T65;@ZS;&:K]24OEDK$2J/ULLDF5(BQUC"?N!/$!$
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M  AO\)K]0ROV#V_UI_/+[$T_5?\ >"^O^\_SG_3WW/Z?S^X_ZG]K^N[?8O\
)=_U/C_:] ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>ny20005581x2_ex5-1image2.jpg
<TEXT>
begin 644 ny20005581x2_ex5-1image2.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ + #+ P$1  (1 0,1 ?_$ (0  0 " P " P
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M9YHSS>=OUD+DZ1:E?2/:D*<@8&U7@!HC>DFN-,Y2W^[Y'_C?R3[0&^D_MO\
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MS:BBB2,3^WI-&1(JAEL'DTU$^0TV")5+>:L23B/R]M]*\B+>'94-J-*<EGA
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MR,CSCQCC&/9.BTKQ6-X3*Z6S<?5.55NV-6P.M=8UO+V"\HA/&UVCK;%I',[
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5' <!P' <!P' <!P' <!P' <!P/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>ny20005581x2_ex8-1image1.jpg
<TEXT>
begin 644 ny20005581x2_ex8-1image1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" "9 5<# 2(  A$! Q$!_\0
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M 1D?C0!;HHJ"[N[>QMGN;J>."&,9>21MJ@?6@">BO+];^.'A[3I6ATZ"?4Y
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M(8UO)Q;QOV#$$C/H./UK5KS3XP>$=;\4Z;8G2!'*+1G=X"V'<D  KVXP?SH
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MXQD NKN-H+=,\DL,$_@.:Y+X"Z%)::+?ZS,A7[8ZQQ$]T3.3^)/Z5@Z5\/\
MQ9X_UI-6\7R36MH#_JY!M<K_ '43^$?7]:]UL;.WT^QAL[2)8K>% D:+T %
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M3_\ "+>"8XWN0Q2:]D&53'4CM@>OY5?TSQ'<K\"3JY=OM46GO&KD\[@2@/\
M*N?^ .G1FQU?577=,TJP!CU  W'\R1^5 '66OPZNI8A)K'BW7KFZ/WOL]V88
MP?8"LW7_  GXL\/64FH>%_$VI77DC>UG?.)BP'7:2.3[5Z?10!E^'I]0NO#N
MGW&JJBWTL"O,J+M 8C.,5Y]XJ^(^I7/B1?"G@Z%)M0+^7+=.-RQGOCZ=R:]
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MO:KDXM9CZ(?Y5Y)XS\">(3\1K?Q/X:MXW(V2R;I0GSKP1SZKC]:]6G\V;3I
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M^ QZZG_5!_6NP\.^'=/\,:/%INFQ[(DY9CRSMW9CW-<OX]\.:QK7B3PO>:=
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; 4444 %%%% !1110 4444 %%%% !1110!__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>ny20005581x2_ex8-1image2.jpg
<TEXT>
begin 644 ny20005581x2_ex8-1image2.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 0L!WL# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH 1
MCQ31TJ-G^?%2CI0!"1\U3#[M,QS4F.*  4'I24O:@",=:D[4W%-W<T '\52T
MP#)S3Z "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@!#29I<U&QYH DIK=*!]V@<T -0<U)WI ,4#K0 II"?EH
M;I35^[0 D?6I#3(^M24 1D4JBG8HQ0 O:F-3^U,ZF@!,X%+G*U')P*6$Y6@!
MR4R7D5(1BF 9- #XN%I](!@4M !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 -/ I%/%(YXIJGY#0 \-FHP/GIL+98U/MYH 3'-#"E[TK#B@
M!B4_O3$ZT\T +12"EH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** *S*?-JM>7RV[ $U?*C.:X'QEJ?V2Y W8YH ZR#45D/!K
M21MR9KS'1]<#R*"_?UKT:QE$MLK ]: +%+G%+3'H 7.:CQ\U"GFI * %7I3J
M04M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110!#$^ZGD5# ,&K&: $QQ2"G=J;0 XTTG%&<TC#B@!>JT*.*5
M?NT'A<T (HQ3LBJ4MV$SS6;)K:(Q&X4 ;^1ZT9'K7--XAC'\0IG_  D<?]X4
M =1D>M-&,US8\0QG^(5%<>)8XDR6% '3O@]Z(\ =:XS_ (2^'^^/SH_X2^'^
M^/SH [8D>M(HYKCXO%D4C@;QS[UTMC=BX0,#UH O4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !32:=3&H 8QR:7&$-(!\U2'I0!#"N&-6*B
M48-29H ;GYJ<>E1G[U2*<B@!%'-#=*6D;I0 J]*6D7I2T %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %,D.%I]1S#*T (K93->(_%
M?4OLM\!G'->V(/W9KYS^-[LFH#![T 8^D^)MEQ&-_5AWKZ$\*7WVK3(FSG(K
MXUL[MUNHOF/WA7U+\.+_ ,W3($)YP* /1]WS8IS#(J/'S@U-0!&JX-.S3J8>
MM #P:6F"GT %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% #%7%(3S3ZASEZ )5Z4-TI1P*0D8ZT 0JX#<TCW**
M.6%9VIW0MQG-<?K'B/[/$3O_ %H [W[?$/XQ4<VHPB)OG%>,3>.=K?ZS]:K2
M>.B4(\S]: /1]1UA%#X<?G7 W_B(K<, _P"M<U>>+3(&^?K[URMUK322L=U
M'=3^)F!^^?SJM_PD[9^^?SK@)-29N]0_V@WK0!Z4GB9L_?/YU1UOQ2Z6V0Y_
M.N&746'>JVI7K30XS0!M?\)A+_?/YT?\)?+_ 'S^=<3\U*-V: /0],\6RM=Q
M@N?O>M?0G@S41=VD7S9.*^1+21HKA&ST-?0WPIU4W,B19Z4 >U4444 %%%%
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M!>6*OG/%;YYYH =GBF'K3-_-2#D4 .7I2T@I: "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@!HJ,#YZD%&.]
M&??7ZVRDD]*P9?%$2$C>*R_&FIFUCDPV,5XM?^*Y%=\.>OK0!ZMX@\4QNN%<
M?G7GGB'5FFMCM:N-G\1RW+XW$\U;\R2Y@&03F@"BRSR_,"U)'9W+CJU=CI6B
MF6V!*5T%AX;#+RGZ4 >8_P!E7#?WJD7P[._.UJ]>C\,+D?(*VK3PI&5&4'Y4
M >&#PM.1]UJ/^$4G_N-^5?1,7A"(K]P?E3_^$0B_N#\J /G/_A%9_P"ZU(WA
M2=ARC5]&_P#"(1?W!^5!\(18^X/RH ^:3X5EWXV'\J)/"\L:[MAKZ"?PG']I
MQL'Y5!JGA6-+1R$'3TH ^>/['<R@ 'K7L?PETR6UO@S XK,@\/[KW&S^+TKU
MOPKHJV42.% XH Z_M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 ':HA]ZI::1P: .6\5Z@+>PDYQQ7BTFO\ ^GYW_P 7K7=?$?4#!;2J#V->
M F^FDG9UR<&@#WO2/%*+&@+C\ZZ^Q\11S@ ,*^8(O$$T! +$8KM/"_B9Y)U#
M.>OK0!](VLHFBW"K%87ARZ%Q8JV<UN9H :U.'2D:CM0 ZBD%+0 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4=J** *S ^;7D?Q7M
M_,5CCM7L17G->7_$R'?;R'':@#Y>N4_TN0>AJ_I<SV\P;)'-07"?\3&0?[56
M7MVCA#@&@#Z$^'_B%?L*1L_->J6LXGBR/2OE#P=KKP7L<18@9KZ5\,7PN+12
M6SQ0!ML/FJ=.E,89YIZ]* %SS3JBS\]2T %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% #>E*?NFFN<49S&?I0
M!XK\3+WRVE7/K7@-Y=%Y'Y[U[1\5F(N9?QKP>5B9&^M &MHUL;F<=^:]0TK0
M=\"?+7 >$0#<C/K7O'AVV22!.!0!<T;P_MM -M;]KHX0?=K>TVU1;<# J\(5
M':@# 330"/EK1M[4*!Q5_P M1VI0!F@ 1 !TI2!Z4ZFM0 WC/2E8#'2FCK3F
MZ4 4C;@S;L5#?VPE@9<=16FJBHW4%L4 <9#H86YW;>]=A91"*!5QT%/$"=<"
MI5XXH =1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %,)X-/J
M*0[5/TH \0^*<V!*N?6O/O"OA\ZC9S2[<XSVKM/B:_FWDB#O6I\+M,4Z+-N7
MDB@#QS7]*-G*PQC!J#1[PVDZG..:]*\:Z 6ED*IWKS.\L7MGZ$8- 'TU\/\
M4/M&E(<]A7=%^17AWPXUL06<<3-SQ7L=K<BX0,#VH TNHH[4U&R*<: %%%(.
ME+0 44F:": %HH%% !1110 4444 %%%% !1110 44@-&: %HI"<"D#9H =11
M10 44F>:6@ HI":6@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH ***0G% #2>:\]^(<>ZRF/M7H/5JX?QZN=/F_W: /E*YXUEU_V
MZ[:?1LZ$DVWJ*XF[_P"1@8?]-*]TATL3^#H2%ZK0!XM8,;/5E/3!KZ#\"ZSO
MA1=W:O"=8L6M;\MC&#7;>!-8\N>-"W>@#Z4A;?$I]JDZ51TJ;S;2,^HJZQH
M ,G-24U>E!/- #J**;NH =12 YI: "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M'F?K7H7AG7!?(IW9H [D]*8I^:E1@R YI5'- #Z::1CBA3F@  IQ'%)2]J
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0!(.E+2#I2T %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M>,RH>OI0!P-A?M%*AST->X>!?%'G)'"7Z>]>-RZ!+$"=IXK6\(7KZ?J6'8@
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MZF[*;A6Y%()(]PH D!I]1+UJ7M0 4444 %%%% !1110 4444 %%%% !1110
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M?,M #4-2YJ(_*M$;YH D/%+U%,<TY30 HI:** "BBB@ HHHH **** "BBB@
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MK[-78_[5?4GPE;?X90^PH ] 3BGTSH:?0 4444 %%%% !1110 4444 %%%%
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MH 6BBDS0 M%%% !1110 4444 %%%% !1110 44F:6@ HI,\T9H 6BD!HSS0
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M8->P>!+_ .T6*\]J .ZH[T*<BFF@!W>EI!2T %%%% !1110 4444 %%%(>E
M'/>)H@]A-_NU\K>,8]FH2?[U?5VO<V$W^[7RQXX7%_*?]J@#J?A(W_$VC'N*
M^E0?N_2OF+X12?\ $[0>XKZ=Q\H/M0!)GFN#^(F?L+?[M=TIS7%^/H]]B_\
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M;O$FTV(!@3BOEJ^<Z?K4K]/GKV+X;^(OMCI!NSCWH ]?S\U.JGYO[[%7!TH
M**** $HHH[T +1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M&F1K]* /9Q]T4M-3[@^E.H **** "BBB@ HHHH **** "BBB@ HHHH ****
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH *#THHH 8!4:CYZFIH'.: %SS36ZTS/[RI#UH >.E% Z44 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110!3U X@;Z5\M_$6]>/Q,<,
M<9KZ@U0XMF^E?)_Q-;'B)C[T >R_"*\,MAR<\5ZP#Q7AOP9N";+&>U>VQME1
M0!*.M/IJTZ@ HHHH **** "BBB@ IDOW:?2$9% $<7"T\&DQA::IX- "[LG%
M)T:HXSF0U*XP* '@Y%+3(SD4^@ HHHH **** "BBB@ I">:6HW/- #9NU+_R
MSH?D4Y1\M  O"U&[\TLL@1>36=)>(&^\* - R@"I <KFL26_0$?,*T;>Y5XA
M@T 6\YI"V#BFH<U'*3Y@H L#I3=W-*/NU 2=U $^:7-1@\49H EHHHH ****
M "BBB@ HHHH *:XR*=24 ,4XXIQY%,;@TY3D4 , P:<W*$>U*PI,4 ><>+-"
M^TN\FVO"_$M@;'4,XQ@U]6:E:K+ <@=*\"^(NE;)7<+C% %WX::SM=4+>U>\
MVDOF6R-GJ*^3/!.HFUU$*6Q\U?3WA^]%QI\7.>* -TGY:%Z4G\-"T -9>:D'
M2D(YI1TH ;GYJ?4?\=24 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4S/.*>>E
M1#[U %/5X//L73U%?.7BJR^R>,+;C&9*^FI0&0@U\_\ Q)B$7BVV8#^.@#V_
MP^<Z);?[@J^H^>L+PM=B72;=<]$%;X'- "'[U2#I330#0 $4P-SBI#TJ$#YJ
M .3^(D7F>'91CL:\&\*SFTUM(^F7KZ(\80>?HDBX[5\Z>2UEXEC[?/0!]0:3
M)OL(C_LBKQ%<]X8O!-81#/1171=10 @IU-[TZ@ HHHH **** "BBB@ HHHH
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MX^6HBGS5(QQ2CF@"/&%IM2MTJ&@"Q1110 4444 %%%% !1110 4T=:=31UH
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MF/XJW?AC-MGB&>XH ^E(3F%/I4E5[1MT"?2K% !1110 4444 %%%% !1110
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M4*1X.: + ^[4&?WN*G[5%L^?- $PZ4M HH **** "BBB@ HHHH *:U.ICG%
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MZT6,LPR178*01Q0 X4M)2T %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4AZ4M(WW: &J>:Q/$=SY%H3GM6PAY-<9X\
MN_)T]CGM0!Y7K>N%;XC?WKTGX=:A]HLLDYXKYRU[56^WM\QZU[)\(KXR60R>
MU 'M@.12TR,YC!I] !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M-<X4UY)\3+$26$TN.QKUB8_+7$^/[3S/#D[8YP: /DVV8IJN!V>OI3X83%HD
M!/:OFUHS%JYS_?-?0?PQG 1!GM0![.IS2U%"=R U+0 4444 %%%% !1110 4
MA.!2TR3[M #<Y-2 <5 C8&333>QAL%A0!8-&*17#KD&C- #A2TBTM !1110
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MR.)<^E>Q _(/I7SI\/-4%M/&A;I7T!I]R+FW# ]J +:TF.:!Q2F@!12T@I:
M"BBB@ HI,TM !1110 4444 %%%(#0 M%(31GB@!:*J3W(C;!-/@F$G2@"Q11
M29YH 6BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "D-+10
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M!ZUJJ<KF@!:*3/-&: %HI :6@ HI"<4F>* '44U6S3J "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ I#TI:* (B-JL:\L^)-YMLG7/:O3;V80PL?
M:O"_B1J8>.10U 'B&K2&2\)]Z]H^$$Q2W5:\:6 W=Y@<Y->X_#/2WMHTR"*
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M5IGE2*JLFU'/M0!\]_$VV$;2''>M#X5WQ6..+-5?BDW,H]ZS?AC<8O(ESWH
M^F(N85/J*>!4<'_'LA_V13U.30!R_CBV^TZ4RXSQ7S-=K]B\2@=,-7U;K\/G
M6;#VKY5\:_Z)XF)Z8- 'NW@6^$EJ@SVKT16R@->&?#C5/,6-<U[C;_-;H?:@
M"PO2D;I2B@T -2GYIH&*8[8H DS4<YPE"MDTLHW)0!';'*U(QYIL"[5IS=:
M'CI2T@Z4M !1110 4S/-.8TP=: )**2C-  :!0>E** "BBB@ HHI&/%  >E,
MQDTX<B@"@""^_P"/";_<-?(OBB'S?&%R,?Q&OKN^_P"/&;_<-?*VL0>9XTN.
M/XJ ,O0H_LWB"-NF#7T_X4N/M%@O/\(KYO\ (\C5E;'0U[]\/IO-L!SVH [
MKM:IE^[2,,TC':M %::U$CYQ44M@KP,F.HK03D4C'% '%S^$XG9VV#GVKD=<
M\+H@;"#\J]@ # \5BZGIXG!^6@#YWUC2VL@TBKC%8^F^(IK>\5"Q'->S^(/#
M?FVS?)^E>&>(=/.F:ETQ@T >Z^$];$Z1[GKTRTG62%2#7S'X6\0>3)&N[O7N
MOA[5/M%NGS=J .LS\U.)J)#E<T]>10 Y:=FD'%,+<T *YXIN?W=.(R*;CC%
M"0')-3U%$N*EH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "D-+3
M2>: .?\ $UU]GMF.<<5\V^.-3,L\B[N]>Z?$.\^S6AYQQ7S)XBN_/O'Y[T 6
M?"5K]KU:-2,Y-?37A72%MK=#MQP*^?\ X<VOF:O$<=Z^I=.@$5JG'\(H OKP
M@%(IYI$.:<!S0!'G][4_:HMOS9I^?EH 0'FGCI4:]:E% #32K010* %ICTZF
MD9H :Y_=T1'Y:5A\F*1?E2@"G?W B!R:X_5]86-6P]6_%6I?9E;YJ\>USQ-\
M[#?^M '5-XA_?D;_ -:L6>O[KQ1O[^M>2-KQ,N=U6+'7_P#3%.[OZT ?3^BW
M8GA4YSQ6I(>*\[\$:O\ :85^;M7H@^9 : !>E),GF1E:>!Q2T ?//Q>L ER2
M!7D^D79M;Y<''S5[K\6[;S&9L5\]D^5?_1J /I_P'J1GM8ESVKTV,_)7AGPO
MO/,>),^E>X$[8<^U  [<T]#5>)M]6%XH 4=:4TT=:<>E #,\TDAQBG <TV04
M /4_+2GI3"<+06_=YH \H^)>H-#%*@/:OGJ.<S:RI/\ ?KV[XIOEI.:\(L3G
M6D'J] 'U-\/I&-A"#TQ7>[/FS7'>!;7R](MWQU6NU'2@ %.IN*0F@!6I/X:4
M\BC'%  O2G4WH*13F@!QH[4USBA3F@!A/SU+VIA7YLT^@!KC"-]*\4^++YL'
M%>V2?ZMOI7B/Q8'^A/0!S7PSL%EEC<CO7T790B*W4#TKP+X6MS&/>OH2'_4K
M]* %(S31UI],/'- %*^L5N5((SFO(_'GA]421E2O:<YKD?%5@+J-QCK0!\F7
M<;6=^201AJ]5\":TQ,<>[I7)^/-(^P3%]N,FH_!%X4O%&>] 'U;HTWFVBMFM
M.N6\,W.^R7GM72[N* ' TQZ(SS2R#B@!4^[3A38^E.- "T4T4Z@ HHHH ***
M* "BBB@ IK4ZD-  O2EI!TH-  :Y3QK!YVGL,?PUU8K(U^#SK1ACM0!\B^*+
M<P:LQQCFO?/@W-G0P">U>0>/;/RM0D..]>E_!Z[5-,5,T >T"FR4Y#E ?:D;
MF@ '"TY::?NTJ=* $;K2K2-0M #CQ0*1^E(G2@!]%%% !112&@ HHH/2@!@^
M]575'V6C'VJROWJS]>;;ISGVH ^>OB3?'[6P#=ZW?@?.TMR^23S7"_$2X+7S
M#/>NQ^!+@7#Y]: /H&7[M.C^[3)>5S3HONT ./6G4P]:>.E !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 !Z5$/OU+3 /FH =5+5AG3I?I5ZJFI
M#-C(/:@#Y7^(B[+YC_M5L?#6]_TI%SWJE\3H"MPYQWK*^'=YY6J*">] 'U?I
MK[K8'VJV?6LG0IQ)8J0>U:N<J: %W4-TJ#)W58'*T 1R<1U0ON=.D^E:$O\
MJZS[S_D'2?2@#YL\?C&L)_OU[#\.L_V;#]!7D/C_ )UF/']\5[+\/8]NE0'_
M &10!WN>:?4&?WE3T %%%% !36IU1L?FH ;WJ3^&F&G@\4 5]I\VF3W BZU9
M*@'-<MKVHK;LPW8H WK>\$IP#5F89@;Z5Q.B:NDDF"_>NT2026_!ZB@#Y_\
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MH*\G\1,JQ,V>:]%^#DQDTU_I0!ZRK9--E^[3(3EC4LG(H 2(_+0XI$XIY&:
M&1BG-&&ZBG 8I >: *&H6:26Y&T5\Z_$W2]E\S*N.:^F)%W)BO'?B1I7FL[!
M<T >!Z?<O;W:\D8:O=?!&L;TC4M7AM]926]RQVG@UV?@753'=JC-C!H ^G;2
M3S+8&K472L'0[^.6S4;AG%;T1RM #FJ$]:E<\TUAQ0 Y.E-/WJ5*:WWZ )0.
M*6D'2EH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "F-]ZGTUN.3
M0!Y+\7[CR;7KVKYLNW,UV?<U[[\;[H+;@ UX#:*9KH?6@#U;X8V/^G0OCN*^
MDXP%MU'M7BOPUT_:L3X]*]K'W%'M0 D0P:EI%&!1WH 4CBD_AJ)KE%.TD5(C
MAUX-  G6I*8O>E- #J*04M "&DHI'Z4 &<U5O+@0Q$U+OV\FN9\1:FD,+_,*
M //OB!K(&X!J\+U6_>29OF/6NP\=:P9)V ;O7GK;IV. 30!']H?U-3VMTZSJ
M<FD%A*1PII/LLD;9*F@#W7X9ZB2$!:O>+4[K=#[5\R_#5Y!-&,'K7TMIY_T&
M//I0!:I#UHS2'[U 'F?Q'LC<0R'&>*^:-7M3;7[G&/FKZ]\4V0N+63C/%?,_
MC;33;W#L%[T =9\)KS_B8HI/<5]%LV^WR/2OE/X87GD:RH8XYKZDT^83V8(.
M>* )K084YJR*9&NU33DZT *.M./2CO0W2@!!TI&Y-"]*!R: &2\+44S[+<FI
M)NE4M2?R[%C[4 >)?$^Y#22#->,Z4A?7(O\ KI7I7Q%N]]RXSWKA?#=HTVKQ
M,!GYZ /K7PC&%\/6W'\(KH!TK'\+H4T&W4]EK7'6@!]1GDT\]*:.: '=J3/.
M*7M40/ST 2MTID=//2D'% #9!2(*>>:4#%  :3-*W2HU- #Y/]6?I7BGQ97_
M $!S7M;?</TKQKXMI_Q+'- '-?"X_O(_K7T1#_J$^E?.WPN_UL?UKZ(B_P"/
M=?I0 \'FD<<4U#\U2'I0!&!S5&]MQ+U%:.*8Z!J / /B]IH$656O*?#<YM=1
M )QS7T%\4]/\ZU) S@5\X2,;35&'3#4 ?4G@J[\ZS3FN] X%>2?#2[\VSBR?
M2O7E'R#Z4 (@Q3GZ4CG;1G*T *G2E--4\4IH 44M(*6@ HHHH **** "BBB@
M I*6B@!*#2=Z#0 HJM?1^9 P]JLBF2<QM]* /F_XEV>R:5\=S4'PQU?R+B.#
M=U-=)\3[7,4IQZUYAX(F:+Q' F?XJ /K^V;=:QMZK4@JMIYSI\)_V!5D=:
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MXEQ @W \4 ==(>:=U6H2V\ U,I^6@!J_>I2.<TF/FJ3J* !:6FK3J "BBB@
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MI!2T -I#S3J0#F@#.U.7[/;%Z\4\9^)MDKQ[_P!:]A\4-LTQB/2OE7QU>/\
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M/^U7?^,_$W]HZ,4WYR/6O/O!8SXCA_WJ /L#P](7L8\_W16NQK'\.KML8_\
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M]FC7 S_": /D[Q7<&;5IES_'75?#FSWWJ''>N&UI_,UN7_?KUOX866Z:-L4
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MVD+SW:<=30!Z5\-=+,MPKE<\U]*Z7'Y5C&OH*\E^%VDA8U8KVKV2)=D87TH
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M : %HHI": %I#2TQC0 IZ4A^[2C[M-)^6@!L/4U(_P!QOI44?!HN)-D3'VH
M\:^)G,,H^M>.^$QCQ9;_ .__ %KU?XCW8*R#/K7G7@RP:?Q%!*!P&H ^K=/.
M-.M_]P5=ZBJ5FNVQ@'HHJ\OW: &2-M6JKS@1DYIFJ70MX"Q.*Y:;7D\MAN%
M&A>:J(WQNI]AJ7FOC-><ZSKX27[_ 'K2\*ZK]KG #9YH ]7A;=&#4E5[3F 5
M/GF@!:*** "D/2EIK4  Z4B]:!TI!P: '-TI!0QXI%YH JZM%YVGRIZBO%;[
MP]C5=^W^/->Z3+NB(]JY.^TQ6N VWO0!K:#!Y6E1+Z"M8#"U!81^7:JOH*LM
MTH 1.E/IBTXG% "T4@-)NYH =132W-+F@!:*** "BFEN:=0 4444 %%)FEH
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M3$GT->AL:\S^+,W_ !3LB^QH ^57'SM]:]P^"Y^2O$&^\WUKW+X*QEDS0!]
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MI* &. RD'TKY]^*=H!<RN!ZU]!>M>+_%*W!@F?'K0!P_PV<BZ09_BKZ:L?\
MCQC_ -VOF7X;C_35_P!ZOIJQ_P"/&/\ W: '*?WAJ?M5=?\ 6&K':@!#TJM<
M?+;2'T!JUVJGJ3!-/F/^R: /FWXGW_F32Q[NAKBO!MJ9M73CO6CX]NS-K4Z9
M_BJ_\/+ R:G&VWN* /HSPA;>38J,=A73UF:-"(;51[5J4 1R' IR<K4<O2G1
M?=H "/FIQ.*4BH7/(H KZC((X&/M7SW\2KS>)5SZU[MX@F\JR8Y[5\T^/;SS
M+F1<^M '$Z!%YVL1IZM7U?X L?LMBG&,K7S!X*@,OB.W&."U?86A6@M["' Z
MH* +[#FID^[32M/'2@!I;!I<Y%0R'YJ<I^2@!4.33;E T+ ^E-A/SFII.8V^
ME 'RM\0P(_&/']ZO3OAQ-FW3GM7F/Q/.SQ>3_M5WGPTN08D&: /:1S&M/"AE
MP:;#\T"GVIXZT 1M;IUP*C^R1M_"*LN?EIB'Y: (EM8_[HJ5857H*5#S3S0
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MKG J)?F.:?)RM-BX% 'COQCO?LT>W/45\Z3N9+LOZFO>/CF&)7%>$01&27%
M'9Z#JQLX5.[&*[O2?&NTJGF?K7D[QO%;<9%4[6^EBNE^8]: /I7_ (2'[3I$
MWS=4]:^<_$<YDUN8Y_CKNM-UTC374OU7UKS;49/-U5V]6H ]8^&:DW49^E?1
M%I_J0/:O!/AC;_O8FQZ5[];KA5^E $RC%.S2-VI10 '[IKY_^*FE;KV2?;TS
M7T">%KR[XE60?3)I<=C0!Y;X U'[/<JF?XL5]&:1.)[-/=:^2_#EV8-6"YQ\
M]?3G@^[\ZSB&>U &E<Z>'F8XZUS&N^'A=0L-G7VKT%D'7%1M;I(O(% 'SWJO
M@SR+>67R^G/2N.TC1_ME[)'MZ'%?2OB33H_[(N,(/NUXOX8@6#6;C<.-YH Y
MGQ3X=^P:?YFW'%>?Q#<^VO</B-+$VBX4#.*\<TRU,]R !WH W-'T<W*@[:ZV
MS\)>9$3L[>E;/A/0285)3M7I.GZ.B6[90=/2@#YV\1:1]A;[N,&O4_A;+^YB
M'TKF?B1;+#NP,<UN?"QCB(?2@#WQ?]6OTI#2I_JE^E(* (+M]D)/M7EOB#Q7
M]BO&CWXQ[UZ'KUR+:T8D]J^8O'.J.VJR%7/6@#V?PWXF^W2*-^<^]>B(_P"[
M4^HKYD\!:RR7409^]?16G70N;>,@YXH V5Z9I_\ ":8!\@I?X3]* /G_ .+%
MUMU!X\]:J_"Q/WV?>JOQ<E/]OE<]ZU/A9%R#0![Q;\6J?2K2]*K0C_1D^E6$
M^[0 ZBBB@ HHHH :_P!VHU^Z:D?[M1H/E- $2'#FL7Q:N_36^E;>WYJS/$$7
MF6!'M0!\F^-(=NI.<=ZF\#77E:K F?XJU/'5B5O7..]<WX5RFOVX_P!N@#[#
MT]MVF6Y]5%7B<1BL_21G1[;_ '!6A(/W0H ?&=R4FWYJA$OEIS4T$@D&10!*
M.E-:AFVT=5H :K<XJ6JX^_5CM0 4444 %(>E+10!6NH_,M9%]17@WCWPWMDD
MFV=3GI7T!U&*XSQOIBSV+$+SB@#YZ\-W/V+653.,&O>=.UC&G;MW05\\S@VG
MB9EZ8->C6^L>7I+#=VH WM4\8>1(1O[^M8<_CG@_O/UKS;7M7=YFPYZ^M<\]
M_,W\9H ]1G\8[V)W_K44?BXAP=_ZUYM$TTAZFEF$T8SDT >S6/C3]R?WG;UJ
MG/XUS)]_OZUY1:7\H4KN-2/Y[?-DT >[^&?%WVFX6/?^M>K6=R)+7?GM7R=X
M3U*2VU-=S'K7T+H^N*VEYW=J +&NZU]EDQNKF;CQ9L/W_P!:YWQGKG^D'#]Z
MX"\UES_&?SH ]='B[C[_ .M2V_BO>X&_]:\6&LOM^^?SJQ::TPE'SG\Z /HG
M3-9$^/FKJ;67S$!KPOP]XA&] 7_6O7= O1<Q+@]J -[O2TWO3ATH 3%,DJ6H
MY!DT +G"TH((JM=S"&+)K/\ [555ZB@#9XI21BL'^VD_O"D.M)TW"@#95OGI
M[C<E9ME=B=^#6GGM0 R(;:=(,T=#3NHH 8@Q1,VV,FG#BH+YMMNQ]J /+O&G
MB?[%.T>_'XUY;J/B?S=WS_K4WQ4OG35F4,>M>8/=R,3\QH WKO4S([?-UK(N
M07!>JHD9F'/4UT,6FM-9!L=: ,.VD9'!S6W#J17'-5_[)=>QJ-K&1?6@#O?"
MWB Q72#=U(KZ.T"?[3I$<GJ*^2-$MY1>QXS]X5]6^#E(\/P@^@H Z&/A:=31
MP*<* $:@4-2+UH BN!\AKYE^-7_(5'UKZ<F&4-?,OQM7&JCZT 8'PY_X_4_W
MJ^K-"_Y!<?TKY2^'9Q>I_O5]6:#_ ,@J+Z4 7\_/3B,FF?QU+0!',,QGZ5Y/
M\1(LVC_2O6Y/N&O+_B&O^AO]* /#/#W[OQ2O^]7U'X:.^Q7_ ':^5],D\OQ,
M#_M5]/\ @N82Z<I_V: .F48H*YIQZT['% $2C#4L[;8B:7H<UGZI=B*V;GM0
M!P?C75?*MI4W=17B&EZ=_:.OLV,_/7<>.-4\R8H&ZFH/A_I?FZCYC+G)S0![
M5X4M/LVB1QXQ@5O1IBJ^G1B*V5!5SI0 [M43FGYXJ,\F@!R=*H:E:B:%EQUJ
M^O%*0&XH \5\9>&=]O-+LZ#/2O$+27[%K+)G&'KZX\46:-HURVT?<-?'VKGR
M_$<P'_/2@#Z<^']]YUE$,]J]&(R*\=^&$Q:"$$]A7L@^[0 U1@4*<FE/W:9&
M?FH =CK7D7Q07_09C[&O7ST->2?%#_CPF^AH \]^&J9NP?\ :KZ3L^+./Z5\
MW_#1@+K_ (%7T?9G_1(_I0!.J_-FG$XIPZ4QJ ' UC>(I_*TZ;G^ UKK7'^.
M;P6]C(,XRM 'S%XE/VCQ%./]JO3_ (<:3B2*3;Z5Y?./M7B*0]<O7T'\/K )
M91MM["@#T:V79&H]JLU&!@"GB@!CKFE48%/I#P* #M4;+DT\'(H/ S0!R7C:
M?R-/;G^&OESQ9=^;?R#/>OH_XD7&W3V /:OEK79"^HMSWH ZKX=V6_6K>3'<
M5]:V(VV4(_V17S?\+M/\R:&7'3%?25N-MO&/0"@":CM03Q2!N: &.N6HQ@8J
M2FD4 1HN&)I6;AOI4F*A(^]]* /E;XLMM\5L?>N@^&E_\T:YK!^+T1_X2-V]
MS47P[NS'>1+G^*@#ZLLCNM(SZBIL<U5TQLZ="?5:N4 1MSQ2J,"D_BIQ.* &
MC@T9I,YHQ0 X4[%(M+0!#,U-R=E(?GJ39\N* .?US31<VCDC/%>+>)]#V&0A
M*^A;B+?;E<5P'B/1O,BD.V@#YOF=[.=L9&#6[X?U]X[A06/6I_$.C&.60[:Y
M"*0VMV>V#0!])Z'K0?3@2_:NRT._2:+.X5\]:3XC\JQ"[^WK7>^%?$>^+[_Z
MT >P&X3U%(DJENM<2^O 8^;]:U;#4A* =U '1;ANZTXRJ.]8LE\ W6J-WJPC
M!^:@#I3<)CJ*IW%Y&%/S"N0;Q ,-\W3WK"F\4;I67?\ K0!KZ_K A5L/7C/B
MG7V:5@&-:WB+Q%N=EWUYIJUV9Y2<T 0O*UY<#J>:]8^'.D;[A"5KSCPW8&ZG
M7C/-?0G@32/L^QMM '>V-F(+<8%&KG&ER'VK25,1XK.UM<:5*/:@#Y?^(ER3
M=N,_Q5SGA>79=%B>];7Q$!%X_P#O5R6EW'D29S0!Z/?:P8K3 :N1GU6623()
MJ"[U$RQ;<U;TG33=INQF@##U*=YF&[-;_@NQ-Q>IE?XA5+6]/^SW"+CJ:[[P
M!I7[V-]O>@#W?PS:^1I$8QVK?3[N:I:3%LT]%]JO@86@!I/-2CI46.:E'2@!
M.]5=1&;5JL]ZJ:FVVS8^U 'SC\4D NVQZUH_ Z/-\_UK)^)DN^^(]ZZ#X(1[
M;MC[T >_@87%8WB0[=,D^E;=8?B?_D%2?2@#YHUU]WBR'_KI7T/X2.--@_W1
M7SKK?_(UP_\ 72OH;PFW_$N@_P!T4 =>O2F3'$9IR?=JO?/LMR?:@#YK^,UQ
MC5MH/>O*K.8I<*?>O1?B_+YFL?C7F<?RR*?>@#WSX:7O[U 37NUJ^^$&OF/X
M>ZAY=R@SWKZ1T6;SK%6SVH T:Q]<EV6[_2M8G%<[XEDVVDA_V: /GWXC3!V<
M9[USGA33&N;I<KD&K7C2[\Z_>//\6*[KX>Z#YMO'-M[>E '"^+=/^R7' Q6I
M\/=0,5RJY[UI?$JQ\FX;CI7&>$[GR-049_BH ^M=#G\VTC.>U:^*Y3PC<>;9
M1<]JZR@!#PM-2G-]VF1T 2T444 %%%% !24M-H =32*44&@!@ZTV9=T3?2GX
MH?\ U3?2@#Y#^+(V^*)/J:L?#V3;<Q?6H?BY_P C3)]32^ /^/J+ZT ?4FBO
MNLH_]VM%#\]9>A?\>4?^[6HG^LH FHQ12T (!0:6FT -/--Z-4F*3'- 'BWQ
MG@\U,X[5X3IT0^VLI]:^C?BG:^=;L<=!7SF'^SZG(/0T ;MW HM>U<A<_NY\
MBNBN;S-MUKF+E][YH T(=4:.(KD\BJ ;S+H,>[5!S3X#^^7ZT ?0_P +X1LB
M/TKW!%PHKP[X6R?+$/I7N&[Y1]* %;K3@.*8IW5)VH :_P!VN*^(-OO\-W#8
M[&NT;GBN<\:Q;_#DZ^QH ^0[:4P:T>W[PU])?#N]\V",9[5\Y:G!]FU@GI\Y
MKVOX9WO"#- 'MCM^[S3HCE:B0[[<&I8N%H S]=3=IDP_V:\(<_8=1F;IEJ]^
MU1=]E(/45\^^-V^P3R-TR: .?\7ZF;BS*;LUC>$;/S[U,CO6=?7OVH;<YKK/
M ]M_I49QWH ]S\+Z.BVJG:.E=0;016[\=JK>'D"VB_2M6ZXM9#_LT ?._P 4
M@!O^M7OA9UB_"L?XG3[IY%SWK8^%G6+\* /?5_U*_2D3K0O^J7Z4BG )H X_
MX@7?V;320<<5\M>);HS7KMGO7T/\4KO9IS#/:OF;4Y?,N&- &AX;OS;ZA'SC
MFOI_P-?BZM4RV>*^3+!C%.K^AKW[X8:OO15W4 >X#D4A^Z?I45M)YD0-22G"
M$^U 'S+\6VSXH _VJZSX70X13BN0^*?S^+%'^U7H/PR@Q I]J /6X!^Y7Z5,
M.E,BX0"GT %%%% !2&EHH :WW::G2G-TIBG!H <5JGJ4?F6Y'M5[M5>8;U(H
M ^?O'NFDSR$+ZUY]H-FZ>(;?Y3]^O=?%NE>?*_RUQ&G>'_+UB)]O1O2@#WK1
M5_XE%O\ [@K0*Y6JVF)LTZ%?115HG@T 8&IWBP9&[%6=$NA/%D'-<!XRUK[+
M=.N[%:W@'4_MEMG.: .WN6((J:/F,5%*NX U-'PN* &8^>IJCQ\U24 %%%%
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M\Z6_TH ^8]=&/%</_72OH/PD/^)=!_NBOG_Q#@>*X?\ KI7T'X/(;38<?W:
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MXDH Y'QS9?:;.3C/RU\NZ_9M:ZE*<8YK[$UBT%Q929'\-?-/C[2&CN965>]
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M6*1_>KUGX;18M5/M7B6OW/VKQ.ASGYJ]Z^'4>+-?]V@#T%.E.I!Q2T %%%%
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M=AI B<G;7F7P9NDCM-K8YKW.!49 P YH RQ8#/2H;K30\9&VN@V#/2@Q*>U
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M?[A_*@#&\(J6U^W'^U7UYH,>S2$_W*^<_#'A:2#6X7*'@U],Z;#Y>F(N/X*
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MGKZ"L[@7-LL@.<B@"P!\M-Q3^U)VH 13FG]J8@YIYH 3-+2=Z6@!%7%.HHH
M3'% &*6B@ HHHH *J7%L)3R*MT4 9@T]0",=:Q[OPW'.Y)45U>*3 ]* .27P
MQ&(]NT4U?"T0.=@_*NOP*-H]* ,&UT1(.BBM#[$-H&*O8%+0!'"GEIBI***
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MUKWV+_4)]* .3U_3%F1CM[5X3XTTDQ,[!:^G+FU$L9R.U>1>/M'_ ',A"^M
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M@\.JLX.SO0!I>!-)$"QDK7IA4+'@5BZ'8"VA3C%;C_=H ;%TISCFFQ=*D/-
M%.^B$D!&.U>#_$?2N)) OK7T%(NY2*\U^(.EB33I&"]C0!\[>%G>#Q%"N2/F
MKZ(U*S^V:-&2,_NQ7@FEV3Q>*(?E/WZ^F].M//T= 1_!0!\V^)]'9+B3"]ZY
M,V; [<&O=/%>AYDD(6O.Y='87&-E &I\/-+/]I0OMZ$5]068VVD0_P!D5XWX
M"TC88W*]*]EC^6)![4 .EZ4Z/[M-DY%/3[M #J*** "BBB@ HHHH **** &'
M[U/[5&?O5)VH 04'I2'K2CI0!5DB$C8(XKCO%ND)):R%4'2NZV\YK.U:U$]L
MXQVH ^3/$>BLES(0O>L&TWV<V<D5[9XGT$%Y"$KR?6[![9V(4B@"&35I,??/
MYUWG@W7C%;@,_P"M>3.S@<YK2TO56MF"@D4 ?3&BZ\K8^:NJAUE"H^85\^:'
MX@8 9>NRM?$.5'S_ *T >K?VJF.HJ"XUE%C/S"O/O[?&W[_ZUFWWB'$3?/\
MK0 SQ_KVY&"O^M>&WEY)<7I!8G)KI?%.LM<.1N)KD[2,S7:G'5J /6O 6D^<
M8W*YS76^)-%'D,0G;TJ]\.M+']G1.5["NNUS3 ]LW':@#Y@UO26$[87O61)8
M2(O0UZYK.A[IS\G>L*]T(J@PGZ4 >?I92$=ZV;;29)+;H:Z6WT(E1\GZ5U&F
MZ #;\I^E 'G^E: YN%RIZU[)X6T,1HA9*ATOPZHF4[.]>C:;IJP1+@#I0 #3
M(OLN-@Z>E>/>/]$WO(52O=]@V8KB_$VE"X5SMS0!\JWEA):R,<$8-/TO49(I
MP"QX-=WXJT,Q%R$KS9X)(;AOE/!H ]>TGQ!MM4!?]:[+2?$"L%^:OG^#5)(@
M%R>*ZC1]===N6- 'T;INKJZCYA7003"4#%>*Z%KNYD&^O5-"N?/C4Y[4 ;AZ
M4=J23I0OW: %7I4-X-UI(/534PZ5'(-T3#VH ^8OB-IA%Y-)CJ37F$,C6]QP
M<<U]#?$;2MT4CA>M> :A:M'=$8/6@#OO"VMF(IE_UKK-:\0AK7 ?MZUX[974
MENPZBKUWJ\DJ!<F@!NMZI))(V'-<VTK.^2:M7&^0DD&J>,,* /I3X,VX;25;
M':O9",(!7E'P43.A ^U>M8H CC'-2T@&#1F@"M(I\X&IV.!2E<MFHI3AA0!%
M*I-6(^(Q2;<K2MPG%  460<BLV_L(Y(F^4=*TD/RTQUW B@#PKQ[H>4<JE>-
M0DV6J$=,&OJOQ7I*SVDAV_PFOEOQ-";37)0!C#4 >S> =1,CQ M7M]N^Z%3[
M5\U?#N\_?Q#-?1FFOOMD^E %T=:&Z4AZT-]V@!5Z5YE\2;/S;65\=!7IJ]*Y
M#QQ:B32;AL?PF@#Y NQLU9QZ/7N'PONOWD:YKQ+5E*:Q-[/7I_PQO-MZBD]Z
M /I>!\P@U(K9JE9R;[,$>E3PDF@"5^33UZ4F,TZ@#/U.W6:V((S7EOB'0PSL
M0E>O2*'7%86I:6LJ,<4 >$R:"3-]WOZ5T>EZ!\JY3]*ZT:(IF^[WKH+'1U51
M\HH R= TE8;A3MKNE4*@ JG;V0B;(%730!$P^:IE^[3=M/'2@ HHHH *0TM-
M8T <[XOR=+;'I7R]XJ6634S'D\FOJ?Q''YM@P]J^?M9TEI=> V\9H Y[PWHK
M_P!H0,5/WJ^HO#5N(=-A&/X:\NT701'-"VWTKV+38O+LXU]!0!8D'%+&,+3B
M,T8P* #-,ED\M2:">:H:M/Y-NQSVH \T^+6I[M&=%;G%?/\ X=!GUM W.6KT
MOXC:IYZR1;J\\\')O\0Q#_:H ^I/ UJ(;!>/X:[$5@^&H?*L$X_A%;:GDT #
M=:=_#3>]/'2@",#FI,\4A%-S0 -$K]149LXR?NBIE-/H KK:HO113_+5>U2U
M&YH <#0_W:C4\U+U% $8'RTP#!J8#BFD<T *R!UYK*O-/C<'Y16N.E,=0U '
M)MI$>_[@JG=Z,A/"#\J[$VP)Z4Q[,-VH YG2](19.4%=)'IT(3[@_*I(;41G
MI5KH* *R6<:GA14Q@4]A3Q3J &+&%Z"E?I3J0\T 1[<IBO/?'EDKV$S;>@KT
M;'%<EXRM_,TJX./X: /CW4TVZG,!V:O3O@Y(_P#;B@DXR*X#5+1_[8G^4_?K
MTWX2631:NKE2.: /I)?NCZ4C-S0O05%(WSB@"9:=2+]VEH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** $[T'I3<_-3CTH CS@TRX
M;;"Q]J<W6J>IS>5:L?:@#P3XGW.YY$SW-0_"_2/-DCGV]#67\0;KSK^1<]Z]
M%^$EF/[)5R.: /6[4;;=%]!4U,BX44^@!A/.*JZFN;)Q[59'WJCOEW6S"@#Y
MO^(]KF9SCO7EEM-Y$SBO<_']@7\PXKPV\MFCN7^M $5S,97KT_X?Z7YPC?;Z
M5YQ:V#3..#UKW[X<:3Y=G&2OI0!Z=H-M]GM0,=JU5?FF6T82' ]*5 0QH GK
M&\3#.DR?2MA369X@3S-.<>U 'R7X]7&H-_O&L[PI9_:-0B..C"N@^(EJ4U!N
M.].^'-EY]ZIQG#4 ?1FDP[/#,*^BUX;\16VW,B_6O?K=?)T1%]%KYW^)$X.H
M2#WH ZKX0Q[K8&O=E.(D^E>+?!J+=I^[%>TLOR+0!-U2N1\3:7]K@<;<YKK1
MPE07$*RQD$4 ?-'B+PWY<[?)W]*XZ[THQMC%?0WB315ED8A*\^U/P\3)PE '
MG4&E%R/EK8MO#Q<#Y?TKK++P^=P^2NJL-  493]* /+;CPYL4_)^E8T^D%&/
MRU[A>:"#&?D_2N6O?#YWGY/TH \Q_LPYZ4\614=*[_\ X1X_W/TJ%_#S?W#0
M!QD5B7/2KRZ(7'W:ZZS\/-N'R&NAM_#WRCY/TH \Q;03_=K6TOPT7<?+^E=\
MWA_D?)^E;>DZ&$893]* .=TWPMMVG9^E=_H&D_9@O&*U+33D51\HK5@A5!P*
M )!\B**E4Y%1RC@4]/NT .HHHH **** (&?#5(AR*@D4[ZFB&!0 C+DTXG"T
M[%,DZ4 .4Y%.IB=*?0 4444 %%%% !1110 4U^E.IK_=H C!R"*X_P 86'GV
MK<=J[!!UK/UFW$MLPQVH ^3?$]I]FU!SC'-3:'JYC41[JZ+QWI1%S(P7O7#Z
M992?:U SUH ^D?AM<>=;YSVKT.09%><?#.W:&T&<]*])H ;G:E"'-)+]RB+[
MM #F%-W4\U$>M $A&10HQ2KTI: $(IK_ '<4\4UQ0!B7EB)6)Q3(=/"KTK<9
M!CFA47'2@##ELAGI34TX;@=M;3QC?TI^Q0!Q0!%"GE1 5+G<*5Q\O%-2@!XX
M%*IS0PXIL?6@"0]*YOQ19_:=/9<9XKHS52^B$MN010!X)%X>\O7XWV_Q>E>X
M:5!LL$7'\-<R^E+_ &BK[>]=G:ILA4>U '+:SH_VC<=M<;-X9_?YV?I7KLL*
MLO(K-DL$+YVB@#'\-:7]FB7Y<5UG0 5#:0+%'P*E/+4 2$96GKTIO\-.'2@!
M:*** "BBB@ HHHH **** &=Z?VI*4]* (R>:<IIC=:<M #ZCF7=$13\T'I0!
MQFL:0)@WR]:\I\7^'-D3-L_2O?IXE<<BN/\ %6DK/;'"T ?,FHZ8882V*YQ<
MI)^->SZ]X>(M&PE>;W&B/&S':>M #+#4#"!S6W#KQ4#YOUKDKB)X#CFJWVAQ
MW- 'H'_"1';]_P#6J=SKI="-WZUQGVE_4TGVASW- &E=RFYD]:U- T\RW2<=
MQ5+1;)KQAQFO2_#'AYEF1BG>@#V/P/:>3I,?':NEO8/-B(Q5/0(!;Z<BXQ@5
MJY#<4 <1>Z$))"=O>LR\\.;E^Y^E>D&W0]A4$UJA_A% 'GUOX;PH^3]*VK31
MA''C;751VJ!?NBI!"H'2@#$M=/$; XK;C^5 *78!VH H 4M5"]M_.0\5=(IP
M0$<T >6^)M \Y7.W]*\JU'PUL>0[/TKZ3U.S65&^45PNIZ(K"3"=: /G2>P*
M7;+CI31.;67&<5W^J>'FCO)'V<5YSKR&"]*]* .OT#6"+B,;N]?07@NY\Z%.
M>U?+?AM7DO(\$]:^F_ 4;);IGTH [N3I0/NTK]*3^&@ '2FXR#3EZ4** .'\
M9Z=]HM6X[5X1JV@_Z8WR]Z^F]9MA-;D8[5YCJ.A[[LG90!XU=:.8D)VUF169
MEEVX[UZ]JGAX^0V$[>E<QIWAYC<GY3UH YFXT?9;;MO:N6NH_+N-OO7L>MZ:
M+;3P2N.*\FU!=U^0/6@#Z3^"G&@?A7JJG->6_!I-N@8]J]13B@"2HW.!3L\T
MR0<4 .0Y%-==S41<+4F* (I&VK40??Q3Y^14<*G=0!.O Q2XI"<&G9RM &9J
MD0FM9!C^$U\L?$&P\K5YGQW-?6,RYADS_=-?-GQ.A"WDQQW- &3X N-E[$N>
M]?3FA2;[5/\ =%?*7@=R-4B'O7U/X<YLT_W10!NF@]*4T=J &BL/Q7%OT6XX
M_A-;?>L_7TWZ/./5: /C/Q%!Y>K3G'\==#X!O?)U%>>]4_&EKY&HS''5JSO#
M%P8+Y6SWH ^P/#\WVC3%.>U:T:8KBO ^J++IR)GM7< C H <*&Z44C=* &;N
M:;(F]"*3'S5*HXH RUM 'SBM"&,*.E2[!0* %Q33UI],/6@!U+3#3QTH ***
M* "HY3BI*BFH IW\/G6Q%<!=>'/,U,2;>_I7I6T&/!JO]E3?NVB@#GK;2Q$R
M?+TKJ+;B)1Z5&8E["I8QB@"7O0W2FCK0YXQ0 Q>37-^+;GR+1CG^&NCSL0GT
MKS7XAZL([9UW=J /"O&&I>=>RKGO57P"OF>)H1_M"L76[@S:A(<]374_#6T+
M>(8'QW% 'U?I47EV4?\ NBK0.#1:KMM(Q_LB@KS0 Y3DU(*C08-/[T .--(I
M])VH CSBE5LFFL.:$'- $U,89IQH% # O-/[4'BF[J %SS013<Y-/[4 -8X%
M-#42#BF 4 3"G4U>E+F@ III2:04 **0GFG=JC/)H <3Q2!N:#TIB_>H GK&
MU^W\[3IEQU6MGM5:\026SKZB@#YGU7P]_P 320[.K^E>E^!-!^QF.;;BIM2T
M4/>;MG\7I7:Z/:+!8H ,$"@#73H*BE'SBI4Z4UQEZ )5^Z*6D'2EH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** (3]^I!TII7FG=
MJ &-UKGO%5R(+%CG^$UT)Z&O/?B'?^18MSVH \'\2SFZUEU'/->Z?"JV,>AK
MD=J\&LE_M'Q$5ZY-?2_@BR^R:6J8QQ0!U*=*6E P*0=: $'WJ2X&Z(BG'BHW
M.1B@#SGQAIWG12';VKPG5M(<7;X0]:^H-5L/M,;#&<UP-]X1\V8ML[^E 'F.
MA:(SNN4_2O?O!^F"#3UXQQ7/:9X7\AA\GZ5Z%I5O]GM@N* +JK@8I-N*<3S2
MGI0!&OWJ@U%/,M67VJ=?O4DXW(10!\W?$O3&-ZQ5>]3?"K3&^U$LO>O1_%7A
MS[?.6V9_"G^#O#O]G2D[<<^E '57RF/3-H_NU\U>/X)9=4?"GK7U'>0>9;;<
M=J\M\0>$?M=XS[,Y/I0 [X+VC1Z3\PQQ7KA7BN3\#Z1_9=ELVXXKKJ (VX%*
M!E:#R:7I0!FWNGK-DD5SMWH:,WW17:=5JI-"">E ')VVAJ'^Z*W;?255!\HJ
M]%  <XJXH % &1-I2LAX%8=WHBE_NCK7:$ BJ<T 9NE ')C04V_=%1MH"9^Z
M*[ 0#'2D-N/2@#F;70$!'RBM9-&11]T5JQ0A>U3M@"@#%_LA#_"*L0:<L9X
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M#VKTC&!7!_#*/R]( ]J[QC0 Q3\U/(S35'-.SS0 T#!I^>*::;NH 3&XTJJ
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M,5J ,^73E=]V*M0)L4)Z59[5$O\ K* '=&I^,U$YPU2(<B@!]%(#2T %%%%
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M '#7QSXE)?Q-./\ II0!Z=\*=.VWT4N/2OHL#Y1]*\6^%T $,+8]*]GW8 %
M 1DTXG"T"B0<4 -SFGKQ3$'-/[T -<?-2D?+2L.:=VH A0?/4W>HP/GJ6@"-
MURU.QQ2FEH 2F?Q4^FXYH &I%-/;I4:#K0 TG)Q2>7S2J/GJ;% #5&!2XX-+
M1VH A1</FG;OFQ3@.:9C]Y0 XCFG4=Z6@!#TJ/&33VZ4 4 '1:$.:5ONTR,8
MH DH-+330 9I:;WI: !C2CI36IR]* (V;#4\<BHF'SU*O2@!.E.'2D-*.E "
MT444 %,D&13Z* &(,"GFDH/2@!I- %-(YJ0=* %%%%% !1110 4444 %%%%
M!2'I2TAZ4 (.1357YJ5:<* $;I2 ?+3FZ4B]* $08I'.*DJ*49H D4Y6HRWS
MXIZ?=J(C]Y0!(12$XI_:HV% #QR*7M2+TI3TH 3-)UH-"T "]:5N10.M.- $
M2K3Q2@44 -D&X4U%Q4G:EQ0 A%(!BG4G:@"&0;J</DCI0/FHD'R4 "'<*7H:
M;","G,.: '9XJ/=\V*?VJ(#]Y0!)CFACBGU&XYH >M+2#I2T %%%% !1110
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M0 4444 %%%% !1110 4444 )CF@C(I:* $48%!%+10 =J;MYIU% !2$9I:*
M"BBB@ HHHH **** "BBB@ HHHH **** "DQ2T4 %%%% "$9HQQ2T4  HHHH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "D-+10 G:F
M]Z?3/XJ 'UR?C.398R?[IKK*X?Q]-LL7Y_A- 'RKXF.[7Y#_ +5?2'PEA'_"
M/1MCL*^;M<_>:X^/[U?3?PICV^&$^@H ]%0Y%.-1PGBGF@!U%(.E+0 4444
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M'U%2 \UBZ#JJZA;KM(/%:X.#0 K\<TY#D4QSD4Z(86@"2BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M *".**6@!HXI2,TG>G4 - IXHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M5N$T:,X["OFGP_\ OM?8^KU]2>$DQH\8]J .@CZ4\BFH,"G&@!!UIU,'6GT
M)BEHHH **** $Q2T44 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M"NQKS'X:WP?2H4SV%>FCI0 M%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 AZ4Q6R:>WW:BC^\: '2#<*2,;1BG9R<4'B@#Y]^-L^R\QFN#\ )YFH@_[
M5==\<V)U%1[USOPUAS>J?>@#Z?T$;=*B'M6J.E9NCKC38Q[5HKTH 4]*:HYI
MQI!UH =1110 4444 (:1N%IU-?I0!$S80FOGWXWR>9*@SWKWR[;R[5V]!7SC
M\6KH7%XJYS\U %#X96O^GJV.]?36D+MLU'M7S_\ #2V_?HV.]?0FGC;; 4 7
M*2B@4  %+110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4TTZFF@!!2GA30!2M]T_2@#SKQ_-_Q+Y!FO!]'&[Q?!_O\
M]:]H^(LVRSDY]:\8\-?O/%4#?[= 'U;I:8TZ#_<%6Y3@5#IH_P")?!_N"I9^
ME #E.4H'6B/[E!% $%\NZV?Z5\^_$VV #G%?0EQS WTKPGXHI^[>@#COA.<>
M*5'O7U='_JU^E?)OPN;;XJ7ZU]76S;HE/M0!-1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MJX'X?0;=+@;'\(KOZ $%+110 E)WHI10 M%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 (>E-[TXTWO0 X]*K3OB-OI5D]*H
MW(/EO]* /G_XGW.9I5SWK9^$FG^;9++BN9^)@/VV3ZUZ)\&(U.AY([4 >H1#
M9&H]JF!XIC"E'2@!<\TIZ4SO3J #'RFO._B':[[)CCM7HPYKBO'JC[ W^[0!
M\UV3?9_$A_WJ^GO LOFZ2I]J^793M\2-C^]7TS\.CG15^@H [6BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 WO0:;GYJ4GF@ J"Z&(6^E3U4U%]MNQ]J /G?XF ?:9#[UZ#\&/\ D ?A
M7FOQ(GW7<@]Z])^#/_(O_A0!ZD.:0T1'-.(H  .*0TIX6D'(H 5*XWQ]_P >
M#?[M=FHQ7(^.4W6#_P"[0!\P3?\ (R-_O5],_#G_ ) J_05\T70V^)7'^U7T
MO\./^0(OT% ';4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !29S0W"FH(I-SD4 2[>IKR_XF2*-,F&><&O42>#7A?Q4U/898
M<^M 'E_A2'S-8!Q_'7U-X:A\NPAX_AKYF\"1>;J2M_MU]3:+'LT^'_=H TZ*
M** $(HQ2T4 %%%% !1110 Q^E .%I6&:@N7\N$F@#R;XH3#RI1GM7SS8J6\0
M1D?\]*]H^)]_F21<UY-X?M_/UF-L?QT ?6WA+CPW:_[HKH(_NUB^&(]N@6Z^
MBBMM1@4 .HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH *0]*6B@"+^*E/6D_BIQZT +69K3[+1OI6I6'XD;;9M]* /
MF_QVYEU*1?>O6_@]&8] Q[5X_P")F\[777WKV_X70^7HH'M0!WD7!J>H>AJ4
M=* &2'Y:(ONTV2G1?=H ?7*>-/\ CP?_ '375'K7)>-VQ8/_ +IH ^9+P9\4
M/_O5]*_#H8T5?I7S<Z^9XI?_ 'J^E_ *;-'4>U '7T444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% #7^X:JP*1(:MGD4P*%)-
M",>#]*^9OB[=$:Q(F>YKZ5=L!OI7RO\ %^;/B)P#W- $OPVBWW4;?[5?4.FK
MML(O]VOFOX50[W1L=Z^E[$8LXQ[4 6**** "BBB@ HHHH **** "L_5GV6C'
MVK0K(U]MFGL?:@#YT^)5R6O&&>]8W@'3S=7ZMC.&J3X@S[]089[UU/P=T\7$
MI8CH: /?-#C\K2X4]!6E4%LGEP*H["IZ "BBB@ HHHH **** "BBB@ HHHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5%
M*VT5+4$XSB@"K=R>7;LWM7RE\59?-\0L?>OI_7Y_L^FLQ/:OE#X@7'VC6F;.
M>: /0_@[;^9$K8Z5]#6PVP*/:O"_@E%NL\XKW:/A * 'T444 %%%% !1110
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4AI:* $[44M(* &XKC
M?'[;=,;_ ':[3%<-\1FVZ8?I0!\^6 W>+/\ @5?2_A%=M@OTKYMT==WBG/\
MM5]+^%UQ8K]* .@/2H^]2=J9WH =VH[4HZ4E "#@5P7Q$F L6_W:[UN$->7_
M !*N-MFPSVH \7T [O%I(_O5]/\ AK_CP7Z5\P>$_P![XJ_X%7U'X?399*/:
M@#8HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M'>OIVU^6RB'^R* + .34@J&/K4] !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 444AH ">*13Q0>E(O2@!U<#\3&
MVZ6?I7?5Y[\43C2_PH \,T'GQ*#[U]+^&?\ CP7Z5\T^'1GQ$/K7TOX;&+%?
MI0!N YHQS31Q3Q0 HIA/S4^HF^_0 Z4_NC]*\;^*$^VV89[5[%/_ *AOI7AW
MQ3<F%A0!Y_\ #U//\5C_ 'J^J=.B\JW4>U?+GPK&[Q:N?6OJV,8C7'I0 ^BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH BN3B
M!C[5X3\3KCY'&:]TN_\ CV?Z5\^_$YC\] 'C-RQ>8UN>!H\^)H!_M"N?8_OS
M7;_#ZQ,GB&"3'&10!]3Z5#Y=G%Q_"*U!TJM:+MM(A_LBK(Z4 +1110 4444
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M?@DQV%=\O2@!:*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 S/S4X]*C_CJ3M0 BUY-\;#
MC2%^E>LK7DGQN_Y!"_2@#B_AK'NNHS7T19KMA'TKP'X7)F:,U]!PC$8^E "M
MUIPZ4UNM.'2@!.]1.?WE2]Z@<?O: ,7Q+/Y6GS<_PU\M>)KGS=<QG_EI7TAX
MXN?)L91G^&OE[47,^O?]M* /JGX=_P#(K6_^Z*Z]>E<E\/5V^%[<?[(KK10
MM%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!'
M.,PL/:O(O'NC_:P?ES7K[\H:Y?6[ 3]5S0!Y9X/\.>3J"ML[^E>X:=#Y, 7'
M:N;T;3%AG!VUU@(3B@ D7O21-DXIQ.Y34<(^8T 6**** "FORA^E.I&Z4 >*
M?%R(K8%JN_"K4,:5'%FG?&"'.D$XKD/AOJ?D/'$6[T ?0LA_=[O:O$?C!?[8
M]H->M3:@HT\OGHM?.WQ5U87<K*K9P: ..\-P?;=5]?FKZ@\%6'D:='QVKYS^
M&=O]IU< C/-?5>AVX@LE&.U &D3@@4[M3&'S4_M0 4X4PGBG+TH 6BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH C_BIYZ4F.:": !:\D^-W_ ""%KUM:\D^-W_((6@#G?A8OSQ5[ZG"#Z5X)
M\+/O15[XGW!]*  TM%% #>],(^>GGBD'- 'F'Q-NO)@=<]J^>+5#<ZYGK^\K
MVSXPW7E$KGK7DOA"U^V:OG&?GH ^H/ J;/#L"^PKIZQ/"\/DZ/$GH*VZ "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M/NTT\K3EZ4 .HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 56N!FK-,9<T 00@BI'8=*=MP*K%CYN* +$8P*D%-'"T+UH ?1110 4444
M 4[^(30,",\5\L_$O3VBUZ1U&.37U;(-RD>U>"_$O2]]S)(%]: /#//DW;-Q
MKH_#>DM<WL3;2?F%8_V)OMH7:>M>O> ="WM&S)0![%X1L%MM)A^7!Q70G[]0
M:; (;-$]!4__ "TH E'2F/R:>3Q3.M #L<4HZ4#I2T %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** &E<FG=J** "BBB@
MHHHH 3%5YX!*N#5FB@#(33%64-@5JH-J >E.Q10 4444 -*Y-*!BEHH 3'-+
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% $?\5/;[
MM,_BI[?=H 9'UKR_XRKNT?\ "O4$ZUYM\7$WZ1^% 'B/@JY\O6D7/>OJ'P\^
M^S4^U?)OAMS%XB7ZU]3^$9?,TY3[4 ="ZY-#':E.!S5:]E\J(GVH X+XD7_E
M:-)SV-?,<[&]U,#KDU[A\3M4#:?)&&]:\8\.VC76JH<9RU 'NWPKTWR+4-CM
M7K=NW;TKD/!%A]EL%XQ\M=9;_P"M- %PT"EHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@!G\5./2DQS2]J &IUKS_
M .*,?F:4?]VO05KC/B##YNFL/]F@#YCL3Y'B'TYKZ<\"7 DTH'/:OE[4&^S:
M\QZ8-?07PTOQ)I:C/:@#TZ-JQO$%XL-LWS=JT3($@9L]J\U\9:[Y4;KN[4 >
M6^/-3-Q+)&#GFH/A_IAFOXF*]ZPM4N3?:BPSG)KUSX;:)^ZCEV]* /7=*M1;
MV: #^$5<B&)#34^2-5]JD48YH GHI >*6@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH ***0T !Z4=J#TI!TH 45S?BZ#SK!
MACM71CK6=K$/FVS#VH ^1_%UFT&K.^,<UW_P[UY;2S56:LOXA:;Y<TC[:X'3
M]9>Q&T,10!],S^+8OLK#>.E>0^,-;^T.X5^M<N?%<K+MWGFLRXNI;R0'DY-
M&GH>GO>Z@IP3DU])^![!;33U4K@XKRCX>Z+YTT;,OI7NEE;?9=J 4 :++R*D
M_AIVWY13#0 Y6[5(*K(?WE6J "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ IK4ZFOTH ,_+0.E(/NTHZ4 -SS4=RF^(CVJ0C
MFG$92@#Q#XCZ;FWD?;ZU\^7L9CF(]Z^M/&^F?:K%P%SFOGK6/#<BW)^4]: .
M,MU9YU7GDUZ+HWATW$<;;>M96E^%Y'NHSL/!]*]L\.Z"([:(%.@]* -7P9HG
MV..-MN,>U=YY>7!J#3K58;=0!BKZB@ / Q28I6ZTX=* (-N&S4RG(I''%*G2
M@!U%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M2$9I:* $QQ2T44 )BE[444 9VH6*W494CK7FNO>'(Q=?='6O6CTKC?$ 'VKI
M0!@Z!X8C<AM@X]J[JUTM844 =*I>&P-O2NDP* (XTVKBI!2=Z6@!"*6BB@!#
MS0.*6B@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
; **** "BBB@ HHHH **** "BBB@ HHHH __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>ny20005581x2_ex99-1slide1.jpg
<TEXT>
begin 644 ny20005581x2_ex99-1slide1.jpg
M_]C_X18I17AI9@  34T *@    @ !P$2  ,    !  $   $:  4    !
M8@$;  4    !    :@$H  ,    !  (   $Q  (    ?    <@$R  (    4
M    D8=I  0    !    J    -0 +<;    G$  MQL   "<0061O8F4@4&AO
M=&]S:&]P(#(T+C @*%=I;F1O=W,I #(P,C(Z,3(Z,#4@,38Z,SDZ-30
M  .@ 0 #     0 !  "@ @ $     0   R"@ P $     0   _$
M!@$#  ,    !  8   $:  4    !   !(@$;  4    !   !*@$H  ,    !
M  (   (!  0    !   !,@("  0    !   4[P        !(     0   $@
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M' (   (    X0DE-!"4      !#-S_I]J,>^"05P=JZO!<-..$))300Z
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M8F]O;       0W)N0V)O;VP      $-N=$-B;V]L      !,8FQS8F]O;
M    3F=T=F)O;VP      $5M;$1B;V]L      !);G1R8F]O;       0F-K
M9T]B:F,    !        4D="0P    ,     4F0@(&1O=6) ;^
M  !'<FX@9&]U8D!OX            $)L("!D;W5B0&_@            0G)D
M5%5N=$8C4FQT                0FQD(%5N=$8C4FQT
M4G-L=%5N=$8C4'AL0'+            *=F5C=&]R1&%T86)O;VP!     %!G
M4'-E;G5M     %!G4',     4&=00P    !,969T56YT1B-2;'0
M      !4;W @56YT1B-2;'0               !38VP@56YT1B-0<F- 60
M         !!C<F]P5VAE;E!R:6YT:6YG8F]O;      .8W)O<%)E8W1";W1T
M;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG          UC<F]P4F5C
M=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG       X0DE- ^T
M     ! !+     $  0$L     0 !.$))300F       .             #^
M   X0DE-! T       0   !:.$))3009       $    'CA"24T#\P
M"0           0 X0DE-)Q        H  0         !.$))30/U      !(
M "]F9@ ! &QF9@ &       ! "]F9@ ! *&9F@ &       ! #(    ! %H
M   &       ! #4    ! "T    &       !.$))30/X      !P  #_____
M________________________ ^@     ____________________________
M_P/H     /____________________________\#Z     #_____________
M________________ ^@  #A"24T$         @  .$))300"       "   X
M0DE-!#        $! #A"24T$+0      !@ !     CA"24T$"       $
M  $   )    "0      X0DE-!$0      !     "   "0    D      .$))
M300>       $     #A"24T$&@     #RP    8              _$   ,@
M    2P!- %8 0@ @ $8 20!. $$ 3@!# $D 00!, "  0P!/ %( 4  N %\
M00!5 %0 3P!? %8 7P!0 %( 6 !9 %\ -0 U #, .  Q #  +0!2 &4 <0!U
M &4 <P!T ", (  V #8 ,@ P #8 (  M "  00!5 "  1@!) $X 00!, %\
M10!7 $\ +0 V #< .0 U "T ,0    $                          0
M           #(    _$                      0
M       0     0       &YU;&P    "    !F)O=6YD<T]B:F,    !
M    4F-T,0    0     5&]P(&QO;F<          $QE9G1L;VYG
M  !"=&]M;&]N9P   _$     4F=H=&QO;F<   ,@    !G-L:6-E<U9L3',
M   !3V)J8P    $       5S;&EC90   !(    '<VQI8V5)1&QO;F<
M    !V=R;W5P241L;VYG          9O<FEG:6YE;G5M    #$53;&EC94]R
M:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E;G5M    "D53;&EC951Y
M<&4     26UG(     9B;W5N9'-/8FIC     0       %)C=#$    $
M %1O<"!L;VYG          !,969T;&]N9P          0G1O;6QO;F<   /Q
M     %)G:'1L;VYG   #(     -U<FQ415A4     0       &YU;&Q415A4
M     0       $US9V5415A4     0      !F%L=%1A9U1%6%0    !
M   .8V5L;%1E>'1)<TA434QB;V]L 0    AC96QL5&5X=%1%6%0    !
M   ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(;W)Z06QI9VX    '9&5F875L
M=     EV97)T06QI9VYE;G5M    #T53;&EC959E<G1!;&EG;@    =D969A
M=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%4VQI8V5"1T-O;&]R5'EP90
M  !.;VYE    "71O<$]U='-E=&QO;F<         "FQE9G1/=71S971L;VYG
M          QB;W1T;VU/=71S971L;VYG          MR:6=H=$]U='-E=&QO
M;F<      #A"24T$*       #     (_\        #A"24T$%       !
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M2^S+I8T-#BYUC0 TN](/U=]'U?T?]=4^OM!IIEK70\NA[@ULAKH+]W^#_?\
MI_\ %K-L=M87@O\ LM37@@NKDM=9ZCS6_6VO],ZFNYGJ54,_1^A7_.I*=\]0
MP&O+'9-0>.6E[0>=O$_O)W9V$T.<[(J#6NV.)>T ./YCM?IKG&G+K@,^GZCJ
M[K/!U</]3],W_!765,KV?H-]7_#?I!9'HM9Z=;=C'>FZLOL:YWIR6/\ M O^
MT?T>_P!3U'T_IO\ 0V>@DIZRJZJYN^E[;&21N80X2-'"6H>1<^I]+6BN+7[7
M>H\L,03^A;LL]:S_ (/=5_75'HYR766V6"WT;)?6Y_H[7 G8UQ]$^KZVRO\
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M.P\E] 'V6QC-S;*ZAN+F$BX[7.+6;_;^@M9:_P!/]8]79O4C@Y?JM?5C$FD
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M ', : !O '     4 $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P "
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M4%)/1DE,10 ! 0  #$A,:6YO A   &UN=')21T(@6%E:( ?.  ( "0 & #$
M &%C<W!-4T94     $E%0R!S4D="               !  #VU@ !     -,M
M2% @(
M        $6-P<G0   %0    ,V1E<V,   &$    ;'=T<'0   'P    %&)K
M<'0   ($    %')865H   (8    %&=865H   (L    %&)865H   )
M%&1M;F0   )4    <&1M9&0   +$    B'9U960   -,    AG9I97<   /4
M    )&QU;6D   /X    %&UE87,   0,    )'1E8V@   0P    #')44D,
M  0\   (#&=44D,   0\   (#&)44D,   0\   (#'1E>'0     0V]P>7)I
M9VAT("AC*2 Q.3DX($AE=VQE='0M4&%C:V%R9"!#;VUP86YY  !D97-C
M     !)S4D="($E%0S8Q.38V+3(N,0              $G-21T(@245#-C$Y
M-C8M,BXQ
M              !865H@        \U$  0    $6S%A96B
M        6%E:(        &^B   X]0   Y!865H@        8ID  +>%   8
MVEA96B         DH   #X0  +;/9&5S8P         6245#(&AT=' Z+R]W
M=W<N:65C+F-H               6245#(&AT=' Z+R]W=W<N:65C+F-H
M                                                         &1E
M<V,         +DE%0R V,3DV-BTR+C$@1&5F875L="!21T(@8V]L;W5R('-P
M86-E("T@<U)'0@              +DE%0R V,3DV-BTR+C$@1&5F875L="!2
M1T(@8V]L;W5R('-P86-E("T@<U)'0@                            !D
M97-C         "Q2969E<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@245#
M-C$Y-C8M,BXQ               L4F5F97)E;F-E(%9I97=I;F<@0V]N9&ET
M:6]N(&EN($E%0S8Q.38V+3(N,0
M=FEE=P      $Z3^ !1?+@ 0SQ0  ^W,  03"P #7)X    !6%E:(
M3 E6 %    !7'^=M96%S          $                        "CP
M  )S:6<@     $-25"!C=7)V        !      %  H #P 4 !D '@ C "@
M+0 R #< .P!  $4 2@!/ %0 60!> &, : !M '( =P!\ ($ A@"+ )  E0":
M )\ I "I *X L@"W +P P0#& ,L T #5 -L X #E .L \ #V /L! 0$' 0T!
M$P$9 1\!)0$K 3(!. $^ 44!3 %2 5D!8 %G 6X!=0%\ 8,!BP&2 9H!H0&I
M ;$!N0'! <D!T0'9 >$!Z0'R ?H" P(, A0"'0(F B\". )! DL"5 )= F<"
M<0)Z H0"C@*8 J("K *V L$"RP+5 N "ZP+U P #"P,6 R$#+0,X T,#3P-:
M V8#<@-^ XH#E@.B ZX#N@/' ],#X /L _D$!@03!" $+00[!$@$501C!'$$
M?@2,!)H$J 2V!,0$TP3A!/ $_@4-!1P%*P4Z!4D%6 5G!7<%A@66!:8%M07%
M!=4%Y07V!@8&%@8G!C<&2 99!FH&>P:,!IT&KP; !M$&XP;U!P<'&0<K!ST'
M3P=A!W0'A@>9!ZP'OP?2!^4'^ @+"!\(,@A&"%H(;@B"")8(J@B^"-((YPC[
M"1 ))0DZ"4\)9 EY"8\)I FZ"<\)Y0G["A$*)PH]"E0*:@J!"I@*K@K%"MP*
M\PL+"R(+.0M1"VD+@ N8"[ +R OA"_D,$@PJ#$,,7 QU#(X,IPS #-D,\PT-
M#28-0 U:#70-C@VI#<,-W@WX#A,.+@Y)#F0.?PZ;#K8.T@[N#PD/)0]!#UX/
M>@^6#[,/SP_L$ D0)A!#$&$0?A";$+D0UQ#U$1,1,1%/$6T1C!&J$<D1Z!('
M$B8211)D$H02HQ+#$N,3 Q,C$T,38Q.#$Z03Q1/E% 84)Q1)%&H4BQ2M%,X4
M\!42%3055A5X%9L5O17@%@,6)A9)%FP6CQ:R%M86^A<=%T$791>)%ZX7TA?W
M&!L80!AE&(H8KQC5&/H9(!E%&6L9D1FW&=T:!!HJ&E$:=QJ>&L4:[!L4&SL;
M8QN*&[(;VAP"'"H<4AQ['*,<S!SU'1X=1QUP'9D=PQWL'A8>0!YJ'I0>OA[I
M'Q,?/A]I'Y0?OQ_J(!4@02!L()@@Q"#P(1PA2"%U(:$ASB'[(B<B52*"(J\B
MW2,*(S@C9B.4(\(C\"0?)$TD?"2K)-HE"24X)6@EER7')?<F)R97)H<FMR;H
M)Q@G22=Z)ZLGW"@-*#\H<2BB*-0I!BDX*6LIG2G0*@(J-2IH*ILJSRL"*S8K
M:2N=*]$L!2PY+&XLHBS7+0PM02UV+:LMX2X6+DPN@BZW+NXO)"]:+Y$OQR_^
M,#4P;#"D,-LQ$C%*,8(QNC'R,BHR8S*;,M0S#3-&,W\SN#/Q-"LT932>--@U
M$S5--8<UPC7]-C<V<C:N-NDW)#=@-YPWUS@4.% XC#C(.04Y0CE_.;PY^3HV
M.G0ZLCKO.RT[:SNJ.^@\)SQE/*0\XSTB/6$]H3W@/B ^8#Z@/N _(3]A/Z(_
MXD C0&1 ID#G02E!:D&L0>Y",$)R0K5"]T,Z0WU#P$0#1$=$BD3.11)%546:
M1=Y&(D9G1JM&\$<U1WM'P$@%2$M(D4C721U)8TFI2?!*-TI]2L1+#$M32YI+
MXDPJ3'),NDT"34I-DTW<3B5.;DZW3P!/24^33]U0)U!Q4+M1!E%049M1YE(Q
M4GQ2QU,34U]3JE/V5$)4CU3;52A5=57"5@]67%:I5O=71%>25^!8+UA]6,M9
M&EEI6;A:!UI66J9:]5M%6Y5;Y5PU7(9<UETG77A=R5X:7FQ>O5\/7V%?LV %
M8%=@JF#\84]AHF'U8DEBG&+P8T-CEV/K9$!DE&3I93UEDF7G9CUFDF;H9SUG
MDV?I:#]HEFCL:4-IFFGQ:DAJGVKW:T]KIVO_;%=LKVT(;6!MN6X2;FMNQ&\>
M;WAOT7 K<(9PX'$Z<95Q\')+<J9S 7-=<[AT%'1P=,QU*'6%=>%V/G:;=OAW
M5G>S>!%X;GC,>2IYB7GG>D9ZI7L$>V-[PGPA?(%\X7U!?:%^ 7YB?L)_(W^$
M?^6 1X"H@0J!:X'-@C""DH+T@U>#NH0=A("$XX5'A:N&#H9RAM>'.X>?B 2(
M:8C.B3.)F8G^BF2*RHLPBY:+_(QCC,J-,8V8C?^.9H[.CS:/GI &D&Z0UI$_
MD:B2$9)ZDN.339.VE""4BI3TE5^5R98TEI^7"I=UE^"83)BXF229D)G\FFB:
MU9M"FZ^<')R)G/>=9)W2GD">KI\=GXN?^J!IH-BA1Z&VHB:BEJ,&HW:CYJ16
MI,>E.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL"JW6KZ:Q<K-"M1*VXKBVN
MH:\6KXNP +!UL.JQ8+'6LDNRPK,XLZZT);2<M1.UBK8!MGFV\+=HM^"X6;C1
MN4JYPKH[NK6[+KNGO"&\F[T5O8^^"KZ$OO^_>K_UP'# [,%GP>/"7\+;PUC#
MU,11Q,[%2\7(QD;&P\=!Q[_(/<B\R3K)N<HXRK?+-LNVS#7,M<TUS;7.-LZV
MSS?/N- YT+K1/-&^TC_2P=-$T\;42=3+U4[5T=95UMC77-?@V&38Z-ELV?':
M=MK[VX#<!=R*W1#=EMX<WJ+?*=^OX#;@O>%$X<SB4^+;XV/CZ^1SY/SEA.8-
MYI;G'^>IZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH[K3O0._,\%CPY?%R\?_R
MC/,9\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?ZY_MW_ ?\F/TI_;K^2_[<
M_VW____N "%!9&]B90!D0     $# ! # @,&                _]L A  !
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! @("
M @(" @(" @(# P,# P,# P,# 0$! 0$! 0$! 0$" @$" @,# P,# P,# P,#
M P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P/_P@ 1" /Q
M R # 1$  A$! Q$!_\0 \P !  ,  P$! 0$!          <("04&"@0# @L!
M 0$! 0$!                 0(#!!   @(! @0% P($!0(%!0$ !P@&"04
M! $" PHT%A<W&1! &%!@(# 1$A,5-CD:(36 T$$S%'"P,2(Z.!$  00#   "
M!04*"P0&!@<)!@,$!0<! @@ "1$2$Q05U)46%S<0(;*S-3:7&)@Y($!08")S
M='75=M<Q(Y;6)"6V=[=Y,$$R.-@*46&T)G@9F3JP<C.U)\>X*!(  @(" 0$'
M P4           $1 B$Q01(08%%A<2(R((#0,/#1 Q/_V@ , P$! A$#$0
M /?P      "L9BN<@ #BCT(G>
M           >74O2  =<(J/0R
M          #S!EX@".#Q[GKX.@GHO               *&F.P!LZ7>
M                     !Y7"/CS)'IP/*09'FD1[KST;@
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MD9*+M=8B^%S5V:CXX"WNR=PB<[)22D\U:]FLMUK6QBTW.";+L3*@
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M60[4?.;N$]@        %8#S&$>GH>*:F+!U XPMJ6!+E&61)Q(!UD[B>IT
M          I88F&DIF&:)%3BAI:HNF4L-D#" D(CDVV,0RSYHN8<'S&QADT<
MJ?H=.)"-HS$LV'//V>DHP#.ZGSG-&VYYRB8#@3T &5QZ+         5L/)B;
MBD+F4A)9Q)#QZ&3#TBXJV>NHM,?>=O);            ,[C#,ELA4XHT\) ,
MQ304S"/0L59,K32@B,T=//<<<24;,&3!T8UB(O(N*HGV%F3ZR[YC&=J-HS)(
MC T2,X"[I3P[(6#/0*        "I!Y\"=RGQPIIR6=,@ST-F!1'9:8]#9VT
M            %)3 (T#(@)$*6%^3-,[$;'&/AK69!GQ'VFA!70G$S\-13)8V
M@,GBZ)08[ :4F99J&9Z'P''''%LCKI<HQR/J-D#+XTG-D@        1"5K.C
MG.'4"RI(A7<EXALC8G<N(              4[, 28"EII:4S+/$OE-2IIH^6
M.,ISE2P!7\TJ,_C]">RGQ:,JX3J2D0::XFG8    !U [>
M               52*FD!%UREA9LH\2>=8+R']$<G03C"&2S)6\XPY\K07,(
MF.YG5SLAU0ZF3$6!(U.K&=9>HC<E<_DCDZ.>F\
M        %/B@Q:$HP6].YF<1:(^0@(TV*O$"G!'<B%SI!V0_(B@[>=D/I(H+
MJ%+RT9$!4DN21V2\<V"KQ/YRYTTWT(*+ DQ
M    $!&3A<PIB5R-#C,<L@7;* &E1F\1<?67\*L%V"NI;TRP+('VD?G.%JC/
M$T8*1'?CH9.I]9 A%Q+9T8OV9T%DSMY\)LR
M    4,,4CE"%#NIHZ5@.G%QCDS.(_HF@M03,8L&WQC@:I&>97<F T)*=%J"O
MYVT@X^\M@9^'4#FC;@P2-8"J9 1;4[V=?-^@
M    #.XQ].B Y4G<](0
M     ,^#&DXLO$90%U2)R,2I!MX7W,OC(DT=,_31\I$<<;TFPH
M                             !7$R-+9&=I=LJ03\04=F.1.Q%;SNIVH
MD8ZV?T0R2$2T6!.LDZF?QRY;<K(?T?R<F?@:)F<ARI_)<@ZP4G+#$>EJ"\8
M                           !GR9I$G$0%H2@1;<_<G0@\[84Q+F'VD.G
M5RYA1P[Z3R00?N2J042$0V=U/F. (L+BG8CJ9PYW$[J<X5=)D.F$W&M
M                        !GT99G2"PA<XJ,=*/J.TD7$E$C%H#NI4@E4F
M8@8BXEHA GLZZ5H-'RD194Y,K,<J2>=&)]*?%KBFY:8B$FDA0M,7L
M                      *T&-IU,NH1R2J5()>.@@TN+M@
M                              &<9Y[3NY8@RC-&C%0D\]IQ;\
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M+I@                            '0R$2:B/P3 =@
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M               !T$QR-)3/8[(:RF99PITPMB?(53.\EERAY?DIN:.&=9.)
M]97\TN,J2TI_1&I\!<@S5-1"D)9<JB3><<0^74+9@
M           & )<X@0^ T'*O&>)\YHH5@.K'>2R9EB7W*0&QYG63B1800;+&
M-I?0@ ATF\T0,6#:4RB+A$/G$'X%;#2HU4                  !CH3<1R2
MR5W+ '%%821#L!"YHD9RE["FYV(G4J869*XG]%OR_H(7*<%HRKA8 B,Y4[D0
MH6C*N%HRKA94KP2$?V1J61*REIBK):,JX3,=7.")A*^EHRKA:,JX3Z10<@=W
M(2+1E7"T95PLJ5X) /W(S+)E8RT95PM&5<)F.KG $S%>BT95PM&5<)](J/N.
M[D)%HRKA9XK"6:*U$JG%'5##TC@T>.6*'':2\)C4:.D?F?QZ#S ,WP,K#^SN
M15LLJ5C.WEA3U*G[G'G7SFCA3E#X3^SZ#CCFCA3FCA3F#B3ZP?(<L<.<T<*<
MT<*<@?B?D<@<4<T<*<T<*<H?"?V?0<<<T<*<T<*<P<2?4?T?&<N<,<T<*<T<
M*<@?B?D<@<4<T<*<T<*<H?"?V?0<<<T<*<R<,<P<0?:?P9:F>9T\DHOV8^'4
MB])&)SIGN;PE7ROYIH8UG$%SCLA_12,T")+-MC_H            !YS##8[(
M<B>\<_S CO9/QVP_T!SQ9E#S/P]3)Z53P8'HB)J/+02\3N1@>[8_RLR8#<T]
M81YQ3Q<&LI90]\I_GK'3"C!(A=(_T+3_ #RC-D]4AJ">%PTH(=.S'O2);!54
MC<DHJ(7..C$"%F2+#GCJA9,Z^55+0G4#JIV\ZH2:0N<"7H), .'/R
M      /G/H!_)\Q]8   /G/H  !\1]H   /G/H                  !]Y]
MP(@.).0                                               (S+6GZ
M$!D['[                                               $#$X'TD
M!D['[                                            @ ^< $X'+D#
M$X'TD!D['[                                            \K9PH!
MFT>ETV&(&)P/I(#)V/V
M    !B =Y-AB!B<#Z2 R=C]@
M         8@'>388@8G ^D@,G8_8
M             &(!WDV&(&)P/I(#)V/V
M                 !D"=P-3B!B<#Z2 R=C]@
M                       "!B<#Z2 R=C]C$4P./0N85%A26"Y)S1F>6**@
M$V'<2\)T0S:(&(.+:G23T<&/1=DX<SI-%BEI@"?Z29V0
M                @8G ^D@,G8_8SB,I3=PR/..+!'"G52_I4XZ <V<4=7-=
MB?0 ".3GCM      //<6?-<BNIA&=U.YF@Y7<I*<R=$/3<?:
M           0,3@?20&3L?L5Y*HE_P J 240R2>9YEM202EI8@ZJ3@303F
M       5&.MEW2$#%(MJ<V7/.M%*S]C\36D^T
M@8G ^D@,G8_8@HG4Z^=3), (*)U(S),(S),(()W!T0_ CTL(0F38 "/20B,S
MA2%2Z  *,G630P Q^-$"<05$($--@                       "!B<#Z2
MR=C]B@!<@KF>7@Y@OP0X;KF&1P)K&>? E4O4?L7L,H3T!'G(+]$+E#252BY<
M0V<*LF19ZCR-SSPGLE.>!AL<<;M 'F7-+33L&,)#)Z!
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MY$Z8?67'*!'4SZB3R)"9CDRO9<$IP?P65.*.KDW%2#OASP(E([-+B]@
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M6$*+D8'H-,S2@ILB?2<.9+'Z%PB$#:,Q+)7.G$(FNAAL6]*<GK/)[
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MF86G?"/S?X\YA<HMF5N+9D,D['3RQ!$)74V8,ASDSGB&SH98TU:
M   /),3>1H=U)W)@.P%B#/4F8@0[,=D,]B?SG"5RN9H&=9(R)K(;*U%BC:DD
M0        $#$X'TD!D['[ %$2OYGD6((_-ECH);L[
M #SOGYD9'3BU!*YFX3$9M%OS6$H >AXP>-""C)7,LF:'%?2HAHH9J%IR;3L!
MHH        "!B<#Z2 R=C]@                        #S&%HC+DT?-)C
M%XUV,B2ZIWLH\53+RE;S=4SV.E'5C;(\]QF$74/029"G>2*#TQ'8@
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MD0B(OT5)(9-E##8[^=X+SE(C:4P6+OFZQPQS(
M         (&)P/I(#)V/V *(D2&+A^AJ&9O'H3,5".3T"F69? QC,ZS1TU\,
M@CF"3"^!5HS5-K3$XFHC4]=P                                (&)P
M/I(#)V/V *%F-Y]Y9TJF:X&,IHH8/EJB<#.4V3.^&31<XK,;*%<"42D!8XGP
MP:-SRCA^9L>7(                               ! Q.!]) 9.Q^P!QA
MYBBXI04^(UE,/S1@T=,@B6B-C=HQV*^'H"/+"=I-N"F!RA;8R_-/#5(
M                            $#$X'TD!D['[ $('GF.1.%.R'2#<DS8.
M;/@(W/S-;3MISQ/)T@ZL=^(P.P'WG6SL1*H
M        (&)P/I(#)V/V (J,_"72/SE#N))!^!48G<CXO2= )N.P
M                               @8G ^D@,G8_8
M                              @8G ^D@,G8_8
M                             @8G ^D@,G8_8
M                            @8G SM/Z-$S]@
M                           "!B<#,LX<U//V
M                           (&)P,RSAS4\_8
M                           @8G J =6+UG[
M                          $#$X&/!-AH\?L
M                          0,3@?20&3L?L
M                         0,3@5 .!+P'[& Y6(Z@=G-6#/DKX:Z%""%3
MZC34BHFXK(5H-?S/DR-+S%[BT)@@=U(Y-%S]"[YB&7A,ZS1 TN/(F:"F])@P
M=?+Q&>IL&9;GK"                         ! Q.!GT0L:XG[&$I1,D(L
M 4,/4R8I%7CN9SI_)NH9<&&Q?8GXKZ7P,X"=S>,SD)3*MF6A8,])IYJ#XBPQ
M7,MZ:\%#2N15@Z<:_%(B CT&GGE)D/3J                         0,3
M@9?G_34(_8SX*=DD%Z#&<V+*=$/FP97(HP=]+=F:A*I^A<@IB?@?$?F63(;/
M@++D7$6%IBHQ-Y7<_8X8NL?$1V3>9TG;")B[9=(R:)++L%Q@
M           "!B<## G\U3/V,^BFIW\TU/+0>ALKJ59+)D?G3C]26R"B32Q!
M!1$)$A,1\!V(YLN49\'8BOI=TCDX@Y,ZL7],A30HE C<KF2(5D)*-2C"\UT+
M3$S                        $#$X&"Y+AL>?L4 *Q'&&R9GD2Z==(*.LG
MYGT$\D:G:B(#70\[1J"4^.#/E+6$.FL9E(=;.B&A)T H0:E'#DZE'"VAWPH
M?$<J<P='+R%1#58                         @8G Q9)+-7C]CS^E.2W)
M7<D([>5[-CSS_G7S?(HN3 4U)(.YG<2G)K<9S&B!1,B ]'I+P
M                       (&)P//Z38;,G[
M                       $#$X&#9*ALF?L06<H           "*B50 #J!
M8\       AL_0           $5$J@ '02SP      ! Q.!]) 9.Q^Q#Y,
M         (?)@  (?)@       (?)@           !#Y,  !#Y,       !
MQ.!]) 9.Q^Q#Y,            (?)@  (?)@       (?)@           !#
MY,  !#Y,       ! Q.!]) 9.Q^Q4HH:           #IAW,  F\TX
M (-,R@           =,.Y@ ';37H       @8G ^D@,G8_8S ,W"K)^Y)Q,!
M-!1X[Z4#/J--")C,LN,=.)Y.F&71O 9;$NGM0 ,$C'@[>>R<YX         \
M>9W$Z@2N?N3":#&-);DH$;'GFL+GFCQ2(]:8   !EP>;LF,]1)9\
M$#$X'TG1"+SZ@"I!;< $$$[@     $&$Y@            %2"VX (R)-   (
MU)*               .$+-G_ $
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MPY.;CK_#YM?X?-_7CP_IQX?^UKAR?].//_3A^SN/4_KK_$Y?Z<.?^G)S\_\
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MJ<\#26;'80=79W3M^/2)(;KFFFF.="ULGIE6VJ[XM<2)EB+RW>RPN+5QSJS
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M1DT?B\\OLGL7P/1NQ+.-+:>VFSMN%EQ?<2X @8]MK/#8  O.+T(F*36GUF!
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MK)2B(%$A*<O)7,>TJ.0+:1CH+ (/2<RJ(O3 ;OHU%U\=#;RVJQ'R)UX%5\D
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M7Z] A?KT"%^O0(7Z] A?KT"%^O0(7Z] A?KT"%^O0(7Z] A?KT"%^O0(7Z]
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MMZ$(-_(9MLW2@#W!NPS)(_5&-]NMGX-MGPS*VD2#9?>ESDV_A]/[::7E2?\
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MBUWT51V2?.T%4]\;)+*:9QOG_P#9^^@OVE([_P"'OQ_^S]]!?M*1W_P]^/\
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M*#JP8EB,$XR3BL+LX]FCL3[1Q#A]'I[*:>]*LLM=?2JX3] I7'0G,W3T!U^
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M^=? B)7[TG70 $U+Y== <)5N/UF((6QF41@P<;D+[*9M6S!(82"WLE;8XSQ
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MEV4DT>N4U(D@*+NK]EV"!&?*]A4I?S&EF]GZ5B9\S2!(@3NIM,O(A"9L^O\
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MM,_,Q<F=BC%B"AK7J5H<U&=C0L5$5GU:PZAJ<,)QM_V!&!2\"&:ME!95H)1
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M_*/)%CAK(N5W>[4'7H36?&&S#I2/5CC2S[E/%)?7KUG QW0L@321K8D_*EA
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MB7/S]M7O4IHXHCHJLJ [7MNZ1^R)\AI$:&H0B)(VMY*6ER9VDP!7KR.;1\I
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M!MN7([2L8U,ZO%"'F>CG-?3$'*0]IU7$'+J=E%'\'/(;-$4,R*4#$)RI#%Q
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M_$:_=R[GJ&.B2PSE[J!WR#=P,KSHV\B/92C6678JZ+9=%UA4OU56BJSV/CA
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MR5D=7*D3JH]2-*#..)8-,\TB*7Q4Z43U,RF6A&3WKT)2/-U<?7:E%T:[F.;
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M4"J]Z,QKB:%<$:A?<+-A -667S/XJE,>Z;;>JXVUS4Q%0/?.T?QW'7CS[U*
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M[F4$[?@)P@E9VS9B;N Z-VH#UD55D?='NY%Q(+3I=.UJ4ENSM)6&E76%<WH
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MQ5;]%EM;11S<E1UR%+4E<]ZTQ8/8_?0<M7UH5H$DQ7&3-AT98721:."X97M
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M@"@7;3TPGJT=Z3"8PHVCID'"?,,#"@EO*O[2M51GGHKBB%FS8'L!MRJ?6!=
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M@#3*S>A&['FV6S7[.@*YYRN^\WPZ4,NDH]D-R@9"'DK*3;71N[AHQE(,)):
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M=E!C[2,+00WNL#'"L;D5&K=\FRFH24FFS^.=;LW:2N-%=-=LIJ:[>CT9QX&
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MPK;A8ZBS1]&[1\7BMWT/I!R<$\82>))111;&$/8*TQ0M]>=;P<04!QU9Y_%
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M7RSW1I<X:51]N#=ZBX=4$?/N;-UER^'D($@5S&:IX:/F&%?;8*(NH?-BX2F
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MN9_OV+_ =^&G]F0_%:_<T_S!&?B'WA#^I2_ U_F[VM5=- !?:5EEH*%MQ8!
M1^3*C D<QMNUY-/FL$/0S9W*2SMO$QKA?*2"6ZF4TMLXQGT>.&ZQMD(*:VL8
M/I2/C"P%-H.0&BP9D]IV=>?#9^ ED&LG$2.C9TGMN@NFFKIZV,;:XS][[F?[
M]B_P'?AI_9D/Q6OW-/\ ,$9^(?>$/ZE+\#7^<&?[]B_P'?AI_9D/Q6OW-/\
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M\R(*T&1TA8P"2IS.'],GYHYBX7$AL[9NW4LKOEQO(80ZOHXMD^7<3=K<=GU
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M (M!_1-&)E2^ >>]S#;S2K5I^%NHM("ZD?+(Q2!G&4* D4J*ZR%T]+PM_AH
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M;RLEK*'EV1*&7LZH)"VF?58Z3BL_(0T)* MC2O&DFG8EQC_)I=3]?UK9EI=
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M .CE S70!2!QU9%ELQ-E%#"=I^(D?4FGHLC7KN1:N856=UE$EF6M'@H[Q&2
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M<8]/W,_W[%_@._#3^S(?BM?N:?Y@C/Q#[PA_4I?@:_P+%$^G58%G16\4R(K
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MSZWLL.-?1A3P$#15VB;Q<5*/:UYXE7XC1UOQZ)+$6U2G$_'[^-<C]#WZ//\
M65+SGF2(G4Y(P4)*\@L3SG)!!R*#+XGJ23//92,W?T34?G4D9:LX1KH4V?#]
M_P#?UFS9*-\\$ <>'0$&V^RB(/MP59;IR1R+P^%O=)U9TW=1&(;?DNU[-OZ9
M:EU5T93C:RZ@AG-GD DA?X'Q:0\?+R0B[WN^-I3Z$10H7+K[*+5LN5NY)ILH
MV(6$<_?1J]"\\#ZT+..J;I"G:AG3^,$8\,>V7(U-7([7V#B<AV3R64;2,^G
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M2T<A*HX;1FV'+K1&S:IH*@HB[:GOLUZ[A>5*) @JSI6I.4I.\*<X1#P2R?0
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M]A6M@N$ARQ9Y/9PO$8:CV@1!.!(0 5X40&HE<$KY[M) 04M&PS)FH)!$CN+
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M;JYS/9B828)B%N[&%7+Y[HHHQZ/IRO:7#!1W8PA("9M7G"U@"I4:V$0AUQE
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MC^AR(:6LDIKA6BK">O>?9Q,E5'6LM(2+N#V54PS4U17U3Y!FZTJ$?)";J?K
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MPB:QEL\V@L;2>RN<V$LC4O.I14A9< C-%M?1O"1*3N+JM0S@CLD K:%:2CJ
MD2[HAH7"@.52<,?#\(01$C%04R[:RBC:/D%4+;8D9U5#RH[&=QN]FR,)SC8A
MK370)&5M*GJ/Z/1A,*5!/5OTQ828\2!\1+0<*Z(YR+@,,_B#9O&M/71".<N5
M[9$("$BOJX&!$#KCG.YJZJ@!:V^3[C5/Q[Z00IP;JRK(6URE^V;BVTBZBV9
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MMU5W$AL].0.:+;J)AP@D>=W-=11TWYVLP?Y_AN6M;]84V&U4#67SP7UU."$
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MXB7"RRO;%H*ZQU1XPAB!RC)NZ9N.<>Q&ONOLUY^/8)++M$-U7:)L,;V7=CH
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M]9Q-U$\/3P@[L&)A85:(&1F'#W*DBKB2U1:M; I2T*[N ">O9&-9F]6FHU8
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M<J+K**;;;9_F=G^_8O\  =^&G]F0_%:_<T_S!&?B'WA#^I2_ U_G!G^_8O\
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M[F)]&%+'^L0Y8MU=$&FOEPD]ZN;;.$J9[Y\QVGK&EB6@JN'(B=I@#JKM^O\
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M@7S%O&B8G'M$)>$<1\EA^S?KH<0\]\W@$+1?/A'TKU;S#U-0]\#DX2=,4K>
M%S)=/<$Z535\0/25E@!/-&;EA'3LU(N,F^Q,T+,RF)[#A3?7Q;YA;E<F]=\\
M8KOB8JY:W*L4_7]HWKKU/"=<GZ]BZ3=A]#0%/0-32E5\\L)@=Q/2HQ/94778
MN&BLJ]CHWQ;Y77U-]4'E2TE4@[<)G<XA5$-.!6\*;<P@?7H".Q XT.=K?=EI
MO2]D1;EFBJ+H,VTBKED_<LU\IZJ '1%7)2+8*L-M-JQ;.6E ><D&+D<)9D2F
M&:\Y69C85=SJ:$U N,(/X.=EXA^W]FX:.W#=5-7:'# <'Z9%2F:*ZJ%D(:P*
M] XU9O\ 7+SY>W3(//N78W:Q5&_ 7=8T$_W6RDNJ[2>R\8EAOMKN^58: -25
M1?,_9,[R?!=7UX%$J-'@4]8,$44**=$0@3 #I?>407;2?T(,V:"Y.I&IUQF7
M2=1[<E<.VRB6.:^EK%JB7IPMNFEZQLB4%9%Z'O8I^J; @Z5;%8-L(6!8ZK:N
M2968V<P2$V\9DJ,=LEK*L&3S"B&O\HY_OV+_  '?AI_9D/Q6O@'![R"+ L"^
M8NE0)G1=8Q72)#1P3=Y)TGTL.T&#!+ID.ED/*J3PB?[(R3V;9LW:D,-/)!PL
MB\31T;X=!X55<K2;NK[Q-JTL"KI.T":Z&XK9 Q,R6I/H/6@6O74R8BLSAVA(
MQSI1-BI[J\UT59,W&JS9-#^I2_ U^YS6(VL0$$5V1!#\@]IE8'<] C[I@!VA
M.J,OHY;A=3_N%;XK"TS.HLIQ@]8[W,"1SX[C#%HYD&>OJ=OJW8%$0!7,]YC,
M:(&^8N)[+CKQL#JZL>>N;[0@[3% 6!K<&Z+IFR 0/KZ*DF+L%14C6$"(Z%2$
MMJD[>JHG-<UZ4*719=H\HTN(DZY"ATZ+S)ISK7:(QT34^1VPS]H+)RAY7BG6
M4&5NY2$E-CV$>E,:ZE'"#G1IE%C4-9#:T6!LW95)+L" B*; FB"9.R*8+C@B
M-#.PILJ-3PH,R@A?2$M*3<C(2,D\=JJN%E-]]LYZ0Z,L7RY2 :G1CLJ"X;#Z
MTY_[0\P*^)2:/^8+KM7B^JGC&\PZJH"U^9*D%I.TS8=@T!Z!525!Y9H,,F3Q
M_*1 CM'070==B5<<TH\V!8">TTRAK)(Q47!)X*@PA"G!D<E*Y!+E(M6^)- >
MA8]02ABMZXRW1Q$,Y'?#-.A32M:OD3 "I&Q+%EZ]E9HNZ7!;+B[4B^A(NR+>
MBKZ0.RD4NLX-T>GJG9SA1"V@G)/=R^#2=R#;9XAKOB1L$8BWJTX&W$+3(NU8
MB':1R8/R9Y7_ %&$ NG-M=YAB$IL#G=J%$=O_!6=<1<E5K)PF1/VB23UB[<M
MW8I5]SD$/5W,?*]6Q"F(6%ZLL2DJXYWJRDHZY*NQ&$*H\6U4[,9"A#IC,H.6
MCIR;ET%JU]LI(IQJ&C6I;GL\A?S-PU_)C4>T=2E?=: [BM4P&U(6>KE[UY7K
M02&H"N@8'N2;CYH0D;HBF$#%SL@A*0ZR2[I-RIUA58H/$TO6%MO5:!O84':D
M[=,9FQ<.R.S G-#T9K&!TT>$PZ"E;0P03$*HW6C0Q[\77T9QRF[Q7:["$,HJ
MWK"**[K^C_,)9]%!=)=@6D%VS+7QRC:',^DR*#H97! +3/J\E!#,?BHI-)T@
M9/Y%^VAXQT0P,NHCQ;,I$;ND*RZ4K"#LBGJ\P8],]*CM>ACV+"-)-I%&)P*2
M155?.M4[F4)$Z/IJ,#0H51>LVN&\7HLDW\6X"U[545<A)1LB?AA.,%D]U=!M
MZIB#9]?E%'H]1$=91 /0XA3,R8:'L<HC6VJ ;@MC%7J6-9J+:.FMK5-T=$BC
M,FCW+SI:VH27'[]EZ\:RU=<*%M(NOCDV.Q\A4Z9-#<#1$QZ --U\07%FRT]K
M#J*:?$L"%^\KAYN[? LC<HY!']J2?4>UEYD+BCZ32L]P3YZAD\668_2L8I(%
M2BY6;2?:)#\0P3AG"<<IZJO4EN<^SCMD?2UMHU[=T:)UGU/8%B$!\YMB]4TA
M6E*96#2DP(@:1O"+LU]EO5T$X$W10V*)#.-WJ<LXP7'IU'%M\'MX\T2%PS,%
M6,+VL;A-@53;/+=A5S"6/L%5,T=TS#7)9/,T(0APP1*,V-@NV39>#BG7O*/N
MFG,W2O153&](.NU14CZ9T$2X*[=9:2"&:?Y+!.A&]B28\)PD 7<LQP5 UI'$
M#V:;IT\91<2WF_4?-,.GN.Z!EZ\^#R_0D484'U6.Q[#KXBBK.B#ZW#P#L:N:
M.AXAI,#\FV5Z&Z!G8<A0IY/'PJP"W9L^RVG'R.BC[LF"$IRQNKZ$Y&+NX:EK
MIK.=55;"$,737-=Y)5XYLH:<1VE)@ER$=. )? 0:QZ/J'&(&+D,M6;AM$JIH
M<XV$=U\8VM+2W2].<AH#\U$]G\^R5>S75Y-1J!37=W+A]904BC7)\&& U.QP
M]8K2.KVT=$HC1)WNBZ:O$^D0^KA25)+QB7M\@]K0[PC[  (V!>1W4XX97VI0
M/TOG!.O8'Z&]C5O&S[^9JG9#4=.=TY1%TT>RV7#T1L@3I*,$I*FE@HS'R/4R
MLV2<1<K4 _TK'#IC.:R!A)9,2AO'];V2ZE).5TD)$@DBAP_DU7K]%HX;\O7J
M(5O$=A4N1]44OQP836UT],<A6!7PKW49T:#+M).NXFOQDIN>K+('SL2(9D(,
M%804,A7$>^UWD&ZK3.W;P0.77&55>SD7H(*M*PV-1WZ=X=:<A]+I0]40%2A@
MQ]#5;CDZTZ)M)0*?J4S,-C>#*"1K'H2\41)0JK2IJJ<W"I:AR0-JUZ!,K:)Q
M/J@3;-BOG3K?I?I>LR2ZE)O:6C.9)&O.HYBQM(H=L69CR.66BG41+;SBK!37
MQ1_0OT]GK&K/ED9Z*IHVHV1@+MI:6)I[HMIS,>,FEL0$Q*5'8#<(6K^N63S
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MZLF'BJ#=YJ\F%D LHPS2RSL:.V2D&$CIHUD4M-6/EY=!A]')UE&1%?P_8%"
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M- O_  7Q]AU/_HT"_P#!?'V'4_\ HT"_\%\?8=3_ .C0+_P7Q]AU/_HT"_\
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M- O_  7Q]AU/_HT"_P#!?'V'4_\ HT"_\%\?8=3_ .C0+_P7Q]AU/_HT"_\
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M8XWL"Z^>K0BRHF*C:FEF0JSC*C.B,@C7^(H8>N\+N&N&>4V^^FRNBF4M%?\
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8UQC&NN,:ZXQ_LQKC'HQC'_U8QC^<O__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>ny20005581x2_ex99-1slide2.jpg
<TEXT>
begin 644 ny20005581x2_ex99-1slide2.jpg
M_]C_X1/"17AI9@  34T *@    @ !P$2  ,    !  $   $:  4    !
M8@$;  4    !    :@$H  ,    !  (   $Q  (    ?    <@$R  (    4
M    D8=I  0    !    J    -0 +<;    G$  MQL   "<0061O8F4@4&AO
M=&]S:&]P(#(T+C @*%=I;F1O=W,I #(P,C(Z,3(Z,#4@,38Z-# Z,#4
M  .@ 0 #     0 !  "@ @ $     0   R"@ P $     0   ]<
M!@$#  ,    !  8   $:  4    !   !(@$;  4    !   !*@$H  ,    !
M  (   (!  0    !   !,@("  0    !   2B         !(     0   $@
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M375^;,/=X^__  7[OT$Q2=) W9L?S=4P?SW<SI_@OW$Y=F:Q77^=$O=_UO\
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M=JZO!<-..$))300Z      #E    $     $       MP<FEN=$]U='!U=
M  4     4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0
M  ]P<FEN=%-I>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !
M       /<')I;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E
M '0 =0!P       *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I
M;'1I;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0     0
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M8VP@56YT1B-0<F- 60           !!C<F]P5VAE;E!R:6YT:6YG8F]O;
M   .8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG
M          UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L
M;VYG       X0DE- ^T      ! !+     $  0$L     0 !.$))300F
M   .             #^    X0DE-! T       0   !:.$))3009       $
M    'CA"24T#\P      "0           0 X0DE-)Q        H  0
M   !.$))30/U      !( "]F9@ ! &QF9@ &       ! "]F9@ ! *&9F@ &
M       ! #(    ! %H    &       ! #4    ! "T    &       !.$))
M30/X      !P  #_____________________________ ^@     ________
M_____________________P/H     /____________________________\#
MZ     #_____________________________ ^@  #A"24T$         @
M.$))300"       "   X0DE-!#        $! #A"24T$+0      !@ !
M CA"24T$"       $     $   )    "0      X0DE-!$0      !     "
M   "0    D      .$))300>       $     #A"24T$&@     #RP    8
M             ]<   ,@    2P!- %8 0@ @ $8 20!. $$ 3@!# $D 00!,
M "  0P!/ %( 4  N %\ 00!5 %0 3P!? %8 7P!0 %( 6 !9 %\ -0 U #,
M.  Q #  +0!2 &4 <0!U &4 <P!T ", (  V #8 ,@ P #8 (  M "  00!5
M "  1@!) $X 00!, %\ 10!7 $\ +0 V #< .0 U "T ,@    $
M                 0             #(    ]<
M 0                         0     0       &YU;&P    "    !F)O
M=6YD<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<
M $QE9G1L;VYG          !"=&]M;&]N9P   ]<     4F=H=&QO;F<   ,@
M    !G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(    '
M<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG:6YE
M;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E
M;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC     0
M     %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M    0G1O;6QO;F<   /7     %)G:'1L;VYG   #(     -U<FQ415A4
M 0       &YU;&Q415A4     0       $US9V5415A4     0      !F%L
M=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB;V]L 0    AC96QL
M5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(;W)Z
M06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M    #T53;&EC959E
M<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%4VQI
M8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E=&QO;F<
M"FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S971L;VYG
M  MR:6=H=$]U='-E=&QO;F<      #A"24T$*       #     (_\
M #A"24T$%       !     (X0DE-! P     $J0    !    @@   *    &(
M  #U    $H@ &  !_]C_[0 ,061O8F5?0TT  ?_N  Y!9&]B90!D@     '_
MVP"$  P(" @)" P)"0P1"PH+$14/# P/%1@3$Q43$Q@1# P,# P,$0P,# P,
M# P,# P,# P,# P,# P,# P,# P,# P!#0L+#0X-$ X.$!0.#@X4% X.#@X4
M$0P,# P,$1$,# P,# P1# P,# P,# P,# P,# P,# P,# P,# P,# P,#/_
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M'_GM[?4_G?IJ=6+BN?52^IEIKM98T.9T_:?5#?M&.UK#ZC/0]*KU[6?I;?\
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MWV/,_P"X]W_B9]#^;?\ SO\ W'^C_2/^ _G4DE/_V3A"24T$(0      5P
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M('-21T(               $  /;6  $     TRU(4" @
M                                               18W!R=    5
M   S9&5S8P   80   !L=W1P=    ?     48FMP=    @0    4<EA96@
M A@    49UA96@   BP    48EA96@   D     49&UN9    E0   !P9&UD
M9    L0   "(=G5E9    TP   "&=FEE=P   ]0    D;'5M:0   _@    4
M;65A<P  ! P    D=&5C:   !#     ,<E120P  !#P   @,9U120P  !#P
M  @,8E120P  !#P   @,=&5X=     !#;W!Y<FEG:'0@*&,I(#$Y.3@@2&5W
M;&5T="U086-K87)D($-O;7!A;GD  &1E<V,         $G-21T(@245#-C$Y
M-C8M,BXQ               2<U)'0B!)14,V,3DV-BTR+C$
M                                                     %A96B
M      #S40 !     1;,6%E:(                     !865H@
M;Z(  #CU   #D%A96B        !BF0  MX4  !C:6%E:(        "2@   /
MA   ML]D97-C         !9)14,@:'1T<#HO+W=W=RYI96,N8V@
M     !9)14,@:'1T<#HO+W=W=RYI96,N8V@
M                                    9&5S8P         N245#(#8Q
M.38V+3(N,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="
M       N245#(#8Q.38V+3(N,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@
M+2!S4D="                             &1E<V,         +%)E9F5R
M96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR+C$
M     "Q2969E<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@245#-C$Y-C8M
M,BXQ                                  !V:65W       3I/X %%\N
M !#/%  #[<P !!,+  -<G@    %865H@      !,"58 4    %<?YVUE87,
M         0                        */     G-I9R      0U)4(&-U
M<G8        $      4 "@ / !0 &0 > ", *  M #( -P [ $  10!* $\
M5 !9 %X 8P!H &T <@!W 'P @0"& (L D "5 )H GP"D *D K@"R +< O #!
M ,8 RP#0 -4 VP#@ .4 ZP#P /8 ^P$! 0<!#0$3 1D!'P$E 2L!,@$X 3X!
M10%, 5(!60%@ 6<!;@%U 7P!@P&+ 9(!F@&A :D!L0&Y <$!R0'1 =D!X0'I
M ?(!^@(# @P"% (= B8"+P(X D$"2P)4 ET"9P)Q GH"A *. I@"H@*L K8"
MP0++ M4"X +K O4#  ,+ Q8#(0,M S@#0P-/ UH#9@-R WX#B@.6 Z(#K@.Z
M \<#TP/@ ^P#^00&!!,$( 0M!#L$2 15!&,$<01^!(P$F@2H!+8$Q 33!.$$
M\ 3^!0T%' 4K!3H%2058!6<%=P6&!98%I@6U!<4%U07E!?8&!@86!B<&-P9(
M!ED&:@9[!HP&G0:O!L &T0;C!O4'!P<9!RL'/0=/!V$'= >&!YD'K >_!]('
MY0?X" L('P@R"$8(6@AN"(((E@BJ"+X(T@CG"/L)$ DE"3H)3PED"7D)CPFD
M";H)SPGE"?L*$0HG"CT*5 IJ"H$*F JN"L4*W KS"PL+(@LY"U$+:0N "Y@+
ML O("^$+^0P2#"H,0PQ<#'4,C@RG#, ,V0SS#0T-)@U #5H-= V.#:D-PPW>
M#?@.$PXN#DD.9 Y_#IL.M@[2#NX/"0\E#T$/7@]Z#Y8/LP_/#^P0"1 F$$,0
M81!^$)L0N1#7$/41$Q$Q$4\1;1&,$:H1R1'H$@<2)A)%$F02A!*C$L,2XQ,#
M$R,30Q-C$X,3I!/%$^44!A0G%$D4:A2+%*T4SA3P%1(5-!56%7@5FQ6]%> 6
M Q8F%DD6;!:/%K(6UA;Z%QT701=E%XD7KA?2%_<8&QA &&48BABO&-48^AD@
M&449:QF1&;<9W1H$&BH:41IW&IX:Q1KL&Q0;.QMC&XH;LAO:' (<*AQ2''L<
MHQS,'/4='AU''7 =F1W#'>P>%AY 'FH>E!Z^'ND?$Q\^'VD?E!^_'^H@%2!!
M(&P@F"#$(/ A'"%((74AH2'.(?LB)R)5(H(BKR+=(PHC."-F(Y0CPB/P)!\D
M321\)*LDVB4))3@E:"67)<<E]R8G)E<FAR:W)N@G&"=))WHGJR?<* TH/RAQ
M**(HU"D&*3@I:RF=*= J BHU*F@JFRK/*P(K-BMI*YTKT2P%+#DL;BRB+-<M
M#"U!+78MJRWA+A8N3"Z"+K<N[B\D+UHOD2_'+_XP-3!L,*0PVS$2,4HQ@C&Z
M,?(R*C)C,ILRU#,-,T8S?S.X,_$T*S1E-)XTV#43-4TUAS7"-?TV-S9R-JXV
MZ3<D-V WG#?7.!0X4#B,.,@Y!3E".7\YO#GY.C8Z=#JR.N\[+3MK.ZH[Z#PG
M/&4\I#SC/2(]83VA/> ^(#Y@/J ^X#\A/V$_HC_B0"- 9$"F0.=!*4%J0:Q!
M[D(P0G)"M4+W0SI#?4/ 1 -$1T2*1,Y%$D5519I%WD8B1F=&JT;P1S5'>T?
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M^_>*^!GXJ/DX^<?Z5_KG^W?\!_R8_2G]NOY+_MS_;?___^X (4%D;V)E &1
M     0, $ ," P8               #_VP"$  $! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$" @(" @(" @(" @,# P,# P,#
M P,! 0$! 0$! 0$! 0(" 0(" P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,# P,# P,# P,# P,# __" !$( ]<#( ,!$0 "$0$#$0'_Q #L
M  $  @,! 0$! 0          !P@&"0H%! ,""P$!  $% 0$!
M  0" P4&!P@!"1   @(! P,$ @$$ @(" P  !P@&"04 ! H#&!D"-SD:( %@
M4!46%T# $A01$Q!P-1$  00#  $!!@$(!@D# 0 3!@,$!0<! @@)$P 2%!46
M%Q&VUI?7&#AX.=4V=I9WMQ @8"$B(Y@9"E Q)$ T,C,E)D$U)W# 44)20[2U
M-RAY$@ " @$" P0'" (#       ! @,$!1$& !(3(3'1!R*3%-0UE3A@P$%1
M,B,5"&%S<9$6_]H # ,! 0(1 Q$   #OX
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M>Z8N8+LEG(];O0"6>/#,9)P(J/3/1,./Y*0&WT_8
M  UR%/C0@=#QJ5,=) />,4)8,?-CIKJ/B/S-MAJ5*!$L%M"@1<@V8&E0V=%5
M2J9[!XYF9NM.=<Z//;.N:J/:6NX9G;5@.;S/-E4Y;AKGB3Z9LT*377IT/T8O
MW(,;7:#DL^C?H#%8YE*.N?\ %SHGJPZ@
M    (])"        (8WJ-"._1 /SJ?I2'X7'[VP  MSQ?(^YCZP
M   *T&O$NT4E+4D"GKDDE<"Z92PNJ4J+FE/283^B&"YI2LNV4D+J%*RPQ@QC
MA8(JF7;*2%VBDI:<@T^XE K873*6%U"E9<TIZ3 ?J0L7.*5%V2DQ=4I46&,&
M,7+%%4"[920NT4E+3D''VDH%;"ZA2LN:4R+J%+B<CQ# BR15 NN4H+HE+BVY
M5TD\^PA8N,4R+EE-"Z)2XM&0B>B2 5Y-RQ]X
M
M               !AAS/&*@
M         %TC?8#E$-VI/X
M        !R3G9&9X<C1U4F>                  &JL_P \HW5E>3HJ.? K
MT;)2L1JW.GPPXU$G5V?R:X"JIKK)W.LXW,                   Y)3J#)7
M.1HZJ3/                  "*BF9+)!I9\]PKL846D*WGS'KDL%!#:65@(
MA+B$5%@B?P                  <DIU!DKG(T=5)G@                .
M4XKX8"65+&&K0VXG,4;3#$CYR83Z3=P<W)OW.7LW1E+3US"B[I4PP8\@M8=,
MQ9L                ')*=09*YR-'529X                #4\:A38&2(
M8810;,BEI(A_)'!E9S/G8J4[+LFM4F0KR71/L*FDX%<R0BRY9<LV
M        #DE.H,E<Y&CJI,\                 -9YH6/I+>E2B6BQ15<H4
M=Q!R-E;R:B8BR!2\O^:(3?$:CP3 0V>P=;):$                 Y)3J#)
M7.1HZJ3/                 #3L1,2R048H;!"C9*YB)L'-<Y)!%1+9>0IZ
M63*4%JB+RNY; ADF@V@@                 Y)3J#)7.1HZJ3/
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M'SW#;X:F#:"4.,^/M,#+$%4RU *%DV&T$U?&1%"2V!FI]I'IA1/I<(H8=!(
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M\H&:F/DEGME,RQI@IA!<$V&
M  Y)3J#)7.1HZJ3/  #E(+C%&2W9A1 !MK*T$2'KF!&R<VG'T
M                           ')*=09*YR-'529X
M                             <DIU!DKG(T=5)G@
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M%QU=GH@              Y)3J#)7.1HZJ3/
M                      #DE.H,E<Y&CJI,\
M                        .24Z@R5SD:.JDSP
M                          Y)3J#)7.1HZJ3/
M                           #DE.H,E<Y&CJI,\
M                             .24Z@RG9R\';,9X
M                               <DIU!E&3E^.X(SP
M                                 Y)3J#*,G+\=P1G@
M                                  !R2G4&4".<8[43/
M                                    #DE.H,JF<Y!U_&>
M                                      ')*=09*YR-'529X
M                                        <DIU!E=3D .Z0SP
M                                          Y)3J#-;1S*G=49X
M                                            <DIU!FLLYPCN,,\
M                                              .24Z@S6X<Z!VVF
M>                                               ')*=09H8-'YW
MA&>                                               ')*=09JB.>
M([E3/                                               #DE.H,U
M'-\=[9G@                                              !R2G4&
M:USG+.W<SP                                               Y)3
MJ#)7.1HZJ3/              # 3FD+:D9%9BSI;$KZ18;5C6L9$?L107J-=
M99@OR4@(F/,)Y*%&\XUIETBJ9BI/I!A^I)1;\J0:ZS8<;N@
M <DIU!DKG(T=5)G@             !'9S1D?&1&'$X%7BOY9$VL&D,MR6]*I
MEMRFY20Z4S12<[)U&%0C*3>J:;#<X4J*O$<GR%FRF9T'FF4@X]8[1P
M        <DIU!DKG(T=5)G@
M         !R2G4&2N<CIU,DD@
M           '(^=2))YK\.7XS\
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M;]6'R&8MJT+6@F7>1*RK1@81CH N/D2LJT%&%8\C+UY$K*M*8TS9G2<DI[[
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M7P K:[ H049#R,;$!(&7SY"-B5?) R5KMB9O=B$W0V,O;E(O>K-)NP$]M.M
M![D GE9L'/QR?;?+LUX!Z9F[(,@K?]"YG7Q/@;V-US0_BE%GMC_0G>I\7]V3
MB>N/'A=DSG5X]B4XT$&RDA>CB/.AQ[J^-C'HQQK4VCN#;.O@,.0D!&H"1PDS
M# TS F$-@!Z8P,M3)B:@Y3PU*,)1PIN!73/49V6R5KWQK[!=A8VB]$*;140/
M@AH$L5!&VXZ:=Y 9LW1HF[;S+U<;!--['W4J;##GF?;U/KWMS),^.RF4C@&$
MHX06/9H/<;A(A:1(90P!XL"V7K%BS%#Q.5%"J)KC_0N9U\3X&]C=<T/XI19[
M8_T.S=BXK%$98&X1\5 1PTWH6EY>?Q2ZD]$+),_>V_@T4K#VJ7"MBTR&7(EI
M_&(O;BCN8 H6G3.U'!L2+Y5'9T-#O$K+8I9XO[7O#O"VO&!L?&-BU?6[8Y9K
M<>0K+GT%D.MP+C:%%OVO>*PL;U:GANWFJ_A=3^1.:\6$7O66&K#/K:Q98:8[
M933,YC/M3>K9(6"GG[GK'UM*PDK[4%8>T4.?T/F=?$^!O8W7-#^*46>V/]#>
M^D93[ 32R/'90UD"#&*2U<B\=-7''2HU>N:<9-"9ILU?KO$2$3"C:M"8IE+G
M$H[%#D-X8>/2G1QFRN+82@<7\;Q_!-'VDA=#J8#ULU@X\@!5.>I-1(FJ*'9V
MDJ%CZ"%[Z2U'L#,$OKU#!"W@?X_")C(05^5B@RNWHCZD.NB.YR%\=)*(G E)
MJ261+S*SU(@L9%K2#54*2\F/]$YG7Q/@;V-US0_BE%GMC_S&!04K8VY2362V
MA(#,B];,X(9SM1;O3YZ%PDE[5J<#A&7O&L+@^.'EA]QF%,HWOHL#9)'4>L4G
M#QN^9[7W; 6_JA<R7/$JR4WHN 4VQ UUEC>=WM=UDQHA43#-C%O9S50+VA66
MQ9K%+Y:TOEO57EOK72C;DYS 6G1R]40\D8AYN NZV%C$?X_72;R["#NRP_*^
M+\9'KJO%GF X]B+-"8A,\@?O/L*D&+Z-WKJ16P<57G6_R](Z:S:]9#LV-]X%
MB$=]=2I#?]D+>(4IA\L4L76FZ!L)<*#%R%K)EJ4T'\@5MWU@TP>>ZC86;@:Z
MRQO.[T6W:W<SRNJHMWI\]"X?\SF=?$^!O8W7-#^*46>V/_,FB1"F=.V6*5%8
M,8MS5.81W7J06N,*5Y1Q,>.WC"+-XM5*J>## ZX]JKCF)XFIM<42BU"5<LLK
M'KKF-.@9D/50JNX(5YP&(T<+OBV9!7'R1H 'P&4>J(!,D,N.6BXPSO3HF4;I
M3-?Z/%N!464F@A7% 9%WZ.%R>EF;&*4L,P$99M;!DVBZ FEM>P5/NIQZ53PT
M'.Z6C-ADO E!*^ALR"[CPH8*& #O&P2 &SK.T@)U)*Z*^*FP57&0S1QZD4.;
M"KND@F64X'2@$$F\_22D5*LKM3/3JMQE68MTCKZ8Q/%*%DH'&;!7'R1H 'R"
M5$AD55_H+7&%*\HY_P SF=?$^!O8W7-#^*46>V/\?YG7Q/@;V-US0_BE%GMC
M_'^9U\3X&]C=<T/XI19[8_B6\2X&'LW%%J+=A+IQ_D+@20&-EFQ[>"_D+C2U
M)&3$=PQ*8[+K+?Y*]DO0^O:DQYW>4N#)A$3DB7)%J/8P6W4$>1X<:<D5:Y7F
M8#8<\)6=ATVT+*R;D'79GIN\Q#;O2VP?ZWEU&9( _B5PQ)SY*W5K#6EIJZW+
M,9G8-^X>P9>RMOEB=H!)0?TDF\POQF']"UB<"SH6W,VP:W57)-G]_-)O<@P9
M>52L=Z+2G.&U2+/W"DM-,+/GO<N%.?%K&G)RS!IE9[DF4;BQ.T DH/Z9G>.1
MX_AWCM7;#I!JTDL&P:1%C'6*M21F96YPVI5%>G9<R&#F\GN7*Y4E)%M6;<I=
M>TWT':!I^DL0*V*#%N#/3!=)%'+5MTOQ@>"UMQ ECB/:638P?0I=F5)O#1#>
M?UYVM+'7+F].,*J#K$@RL<SY;GP0#OZO@ENYZ.+M])&_)M430LDT.P%7(4 Y
M2,6_N?S M8UGK6'MW]:*Q.R5">T!XM*)H]DM=3/MTV;VE:QJS ?'D@7M8D+[
MX;7K9X_3):KDBH:<KO.OU=MM,Y>!+128J\'^F;T[ ]6A,8.#MUKR\]O]J1+4
MF/!>2Z5R>)FTZ@_(_$N9QM?#S3IV\+8$[X_K[7$2W/\ 6->'AUYG1ET9GSV6
M<;![PY8%OCY6GU[Z07TYW$K$GF*;>UAVRM:10K9 T3B!9X%XNT*8C65&KDX.
MW;#?CS.OB? WL;KFA_%*+/;'\9JIW^8/+/JG?\Y74!U_L6KV4=Q/Y,TGK6&H
M*7 IDQO3^2%\):U4SFM,L4,$()\"-$^HPD9IDY?7)BI=,]M4)B_6K@0K..XI
M$H1K!8>!GYR:VY*R;-K#5V[*C.$$JO&3&#,;VE_,P."A2GW  UAHW4/,( ;
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MO1G$/J5B<$Z\C#<PQ8<6*"6H2@ING8"X6/0]5X#:-/,SFYS:6R$_<*37M;_
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M-=3;"&IL3Q%"[/\ [3'95VW"M*PT#H2?P5D(WH.5BM;?Z_1Z.IZ%LXPL\$(
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M]84^\J?QE.12]:VK*N=R?5;E[FO8B'*0M%>%WK?L"IP8Y*Y>-5?)COA<-:Y
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MTD&@[ -.9X^IRL44$-RDZ'3B1*%26/6Q*T6H:/DKE%$D?:/0ZKZ]-" 5)$@
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MQ\*K^K3PX^%5_5IX<?"J_JT\./A5?U:>''PJOZM/#A(XT"QJ   -  .P #\
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MT9.:",;NZ67TB(?+Y7*BB31LIE)/J'GGM(CNQ2^JE%Z#L1J#7" <T.,#8I8
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M;DM6TNDB^=1LHG&KL=[LAE*UN^YI%N,]=D=-<[S-<FO$]@RM?3KX\EJZH.I
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MIDKR5X+L5U;E(U7BM<0>!OY#F8S<A:+YG<F.9A[\/\MPX^&^5J_$>GZJ'O\
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MYB<-J_NSGFKXD5F,2;MEH+.XRW3H;GY*1RR;Z.]EV[;9GA)?335793"FJ?\
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M.Q,;,D[GJWBZ2;#D4^?MVLA/.(YC;&7L@A#M%=W&Z"/_ #5=4\ZZ?\6<>PQ
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MQU12V<N=LZZX_P!VN/\ =_HJ3^.>I?\ )3HWVKC^P8A^3\=_Z-Y%/X5;2_\
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M>XO:5_?'0!1RY1593#/JU#HNNC,AD)((H2ZK[-EA!ESU.U$66'M%:S4*+O\
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M_45SC3&/8:OVNC?I^SYZKA<U".=0J_KL<676G+ ?8CV1=F@[S\,?3L&X$V!
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MSA5\0[AW\@HU5U9X8YPZSZRR#GE?NBU.8N7H7Q5]H]9,N6:F:B)E8+GM*O\
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MH'D/[@_:K[ZAB(C]POI3ZY^EO2GX:<^8?2?U*'_._>^4>EZ7S-G^'J>][_\
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M#E*1B!Y&1NTS6SDOD)0E5U$8P;8*,L3FCE5O&VSR#TG0,+S[T-6E75_>T.S
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M&O;Q!NC:R+H0>FW43%6%6=N K6&1)@@N1;96:8E8<?G6NVJB+Z,:JZ>[L/\
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MNUL1\V PJ"@!F=3E(6);R\@YA-%'3)A256\J<E;6+UG80-TR;VO05O7LPI&
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MV$ZWYN$P>!D.=I,Y H!TY1U:$!=I$2OI1,MLQ?*;:)\:<Q?0GU!^UQ^T1_\
MAO\ 5'RK[??82MXNP?ZM?3LE]5_5?S+X3_\ *$;\#[GJ_P#R/Q]/ MS=S[P^
M)&UBEEG]_@#>0/NK9"MP:#B>#KG%ZFE#$HG8;F:R)E@TLQ,DU<-6K6+?;QLE
MNV8[[N$5U9!M63+D;C+6T[9DN>; Z+O.M#SHB*K!K5,* 7O9/-NE=!)E#U19
MS2V;3/+6I<L;C[1TS%8A5A&(NG\E'8=Z::<ZQMH3?,EF]*LN,03I7HTPZ@[
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M91:'13AQ2+V:K^F8OH8INM3HO[$I%K2GXRGY71]O^-<[$>7^/@\16<_BK@C
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MN<_$WC45U%%F],,8CH@JUONPI9W4:35CJV7%("%<2SYZUC/44T33/^@-+[B
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M)"(9;-A]19.73.7V2@Z[)H@-A0A<%;[.U(Q +8)QZZK35&8D]U':33_5K/\
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MV=F -=[:N69PM#KL6$G$$>[:KK(M,;;1DVPD=-TD59/22;;ZJ(O&K5PGNEJ
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M9JR:+-5W!]$2?/W6XC4%7=F3_!=@=5E0'5C'G47Z%A[.D:ACH]]+LKHDK-5
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MR3=#W=TFV5<ZZ*1'0)/Q]7)Y4G&-U\[4BQJZP+A+!"S;COW%;0IW=%KSI'1
M?-5('-A"LT$8T2AXTR6;O9!=5677T223_P!'/=/6?^SV/</ ?D0Z?Z!7+AXP
MLA7I0NC:5[@Z(DQZH'5;:UU%5T.?&W2P<2#DP1,GBR@]A!E\CP[]=ZKPGRI9
MYOR0THGQQ$VIK5%HPVUI6"=="SM3U6=U+RY&7!0\H%UF,5@*"T2;8>FS:(/R
M1P4J,<-V:T3HONMIU.%!0YQSPA"7SQK95+$5+\FW7T:8<QWOT46E J2BERF5
M)FE/UZ#\V"X+B#E&D8Q$XPGF6C<C734D7C=IJV=>>GG(1@N1*ZA^EW/*-,]
M%$Q:]MELO1;^R?'10@E94[339MS\/MNAV2U=33MO#MY[:N<LI=-)VKLNCNJT
M]NM?'C4!;SRUX>[!N!T>R]QF9796.F*6!;&;ABEZ5^/U"PK&6KBUY>??"KG
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M=X\GM^2&C<H^=0HI)H6WZ@M"JX^"7'F.^/?_ /C[:+:XVV\@-S<\_P#D,_\
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M;@BOKL,F&VA%:V^3N7'7QE&!_/KR7VB/=B)"/0DW2+%QOJIJN\;(_P"K6?\
M&Y47^4?0'M3/^%%=_DA#_P"BI/XYZE_R4Z-]JX_L&(?D_'?ZW-OD7^[/R?\
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MTVW<2[I;%_Z<B>;S7GNL;\Z3M_IN5K/3QJT':VD.;7!-(2$QIJ8VC:Y"1O\
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MY;ZX<-7K?+?\6OK*<P< >/JGJDM;LOIJ#+;+WG^AYHDB*$I:E 5;=C-GMA(
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M)3(AT&+3*]TRH_5@K<^]DUW. 9PE'Q;1<E5E6L6N[T;/T'+A5/VZ=CQ7I_\
M\=#F,7I#JR\^>QL%[ONJ_:7O:=@*K*/ED.<N!B-MJ3CI0?G(YTFAK)H:M$7,
MDS>Z:-D=4L8S _5WR7ZL^2Q?U/\ 3GQWT]]0_ H?.OD/S/\ ^^7R7YEZOPOQ
M'_/]#W?4_P"+\?;@#E^O1BKID!ZKJKR '-ARYE"ED@80TMRGS<]N&O&X9(0A
ML/0L='3),VU0FM'T?(JN&.<Z-E&BO_.Q07E1C0'G]?H2U"H%@R$.?"UBJTTS
M:$]ZDE8OU(8>;VJV-V[A&!ATED<KD+C75YMMOMKNGG"6ODIC>+ZM\9I52?CX
MO,CK)R)W0SZ8@N@+(B8 <T,,-AF2&+#5JUZ1/H711+1P]VA&V'7NX]#.O_VW
M#5/^*OG^D)OJ3JWF*3ZWM5]U66ENU$<TU@(VG*T27LYS:M%Q\[/'NUPC$M&-
MG#'X9TFU0:.<QKC+W9)IUW8O2?$5% O4_-715&U%7Y]#PUI$G'G3PK<TKJCB
M>IN(=V8.6M)NQV/6;:K.-I?9MH\?IM7*3:1:OXUOX>Y&BJVY])+([6"HHPZ_
MC286LR6@:J:;WP.\SOEZT90MIC\B,M)&WH0Q:-OGKN<RV^"9([[.-\J**]PU
MT"]*_P#CU<PA/+G:_1'+P<+^02Y+YI6\C(5J$X>P8\>_)(>V'L00Q$K$91;K
MRK5"/;+S#1ZFDT1T2UU]K!\7_5XK1D-7/R:B@.J+VJ"-/T(1]TQ9U# =L)@A
M&5EIA-P$D,VI,R! S",I,(J17RR9MU-':JJRR59>7L&KWQ@?9+Y"_@[D""L3
MZM^Z?W3_ &N;!H&+4K(:B+:^DOM_])?2KEQF5)OF/S'YLIIKZ/P;?VEY/R):
M\=Z6O(E>7P/IQ;BZM:\UK%V-#KB-U*];RW4)-3S4D4D\+X9[;1^&/PON9RKZ
MN?8^\=/BII_E.</.;:U!K+ZMO;M6>LU&I0EU:T+@BKBM!L6I>18'SDDF1QTS
MD,2.NL@WWPX404:M=$/C%G0W+4[R)0/D!IKR74AP'TZROHA-Y_D 9&;SK*YC
ML0Z BRL2L$6+PROW>:V3=NG,B^E<1<,U=K[Z.%%--6MUD?3U_P#B4Z"'AR3!
M(2MIWQ56K9]KPT#,K-2M]8,3=<I8,]/,8N358JCZT$W8;IJ[);/MW.ONY;9]
MC'K[F >\?A3R%68I63$W@[ZB>C)SI!W9QY:& !?85C:]+0:L5P-LB302NF7<
MFWD--M'^V<*8PW3V\:=1^40C\7E:@7:9YUZM9=MU#+W<&UY6]34K1]/%M3J[
M'O0U@"D,'GA%:IQ(Q\KM(-I6-=L58Y!GZ#S97=3S>'_*COCN^*K\=45XY'W+
MUD#RY+: 5:"W6!(!"MT:V$85Q=+4<-4PN=G95C%8'EH/,<]9>B^R\416TV@P
MJ[>OO_'[NRM%08E*2*O_ !WW_<UD=0LMVC%HG#RC<4+3">@&XO%3DDV1F5UT
MOQ0U6UUTWPIOK^,9T%0,92<D?RU\U-4VBG0C(M>5;#PUA.YAG)3Y!N%F0--1
MZ,1EBFMNZP]V2;H84VW14_#&,=OUW8#GQ8]2G]!<+S?857W=X\CFW[EYFAI,
M>L(9!'-:W8ZFCY.:<2[_ "2Z.,:1TI$*-<Y;Z9RM\7C9%L<F75W_ (ZEDB;?
MGFV+QFZ)Y=O2^S'L!#<3H0PLD?@&U82MCR,:G)C1;'Q^A8U66QEE%H2&$W&B
MVB:N.8^C[$,?"3;(1=5JUB#DG&G.-I7BGY%8F-L$S5#U$M:G(;,,806GHW=/
M5SMESI)I:IKM_P 4\^M^.G67*7-H'XXA1CRI8@2 PE&=IW(645TQUC\\>QC6
M1F>?[#+SJM^<HWY@VE4)".83;S605B73=RS2E=U-VZ=J<3>,+GCD^!,>3ZPI
MLP[$LGN8ML.8 P*RKQ#,FPO18BASI-9>S))$1Z2Z#B806DHQT^8/D<:MDFR3
MET(2D]R5541UM2O=Q#R-V[1"N38U@G< )!3FQ%C#GHD%S1BM#_60W'N]8]W+
M8(VK%1HHON@[:Y245Z)D:+KP*O;ERNO#2Q\F=2X'XTG97"9',E8D<):AA=/,
MBB>&Q\.'V#U7$^V1'U):$<LG>RBZF6V[?(/%VL.>."UZ(LJGW-CS))Q5>KN,
MNWD>?U0D'<4$=/4!>=FNK=F7\R\;H0VST6'EH5I).4UL2#AMZ_PUY=?4@/5V
M4V56<K4K&!@[5B26<!G:)Y;P. 3&TO&B):#3ZZC:&)EU6V49-OC1SHGMOA33
M&R>WA6$ZM"Z[AX3O>5[9K?LH.+X8O4L_G^\>0JB!BV6KH1W2+81J+N<%Q*HL
MOK/Q4HY>#[M@KIHT55VWVWY<D*IK!KXWR_INU^$JHZ981!@J<S/7M/UL($4\
M+RA7D\< [P?(3N=S$Q"34>TW=HR#-=-VIHBYWSY#^0^E0:EQCF7E2M>KC&H+
M %8$\A[&+2+ET=&[(FQ<LFIJP288(';FL5Y1TJE$0;)UAUHU]-/.JF=,UY<T
MF%>.^GK>/_)"*\6.)^[AZ] 'G2NP0JI-C8FEA6A+*7W(DHBF/SK_  I*2NSM
M9HSATU,Y8;*Z^I[7_P!$KWKX$NKR<#L#FFN F+X3L[H&]8$0G+PL*4%G#J^V
M6]H14@/Q4K$Q:^\#NT?(K+N&+S.4E]$=M,<Z<*>5.I^+4T.TPZW)7F:\>'YN
MY=0W4WHT;0,CH /Q^\WSHHW=[C3I#=%X@BQ;Z.7C1%+XS*SC9F96.<2[8?"J
M_%"$W+YYY[_PD(+BD0\GB"7=>GKNI\-&Q+!9;?W<9S[NF?PQG/M9%*]:TI6]
M#YL&D6'6?$2(E%%D'-V1S;FU#.LIE\:+%!\;1L\5,7D?&*(J16L8FY13?.-6
MGP^NFR8\T!J>\=[RIICIE_3A-Q;+7X]IWR:UE7*,H_C%[*D8^]K) Z@L]R,X
M8;[O8L48/Y5=Y[C/9DRU4P\UO"U!QM&/2&M*?LNP()G-HNG,,[F0T+FB.+;2
MS=B]C7R\8N^C=-'&B+A!79+.V-%--LXVQP2:7)+>(>X:_P"S;YKJCYGF;D&P
M;I<=\U!O91"]%V18?U64V*<0@HP'WC;1PL@KH\R\U<-D-56^SC"R5\](?<WP
M1CXG1MJV.'_LJV#9-^!G=%C#U>F3>!]\"JK[OS,;*R)-&N/?8//>P@IN@NK\
M-[J7I;$_+WBIYYY7@IB@:*Y]MKJZR>\IZV-PX#-^DZW;6:$46-PE(N(@J7+8
MB%750=R"R3ANI(,'[=5NRPUT6<W3?[?D^GV-[^-7J16I/*7S=C)@5NG-*QNK
M&1F;EY7-H:P(Z/B$6<%LX=;ZSK<C;(LV[E_MMLT:8V=]=^2WDCFWG-SR;4EF
MZN^7Z:MBO+?7Z2Z4YOK-R\97]8BA,)W>Q$!@F:8:*.(!JU'Y+791E),<I/5V
M;563(X_D,0!G'CIIJA:[G[CNTY&S-&U"/I:VAQ,MA*4K9P@4Q(E&:5E#/M4R
MW9U%2RK>08+-]%$DW;%QO_JUG_&Y47^4?0'M3/\ A17?Y(0_^BI/XYZE_P E
M.C?:N/[!B'Y/QW^MY#;Y[)H7C'HN>Z7[CL/I3GDH(*M'K=/:QKHIF'4Y"P,K
M-VG53!X%E#*56PZ5:P;Q^Q3<_BHFZWW_ .+V\FE^]:CM)G%)=BT=0U><_P M
M')2TIT-0=@5C7 X)3MB0[R5"HR,!W^)P?2<-LQ$^]TF&2.K630^&56;9X*.%
M>C^6QKR2^+8MLP:YFN:/8GY#2=]<ZGHK'ABH5T5!*5T*DX66R@JRTBWSJ%;D
M&FK3#I7555[(J.FW6G0?>]^<A2?4QSQB;<?\E55SRVM\=Y9IF./Y)"3*S<F)
MC@3E[6?3D[E)=%7.8^75T3?JX]11%!@W:5_4$AS)S +7%)<GBG.W15M4M40(
M+%-FOW=5Q@+;;]:RF@*,'10P,YC5Z[V=2J>CI[LMA=RCJMMMKB8\4P+VOQ1I
MXZ9C8GK5"[2("MM7N.!YG+7\EF7JA :C(EO2<TBO"2*S)3*TB@^W0=K(IR2#
M;1!!,6HGFN8\9_1O%0;S16U!5)3'D:H^:;6)RJ[K@(%@7)A0MZ\[UKFW9,@+
M_IC,P\=S4]A%!X^<-?@G#7.GN\="%Y][6F%T+P=RN7@= 6+QK;!'3_4K/HFX
M[5(;%MPD2F2JK2R&!JLT&3AZ(,DHR57DY&%A8O971CJH]:[2W/O+=^\W']7T
M]Y8>?O);R+,];V7<$J;:KUW6UG0=CC5^_;:@VS=]*E)Q)"[K&L [1;OT$95S
MLJP=N-=5+$_[E'_;O^1?+AW[3?L._M)_-OFWQ,M]6_<3[]__  _EWP?P'R[Y
M;_S?5]?UO^'T_:MKN\>'4%5"*#6E;5H"Z.7.KY^WM^5K#&[&CY=M'V?]&UA&
MD;:0MD5WG%=&Z\A&[I[IMFFFZNS5-TQ?<E>,UO@4N#D*FN'C:P+3Z2D@*V(D
MP2Z;*>BB.5BJW%#:4E\5.[ UQXN?:Q4"UTDB6+C(##B4S%MGD.G( 7(=2V #
M5E5!]?M5SG6Q&2$1+$&,AST$3FA+-B]3QD,!&D)-'STD91TBSUFE6$6FO%)Z
M*[;ZK;;)2UH<;=GV;>4!=G#/5W$O1^OD:Z!*#@^P%6A4CL3HF+JXIKF@WR>P
M0!V!NQE7T7))I:,6\3IHP]39SMJAXG#.JK+I,*Z(Y#$N:ZS[-3<%-CQU77R&
M\^2HW/#! )OH>MG<N1&H>ZBGK&-S.P\=J^CG;;51PR^7IIK>1CFN@+D\8X5R
MYY">N>J;[);#+_VF#/IT$#NG7$6-S\2-1B0#"T^E+Z5H/-6VS5R@^^'?NG>Z
M$G^/PJZ%!<MA$B]FAFAJJ#:RCY^202:R1*J,0S9A)%$DT;J*MF<B3RNB[]=%
M+;**2KG;1/\ X-=?:>L[[A<X[#<M_P"0C6/EA38+%EEYEOV<0R1*W<N$N&OV
MAW8?>ATC.I:H1N'&T%OG7?&\OIC&,[7YVM6!S7N>*[&H:P0"IZ7S-FFUCTT2
M6=9H!:I&$CHZY%U05C3\>8Q) ^C?A)I%=O\ -DT=F.V^JSM4"Y#J6P :LJH/
MK]JN<ZV(R0B)8@QD.>@B<T)9L7J>,A@(TA)H^>DC*.D6>LTJPBTUXI/17;?5
M;;9(:L.JNP;WZ$YWO+E&_N)^Z8[M_H"9.;W<T'90.@-5[#<\% =2;>&W; L_
MA&52BYQ9BT8JQ#?1JK^#E3X;D[DF;\A', #PYR*:@6T):]$"]LPO9EPTQ5&C
M1@$TS9 Z313NGF NL,M=(I9!M)NTDT$D=WF)C5/*&_95.^,3K?DRO.1.U;B.
MKL=/[UC;F8=,<HEER.&R=JYYT):\A9T<E5-F2./E+N;<)N6>4$-F^64AJM++
MUKVKX]NMZ*LGI.5Y7KGF'K]GWN*&C>N.FW56Q4?'#5UOW=%Q[XV'#G.[7"F6
MZ+C"F/A$=5Y!WJN^PY)#KH6\N<;M[5Z8\AW*'6/7TE-QA= \_)4;S2'6>!Q=
M#U8PVKXGFRY%F-V&HT;ZS,1#,Y%CA-L[]/X759UY#0WQZ2W,U8<3^2'D2W:W
ML;G\Z<F@8I2?3<_71:, I_2R 561Q&L:JF9B2;:3D+AS'H1;-ZYW8,G&K"-9
M:^/KE/NZW_'C"<2>/T@Y\,(42Y4:=!S%Q7S(<KB$8*U,-6F4W *1L#"1DHVB
M?<F9" 08?CA^Y5TCU-M&FC?L.<ZF[MO.)[)ZZL"W+I-ZUH*^I1MX^RZU79%,
M%U$;VK7Q50<8='$"&D&['=RIZ#=Q%-T\)1*:>6R.ZG4^/(P;4(8J=*>/SE?F
M-0RI\A/BXP&.B>:HW1E&]!L=3>L*[;MG*DU%,IO3*#G11TX6=L5FZ;)7;"G)
MQ4#]+<^Q'DOXGZDZ6O:K;"F7]JV+S[:07T^-C(M9@!;DM(A8G9+9^6QX]C+R
M2:Q3]=%-9RDGG=1W\4V\C-;===F\W$UX=B_LX15-4+73FV8'B;GN(I"]*YLN
M>F(&=)@(EMMK/&8T(+H;II0R_J/\Z[/G3S"J2\>+FMR<@_\ CY4G5R0<4"QC
M8'CVH"ZZWZF>MW<-A2$BXLK*@^!'7 _*E<;'K3:#I7W5VZ.=D],K:)_AT/R2
M,20O!'MC08Y(UF2&3N5C1P=L0&,QTX%)*7E8&$(YV+C%9 ?PT=K,V+MQAFY6
MUU2WQMG7/CBY@ ;CIL>Z.YH-;ME^E[;FBNRFT58<!U#-Y);M^DR6-K:1)C.3
M;/8V.CXU"=C(M%]'(J?$K(;;J:+=U=D;3%:Z4!T51W*=1TZ&0,T5/+&%]>?Z
MT&@24T,XJ3$8\;8QBV\#GY>HRFI-99#W=EM$=\YUQ?OBNDC[G]?H2U"HZG!X
MQ8E-BJTTS:$]ZC=G,$YDA<54V-V[A&!AU45L(#SC75YMKIKMNGG*NOB:OCEV
ME>,Z!5XS+R0BZJE:\KB(JLTN%&3JJ##XO(^^KRIT-K!>LBAN_=Y^HWD7A--W
MLKIME9533'MYO.="$SI=X;>2F]?(+9U%RD,1'#@5%(#J^J506NVELOGU=1TO
M!2\-+J84FDX=C/(MVW_$V5>;_P#+]O$:(4W4/#E9=8<6]-\.7+UE?HR -0PD
MN80Y\%IE"Z8H?M,5IC2R;$G#PX5CY1H@2I13647::.7Z[9PDG[=.R KS!_XZ
M'3@O=_5EY]"#9UW?2M^W1>T% 6H4?,X<&<$\;4L9'18_!QS5-?6,0V=HMI)X
M]WT<K:JXSAT(F,[]+&Y57:XX5$U62,Q#_3I5.#6T9.3M<R[O=*?B_E$NZ5<1
M#E7;5XAZ:6^V<*:YS[<F6EY+NLZ,Z K/@6INI:LH<E 7EREG0MZI]1#)/7)&
M1]+$=OQ^L4VF8@ (TTFZD<[ELY^6M6ZWQ&^'#]Q4'BSL3I[AF=\9-.]"05C1
MQ_&B5R:=FDE7#MER5EM *4'GT I33'UY>9<;Z::2*[AMOZ>FT@X::9:[>226
MXSM'QEB](>06]2.S799=;CI<DO\ K6)(!O0.U>C$,- #:JD22,A5%%TVDAB:
M9;O-=?>7]/.<8XKL?QBW_2\3TKS%RV2\>7! ]/B9I'\_]4U#8]DDMS6!DJ4J
MI>9L0 =[6J<3,JV1CLNG:VJS)+$DTW8>LYZ8AH4[Y KB[.BK5Y9G&=-51,=*
MJ<P54 <^V$@;SWR*S[IVN3H M*S)517=)O)-L-6CC7.N'/HK::,^K"\'M*BG
MD8>]O\\VYS#'%999";BI.5 "^K.Z M.K93+2JI-&)*)TM-8_:.CXW+J*<K1R
MCAR]157S^'<-B@O-7_CU=/!/4?:_1'4(<4>02F[YNJ\@T5MXX>S@\!?.X>IV
M40/1$5$81<+Q35>0;(3#MZHD[6T5UV]O+&2](EE""9CW".^/T^YE+:#D['1<
M<W=3\=T&5!<@>1K.<%!N4$PQK9A!E&$3C962DG0DNX2<;LG6VNOM_P!H3[A<
M[_M*?5?SSZW^K+*^QWPG[7GW^]/ZE^TOU[\3]'?_ !OP^F?=^9_\OWO0_P#D
M>T-&.-D]UXZ*CF*^Z.=MD=EFC-%NILEMOHGOLGMNGG.N<ZZYSC_WQC_V]K!\
MBWBKN+E6"/NDJR!JUZIHCM,?LQQ49P\JJ'3'*YLD>*J88O3]F10HPU:L-8_7
M+%#3+;=91RY3<9:H Q%T#<O/?074UR^67F3O[O-\70,W"462TG1P;:H,_P"?
MJL&=:])ESALU@+)<M63<AC82,DF3M5LY^%T1QLZFASF^@*3Y]'B.32FR&"I&
MJ@2J(:>F46J;%&6FHL#@8%C*2:3%+5'5POHHKJEKC3&WNXQCVO+D&D"&NQ:R
MK,E:E?0,Y:LL2P8,T1 [>!S^8UEY(1$CF?04<PPRNDVPC&.,;N=T]=\IZ9V4
MT\4EN'(YSW97.7%B?5B/1527=$+F2-D(W55%="5>I"(%,5^5@I@F.F@/B0>:
MSCF*PTPDW7;>NOK[B?F\ .5&G'=#U7Y%8KQR,>7JW'D"6KPJKUN3R0"*KHVL
M(/KBEG0X%)FD[!2KZ*R/(SF9%Z]]9]AFHLMOJ+FMR<@_^/E2=7)!Q0+&-@>/
M:@+KK?J9ZW=PV%(2+BRLJ#X$=<#\J5QL>M-H.E?=7;HYV3TRMHG^ =S[5\G5
MD;*1/2=(VR2)W"]GV8=, M>S,B\+(#;0>#3EQ(2<O'/LHH-7#+5FX_';599/
M7/XY[%Y1X<H7E7ETZZ:JYT&)R0;5HM281*3FKELI$O; >5#7SJ8>LH]'575-
M3$<_62]3.--/PVS[,P8EY1_\<RMAEQ05FT=/7MS/1?0 =UXNW+*/*:VCI]G9
M[^N(Z/4G"6?D&>Y,Z61SJ]8+OLZM]U-]$L^..V>2'')56^4+BN3:M;@.\)ET
M3SYU=7\P23KTU$+3GH2IES:=G-X1^W3C"5T+[S37*>R.JB?HL'3*[X C+_%7
M=U-VU/1LE6-R=&4D6"G:W'8H^=.W,C5]*67SY5(>TL@9!$)'9M&NS1\^4(-&
MC=5\W9+^_O[:WEXH>DN7BJ4M3FKF&@NHZ_[W&[50#[%+>4ZE85$"WR/S5'IS
M)4R+Y>!C\K.8Q95-#1](/W"[M]ESHDCRC=EGW[45V=*Z^3]MY!^[#B=1)A45
M*HA,=5&VU946-18)*M9%D/,55?A$)9* :*8>*IXRV;)MVZ?D!N?CGJ&MZ.IZ
M]>9C2J^,E7$$XLXUYJ*C.YJZO!R#2=16/7Q!4;FD&1!#D4:GZ$B]>?!2^'.&
M6K[91;7FSN7JE;QITFKS3!F>LBIXWZWL^M##JHL+Q.2$G1%T% S@L U9"2;S
M:36D9%R-Q;=%^JY<MLL]-%$EF]Y<@T@0UV+659DK4KZ!G+5EB6#!FB(';P.?
MS&LO)"(D<SZ"CF&&5TFV$8QQC=SNGKOE/3.RF@YY-^#;%I "A] SHD]GJBM@
MBL*$BH?L2T^>[#J>+M@0AQ:NS\<V'3\I?"TD8[*:M'_O13IPGI(;*(-4JV@Z
MT\@G0FO=-9'@'T6,!QO?TI*^/(>ZHC2^+E"^RQX!3H5S8[*:P.;OTH\BW04F
M7+[.F[Q/X=99OK>EC3=M<XU[;]Q]Z+= :2 >>VSO#0?.EPTBA6'3E<(R[BEF
M\[]6STA%,-(IKE)2*DHI%5-^X1V5QHG9["FEN B%D[\R1+Y#JPJ?HA];Y)1<
MM0?T*Y%A&F[C$H>G9!Y-NW.^J#29@VRBT8O%95TTE=M\XQF^^=E:*\!W*! >
M'G-UCALIPI6/0=%0Y>0T?8KXIRUO=[M5\J]((6*AI1WI!Z-6*RZ#I\ZQZJ&B
MV^^>:^Y?*I:?$BC3B82MV.YJH[B$>N581<G5XCJ B;V%8!)>K5J4I/VX^R::
MMV:"SYIEQ'M%D=62B;G+VY>4^5#2L*Z/KVU' ,L-K5ERR(A82HGDZR>V<WB,
M!X>:/Y0@)AMCO#:-%V[=JJSD7.=G2"FJ>V>"NE>&>X^C+#D^8)[>LC46[JOO
M4Y'Q3DF?%7P825_S;$!O/4A#C$C$0\NY4B8"2;ZC>'>C57WF^S;&VX$AT_:W
MB^G(D*Z&8VO(^0.I^?RRF/)&="<>0)3.D$60U4 M?4#)/\Z):?#?%*O'3!TC
MHOI(J;*.=7%X56..8QD0V73]EU_!/)M9TVAFDR9!<T.1;F6<,64D^0C$'TEI
MNXW1;KJZI8VSHGOMC&N>;(&P>>.1'O9E3A$C 'O2E65*(N30@G)*7G%'4A&W
M'-UP'6I+)NH&01:*JO=&RVZ>F4LZY3UU_$ATAYCFBN_*#7O8UD]3<T]7!;.?
MD83Y3/F,9.C-57D0R56Q947A3J%0<MW4<ZA9UE$.5<*--'**KQNZ/^]^#K3X
M+%+S[(JBEX'O#G7H?6]B7FUY<E-AJXE$6C2!Y7@@/6>X::M7"V&K"4C(O*:C
MUXNY5>97T21+^?"?K6II8H\@W6^W1?EOOV-7-A0R(Z]CWD*K#4%RT'1  K *
M"BZ35SL[<S+P>U_#.C/1MM&**,L=.4,+'U>FOC0+3%S:G)(?+F-@2?0'/Q(4
MJ,WAS5C^-F@YR+3%6+/G#A1@^P3+2>%V>KIRW5=2CY5)]SO;DM5TV8O+WNBT
M=I&HWQ!)"JD'81+I(CC99V3!H-*;3,="MT6SC3+'**.$M$TE5$]=<X_U:S_C
M<J+_ "CZ ]J9_P **[_)"'_T5)_'/4O^2G1OM7']@Q#\GX[_ %O,((]"W)Q1
M3%J\0W)?-<\CUR;6''5T773&5P!2TR%*$8@;V^B1V-+SIHR2C5\C*42FZWWR
MW0227SC;'#8  FOA\YJ<])^,FO>X;!L;OXCNZG*@;V&2W7:%82]<5T7PMR.5
M$E'<2*,'T7#O47[Y31O)+;O]M$TTM/'>W9W=X,#$_P"T[=Z>#"#I0=LF]2'Q
M]!8G3;"L%!1ZM<:5I0LT.3*$L22[ @47Q*MM7NC-!'1#?"WO>4\E(XOQM= W
M#P6,\?&=>7QQD0W#;O$IZTZ3NFO*XG@R9E7]B1A1,%XO!EKO=/=C.QVJ<HQ<
M)*-U4VF^5^F;>+>K?_'6Z$C:*X[Z%Z%8U5Q#>=]6Q>JI/6E;R!&'+S@-)61H
MAO7;0L^";D>VCEFX3;K^F@Y26WTV]N!*3ZBK>F1KG/KOB_DRUCZV04;L"%D*
MBZ!ZE$]9(=WE)TDL@E%8RE5C!'Y7JW?-L2+%N[^,5DU]&:R2_71;;H]78Y)4
M'W_TMRH'H5Q$DL0RDJ\IM4.T&)DE3)BTO7>&;_!"M\>X:J,V*ONZ>DT0_#;W
MG7C>\6U/<R$]M573<->'2MW=DS5C-:2K2$,U,:@02PA*>DV5@R1:0M]D5L*H
MIO-<:ODOQ;ZH(NG25NCIORS1$-Y(>4>V>=>9;^J)EBQ#VF[' NC*LM:S*]/*
M.0@3B'.XJ:-DJ[U;L6KQ]/89I+(JJ:.%'NC=KQ#4%$1]<RO+/6OCZ-NLY*=?
MLIQ]< ?: ?8LJ S-:K3D<7HAK)$/EX=U&R[16%<.OF317*;K5/W=?:]NFC[;
M783HRK#.RI1GE?#969W%X1W(1HXR6RFM[LF32J2$>TQ[FV=G+E/'X9_'\/;R
M0S?6M*TO3W9W''*[/L6L*_&!BPH*OCFE[)YD>7A3LT0C1+9Y<5/MDY5BCK/X
M9SK!1%O+M664F;Y%=3:EKOC:VI,6[#3[LY@Y=Z2J4@'K!P&,*JZ65(9T(N2L
MAK>QX\TBHPY"&"6\*ZDI64:8?,GFV='3?9OMGJ?ANUZ"J0N\J<1T%5]8\% E
M=A]G1M']45=>TBIBO[=D866L:?)X2,"X*#D5BGW2ANS;R*K9AAPWV2=KI@Z-
MQ2(1+6PF*0.MDR5:0T\/5X\.,1K?ZG7!X0IG2<DC13:8];X!)_(.WFK;W/54
MSO[WM?/;7CSY5X>F. *B*S^(KB!Z!-+:3ZGZ?%ZBD9-B:F-8/08@CZM$?G.L
M4KEDP(&Z&6B^NR":\IG7&^W*G?7(0+XXM^*NW+-H6BJ4$;S9=-%'2H/<=F0\
MU G4;;#L +@>KG 8&6Z $C!*1A]E7RD8DS4V8974732YQXZ\KU@>,^DX"S^5
M[5O0_N"M2NRZWK9B7PMHS(G60H)V!TC8@XR:[2XS&>H_8O8MPZ</M%-FCC5+
M'N8OX^YV?>/R9'1CS*5]X\*6NBR7-AR/.CGG^PZKM(S87=9=C UVIL5DXJ4#
MV+M\2Q*R<*A!?%JZQJF_I[Z=C]73M_\ @.ZNEZ$A:+U"Q;@:U;ZO52"(;4O<
M+KIZ\NR$>6G#.HP4=B,M)[1*C219KJ2S;7.WK(IJI9Y+Y'ORP/$!UD&]8Q5L
M[:$?BLN"V+0+J$>UE7[D\TF+I0-RHEB(F%G,(?"(M\)H*;>FY6U<9RVP@O>7
M7U(#U=E-E5G*U*Q@8.U8DEG 9VB>6\#@$QM+QHB6@T^NHVAB9=5ME&3;XT<Z
M)[;X4TQLGMXR+%J*J>?YCHCJ).R'/6P88!=J.Q2E6]8W5$<^OOIV#BK9@" 9
M4*+&5?ZL,2TK+[(H-TM5==LKI;[C5'4K3]<V=S9S\'49:'DALDC@366+::!K
MTN,?K\>C09Z.'(]%11:F*S;:42U?Q$VDZS*M?=TUU2<:^P!:?.41XQS?D"_;
MYH/G&B5[.8=/$M[8.KE$%WN2.P504S$*PQ7NA0/2F[9Y#N'CS$4HSS\,NMLM
MG49NNYQWPCDPJ5W!6]*1T?6$1W=-$")5:$FXBH"0>M2LO"HY,?9N&VVSQ71V
MHY3TSC*:"N?]V.5.6+K.O!E3MRWL W7997<%RD_4]>\DC\  3$2S#H-I8!98
M(R51)C/ME72>[5S'/$73OT=4%4\>_CVY,F5;Y\"EE''4G6MBT<G?]56C?9CP
MO68*)UU7L\R=V?:NUIP\N&&L443\AM,J8VD&:$2M'9U0T6W4VV\E<)>PIPKU
M^2<0<D,.J0JTO%S8EC'W.YDH]T=-,524EQE)&TFB1-'>/CY!XSUTQ&Q<=(;9
M:+[(:[Y!XNUASQP6O1%E4^YL>9).*KU=QEV\CS^J$@[B@CIZ@+SLUU;LR_F7
MC="&V>BP\M"M))RFMB0<-O7^&B)/QVZ\=[VO'%>'QQIVEBZMJ\VK%H-$3B2U
M%-:-W3)-CS8D3C,(8>;:Q^6/Q7OYPKZ6?:WO,&:5_P"+S6CXL4C&-1@XN*=7
MXM;>SE.RJOYNDMK'&9:V-A'8#P,R).[0S&$VLA\=B+5WQZ6';7/BSY,Y%N[C
MOI$$Z]4ZA1Z>DJRLF#N$YJ5:I*8'[$K!*!>5E:3B& U"Z?4ET5]2&-D\OVT<
MIHT]%1NLI[;\N2%4U@U\;Y?TW:_"54=,L(@P5.9GKVGZV$"*>%Y0KR>. =X/
MD)W.YB8A)J/:;NT9!FNF[4T1<[YHS@H='/#@]GNLV5\'//Y)-0_;#F(A:WII
MA.%'P]Q3#$PC7L<;OQ2+TT]R$AY)@K(9VQZB".<;XK[[R?1'W>^B!3[J_;+Y
M]]M_N1\A8?7/V^^J?_PG^B/J?XKY3\R_^?\  >E\1_S??]O(S<%TU/SW!=$\
MZ-J?SR6&!(3:[,/NI[<=G$],QS6='Y>W"0E(_ID[@D\O<Q<M$^HWW5TT]U1+
M?;'"G7E?4[11SY%?(#T-+\[4A2$8/6 C3<B20W1-J5\^EU!EQ:FILC!L*ZKA
M'5XZ7+$&S.:E47:RFC+79K[4#Y4J!IFH; EJ](FF/(GS^Z&S],I'@ZO"=P'=
M#.Z+WQ8T<Y!B(4<Q>\VS;$:9*FT'7^CASE?+-3XKH4BYT':U_P"UO14&,UZ.
M7C/B1SI<-]=*2L+&$Y9%@,BH;1@D/US6\/-()2>'@^[?*N=VNR"^R;[?X#C?
M3F]?DJ#(>G>EV%$D)[VBJ=QE'5M#2T&N\1-R\I SH)?!PW OL:KRLDO\P2:Q
MR:N^&^=M<9]N[\RL5XR[XN+DPHY,P*W_ ,F$-R6SQ 6C?1L^\A98?DIIS9D.
M4N#$8U9[[:.6TRW0]9L^2W:;?!946%*5[$LCQ,=0TB1\Z].W^86WXF+5M&WE
M>?A_F&JB*W"&1N18]+YR(:-"N(&5(V+::Z,MUGSI+?+GW<92W_[KLIQ7Q!KX
MZ%=4+/THEG9-K[=RM^:7+]NCI9N3122S13W;$.IF2QK\K;R&S;;&<Q6FN,J9
M[$!^8K7\.5/T!SY5'/UTU0OY!3"YJPNB_!&].;QJ]V$'5K80M]L-V.<M-Y3=
MMNQ:M(W1O\QC$<J*[K;+9XO$Z6>>*OC>'Z1\<0QV87$_DX.KAKL%8GJO0-N4
ME-A0'9(F?C#5\R*F("SGAJ-<PZKU:+V=KJ/E==--?;QZ!+.^/ L0&/9Y%ULB
M0=0L;0OJ5\?@>/4(QKUV*)9NM*U(F4'R)[(2\O$2FJZ4J@I-;Q[5'X?;*V=O
M(:33HUX\[LN#B:S.-1H=OODN<MJV>(K4@NHR[2&F8:&E7MB0Q9)%X/%I*ZY7
M;S>C?YAJLFJUUU:__*M"[>'PBK+0NJI&C>P'E76L/F<^PL2MQS"[VQ!H.P#&
M@7+QMC:C^N[V'5WVD4'*[/+++)11TDJB+#7%@57Z/"M7\Y@EE=<V[9(L<R-@
MQU^VO!K2XMS/4DS$F N'HDP4BLFJ12+N+FFNOR]^AKJW4^#W<XN <K52Y+<L
M&T:YY^Y_JCYV@-,CR[K<E5HH-AYB>7T6S&PS1!D\?N<IZ95739Y0UV1RK\0E
M9._E>Y$Y[6YS$.4;/Z@=],<)KV>[ ZP<52.OB62IRSM;I)'NDS9!1HQS'1J$
M0NGJK(KM\M\/66SIVQ%O*M:?&'$"GCM(V@7:<C2P,>V^OVZ*<W6"_A\#5F.2
M.<EF]*S^R\%.-)#31M'HNU&[M)1=@R1T<+(=&\FW"-4O#<0@M/W!9M.6^."]
M@0]ISOVIH$6Z=>Y*9V=L29"Y-'%0:3KM9HU@8QQC;#3;"NN$U$U].B'=<<$5
M1:,_Y)>;^.(*0ML=N\7H0,JB_J+M"TTK-M*:S>BA!$MA]T+Q3QU/(N-(]N/[
MNELQRN^R6Z=JL.C.H/"ET*&" A"O(EEXL;KM6V3T7)YB941:NK5;'1+/Q4((
M2D5'O-&6Z6J3A=ZAG&,[::;_ (<*U]S7-\1 [_K&Q+9"BRT>]Y*P!JC*Y: 8
MR)S\3,SYL!'8<L(1SM:97;KN'*,EJHKLWTT33SG;;;RNV^1B7C^NFV/'Q.<A
MM*YZ$Y-EK<M/@ZY/VD;0 1$H$X^:D+#B"TD+:Y&RE11RI'3S;1&163T<-]$T
M-?C^G[6,^K__ !V^@8JAN)NH^DV%5\.7K?%K7PL65!39"; RLZ#RMB_#*5NW
M,V;!J3;:.6;G1HXRFW=(K[IJ8@^G^GND?!3/\TBW,EC]47KSSR5;=V3GD4$
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MY_\ [B__ &P/LE]OY7Z6_8J_:M^Z?W3^HQ7Y)\_^^G_X)?;_ .DOGGQ7P_\
M]\?F/P/I_P#)^(]KYJZUY:KIJ?M/LB^^A(-W5+X@D89L#V<Y&\BD3-+D@:$O
M42:*90NR3I!%NX9H:^YJBY5U_'W6]1BMG+4Q<59VO771//=I_*=2"+"[OJ1\
M]>A\@10&RB.TL/OFDH]8N,:;9W:Y=:N]4G&6^&RUA)>6#KKG5KSF6<IVCS'(
M\R\(M;/1!;0<VT,/1F5M^RG5TC47F(L85R[Q(Q;B+;*Z(R#='5MA@S^+:O1+
MQ46AVIQ,EXZAEN#5C)W0" 5O,NWB_G"NWD-N.5<\')F+=TO IMHB#:,--VLD
MH[^&9(IN7SQNHZ;+]A2%06Q1E7.;0Z=HTTYS?N#*T$G@KS<.\[F'/%TUS8N8
MZK7JS:>)AN:C\LVC!>38R2#'=!X[;Z+;>UV ]!2'$3V!E?*[SYW!2]:7]*VK
M+U$\H"A:"L6IHZG[J&AVG))64<SCTBC6C^$8^O%O8+#O3,DBIE-/>SG_ $3R
M_P"$GGJOB\(CV;%[XM*4MJIK(*#*'GFZT0ULYR<C4!"381%PDA*;M]--E72#
M]?3.F-4]U?QX5L'FN$XB.'_)UB6R:EE7=[QM@$M&6,T/!D3@(F&GPD"!#%8O
MCFBT,NX7;N5HW5-75OOHHIG&VNOE$AB1]XT^=KE[F"N1ZZKNBN*AVWZBXG$X
M[G2]:XM6=/2J+DJWE"V'.9Z($GK9LG&PL@AN^?.%EEM,/=_ANDZI*N4/_'2Y
M^A+YXOZEYL^ZG$5%7Y5-^(D-OT@5A(&E(G$E77PB=?N+!>13HGU^&>+[QS=1
M1NU6<Z(IY%.8+)YNY@@+V*>+4>5^B>AJ+J0#@[&+Y,IJUH"VF40MON*\&;$G
M5IZ9T4DDGTJBFY=.DTG#I#U,9UP)>*BT.U.)DO'4,MP:L9.Z 0"MYEV\7\X5
MV\AMQRKG@Y,Q;NEX%-M$0;1AINUDE'?PS)%-R^>-U'39?RHJWQ$TNF/=0OZ(
M<<&6D$ZST[??*JM,5Q.B;.2?S<T("SN"17G$H)1]$0\[(,2)A'Y3>J)*:(;Z
M>,&P+$A_$/?EY<*5)=].V<&]0-+LLGEFZXTTC1L4K@Q=5A#\]C:BA)"BD/AT
M\;>Y'L61(S0>LL;(*?!M;&!>EJ/\85 J2UA)E@8'>+>M+$JNJ9+1\-Q,.0$M
MC#Q]"P6SRPGFT$R:ZO6B.V%(UF@DIOGT4]=>7@"FR.MQJ9I/NKGKITJ<V;,$
M\-&2 %4R!ND1Q ^L*AYFZ=%[W8E0^";N46C)3&BGJND?PU]ZA^Q;NK_FB[.6
M*PX^-J+(Z?NT4;V1/OK1FK"EBP;*XFORZNR.NG41$1LGLG\<O*-Y%NMOOJDW
MVUSG?-_ /.S'Q^0PZ3^92OO(?2U+V2VL..YT;<_UY5=I!C"D;+KD&I)1BBG*
MRA@Q:/AJ)14A5X+XM+623W]/3>SG_1/+_A)YZKXO"(]FQ>^+2E+:J:R"@RAY
MYNM$-;.<G(U 0DV$1<)(2F[?3395T@_7TSIC5/=7\0,<XSM'F2&<P9CN]M^@
M>S*2%KCYEZ; '&C)3Z'LW+^OK!.!9I%O8_.R:H\DS=.D7J^N[A%31LLETDU(
MRSA.OK!Z8ZHY2MF;YMH5"ZQSBD!K'GR2,').Q%&IP&F9M*%!PV+5-48MW%IQ
MC/WW*/QF4'&FC?L7E'ARA>5>73KIJKG08G)!M6BU)A$I.:N6RD2]L!Y4-?.I
MAZRCT=5=4U,1S]9+U,XTT_#;/L)UCT%R'_X]@50,W3IOS]=EQ\=T=>@5W-+U
MH<T\15:22(=:<^ 0<!]=F*4IIB:>/<)H.T7+O;*6=M]=/:A^'QWR'\Q5[PKS
MO9 L\$[\JH1M. [M**4!I-.2'JE)1E]$NJ0;PJK;7X!9'YF]QNWTTP]6DFOJ
M,%.E:J+KPI4*Y$Z]\M)QWA=KZMC^P&=_:TAJQ?)5R!";"=H:3!$;(VD2-Z\?
M8>/EXB,>L&"Z2LC[NZ6G5\WRWV68WY7W<7 UL\O="D?D8OPQL6]G%K/XI1&E
MC*+,06@GC8A"A/Y!#1.^DBII)1$4M(9:Y>:;-V6O,E#=1O?$Y)\;4E5D)41#
M)4$Y[ >=-2 W6U0N@VL7L,\L2-AJL=SCLLAH52>479M$%([9[LT126RAIK4U
M3T^05Z-D0'UKSO?,N]LF5)(>%<B%2%;B=)(V-<BXF8OEB1ZT5QJQ15;(M5%/
MQPJX1U_XO8UE0ZTJ&D8F.\HO,_1M"M2(OLO1>M^'*'L7H*R9"J-&[.I5X^)M
M,@G[G;K[QC+7<?<.V&Z^9%MLIMKOT[("O,'_ (Z'3@O=_5EY]"#9UW?2M^W1
M>T% 6H4?,X<&<$\;4L9'18_!QS5-?6,0V=HMI)X]WT<K:JXSCL/JL7H7P)=-
MQ?6,K2Y*K'>0.KK\NB;K*<KNJ(D.*&E8M(^K=VX9 E!-EXJNGF1DEGK-G';+
M;)*I;Z>WB6!7NO'-4V7P_P!I<K=&W2'4[K9 -SE&5U03(CAWU?\ ,8\J#$4^
MR:1\&^8-8&)ED8EBDBALELY;IZ)ZYZJZ$K(YHJ"#+R\19+P,)QAV3'\83QUP
MS-Y(V8U)")D/UB3Q32M4X%/**CQL]=RF'?\ PXC]D_\ F^WBDZ\I>P:A#)KF
M3]BW?NX(>SQ[%C=R$G($6&P [:59(Q +)-2RP,";67A&V\^W@<9C\-<^NANN
M\U]K(X/I,_X(N;QQDO1A%TQ2H]UHIU8$7YR<>FL8:0DDO6#SF25&1*PDQ!A8
MLLK'-2QT]A9!WG11Q&H>\ICVH+D;ZUY]L;A^B^1F(>D<_);&'.JR?J_:R59F
M;E5(#YA+U%#<\KA$J]^%;8=NB1&5PAJHLJWPIOM_JUG_ !N5%_E'T![4S_A1
M7?Y(0_\ HJ3^.>I?\E.C?:N/[!B'Y/QW^M7OC]%!WPV.26^@6VKKI8E(8CMI
M:#C:EKN<F6S./M"9C2]F_9V*ZB(]/*B43"O(S=SG;W5T],XQCR;TYW!=G!=#
M6[QG.0XC2(X[LC2KLW 2)TLH7$RC.'MVV$">P(C[DZ:L6.8AK%K_  2Z2*NG
MQ6^-_;F7<_I&GRH=LWP[7[Y'3X.J$9L*+L4AM2FK!N> C:PJE[/V481L8/ED
M)6C1NBV?Q\O(9DW>^^KKT]M$-*30+Q#QIV=0]S,#ET:B'+M]/A'KSD/2"1^-
M'G]Y4ST#:+(DLN,D-%$FZJX)!R3/.F'#K+I'=OA@MQSRQS:6^.NJ(GI.M[A,
MRBYO(U/68"T\%2-9Z)OH]D_L0"L,6;#B9(V3W8LTW$<_W>2SALCKNEA3.?8+
MWA(KQEQ=O[^2>5X/+NEYLAN24\=T^-[A$>41ES"-CM+,A"@="H!:237F95T]
MET-83=%]HV2RXPBEW,.=J+\ =)!O)7&:'7,9>WBMLDZL"DY>4='X[6T%S\0%
MUDD)*V2M$S(2IOLUSINU38MT%=MT7'X_CI37D&[PY+XBB_'S8\K7KJR1"B"N
MXE.N.=:[N$B@8 !-K 6+Y^6JTF<H:DK)56-B$-UW*SE)JYWB%]M\)6[X_P!Q
MRO4-P=.7J>5'OXK3P(%[#C*-M>I[,(7K$CD[_;O[7D9[ZBJ5FRV:2CB"DHQF
MX>)K.]T&,;HBX<V_5/DL!:7(Q0AY3:W-Q):W-@%9P3!7E>@JSC(*RN<R2(.+
M.MQXP('1_/MMXMTBJTU8#^FCIYJJJ]230MGL[JH(H8<[2KWE.VNBGM2!PA8,
M35 00#H-.&X36QI#S=J$AC,2\.U9-6Y-EG/,M/C]G#=IOKHCHZ6\>E<UF/>/
MRBK ZL\>]3]EG5U]S2URU_S.0'ED12VZM,T]+BQHAJ'N&<HRV]*0+"!2.3PY
MU2?.V>B.'CH%Z.Z"HR.KBXWU;D)@75)4=D@%[C\XZ'OG"L6]J<\K L-A,LA;
M*B8UO(0Z",F[7;?,=&:RJJJ.RRE)8^VOC<*Z3MVPC(3/.<JJZ#D@3R \NB$'
M,ZQJ5IV,%7[8(G#W$)03#&TB[2 A^3>OF&NV?2CW/IM%;Y[:\>?*O#TQP!41
M6?Q%<0/0)I;2?4_3XO44C)L34QK!Z#$$?5HC\YUBE<LF! W0RT7UV037E,ZX
MWVYIINN <,'N9^A/$]^W?NI-,YN0N<4NF.ZB*>>RRN52UB5H \@$#3@4=M_]
MP^F_<O4,N/B$DM_A=%^>S<9 WO+8AXQ+?[M/9MO#D*EU/3"LC$Z@V06)36QF
MS"4HHC9B[9LW;.H51QO(NOQR\32SC73C._[5\??,Q;Q7VD7BK!G7W.)/:<WU
MKS77-FQ6",%M>]B8TEV=-["C$2UVD7JJ#%@COMLBQ>+0K]PW;J]D]Q48#>,M
MM5O$72_6=16D/6P,]3HGY %4:K72X,] (D/LYX.RI1(QQ2]^;*2,M$M%E]$/
MAT6^N%/?XPZ)NI/PZ""_?UQ<TB](%,CIU>/U%5%8WA4QA8L\6=.S9994'N"J
M"FZH]NX?Q#Z9CV+).5RIHO[K97VO_HE>]? EU>3@=@<TUP$Q?"=G= WK B$Y
M>%A2@LX=7VRWM"*D!^*E8F+7W@=VCY%9=PQ>9RDOHCMICG3A3RIU/Q:FAVF'
M6Y*\S7CP_-W+J&ZF]&C:!D= !^/WF^=%&[O<:=(;HO$$6+?1R\:(I?&96<;,
MZK\9_C0J&@K$ZI**.D>G[8L?JB:.6-"4I2+0Q^@HMS.157/6!Y.$!"3XPAG#
M17.[##ICMAJ[T=[[->TZNO7FWF8>\C_'YOS=NQCA!&TK"Y>O>F^AR-(?BCNN
MH5$^&;192+%RHBEAH]F,+X6?H:*(:N$G35'Q$ M+BU>LZE[VJCK6:Z&AR=@1
MOK<I:Y>9*^VEY:M(*28EL3"1&L8;-E4G.9:$>.).&4;.D-6F'.FWM1G'7.%@
M>,*DQ>S^9)J])VX/)>5VE6]>,9^%L C$_I2-L $L0<CFK^7CHQ%1BQ6BW"SA
M;1?;XC77&NF WH%B%\##UTR'EKC?&\]O<DD;<D?'L? +X#L"?=](UX:-[$'3
M2.K"#(QQNF\GU9.7CTXEH\<X1RMOELR[DZV(>@? EU;-<X"%"O ,5X#M:^+T
MVA2>V.DZRJ=^ZO*#?6A$.XX0=A1/+[Q&[.28N%)EHGG;*R"2R._BSY,Y%N[C
MOI$$Z]4ZA1Z>DJRLF#N$YJ5:I*8'[$K!*!>5E:3B& U"Z?4ET5]2&-D\OVT<
MIHT]%1NLI[;\N2%4U@U\;Y?TW:_"54=,L(@P5.9GKVGZV$"*>%Y0KR>. =X/
MD)W.YB8A)J/:;NT9!FNF[4T1<[Y\GM&GP_7L0)<5]%!5159(A\421Y%/C9("
M*%#YZ?NYHL((R5G$G^GN)*1S2*0U1_W;([;?\?MW-RI4-]>##F2N.3C.KAH6
MD?)9:-V4O8-FM+$KAB8NG8H[&+2T@C/Z7D<+)22C>.C=62;QAKG5797;?VBN
MBC\$%[AZ-G$:DJ@4K.KI*4CZ[L3IRTF[*(:PXE+$6=R-"M="/5\_;[.,;R:L
M.TQIG\'&_OZ\?B7EBY^XDCJ [>M,+YY!K&XV)K:W):)Z LEI(.@0#N5C:A"0
M0A-M)/&663MQ *:Q3;5)P\0D7>B.&RH%HWOS_P ?^LH CZ&E:O?<ZV/:?0@7
MW#-B I8&\!/;@U1Z6D6,I(Q)AEFX7'<[^HU>N,I[J):)>]K@NZNXVAN#2#GJ
MDZR5*[MANFH[H.6N:0(52QG"L4:LCJL(A,(=0N(Z5;;*ZR\BT7];53.N_NXU
MUSXZ3_R&._%\#51W3T$ 0+\ZJA>_1F J[GTIJ?>P):?.">[[%'AL)/H]^]9I
MX=;K2\(DCZNN^N^WN*9\E^>.23C7HNH^..,:)OZJ+$&)B6MV")+1L6[0RM#4
M5.2ZK;G:#,Q!P,,2J*(L8WY7(M7GI[+N%=/Q2VJX;N+KC_Q]+2JPD#)XQ-:I
MX9ON[#?L2,:?1+R1@\10*4FI".LOITN>1R9'\6FIJT98<ZI[^MZ6<@O#O.EE
M>*FAPDAXH@NH92W?)T96M5XBX*GEW655SX"'#X%L: B%I=]$##%]'12D3NY5
MT;R2VSO.B::6E03P_P Q4S9GD!Z1[EM'ASFV(K\B)HSD2YUJNT@)"?Z9#R G
M)/JR2HAFA/9CM5-)G\73UHJOEXV1UW32J'@#RMT_R5#D76(5919RE?7%$Y:N
M]5DT]30TU+K%K8N';L?/#)O.,1Q;=SH_Q\ EJO\ #MDVSK5UARC)<X'=5U<*
M\(WH>=3U!P=?<1%%\<;7%8_*C@5=%*L\0RQY,!\H.E VZD',?JVA8=QETY8M
M<;*KX5TW\@A",6MX,*R!>*>E>E:@'J*Z9L2^*]['NT3HB;?YB7E7U_'V^[AS
MR>-8=).,8.4-(]L](T7*.C9+1/&OL 45P74/C\KC<@\<W./=95!=KL.E=YZ'
M<W0WC49@,@B:GRIJVDTV<K-M<QOQL%'>HRSE5=?7?.$L6T67S6\#1'0W*O0%
MN<M=4 ,).YF@H:MBEMHY0JEA28<N7CC80=L95/?3UG#KX9RBY0PY=:(ZN5;6
M\CO%?(G$3[QZ@TC9DO7=?W<77*V[%OBK*9G2"".3D->"LTRJ8=>K*BTAG2,D
MFWQ39TR7:-M953".[BFPCCFQO%!S+2MN\%U1V(R-O*F=VK5B:).:F<R%E5/1
M1\ 61##DZ8C<HQVU29)1.OKH1C]SJYW3T3T]K'[@+I7D"U^E #G,@N9I.<]/
MK .N-CMWL\<203+U_)R91"GI17\T'/&"^7&LLCLY7W4W07]#*><^.^R?(S3G
M DWQ]Y&[ IBG02P^.I.^X6Q:;LCHH4T+*@2M&!NN=F(R29233UM7Z41A=NS2
M9.ULR&=DFZ#SD67$6WC8J$QZ1[.[IYM(+$ZI1ND YRKX0YB5JC8#)R@NC+MV
ME!-W,I&SU*6>K[/FKAU\)JW:M<>IZGE/)2.+\;70-P\%C/'QG7E\<9$-PV[Q
M*>M.D[IKRN)X,F95_8D843!>+P9:[W3W8SL=JG*,7"2C=5-IOE>U+CZRZ[\
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MJP^4&SW1^[34CML[M567 \)T$ZY MVI^<>Y>[NC[UKP@<FAV.6#5O3[.MM
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MR4DDD.C>AVLFSW429SJ&CO61C4VVZ[MP]PZ4S7']@Q#\GX[_ &@K/^-RHO\
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8 JX2BDR2,@839Y*L]VR3B0;:82QO[?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>ny20005581x2_ex99-2image1.jpg
<TEXT>
begin 644 ny20005581x2_ex99-2image1.jpg
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M(#PO>#IX;7!M971A/B \/WAP86-K970@96YD/2)R(C\^_^X #D%D;V)E &3
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MKV]NC)((B%R5D@7A+)2JTB<0E !G[+VG-,;>&8SKS=V.5YS 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MA;S_ (&+8_1U+_\ H?'9MZ4^S3_]3_J?<+>?\#%L?HZE_P#T/CLV]*?9I_\
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M$,!@,!@,!@,!@?&RMG_3=LO^E3,OXVW+&_ROO7L\?]6O_P#&?X?9+!_O _\
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MFP:URD!)8$R N?(VE:4K)*^!8'AL7;*+)3C3EZKR>33LVX<JN]PYF P& P&
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M 8# 8# 8# 8# 8'R5_-Q_:O]S_Y[W7_F9ER/;X_A'T@O#O\ V6W!O]&>LO\
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M$:J^7O;G+.)+]5U"2M,,/*J&YF]UG,/;S1@-V%/'[);%(YNTM)(P%A"2Y()
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M)2]W<I!Q/TR@96Y:>K4(ZSZ,;7(Y(T>\>(XE(CM2 M+HYGMB8!GLE%J8T>J
M66$1BD\8A"R8=YY__P!15PN_"O>55(J-3IVKGUT)+]'H7(;BT6E/]98!B]H#
MG&&Y;KVA"V 7K)!^Z#OX?$/P%MAK[M/RDO1/X17L65N+>IZ#Z"HJG8T:(LQ>
MF@I<MMV<$%ZT$9J?Z4I::^B19P_CLO1H'I2$ OB+T#UK01,)?-KTE=;'CL\0
M'&WC49S55+1%;*[;=F[3?*+WL@Q ^V2Z)C2ROG6ED4)4"%JA,84J"_5M UIR
M-GAT7I8<K&4 S5<=M]M^?):1A@P& P& P& P& P& P.8S\63_9C0O^EM5?\
M%Y<F2NWA^?\ #77X0[_0!Z"_IARC^):DL0\WS_AU<97$P& P& P*[>\_%GQI
MY&(L)JZ%K)-N;HF\:"*73"MI8S;T/#\!_+EMTK+1J@/;2F,-$,+6\)W)J]8]
MCTFT;\#-&M=]M>3A [Z\!?>OC9DAM[T [RF\*BA3@*2L-TTD6]QVW:L"@$)0
MG=IE#F%<?*8V:TE!&,;VR*%[<247LY0<BV/1.H].ODUVX7FG%XVOQ4MJ5E]
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M_P#\9_A]DL'^\#_[B'_VVL/&_K 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8',9^+
M)_LQH7_2VJO^+RY,E=O#\_X:Z_"'?Z /07],.4?Q+4EB'F^?\.KC*XF P& P
M&!'WI/JKGCD"MU]L])VS$:E@R'W2R7&2K]A<'Q<45L_Z-$XZB+5R*7OYA(=B
M @;$JM6(&MBT7Z0BWHLEVN)S</?DE_%/W';OUZJO'^Q.=#UX?\RV*[RE29O5
M75)DHO40:?$&8(W&/U>@5EB%HM1L3B]^G99Q1S<?H1>IEZ-/#)QVXU#CQV_A
MW^V.]W)!<%[FO7-='29<*1.-A6@W.#C;UE%N9XG!8YPV .JA(]J]O@CO=^N/
MIR%&<%1I2G^H_ 1>S6WEUUX3C7>SP=XU^2_') ED,YKK_;4[2!.W%3VSI.LU
M(;.L4]KT=M&=*9*,A*46C3&J3!DMS<G0-2<PP8RDH!C&(5>;;?;;FGIADP&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M]0R-B#Z@;"+=9LLN+S;@PA@<QGXLG^S&A?\ 2VJO^+RY,E=O#\_X:Z_"'?Z
M/07],.4?Q+4EB'F^?\.KC*XF P&!Z.32>-0N/O$MF,A8XG%8ZWJ7:02:3.R!
MBC[&U(R]G+'-X>710E;FQO2E!V(PXXP!8 Z^(MZU@<E'DE_%04_4OU^JO'ZP
MMMZV$3\RVK+UEB5>EI>-*@^H@T^',FAMT@L]>E,"/0% Q-K+H>BSBC7(@6P;
MF7?7PV\=G-%2G(OE4\[-U*K1>'":66A-<!MLBZ&N1>LCE*U^B^8]Q7'XIM*W
MA9RBF\TS0OL[$6TXP@9NC#$Q0!B.T=;=/',.V?QM_A\>,."/H-@RUK)Z8Z.;
M?EEP;3LED1[C40=RO29[]75L:<YLL9-2G@",AR6FN;T48'8R%:< ]DZKS[^7
M;;ARB^G#F8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MT(*-EC,8I*;LC"TI BV(04S<UH2B2];WO>@@UEO)R\/':^S>/@#_ +!2P_\
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MZX>/.DN]4>SW2O:&M6LH7/'!S&O7O$@<K2,>/K\A)<-Z5#4GQ-]<(X%RVI$
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M!@,#"['KV'VW7TXJRPF1))8)8T2D,'F4?7@]:-ZC$I:E3*]MBC7]W1:QN6F
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MULNO=+G7G'(OVQ^$>7MZ:13;@R]37G1!*MR04??!:<ES.V 7S(VF,VU'$:9
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M=)%QBR1S!^&5^Y$N<U:M5L&M ]?HT$.J\]VNUS4AL(8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MK !P<7<(!V56D+6HI!*) O)^:T4F/*TF:TWI-"(1H<'D\G=CMSA>9-N0.7K
MADN@<BH*H!Q^;1A_B+Z!%6\+1+!L\D:E;,YA2+"6/W4BD2):/19H?W18_@+7
MY=8<^ZSJY@_%+X%_(9XTN[F&_P!%='+DLHM21,J[LB/MDUMY%/)C44A%L]K.
M#'U%*DQ@F6M+XTM#QI&-X$DTJ1"(TKV6/WMQVW\FN^N..6E?()^&Y[_Z?[QO
M[J^F[IY:AD>LBT"K @>Y'8UTQVP(Z)&B9P-RM7N+47($+0^(7!L]XHQ&XG^T
M+0!A,T+7Y"Z^76:S6Y:^_9^//Q_ZTL@?_G9/:/\ (QEXGV>/T_VBS)+X)NF;
M_P#%FEX=[2Z\)<[NC75KATC$+ECSY/\ H!FTC3UTXP&/PR0'6NDK:7'-?LR=
MU-,)2F$!2'")-+&=K9Q(HS]DF_=K.&%8[EX&_/["&!=2]<^0U$ZTBL1?14S&
MW];]*1**?9HW2QM$S.$$.B1B1H1'MIN_G6]%\XB.)&$&QG[!H(#7V>.\;./L
MN&\,'@*COC1ESOT#<-D,]Q]).T<5Q-A,B+<Z-E=5<P/&B?M(5'CGG:=YEK^_
M:3 )&Z*D;;I.BV,@I*'9IIIE8\GD[^$Y.C;#DYJ_-OX#CO)1-(_T30=B12LN
MB6>,(85)VVPP/@*\LF.,QBT^/J5[Q'6]^>8M)V+2T:;2@IM7$K4FRBS %;("
M8(Z^/R=G"\E;W]0UYN.K8S&*6[?\B[&1SS&#F</V<#8]FW.Z+0L^TP6]<JB2
MN/0-EF+BTIRA;2JWU\,4D'Z]0/\ ?C'D;^SQSCK.+VE"?AWO)SX_.QOYP7!7
M4W,:N'1YS-0,2>[7ZUXR^V%6KH)"J>Z]MV'PFGIE&U:!8:GT2,Y Z:'LY,0X
MIM(50"@)R7RZ;:XVE=J#0:['-+6<_(FYM?#6Y$:]-S0Z*7MI0.QB8H3BB:WI
M:T1]8[MR59L99"HU A-4%!"8).2(6RPUP81<530>^*HLBE;*:0OD M:$R6 3
M!KWL #5+!*FE4SN/RAXRSODW$A.KV8F4!#L:=0 !H/@,&MZ++BYG-S>^#SP0
M6!XXNB[VOSH"05Y.'X#2LK3G==#UCDYFIH:[O:E3*)R^IG5H:PQN4OK.TMB0
ME.1M2).F4KRMG[";\!'7R>2;22.H8THH\HP@\LLXDXL91Q)H F%&E&!V PLP
ML>M@&6,&]ZWK>MZWK?PWAQ<>WD0_"H0^X;!?[>X,M"(T2YRAQ6/3O1]CH'HN
MIV][6GA4G*8!*H>VO<A@3&(_9AFFG;0ZIB!F>E(-*F 6F#,.^OFQ,;<5<Q'X
M8_R]VJH;(I<O35/EP1&86I,,E=Z7)8J1NT1LH@OZ)%#((>E4.99(_B4$PU$3
MHL M;/!OTA$PU]NDY3BZF_%+X8>=_%O&79VCCDIM[H.9MQ+;.+SDS(A:%I;0
M#9)QD0KN/DJ'/<'AIZP@"A23M:M7."@ !*E1A9*4A-7'?R7?V7%X8<@WBQ\
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M46 _]M8M_P ^(<A>3[7X/]X'_P!Q#_[;6:>!_6 P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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MY\0Y"\GVOP?[P/\ [B'_ -MK-/ _K 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MK;UBJ1"X3RIN3:K4VL_5HB=B1'LQUG25:[16M*\/>2P;VF2N[ZD6FA](_9T
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M1/GKKB]NDZ!J#<T52/F5>RI'^6O3*U(J]LI(Y2"9PYT?Z;D"&0.BR9QJ(SB
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M#"9HIDC;J/SEO:F><Q9\B<B<XR^1^7LK,]R-O:GA,M;-FA++6J &)#R3@CV
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M&# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M"WE#Y!C7/%AV7)8M"6650'4F84;')I^N(:Z_6.<:EDGGR)^@\G>%92,3TVR
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M@,!@,!@<L?XEWR.]G>/S^95_-%N3[I/O;_G'?>#_ .D\JJ>_:#[!?<-]D_\
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MAG=4ET$6;*%D;.B)-CG7S/9[.[ ,6QX4EE:IL(<CK!5I/;VZ*QZ("'X&:U\
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M^)X4*'[L[2<7",? XW^](O($ZT_\OMY4O_D\>?\ E&%^$K_Q(WER_P#-]_\
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M6<8,LM.4F,5CR;:]O9KR6??B._[&3LC_ ,UY_P!:JC<K'B_LA^'$_L9.-_\
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M;6ZWI5T_X;7F/^;KXMZGD+HW%H9ATB_2/H*0#&E]M6)GE TL?KDL2HP 5"E
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M"LD4#87:4P^4 &L.4^DA'>=@N)N@#'L?J0?$8]_$(M%\FW;O,=%/_A\(M+R
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MD\MXS6<HP7\4]SK(FJM^8O(Y4Y0FRT.3;4C; _R-$#X*V^+/LD1R.MY"L-^
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MCGOWS7]KG\.GBRZ^C%M5S/ZJFR(3C#+-A,JKZ7-X!A+$OC$S8E\<?T03!@-
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M#F6<[Q-7!F"*5J1(PQ)7/9I8]@Q:MHC&$LA$QR;;48O?Y81L9^F]7HDD S!
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M=/NX^ 7.AZ$$O9&V8WG4'2,'Z5CE1CD#F2T(7NUHNGA-4S9EA:1<J)TO>&M
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MD<TY:MM>&1Z:U"IM=6MP2&A-(4$&F$FEBT((MZWK>![S 8# 8# 8# 8# 8#
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MX8$( AUO8A"%OI#6@A#K7QWO?Y-:P9T]/]V.0^EO)+84=;IA ?+]0TXB3O\
M-_291#^ ZYDL==/D%REK7_3GMEZ:6MBWY)S1')SO:-%[9Y(RQ? 81:T,Z?\
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MB"+6]Z$$6M_'6]?DWK"/ZP& P& P& P& P& P& P& P& P& P& P& P& P&
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MZK=5$TK^(0[:CQIJW4X>(WX_:*<2CDOP/55?7C70 5T07&&EIU:95T1T"]C
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M"M>K82[3^;+1MD*:GI@L&#MLR=-#+*):HC*YW#XU$9,Z+SCRRTB9"N//6&F
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MMTVDS9P;)[;_ )FOTCF[^>;['TC^=U2O\WCYG[R_;_G7>J2?<SZ?NS_???\
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MYXF?5:RRLS1'&=ICT?;$#*PL+8@9F1F:DA"!L:6AK2E(6UL;D*8!:9&@0(R
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M"D6E"@&BUQ)Y1QI(BS-ETUL\DFSV^OYY8N/U'%S+X)6 F@EM2**L218GN[E
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M4/C0"/./[R>UADI;?MD6%$C#I:W.!R481@-V#9/';-XE3X\_] /AS^A]S/\
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M!L#.79L:W,S0V]&#7P 4'9NRQ"T9VLN,7-BIW_USH_\ I$_^Z#X;_P#?_/\
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M)]DSV@^FMSH22<6I7J30J #^(M?D"$;23:R<D=KS['N9XOB0<B<,U-"[AO2
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M.2H.Z_+KU1%>+I-TM3M1U!8<TG'D)O'G3EV$*FB:_*V!SI1Q=H+7N8OA+?8
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M?:?DOM2V[YD_3[Q6$KH[BR(7%+X964 =/E:H@RVY+,B*>,5)%8G$$29EGE\
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M,X$F79'0O(08'8<.ET0C:OGA)T!%Y?[R";6=%JY8WP5MQ2$NS(4$S4F"O&F
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MFO,PYH*\D]K%=3'=FD%UL9!Q\A=77%R^?L<N#) S\VIT#*X:FQ6PQEBW&"Y
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MHN&<NB<5GSZ9%;E<H10MJ1*WL8!/!K8@*0_-?)A]C"W;:S%Y).6I6$$NRL[
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M 3'B2J0;"<G$<F-$6/8!:]0!;#OXZWO6#Q\[[4\X@!&0OQK@ $0QC\PG"H
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MEGE43WR_L\MK"X(%(81*D";Q\T&6G?8;-V)4SN84#LVV"6H3"6-3B(2=6E-
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M%O8\G.>T0^=6.7R*Y/Q63)7A*TZ<O5%4*UQLEJ$,IW6N:CANQRDB!L.*-(.
MXJQ'"*3;"/6PG&:WK\N1K_\ &>7_ '9MXS>?^^+0X!Y%F% ^6QAA55JZ(KUM
MCL"0<%T1+-5\I8&!&QO\!72=?-B7.1NT-D3>J;U;@K !4O4)QJ#0Z&;O*F]U
MFUS..?5:KXXN(9#P;3]E5G*+P,OU[LOH*RK_ '*9;K9MJE.@=;03QL]_8$$/
M9I/*6=$@#(VA8O+^4&D3@^H;) F+"5ZC#&VW=<_A8)AE2'QD 6_-AYI1Z"+8
M P7QR@$/6M^D(AT7*]@#L7P^&A#T6+>M?[OPW_[+#IM_7K_+U+8R-+C^) E+
MLN;TRMQC_B#8%#(K/+T8:UJ7#JU6VK%*+U?$)"D]N4&$;,UKU^R:8#6]!&/0
MA_ZOY>V\@ MI?+=X+5J?0259DN\@+:-2  ='B;UG-3"%4B$;\/7M,?\ #6Q
M^/IV+6M_#XZUO0U^&W\(.Q*KNIYGYQ?*E%J?[23<ASN2P+D2<Q5,\\[5Y?JF
MUJ>9JJ(C:I7%!S^3-)L29X%,CMIEY2 (@+UJ[W#M!VG!O9JV?7,S,XK#ZT\;
M'4B?M3GOLKI+R#!Z*=N>HQ;,/8(6BY/KVE .\?MJ(K&!T0.$E@D]4#.);GKY
M%S)"K0K@A,1B++T3L\9NC%VG;=9,97'X84-W@)'&OQ#G%S_/#@I8W/?'[=L
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M1*QY1%:2NXDM9*YR:W3=;$R82:J132>R6>?30QQ/()04A(:%4F-(+^"PS0@
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MUNP^J(9(HR[2 I^CR-)49$J^F/:!4O;!2]QELM=9HY.<@<W=U=%3HYJAJ!"
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M[SSSDCY@6,@W-F%7WW?(+$!9B9R*9]1[3^"6@?\ 0B]J/JFTFT@]@VFV/03
MD[KV]O3)<'(]:79T)RITI+7::(YWQ^YVX[5@V,+FS(XHZK+GAB""RD4U0+H\
MY.SH6A9&_6T 4:YO]H\P8C?>UZ @$VLEGJUCU[XZ.>NRY-7EES559U67K4I:
ME)6O17/E@N=37?#V=:8H/71U%,&LE80Y1Y2H5G&:2."184G&H/V1HK:E3[Q=
M=KKPZ/UY?X(AO,4_D5I[Z!Z[Z&L"0Q0V$[D74-_/]M!8HPI=&9Y5ML7CWR#!
M$V 2U?'T8S3R$&E)FB?ALS]V9ZQ=LS&)$[,,HG]=\5T+VW!&&#W>QOFU,+DZ
M.<5K84%DKI!;2JR;-X=@22NO)TQ&D.T?= E[])@?B:E/](-FDC$44(!==KKR
M0"GW@HY?N:#3:'] WSVST<[2J/MT7CMBWWT$79LWJ%F32J,RMX+I\I_A9L&B
M#I+SXJ0B=7,;(K=#VTY0G+4DA.'O#4\EG+$2XZM\=%#=;N%73&3OUPU)<]*H
M%K/5W0_/-E.537?$6)U2?*N\?32UK2K$#DPNO_DAJ1<A5$@&(SV@EA4*0G$F
MUGM6H(YX?^8$$DKVQ9Y-^D[ZNJLK7KBVHK>]_P!W/EI6HWKZK=UK_%(6WN;T
MA#'8Y6XGI;\TXM#.V-I;JH(3F*QG#3D"++WWEPPA-YL3>>N]4/,'C>@\Q@EK
M7Y8_9D%-DT=@<N:I+,N>ZYK%#*3+[LF;MT;6+U<.,886L6- $CMI()6L7""4
M$1B4>RC7CSKG;IAT,L;(TQED9XXP-Z9I8H^UM[(RM2(O12-L:6I(2@;6](5K
M\A29&C( 66'_ -!"'6L.3VF!6/<WB5Y0NRZ[9Z3>%%P0CH6U5]6NI5V51:+Q
M7=DU@YU)"UE?1]55$E8B"U49(>HJO-3O2-1\^WN^]%#4$"$G3[*-3>R8Z,GY
MB\9M#\SVX]]"GS:_.C^AGB."A:6\NJ[7<+CL2*PDPP)RB(PI4H;F1BBC.K-#
M\3MHT!:HP AE[.]HPP Q=K9CA(R#KWQT<]=ER:O++FJJSJLO6I2U*2M>BN?+
M!<ZFN^'LZTQ0>NCJ*8-9*PARCRE0K.,TD<$BPI.-0?LC16U*GWAKM=>'1^O+
M_!$-YBG\BM/?0/7?0U@2&*&PG<BZAOY_MH+%&%+HS/*MMB\>^08(FP"6KX^C
M&:>0@TI,T3\-F?NS/6+MF8Q(V36?(]:55T]TUUE'7::*[*ZM;*::;&:WES9E
M,.:D=&Q)5#8>&'-B*/-[NVF*VU:::O$L7N'O*!?$OV0:T7HEVMDUZ1@?7/CZ
MY\[*=(#-+ !/Z^N>I3%@ZHZ&HN=.U4WE70''U?/HX_.&31GS32J]P>]H7),O
M1 $:8,!01FF"$77:Z\N36%#^*SGVFKG9^BYI8'1_6%ZQ%$K;:WLWKZY72Z7J
MIT+DGTE=BJR:C6U@B<34NQ(=:.6$MPEVOW7MG ]T[W"W>V8F)/PD6KY'K19V
M:U=S'.TT^]YFYR6<P(V0#FS!K[[OE]B#LQ2Y&L^X]M_'+1O^PEZ4?5-)-) :
M!I-H>Q&",]U[>WIEX'7_ !/S]W%7S17]\QES6_9.0I9C7DZB#^XPRS*OF:'7
MP1RRO9PRF$NT?=BM:#ZP_$U(H] /?)-]LOTEUVNMS&@:*\84(I>V81<3_P!8
M]\=%R*M?J)D"8ND>H7^?P6-K72-.T25.@8:S,D19WQRTQOJPLLUT OV6(_8P
M_ 00; 6[YF,2?PLPPPTWT)0E9=14I9'/UR,9DBK.U8TJB\K:R%JAM6"1GF$J
MDJYM<4H@GM[LSN:4A8C/#\?95$%CWH6M;#LLMES.:+%1>.B%53SQ>7-#CT?V
M#=, O6L7.H7!??=TI;,DM<PATA4B@A[?4ZA?#T;'$S ,\E,'K9K>M 8<F3>Z
M$PH@!6BW;-SB)84'3$4YSI&I*"@BI\70JF*ZB%8Q-9)E:-?(E,=A+$BCS0>]
MKFYN:$*QT,0H ;/,)2IRQF?'82P:W\-$MS<UJCFWC.H>88S?\/AILEET<Z2O
MZWNBK':;)41Z2(3)==I;45.(VVHT,:9$>X(>6TZ"2A7%KC] .- :H- ((0EN
MUO%!=#X0^?X<)[8Z1Z@\@O-E2/KPK>C^?Z$ZPD<+IEN.<5)ZUT1Q]A6L3[(8
MZW.2M0(9I2)U(_W @V &O3A?LO62WV6P5A74:J&N('5<, Z%Q*N(C'H1&@/C
MVZR5Y"QQAJ2L[7]5D+ZK7O+VX_)HP>\J5'&GGF?$8Q;%O>&+<W+.L"+G+/(]
M:<B-EVM59.TT=DM]=&VET_,=S1S9G0UOL&W3&8Z4ML;&S1Z/:1Q(@YD+&C3J
M=+%96S!Z&I,#L&@%NUVY^A3_ "/6E)]"=5]*1)VFBR=]@.=1NUGMC\YLRR*-
M2RF(8O@L6%"D"&/-KLUEKF1PWM>%8N</=/+ (KV=>L(Q=K9)Z"3D>M$?9KKW
M,2[33[WGGG)'S L9!N;,*OON^06("S$SD4SZCVG\$M _Z$7M1]4VDVD'L&TV
MQZ"8$=U[>WIE%2U_$=SY.[NG/0]66SU7Q]:=K&%J[@=^/[Q74^U6R\%#&8"1
M3N+GL<GC:^0C-,$8:K3I4IJE0,Q0=LQ0<<:8:F]QBXL2PYRY-KCFRIG^GV>0
M6A;;),GQ^D4[D71%A/=US6>.<F9FN.O7VLD$Q&JVY-RQB94Z3:+1):+V0"U[
M7[LS8C-MMR@&A\(?/\.$]L=(]0>07FRI'UX5O1_/]"=82.%TRW'.*D]:Z(X^
MPK6)]D,=;G)6H$,TI$ZD?[@0; #7IPU]EZR6^RSMDHJLV6B&_FL;&I?Z?156
M72ZB.2MZ>9,K?*\^RWV,5LTB?W=>J?GPYTCPADJE)ZD:D_9@A"'ZM_'#.;G/
M5%?COQT5]Q2VO49KJ_>MI_7JN'F0.)U7==W'V%6E5QC:\:Y.@K&)BCS2DCQB
M L>DJ<XX2LXI$'1.A>C8M;+MM=N-QEBW]53SG_5P?U7GVHN#^;S\A],^T?VD
MB'WL_(_?/]^/L?:/[!_9;_K3_>GJ^B>OZ;^X^/S']\X.^]W?U6-?1DOT+[/^
MX?\ )?2?HWN^HOYKY7Y/Y+W/7[7M>_[7Y?CZ/3ZO_0?A^3#/Y5_L/+W&/#/C
MM5<N6P\%NO&%=1*41J:.O0+@T/!)L3LFP79\6@F;PP1^--Q*=-)IO[*1:0C2
M&H0 (.V;HXK:G#6=MMLSY*:K.KKPY\^U!N4+/))</3],P5(4]4YP,5WPW7Y4
M\_DK2,E;6-8QBC8DJ<YE/F4N3@1$(FMS6+V<GUAVO"),$?P.D[[>6+ZX6X^&
MWFR>\F>-GF"E[4:SF*S$$8DLUG; I  E7'9':D\E-FJHVO3%?$A&Z1PF6%H5
MA)?[V6K3F!#^YUK#&][MK9R6=88,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,"K7CWI*Y;7\A/E:HN=RTMZJ[F64\CM-+1H$?C+8*(H[0I5ZF<Y":]-3.B?Y
M$8]/Y)1NA.:I9\L$K0"/:!L>A&]I)K+.=6E88>,M5DH$:M<HV+2=$F/5G[ '
MU"T2F*&<;L(=?E$+0 ;^&O\ =W@1PX\ZJKOMKG*N^GZF;)8T5W:'VN-BZ*<M
M[6U2C:.(SJ3P(]:XMS.\R! C+<U\6-4I@:5F&Z2G%^Z$HWUE +M+K<7FDQA#
M 8&ANI[1D%'\P]'75$T;.X2FH*&M^T8T@D*=:KCZZ00"OI#+&9&^)6UP:7%2
MSJ7%I+ I+3JDQXR!"T TL6]#T63-D5&<X7CYU.F:#I[H:'-7B98XG=5=12RX
MVSR8OL(F1-K)+VA,]-J-[):E[HVDNA"16$)X"%*@D)FMZ"8/6M"V;LTEQQ7A
MP;[:_8J'_>5]EOO&^RT?^W_V&^K?8K[:_24GVJ^Q_P!?_P"/?LM]=]_Z?\[_
M 'W\I[?O?OGJPYW\<F4X%6O8725RU1Y"?%+1<$EI;+5W34IZX:;IC0X_&7,4
MN1U?2K+,X,$IZ=6=:_QTQE?SC3=B;%2/YD)NP'^Z#0-!-ZR76V\X-'25RJ_,
M_+>2#Y:6*@&CQPL=_HH/J/QD)H+7<>BOL$HDPY2%GU+S"]14G:8*':_Z?K8Q
M&;(V;Z1A&)V=W7*TK#!@,!@,!@1?YNZTK3J1YZ.9:X;Y8C.YAZ)FW,D^42AM
M;FU,YV%7[;'W"1+(M\B[NAZZ-%CD ""5"D"0XTPH>_9T#T"$6ZV8SUB*O,W2
M5RV%Y0?)QSA+Y:6[4[SM%N,7:H(KJ/QE ;%%ENU,\R.?"&_MK.CD;^6\OC<!
M0$+DK6?*[V(!'ME;T#1JR=DO6K2L,& P&!#CD*E[>IA3T^7:1=#)VBS.K;6M
MJI4E&0=JA!A%6R\+&"-[M_31"(23*[F&%L']9>3M.BI6'1(3'!5[01:-6RXQ
MGDF/ADP&!%^X>M*TI._.5><I6WRQ9/\ KY^M1AK%0QMK<JCS893\$U8$M6S!
MP6.[>J;4@VLTDA)I*G6FG*3M:V !81&:+-;9;Z)080P& P&!%[ICK6M>5EG/
M+=83;+G5=TST?6O,%=IXDVMB_P"7G]G&N/TITDAKJ],I3;%&E$TJ5"T\G:E5
MH!>@DISC!!!A9K;G'2/.Z4C_ %%($--!Y;G-=05Q:.@*W?;N-L9 >X)I3SFW
M_6MV?"XF!/%I0--.G_1J'3<?OZ>$G98Q;6%:_<&"8ZI)X0P& P& P&!%[EWK
M6M>MT=Z.-8MLN0(:!Z/LWF"5J):VMC9]8G]2E1_[6.D:*;GIX-413:V0:3I3
MU>D:HX:<P6TX"]EC,+=;KS]$H<(8&%PNMZ[K8J2$5U H7 29E+7B?2\F%Q9C
MBQ4JG4A"E _S22%L:%"!\EKX!"1I8XJM&K%.B0:,,%Z _ 9MYLTP&!5KS-TE
M<MA>4'R<<X2^6ENU.\[1;C%VJ"*ZC\90&Q19;M3/,CGPAO[:SHY&_EO+XW 4
M!"Y*UGRN]B 1[96] T;LG9+UJTK#"+UG=:UK5/3/,/*4@;9<MLSJ]-<;A7JQ
MG;6P^*LS;1T*!-Y@MF#HM>D"Y %2C4D)4):-(O-.5'Z]P)101FA+-;9=ND2A
MPA@1L3Q_J+77#A*%4YKH?&@^?R&)LK<I >&U2>C SXE<IFBMS%%OES(*97?K
M1 ("]>H"W]UM&+U>\ O#'_\ 9)/"& P& P& P& P& P& P& P& P& P&!5KX
MSNDKEZ&D_D<;+=EI<J1\_P#D>Z!H"J0 C\9811NJ(2CB"N+QDTR.,[0-\,:A
MO)X=+E^U+@>'>O>/,WKXX;VDDF.L6E88,!@,!@,!@5:],])7+7OE!\8_.$0E
MI;33O1,6[.=K?BNX_&5YLK65%4S-(X"(#^Y,ZR1L!;,^.(U @MJM'\UO00'^
MX5K8-FY)V6]8M*PPB^NZTK1!V0P\/&-\L,M]_P"=GGILES*;6[[$)*]9["15
MKM&K=S'<MU^TJV0*1C*3E(3"=)B!#&< 0@ $7MO;W=,MDQ*AJ-@,\F%IP6F:
MHA5G6&)0.?V-$J[B$<GDY$K6@<U0IA+V=G1R"3"4N185!FUJ@_8SPZ,W\1:U
MO!FV8Z-KX0P& P& P& P&!%[EWK6M>MT=Z.-8MLN0(:!Z/LWF"5J):VMC9]8
MG]2E1_[6.D:*;GIX-413:V0:3I3U>D:HX:<P6TX"]EC,+=;KS]$H<(8# 8#
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M1WER[7ZKTV?1'BR(U(NAHK,ZADSJYMYYCY%9M1@X.D6U3[BTT\:-L 8W.#<
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MFSH:Y1AW?KGE,G0C2.4P>'MPVN5KEJ@I-\N24#0Z7;77;$DPLA\4?54R[3X
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M-QXMK%^TK>0$O8CCR]?EP26\NCQNA>G.?N3Z_46ET=;D)IZ"D*0("GR9.Y2
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MT2;IOTO<L+J&/O:\QJCPI,N.&\RAS)"2-0W1*+-*=RE,L7I2U!8SB6Y&J,)
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MT2>E$]Z.3F[T T(!;^&#LWQG'!9+ADP& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M):KZ%^Q-RW6UO)VS&>Q9;37+]?S^*L,O)4:&E?&R4/\ )5P%"%1L0%NS=A]
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MK[I880P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M?S7Q5%$!+.V68FMNW;.;..<.CZ8ZWIB&]"<]S+[P*@L#[0_9&7?9Z5Q3ZO\
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MO/N>V;Z!KKMM\4=J@\Z?B<O.7-D%K[LV"?:9Z7I&MI1SJ)VG4:-Q<G W1"%
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MQ1''E)XF^%&"&4I3#:B=D"*$L'BKXMI9V7DC)Y,_(N^>;Q3X^/'OQ@I,(4=
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MAE5G WH@TQ-[>LK.U\NMXY='6'(P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P&!\XC\-[P7P5V[_/+
M_GO5\PSO[L?YN_W8_6[:L6K?I7VT^_/[:?+?8"P8)]=^>^R;3Z_F_FOE?9#[
M7M>Z9[DCU>7;;7':[H^)>/\ C#C"%3"N^+(@PPF'264DS28,[)9TUL[WI,J:
M4C&G<E+A.IO.'1L^8:V,LH!)1Y*<7L"%H&Q^L6Z\^VVVW'9R=?@\Y3&(U_6)
M?:.1L,?^=_FD?)_6W=O:OF_EOYS?S'RWSZ@CW_8]\OU^CX^GUA^/P^.LD=O/
MT_EU.^1J4QB2^-SR'_9R1L,@^2X@ZI^<^B.[>Z_*?,T-8?R_S/R"@_V/?]@S
MT>OX>KT"^'Q^&\KCK\Y[N2/\/3XSO&;V9Q?9UH=FU=&IO:##U!-($PNKS>-K
M5FJ3P)KJFE9"UMY;#!;1A+0K(*D,I=#-*S$ABDP1HBQ&B 46 N2.WEWWUVQK
MRPOA\A_CJJ!1X5NB^/\ @F&)DD;A2(FT*[@<5F4ELLY7)8993%<DR843M+)9
M*)$[ODF:DC@6D1F+C1Z5+" D%;_>RA5SUVOV3;9 [\,AY,^>=\@,/"]LV/#:
MJN"DY=.?N]:)R_-D7(LN#V%,7NQ!&1EQ>3&Y$Y2MCE\I=4RMK"88MTD"G/+"
M,O9NB(UY=+W=TY.J5%;M4.4G;(2W6?7B^9/21:O9HDBFL;52=V0-Q8S7!:V,
M)#D8ZKTB HL0CC"BA@*"'>Q;UK65RQ7--^+J_LW*3_IOUO\ Q#=*9*Z^'Y_P
MN]\97]FYX^?Z$'*'\0T"RN>_SOO7$_Q1PESKY"_/5Y7*3Z9CK](X,P3CNFQV
M,F.2IYB+FV3-J[+BD2;'DIQ9E!(U7R3/-5^@IU 3D@S!A$84/T!UD=]MKKX]
M;/Q_A,K\/S;LSX-\D_7'B&MR5K5\94RN=#IK3H>0!(;/:Q4K773@Q)SO9.1I
MK>ITS;Z,D.]AT-K)])(##CA;)Y9W:S>-0>21T7^,#\2!4'>$[978%%VRYQ.<
M"D:9N.<DR>.OM0_S;[P3MXO<.^HR&)I%:IZ$A#LL\!*])H -!,*$)U-/W\7;
M.;LV5]K<A(:DW?*KIFCBJ>^AAD0;!W9D3''C6P:/Y\OY=06Z",4N)Q'Y"T18
M!+3#MZ*"5LW>@97#MVSC'%QN^'L#[Y&/Q 72'D9B4>=$=)5<ZVI*VB0N*0Y$
M#V)U"7FA:=C[@46$LHB5R*N#UCJ>D'[FD^D"C0AB'HL8X[[_ *^.:]6=>%I
M@=?Q&_E_:W1$D<FQR2>0! XMR],2L0+T"SNNJTZM$M2* &)U214G,$6868$0
M!@%L(M;UO>L'D_JU_C_"L#R*Q*9>))_\EOC4)2/3ES!VQ'J7N/G$\\1AR=C.
MAO0E?3]G/VJ4!] S&&+Q>1Q-V$7Z3UZIL;%)F@EZ+#AK7]\;]8M*_P#7,C_V
M/_6JN.C/_O\ ]>C6\FYKG'1OX23F%57[.MD3YS]:EI="K6-L+&>XK8M%^C.I
MX3,5:1. 0=J QR+V&K=E ?W6_E$!NPA$/0=;=#,GFN>JW?\ #V>3[F^Y^&Z8
MYKE]H06ON@^>(P36+C7\ODC1&7.81"/*#T\+F,(*=SFX$F1&1L29,XEI-GJ4
M*\@>U 0%GIC#JQY=+-L]*Z#V*U:OE,E5PR,V1 I%,&]KV^+XHQ3"/.\E1,FC
MT:;;PK8F]Q4.B9KTI<$Y?S R@E>L\L/J^(PZV<L5GN!PS?@\Y3&(U_6)?:.1
ML,?^=_FD?)_6W=O:OF_EOYS?S'RWSZ@CW_8]\OU^CX^GUA^/P^.LD>CS]/Y;
M8_$W>4KGN>T$DX#Y]GD<N2R9I8L5>[<<( XHY7'(*QPE<%Y:(@8^M(5K8XSE
M_F 46Q(T*@T]O)0'E*PEF'%EBJ>+2Y[KR1]\M'.<LY/_  V'C9HR>-AK'-XW
MTM 9-+V!2(P2V.R:TZUZYMA\CKCHS8O;=(^Y3@U&J #8BBU! PEB$7H.]Q=+
MW>6W\?\ TLJXB\*GA3M7B_D.T+5HV%N]H61R_04]LAU5=/7RP*G.>S"J8G(9
M@X*6%GO)H:&0];(7%08-(E2)4R80MEE%%@"$&KAG;R>2;62\,IB_B'$S0C\(
MW5R2/"(&P)6GFA,QC2JA+DHF@CIZARFT29:(Y0)80)$$&P&[,'LP/P%ZA?'X
M[5GQ?V1ZG\.O/H*R^''CUL>9K$FER3?S@?F6]SD;.@7)_>ZENY03[Z14L*/*
M]T@T(P^H.O4 6MZ_)O6\0\OSJE_\8HZMCTA\;KFS.2!V;5/\\+Y9P;%B=>A4
M>R=S$G.]A6E,-(-]H\H0!>D6_2,.];_+K>LE=/!U_AU'>4CE@'9_ G3O/J9N
M+<I1*:U='RNBMI=J5&K/@AA$XKPI)LK^^DQCE*X^E1&F$_$S:54:#TF!&(L=
M<=+V[2OG3Z[ZF-I>(JD_%9'2W1VLPWLYP&U-1?O;VNJEQ+22&$0_1AP2R-*7
MB][!7G +$/>RM-I7P^ =_#4>KMQOW],/IH<FT$Q\L<RT/SG'A$G-M,U7#("-
M<2(X8'AU861(E?Y (1X"C-G2)^TI7&?N"]:,4;]( !^ =5Y-KFVN S\-[P7P
M5V[_ #R_Y[U?,,[^['^;O]V/UNVK%JWZ5]M/OS^VGRWV L&"?7?GOLFT^OYO
MYKY7V0^U[7NF>Y(]/EVVUQVNZ/B7C_C#C"%3"N^+(@PPF'264DS28,[)9TUL
M[WI,J:4C&G<E+A.IO.'1L^8:V,LH!)1Y*<7L"%H&Q^L6Z\^VVVW'9P??AY?%
MOROY,HWW2T='-,M,>ZO::'0U9+(A+'6/.$)<K+37N4^/0&Q.=MBD9Y2B%-AI
M1+FF5)P[3B#Z=!-'\9'H\N]TQA9+^&KZ"L3ECL;JSQ)WT^JPK&-^F;G5K6Y?
MN4:"QZC=E[78[/&/=,&J^0G\*T"0)B];,2:2L9IY8@B4#V>C'EDNLWCI-\P-
M4P2W_&'W.PV Q)GUOBW,MQ6M'PGA#H]HG=0P-]LB"OJ!1Z=G)5+9)XTF$/9>
MP[.3;-('O99HP[KGI;-YCU4A_A":K@J#C/H^[D["DU9DJZ<=*K=Y.,LLQ>."
MP&JZIEL=84QP@;-2I"W^R710>$ M!4#&5L>M[)+WJ1OSV]TG3#K?RN+DB_%Q
M\US&RN6>=.C(LSK7ILYOL6:L,[T@+..''X?=K;$DP96O+ +18&='+*Y:F\TW
M81#+.<R?A\"]FBU*[>&XMGJN/\9'DBYM[$X^IN>-5N5XTV$P5K%&*YJ^>I;'
MV240*>1MB0M$L"Y,2]6@7DQI8[)#5#6X^P!*M0FEC#L(]&%%WFQOK==L.5CS
MU7=&_++Y'N-N#^07]MM@5;+Y'"'2<PL::0QE-/+=?HH;8ZA&]-QYJ%YC570B
MMT2]T7%';2IQ%K >OXD&"W';QSLTNVS=/XQ!J1,33XT&1M+$2W,[=U@U("AF
M#-$4B;TW+21*6(TT0C#1 ()#K8A;V(6]?'>_CBIX.O\ #H5J#P/^*6AK1@5T
M5/RM]E++K"4M$T@TD^_'H]\^AR9A5EKFIR^CR2X'A@<OE5101>RL2J$X_A\!
M@%K\F5RODWLQ;P6[X8<)OX@*N(9<?G]\9U16.S?:.O+4@_&=<3R/?475H^NP
MR<=IW-&)0S?5F%<UOC7]48W0\CYA$I3JR/7ZR32S A'J/1X[CQVSGQ_PZ<^9
M?#-XV..;?8KYYPYO^[JV(R@?6QDE?WP7U+ODD,F:%;"]D?0IW:,GC:GYUJ7&
ME>HY&8,OU>HO81ZT+5<KY-]IBW@Y;N"[AA7#'XF/O=JZ0?6FL&V_YIU'#(S)
M9BM#'X\B57;=D-Z(JY4Y.S@$I A22^-,R9,D/4&%)S%+@2'1GQ&#0HZ[3N\4
MQT6W_B9>PZ"CGC,LF@4EF0>16GT/):I9X=#8])VM[D 66#VG"[4?Y:J;6D]:
M>DCR-'"0H]JC_9(&I7$E@&(>]!W:QXM;WYZ1-CP!0&35KX@>*XW+6X]K=EL/
ML*<D)%))A!NX]:-U679L06;+-" >BW.)2Y"I!OX? 0#="U\=;UO#/DN=ZH-_
M]?-__8_]959.KK_Z/]>KK+[U@TCL_AGL^M8<A$YRZP^3^BX-%6T'KV)PD<MJ
M"8L#&A#HHLTW8E;FX%%Z](1"^(OR:WO\F5QUX;2_ES%?A)NI*78>9.A>991/
MHE%;/07\XW6UL$D?VYD7R2&S"MJWA9ZYA(<STNG8N/NU<#TNTGV8)-I:1LS0
M0F V*1U\TN9>F$7_ "$6M#.S_P 31X_V+GV0LMCIZ'F'*\-E+[$W$A]8SG&F
M;NFW1%EA0NK<(]"M^R43=SR5@B3#"R%2$\L8M#+,T$NLNOBN>K97XR?_ -5R
M?^;>_P#J+V*>#K_"/?EIXFBW@AZMXB[?X02RZ)UNLDZQGF4/<I>[R8DV30Y>
MVO3S%5SQ(Q.#@;'+AKUS6(QI33%&DQC6>>7LH>R=A+IM]FMUVYN@;STV3$;D
M\#/1%MP!S+>H-9T+Y3G\0=BQ%""X1J7=(T"_,JK?LFGE!,.;UY>QAT,7H%\0
M_'?PRN7CF/))58'AF\2/B0Z<\;'-]X].T[$I5>,W^^#[;OSGT1=$%7+_ +-7
MU:,0C7OQ6)W%%8^U_*Q!@;R0_+H"/? 7HX?K,,&8-AOR;[S>R<G7'1M<U54%
M05W5='H4#745=19LA=?-;9(7.5H6N,QLKZ2@;2)&].SZ[O'T\*79(CE2Q2H$
M,&_<&(6MX<;;;F\U2_XCO^QD[(_\UY_UJJ-PWXO[(H"\/_X=;COMSBGGOL*[
M[-O[ZS99EFG/U<0I^A$<B(A0.Z; KAN3 <5D%>Y.! X,\-*-5!*5E*-GGCV4
M<4'00Y'3?R[:[76871><:B:DYG\!G2M'47!V>NJMK]KYX:(M%&0*@29$G%UC
M22M6J5K5IZMS>'AU7J#52Y>L./6KE9QAYYIAHQ#W6/';?)+>?_9SOU)X4Z)Z
M&\ 4<[IK%BF#?V6P1:[+3<'-NE#RXL<]8*>O>TXV[1<<,6*%#6A5AK"(>M$8
MV%IE9KHC)]6S='&@'.CI?)9Y.V_%<CXA+X?O*EX1>BN1Y7*#'N^Z\JJU.8UK
MJ[J2].:UKF\%?CN?YD['A4D 4)" G_1Q&GC+,5F1L\:C8MF"-,K&\[/)+T0G
M_"X=N5ESBDZ0\>_2$C::0LLRZ%]EPANLI4CAX7:8_9MDKJSJ_5+WPY"2AF$?
MW738:0W'"T<I"-5[6MB)&'<C7FUMQM.2UW\0CY$^?*0\?=X4>SV?!Y9>O1<6
MU540KF-21E?W]%'I0L1$S68R1O;%"]3'H\VPSYT*52I++TK<C4Y)._CLPPFL
M>/6W:7I'E?AUJ/<.,/$JW3Z[QDUTAM&3V/UK)CY0:8VE1.MW")1=H99*_C5B
MT4VMRVN*U2/GJ_<A A5@&/6A^O6#RWNWX.=W[E+R_$W=S]876T2%XK/G.@JS
MD$0Y^5.J0_Z.G>0)G<%*0E82JT<F1NMAR L^2R\XC1JA C'M,'8?4@WJ<W3,
M\6LG6K5OPS'D E1S-/\ Q5]*@<8U=_,RV6[JEOE!GL/AT.CL@4(+"J5Q"K4#
M.,D=3R<\PQ&06(S>V0XPHL!9#5L0T8\NO_.<JZG[=JF"7I5U@TU9[$FDU>V?
M$7Z$3!C5A#LMP89$W'MJ\!1FPB$D6E%'^XG4 ^!J90 !I>PC $6JY2V7,YN(
M;\'A5<%?[/[@N)W84B^P:TB5#0J$OJDLLXY@8K5<+A<9N6@T8 >TRMW,K)I+
M$>#83-$%F%?'T&CUN1W\]N).CN^RO.I"_$=_V,G9'_FO/^M51N'3Q?V1S:6C
MS(;<OX4_C*\(\C4"G7)5E7'9"-Q;]"^JD027=:W1!)RE2&%[">00G7.C,\*#
M2]Z$46R^O\@0BWJ='67'FL]?_ILSQYVZ]>9_S?4)TM+FYQ5P7C+D>K)0[)W(
M.A-X;5B\):4SF$O7R:$DE27TM9SNZMY@ >M:C80':])>O;*)M/K\=G6UL'PE
M?^)&\N7_ )OO_KXU1@\G]6O\?X0'[WLWJ#R7><&;RSB^E4'3QO##U&&NOH [
MGI5%?N<9YVL-!J1O,H,-ED 3O$3E5UORP7MI70A0X-BDD!9AA0-CT:UDT\?[
M<,O \T"KS0].5; ;Z[SX0K&@X9S,O<-(;<J%.H;79L(LUZB3(0V28U5T%:RU
M2TBD[<W;1#*1D[1K#A"T:'1QFA.)X_KEQK<Y=OWBSZ[([CX,YTZ'/6)U4OD,
M'2QNT"R1CV)-:L%,,B,^$82:64<D+=W]H-<4Q0O5L*-:3O0S [T8.O/OKV[6
M.8C_ -?-_P#V/_6563J[?^C_ %ZKOOQ'?]C)V1_YKS_K54;E<_%_9%0GAF\2
M/B0Z<\;'-]X].T[$I5>,W^^#[;OSGT1=$%7+_LU?5HQ"->_%8G<45C[7\K$&
M!O)#\N@(]\!>CA^LPP9@V&_)OO-[)R= G8=<U54'A]["JNCT*!KJ*NO'QTY"
MZ^:VR0N<K0M<9C= SYI0-I$C>G9]=WCZ>%+LD1RI8I4"&#?N#$+6\.>MMWEO
M/+BB\;?B)I3NKPX=F=')F.0_SNZAMFU4%0R!NDSP2U.;-6%-TS9Z> +HA[QD
M><#Y:?(79"4K&2!24H7$"V<$LGTY'?;>Z^23_BZ3/PQ_<SIU1PLMIJP)*ID-
MM<FR-/!5BQT5$J7EVJ>3DK'>JW=:;K852@3:%$Z,6C# "&(EF)&8:8:8/>5R
M\NN-LSE577X.UT;6-L\EKV\KTC4SLZ#DUT=7->H*2(&YM;T_4JM<O6JCA )3
M)$:4D1AA@]Z"  =[WO6M9(WY^G\JIH3,>_/(?Y5+I\E_$_-9'1SI3EYL$TBD
M?FVT8(3%XVWHG:+T"W25$MG-8.2Q>WQ*#DK/;;UJ<T#BC]\[0?<])AO]==.S
M:X;#\LEP>8/5L\H]Z]L\<5CR[,N?IPPQJK+-J]"M2IY/(&A_-M:)1&:C.O.V
MEJE(S+8\[*4!1?TXK9:YP ,1NS Z 32:8NNMSET^>;&[XCTM^'KNGH"!FA,B
M5Q5UR;8;*5H_:@U GD_25!N9K.K-$0E']19%1YB-2$110P*"!A$ (M;#JN7C
MF/+BLZ_#KSZ"LOAQX];'F:Q)I<DW\X'YEO<Y&SH%R?WNI;N4$^^D5+"CRO=(
M-",/J#KU %K>OR;UO$3R_.K1^@Y+QQ.(6SU%T[)*!D$ O7ZRSQN'6\^0DZ,6
M2KC.TRAT21HJ2JPM[R_1PXXI0#:,6UR(X&CBM@,*]8#$[N<SEP;>=[AKB/QO
M3V@[L\>EZGUS<#I.%KBLI6(6T.9/];DLR;3]'+4B#V%X<9]"4"=U!I#HMT7*
M@+3#2Q(Q@TF5!'*]/CVVVEFW)WW<H36=65RUS78MHH/I=F3Z@:<FMBMGM%D?
M3IU*J[CC[+D'LDZ"23\G(%Z@OT@UH(?3\-?DRO->%LG++?V$,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,#EC_ &17QN?PV=O_ *2*&_V:\F';[M_PM.\:'B*YN\5OWU?S>YM=\Q^_
M?[N/M=]\LD@<A^G?=A]O/H'V<^Q%:UY\G\Y]X:WYSYKYSW/:(]OVO29[E8WW
MN_/HJQ_9%?&Y_#9V_P#I(H;_ &:\F&_NW_"?7(G@MY)XNI+LRA:NL3HM^A_<
ME5E5%;+E/I;6CI)(]&R8E:<-"NKM9':BBS6TOFVNW7(S9KDC=T_S!"87L^@!
MH#JSMY-MK+<<$!?V17QN?PV=O_I(H;_9KR8:^[?\+H?'/XYZ2\8])2FA:%E-
MJ2V'RVU'NW7)RMU[B3])")(_1*#PU8A0K(;!X"UEL9;7 49A11B,U1I0:<(1
MP@"  NN>VUWN:B%V#^'P\:?94X?+/E-:RNGK*E*E:X2N8T!*$D$-DSNO&(]0
M^N\4>&*6UZ9(%"LPQ0H7%,Y2I>H-&8L,4#WK>C6ODWUX='E\!>!?BGQS7&7?
M-*R._)?9*=@?HPD=K7G,1>D21EDA!*=U2%-$,KN!MQ@C IP; 8:68: 0?R"^
M&]ZV-O)MM,7&$LO(QXYZ2\G%)1:A;ZE-J1*'Q*U&2W6URJ)[B3#)#Y(PQ*<0
MU&A7+)E!Y\UF,9C7/EAAI1:,I1M042()P0!& PSKM=+F)3T744;Y^I*G:%AJ
MY\<X?2-5U[444<I.I0+9(X1NMHDT0UB72%8U-C*UJWQ6ULI1BLU,C2)S% AB
M+)*!O0 DMS<H"\M^(KF[DCMKHOO2N)M=[W;_ $W][OV\CDWDD#<JV:/OHMJ/
M7+*/LBSL-:QN3H/D)/&R"$'SKPO]I ,P!WOF[">$U=[MK-;RC'+X\,G,=\=X
M0+R*J[#Z K+H6 .-;NZ7562BN6F%2-TK 8$[,MEC/*JJF+TZ"=X\00S.91;D
MG(5M*<!&@%[V,P8F]FO;PPF]U1R%SGVM5JNF^FJO8[0@AZT#LB1.9K@W.T??
M24ZA(FD$6DC(L;9!&GQ.F5FEZ4HE)(QE&#*'ZRAC (SKM=;F*(R_PG'C$!*]
MR(4OZR-:/FPJ?L&9:L!U%-$Z" .T&EA5/E3GY0>P[WL7UKW_ (BW\#-:^&M3
M#I]V_P"%]_,_+- \=U4T4KS=6<?JVNF<TQ8%F9 JE"MV=SR$R99(),_.BE>_
M2F1KB$90#U[@I4JC % !L?H  (:YVW:YO-#'EOQ%<W<D=M=%]Z5Q-KO>[?Z;
M^]W[>1R;R2!N5;-'WT6U'KEE'V19V&M8W)T'R$GC9!"#YUX7^T@&8 [WS=A/
M":N]VUFMY1[3R2^)GEWRD,E8-G0:^S(H[5(Z/RZ)S.H'J(1Z7?3I,D2)WR,.
M:Z8P6?-RR.+E+8D5^UI*6<4J2@$6: (S@&C3>Z<GJ_ZHKF[^K*_JI_MM=_\
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M9;.;713.)@2TP\X2-00[@.$-0JV/WQ;3A&<-^V7MDY+8L,& P& P& P& P&
MP& P&!5KY,>DKEYYD_CC;*BEI<51] >1[GZ@+6 ./QE^%)*HFR.7JY1&2C)&
MSNXV,QU&S$!VN0;3.! =;]D\O>_CAO62RYZ1:5AA5KY4>DKEYJC'$;G3$M+B
M2RW_ "/<K4!88S(_&9"&0519RR8))G&=%R9G> -)CF!N3B N1:3."<16O:/!
MH0]"-Z26W/HM*PPJU=^DKE2>9^)<D$2TL- ._CA?+_6P?<?C(C1VNW=%?8)/
M)@2D3/N7EE[BIVDPD.E_T_>P!,T1HWU#$;Q.SNZY2WJJ/]1-M\=,O=O3FNI#
MSW(5M5"Y7A\60'IIM F]LB;BDMTFQUAL6:2W%3(Y@-,J;1%N3H$M*$0/@FWK
MTF&;C$QS1(\,O25R]:^/:H;TOV6ESBT9/*;K:7V2EQ^,Q<*]'"[JGT,CX=LL
M09V%@2F)6!A3%#$0E*]T0-C'\1B%O9K>37;$Y+2L,& P-57I<41YYI>U[XGX
M78R#TW7DOLR7%L*(IQ?#(Y"F)=(7@MH0'JD)"US,0H!Z(*&<2 9F]:$,.M[%
MHLF;B<WDTK:;'>=.5-=D8;WAIC5PUG [3CS5(2D)#^V,=@Q9JEK2WOA#6X.S
M82\(T#N66I G5*2 GA%HLTP'P'L68N&S,(8# 8# 8# JUX]Z2N6U_(3Y6J+G
M<M+>JNYEE/([32T:!'XRV"B*.T*5>IG.0FO34SHG^1&/3^24;H3FJ6?+!*T
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M6G#H X!BSJG0IHS+PF*'0(G)J$<F'KX;4>GV1&>&./-)/"& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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MV.-"<) Q&*33-QV\EUUMUDCPJIZ+AODHDUPW]>GELD/$5+M=JSRM.8^<.?\
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ME:E8(+&Y3OOL&I.D&JYJZE<^9(?.&%NKMO;VR01&1MR)Y,6_4FPLO;>F3'"
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M'%F%#WY?NXS=!, ( ME'N4 /(,T$6M;V6<28$8-_W!!%K>OR;U@\G.>T>-R
MW%K_ #0^:M,N2B.;'*OO'FW'A,"8$A46.A),6M2Z-#Z?B+2=4'UZ"+U!"8'?
MY/CK!?Z]?>HF\%]9Q?PWPF0>.7R"-]BU5$J<L&QU_+/3.JWG\ZIN\*4F\P>I
MXQI@2B!1Z4F1^P61>_K-+VU4464D"84G]W1H0A,B[3O_ 'U2G\@TCB_E@\1O
M41W$ALGMA24M87* D#@LVA2Z?RFC9_7UK.C)&([/8Y&I+(27AL:#$: 2=,#3
MBNWHE,8,7]VIK^F\[FA.I_,50W5_"U^4SS QVG->J[8YLLV+RZEUU/6A'#^>
MF][@+NU6S,+GF$IA;;"(W'*K95#B9HX*Q4)X<$Y"5$4>8?\ N"S2S;-^.6EN
MTDJK7X6Z@TNTQ^E)'//CL]]/LDS1Y/RD_H8Q7[I7I]POY8LH8C/CK7HT'>]_
M#6MY%G]M_EU*2G_JQ(__ # N_P#S>HRN4YJ@?P]A1I'AXXS(/+,).)9;@*.)
M- (LTHTOH:VP&%F%CUH8# #UO6];UK>MZ^&\->3YU4SRNV\!>,E;</'7E.Y2
MJAD<HI<UERWG;K"P^1D-Q0N_Z+F3R?*(H$ZS6BMIT[%SJ)%JCTR]N7F?!O)T
M2E";\2?3D;V[M_VTO\97 577O#/=/&/7T1XCI2+45"[X@%C<ZJ;+:.8M<XII
MRL>:X-+9I@T(U<%B4BF<+B[G.=A(6'(A%!7)UA9(-^G8AUC]M=IW(K<4^5^C
M.1N9:CY$[X26ISIUIS17S%23[5[O3%O38ZSD=7MJ6'1&:5%)(#"9/&Y^QSEB
M;4)J8U*K" 2H\6@>I-LE0::VTMO=KQUKQO"_/[*M?O;S06?:U:2&H)-/[#XZ
ME#97<N3$H9;&Z_<*IL?[JTLN;TYAQ;5,#:T*:3'A#L8C6]U&H2G? XDS6AOB
M:ZR.C3#DY)/"_P"12O\ ACAJ'TYWE%[*YPCGVXN65T):3W4MGR6"VA"WRUY<
MJ?V<YRA$0DJJ,V'&9U]5]QJ<R4IJEE/;EJ?9I2D.';?7NVSKQ3\\>B>8]=^0
MOJGRAC@,XKGG^04A7_)/*HK&C[I#I;;,%CDB*L&?6P*'/B5&\,T2<9D026QG
M'EZ$M3&F?$)9A)H-&=OUUFG55G=U)641Y))MX;VV-N(^5NT.SJR\FC^Y_'0F
M;5&-+(]S7H^KUA2G1I2)KDE[5>UE-P2=C*(.+!ZB@"4ZT*-RSL[_ /E)AV4@
M $L(0 "$  !T   :T$( AUK00A#K6M!"'6OAK6OR:UE<%,_ELIF[=RCB'NCG
MZO'^Z)KP+=LBG$OI2(% 43BQ*0M2.H8?;Q%>H#!Z"]SUI9&HDQO;]:V8I 8=
MLOUF@ 2<=-+..MX9C"[,\[7*DBJU^:.1D-S=$]:2-C<62K^9HW05TL]A%6(L
M3GMR J?"D,%:V*(QR)O9A9CVN$M- 2E+&-/\QK8/4)X[G]N$1WL?QAW77GX=
MATX<CS:?..D8I!&:X'.-,*HM[/D5J-EZ-O1TN@S,>0$0Y.K)&4K9T.DPO=<U
M))6B1;V:'XQ9O+Y.[H\WJ?S%4-U?PM?E,\P,=IS7JNV.;+-B\NI==3UH1P_G
MIO>X"[M5LS"YYA*86VPB-QRJV50XF:."L5">'!.0E1%'F'_N*32S;-^.6ENT
MDJK7X6Z@TNTQ^E)'//CL]]/LDS1Y/RD_H8Q7[I7I]POY8LH8C/CK7HT'>]_#
M6MY%G]M_EU997%HSIZE$'27.%]<^.;A](17;3]C588\^T(_;*.=1)VC:=[ 0
M 98CS&=2X@4A!\=:&(K6M_DWA9<651OP_P"5"L.)N?J]XN\F2"P^6.B.6H>T
M4W]4D576C-*TNB#UVD*C$(L2J+!@40E;9)VQRB2!$%1[NR#C%8#1%!,#H?MG
M3;3NO=KQE9OW2]2>UE_CD\PO',!L/H")<LS"USYI5\?ATDCMK3[FV[&D59V+
M*(37<M:&26NDEB8& 2YO:CTR90M3J=';T D(QZGY37AG3;AED-X^;;FFS:>F
M%;\/H[=Z<ZZLJ'OT/JVBHA1EO,K^P3=_:S68EVL]UFD+CD4A,:@+BOTJ>CE3
M@'0"4AV@;V (C04GCN?VX:HA75RD_<6<C_A[>99$M(>)35/D_P"4_MPM:Q&*
MFI/,)<LMJ:3%,WK-A#M0RMLNERA&D4#"7[Y("Q>@&QZ!HU+W7:_A.;\1*4:=
MXG+] 268:/4XYO-V$L ABT41T?59YYFPAUO>BR22Q#'O^X$(=[W^36\,^+YI
M@^5,HT_QH]\D$%F'''<A=!E$DE $8:::95\E 6666#6QC,&/>M:UK6][WOX:
MPSI\Y[J//(@XSMH\/G@^=JL844ILYKZ$\5[C7,8<EY#6W2.=HJ,>%,085[FI
M^"9N1.\@*3IS3S/W!)9FQB_)K>'33Y[9]*FM>'F]YS>Z1FM?4G#[^F';\RA[
M]!H5QRHY^N)GM]@MY]:%C,D8ISMQA2>*,[3$GM0$UT7DN2@C:,D8TVSM["'#
M,\=SF_'U5[]/<=S?DO@GP]\Z]%,5E3;B"E)P]._DNCE,$2Z6>VZRD)L[B1,M
M1UR9N5R2E(M:<J>4SH8D*,+.++2&%!TK$B#N-3:;;;6?+HU-Y(YEXW[[X/F]
M>^*[CF%V"[,+U5$AFUY5#R"[U>Q4K"6&SX4Z*1'6A):RAKW)Y_.W *1J+96P
MUR<5+>M7+5GM)TIIFZNO=-L[U<7V2 1OFK\+BHH(C$NH+Y$@;4EZV,C0E%$1
MLQ.'9P=;+T(\LD8@:^/[H(!;U\=:WAB?U[?P_KSA%&G0KQM )+,-'KR_<.&[
M"6 0Q:*(<I^>>9L(=;WHLDDL0Q[_ +@0AWO?Y-;P>/G?:MA^:^J97*>+S[^J
MY&8JNOA2SJ_[6JH).CM#5KJ.=OK$W9E.TWJ/.;76M%+Q[R?T&@4C*+ (L6O[
MA/'?VQ>5X, \)#*^VK5O1'D5G[*K9["\BU_2BVV="Z_+C>8WSY7YRFM.>X,M
M/(T+WRX[%F94:0;H7H/3+2AA#K6_CLODX6:SE(NVPYJ*/$B4:6N\SXS"S  /
M\L/8AI A@$$)Q6H[!R-F%"%K6C"]'$C!O>OCKU WK^[K>'3?_C[,[_#V%&D>
M'CC,@\LPDXEEN HXDT BS2C2^AK; 8686/6A@, /6];UO6MZWKX;PGD^=>A\
M-!1I<U\O@S"S  /\OW5AI A@$$)Q6FVOR-F%"%K6C"]'$C!O>OCKU WK^[K>
M%WY:^RYR4_\ 5B1_^8%W_P";U&&)S5 _A["C2/#QQF0>682<2RW 4<2: 19I
M1I?0UM@,+,+'K0P& 'K>MZWK6];U\-X:\GSKT/@]*-)A7DE <684/?E^[C-T
M$P @"V4>Y0 \@S01:UO99Q)@1@W_ '!!%K>OR;UA?)SGM&H^>TEJF]T_B/2:
M3V6EN9?&N4M4TI6^P2C^\PSCZ=I8"I,-7"*1;2%3(M/H8S!:)UZ!:'O6M"^!
M;CMUSR0"\?5C^'.DJ&B4*Z:YLDMC^2@] M+Z*K>[N-K<Z!ZQL"]E;DXF25"Q
M*9A6TP1+2)$\%#"W"3N:-&),$L:\PI0%0/1K:;V\+^GOP;#Y>A<TB/A9\Y3)
M,JA,H^2N]T>1V1$TVE1I2D<"12BE8FO;89'@M)>FAP98T,T;4E.;?<0&[1""
MF&,L.MY$O]FO\-J];E&G>,[\/N DLPT>NO?$(;L)8!#%HHBJ%1YYFPAUO>BR
M22Q#'O\ N!"'>]_DUO*FOSV]JF#V84;OS6^%\_19FR2X/Y%"C#M %LH!IU$Q
ML9)8S-:] 3#0$#V'6]_$6@"WK^YO"3^O;^#C,HW7FM\T!^RS-$F0?QUE%G;
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M: A?4LNNU@/Y^L5T:V6$V?"FB66>PR%S=TKVK1I$1591^7N@1 #&UY2@1B<
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M51Y#/.KX>WKY+"X;825 SQ:RYBO:(A8#.AD,/=9HBAD)D"JO3'E@<TRT*5^
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MK\FL-;_V7W/P]A?N^&_C,KUF%^Y'K@+]PH7H-+]?05MA]98_AOTF!^/QUO\
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MEJJ[JL%==62ZK@63:M0#EJ1"E#9%(RPJ#6G%A(79O=@JXC*CVM[):5:K;?\
M+'B&E/":D.-*V'X#^.BRXN6J.1..:DXNKU\@U8JYS*W>;3)YL>T[9MN5J)]<
M5P6&_P"R@.4ULN;JDR(Q]?#$B8E.#VDZ9,445KT%:&,T9A=MKM>*5F&3 8#
M8# 8# A)<O9)51=J<8<>;KLR0'=>LO1#T78.I6%J*K\J@8&@FIQ XON..(Y2
M9*1N($H=Z<&[2/6A&[][X:+V:FN=;MZ)MX9,!@,!@,!@,!@,##XI84!G:N7(
M(3-HG,%L E*N#SI)%Y$T/RF&S1 B0N*^)2DEK5JC&"2H4#HF..0JM%*2BSP"
M$#6A:^(Q688# 8# T_T-:_W#4#>-Y?0/M7]S%/V9:_V7^J_0_M)]W4+>Y?\
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M!:[8!#**]P)Z=,=.W77Y9S^']N7:#KUSXU/)PQ676H:3Z1YLI'JZDNB:C)D
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M2%C:DJ)*(Q*7M:#0"]NLDNUO&.A9/L_9!&U6B0JMDE[4A3B&,@)_H#[VB!F
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M$G"))$9LD!G;7MN$P\,F P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M#K>_@'8Q;U_=W@WY:^R\'#FB%Y!RC3^".WR""S#CCN0NE2B22@",---,IF:
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M6M:POCN?)+6_)-X?/&K<LH(N*Q^3(!()Y*#&:6RM42ZS=AC<MD^TR96H?Y;
M(W*FB 2AV<E>MG+3U[6H,7&B$-1LT0A;V3OVG"596BC$;;8VDAK='F-!#T#&
M1&$,41-*!+&T4;2H -26/)&(A.6UIF-,UEA3%I %!3@3AT7H&@:^&&%9"GPB
M>*I5+U,T,XRK<"]8_P"Y.JCJ9WGZ.LU#P(01[-.I]',"*G,1?$ ?[SVR[1_
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MM*/W9??/T>G%JQII1,+=-B9%.X>\*65M7;<6]J?]P651E-*T")2(7M%.A:P
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M2+/T&G\6CTVA<I;%+-)HE+&9ND,;D#0L![:ML>F1V3JVUS0* ?D&4<6, O\
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M2@!  .@ZUK##V> P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M%$O-/,+:P$+!F%"2^DHXH[Z_9GC/U_A*OR>6=;72_BR\.EN1Y];HS>]W]?\
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M;,JZHVF:^L66"GM@P2J*[AL[G0S5)PII,HQ$&=DD\L$<M+)6'"D;VA/6;$<
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M[+I6I-$ I.FVY.A7N#%O00!^.][UK6%EQ9?RKA\4MU6(Y<F57R)9/'G7?/\
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MW7L-)L^I';"B6&/E7K8'&Q"++#))"S6BS0UZ21S:@XLGY_2<2/Y@T!/N>Z,
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MA-5DEC7$(S491AY0!F!&:7H1;KMKSBGI\\]W-23R8,4,)Z7,(XF;^.I(Z2<
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MAC2R**5+&WIH<A%[+-T82U+D8%)@?3OU%E;UD+,W6?B+#_"]0E4TWX[^997
MV]K<9K?E00.];IM 8=N4TM&TK384TYEKW-9:O)#(I&M:WJ0*$*?YXP9B5.G"
M5K0=A%\:SY+;M<]&S^Y^PZ$X^9J?C4PJ22WK;5P6&J1<X\Z53!&:86'/+&9
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MJ^Z[W#FH1YRE$?X+\H/D8H.;.Y$6HKHRM0>3ZMG!P^*1D8'=M^9B?6X-JQ%
M3J7)6^MZ5]&F*WL:=M3;-%H6A"$$Z7]M)>LX?_2 **87!6O@G\CWDG2:=(?T
M/Y I=*[S"Y$>M/)814%E6;&J0JQ@:71(:>J3IHA3SFH<F=269HU%IRT8 81
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M:-M6SSHA"X+UA1%J**/YKKBPXM )@J(,),=6&=3!_$8K2F&Z^95IR#0Z]TD
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M/P#_ +W1GR7.V)RG!;#A@P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P/1R=L/>H
MW(6=*,DM4[,;LV)C% A@( >O0*$I(SQ%EFF!)"8;K8MA"(6@_'X:WO\ )@4-
M_P!5#?W]0U_58_;BG_OT^@_1/MQ]9FGW3?Z5'WV_,_5?L)]L/^I_[SZ/HO\
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MV;F<).2(E'<?^8CF*JF?D*FNG^+7'G6"DG0JIK^LRM+9?NIJ^JLQ:>%D;S(
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M&!%Q)R/6B/LUU[F)=II][SSSDCY@6,@W-F%7WW?(+$!9B9R*9]1[3^"6@?\
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M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,#UCTL-;F=V<"
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M5+\[1IA66K"U5<V*.32&=V@5,("N.*4+X:]);5E<U2J8TX&D!VH1^C1!^M?
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M$S<8Z)!80P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M,$Q@<+4MB7[-2E[7?5#ET_3&@]902?9)-^(]"].A5QW\=TF:O'PYF P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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MCI*+1&R&U C<WR%M$=GUAO\ &$#B0F5H%,P0UI$I@9#BUB%:2I*^J?)[&D-
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M%YLPP(4>0S^9K_-1L#^?W['\USZM7_V[^9^\OV_J_P!X$9^P'I^Z'_T?_?\
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MVT";6]F_$36,T-*),W-;5X?X*VMK>B)+3(T#>AZ@0)4:)(G*"$HA,E3E! 6
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MH0-C'"&A(T')V5VC"9,0 J/.4/. 6M;U:;0#T:H@!Q8M##H6&);+GJK"_#=
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M4\7RQTK'O/Q%$EO<V<$0*0F.C(VVOY-N.H3(A-*T]N>&YJL!JLJ//I2%<E-
M>D6DH'@X !@'K81?EUO!X^&U]JLE[ =2N3/'_P!0R_GV*Q^".%(\M6T^5DS1
M!B;V9IC2V$5U(G&+?36IL(2I243 L)TH 2 .@Z](OAK>Q;^)G7]MI+ZM(>&>
MA:MI3QP\N*8 W-:MXNBG8'=]L3C0/G9!95EVM&T4TED@ES^KT8[2!:F<GTU"
M1M68;M,C3ED ^  :UA?);=KE%#DF-,G./G-[BYSII.BC-(71R76/7,LK=@(
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M^5Z9=WG/\)'5,EX;9N8TL9+7/N["(G#5<R.QA/*AN%'@QO[*',P#"=&A=!+
MJ0AU\ML MF ,]T[.WKEH&P^*.W:4[2Z'[#X!LCF56#L!CJA)?M0=9L]IZ8&V
M44K%E$/ADSK:6U,H4/)!RMD5FEK&]:E]C0SC3-&#]1 $I>[6ZS7;/!^_-OCP
MZ5AGD&%Y">E.AX+;-BRSEZ245,XI!H6\PF$PU2OL*(2J*QJHF9T<GYQ25U%V
MN.*A'J'=Q6.[F\.BE4/V2Q )++=IV]LG#*0% <B6)5/D+\@?6\@?H6MK[K"/
M<J,M?,+,N?#YBQFT36KI#Y0?,4:V/M[(A+='5S]:#2)>OV-.#U'>R/?MZ,W:
M76:]8=^\B6)U9(.$WB /T+9">7.[J3ZCG!4P7/B(U\@M<)I.D?66*?18^_ 5
M2U4!^ -(2LVC1F;+V$Q25\="P:[22_F-7=,\!6<AZ7CG=O $P@E.]0*3V2,]
M"P:PCY U4%UU524XHDUHMLJ'L4D>&.RHHBUL;!*D38L7%>@*90 PGVQD%FTQ
MV[?'_#\_)5U1T33\DX&Y]YH5QJ.W_P!B=.,L$=EKDS)IVSQ:F8=&%DBOB2MB
M1V2-?U,R'('!"K+4#3D#&F),WLH AZ!H:27-O*1;1A@P*E;+B/FX62*T(Q5=
MM^.=!6LDD\N^[2RY= +]+NFNH._.BXV.D*X<UNCC64IET'9E)2=,I// D6GI
MPG*B3-;,+&;GU]<O+BWC0*IGQ'SSQIU!.27U]D'/%UU@W618.EC4V.UB7.EF
M+D^2M[2,R>0KF..#E\Q/,+2I@+STB ("_4I-"(TP=^=^^LTF_CPCU\^,ZL>!
MKQ?A-CS#J#HN!BL:MUBPU1#+<I6)Q-(QV) G!S1,;DI3-$PC.CR='DH#ES<,
M9!H2/>'H!)MC;NB)\_JCRZF4G+JRZ>ZWXHA_-$?@<B3W?T_64#M9FZCDM.,3
M&J-F:Q.S2AP'3%;325Q-.J(6/2;:T#0(T2I&G$< &M&I=,YDN6 >)3G2=S+\
M/7%Z&0D((M,>@>=NKFV#@EI[@D:&LCH"1W$.N'-_7(&US<M,*IHEK>O,4IT:
M@X2([1A9 Q;T7LN]_P#)GT7 <6TI).;N1.9>?9BY,;S+*4HJKJMDCM&3EZB.
MN;W!H<T1QR7LA[HWM3D:UJE;>(9 CTR<[98M>HL._CK1SVN=K6AO'/R)8G'\
M?ZW9[%?H6_G7WW=T9U'$#86N?%I39!;C4Q=6P,LD^N1^/C22UM&SG@6$I=+$
M8=; (M29ZA! 7;:;68]%B>&59_D*X@LKIJ2\O7_SQ9\2JWJ/C.?RJ<TVX69%
MUTPJ>4H+#9&V-6!"+!:696AD*)LD#0TIO;<&\8U:3VAA* $PT"A.;UVDS+\:
MA/UAX^_)YY$J%D52=8="<DU6VMZ^+2:&5QR]$K>.A\TG+!(V=Q2O5RV!9ZQ5
M+5,6CC86O,;F%F:DQ9[P)&K5JS (PD#+-M-;F2IY]]\B6-U:_<(O$#?82Q Y
M=[LI'J.=D2YP?4HGJ#UPEDR1_8XD-FCKUI9*U&GX(D92S2%&;[>]&*"?CK>&
M==I)?S'M?*5RA/\ N+@V_N6*N?(?&IU;*"!(F-\GRUZ;XDW_ &9M2#3=S-=E
M4>8I*\ ];/&5 " DHCO<4B+ /98!"- -+V[2UG/8_&D%[8Y0EO+UDNSI'")
MSQQ1'IW%AB#(*^L.%JD#U#)Y'#!#1&F*8_(FPHT9/N)]K$>S4XC"M'"$$3;M
MVS$#E/-OF7M: _S:;WZ?XU:Z3D#.."V?T%3<!M]!UC.ZZ4)M-L@3M+%(7 %0
M0"<S=C,.1JGA+M6!L&?M2D3;-"'6C6=)<R7*3GB=XYGW _"U2\MV8^PV23"O
MGBT5Z]V@*]]=(N<DF]I3&<M)"%=)(_%WA0<A:I$20>(U"3K9Y8_3Z@_ 6R;[
M=VV8L<PPK2[QX9GO0DZH'ISF>UVFB^QN6G.3"K":RF/JY56\W@\[;P-D[J6V
M(XVK$#DX1*0IR@#(5)QF*FPW9PTY?NG:-*-Z[8EE^-5R=W>-ORJ^2WGJ651T
MI>_&M=Z83HY(:GK7GI#=S77LPL1+(6@E9+;RGL]:Y-,!,<5@ZE["SL+.T"(4
MO*E*H5*0Z3!WHUKOII<R58+WAPI9_1*WDB[^?K0A]8=5<22U\EM0.5CQEPF-
M12M+.8TT1.Q(5/6MI4MLD2-,A:V9/[3B@%M8ET4,)983#@J$YG7:3,OQJ'76
M'C[\GGD2H615)UAT)R35;:WKXM)H97'+T2MXZ'S2<L$C9W%*]7+8%GK%4M4Q
M:.-A:\QN869J3%GO D:M6K, C"0,LVTUN9*LK\BW(/\ /QXPNKEP,I)@CY8S
M/'5D6EQB8YR1QV;P681VP8BK7)R=D*5#.9(XNG3K-EZ][Y,XW8 ;'H(=F==N
MW;+R.<X9V-+JJL" ^1/7*<T-E+&5#"D/-R&U4K!)HD[QQ8R3K4\W8YJ0[YV2
M"5;T60V)TJ=.0,P/J%O8/0+=<YURKSI3C7RQ<+Q)7SOQ]?G&MQ\O1Q:Y[I#7
M8D8NA'<-/Q=S6JEZ6!G.=.G%,-@L<;/6B^74*Q(CSM!]  I"-ED$FKMIMQVS
MG\+A*'9;HC]31!JZ'FT/L2YB"'0^=2VOXLIA<*7KU[ZZ."!%&8VN7NB]"TL+
M*J3-Y0U"@U2JTE]\W?N&BUHQ<9X<FW<(K-\R,%KV?>,3LY!9+P&-LT;I61V*
MPR4 -[7,-AUI[$[K-8TC+-(5%.BB>L#<E*]DPLTWYC96A:]S?Q-Z9F\P]/X:
M>>I/SWX_Z?U9)Z]PNV^#'WJ.^GQW]OZZ^6Q?J[4Y=U,@]HLL&WYK8EC<V*]_
M#?Q.0"_+@\ESMPY-=6-P;U;1_4UN=:^-ZWZ9BBSI03*X]&\T].,$W=:/F4^8
MTAC<CN"'R2ME09E YL>WFBTO3DI3TKJH&,U0/?[T H3:77MVZ/-I_@SINT^J
M:X[.\CUO5%8,[H!!*6_FCGWG*,RQDH"I'>8)@-TBL]Q=K%5JIO/[&<V@LI,4
M-62F2-PDX#R [,T3I.+M)KVZ]69=M<4] 3[HBC.X.*K1K>N>IJ4ALJJ1TC=X
M,TA>*3NFEYBNT]K(+.CX6'<UCYS')@_44"QNT8/1XOW8?W(!:&NTDNNW)%2U
M_'CY$>J;=Y(Z$ZCO#F4<JY8ZLI>U8C1M)-]I1.EV2N(O)$K];$I-E4M;97.K
M$NV4)VAO0LR5>E:F%L1DJ=!- 8N&:46;:R63/&)T=1<B6)=_;OC?Z6C#]"VV
M#\<R'IEZL9H?ESX1*Y"5=%4-$ C!$*1M\?<FA:8WN20TY?M<M;]%D:![7O"%
ML(#.NTFMGJL3PR8'-YY<J8E-]>4GP^P&!68Y4W8I4:[GFU;6:V-:9^U$+#KB
MNZZGL,<'>.+#4Z63Q8Y_CQ"=W;!FE!<6LY0G]P'N>O1UTN-+GEP;\F7#GD-[
M8E50Q/R)VWR.AY>J.Q8I;3]4G)\4MPI[Z(F<$4FK8HV6C(+6<!!B<"3.GMK%
M#6T_-;4[]90S=C"F5)23;77CKG*6GD8Y$L3L"/\ )#/73]"V ZA.[N<^HY>;
M-%SXB*<X+3BF4*W]EC?T./R :N6N0W@@",E5I&C%K0Q&*2_2$(S.NTUMSZ)\
MR2.L<PCK_$I.UI'N-2EE=([(65>7[R!W8WM">V.S6M)^.O=2."!4848'_P!"
M />L,J0JCXM\I/"46<:!X?OGD:V>76QS?5U+L7:D?ND-I42QO3BL<R:\02FH
M5AJ*RHDRK7 PQ*:XA0*BP? @O11&@! =+MIMQVES^&_.8>$+GYE8NI>A7.TH
M;T9Y'>I&Y,NE%LV$WND IMC<(RRG-58UG%F"-MTLD4;IVO?>!ZP$E&N3T%,7
ML[9&]$_+$NTN)RUC'Z?\2E9H.!;:Y+Z)>B[@M'J8R26/U->YJ;YB22WH>7'A
M?2K&CC@M3H5X"*JDI*045 > D)13<6,T@(U"HL8N][NZ<HF3Q!!.FZMYGK:L
MNNII!+,NBO6P</<;-@#G)'%%8<;8QZ1Q*52($IC<<<T$X5,0"27@&OG2E*T@
M:O2D6U(BB2;66YG)1]X4N/V.&]Q^22[F!^5R6E:%NRU.-N2V]0F]IAKN..5I
MO%[7U$(<F$(2<EMC5A2Q$U%K4^OBK$4KUL?IWLH)OR;?K)UYNG/#D8%,=I^/
M_JNFNL;-[$\:]TT_ 'CHKZ(JZ9YMZ2C,N>J'LJ7Q],-"W6E'WNNSRII YP-
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M[%?H6_G7WW=T9U'$#86N?%I39!;C4Q=6P,LD^N1^/C22UM&SG@6$I=+$8=;
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M:=O;MRRU4T^/'M&UNV>.>Z^M.AJ7>IIS6[6PFU2M*0V91^H(C"; K&00X"&
MN,P7O$QE4X?9$]$+'UZ>#41!B-L2)DB$GVQB,+W:S6ZR<VZ.KN&;W<>HXMWI
MPK:]>57TZWUKNE;0A-V1^1R*A>@:J(>=2!B:IP7#%B.6Q:4Q1WWLQ&\MX5"H
M9 2DXM *+WHPDVF.W;DJ"\A%+=LV#TMXIEO8EOT<_P!PNWD1I?[E^<>5F::M
MU812KJ^4*;&OVZI0YV4:HG]@R=N;8TQIQ"V6@;6! 8?[(#C%AHM1O2ZR7MY8
M71=\<'37HV;4-TWS5;:"@>S>7%\E'5%AOL>%*H#+X=-4.FZ:U/:\<3G)ESG#
MY"F#^]*21&*&L9QXR"A#/V(%8UVQ++QUK]**C_EX<K9A#GU'87 \8I:._45$
MRBW-T.O&0SJRCSHT[-[:A%(K9<&QK@K:CDBU*X&"1IUJDP*'1/KT XS6A>S'
M#.5F&&$ _*Q_9F=_?T/NAOXK9-AK3YSW5;<.\_>6*J>'>;(-R'T%R&X4787/
M%/SR%/W3$&M1WN[GX^TJ^C\PF$<B>X0M' [/C\>DD@7+(V%])2B1$F$H5.E*
M4@/Q-[72[6[2YRL>H_QH5?3_ (_+ X,6S"3RY%=4)MYJO&X5("D,VL.Q+V;'
M5'8MGC3"/7I&]T-4.NOIZ89BD"=*C3$G#4B"8::9N]NW<BI4')/E_KVEH3QD
M;TYQC'>>(!!FBEF3HF%5I<"KK;5.QID3Q5CTUQ&02#[F8Y9A,53EHR'<P]U3
M(3"BU DJP_0A"+=M+>[%RV[S;XY)MSGXE['\=[;-8C(IF_U1UG (E+3Q/C=$
M4ZJ^G*TW"&:?%/TMP?2D3"5.DI+BH)1'FB]@TPH@?Q"#9+MG?N;L@/"4>>_&
M777CRZ+-;I.TH>6H#S[8SK"%RP",UVB<,96(4KA+B]-*-64I9Y"SE.;4<L0!
M]!Z<D1R<6M"+V2[?OW3U1)@?.?FQK2OFKFB/]7<3/M3QIC0U]%.I)75MR*NL
M&F!H2--+>\+:])D0J<?[%8F(DHM,K5N(R%)X-&J]'&^LPPU;X[<XN6[_ !)<
M!3'QRT?=])2J8L\Y;9=UA;EPUT_(7QZD+^964O9X,S1$BQ')YC,6]ZR )XJ8
M-WVD*4(C#QZ,*/%ZQ +)OMW7/X6H88,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,"$G;_9)7&3-S:\'5V98H.A>O:0Y1T07*PQ041-N@^0IB)UL
M8HY(]/Q<>.8P^MM^"+:D)V]Z5%;!H(S6NO=_T2I=:ZKY]F44L5\@D->;!@B9
M[10>=NL89'&90U')D@4$D2123JT)SW'4T@0AT2N+1GD@5E:T W0P_DPSF\NC
M,L!@,!@:;Z"I*.]&T]-:6E<CG<18)RD;4CA)*QDYT,GC1IJ?&M_2JHS*4R=4
MI9%_SC26'9Y8-F:+$+0=A%O0M%EQ<JW!>%VEI.2W1^].L_(IU%5R)2B5+:2Z
M#Z[E4LJ:3B;%)*QM(F<>CK+$'*6HD*M,68$A>N/*'L'P,",.Q:$:[[TDE]EO
M#4U-C&V-S(R-R!G9F= C:FAH:D:=O;&ML;TY:1 W-R!(62E0H$*4D!1))0 E
ME%AT$.M:UK6&'GX# 8# 8$).RNR2N1GGD-G,KLR?CZMZ]JCE$@\$K#%PP8VS
MB'Y3N=&@%')#N1EL9+"/X-NMH=JA&:U\T3K6Q8:UUSG\1-O#)@,!@,!@,!@,
M!@,!@,!@0!Z>\=-2]?6A$YS=UI='O=>1H,-,<>6VJW5;'RU/W."2%SE# ]6-
M5:)H";*W'ZPO*&JT8X@3*P-Z0!Q0PD_ 1J;76<,9;KM6])K7E\<S5"PT+8MC
MQ*^%MJI)Q<D62.!\)Y_+KV)MTBCZVQU"=B7H$J:QG)<)L;?F%R 0E1(O;T?\
M!A 23,M23PB$GD0[)*X&Y/G_ %"=79EJ@@SU73+J$%RL,)$ZFV%8L6KT@_<D
M%')9I"6UG2<*H>OD#MFA)V#7IV+0M&M=>ZX3;PR8# A)Y$.R2N!N3Y_U"=79
MEJ@@SU73+J$%RL,)$ZFV%8L6KT@_<D%')9I"6UG2<*H>OD#MFA)V#7IV+0M&
MM=>ZX3;PRBY9G(]:6KT]S+UE(G::)+*Y2;+E::Y:V9S9DT.=4=Y1)+#9@&8M
MBV/.#NY&)&U$4:@$C7M_LJ _$SW@;V7LLVLEUZ5*/"& P& P&!';I[GD735:
MEUN&].B>>=@D+?(-S_F&R2JKLHP*!"Z(1L)DG.89&#<>< .FS%"?2?0A'IR#
M C (K6\++BYX5CM!5CS)Q% J7Y'K1XBT"+=2Y0GK.&2>9-YUE6U(&Q(OF]DR
MHL#PM+D5A2T\ U3R^JTY1NDX!B'L)"<)8 "V[?M4J\(8# 8# 8# C955Z36P
M[XZ9J%^H6Q:XB5#K:J20>Y)2D<"(3T 7843<9%(%M<*%#$@0*DU<N2$+8Y?+
MKEX@JC@^YHCX@",MF)*W&UV% 7N92JNF:;1-VL""H(\Z3:#MDB:%TMB#;+2E
MQ\67R>.I59KNPI)(0V*#$)BHDH*L!(Q%;%H.]X3%Y]&88&&S&Q:_KL,:%/YQ
M$81J:2Y@K^'?:V1L\=^U<[E2O2&,PN-Z=UB3;Y*Y L_>D3>E]U6I'K>BRQ?#
M>#%O)F6 P&!%CLWKFN^&J E/2EMQRPY%6T(<XPBEPJT86N2/S AE4@;XPCD2
MQJ='^.A,84#NZI@*S"333R@G:$$H8="V$NNMVN)S2:;7)O>6Y [M*U,XM;JB
M2N3:X(CBU*->WKB"U2-:D4%"$4>F5)S0C+&'>PB +6];^&\(C'>?7U94'<?+
M]"R1HFTGL[K:;2:'5?'X.ULKH8B2P9D32.=SF7;=Y$PC:H+"V184H<%28*U2
M (PZ+3FBWH.%FMLMZ1*G"&!A[_84!BLCA4/D\VB<=EMDKW9KKR,/DB:&J0SI
MR8&D]_?4$/9ERLAQDBMF8TQBM66C+.$G3!V89H(/RX,5F& P&!%+M7L*L.$.
M>99TM<+/.GZ!0YTB+.YM=<,S4_RY2LFLI:8@S!;6IZ?XR@5!T[/1/NZVK ,)
M7JV$(Q:T'9==;M<1"$CS6\_1J2QEHZ)YO[OXTBLM>&^.L]O]8\Q.]8TV"0.I
MXDS>T/$^;Y%*4$>-4'[!K9Z\"9&2$S1AIP"PF# :^N]+*N) ,)@0C ((P##H
M8!@WH01A%K6PB"+6]Z$$6M_'6]?DWK##^L!@,!@,!@,!@,"-G2EZ36BD--+(
M50MBWX99_0%;TW)D5<I'!6IJR'SCZU]<NN6!0,3[HF"P'367MQ,/^3(UI4#6
MU)8M@",LF?PDGA# 8# 8# 8# 8$5N?.OJPZ9L;IRNJR:IL=_-2M<%(V#-GAH
M:4<$?[-2-FW*61>".B1^<'5W6P 0R4SS\XA;]$*5)02?? +8PENMDEO5^R3D
M>M$?9KKW,2[33[WGGG)'S L9!N;,*OON^06("S$SD4SZCVG\$M _Z$7M1]4V
MDVD'L&TVQZ"8$=U[>WIE*/"-;W):,?H^H+5NJ6(WAPBU05O.;1DJ"/)T2N0+
MH_ (PZ2QY1L:5R<&EN4O"EN:3 )BU"I,0,\0=#-+#O8]%DS<*A&KSM4VYP!A
MM\WACRBMM+2%G129'<JCC\]RK0N(."/;BFF1TCC<^?0FQ0QNU[^EI!9Q0R=Z
M$'8M"#\3?UW.,S/NMAH+H"G>HJEB%YT)/&>R:LG:(Y;&I6R_-%$*M)%9[>XH
M5J!Q3(G5F>&ER2FIEB)800K2*"AEFE@&'>L,667%YMQ80P& P($=2\ QGJ.R
M(O:X^E^RN>IA%8B"$IE'+E\JJB;G=D"\.CWL,E:2X\^H9 I&L=AZ]:D ] ++
M+T (=Z$(1J;8F,2O"YG\;5#\UV>X7P;+KWZ)Z#71Y1#DM[]4VZ_7594<ABL_
M2I5$X8K=2FZ.PQE5'_'9NFMN2G&@&(H9@BA;+V+M;,<HRGLKLDKD9YY#9S*[
M,GX^K>O:HY1(/!*PQ<,&-LXA^4[G1H!1R0[D9;&2PC^#;K:':H1FM?-$ZUL6
M#77.?Q$V\,H[=879,N=>?[ N6OJ,G_2<OAA<:&STG5R9>KGDW$^S&/1A:4P)
MVQCDBP9C$W/1SH?L*,T(4J(W8]E@T(T!9,W')DMWU!%NEZ%M"C)\.0L\-O"L
M917,O$PJ4C;*6U@GD=5L;SIJ5N3:ZHD+TE1.)FBAG)#RRS@ZV(L6M;#L2XN8
MUU(3X_PMQ$^*8FV/$[BW'/*SF?&F:0OB)MD$RC_/=2'F,S8^25MCPFY \2%N
MB)92E<G:=D%'G"- D].M$X/EM[UE_+%XE=-<U4+T41&C(83>515_:Q,2-=@O
MQL:*GD8;9(6QF/8&UG [&-@''1.U&DJ?1NP>K18/CZ=#:8N&^L(8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M^#WH.M!UL1E81H8Q;UK6M>H8Q;WO?]W>]_'";_.^Z'W@[ $R#>2@ PA& ?F
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M9Z8=%.')0CYBW-+3/3WB-['L$CV>>.>>H+ B=U2E068:QUWN_84R0R!V'*A
MT,#7&HN_,YIAS@:'VTQPR@:%HPXL(SIIQFVLYV+8>C^EJ0YXYQL#HJU9K%D5
M1QJ#N4B&\G.R%2V2XA0TJ%#,P1DP@\9<E=ID9L"5M2(]FG+SCP *T+8M88DM
MN)S<M4MJ.>TK^$6D$0LAJ5L$D=()&K#*CJXI60J88W:/:$7L*(-YR=?\5Z4P
M46DB0\11^Q&E".V >_4'>M1VS+YN#L!B)11$3C!!!99)),>92B22@!+***+;
M4P"RRRP:T !8 :UK6M:UK6M?#65PO-D.!1]X9"BM3SS"'Z++T<9Y?NIRC#M
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M:&A>B-55[(&R-MR=\@,G;R#1&,+]$EA0TIR<[0=>DL)I>QD#+,&3:67%5O\
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M];UAGDR' 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M"U:8\ 32C0&!T+0ELN9S0H@7AR\9U:L4UCD6Y(@ FZPXT5#)6=*'>=3UZ61
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M%M,WE"!L11!>QCV(MMO,AO.M-5_=%S="Q"&%M%Q=!I*]06_,M/DF7&S!'53
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MA.7F2O+K]43)@%&@4*32]EAT#TZ#^3!;;<WFA<I\(GBJ52]3-#.,JW O6/\
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M4 5HZX=)TLKY,$HT6_04!L"2 (MA"#0=[ULU]F_JM;PPTAT3SA2_6%5/=)=
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M4H!"5(D2D +(3)DQ!80%E@"$  !UK6M:UAAC%AP&)6M )S5T^:?KT%LF'R:
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MLV,LBTVE-IZ)"K(5N"8P24H7J,^&S&MN<SC7)7U_=/ARYH@##T-XFKHE,([
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M//H8?MQA!EQV%;KD!U%#8L^Z"LVQMS>%*YBT$*D7Q++,"7NUUGZYRNEPP8#
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MDPQ$>V7H1QJ:6Z=ZS*XK/C5)5):%RS([Y>(U-7DSLJ3G^O0-EQ^#1QQDSN(
MMA'K1GR#89Z?R;WL7P_)O^YAF3-PK:?O+!%H#QYR?T78E#V/]]?:C:S'\^\?
MU6J!9UJSEUDZ#4B8$3>Z*F:%(BFE)#5[<Z/3DI2)D[06N"5\%!GM:/-=F=K)
M>$ZLKH?L;O*>6]!(+?'BNL'GBN)T%R^-QI^G:1N1LAAB1B>7M ">1&$E(Y P
M!=!-12,(P;4!*6K"2Q_^A;"+KK)PN:M!PP8# 8# 8# 8# 8# 8# 8# 8# 8#
M 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M 8# 8# 8# 8# 8# 8# 8# 8%>GEI_LQ.^OZ)MX_]P7K#6GSGNV5X\_\ 0#X<
M_H?<S_Q+PK";?*^ZMCPY-)=M=!>6KLR9DA7VE+^_K/Y=:URX1:QQB]-\RM<7
M9H-$T!XB@&-:8TA]+^<(+T6%28@3&F:$( !:-[\)->F%PG0](PWI.BK;H.P&
M](Y1"W(!)H(\DK$H%8$Q;^UJ$21V3E#^'MN3$O&4M1G V$U.K3EFEB", 1:,
M2XN8K=\"%KS"X/%!R>^3M6>Y2*)L,VJ83JH4_.;<62H;)E]<1,TM5L =GEHX
MI&T27U[V,0Q)]BV+>][WAKR3&]3%[^Y=:NT>,NB^97,D@Q3:=:O3=%#U0P%I
MVRQ&7V9/6;V>,SX!T0R6"R-JLS7Q!ZRR1!]0="^.B:WMVE:=\5?4YW37CSH:
MXIZN$WSR*PE;6]Z?7!?)KV.SZ44K()8:N1@/-,VW*7)9&Q.X]&"^(4ZX A:#
M\?AHN\QMB(L>(<2ZW6SMGRDR5N6J7'MJZI(OJ%(M)4)W-'RIS<%YK&CVD"59
MZQM2U]TU.BQ3HDL!*S9J=1\!Z$#>B[\,:>CQ/P\L8+>?'\1U7(Q$NMR=N7;?
M'05R2LW9:ET=Y"9;DT@[6VG./H"<-K9VN*>XF2_'1*0]:I]L -F#^(\GRQTD
M2?\ ,C2,8OCQE]C1Z1ITWSD%I*<W;"W<T(0+(Y/*28%]FQAX:7#0BSVA:8KC
M>T1BDH8!Z1JSRQ?$LP8!$TN-XD%P3;$FO?B+D:YIH,XZ8V?SA34VEBL\6A&+
MY-(( PN#ZY[V$HD/I='0XU0'X!UK03=83:8VL_*N?QS?VKGG9_SE<._ZO\IP
MUM\-?Y8/YZK'AE/'^*BUK&>?L[ :Y\I5 S29OWTYU=_HT9CC!.'5Z<OI;$A<
MWIP^30)1F>RE3'J#/3Z2P"%O6MCQS/=)Z)F4]YD/&_?MFPVG*EZ,^UECV [!
M8HC'/NAO=B^K.HDYZH*7ZO):O9F)!\2$PQ>M2J)+_<_#U?'>M;,W3:3-BSC#
M)@<R_?7-,<[%\QDDYDE(R$[=<7A%LV*HG-2 1I3!*-]0J7*$RG90 F"-,B<R
M;T#F /I%ZAI-:^&_C\,CKK>W3/\ _9:1XH>F9-T_Q57+U9>E*>^*=<9%S7T@
MUN!NCG5MO6BEVH3-C7<P S"]N,F+1I7P>@[^ =.F@_#6];#JL;S&W#DYQ_)L
M</J/F7RD^01;H*Z%$W=S1PKRLX"UL90Z:Y[Z>A"RX9>P*@;^76L%JW\M5&EG
M!UH0BX^2'?QT .\CKKPLU_&78S:]F1*EZOL6WYZXEM$(JZ#RJP9<YF;#H*&.
M0]D6O[RHUH6]:&86@0&; '7Y1B^ =?EWK*XR9N)S<P5>\0V!V9X9.K^A),U+
M6[KKN6Q99Y%*Z5I=&;DL:>H,Z?:/EJ!QI>:$!A+6.M8R2A:!ZWOY9))C-Z'O
M^[D=;M-?))TG!?+XY^L6WM_BCGGIA(<D$[V) &_[=(T8BM%-%FQLT^+60TA)
M++(^7(231F6_+:V67ZT@BC AT 8?C7/:=NUCGP\=/EAX4X-C?D5@G2MON<1L
M$_RC=ES1JA+-65HS%U?&1Y?XNTLXFYTB\.=(D2K<G)A5D@*5N240!%>HWVP"
M (4=-M-MK,>D6>^).M;7D-C=W]^V17KC3<?\@-J5?.:8JB1'MILS:Z<JZ"+H
MO")Y-4C.M<FYCD=G-SWIP/;PGG&)]E^K8Q -+%NL[V8FLZ**::Z*MI][&[Y\
M9=23TSF-=V?Y7>O5TOZX>#1MI[)!(V3%$\DJ#GQ8,&D"_HV<)"O83#//3B:$
MBX@U-HQ8J3C3QTLG;-[QQ.3L&YHYHIGD2F8=0E"0Y%"JZA2+9"%"1OYAS>'-
M1Z3'>42AW,#I9()7(%FMJ%RY1L1IYHO_ $$ 0 #7"V[7-YM\X1RZ-?7@>3?-
MKY9W(?,G7?2()?6_#NAIN4*7U<*R)!C=&@/$;-2=R6.:827O3MZ6X6Q&Z4C2
MJ-?N?;_*=>W/CG&3C69<H7<H\H7E8K[I)]C9_+B#@.HK78(5S#<WS+!UW-GJ
M\T)4/?['G=:JFE$FAU8M3&> E/M,X.P@N/L>H8=*Q:*&T[-,<\I&Q3_Q&]J_
M^>C(A_K3I,)?ZI[K2NM++>:7Y5Z9N*.;+U(:GY]N:RV'9H21E:>8)7,DE+7L
MP"D0$XB]+FHOXZ,WH&]?[[>M?'#$F;)^4%?!M3<<J+QA\N+FH'S<GNR#D=#V
M=*E0A*'R:6%<P]S)U?)$X&Z^8<G)&VKT;8 TS>Q?*MY0=[%O6Q;->2YWIYR:
M;CEN^,/J-<Z@^4D])P<_H>L94E$).^0NPJ9'J9-3Y'7 K7S#:Y+&U L;!FE[
MT+Y5P-#K8=[T+0\=QO$".T9XX=LLG@$YXM+TK*[[PD$1Z.Z#CFAE%,MA-M+<
M_P +NM574B1MZD'U"*RF13/U'I@;$F]Q,29\=#*)%AK6=O=9SCI=3IR$A!"5
M*02F2IB2TZ9,G+ 20G() $LD@@DL(2RB2BPZ"$(=:"$.M:UKX8<G[8'"_P G
M7]:MKV]T]XFZTGZ_E1MZC\G'>T]L_JMT.VRO<FK1CD,(:I-SYRHN.*&W.M_2
ME,3\7%2>:5MA95(#R2E1QX !1Z+))WWCB1V;<\<\4[RI3L)H:AH2UP"L( U@
M;&!@; "$,8Q"$>X/+RX'B,7/LC?5QABIP<%1AJI:J-&::,0Q;WAPMMN;S4DN
M2?I?Q!=)]:76U<^2[K3@?KRZG7I.?OM'I4[QT7S-9\K2DES]2\UN<:0HLRK%
M/R.E)*A 81MI3%B$H&6(/P6'3AO),XVBY7E[K+GSLVJVRY>;[+8[*@R\X2%6
MH;MJ$3U&GLD #%<;F,9<R4;_ !.1H@F!$8C7IR#MEC :#0R3"S!G.RZW%YI%
MX1R.>.;R&F\C1GR-18CB/OGI([7E#[*EA,KYDY\%9M<@-=))$VDN-N<O!*&P
M;?(6\;9I0M(TC.VG1J23=>OW/3H[;:]UG&3A$X?"N_$=+7+Y"O(B]/D&8)_U
M+8M20MUYQC+JXJIISO%*!A;G"(>SW6@>&&+NR*T)>@.$J5:,1B2["EV)*=L
MS"$\9WX2:^B)? GDLXGXMZ \N%=]+W3]VLQDWE*Z3FC(S_=S;,Q^=C*D]E8R
M7+ZA ('*FM-ZW1C5%>R<>6HU[7JV#0! $*M;:[;36ST6WWGU70G8GB^[KMGG
M*>?>+7Z7F/JJ'GO_ -EYG$?;D3/1<B7N+=]*G4=C#T+Y=(\)A^\%-L@?N? (
MQ;"+03G)9M)?5GGB6_LQ.!?Z)M'?]P67!O\ .^Z$7E$:2[W\C/ALX^EY(5M-
MS"V^@NDY_'EHBS6:8R'F"K4TOKEE=&TXH1+NW$.CBK"J2F[&2:G6;]8-ZU\<
M-:<-=MNJ^C#FH5JIIUS]^(1Z"KJ$%EH(%V9P'#^H[!CS=H"1N3W%65O'U$1*
MS&XL B@JWI@^<,5* Z*$K6N!AAON&:$+9TO'Q2^E>Q\01&J Z%\IG 1X0H6Z
MC.L W_4S7LL2=,DI;K./ GD99&  P%@4M<15M!B=0(G6P%*U6PBWH0OA@WXR
M;>L5MR&IG[K_ (^\S'D:A91:^S)-U<V6IRA)R$YBX\NM_%ZYM*:L7^-% -'H
MD^6)HW*$9Q:06MJ!G[%L>S!:]N-Y[=M=>F/\K(O+5U$"R/$E&UE+K"S)3Y*"
M.>^>Z0(T?O0W,[K,3,>X-8B@:^94&'5D<\$&%!UH>A[^ ]:^ @Y6-)C?CT7/
M557,;IZL*ZJ6')@HXE6$%B=?1E*$L!6D[!#6%!'F@K996M%A$% W%_'X?D^.
M&+<W*G#SM_Y-?'5_Y]SXC_\ >^P,-^/G?:L'\BM<0NX?,#XH:HL9B22> V11
M'DF@\RCRX.]I7F-2>@$C.\MYNP["85\RA5C"$P&PF%BWH0-Z%K6]#6XTMGK&
MW_%'84WI&1W7XI[W?5KY9_%@6QWH2;/6QEN%V\4RY8854<U("8(P*IQK8T88
ML]:($-,@4%)$NAF&@-%@WF?WG*_Y8QX)/\FOD5_\^Y]N?^]]?X/)SGM%A?D,
M_P! /N/^A]TQ_$O-<,:_*>Z@[DWS('<O^,WE!E2>.SR'SM; >;JPC*:Q3J$-
MC7.;UN/PUL0[F?WR)GB3J4M:K!%!4E.P&-0(2(6C=$?'X!W'7;3.]XQ(#E^F
M=5?X->[I^JM2L[>D76%7]Z=;S*1TTZ">ZM:95<%6R@+A#8<\')T2I>FBB>.D
MI%OO)TYA#H!41[?I*"(53:Y\D_&(LG\2W]F)P+_1-H[_ +@LN&-_G?=#[R,_
MVKG@F_SE=Q?ZO\6PUK\-OX7F8<U&?AA_RE>8W_S[GTU_[P0_#IORU]E<OA,\
MM/CZY9\?%<TE?%__ &%L^*V'>RI_C/W579)_D")'<LVD;,/ZU#:WD,>5?.,S
MH0=\"59FR_<] ]!&$0=&O)IM=LSEAU(TA=M8='59$;KIF3?;*LIXD7+HI)?H
MLACWU5*W.S@Q+3?HTJ:6.0(?9=6L\KTJ4A(A>WZ@ZV 01;.5EEQ>:L[SWVO,
M*?\ %!U@^016>VR*6,,)J8+JG4_)[;F2WK)B%<2PTQ5H MD%K(I)%J7UZV 0
M!*-"T+6]:WAKQS.\62<]TE"^;:-J:A*\;DS7#*C@4:@K&G2IRT^E!+ V$(U+
MJK"4$.CG1\7 -6K#Q?$Q0K4&&F;$,8A;,VYN:IW\QS3JI>A?$IV9#"RT%GP_
MORLN7'98AT!(YRFG>FFR2LTVBBU4$ QN20A.PG?*)S0&A3F."@TKT"$/8C>G
M&;:],-:^4KH6G^6?+CXB;MOB7_86L(K7G=B5_DWT"42?Y ^1U?&XXS ^BPUD
MD,A5?./+H03\24AFB_<]8]A $0M%TENEDY\&,3;I*%^:#KOB5@XA;9',.?\
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M\=E0I5J-X\M<CJ&R>.0IDRH#6RV;U9)T-"]<&*'$O0TJ U,!$I?"Q ^7T@(
M0(8@AV$W([ZXVDVO_'G_ /#JVI.FX70M+5C0\';R4\%JNOHS7+ B,(+])[+&
M61*RE&K2OW19REQ+3;-4[%ZO=--&(6][%O>ZXVYN>KGU\?O2-=^(J9VMXO\
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M4#&J,,^95$BW[?I#H0A@T*N>+C/1O/"& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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MNLR/<]&"-TXG2=?&#WLU?[HMB]X1^S/5O>_C\<+W7UJ18 !+"$  A   =
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M]?DWA<V=:W^E2I4*5,B1)B$:)&02E2)$I):=*E2IRPDITR9.2$!1!!!0-!
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M& P& P& P& P& P& P& P& P& P& P& P& P& P&!1GV3_;C>&?_ #:^0?\
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M< XFII)B[7CAM2A_&_.:%MZ"6JF\CWD)N-NCX7($VJOH2XX]9]96$%Q8GEN
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MQTWO3?\ A1[4T[EN*=,NY:[?=(VD<SM'J$L5<9[<ZEB+ /W#!?+')A^\7\=
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MQ28!3;[ZM<(6AD$"!Z]@&EFMN?2K;,,&!&[LF RVUN0NJJN@+3]>G5D\W7E
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M!D_0_P!#_P D>#ZO)Z'[0WX<OUT&3]#_ $/_ "1X/J\GH?M#?AR_709/T/\
M0_\ )'@^KR>BX6+29CFL9CDRC"\+I&I:Q-$FCSF A4F"XL;\WIW5I7A3+2$R
MQ.%6@5%F: <66:#0O@((1:WK1S>]P*J+C\W7BYY_M&;TO;W5;3#K-KA]4QF:
M1<ZL+O=S61\1A+$I0&.<?K-V95HBM&A_=IE)Q6_C^06\-SQ[V9DX-:?M#?AR
M_709/T/]#_R1X7ZO)Z'[0WX<OUT&3]#_ $/_ "1X/J\GH?M#?AR_709/T/\
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MNL*:.@&2'0.,/\SECT8F6K -$:B[4K>WUT&C;4RQQ5@0-:$TW99!)IQF@>D
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M]=!D_0_T/_)'AOZO)Z'[0WX<OUT&3]#_ $/_ "1X/J\GH?M#?AR_709/T/\
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M>^%I5R(MYB\K:$;]'W4")S3(G)(!Q:5Y)VBE!))Y>A^DP 1:V'1SLQ<7FRO
MJXO?S2^,GF:VIG1EX]1-4$M6OEJ)NF$345I=3V<S+'%H;WY$0-UC-;O3$LV>
MTNJ<[XIU1P0Z,].]Z%H0=&YX][,R<&I/VAOPY?KH,GZ'^A_Y(\+]7D]#]H;\
M.7ZZ#)^A_H?^2/!]7D]#]H;\.7ZZ#)^A_H?^2/!]7D]#]H;\.7ZZ#)^A_H?^
M2/!]7D]$WN1>_>1>\&Z<.W)]Q(K<;ZV6L3=-E".)3^*:8UDF(=%+&287/(I%
MCENUY#*I%H28)P0>U\![#O8=;,[:[:_),3#**76G;_+?#$0C,]ZJM9)4T2F,
MD%$8V[K(O.)2!SD0&Q8\B;0)(+&90O3"TVMYQON'%%D_ 'I]?JWK6S6NMVX:
MH%?M#?AR_709/T/]#_R1X:^KR>A^T-^'+]=!D_0_T/\ R1X/J\GH?M#?AR_7
M09/T/]#_ ,D>#ZO)Z'[0WX<OUT&3]#_0_P#)'@^KR>C8E1^</Q9WM9L&IRJ.
MKFB6V39,D;(C"8R35UXM1KY(G@\*9M;2W)^K)K9D0E)XM!T8I4DDA_\ 0AZU
MA+X]Y,V<%KV&'JWMY;(XRN\A>E6D+.PM:]Y=EHBSC@I&QK2&KEZH1*8LY0;I
M.E(&/82P#&+X? .M[^&L"G']H;\.7ZZ#)^A_H?\ DCPZ?5Y/0_:&_#E^N@R?
MH?Z'_DCP?5Y/0_:&_#E^N@R?H?Z'_DCP?5Y/0_:&_#E^N@R?H?Z'_DCP?5Y/
M0_:&_#E^N@R?H?Z'_DCP?5Y/1:51EY57TI4\+O&DI83.:LL)O4NL.EB=K?&4
MEZ0)'-<SJ5 &N2MC,^(]%.3:>5Z5"4D>]@^.M;#O6]F+++B\VV,(KCZ=\MWC
MQXUM$ZE^E>C6VL;-3L31)CHNJKVW)(:!C?@J!-*_ZG#(!(V785@4IGP!I3LT
M'I_=A#\=?$WKIMM,R<$>?VAOPY?KH,GZ'^A_Y(\+]7D]#]H;\.7ZZ#)^A_H?
M^2/!]7D]#]H;\.7ZZ#)^A_H?^2/!]7D]#]H;\.7ZZ#)^A_H?^2/!]7D]$L.2
MO)QPSW3*Y3".5+X;[:E,*CQ,JD[4C@]G14;6P*').T$N U4ZA470J0C<519?
MMD&FFZV+X[#Z=;WHSMIMK\HGEAE'SIOJB@^.*M5W5TG8*>LJQ0O3/'54I5,,
MJDA13R_G&)VA%MLAK%(GL8EAQ0M:&%-LL'P_=B#K"R7:XG-7!^T-^'+]=!D_
M0_T/_)'AOZO)Z'[0WX<OUT&3]#_0_P#)'@^KR>A^T-^'+]=!D_0_T/\ R1X/
MJ\GH?M#?AR_709/T/]#_ ,D>#ZO)Z/;1_P _WB(E+\R1EA[%97!\D;NVL3,@
M#4G0! EKL[K"6]N2!/5500E)VI6*  T,P8"P^KXB%K7QW@^K?T7&8<S ISD'
MG^\1$6?GN,OW8K*WOD<=W)B>4 JDZ /$B=FA8<WN*01Z6J#TIVTRQ.,&QEC&
M6+T_$(MZ^&\.GU;^CU/[0WX<OUT&3]#_ $/_ "1X/J\GH?M#?AR_709/T/\
M0_\ )'@^KR>A^T-^'+]=!D_0_P!#_P D>#ZO)Z'[0WX<OUT&3]#_ $/_ "1X
M/J\GHL?YDZHH/L>K4EU<V6"GLVL5ST\1U+*4K#*HV4:\L!Q:=W1:;)DQ1U[
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M2\AS<"5">..2$E:88K3 %H9NA"#K7PUOX;PUKOMKR0:_9C?$3_ O8WZ<[/\
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M;.66SL;ND;B!D-R, 1""#6S!:]0OCO>]X;GDVUF)R1J_9C?$3_ O8WZ<[/\
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M0=[](0ZT;UWVUF)R0V_9C?$3_ O8WZ<[/_.#)A?MW]3]F-\1/\"]C?ISL_\
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M4_9C?$3_  +V-^G.S_S@Q@^W?U/V8WQ$_P "]C?ISL_\X,8/MW]3]F-\1/\
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M_P!P6MX77:ZW,YJG?V8WQ$_P+V-^G.S_ ,X,F&_MW]3]F-\1/\"]C?ISL_\
M.#&#[=_4_9C?$3_ O8WZ<[/_ #@Q@^W?U/V8WQ$_P+V-^G.S_P X,8/MW]7O
M(Q^&P\3T0DL>EK'3MA)WN+OC3(F<\V[++4E$.C(O3N3><8G.?A$GEEJTP!;
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M^^A)[SLZ1!GM)TYQY[:K3B+$LG<62R^+A-=4-BH%Z8+JTJ#/:TK2)1F&IC]
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MRN/%D%;,$HTT:%H.]:V#U;T'#7UWE;,^ZZ1*H L2IE96C EJB"5!830;+-"
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MB$\6S_H:M[3;G9CC"63OK_S/&")38!T!0IYDL;'5L<$9_LM1C@L:S%"@.]'
M3E^DS9JZV63U;>@/3D7M/E",]=5U!K,F$.FE,H[NB5>-#-'16W(H^Y1G4J;8
MVUQ]3*DT;.FSBA$$DA'MX"08J$$O1_Y=;PEF+VU^G)?551=J4)!.C*0<W%?
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M*3$GJ"QGC 0$P6BW::^;-Y+8.%_*5SST*O:>:IM'73D#L&#L[;'I5Q]<C3N
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MT'6\SJ*LX-KR0IM!6U)R$T.B\2&<&(CC#M-TVOE<8-T5&@_= ;S=^P<8B7@
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M_HR1, J-YN^!=9$M.UCGSMN*[J(R/;E+%# ">OF2D&W@Z3%F-03AI1%ZT/\
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M'$M76[RG9?W5V'(^IX37#S(?L;7\X^<ACO4MWR=Q9OI-CQ28,:?YA\B#<?\
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MNKL.1]3PFN'F0_8VOYQ\Y#'>I;OD[BS?2;'BDP8T_P P^1!N/^8*3 5@^7]
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MQD]22%EJ+L_C3YNGE,%FSFFC>K@K-D<5^ZJM"FSWKZ<7.(F[P3:,O7R6SU0
MI]*#"P$J"=[)OKF]\XZU>4XR>-M#HQL;M(6-K>I.I4HHTSN+L@1.DA6(T*IT
M5I&-O4J"E;LI2MB$]086G 8(!!(S!:T  MZ.:AOR$UO7=M>9OP\02U8%"[,@
M[O7'?)KM#;!BS',XHYFME0L;FVF.,>D:%R:%IC>Y)"E!&S"1;*/* 8'X"#K>
MCIK;/'MC\+%ISX^>""(3,#R.(.0B3B8M(#23BN:J9+-*-+:58RS"S 0O0P&
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MB=E1UL5ME&5B@D" T3.Y3@,G >)<E)/-&02I,WK]\;EQ(#<G;I;>=X-LRO\
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M*>A]Z>.3M& S5&D4MNN=K1F+4I6)TZD#-,*YBCE/X3("PJ2QZ 8R2N-HU&Q
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M72H^75"E<E6$F%J-.-8S3Y1Z1C#O^]4A[D8']UO61UNV/)VWE8N"\SO;#=Y
M?P_7$W1WN(BYJ[]AUU$K=:46R  9+<A=%=),DV)TC3ZT6VHGU62!Y;T^_P!T
M6UN:7X[WO?QPQX]>WR6?A;_0G_A@7W_SU5TC_$M:65B_W?RKF_!T?Y,>[?\
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M\3L'D"[J\KW-SD6B)E#[SWU/):H?5NM!!&+<B?6U(ND%=MG[V$25$L<0B;7
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M!.G*]PX9AQGMDEZUZAB$+?P^.][W^7"/+P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P.6/\
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M9C%=W\/A,,KQ@112 1&,0>+MH=A;XW#V!JC+ @#O00["B9V5(B;DH=A!K7P
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M<S_C=L/$Y,>3YURQ_BE_[7'DW^BY1'^LST)BNWA^%]UP7XNK^S<I/^F_6_\
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M+,__ )S-[NC*J(@4>98?-V6!L+TJ"<F0/U@R65LD6)$RM9P!'F-[8)4XJ_0
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MO?-.5->4' Z%PJYZS@=KP\M\2%('LN+V+%FJ7Q\#P@(5+B$3H!I>"=*"0''
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M;3%O!A/0_AD\9/54[?;/O3E&*2RPI0Z[>Y-,&B8VE7S[(G41&TPEKXNK:=1
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MTYRU0_9%0O=#])0$FR:ID3BQ.SM%S)!+(J,YRC3JF>F58G?X._1J3MYR-P2
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MQ^3G_:.:RV1RQ)]3:&\DGTD+R@$^CU%:+'L0MF;M=KF\V)<:^.+C'Q^?>/\
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M 5G*SP!")29\:\WDVSO?PO&PYF P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M5] 55"'_ /X@F[')(PO^?C$D6I?[Z1'>U[WN%^@T!9@37CDVWDO)SN\>2_\
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M-_Z-D5@S'.'SZ'!WQ4A_XR<UGS/N^\H]U0$!H8UOKK/'-ISN/\+6_,9VXY\
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MV=Y)NX/+MPSXCJ.MNW)]$:?[;=>SBZEGDCA$)IJ:L#]4Y\!O=\CXR&QY99_
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ME<3 Y8_%OY'>SNC/-IY%N1;EN3[8\\T1_.Z^ZFOON\JJ/?97[L.M:^K*#?\
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M96;?%9PSETNX<C 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8'Q"<CWOM
M147_ )$J=_S5U[_W2:,KPWFVIA# 8# ^,IV#_I;=1_TB[M_C+DV1[M?C/9]8
MSQE?V;GCY_H0<H?Q#0+*\>_SOO4W\,F!Q">$K_Q(WER_\WW_ -?&J,CT>3^K
M7^/\(?<A<AP_NOS'^=WF"8_*)06/$O( 3$Y J)]W['6(S=ZU*]5_+RM@*-5
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M1<&'9>R3DYVC-.J<KX>@PL7Q_N"#O\NHUY?EK[__ $L/_![QN!%T#V)+T9"
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MUA9"IC1I$S@2%"[-*W1 "@?/B3ISRHZV^/R<^&R/ODR_K=O-P\<]-6O$U>M
MF4,*TT[;N5-DLB:&1*+4,K(*TQPD%UQFIF1K3-.H$FT4+1@P#^8.$(>M%;])
M=.SQY_:591^+"YEZ1Z,_F#_S>^?+OO?['?SIOM=]S543RS_LK]H?YN7T#[1_
M8A@?/H?USZ&M^3^:]KYGY,_V_5[1GI5GPV3.;A)3\3YP39/5?,M-710=;32S
MKLYZL<YOU$ZQA[],I^^UM9Q:!"^&-#+$TCA(G8R+RV/LRS0"TQVDB0U:H]10
M F[':SXMI+B\J@5Y8K/\B_;WB^\?M 1?B_L5QN2SC$C]URWBYNN5O5L<MIG8
M8 PHIFH=8H!(P--H3!6=+R1K32P%)420X9X2_<^,;TFNN]N9A9U6'X8+Q>,M
M:U\SV=5TRF=DM<)BS?8,N17'9[*AE$W1L:%/*I A9VV1I&]J1.[Z6>H)3$E
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M!5+SI5Z92G@M/PEGA;$-<;[[DXA;B?4XOKL=K02S'B1.QQZ]8( 0%;4J1^@
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MY_H0<H?Q#0+*\>_SOO4W\,F P& P& P& P& P& P& P& P& P& P& P& P&
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M^EMU'_2+NW^,N39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MGUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,#A-_&,?Y2>#_\
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M?_V'OS_GZJ\E>CP<J]W^#@_ZR^07_P P?,?_ +WWUB'GZ?R[E\KSF P& P&
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M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&!PF_C&/\
M*3P?_P!A[\_Y^JO)7H\'*O=_@X/^LOD%_P#,'S'_ .]]]8AY^G\NY?*\Y@,!
M@,!@,!@?$)R/>^U%1?\ D2IW_-77O_=)HRO#>;:F$,!@,#XRG8/^EMU'_2+N
MW^,N39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M/\I/!_\ V'OS_GZJ\E>CP<J]W^#@_P"LOD%_\P?,?_O??6(>?I_+N7RO.8#
M8# 8# 8'Q"<CWOM147_D2IW_ #5U[_W2:,KPWFVIA# 8# ^,IV#_ *6W4?\
M2+NW^,N39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# X3?
MQC'^4G@__L/?G_/U5Y*]'@Y5[O\ !P?]9?(+_P"8/F/_ -[[ZQ#S]/Y=R^5Y
MS 8# 8# 8# ^(3D>]]J*B_\ (E3O^:NO?^Z31E>&\VU,(8# 8'QE.P?]+;J/
M^D7=O\9<FR/=K\9[/K&>,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&!PF
M_C&/\I/!_P#V'OS_ )^JO)7H\'*O=_@X/^LOD%_\P?,?_O??6(>?I_+N7RO.
M8# 8# 8# 8'Q"<CWOM147_D2IW_-77O_ '2:,KPWFVIA# 8# ^,IV#_I;=1_
MTB[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?Q#0+*\>_P [[U-_#)@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,#A
M-_&,?Y2>#_\ L/?G_/U5Y*]'@Y5[O\'!_P!9?(+_ .8/F/\ ][[ZQ#S]/Y=R
M^5YS 8# 8# 8# ^(3D>]]J*B_P#(E3O^:NO?^Z31E>&\VU,(8# 8'QE.P?\
M2VZC_I%W;_&7)LCW:_&>SZQGC*_LW/'S_0@Y0_B&@65X]_G?>IOX9,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,
M!@<T/G[\/_4?E"E_,K]SO):88$5/1NSVB4@M>5RV-J%*J9.<)6-0F4$:@4S
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M# 8# 8# 8# 8# 8# 8# 8# 8'Q"<CWOM147_ )$J=_S5U[_W2:,KPWFVIA#
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M97CW^=]ZF_ADP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P&!\0G(][[45%_Y$J=_S5U[_P!T
MFC*\-YMJ80P& P/C*=@_Z6W4?](N[?XRY-D>[7XSV?6,\97]FYX^?Z$'*'\0
MT"RO'O\ .^]3?PR8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M\9[/K&>,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M[QCX_/NX_G=7)]TGWM_:_P"[[_TGEJSW[0?8+[+_ &L_R90::?2OI7VT;/\
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MG)F[L,ED[<S?2:XBDP?$_P PQQ!Q/^8-3 2 ^7] C0F&% &376[7$YH#1O\
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MC%L>YX56 X-I)O0-_!1]1]C>_AK0_CO6MLM?5OZ+5ZVL^N+DA3%9%2SR(V7
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M41Z$1B1S27/""/12(,+O*)._NIX4K8QQY@;U#J]/#BI'^X3H&QM2&GG&;_(
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M&VQMJ&N4!&)*UH37$\D;F\+=%"TG1I@G*C]AWHLL6_R89DMN)S5HQ?S_ 'B
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M?W5UY(YPVUPS2'[&V!./G)F[L,ED[<S?2:XBDP?$_P PQQ!Q/^8-3 2 ^7]
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MN+P2-/LSFTB8XC$8NUK7R22B2NJ%CC[ S-Q U*]U>7AR/3(&UN1)RQ#-..,
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MPRKYZA\JWCSXS?SHET;U174%F:4) W"#MA<EL6=-(56R])A/<)K!AF<J9 J
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MS$#3[[P\ITY&UPDNE)@AZ*]?M&^@37;;C$V\,F P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M[FN<5=:\/;)VS5BXO+$PIM/B@[4+LR'IR5II<%D\8F")"B$4VZ2(E93@$W8
M'D;VI)XM[M>W;C'A>;?J-S[1_#T^/;I=^ D!*;)Z8K#4UV@T6!"=/8;3_54
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M]Y\9?>[NTK4SBUNO"?4KDVN"(XM2C7MZ[G^=*D:U(H*$(H],J3FA&6,.]A$
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M<S 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M?+/2V/R_"732'1SQS72BD,LC3$M-[7L944D>7UK:U1B4=%<X$@4EIURH@T9
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M994D;G%,]]/U)<<$@\H85#44<V'*["=B78R'R);'3$>B1ZE2!8>C ETGT(D
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M:@HD03@@",!AK7:Z7,4^1O\ "6^,QC=2'%SL/L&9(R?_ "1ADEHU:E:E7[L
MOW\Z(4=%7P/[D&P_O2TO]R+?^[\-Z8;^[?\ "]#DGA[E;A>"JZ\Y:IR-56Q.
MIZ99(UR ;D]2N6KDA9A:59+9I)%SO*Y&8DT>;\N6J6&$)-'&!3EE 'L.S&VU
MVXU%_P#JBN;OZS7^M8^VUW_SAO\ YC?M) _N8_T?_P";A_U>^[7[<?\ 4?\
MOK_K%_Y:_OO_  ?^]L+WWL[.AU)XBN;NM^VN=.]+'FUWLEO\R?=%]@XY"))
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MQ]MKO_G#?_,;]I(']S'^C_\ S</^KWW:_;C_ *C_ -]?]8O_ "U_??\ @_\
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MR]PN@^'#EC[<<@ADB>$J.#%R(+&T,)L-K^ (T#9[\I6''A,(/-/-$#8A^DL
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M7_5%<W?U97]5/]MKO_F\_P#S9?:2!_?/_I ?SC_^L/W:_8?_ *\?WK_U=_\
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M,7>4RG:I"\M<4B\7@L"->&H[0!HU:II4J$9I0#B!EGAT;DP;>7?:8Z+OUZ!
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M'#NCZ51*U*A49#:JM*-G1, U!@#1%)B[4KJSY C3%B"+1913@ LL(]A#K0=
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M+;4>[=<G*W7N)/TD(DC]$H/#5B%"LAL'@+66QEM<!1F%%&(S5&E!IPA'" (
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M,IV#_I;=1_TB[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?Q#0+*\>_SOO4W\,F
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P/B$Y'O?:BHO_(E3O\ FKKW_NDT97AO-M3"& P&
M!\93L'_2VZC_ *1=V_QER;(]VOQGL^L9XRO[-SQ\_P!"#E#^(:!97CW^=]ZF
M_ADP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M:&5XP+97/Y=&(/%VT.A.$DF#^U1E@0!WH0M"6O#TK1-R4.P@WOXC,#^36_\
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M@;5MQ+@,\2CY<H0([Z9XS:RQT!?BC92XSGQ"<B39W 06[3'IR@I2Z 2@V6E
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M;+B;M&4E-E2RX-H 6,*<'#)"?MV X@5@.UKT" #6@:,]^^<YXN>>R+3LM?\
MA^/*ESU8TU>+)>>".M';D"(61)5J9]?9;7M3=*T6I@BE^<0@-2.#BSMKQ]/]
M O5LM(E(*&'7I^&1TQ/LEG697ZUYXD>&5_.22L[AH"L[OF=@10MRN:]K%B#)
M(+RLVR92WE+YI9CC;"Y"9.VN3NTA4G+$IB)<G"V:$ I*$HH 0:KG=]LYBEJM
MNS[_ .9_ 3VD6PS]^?K8XWZ4M+@:J+6=%Y9DA;H\FM>OZYB$MT\ +$$E?!8O
M9@BVL\7Y$VVY*$._26#61OME\D]+,KJ:#\/7C_JKGB.4O*^8J5N1S5QQ-]YM
MH6I7\6GMF6;-W1*0IEDX>[!?VY?*2W1Z?MFK$^TBP@MNV(.D>B= !\*Q=]K<
MY4\UU1_2MF\L^;'P[T!:3HI/YAL6N6+EEYFTK<%#HFHZYDR>U/YL[C-52OYX
M#&;#HFX1<E4K-"62![,*.,+1@T DW;)MKO>J<7!]K^-)_N"L:)=N"X3P'WE5
MS&:XP>I+7H"$P6QU&FJ.N+!(7NCKN9X^0BM]G41\2O9JQ&XZ7N:'WU1B4999
MY@#.TWQG.=64=B= >*)AZR>([9'+)_<_;37"XQ&I-7]1\L+.M;.K^$$C7/4;
M0/!+FTN,(KLLT$F/5C)TL1+S$ZH)J@&R1DB$-9OV\+C7_HB7XT9E D/F9Z9A
M5!<P7-Q)3=G\(0NXICSK;=4MU';7V[$;N301%:$:JYA>WF.LK&YQ60'I J$?
MRX52T*P0B]"UL0R[Y^N9N;E+_P ''_4CR3?^?@NZ/^=X'A/)SGM%U+XQLDG9
M'B-25G:Y#')"UN#&_L#XWI'9D?&1V2'('5G>&I>2H0N;6YH5!A*A.<6,DXD8
M@##L.]ZV<W._X_N6N9%/E6\RK4HYSHA0V5-8?":JK&TZHJ_-05HJ7T$[OZ]3
M7Z,<>$GAIZU]3%K3AMP4PC%983A;V8'0M'7:WLUX^KVC354.\C?F2Z^8^GF9
M%9M$^-6&T!#Z3H*8:)=ZQ<+4OJ%JK!E5PRV!KBQ-4I?$")O&U)/GR5*/:;V1
M>WL9)0M0SV:3'.L8\O'.M.\!0>J/)=QY7$'YUNOGF[ZD9YTDIZ/,];QB]:5L
M:7M$&FE5V1$HFE9X_*R'';BB,3JU! EB(M./91@!A*&332W;]-N,L=(^')6)
MY++<\<E=,-.-G?<4BUN."V<+)!0=%+JV>;PF$]GK8SJ&18LBE-,S6^DR@QL:
MI(,@:AS2;;$IBLO6S0'F$Z$;TF]^*C&^K5H CLCQ66ES!XY>EN"+%7=V514<
M@M:><EL/*T+LRG;?;GZ.S:LW#4;>"SI8^.J(83DJ5S;PFID92L8!@UO81FY+
MV[2V683"ZXYPB'5/G\I&JK/.5N=0)?&6HGUGUK[PR8[<C-#NGY(.-U]/22?0
M8\0<BP')H?E;:8/Y1P/9""E(#"O4#9-;CQVSGEXGF8YAH?BJHZ;\B/*545YS
MI>W*O05,'?5Z4A\8K,BQ:PG4R10&:UA,F:*MS2SR=E?44B!K?S1)AQ28!Q(!
MA).-"(:6[7MO&6/+ZXYPB'5/G\I&JK/.5N=0)?&6HGUGUK[PR8[<C-#NGY(.
M-U]/22?08\0<BP')H?E;:8/Y1P/9""E(#"O4#8UN/';.>7B>9CF&A^*JCIOR
M(\I517G.E[<J]!4P=]7I2'QBLR+%K"=3)% 9K6$R9HJW-+/)V5]12(&M_-$F
M'%)@'$@&$DXT(AI;M>V\98\KKSFR$=8>?:E*CMD!S[32?QFF6'9E9''J28Y;
MB&$=024R)0R:DI#4YSK%&VP75I?SD!@_E5BAE(+4 ,*V(&QK;KX[9SRR7R/5
M)!WJ[/&%XC*LCK/0G)73=BWW8]ZP&FD:"JV&75W0T<(M=QJ1*DB:9H(0L%F2
ME]4'.Y2+9)YANBS@[T/6A;AK;B[WC8ESUKXD^&;&YGF\0K[G.G:*L&$05W>Z
M3N.GH+'*NLNJK B30)UA,J9Y_#6]FE.PMK\TI#EI9RLP*XLL7O;V/>C UG7?
M:7.51E#]#3Q\</!1Y8[#6ATZ]"QB9>-;K*4B"0G^U(I)+)BTT=+7P9(B$;<4
MLN.O%KJXGCT%*6>X +!HG6P@%&[)^VDZ<5D<W3?SM/-W64/WHMRJ[Q?<].5L
MR<D6O=1ZZAZL(W'X SNB+81)CU$=IIF,?FY09O9J-4=H10 ['[N5GX^/\V_X
M554O?E.WGVGY!>B>N/'MUSWC)X%U78_+%"C@/*A?3-%T73M&&HV-/'8\@D3P
MDB\<LZ7N:P;N_:^G#6%?,$FEGATM4!,C=EFLDLG!.'Q7?:*(^07K9@I+CGJW
MDCA6XZ=B%R,D%ORAGREH+#^F(Q(FB%S=OJUHVI=XLPHK!B3X0YG($JHD1QK:
M9[28M,C!H-9WXZS-EV=%V')S@2'DOE47G]A=<BYFY]W7KCXII3.7"";IFN=P
MU?-0=5EM0)@LB^XW]$52D#6/:;3@,@2O2?>R_<]'Y,.LM^OG>;^?*ISW&NA/
M*AX8:'>5"EBK5^CG;J:;L,=6+8\3(ZSBU95X^2*KQC83F]2FBD_8V43 YIR#
M2-#9UR@K6_AOT[&EQIM>O![KR5<V\^\;VKXL^FN8::K.@+%:/(IS[S<^K*9@
MT:K0F84A?"*71>>0>3)(:@9$3XB$WMP/D]K"U'ROK."7Z='&;V-+=I=;QF&H
MO*#<,<L3RP\_\M7OSQT7U;R]1W*SAU2[<Y\]5>XW#NQ[EE5DN%;1226]7R5V
M84C]6=<M#9[B82LU0CT[K])CB#"59P!1=)C3NF);6$K7MB#WOP3=W!WBW[;Y
M%?$UP)*8ZD='/BM10U+S#F6T22(\[+K#3P=6X1]0KK20?)NZ-<J1$!2%$C./
M4Z E(""G_&S:R_RZNL.*FSSL]6J.8O']/V2*R-GC=L]-O#+S#53D^/J*-MC2
MZ6J88URZ4N;^O/3I8\UQ2O0.JH;D:,!")3[ S1 !O8M'3QZYV_$1&[-:/'%*
M?#Z_\+U3VWR(9(:1HJ)J:+=V_I.FD+Z=;]%($,JBSX@/(FYZIL?[ D;$>F6*
M"A"-UIZ4;#OXB^.%U[N_NLO&I:T[Y'W2VO"@_>02)FMSA:L(Y$M"62)$,!*M
M(AORGH,_M\B*<FX(3_EVM7/(]]0+(.#\=M2HH8OB$>A;)=<>3MZ9:]\77C)Y
M 6<'T99%YT#5'0UV]151$[\O6W+SA$8MNP)M+KM8$U@.1:N63)+(UZ9$U$24
M"0D*(\@HP1'S0M;4FFFB&^^W=B7$C17B/Y^BG+/;'G,H:!&N6X' I3R<"#-[
MJZ.ST?&X7(Z2LF712%)7)\-4.I[+!&!_3LS<$TPW92! 26$8PA"+9=[F:V\V
M$_AV.".?Y#P5S?UO<=<12WKV=GB2.E63>PVA%*G&D(?5EMS-H@,9J4+H%4D@
MA3=*&EQD1BEN)2K3W=X4&G&&"T 6AY=KW76<D1^#.A.?;W27=V'UCXQ.S.Z+
MRZ%N2S]%V2V\8H>F:7@E11F4KXQ *7IQTES\I86R/0EI;!)U_P HB*4F+QGD
MJ#3M%!WAK:68UULDGY2DXLM^W..J4\S$DK?F+ICGWE"FH(X=1\-U_P!/U/)J
MY%%Y2[5',WNV:^C[:_K)"E)@C/:<:1K$K<C6'ITJ-88<(LD:D>MQ-I-KKFRW
MJC_Q&X<7AY @QM_^'SOKKFY+_@3=95_]*RGA$NX7RXIK:385*7R30VX'Z5#D
MVH:';P$$>5M)K8':(HA:6 M4:8:*KMW=W#:23\O'L1POV-_AI^T8-<D#O6LS
MJ)M]#7="I.BH8]0FVUG/;+TE14KI9T?VR0$^M6)E9)+]'+-(,5(ROI.TI9H]
M)]_ G"^686;=9>+KB^(>+?H@H-)P1[MF%\QV==>^D7J,MJ[H:07S$*V>+!'<
M[W;QP!SU1-'^;-FURO>G'2;99PT@2](_@GT9F^W?^,OT\>_CEY,Z!\>E6V9T
MO3L$Z)N[L^GX_==]WK;T699G;DGE]O1TB3:-;9VYHAR&(I(.C=R$+$0S'MY+
M64B*&G" WU&"&VVTVQ.$BJW?7UVL/X<#D-O^U-I/4PO'H9MX7=YE7(%;W=FZ
MA3WE;<7,:J[2A5D*76=N545D5%6TC1NAG_-! $0#!!,#&^V?;?;+-NEHCQI*
M^0)12_,WA.\B-)W3"(:<Z\TW/%N!%4.LV#W/$D@G6N9.ZW,PRT5F*PJI4B3:
M=U:E8N.4$#&:86<8 OX5)=N[-VF/=)3RG.=S7?XX_$B9:!LVI.^[A[5X$CUG
M*RVU1#9_6]F6)74]C,^<&]M4)DJV+2-BD#RL/2!]LD]$< &PZ+&#7P)IB;W'
M+%2$\E/C,X4K;QD=+*JJYEJ:K)9S[1$RMRI;.K^'M$:MZ*3ZH(^KF\7DA5L-
MZ8JPW%V4NS&#3@I5N1YZ\!AGOC&+>A:)IMM=YF\T>/+3'H5>7X?@[J:S:\KZ
M5W^[<B<;R<JVGF%QMRL)D7S::4>^R(J/3)8V'2)D1.#A*7$0R4RDHL6EAVMZ
M_?1^HNG#R8G++H+HZFZAIN&(VZH:JK>JF]_1,[N^H:W@T8@R-Z=M-28C3H[)
MHPUM9#DXZ(UH'OG!&;Z-?#U?##G;;>+<V$<[MC]%^'Y^NV]&FOO'])?(1;J^
M:/"/H&<4#Q FZD))G($Q3<[1J26Y-F\J.#,0HTY9>D3>ZFMJ4&_27H&]&:T=
M<;XXW$]T9_'O+QN/B \TE8-,:L.!UG1-C^2*N*6K"UF\]GL"HJM4T@9,V6JY
M*QJ7%Y/9'*'N<H6EGI1K58R5)IH=FCUK6\+M\];UN$U/%?XX./)=X\N<+"NR
MA*JZ!M+H6@:VG=FV9<\$C=B3-S32N#-0H[$6E\E#>YK8G$Z]AIB%C9F]I&A2
MHDC<4,L 3MB,$9WVVFUDO"57W571%F\B>#'RHIJPE$ET?QEU[U'R/SP]+WQ8
MX2: 5P=:]<UY$#FY\<3SEFE]?D6HJ5MP_7O9 DQ02]:T  =3HU9-O),]8MUY
MP\/OC_BO(E>T[+^9*=L=V?:WCZBQ;7ED)C[Y;<SG;\Q(ETHGV[44(C)PU2!8
M_*#5:%0@7I]MOQ %)[00!UJL7?;NSE%;\/'!WRL8+Y**WDLP=K"?J_\ *'T)
M"72=O[C]6?IBJBL3K%C%)GUSV(8EST]!0Z4*S1"V(:@P>][WOX[R->7CB_AT
M/97)RQTZ#R'&>5[S3E\)'\9IBQS_ (_#82CK(B[5)Q*W=!..HH9"4]0FD%&D
M!*^H;<-+QZWZ_E_:_)[NL.U[>S7NRM#Y#X5M"DYGT?UUUG=#+?\ V+T%!VN&
M2220V(Z@]75;5T(1+S(_5M51\PXYS&RG+!%*W%>NV%2O4IR1B+"<%0H6&+M+
MC77AK$)/%1,N9H-^'?HMY[%?HM'^;%5:W5'[743%2YD,CG&I+T+:[&='3$[%
M\7]V5R,U<!$G0-X#5RXX\)))9@QZ#LUOG[+V\T&^Y;,\;5K<'WZ3SQXB.CXT
MVL-02^4TSU3!/'NS4I X))HFP*9#$+/2VX:9"IRTPUK<T12ER7EIC-'(@GZ/
M+,]0@BC6LVFTS?\ =O[R2AFW2G#'@63O\\D;+-^ANK>"F^:6*QN:AJER==<7
M/$J0SN2L[RG"8K;I&H3R5:<G4E_ PI4,(PB"+6A:)IPNWXE;0\R_$')W)_CI
M?NDN8: JJ@;HXPF%$V?2MBU1"6"&3=N<FVYX!&US8]S%F1)I-)D#XTR%2)7M
MR5+!*%OH4G>Z:'>Q5--MKMBW,KH[:EOU-L;G+VO8^H($:WV?7[GL_-IRS_:]
MST%^Y[?N?#U>D/Q^'Q^&L.2L?S/]*6)R=XV.E;AJ1R/8K,*98E H7)DIWRRJ
M)N]K3Z+UKN6(EFP#"A<HVBE)RQ&?OX:*6$E"_NZUK9OQR;;27D_*@_#UX_ZJ
MYXCE+ROF*E;D<U<<3?>;:%J5_%I[9EFS=T2D*99.'NP7]N7RDMT>G[9JQ/M(
ML(+;MB#I'HG0 ? 7?:W.4&?&_6\3->/)=XUKECL<Z&H[@2]8H[\S)[O96>V5
M4!KJZJWE,LAD%2JYJC>AG'5<WIE*)"L'KYLDI>>0 P)&@$EFMKRVG"UL3\.O
M2=,M/B\Y$N1JJ.L6RWGZ+6\@?+5;X%%45D/*'=]68AVB=IRF:BY.XI-HFM,3
MLLY4,'M)B@?#TE@UHGDM[[.B^[#FY_7^O8K;?GRZ2JJ=-P7B%65X6DT"ES4(
M6@:<8U+NC1,#XBT/81>V)2VN!H-"^&]AWOXZ_+K#IG'CE_\ [/>^*CIO7/\
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M9U<WUQDIK.7]1?(HT.32P/CTN4,#FED#2X-Y"XU":G.3Z,,5&._3;6:[\XL
MXSE'G:M?I*&R[MJL>7^8N8(ZRRDV3U96K\V3"Q)J]K(VXMT5)5/J&6V\F"6U
MR-Q)6G;2.K*3LE%H&]';V(![BSM]<GZYM0D_JXNSOVFG^L(^YO\ ]]!_A=^\
M.JO_ %G_ /<E_P!0?MS]Y_\ E/\ ^+/_ "E_]V?^"?O^&N[7ZNW_ )?]W4YE
M<46.Z*XF=Q\2]B5%7#-]H[#M3ECH.N(''OJ+4T?79G.*EET8B[-]6?ES6QM?
MU1\=""/F%JE.D(]?K.-++"(>BZW&TMY958_AT.*>FN$.);1J+JRM/NKL.1]3
MS:QV:/?;*OYQ\Y#'>I:0C#<\_5JXE<P8T_S#Y$'$CY<U2!6#Y?UB*"684,9O
MR[3;;,Y86G=T5Q,[CXE[$J*N&;[1V':G+'0=<0./?46IH^NS.<5++HQ%V;ZL
M_+FMC:_JCXZ$$?,+5*=(1Z_6<:66$0]&-;C:6\LJL?PZ'%/37"'$MHU%U96G
MW5V'(^IYM8[-'OME7\X^<ACO4M(1AN>?JU<2N8,:?YA\B#B1\N:I K!\OZQ%
M!+,*&,WY=IMMF<L(E]W>(;MVI_(*?Y1/$W*($&TY<<O<;5HZ?N:)D;WY_=V4
M#7+3FL]],11:0Q2R2T@5+J@<'%K5H'H?SJ)3\1E[;S6N^MU[-^2.]K^-CS7>
M8RV*;*\GB2D^2N:JK>E3XOKFGY"Q/3JM$J^11/2J,-4=GUS@7S21MJ3Y9.X/
M<BVC9DYIYI"80QC2*8LW\>D_3-J&OXA2EUDE\S_C=YWIM\)J1>_\_P#'U+U5
M)40%IQ%9+'7JRZH/!GQ(62I"XFDPLX]*H+T$[1X@IM:T/U?NL->*_P#CMOK4
MLNR.3OQ)GD>BT6X[Z,@W+5?48SR>..<PNN 2^+-,?LY8PC++02>8-:>=RVQ5
M136<>8X ;6R)QY&<L+"(2;6RD_MN+.NWBU_:9RO+NSP_4Y;7BPBGC)32IS86
M>MX7$R*YM0YM(<71FM6(G*'<%B.+$6H1)5Q$G?W-R^J(2S2-C0NJDH@TDSVC
MBZYS>S?O4?P+GK\3GSUS:H\=]9P?FR54NDCDAKB(=-!G<*#,817SL)Q1[9HR
MXOEA1J1ID13<K- @.6P=Q=6T@\L!)Y6R"?8G%TSXK>ZYRLXXD\6E_P#BO\<5
MQ0#D^5U]8_?EEN,<GKI+I00)'4JZ5-+PR(TT";"GDI"N'!8["MNA)*M8%,N7
M+UZA5\$6C2$R2L[;S?;.WQ5C=K\<>?/R_(*IH7JCFGC[EFK:YGZ.:*[6CTT9
M9"O5O'T5VCCNZ-1;+;-P3<,=-:'4TQ.PA2MNE:T*?:U6+1))J6<6M=O'IQEM
MJ1/DU\,75:J?>.OI+Q].\2LJQO'Y3U%TDP5?<+JT-J23-G.KN?(J\F9 Y H;
MXPN<G9:>:F?2%+DW'#+"E,2J &%;&"IIY)BS;E47O)_PWY\?)QSC6KU<M14-
M&9! K39OL[QW2$TA"!9M([0>7_:N\[(M&R;D60L;C&G(E Q-#(SO+@,PA[5'
MC 7I,(]3%TV\>EX9]UA/FTX.Z[[*\6'(O/\ 0%-F3*[J]LZ@Y;8%?&V!5L;-
MBS9$^=+6A4K]R42^:QZ&/)C'+I0B1;TWN"D2C9OO$:,(",P-9\>VNN]MY-L]
M&UQY:*<\2? E1>.YF^SG955P?EBN+OCWU'FIW^A0R#\T/D8LIF^K7BN=*L=/
MI=J-;(1\PT*5"L_T>M*:8C$>/9)=+O;M\5PW,OWS_P V[GS^<?\ Z0WW(51]
M_/\ U4_RS_8-@^]'_J)_Z(__ %X^>_\ *;_BK_!/[W]O#%QFXY-4^0JIIY?'
M"_6]+5<S%R*QK3Y]M*!PAB-<VIE*=I/)HDYM3,@,=GQ:W,[:6I6J0!V<I/*)
M+UOXB%K6OCA=;)M+>66:<;0&6U3R%RK5T^:?H,ZK;FZC8#-&/Y]M=/HLMAU8
MQ>/2-I^ILJQQ9W'Z<\-QQ/OI%!Z8[T>LHP8-A%LEXVW\HC>5'FVY>E8QQ&V4
MQ$BY:LJ#R/<K7_88#)!&8\&/U16*R8*YG)M&29X9P.QC8!Q3A A1;4N"@1NO
M:('H(]A-:62W/HW1Y$N+&CO7EZ64.HEBNNIB4]1FQ*BLU F$M65Q;D!<@O4*
ME@$03B-K$A:D)J-84$8#1(5A_M#+.]LP)-=NVYZ(7I[_ /.(@@XZK5^/CGE]
MN=.@^RR;JA+UO%$//"]X F E!:JZF3HNGN=,RFGZ$I,8R0_,[%O00C '>RP&
ML>/.<W"#??'%.^%/P\?9-7/\V%:-NSI\BEV] VH)$!NU8EW69TC3[G-']*CT
M62,EJ3_+IT"/8P%F&ID8#1EEF&#+"77;N\LO1,J.6/YG*9J-EY]B'(%-])26
M-19LA=:]H.W3,5K^&/<>(;4S=$+!N&C7A@W8()HU,X239"@952E(O< &B1G:
M*&'6$QI;G./PV'5'B-A#/XN)SX\K?G*B:R.\4$TF=WW&W-I.U3IT!/Y&3/%E
MD,C:K B"J3PR9(&[3: \*8Q8C:2??T4,TS027>]_=.C7E;6KYL:"K!CH:3<+
MTWU?.H"RH(7'>JX[UO#*N@$\:FL@EI8)G8%8S",:L=#)2&U.!0^$-X/97*_7
M\KLD(];"6SQVYSB,UYGY-ZOX7YWZ&N)A9JWZ\\AG3MS(KWO-J-F*JGZPD:Y>
M]($2FL*XECTT.AT?C%>0<]>5'U+DB_?5IVQ'%EI]@3EB[:[63EK&FII3'D"\
MAG3_ !7,>AN2()PO3G%]YMG1RJ2*>@X1?]Q6=*H^A!IIKF%#K)K;VR)P1_7:
M++D/U(\&UR<@ PA$).42>)==9<7-K\X#2_D$\>O4/;,OH+D6"=Q5%VE?3ET8
MBEZ3HV&4':E9/D@2J=.%<3A-9C*Y(I/#XVM&8!C$UGF_*)3]CV#U'F)TPMUV
MDS<6-H<M<M]P@\G4Q[PZI;ZO:&BSN*C*300.KI6;)F6D%K;=,<ET6JT#X]H6
M)_L):)C;%[T\2$MM0MXGAV-2)2-)R"C3!;KV]NOJW-XKN;;EYJC';C9<\2+B
M2RW_ "/=4W_7@"Y!&9"&0519RR'JX9)MF1EX> -)CF!N4!&A6[3."<16_=(!
MH0-B)O9;,>BTK#"C?=2=T<E>27K^_*$Y=BW4U$=VI.:WE_=A] 0NEY#1LPI2
M''UB\ENS;,&IU6R]E>&=:<Z@TV)SS-;T63H01>O6'3.NVLEN+&5=$<J]9T'V
M\_>0W@N-0*XUES5U&*TZVY0GDR3U:=:I=?!"FKJS*PLQ:VN3 PV+'F?X-IA3
MP$#>)"$>];&:?O9))=;KV[?PU?9W/_?7E GM-0[K^@8)Q1QC3-JQ.Z)W5Z:[
MHY?]P]*RZ#C&NAT05O, :VZ&0>KDCF<8-U+-//<57P*$3K0_2-*6772<..R^
M[#FI<[;YFZNC7>] ^2+E2J8)U \UE0LQYRF?.$TLEOJ%^"R221.TJ1V34T_D
MK>ZPQHEFS'8]M<M+PD".;] (!LP)QAB4WK9VW7;@TK?E&>3?N>T>'K5L^BJO
MYCK#EGM6C;M6T CN]AN&RY6@B[RM%+[1EL]:&B.5^TIH7&=FHV*.M(G)<Y'/
M2HY4I)TG()&673663C;&J.UV'I5=Y\:5EO)ZZ'J;<JWQ@.U@$5S83@K8H/=D
M6*Z8DD3E=4/\J0)'%9#CW=IEHW%I=-)E)*5^:T.U /E1'""77'UW/++=MOTM
MY"O)W-Z0JWJ3F&$\2\=53;<,O"X&@SH"%]!67T,\5TK/=8A63&7 &5"Q16!*
MWO99CN<X"*6&%@ 81O1A6B1DEUTXRYV:2[78>E5WGQI66\GKH>IMRK?& [6
M17-A."MB@]V18KIB21.5U0_RI D<5D./=VF6C<6ETTF4DI7YK0[4 ^5$<()=
M<?7<\LMVV_2WD*\G<WI"K>I.883Q+QU5-MPR\+@:#.@(7T%9?0SQ72L]UB%9
M,9< 94+%%8$K>]EF.YS@(I886 !A&]&%:)&2773C+G9*UWYMN57YGXEUN1$B
MQ4 T>.%\H!;.-R",A-!:[CT5]O4\9!%A/&I>87J*DZ4B7:0?3];&$O1^S?4
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M>Z7*;/E6Y>O:]JDYHF7,[(QV#=O'/7=&]6Q&NIK*DD216X15FGYL>8(HF+B
M+4PNKZBD7OA6JA%$A$F%KU:$,.L,Z62W/*Q-[G*?WE95< D_0G/Q/,]@&/CH
MCU6)=M1:Z#"&)+I-]+>U4QAK6UL 5+J(PWXHRM';3A+UL1HMC](3-DEX7+?.
M$54]H<TW1;GD#\45XP"(%OE8<QS3JE[NJ2#D48:Q1%!9-21R)0L93*[O*%_D
M1CP]I3B]A;$JS:<)6QG^V'8-C-ZV36R\ZFMU3(.@8OSQ;+YRK F.S.B4D44%
M5)"Y*]M$>C[G+ERI*WI%;RZ/SJQM(6YA(5F.)I!RQ-\V%)M.$P S0[T9F,\>
M3GWX&AOD[XICU@25_P#$J\7UU%?4C%..E.FYEY!N8VZ76I*A&'C1($#4GCZY
M/#:^BY2D9+.Q)3AI410M_#>][UH)TVNNW7A/PO=I*\[C>:0FEM=;\[E\AO,'
M/ECHZP@VY(5>)0:]BL=0OYTZ,F,$0MS*E+4_%>5M ,'S!.D'N"%Z3@? YV3.
M)<M2>,#JZW.W^/8%U%;U:1RIEEK/$N<X+$(ZL>%NPULTORJ.1I[>C7K>S].D
MB/9U2TOVO@G&@.3& ^/KWO9=Y-=L18-AERL0NNO+'ONN?=R](^,(OI:?QP]Y
MAG(L?+[;YPK^M.9:G5#4$'&1*(KM2]2ZVE+DQHA.TD5'EJA@-&44425[99)U
MMT[>V7$Z\%WO+=^=L6O-7UCZ7X!_FFPYOBQ[LR3K^=54U[_:"3%NS2C)B?V8
M@#,W.C5\PUK%2SY\X8DX/D_:WKUF@WHQ9K.5RK];*%\@7C<O3HQ\XBY_K[L_
MD?IVTWN_M4&Z7='^?;1H2YYH2C#8VXE+)RV.4&>JSE;BF L)0: 6<B"6$@DL
MG91ASA&LZ[R=UQM&ZN+^4>I)1UM9'D9[U10"'77(*J0<_4'SU64D43:*\]4J
M5(=RR1@?9H:G2M\PLJ;20LLY4O1%!)((]XLLSV5($B&IMM.WMUY( W/5?E$L
M/R32#IFX?'(BZLHKG.1O[)P96B?K^@ZLKV(Z3O*Q%_.*ET4DQTJ<Y5:<T:4"
M)<W:<"$6XYL8 :(VI2ISB34NDUQ+BWGP6\<W]&=YV999$7Z%\</\V.NC&5V7
M'VE_._IJZ?EWA& D36Q_8B$,:!]-^L#&,/S.C/:3^CXCUOXZPQ9K)PN:J'N>
MJ_*)8?DFD'3-P^.1%U917.<C?V3@RM$_7]!U97L1TG>5B+^<5+HI)CI4YRJT
MYHTH$2YNTX$(MQS8P T1M2E3G$FY=)KB7%O/@MXYOZ,[SLRRR(OT+XX?YL==
M&,KLN/M+^=_35T_+O",!(FMC^Q$(8T#Z;]8&,8?F=&>TG]'Q'K?QUABS63A<
MU81AE1UY/N*>Q^@>P_'KTIR,[P".O7(A'1<G7O%@NQR5A6R.41Z$F1&!OK6V
M[^T"F'VGJ,K8X\+6\)JEJ1N>U6BC?1Z-G33;6:V;=6!7Y3_D8\HB>M>:NFN3
MJ^XNY*;;(@EC]*O6^CXC?LUO-HKMY*D;=4U<,D'CS:CC<<?Y(W)3UC@^:+4
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ME+UJ1?3&QN;?=]_Z>@1HO>]'M^]\HG+(]WV_69[?N>W\?3ZA?#X_#X[PR\_
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MA9+>71NS"& P-)S+HJFJ_NBF>>I?,RVBXN@TEA+Z@ANV.3+C9@CJI@*D\^4
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MVQR9<;,$=5,!4GGR@#TVLJR.,A<>8SP'"^I+$?S&QA+(]TW>@87%QGHW9A#
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M-(T,.SBR%)G3*LM.<,OXZ",11H0"WK>P"UKX;8/O_'^[I;\;WB_YI\8E6.\
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M<XD\DZXK19V:Z\,DM,T^]YFYR1]/K'L;8S!K[[OE]B K-,VE/&I#M_'+1O\
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MPGC%R.G)G/3S;L/JV8'I . H5*)2)XCK8IER) 8$Q2@:Q.)Z8?J(-T%2682
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MD/F31*JND>X;;E0VA#'BMKAJ:7#(-5I(]/H-(RTZIJ4N:(H1J504:H0*-!,
M _9A!X"AMK=>:#<5\X?--FPR(R2C*$[7Z*DL@C2N5RFJZ#Y^#9\^I]K!(7N.
MLQ-OJF"9&5U$GJ6'1]0K:VXN0+%RANV4I$464>2(9?KLYV)/5CY'J,O+F"<=
M/T3$KMN9-6L@-A<]H6!5HI4]-12P4#XTL;]7KU4+VYL:Q%+HUMW"K6$#5Z)^
M0)-/)-."#\I+K9<55CXEO(]:%N7CV?7]C47WU,")QY$;K;()+)E61KE7/+M?
M)8]$BH_35KNZ^<GET^Z0LMO'\TR(DRM.F-6ECT,PP\8L-[ZR28QR6,>0#DRQ
MNP+6X&B):)E/YOJ'IC^<CT08XO!29>X*ZAB:]13,011_8-FR9ME4Y?!A<B_4
M E.D3[&9ZM[ 6,SKM-9?7!QER98U<=:>1'KN[43*3.NG+DBL5JHEN>"I -FY
MFI&&MT2K4P1X0:#''*:K35;@YMA7^]&0F&<(1OQ"6-MI=9K.C44U>3>.O+=5
M[@C%\G2WE%@[[!YLA_= ;6#KKG.,)7&!3/6]!V2D5VM3@AQ\TH -"6K&-,:8
M9H180C'RT_,_PN1PPC+U#U9 >4(G&I+-(E<5ANDVD^H;!Z]HBIYA<5CRZ2?1
MW1^&@:8Q$4"H28DEK9SS#%2XY(C+](0B-T(8=;+-;LBY3'E;H^T+QA?.E@TQ
MUIR9:]HIG<ZHV3K>B7"HVVV%4?1"<GMG@<E3/<HCKD^-S> 1HDIZI,:/?I++
MT,XPHL9JZ63,Q8]_T=Y2>9^7+R?.=;);[9<;50U%#[9BL8KZ CG[U:ID]FK_
M  2*5E547CCLKFLPM)T=(PN4B0@:RD"5N3&*E"THHLS8232V9G)Y?+ODQI#I
MRWGWGE1771/-O03+#PV$GI3JVHEU/SR4032T+:LED-*$ZR!AD[2VKC0%G_*K
MQG!]0AA+$64>,H72R9X6,E[ \B- \8OE>P":M]I6K=]M?.&UASMSW7[A:UWS
M9N;?>"XOC7$&]2WI4+"C-(&#:MP6(R31EFZ*$9[!_M#76[>RE7R4=ZU%U B\
M?E9(X;=]$7;%/+)PC+WFA^FJJ>Z=M?<'4R6<M::=LC,YFN#-+(>-T,"F,7-#
M@N+2*#"RU/LC-*",Z::V6WIBNIC#BH0\_?;%E<U<77A!ZD@/6D?GTEKZ!O;#
MU/3<14):CJ7ZE<L<879GF%PMLG;'F#R=W9$"E(6!.C-&(+NDUHP/O[V6=/'K
M+M,XPV!T[TRIZ:\27D.?E5 ].4(=%^1;N8S$/3E:)ZU?9<:?2K\M-D$42DR:
M2C?&'UB] U8QE;V=OX>G?Y=XZ&LQO.7-IOF;RZ4!27%?,3.CIKKV\8=2W*/.
M[)=UV<^<\R&R:.J%\8J6@QDM99A8H7%G;E;G!4QGNOY;.!U^BZ ,M7LHXL90
M1=+=KRYKP8==M2S^G63H*)6!&G2E9#!"K.;+)$X ;HON!F,XGXV2N"YUTAVR
MH$#2 9JS2T*<U#[1@% 2AEC"$QBRXZJL]><[E :%;8!%.=LJN8F]T^04]HI.
M5ITIY9T@ Z#9U,I)FA1HI>IB*-:7L)K@6P")UOX!U\1_N<9;^N\N&?1<-'I"
MQ2U@8Y7%W=ND$:DS.V2&.OS0K)7M+VQ/2(AR:'=K7)AF)UK<Y-ZDLX@TL0@&
M%#"(.]ZWK#FTGTKT /FZOD<_!1W0G0&UDG;HS]B.:JZ(LZP4FG% [+_M"LCJ
MA_C@"8P@VU>PI5:4"V4H5$ ]&_<WL)9,^BF7P&]XV?T)S!5E>V]6?9DWG:]S
MOV3O/5=GPH]UI!_+3W--E39%4UNNDN6N:M^8FQ62T%MVF\!2,] :E+V$H@.]
MG3R:R7AA)B5^;+ER./MAP5FJKJZT[=K:^[CH9ZI*E:5*MNUE1M%K&%NG-M)8
M]"):[HVVFQ.,C(3M[FZJVU>N.+/ 6A^*8_VS/UWGPPE?TWW/!>97B&Q$^F>H
M[XL2<,*N5-=<<T4+++:E+;&$*HA H?I2H2_28I$D&G$_2<&G%S3'&G!$$!8O
M3O>$FMOIAXG(WD!I/L-^LNOXI';@J&Z:<,:#+.H'HFM76I[BB+1(RQG1F3*X
MTO4.+>XQJ0E%B$F5H%RL'IV6(SVPGI]FBZW7CT1U=_,IS2FDU@UM$:LZGMZ[
M:YNRW:6>:%I2F VG:Y_W*O"2/RVU0M42E*^/L-/KGM<!(UNKVYM2IP4!-++2
M:&G4!*+V7GPPDCQWWY1?:N['8J_0657%L4T[-[+<5 7O!EE87A5ZMY3F+&(Z
M60I:J<"PMCZD*$8D6(U:Q*9H.P[,T/\ <X3;6Z\^33-H^5REX1;5BTU65$=C
M=9RBFWA/&+D=.3.>GFW8?5LP/2 <!0J42D3Q'6Q3+D2 P)BE UB<3TP_40;H
M*DLPD!9I<9N)E)*>]B5G7'.$3Z8DD2NP<;G*"'&Q6M62FIY(;W=GZ=E%&1^#
MAI]F:5DL1S00S!%J4:@HD*,91GOF "#8L,]MMPC?4'E<I.R+M@?/MBTAU[R;
M8]MENH*;3]:T"ZU(PVXZL2;:YXC<&DI#U)F91)4#=K1XT2TU$=L(RP!T(XXD
MHPU=+C,Q8D[UAV3SSQ/7B*R>A9R&*M;Z^)8I"X^UM+K*9U8DR< BVVP^ 0J/
M)'"02>0+Q:UK19!/M$Z%H9YA1?Q'HSKK=KB(7-/ET9G39I1OCK\KK*J4-BUR
MC2-^XP<FT^:;0#T8<V1X8YN-*0]#:M&.!:1S,;CC$A!FPZV:'VMFNS\S_JA-
MXEO(]:%N7CV?7]C47WU,")QY$;K;()+)E61KE7/+M?)8]$BH_35KNZ^<GET^
MZ0LMO'\TR(DRM.F-6ECT,PP\8L-;ZR28QR6ZTW=_.$S[/[,I*O:L^R_15+-/
M/CCT/9WV#A3']Z#=8\!5/=3@^W3*Y*9E.?LA&$1J#T/2=-IM]/LI?63O0MF+
M+VR]&F[F\K_/U97),N?*WK/ISKVY*R(3'6O"./:4<;D,JHU=KXH&V?2,QVC,
M-97I4+0@;0Z<359!H!%GEE&!V'19I;,W$GY;KY$[WYZ[3)FK;5;C,(Q9E7*T
M+?;E$7#"GNK;RJA>YE;/;4\XKN2DDN",A>3KXDK$HU: P6MEA/V8$8 DVUNO
M/DBBK\TW-*QXFT+K:G.NKZMBOK=MBII33%!T<&TK*:":<DQD-E%GO"!@E@X]
M&:M<Y,0:C9ECNY-[B[GD&A3(1[*'H)?KO7$B9G'_ &G1W;U?/T]IA;*42F$S
M!UKRRZZL:*N<"M.K)ZRZ*,<(C8,)> Z7,CL6F4%F!V 9Z8S0A ";LTHXLLFV
MMUN*B ]^8^CC9-,VNGN:^[^I(17TN>H'+;NYEY>D-H4N@ED75&(96TM<N"],
MRR7"C*POT*SF5"XI_2()A1AI0@F;+V7K9%K,=>TDFC[')&\I:0@D#.V/:(ER
M1GMSB2D=D1"],4O;U(0*4*TLE0'1I)FM#*,UL(M:WK>&'N,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,#XA.
M1[WVHJ+_ ,B5._YJZ]_[I-&5X;S;4PA@,!@?&4[!_P!+;J/^D7=O\9<FR/=K
M\9[/K&>,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP& P& P& P& P& P& P& P&!
MS.<4\UQCL*I/Q ?,LN&2G:+C\EW6\2(<CB0J Q^1&-<-7PZ5%DB+-"8IB4N0
MH7,G7I%^^I _DPZ[7M[;^&*OO;EE=+>**B>3OJJN.]T=.W +Q;6VW>X:LD\#
MF%<NAL.ZILA_( ,Q1[:"E&10\KC@"U\JHD!&]?#T[#HO;)OG_C.*1_0D BM4
M^8;P7U?!6LECA5<T-W'!HBS$?#V6J-1/GR/L3&WE[UK7J"D;4)0/C\/COT_'
M?Y<,RYTVOYC/_,XTK*1!QUY,(PC-&]<%=#L"JU#4*<TY>X\KWX>@J6]&XLE&
M6-6M4HT[LW*4^QZ,)1%Z4GB!\-"W@TXYT]9_N_-Q.0]I^:&#EM:TF04OXPJ#
M+GZT]*=\VQ.73W7+*:1#"Q>R8-O<A1JCT'U5(8/U&(U:H(P!!L01['Q\?YM_
MPU]YZJXAEPG^*BJ;&9OM% ;&\I5 PN9L/U%U:/K,9D;!.&IZ;?JC$N;'IO\
MG$"H9?O)5)"@OU>HL81:UO0\=QW6>C4G<'B9Y1X%HRVO(-P<GD?*W3/,$)=K
M8C$C)L*96+!YL1%TB43K7LYA]OR"<(')KF3"G/;" HC$"@*U66/UF?#VQ%UW
MNU[=N,J_GG*TEEY<]4/=;BQBC#A<-,U?:2Z-C]WU1Y98,(8Y:J8Q>_\ O_J:
M3W<2??K_ '?Q+_+^7#G9BV(M>6G^S$[Z_HFWC_W!>L+I\Y[J\.+/%9]N...3
M)I_6/^5F(?:_F>AY1]DX-V!] A47^OU;%7;[.P]A^[Q7]$BS)\W\LWI/=-^6
M2%%E^L7I^.S6V_[7A.;:/7J3Y#S2>$]#\RK6_)5QY#TGSC@=\RO5_+4+$R?F
M5JCT@]]6?Z/68/X:]0][W\-?'!/Z]O>/4\>12/+?.YYB)NJ:DA\IC=3<&QEC
M>C"@B6MK',::TYR5N2G;UL11#NMA368=K7P]6T9?Q_N8+_7/>O?=A%%(/-]X
M<W!$66E7/]6^09A>UA  EJ75E9Z?CKTU-2\X.M&*4#<[*C%))0M[ 6<8(8=:
MV+>]NI/Z[[Q[I\[_ .RND>B;^Y^\<?/5)R&-\MS_ %4US]-=3V/*8W5X+71)
M@J9-7L'@%:,;M/9*OB0M#3K%@CR"0JM>@9910DYZ@=NLF=KS1AY#UU,1Y[K:
M*ZY/YT%:BOQ7Q]4,', +"(@!L<(Z?;$S :_D64J4R04V)'M6$T0]Z)TWC2^U
MK6MBWLNV/KF,XRV_X)X9'&M+Y39RC;2"Y3+_ "W]A,K\\>T3I8M9H<\1\V-M
M1AX"PG#0-*J3N1Q)8Q"T U<>(/P]>]8B>2\9/Q&3\/ +9/,OYKHVTE$M[$N:
M_'W,U38E*+*2FRE\HF2A>7OT:#\2UKMLO0U.P[UHXWXF#UL>]BV-OZ]?Y8Q^
M'D VOW&-JVH_@(4]"6EV#TJ^=0O"M.4&5FVTDL%<4%DDYX_6XDF-$44H#R$1
MP_0ETO&, 0^^/8QY/ECIAL;\0Q_8Z=H_^8&HO]82I<)X_G&Y.R>[9/RX+E:A
M:.I-7T3UAUF8]L%)5D=*4<"AZ5KKJ)-LAL.P+ FRU&XA:(M"6=P)5'$$$#5+
M"]&!*V#8-BP37.;>&L4_>2=T\EH)'XQ)!V&W\)16' \K/'88@V<[.MZ/MMM<
MQ6/4G#HA0]V(C:XDMC6XZ!:!PVG2!.V?I-L O3L6LC>G;Q[<\E@$@_\ $7U]
M_P">?97_ *W1.5F?U7W7>X<U"MU/9'-?GZYNN"?G$--8]G<,RKC^&RMQT,ML
M;[Q@-P$VZABRIT&+Y1J/ES*>B2-A!@@;<'!1LLH(S [^!TG'QV=9<KZL.:F/
M\06^3)@\1O6BF&*'-&:O;:SC\I6-!9AJ]-7LDN& L4_])981;&D511P5$*M;
MV$/RAIOJWZ?CK9T\>.^96G4I%Z[A-.U7$:C1-+?5D;KR',U=(V$I.2S%0I!'
MV\B-?30)/BG^4,: %# (&]Z'H7J^._C\=F+G/'FYH*;3-D79/Q3%<UQZ4U%Q
MHFT9!$VAL $F,,ULS7EBT%=_(&9,1O2)$I2RIK1$*DY( :(T04#X:UH.M'6_
M\+>:X;P[0F,0'Q<\(L\3:4S.WNO--739P(3 "#2N3V'&T<YESL?L.M;,4N\F
MD"M2,6_COXF?#^YK6&/)\[[H)^!:/0!-*/+I*6LI *S'?RL].,4S4Z 3IV#$
M6!\+70)$=O1HE&VDMSD+\:GV( 0[/-4:UL6P[T&1KRYX>F&:1Y.C8?Q'M@D0
M+9@4<Z\54=DU\)D)>_IID[8.A$49KYV?#BR=E_:4N")$J5, T6C/I^][#\0[
MWK53_P!7'U7OX<S I/XU#MA\SGF/:),:+<DFD)\?\X@1B@H*8;C6;-3\OBCK
MIM(+'L!R)@FNQICC_AZS#C=>K?Y-:T=-OAK_ "S?H/O[HUXZXE_"' ?/<"N&
M[*J@41L&][7O.Q7"OJ+I)%8!(5L'C[NBB[*^3J:R>0,YY*_Y9N 0(E(:$0/F
M/2H^5)-9CNVO! 61:[B)\V'B<-[2.Y& \K8!W@FA)?*?WMEC$RD4@C5/2:PQ
MVL>)<K(+<MI1M.TI99&QA5B$'UZ#H)K]?KO;GHD;+N>^X?&I8O3/0'#C!7G5
M/,=Z6S-^J+MY(GCDK@UZ1JRI>G0+;3D=!VL0E<F22)'PID^9)8'E-L9'H"F0
MEGGC$,XF==I)MPLX+8.4.FJU[(YUJCIJH3G,VOK<C7V@9"'M*4C>VE2D<5S%
M(8Z]IDZA8D*>HQ)6E8W*_8./3[4)1[*-,+V$8C&TNMQ6B?*Q_9F=_?T/NAOX
MK9-A=/G/=Z[QY02*POQ;<@Q!@9T22/F\6U(Y*V[Y9-\NO<IE4C1)Y6O7)P$E
MIE"F0R!]6*U8M@^!QZDP0M;V+>#:YWM_*(7X<&$QJ(>'_EUP8&M,@7SQ;<<V
MERTDD@I2^R4ZZ9]&@NCB:245M4I3QN,-R L9GJ&%(B)+]6] UAKRW]ZCWXZ^
MF:XXIXN\O725G <]UU2?E2[F=CF1B 0->M&=)JU88O#HPD5J$C8B5R24/"1
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MUM>TQ>];]Q3HL/\ =WATT^.V/1*GS<1Z#2/Q2]P)K 3-RAH;:2>Y"SB<2B#
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MOWG'\Q<GG0O?L"$0#B:#U*2YD&?,L],2.JU4CE8(JH.V (F%WFS8@4+PE V
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M>S-VU[;K,O7>%V-,"6V_,O,$[2B)E#[Y9NBXT\/I9.@N+BP1-.PND;:51_\
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M[CI9K8BM^S\=&:+-L:W7U*:XV*J+M3L_L/5B&2 [KUEYW93*^W% M15?E4#
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M&Q2[R)L7?F[$,+.8^0G'E$NJM10(BE!3E;8K4.G0YMN1Z& P ] 0A;=-.]?
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MCS4II*@6A^Z+11(2R:[8F+QU:Q@/C"G,KO2L^@N\NR)[W!)Z&? 2N@H"LJV
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MN<4B9>WKTQZ)<A6D%*D:U&J*&0J2*TIX#"%*9208(!A8PB , MZWK>MX'[@
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M@,!@,!@,#Q"T" E:J<BD20IQ7$)$JU>6F) M6)6\:LQ F5*@@T>H(1#7GB)
M,6PE[.,V'6O6+XAY> P/$"@0 7G.@$20+FH2)D"AQ"F)"O/0(SE2A(B.5Z!I
M0:D2J%QYA98A;  9PQ!UK8Q;V'EX# 8# 8# 8# 8# 8# 8# KCOWQ)>/3I^V
M))>EW\[(IA;DN):D\CGB2Q[AAKVYIF..L\3:4Q@X+8493DID+ P)" %E%@!\
M2O<WK9HQC$:F^TF)>"2W.')W-W(<-5P'FJFH/3T7<U^G5Z21%K]APD;J L1)
M;I*9 L,62&4N9! ME%J'%6I.+*^  BT#6@X2[7;C4AL(8# 8# 8$$^H?&?P_
MV?.V&SNEJ);K+G\7C"&&QZ5CFMEQ)V9XRVNS^^)&E"?!9G& D$A=)0N-&/0?
M=.][03!" 66$!J;;:S$Y,VY?X1Y#XP(?@<S4/"ZL<)4603*).@"ZR"<R5,E'
MHU,CD-@3!SD,X>T"<_7N@(4N!I(3A",T'UB$+8NVVW.I;89,!@,!@,!@,!@,
M!@,!@,!@>(A0(&Q,%&VHDC>C 8>:!*A3$I$P#52@U6J,"0G 64$Q2J/&:9O6
MOB,P8A;^.][W@>7@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@?$)R/>^U%1?^1*G?\U=>_P#=)HRO#>;:F$,!@,#XRG8/
M^EMU'_2+NW^,N39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8#
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M1FAI#X\&SR3/0W:+TH=39]M/+4HTE<)(U*V\Q0S.D 2Z*-3(7:4AG"0QB2?
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MX^_QM<K=H3'!I#$A9BD*<PP[>AZ%^36$UUEEMY2+%L,O6/2PUN9W9P("6,Y
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MK4,#TF4)#2S$JL)1X!E##L.MAWK1SPS# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# ^(3D>]]J*B_\
MB5._YJZ]_P"Z31E>&\VU,(8# 8'QE.P?]+;J/^D7=O\ &7)LCW:_&>SZQGC*
M_LW/'S_0@Y0_B&@65X]_G?>IOX9,!@,!@,!@,!@,!@,!@,!@,!@03Z6\9G"7
M7TS;[(Z$YQALXL9M1%-I%@H'"60*='MR<@25*@=)A7$BB,B>D2)*8(H@I8I/
M+(*&(!>@A%O6S4WVDQ+P;;H+D+FWE^H72A:.J:/0RH'U?(7.008\]YEK5(ET
MM1)VV3GR(Z;N<D<7_P"O-R4LA4%8<> XD/H%K8=[ULEVMN;S0]3>$3Q5)9>F
MFA?&5;C7HW_4G2QU2[S]96:=X"(0]&DT^LF!]3EHOB,7]YZ9=(_@,6O:^ MZ
MV:^S?U3FO3G&E>E*5DO.MT01%+Z6EZ*/-L@@:=S?HHW+&Z*/S+)H\@(6PQUC
MKRVHFUYCJ,P)25226,LG1(]")$,L1F6RYG-M[Z8A^F?1O8_XM^0^F?+>X=_P
M'Y?Y7V/>]SW_ /R#]SZO5Z_]WX_'\N$:?H[F^DN;Z2CG.5-0)!%*3BB"1M3%
M %3B^RUL3-DM?7N22)N4K)JZR)X=$#H\2):8,E6I/+"6?LD&@DA 6$MMMS>;
M1_,'C?XIXQF<JL#F2BVFIY3,VE:PORMHE=@N[>-E<GM'(EK4TQZ42U\CD:0*
M'AO3G;*;4B0&M$%@UK18 AT6[;;<VL;B\/'C5OJQI-;-F\I0MQGTU/-5S1[C
M4BL.N2IBN4C$:N<9:R5O,8E'Y*Y.AI@QK%*U*>>L&8,1XS!#%O8F^TF)>"5:
M3E7GIMYP<>16BK(\Q<WNL$DE9K:HCPW./L X1+RG,J3LA*EE7H7I'];^LJQJ
M%)*HM6,Y08;[ONBV/"=USW=6RH-7$,K:MH?44+9OHU>0&#Q^N(G'OJ+JX_28
M9%F%)&&%F^K.RY<^+OD6-"41\PI4G*S?1ZS#1F;V/9,\<]6)\_<_5#RS4,/H
M:AH>7 :F@);T5$8B4]2.0E,Q4AD;Q+7<LMWEKP_/ZHM4_ORL_6CU9NB=&^V7
MZ"@  $MMMS>:O_N7G"G^>O&+Y0FFDH1]D2KCI_KB\I\C2O,HD Y/;ED5@YZE
M\H &1O#V:W'OYK4GWM$@^70%C#O9*< ACV(UK;=YEI/FCQ/>._I;E/BZYKKY
M=@\RLA^Y"Y0.E$@+=9I&"9HH8*6@8&=5/&&'RB/QN>*T!*4HH!SPC7&;(+"5
ML6RPZ#HMWVELEX97!/5,5:_4X]\^JX2RH:8D%<.]1KZ\CA1T18":W?(XIB+A
M$F8N*',RF.-FXXK,2$[;C$IJ4O>MD#+$$(M&,W.>K ';D;FR0<XLW(TDI^)2
MCG&/0N.5\RU7*B5LG9&Z*Q!$D;XLB3K7]8XONE\?3H"=I'#:O;B0<4$T!^C=
M:'@[KGNZHN0+PY>,ZM6*:QR+<D0 3=8<:*ADK.E#O.IZ]+(@2X('7[+-\EGD
MLDLCCL>/<6M.<<B;5:1.H&5KW0#_ "_$UW[WJF%?/-]'=/5(^43?=;Q^RZGD
M1+<4YP]]TM*3>MG4$JFE8W.+6K;WID=&Q0G").L1*4ZHG>M^@S7QW\3,MES.
M;$Z+XWYFYNIQ_P"?:@J9C8:9E:V0+Y37[^X2&Q&63'2IJ0L4A)D(K)>9<N>V
MYV9&TA&:D4G&I=I2]%:+T#XAV+M;<WFA\T^#SQ4LDE1REOXY@NEK>^:D:!G6
M2JT'2#H7D)^U %:.N'2=+*^3!*-%OT% ; D@"+80@T'>];-?9OZIZWWSO1_4
M5<.=1]"5?$;;KEV4I5ZJ+3%K+<49+FAT:%"\-:C6RG!D?$(%!@2%R(Y.K) :
M,(# Z&+6S,MES.:$3#X7?&+&H/9=>-/*$6!'+>96*-6 <OFMK/,K>(U').PS
M-JC:*?O,]<)[&X\&3QAO5GH6MS1)5@TH J"S0?$.S7?OZK/$J4A$E3(TH/:3
M)""4J<OU#'[9!!82B@>LP0S!^@L&M?$6][W_ +N_CAAAUE5K KC@$OJRTHFR
MSJO)ZPKXS+XC(48%S.^LCF2(A6B6$"^ M?$.]"+, (!Q!H0F%C 8 (M"6RYG
M-":*^*#Q_0F@;6Y>C'/:)LHN[E,/56E!M6);BS[5F0!V;GN'E'25?/U4P;$3
M$Y-) RDZ)P3)Q #LL8!%#& 1KOVSG/%8%],0_3/HWL?\6_(?3/EO<._X#\O\
MK['O>Y[_ /Y!^Y]7J]?^[\?C^7#+5% \^4_R[3\1H.B8:3!*C@A+XGBD. \R
M*1D-)$CD3Q*WD@+K+G=_?E9*M^?U9^@J%1H2@F^V7H!0  "6VVYO-!"2^$/Q
M62R5O,Q=N.( 2XR%VV^/30P2*R(E!'!SV=I3L\ZLHI-F6N-%[4!T/V@M02?4
M'6_1^37P-?9OZIG6/R?SU;,/I:OYU6;6Y0GG:P:TM*EHPV.<ABK/ 9O3J%4V
M5FZ-22)O#&6I11! L&4F;E?S#;L/H]Q./99?I,RV7,YM[.[0TR!I=&%^:VY[
M8WMN6M#TRNZ),Y-+NTN28U$XM;HW+2CD:]N7HSAE'D&@&4:4,01!V'>]815<
M#P9>* N1BDP>,X%LX3P8_;CHY19YE=?4S1@,$8&JC)T*L@IM;+UH*;31I, '
MQ"$O01;ULW]F_JL%M:A:>O!N@31;$ 89NUU?8T2MR -[N6HTCB]CP/2W4/E;
M<G1J$I?S\?TXG?+A,T,@/K_*#?PU\#,MG)")!X9?%^VV2DM=)QQ5X94WR,V6
MM[><HERNNV^0FJ!*Q.*"GU<F/J1$("D6S %E,@"2Q_E  .]:PUW[XQEL/NWR
M"<^\.PXA-:BM\?;-L>*38VDJ;C5>SR>/]SR=@):FXF$M143C3VUI%+P^2=M1
M[TX*$@!%JA#UL0"C=@)KK=KPY(P^.[D2W.#O$FCJN 0A(IZQ>*JLVWE\.0*V
M%@)/Z0LUE<GZ/1%4O>US+'&HN&*3&:.G'&J0)2B&CU:,,#K0A%VVFV^>B07B
MDX\5\+\%T#S_ ")$0ELEMC1LSN0TI6C<S5-O6 M/EDY3J7EO-/1OGV<<7+3,
MG6%F& /1-I&PC$'X"V3?;NVMZ+#%24A:E4HU0/=3*R#DJ@OU#![A!Y8BC0>L
ML0# >LL>]?$.];U_N;^.&4/OZOWD/^:'_,-^Y\C^:=['ROW1_;2QOE?E?O&^
M]GY;[7?:_P"W_L?;_P#O[T?5?3Z?[W^'RO[QAKNN>[JES],0_3/HWL?\6_(?
M3/EO<._X#\O\K['O>Y[_ /Y!^Y]7J]?^[\?C^7#+4-%\XTKS72L:YUI>"(HA
M2T012%MC\#4.;]*VY&W2M^>I-(4!ZV9NLB>7)$Y/,B6&"*5*3BP%G;)!H)(0
M%A+;;<WF@-(O!=XGI1(W&3N7&D%2*G9T+>G!DC<MM2&P10XE#-, ;]VD1GK'
M791(1F[_ 'D#6$G>@AUZ/@ &@FOLW]4]Q<X4N+H)MZG%"B]WTT4\.@VZ?;?9
M/LU+4ALK'-S8B"._6OLD(LV4#^:$L$@VXBWH)>U'M!"#1G-QCHT]U3X\>,>V
M'**OO3=#QJRI+"$BENBLO"[2V%39F:U9IQYK.GFM>2&)RLQE"J4FG%HS%@TI
M)YQAI983#!B$6;;:\J]K2_!7(7.TL@TXH^C(I6,DK>J'FD8<KBBJ0($;76TC
MEB6=2)G/9?K)C&\NC_+D12]:\+DREZ5GA^)JL>M[UL7;:\Z\7J/Q_<<=HJXR
MZ=,4-$K-D$-(,1Q:7&JY%$YPQMQIYBLQI03F"O<8EY3*-4<8;M%\[M)[AHQ>
MWZACV(3;;7DQBKO&;PK2CO2$@JGG:*05[YT?[&EE2NS$\3,A>RRFVHVW0^PI
M+(51DE--L602*,-*9")9)=NZE.G)"%.,K\OQ%WVO.I 0WG6FJ_NBYNA8A#"V
MBXN@TE>H+?F6GR3+C9@CJI@-C$!3C97)Z61QD+CS&>,D/TU&C^8V,1A_NF[V
M/"9N,="DN=::YR1V2@IB&%PM';MNS6][#(+?),^!D-KV)MM%,Y9O<F>GH;48
M^#:$XAHT6TS>4(&Q%$%[&/8A;;S(;SK35?W1<W0L0AA;1<70:2O4%OS+3Y)E
MQLP1U4P&QB IQLKD]+(XR%QYC/&2'Z:C1_,;&(P_W3=['@S<8Z*"NOKN_#S7
M3T'8IO8\0+;.C*NELFJR6/9]4=30F3S-P@CTO@YR<,QHMF0--MMFU;1M&W[4
MKG WV2R2=%EZ 66$Z:SR2?KR;C\75%,LOZ_N?MNJN?'SE[DE@YP@?&/'%>R2
M!J:P?)_73-.W.V[%N%37SH4CD4>8Y)/UH1M"IS)TO>R%!RT_TFB'ZB;W]9K;
MG;.:O^PYH*]$>-#AKJVTH_=E]\_1Z<6K&FE$PMTV)D4[A[PI96U=MQ;VI_W!
M95&4TK0(E(A>T4Z%K  *$(K6O:%L&S4VVDQ+P;^(YUII-T.MZM(AA9=_N-1$
MT0ML#3Y)MFJ*H32TN<IXF..">MQ#19,J+TK"LTWZ<-;V(O1_M"$#9,W&.A/^
M=::M&UZ/O"=PPM^M'F]7/5]+2D;Y)F\4)66='T<5G*@IG:GI P/ACXP("DV_
MJ:1;\L'6]D>T,8Q"$MDQ.58OTYQYS'V9#6^!=.TS#[?C;,O,=& N1)UB5YC3
MD>664I7Q65L:QIE465K"20 /,;UJ81X !"9L00ZUH3:Z\8UCS!XV>(>-9<^6
M!SA0,>K^>R-E/C;O.54@G$ZF2B.JEJ%Q4L!,HL642Y\0,JA<UI3#$J<\H@8D
MQ7Q#O18/@6[;;<+>"<6&6DX!SK3576O>%X02&%L-H](*X$ONF4@?),X"FRRL
M8^LBL&4&L[J]+V!C,8V!>:FU],2(OF0[UL_W1@ ();;9B\H$<ZTTFZ'6]6D0
MPLN_W&HB:(6V!I\DVS5%4)I:7.4\3''!/6XAHLF5%Z5A6:;].&M[$7H_VA"!
ML9N,="9<ZTU8%T4ST++X86[W%SXDL)!4$RV^29";#T=JL!48GR<#*VO2../9
M<A8R $B^I(UGR^P!,(]HW6AX,W&.C5'4O ''/:AL96]-T-$;0>H8$145E2A1
M((M-V!()0)6-M;)U!WF,S%,SC6#$=M%I=\ILX6Q[+]6][PLVVUY5Y_+'"O)?
M$Z&5H>8*4CE5BG9S6=-7=$X222RB6#8_J'T<,BF$T>Y)*W@EK$[*A$%GK3"R
MAJ31!UH0Q;V+MMMS;(I+G6FN<D=DH*8AA<+1V[;LUO>PR"WR3/@9#:]B;;13
M.6;W)GIZ&U&/@VA.(:-%M,WE"!L11!>QCV(EMO-4+Y&[O\*<PN\5)^1N,$ M
M6I6QD51B:/-6WRE5%M$H:4DG+:8C=5',PW4* HIV"-6TG.:<&E!@A?+C^.Q[
M-ZS?&=>2.G%="<^W]W9S-;W"7/+Y2_C^X/AM\R)@M&1P*>5\7TSTCTA&V>OG
M-?%DUJI$EE6$UP:#L(1JI.[?$\*P 46OB3[0A1=K9K9M?VJ]'J#BWEGM"-,D
M4Z>I2'VXUQA><YQ=4]EN#;)8JN4Z(TL/BTSC:]EF$:^H:2$_,A0KDX%.R"O=
MT/VB_37.;77DPSE[QV\7\8R"2R_FJB(]6\PF#2!@DLP^MS*82YW8BU:-<%E4
MRF>R24OVFGYQM3&;3 4!)V).5O8?WL'I+=MMN%;GIOG6FN?UEMKZBAA<067K
M;LLO>UCP/DF>Q2VUYQI$&42PW4C>G@#28Y@;B Z1H-)6\@)>@DD%Z_)A+;>?
M1ZFE>6*&YWE-VS2G($7#9-T98[E;=S.@)'+GT4UL-W5N2YPD1J63/[RA9##U
M#L?O29M*1HP!%H "@@ 6$(MMY]$@L(8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# ^(3D>]]J*B_\B5.
M_P":NO?^Z31E>&\VU,(8# 8'QE.P?]+;J/\ I%W;_&7)LCW:_&>SZQGC*_LW
M/'S_ $(.4/XAH%E>/?YWWJ;^&3 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M 8# ^(3D>]]J*B_\B5._YJZ]_P"Z31E>&\VU,(8# 8'QE.P?]+;J/^D7=O\
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MW^,N39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# ^(3D>]]J*B_\B5._P":NO?^Z31E>&\VU,(8# 8'QE.P?]+;J/\
MI%W;_&7)LCW:_&>SZQGC*_LW/'S_ $(.4/XAH%E>/?YWWJ;^&3 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MT"$*5U2&0^TH8%$.31!P"Z($&SUK6!Q($(U/[R4P)FMEFCU^7"V6<VW\(8#
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M)=1W35O/W/)U?]#<X]!,D3W/TU*=4U"YT]/)3 BUI;:JF,,*.<'QAD[*B7'
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MB0F& .:N3N:$!5I6@0K4IOB>S#L:4(&*,HCQZ]HX:\\K>AZT,.%TX9V]/\O
M\ S\QQ7PK\DRB3.[9'HW&X7=S](7]Z6IFQG8V-GOBX'%V=W9R6&$I&]L;4"<
MPX\\T82RB@"$+>@ZWO!Y/[*]QKSG<H#0K; (ISME5S$WNGR"GM%)RM.E/+.D
M '0;.IE),T*-%+U,11K2]A-<"V 1.M_ .OB/]SC)]=Y<,^BQ.[>L^>N>*"6=
M.VK9L?8Z3)8V-_:YFB--?B)8EE1"<^(I(2A9"U[A,'66@6$_34S>4>:KT9H8
M->WH0PF)K;<3FAC6'E\Y^FUEUC6%D4OV#RFXWB])XQ2$IZOYY?:A@%M2I>#W
MFB*1"8#=7QL+DKXG$ :)$Y;;SU.S2BP!V<:66(UV7&9BX0H\TOD#L^C97S#4
M]9U)V_&C&?O7DA1,[9K. 'M]47K7[@%QD\BH*OYVVS%O63N83(PPA *.G)DJ
M9P6-ZA,:;LL&]C->/67-N.53HZ%[=YS(X&F?4/6O)=XHZ-;I7%8W*>>^AZ)@
M1MEN3@Y63&8?$G5;4\[ERF'JFO<M=T2Q(H5. ! +)^8 '0P ULS-;W8EXMU]
M7^03G?BF:T_$N@W*1Q)LN:/W+(62?)FI"Z0V/$4E'X[(']LDA:9W^V9\@E&I
M0C0Q]"SL[LH=7,T*4(0&F$Z,)-;MR1RAOF,Y^=K-K&MK8HOL[E--=D@10^GK
M-ZJYU=ZBJBQ9JZA$8QPUFEJE\=C&R1OY =#1D.R5N"=H00^K0]Z#A>RXS,7"
M;/5O6E$<54\ZWCT/,RX;!T#FW1]O"G0+7J12R6O7S'T*&PR-M9*AVDLI>=)#
MADI4Y8M@((.4&B+3D''%F9+M<17#)O.ISA6<7<)M?G,_?G-$.^S4C?H?++_Y
M?7U]&+*<F!C<9$D@T-D9TL7LB:=RYK;![94#VH9@KSAED:-"<8$O9OZ[>$LJ
MV>F[1C]X5!55U1-&\-\6M^MX-:,:02%.B22!#'Y_&&N6,R-\2MK@[-R9X3-S
ML6!26G5*2 'A%H!I@=:'LQ9BX;(PA@5BUGV?SFW03MBPN>.5[B?'+GSK^>TS
M?5?T)2,"46G;]]-[W%&R<V9'8U%96B^\8EP!)4J]:]NJE*\&H4YQJ@G0B?1L
MW=;PS><59^$7L'3Y9_;D=7\F]@_:GHKR<=0RQ]ND^D48*SK1N"BCXXS6EVSC
M4N&IA4LKU"WC0J6@M*L);E2\L 3![4&#PUY->7&<(ZAL.2-/7/55;\749(.@
MK902MR@\:D$"CCBEA:%G<7[:ZQ9U'J^8CB4S\_1IKTB(?),G&J,,6%^RF"8/
M6A[#H BZR[7$0&DWG Y0B2LZ2.]5]AZYN)DZ:+?SV4O-,O4\AJ#U#L6Q"?6^
MS@JM/+I#2GD?RP'E,S'-JPP.]HSE =A$(U]=_&?19[9UVU+352R6]K.L"-1"
MGXA&@S!_L%Q< &QU+'30$"1.*94ATK&[?5AJR2T)*,)YZ\\\HI, TTTL C,E
MMQ.:LN*>;#F-U<84NL"F.T.?JALJ0L\8KSI:_P#F>45[SS+G*3;+!$34T^VX
M.JIC:9:<< *!<[H&Y&,(_=,,+(",T++7UWIBU8YT)T52O*E3R>\.@K"8ZRJ^
M($D#>I.^"5& TH6'!3-[6UMC<F6O#\^.:H>BDJ%"G4*U)F_@66+>M_ S)=KB
M<T%*G\L,)MV<5_%VKBSR0Q2(V=*6*+1&[9_R+(HQ3"C<F4I$C!(W63&2!4\Q
MV'NIRTOVW)P;$R?T;T,6P@V$6S5TQUG_ %9_TMY-Z)YSMU-STU0'H;ISH+3"
MCEDBI3DNHG&YIW 8@XB(TVR>PP$N3%'H<V.1:@!A!:QP L-)&6:$G99Q C23
M2V9X2-G<Q]X<[]602R)M!7V0PI723FN9;XKVYXLZ519E&NS>WJ7A0DM&)RD"
M8R/$"9D9JLM: U0W&DE&Z"HV80H 4+K=44(7YD::LIQCKC6O*?D+L"F9:_)V
M6,]-Q;D>7+*!>D:IU S%RY))%#JDEFH.!=L>C74QD E)"28(S8=!_*7LO6S/
MNDGU7Y :9Y/F,#JIXB=U7;>EF,[S*(907-E8.EN6VY0N.G!2OLY6,*%2V-4?
MB+<M'HCYQR7) J#@F 3Z.V0?[1)K;,]&;\_];Q:^JRG=GKJFZ'Y_0UJXNJ&9
M1/I6GG^JITW$,T<0RE8](8\:8\:D3 )H7:$2L;#EA)YI9A8-B&#8<%UQ<<*@
MZ]^;&@8@B2S:P>8O(36=!GN+6F5=/V#Q_.HQ13,TO:PE"TR]]=EBS<Y:HBXJ
M51(25AK!KW-GEZ"'8C :V7LO*69]TY.K.Q*DY"YR=>I+"+DLKJYK5UVF ;6B
M1ED3N[%6A+XW#(JXLQ3J_P >:%S8>Y2I(<8=\Z#6DFQ& T9O6@B)KK=KB<T#
M)9YS^3(P.<2)-5G6DKHVOY.Q1=[ZKCM'>SS"M->[%9:I&]QBUI1*XTDEL<:9
MP_$)3U;<F4A/+]2A'I4GUHS9KZ]OQE:5=ER0;G^FK.O>Q5YR*OZF@4FL:5+$
M("%2T;!%694]+"6E.<H2D+G1<0E]E&3LTO2A08 &A:]7QPQ);<3F_P HNVV>
M_*9JZ[H['I;%(Y;<$C%BQQ@G:!M:9@WQV8-*5]8M2)J:'A^0-CFI:5I)PTX5
M9PR/<T STF!& (LQ<-JX16)<WE?Y^K*Y)ESY6]9].=>W)61"8ZUX1Q[2CC<A
ME5&KM?% VSZ1F.T9AK*]*A:$#:'3B:K(- (L\LHP.PZ-S2V9N)/RW7R)WOSU
MVF3-6VJW&81BS*N5H6^W*(N&%/=6WE5"]S*V>VIYQ7<E))<$9"\G7Q)6)1JT
M!@M;+"?LP(P!)MK=>?)#YW\X/)Z9ZE<+B5:=5V[:<-N^VZ2?:>I>DMV?92(5
M+2)MB4QM9>S1>4+4#'3Y\D<](FUT<E:)8XGD*=$H]_+*-EE^O;\+D<,/4O[Z
MU1=B>I*^JOD62.M+D^O"WV%*GY-J:49R]P5?+(R5"M1\ND3C'Z"BQF#^'P"'
M8MZUL*AGOS8T#$$26;6#S%Y":SH,]Q:TRKI^P>/YU&**9FE[6$H6F7OKLL6;
MG+5$7%2J)"2L-8->YL\O00[$8#6S?9>4LS[IJ=/]LTGR9":3L>RE+PYP6][J
MK6D8G*XF9%5,>9W2TFM^>F&<RU[D<IC#2TUFWM,>/4N#H4>I&F3B";H@POUC
M 9FMMQ$)'_SA\N1,IOFLLI'N",<VNKJD0-O9#]RG.6WF):W.2PI"SRLF5J#@
MS;41?#C=;1+AQX):D'P$#6]"!ZC7UWUF?1-[J_M.F^0N87CKB=:D<YJ-K#7A
MR534Y$>E#K(D-H2>.12(.D;VZR2-L#FUKULJ2'_,?4"R]I!;-!L?Y B)-;M<
M3FAC-/-IRO"3':5**H[%D7.3!(3HX]]FP[F>923E!"8B<ALKH^$62B/^L/L/
M;'<L243RV-"UL4G:T%*>H]0?47Z[^,^B9?2O;5(\P<NF=?RA6^3^EQAK)0TN
MU4$L4I621LMR4QF)PM[CVW*01]F<6=:LEJ-0(_YT.ODQ",!H>]: (DUMN.K7
MG.?D>HSJ:U;*KZI8C>*R"UI'Y+(#.GI%5KE%^5IT3#Y&W1:2(JSN-W6IT$S4
MMSDM-,T<0F"A4HT*E4G4&IP!,&+I9,U'0WS7<[/ZN2.-'\]=U=2U/$E;H@?.
MA^;^79+/Z( K83U":0ELTU7.\=62TAA,1G;4*6="O2^@OUEFF &6(9?KO6R5
M,B(=U\W69R),^W*DF9EK4;!JXL.R7I3#D7HE@$M7QQSDLNB9\7E!\;5L<[1)
M&H96FUV$W"T:84(8P$&@.V2ZV;=MYH;B\UG/;Y&F264]SOW%TFRG0>&S:>.'
M.O.*NT&FFA36+-4U2PNSI,VRE-$2+#C\9>2%+RT,K@]*&H7K(4>E2 9.B]EZ
MV1/CFSK2B.N:.;.AJ!F9<ZK=Q+=RCCRT"UI?F)\CVMZD$3DT<>24#I'Y2S':
MT Y*J 7Z@C+.+$8G.).,,W6RXO- JD?-KRGT<]4%':1K7J>RWB]#X^%U*AE*
M#E#9SR@EDU=H5&7CI:41^2ND2K% \C93W4  +W!62Q[*6GDE%GD^X:OCLSG'
M!*_CB[^<+F=^MD'/=6?=BX4[UU;%/7T=]@X5"/O#ON+!95$YL?WX:Y.)DS^T
MQ;HE,^M.OL.ZST_WP4 0?AA-I9C/HC'/?,93D(-E[PCY1\A\^J:"+WM+*.@H
M)R#-5M*(&Z,+E""3RE+(W]PCCZ\P^.C1'FJG-"UJ4@4Y!AH1C+#L6%[+ZS/N
MDQ;7;4&C?,4(Z<IJO+SZMKZV2&H4&,Y8KS5BRD#))HP_OS;/7>./+Q$5K+$V
MH3+I*X&G_!8@<%)!!R8(]F>V2:\<7@K1\!_=-D="<AT!75M5?V=+;!'&+>E4
MFZWMJ%+':D+$6EW1-5!#<QW0[2YS=W]T1H'4IM2I1H224WTLY*3Z"4Q8=FO)
MK)M<8PDU-O,OS>QS2QXQ6--=B=0QJFWIPC=N7'R]SH_VU2]>2!EU[DC9W>>)
MG1J3NZN,I]"-7[9R7,I.46,7KWZ=X3LO7$6)4->]3=-U'![UHV9ME@5;8K3M
MYBDI:@J2B%J<I4H;UR54C7$)7!K=FAT1GHUJ-444J1JR#"3@ , (.C-EEQ>;
M;N$,#F@[U\F%H5_Y)^ *]BG/GD-:H#!;4ZY9[*A$2J<U(S=?E1^IP,\36TRT
M(YXE27='(6YG'/N_GM(BTB%04M"6(WTA ===9=;>"[:4=C4U5W,!'6W0)TGY
MGK N.(I$_M5ZL!D4L.)&.2CY1OB[_"6E3(G(<V7J]@*3M*#:Y8H-," H Q[]
M.&.VV]LXU!/^NYYU84;5,+<YP[YY[I!Z=F]J;NDKPY/EL1HW8'I2%''WAQD:
M!T?I$PL,@4#!I(J<&E(6,(PC%Z"]Z%A?KO2RU<(T.[3(&EK?F%T;GMC>VY$[
MLKTT+4SDTN[2Y)BEK<Z-;BB-.1KVY>C. :0>4,91I0PB"+8=ZWAA[' J^M'R
MN4O"+:L6FJRHCL;K.44V\)XQ<CIR9ST\V[#ZMF!Z0#@*%2B4B>(ZV*9<B0&!
M,4H&L3B>F'ZB#=!4EF$@-S2XS<3*1]C=L\]TQR\U]>7;)W:F:A=(U')"6594
M6?X[8"=7*TI2AEA9];B0J)B989YAFR1,I*4Y<6:4;Z@: 48,))K;>V<T*"O-
M=SLP*XVXWASUW5RU4\M5M:!CZ'Z0Y=DL H@:M^/3IH\6\S5"[R)9$B'XQ83M
M.I>$*!+Z#/68:6 !@@%^N]++6 ^;I:C<J\\9SBW*TR]O7^7G@]:A7(CRE2-:
MC5.4Y/2JTBH@9A"E,I(,",LP A & 6MZWO6\+X^=]JGA<EW\X0SL_C.DK"JS
M[4=%72T]!N//%G?8.%/GW7MU<0%*]VP#[=/3DFF4&^U\86E(/0RIU.G+U>RJ
M]!.MBT9DO;;T8[U=Y(.=>29O$Z?D2:TKDZ%G;8)_B/-G-U</-R7B[Q@LU0G/
MEAT19!)D<?C19Z4T(%;JM0EJ-DG;(]W1!^RA-;9GHPV+=^U5=E&]8RBT>3.N
M*OA- T[*YK<%8=4<XD0139%:BB$X=7UEB#7*']Q@%DII!'8BX)3T1CD%+O2@
MLI9LH!V_@.VRS%G%%[MWO5BK#Q5H;4Y1H;IAGBE[<5V!,J%EM!51'T4<Y490
M5&TO%>OUKG1F5HFRF&EB1R=.<C,:PN)"0#2KV5\/ER_<-:ZYWQMCFW]XHNNG
M_I/F2D6"4TAUU!I'!N:J -?[?Z/KX]AC%WO:ZOV=$[3"OI^OELD=K'^N+T W
M0UP5@(4*DZXE29\1G"UHF\Q>G-:=AA%SJ/K2"\I,,4<I/!+OM623UZ6,$'K/
MGNHI9<=D2A>VMXG1U,1L,:2[2-C8U(-:,4+'%6B2%Z$'7N>K?PPLUM:1YG\E
MU*=(7$Z<[.%:]'\U7\CB(K"9J>ZLIURJ"8SB D*0H7"8P,?U*0QZ3L[4O'HE
M0$E?I4 83-Z)$$A0(HMULF>%CQ.F_)]07-=QM?.2*#] =*]%+8^3+W2C>4*F
M77%8,-ARG9/RDIG*<#HP,,6:U99P32@*5X58R1 -T3[9Q C1-+9GA(JQN/LB
MH>M?*EX6=0))8,(GM:V9W*T6K2MT0)]JRZ*M<GKF%G7L1,U@<C)+6)43^A3F
M'-[@D,6-BX!1FB%)@BC0@-S6S3;TPMQZX\CO/_'TR@U329GMVY+]LML6/L$Y
MTYOK5UMZZI#&V\:DE9)PQ9L/0(6B/%*49Q85;BM1E&B(.V7L84Z@11C76[<>
MBF_OKN6INI+3\5$$:HE=%*7)!_+9R%))50_256OM/VXVQ!Y0V0B:)JB8'<2Q
MJD\/7.!(TWU%G7N"=.IT$I0(DPPH)AO76R;>F%Q<HZ5YQB?;=D5(DHN3RKK2
M \/.70[E/(35\'>)G+:%;K$,94=+Q&8[?$=@/\G?)X@TH01L91+.<KT6;M0
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MT9'DZN__ */]>KM=RN!@<4/#G_BMNUO_ #!79_S#6F.KT;?TQVO8><P& P&
MP& P& P.*+S>_P#B'_#K_P"9[BO_ %X9=D=_'_7M_/\ AVNY7 P.*'L;_P 6
M/R%_Y@JD_BZL7'5Z-?Z:[7L/.8# 8# 8# 8'Q"<CWOM147_D2IW_ #5U[_W2
M:,KPWFVIA# 8# ^,IV#_ *6W4?\ 2+NW^,N39'NU^,]GUC/&5_9N>/G^A!RA
M_$- LKQ[_.^]3?PR8# 8# 8# \!U=6QC;'%[>W% SLS.@6.KN[NJQ.WMC6V-
MZ<Q6O<7%>K,)2H4"%*2,TXXT82RBP[$+>M:WO YY8J6\>;SI^(VNO;W-O\4/
M(5C*7^IT#NC5(D_=O14/7F-J:PES*XD%?.4+5Z\A44@+/+T!T5"-)/+,]Y8F
M;IS=?ZYC_G?]G13E<C 8# 8# 8'\C&$L(AC$$  !V,8Q[T$( AUO8A"%O>M!
M"'6OCO>_R:U@?,,M[LBR>IO-1+?()6/-=H]AUKSY>\1>(%7-<-LJ5)1P2HC5
M#12JM;(8Q"[)+AI$F>8C]IO@8@4EJ5@U02]?E$,$>N:R>/MMQF,_\D7DHO:R
M.U.0_(HL\>5P<0610;U'FA>]SQXF;@R74FB<E%+6"+'N4@I"ID:)>!A5/K:M
M^'U)0O:%P2A:+)1@")Q33636ZYS'0M^)HMTVU_#A4%ITRX'NU675=_/\M>')
M,83LI;5,JK>PYO&%#AI(M-3;+,F9$>]0 C/"!3Z?A\?3ZPJY^*8WQ>;('"D>
M33_PN:5*>P0DN&IN 4=TIGG36W;.)ZM%7I$BV]$N): *HJ9+>@=_13%&MZ/$
M68)&,W9&Q:W>B9OW?R]'^$5_LW+L_IOV1_$-S7DB^;Y_PJ3_  S<AG\2Y'\X
M,KJC2L5I1GG*L)#6H4'O?/[G[+6?9#E#M(OEA 4?-[D29-[?M[T/U_#T[UOX
M8;\N.[7/+/\ ])V?A#H#0[G0W3=JC:HX\=0-UXE1MZ?W$A$X3&.5 OK^,KX=
MMK6*B#')F;I;,%$I"K,(-#IP&@ $[0OEP98SYK<R=,(Z=L1^#T?^*+XK(XZ:
M66,RJ5/7/IW04<@A29H;D4@L*432/W+\ZT,P$*- >\<W*D+LXE>G>E)BH:DW
M0QGC^,ZKKQ\-[F3^%900W_B3?+(E7GDH5+F=WJG;4ZPP"8]P/,[@K!X 0A).
M$ Q6<-I2&JM!+T(6TY0S/AZ [%H>3^K7^/\ #TOF<E+!(/Q*_BX:6=S3+W&#
MR#Q_Q:5I2#-#-97]7V1,IJG;%H=;^)2DV+S!M6:#O\NR598O[F]8/'_5?Y_P
MR/\ &1&FD&^-\\@PPDXDSKHTDXH8BS2C2Q<NC+,+,!O0P& 'K6];UO6];U\=
M8IX.O\.@;HODRB>-?#]VY3=#5U$8*P1_@'H]I=W".QUN9WF<NK'SG.6\R6S9
MT3%B<Y/)W4S1AYZQ>H5*1&'"^)F];RN4VNV\M]5/?X1>CZP.XZZ0O-;#V%RL
MJ4=&O]-.,D<FEO7N(*ZBE455*$T82*U2<U0E:7-WL=>8N3@$$E9L!/NA'[)?
MID=/-;W2=,(T^!II;8!^()\K-70M&3&Z]CK=V:TLD0:];(9&UM@_;%:1Z(HT
MR3XBT F/,C@>E3?'>]EDFBU_N[PODX^.7KP_PP[Q!5;!;(_$M^2=YFL>;I M
MJ&P>]+2@.W)(E6E,4Z(Z^C<#1R%,4K(/"6XM\?GKD%,<#T&D'&!, +0@ZP;V
MSQ3^/\/03R@ZCLG\7HHJB6P:/.-=KIW'+(<X>-H;3(^[2N-\#--Y$KG5H4)%
M#:XENUELX'%P :4+2PTTW8_W1FQ8ZDMG@S_KFV5^,$8&*(3'QV6%%F5IC\Y6
M).D$"R6-+<C0ORQ# EG.Z^%(E;B02!2J2119(EYB LP0@)1+#O;T'W!?%3P<
M<R\FJ/)'(>M'3\3&U)J5K.G;CMF!1&LR.4Z]Z07&)*I<FY-S[]M5J\'N3Z D
M&/#%8;Q*'!H!IR3;V^I"A *.."#1A=.WZN/)MOM?BS\0-W1<G-]_6CQ[R%6M
MJ\QR5*^P>=T7:+%"94\!2R>.RAE99.^2V^+!-7H(Z_L>SV@)0"!(3W!6(&Q?
M,"#CBFNWBUEDMQ6+?B!ZYB]Q>?CQIU'-T7U*%VG!.-JYE[=ZO3\_%YOVC<\9
M?T7JU^4/S32YG ^/^YZL'BN/';[_ .$W?Q:565M'O'KS7((]!(HP.\)ZIA-;
M1%6Q,;>S_9N /%+7@ZN$-9B&XA,F01PYQB#:=I(6 ))8T8-@"']U\59\-O=?
M994ZNCB^?AS7%Z=UA[B[._A06.CHX*C-FJESBX<+&*UJQ2:+]T8>J4FB&,6_
MR[$+>\K/_M__ -O_ )00_"*C#OQOW<#0@[&'MVQAB!K>O4$(Z'YNT 6P_'XZ
M"/98M:W_ '-[#O\ ]EDC7F^?\.I[*XN6/\75_9N4G_3?K?\ B&Z4R5V\/S_A
M"#F7\/3TMV7RKRE*.@?*G=[QS;.*(I6SXASS\E/IBSU_'977,8D$7@D5236X
M5D"C!$+:%R="F4I6(P@LI& !*0H&P^V:OEFMN),Y;0_$;<I4OQ1X8>5^<:#C
MIT?KN!=I5\6E&X*0.,BD;RXT?TPO?I;+7@"=+]8D\B<CAGJCM%$D@^(24Y1"
M4H@@I4\5NWDMO/"S#ACG*&\E^#U%;7,=?1]MZ5L7QSO%^*;):F!,"SIW<5@T
M,NM]D(>I>5HV4/)+5,WE.F;DXU6RDY28K1!97PT'58VO=Y,7EE6]^$.@-#N=
M#=-VJ-JCCQU W7B5&WI_<2$3A,8Y4"^OXROAVVM8J(,<F9NELP42D*LP@T.G
M :  3M"^7!B-^:W,G3".G;$?@]'_ (HOBLCCII98S*I4]<^G=!1R"%)FAN12
M"PI1-(_<OSK0S 0HT![QS<J0NSB5Z=Z4F*AJ3=#&>/XSJNO'PWN:SZ3@%,VC
M^+EU!;]1L[G6;W9E$#6,\@"G-9'^7-/#]</=71QT2*PF)'-%([2;69"-&:$9
M2W2CV!!$$S8=NJRV>'AS_P"Z<GXO.OJ41<P\L3WZ+'FR]2+S/A$56HD3>A>G
M&GONXE3C-6XX:=,6K7LL<E+=&-)RQ&;)0C6BT6$.U OBK/AMS?17+Y;I%);%
MZ#\ ,)[$4KVWG]_Y1XOD5UF.[@M2-B:2V'-HNT]5*5BTU4M*(7M\*96G:I1Z
MS3BBQ!$(8];#O#6G";77GFNJ/S'4ARL'Q-]2,L_@=<QV"5)0,T>*/*1,#"R(
M8!:#>S#U3Z:O]HT)9<</?+#VUMVRD&B?G2%8TX_B6:+65QTM[Y[N=CQ_<'WA
MY4OP\.^=TLY10R3U1VE,IWS.MFJEX#"WR.1J*)B5\6?EC8G=W)JCBR86K,=%
M&IT:D*=R3E#V0(.ABR.NVTT\N?PWWP-Y*>U/'EU!R1XA/))SW72%L6IJQK+G
MFS8.>S&R5B9988Z5#4,CVHCC@\1.:1]\?T!S$I6@*97U-HY8<NVI-":083;3
M7:7?2I3WUY0.H+F\HEI<3^+GE3FF3]"4_!5D2N'J3I E9LQIB,'==;>FIL4P
M]U8)&BA,!GMF!2IRSU+M\R].2C86H)8AG&U)I)IW;VX4^]GHNW83YRO%(N[;
MDO'"V_GV[N8"]N?':2?MRA56COT<S1-$3:AL^CT>=%JUP(^K(4 @A.UMN":5
ML6@! '4;U[?KV[<XQU22\VO_ (D;Q&_^:$?Z^-KX3Q_U;?S_ (=O>5YS 8''
M[X:_%]"^L_'56\WL+KGOJ*Q&3V1>Y+U054],+Z^H-4B:+<GT:4-X8.UQ@Q>G
M12$@D2ER"6X@$J6GFF?$.A^G4=M]^W;E.2P+S.T#3W+_ (&^H:-H6!LM;5;!
M(E4R"-11C"H$G3!4=&54N7KEJY<>K='EZ=W!2:J6KUAZA8M5&C..-&8,0MUG
M2V^26\T\^JF=SHWQ7W^P<^MIT;<JJX;L5IJENCQ8@*V'[(TFZ)(Y]%+3E[,V
MXM1"( R-AUZQ'EAW\?5OXX9G'?CZO3^'N*UG$/&%P\WU.F;"(NX\[5S)G$YL
M3ID^G"=REB3/]EN+CI-O81O2JP7!RVLV+>S-*-#"+X;#\-%WSWW/J@U5"9LB
MGGL\A4=K7THXE./'S4]BWNU-( DL^K[0R=&R0QP=TR?8$Q,C7U8Y&JM#$#WE
M 59QPM[V,0A&O_7,^KVOX9R/0!F\1=%N4,*0:>Y5-+H?+-4I@$A6JITGM&31
MXGZQ[1I@_FTL'8V4DGW- %M$60+0?2+0A$\N>^M$56YR:O.M/Q-9//Q[DF;8
M_554V;$-,)9FDK7TT_\ *%E228JH\8G++ =*7*<$E'N'H'HX*PLK0OR^D6RW
MCKIE8;X.(W74;\4G%FJU);M-C_4B.52=:@ 3LUSLE^=7-99BIT4EZ]Q:Z)IQ
MM<D,&:(1A84P2?CH)00A,^3/?<H9O%60N;^>;K6C&-*I*K#I[Q(E(^O&Z+[*
M:0+9N]64JK",O+BYI/?^7G)M1N@2$AIQ0#@)3O=#LS6]ZR=6L_\ CEZR\'[-
M=M=C^$JJJ[AO2S1!^K?&_5QD)J5EZ8K)$= >@.=(&L<VF$P Z[JI5&+HM/XD
MQ&+$+7]385A2X?JT<H",\1*<^F-?)>'#9-'K;OFX(7TM7W#G%U#1_H#J*=5(
MKON0.MASL=>TE3=,$R040;YW-G]M:WN0203W)RA(D[:U$Z4>HPHSUBT,(-F=
M=9CNVN(K(M19W@D\Q/AG5]G;XY;75U<>W6Z#)>5S[C5/8&4?/28<N03U;:P"
M"5C7M28@^GC0$$_$[YGU_'7HWD;G;V;=N>B9W&7]MEYH_P#L)XY_XC)3E9V_
MKU]ZN]PYJ7_Q#']CIVC_ .8&HO\ 6$J7#?C^<>E\\3Y,F#PS](J88H<T9J^'
MTY'Y2L:"S#5Z:O9):-<,4_\ 266$6QI%44<%1"K6]A#\H:;ZM^GXZW%\>/LX
MK;*4B]=PFG:KB-1HFEOJR-UY#F:ND;"4G)9BH4@C[>1&OIH$GQ3_ "AC0 H8
M! WO0]"]7QW\?CNL7.>/-3#XCTS9%^X?-K7-<>E-1<:Z[KB01-H; !)C#-;,
MU@#VKOY S)B-Z1(E*65-:(A4G) #1&B"@?#6M!UHWO\ '6WGA?9AS5#=!]_=
M&O'7$OX0X#Y[@5PW954"B-@WO:]YV*X5]1=)(K )"M@\?=T4797R=363R!G/
M)7_+-P"!$I#0B!\QZ5'RIN:S'=M>" LBUW$3YL/$X;VD=R,!Y6P#O!-"2^4_
MO;+&)E(I!&J>DUACM8\2Y606Y;2C:=I2RR-C"K$(/KT'037Z_7>W/1(WPE(T
M3C8?EXG$F*]=UO'E.Z$BLX5N"8!3Z1 H8!D*J5D]XP):PV+-;<[./TOU "5[
M9AGM[%KX_ GDY:^F'H>MXW7J'\05XEI2TD-A5HR&B.RFN<&)_:"Z*H7'*GE9
MM<'.0  "8,@#L_24M.8,0MB]!@-?#1>"?UWWC-N23%Q/F<\VYK64$YS*K/QZ
M&-Q(_P#>FK@4%+1)"A?N1_N3%&@ZW^3?]W^YO!?Z]?>O$_#G-\?.\9T/G@O2
MJM^TKFZ#FG1[RM3%$RAVNDVW)4TNIDN'^588\)XNV-0 Z/\ @/1&P;^&M"^.
MT/+\\='K.@DS9%OQ!WC[=:\]*&:6AR)TY'^AR6@ 237BIHJ@5O54+Y6!/L&U
M*8-EH1D)E!^A[V8B)*#OX% T$3^NY]68>#X D\3\F#>H"(A>A\PG<8%J([6R
ME:,2APK]20%4F'H)R<1R8T)@-##KU %H6OCK>MX/)SGM'K>(79M=O-CYL!-J
MPE8%NBGCR:5@R-[$ AR04=)RUJ,0_AH(CDAN_09H.]Z 9K8=_N@BUH;?UZ_R
M]+X6X3&$=W^9VQT[2F+F<B\J_04)=WS0 [6*HQ"_I;['6G9N]>L*9 ZSUT.T
M'6_AL:G>]_W-8-^6L_#R9W%(](_Q']).KVU)'%?!O$_,97%%*DH)IC)(5'2;
M[#375%L6M^TK%&I<XI/7K\NBE0]?[N"?U7W>^\R9126S?#L_)RRR7I+Y;.<&
M%,ZE@"%>G99,QSHB0M1*K6O=+0/1* @*DK6] .T4#U:WZ=? :<MO9>#AS,"D
M+P<?]2/)-_Y^"[H_YW@>'3R<Y[1B'C_@L84^:'SA68H;"CIFRK>)(*T/!F@[
M/;8Q)Z$+?Y$V)1:#H8"GIUB+6:HUO>]"V@)^&M>G?Q&U_36,O5Z R?B+F@+6
M46CU-?$"Y'RC1.M@"\JX]UN00RKUA>A:+-7MR/XIRSMZ]S2??M_'TZUK0_\
M5_*O?QTJ?)<]7SY9)=S*5PDL?7'R4WE&+.4]3J>@$MP$(80) UU8RI 5BU[9
M154RP]2(J/".W[^S!+OA^]^WAK?MQKG/)97QQR%WA#?(-=_:G5KSR(V-=T<X
M1.HG^&<N.-Q[ ^3FNI<TK8-.Y.@M&,I@K%J"%*'1J$J X[&42%*46GV'9I@3
M&VVO;VS/-<UAA1GYV_\ )KXZO_/N?$?_ +WV!AT\?.^U>?>O_OE_E\Y[Z,*_
MXNIGR0PLKCJ[5._WAI:^CZS1+99S++G,P/M_-/TVC13C$D81[,"40G&+X!U^
MZP3]M+.LXO'XY5$=8=&>1'R''C^IPE$D?N%.4UPPC$F%3M"A<W.WIHPJ-AT2
MM9;4O1Q4F$G@UH7LL@"Q?'0=8+PDU_E3R<]S-A_![,ZF$J5Z)8NB2AA?UC:$
M\:DF%2+NUV9)D6:%,0H-^F+H^O/3+O@'X:0GG;WO6OCDZ-_^_P#UZ+?45>^9
M.3T0DJ1@C_AP54I(:D(KEE9&U9V"HC:BK7:' C+:U($^FG:0]C.B:@!)0/AL
ML2?>M?#T[RL9TSGCG^%871U =?\ *$"_#V\:NDKYYL"T*ZOJZ49:ZSW2R7#F
M1[LZ"I#EO,9,@5-<>8Y\>KC<1E!J-E*+;0"*>B@%!V).'9HXW++=MN.,)R=M
M\A>:;N?GR0\^V&Z>+>&MSM(X),&.=P)XZU23F#RJOI@S2]CD,37/,8>&U$Z>
MZTC1C,,3&_WHK."'6A"T+58UVTUN>+;OFUTX!K?QDA=AIC'0/EUX,TY#1:,T
MC&X:<)QI8-)HT(#=)A*/5LOU:T+T?#XZUO!X^=]J\W\13_9-7Y_V[YJ_UE*H
MP>+YL=\E\4CTT\J/@D9I.U)'EK3VSV;)B42TH)Q 'R$TI"9I%G'VQZV'9[/)
MV!&L)W_Z"<0'?^Y@T^&WL]]^(F**+\5UOO0"RPNT8M+F9^CKEZ _.,CT5T16
MK>6ZMBC>O<1KP(7%03HT&]#]HX8?C\!;UL>+Y_PQKR1(4LG\LW@ZAL^%ZJD'
M/^O9P! O(,/CKG<\#I^.O-2#<-[V6E)?F=_T$YH$,0Q[/,,"$&]"%O0U^&V.
M?!+GS(-$)>O%IW<EGX&T;(FYNL9W;=NNR@IP39C:#'BMQD".(4!TY:L%$V:2
M:T'0Q*MEA"( MZ&$FGSGNW9X\_\ 0#X<_H?<S_Q+PK#.WRONF#A# I"\,O\
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MQZA$XZSIOG>%-]8N1RA](9CU85%E*5"AC,5HBU2PQ8,(DX=B,  NOQVLY_\
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MY"N$;)K6/=/1*DU7/\LKR\VMU?*1O6CCYC]Y""+GO49%N2UU*4,I,-/2O#>
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M7J!M(45Z1;#\,COR\W^O1>]YFV9?2'A9ZKA='HSHRWP>AH56K$V1PLQ,!IK
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M*RNN;&;6KDE?8Q\>K6S8TD//D\V SVC'F568M?I9&HT[JRMK5>G8Y.K*.$F
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MC3,W-L??4A)I@4\IAT-4'29)\-B"#2@P/JWO0@[K..S2YYVX=!&'-#[R&?Z
M?<?]#[IC^)>:X77Y3W:$\+\:@$6\6'#*.N$;2C97/GV#R5YVSZ)]E7/Y,AV^
M66L6&$AU[KL=/USEI7L?Q& \(@;W^X^&C7D^=]U2U6(&^. _%21&#)B4=2M[
M=/9&R)6T@LAC(M28\G6@YW@6C GW\J!P#)B4OS@ A"( _1ZO[NM:-7_AZ_\
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M"/6N0.? ;V'>A:T(NL(T 8=[UO>O4 8=ZWK^[K>OAAG?YWW4\\53*7LGC/\
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M_>/1[ QMOW:37'(_J:__ .<W_6Z_SCO_ #7S[H/_ -U7^;+_ )5_O0_^C?\
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MI.HG=UU+NH:]Z I"26$M++TZV'$H#/5+.*O)E(SB@C=%*%884L](0:*+* 6
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M0P&XI8D[A#9IKJ9PG<M728\QPA]9%E!/3,8VHT+BK,/,7J5 3 EE&9M9G_\
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M5_,<2_U:W]77]Y1_R7\T7^:E][7V2+^:^5^['[MOMQ]B?M'[7O\ M?WW]/\
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M-BEWD38N_-V(86<Q\A./*)=5:B@1%*"G*VQ6H=.AS;<CT,!@!Z A"VZ:=Z^
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MM?C/9]8SQE?V;GCY_H0<H?Q#0+*\>_SOO4W\,F P& P& P& P& P& P& P&
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MS:)S!; )2K@\Z21>1-#\IALT0(D+BOB4I):U:HQ@DJ% Z)CCD*K12DHL\ A
MUH6OB,5F& P,-9;%K^22Z9U_'IQ$7Z=UR3&S[!AC-(V=SE,&)F*9P6Q(R8,"
M)8>ZQH,G1-*HYO\ G"B?G"4Y@RO6$.]Z&+SZ(K(.R2EWD3?> ]5V86<Q\A-W
M5QEJ[E81%*"G*VPU63!00G4<T,!@!Z&N$Y;=MZ^ 0DZ2[]6S0FNW]>[\IMX9
M,!@,!@,"$']7%QC_ #SOZPC[F_\ W[[^%W[P[5_@J^Y+_J#]N?NP_P F'_%G
M_E+_ .[/_"_W_#7=MV]O_%-_#)@,!@,!@,!@,#USN[M,?:71^?G1N9&-D;EK
MN]/3NM3-K2T-+:F-6N+HZ.*TTE&@;D",D9IYYHP%%% $(0M!UO>!X$4E<7G<
M9C\UA,B8Y?#Y8SMTAB\JC+JA?(](F%W2E+FIZ9'EM/4M[HUN2(X!I!Y!@RC2
MQ:$$6];UO!RYL@P& P&!6GV5W;+J5NJJ>2: Y?D/7?1URP28V8?73?:$4I:,
MPZG8HL3,#U-9;8TP1.:!!]1>EWR3>E+3[$I4%C!LTH8B G&]=<SNMQ&+S2W*
MA\3' ])(()S5)V ;E(Z]J&E>/X;/=S21J;]Z!DCA(@4ZWV=*WI^1K@I9F^.Y
MA[J-4I2:3I3-HRQ@^73[$EWVXW^6?%]<]7QJIZ;F-L^/:PXO9=F]/PFBI14E
M:VK'[\'5U9S!.K/4]'2:;5S$3V@$$B@DFRW,A4G;_EA_#U*=:,(V<3$SPO#"
MQ;#)@1LYKO2:WJAN59-:%L6@S*PZ LBFXRBL9(X)%-IP^#_1?H=UQ,*]B8M'
M06?:=#-MQA'SA&])1ZTI,%H80%LQ^4D\(8# ]2_/[%%6-WDTH>FF-QN/-BUZ
M?Y"_.*-G8V-G;$QBQR=G=V<3DZ!M;&](2,T\\XP!118=B$+0=;W@?C&)-')K
M&X],H>_,\JB,M8VF31:3QYR1O+!(XX_($[JR/S&[MYRA ZL[PV*RE"9208,D
M\@P(P"V$6M[#WF P& P,-F-BU_788T*?SB(PC4TES!7\.^ULC9X[]JYW*E>D
M,9A<;T[K$FWR5R!9^](F]+[JM2/6]%EB^&\&+>3,L!@839-=0VWJ]F]56*RA
MD<"L>*/T)F;")<YM>GB,29L4L[VVZ<V5:VO#<)8WJS :/2*"%).]^LHP ]!%
MH2XXQIWE[CGF?B^&O<"YDJ5AJJ-R:0J99)BVY<_OSS)9$J+"4-TD4KESO()4
M^GE$A]!.E:TX"<&]A*" (A:V6[7;FDL,82PB&,00  '8QC'O00@"'6]B$(6]
MZT$(=:^.][_)K6$8C K"@-J15OG58S:)V+"7<]W2M,P@TB:)7%W10P/+A''P
MEN?V)6N:EQC0_M*I$IT4:/V52<PH7P& 6M"RSA688# 8# 8# 8# 8# 8# 8#
M 8# P\ZPH"GGB&K#YM$R;-<XLNG#=7ALB:"YNNA;8YI&5QEJ2*B5Z?%$:1/"
M\E(:N"1M,!2:$O8]#W\,&+C/1%3H'LDJB>L.&N7C*[,E ^TWJ^V4B;@E868-
M<&T?73986SS8V*..FY87)R5PTNM:7MNT0B]#_?\ 0]A :FN9;Z)MX9,!@,!@
M,".73_)'.W9U>M]4]-UDV6O7S7*44U01IV=I*SI4\I;F9^8$#QI3%GIB<!GI
M&J3+2RPB.$6$1WN:#[@"Q@++=;F<T>*'\3'CLYIL!IM6H.7H:SV/'A:,C,RE
M+[.[1?8D?HH)(54.6VI+)J.(K0%:V$)[;\J<'1AGP%KW!^HMWVLQ;P6*89,!
M@,!@,!@,!@,!@,!@,!@,!@,!@:9O_GRH>HJL?Z5O2)"F]:2=2QK'R. D,IBP
MEBF-/C?)&0X+Y#'N.R)&)"]-2<_7L*RM#V7Z1^H&Q!V66RYG-#CHZ>4IX;_'
M=8%DT1SXP_=5SJ@BZIHI>*R$R$$.WVYLV*Q!T6GR]>S31Q.>MJ9>-Q4+%I"Y
M4O.)]!IH=F>\ LSOMBWC5CS4M^IMC<Y>U['U! C6^SZ_<]GYM.6?[7N>@OW/
M;]SX>KTA^/P^/PUAEY^ P& P,-L"Q:_J>(O-@6E.(C6\$CI))[],YW(V>)19
ME)4*2428QT?WY8@:D(5*U2627[IH?<.," /Q$+6MB2WA.;,L!@:3NWG6FNC4
M=;(+GAA<T1U%;L*O>O"#'R3,88]:]=[<A0R6:W&7IE&ZF,8W=0("-;M2WFB'
MH1I!FP V$LMG)NS"-)]#<ZTUU95$@H^_887/ZNE*N/KWV+&/DFC@5RR*R!LE
M4?4:>(@]1]_2&-K^SIE(/85E^H16M#]0-B#LLMES.;=F$,!@,##[#@,2M: 3
MFKI\T_7H+9,/DT!FC'\^Y-?UJ)3%E6QZ1M/U-E6-SPW?46=Q.)]](H(4D^OU
ME& 'H(M#EQ>)5U9P>EZW@E15DQ%Q>NZSB3!!H/&RESFYE,,4C#:G9V)H+<'I
M:Y.ZTMO;4A96C5*@X\>@_$8Q"^.]EMMN;S9WA# 8'\C&$L(AC$$  !V,8Q[T
M$( AUO8A"%O>M!"'6OCO>_R:U@8C K"@-J15OG58S:)V+"7<]W2M,P@TB:)7
M%W10P/+A''PEN?V)6N:EQC0_M*I$IT4:/V52<PH7P& 6M"RSA45/'?V25WSR
M? .H2:[,JH$Y>K%9=P@R5AFPFHVO;%E->GGZD@8Y$]+BW0Z,"5 U\@3LH)V@
M;]6P[%LUMKVW";>&3 8&'P2PH#:,<(F%:3:)V%$E2]X:TTGA,B:)3'E+E'G9
M:P/R!.\L:M<W'*V9\;5"146$S8B%) RQZT,.]:%EG-F& P& P& P& P& P&
MP& P-"]3WB5S+S5?711\:,F9-&U%8%K'1(IV"PFR4J!QARDAC&6]C;7@#28Y
M@;MDZ4;2J-%;'ZMEC^'IV769N'NN>;7^_F@:.O+Z!]E/OGI^L[7^R_U7ZY]F
M_O%A;)+_ *!];^G,_P!8^C_6/E_FOE$OS'M^Y[)7J] 19BX;@PA@,!@,!@,!
M@8:]V+7\:ED*@4BG$189S9)SZ17D->)&SMLJG9T69SY#)BX?'UBPEVD@HZPI
MC%J[Y,D[Y1*#9IOH!^7!B\V98# 8# 8# 8&DYESK35@713/0LOAA;O<7/B2P
MD%03+;Y)D)L/1VJP%1B?)P,K:](XX]ER%C( 2+ZDC6?+[ $PCVC=:'A<W&.C
M=F$,!@,!@,!@0DZ![)*HGK#AKEXRNS)0/M-ZOME(FX)6%F#7!M'UTV6%L\V-
MBCCIN6%R<E<-+K6E[;M$(O0_W_0]A :FN9;Z)MX9,!@,!@,!@8>UV% 7N92J
MNF:;1-VL""H(\Z3:#MDB:%TMB#;+2EQ\67R>.I59KNPI)(0V*#$)BHDH*L!(
MQ%;%H.]X,7GT9A@8>=84!3SQ#5A\VB9-FN<673ANKPV1-!<W70ML<TC*XRU)
M%1*]/BB-(GA>2D-7!(VF I-"7L>A[^&#%QGHS# 8# P]_L* Q61PJ'R>;1..
MRVR5[LUUY&'R1-#5(9TY,#2>_OJ"'LRY60XR16S,:8Q6K+1EG"3I@[,,T$'Y
M<&*BIV5V25R,\\ALYE=F3\?5O7M4<HD'@E88N&#&V<0_*=SHT HY(=R,MC)8
M1_!MUM#M4(S6OFB=:V+#6NN<_B)MX9,!@,!@,!@,!@,")/5?"O*G;B."MW4=
M4$6LW5NYNCM$&Y;+Y_&6Y$K>MM&W4+D@A,JC222H%_T%)[B1T L2[T3\/;_=
M#]1J;77DE&RLK/&V=ICL=:6QAC["V(&5C8V5 E:V=E9VM*4A;&EI;$)1")N;
M&Y$0 D@@D "B2@!  .@ZUK#+V>!A]AP&)6M )S5T^:?KT%LF'R: S1C^?<FO
MZU$IBRK8](VGZFRK&YX;OJ+.XG$^^D4$*2?7ZRC #T$6ARXO$JZLX/2];P2H
MJR8BXO7=9Q)@@T'C92YS<RF&*1AM3L[$T%N#TM<G=:6WMJ0LK1JE0<>/0?B,
M8A?'>RVVW-YL[PA@,!@,!@>,M4"2(U:H"<Y6-,F/4 2IP[&>I$24,P*<@&M"
MV(X[8?2'6M;WL6]8$?\ D^[)ET5S_7]RV#1D_P";)?,RY*-XI.T4R])/(0)B
MF,AC"(I_3N;'&U@#'UN9270C8D901)5I6P;,!L)HRV8N.:1.$,!@,"-G6]Z3
M7F^AY=;U>T+8O3$MC:V*)&VFZJ2."V;24N0RQECKBM;4[4Q29>)-&6UT.<U?
MMH3Q:2I#/R:_WVBR9N.22>$,"-EJWI-:\OCF:H6&A;%L>)7PMM5).+DBR1P/
MA//Y=>Q-ND4?6V.H3L2] E36,Y+A-C;\PN0"$J)%[>C_ (#" LF9:DGA# PU
M[L6OXU+(5 I%.(BPSFR3GTBO(:\2-G;95.SHLSGR&3%P^/K%A+M)!1UA3&+5
MWR9)WRB4&S3?0#\N#%YLRP& P& P& P&!I^\^?J2Z:KY?570%70NW:\<5:5Q
M/BLY9$CVVE.B#1P4+PW_ # -J&EZ0@4&!)6)1DJB@FC" S6ABULLMES.:J+]
MG$\,GZF__IPW57\N6&_M\GJ_5/\ AR_#.F/(4E\:DB,3G%GEA47]U&K($,H8
M3 A/2JKM.2J2=B#^Z+, ,L8?CH6MZWO6#[?)ZK;JBINJ*"@#!5=)UW#ZLKF,
M$"3L<-@S"WQUB0^Z+W%2KY)N() I<W%1L1RM6=[BI8H&,X\PPT8A[,6VW-YM
ME80P& P& P& P& P-/WGS]2735?+ZJZ JZ%V[7CBK2N)\5G+(D>VTIT0:."A
M>&_Y@&U#2](0*# DK$HR51031A 9K0Q:V66RYG-5%^SB>&3]3?\ ].&ZJ_ER
MPW]OD]7ZI_PY?AG3'D*2^-21&)SBSRPJ+^ZC5D"&4,)@0GI55VG)5).Q!_=%
MF &6,/QT+6];WK!]OD]5MU14W5%!0!@JNDZ[A]65S&"!)V.&P9A;XZQ(?=%[
MBI5\DW$$@4N;BHV(Y6K.]Q4L4#&<>88:,0]F+;;F\VRL(8# 8# 8# 8# 8&$
MV/6U?7!!Y)6=JPN,6)7LQ;A-,IA<R94$AC3\WB-*4!3.;0YD*4:H)*H@LXH0
M@>HD\L!@-A& (M"6SC.:H5R_#J>&MU<5[HJXS1%*7):J7J"FV].F69N+/6'F
M*#BT#.SW.A:6I$ PS>BDR4@E,07\ %@  (0Z.GV[^KPOV<3PR?J;_P#IPW57
M\N6#[?)ZK0><^6N>.1Z_)J[FNH(33L' IVO5-$/:@I5#TYB+"3MXD[XJ&JD$
MM?-I@ )^><U2M7[!8"O<]L  A,6W:YK?F$,!@,!@,!@,#XA.1[WVHJ+_ ,B5
M._YJZ]_[I-&5X;S;4PA@,!@?&4[!_P!+;J/^D7=O\9<FR/=K\9[/K&>,K^S<
M\?/]"#E#^(:!97CW^=]ZF_ADP& P& P& P& P& P& P& P&!67<<C\OKQ8<Y
M*YNK3@.&51'G,]L@ZWHV?7G)K!LA,E1D&?:10VU%'T4<K]I=%PQE)TYZIS7%
M !ZSBP[WH&S4[.N<O0\X^3^(V!Q%?/6'0$(/I*2<@2FY*PZEK=N=BI=J+6G1
M6B RABA3OLIM+DJ>4Z7H1,^OR:$H7@2;/-$7L\9;IC;MG7DT+4/4'FAO"MF/
MJ>(\I\61ZD9HRI;"@'-<YM&X&KJN3ULY)?J\?"HL!''UE/QR:2MA4$'HDJYL
M**)&9HM7M.(6]%ELTEQFY:K\"5OH;?KWRCWI'V)\CB&PO)ET?9+9&9BA^GR-
M@"_P2LW\EAD[<2>/21X:AJ/EUA0#-Z <6/6A?W-Y%\DQVS\-]T)Y:&X/B!@/
MDXZL8V-F=9$SRXU77U0-CJ4"42\BY)C5]?P.OV>3R*0.I[Y)A,J(!@E"\PHL
MP2A4/V4I8@E5+I^_9'B)[E\[3E"3[O2<J<&-4>.:RI:U\EO-K7.+ID3)M.6N
MW#'&U"6=-2R.R#TXQ%Z ) % 2H#H)AGJWL !CQYQF^[Q;G\NQ2OQ!6AY*N:H
M<VES:O2XVRO-1W4UO1HH%9)%Q0BLK(KN>MD>>HH\[<XZ7(E TAQ2E)LX(TBH
M96@#$FV)I^_95ROUE5]COM![9'SOV:^L^UZ3/E?FOI?SOM^CW?=]CW?R?#U^
MKT_^A?'\N&.N%15#^1JX[0\*3YY*7^(UFCN9LY[Z.M\B&L[;*4]8C>Z@D=H-
M<:;#FY;+7"5":UR*$I?GO2[!.--,-$4,D(@ +-76?9V=,OUX"[&\@7;JFD;Y
M.HGGVL.'IK!"C)!)9#(9\#H6?3!'!U!#K-ZM@Q!J^+Q*IEUPIS4+6FD"M2\*
MH\GTOV/0E)0 C;777AQ[F@Z+\B?DF[/F?3]6<HTCRDT/'+_5-WT]-KHZ 7VZ
MR5)J*PF8N4;K:$1V+P5QD,TFUO/;0SFNL@<@*VQC9TJE($*8TU0$K4:NNNN+
M<\8G=X^.TK.Z6<.DJ0Z.JV.5#U7Q_9#'7UT1N!OKE)*VD#9.(\*75K8M?N;X
ME1OQ,<FL>+.-)2K@C4E%DA-$/]_]HFL[:R8LY5"NI?(-Y%NK;8Z\H/EZE.82
M))REUA<U22N\;R56I&:<0U[&)$<S5/%6^*PYYE$XL.ZI$D:7%8_*TBII8FA(
M!(9LG1BTI/HMUUDEN>,>NKCR<=^7!9LYX2AG)])M'D'I"0N8.@9=*I].!<8P
M"KC&.(/U>VXT.[2RFV=*#[:+F($[-%"O;<R=(%*E8J3@"(HH7363NS^O^Z6G
M'_:?1$@ZHM7@SMZN*DA'2L'JAGZ'@4QY^?I4\4U<-&O$I^PZU[9V^>E F44D
M<2EXR42Q&L,/^9$<,96@%$A,4$VUF.[7DU4G[7[XZ[M"Y6OQQ51RTFH&A;!D
M5///0?7,FM#31<EJPTT"2;LU.Q6G$Q[H5$8FZ&A2C?UQIZ1>9H6TQ8M@& )>
MW763NSF^B1_#_<4HZ9C/0L'MVL$%*=7<CS0ZN[^J=!(M3"+I7)?'AR>!3Z%R
M,HI$H=:\LIB+&J;O?"4L*]@XHSU: 6>:3;7%F/C5<O&GD-\L?D4YN@U[\OT+
MQ7"6A"@>&F?RKH9ZNYD8K3LIK=%OU.-T1$8,KDCU'X?$T&TJ!9() Z*P+GS2
MHI,E"2F&9J-;:Z:W%M3QY;[+OOM_BV=6'2]?5C3W8M;65,J!L"LKR72V05)!
MKRJ:7M#59#.[NL$TWS!R85$:5B5M^TX0'IU:HD@X1H"3#3*S=9KMB_%5OX6@
M>0W[]/(#M<?QCJK]>4GHK75 4B2[]STRR],L/^U>^?QG+=1XF##,^1^GZD83
M' (??][8M^WAK?MQ.?)U%X<F)3[4ZW!9IJKAQ(NS-Q*1ZKLR?%O!T%!.MLZS
M41'-"8\:0_FQ(+_\OMQ"A&!8)'[FB1:,].\$_/)R\<" \H7]:-Y3_IY_!'VH
M#9G#^^K]K$G0VF UI^YI?M@USSHA;MQ(<=0+YG2S<DV87MW]K9>M)_7K#MMV
M]DY]6T.CKBN"K/Q ZM@YZJIIMN\[?\6L2KRNFB82)1#ZOBRLKI.5S-^G]M2I
MO;WAZ:H)%(U%%9IA3<B5N3FO&E0)@:-5!,!$DE\?'EE.2D^T.QZZ[2KKB;R!
M5OSPWR#HJNI]/N;+EY;>K$' I0ZU(C2N]E5I+(K:H#),W2=FC:O3H!8G4"2;
M3Z*!H QG#VGK-UUNO=KG@R/IKMOHQ?U"+A?Q_P!5U59/0<6KQIMF\K.O^1R9
M@H.@(;)E1J.%M,F1P5.=.9C/YMLOYE(U-XDXBD.P*!"&4(\:0368[MN3R.:N
MTNCT/5JKA;O&L*B@=XR&K5]U4?:7/TEEKU2=WPIA=266:,#6TSYO3S&(3^#J
M30J5*)6H5:4H1B.![9991BL76=O=KR0XKOR/^27I^WNO.>.2*$Y>?)WRIUI=
M-82VV;L<K2@5,,=119[+8J?CIS=&7F8S*<WC.C69]4N:MN$A8VI*B2B,2E[6
M@T O;K)+M;QB772?;?2CATR5PQP35-26/T9%ZW9+:ONS+WDLI8^>^?HI)CS$
M<09W]-"4HY[-)S-32]J438@VF,*;]EJ![&4(\:0DUF.[;D\WFKM+H]#U:JX6
M[QK"HH'>,AJU?=5'VES])9:]4G=\*874EEFC UM,^;T\QB$_@ZDT*E2B5J%6
ME*$8C@>V6648K%UG;W:\EJN&%44YE/FN?I#,W6HJH\<M?P1KD,D0P:*W38U_
MS2RI='&EV6IF!^>GJM(\RP>(*Y:T)R5):,/U/:$:CVSS/B6+XF__ !]<L6@/
MDWEEG>,;JOL=#5337O0/)<>Z6B=HTU*'-5*XC&[_ .;V1R7/D:,>F52P.#[$
MG(TI$IT(DU,H+(5[(T:(97OC+V8WFO2O1<+]M=X=@I:BZ4?Z8YRIS@9]K4]Y
MFLYF,IG**]I:_,=?K#))8M=1#1ZR(PFFQ6PB/2H"I$L4.Q\:2_41&:VH* $;
M:ZZ\./<Q"M^T/*3V=&'CHKB'GWDB+\J*7%]*I?75\RMMKNKHJ.1MR6MADUCS
M?7:$<6JUCEBQL/*: /GS!@M;+/-%I,/1N"ZZ:W&UN?PL"X*['8^X>?TMN)H<
MY5E.(W-)G45U5(]."9W>*GNFM77;-.H*N=T11"-W+1'B)5I%18"_?0+"!C+*
M-V,H!G;7MN.C O*;V'+>"^*;(Z@A3/%'UZ@4GJ-M-;YHWO;JP_1)S;4*@DC6
M'-\=?(Z[*5K:PR-0H2A+5@UM247Z]#!Z@;&FO=MA!VW.W_+55E+2/N=;RARD
M7R5&& FUW;GUQL.U2^T6BB$Y!+LYRJ1/Z9F,I=GFR2)"&[+V0LA5IF) ,@:A
M4>28'#4UTM[<W/\ LG]TKY":6YNXK;.VG)%)9G"YO$Z[>Z>A$=0Z%.+6DMPM
MS:NJV#L#<'YOVGJ2?5BA'[UH_P"32EGG: =[7H&9FMNW:B HN7SM-L)(N]7R
MIP8ZQXEK-EKIR6S6M<X>F0LFDYB[4,;K4.9U-+++((3@"7L 4 D!R@6PEF>K
M6@#-8\><9ONU]U;UO<O<OB@L#I+A(RB$%237F/J=/TG&.D45C$VG"D+!6[VS
M2V#P9)7JS3,WV5'#$;V2,3S[C<H'M H*]28T0AB:S7?&W/+;GA.#V/KB?F'=
MZG<SCHC?*-"?<$74R:TB[;"S[A#+M#][YTP5&PXQR#'/E]&_10!*VM]S8?@5
MZ=8/)V]UQG.4U.^>OXSP9R/<W5LKC:^9-]5LK.8WQ%N7%M)\FE$ME#'!X<QG
MO1R5<2Q-CA*I*C+6+Q$*/DDFS3M$G"!HH9G77NV[6DJ"?O+FX6# 77HZ%>/U
M!2DD":IFK+3\LOTRXZ_2K8\O7M)*1;+6A3 )NM0OORJ)?[0F\K8!&')Q&!T'
M6"]F.&<O=T!UW8EK>0OR!\D2!AA:*ON3X]RH]5\_,R%\(F+X;>U:NDPE!$Q6
M+9 X,BXMK=6ST(-HD"#8$X_2=[P]>YL7636;=:7_ -=V)5/D+\?G)$?886MK
M[K"/=5O5@OSRA?#YBQFT36K7,(N1#EB*0-[(A+='5S]"_:U OV-.#TD^R/?N
M:$UEUNW6*0'HORTZ\WT1">J\=8NE->,V1;9SBD'2P*.%2_\ .7+TLTY)AN1D
M]!:&Y=\-E;*-$TZ;?CH6MG?EPZ?I]?7&6P_,SKR+AM_QQ@^;XM%!1^2?DX7/
MP-([T*E&K\#!I#H1MS!^H&LYM2%RL;WH 63TO7TX2/\ =:.]_P")-.W%Y\EB
M/2O77:/'U(\9N]S,G+\CNR^^_*+Y<LH-8MMK**M;JQN-YEZ7ZU!BY5)6:6HI
MVV-K.D%[R\:UOT?[VOEC "!L!F:Z[6XSC#;?<O>C_P X3>F.;.?:;4](]D]'
MBD!]55)J1$0R)1V'15,(Z66W;,W5)%B>+P*,_P#H)80?-NIQ9B=-L(PB$$:Z
MYXWAK'Z\]K_+:7:<8*ZPCWCX44JZ)'_4H5<YOO0Q-EQ)Q TN*R,Z2)[/;=QF
M5MA[L4F1K3 B0' T8(\LK8=>@)+V8X9RUSRKY'SIUS_Y >BNED\+@D#XLZZZ
MLIC2V$-SRG,757ST1'3FES=$K_)7H;S8<A&Y'%>A(-$F5J3"""$Q8][V,NVN
M+).L:&:NMO,W.:?-Z]@W('(C91JV."LV(<QSBSK53]@2RJ_D?K;:>*5-+,=3
MD<GLDC@RUB9H5)AB3;'\N<+YC6BQ%[=,]MMRV=U%Y5FJ%^)]J\F_.S9'W]@D
M::E7AN9;%;7=S2LK?.[@B59V&ROK=%G]B6J9/ C71T2""E7?+[<T'Y!'$_[\
MDTSOV5I^W.W_ "U592TC[G6\H<I%\E1A@)M=VY]<;#M4OM%HHA.02[.<JD3^
MF9C*79YLDB0ANR]D+(5:9B0#(&H5'DF!PLUTM[<W/^S.?+38'0MN^,&SK8Y1
M6T*=S]9G%]RV%<IUTH+%!9"VI9K3R"210^F@PI=J.(9@9&'%TVH ^Z.1Z4C1
M^G?H"?ZAI)-\7GEM3Q"A[3UR3SSOI SEX=1[Y6YPW0H:1(M<JQBV#[M&'Y35
MNCGB@Z,FO'V9V@]S;,$!'S^E'IU[6R_@3?MS<9SELCR5=?V3PW6%.7W'(]"W
M^GR.D:@K[J!9*6]^/=(-1]ER$$2<[&B+@T2%H0H7J.2->WD:+7IUJ8_Y\/[D
M.R_@8336;7'7#)_)/U^[\2<?V%>\'C[/.K3^HPF!4G G<*Q2WSZU[+EK-$8>
MP#3-;BT+UZ8)CH:O4%$*TQIB-&;Z# B^&\&FO=MCHT]UOWE;W/CQS-RO4]0Q
MCHGR#=)1P;@A@;8].<$I*"M<49TXK-N2=R)=]HI!'JK9WS2@+6B$,YQ<@$C3
M@4;4@#HXNNLN;>&L:#M;M[R3<$H&RY^_J2Y1L?DH<AC<=LJT.+7ZXRYQSXED
MSLG8D<ZF\#MY$I%/H.0\+DJ=08SGI5A/S'JV2+80%G%FNNW#6WN_*)?FI<NW
MGRZO'(^5N[<>.M%O7DCY-=.37!U!;ZJ<++6<(*_*FIPNM>RKQQ-RJ16]&NAP
M1QP);F-N,1>D7N:.$(NG;BYSG"UVW^P;9X;XO57AVPPU?/KY^U:*!1"LN4PS
M9-'+8L2=R03)4U>0C[S?GI*E?'H!H!N1YX3P)B4ZD\DH[18"1F9K-ML:\D1[
M*[+\M/(M:CZKZ^YKXZ?.:XZK972XZYYSL.UW+HRDJ_?%Z%L72I8Z2QN5UE:"
MN &.(3W=*SZ3%'E%#V0>$C1BLHLUTVO;K;EO7ICNR\UW2E'<:<%Q"CIQ<-Q<
M]N?6"ZT^A)),VFE8E12:0HXLP.+>U5XA/F<XD<R>5 P)TZ8U(!$5HHXWUE&F
M#3$FLQ=MN28/*ZSM4Y@E:/MACYI0S! \(@P]\Y@>+*6PV11X]$(2LYW9[30)
MI%'7Q$X ]&R0'K4XRAA$$[>]"UHE[?\ CEY/7(>JA5(=_-#.Y])L33L+<FWT
M@FL93"QUW]G)'I\ Q!K%4D?"YI]8VW;2"4;$A^6TIT8'U[*$$FN,\5)_X=IS
M[!8O'MS<^6*Y\I-G$;175U.D97MN[31]$-BUON>?JUCA.W%Y5:J@F.)'$EW,
M-&E  P"+2;>Q>L)V]G3R]O=<9[D@*I[>\DW>R!SN?@&DN4:XY*!(9)':UM#M
M)^N,R<=!I8R[*&)9.H1 ZA1)A0&#GO"%4G3F/!ZI8=\OZM$AV(99)+KKKPVM
M[OPE!POWE,N@K&O#ECI:GB.>NR^;/H#A8=?L\B,F%>3ZOI64$45N&GY8>B;E
MCQ"WLS80'IE!6U+4<<20>8,X1@"B;:XXSCK5F&&%0ECV#YN2"YQ8%<45X]&V
M%1T^0ND6IB;6A>4DO"81EA5*C$2 V<1=A8ZGC\TEC2DT)&3L"QO2J5!9:A5H
M.C!A-R>/E;6*W)Y6EQGAJ<O*10$/CB-[-B,&?4$!M0E\D;!''];>,8IRQHS(
M=Q9PACX\AB[BI=2DJM,8BVI&G)4^SLL>R!":?OV5ZX?2WF)MZO2>E>:N9^/F
M^CWME)FE:4G>\RM]JZJM2OC$6G!E>C38VG(JNJI38;484N;F-R/<C&L!X$RY
M3L[0MZ+C27%MR_"T?+MMX\/,Z\F7/<-96J91 B*MCU5EQH9 \((#/P73"ZKL
MJ%2]/&G"&/SF9'2WU6:B4IS$0U -I5 TX=#&DP33]^VOW'TMYB;>KTGI7FKF
M?CYOH][929I6E)WO,K?:NJK4KXQ%IP97HTV-IR*KJJ4V&U&%+FYC<CW(QK >
M!,N4[.T+>AC27%MRVRP>35JN/Q4V[Y$J4B!;/*JYHRZ)JMJBR"W%7J&6]33
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MM?4+V9UWVUR@\S#FNO\ GNG>N*>Z'F?.O1U9](.MBRRK(A,:I"K13]'%'ZK
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M6IT;7QL;7MF7I'5G>$"-T:G- H*5H'%M<$Y:M"O1*B1#)4I%B4X)A9@-[",
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MRON@1X-4Y!4-\EIQ9!)9RGS"=RC4F@+  Q0(MS@)18CS AT(T190=!#L6]_
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M*.)- $PHTHSI*J0&%F%CUL RQ@WO6];UO6];^&\->+YI_>0D 2^ .X0 "$
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MB3=>UG''&3*$2^0N#)7W)$-C#*X/RMO;VIO5OBA$SE&J32$J8D:C8A%E%A^
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MD_JTO'L!>QK=;_\ )=[#KXF?'\FLC5_NG^NCLQ  )=7A  (0 ! M   &M!"
M(8]K00A#K6M!"'6OAK6OR:UE<>O\J'/$I0$=ZI_#OU%SE*A$D,USTET; !N!
MQ/S'T-R?KKN1*Q24@G_T-;%WW:9Q3_W=:/2@W\-_W,-[W'ES^4*N,+MFODCO
M'Q:\HV,0K ^^,B)6)='<+(O )1H'1G.DI<>8^?6MY7#%\L*8?6&<^6*2@;,T
M<2XC%H!>B_R1O:=DM]>3KURN"L+K+QX4_P!+60NZ*JF\+!Y,Z_K]C!#E?1E
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MW>JCK^/5^79DX761.2(XE&C32";.36TLBM^4)?=&G3GC:&)&F"60$H@LE,
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MXS 86Q_/N3I]%B4.944>CC3]3>ECB\./TYG;B2??5J#U)WH]9I@Q[$+9.?%
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M1!;=+\Q0]@LMG2?),$VDC[.[-D$8)_?->N)+[2EDS,B:OVSS ?,-ORI_M&F
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MAO2_9:7.+1D\INMI?9*7'XS%PKT<+NJ?0R/AVRQ!G86!*8E8&%,4,1"4KW1
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MGK2:5UW"38L5,FCYIHM!77-&QL^'/%E-B94F:YH\,CBH-6D'KB#=DKC!'EZ
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MH!R@W6#;%\<L]6"53T7#?)1)KAOZ]/+9(>(J7:[5GE:<Q\X<_P#451\VS@J
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M:^.!\A\DUE%GN(5!9PS=#'K24<--9<9VKPIB^=&^*+JODAID/4=R=6<.]DW
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MR1+\#M?1RS?"[7573UH^J0VR#^MH1+F52$10'>)3:];A97E"/U!]6B'1C=3
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M0<H?Q#0+*\>_SOO4W\,F P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO\ R)4[
M_FKKW_NDT97AO-M3"& P&!\93L'_ $MNH_Z1=V_QER;(]VOQGL^L9XRO[-SQ
M\_T(.4/XAH%E>/?YWWJ;^&3 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M0E5Q5-]QEF/"!0=+JHU.V"S00UQ(<5J0I"5/(NF1L<E(6(DY2LL\@DG>@*-
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M0GH NPHFXR*0+:X4*&) @5)JY<D(6QR^77+Q!5'!]S1'Q $9;,25)/"& P&
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MTBE4=8<=V+'H#=<>KM^<I)64C:I['1R^LK+KQ>^ITLC21B=1\@\TA&X!&K(
M1H9@]"-V236-M9,6?&HOP[RU2".<5^27L*[Z_CB]!Q)V'T+SI"HA6Y;RQG39
MDK>2P"#UH&3.4A>)7\I()/+9P26ZN28DM(E2B]TI!O9.P&ENG[36=8WS1$J\
MPS[,ZTD]Z07QX(:/EYC8X32+U;,.@#[J@$?>D0UJ?Y)]D;6IK6</3)\P24M
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M=7WY2;=)NG.R96WQ?F;E.FOJC X6"\6._NNZ:8C'J8N\G.;4SC B$3R]/I@
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M83B3W4[LCL[.\KD[K-9:W-$99XZC0'"3Z6*U0A%H]^Z3LUFLVVMQ4NX?U_T
MG\C50\,VA&:B3DR#QPH.I[->X2GEZA8WWLWVPCK.71V%/#R_A2GU5[IIIC>!
M:U_5OW 1FJ=^K982=L[;M/5F'?O7=B<IR#A-G@##"WLGJ/NZD^7)P;,$+XM-
M8X+8Z:3JWUZBGT60,($LM2@80 2'+-+$9>S-B,3&_#0<)KK++^(]?W+WH_\
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MR^RFGR.F.?>:>0F^@DL'33V#T==TUM]/UK95:-K$%T0.)RF)-Q-45I.)VQE
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M9J(@;JA0+3"RC%B)(O$864:((=F%AT+>M;W\,.;W& P& P& P& P& P& P&
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M;WK6]@%OK@L&Q WO7Q"+8![U\=?E^&]Z_P!W!/ZK[OZ\@_\ :R^"K_MWWO\
MZM;%@U^&W\*Z.4N6&>=^1_RL4!8_:?:_*=SN75;WT/ :XH#H!MIZ-6[3%QH
M2".3EE8G.'2,^:/49("6WN:I(H$!&3M*G&46,HS6&MK^DLDLPN$YD\;E)T%U
MF[](I^K^K>C.AF6DC:7=$_15[Q6UG".51+)@"7MJ!2UHH.P25I;CY9&%1[?L
MU0%(-0%7L)8S-"V Q=K=<8DC1G@U3D%0WR6G%D$EG*?,)W*-2: L #% BW.
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MRC\Y3_MOMWEV_P!G[HN6]6RI.?>A6RH8[9E,71MFED'M]OB3E!'APDSXJ;3
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M\E7==Y6Y.G& 1R&U59-XQINJFTW\NP(J_P H"*C(O#6E(K8(G$V=Q>] TH-
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M?N7A6_2646$( !^._P"YK6L,[?*^[EXC%73:X?PELXC$%;U[V\,3]:UA*V5
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M+QX>2+E7@0/3\TZXYNZW@]SN\3AEV*D$SZ/Y744_#Q2=J=G&S&U,@=Y?44Q
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MAN9:SE]S\G?B1JEK]*<OG-D=T>1J%Q!L(T/9SO(Y%44<;&=E+T64>9L3RO4
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M*,UAVVOZ2R2S"X3F3QN4G076;OTBGZOZMZ,Z&9:2-I=T3]%7O%;6<(Y5$LF
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MNUR<D) 'IU9VH@N0R,TL!1&OFY-(!*G \6P!$,]2,6]?'>\KE;FVJR/Q%/\
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MF\"V>:Z3O,5-CM2$ERH?/UJPV[JA$-_E+.*'6A7Y2LB(RDH3 ]M6W@QI)7'
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M0UO@73M,P^WXVS+S'1@+D2=8E>8TY'EEE*5\5E;&L:95%E:PDD #S&]:F$>
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MW._/4TM*P*4JYCK>2W.BK!ML0<;5/29C=FVF8F=!:P;6N(FNA\1B#=$(B?M
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ME&_GPD%;4!0KR *!$$B,T(1)6P%FUUY-7U=XP>!Z79V9EK3F6!1H##:$+N=
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M,M/DF7&S!'53 ;&("G&RN3TLCC(7'F,\9(?IJ-'\QL8C#_=-WL>$S<8Z(_\
M2?C,X4ZZF:2R.@.<XC,[%2(B6T5@-3I+Z\G#BVI2 I4;:_2ZM))#I!)&Y F
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MAMEB;#V9)/':03NQ)6RM:M+M L0QA[LV5S%?%"%R 8R#]-@TGOD&F%C]0##
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M))* $LHHHL.@%EEE@UH "P UK6M:UK6M:^&L,/TP& P& P& P& P& P& P&
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MA$CWA:I+:FI!.U '!M9482BD#44(02] UZ]F;)=)M.<X5Y?/%I6;TSY8^QI
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M9$=/;]&MRF-/L<U(XLZ+&.3L&WQK5-FGN./;><G7L[\U?->^C5$& .3J"P&
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MI_J*90(D8RM@%LN^TVVX<EI&&# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8'Q"<CWOM147_D2IW_-77O\
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M\/M<O-!"0/U^O/'E<Z.8@1ZT?]2M"3U?+)79BY-LGW!* NMBR!R.*_*8+8#
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MBW>3R2SE."4=9^=KE2.U:PM'7*&YN=NM(XQMS):',TDH*Z7BPC;$1IR&Y>5
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MX[G]>,0V:Z9NW7CT\[?='0->/]+S7OJK+DG$0I27E 3SBNZ0JNBYI#ZA(L)
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M; A+0L#&K4[V>J+V9HGT%Z&:(!8C6EDVEO)8\P)3T3$RHU0/:4I&EM2J"_4
M?MGD(R2C0>LL0RQ^@P&]?$.]ZW_N;^&&:]M@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,"(O?M5SB\N'NNJ9K)H+D%B6KSE<-?0=C-<FQG*=I7+8(]L;$W&.ST
ML;VAM+5N2TL&SU)Y)!6M^H8PAUO>&M;)M+>664\;0&6U3R%RK5T^:?H,ZK;F
MZC8#-&/Y]M=/HLMAU8Q>/2-I^ILJQQ9W'Z<\-QQ/OI%!Z8[T>LHP8-A%LEXV
MW\I(X0P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P&!\0G(][[45%_Y$J=_P U=>_]TFC*
M\-YMJ80P& P/C*=@_P"EMU'_ $B[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?Q#
M0+*\>_SOO4W\,F P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO_(E3O^:NO?\
MNDT97AO-M3"& P&!\93L'_2VZC_I%W;_ !ER;(]VOQGL^L9XRO[-SQ\_T(.4
M/XAH%E>/?YWWJ;^&3 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M& P& P& P& P& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO_(E3O\
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MSVL41RM\)9F E2K>4L+ O-+ F"!*8IV0$9VB]'&#;7MV[4U\,F P& P& P&
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MX# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M)""$J4@E,E3$EITR9.6 DA.02 )9)!!)80EE$E%AT$(0ZT$(=:UK7PRO(_;
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M"?LIVG9DJE'VNG+"P+XQ&_LW&%Y#DO\ G51/R: XM0=Z"AA'L:63QV6\>/\
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M*RRA)S%"0XL(]C*'H*-^:R[</16Y%^5/)+X&>WK_ +;X[Y/DO<'%70)AZH4
MK@YS53!M9$4A<7Z'1UR;(FS2V9,$XK$4C6-R5S!'W9H=6M8<9HL"@9A2&-=V
MODUDVN-H_J2\J>2KSP=P\_6YV/RC(.(N+N?34Z\N 6,8O)E;DQ+Y$W2*5QM
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MI0G3KG- 9(:.J%ODJ!,4I^8][Z^E 7HH1>]&[WL0"XDXW?@M2\DO5%_<S/\
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MTPMD2DIA5;;V8*+;21I0J4C,$,PZ.UVUUTNN<U)S^;+TC^UH?SC_ .;Y=_\
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MZ:D.9NA[8=(-3-JD6 Q5W2ED31_KM>^0CE8ML:; 9HS&W5PACPJ4,*\D*5Q
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MNUL[;RB;>&3 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8'Q"<CWOM147_D2IW_-77O_ '2:,KPWFVIA# 8#
M ^,IV#_I;=1_TB[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?Q#0+*\>_P [[U-_
M#)@,!@,!@,#2'1_1],<D4Q,NA.A)E]W]05_]GOM=+OL]*Y7](^U<K8X0P?\
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MO;$ZIU*L+224RA,'H*<DC81EZKCY._/[\UDW1_1],<D4Q,NA.A)E]W]05_\
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MZ2_($;.( 8<$:@@)@UUVVN(U?T5Y6.#^3(M24TZ)N=ZJV-=%Q8^94\XO=(]
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M,0KL^KW"?.3HE9&I,YHIK%XN\O"\>R6]L8[%E459:Z>UK@I])*<M(ZG"//&
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MUX[1G$N\A'(,&ZSAG#,DML2;JBP&Y"[16J&ZO[1D"E<WN+6]/:92MED>A+K
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MRI:W^P6F^1D\ZKGCJ4/R/Y8DI.4G^5=70T'H"6 (/3\-!UK7PT7Q3%VGY_\
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M+SGHC9&S35@=?66"+I6??N&#(T*.^_ZZVZ\ZZXOQ)7(9G4/C2G\OC[:);/\
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M*X6V\VR,(8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# ^(3D>]]J*
MB_\ (E3O^:NO?^Z31E>&\VU,(8# 8'QE.P?]+;J/^D7=O\9<FR/=K\9[/K&>
M,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP& P& P&!73Y9>1;)[O\?U^\IU$]P>.
M6':GW5_9YYL=R?FB&(_L/=5<6.[?67&,1J7OB?YACAZDI/[#<H]:L901^V6(
M9H#6FTUVEO)^/BBX]L'AOQ[T1R3<[K I9.JT)MA/*7"OUSV^P1T(GUSV38;>
M0VJY7&(D\+201^9)R%85+:0'2D!H Z,+T$P8WVFVUVBG@GP;=W\07/:-E>'S
MN:'TG7ELN>GA[H&^HN:]0IL-+.5J$;06Y$PRSFQX0,HUII+6NVPHGE"@'\L-
M6I^!AQTPZ?9KM/WG%9=X^N4O)95MN3RZO(/W4Q]'JY% MPN)T_6T3%%*LA2Q
M5(&5Y5RI(G0,E?LRMX(0L!:$DT<>^=&2I.$-7\1&:.K&UTLQK,.+'\/WR#V#
MT"MZON'A'K$GECHVAT5,1]J421@0R6L[(AEO@N!5(XQ/&Q?&YFFT% ^5:SJD
M1QS,[$DC":+Y;9VB#28[^3;68FTS'2=X_/!AT3!>WC/(GY*^F(ITQT4SB.<8
M<UP@,B<(TBEIC2='&R4.;Z_1ROR@(H?'!;)9F1!'TC>B/& TO8/E2@#8<MO)
M+KVZ3$;(\B/B*Z1ZW\MG#'>E<3:D&2H.9/YLGV\CDWDD\;;)=_N7Z7FURRC[
M(L[#6LDC"_Y^,20@A!\Z\(/=7@, =[!6@GBIKO-=+K>=69>2/QZ5'Y+N:W;G
MFU7-TBIR=\0S6N[#8$B->^5]/FA$Y-[8_$-Z[92=Y:U"!V4HW%O$<G^<1*!A
M >G.T2H*,:;72YBF:!>.O\1'2T(9Z!JKRG<^GTC'&DB+QB73.N1/%O1F*H22
MD"!J:1R*EINN&6F;->TGVIDYY[> LLM*>4$ !%QT[O%;FRY646%R%Y"6W@:F
MZ(H;N\QM['KB8()?+.I+$CZMW1V3\PYSEZD4<?HZ^$6,4I83%4L2IDQ"Q,N2
MZ2M1.M)R@Z 456)MKW9L_57'1/A*[5MOORI_(#Y4NK:LNF<T,=%%M9P:C8ZN
M0,?SM</SA*:V3+')Q@M:HF./QF7N9[X:E3-*A0M<31:&J"#8A#-WR:S7MTG"
MM[^0+PIV'<W6[3Y"^"^GU/(O8*9$A1RE>N8Q.\$GAK6Q$QA$[+MH"5:AK6K(
MVE*;G9,K;7QK>$A)7N)2S '#4S":^237MVF=7Z47Q=YT9'>5.37M#R55(IIV
MKI['IC(:HYV@0F7=K((TYDNFH[+GILK2E5^F^3F(""EQ!YSBWE%#,"%*:$0P
MFDNWCQC6<6/_ -45TC^T!?UK'VVI#^;S_P#,;]I)Y]\_^A5_-P_ZO?=K]A_^
MO']]?]8O_*K]]_X1_>V5>^?7V=?^YY^/$5TCY4OYIW\WN;4A#ON(^_;[7??+
M))Y'OJ/WG_<W] ^SGV(K6P_G/D_N\6_.?-?)^W[I'M^[ZC/;'CWFF<]5P'<7
M*,3[BY/NWE6:.ZF/,EOQ0EH*D:-&6XJ(U(F1[:I;#9*!M-/2EN08],(^@6B3
M;.)^8 1LOW"]B]83GK>VYBD3Q6>,KRK\'6+%Z#N'I6A;A\;+.TV_I34S,4N4
M/QKA/FYS&F %ND=2-SZC2.<H=#5BQHW)ES$ *E6=HL:HW6]G3??3:9DO>UQ&
MO"7Y(>![)M%W\1/>%>5O2UH/7VC4T7TA&E+VR,ZXP7RQ2/;L77EL)'$]E0>D
M"1Y3-K4ZJ$Z<A(L$H 6(XR+]FNT_><5K7C]Y#[=JMOZ'=?(QV$@[)D=]-D)C
M*6'-48W&ZPKJ+QA-8:21HXZR)$$5CNC+&3SLHMS"CCS5\2VH@)ABG7M^Q6-M
MM;CMF,*5(#X%/)WPG=5DN?BV\@]>5%1EJN8/K;%:[*N=I.U1].8H,94:N*N5
M76O 9G)8J2XJ$J1[T)C7F$BWO0B/=,!J8=/LTVG[SBS+BK\/[U-R=Y6ZB[EE
M?25?7S7\;)L.36S+IH^SI-?4^L^U*)L.$S!\21<4$=(L!J'8TXT<3\Y*SE>V
MLL1Q@]J-Z383;R3;3MQBNL[*XN3/M/\ #_\ 4_5WE=MONB)])5Y0\!D)==2B
MI9;#GJ;K;W@5H5515=PN'OBV*;@;;$SFD%CP;9QVDLJ*5?2C F@%H_XILCMK
MY)-.W&:PN?>!3R=]V756SGY2?(/7ENT953F/Z(Q50RKFF3NL?4&)S'I&DBK;
M5U40&&265$MR=*K>]B?%Y9(=;V(_VBP;87[--9^DXNEGJ6D*<M'D*ZN<Y\LC
M4&J*349*("O7.2A VLE>Q@N,G-3+)RS' TM&VD0(],F6I3C-Z+3G(BQ?']SE
M<9;-L]7%Q^$XXY43;H^Y>R).$MXBO.D>6T[4[MH*DYL4V/8P%9TI=HT>N3D*
M$Y<?KTY24:7LL@8BY8$0@Z$(>LD>CS;8G;ZN^[*\RM;RO>.]D\F_(KUSFMF!
M=?REMF$=LVM)JI:QO;:P3V+HWII3#>&HE2C4JFEWCDF<VX\1)H3B K/> $S9
M?M&&]-NS;*L#D+QQ>7VN>7.M.*.G^F*!M2BI/PC:O,/):!E=7OY: S"9Q)WA
MD.'*G@-)1B;&0MA8W#292-:9(%3:E+)(;2QD@$#<:VVTMFTESGBF-X+?'/=O
MC'Y)L2A;ZE-5RV82WHN6VZVN51/<M?HV1&WZM*BAJ-"N63*#P%T+?"W2 K##
M2BT9J?2<TD03A#$,!=3R;3?;,]$=/'=XBND>2/+9W/WI8\VI![J#IO\ G-_8
M..0B23QRLEH^^CI>$W+%_M<SOU:QN,(/D(Q&SR%_R3PO]I>,L!/OE;$>$NV\
MVTFLYP_JBND?V@+^M8^VU(?S>?\ YC?M)//OG_T*OYN'_5[[M?L/_P!>/[Z_
MZQ?^57[[_P (_O;!WSZ^SK_W8]V;X^O.'?$AZ6JVKO(11#;QQTA(9ZC4U]8,
M57?>' *FG8EI#E7#!(F^GI,^+VE:QKA-J@C[0(R0H_4!/LD)A@13B:[>.8MG
M[19QXM_'C#?&5R@Q\XQ>6*Y\]+92]619<Z4MQ;*3*[%DK>R-+HX-;(!0M$T,
MJ!CC3<WI"3%"@[9",)AAFS!BUJL;[=]R]AY.^ XKY)^29CS1(Y:M@+HL>&.;
M0&<)$.G8J+SZ+;5_1ESJR;5(M/3&L1N*I$L3Z.),^75"&4,!P"Q:&FW9ME2]
M7/B#\P[[SRJXHZ%\E=>)N/HW6J^LXE"Z8AY15B3.$ML6"P0VKYG8K]4[%(HM
M7!( @1KRRE<B/,9R]H_@:4, "(Z=^F>Z3]D/+F\=%^>,?\-YY%:$OZ35!+7R
M6] 4S;S$[4_()G(&DMID%R\@0PUO=CII H L3N*=9 !&!"2F/*V4?K>S/5\0
MA-3:;^66>G_VU1XKO'WY8I'XW*CMOQO>0:-49"NF/O376S3MIMHD[;&Y3%+<
MLBHU,MJN:MU76L^Q9S?HE!6H1XVXAG<-+"A&;7#"!. D;[:=^-IR= _AE\.S
M-XN(=9<AF=AI+CZ,NQ6W[L"?-R!R0,3/'690L6-L1C.GA6H=7$M4ZKSE[BY*
M2TQZ]0(H(B0!3%B&<_)OW^SCV_#]\@]@] K>K[AX1ZQ)Y8Z-H=%3$?:E$D8$
M,EK.R(9;X+@52.,3QL7QN9IM!0/E6LZI$<<S.Q)(PFB^6V=H@TD[>3;68FTS
M'2=X_/!AT3!>WC/(GY*^F(ITQT4SB.<8<UP@,B<(TBEIC2='&R4.;Z_1ROR@
M(H?'!;)9F1!'TC>B/& TO8/E2@#8<MO)+KVZ3$21\KGA8+[JL^L^L^<[H6\Q
M]I5 %A31VR4Y+@..R=OC#J<\1@Q^$QB*?F&5Q)>J,$@>$>E A)1;2*DR@L*8
M:2IIY.V=MXZH)E>"+R%=MW!5LP\Q_=T/O:JZ<5G*F"I:-;E;2EDR8Q2V&JVE
M>N1UC2;)$OM04@ 2\.J9J<'Q0C("G)5DC$6J2S#7V:ZS])Q24\\GAVO_ ,FS
M9QXR<Q2>A*Y9^<4%UM;RV6J^SB*(/IL_3TLDB2"')8%6=@$C2-"6ME99Y9^D
M02 #3Z*T;K8_:J>/>:9SGB\_S\>(KI'RI?S3OYO<VI"'?<1]^WVN^^623R/?
M4?O/^YOZ!]G/L16MA_.?)_=XM^<^:^3]OW2/;]WU&>V/'O-,YZK%_++R+9/=
M_C^OWE.HGN#QRP[4^ZO[//-CN3\T0Q']A[JKBQW;ZRXQB-2]\3_,,</4E)_8
M;E'K5C*"/VRQ#- 8TVFNTMY-?>/3Q\R+GGQ4P[QX=)ND-EK@;7W0]9V<X5@Z
MOCG$W2,7G8]LORDB/NLIB\4>3#@0ZQ"R#A*&PC1:P)@0Z,+"$P9=ML[]T5(^
M/OP^>67QI= Q:(4GV#2<LX(D%YLM@7- ER-Q99S*HZ@3$-;JOTP.M828<9E+
ME'6U(F$%BEI!#@<D3@6^I,5K6HWMOIO,V?MA)CQW>(KI'DCRV=S]Z6/-J0>Z
M@Z;_ )S?V#CD(DD\<K):/OHZ7A-RQ?[7,[]6L;C"#Y",1L\A?\D\+_:7C+ 3
M[Y6Q'AJ;;S;2:SG#^J*Z1_: OZUC[;4A_-Y_^8W[23S[Y_\ 0J_FX?\ 5[[M
M?L/_ ->/[Z_ZQ?\ E5^^_P#"/[VP=\^OLZ_]SS\>(KI'RI?S3OYO<VI"'?<1
M]^WVN^^623R/?4?O/^YOZ!]G/L16MA_.?)_=XM^<^:^3]OW2/;]WU&>V/'O-
M,YZMV>53PWIN]K"J;IZCKQ>N7NR*,(;D,'M9H;U"]J>FAE>5DA8&]_"TKFE_
M:':-O;BH.;W5(<=LHE2>0>D5 &3M.33?MG;9G5&-OX2_$.V8K887?/E8I.(5
M2W.S9M^>:(K<""T9:Q)5"?YTM>YL]0TZYM*]4AV<3Z$+^02/8@C,V,>M;!.*
M]WBG*<68>1'Q%=(];^6SACO2N)M2#)4',G\V3[>1R;R2>-MDN_W+]+S:Y91]
MD6=AK621A?\ /QB2$$(/G7A![J\!@#O8*T$\5-=YKI=;SJ1?G2\<]V^3CDFN
MZ%H64U7$IA$NBXE;KDY6Z]RUAC9\;8:TMV&K$*%9#8//G0Q\,=)\C,**,1E)
M]IRCA".",( &$\>TTVS?1-:F.5@,WCTJCB.Z#VE] U<9P7E:V5,16+5#$\ 0
MT@UU).SXPX/#4TN)[2X:*5"1'*D*8\1(P",(+%L1>C-O[=T]5 WC[\/GEE\:
M70,6B%)]@TG+.")!>;+8%S0)<C<66<RJ.H$Q#6ZK],#K6$F'&92Y1UM2)A!8
MI:00X')$X%OJ3%:UJ.FV^F\S9^V'6+E<7+KTEX'^E:X[!F_<?B1ZUCW*=GV>
M>_NDXK>>M"LVO#7N4NJ=[E &Y8BBUB-*R%R5[+^HCC[K&'!&WN!01I3 E>P0
MC.L\DNO;O,PYM\#G25B=@PCN'RU=;L/5]FUB>P.\(KB#-"PNOB7Z-.BA^C93
M@L7QJOVI'!XN_G"7E1]JC+>C<%IFQJ1>S[Z=66^237MTF(V[Y^/$5TCY4OYI
MW\WN;4A#ON(^_;[7??+))Y'OJ/WG_<W] ^SGV(K6P_G/D_N\6_.?-?)^W[I'
MM^[ZC/;)X]YIG/5T6X<E(7XCO^QD[(_\UY_UJJ-PZ>+^R.?OQ7>/ORQ2/QN5
M';?C>\@T:HR%=,?>FNMFG;3;1)VV-RF*6Y9%1J9;5<U;JNM9]BSF_1*"M0CQ
MMQ#.X:6%",VN&$"<!,=-]M._&TY.@?PR^'9F\7$.LN0S.PTEQ]&78K;]V!/F
MY Y(&)GCK,H6+&V(QG3PK4.KB6J=5YR]Q<E):8]>H$4$1( IBQ#.?DW[_9HS
MP#^(KI'Q6_SL?YPDVI"8_?O]Q/V1^YJ23R0_3ONP^^3Z_P#:/[;UK7GR?SGW
MAHOD_E?G/<]H_P!SVO27[E7R;S?&.C9/E<\+!?=5GUGUGSG="WF/M*H L*:.
MV2G)<!QV3M\8=3GB,&/PF,13\PRN)+U1@D#PCTH$)*+:14F4%A3#2$T\G;.V
M\=4$RO!%Y"NV[@JV8>8_NZ'WM5=.*SE3!4M&MRMI2R9,8I;#5;2O7(ZQI-DB
M7VH*0 )>'5,U.#XH1D!3DJR1B+5)9AK[-=9^DXK O,IX_P#M7ORIZFY1Y<L"
M@Z0YA3NC(Y7G]KI#/VF821OC"Y 7#8;%8C#JS?XXHAL.3(_J@4BIV1!<'4A"
M#>DA:+1Q]9\>VNMS<Y10\F?X?95=K-Q[,/'?*J^YYOCDQ@A%9M$CFKU)HFVO
ME>UTGVYP24J9) X--9 ?:\.EB0)Q*XQ'KYXIP/$H/T),F (UIY<9[N,KH,K9
MIL-[H.*Q3K1)5CC9[S70HW=Z& .CL\55)G,QH-:IBKCQDKCD/>?LQ(T8C%)B
M14@*VA I$FV,\!6E!IRN,_KR<!O@_P#'Q'9UYI+,:V&1HK.YW\?%H69.F6:(
M%/U:,RF0L$Q<H51:M&MT2%$)X7.K83( *2 [)4;C0]E&F%Z*,W'I\FV/'^:^
MC'E>52[YTO'/=ODXY)KNA:%E-5Q*81+HN)6ZY.5NO<M88V?&V&M+=AJQ"A60
MV#SYT,?#'2?(S"BC$92?:<HX0C@C" !AT\>TTVS?1'3R(^(KI'K?Q)\,<%UQ
M-J09+?YD_FR?;R1S>23QMK9W^Y?FB;4U*/LB\,-:R23K_GY/)"#T'SK.@]U
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MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&!\0G
M(][[45%_Y$J=_P U=>_]TFC*\-YMJ80P& P/C*=@_P"EMU'_ $B[M_C+DV1[
MM?C/9]8SQE?V;GCY_H0<H?Q#0+*\>_SOO4W\,F P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP/B$Y'O?:BHO_(E3O^:NO?\ NDT97AO-M3"& P&!\93L'_2VZC_I%W;_ !ER
M;(]VOQGL^L9XRO[-SQ\_T(.4/XAH%E>/?YWWJ;^&3 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M.P?]+;J/^D7=O\9<FR/=K\9[/K&>,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP&
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M4_N^CU>V#X^G0VF+8W]A# 8# 8# 8%9_F%Z8L7D?QS]'W94+F6Q6HV-,+AD
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M(X[%I/+E4]D0)18$ZL5T=YBX,C$PN;Z<[SV0R%<D.<T<>3C.(2C(2>_ZS %
MV,6'/;:[7-5X?B(GAZC_ (G[[>XX(.GYJG7-RYHT/>M%&."?I"JAI2%&MFDA
M&F4&ZT6:$0PA&6+81;UK>\5OQ?/BC=VOXJZAI3B6^.POO"O5Q\A5(4[,NBA]
MCANVS29ZZW% 8VLF[B6CBY,H!6C'6[BO;C6M)'D;,4@;64P))(?<#LX9==[=
MNW_C>CWU+>+BJ>V.0(-UYV;++;L?L[H:F6N]4MVL=PV="C.?U-CQ@F>02%T)
M"8E,T$#A44K)O=$1):7:)9IS6)S3U8SM&A 6+O==NW7XY2$\?MV']<^%.FK6
M[ NMVKLN<T_+(Y<5ZM]D JB0)62#63*ZV,ER^T##FT47?I,QQ,C;DX@-).$I
M6';+,"8,(]$VF/)C6*&>V;E\,W+U2*^AO%K?3]$>V:2G=>R>'O5?SSKF=L5M
M-.Y]'&FQ:\LV1SA9):TET6DT27+3U(5S@2-48FT4 \0#C2#S>LWMQO/UOLNV
MN%<=RSYE>4NA4X5#;4'DAI=VY4LS0SS=-#5T!7"0%A4?)'/6]")%(9I&R-11
M"$O?[L"88MAUZ1"V8G'2SK'MI&</K?S@1&)%'GK*K\7'/JB>RE* _6VQ1T_U
M8B AA;8[(-#$2X?9ZG&X3PB,,#L:)PUH8=!%L(MCX^/\V_X7@X<W(]XY/'[#
M^\YSY%7?JN361*Z!J7R@]<,U/TC%[&FU=1(=F'S="]S>T9D="7AD=Y:\(V8Q
MA:6(DY9I$TITZ[TI]B6F#%';?;MQCGAKF3=;^.?LSL7LYT\J5^2Y-6G/'0DL
MYQY;Y,3*>AFRL6QAJ<U.SRV^).71#4)/*YE84P*.VB$X.7NMZ9,,L:<16D6R
M2XVUUG9SLXMZ\$3?GSHN[?(%XN>>[OG=W\%VQR:99-)K9T=:3N[<ZO4B5E5;
M:-:0M^MY US58PL[_,&F2,P=C- UJ/3LH\2H:DX=3;,DWORRFCP'W"LJKPRR
M2WKR]G[S_'Q";FY^N5@6J31*#;0Y6&X0V.1!4J,T0><^2YL21\GU#V 1BMRU
MZA:WO>]&=M<^3$Y7_P"4/E:_H[@WP_<<T_6\F6Q/N/R7=%UQ"Y5;3FFTXR&"
M6WV:\NT^G$X6I!G%EZD\ @Y)$?)&1L/RBA*6>4+W2@F;C7#;>V_&3_">2CP*
M<2 A) F5WZ'8^E$#6:<V]HI>C;I,Z)(L$Q.9O=CJW84Y!%ESH<Y&>^<AVV@;
MS-:T#10-Z"8&L_9MGICT5)]4=4VST;^';Z<.Z/<DSS>/,?5,+Y:N6:HD@$J:
M<2>D.I:<)'-=($9!912UUCKLBVM]D&@'KRSS2P%A,T4"-R2>3ARL6-5P*3><
M>0-]O2-X6PSQ0P*;+BJUJ%J>=(IWV].X!(3T9L\O/;2H"YP2BHT_-O\ Q5"S
MS"75W5E;4NQ1 2TQ&JS?_'P_Y_X:K\O?4U,QKJ_D_P ?5Z7C*>5..GBGI%>M
M_.%5)YLR/MHQME>%<#J3GME<ZICSK*8?"USM&W%2]!1%D%*6T@M.$Q.,)0A#
M27MNTX[(6-W37C;Y.ZUXAE7B:NR:!9[8Z-@W._4W,B95TZ\5C,JIMG:J.I;E
M.;;O:%:!HFE4R3Y$TE2WN"90H"?H BC"Q*_<-8VNMF_IP=E.'!R9R+Q1\ C\
MXL7YW%SZDW3<@\:4FNYWAGWBV[HI7:!/30(J5*?K>I_J2$&!8#1)_E"E@$&]
M;]>R/<_=8=N_;Z\]<I*>6VIY5+>[O!Y3--SMZI96XRWL*$HIM$U114LAE<)J
M,K]OG?V)>'7YL;1-!5:G<T;*Z;]Q6W.9I"LKU'E ^)-+^NUK6_DLX:H+Q?\
M/[9Y!>)T-D4]?M"V_2*R2O2:Y[:FA=[PJ;6G&('-(#;;?8TWE#3*6^2D2P:D
MTXPLLX*@.]Z&'0OR#3:[WMVY5,;R"&FE^6/P7@+,,  ^<=[%'A ,00G%:YPC
MI^BS0AWK1A>CB0#UK?QUZ@:W_=UK":_#9"CMI!0)/DQMS?F-164+BV6P2F63
M@&5G26W&7E&(OI3"LW>**SG*J7YE;XI<CU.M!VD6/VMEF,N@>LTH@M'O#6N>
MS]/EU=!_+=24C25'0J"<X+C'&DRR'"1UZLU9$BMIN4,4P<U<H)-8)[*)'+79
M\C1ICJ(3>+;BI)+2;  D7M!#K1RMMN;S5*_B"=6 .A.'4U3O+7'+1</*#R>U
M5S(GQM*>69@G+NUVFV15\=6<\8$SNW-+XK(4')3OB0H++V68$18A!V;\?.YY
M8?IT!X0.<D])SNQ*AF/0$6[DBD-D,WAO9BCH.Y'.YGVW65I4O:5]F1RN;&1I
M<URI^1%%N*%*WI"2DH]A2:3B  6A/)<XOQ]$+>Y.KY[U?^&48.I'[V#+0FK9
MSH;)CT*4;8D>9[".K(1 9(X%($9J;2-))9#%5!XB"1EEA+4[ 7Z0?#6HUKK)
MY<=$B^@J?8O$'Q?TCY&6Q[GMQ^0^85 Q0&<W-9$YE4L;)-:UT6! VH!K/63F
MZ$UY&X3")VM2J&9J1-:?21F;"D&Q"*V9ZJDO?M-?^+<=9^"CE:15=&GCKAPN
MCHCK5[:4$BLCIJ27]=3-8:.RUR1.M<5E=ZCLZ:F*&,,5=Q#)94A:(T)*,H!:
MC:C6QZ$2^2Y_7A&M.-(I(NN:M\E/B0[<F$AOG7*-E,]6QJ\Y.:2;9\BJ6THZ
MLG7/\W?WK1>PK+DKH3&%;IVWZAFJ"DWOZ-V TP\NW"S?7AE#>*V3V7U^_1SP
M+W$].35/Z!?E@>\^GXV\%MRFV^(H 7"G"I!P944Z*9 FG_1;?+6=KD)IV_FD
M)91QRG1_SBP@DMFNO_DG*\O=/NM8FR\'^:$ZK(HWIHASWY'N6F976T3;M;21
MN.]!<6,J)A<8K%FG6@H&=O540XZ<5'L;T8J6?#9@1[UH83-_;QYZR_Y9'29I
MO6WFBZ4NK:@QQJ7QU4^P<I5N *D1K,JZ(MSU3B[90VZ)"$&GV&Q/9<57EF"%
M[>E&O@'U;^(1?U\<G6KP<.;EYZ3C7X=1JMBQV[J._P!?<E^O<IEKQ*WL?0/5
MMSSF$.SH^+'!5'&A/1;\]1VN$D)7+OED;4G1(Q-Q9!9)P!"*WAUGVXX3@RWQ
MD0JIO)#XW[7J;II=)>K*?Y@[3O\ @?/DUL>36"SSI^@%8LP#J=E,K>F]RB,R
M6O2"&VBK1A(<MAV4C$40:0'9  %C?]=\SA;'N/PXW&'-$4X*Y<[!8*R);^C9
MW";>8)79&I5.5!SLT"N^=LNT8XPKDRB%I _3(N@*]:=M*,U\OH7J]0AB$/+M
M>ZSHZ0<.3EYZ3C7X=1JMBQV[J._U]R7Z]RF6O$K>Q] ]6W/.80[.CXL<%4<:
M$]%OSU':X20E<N^61M2=$C$W%D%DG $(K>'6?;CA.#$^8KWDUP^ SRE-ZNTY
MA;\6Y_\ ZP"A:2M.=*G@^P)12<(KC4AJUTE3@^I4$B,>DS%+0$E_.E%*DR8D
MD@0"_9T ,6S'DGYPW3RGX=J)ZJX5H&YNGI!:\VZNM?FFLY)$[L0W%9\95<_-
MS[7K2XU5#Z;A\1F;3!8U'*P8E3>6,C:)3MY7D'JEIAXS_P!Q4N]FV)\<H]/L
MVO7KKP"\S=RFO3K*NM>#)LFZ002U6I."YSA7R#;<P@]@#D;H0$Y>]-TKJJ-*
M7)V^8!O;HO1A-4EB%^7(O">2Z_\ &_\ RGCY8+\+Z(XHY@H7GN3*4\D\K]@T
MA65=/K:>46[L]&SA*S6C:E@^R6%3L;6QUD0%*X^CU>T6ZZW\?]S=9TF-K;_Q
M7=0Z)1Z 1&*P2)-I3-%(5'&.)1EH3B,$0U1Z.-B5G96TD1HAFB*0MJ,HH.Q"
MV+>@Z^.][PY\^+F$\C'C>XL=O*[XP$KA2:901V!:?<+_ -&%[G-FEZLAW8J9
M;ITU+#MDS0L49$DE;@<KT!EVW%CV/VQ!$5K0-';3;;LOXD2B\G]706B6SPI5
M!5#']D*Y@_EDY+C,8C2=S>',IN8D;?8BE.WC<'QP<W=Q++4!T9ZE2@\S8]:%
ML6]ZUO1G2Y[K>>&NNNZ/7=)^=RNJ*66#,J_JB:^+X3[?B&N)"Z0>8VG7D/Z:
MEVT-8$SN/')))%V-_F;NU&O!S>>F6JV9(J0EJ"0JQBPNMQX\]<M(]3\2).0.
MXN)>7N#K5MGE.E/).1<E5])0Z&V=/7\I&Q44W06UW*:5,KF\ADBRM;5E,)*<
MXWM\1G;,2)%XQD%%G#,,&77;NUMVXV-K=8<DU!XJKA\??2'$I,[J=RM/N:C>
M2N@8@?;5H3J)7?5=\?:5O>UDY9+$E<L3.4TCZYJTO;W,(B30+1^\9[AA9(BB
M:V[RS;T>N\MW7E,N??%&\$]47]-N>.-&_G]TZ2Z#.KU18C9(+_D+O-%T'K.B
M7.0U.TO4Z8H:E$PJWIU"GTD)7I_WH2@M0!(87#27M[I,[91<KCIGQV\O=R<+
MIO%!=<R.KV_;F;.;NGN7]*NE'*KG:/V.GTR5O<K>EO%O$W1R90*<GIR3%")9
M\PL3K/:T4$L:P1U6S:ZWOYQV&X<7*Y4W(;?V-YG/,9"+@D4T.Y:C#MQ\_6)3
MT1F,GK]ON.QUO/K>AKE-8$CA+@R2EV@D+92GY6:QE."5(X.:I"<I">6D]D4=
MKMVZ:XYI 1&L$?BQ\J7)5 <^/<Z;>-/(7!KW8EM$2B?2NP(C4=[43%4UAE3J
MN39P]O;[&4TU95Y#<J1 5&E'FF&"%\2R$922I\]+;\HK[DW6_CG[,[%[.=/*
ME?DN35ISQT)+.<>6^3$RGH9LK%L8:G-3L\MOB3ET0U"3RN96%,"CMHA.#E[K
M>F3#+&G$5I%LF-8VUUG9SLXM^>/>4<D=+]']F>,2O; FG5WC<F%)UST55,6L
M5^O A13SY%[)B[?8%,QR93D<5LXZ'IIJI8I WD@5")1_'9?O&F'+!&U-LR3>
M\-F0>%KQ[<>HKT\@-G)J<3%SGEKRD]%5K0S[N:6,8* PF*,L/+C[(4WFS ;5
M(0MP7M5Z5#L0O5#V;\1FBV$'I)OMMB?F-KP>J"O,)VAW-KJ22S]SXNXLNS?*
MU3\N12>RZOH'/K2A*$E=:5IW"=!7B-OTU7IG8Y.6RI356D2="JV7LL7I-$I&
M>S68^5ZO"NVFV_PX]0\2VKR=(K!C'(_4_1\,X]Z&Y<?YS-;%K-JDUM(G'5;7
M)78)X_R%R@4C979C/VZC)4[*7$ *( $L S0F0E[Y9?E)EJ\GD)L[7\T7E5IN
MU)7,&[EIDC7$%@6Y5M?2^05TNNB>F4$F9:S9YO*8@O:9,HKR/-QDA7*FY(J2
M;5NOT\XPS>DH Y3N[?'+.?%ZOR.WES55O5_*'BONB\+!YE\?51\GH+7M)'#'
M^W%LMO MK?C*LIGGU]GL'32RU28HV((H>[NYPSRA.A.O0:K"J"D-+BZR]MWD
MSMEI>N.F?';R]W)PNF\4%US(ZO;]N9LYNZ>Y?TJZ4<JN=H_8Z?3)6]RMZ6\6
M\3=')E IR>G),4(EGS"Q.L]K102QK!'4LVNM[^<=AN'%SU>-RCZNZ:C_ )IZ
M/O*+!GM62_R^=)D2&)JGB0,Q*XE@7U1,6@LMSC3JS/: **3-"=9KY923ZC ;
MT+U!$,(CIM;.VSGAH[P9>/WD-/).OKU)I]."UN>?*'V!5U.RS4TL;8X; X7N
M-,<98"F?<OW'WHML:GY65[[DD6*CM';$::,00B"B^3:\)TQ'4-AR<\/CR#<J
MZM//:CY_5H"KWWY(N\T='G/AZ8#.BM$^OHL. "5F.7K;4R N8J$YIFS]?+:V
M(0C=>G8_C'7;'ZYY8B-WC&ISQ9V^Y4_&;@)N&'^6NL?LE*KS9^B[HZ*K_I20
MWO$34,FFL@:VZ06$WQNTX.Y/Z%0<0F;R%Z10P!")8E!^^;U5WN\XSX.J_#BH
MZ\50%'-727DA\>+TH,(8J@O-'T_SZ6J'O23^;UU$WF29/'6 9@0&&--6S!I4
MMBD9GP]*I3L(-B!KXZ.F_&3;\(55YU%(*HY9\Q/F];4B:1O-N60XUSRH!S,-
M=8^34%$OZ+FRF90F3",ULECE-EO"AV>$1/L:6A;@;V9^4!@#6,W7Q_\ 5+FC
M?"7S99M0PRS.WUUO].=>V+"6:46=?$NO6WV20QR829L+>EK'5K9"YK'(M!HK
M!W)QVF9TZ1 $&B4A6S B $)0#-\EEQKPU:NXYJAHZ.DO<'B/[_62?K2,<$W-
M4<\I>P[&E$O:)]*:EN*!2*2521.9A$'^-OLOE< 97%6A4N!IVRU?SF@;+T%.
M2$N+M<8WUX98I^&]XRYIC_%5*=<M%9)TG0[LY]%0MPL;[438\]1&4-Z3^+)6
MW[-JI*=#BO:86%(G]X#>%0+17JV/8Q#$*GEVO=CHKZJ3K3Q2=VR6Y.D?*MT)
M,I/,W^V[!C-$<U*%G4K)6W.%'19[/8X*4S(J,9VMC=+(EK<F$XN[R-:><8(\
MK6BTYH#,-6;:XFD3/\>?D*8ZHISRXQ2K[9F73W._ T)U?O(MC6=N;*Y0]US+
M*FE\R%2[N^SQHC4K=VNL+!AHV9(H7%?,[(5B" X:<LC0";:YNO2WFW'PIXFJ
M,Z?YBISKKN=RMWH3KGH^ ,5XO=N.]WW)"G2M2K1:TLPBD4J=G@,XB[%!6V%,
M3DA+("F3"UI40+8/2ET2F*)MO9>W7AK'\^&. V/5O?WFIKJUK&?+;EL,LCCF
M/I['E)Q"J72V$-]26$35SE-'%,646\3;58Z9RGE?L(3%[H6>H,U[AHL'DXZZ
MV+<?(9_H!]Q_T/NF/XEYKASU^4]U+_CF\1W/'4'CXY,L[MD5AW_8DMYVJ\RO
MSE-OVA#HM1E7D1-N)JN'U%$J_ED5CL;5L\2(;UKFO.3*E[C(1J51QH@CT6$Z
M;[V;6:\.+5]=TY='3'(GE_\ $K.++FUNV!Q%8+"/E&V98[+UEIF,+^Q'79S;
M'7Z9^Z-S<'QJ7P[30>N!L)OTUQ&E $*8)102VR;:[]+S2VN?R3NDT\%4<ZS@
MRH2F]NE:=B-"P1K:3"4[H?U1:#@*CY,VQTGT? ;C#Y\0]N)!7H"(1#5O>PA_
MN:,S3_R=O2?X6S<<<\M/)W+%"<Y,YI:HNHZQB\3=G0L9IFG^5IT %<VE!@SO
M@8(^53!6N<C?R!U[BH7P"'7P#HQM<VU4WW AE?<GE&I7QHNT]G\(Y:@?+#UV
M)TLQ5M*GJ"O%VF+[&,J^"57();&%Z"1-\30.9)3@J(3G$:5%*3->H*@M(>G-
MZ_KIW]<X0*\WWC7JKCWQ^2Z;<8JYI2]:&6'1\=OZCS+,L.=598L366W#S(E)
MT<8L>52P$:LJ(V.E9?8=6L:4T]H/7IE 30FZ$$UX]KMM^W-*7S&]<54C[ Y?
MX1Z,Z!FW-7*$MJN6=#])22O!3U%+KC;$;^OAE8T6DD-9,3U,HW&'I_8'-:_C
M3:*TM0E )]X@S18A$TGZW:3-0?;NFO&WR=UKQ#*O$U=DT"SVQT;!N=^IN9$R
MKIUXK&953;.U4=2W*<VW>T*T#1-*IDGR)I*EO<$RA0$_0!%&%B5^X:QM=;-_
M3@MLC_\ XB^P?_//L4_UNCL,7^J>ZOZMN;W?K;CK\0A3<=VO'8&O)_UQ,Z@.
M;S3RW5%:-:)*WL6!(V542+YEM,?9,R!;CAD_EVG<3P["/1@PBC6>VZWIA-V\
M_(LZRSP7M'74!,$ONKI.AH54-=-+&, '-5TQ<RE-23FVQD(A$%&ND,L%8ZKB
M@"V$.P- _CK>M>G=9FO_ ).WI*B)W].HMX]:"\5OBZ=+XE/-]-6JV/S-U1T1
M7FY**>?=K2L.9'^T6B*N,8:)#+6-^Z'LN8& ,<4* T:7WS-#"%(8>7N-:_M;
MOC-Z(679TIXFN*2:AZ'\3=[3N,7;7MPUX"TJ=;G3KAYAW3-(2&1)FJUHU9#?
M<R!9%5#TA:UHGA([&*4QZ90E$8#1BC241-63?;AOR6*=J4*]].>=BM:$+GLK
MKJKK#\7QRKH=57;XKA\^G-2Q7IR4N6JW9YFUB+=H\W2Z=[8R'DU*("I0P@6)
M &%A4#%AG6X\>>N68>0GG>J.28GX6J$H=C=(E5D3\PG..V*/.,NETS4I2Y(X
M6K,'1.?()J^2&1N"8;^YFG%%J%9H2=: $&@A '6AK;MW6\\/1]A4B\=)^=BN
M*%W8DTKBK)WXQ/K?0 :TD3E!YO9590_I::;)JY--V(Y,_1MAE4Q>&K3R:A-(
M7*F9.I1%J"0*C=B&MQX\]<O$Z%Y1J7Q5]6^..X>(032FX_TCV+!N0.AJ@(LB
MP9G6]MQ.W6.0":)7(6:PY/+!$3" KH_LU"M3&$F[V;\!;W\!>L2W?6S;I&U^
MYTLL[G\G](^,9QG=@P'E^#\O/W973C=64I>(.^76%78?W70"IWN71XPA[;(H
MW.Y9:]6F(/3:7D+#=^K2E,C/3$U_73OZYP@#YM_%C07(/!TTN#C,R?T&QHIQ
M2<:N^J6JV+$E57W!!7JV(<U,0WV)V'*Y2!-,(C.#&A4A<FX:=1I"%8G.":2>
M/8#7CWNVV-N+KYPXN6'R,>-[BQV\KOC 2N%)IE!'8%I]PO\ T87N<V:7JR'=
MBIENG34L.V3-"Q1D225N!RO0&7;<6/8_;$$16M T=M-MNR_B1*_R!$R>!/OC
MD\0_'$KD_,\0ZED=AM,PG]=O+L9/JZYGY]BJ6;SZ,P&7O;BZ2!CE<T3N7RR=
MW&>>H(]D01;&6:8'9G7KOMQP\Z\O"7S9650S.S.(%UO\Q]>UU"7F45C?$1O6
MWWN0R.81EL,>D3':39-)K(XM.8K.')NTF>$ZM (&R59NRPA (10Q/);<;<=4
M^_&CU.\]K\)<U=.R5N2-4KL^ ;.F21N*$G;!36)OSS!)DM:DH]B$C:723Q=6
MI2D;$/9"<X!>QC]/KV9WG;M8J>_$I<G<^S7AVSNJ)/7A#G?<#_F^UG$[!W(9
M<D4-,'>.CHJ0XL6F% _I8JM+/*G3MK1ZA"<J+^<%L!@=@+V WXK>['1YOEXX
MYYOXR\)7><*YIK8FLXQ+!5!*9 UDRB;2D+@_ O.FFD+AM5-Y))5J86F]$47[
M9)I96] ^/I]6][V-+=O),MRO/A9Y[M>CC+!Z&D=MV!VT]5T&4.O5J6[+58Y5
M![6'&]KT2^I(U&9H@KJ#P6"/ _EV)D0M?R!#6062/1HMB,$3[++P^*%\L\HE
MX1W\/IRGTL^64IAE]=(2"&\O.'0"]N,>W"!JCK&L"!2^\US8THEJIVD:>N*K
M<G,&TQ.U/U92 X -FAT4(UV3[+.D0OO*4^$ZI^>YC9/$/9EVQGR!UK%'"?UC
MT(=(NR7JRKDM6,(QOI<:M%-,(LJK.3-5L."'3<N2JFM,W@^:UK]Y(T:$99WV
MXVD[?X==_)%TJ^CN6N=;]<6LMB=KDI.LK)>F,HL\HED?IA#VA\?68@M4(2C1
M#4[K#DX-CWL6P%ZWO>_C\<.-F+8C_P!^\%-O:,?K&3Q"T9/SUT]SI*UU@<T]
M$PQ(D=7>NI2Y(B4#ZT/T;<!EM\QKZ9(TA!+RTFC*TK+3EA$/9/O$*"Z[=OYE
M1-H7R"]2T/?-7\8>4RH8Q"Y_<+P;#>=^PZ75G.'.?1$I3%A @B3RTK0%O-3V
MF_Z!KV&]4$HEQ6&^A.D2$[3;4&KK+.[3EZ*[>W>M^/K\\F]_<M^12_)E6?&_
M(4&JELC-!Q93<S5'^D+NM&,%SJ23.S'6CFI=)7*.5I'7),V)6I4L0$B6&Z.*
M]8!+2SHUK+-)=?E7O>#>GN1ZK\HM4\U^.2[9M8G'W4=.V@9,*0D*F\G2'T+>
MU4,ZJ=LTRKI;>#<G=F9%8T'9ER):W(U*DH9Z31INPA+1EE4VENF=OE&]:KJ(
MGS,=+]I3?J*:V.[\4\J]&R[D*D.683.IO6%=SZ850A;]V;;UO*84[QV13]>O
M=WX@#*5\ZG2HTNS2#"C->OW26]DDGRL2&ZGX=YLX>\9?DV3<PPU^K=HL'DVX
MW9^CYMCV3-&1,\1FJIX4A=8ZDG\LE)D75J2W<>E6D!B<I0(HH0@>LO0MDUVN
MV\SZHF\<\RP3F/@6N?+Y?:ZP[IZWJ7A5?<T-,>['FB& P2N4O.RY/7E(PFLD
M;VWPEO84E;FHT*L]6E6+%3VI5N6U&SSM#U%VMNW9/CE7ES[8GA7OFEHQ>/D7
MZ^M.U>[K@C!4WL6S0O'8,:<Z*DDL("[H*^I)KK>-HZYA[/5I!R9&F"E3.*,]
M6D&/0S48BDX#5[Y<:S]9[).5HWUEY,O"GT9/NJ2W'I2R."X_W=65-7Y)'JQH
MK(YH&!5B5+Z\M]Z;4SU'%SR^2&'#C9BG3\F4FJ3D6S5)>SCU'N5+^N\[>$N%
MH'A.X[YPHSB?F&]JKK5/%+6OOE&A'BV9:7)IF[FRUQ70AED2M0-I?Y&ZL+-[
MSRO-/V!N2I"_B+TZ#H&@AT9\EMVLO+*N/I*+?AVB)79S+;_44CFG33FXR98Z
M74P7]U;=5LP2=+UBM:A=&9RJ%RED'C"V#.Q@-)6LAM+0)-)-)U"080F@$:GV
M<Y.#;]-=&V1T[^&8MRXK1E3G,+('Q9U[$'V=N!ZH;W*SZO#;%?LLJ<UJHT;B
MJ?G1DC"0]8J/%\RI6[,.,^ Q[UJ)9)Y<3EEBG*WAQK3JKQ\5E=71LFL&P^M;
MPXM;6:O9F^V-.44#HF-3:E2H_2<2@=8-KNEAB)KK2-JFA6::K1+U:Q_*4N(S
MAFG_ !P7>S;$^.6_Z%\DKE _!8_=5V+LY#>/+E42_GNP6%V%HYW(Z=J=WU1D
M4:I 69\-_5)G,3F%Q4%ZT(8"W;X>G8M;#E2Z9\F)RJP7Q@<SN/)/"7.M-24:
MM3822#D32VG%R4;7.SA;5DJE$\L+;DY#$8<Y&-<DD!S>0:,0A:1(R0:WZ0!U
MHSO>[:WHB7Y6K0N::7)PKXY*,LR5TDZ]QSVRUEO7# %/TZPHCS_0\30S6Q66
M!/P!?,1:5S=(N"E3.901#3:($#>A%FF V:TDDN]Z,+O+PE\V5E4,SLSB!=;_
M #'U[74)>916-\1&];?>Y#(YA&6PQZ1,=I-DTFLCBTYBLX<F[29X3JT @;)5
MF[+"$ A%#$\EMQMQU56>2!LH_P @W@U@'E+L>IVPKJM_@G/5>KYNW/TR;$:
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M6LG1"!O"Y/J]T>%H4Y.M!T8I4'&BU_OA;PXVYN:SW 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# ^(3D>]]J*
MB_\ (E3O^:NO?^Z31E>&\VU,(8# 8'QE.P?]+;J/^D7=O\9<FR/=K\9[/K&>
M,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP& P& P& P*<(U5=FIO/99%T**\FQ-0
M.7B^C5=-]I&1=Z!7JR?HND$#^JA*>8B1:CYDK)8S/G-M^E'S6TP1&Z!L !;T
M;S/KQUR\WS$U;9=J1'Q_HZRK^:6$JA?E.XYL>8IX7&'F3FQ2OHBOFZJ4SB2
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M^ -IX;IF*RN[[$K1NYT1*VFL(G()2]2^3(NB('8MJR&-Q=I0KG\YGV\*7=R
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M%,W(<F;'JLSG4:= YR> 3$XYP$UB&(]R%M.62'6@G"PSK9=;I>#?-%>1";]
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M\T,J%!XL9#7"RT01AY%7R:P5O4/VC30<V8:1_0 RTU@($MTW_,?-Z2? W8-
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M2A.6F9W^T)5/P1(PNLA"0)*3()6Y+5TDFK\D1CV(Q$@>9@]KE*<@8AC((-
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M9MKVVXL3\Y?[0F73T_D3!KBKKOGJOX]%#7?5F=0P)@J4,AD^W1F1I(A%X/\
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M@E$<<6_MK)+)CHWKRM$NN+)\P$Y[.N_FV3T%4E@>/G52U:RR!4ROLFC*-@Z
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MN8&DJ](DUEUN<PRN/3AX)2:VN&F>[)CP'!T]H.SAEJC_ $!]6PAPS-[-^_\
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M#I4"-/[4^BC,N9=E:>(M( M:M5MFD;3LX&E*%3[:HC8P^L ?CK R? 8# 8#
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M%:Z8-Q"JJDJ\N4_^C4JA\(CXCAZ5N(2EJQ4L,$>$9@-GG%VVEQ)\8L6PR8#
M8# 8# PNP;(KNI8HXSNU9["ZS@[08B*=IE8,I8X9%&PUS7)VQM+<9#(US:T(
MC'!R5E)R-&'!V:>: L/Q$+6MB2WDS3 8# 8# 8$!.DW_ +0L-7#G7QQ6WQBY
M%0*1V'#K[8;\'-)FQ*96@%"_HD2(<*;5&/L.E<5*&Z"<TZD\LXG:Q+HQ*9H7
MQ+-3M_Y91:/XF[JZ[L>GWKR/6[S.EHZB[*8;C8>:^2(I8XX[:EEPP\:F!N]P
MV%<*SZVOBT4</BLTP(FT"1<>9K2@P6B"QB-=VNL_7.;ZKH,.9@,#&)/-H9"0
ML0YG+HQ$02B1MD.C0Y._M3 &12Y[THVS19B$ZJTFG>1N^DANTJ%/[BI1HH?H
M +T[^ 9/@,!@,!@,!@,!@,!@,!@,!@,!@86PV17<JE<U@D8GL+D<XK4QA*L:
M&L,I8WB5P V4H5#G&"YK'F]<H=XJ9(VU(:H0:7$D;6$%#,*]80[WH8K-,#![
M,^\G[O)O]SGV'^]C[+/GW<?>9]>^[S[:_3S_ +-_;?[+?^C)]EOJOM?/?(?W
MW\OZO:_=_#!,9X\D!>+.0;U@=X7UV1V7-JHGG5%XL<-K)M04>URYNJ2FJ-KT
MQ:O9*\@I\Z.W+'<Z325Q->'M6N++V:N"7HD(0 %LPWMM+)KKR6988,!@,!@,
M#"Z^LBN[:BC=.ZJGL+LR#NYBTIIF5?2ECF<4<S6Q<H;'(MND,<7.30M,;W)(
M:G/T6<+91Y0RQ? 0=ZT++.;-,!@,!@8PTS:&/TAE,18I=&'J5P83.":QAI?V
MIQD,/%(D9KA'PREE1JSG*/B?4!!AZ/2LHG:HD AE^H.M[P,GP& P& P& P*N
M.*:,^S/;'E$Z=8K;I>T(#TI9W/L;:&VK9O\ ;"35I->=JF60.QH);*=&V@98
MM,$:]Y1J -Q2Y6K*3GZVJ+3"V )AO:_K)Z+1\,/S--*(*,//,+)))+&:<<:,
M)91118=C,,,,'O0 %@!K>][WO6M:U\=X&)P&PX!:T2:9]5TYA]DP5^^?^AS2
M R9EF,2>OI;DL97/Z3(X\M<6=Q^G/#<H2'^R</V5)!A0_@, @Z'+FS# QJ9_
M;#['RS[O/LU]O_LT^_8;[9_5/L?]L/I:K[,_:SZ'_P =?9KZU['S_P G_?7R
MOK]K]\].!6]R#R'TDV=*V=W%W5,Z3E?2<KK%AY\K6'<[-TT)INFJ-8G\V9.;
M>Q.MD$IYH_2VPYH>%P=E"DDL)&TP"21C($ H@WMM,=NO):-A@P,/GUAP"J8D
M[3ZT9S#ZV@K#\A]<FD^DS+#HDR_5')&RMGU:1R%:W,[=]1>'%.D(]XX'O*3R
MR@?$8PAV.?)EA1I1Y19Y!A9Q)Q8#23BAA,*-*,#H99A9@-[ ,L8-ZWK>M[UO
M6_CK _3 8&'SZPX!5,2=I]:,YA];05A^0^N32?29EAT29?JCDC96SZM(Y"M;
MF=N^HO#BG2$>\<#WE)Y90/B,80['/DRPHTH\HL\@PLXDXL!I)Q0PF%&E&!T,
MLPLP&]@&6,&];UO6]ZWK?QU@>GDTGC<+CKW+YC(6.)Q.,M:Y\DDGDSL@88['
MV1L3F*W)X>WIT4)6UJ:V](4(T]0>:6246'8A"UK6]X'Z1Z0Q^71]CED3?&>3
MQ:3L[9(8U)8\YHGJ/R&/O2(AR9GQC>6T]2W.S.[-RDM0F4IS#"#R# C (01:
MWL/<8# 8&%@LBNS+!-J4N>PL=JD1+4^/K,$I8Q6"3!=NI;%J:&PP*[<C+B6W
MPX"+3CM-I'\V/1/N>YO0<&+SZ,TP& P& P&!A<+LBN[)*DA]=3V%SXF&RUX@
M,O.A<I8Y25%9U'@I1O\ "Y(8QKEP&.6L8%Q&UC<JV4L3:.!LPL/K#\1BSFS3
M 8# 8# 8'IY#(8_$8^^2R6/C/&(M&&=SD,EDLA<T3+'X]'V5$>Y/+X^/+D>F
M;FEG:6Y,8H4J5!A9!!!8AC$$(=[T'YQF3QN:1UDE\.D+'+(G)FM"^1N3QEV0
M/T=D#(YIRU;:\,CTUJ%3:ZM;@D-":0H(-,)-+%H01;UO6\#WF P& P& P&!A
M;]9%=Q65PJ"2>>PN.3BRC'XJN8:_2EC9Y7/S8LA3N<G+A4><%R=WE1D<;592
MA?I"2?M&0: PWT!%K>QBLTP& P,+'9%=EV"54ID]A8+5/B6Y\168Y2QAL$Z"
MZ=3&+<T*A@EVI&9$M/A(T6W'2;:/YL&R?<]S6PX,7GT9I@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@?$)R/>^U%1?^1*G?\U=>_P#=)HRO#>;:F$,!@,#XRG8/^EMU'_2+NW^,
MN39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# C3U9UC2''
M-8%6C?,V.@<7>'\J$1]W*ATXFVE,T<V&0/K.UG-D"C4H=4I*E%&E8]J3R"D8
M-E: ,T(S"PC+)=KB*P/"EY5H1VUSI34#MB[!6!V^X1RTIE:K 75LEB"%.V--
MKRI.T:1O3/ (_4XTS/#%[,G*)0KC5(R]:V;[JD*@>&_)IVWA\42?#YY#.,^*
M_%7S$R=+WM'*XDDJD_3[\PQ$IGETXFJZ/H^F[=2'2,4+KN.RV5(XYM:F-(+<
M#T92,U02:4 P1A8PA+OKMMMP_#HGH7H6D^H:T9;AY]LN+6O6K^8J(;95$UVU
M:/2U",):]K<4IQ:=R97IO&(.E"%:2G5D>H/N%A]6OB<[++B\T2;L\N'CDYWL
MYXIRWNJH)&;&C1Z=)+(^@:YK,2H6L4F%E%H9R^PB+R..PE> 9H?<(=E:,TG6
M_B8$.ORX6:;69D3UALSB-B12/3J!29AF<+EK2B?HO*XNZHGR/2!E<20J$#JS
MN[:<H0N"!60/0BS2AB +6_R;PSRX5K.Z^DJ3YT,JHJYYTF@XKLM>,4?6(E;/
M(W4J2VA,BUQT=C.SV!G=B&0*XAL4&#7.(DC:F+*$(]06'7QPLEO)$N$>8#QI
M6-;+524.Z\K%TL&0ORB+QA.<"4-$2ETA3JP-WT>&V6]1YNK28+U3D:!,F+;'
M=5M6I& DCW#!!#LO9O)G"7-R]%TOSZ?5B:XIRDA!EU6E'Z6K/:UK?W F2V7*
M$CFO8XUM2R-+FF9?G$;,J,VL<!I&\D!.]FG@_)\226\FL.<.]>0.NS+<#S?>
MT1M=)12UL0VF],!+ZEC,9&\ER YL6%2MZ:&N-2%G6$19>:!>UJUJ'VD^Q[-T
M 0-B+==M><1H4^;GQ5I9DLA!G9U:C<&]Z+CRR1)FJ>K:Q(=3# %A)'<:.('U
M)L@(C0[$HT][3@"((A&:#O6]E^O?T3%NWK?G;G2"P.T+BLULB=9V5*8C#XA8
MI#3)93 U;Q/2_=AZAUF$/99!'HM&I 7L.T[TZJ43-OW :VJULP'J,S6WA.;W
M70'2E)<N1!FG5ZSDB#QZ232,US&/0RR64OLJGLR6"0QB'Q2(PQFD4MD\A>%
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M(]&9+;B<VMJH[PY%O2_[+Y=I^\HI8EYTZUNCQ9,*BZ9_<28LC8WYIB[X!5+
M,^H2L<621O:9"L1I7(]8E5"$6:4 11N@%NNTF;R;HN2ZZEYYKM_MN\+#BE6U
MK%PHMOTSF;LF9F-N&Y+D[6V)C%2D6O>6N;DL*3IB"]#.4'F!++"(0M:PDEMQ
M.:%%->7_ ,;M^V9&J>J_J:(NEC312%##([(XS8U=_;%P-'HM*V1-VL>&1-CD
MKHXFB"!(E1*CU"L8P!) 9L8=;+=-I,V+)\,H3=0^1OB7C%]88ITGT'$:[F,F
M3%KV2#E()1-IVL;3CAIR784(KU@EDK2,YYQ1@2UAR,M,/9)GI'OVC/2:FNVW
M**K[/Z/HOJ7RX^%*T^>[1B5L0-1$O)&T&/L4</F=MCT@HJ(B7,$A:U):9YC,
MA1%J"AG-[BG2K2BS2QB*T$P&Q&\6:;2\^"[V&]%4U8%T7-SU$)F6[W%SXDKU
M?;\-TQR9";#T=JL!LG@*@;TY,J../9<A8R!G!^FK%GR^P"+/]HW6P8<\7&>A
M,NBJ:K^Z*9YZE\S+:+BZ#26$OJ"&[8Y,N-F".JF J3SY0!Z;659'&0N/,9X#
MA?4EB/YC8PED>Z;O0,&+C/12Q45VUESCY7/.O=US20R'U?7E8^.%YF4G PR2
M2Z8VHZFWUL^H',T19WZ0*4A"I>7L\9"0T*<GU'&^@DLP83I9;IK)SS5^L;D\
M?E\88)G&G5(\1:4,+7)X^^)1[^0=(^]MY#JU.J8PP)>_E%K<I+. (6@[] M;
MWK6')K'GWHJFNJ*R;;DH.9EV%6+R[2-D9I@E8Y,QMCROB3XNC4@VT!E+*QK'
M- WOS8I2?-D%&)#3B# EFC] O@6RRXO-C73/7W-'&\-;I[TS<,3J2-O3GMFC
MYC^:N6/,F=PEA--;(K%6%$[RJ4KTY(PC-*;T2D90!:$/00[UO!-;MR>BY>[D
MY-[002-=S)=\2M0R''D)Y:R-Y;TP2Z+C5B. C-D,(E[5'YBS)%QB<P)!ZA"6
M0>(L80#%L M:%UVUYLRYYZ@HKJN+228T+/"9RR0R=2*LIB U@E41?8E8$3&G
M!(HC)XG.&*-2N/OC2)67[A*M$2+X#UL/QU^7!99S?W0_3=&].,<UE%%3HFP8
MM7U@RBKI'*4##*6N+BFD,.+3R9#&Y'(6-H99NUM:@W18G5D/<&DP>MA+4CV$
M6M"RSFAZ;YG?%V39BFIC>S*J!*D4A*BBQSV&5?=LED!JD:0+:HN;[.?<^48$
M\&]"&)]T4#6O4(6@_EPU]>^,X6-2.71.'QAVF\ND\>BT,8&E0_OLND;TVLD8
M96)(GVK5O3L_N:E*U-K2E2AV:8I.- 2 O7JV+6ORX85L0OS4^+^P['BU40SK
M.*/LTF\N0P*'$IX7:Q$;E$P='5*R-;"Q3Q9 DT#=%KFZK2B4WLN8P'B%^]B%
MK6]Z-_7O..$W(!T535HVO>%'P29EOUH\WJX$@NF+ 8Y,WBA*RSH^LE4&3FO#
MJRH&!\,?&! :IU],5K?E@ZUH_P!H8P!$9LLF;RH?T532;H=%RD?,RR[_ '&H
MCKW15_MCDVS5%4)I:9!E$L!(PLNXAHLF5%[2"1[<-.&M["9LCVA!'L8N,]%!
MR;SY\S_UECO&'#IM0FX>1<7DNS22&@;7"M5]/JKI2H7$Q<3]SYELA+;:U1[
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MU/??242A]EF("715!6EDF]AR=D;E)'S259*6BM(M,%<0(5)-A.*$Z!1Z-),
M8'X@, (19IM9F3@KU@=PU9??GOIVUJ7L"*6=7,K\.DN5Q^90QY1OC&XEE=?E
MD*2BU:,PP)*U"I+&2I3FZ H3'@$4: !@1!T:Q9X[+SRL(Z2\I7 G(T\W5U^]
M(Q2(604UEO2Z",K#.K(EK,UG$:5)U<B8*OBLS<XT%6D$$XD+@6F&<2,!@-"
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MI9G;?5U?M<3BS&Q,T698U'VB,QPEL3QZ.M;,W-[$PD,@B1LQ+,T)$Q3>UDM
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M$FZ=EW5%IW';5N=0;Z^Y_K:06[*UEGRUD/0.,8FB%?-8^QPH#3ML1MBQ0).
M11RM.6 "S?J->2:]V+<2+0O$91O5%*S_ +X779S0FY,IBZKQB=XT)2S=;5:6
MRSQ-^F4;=6Z\$K.NK9P$@8VY9(8^U+RTFV]N3%!7:*3A,]HT6C&]EDQ<W#U_
MX=;^R:H/_MWTK_K*6OA?+\T/N1/[,S\03_3!\P'\5I&%V^>OM%EGAJI6MZY\
M7_(Z2.Q9I".W:!@%H6>O6($JQRGTPM&)H9+*'.8+E!1BF2&&">1(2OG!'>TV
MD$I@_ DH -&=[>^^ZBZ/3F2T!X*_-;'ZD.4QEEIGO/L&@*M:60P]*7!*IE5P
M53"W-ACVT_Q-;$3:QV([&E[*]&R1&B'H0=_NM3HZ8SY-<^D=.?*7.%+TYR!3
MO/4,A<15U.V5!%(^N8S69H<V&<$N,80!D+Y)DAJ4UNDRV;*335;B>H ;\\:H
M&,SU>K*Y;6W;/54O^'LK2(TQ$/)O4, &2.#5?Y5.E*_AVB#-FEDQB(,%<L+$
MDT;L9GNB1-J LD0]"%H0@;WK>];^.1ORW.+?19/WQV)0?)$%KT5Q5Y*;PF%L
MV,S0RB:!KV"-UCV/:=I(C"WAF)B<;=SDK6E,C:HHA4:Z*#B0-XQ$[+$)28G*
M,K&NMMX*#?,[T3VY;7!K])+:\83GS?$(/:M"SZ&WU+.HZ4G%@U+)$UT0AM8'
MQ!6L);5TB:7J2 =/I)GLN0#41;B,1^MA+$'9TTFLVX7*:GDMJ"%7GY@_"G +
M&:DDBA6TG;<Q>8PYIPK6:1J:WK^NK#C+:]MYPOE')I)F$8;U9R90 Y.?I-H!
MA8@BW\(FMQX]L?AL'S2L[3%I%XJ;O96Q$CLR#>5#ENNX_)RB=$KR(':_VP99
M_$#5*?9*H;!(T;:F]].$P(!"(#_Z#L815/'UG3#%+6CC'??XANDJ\M=(@D,)
MY?\ '2^]&4[#'XGYYH!<<UO85=.\_3M:CYAN5.;5'$Z<"<PTO1B56@)4%;T:
M46+0G#Q9G.UB/XF6D:UF_CP67$_-C<GLJE;;I=3 Y,66G3OJE!,[.C4,DL+,
M7ZV6L6QQQ0OOU0U!O9A.UK2F4^CUD!&$OBM[L=,.B?#DHFY/<F3B7R9^2OFV
M2+TT;J*]8BR^3VJS5@P)D#8!XTI@O5I@U&P@1B$3/F5&X!3@V68D;_@,81A%
M[F'3;]M)>O)6'.I=:D$\%GD+\AZ(YXB%T^2BXAV2L?U AIG^!\\6A<<7HNKH
M\%:WGZ.*;V.CEAYJ \K>C20/?JUOXAT+4;F+Y)KTCJ(YPYII#GCG&O\ G6JH
M5%D51QJ#ML= S$M*%2V2XA0TIT[R_P F+/(&7)7:9&;&J<E:S1IR\X\8S=BV
M+>5QMMN;S5 ^)UL2TS?'F5XXKX_V>>.>>@HM+*5BR<PPUCKO=^UU(YG/*\BH
M1[&!KC47?F<HLEO*%[:8X9H]AT8<8(9TWXS7:\ZW7^'G_L=.+O\ S V[_K"6
MUAGR?.JY:0_LE?Q$G],'RW?]Q&G)T;O]FOM%O?C1YEIQB\6/,=0G0IA=X?<G
M+E>2FW$;@VD';L>2737+1)[%>I6:=[ZEW7OCC(CPZ-4&FFDIP$D@%HLDH(:Q
MM;WV_E04@NVS(;^$J='>.2-6WOJ=!)N>2Y.-2ITI;ZQ?>T'*F7-(N5 ,$: @
MZMG,UFWLD&@EIS@Z 7K0=:R.F)?-_KT=5U/\RT94G.,1YCB->0LVDV* ((,;
M#3V%F<8S*F8322A=E<D;S$6VZ2JY7OUJ7%2I*,&X*#S#3=B&/>]UQMMN>JH[
M\/1 (Q4_/O<560G0=0RM?*1UW (CH!P5 =1B&IZSCK!H)X%*P!X?I3<5\!Z.
M-T+7Y=#%\?5LWY+FR_B,Z\X__4CQL_\ GX+A?_G>>8/'SOM6LKKJ*!V_^(PY
M[)L-A12ELK+QDNUNQMB>""G!A^WD?Z0EL3C;\X,ZL!S>O6QI/.EBMO,-+$-&
MO"4H*V TL M"7'BN/5G'F#9&=AZ"\-]Q-+8B0V:V^3JF*A1S1.G+*?RJVMB/
MS-)/X=MQ $*D;'(R6DC1Q A;+^(=[UK7J%\1IRVG3"]+#FYX_#+3%>']8>8O
MH):V)G6U$_DKZ)J-E=7'85RF'09O=D<N6)8N6H$;N/!F3W*C-NAB8)6W'38E
M";L>DP-!.F]_76=,,EN6+L5*?B!>(Y;6"%-''7L#F'IF&=#H&$ F]',$=/LA
M<[@DRE+>C"!&XO\ IY))0@<% =GB(1EE>OX "'8G'QW/2H3<%W?V JZP\I71
MU9^.\CL.PW3NVX.?U-T*^GZ3IY]KBMJ*TRQF"4<S1RQTKG)VYI9V,PA8L5(S
M24#L<<3H8!FHO4&-;28DMQ,)Y\#U)V>T^23JCI"T>,TW&="]'T-"3)7#VZ^J
M?N!!*.E*XE*%L;IP-#6RU$>TNDFKR0..E9^VST'J$0SE*H1Z@ =UG:Z]LDN;
M& ?AL*-KF+^.J-7(ECS<MLFX;0N99*9>YHDRZ0 :H';LLA$3BC>[J2S5Z.*,
M1$5^>3("QA3$N"Y4> &C#ABV7RV]V.F'\I$?3WA^N'LBW!\X/78G%O3/04WZ
MQG5NTPO;E'4E#*YFG0'RB-32KWLY%NT*MK\EO4&-*AI6@,;6\1YRH101[**'
M#>29QM)AB?<M@TOWIU!X/*58G]EF_#?3<IO7HIR:2"%:"'VROH*L6V55A!Y(
MPFE(]F($3^X*R'1A<DP->]LQ,I)T84( (:RZS:_\HN.[8YOI;HSD6Z:2MJ*Q
MA77JVJY44@VO:T 4T!7,D:7'1J81H6R@@C[I"%:4E6B/3^W[&T^@_P#D?J#N
ML:VS;,YN7*PW20=J^)O\/DV7XYNLB/MSR$T+3UAN*]2MV\2R"M#C?5/* .SC
M[Z=P6+977K$ I8K&8(U2)2,T8C-C%L4=9^N^V/1;[^($@D.8O$O<4K88TRL3
MYS>]4'8=(*V1M1M/W;2>-7;6L>:U,3+;R4Y;&03'G92@]I+HH(4IVP ].] V
M&L>._O[KN658:XL[2X'A+ <O;$"PX)6A!*":J2E'F!+",0QZ+T,>_AK8M[^'
M]W>\.;V>!#[R&?Z ?<?]#[IC^)>:X77Y3W:U\2W]F)P+_1-H[_N"RX7?YWW5
MX<*TG!)/YS/,M>L@:4CO-JM/Y!AE?J%Z1.K!%R;(Y]0+9>]-.U(3?D7YQ20M
M$B"J(T4>6B&I(]>RE)@-F]K_ ./6-HM3<VU]^(FD*.)H2&=)>_BF33NS4J$L
MI*GD\Z@'32:'QB8.99!8-K7Y!#P_3-'F[&+Y700Z^'PW\2<_%[57QP7=_8"K
MK#RE='5GX[R.P[#=.[;@Y_4W0KZ?I.GGVN*VHK3+&8)1S-'+'2N<G;FEG8S"
M%BQ4C-)0.QQQ.A@&:B]08UM)B2W$PGGP/4G9[3Y).J.D+1XS3<9T+T?0T),E
M</;KZI^X$$HZ4KB4H6QNG T-;+41[2Z2:O) XZ5G[;/0>H1#.4JA'J !W6=K
MKVR2YL9[^(8_L=.T?_,#47^L)4N$\?SBV,8PEU>(8Q!  $"V,8Q[T$( ACV]
MB$(6]ZT$(=:^.][_ ":UAGK_ "Y DZ@])^#P(5)3SDRI-"2U"92G,&2>G/)\
MA03"3R#BQ!,*.*,#H01!WH01:UO6_CAV_P#=_KT=/T4Y=HN(<7$\NMM<Q@RE
M14B?"7:&*&A"8VR-N<(GM,^.$A*]C07:02%2,Q8N7G>M6I7FB4#,V=O8\.6;
MW9ZY<L3A+I=._P .!XN*L?)(Y$1+I#K*D>7+<=2EZU$K*I#?0UP-X&D+BD%H
M](@1HZZ9D6_W8 ?*E^U^76] %'7_ -MOI'6)<'+]$61S#+N7Y#!(DSTBNKA?
M"D,8;VA V,<(:$C0<G97:,)DQ "H\Y0\X!:UO5IM /1JB '%BT,.A97&6RYZ
MN.6+S*:1S\,WQ17,/;E<U;N@^YBJ#GT=;)0E@ZBP:_DW4-VR)UAH)VZ>E##$
ME@.<.0M:AS5C F(2KC/F-[)$8 4=[_;;Z1;5UBT]Y]-<86/QF3X/XY!X4_5N
MNB57A;^V.4#&&H94V-1Y=<3&+QQ(TMY"$Z"/P4ZLHM(8D,&46,D)I>C1"RL:
M]LV[N[_9K/RFU':-J\:>#^ANJ-+VVV)WV_Q9471>DTE3.+DJDCW44XAML[U*
M8XN<$2M7(!'+_6I2J#RA"4[V$8P_EW%TLEVLY86D^1G@1RZ1Y:@%4\THZHKB
M64)=5+WS5L D\;TUT=.%M(+EQS-4EC-$50>^FKIY0.9H-@3)C0E'$D_N-%^L
M0:QKMBYKQ>9/(J;9-]LO(G7W-LPY"[.%&GR70:)2=:RV#5EP,#$@'N62/GZZ
M([H37)/D&\HY2O;#BD;@B1?$(_>$2IT2+KB=VMSJK6+LJ84U?7XINV*]6'MD
M[KFG^>)G#W9+_P (99+'N)+ <F9\)_=@W[C(O3EJ]?E^/[SD;QF:2_ZXK./#
MG0U74QXS>16J#,$>#]Z- UM;5D/2-*D5*9[.[9AK9-)>\R5S$E*5R _:]_-1
M%;6>X80A(*3?D+*"'58WMN]]T,_$G3]=4/Y)O.1654,K3&X&U6[R*_,T=84R
M-"QL*F?558E@OS,T-[>88A;&QLD<I5D$)2M%EI2P:*"65H'M +O;==;?1^OX
M:^HH'$O'!&+::F%%JQ;ELRZ5DZF"@@I1(7-#!K8E]>1*.?5S0#< 1B/,45*$
MC;]&?*IU"A0:6 (SS-B'EO[8Z-;\\25=S+??XE8%+-B"--E+H*WZ%KN(-* D
MMA;;7EO(<WLB4O2-E))$DT?*9@PI5"DL!6PFB!K7IWKX:PMXS7+5WBJLGM"K
M^ J:9JD\0""Y8E;\'%84]N-?VMS8S.71D@L?YUVE,_G[)*6M;(SE<D$Z&D";
MWHQ0I0HPA1&?#16P:+OVW;C?]FBKAA?8W$'@5\C\&M"L3>9&Z1]-/*;G^ H[
M.A=F$U%ROTK<M5-[O7Z:1URZ'-8&MH%+Y&W;T$I(89]1&9I,  P_&+.W;R2S
MCP=1]6\R417?-,4Y=CE=0]31+57#? !P94R(%T;D<=,:2D;D8_(%";V7M7)-
MB&I7*5(!'K%1PSC1"-%L65QMMN>JH;\.S V*K.;NU:QBS@I=XS7/D]ZR@<==
M5JT3DL<V*((:PC[0X*W 9R@:]2M;V\LPP[9@]FC%L6Q;^/QV;\ORGM$G/)-R
MAT):%G\;=@\NMT"LNXN'9E:$F:>=+9>#(S ;E9K8B#=$WO:"7:+4)8A:$/ T
M%*8VO5EZ0D*C1F'&!"7HLXFMDEUO*LYY4[_@G6A]X53*:BL/F7K:E8D 5Q\[
MW"VMY,S9HX[I%HV"6P^5M(C66R:Q<5:@6DKJA& &C#@#&046J2F*!=<8O/5"
MS\-51U?U[XHZ6GS.R(#9C?;G9TNL>0*4*4QS>MLEH3> 1QA/6C 8K-CS!&HP
M2!,C&8).6H4*C@  )2;ZB^6V[^S(_# Z1>HH'Y28(-6W1"FN;O*+V0TQ(A4<
M4ACU<U>UHH9+530E"$)21JC$;&J7*0!#H(2BS![W\?AO>QOQQ>MCS:L\E%P7
MW&5T@\>WB?LZXN;WQRDJEHMBP;)I/D.!6>H6/"PB02B&1&9DO4DE++)772HP
M;@<WD&*3/7\T H[8P!%UD^5X_P#57/R,:^$^#KSA1Q\A9-7"AEX^4&+H*A1/
M"%_9Z=2D5PUNBVKF%W:TZ1I<&>'OSLL3%'I"2DR@6A'%@"$S6M1N_P!FOM$^
M*"A33Q#X"#+8I)E:VJW6WQW2#I%5/RF],?*'>X9?0BNQUDV>WPPLEV=U+,[.
MH0I]GG#&0W(B4H!>T4 .5BWN\F+RRC3XTYSV94GC[Y_KNJ/#4RVI6EB4W%IK
M*;"5]J<Q-@.A'&T8TDDDHL:;QZ1M"YX4GSL3V,8T#T8J5H40BV\W?I3Z $N^
M+M<[<?9'B]Z+Z3YM_#>=\4[TC5YU,"C5U'N-&UB=8\0M3<*Y_F/2M(3:%1DN
M8PQW=VU<3'7^1/" .C?E3]Z3>OY<HD97J+++Y98Z4X3S!24"XP2<PM$&855.
ME4FHA;M&G!J2&II6B<HH)/('B3E&Z4_5I#*59IJUP6'C.4J5QPSAF#,WZ\.>
M;=L]<N6LRPIW)?PVWC1K!?-79DC_ $[TQ4_(]L2E"K4(%[;0SMT%<+&K:M.0
M!C-0MA4;@#8U'_NP%'(/6G'KVC1%".O_ +;?2.N]OY_I!JI@KG1!5$"3T23$
M=0(-2ZC+69!!P_232$3"HCIR<Q J1&I]?OGN@&,P?Q,$+9F]BPXYN<]7'/*G
M)S8/ #YD^<4SROD58<>]VV!SA1;HX+W!U-3U)%.FZ*>H_'PN;J+:U<6QK9"J
M"$>_B (#0@+$( 0Y';_V:WK8MD\C["T7?Y _!_RO9I"1VHF:2GHF[9C"7D E
M,=G\ZH*F(](ZS;'EN%LU&[)&=Q<U(C4JDH:=20M&4/X@&+6&=>&NVTYI4^;V
MC*QN'Q>=;ESEG:PJ:II6:VI73[LA*G=(E,8 Q*'QH!'G']Y/:PR4MOVR+"B1
MATM;G Y*,(P&[!NL^.V;Q3/U+*;'D,5_#6<\QNC$W3\,EU#-]VO'-CK/XA6<
M?NF<T+RE5KM &]]E,_THA@FN$;D2]V.;G%,>0ZAU\KH AFAUJ-Z_\KRJ2W?+
M5Y2>R*]JINB/B6(IRY*)NRK[II>YP]L\QR1UKMW@4C0KW=N;6]$;&%RAIE4<
M*/0*407 A(:(1)AH#/EP!RIKV:WGPL]&UKXI6 79^(MYW260RI)0QUIXRW>V
MVF,/"<ERC;G,(_T?+8Q&EKZRK FM[K]FCIH:YH/>+'\JYI$R@OTFE %HDMGC
MN/5T($)R$I>B4Q!*<D(C!A*(+ 47H1I@C31:++"$.A&&C$(6_A^46][W^7>'
M-SURNDX);?XE1@D4[:4C_JD_%Y&[1AC4Y)$ZYL*G8>BY9"V:0*4BL)R8Y7'&
MZ7+5"$6R]F)G#V%)0BS2 "PZYQXOY;1[:;FV$>9SPU6)'$)#;*[3:>Y:<L)T
M2%E)U,N@$?I%KFD68GP\HO2A>DC$M5FKT0!CV HXT>_A^76]$UXZ;3V0F*M;
MI9X\X_D+GM<\1)NV9-RY77,-+U,4YW]4]+F<\0NQJY463(W2-H[2(<MNCQ:$
MF5K!C<FH"=0B1E&)CA[+6:!N-8GUR9QE)>JJ][YL7RPT5V#+N "./:\.I"UZ
M1Z>E"/IJC+:-LUC/:CI;3ZQ\C\#5LSTM<XO/V5*B+6?*.*K2964 0B4J;>]5
MFW6:=N<W+UWAOHVN7+J'S$WZ]1YN?K%#Y,NCZB8W=[1)G0R)PQJ<$$L<V^*C
M6EGB80RUUF@MN^DWM:7A0)-'>O1 /27>WMUG3",/*MT]9+/(;Y5KYK+QZD=D
M6#'.JWOFMJM=;TO3-,NE3U33[80Q1&L8I&K*;U+\W-,A0["\N"YO]E&\*C]>
MY[IR<8L+M)VZRW$PF9Q=4W;8/*9=75EB<3).-:(OSF!IBEM1Q!T%3%MD3SHV
M!6 G7PRT5Z"M3VY?IZ55X\.#6:<<@-WO83#35/J."##.UU[,9S96O? W3E>I
M+.\M-^Z0-KA:C]Y.^IJG->3TY2EUC<$B<L32M(Q-:D\@1[0DD+[,SU:\"8P)
M:\21'L\(A)"=AD7RV\)TPR-@KJ$P;SY]&4;&6=GU4W:7C"(N'HBMV]&G2Q]Y
ML1FNA73X96[M*392#YV20=P5D+#-E>^L4.1YYNQ#-$,5/_7+UE1HHKK^2<#^
M)WOGG-Z<W)QZ#\<5JV-R/4"<\K:J5S%'=<F$#C:;(6S1>A."!V16"4-&G++T
M;MJCXQ"+T$/J%%NO=O+TO'_[7N>/?F%%QKQ7SCS:G++"XUK6K0FEYQ>P# OL
M:1#42VRW4)@-:]PMTG[^Y'@WO8A>@P.M[W\/CNN>U[MK6ENSN\:RYZN>H:+B
M7/4_Z[[)E\>?YY5=-U1'XN?)8;"-'#8'RQ998<Q5MS%4T+=5"0UOVX#/WM4<
M3LD0/1\!8776V9SC55'/;=Z@F/F<\1LXO;B0OC1^EC;V16@'S^<)6-TOMOP1
M)2/VI'%).EK5M0C9T%?R$TE>D*7*5J?YIT$,G19H![V;DG9M)<\DDO&G%HQT
M/Y#/*QUI;K2U2V[J8ZL<>0J=4OZ<+DJIRD*D8RTK07 $RX(@14-C*W%0N7J$
MH"S%2D*@>C/@H4^\9VX:R3EC*S'R$(D97!W=:\I(F+7+...CDZM:604!6J(1
M4Q/1(R%"@(-''DI!*S=E!%O82]FC].M>K?Q,:_*>[FX\0/T3MV2<Q5%W<['1
MHSCKF7FZ9\4<-/R$!-;6[#BJBC@$';CT]*@;:[ZD:@XT9;>R%ATF@8BSBCR#
ME?S*C#MO^N;KUO&__"TK\1L2>H\1W0Y"56<WJCYESB2F7I]C">B/,Z/JL!*L
M@19A)FCDQ@M##L(PB]0=?#>M_EPQXOFD-W3R_2$6\274G.[- 8^AJRLN.+9'
M#8\F;491+.\UG5[[)8C*$_[R/6Y.@E#&G<QKAZ&H4+M#.-$8,P>Q$UM[Y>N5
M2_8T_EUP^(;PO5),9,XM41[GM?QT45T=)43DYMRMXKB8P!-()4UJ7A.KVY)C
M96ZQQ,(\WW-^YL(PBWZ1[#N-R8WVOIETE.'/](.M,&\Z+ZH@2BB3HCN!"J7<
M9:RX("'[2;0A84\=)3EH$J(I/O\ >_:  98_@8$6C-:%E<LW.>KCJA)4ZB?B
MH27Y&7)ZGSCX3O+!.RZ;>AJC%TADW)]<V#%X[-X6!U/ ,2V-*X=89_O:]S19
M+0S@)*$$!!96H[_\\?\ ZU7'=P5O#?*5T;&./D+FD>JBKCAVV.EW=_3F <&,
MBX^HXR[T3R>\'%@]9!;G%88JG$E2[%ZS ^XD-#H.A!$*N>M[)W=<H05?UG85
MR> :I^?FY8K9NK+4G\9\07T]::9MT8+"4RD%7R0Y_4_$U62K8.9T:I\<%.MB
M$48 0Q&!_*:&-62>3/3FF5UG6T5IKR+?AY:B@J +7"JM%V77<1;0_#>D,:A?
M)T3CC&D^.OAZA$-K<4'8O[HMZ^._R[RLZW.NU18*M;I9X\X_D+GM<\1)NV9-
MRY77,-+U,4YW]4]+F<\0NQJY463(W2-H[2(<MNCQ:$F5K!C<FH"=0B1E&)CA
M[+6:!N-8GUR9QE)>JJ][YL7RPT5V#+N "./:\.I"UZ1Z>E"/IJC+:-LUC/:C
MI;3ZQ\C\#5LSTM<XO/V5*B+6?*.*K2964 0B4J;>]5FW6:=N<W+V7X>2--$J
MY(LWK63H$#CT1U3TYT%-;NFJDH2F3&N319#O'6B&F.:POZDDC4?1M6E")NUL
M"=.):,82PB'O!Y?ECI(UO6E'5I2WXF"?JZT0M;"3;_C-?;;F<892@(VUKG;K
M?D*B;TZ)VQ. I"W'2M+#DSDJT4$.U*\\]29\3#Q"W.JYM\7'U;,_#TQ9ED_)
MMI=;R)&D=.@>KNH.A9S<TS7 *5RO:MGLIXC#+"E#D<7IR0QY@1LNE21MWL!*
M<:\P8"PZ,UK5B>7GCI(P6#TK6E1?B8IB\5TT,<>47-XNG6U)\S,2%(VIMSH[
MH.*09<^'(D!924I;(F>$(5*D?H":I5[.4&^HPX0QQ<V^+CZHC>('H+MT-07%
MTC6GC")Z7L#I;HNZYI:G2)G7%"U;)I8ZH)RY,B& CBLX;3YG%HK6J-M @;FH
MX9:0&@C4IR@%J _&KO-<R6XDGHF1Q/QEU8_J?+E75S<_J>#N>^[F-M7U%!X;
M;U56R95MCV+4LJK&_9A&0UDO0MR);(G0;6]:+-2-Y8A%%D!,'L C-$VVGZV7
M-CR^:>J[.\9\'YVX=\BG-3=6U21H,'Y]ICMNF5"69\OSMU; )6J"*;;:#DZ.
M54=-I@M0:4J5#FF&D4NPSEFOEDH#3R19-\[:WCZ.A7#D8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8'Q"<CW
MOM147_D2IW_-77O_ '2:,KPWFVIA# 8# ^,IV#_I;=1_TB[M_C+DV1[M?C/9
M]8SQE?V;GCY_H0<H?Q#0+*\>_P [[U-_#)@,!@,!@,#\5!!*H@]*H+":G4DF
M$'E#_P!Z:2< 19I8OA\-^D8!;UO_ .'@4]>-;C[NK@]N8>67VPN6K#X7K)XM
M4VK'Q&S6LBZGW')E*7Z:Q5BDH#34]6D"9Y#(U/S9Y8EQAJ;X%E[#O01!-[[:
M[<>/<WQXJN1+$X6XBK#FFU7Z%R6<0N0VP].SO7RY\<8H>58%KS.?MI#<LD<?
MB[N<8B;9*42?LQ$3KWRQ^GU!^ MDWVFVV8];SOQ7+ZS[%\FUZV*N@$IJSN-?
MSIN)1) >\N#XB9:KIY\K*<-%A-3K'F]D*(?3G((D@42UQ >E&9H[V1!T$9;M
MF23G$/J;XD\I/!+&\4)PO>/'UH<F(7J0NU,Q+LICNE/9U&M4G?%;ZI@S;*JD
M$J2V!&F=P<U)R8UR^64#$/V]:(+_ +A;MIMQVES^%O7/#%?4=J2--G34]@ED
MW7[[^NF,HK*'KH+ ]_4Y"Z.+(QQF/NCJ\NH&V+L"I*W 4JSQ*EORNU!VM&&"
MUABXSPY*8/Q E8HKJB_C,J%Q?GZ*HK,\H_/L'/E$65 126-ZDT/M%I"_Q]68
M PM,],QBK2E*,01!"<4'>];UAT\=QF_AEEM\6^6/K:NP\G=3=/<BL_+K\>U-
M%RV?05;VDR=-7G &-T0KCHTL9I8[+:MJQ7/"$&@/*AI.7 *$,022QI1&I#B3
M;36]TERE;VEPU([S3>.Y@I-3 H/#N+.SN>KY<H_)%L@0D#J2EV5^CQD0A.FI
MBD0E,C(:W,@" E<-(E,T1L)JHOX^K":[8SGG8D;V?R-5_<G.=@<W6W]421J;
M)D"EMDL>.*22J#R]@<$[U$IO%5QI9H$KY''M&4<#0@[*4$^XG-T(DXP(C.NU
MUN8KR3TUYW6V#CI%)U5P4ZL12#[(M_63S5ET!Z6*CH$P$1,X75<2[*:8<;.
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M2JVRN+$B\GJD1TF:I*TQY9MMVF.3#3 )]TSUFB/]LD3;6Z]NV>#%^8O';U/
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MQ$\E('YL4LZB1-UH3]L;5FA_,$QBP+EL&71%0(P80;4DN<7=TBLD[00Z-(4
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M#XX[?Y:?>7K>GLBM=)SQUZPVHG#1<XF"SZA*T=3S>H=JG-RAKNOU[A2!R)+
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M1-'Q\APUA3>[P2PY _+1.$>&KV3I,).4,Y0%/O1Y>_\ :[7E6-6;S'YE>J8
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M4MR_;*:/2T,1YGKFA;+1M1[BLB<FTP5:S5[,DS:J6HF1V51YZTD4A),.3I%
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MKBC_ !H^0KBBTNIKLY'Z&YLDKOU3TU<-M3JE>A8S9AE2[B,PDJF3UL^,,C@
MR)I$K7B0WYU;W@)9*]G?$(TGQ]@U( 6S=WUVDEEX1-WA_B"U:AM^].P^N+1A
M]R=B]$-L6B+^YUI&W6)U#4540H&AQ^HZE:'Y:MD2EA$YZTM7N#D+2Q>>42(P
M&C@GJ%1G;:6=L^,5B=6\?L=W_B"^;$4;?E>H:.DZ\[)ZXKE(F^+ _2/EN43V
M!<P2^5F:%\LZN3A(Y>2V$HE&MZ"VM!QGH,T+6RS4VQXK_P!'3GAR5)]6<3]0
MG]HPKR#<.652;!>2&@57+MDUCTLR3IQJ&?U0=.AV*WN21[K=4&7Q>8,<D$$8
M-E$'IU0"2="V6$)X%1N;3M[=N66JFGQX]HVMVSQSW7UIT-2[U-.:W:V$VJ5I
M2&S*/U!$838%8R"' 0P%QF"]XF,JG#[(GHA8^O3P:B(,1MB1,D0D^V,1A>[6
M:W63FSF\.!^GJ[ZMGW;/C@NFJ*QLB\6.,,_2//\ T'$Y*^<\W>ZPI"H;(E82
MASK]2FFT#GK0UG"3FJF\D_2W9@S3/@(Q6!82;2SMV;#2U'Y([MYO[3J3KF1\
M6II!==#3FJ*&;^=DMU((O%WN:0"PHHY/%HR:QTSL_+T3@O?VD?\ Q8V"VA(2
MJ-A*4#&'6R9UEEURUR_>*5NL/@_C^AY/.":UZZXQJ"LF*C>K*D&M$_59;4 A
MC+'UCM'%CBB8G625G*5K1HMV9%Y*<IT0;UZRR5)9)I1KOQM;_P ;T?KV+Q_V
MAV_XP'_EJVI!SDR]5R%SJ10^S2*2*PM4K(S:SM2$3I=(=?-5F1+8NOD[;&3@
MB;B6Q>F2K# Z HV2+X%$UVUUVS,X6&]3U=(+PYAZ.I6)K&=OE-OT-;]71I?(
M5"U)'T,@G]?2&)LRQ\5-K>[.*9G3.+L6-28G2J3P$!%L!1@M:!LS+BRH2./C
M.C]N>+FD_'U>TG$@D]54K2T4;;7JU:O M@MR4S&V9%'+.KQ>Z(V1S&%K?VL0
MP!/)1'*F\\T@6R!&[& UWXW[HU"HIKSNN4'!2*OJK@IJ8C4'V1<.LF:K+H%T
ML;'1IAHCIPAJXYV34PW6<,@>C->A;MN >'U@T 6]# 7/CSG%]DSJ'\?E"T%Q
M$?P='4;H^5,_5U/(%/W>0G)U<KL15:B!W2V1+Y.NT0$E3()0I?E)N]Z![24O
M91!00DDE@"9NUNW=U1?\/_CUNSA"N;8_G,V9";>N^QG2I8B3,8"?(CF-'1/.
MU/1:I*,AANI*P1Q<6Z1MO0NIJCT$#*,&N]S9IIPSAB+OM-KPY-64-XEY_4?E
M)N+K9QL.#N/*#]8=D=(U%2J'ZT*81KJBYH'%X#8U@2!"HCJ>+%(#6E1)PI#4
MJ\]3_?R40@!& P6BW>73MZIB=1<B6)=_;OC?Z6C#]"VV#\<R'IEZL9H?ESX1
M*Y"5=%4-$ C!$*1M\?<FA:8WN20TY?M<M;]%D:![7O"%L(#.NTFMGJU#U%P=
MT05UDB[WX N*MZKZ%?($U51>E97K')%(J%Z#@\?4[4119*%,-/+FL1F43!H"
M<A>W -&>E)(+UM.$M3I:6;3M[=N20O+['Y(?M_(I)VE/.1-03[*&M,1K'EZ(
MVGZ@2@]T9E.I=*)_;#EMV5!1MB%8F*;T:%.0+:[UF"&(@&Q$O;C]<Y0O:.&N
M]^-+6O1W\<%K<M.'/_0MD/\ =3QSYUVQ6QIOJ"UYAH@V;NE33"HU)KB;%)2X
MI0'[9UB<E,@#\"R/W01'&FN[7:?MG,>OY1\9W3]3>2MX\A%_WW +DDEG\J/U
M76P"/H)'%"66SG2R8P[L$<J*"*FMS;F2DX16\*;F\@]<^GO3BZB5+%! !'BW
MH7>73MDZO:-7#7>?&MI7@\>-VUN7E]!]"61(;I?N>^O6*UOIE0VO,/8.FCO4
M4RJ)28YCBDK7I@'"95J8I,WZ#H) MB]1@QW:[3]LYGHB!Q/2UNLGGONV:V_<
M+9?-OQOQX,F^EIE#F04:K&OK/M2Y&!96U)U[%3%"]PBL:CU005(J1Z<52IR=
MA;5.*D0#5 @:B[6?7B<LI8-/!O>?%]NW7(?&K;?,*OGWH*Q9!<TEYIZY8K.)
M8:LM:6%E#ESQ4<WJ(*MY(CDG7)BC-M*M*!(WE%A+)T/>O<W4[M=I^^<ST3JJ
MJ'^0$KGJW$-VW-SHLZDE8I.IJ1^J^L)8BI*I1J(FUMD2:U[1*9 LF5@HFZ5)
M%+FL4JS$QQP%FTX :+*!AF]N>&<*[KNX?\H??;!%>?\ NJU^'8-RH7.(5-;;
M0<GQ:[UML6\E@4A2R9LA05EP*C&"O&5U=6M,:<L1F+5A!@?R:-* (DXU-M->
M.N<K[L.9@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,!@,!@,!@,!@?$)R/>^U%1?^1*G?\ -77O_=)HRO#>;:F$,!@,#XRG
M8/\ I;=1_P!(N[?XRY-D>[7XSV?6,\97]FYX^?Z$'*'\0T"RO'O\[[U-_#)@
M,!@,!@,!@,!@,!@,"+G2_(]:=4N?.CK8KM-&I5S%T;7W3]>ZA[FS-Q3A8-;%
MNI+(VRL#Q'G_ &XQ)82\G@5ITNT2L>MZV6I*%KXX6;69QUCV%==45E9_1G1O
M+T;3RLJRN7D52K[(4.C*2DBJI/<\3.F41^RKT4X*3'<Y.TD;TO :0F&F.$'6
MM#"((]C%DSTJ2>$,#^=##L6P:$'8PA",0-;UZ@A'L>@"V'X_'01[+%K6_P"Y
MO8=_^RP/ZP&!7ZP>.:IDO6?\\.>VIT?>4\8'B:O]/P&Z[8',Z6YV>+ ]2>1N
M%&UT2Q-"6)J3&<>VY.-4H<1)46@A*V$911@#7=>WMF)&=]C=PU!Q/'J^<+$8
M[0L*9V],OL!4--4=!E-DW#:,J*;SG9>WPZ'IUC86J):&PC9RM2I5)4I&AEA$
M9[AI0!C76[<F]:5M#[Z*NB%G_=W:53"ER!0M'75U1+["VC%3$KBM;3&^7Q33
M@ZEM*\1B+9I>BU)Y1R8PLTL8@##O"68N&T!C"6$0QB"   [&,8]Z"$ 0ZWL0
MA"WO6@A#K7QWO?Y-:PB-/8G5=<\1\X65U%;37,'FO*K(C*J2-T!;6AWEIY$I
MF<<@R$;2W/S]&6M5\JZ2<@T_1BXG>DP#! T89H)8RZR[7$YI&H%A3B@1.! 3
M $KTB982$W00FA*5$@/+"8$ A@T9H ]?'6A;U\?[F]X1Y> P&!&GJCL+G'B:
MO&FU^H+*3557KY,FROVR2K(Y,9*F.ESRTOSXVM1R6%1Z2N*(*EKC*TSYD\DM
M*#9/H$:$8RPC+-;M<3FD2VN3<\MR!X9UZ)U:75$E<FMT;51"YN<FY<06J1+T
M"U*8:F6(EB8T)A1I8A%F%BT(.]ZWK>$:=AW1]+S^[;CYSB,U+=[FH!! G.W8
M7IBDZ$V((+/8OM+!5(WMR94<:>RW]E^)P?IJU9LC81%G:+,"(&BXN,]&[\(P
M>S(1]Y5>3>O?M=.(!]MHL^1?[<5F_P#V5L.)?6V\]O\ M%")+\HO^@REH]_W
MT*OV#?EU  C] OA\,$X7*-_(7$51\:I;,-@\FM6SK&N62MLON"Z;YGZJSKDL
M9P9F\YFBA,HEBE&V%C98FTB-2M2-.E3)DA0S?2#8AF"V:VVNW/E&:I^J*R5=
M<.'%A2>5_? V<_D=)*E8F4D$)^[Y1/B:X+2DR 3AI2=)]/YX1B2!2;+ EWHP
M1NMB"#9,7'=T23PA@,!@,!@:HO2[:TYNI^Q+VN*1DQ.LJMC#A+9@_&IU*P:-
MK;P!^!*- B*/7.;HXJC"TR-(0 9ZM4<626$0QAULLEMQ.;2O('8C7V)&I'+6
M3GSJ>B&9E,8#64[INH?NH'83+)42Q>UR>O0!D,@"_,.TR/0C1CVG/(T>3L90
M=' WLNVO;UE2]--*(*,//,+)))+&:<<:,)91118=C,,,,'O0 %@!K>][WO6M
M:U\=X9533+SC>**"2MXAK]VA7"AX8%^FQX5Q5CL2>Q5 LV=M-HLZ=06%R.$;
M+VH#L&C N(BMC#O7J^.M_ W]>_HLVA,SBUCPR(V'!GM%)83/(PP3.'R-M$,;
M=((M*&I(^1][0#, 68-$ZM*XD\K8@AWL!FOCK6_R88Y<*R? 8# 8$7.-.1ZT
MX;Y[A_-=1.TT?()"G.9NS6YV"YLSQ*U*R=3-^G3V)Q7Q^/19I-+"]R)1H@)2
M$GVR- #OU;UL6R[;7:YKV'.W5%9=.+K\;JX3RM.IYQZ GW-M@_:AE):"U%@U
MQ].^OJHT:0X. 'B,&[="])E>]DF#$$81E%B#O6"RSGU23PB,_8G5=<\1\X65
MU%;37,'FO*K(C*J2-T!;6AWEIY$IF<<@R$;2W/S]&6M5\JZ2<@T_1BXG>DP#
M! T89H)8RZR[7$YI&H%A3B@1.! 3 $KTB982$W00FA*5$@/+"8$ A@T9H ]?
M'6A;U\?[F]X1'+JOL3G#B.N6NVNHK*(JNO'F8-L!;I(JC,SE)!\M=VA^?FYI
M&A@T<D[HE^::XRN,T>:0!-K9.@",T886$99K=KB<V,7[1L3[JI6")XWT;T/4
M<$D@6:QV*P.4[5,JB0SV(R>(.!#:VNDA^@O*APA+\RR8"[2?11!OS!2<X(P"
M*UK"R]MY3+VC$S\R>.+DM*UDJ&VF>9.:X(><J<7 ;P\%L,?2JCESJ\.9J<AU
MD,CD,A?G,U2H$64I7N;FL%L(##C=!V3CMM^:V/S]T#4/4U0P^^:&F!<^J:?%
MO1L1EQ3+(X\4\E1Z1O$2=S"VB6L["_I2TK^PJR-;/2%:.T5[A?K*& 8A99<7
MFW)A# 8'\B&$&M;&((-;$ &MBWH.MB,%H  ZWO>M>H8Q:UK7]W>]_# C=TIU
M167*J&FG&SD\K4)KSZ K?FV&?91E)>S$]@VE]:^S2I^*-<&\:",$Z8C]K%9>
MCS$X?2+VA!]6PEDMY))X0P& P--]!4E'>C:>FM+2N1SN(L$Y2-J1PDE8R<Z&
M3QHTU/C6_I549E*9.J4LB_YQI+#L\L&S-%B%H.PBWH6BRXN5;@O"[2TG);H_
M>G6?D4ZBJY$I1*EM)=!]=RJ65-)Q-BDE8VD3./1UEB#E+42%6F+,"0O7'E#V
M#X&!&'8M"-=]Z22^RWAJ:FQC;&YD9&Y SLS.@1M30T-2-.WMC6V-Z<M(@;FY
M D+)2H4"%*2 HDDH 2RBPZ"'6M:UK##S\!@,"+G4W7%:<B-E).MFM,T=DM]=
M&U;S!#M0ML9G0UOL&W3'DF+.4D \R&/:1Q(@YD, L4)MK%96S ; F,#L>P%F
MMVY>B4>$?R(80:UL8@@UL0 :V+>@ZV(P6@ #K>]ZUZAC%K6M?W=[W\,"+W4W
M7%:<B-E).MFM,T=DM]=&U;S!#M0ML9G0UOL&W3'DF+.4D \R&/:1Q(@YD, L
M4)MK%96S ; F,#L>P%FMVY>B4>$,!@,"-EJ]45E3U\<S<ZRU/*S)]U>MM5!6
M"AF927".)5%/1-NF4K^USF)P3J&,D]J="@(A@3J '*/WL>R_B'8BR6RWT23P
MA@1L3]45DJZX<.+"D\K^^!LY_(Z25*Q,I((3]WRB?$UP6E)D G#2DZ3Z?SPC
M$D"DV6!+O1@C=;$$&RXN.[HDGA# PLRO*[,L%/:9L&A8[5(B1L&26.9&6,5@
MDP7;KI[/AZ>7B1;D9<2V^':5C;PJ-(_FQ^[LOW-^K!F\NC-,!@,!@,!@?@J(
M^:2J4OO'IOF2#B/F$IGLJB/>+$7[R8WX"]H\KU>H OAOTBUK>! _E+QX5+RE
M8DYN9-9G0_0EWSZ*,]?.ES]26RKMZQ6JN&-=IW15Y&70QI8F]@B)CZ'3@H3D
M)=&*EH0FG&#V 'I-7:V8X83WPR8# BXDY'K1'V:Z]S$NTT^]YYYR1\P+&0;F
MS"K[[OD%B LQ,Y%,^H]I_!+0/^A%[4?5-I-I![!M-L>@F!+W7M[>F4H=C#H6
M@;$'0Q!$,(-[UZA!!L&ABT'X_'80;,#K>_[FMBU_[/"(O).1ZT1]FNO<Q+M-
M/O>>><D?,"QD&YLPJ^^[Y!8@+,3.13/J/:?P2T#_ *$7M1]4VDVD'L&TVQZ"
M8$O=>WMZ92CPC^=C"'8-"$$.S!; #6]ZUL8M!$/80:WOXB%H -[^&OR_#6]_
M[F!_6 P& P& P&!36U^%^",K;J-M??\ Y54,&,^ %=?I.T7A+$U2396RU#:6
M4FAI+PS-BL7[H9#:L1%ZW^Y!H -[!LWW_B?]%DW._.5+<I5/&Z1H&!M==UM%
M@J1MS&W&K5JE6X.!VU+J^O[X[*E[[)9&\*A;-5N"]2I6*1_#8S-ZT'6C-MMS
M>;=FQAT+0-B#H8@B&$&]Z]0@@V#0Q:#\?CL(-F!UO?\ <UL6O_9X1_6!HZ@.
MDJ4ZDAKO85"S<FPH2R3:45XLDR)CDS,TJ)7#%9:"2HV91)65EU(FYN7&^SIQ
M;]*FT\T!@"E!@BS-!+99PK>.$,!@,!@,!@,!@,!@?R,82PB&,00  '8QC'O0
M0@"'6]B$(6]ZT$(=:^.][_)K6!_6 P& P&!B4^AS=8D%FE?NZUV;FF=1*1PY
MT<&!;IM?4#=)F=8RK5K*XB)4:0.R5,M$-,=LL>BC@A%Z1?#X;$X<53(?"W62
MQDW!Y9W-Y19]4Z@D;<[T[+^TY4H@$ACAH-DJ(>^:9XZRRU9%%206R#$878L.
MR=^G6]?#7P-]]YXF?9:Q6%85]2U>P^J*IB++!*Y@#"AC,/B,>2Z1M#&RMQ6B
MDR1,5\1F&F"W\3#CC1&'J3QC--&,T8QB,6VW-YL[P& P& P& P& P& P& P&
M!@MH0%LM>M+$JUZ=']D9K)@LM@+L]1-R"SREH;)BP.$=7ND:=QIE@&I_0)7$
M9J-3LDW1"D ![ +T^G8EQ<JIM^%FJW1HW"YWVYY/;0J122<A>:7GO:4M75W(
MV)3K12B,OWT1@89FLCAZ,1B<:0+P6 1!H@[_ +@-A-]]])GV6NUO6\#I^!Q.
MKZOB;'!:]@K&AC<1B,;0E-S*PLK<5HE*A0I2=:T$(=:V(8Q;$:<:(1A@A#$(
M6S%MMS>;-L!@,!@1<YHY'K3E9SZ+=:Z=IHZJNG>C;!Z?L+4P<V9Q*;[!LDMJ
M)>VV* 9X\P;;HDC)9B )$ZK:U6#6M[,4FBW\<+=K<9Z1*/"& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P*:VOPOP1E;=1MK[_P#*JA@QGP KK])V
MB\)8FJ2;*V6H;2RDT-)>&9L5B_=#(;5B(O6_W(- !O8-F^_\3_HLFYWYRI;E
M*IXW2- P-KKNMHL%2-N8VXU:M4JW!P.VI=7U_?'94O?9+(WA4+9JMP7J5*Q2
M/X;&9O6@ZT9MMN;S;NPA@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@
M,!@,!@,#&IG&_ME#Y9#_ *_)8I]JXT^QO[40QU^A3"-_76M4U_7XF]^PJ^CR
M5G^:^80*O:,^75%@,](O3\-A$?D+@JIN.W&S9?'YM=5W7#<:UD-LN_>D[#':
MES2EGBJ(;?#XBIE/TEA0H8C$DIQH4*)(B3A#[G[Z(WT$^V:VVNWLF[ADP& P
M& P& P& P& P& P& P& P*JI[XI(Q,;*LBRH[W+Y*:<-M.6ODSDL'ICJ]9"Z
MX2/$@7'+E_V:B9D-=B8R1K9WM@^3-*-T (=[&(>O7AOOX8Q$L.4>-Z(XQA;]
M#Z3C[P2JFLC432RK FTG>Y]:5J3984$I7+K&L"3JU[_)7@X.M^C0S )4WK'H
M@DK0QZ$9NUVYI2X0P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P&!\0G(][[45%_Y$J=_S5U[_ -TFC*\-
MYMJ80P& P/C*=@_Z6W4?](N[?XRY-D>[7XSV?6,\97]FYX^?Z$'*'\0T"RO'
MO\[[U-_#)@,!@,!@,#0O4]XE<R\U7UT4?&C)F31M16!:QT2*=@L)LE*@<8<I
M(8QEO8VUX TF.8&[9.E&TJC16Q^K98_AZ=EUF;A 3D7R>V!V3**YD-<<7V"S
M\D2.$GN\]['EEG0I@KF(3AH@"B2RN+0V)NZ!MF5J1&+3E,9$U$J3$M[<-S3*
M3@%;3$>X,U=)KU_;T8$R>5SH2[$,BM;C/QGW1TWRBP+W]"U7^;<584^ZVL5%
M%Q[:_O='4Y-4Y\RLB/:6H5)2%3[J ;@<1LDLK2C0R2R]DG#:XJP"DNVN=[WY
M0;>T8U-"XU1!T/D<SDK]/0)XVX5TDA1CDEG;18"'2M<2POT)<&96F<"0G'EZ
M-(V(@PXH91AAFZV;=O5 *'^4+KOH-D!:?''BEN2ZN=70LU3"+:M/H*F>9'JS
M6HL9?L26 5?8);K(W&)O2;8E#8XK3F\E>0(L0?3L8PE&KIK.&UXMY]!>1IYJ
M=^HVCJPY:LZ_>T[QK%NML'+$;D\1BI]2PD929*^R.[;:?#5$'@<>990::REK
M=:5@7N2899(=ZV 0B37.;G]8]AS)Y")!9]_NW(_3O,LXXWZ=+@A]IPR#RF<0
MZU8%;-=HG IL>'NKK:@_R[!)7:-*E!>W1J&G3KD90_<] PE*/9%UQ.Z7,;1I
MKLDJW>U.S^/-5V9'SN0F7G=Z,L'<K"ZE6 5?T#7S4D@$7U'&X<6,BPVX:46]
MN#CI9K83=>S\=EZ)=<:S;U0%KGS'V9T!-^@*;Y>X+G-[W;SUT/;M/S:-H+MA
M,#KN/0*M'\,5CUG3:VYY&69GC;_:L@0.Q3+$D*)Z</89U"@Y2 C81[-723C;
MP2AYD\BKETFT]+5Q_-NG%1]P<NL)ZR;\<6A,HFV.3X\.\<7/=:F1"WFP+G#7
MNO+$6D$HB9,6G^61"/">80),-,:I)=<8N?UO54-P9T7WB9Y1?**OUX_PNSY.
M+!X=9[RCI_7M6@#S(P-]1O*)E,;W93&QI+=3.T>=5K]I(S!1Z2FA&E%\3SO7
MAO::]DX^KJMPXJWNM/(JT4#<T!Y3I:D9_P!;]@63&E4Z9Z+K5VCD610^ND2[
M3:;8EOV5+E!49K2'JG$(DR50H I,/4A"#98-&DB,-:ZYF;PU:O@'D]G,5O&L
MN?N]>-Y[P]++Y?Q1.A)XJM* WW1ED3'991B.OU-I0 EJ*A=B/0CM%MS6Y("]
M+C0B 4?O>R=&E[.&=;G"LGN+H#N/7F!\;)A/ 21W>*P5^0!-SW#1]85:0EZ)
MCRVL&J/.]E_6E47^2II6QPU,G= -[N6I6GA6B1EC 8 P0C>LU[+Q]'355L@G
M,KKJ&R2S:]#4]@/3 WN$OK4$M:9Z&$OR@G0U\=#,V),C9Y,%N.^(-+$Q191V
MM>H(=?W,.-Y\'/[^)+M'HN/\.VI7L.YU^TE"2))1"^:=&$7;%8TIBLJ-Z&C*
M<-9G4ZK:1RJ4()$2W-B<UR(6!1!+>AZ-*V%(;HPZ^*3NSGB_7R\6ATA:?A*[
MS=>EN62>5).VBJ!OC\3)O*$WN&2L.[SII2*1;?X0T,R)F$!P--3?)G%B-WHK
MW/5Z1ZUH:23R3%RD$Y^3[IA-6OWY4=XR+FO#D"-Q@J0%WM]]%55S.)W7K U^
M\\V95O.TC+6V)*HBL1)1+63YPQH7O+=L"@M,4$80[)V3.+<58]$>P.?YCR>U
M]L(YTF:^=7&J#;F/FKXG/0"9H6C:3G5UV\-@ J%A#XS;2G)%"$H)RCY\H2<K
M1AFPZ$8[;W=O56?KRW=)F5NMZE(\5'19G$"1G^W1=T&6S4"2Z5M0%EC<%-K)
M.6%:LF7BC@8X'3H4 ;N TYN%\SKX)OW[#?9,XS.Y<?5UF0BYZW@EMUJ_I)37
MUE1-AF\,D*'UZ3.\;DK:G=FE:$LT(#TYAJ-4'W"30@-),]19@0C"(.C%F+B\
MU(_XA&&QNQ:"X8KZ9-A+W$)UY3.08;*F90,TLAWC<G)LMD?&P\9 RC@$KVM<
M:4+8!!%H(]_#>M_EPWX^%M_%;&\5,]E_/TSNGQ-WB_N+U8'(1*67<SS&0'C,
M<[EX?F#JH3U>_)S!['I2XU N%J)NH0;"0DV4D3%>OV31Z&\S.^<K_EZ#C;^W
M&\S'^;7Q\?Q*.F#;^O7WK9DC\HUAV5<5N4[X_N+)SVV9S_(U,%N2UQ6[7O/U
M&QZQT(2MNE<Q>PIXF>C)[+HZ8;H#H0@0>VCWL(]#,*, 8(G9B9VN,M@\]>2-
M5>ZV^*/=.;9_2O>M#UJX6$NXWMF6Q-J4S],:W&[B+G6MUL^WF!RNN9+)S$C.
M=)"2O9:U2H(U";V_1LT73&+G];U5(\&=%]XF>47RBK]>/\+L^3BP>'6>\HZ?
MU[5H \R,#?4;RB93&]V4QL:2W4SM'G5:_:2,P4>DIH1I1?$\[UX;VFO9./JO
M20=DE+O(F^\!ZKLPLYCY";NKC+5W*PB*4%.5MAJLF"@A.HYH8# #T-<)RV[;
MU\ A)TEWZMFA.?;^O=^4<+,\GDK>;YL;FSA7D&Q>Y+%HYT PW[*6BPX/1U%U
M1*1E^L<!77#8(%S;)+(;O2+2YG;D1XT8]"+&;L\E44F+-.&=KALPKOM_I[E.
MU>G^^.<93QCJJ9"&/J*Z'8T"OEYGYS@FCA46%5[S7*A.@DZN9R20Z:6]*<6A
M/TK(,&HT00 9H"=N;C6Y1E=O+!T/3D?9+H[ \9%V\T<G/#Y'FQTO$ZXZILR5
M5@TR]>B:(U+;KHZ-:03*N8_MU<TY3GO:A<J:O<]!A(E&P)S#79+PUN:NQ2JD
MJY*F6HE)"Q$L()5)%:4XM0E5)5!83DZE,H)$,H\@\H>A &'>PB#O6];WK>'-
M$GM3M>GN%JE26C:Y4ID3A*)8QUQ5E65VS?::T+BL^4&C)C=?5Y&_F$@71^<Q
M%#'O9AQ))11>]['L8BRS#6NMVN(@9+O*5U90; 3<'7OBPN:D.8DQ2)9,;@@U
M\5%?\KJYH<CTQ1$CLJF(00VRQECC86K":ZJ$:AQ,;2RS?<*$,(0&&II+PUO%
M$'\0OT)<LL\=L[05#0S/9_(EN13F:<&]8LM[0M"UCU(KW@SY'X@DJ)6S&RF4
M,\L(0L^M.A"L*+V'GU#!L*8X B^.3NX\UZ7+MG='6?$Y Y=)<KI^49(U/Q;9
M'(@FO&$7H5(H_IM2'_7]/L&9V5 R>TO,-2_)'%B-^!.C-"](]:T<[).5RTAY
M7ZHO.\O'3UI4_-IB_P"^6:U:H;(LWM2XMM<Y(@)>V9PF4+;E9HRB0KYS!D;F
MS$@&,L!IB[18A@T+8]%TLFTMY-1>+KJ?@B\.?8=0G.39"ZHE%90]JBEG<@RJ
M.(8';%;21@0DH96W3.N7I&WNTE/(>4YPEKX I:4M5"$8H/\ FA&@"7>;2YO_
M %;?[\[D@/C8J6C;!D\*9SZPF/0E6<\OBD$A^P[#4,(E+%+'%=812%KB$I&\
MM<"9(6+8&-(F2F*BA:+(. , "S":ZW:XZHEV)Y7>H*EA:GHNQ/%+T-'N,VXC
M4D?+<^^&G7"[8O6IFP'%V%*^6T*HV41U F;-B6+DJE[ >V)@^M5[6M#V U-)
M>$O[+ [8[EYLIWDK?;4DG9;K0*R%QB;1:019&8\NT\2SG3>7!F*%L6Q)5;K*
M9<O=DR5(B,]@19YN_F1$%E'&%F9K;>WJ@"[>6#H>G(^R71V!XR+MYHY.>'R/
M-CI>)UQU39DJK!IEZ]$T1J6W71T:T@F5<Q_;JYIRG/>U"Y4U>YZ#"1*-@3F&
MNR7AK<U-GLSO6H>,8=7;I(&B:6Y9-Y2'4,YXHVF6@J86==\M,1IUVTL0;P*D
MZ J.M21:G4.;PH/ B0IU!7Y33STQ!YG76[>S6%$=8=]3VUH3$+R\7,GY^K.8
MA<_G+=(ZTHFW"X,8B87AZ1%S6"Q4AKD*0+L>WD(2QH1KPEK%80F>D(?4(MFL
MG"\6T^->R2NN7GKQG+KLR #Y2Z]M?E$\\<K#* SDVL2&%3J=% #'(]N.%OA+
M\#XMN]KMI1%[U\T=K>A83;7&/S$8;%[][OC(9M,X3XB;JF-+0E2_J#)6_P#1
ME%02UI+%8NK5%NLGBM!&'R.6+1*D"(U6W-BE8D='$KVPED:,- #99KKR[N*,
M?E^Z+K+K;\/ST!T?3C@M<JWMNNJ;D\;,=$Q*)X1!_G&5<VNK&^HDRM>F1/\
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MM0E5)5!83DZE,H)$,H\@\H>A &'>PB#O6];WK>'-"OH'LDJB>L.&N7C*[,E
M^TWJ^V4B;@E868-<&T?73986SS8V*..FY87)R5PTNM:7MNT0B]#_ '_0]A :
MFN9;Z-<]:>15HH&YH#RG2U(S_K?L"R8TJG3/1=:NT<BR*'UTB7:;3;$M^RI<
MH*C-:0]4XA$F2J% %)AZD(0;+!HTD1@UUS,WAJU? /)[.8K>-9<_=Z\;SWAZ
M67R_BB="3Q5:4!ONC+(F.RRC$=?J;2@!+45"[$>A':+;FMR0%Z7&A$ H_>]D
MZ-+V<,ZW.$ED'9)2[R)OO >J[,+.8^0F[JXRU=RL(BE!3E;8:K)@H(3J.:&
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M&A4\7RSTPR^/_P#B+[!_\\^Q3_6Z.P7^J>[P_#$@1%V-YBG0M*0!Q6>7?IY
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MJ*WO?]W/EI6HWKZK=UK_ !2%M[F](0QV.5N)Z6_-.+0SMC:6ZJ"$YBL9PTY
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M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO\
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M\9[/K&>,K^S<\?/]"#E#^(:!97CW^=]ZF_ADP& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&!
M\0G(][[45%_Y$J=_S5U[_P!TFC*\-YMJ80P& P/C*=@_Z6W4?](N[?XRY-D>
M[7XSV?6,\97]FYX^?Z$'*'\0T"RO'O\ .^]3?PR8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
MP& P& P& P& P& P& P& P&!\0G(][[45%_Y$J=_S5U[_P!TFC*\-YMJ80P&
M P/C*=@_Z6W4?](N[?XRY-D>[7XSV?6,\97]FYX^?Z$'*'\0T"RO'O\ .^]3
M?PR8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# ^(3D>]]J*B_\ (E3O^:NO?^Z31E>&\VU,
M(8# 8'QE.P?]+;J/^D7=O\9<FR/=K\9[/K&>,K^S<\?/]"#E#^(:!97CW^=]
MZF_ADP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P&!\0G(][[45%_Y$J=_P U=>_]TFC*\-YM
MJ80P& P/C*=@_P"EMU'_ $B[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?Q#0+*\
M>_SOO4W\,F P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO_(E3O^:NO?\ NDT9
M7AO-M3"& P&!\93L'_2VZC_I%W;_ !ER;(]VOQGL^L9XRO[-SQ\_T(.4/XAH
M%E>/?YWWJ;^&3 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8
M# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8'Q"<CWOM147_ )$J=_S5U[_W
M2:,KPWFVIA# 8# ^,IV#_I;=1_TB[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?Q
M#0+*\>_SOO4W\,F P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO_(E3O\ FKKW
M_NDT97AO-M3"& P&!\93L'_2VZC_ *1=V_QER;(]VOQGL^L9XRO[-SQ\_P!"
M#E#^(:!97CW^=]ZF_ADP& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
M P& P& P& P& P& P& P& P& P& P& P& P& P& P&!\0G(][[45%_Y$J=_S
M5U[_ -TFC*\-YMJ80P& P/C*=@_Z6W4?](N[?XRY-D>[7XSV?6,\97]FYX^?
MZ$'*'\0T"RO'O\[[U-_#)@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,#XA.1[WVHJ+_ ,B5
M._YJZ]_[I-&5X;S;4PA@,!@?&4[!_P!+;J/^D7=O\9<FR/=K\9[/K&>,K^S<
M\?/]"#E#^(:!97CW^=]ZF_ADP& P& P&!%CM;KJMN$.9;+ZLMUDG$CKRJ_L;
M]H6:N&UA=YFL^W%@12N&GZ,W2>2Q!C4?+ODP3&J/?<4_H2 -$#W# @*&776[
M7$YH\^-ORK\R>4B)V;)^>D%E1=94DA9&*90RW&6)L$Q2II.VJ7"-R=,BALWG
MS4=&GTUL<$J<T:PM1\TV*0C) #10S36^ETYL>_K=>;OZS7^JG^Q-W_SAO_FR
M^S<#^YC_ $?_ .<?_P!8?O*^W'_4?^]?^KO_ ):_O7_!_P"^<'9>SOZ+3L,&
M!X3DY-S,WK79W7HFIK;DQRUP<G)40A;T"-,6(U0K6K%1A2=*F(*#L0S!B" (
M=;WO>M8&.0*PX#:D70SBL9M$K$A;FK>T#;+H/(FB5QEQ6QM]<HQ(4J!]8E:Y
MK6'L<D9E:!6$LT6TZQ*:2/TF%B#H8QS9A@,!@,!@,"IZXO+E6-4],W!RA'N4
M.[>A+.HQ!7[G8:GFNA&>V(NT(+-B#7,XFI.7HK$;75"6N;W(1&OG4*38U210
M$K1A9>C!&YI;.[,PD5QYW]SUVV3/FZJ5<XBMDU(Y(&>WZ-N2#/=6W95;DZDF
MGM9$S@<A*"J3$.!1 _:5)35:,1A8RO=T: 8 DVUNO/D_/QW]DE=\\GP#J$FN
MS*J!.7JQ67<(,E89L)J-KVQ937IY^I(&.1/2XMT.C E0-?($[*"=H&_5L.Q;
M&VO;<)MX9,!@,!@,!@,!@1LJJ])K8=\=,U"_4+8M<1*AUM5)(/<DI2.!$)Z
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MP!$8#6_CHDEVN)S1VC'>">4=P5IQL"HI P"LKAM%VJGFDFD:!%((RG66,F@
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MN_M=]Z'V^_RVRN3_ &G^S'V89?\ RL]CY+ZC_?/K]\CT%WUTUQVW*[W#F8#
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M()KK+KW7U>$U=K][\R=,\Z4SY#*MY<<*OZYFA]2U+=W)#W:0&Z!W-ML.=([
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MT0A*SG=GM- FD4=?$3@#T;) >M3C*&$03M[T+6B7M_XY2IPRYHO$7V-R5SE
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MH",FC#.8JT' 7C/T:8C4)A:]( >H&Q$NNO;W:K?,,*=[*[1[+N+LGH#CG@2
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M&3 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MX6U6 U*PNX0 ;PF&^UI2$\ P!B[RSR=U^.8H=\/5/M5F0"S*ADWFGOWQ?6A
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M_A+IU&8&VK7IZ99!:UBKF=O :8K<(K5_=$@L":"* 2F5F"$U1..K%^M:!O\
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MY<!J: EO141B)3U(Y"4S%2&1O$M=RRW>6O#\_JBU3^_*S]:/5FZ)T;[9?H*
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M^0+91 ^28$A>E;/)6%.H?'J>S9.P-<P0+FJ2$0QMG$ND;7!#G5K<CTPSV4E
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M'/\ SG$898JM$<VAL!U=)?8<X;FU40)*L;6&767))C((VW+TPQ 4$-ZA,4H
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M/\PUFW537*J3NLS51QN>9._A52AZ2-B!S>%3K+WR0O:A2I0LJ0GX#4B  I.
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M@"'6M!"$.M:T$(=:^&M:_)K6&']8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8'Q"<CWOM147_D2IW_-77O\
MW2:,KPWFVIA# 8# ^,IV#_I;=1_TB[M_C+DV1[M?C/9]8SQE?V;GCY_H0<H?
MQ#0+*\>_SOO4W\,F P& P& P& P& P& P& P& P& P& P& P*M>9NDKEL+R@
M^3CG"7RTMVIWG:+<8NU0174?C* V*++=J9YD<^$-_;6='(W\MY?&X"@(7)6L
M^5WL0"/;*WH&C=D[)>M6E88,!@1LYKC_ %%'T-RAZDG-=3IQ=^@+(?:1-KE
M>WIHMSFX?1=UA"Y8!1%HN-3.F#12[3B?KZ@$[9@!:6&Z_<%EN.B2>$:\MU!9
M+I5%GME-/3#&[?<:\FB"J9%*2A'QAALE7&W)/!GJ1D :7X1S"UR@Q*>L!I"M
MV).6/7L'?^1B$QGCR>%23=;+13U7M5\O\8E=V-L"BJ&V9/"DIJ&(2&PTK*C(
MESU&41[8RG)&-S? 'G)BQ)$VP%##KV@?#TZ+<9X<FT,(B]4?6M:W1T1U1S5$
M6V7$S?D)33K?:#N\MK8CBSBY75$7>;QM%#UB=Z6.SH)K86H(G Q2B1% .4E@
M)$?Z3-@+=;)+ZI0X0P&!%ZSNM:UJGIGF'E*0-LN6V9U>FN-PKU8SMK8?%69M
MHZ% F\P6S!T6O2!<@"I1J2$J$M&D7FG*C]>X$HH(S0EFMLNW2)0X0P& P& P
M&!%[EWK6M>MT=Z.-8MLN0(:!Z/LWF"5J):VMC9]8G]2E1_[6.D:*;GIX-413
M:V0:3I3U>D:HX:<P6TX"]EC,+=;KS]'^UQUI6EH]/])\G1MOEA=C\L,-,/UD
MN;FVMR:)*B[SCKQ*8DBC#B4[J71S5HF9H]:[9R),44,\ "QF[T/TBZV2;=*E
M!A# 8# 8# 8# 8# B_U+UI6G(S-3;U9C?+'(F\^B:FYDA2>(-K<Y*06%<3DN
M;XXL>?J;NS$(8T@ V*#UJ@ S3@%EZT42:,00[+-;MR]$H,(8# 8# B]9W6M:
MU3TSS#RE(&V7+;,ZO37&X5ZL9VUL/BK,VT="@3>8+9@Z+7I N0!4HU)"5"6C
M2+S3E1^O<"44$9H2S6V7;I$H<(8# 8# 8# 8# 8# 8# 8# 8# IRXKZ#ZNZ:
MA_EJC*>QX\=:E(]M];<Y<IOTFC,;:(U7J&*0]B'3J*4 C,14&R)EBTJ?@&JU
M:Y"[.*E*#>C=*A:] C>TD[?S%GM)-ULM%/5>U7R_QB5W8VP**H;9D\*2FH8A
M(;#2LJ,B7/491'MC*<D8W-\ ><F+$D3; 4,.O:!\/3HS<9X<FT,(8# 8# 8#
M JUYFZ2N6PO*#Y..<)?+2W:G>=HMQB[5!%=1^,H#8HLMVIGF1SX0W]M9T<C?
MRWE\;@* A<E:SY7>Q (]LK>@:-V3LEZU:5A@P& P& P& P&!&SK>/]12BAY<
MR<;3FNJXZ$5K8H*&S"U4![G"6QO2RQE5S ER1IXM-#!J7.'D+DJ06VU2$M4<
M6/>@Z#ZM%F,_MR23PA@,!@09\EO53YQ)PKTAU#%VAM?)75D'3*(BVO1:D]E,
METJDC%!HJH>$R,Y,J5M*"02=,H4DEFDB.(*$#1A?J]836D[MI*]GQ36?7M?P
MAP<>N^LFSJ&4S-LA[XTDM%%P6F6RL5IC<O52J.M*J%JAF3=E5+'!,6E5."=.
MK++0^L7QVH$$L;69X3":>&4;NR9]+:IY"ZJM& NWT&=5MS=>4^A;Y\@VNGT6
M6PZL91(8X[?3'I&XL[C].>&XD[V%:<],=Z/0:6,&Q!V6<;)^51G3W<O3M>^!
M2H^VH=8A#-TM+J;XSE;W8.H;!G @]_N&7U*T3U>5#W6-KH0G^JH96M"64!NT
M2EV9K9( ; 'X'2:S[+KTXN@3#DB\1UK6JKLQ;PVG;9<9;K9S@#I]R>/IK8""
M)( HL9)6+>U_5AO6GH^5KWT\TX)!;<)*6D3B$8H"8(LL9>V]O=TR\ZQ8_P!1
M+^C.<GZLYS73)S(P(K:#TU"'] >=8<X<'6)DI:<.@#@&+.J="FC,O"8H= B<
MFH1R8>OAM1Z?9$.&./-X)'6M:JNS%O#:=MEQENMG. .GW)X^FM@((D@"BQDE
M8M[7]6&]:>CY6O?3S3@D%MPDI:1.(1B@)@BRQCMO;W=,HK=,])7+7OE!\8_.
M$0EI;33O1,6[.=K?BNX_&5YLK65%4S-(X"(#^Y,ZR1L!;,^.(U @MJM'\UO0
M0'^X5K8-FI)V6]8M*PP8# 8# 8# 8# 8# K+\QO1%O<G^-OICH*AI47"K9KE
MLK=9$9,:PQR3E-QKW<M=19W"8QRUI?&!<6N8'Q6FWH]*9LO1WK+V T(# FM)
M+M)>2QY@5'K6)E6*A^ZI5M+:J4&>D /<//1DFFC]!80%@]9@][^ =:UK_<U\
M,,U[; 8%<?D ["L;E&6\&1^OV"$OB7JCN2GN8YT=,4+ZM/8X/8!;T>]/,2VR
MR%A+2RM,6U:"E-6!6HRQ#V(Q,;K7IV:UUEE_$:Q\C'0O23+>_#7$?)UCQBDK
M6[+E=U+WV\Y' FFT3JNJ_G^O$TYE:F.P*1*4D:>Y/)5#JF2H]KMFD ]HS6R]
M>OWR"ZR8NVW*+&*5BEEP>KHA$[BMG[\[*9$"A+*K9W!&"LAS56)Q6J$CD;!8
MLI51V/GD-AQ"<PM&+1)HR=FZ 7[GMA,W&>')K"SNM:UJGIGF'E*0-LN6V9U>
MFN-PKU8SMK8?%69MHZ% F\P6S!T6O2!<@"I1J2$J$M&D7FG*C]>X$HH(S0B:
MVR[=(BMV%TE<M4>0GQ2T7!):6RU=TU*>N&FZ8T./QES%+D=7TJRS.#!*>G5G
M6O\ '3&5_.--V)L5(_F0F[ ?[H- T$UK)=;;SBTK#!@,!@,"-EJQ_J)ROCF9
M[J&<UU'N>X\MM475$/E* ]3-IZWN<3;DE1$UPL*BSL6W*8Y, *53D(QR:PF)
M1!!\%.]^DLLQBYYI)X0P& P& P& P(V<UQ_J*/H;E#U).:ZG3B[] 60^TB;7
M* ]O31;G-P^B[K"%RP"B+1<:F=,&BEVG$_7U )VS "TL-U^X++<=$D\(8# 8
M# 8# 8# 8# 8# 8# 8$7^I>M*TY&9J;>K,;Y8Y$WGT34W,D*3Q!M;G)2"PKB
M<ES?'%CS]3=V8A#&D &Q0>M4 &:< LO6BB31B"'99K=N7H\WK>/]12BAY<R<
M;3FNJXZ$5K8H*&S"U4![G"6QO2RQE5S ER1IXM-#!J7.'D+DJ06VU2$M4<6/
M>@Z#ZM"8S^W))/"& P& P& P&!5KS-TE<MA>4'R<<X2^6ENU.\[1;C%VJ"*Z
MC\90&Q19;M3/,CGPAO[:SHY&_EO+XW 4!"Y*UGRN]B 1[96] T;LG9+UJTK#
M!@,!@,!@,!@,"-G-<?ZBCZ&Y0]23FNITXN_0%D/M(FUR@/;TT6YS</HNZPA<
ML HBT7&IG3!HI=IQ/U]0"=LP M+#=?N"RW'1)/"& P&!!GR6]5/G$G"O2'4,
M7:&U\E=60=,HB+:]%J3V4R72J2,4&BJAX3(SDRI6TH)!)TRA226:2(X@H0-&
M%^KUA-:3NVDKV?%-9]>U_"'!QZ[ZR;.H93,VR'OC22T47!:9;*Q6F-R]5*HZ
MTJH6J&9-V54L<$Q:54X)TZLLM#ZQ?':@02QM9GA,)IX91N[)GTMJGD+JJT8"
M[?09U6W-UY3Z%OGR#:Z?19;#JQE$ACCM],>D;BSN/TYX;B3O85ISTQWH]!I8
MP;$'99QLGY5&=/=R].U[X%*C[:AUB$,W2TNIOC.5O=@ZAL&<"#W^X9?4K1/5
MY4/=8VNA"?ZJAE:T)90&[1*79FMD@!L ?@=)K/LNO3BZ!,.1@,!@,!@,!@,!
M@,!@,"+]<=:5I:/3_2?)T;;Y878_+##3#]9+FYMK<FB2HN\XZ\2F)(HPXE.Z
MET<U:)F:/6NV<B3%%#/  L9N]#]);K9)MTJ4&$,!@,!@,!@,!@,!@,"K7F;I
M*Y;"\H/DXYPE\M+=J=YVBW&+M4$5U'XR@-BBRW:F>9'/A#?VUG1R-_+>7QN
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M&2C)&SNXV,QU&S$!VN0;3.! =;]D\O>_CAO62RYZ1:5A@P& P& P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P/B$Y'
MO?:BHO\ R)4[_FKKW_NDT97AO-M3"& P&!\93L'_ $MNH_Z1=V_QER;(]VOQ
MGL^L9XRO[-SQ\_T(.4/XAH%E>/?YWWJ;^&3 8# 8# 8# 8# 8# 8# 8# 8#
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MPG1,_JVR>BF*].-O$7R5>D[B,YL"II#:M]=>V6:W6M=L.YWKU0=' N+0X/J
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M4B*V,?I '9@][+O)+,>D1AO#F^OJU:)1J>?B NGJ_P"I6IG7." ^<=AT)6\
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MY?[LO?+>,F%<KAT]TB'\+I7?10;]N0%_NKU%BG&[065,06NK*<^\3X6N+-L
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MK!9^K:2]2.)=XJMK.ES8YJOEUBCBQJI55Z0.OGB6C9'P Y?O^S=[_)AON_\
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M0"M7JXII#K6KZE+YOBX;=9ARN.PBO[)GYOO1B"0B%&E*'50SISU6UYVB#]_
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MO.B[9\G_ $/;5/Q-PK>QG%MLVM;W'%W>MY?'I2QQ5TC"5I=$3,<,\Y<L2D)
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MG$2*(K(ZQVN^U9!%!LK?FJ4J"AHFPT[9K>6M <((0C+$9VF\G[<O=+OR&?Z
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M'KKO"5SL3N*G>>)12=5U/N+!*1Q*3SB3'.4OMD,P,D*DQ2^/$34FL/R9;8F
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M%266+90#U0P@^ -:UAC:]US4@L(8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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MMZ:YNO)P<&BD^@Z0N%V:2-JG5LJVUX'8+@V)0[3A$I<$42?W=2B(#M65K8S
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M1D&@,-] 1:WL8JGE@--W^(JGQ&S#-DE^(&,&ED[&+90#3NN-@., 7O?H"8:
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M$KF;)FMI$8Z)@Z4GI2R=B4%:]7Q,!\2XO/HP)5UORFAL 53K>F^>T=I@<?I
MZT5717">P NWN%E?2Q0TV2 D07'W3@!]C:;W?4/6O3\=ZP8N,XN%8W:*KY;S
M4>&/W5/L(@P3R+JE7N'>TE#\K0\<]*D_U""5KY8HXSX#%_O B%^76M[PWK_7
M?>+6:VZ+Y\N5X?([4%[4W:T@C)8S9(Q5M9\)G+Q'BBU6D)ACXV1=\=%K26!:
M+1.]J %ZT;OT;_=?DPQ99S:<MZIZ&E77W(-JSJYW&'WG5+=?*:BJ=)LF)QYM
MN!-.8$2S66I75N[(3Y189T$C*<*\HUI.(VT[^)RC8B1"#LLM[;.C>#M?-&L*
MVR&U\N>J&9QIM$P.5O-[M8L0;EM5-TK2%N$67V0E6/!)\&125 < ]O-= I0+
M"1:&3L8=ZWA,5^M67C2EYM;@^4E<%6W$RM*L*!U=ZLL")V"UMBX7N^E$X.$2
M=W=(C5B]@?P+,&$>_0+\GY-X++.;:6$,#6[S<E01V4O$&D%JUNQ3:/08^T'^
M'/,YC#9*6.M$KB!G4V(\1]:Z$.S9!D[L8%*-W.) W@4BT7LW0]^G"XKP*LOF
MC;S2.:^D[GJBX4+(<0G>5M66)$+!2-!ZD)@DQ#FHB3P[DH#E 21[ $W8!#T'
M?PUOX;P66<U3C :;O\15/B-F&;)+\0,8-+)V,6R@&G=<; <8 O>_0$PT! -"
MWK7Q%H =;_N:PW?ZI[K6K1Z&H&CC6@BZKQI^GSG_ -SZ"3:-F0NOS7OVA>@W
MZ07+'MI&Y>V/\@O9T/X;_)O#$EO)LUF>F>1M3>_1YV;'UC=TA*]J>69>E=&I
MS0J0:,3K6]Q1&GHUJ106+0@&%C$ 8=_'6]ZPC2$JZTY5@LRU74WZ9Y]AU@[5
MDH-0657-7,>F6UR@P)2=%J,.\D1O?S9YH]! 7['K$+>M:UO>%Q?2I #&$L(A
MC$$  !V,8Q[T$( AUO8A"%O>M!"'6OCO>_R:UA&AX5U5R_9,O,KZNND*%GT]
M),5%&PB%7!7LJEY1J(!QJTLR-,4B7O(#$A:8P1NMDZV6$L6Q?#0=_ N+.-C*
M+3O&E*,:V]\NVX*MIUE=E8D#4[VG8$3KYK<UP?:]2)O<):[M"18K#[X/B66,
M0]>L/Y/RZP26\F8Q.71.>1UKE\&D\>F<3?"!*F241-Z;9%'7A* XU.-2UO3.
MI6-K@0%02,O8R31AT, @_'XZWK"<N;(<#0LRZJY?KF9!KFPND*%@EA#^6]$$
MF5P5[&)D+YTH)R/TQA[D2%[%\V2/0RO@1^^!WK8?CK>%Q;QD:QMNJ:$EW7?'
M]L3:Z5\3O"K&R^":'I]-9<28&NXD<[@)#/9*Q77+JB42>Q3(-&" .!)S0<1]
M)_*<HV(D0@[++>VSHWQ:-WTO1[8@>KJMZKZ@9G528B:W:T9_%*_;')82$L9R
M1 OECLTI5BDH!H-B++&(0="UO>ORZPDEO)Z6-])\ZS(5=AB%^4K*A6\=)$]3
M!C=IP9\%:!\-2)U\O(KO38^JMS4Z*H591SD%M^9$A*- ,[0 BUO8Q?1D3]<E
M015\D$8E%JUO&Y+$X3NRY5'GZ<QAG?(S7.EYK7N?R!I<'1.O9H3IS)&F^JJ2
MRT'O@$7[OKUO6#%>'5=Z4E>K8O>J1N*J[C9FLY.G<W:J["B5A-C<>K"<-*2O
M7Q)W=TJ,Y2!.9LL)@P['H MZUOT[^ LLYMJ81#A)4]#%=\NMX$W.XG],*N4D
M]8+.?Q63$SFM'2I-II9.7:Q52:0_;A&M,FGH:Q/_ ,S],, 9I*(O9WH$$UF]
MN.F6UGCIWFN/1E_FC_T+1S'#HI.7BKY1+'BV8$V1F-V7'A""_P!>/[\M?R&M
MGG+&(&]+&A0:6X)MZW[A0?AA,7T9W7MEUS;<603FJ9_";-A3H(X#9,*]E3%-
M(LXB3C]M0%!((VO<FE6(@S]R/19PMAW^3?PWA++.%YLVP-/O70U QLRR"9%>
M-/L!M-_9[[WBGJS(6UF55]KDIRV*?>0!<]D"@WVG1)S#F[ZII+\Z4 0R?6$.
M]Z+BLAK>UZMN2/?:ZH;*@%J13YLY!]IZWF4=G$>^>3A+&>B^M1AQ=&WYL@!H
M-C+]WUAT+6]ZU\=82RSFQ^TN@Z#HW3?NZ[OJ"G].X1#:MVE94,K_ $YA +8!
MB;]RQZ:-+0@'K>M[+]6M;U\,+);R9U$YI#IY&&N;0:61J9PU\2"7LDMB;ZUR
M*,/"$!AI(UK6_,ZI8U."0)I(P[,)-&#0@"U\?CK>$Y-5HNI^87%LK9[;^CJ&
M7LURNBACJ!W16_7RILM9[2/0XVJ9ZV7D2$:6<NB:1%B0&)VL:HX"T.R-AT;K
MTX7%]%;COY?Z$0^1R.\P$]#<C:YJ/Y"D-RR&Z3KGA(ODKN26^CA#75VYJ&>E
MP5M4 B!9[B8UG$C=3O<T:$0"2]Z&:[+VYXYRM=66Q5K<\P^.N%E0!!(+#97F
M20!B63*.I7F<QV.MJ=YD#_#VP]Q MDS*Q,ZLI6L5(@'D)4QH#3!! +0MF<5B
MU7](<[W>X.S32]]4O;SJP%FFOK95]I0>?N#*40I B.,=D44?792VEDK#0DBV
M<$&@FBT'?[K>M8++.<;.D4DCL/8W23RU_98M&F1(8O>I#(G1"R,;0@)^'O+7
M1V<STJ!O2%?']T8:8  ?]W>$8!5M]T7>2=R64G=-37"D9C"BG=55MC0^P4[4
M:=H6R2W(^)/+N4A,-T'?IT;L.Q?#?PPMEG-Y[_<]/11_?XK*+7K6-RB*P<=F
MRB-O\ZB[._QNMBW 3298+^SN+HF<6>#@= ;3;=E!9:#2C6R]F^O7PP8K'UO2
M?.K;637=3C?E*H*;?#AIV6VEMIP9+63P>6N5MAA#7/#WTN+.!Q;DWGIQ!*5C
M%H\@PO>O4 6M#%SCJ_:-W%4=UUW)I33=IUS;48+:7=*9(ZRF\9GC"6JVUGFZ
M3#=XJYNK>$_90M"]&S/5Z=ZW\/A@Q9>*FSP?=!T;2OAVX;57E=]45*.4-=S
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M#S2R2BP[$(6M:WO TW(.LN6(D\16.RKI?G^,R"=L;5)X0Q2"Y:Z9GB91M]+
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M@R5\AN_*+!,^DO$AWGVE>_2S&ILZ_NEI-PDCN[5JR:P!*70QQKJR9#)#'!!
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MX\-OC[F<19 WG*$+=Q/TUT90;M)2(V=U]7<1A37(;)J)3(5NB6<IUF3VL3O
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M@_,U_P!=_#]_Y^"Y4_YHL7#>G+;V1WZ^K-/SQY'KF[5["XO>.Y./+-I6I8-
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M68/UW^(8;ZWM]&*44G&?&;!K.L6L%9YH(M:RB*=(S!#!HM/$"<],-_B+--)
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M[)N5JZ,5,#>9T0\7I!XLX3O=P/EUC(W8[E,I%-&OYUP.,<=@/ :)/H 4V@%
MK.NVUWGHR'D+QJ<DV[XZX-.NDJ8K[H.].L*#8+WON_;0B[)+;CE-B7% TLY6
M.+18[JV;DT230K;^!#'R6DU 0U)D96R2P&[-&8+M9OPX254S*>L[K4_AZ_&)
M%G*06[*7WKZ_H+R'9K[5*9P?;R>:*;;4MYC=(?7!!2D*]_L.30"LFZ.)4^U)
M1CH!0:4,>M'#R-XGV6^D9YUHP\IR_D][KCD+PI^0?GKH:N6UIE'+]R0G@ <!
MG$#MJ$K4+Q#WEXM1CDBV=N:1R7-H2'=2X&NIZDDX9XP'*@%&!J:V]V=MI9[N
MJCGR5S>>4'2$XLR.N,0LB9U!6LKL&).[2K8':+S>10QE=Y7'71B<"$J]E<61
M^6*$QZ0\HLY,:4(L80B#O6CE>?#DI&_$*PAVLR&>-"N&*7/$!=I_Y2.=X6BG
M$=<=M$AB)DIBUF,8Y&P.>C"1('QG*7"4)#0C ("@L&PBUOX;U'3Q<,W\,[\D
M?BZXPC'CSO!^HGGZJ*$M3ENG97>E$7%6$4:X5:<(FM&L"FQFM?NS6@A--'E2
M_CB^R'%0Z+EIBLY1M8<(:LLM0"IIOMW<;PJ-TNMEZCUC>#CR]2/V6G?1]25E
MQGUTO(+TC0GLW4<$13NLWMR/"%.G:HC#KY)5+SU!I>DX2U! =B!\0"R+CAMI
MZ<8E/+-%]>^<&"1 .PN57^+*@UEE28C83#V\74?5"#33"&MS2C'M"<JC5.(M
MO3>?L(C4BP>]A](MZ$&I\?'GK;_A>/AS44]4=#^*)MZOGD<E'(SCWCV.U,<9
M8K.8*9Y+.ZVG5<L:!*;J,L,A=GIJ70VO@F%*#1#;TR]*>(W6Q*RM&;#O9TDW
M[>>-??#2'A,FD=3=H^6&FZII*U^8J"997R]<-?<UV_!$]62&HY3;5;R;5D!;
M:W0NSXW1"/S-TC*5P0I4JG20#?I-H@D@OX%!+Y)^LMXU(C\.M_9-4'_V[Z5_
MUE+7PGE^;U7"C&R2?RE>>V-25G:Y#')#)^&&-_8'QO2.S(^,CMS!(T#JSO#4
MO)4(7-K<T*@PE0G.+&2<2,0!AV'>];&WQU:=\?W+7,BGRK>95J4<YT0H;*FL
M/A-55C:=45?FH*T5+Z"=W]>IK]&./"3PT]:^IBUIPVX*81BLL)PM[,#H6B[6
M]FO'U8M6')52]/>>'RDNEYL+99==U+!^&'U'2\R2@?JRD]AOU$#0Q2?2Z%.!
M*F.2QSKIC0/29J XE'DI3'\XX!6S0@,*&;/',?EM*>TU5?(/F[\>FN9Z\A])
ML?7M&=?02^X?63&VP6$31%2<(8[&@#\OAD92-\;.E+6_JO;VN^6 I&FUZ=F;
MUK>A$S;X[GI7JFFJH=Y&_,EU\Q]/,R*S:)\:L-H"'TG04PT2[UBX6I?4+56#
M*KAEL#7%B:I2^($3>-J2?/DJ4>TWLB]O8R2A:BY[-)CG6,>7CG6G> H/5'DN
MX\KB#\ZW7SS=]2,\Z24]'F>MXQ>M*V-+VB#32J[(B432L\?E9#CMQ1&)U:@@
M2Q$6G'LHP PE#)II;M^FW&6/0=%<LP?KO\0PWUO;Z,4HI.,^,V#6=8M8*SS0
M1:UE$4Z1F"&#1:>($YZ8;_$6::2!(_C;C1&(E3@S)/F"32P_#0E[?%F<\MV]
M=U=6]+^2SP&UE44$B59UW%YQY!2HW!X,P-L8BC"4Y\_M[TX%M#$SITC:WEK7
M=R4*3=%%AT,\X8]_NA;WLFMMUVMY\$GO(CO@CEFKI)T#;/'?/]U7)8DK;835
MD%-HNLI/:W1-]348T<.@K6O<(BZO;L\/:PO9JU89I08F0$''>DT8 %&$U[MK
MB6X1IH3E]S\4?CY[9["?8M7G\]>>4W9W1UODP.,1^.UC#I;#8'))!7%&5U'(
MP@+9&JJJH., C^)(#MN2CYE6::86,@));>_::_\ %6QQ&X<7AY @QM_^'SOK
MKFY+_@3=95_]*RGA$NX7RXIK:385*7R30VX'Z5#DVH:';P$$>5M)K8':(HA:
M6 M4:8:(WMW=W#:23\L?D%B]9PSPMPGE.6LW1- J+=\DL4\>59R6[HV]5O>;
M7QS9<AW+H6[N)+^ !QGQA6S(D::F-5) (R#T8#1@('Z8?K?)GARS_*_&<>(3
M@XWGE13M6\[553LEBL6$&I;N@L08H[=U:V"QHAGP^S6RWT*1-/E$M99 20N4
M*E3B;M?L @*?<*&(&ZYS?;.;4>/PW^E(?$+S?I::$]9J5]$:5G@&$T)RG71=
MI:/-":#]R8$PWX[T+7Y-ZW\<1?+\TTO*Q_9F=_?T/NAOXK9-AG3YSW08\:GB
M_P"-I7XY^>7*_*&JKH2P^@.>JLFUHV9:<28IM.G$F5U\R*XM%H_-7$A6_P /
MCU71!0A8X^0RJF\#6G;2C4X25&QF;-;[[=UQ<25 FG^K[IXZ\,?E7B,>F#P_
MRWQR]0WWQC0D_<W ]Q?F>!BG%>P2MWC3F?Z1F/%<:LXXU 6,0PI"D"0CT:*+
M"5AJZS;R2]+,O5P*&>/4OD5'S])O"GY(9N^2N % FM_/?C\#(+PD]D/S06I?
M+>)N!=,A3]/*5DE4&.28U.XD%$:'[)0 )][*V+=N[/=/^K\>MI/T^_?A>DN^
MGHO8L'Z0B3C24$?T=MQUUCD\4_8'L&&1BNI')6N3I@NA[B]0EK:52A4L 8-<
M>,P\8C?<V,477'V\.2S"\_$;$XSX\^BJ;X[C<0B/9=Q44JA,NZ4>0%IK?O20
M/4EC<WMMOLJV5(U<E5AO1R95J9;\RL$VI3G(._06G*UH-8F_[2[?'+7/#UA^
M- VSZ9YSL/@"!<!=V5PW-JRN:WMFA(-%98_O47;1HW62<_=$L3(-LN),:6F-
M&:M3.P71U#LXPP@_0% ]%V[\9ESJ]0TU5#O(WYDNOF/IYF16;1/C5AM 0^DZ
M"F&B7>L7"U+ZA:JP95<,M@:XL35*7Q B;QM23Y\E2CVF]D7M[&24+4,]FDQS
MK&/+QSK3O 4'JCR7<>5Q!^=;KYYN^I&>=)*>CS/6\8O6E;&E[1!II5=D1*)I
M6>/RLAQVXHC$ZM00)8B+3CV48 82ADTTMV_3;C+'Y7ES-7O5?XA@F!7,UIII
M3L0\9,$M65U.]ZVLA%GO\7Z1F;%!VFPHZ8 3?+XI''B7C>M-JWW$1SDWI!G$
MG!+].H2V>+ASRSVY:1J#C+S*^,25<T5Q#Z41==P_K^D;XAU61YFK^&3EEK.L
M&&SH&^.\9C"! QJ7YDD_P&-1M-[Z@!)(1&ZT5KU5);MI9>CH/PYF P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P
M& P& P& P& P& P& P& P& P& P& P/B$Y'O?:BHO_(E3O\ FKKW_NDT97AO
M-M3"& P&!\93L'_2VZC_ *1=V_QER;(]VOQGL^L9XRO[-SQ\_P!"#E#^(:!9
M7CW^=]ZF_ADP& P& P& P& P& P& P& P& P& P*,UO-W;W W5G1=Z\05/!.
MK^;^P9@5;=J\Q/MIL=%V-6%_*TFD$IL6LYQ*FI=!GF+3O18%;PB7C*6:/"66
MG"$!/K..F==M9-N%CS8AS-VAV[U]075'=M9P+F&FN/W222V@.4HE9S?=4VE=
MR/B,IK3VU;UC1IM:882W15"02<QM;9HXXE< >SAZ*V9\T,ZZZV:\;6]7?FVY
M5?F?B76Y$2+%0#1XX7R@%LXW((R$T%KN/17V]3QD$6$\:EYA>HJ3I2)=I!]/
MUL82]'[-]0 DS.SMZY.PN;;EM?R$^*6]()$BWJKN993UP[73)1R",M@HBCM"
ME66&0813*ZO")_D1CT_DFE;"V)5GRP2MC/\ :!L&Q#6R:V7G3RH\VW+TK&.(
MVRF(D7+5E0>1[E:_[# 9((S'@Q^J*Q63!7,Y-HR3/#.!V,; .*<($*+:EP4"
M-U[1 ]!'L(TLEN?1K;K'DGJNL^RVKR,^/Y!6\WLF15>BI?J'FBT9*K@L?Z @
MS YD.,,DT1GP$;FW0ZUXD$D"(E4O)^2$W$EA^/PTH3K1KM+KV[<F[J5LSM+I
MQXL"J.OO'BT\P4%*ZBE<?>7]9U?6EWR*7ODG"U,*J&D1JM&5'IH85<6=G;WW
M$Y7[FCR"@@*T$?KPEFLXZW-07YHBWEA\:]<$\APGDF#>0"B*P4O;?SK=C/TS
M7] 3MNKIP>UCG'8;;\1LAJ4EJGB+%N0B/F679J8"(@LHO1VPAPU>S>]V<58C
M84>ZGOOQS]"PRVJL@D-Z=MSG;I&%MM25Q/RI5&$#Y,XE/([6,5#84H3Q1H6/
M2ML<&PIR7&_*-9;@8<((P)@Z%HSPFW#EEJF'3>3>-7PX0B7W!'D""PN1.'8:
MEDL,5/#>X-RFT8!5[4PML)&_,"U<VJR'J>$)VS2I&>:4+1^AEC%KX;V6_OOP
MY6IA\@6;:=U<OT5<-U0QCKNS+3K>-V')(+'3G0]MB>IBC#(&5A$-ZWMS"Z-T
M><$A:\!OPV6OT<#6M!#K6&=I)<3DU!Y'N,?Y]O+,II)IF/W;V.VR&(VE2MD_
M*?/ @=PUL\DR&%/JE+H!HS&Q0>4:WK1%@,.+1+3AE $:$ =EUV[;GHA1(;A\
MRL]J]VI:9\?T9SJ_.,6=(S9?<9'4<8F=80^/ ;#DLPMBM*0;&1!9QTE^B[4+
M&)M=U:-(C< E[6J/8"+6S6-,YS?96IRYRM=G1OX5MMYVI.&G2NU+;325SKR+
M.3U'(D<[L^NXE,V N6.TL=F./-H?L>SGK_B:K"$XL.M$;-&84$<:VVD\V;R_
M[+[/(CR>\=>\"7%SVQ%%I[07UXV/]2K-KDK<H9KKK<QMF5;J$CZ8>40R&'3&
M/IT9JT)H E)5)N]C]&Q?&N>NW;MGHUGXHN<+_INJ;IN#L)D9V'KSKGH"=7A=
M3*RNS)(&^'-Y6TL(J^NVE^CKJ]L[A'(O!HT0I0A*5'B3!<QDF#V8 6M%WLMQ
MK\9'[<>\VW+5'D)\K5Z3N)%LM7=-2GD=VI:2@D$9<Q2Y'5]*O4,G(C65J>%K
M_'3&5_.**T%S2H_F0FZ&1[H-#V$;6762<X>&7FVY>2O'M4-%W[$BX/:,8E-U
MNS[&BY!&90% CFEU3Z9Q\6WJ(/#\P*C%3 _)C1A(5&^T(>P#^ PBUH;V;;9G
M)_/'_-=Q59Y!_*[>$_B!+35?3LGY(<Z8D7U^,.OVP0UC2CW"IUH]C:WA<_1\
M3,_'ED^ET2(_F@&Z&1[H-#V$;6762<XB;0U-^1'Q9#GW.W,O*T)[BXX>+(F5
MC<^&).BH1SY9E M$^=54E?:IFK;8,?5,,LCC5)5B@QN7-(QJ-@4#-.!K9ORR
M0MNN_&W&S3/#+#TJ?YY>BIYT\NAYEGR?QO1-YE4"K5P5R&!<\IY%?L>3UY2"
M"6K4C<KE+L3"X=I\<7$:9,6M=W-<-,7\J$D0B[8^N8Y9=,F')5KQ[S;<M4>0
MGRM7I.XD6RU=TU*>1W:EI*"01ES%+D=7TJ]0R<B-96IX6O\ '3&5_.**T%S2
MH_F0FZ&1[H-#V$WM9=9)SC7G9?/?6]>]QT]Y%^+JTA=_R9LH61<K7YSQ);$9
MZ=>9S6#A-BK(B,HAEA2%N<(NE?HM+?<$H XZ"+:8!91&AZ..V4-;K=>W9'!5
MSKY'NF/(UX]>W[_I"&TC7'/\@OE@%1,9N*%V:\T_#IM3DD8%%@V+-D^X^AFT
MVM.:K&E$0UQ5*O1,C6S@&H.,-/,&"-9TFMUG&U-)HYMN5)YGY;UN?$BPT [^
M.%CH!%.-2",B-':[=T5]O5$9'%@O&Y>67N*G;4A7;0?3][ (O9^C?2 59S.S
MMZY/&=S;<O/,G\CCG;L2+BJ/H#R/= W_ %2,$@C+\*251-D<021>3&EQQX=Q
ML9CJ-F/%I"OTF<" ZU[Q!>]_#!M99,=(M*PPHWXTJ3NCB3I?J.G6_EV+6]RG
MTMV_9O5#)TVW] 0N'N58QN] LR^51J0U$\-2Z:2UV@ZMD+)(TC"G*6B,'O1^
M@>D03IM==I+G]I&_N/>;;EJCR$^5J])W$BV6KNFI3R.[4M)02",N8I<CJ^E7
MJ&3D1K*U/"U_CIC*_G%%:"YI4?S(3=#(]T&A["3:RZR3G$?>5*I[KXP[ ZZA
M+/RI%KHY?Z\[7D?42?I5LZ#A4(<ZJ9K>21U+-F:1U*_MRR6RQ7!P,6A)2FTL
MG2TS>P^_L!NAIRVZ[:SCQD;;YSX]L1L[7\Q$TNB!DE4'VF+F5DKQR^TD=7?;
M^)Q6@)+65I(CVEE>E<DC(D"YS^6_XQ3(A* 'Z,3[,#H8@DNTQKCG$8^:(MY8
M?&O7!/(<)Y)@WD HBL%+VW\ZW8S],U_0$[;JZ<'M8YQV&V_$;(:E):IXBQ;D
M(CYEEV:F B(+*+T=L(<+>S>]V<5=#SP^WU)JDC3]TQ H)5]QN9[^JD< KB8+
MI]&(NW#D+IJ*-89>N:F7;Z]$Q32+;D>2G+2"<-G>QKV?1ABXSPY(R^4WCV5=
MY\(WOR[!94UPV;6 W1)PB3T_Z4[C8I! YY%[ ;6B2;1I5RLICD!\8TA/.+(/
M$F"H][VCM%[*&73;MVE02N,?EVZ\YCLKDM7Q%3/'B>>T[*:TG-SJ^GH7:;,Z
M,"V*K(^[Q6E:M@<<0+F138J/UMJ11('% DC:%?[PM+#4^BQ&IV:WNSE*.O&3
MMCC;Q]<45C3/-\%Z0N2H*HIVK[HJY=>#)4VBF^)U8%BD"Z!V$]LCQ%W%T;YB
MWI @ K++3JD6S?2, ]@&$E[=MK;<1H.I>?NUNI?(U2'>'4W/L$XOA_*E56K7
M=>UFRW!&[RMFXGFV6]4Q+U4_F$"0-\/;:YBR!8>O:VX1ARM.Z#]?H%\P:-.6
MW6:]LN;5X:T2L"-6- 22H7 3'B1$*#1$$'*PE#VG)/." P1))AVM:$+01;"'
M>]_#?]S#FY]^IEWEW[7YSL7C22^-RCJ?^^^.&UQ.>B)7U_ K+J2(LRU0C ZS
MN-5@Q1,BTUCP0$O:QD),)$<V+BBC1B.&4'1ATG9K>[/+\-T==<$WXT5MXY+"
MY">(Y970_C#$R-<,C=M.0XPV= 5ZNJMBIZT8VYRGWEQ$0F4QC3"2H2KE.STR
M=2(SW!_'81X-=IFS;E41/(G4_EM\E_+4PJE9Q]"^58S&%\'GVJO'TS6%P6QT
M/-8_,&52RPMOD;4"(U/7, B9(E#\XJ71S&O<ES6A3)0E!,.&$NMTUN<Y63^2
MSB2R^IV.A;EYMF[!6'8O'ED'6WSO)9LG5JX*\'O"%(V3VJ;" TZ5+T\-L9I;
MTR=:>D :<#:4 -?O1AN\,Z;2<+\:]33_ $SY3I-,JWAMP>,2$UFQ+I T-MK7
M.V]K5?*XFP, %("W^4PVNFN,GSQY.4)0B-1-BDTD90AZ :I'Z/6,6:=+_L\G
MQG<VW+SS)_(XYV[$BXJCZ \CW0-_U2,$@C+\*251-D<021>3&EQQX=QL9CJ-
MF/%I"OTF<" ZU[Q!>]_#!M99,=(-'-MRI/,_+>MSXD6&@'?QPL= (IQJ01D1
MH[7;NBOMZHC(XL%XW+RR]Q4[:D*[:#Z?O8!%[/T;Z0"&9V=O7*3$>F_7"KLF
M=P&14S"VSBYMIYO?8#>:63M:B=R.Y376*$N,(<HD7,%#L@84K2M=3BU8V0@H
MPQ& /S&OB#1YGAV__P!DLL(JIXOYINBH_('Y7;QG\0+8ZPZ<FG*SW2LD!(HP
MZ"ER"MJDD<2F@S65H>5S_'3&=[5$EZ"YI4>U 3=#(]P.A[ ;VLNLDYQYGC.Y
MMN7GF3^1QSMV)%Q5'T!Y'N@;_JD8)!&7X4DJB;(X@DB\F-+CCP[C8S'4;,>+
M2%?I,X$!UKWB"][^&#:RR8Z1:5AA41;O0'E="XV_5T/\85/66QN#U.(Q6=OO
M'8M=HJK?H*ZK7)!$7^RZID,2(L(SVXX>2-\9D^AA6FZ-().*+,T8 W)ISS_L
MAG;GBNZ)@?@/9?'-69Z"]K^C[G7<@5$MSZQ1*.+G,SJ%FO*;L\6=IXY1AK2Q
MZ*MZI:F0"5FHS%H$H1Z)),.TG :F\OD[KPB;_?')'0<@O_F_OGB\4'=NE^:F
MF:5_(JCLAW.B\-Z&HNP"]&/M>J9HG1.!D1E,>=M#7L2HTKY$*Q0,:D7I+  9
MG7:8NNW*J;O.'-?(WT5X];127?S-#^)J@CTIIW0X:7?<2Z)MKH^RY':T-C,'
M@#&77;:T1B)02/+7LY_<#5 UCNL6,R0"=, KWQZ-^/MFW"YJY;J;F*Z['[O\
M1MRPR(DO%:\L.G5"N\))]HHRW?9 FQZ*C\&A>R&=U>$+_)!/4C3&E?!L2K/E
MP%;,/]H&P;$8EDUVGJ]KYFN;;EZU\>UO47042+G%HR>4TH[,4:,D$9BX5Z.%
MW5 9G(!:>I>\,+ E,2L#"I- $]45[H@: #XC$'6QI9KMF\F->0/D#HF2WWSC
MWWQ*J@ZWJ'FEIF$ ?*HLQU5QZ"]"49/0"-?:\7RE(4HW%Y*Q.@S5S(I- %'I
M8IV8I'KV"@[&NTQ==N59_1707DQM"V80Q6[X\X!R_3I7U%19T]D_7$%N24'E
M@C3L-K;:WB%71O0#59\M$@ <H=U*8H"$*GX%[,V4+!9I)PN;[/2N_-MRJ_,_
M$NMR(D6*@&CQPOE +9QN01D)H+7<>BOMZGC((L)XU+S"]14G2D2[2#Z?K8PE
MZ/V;Z@!&9V=O7*TK#"K7R8\VW+T-)_'&YU%$BY4CY_\ (]S]?]K#'((RPBC=
M40E'+TDHDQ1<C>&@;X8U#>2!;0H-*7 \.]^R09O7PPWK9)<]8]_>71'DGKBW
M)U&*>\<\-Z0J3064^L;0:>Q*[J%P/"HC;4)Z;[!A=@1-2Z-REOEPEH0'M@EI
M0V\)6] $=ZM"$FEG&XOL]+XH>.;:X_I6Y-WHO@R>U^E^GK:ZIF=>U3I3JJ:>
M<K6$Q !6<"&J(2C6-; D82]F'!*+*]TW9)>S@$A4GC?:;7ARD9_Y3>/95WGP
MC>_+L%E37#9M8#=$G")/3_I3N-BD$#GD7L!M:))M&E7*RF.0'QC2$\XL@\28
M*CWO:.T7LH9--NW:5!*XQ^7;KSF.RN2U?$5,\>)Y[3LIK2<W.KZ>A=ILSHP+
M8JLC[O%:5JV!QQ N9%-BH_6VI%$@<4"2-H5_O"TL-3Z+$:G9K>[.5HO"-13*
M@>*^4*.L1.@23VHN>:BKB9I6M>4Z-J>3PZ#,K"]DH'(G025Z0MP0F:+.#K03
M ZT+7Y-X9VN=K9RRJR_$.1-\GO/'$,&C$N6P"233RB\CQ./3QM2$N#C"7R1I
M;-9VF7($"@PHA:MC:]86L*)&,(##"=!WO6M[WAKQ<[[5D5O37S:7'44FY;0<
M<4'5DYGT<<ZNEW;23J-A?ZC9V5\;U##)+.@E)%Q-/<*1X7-2DT]K;UH#?IZP
M0-F[. #X;$[)<Y_A^O5OBPEZ3@WA[GKD=5$Y1,O'E=]#7]!XC;!@&2'] NU.
M%R Z4QN9JDJ1S11Y?93Q)E;CLT19B(I4:(D6RRS/F"1KO^UMZQHSR!5=Y;?)
MYR):7-YW(M6\9QYX21A[>D,LZ?AMV3:XGN,2ICDD?@4;4P*/,T0@$21O[:G=
M')Y=%IRU0!MTC(0:^8$<$NMTTVSG*='4W,5UV/W?XC;EAD1)>*UY8=.J%=X2
M3[11EN^R!-CT5'X-"]D,[J\(7^2">I&F-*^#8E6?+@*V8?[0-@V(S+)KM/5-
MWK*E#NDN7.B^>TKL0PK;NI"TJJ;WU6$TQ(RN4\A3U&6UW5ED -/-2-BYR+/-
M  (A#+!O6M;WO#.MQ94)/'(?W1'>?H?S+U5R)'J53T+SS$:CC5MQ[H2!V6VW
M"\P%@0P%J5MD$CK>%WA:1YCS46XG&N2W6RE ]DZ*UK?Q :V[<YEZLI\.7.]O
M<G^-OF?GV^8J7"K9KELLA'+HR4_1R3E-QKW<MBREH$6^1)V?&!<6N8'Q(IUL
MA49LO1WH,T T(RPDWLNULY-5\1\1SF/QCRPUITS! M%>=I]R=73J,HB9%%7L
MZ8T#=<5C\12/O_$+F_!CZE[;DZST(W$LA>F_<[.3@WOTX7;;XV<Y&A^:4?EU
M\?-6-7(K=Q[7/>E84\D%$^?^@8SU!!>?G=35Z$1I<*C-K02R&=Y<TC[%FT1*
M,PYHVI3%)" DE?-B+TH.+>S:]V<5N_R*T?V1V?X@[II=?4<'0]=VRRPH)E10
M.Q6E9#FE0T= PZ4DM22QYVHA[,X'L]=,85"]2:)*4H7%'@2@%H1!8B:W77?/
M_%:'+C+'C].2(VL(]'I);++7#D*!Q:7/9[#%GN>M\<-^SC'(I W)',]K95[\
M442I4DE&[+)$(0?[GQPSPSQY*'>RJZ\H/E#HXKC>Q^#JMXW@DZFE>O-G=$R[
MJ6NKZ6PEC@DO9Y8K64S!H!&D,A%.'8;/M,E5KC4)8$2@Y,8(KYD:E,=-;II>
MZ7*;W1W,URSCR;^+_H6(1@Q^IWFZ']D,5OS)7)8RF7QM9:]1,<8@)IS*Y.Z&
M1R0Q^?&P9)IC:C5_+C%HP_116]CT9EG99UKR/*CS;<O2L8XC;*8B1<M65!Y'
MN5K_ +# 9((S'@Q^J*Q63!7,Y-HR3/#.!V,; .*<($*+:EP4"-U[1 ]!'L(T
MLEN?0Z9YMN6PO*#XQ^CXA$BW:G>=HMV<TV_*MR",H#8HLMVIF:.0$(&!R>$<
MC?RWE\;AIQ";4BSY7>PC/]LK>QZ$L[+.M5;-1/8,8\Y/E/N3D>.0VWUT!@7#
ML=L_FR;S(JLD]N0V<T84K2O<-LM6V/+1%+(KQYAA6T 7--ML6MSJXEFF%FZ3
M[V:X?7)?RF5'>?NWNY^R.<^BNU:3A?)- \8.TBL"H>>VFWHW>M@VG>C\TE,C
M184\ET-;$408HM 4NA*FI*F,VNTOU\#0F%'"$43.NNMFO&U*(/;%@2/RFG<$
MU_ HP\5M7/,**^KZM)>L> /T1DLGD+DPP>O&9(F%]'&XO250UN>_F?W8T U0
MB]?$KXZ)VSL[KSRLGPPY@NI&#IX?X@@%C\D$0V36I4'B^B,O7U%8#^IAT4O2
M!.72$KB,LK-1.$R%TW"GP8) 0\,SB<E4HBWAH3 5 ^7&8(,=ICZ\;<LI5GT/
MW'Y!NI.7[*[)YYA/(',O&MB_?Q%*>3W;%[\LRZ^@&ENVDKJ2OCS"&E+"8C":
MX4JCE1)/J-<3S_6#>A 4A&AK.==99K<VI$-'-MRI/,_+>MSXD6&@'?QPL= (
MIQJ01D1H[7;NBOMZHC(XL%XW+RR]Q4[:D*[:#Z?O8!%[/T;Z0")F=G;URB/4
M='>1#Q=SFZJVY4YLA/<7&%JVO-+MJN)@OJ(4%;W/3Y8!X7655RJ462C41260
M(EX+^+4-,=M7KW##E @F&#!A;==^-N-DZ@0OJ_L_BWJ*HNK:Q@7)TYOB"VK4
MT$CD!LP5U+(5#IQ69<8;9#.I0@9HZQ.LC(E3HO..2-6OEMMQ9)>C='"&/#.9
MKM+KQPA!S>'R_P!/<V57PY'^)Z#KIUJFLX_1;3VD=TY%WNHTS)%&%/%T=RM=
M!1V&)+6>Y6H0$!<-,JL362N=M&&*5:4LW8-&KV7;NS?9M#@KG?L?QX>*R#4C
M"JH@ET=*U?-+%<$%:O\ :B&%QZ91.7="2J6&:^\<EL?&ICDJRMG[Y@C9Q!R8
MESV$LWU "+XC:Z[;YO)JJ:4QY O(9T_Q7,>AN2()PO3G%]YMG1RJ2*>@X1?]
MQ6=*H^A!IIKF%#K)K;VR)P1_7:++D/U(\&UR<@ PA$).42>)==9<7-KW^^>.
M[O'WU;TE;?%-)P+KOE[L>P5%WV#0#G;L?H:SJ?O]W1$)9Q,8A*YB@50611&>
MJ" JU9!F@+_=T G02PI=*%HSKMK)MPL60<HV1V-9I4^?.KN:8)R^A)5L":KX
M1'KK;;QF2]+Z7L4G=9U(HVQ,D/;?COZ:%"D0;4B"+YG9IPM>UO#-FLY7*6BT
M2L"-6- 22H7 3'B1$*#1$$'*PE#VG)/." P1))AVM:$+01;"'>]_#?\ <PRY
M]^IEWEW[7YSL7C22^-RCJ?\ OOCAM<3GHB5]?P*RZDB+,M4(P.L[C58,43(M
M-8\$!+VL9"3"1'-BXHHT8CAE!T8=)V:WNSR_#><EX>M^)]J>&63PA ML"EN&
M:#Z,IJV+2>'Z--CV0<_\\P^L:\?7&..<@#)'Q;,7F,#^9^FDN'RAQOK/$$OX
MFX3NG;MZVL:D'/7;7#/871W1O%5-0GK.ANS'B.3^WN=7FVX_15@UC>3&TC9'
M:PZ]F4O:W"&OT8GB7>E3ND6&%KOGMZT3H)90=C+G7;63;A8@O-DW95I^;7Q*
MV?U+#(733N>T]C+(1S!!IR1;!M-UC%:34IG6?6;9S:E;&)ZG=H2V5E(M%-2(
MMI3(F-&4%0<J$=\(U.V>.R?A;"T<VW*D\S\MZW/B18: =_'"QT BG&I!&1&C
MM=NZ*^WJB,CBP7C<O++W%3MJ0KMH/I^]@$7L_1OI *L9G9V]<G87-MRVOY"?
M%+>D$B1;U5W,LIZX=KIDHY!&6P411VA2K+#(,(IE=7A$_P B,>G\DTK86Q*L
M^6"5L9_M V#8AK9-;+SJTK#"K5HYMN5)YGY;UN?$BPT [^.%CH!%.-2",B-'
M:[=T5]O5$9'%@O&Y>67N*G;4A7;0?3][ (O9^C?2 1O,[.WKD\9W-MR\\R?R
M..=NQ(N*H^@/(]T#?]4C!((R_"DE439'$$D7DQI<<>'<;&8ZC9CQ:0K])G @
M.M>\07O?PP;663'2#1S;<J3S/RWK<^)%AH!W\<+'0"*<:D$9$:.UV[HK[>J(
MR.+!>-R\LO<5.VI"NV@^G[V 1>S]&^D AF=G;URM*PPY5*O)[(A'F;\P-Z<C
MP6'WP3%I#QY!;=YJEM@)*E6V%&Y;SRA=X]-H#8[LWNL99YW73M&#BBTCL2!
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M0"<SJ62AAK5^XYH^T=5LPR.1N+JW0^(S24OQ$B&BC3*M+0)3%GS!6MIPFZ(
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M/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
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M;#G%A2N">3R9\3^TV+G XXOT!!^^"UO?QV$/P+W7;2Y_#H6PYF P& P& P&
MP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M]3^K*X3_ %=8K_RU-/SFP=^WJ?U97"?ZNL5_Y:FGYS8._;U/ZLKA/]76*_\
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M@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@?$)R/>^U%1?^1*G?\U=>_\
M=)HRO#>;:F$,!@,#XRG8/^EMU'_2+NW^,N39'NU^,]GUC/&5_9N>/G^A!RA_
M$- LKQ[_ #OO4W\,F P& P& P(!N_P#:DU[_ $ [C_UB**PU_P /Y3\PR8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# T[T1_H_WG_F=
MLW_N4]X6<V*\>_Z)'+7]'.D?XLXQ@V^5]TC,(8# 8# 8# 8# 8# 8# 8# 8#
M J7[%_M0_#C_ .9COO\ U7R,-Z_#;^%M&&# 8# 8# 8# 8# 8# 8# 8# 8#
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M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@?$)R/>^U%1?\
MD2IW_-77O_=)HRO#>;:F$,!@,#XRG8/^EMU'_2+NW^,N39'NU^,]GUC/&5_9
MN>/G^A!RA_$- LKQ[_.^]3?PR8# 8# 8# @&[_VI->_T [C_ -8BBL-?\/Y3
M\PR8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8#
M8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# 8# T[T1_H
M_P!Y_P"9VS?^Y3WA9S8KQ[_HD<M?T<Z1_BSC&#;Y7W2,PA@,!@,!@,!@,!@,
M!@,!@,!@,"I?L7^U#\./_F8[[_U7R,-Z_#;^%M&&# 8# 8# 8# 8# 8# 8#
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M!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,""7"G_  ?KW^G;T?\
M\Y1_)&MNGLG;E9,!@,!@,!@,!@,!@,!@,!@,!@53>;;^S/O_ /[3\V_ZU%)8
M;\?SBUG#!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!@,!
M@,!@,!@,!@,!@,!@,!@?$)R/>^U%1?\ D2IW_-77O_=)HRO#>;:F$,!@,#XR
MG8/^EMU'_2+NW^,N39'NU^,]GUC/&5_9N>/G^A!RA_$- LKQ[_.^]3?PR8#
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M\YWZG_D1P?5Y/0_:!?$=^M:M_P#.=^I_Y$<'U>3T/V@7Q'?K6K?_ #G?J?\
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M1WZUJW_SG?J?^1'!]7D]#]H%\1WZUJW_ ,YWZG_D1P?5Y/0_:!?$=^M:M_\
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M@/US[A_1I"O^FL8/OOH?L>= ?KGW#^C2%?\ 36,'WWT/V/.@/US[A_1I"O\
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MK_IK&#[[Z'['G0'ZY]P_HTA7_36,'WWT/V/.@/US[A_1I"O^FL8/OOH?L>=
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M"@\IX&:20K-0:+&,.MB"$6]ZU\<82^:V8PZXLKB8# 8# 8# 8# 8# 8# 8#
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M,N<*OB:B-$1B*J$SQU!9[:KL\R5!F"AC/DZ@Z(09)]*4-0%_TTH\>AG)]G?
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MW/:**2FH_<+OKCC/C6&\V=4WMW%W);$@I&9D1;QU<IF/%..3VBCD2>S^N>E
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M@YLFOW]!*H-/:0[LF$/DK6,8VY^C4CH)C=F5V1[- 4=HA>WJRS A& !@="^
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M$OH=T5H6Z#0AX01YWL=$YL3XC)F)2,A&O3)59"YS >8G /8S?REN9Y+V\\J
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MNU? %U%T313L\&19^:ZR0*FQ^0&1^:P691SI"ID,CADP9O>.,9)7&7,KT'
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MQ=/X_P"C>)*BJ1=(>!W5K=:*M1Q1R9$;%+AF-OP0#H@1[;5&HPJE\OF1L5.
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M P& P/B$Y'O?:BHO_(E3O^:NO?\ NDT97AO-M3"& P&!\9;L, B^N.I@#"(
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M  N)\" K7J*FER-'L0C=L2F+>EGV9\=_!P9E'QT  RM"L>?RZXVSTKH8PY&
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MK)CAA8GADP& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P&
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M:ZO&Y_ GV_\ HWH;_:4QD^G?\'[75XW/X$^W_P!&]#?[2F,GT[_@_:ZO&Y_
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M^C>AO]I3&3Z=_P '[75XW/X$^W_T;T-_M*8R?3O^#]KJ\;G\"?;_ .C>AO\
M:4QD^G?\'[75XW/X$^W_ -&]#?[2F,GT[_@_:ZO&Y_ GV_\ HWH;_:4QD^G?
M\'[75XW/X$^W_P!&]#?[2F,GT[_@_:ZO&Y_ GV_^C>AO]I3&3Z=_P?M=7C<_
M@3[?_1O0W^TIC)]._P"#]KJ\;G\"?;_Z-Z&_VE,9/IW_  ?M=7C<_@3[?_1O
M0W^TIC)]._X/VNKQN?P)]O\ Z-Z&_P!I3&3Z=_P?M=7C<_@3[?\ T;T-_M*8
MR?3O^#]KJ\;G\"?;_P"C>AO]I3&3Z=_P?M=7C<_@3[?_ $;T-_M*8R?3O^#]
MKJ\;G\"?;_Z-Z&_VE,9/IW_!^UU>-S^!/M_]&]#?[2F,GT[_ (/VNKQN?P)]
MO_HWH;_:4QD^G?\ !^UU>-S^!/M_]&]#?[2F,GT[_@_:ZO&Y_ GV_P#HWH;_
M &E,9/IW_!^UU>-S^!/M_P#1O0W^TIC)]._X/VNKQN?P)]O_ *-Z&_VE,9/I
MW_!^UU>-S^!/M_\ 1O0W^TIC)]._X/VNKQN?P)]O_HWH;_:4QD^G?\'[75XW
M/X$^W_T;T-_M*8R?3O\ @_:ZO&Y_ GV_^C>AO]I3&3Z=_P '[75XW/X$^W_T
M;T-_M*8R?3O^#]KJ\;G\"?;_ .C>AO\ :4QD^G?\'[75XW/X$^W_ -&]#?[2
MF,GT[_@_:ZO&Y_ GV_\ HWH;_:4QD^G?\'[75XW/X$^W_P!&]#?[2F,GT[_@
M_:ZO&Y_ GV_^C>AO]I3&3Z=_P?M=7C<_@3[?_1O0W^TIC)]._P"#]KJ\;G\"
M?;_Z-Z&_VE,9/IW_  ?M=7C<_@3[?_1O0W^TIC)]._X/VNKQN?P)]O\ Z-Z&
M_P!I3&3Z=_P?M=7C<_@3[?\ T;T-_M*8R?3O^#]KJ\;G\"?;_P"C>AO]I3&3
MZ=_P?M=7C<_@3[?_ $;T-_M*8R?3O^#]KJ\;G\"?;_Z-Z&_VE,9/IW_!^UU>
M-S^!/M_]&]#?[2F,GT[_ (/VNKQN?P)]O_HWH;_:4QD^G?\ !^UU>-S^!/M_
M]&]#?[2F,GT[_@_:ZO&Y_ GV_P#HWH;_ &E,9/IW_!^UU>-S^!/M_P#1O0W^
MTIC)]._X/VNKQN?P)]O_ *-Z&_VE,9/IW_!^UU>-S^!/M_\ 1O0W^TIC)]._
MX/VNKQN?P)]O_HWH;_:4QD^G?\'[75XW/X$^W_T;T-_M*8R?3O\ @_:ZO&Y_
M GV_^C>AO]I3&3Z=_P '[75XW/X$^W_T;T-_M*8R?3O^#]KJ\;G\"?;_ .C>
MAO\ :4QD^G?\'[75XW/X$^W_ -&]#?[2F,GT[_@_:ZO&Y_ GV_\ HWH;_:4Q
MD^G?\'[75XW/X$^W_P!&]#?[2F,GT[_@_:ZO&Y_ GV_^C>AO]I3&3Z=_P?M=
M7C<_@3[?_1O0W^TIC)]._P"#]KJ\;G\"?;_Z-Z&_VE,9/IW_  ?M=7C<_@3[
M?_1O0W^TIC)]._X/VNKQN?P)]O\ Z-Z&_P!I3&3Z=_P?M=7C<_@3[?\ T;T-
M_M*8R?3O^#]KJ\;G\"?;_P"C>AO]I3&3Z=_P?M=7C<_@3[?_ $;T-_M*8R?3
MO^#]KJ\;G\"?;_Z-Z&_VE,9/IW_!^UU>-S^!/M_]&]#?[2F,GT[_ (/VNKQN
M?P)]O_HWH;_:4QD^G?\ !^UU>-S^!/M_]&]#?[2F,GT[_@_:ZO&Y_ GV_P#H
MWH;_ &E,9/IW_!^UU>-S^!/M_P#1O0W^TIC)]._X/VNKQN?P)]O_ *-Z&_VE
M,9/IW_!^UU>-S^!/M_\ 1O0W^TIC)]._X/VNKQN?P)]O_HWH;_:4QD^G?\'[
M75XW/X$^W_T;T-_M*8R?3O\ @_:ZO&Y_ GV_^C>AO]I3&3Z=_P '[75XW/X$
M^W_T;T-_M*8R?3O^#]KJ\;G\"?;_ .C>AO\ :4QD^G?\'[75XW/X$^W_ -&]
M#?[2F,GT[_@_:ZO&Y_ GV_\ HWH;_:4QD^G?\'[75XW/X$^W_P!&]#?[2F,G
MT[_@_:ZO&Y_ GV_^C>AO]I3&3Z=_P?M=7C<_@3[?_1O0W^TIC)]._P"#]KJ\
M;G\"?;_Z-Z&_VE,9/IW_  ?M=7C<_@3[?_1O0W^TIC)]._X/VNKQN?P)]O\
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M_@3[?_1O0W^TIC)]._X/VNKQN?P)]O\ Z-Z&_P!I3&3Z=_P?M=7C<_@3[?\
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M^TIC)]._X/VNKQN?P)]O_HWH;_:4QD^G?\'[75XW/X$^W_T;T-_M*8R?3O\
M@_:ZO&Y_ GV_^C>AO]I3&3Z=_P '[75XW/X$^W_T;T-_M*8R?3O^#]KJ\;G\
M"?;_ .C>AO\ :4QD^G?\'[75XW/X$^W_ -&]#?[2F,GT[_@_:ZO&Y_ GV_\
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ME,9/IW_!^UU>-S^!/M_]&]#?[2F,GT[_ (/VNKQN?P)]O_HWH;_:4QD^G?\
M!^UU>-S^!/M_]&]#?[2F,GT[_@_:ZO&Y_ GV_P#HWH;_ &E,9/IW_!^UU>-S
M^!/M_P#1O0W^TIC)]._X/VNKQN?P)]O_ *-Z&_VE,9/IW_!^UU>-S^!/M_\
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MOY4/\'YT_3 K_,W!]VGY/V5?RH?X/SI^F!7^9N#[M/R?LJ_E0_P?G3],"O\
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M^[3\G[*OY4/\'YT_3 K_ #-P?=I^3]E7\J'^#\Z?I@5_F;@^[3\G[*OY4/\
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M[*OY4/\ !^=/TP*_S-P?=I^3]E7\J'^#\Z?I@5_F;@^[3\G[*OY4/\'YT_3
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D& P& P& P& P& P& P& P& P& P& P& P& P& P& P& P/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>ny20005581x2_ex99-2image2.jpg
<TEXT>
begin 644 ny20005581x2_ex99-2image2.jpg
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M(#PO>#IX;7!M971A/B \/WAP86-K970@96YD/2)R(C\^_^X #D%D;V)E &3
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M(\%2H;'A8H)#\7+_V@ , P$  A$#$0 _ +_
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M-_[PWYU6\A7&[^R4WH,W*&YYZ>D>0_7$Y!: AYEE7);>74%?Z>B[#)-UWD=
MR.S-P,J4RF7[1J8CETRBW,V5=5-/.%#IDR4N<9S@1[*SC;B?HEFOGI>.ICQZ
MK;NY\7^45$O-CAR.97-2HESV'I.YR3I)L<N"59^YP2LNY9PFD1,OGI6++G&<
M8\3LQC&6'$;U)UABSIU^H1YL<)-YM]!]0";V#N+3L3:\4/93';+9Z[Y :0DH
M]V6#E)AI99=,EKLIJ\LAWY*&G%'BK@B)O*K-ES',L6VU6T9KJO8<R9F(L?!+
ME58:_)L)J!GN).\IF$F8IV@_C):(E-.VA]&R<<^;'4;/&#]FN15%5,QB*)GP
M8N<XSC(3H\]?:.[ES=+;IMW/JC<@+AH"C;,K&JY:H:=L&X7%AMD-*SD<\CJ_
M==?4I:&1:0ZR#E-ZX<[!17*H;/AX3;G+G':8H/7>_A&93V?J>O(C\<G2_P#9
MY>/_ ((!AG\\=%@3U!D*K6^AQRAKJZZ;E: KO%^%6<I%,1)PK%\F-",5%TR'
M^S*FJ=#)L8S\N,9^4666U^R%(KI2=&#9?59K>Z['K_=5%U.32\Q2X9^UN->G
MYL\ZO=&%C?-%6:L*LGAFBRQ73%4[Y3Y-E7&<8^3/;'HON135[#DUKKJM]!G?
MU CW')&UP>+7'2%HUY;-:;'M]GTYL>)A))HSG8*P4NZ,8V+E7L095@:3BI2)
M520PZ;*)**8RDMAHD33<C1>FJO50AGG1O9]4F=J\8=^VT*^M\I2&#U9M OMR
M0]A=:J<U!D^5.[>L*]*;F998IG/E=RV9JXR;Q%29P:O/X?GX?51YT-4NJOZA
M7D-L:)><@Y-: K$9[RWUU<KA:ZIQ^U57K,]>,(6IUG750:RS$C^?0:.6[!HD
MP4<R"3!95^\SX:KC,>B?#:C1,!QT]./U(N'G)GC-L+6O+>J6+3U4WSJJ>W#$
M:YV5M/45G+K.+N\1)[ 39UT[!2NV)M(57,FW4:G?X.ZRX\,R"B:RO=8<3NUM
M$Q,<<+P@KS@"L5Z@/K<V7I_L(3C#Q@<Q>.4FPJP6U6&]R#%E.,]'T60<.6,*
M_90DDV>0LOL&U+LG!V2+Y-=M',D/,KME?,M0:[>WY<9T5\N+G15ZJ?5NH;7E
M#O[D;)5.@;&[T]3I_D=<]D7>YWZ,<9,M&V>K4-,CUI%41SW<8CEG#J-34:>$
MJP;*LS)*9C6=RE.$1Q8\WOKGK)^GQV51+*WWK89#4EBEL,JE9*K;K5L'C=>W
MK)$\DYHMSH%S;,&L#958HBQL-W#%H[.B1RK%O5,-U5TRQ--R-.*\]TJNHS1>
MIKQ2KV]Z_'-JI?H214HNZ==HNC.,4O9$6P8O'V(LRZBCQS4;&Q?HR$0X4R8V
M6RV6ZAS.6SC!:\]ZS2<<E0CU?7X:O&3Z+A?G8V")S;;'K/=YCCOZ5;>_(?C_
M *+W_#\L-25R)WEIW66X8NO25%N+R1@8[9E*A+JRAG[MJ^(V=/8MM-E0543Q
MA,ZA,F+C&,X#!.]$3C"U=T5>F#>.EEHC:^HKUM*J;6D-B;;SL=G,5*$EX-G'
M,\TZMUCV8Y;S"RZZSGQX(RO?)G!.XIC'9VXR*QW+Q><PF7!P
M
M
M
M
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MYRESWL(=;FW:ULQHCTYDW+D'ZBWJ.P]HXE\?;U&T6%IM-TC6)JSQW_9=!U[
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MVA\NEV$8ZFR++$2_;#)DS@ORYP*YKLS$Q.>;63T@OX:O)OZ+AOG8U\)S7?\
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M%5N3<2>7$/CR9&SG%B*0A.TQL>%G.<_+C&#&]?"<)"0<@
M
M
M
M
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M[N#*U8)72JVF@N%4WK-)JFZ0PW<E0;Y5R@G'JI;SKF74!XH;4E]Z<6N->[;
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MX(7L.)F9U9,!
M
M
M
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M]NM?&)=)X5Y0!6,ZY?0/SU!9M+D]QAE*U3>4C"%:PMVK5G<*1-1W="0C3#:
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MF;EL(SFV6BQ0=*(NR85B3='54D2).3(Y*@9111(A[+&DQ%\SHT:]-=T]>8'
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M7]A7.CZEJ-8M$-[6@7TI!RGLN<BUT/,,G+AHOW.^BJHF8I\UC:<VF8TRVG!
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MO74X:>Y/WT/)/J)Z7^(_O)[C^]_*K<Z7O)[G^P/>;V=Y#9K[O>Q_>B/\;O\
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MJB3K*K4^6RB6,5AN>,V_'1."#,
M
M
M
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MJ!I2(FG=>BXNOY7PJ>.<;!DH9Q+/7:.2&>QJL>EG&"I&\2N-ZTS;QY0M2 Q
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M,BQ,F+C!R]I)B8U<C3IE?61]/GZ;_%#Y^:$(]E_2>TNIQU-?JW.H-]"#E?\
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MQ*#9H3/AH%%>2UIM.9;Q@Y
M
M
M
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M1.\M.ZRW#%UZ2HMQ>2,#';,I4)=64,_=M7Q&SI[%MILJ"JB>,)G4)DQ<8QG
M8<3O1$XPF<Z1OIZ]O]-WF'$\F+CR)UMLR#8:^O-+5K%9J=GA94Z]L:,D6[Y-
MY*.5VF46AV?V9,XP8V#?)GY.S-<7W8M7&&]GJ._J9.9']WG\ZK1H.=K]D*L?
MI%?K(]V?0@V1\_/&L2&V]Z?=T617E4\/6#7>LM..7$'6ZSEIFY3^[+E=XUGW
MT\OR5FH452!FW/A]W*R;165N\>7O9R4ISD[,8-DF>ZEOL:S+&?HX:U*-:MU
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MZ0>F>->'1V7Q7A
M
M
M
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M[##=KBV>J+3UD_\ X<G][W_NO"2[V.?V;O\ I%?JW-V?3?V1\PW&L(<[WO\
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MBT-.L8)!5!NY.9^YAZV^<%+W<8RFU/GM^3Y9#?=B;5Q'5>-_38=*3\>G1/\
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M492-D/&6_P"V',579Y[$.'"N.Q.QPAG29<&12R(]E9B]8F6RWIE?K>]$_P
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M]DV3;8BFP3ZPO(KD%-2C2#:2DTDH[5;,W;A-N4YDT53XP0S+2=FT1G@LD@R
M
M
M
M
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MW/;_ -\;.>P_;GL/ROG/)//+>+XG@*]WPS3#2=[,3&-5PL5@
M
M
M
M
M
M
M             -$=W],;@)R2V/-;>WOQ9U=M+9=B0B&LU<;9'2#Z7?-8&)9P
M<0V.H622120813!)(A$R$+V%[V<9,8QLG47M$8B>#>5DR9QK-I'1S1LPCV#9
M!DQ8LD$FK-DS:I$0:M&C5 B:#9LV03*1-,A2D(0N,8QC& <OT@
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                               #03J,=1C273'TE5M];ZJVU+;3[;M2
M$U%&QNHH2I3UD0LD]4KQ<F;Y\SN5XH,6G!IQ=!>)JJIO%7&'"J)2HF(8YTSJ
MM9O.(>8Z;O5#T#U1*+L?8.@:AN&H0VK[9&4V?;;A@*7 2;R3E8?$VW7AT:7L
M#8#5PP(USW3F66;J84^3!,X^R!;TFG"4D0.
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M@GG+=+A7ZH_A-R:OE>U=N6D7;BA;;9(LXBOV"XS4-==2+RS]7#9E&2VP(MK
M25:6>.U")INI"%;Q:?>R9=V@7';EES;9M$9CBLU"L@
M
M
M
M
M
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MM4I%%")9315.0MJ6K[) @<M!.H!TYM"]2.FZDUUR&7MWN1JS;;7:RD/3YKV
MYMQFM.MU5-4Y66316>QT&_6LJ3IPLRRB_P"QEA)%='Q3J8.JVFO&-7BTNC9T
ML4=?+:R)P/XX9KB[8S0\DKK^/7V"5(R!&^3H[:7RIM5NY\,F,X63FBK84[3X
M-W\Y-DOG?.<RYI?)NCL^!/4_V73>.<[+3J7&'E6F?4SYO)94L";^BW5A,5^N
MKRK0JYUYZ!DFY8IRM@F3J.6Q\F3P;)D\1ZJ_E3CSAUXQ7B46/5(]1F4V5?ZA
MTP]#2#N<;PTU6[+R";UHOM)S:MD22S)QJ[3S8C RKEXXKAG24M(,RD/A64=Q
MR>.ZX8J$$>C9KB/.53_EMQIN/#[?]WXY;#=,G5]UNRHR-S+'&*JQCK19M>52
MZ3D"U=)J*IOT:W)6-2/PZ)G!'7EO&*4I3X+@VK/E&8T=F<5X0   $-6J>@ST
MW*#M/;&Z[SH^)Y![)VWMG86U))_O0B=ZJU<S>KM-7!*IUW7C\F:0>%@R2I&I
M5Y%E(2#K".3*K]U3*13N=RTQB.$(2O4P=,'@_H_B) \J=%:AUYQYVA"[=J-$
M<1&KX6/I%/V+"W!A.G<0IZ)"^SZLTGH/$,:10=1[-%<S5!T1;"I.X9"--J]I
MMB>,/N^COV!;I33G-S6#\S\]&I6Q]-7:L>,X54CDK+L:N7Z&N2+%N9/PFZ^(
M_6D*=?)#Y[^%$^TI>S&3H-^.,2C-]5ORPLNT>=E<XL-)99+7O%_7U;=O*^BL
MN5!UM3;<)'7F9GI!/&4V[E9"@2-?:L\&*H9J7+G)#X\TJ3"7>S&*YYRM/<*N
MBOP1H_3_ -::(VKQKU-L:V;#U-7);=FQ[#4HF1V/-[!MU<8RED?UW8J[,MSJ
M;2M2STZ, 6.=M,QJ"!#IXPX.NJK<,;;EO+,2H^\&[S;^ECUM*]1F,W)YA-=\
MKK)Q2V.KDY/_ ([]2V'9*FL99_)-T4$4'Z>&/D["U2PFD7+YBV.7"9BX[L>B
MWY[?V=!;G#TI>*G4.VOH+97)V+M-LB= Q.P(Z,UW%6-]6ZQ=%;S(4E^B>XOH
M91I8SL( U26\-NP=L<NC/L^.H=-(J1J\U;S6)B.;XNR>BQTN=EZLD=4.N%.A
M:A'.HE[&Q]PUW0(&C;.@W+E%8C6:9[(KK1C<7\G&.%,+)8D'CQNH8F"+)*H]
MY/(C<O$YS+G6]+.=G-#=8CB9'ZRG5[(G'<P:YIPE@A7'ET;+K^ZW9;4UJF>U
MGEVBK$R-&GW;M1/!CI'0[<=_&/L\1Z;\:3GHZB_*;C%J3F1HB\<;]ZQ,G.ZJ
MV*I5#6R(B)E[7I!^G3KK7+]$((S,:=*08IYGZLTRJ9 Z:IDL&*4Y,YP;%>2)
MFLYC5K+4.D%TNZ15_<^&X%<7GL3Y8K3S=OU+5M@VCPBI>#@_OQ?65ENOF<D^
M7*WM#QLG^SR;)OE!?.\\Y<]#K\\/] <*.HC;-4\;6B%>UY8=<T/9:^OVLL]F
M&FM++:_;+>6J3->3</95HP=I0Z$TV:N%U?+-Y<B:62-RHIDCU;=IM7,ZNC5T
MS9F\6'IW\'YW9"TBZNTMQ6T6_GGLP8YY>07<:YKZC62EE%3J+JRDBPRDNY.K
MGQC+*&RIC!\FQBO+?VG'5O"#D
M
M
M
M
M
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M#,L<5G@F$,)?M6$N[W?L>P5XWT0
M
M
M
M
M
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M.;'0T4V4>RDOT4&<9&LTN[A5V_?\%DVC-LGDYB$PHNX5*3';G&.W/RY%8_\
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MF+CQ#F[RF%,&[,=O9BO-?WGND/!R
M
M
M
M
M
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MB+:I,8V,CF+8B;9FP8,T")(I)E*1-,F"EQC&,8%>=],
M
M
M
M
M
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MLFX7&4;-HM&7=>$W;K)-RG<J'[G?.8V2VM:WLW.!R
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M.^[S22FV3=5[X'EDUW:"9CX,JG@PQSY-3>H[S*_1^<,=R<NOAQ\6_A)\//\
MX7WO?[A>\'O[M6C:R_\ DL]U[I[*]E>^GGO_ '8Y\?RW@_M?B>*0ZK7RMXM7
M.CYU7OTK^LMO[&^ GP$^%-[AJ3[&^*7Q2]O>UZ^6=]I^T/ASKGV7Y?O>%X/@
M.>__ *WB%_U06]/"<9RF"!P
M
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MU:TUR1:R\#8(&7:IO8R6B9-DHLU?,'S58JB:B9LE,7(K+3A+FQ<=/^J&L/\
M\5'Y2?.MMT3F]<_I^SIA"O( .135..,ARRZBN_M%PQ7*MBL4_P [K34V;3"A
MG$K<]4:NWUMRFP9,)8,IDL]::*T9&[,&SW%\_)G]@3F]N<5B>RSKZ0'DT9W
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M3"U9I.);R Y
M
M           :0=37ZMSJ#?0@Y7_,-?0=4]X[PI@>D%_#5Y-_1<-\[&OA.;??
M]8[M$.O_ %V;N'73Y+5*LJF1LEIM?%BNU]8JYVQDIN;XV:"C(I4KE,Q5&YDW
M[I/.#ESC).SMQGY =;?ZX6H>:?0GZ=FDNE-R)BZAI.!)M30/&/9>V(3D"NF^
M^+-@V%J77LM>5IJ=G"26/&C;@_KRB#F)SWXEHV>&PW;D,DD8M8UW+3>.DRK$
M>G+X$:LYY<P[;'\@X7WXT=H77#O9DGK=_(/D:_<;].3$54J>RG63"1CW*T2U
M;+/I!?P\Y(X5C6[9Q@[=8Z9I#;=M-:\-61?4V<'>.7#;E1I*0XV:^A]45G<V
MI)*=LU JR"C.HL;35+2XB%)V C#KJH0A9N)?-4UV;4J+0JK/QB$PHNKG*4VK
M3:O%<3V+>I_:'I^[WLNUNUG]HV)T=+/>K(^<*Y77>S]MX4OI^8=KK&P4RRSF
M1D%#F-G&,F,;.16$<-S'_P"7_E1=Z O3MH?43YI/*ANME)2V@=.41YMG95:8
MR<K"HWA^WEHZL4JCNYB&6;2,:WE92>6>.#H+-W*D='.D45D5%<*%CT;EO&O#
M586]0ET9>'NMN"MAY4<6M+5/1M^X]RU,<6F/U^U<1<'?M;6FR0M"DFDQ!874
MCU+#7)6P,I1*4+@CD[5!XFOE<RJ1D4L]K<M-L3I+]7I7N8#YGP-YAT#84X]E
M:CPVL&-L0S=TK]G6=<;"J-QMLK 1CAPJ5JA%^\^LIV2(GG!?#=2+@YC9*<N"
M#>K^43'- %TY-'V/KI=6>Q3O*ZRSDW 3C*[<A=V-XN4>,7J]!JTE U^N:RJT
M@GGS%=K#>:M4'")>7RDLTA2J8;G3<834P:6GXZ?BN<<K_3X].#>7'^VZWU5Q
MUH6B-H-JI(I:JVG0"2D+,5^Y-63A2N.;:J5ZZ]]Z^XDO#2DTI,CIRLS.IX*R
M+C"2Z=85W;1.9G,*ROI6.6NP=1\W[9PJL$L[QKO?=6NLHTILB^SA&O[GU5#N
M+&I,PS-4ZB*+^2HT!+-)--#!3NR-&JBAC%9$QB0UWJQ-?+G#3?K[3MTKG73Y
M22VNGK^-O2<EQU955]%*80E6LU+<4M(Q#)6+<Y,3+23*H^_V=8IBG16[IRF*
M8N,X.MO]<9T6Z^%WIP.#G%O&A-E3I+[>N1FKC1]BMMW=VWQJ7<+.\A5(^TUU
MQKQ_%.JRIKISA^Z:HM3M_/G9J8\9T=3[+%8VW;3F.2NGZJGCOQ_X\;WXGP^@
M-%Z=T;$V/4EZDK#%Z>UE2M9QT](L[BQ:M'\RRI4)"-I1ZU;'RFFJN4ZA$\Y*
M7.,9[!):;,S,3E;;Z5/#[B34N&G '?54XM\=*SO-WP\X[V=UN>O:2UI"[8<V
M2[: K#:Y6%QL6-K+:X+3EM;SSY.3=F>9</R/5RKG4PLI@U8WM;RF,SC+\758
MTCTQ[XWT'M_J=W6GU_7.D9/8?P]JMUN#VLQ5WL]V;4Q:2;8BJTJA?;R>&94Q
M);,1&&416*IWW:*R:9"X%)OQBFJN%U$.3_IH=S\3-RZVX[TG6=+WG":ZG7N@
M[YJ/B?L#4\J]V3"1?M6I1,Q:$M?4U[+Q=GE61(I\K8BKHII.U%\]AB$6Q.#6
ML;L6S.G=G[T=NS+',:HYQZ?>.W*M4H%]T?L* :*.SJ-FDUM6!V77[*9JS,3N
M-3.6NHHW*ARFSXN2X[2ER3M,A-^.,2@>]097)FX]<?E#4:ZGXU@M5AXOUR"1
M\0R7BS,YQGT)&1B?BEP8R??>NB8[V,9SCM[0:;?ZX7,8'TZW3<@^([KCPMH^
MM3^S'NO%XAWR-F59@VTE-G*P:J">PV,ZE(>-!M&MD4*[2AFI"Q/@)E05;+$[
M_?K#Y;>6<\%5GTHVP;/6>IA-TF+D%DZULOCQL9A:8K)S9:/5*O*U:S0,AE#M
M[GM&,=LU$T5>SO$0=KDQGL4-VR&V]'X9^J1CU77&7C=I71?&J[:;X^:0U+<[
MSO:\>^UMUGJBAT.SW#QZ>O++^],]5H"*E;!XTJJ9R?S:JW><&RIG[/.<BRYV
M9F9G,I*_3R\/N)-MZ7?"_?5KXM\=+-O-I.;?L[7<]ATEK2:VPVLE)Y2;<;4V
MPM]BR59<W!&<J3>!8IQCLKS#A@1D@5 Z>$4\%.-VUO.8S.%DD&32#J:_5N=0
M;Z$'*_YAKZ#JGO'>%+'TK.I*+ONX=1'2FS8=.>U]M7C'7J';XH_AX4<P5FLL
MS%/CLUE4EL,Y-JFY\9HY*7*C9RFFJ3L.0N<2&^].,3&N7P>D9MN]=&/K';.X
M*;YF%&&LMMW1KH:U2KWQ(Z"=3KAX:5XU[I;HN54$6L99FMB0;Y56.5-I%V=9
M5;[)MC!1>/DIY1JP1R+_ .J&KW_Q4?BW\ZVH@YNH_3]DQWJX>8UYI%(X^<+Z
M1/NX. VXTL>V-RH1[K+9S8ZW5Y>-A==5E[E$^%E:\YLB4H_=('QA)=U&LS?9
M>$;&$L]FL3FTMC>BIT+>$S;@YIC?')G2-3WYN/D=0(7:[MUL=!U.5RFTB^,/
M;="KM1K2RZ,.Q7S39%F[>2"B"K\[]PIA-<J":!"5-S<MY8B>$((/4-]-O7/3
M)Y$\>M^</<36J*)N)2QS4'7(*>F5'&IMP:FE*Q*JRM*G7;M6:AXF9:6A@\CV
M^7*RC%\Q=Y2430RW01C3:O-XF+:K8VKE- ]3GI2ZRYA<A^/^@]Q;6D.)>PS9
MMU^U1KV^RE7OU/A[56+VYILK8Z_*/:FDOL2H.GA6S-1+RJ^"E[<G2[PK&<TO
MXQ,XRJ)>EST7I+D#S_V_3=]:=U7NZGQG#R_V>-JFW=>U+9-;C[(RW3Q]BF=A
M8P5RB)J+:3C2+FGC9)VFD5PFW=K)E/@BI\&D-MZ9BO#JO+\[M9:VTYTJ>=NN
M-1:^H^J]>5SA!S ]WJ'KBIP-'ID%[7TYLR>EO8U7K#"+@XOVI.2CEZX\! GC
MNW"JQ^\HH<V:\]9F;Q,ZYA4R]'K^$1S)_J7UY]O$@)#??TA%OL-.]]:[K@/:
M!8[=*Q\%N'D!9M=UIZR5-(JZ^XYZCS9I+#6JM'6',<C(QNKZ@^D<XPD1FYG'
M*[I4F/,*YRU=1C;V\_1?4I/1#Z5]#JU4K$/PWU>Z5I[F$DHRXRY9U_L9>:@3
MMEV<U([ S,)6IT]4>M2KJIX=$:F5SGL1*3L)BO/.Y>>:&/U<?*:W:XX[<=.+
ME0FWL0PY#6ZZW#99(Y;")Y:F:@1J6(6KRIN]A4\/-VVZH/\ *9,=BBT&3!S8
M+C)%)+39C,S/1JUTPICTWVDN%^N(3E-;^.6TN1NR*6RLN\)3;NI;]?IZHV2S
M(%DE*%5'SW7LLRI7N&R<)1BCF!605<O&ZSCS"GB%SAP6_P LV_'.$8?"3=&E
M.%W7ZHZ?"+:WO?Q'VEONMZ6@9EJI8$82<U'R*Q6F9*;,&MK&(GW;#55YLK1(
MKI\GA4SRMI.3J+%[5%3NT3;;_+V=-05Y&D'4U^K<Z@WT(.5_S#7T'5/>.\.9
M3TK^2/4%XS[>V):^G=J.U[@V9/ZWS7KQ"5+1UKWL\C*+FSP4EF5<UZI,'[V'
M;8L#)FCYU0I4N^IA+M[Q\8$>N\5F/RT>SW?S$Y(=3?E9JO6'4VY+V'2--@[Q
MFFG57U T8U/0#FQ2+"/FW\GJF+>45^DX3\$I'TC)+O)1NDF4JJF6Z><)DBL4
MC-(XNFSQ&XN:6X&\8Z'Q]U BK&ZTU97Y!VYGIA9!U-6.1>+.[!;+S:9%J@@D
M^F)Z2<KNEC)ID102R1!NFFW112)7DM,VG,ZN;=Q=W5Q3YU=5N^\GNJGM-&L:
M*G92];7>0UL);7<=9E6$G'0^I-'8]Q8Z7EV-<KL-(MS&23\-%>-@E&ZBV3+Y
MRI'KF)K3%-4E_6QFN@CN/B@K;N!=IT#1N3VM+#35:W5M(ZKN&L4MG4R2F&59
MM=<G(MO0*Y3)%_$1TKB=+)/,IR/9%*)E<'\<R*K@XV_DB?RT22]+7J.WZJ>G
M2W[NB2L*DQLOA5"[:T?0)>551</F;IM7*F\T0=^FXPKAY$U-;:47&-2&)@JK
M*(*WQG)B&,#B]?\ MB.4H/\ TYW3CU-U'.3&]=G\J&,CM'7FA(>JV6=J$S-2
MY2;%V?MN7MAZ^^O$NVD&\Y,1;-*F2[]TAXY<R#[P<.3J(>.@N:;MIK&(UE+=
MZBWHZ</]1\*Y/E_QAT]5M$W+2=IH<?>XG7[8\-4+GK^]VB*UZCA_5TU\Q;6R
MPUNLL6J@_:II*K-U'*;G"^3(G;I<;5[3;QGCE[3T?/X,G+[^O:F_-^06#?UA
M)AU/M3=&J#WW0>5'5"N&O#VR U,SU_K/6U]EI^50D*[ 6VVV60LS746OFK^[
M[([)*W*-<X<LY&*:Y+C!$,.%3&R<4G<QBBL[UA^1/I_N0G%BQ(\&Z=1M=\I:
M98Z@\UTZU/QIMVCH2ZP/O.QA[G"V/+6F4^K.F1JE(NI5!Q)ML/\ #F/123.0
MRITSS@UI&Y$_EHG?]*;LRQW[I=R-;GG;ETQTWR:VKK.IX<NSNL-:X]J^M-K&
M:-B'(7R;9.Q;0D,E2QDY<9-DV,X[W=*AGO1B_P!E-;>VO-A[KZUO+/CYK*Q+
M52Q\C^H;R.T&ZGDL&R6.K>T.2UJKEF</<)*)+GATH5PL9^DF8IG+ JR/RE4R
M7)O$Q&W$SRA<#V_TKN'?1CXG\@^<O%YQM>$Y#Z;XO;+I5?OUBOJ\VA/6W942
MWHL+:9FO9C"1<?*1UKF6+UKB)+&HI*($*;!B=_O71C%[;EHK.F5<WTX/3AU#
MU!^3.Y]@<F(-QL?5W'FM5>?DZ5)OWY(V\;(V?*V-&JYN3MLY0DI2%9,ZA,/E
MFN%B8>O$T,+F4;X606D--VTUCAK*4SU'?1NXJ:6XIDYG<5=30>DI[5MNJ->V
MM5:"S<Q]#LU&O4RVJ43.JUPCD\17)^OW25CFY'#)%N1XA(*$<X44(V,F<[6Y
M,SXV9?\ 1\_@R<OOZ]J;\WY!83?UA"#UE_\ J-K[_7MP<^97C:)S:;?ZO[6)
MO5U?5N:3^F_K?YAN2@2RV??[(^_35=(GB]R/T!=^87*S6,+NAS([&F=::CHM
MU\U(4>!@*A'Q+JQVUY72+H1L_+3EBFUV22;XCENS2CC*)DPJXR8B'6[>8GQA
M$OZ@OB#JKI\]1Z$AN,,3\+ZA=M1:WY"52M5U_)^6UY:'%RO50>)UER_<NGT<
MAFPZS-*MTB+&39J._#0PFD1-),[VK3:G%<<ZT_,6]Z1Z+]HVO6Y9: VCO^@Z
MAUG'3T0N:-<0[_=$9&O+Z]B%&_<<,WON*E-ILU4#I+-%U$UDS8RE@66&W6)W
M,<H5\/3,=)WC3R^IFZ.6'*.@QVWJ_1]BDTUK375C5>>YB-FCJM7;G<;59(EF
M\;$LSE&*N46U8-7GB,$<*.53HJK>7.WC7=O-?QA^GU-W2EXT\2*3I/EAQ>UY
M$Z>A+ML=?36S=?U;QF]*=6&3JL]<Z59JY!*KJH5EV:,I<NV?H,\$9.,%;*$2
M25*L=PDVKS;\93F>ER^J<H_]=&Z?MB;"L][W6)@9*M7J<^,O&ZN=/79N^Z]Q
M\TA [TGMT:D]N;HA=44.+VS,^U)I1G)^UMC,8!"X2/M%H@1)?QGA_&3(4I^T
MN,8!MM3/EC/!K;Z7/A]Q)Y \ -OW+?7%OCINZX1G,._UB-M>W=):TV39(^ML
MM+<?95G7F,[<JS-2C2#:2DT\<I-$U2MTW#M90I,'5/DTA=ZUHMPF=&*_63_^
M')_>]_[KP2NQS^S8_H)]%3AI<N"&O>3'*3258WGM7D0VL5A8H;'3=34%0]=-
MIV6J]1B:U!X>)Q*,C,Q,.675DCI&?I9?)H)*)%0Q@R'.YN6\L1PB%<?DCI^'
MZ;_7S::UX]+N:Y6]0<M./%GUVQP_D'V(2L[.9ZPV22DK/I%9>2DX=A"WY6%5
M\RJLJY9%,5917)S',YM8GRV\ST6,?5Q\IK=KCCMQTXN5";>Q##D-;KK<-EDC
MEL(GEJ9J!&I8A:O*F[V%3P\W;;J@_P IDQV*+09,'-@N,D42SV8S,ST:M=,*
M8]-]I+A?KB$Y36_CEM+D;LBELK+O"4V[J6_7Z>J-DLR!9)2A51\]U[+,J5[A
MLG"48HY@5D%7+QNLX\PIXA<X<%O\LV_'.$8?"3=&E.%W7ZHZ?"+:WO?Q'VEO
MNMZ6@9EJI8$82<U'R*Q6F9*;,&MK&(GW;#55YLK1(KI\GA4SRMI.3J+%[5%3
MNT3;;_+V=-05Y !SK_5<\PL[@YH47BM69@KNE\6:2DYM#9JN51LKN+:3=A8)
MPB^6ZAT'1J_1&\"W)W_VUH[7?)9P7.3XS)>K9KBN><K.M/Z9#>9Z",-T^5H1
MHWOUAXJ-Y[+-9##(K/DI,]W>#0[Q9_E)P5.,W8X3;J+*Y14RS1[N2HE_:R5C
MY_\ 9Y<LJQ7I6.6[S1'.*_\ $J\2+F#K/)RJ.V43"S)U6)(W>&I22DW#-#M7
MQ"$BI&8J"L^P63SX*SM\DQ;FP=0B),2&N]7-?*.2=#U4_#_.\."=<Y)5R+,[
MNW$F[)3,JJV;D6=KZAV8O%5.[(8(GC#I4L3:$:_)F/VG3:LFCQ0Q,%R90B7&
MS;%L<I?1]+!RN)N7IYSNC;%+>-9N)&PY2LD\XX0.=OJS8QY&^T=ZY<',5=-!
MO.YL<>CA7&2(M(Q,I#]POAI(3>KBV>JMWH*,6ZS?J$Y&_/2*3^HW6\Y;;<D9
M8ZOE"<=>/.6$=KZ->$325RW0ML36:_$KE3P4N74N8W?+DV5,&L_AM8YX7F>I
M_HSA)O/CS7FO4$NT#1^..M=LU?:,TYLMU1U_$6"Q0]>N%;@:JYLB;AG/I^U\
MVQ;.&T.NA*O<I> B?NJ*%-6%)M$_CJKS;PY1^E$L>J;7H:'I&H(DCJN3,%"[
M0U=Q*VE%7FL3R[5\QCIZ.VG\.X.^6![!2&4W:9UWSU@\P0F#Y72,8N7!I$;V
M<_\ EH[Z039ECC>9/)W3:#MSBHW3C+\3)1CAV?#,UCUCM.@5:!=Y8]S*:CDL
M9MR2)A7O%,0F<E[#8-VED.M^/QB?JQWZNKZR/2?T(-;_ #\\E E=GT^ZXERD
M^I4Y%_\ Q+C;OYIUA%81^R.__E5C]'K^$1S)_J7UY]O$@)#;?TA8/ZGVINC5
M![[H/*CJA7#7A[9 :F9Z_P!9ZVOLM/RJ$A78"VVVRR%F:ZBU\U?W?9'9)6Y1
MKG#EG(Q37)<8(AAPJ8V:RI.YC%%9WK#\B?3_ '(3BQ8D>#=.HVN^4M,L=0>:
MZ=:GXTV[1T)=8'WG8P]SA;'EK3*?5G3(U2D74J@XDVV'^',>BDF<AE3IGG!K
M2-R)_+1._P"E-V98[]TNY&MSSMRZ8Z;Y-;5UG4\.79W6&M<>U?6FUC-&Q#D+
MY-LG8MH2&2I8R<N,FR;&<=[NE0SWHQ?[*GGJ$J_,VSKA<IJK74%'5@LL]QBK
M\$U2,8JKF9F>,NA8Z,03,7&3%46>N2%QG'RXSD&VW^N%T/4/IV^F71N,4=H>
M]:$@=B7>2IZ$=?=\R+Z7+M21N[F+RC*V^G6,SKMI*#.45,K&QS)!-@FDDD5T
M@Z/XQUJPG=OG,2II=+R;O73?Z[=&T66SN\-6/*"W<++^9$BB<?L"M6^Z/-7P
M*K]FD=/)V#RW%A)YIC.<>"Y:MU#8R4AB&C>^+[>?IEM7ZNKZR/2?T(-;_/SR
M4"4V?3[KB7*3ZE3D7_\ $N-N_FG6$5A'[([_ /E5C]'K^$1S)_J7UY]O$@)#
M;?TAI!UE_P#J-K[_ %[<'/F5XVAS=;?ZO[7ZN<'&7C=N[3.TK?N?CYI#;MMH
M^E]H>Y5HV?JBAWZQ4_N567E"^ZTW:X"6DJ_W9)NFXQY15'L7(53_ %\8SBO-
M69B>$J%7I<]%Z2Y \_\ ;]-WUIW5>[J?&</+_9XVJ;=U[4MDUN/LC+=/'V*9
MV%C!7*(FHMI.-(N:>-DG::17";=VLF4^"*GP:0]&],Q7AU6W^M5T_P#6VU>D
MGN336CM64G7C7CM'/.16G-?ZRI=;J%7@IN@.+#;KRSK%2KD?%1+![;JG8;*4
MQ&22:SN1DC*9PJJH8JE8[=IB^9YH.O2 \G,-9OE7PYF'J)4Y9E <C:$S.X,F
M?+V,/&ZYV=X2!RF1<K.F3JK&Q@AB*$3:*9R50O;E*0TWXTLT,ZN<C8NJ7U\H
MCBK2W3M:"JM[UWP_AGL>LBX/!0]1DWL]O*U*(HMWB""E-L,Y9W#@QB.%<-(D
MGB%[280(=4_#;S/=T9:C5*_1*G6*/4XU"&JU-KT+5*U#M<9PUB:_78UM$0T:
MVP;.<X08QS--(F,YSGNDP*\NO%\[8MWA]9:^O>R+#DQ8#7U-L]WG#$.FF8L/
M4X1]/2>2J+&(B0V&3 _9D^<%QGY<YQ@"(S.',GZ<FC['UTNK/8IWE=99R;@)
MQE=N0N[&\7*/&+U>@U:2@:_7-95:03SYBNUAO-6J#A$O+Y26:0I5,-SIN,)J
M8CUVGXZ?BN<<K_3X].#>7'^VZWU5QUH6B-H-JI(I:JVG0"2D+,5^Y-63A2N.
M;:J5ZZ]]Z^XDO#2DTI,CIRLS.IX*R+C"2Z=85W;1.9G,*ROI6.6NP=1\W[9P
MJL$L[QKO?=6NLHTILB^SA&O[GU5#N+&I,PS-4ZB*+^2HT!+-)--#!3NR-&JB
MAC%9$QB0UWJQ-?+G#*7JPN,O&[CG]X/][WQ\TAHCWQ^^F][O@UJBAZP]ZO=[
M[W+V![Q^Y$!!^W/8?MQ[Y/S7B^6\XOX?=\53O)-F9G.9RL.]$?B-Q09]/[@Q
MOYIQBX\M=[GT_%SY]UMM+:W0VV:=?&FHQ[-&V.E6BW$TL\C7"C=5SE[XRB!S
M)F-DILXS66Y:?*8S.$YH,T(7J._J9.9']WG\ZK1H--K]D*,G2JZSVT.E15MW
MUO7.F*%M,^Z96G3#E]=IVPQ1:^\ID=9&#$J#2"P3,BV=9L9CK%,JB?\ :L%*
M8O>[<1Z+[<7U9FI?%#J8=?KFN;>&T]>3U,J5J?UR*O.XWU)FZ-IG5.LH%(Q$
M:UKLMA\PM:)-C'X5\E&M7$D^<R+S#A^LFDLN[*3RIMUQ"Q3ZJRE0.MNE%Q>U
MU5D%&M8H/++2E*KC94R9U6\#5>-W(B"B$%#I)()&41CV"9<Y*0A<YQ\A<8^0
M&6SQO,_1&)T&>C?ISJ4Z3N')CFG*WNX4:C37WNVCM=UZUO:@QC8JFP<=8YVP
MNI"(*63,P;R]WP5@U06;HFD2R"[HCCQB!#O<W)K.*ZLP>I/V,3A!Q4X9=*GC
MS8[3$:@5J=@M]X1EYI![99^A5&QH,-8U&=DV#2,-)0.+&M*NG!%$"8<K13$Q
M\J'24-E*;4>4S>=6_O14Z%O"9MP<TQOCDSI&I[\W'R.H$+M=VZV.@ZG*Y3:1
M?&'MNA5VHUI9=&'8KYILBS=O)!1!5^=^X4PFN5!- A*YW-RWEB)X0@@]0WTV
M]<],GD3QZWYP]Q-:HHFXE+'-0=<@IZ94<:FW!J:4K$JK*TJ==NU9J'B9EI:&
M#R/;Y<K*,7S%WE)1-#+=!&--J\WB8MJNG<.;W4>JATL-2V/>\)&6J#Y.:%?4
MO<T6S.DBSDK+'+2^N-BOHE1J7'L-^G=*V\=LC(]BT6Z(GE,V%$"F%86CPOPY
M2H!OYSE)Z=KJ:[*@Z<[0LCNO5ZT04$>:RX9U+=FE-BQ;M?7MFFF+3O$.O$2[
M9C(K-B9.FTL,(LU\11(AS'FCT<-VB3OTTO .S<NN3M_ZFW)5-_=(/6-_F)>B
M2]JPHX=;)Y03[LMGG-ANCJH^!))ZW)+9?^)]CC%@D&:J)N^Q5)A#G=MXQX0F
M$]5-Q-^-O 2"Y"P<:9W<.)=]:6)TL@W17=9U?L]U#TJ\MT_V'>$6MA)7I%;*
M>3%3;1ZJAR=TN5$TL]F<6QU> ])?R<QLGA1M3C/+/45)WC1M166K[3+@WC):
MWW3B1M$>F1JH7LR5#8419%%%$SY+CS:>#$(;L,JA=Z,6SU0&:AA3=9/U$DQ;
M'C92?U"??4KL:9/A5)Y%YX\\:46$/26L@9N@Y;(QE^CJ=!13C".,E,ZG<]BW
M>/EP#2?^O:^N'2G%>4 <SWHT?]1M0OZ]N<?S*\DA.;U[GZOZ92TB0W21]2>Z
MU^MCW>U1;=]2VN$$/#21C,:5Y6-VTEK0BB[<Q6_LVD25O@E7*I.Z5-:%4P<A
M,E.F5S2?SVOKAFCU3FYK'R-Z@/&S@]KDSB9D-7U:O1J=?35*DF[W5R1GH;$?
M%J)I&/E93W/CJT9!17'>2S(K8(7!3&,HE-F,5FTL=>IZTG7>-KCIF: J94?=
M[37$=YK>.711\#V@2HR\!"KRZY,F.<SV:=-%';@YS&4476.<YC&-G.4KM3G,
M_5=NZ97U;G3Y^A!Q0^8:A"O/?WGO*OVWDO2U=/1:8UM=C\?=\;2:NY!G=Y6S
MZKL/+67=V$KXJ$\F9U'4J[:DH3N->Y,GF.C31>6F$CIE3RJ13MG!I_W6X\<?
MTJQ]0?=7"*B=0R@\D^E6N_@-55KX5[;:03&O6_7C&D[IIEND'DQ#56.MK1.4
MCH5ZUKL7)%R@F9BBO)+(H$*FEX)'9M6+37%]72GYP<9>-V[M,[2M^Y^/FD-N
MVVCZ7VA[E6C9^J*'?K%3^Y59>4+[K3=K@):2K_=DFZ;C'E%4>Q<A5/\ 7QC.
M*\M9F)X2H5>EST7I+D#S_P!OTW?6G=5[NI\9P\O]GC:IMW7M2V36X^R,MT\?
M8IG86,%<HB:BVDXTBYIXV2=II%<)MW:R93X(J?!I#T;TS%>'5<ZZIVT:[TW>
ME!R.LW&>I4_2!:=2R4?4%:U75:[1:[2;7NO8,=4UK#4:Q7F$97HF3B)>^OK$
M<R3<N%7J2JYRJ*'-@]84CSO&>*F7T(E.CM366V]X]3N^:MG]I'N#>KZKU7N>
MEW+8M7:5U"(8S=BV-+UMG4;14;._L\S,88-O:F%SM/9;@^$L9<%4S&^YYZ4T
M8BZS5DZ<U+Y/Z#Y(](K:%2@GBJ;NQW*LZ>@KA3875&U=:V.OS5&OM7BK-6X*
M/KZEH2E.Q-G%XRQ07@#*Y01,N;*Q:>4Q,76SNLKN$O(3TY6P]\%PV(;<VD>$
MVT7"+/LPW:/+WO/CE9GS$B>%%<H&8/))1$R1C9.D=/)#?9%R*QVXQNX[JRO0
M Z7])ZH=BV*XY.S]P?<;.*C2*;5W6]9G5JT6T[$W&^F).0RM+L2&D&$:SBJ4
M4\H=J9L^=&-&IE<%20.3,:[E_#365C#JU<+]+<"O3]<Q- :!2M+36S6VZ>N$
M;'6V>Q99&+?6KEEH9U),6LL=DS>+QA'*'?2PY,NN7)S8RJ8O=P6LJ6FVY$SJ
MUK]'S^#)R^_KVIOS?D"'6_K"3#J?:FZ-4'ON@\J.J%<->'MD!J9GK_6>MK[+
M3\JA(5V MMMLLA9FNHM?-7]WV1V25N4:YPY9R,4UR7&"(8<*F-DXI.YC%%9W
MK#\B?3_<A.+%B1X-TZC:[Y2TRQU!YKIUJ?C3;M'0EU@?>=C#W.%L>6M,I]6=
M,C5*1=2J#B3;8?X<QZ*29R&5.F><&M(W(G\M$[_I3=F6._=+N1K<\[<NF.F^
M36U=9U/#EV=UAK7'M7UIM8S1L0Y"^3;)V+:$ADJ6,G+C)LFQG'>[I4,]Z,7^
MRLIQT_ZH:P__ !4?E)\ZVW0YMI_3]GHO551.TFG4\Q+75.6-0I?1&LD]-.W.
M'QX;%9C2RR5JC8I9<N&";MIL->47=H(&R8F':*BF,96+G)-G'A]4\7!W:'IF
M.6NMM?:.K6B.+FN+_(1,#7B:_P"06KX"I;F>S[B)0:8C$-]S,<BOL"POGQE$
M4E&%F6>O'>"G*@FHHB7-9VC=K.<SA:9IE/K>O:?4Z!3HQ.$J%'K4%3ZK#)+N
MW2416ZS%M86#C$W+]=T^<)L(QDDEA19514^"=IS&-G.<F.O%Z4!05]6%QEXW
M<<_O!_O>^/FD-$>^/WTWO=\&M44/6'O5[O?>Y>P/>/W(@(/VY[#]N/?)^:\7
MRWG%_#[OBJ=Z2].S,SG,Y6'>B/Q&XH,^G]P8W\TXQ<>6N]SZ?BY\^ZVVEM;H
M;;-.OC348]FC;'2K1;B:6>1KA1NJYR]\91 YDS&R4V<9K+<M/E,9G"I1UV]Y
M;6Z@O6&:<.:[9%$Z5KK;.NN*>FZZJX44@([85[DZI7KQ;)%BT.9-::D=ASAV
M:RV.U?V;&-4<]TR><"-MN(K3R7!M;>G^Z5=#TI&:;E^+=1V*NE!I1U@VE=',
MVXVO9)<S4R,A9,W2.E6$I6WKQRJ=8C:(.Q8M<]TJ2)2D+@5C.Y?.<J2LH2U]
M"'K>/*UKRYRRVM]9;5IS&1<2LB5N2\<9-O,*Q:']9N2Z:32.DG\/3+(5%9V=
MN1NE/Q)'R21/"2P6-_V;?'5,;ZR?_P .3^][_P!UX)<;'/[/V](/H-<<N='#
MV%YD\Y9/9FP-C\A%II2CL("[O*@TH&OJ-+.=<U9=(D8@H:2F'C:H&,U3<F7C
M6D-EF@FU(HF<V1?<FMO&ND+H])J<=0J94:-#K/7,33*Q 5.+<22B"TBO'5V*
M:0[)9^LU;,VRKU5LS*94R:*29E,YR4A<=A<5Y]>+X.TM0:EWC4UZ#NO5VNMP
M45T]923FE[2I-:V!4W$C&J96CGZ]<MD9+0ZKU@L;)T%3(Y42-GM+G&06)F.,
M.9YOK3NHX?U&L%H^(U9KF+TLMU'N-]&5U!'4BLL=7*TJ<V9JYA-T]2@-HQ*I
MGJTPQD'"+J/RTRT<)+J$43,4YL9G-ZHF?BSSPZ3.FN,O&[CG[Q_>]\?-(:(]
M\?8_O=\&M44/6'O5[O>U/8'O'[D0$'[<]A^W'OD_->+Y;SB_A]WQ5.]7EF9G
M6<N57T@N%D%S\Y]Z4XZ79>4;:PE%K%<]K*0KPS"2<4*@P+VSOX5L\3R5=F:U
M2S%E$9<)?MS7#_QT^PZ6,XCV7MXUSS6RNO\ ](?@GI/IJ7G?W'C0-'TEL'CU
M/:J6:35))+,G=KJMTV15]62E=M67#]Z2SKY<7AM($?O_ !I%-1AW2N,$4534
MK';O:;XF>$O5^D1V#9Y_A9R)U]+2"SVN:]Y#D?U1LN<RF8A.[42 =S<>TR;.
M?!CE)*%\V5(O87#ETN?L[RALY0F]'Y1/T5Y><6]-2<ZNNY=&W-';;F@\1-:[
M\M&E)*;<'FU(RM:7T&ZL,<Z@Z\2KL):;CC;<LU8<Y*[;H'<(O;%XYLIE3QA*
M-:Q-=O\ 'VPE?ZD\]Z;3<'"+:-0XP6CC=K3D'KV@2=CT1.ZKU-L*EW&R7"IM
MC3,?2+)84=>L<W?X@(LE(;*UC<.O!6>D<>.B=(JQ'!Q3Y8MQSALWZ1;DI:-@
M<9^1W&BS3J\I'<>K_3K;KUF^6P=6#J6Z6UN<2T!$E,?!O8K.Y49](F(4N<(N
MYE0V3?MQ"X0YWHQ,3U6[A6*!#KI='!7JAZUH]QU198.E\F=)-IUM2U[/APE4
MMC4^<\%[):\LDDS2<.Z^]0EV:;N'D\(N4&RRCE!='PWF730TV[^$\=)4G*MM
M_K*]#>X>Z3G&Z./%>=SRI\T>]PS2^\=[U))^.>0-6E7A;-JV;=R""9O,OZX^
M3D#)D+G+@N4R9+-'HQM[GU75.BKUR*CU0&5AU+LJGQ>I^56OZX2U3%=@7;EQ
M0=FU%)XUC9*WZ]]IN7<U#.8*2?-TI.%>K.U6Z;I!=N[=IF<E95Y]S;\.,>JM
M)ZNKZR/2?T(-;_/SR4$EML^GW6 ^EUT%N"U=X1:DL7)SC]5MX;WWMK6O;'VE
M:-CGG)"1KB^PHIM:&%+J;<L@RQ3%Z?%RB3-R^882DW4@FX6.Z,F9%-&LK[EO
M+A/"%0??M%DNB[UIE(W5]FFF-6X\;WU_>Z=+N%U7,A(Z/O\ &U^VO:?.N4O+
M*S2:^MK>\K4NH7".7V2.#%PGWR]V-X_[-OCS66_5Q\IK=KCCMQTXN5";>Q##
MD-;KK<-EDCEL(GEJ9J!&I8A:O*F[V%3P\W;;J@_RF3'8HM!DP<V"XR11++9C
M,S/1JUTPICTWVDN%^N(3E-;^.6TN1NR*6RLN\)3;NI;]?IZHV2S(%DE*%5'S
MW7LLRI7N&R<)1BCF!605<O&ZSCS"GB%SAP6_RS;\<X1A\)-T:4X7=?JCI\(M
MK>]_$?:6^ZWI:!F6JE@1A)S4?(K%:9DILP:VL8B?=L-57FRM$BNGR>%3/*VD
MY.HL7M45.[1-MO\ +V;/>K*Y67&^\R=>\3&DLY;:QT)K>OW21KR#M8K26VML
MQ)]).;!*M4U"-G*T-0O9;6.\4AU6>';[*9\%>'*$N=F,5\N<K&W ?T^W 70W
M&N@0&^N/5(WSO6R4^*E=O7;:<<O8EFMNG8QJ\FZW3HIXLG'52!JKQ4[)DJU;
MH2*I$?&76,L<W=K*VY:9X3B&ZO-+3FM./W2/YL:;T[4V5&UG0^"'+2)J%2CG
M,B[8P<:MI39$DHS:N)9[(2!T<O7RI\846/DO>[,=A<8Q@E9F;Q,ZYA5']'K^
M$1S)_J7UY]O$@)#;?TA8/ZGVINC5![[H/*CJA7#7A[9 :F9Z_P!9ZVOLM/RJ
M$A78"VVVRR%F:ZBU\U?W?9'9)6Y1KG#EG(Q37)<8(AAPJ8V:RI.YC%%9WK#\
MB?3_ '(3BQ8D>#=.HVN^4M,L=0>:Z=:GXTV[1T)=8'WG8P]SA;'EK3*?5G3(
MU2D74J@XDVV'^',>BDF<AE3IGG!K2-R)_+1._P"E-V98[]TNY&MSSMRZ8Z;Y
M-;5UG4\.79W6&M<>U?6FUC-&Q#D+Y-LG8MH2&2I8R<N,FR;&<=[NE0SWHQ?[
M*RG'3_JAK#_\5'Y2?.MMT.;:?T_9TPA7D ',]Z-'_4;4+^O;G'\RO)(3F]>Y
M^K^F4M(D-TD?4GNM?K8]WM46W?4MKA!#PTD8S&E>5C=M):T(HNW,5O[-I$E;
MX)5RJ3NE36A5,'(3)3IE<TG\]KZX9H]4YN:Q\C>H#QLX/:Y,XF9#5]6KT:G7
MTU2I)N]U<D9Z&Q'Q:B:1CY64]SXZM&045QWDLR*V"%P4QC*)39C%9M+'7J>M
M)UWC:XZ9F@*F5'W>TUQ'>:WCET4? ]H$J,O 0J\NN3)CG,]FG311VX.<QE%%
MUCG.8QC9SE*[4YS/U6Z^/^ZR\;NAQH3D#E%%VMI;I9Z?V<Q8KXQE.3E:7Q4K
M4_#Q.<&.F4QI:48HMBXR8N,F5QC)L8^7%83&=R8^JB=T>I_IY[*Y6[NY*=7S
M;M>F3-$T+55JSM>)N=HBMO[8V#.S4A9[?:V%3KTRTFV%1:1QLJ1S\J;%=Q+H
M&\)0C?*98]%_**XHSYUYW?1JV%6-1[BZ9]OU!!;9:W9S4=I:NTK0;;K:L3-+
MDH&2F(>^)UAU3*O2H5[49V!*P4-&X;.'>)I/*J:V$"G1)M_)'"^BQ2XZF&S&
M7IIFG-DEO>N-^.-%-],(W3"R)[-\5L[6-QF7ORIU3&)BUMO!4LQE%"XPHJ3Q
ML)Y*<I#.3+PCY?'DKC=")3H[4UEMO>/4[OFK9_:1[@WJ^J]5[GI=RV+5VE=0
MB&,W8MC2];9U&T5&SO[/,S&&#;VIA<[3V6X/A+&7!5,FNYYZ4T8BZS5DZ<U+
MY/Z#Y(](K:%2@GBJ;NQW*LZ>@KA3875&U=:V.OS5&OM7BK-6X*/KZEH2E.Q-
MG%XRQ07@#*Y01,N;*Q:>4Q,77M+U1>-?/+I_TOE1N;CWH;;5OMW"DFT:E8MA
MZGH5]FJ*\O&GD[T[8U27M4)-R=9-'3[OO92;+I'1=(8R;]L)VXKSQ,UMB)G5
M2B]+GHO27('G_M^F[ZT[JO=U/C.'E_L\;5-NZ]J6R:W'V1ENGC[%,["Q@KE$
M346TG&D7-/&R3M-(KA-N[63*?!%3X-(;[TS%>'5:XZ^>LM;:<Z&'*_7&HM?4
M?5>O*Y\"O=ZAZXJ<#1Z9!>U^8&G)Z6]C5>L,(N#B_:DY*.7KCP$">.[<*K'[
MRBAS9K';F9W(F=?_ +(\/1\_@R<OOZ]J;\WY AWOZPKV>H,KDS<>N/RAJ-=3
M\:P6JP\7ZY!(^(9+Q9F<XSZ$C(Q/Q2X,9/OO71,=[&,YQV]HC3;_ %PN8P/I
MUNFY!\1W7'A;1]:G]F/=>+Q#OD;,JS!MI*;.5@U4$]AL9U*0\:#:-;(H5VE#
M-2%B? 3*@JV6)W^_6'RV\LYX*K/I1M@V>L]3";I,7(+)UK9?'C8S"TQ63FRT
M>J5>5JUF@9#*';W/:,8[9J)HJ]G>(@[7)C/8H;MD-MZ/PS]7@NMGL6^]0/K=
M.N-#.PN&U?KFX-3<,]2L%UCNXNL2,_/5JLVV8\@55NU4?RFSK,_7<*8[BRC5
M%LW44,5LGDI=N(KMY^ZY V]/GTJT./\ \!C\9Z^NN>L$A5MSJ/I(V\5)\K+*
M)[RG?SNE';:</)&R]\FFF6$PIV(>1\IC#<5A\E\YRHP]+K4\IH7KKZ#T9..T
MY":TOS!O>IY=^DEX*3V4UT^O%/D'::/B+>$FY=PYSX+WS=W!NSMS^R)&KT7G
M.W,_1T8^?_3YT-U)=.5K1O(=U?6E*JFS(;:\6IKNPQ]:FS6B#JUSJ#(CI_)0
M5A05B\Q-Z>Y.CA$IS+82-@^,%R4U>6MII.8?4X(<$-(].W2+G0&@'-X=41U>
M)[8"JNP)YC8Y[V]8V,+'2!2R$="P+?###>!0\-/P.\4W>SDV>W&,"UIM.9;H
M Y
M
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MQ.T^BU:MS+QBV)9'*$+;9IT_<M#'8)X5;)IJK+8<$;#:I->,IV/2Y?5.4?\
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MN5R?NT =%*=IUCXNVJ%5<)Y603EJ]QHT)+QIUT<'3RJB1XT)DQ>\7O%[<=N
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M;H Y
M
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M.G!+;TX>F=HCI@:OO6IM!VS;=NKFP;[G8DR]V_/4Z?FVTWFO0U:\K&.:70Z
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M!S(ND%T3&3S7%;36<PJZ6CT<^N7=H.[I?/&[0%*RY[Y*_:- P5OM!6?BYSA
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MQDN"BUIO.9;R Y
M
M                      80Y-::^^,XW<@^/?O'[G?'?2&U]->]WL?WA]U?
MB?0Y^D>\?L#VI!^W/8?MSS7D_.L_,^%X?CI=[Q"EB<3$]$/G1ZZ'GZ)[8FY;
M]]\]\?/BW2Z]4/9/P5^%GN_[!G'$U[1\]\6MC>U?-^/X?@^"V\/L[W?-V]T'
M=]SSC&,)\@9@
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M4 [4PYC$LQS/",B1-XHJH=,B>#J^[F/&O"%L$&(
M                                         *Z75UZ _P"E2Y(TGD)]
M]C\"/<[2%;TU[H_ GXG^T?=Z^;*N_O'[?^,FO/)^<^(?E?)^25\/R?B>.;Q?
M#3-:;GA&,93\ZWJ'P]UW0J#[1]K^X]+JU0]K>4\A[4]VH-C"^T?(^9>^2\[Y
M+Q/!\9;P^]W>^;L[V3*>,Y>T
M     0!=;+HOW3JI/]*W/7^_X'4-MT;"VZ(A8&STJ3F8.QGM\E!R3A^YM<)/
M-Y:N+QZE>0*EA.,?X-VFSVDSV TV]R*:QJ@HF/3!=5C:BK&H;OY\:FM&L89<
MF81"8VMR/V<K&I(F\)NNQHENH<)7XU=-J8W=*C)]A,_88/V9[V(U^:D:1Q66
M>E'T<] ]*ZH696G3\MMC>&Q6$=';'W398IG".7D3''(Z1J=(K#1S)$I=+S)D
M\XLV.]D'KQUA,[EVL1NT3;UC?<F_9+V#@
M
M
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M.5N?/;V=G:68F(S.DLS @
M               /YJJI()*+KJ)HHHIG5665.5-))),N3J***'S@A$R$QG.<
MYSC&,8[<@,:ZFW9IG?=86N^B]N:QW13&\L[@'%NU-?:KL:L(3K!NS=OH5:?I
M\K,124LS:R+=55L97"R::Z9C%Q@Y<Y+,3&K)P(
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MU:LUX3T;G Y
M
M
M
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M;;5!V,]AO".DFK[5:T^P3"\=X1UR%-XQ2=W)RXS^S@%F)C6&<P0
M
M
M
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MV]N>WL!E/"</: @
M
M
M                          "L_P @/^J>X.__ !.6V_[\Y@"<VL?IGO\
MXLP"LE=GI,?6Q^H!_KHXF?:[R!!K?TK]TWW)'\'???\ 4OM+[1YT&<:PBJ].
M)]3)PW_O#?G5;R!WN_LE ?T.>G':^1>CN0U/QU(.H%Q8V9Q\Y0W_ %EL_2G'
M7>LKKBFM))LPA$FM[>UMF=R4\Q:92,DV*[M0V%5E80Y,X[J13GD--RV)CA$Q
M,)A+_P"GW?[7J$WKW:75HZJ6RJ#9D$6MCH]_Y%K7&H6!JV>-Y!NVFZU8HZ1A
M95!N_9I+D(N@H4BR1#XQ@Q2YQ>#B-S'&*QE.=H'4$)Q[T1I30=:DY2;KFC]2
M:XU! 3,YY3VW+PFM*=#4N*DYCR#=HQ]J/V,*FJX\%))'QCF[A"E[,8,YG,Y9
M;!%=GI,?6Q^H!_KHXF?:[R!!K?TK]V.>CY*L]-]6;KA\8KLJI&[&O_()CRAI
M+.0-ELYL6N+E:+]:G3M@S<%365:0,?MZN=U9+*I%DW^,]B>$\=^%^-*S&F%F
MP5DK)],V69[^Z[G62Y/T-520U96H'3O'8E@:&RZ@)R[4^O4>CS68J5*5)K)>
M3?Z*?J_M'BD(W>(G[^2*I'5<VM^&W6)U9&Z3'UL?J ?ZZ.)GVN\@0+^E?N<T
M/^HDZ-O]2_,GYC=Q 5_5;[+$P,E=GI,?6Q^H!_KHXF?:[R!!K?TK]SJS_6Q^
MG^_KHY9_:[Q^ IZ6^RQ,#( 5AN3^UJKJSU1?!Q.W.FT>TV9T_3:IAY)V?PT&
MUJM.RN43JK->]W39RYL,W#(Q3?&.SO.7Z>,YQC.1.;:(SLSW6>16*LOPI=-]
MQ>I)ZHVXZ<LG)4C3'&?7''"?EF9L/6:E_D5](+R+!=VEW4HY_#6#3EAC3M3>
M*<ZL<J;O$R0R>)S:VX;41]60M6_]3]R1_P#B54%\].A!2?TQW3'<T]<SVX>'
M'+/4E6(NI9]I<9][ZYKB;5)1=T>>N^K;568@C9%+]M67-(2:>"%+]D8W9C'R
M@SK.+1/U1A^G#VW5MF=)GC]781PF6QZ5EMFZDV'"Y7(J\@+3&[$L=K9-WB7=
M27;*2E.MT6_PFHF0R?F\DQD^"=\TAWNQB\I@-Y;?J''_ $UM+>%^?MHVF:FH
M5IV!8G3MT1HGF-JT,[EU6B2QB*Y,]D<M<-VZ9"**K.%2)ID.<Q2YKB(S.(09
M^F,H$UK'I+TJR6_"T-'[(VGN#:D2>9QB.2:5(DDRIJ$F<SLY,(1;P]$</4ES
MX334;K%6+VI&*<TAINSFZ&#E]$\C^KAOKD)U4N(]?JAM,]+>4IL/Q=3G*5'3
M;SE7-:/O">U-E33=91/+NP0<0Q*M*Q\8Z362=,WC)DW22?.9#L.ZXI$4MK;5
M<$X)<Q=<<\^+.J>3NLSE;1=^@RXL=:4<8<2%%OL0;V==J/*'RF@H=S79Y%5-
M)<R:97K/*#M,O@N$\YK&U9K;$H795TQX!>HA+,OG+2KZ+ZJ/'9Z>4?/%D8BK
MQW(/1[+S+E^Z75,DT3=J0M=3RHJ<W8H^NASG[#&R;,=^VU]8E_;H01DARCWY
MU'^J_:&BQT^3V]7FH-#.GYU%'S'1&I3H-F)6YUL%7\E(,&]=CE,&(C_M5:/W
M4B%[,"FYPB*=%E<&3^+AN@[07:ND$7+5RBHW<MG"9%D'""Q#)K(+HJ%,FJBJ
MF;)3%-C)3%SG&<=@"OQRIZ%E*B9VU<G.EYL:Y<">7C..D)B)C]3SBD3HO:,N
MW*9\C4[MKIP<T#!1<^NEAMCR920;8ZV5W,4\[#8R:UW.5^-6W_1LYZ6/J+\%
M-?;_ +Y$1D-M".GK+K':2,$V6:0$A=*6JSR>P0C5;)LM&EFK\K'R"K<AC)-'
M;E9NF8Q$BYR<[E?&V(T:3]"W\(CKB?\ Q57?OV\7H'6YI7LRAULN87(_2_WF
M/$+B':8[6W(+J ;Q6U) [;DF#:2^&E-A'U)B;C/Q:#]NX8H3!7FR(LV%\E5<
MI,DW/E$\N\HJHDVZQ.;6TAXJ!]./P\LT2FXY8;FY=<R-@R':\M-TV_OZZM6L
MM-*JF<N'L; P,@W=1C3S2AU$DG<C)KD,<V3.%,Y[<#Y;<L0UF]/MJ_36DN=G
M7"T[Q]14;:@U;N#C5K^GM%9F2L*K).I+\G8.;8J3<NY>2,FHQL;%XB95153)
MLD^3.2]@.MR9FM9G5G[JS_6Q^G^_KHY9_:[Q^!*>EOLE[YVTVP[%X0<R=?5%
M-=:UWOBIR&IM81:][+I6PV?4=OA(5-M@ATSY74DGR6"=ABY[V<=F<?L@SKPM
M'=5IZ,_3<D^7G3STGMFB]5CJ5Z621<WNG673.D^1DM3=;ZPL]:O,\DO7Z[5F
M7BM89M+P[EE-X(4V<JEEBJFP4ZAB%0VW+>-L3$-_-K^G0B=\U<E'WEU2.IMN
M>E)RC2<3I^U][-MBU=.;8).D&$P2OV^&F(DDHR0?+$1<81\9,BQ\%-C!S=K@
MYC=QI$/O^J-^J<O']=&EOMB<@;/NL3 R5V>%_P#U$G62_J7X;?,;IT&MOU5^
MZ4?J:_5N=0;Z$'*_YAKZ#BGO'>$=G#RFV'8OIQ:_KZHIKK6N]]-[=%-K"+7O
M9=*V&SZRV)"0J;;!#IGRNI)/DL$[#%SWLX[,X_9!U;AN_=%AT9^FY)\O.GGI
M/;-%ZK'4KTLDBYO=.LNF=)\C):FZWUA9ZU>9Y)>OUVK,O%:PS:7AW+*;P0IL
MY5++%5-@IU#$*AWN6\;8F(;^;7].A$[YJY*/O+JD=3;<]*3E&DXG3]K[V;;%
MJZ<VP2=(,)@E?M\-,1))1D@^6(BXPCXR9%CX*;&#F[7!S&[C2(??ZZ7X1'0[
M_P#BJN@OMXHH&WI;LL3 R5V=6_\ 4_<D?_B54%\].A :S^F.[-/J._J9.9']
MWG\ZK1H)M?LA(E2MGU+27"*G;DOK[V92-4\6ZUL6W/\ &"F.UKE,U2QL,RJD
M0QBX57*PCU/#)C/:<_87'RYP#G&;8CJAL].EJ^WWG5/)GJ5;DCEDMQ=0C?-N
MN[%9[DRRL7J*HSTQ'5J(C%%VC)1K%YMKV920*DDDW7BV$<<A<$(G@IWNSQBD
M:0^%ZI"WM-?<,>(U^?M#/V-(ZD&@[>]8D[O?>M*UJKD%-.&A>]C)>\Y199)C
MM^3M,))L\;3'T6/:M9Z_=JQ7+G4Y5I/5:W0,19ZU.,#Y483-?GX]O*PTJR4,
M4N5&DC'.TUDS9QC.2'QGL%9:<%;7K+NF^U.JAT)>.]563?7VM\F)+D?8X]L;
M#I_#4#7MNUA;4W[F,3[JV&$Y'ZLL?==&.0B&(E8W=4P4V"1KM\*6GZ,A==+\
M(CH=_P#Q5707V\444V]+=EB8&2LGZ8:59Z^XY\N^'%E549;FXM\S-E1-^@7Y
MLHROLJ=C8&O0MA<1ZY4GK-.1L>OIMKW3%.7O,>]XF<J=PDAKO<9BW*8687[]
MA%,'LI*/6D;&1K1R_D9%^Y19L&#!FB=P[>O7;@Z;=JT:MTS****&*0A"Y,;.
M,8SD5DK4^G26/M*P]5[EW!MWZ.L>4'4$V59=:+/$5TD9*%:S]PNQY)@HY2:J
MO$#-=J-&QUL(D)X[51/_ -(FH1.-=WAXUYQ#;+F)T.^-F_;S(\BN.EENG!OF
M.FN_G(??W'>4>U5"7M#K*KG+W85&BGL7%6!"3D%,JR2\>K$RDADV?,NER]I,
MU*[DQPGC5_CHG\W=]<H-<<CM#\LSPLMRBX*[WGN.FU[M7$D4HC8>8![-0<=;
M5L,FK**Q/*S=2EVCLS-%%NY(T1=X32,Y,F0;E8B8FNDM..A/M:JFYZ]=?1RS
MILVNZ/4"W#M:/8J'['DU57.Y=MU"9=-4\%[3MJS+M&!'&<Y^Q-+HXQC[+/9'
M6Y'XUGZ+*5VN5;UU3+=L&XRC:#J-%K$_<K5-/5"(LX>MUB*=S<Y*.UE3$32;
M1\8Q554,;."E(3.<YQ@5CKP5.NBYJ:^7?H!]0-:'C'K2<Y;RG/>UZRCT2*F7
M\:U:*BM.1K:/>XRV-*F2NM&=H%7(5#M6(8G=*8F<B1HVW)CY(^F&*NC/TW)/
MEYT\])[9HO58ZE>EDD7-[IUETSI/D9+4W6^L+/6KS/)+U^NU9EXK6&;2\.Y9
M3>"%-G*I98JIL%.H8A;"[EO&V)B&_FU_3H1.^:N2C[RZI'4VW/2DY1I.)T_:
M^]FVQ:NG-L$G2#"8)7[?#3$2249(/EB(N,(^,F18^"FQ@YNUP<QNXTB'D_4&
MRQ-*\ANC1S(M)'*>H^.W,J0BMG29$E\LH6-V#)ZEL6)9VX334226CZ[J:871
M3/V97,F8F,X^7(DFUQBU><PLT,GK.29M)&.=MG\>_;(/6+YDNDZ9O6;I(B[5
MVT=('40<MG*"A3IJ$,8AR&QG&<XR*R?I 5V>A;^$1UQ/_BJN_?MXO0-=S2O9
M^CU0[5PXZ3&PE4$5%4V.X=*.GAR%SDK=N>V>2*LKG_S4S.WB2>,__1*8Q_I
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MPYK[!:;RW%PZ:5&X4'D"BT,UG-FZCNK&!EHH]Z3*HY2]X6,)=J^Z3457</\
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M)M?LA*KQN_!WT)_4OJW[1X('$ZRS0"
M
M
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M)/ <
M
M
M                         #4+FILWEYJC5,+9N%O&>O<K=I+7N+B)W6EC
MVO5M.H,J$[KUH<25M8VJXOHZ%=/XFRLXE#+$RN%%VSQ4Y/E2[<'58K,_E.(:
M)](#A?R=T'+\R^4W-!&DP');G3M^!V+<==Z_E23]?UO6:6WM*50JV9ML]DHU
MX]9*W603P1J[?I)LTF_>=K*F5P0ZO:)Q%=(34@S            0QWWB?O\
MFNN_I/F;&4'S/&RH]/\ EM)6'9'O32D?9^SW.S]N6)"L^Y[BQI7UWWX>SL5O
M.H1:L?CQ^YE?!R*%(:1:/C\>>4S@,P        !Y:\O[5%TJX2=%@FEIN\=5
MK _IU9D)%*'86*U,XEVXKT$]EES$0BVDO+IHMU')\X(@13)\YQ@H"O5&<:.I
M-U)N6/&S8?49X]:SXE<5N&]V-N.L:,K6V*INR<WQN^-(U)3;#8I2I3$Q"M*;
M5UTLK$;O4FJV4#N6BC=T1\99J:YI2LQ2<VE8^!D
M            (8^MIQ/W_P NM,\1:GQYH/Q!G]8=0#0>[;RP]Z:54_8>L*55
M=KQMFLWFKQ8ZTRD_9CVRLB>29J.)!;QNU)!0I%,E--NT5F<]$S@,P
M   0Q]*+B?O_ (U;FZJ=LW90?<N Y(]0#;V[=+O_ 'II5C]\]86BU6N2@K-Y
M6I6.>>UWSS*30/Y*638R"7?[%$"&P;&#2]HF(QRA,X#,
M
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M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M;@^"^(=H5)3M[2&-CY0)K-9Q.K8D$
M
M
M
M
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M[=K(/&2:CQ%IXCK!C^'C!S%+W<&+G/>P=5CRM$(7_3Y]5/E+U0+3S?GN1:M
MC(757WN9=:TG7%3]W:_5"7T^^LV@V)"3D9^VSB\H2F1F#&D))R1'RO:@1'Q%
M<'.]RD4QA96!D              #2#J:_5N=0;Z$'*_YAKZ#JGO'>%/OT>OX
M1',G^I?7GV\2 D-]_2%^,5Y@          5=>;/IX[MRTZEUAY]QO**K4F'F
M[_H:ZDUH^U=+3<FW2TU1M8U!U'FLS>ZQS512>5U\==-3#+&&Y712Y*?),Y,;
M5W?&GCA\WU=7U;FD_IOZW^8;DH))L^_V9V]+E]4Y1_ZZ-T_;$V%3>]UB8&0
M
M
M
M
M
M                  "$+U'?U,G,C^[S^=5HT&FU^R%<GTP/.WB'PWUSS(:<
MGM]T;33NXVO44K5&=M<2!'EA85V"V$G,K1+2.CW[AZ9BK(H$,0A<J&,J4I2F
MSG&!(:[U;6F,0C%ZX7,^C]4GJ,P5BXL0L]<ZI#T#7?&[53Q&OR<7/[8F&]PN
M%@),1];DB)3+?VS:]D+1\<DY1;.56C5 ZB*1SF)@ZVZ^%>*PCZCC5#_0W0UZ
M?FC914R\GIC;_%+5$BN=5NN=9_KKB#O&H.U3+M/]D6,HXAS9R=+]K-G/:7Y.
MP&>U.=R9[_\ U;[>ER^J<H_]=&Z?MB;"N=[W0 \P>8_.#KD=267X'</MISFK
MN.-:M=PKD.VB[%+52IRU2URJNQNV[]L2-4SB9M47+NF>3PD4OE5ND5RQ;IHI
M.UUUS35I6M=NOE;5XCFOTGN>O0HHE1YC<:^;5CMU2B;E 0U\D*+$V'5CVJ3]
MD*JE%NK/17=RO52V!0I>52Q&N#OE,Y5<.FY%6.4U3&2+6]=R?&870^E+SG3Z
MB/"#4G))]&,H*]2*,I2]KP,811.*B]G4IUB*LRL.DJNZ5;0=A+X$NP0.LLJV
M92*2*BAU$SFS7GO7QMA7[Y#="7J5=0;E%R8O6_>>%CU/QLF]X[=+HVASDQ=]
MM/HW4[BWSR-291>H8ZZ4S7=4JAZZ9N@U)B5*]=M<>,Z;D44S@\:QN4K$1$<<
M(5N4NF>?_IP>3>D)/6?*&3O6OKLTE[32\Q2EKKVL]C1E3F(QI>M>;.T_(STQ
M E4*A+L%%L(.WID4Y!NX:NT7B93(M&D37=CC'%;^ZL74OM7'#I,17,CCV5M'
M7;D-7--,=/3SSRDVWI6=YUE.Y(VLJ1FRL9-R,#2T7AF&5">4-(Y054(JB4R"
MIA2F;^,\E1GIL=)_DOURZYM;D3N7GA.5UE2=D>Y+B1OR%HY ;'E;:6OQUK7D
M3UN7V12DJS6$F5G228.L/C%66*[101(5L?M-KWC;X1"X)T<NF7O;IJ1'(*H[
M>Y*&Y&5[8LQKE]K=Z9W>6F:JRJ[*Y)V%L>GVF9L$-65I=Y8FYS'C7BYGF$,>
M8SCP4<8K&]XOC$85_>M5U'>8','J!,.DYP3NEEHD''WB#U%;7E/L+FGR>T=K
MR**+NU)V2Y0IBS\+JW6K5RJVD6B9R(K*1[YPZ2<IIM2IQIMTK6OG9@'E=T!N
M<O3*T#8^<&B><,M;KUJIHPO>W8K6S.]:GM4+'-I!L28LE8MZ-XF%-B,*UEQY
MQ_B2:PRAXY)=3"2AB^ HPL;E;SXS"S-T$.I3:^H]PX<3.W%6SG?^B[.CK/:L
MPS:-X]M=T%XM&6I>QL1S3&&<<]LL1E5M())831-*QKI9%)!NLBBG66Y7QMPT
ME.&#-0O]3EU0^3M5Y39X0:4V9<-.:OH% J$]L=QKZ?DZM9=E6Z^1Y;,DTF['
M#*L)8M/@ZT[8I(QB*Q6[ATJY5=97_P!G3;1Z-JD8\IU>IH?I0N2*E(@-KP_4
M<@8#==B@8>;=-JO1KB_K97+N.;2#9)EN^%VJWG9]@@N5$J+Y* PFJD4JR9<X
MP0N6"=Z-,<%FWEO1;)J_HR\F]9W&>-:;?KOIB[HHMJLYY27G#6.R5+BK9("<
MGC35@[)Z8-+R<>JXRZ??[8X\3Q%OVPQA659SN1/U55O1Z_A$<R?ZE]>?;Q("
M0VW](8?ZSO4LY=<_>?LMT\>(5KN$+JVH[9-Q^K-+UQ9'E:<[PVNRE#5BX6"]
MSL6\9%D:?&6=-VU8MW#DT*WC6&)-4N%%#'2&W2M:^4ZLZH=##JN=+;5CWF+Q
M=YE0$_LO3L.ZV3L31M />VE>LM=KS-69MT2W93ZI*WN)LBQ3<JJQ<I#QRCY-
M,QFN,O?+IF)\E+SXS'"6D7IAIEU8^KRUL+U-!)[.Z?WO,NTFI5"-4W4HG&/G
M";8BRJZI$"*KYP3!CG-@O9VFSGY0AUN^B3#UD_\ X<G][W_NO!+G8Y_9J!PL
MZ=W4]ZS7$S6\O8.4;+CSPYT[0HS06BM>*GNBU8V"CK&++6)FR.-?UN5CXN:*
M\G&[AK)V"5<N'1GI7#5HVPT;$1(U6UJ;<Z9LUJZ?G)[F%T<^J97^'FS-BSDG
MK*/WK6]#;NU8E8IJ?U9*5R]2L7%1.S:/"2_E2Q$BPCK&RL,6\;MF#YPUQAJY
M+X2ZZ&2VBMZ>4:NF>*\H  *=7J=^K!N?CG*T;@UQLN<QK2QWNA(;,W5LJHR;
MR(NC6IS4U+P53U[6)]@=N_K!IA2NO'LNX:J$>+,SM$"*)H+.B+R6^U2)_*4<
M?$7TZ?4EVCI*L\SJ]RU::!WQL6O1FRM>5B1L>S&&Q)!@]:)2U/?WS:5:?XD:
M=-3+/#=RBB1M+*LT5D\.,HKE502.K;M(GQQF$+]]V3R0VKU0J;9N7J:Z?)2)
MY"\?M9[>\Y&-(F15M&EW>NM.^9EFL=G,:I-/(VB-U7KEK@K5X[.HX1*5)4A<
M.;3$13\=,.J]R?C=F3/&GD/#Z6D9:'W'*Z,VU&ZFEX!1HC.Q>S'U!L#6B2,*
MK(+-F"4LQM*K55L9=1-$JQ2Y.8I>W.*\<8S&=,J<++TN?._D;7%+SS(ZCZBF
MVWR:4RC7Y=ELKD<1"8\%?+=O.[!N&QZ2LR?L\+Y2468L)))+)U,(G5)C!CS#
M?YJQZQP:T]+GE;S4Z7_5TB^FIR*V].;%U?:=MQ&@[34K!;9^RU&/L-\C&)]-
M[*U2K;%"OJH:QNI^#.=NFDW+(QC_ ,!=#+E-JHW+>*WIYQJDC]1)T:_C3]\/
MU._OCO=KX3:)KG_PD/A![9]O^X?>8_SE?%"*]E>U?:O>_P#<#GP/#[/VSO=N
M*YVKXQ3'-7+Z-?1K_2W??'?_ &QWWO\ ][_\(/\ ZT'Q6][?BM\4/_LH:V]@
M^P?AM_\ 5OFO._\ J?!_;8UO?PQPSE</ZH_,VQ=$SI8\<-,ZJLK2W\@F^M=8
M<5M17Q]6V+%DCC4>L(.OW#=+JER4A8F*/D8V%0,UBU7,DBA)R[4JQG*"2N3U
MA2OR7F9T5]N(707YU=4K2<1SBY"<VIRCV;9Q9&X:?3V,RNVW;K9&'GUF\?9I
MR9<7FM_#:#G'#4RL9A@G**>S\(JE;IIG3()AI;<K2?&(;#]&'J"<Q>%?4=F>
MDSS?OMAV16).Z3VI*J]M5CD[B[UMM"-;.9JDR5+M<ZH:=>ZNVI&832;1ZY,>
M$I)1[E)-G@KQ)8FY6MJ>=5ZL5YP!3CY#="7J5=0;E%R8O6_>>%CU/QLF]X[=
M+HVASDQ=]M/HW4[BWSR-291>H8ZZ4S7=4JAZZ9N@U)B5*]=M<>,Z;D44S@\;
MQN4K$1$<<(5N4NF>?_IP>3>D)/6?*&3O6OKLTE[32\Q2EKKVL]C1E3F(QI>M
M>;.T_(STQ E4*A+L%%L(.WID4Y!NX:NT7B93(M&D37=CC'%><YG;.A=V]'OE
M?N:MD\*N[<Z:V]=G0"?F4GOAPM]XO6FU11/.(%*@[[C&63QXI,8(I_K8QV9%
M>>L8O$?5SJ^D0ASYV[LO9G##@/>BZFL_)R#K+W;^VVLI+UB5H&J-4.YMY)/\
M7. PXGJM!R,G<F[9T>,0S)OW)VC))5-)RX*K'IOXQ'E;DV/ZD_3&YO=&"R:I
MY+Q7*^:N*^S+*O!([JUE.WVB7R#V'#QB<ZE"6E5W,/'TBTEXQHX48K^T')7:
M3!P1P@AC!"JDI>NYPPO3](GF_,\V^G/IGDOM1TP9WUK"VFK;AEDFJ,9&.;3K
M"7DH&:MOEFI2,F2=FAXUO,N$FZ:3=LL\4223(FF4N*\]Z^-L0HI[^Y:\[^OK
MSZ;Z%T[<+'7=:7JQS]?U)ITEJG*SJJBZFA,/7C^^;291>3(3DQ[M-#2$T^<-
M7CM9<^&+%+N>4:8CT16NW7,ZMP.6_2UZG?1JXN;2V5JSE2VWCQDV)J^X:*Y+
M:UA6]P8UZN4W=%8E-;N+ YUQ/R<O!/(Z)=VGPV5@9+-).+D%D#';Y9JNR@YK
M>EYQ,8EE#T>OX1',G^I?7GV\2 0;^D+\8KS(0O4=_4R<R/[O/YU6C0:;7[(4
MX>COJ/J)<^M.[&Z?_%K=GWM?&FL;*E.0/(K:\:M/QTI+S>R*G2]?5&@2#FL.
MV$]8&CMCJ=T[9PB3N/CW?<>+/U5,MV1"QO>:UGRGC+"^\*SSF]/YSXAJG7MY
M/Y*:BT*EN.,?UB:M+'6V]==3TU*-7#*^TR1<D(^:34G6Y2*E&Z_F5&[ENHHU
M=94*BYP6/'<JDHWETM>JOU+.*%IZHN^.2,8ZG++1YKD1JGBFZ4N;=G#ZDCX^
M0M-;C:(S16)4Z3)/Z8V(Z@&B;5VO)I.&ZLA(E>N7"F#B+TI;PB&Y?I0N?NZ=
MJ3V].%6WK[8]BP5(U\RW7I][;YE_/SE.AHZS05(O=39RTLZ=R!ZHL]ML*Y8L
ML&PWCU_-93QCS6<80YWJQ&+0E\ZT_#GJ#<UU>,&J>$V^Y[0%)P[W ZY&V-KL
M6T:]K$A!KHZS1I#:QYHQSVRW.T3DF,,(A-$[%<RJRCI1'"22@KC;M6N9M&95
MO.9/ION5?"/0>R.9NJN=#_:-[U%3W>PMD1\15+MJ>ZIU>MMF[BS2=5O[#9ER
M?V)2L0K=5Z<KU*)[S)D?),X4P1(TPUKNQ:?&8X)UO35=17;W.;BMLRB<@;8Y
MV!MOC+;JO7%;_+N\.[9;=<WN&DWE&>W5RH8[N7L["2JDRS4E%OVV1;MT3+Y5
M=$<KK&>[6*SPTE5^ZR__ %&U]_KVX.?,KQM#FVV_U?VL3>KJ^K<TG]-_6_S#
M<E EEL^_V9V]+E]4Y1_ZZ-T_;$V%3>]UB8&0
M
M
M
M
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MC_2L^DGJRRF?_.44SG_2*RW/>5)'K+_]1M??Z]N#GS*\;1.;T;?ZO[=,(5Y
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M;WNL3 R
M
M
M
M
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M_(!N6BULQHF<!F
M
M
M
M
M
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M8N$A&*$;%1S;Q#J*> R8-DTB=XQC=TN.W.<@X?:
M
M
M
M
M
M
M
M
M
M
M
M
M
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MU?&WBJI>LG_\.3^][_W7A);;'/[+&G1/^JDX+?U$P/\ O"5%9;GO/=*.#@
M                   :0=37ZMSJ#?0@Y7_,-?0=4]X[PI]^CU_"(YD_U+Z\
M^WB0$AOOZ0OQBO,
M
M
M
M
M                            *$O4PZQ/57Z>75(V'IV6Y$.;#QRK&U*5
MLVK:]<::X[Y+:N/UN=Q%SSK]O:T=51]S\%E$+OJP:0-)HRV%6)U?.96['1H]
M%*4M3..*]C%76K3-*CMC,9M@>DRM69W5G8U5R-XPU6?1*<ZWFU'*V2)HL,Q*
MN%\G-G&"I_+GLP*\_P!%)?IB=7/J:]2#JS-]75G?Z\!Q"3O&TMPSNN$-.Z+,
MM <=*G*.UJE2GEL7U:O?<J2[R6@(!U(9E22.#R!UB."*X*(]%Z4K3./R2#]:
M3U#+;@=?WO%KBG4ZEM#DC&-&2VQ;5<\2$GKW4BDTQ3>1=<)!P4E$R-NV&M'/
M$7AT3/&["+*H@5<KQ519JA7.WM>7&VB)29ZA'JG:#27')^X:NO".DTX4]H>0
M4SQ>U&G"05;(BWD5IR9K<166>[H*%:Q_:HJYD'*223<QU#GQ@G?).+OQV9X<
MT[O18Z[E2ZFB\OI/;50@]1\J*K7U;,6&KKQZK0-JUE@=!&9G:(28<.YB$F(%
M5RF9]"NG+U4K4^'3=RNF5R1I6>YM^'&-$:GJ+^K+U >"'-K5VHN*>_?A7KRQ
M\6*3L>9KWPKTK>/.7.7VUN^L2,S[6V/KBX3C?S$'4(Y#RZ3DC0GE^^5(JBBI
MSQUM4K:N9CCE;UTG89BW:9U';+"\]H3]GUC0K#./_+M6GGIB:JL3)2;SRK%!
MLR;>9>N3G\-%--(G>["%*7&,8K&=5+S2_6&ZC-MZ\DQPPL'(GVAQJ:\]=]Z6
M;ZV^$>BVOAZSI6P=C0=9K7OBRUBVOQO9L7 M$O.&E<R"WA=Y5<YS',:-YI7X
M_+''"9SU%_-;DUP0X2ZNV[Q3V7\*]AV/E/2=<3-A]S=?WCSE,E]2[OL\C#>R
M=CU2X0;?S$Y4(Y?S"38CLGE^X54J:BI#UGM5BUL3IA7]N?J-.H/<N./&O2?%
M5J]VWRW6U7+WOE!NR'TK WJQLIAY:+.I 0%.UG3JK\/HM&O44T6ZEY!:#6;X
M6620\)-1)T=:<6OQ5S,SZKA_3-VWMG>_ KB[MS>\JYF]QWC5\=*['E7M>B*F
M^>6M-_(L)0[ZM0,3!0\&](LS[BS9NS:II*%-C"9<]N!6%XB+3$:-Z <N;AQ'
M]39U&:1>[C)\@]@.>4;:1UG.5[4>I":GTS2HV3W=.3U78TN6L$OJO6U2N[F#
MAX\\BHHP9.<J22N4VQ<)'5(Y0F7JMM5QPX,Y\@^JQZESB]&P7(GD%1I'4&FK
M4]:LXRNV;C=K!OKR-D)3*[F-A+"OB(?[7ITHZ10.F@TFIIF\4PGG'=,IC.02
M*;4\(U6FNC7U7:MU4./TY;7U=C*!OG4DG$5O=VOH=PY<0+=U/-'CJKWBFG?.
M7LFG2[F2*?$;MWBRKQB\CW3911<B:+MS6-Z>$_1!-SNZTO,'B?UTK/Q[F.1!
MJGP9UML'C_(7O7R>K-,RJZ.M9C0FK-D;,8M;=)Z_<;'</9J0FI)9#PYDKHJS
M@J#91(N$B%C2NW6VWG'Y/@\0NN!U.>:G4=XX^4ILII[@;M3=SNEI043I5A+U
MB8JOD)1O'1-EWC9ZK,O%[<1X@W,Z4AI.*3\ZIE,B)4LE3!;;=*UG_P!L,U=5
M/U)]^U7OR7X@].2A5K9FQ*U:<Z]MVV)Z!E[^E);'Q(IQ2]"TS0Z\^:>\LM%S
M1<QZLB[\Z@[>^*W:,5"D2>*DIM1,>5]&B=\ZE_J>>'M>QO\ Y)ZRF'>G/,Q;
MZ00V-QTU0G2*XS=O,HMV%G>:?BZO>Z8VD5UB-N],2#9?"F4R%.54^.^XNHIM
M6X1JLW='_K :OZJ6K[&NA7$]7;_U<G&%VMJDTGF58982N548N]46462;.I:G
MRSILHBHFLGAW%.\807RH11JZ=5C>DTGZ(5.OKS3ZQ/3;Y U^\:3Y5/T.).\O
M,+:Z9.=$<=;!\-;G"-FQ[-JR9LDUIF1EWJ"Z!\24*X>O5'KMB=PCDZJD>NN>
M--NM+1QCC"1:Q=>[4:/1V3ZA$4>O([LFF"FFHO3^7ACY8\L\1I$7U;\JXP9R
M[J<"V6Q;<]XV#K5GPR94*Z6*05S\<^?CR_\ #6GT[_*+JN<^I?9?(;EGR1E+
M'Q?HJ+BA4VKXTQH&EEV?M-^@FXDWS:P4[4M>L6*_K2*524<>7=HINI-^W2R9
M5-L\0$7=BE>%8XHQ-:]:[J>\;.K; \3^9')0VP])TKE2[T3LJ'D--\>JJ29I
M5AL#RD5?8*E@HFK*?9&#)DSG(VT$RT=MC*HHX(HD=,ZC8YW.W2:>58XX7A^2
M>[:]QKX^;LY VO"9X#3&K;QLJ0:G7*W-)EJ%=D)IO"ME#9QVOYQVT39MB8[3
M*.%R$+C)C8QFO/$9G"ISZ>CJ,=4?J+<M=DJ<@^1AK?QSTKK=W8KC5&6G-%59
ME)W6]/UH+6M;/8*CJZ$MS)LBBRF)1/*<F114T*5-7*R9U2YC;=K2M>$<5S(5
M@C?ZHW4CUATP^-#_ 'G>8A:ZVZ>F$J7J+5[*1Q%/;_>7;-R_*V=2N6DA[!K$
M'&LU7DI(9;K801(5),BCEPW14.Z4F\X4^]6=7[U&/4,MEELW"NH(MJ;5Y@J$
MO":FT5JE_KN#453P_9UF9V%O:-M*IYA6-+@YT232#Q0BGB$33*=/&)Q;33:K
M[+<_22V1SQVEQ4=V/J+5!S2>0C7:=O@4X9[1F5 =J46(BZPE!2:\1%%+$/32
M<J>05*\9_P"S+$R7!.S!.S%8WBL3^.BMI'=03U0/.(DS;N*'&N#T[KPKEZG
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M?6)&9]K;'UQ<)QOYB#J$<AY=)R1H3R_?*D5114YXWVJ5M7,QQRFGZH'+#?\
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M:5%8@
M
M
M
M
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M8\($S+>Z&O(V"KU9JRCG*1#ECHV9/+OR)X,;&59(YLYSV%*2F],^6.2T>#$
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MBGCF-'2O%>4
M
M
M
M
M            :,]2WBNES3X*<E^."35!U8;[K65<4##CNE31V=456]SUJJ9?
M.,G:H&N]?8IKG)]EY910ORX-DN3JD^-HER4*M.;=L\%'\7:Z[FGL+>-PU6<C
MM;9[R*3S;ODY/7D [(T7\/R\TLTM"K W?[N>PQ<&[.Z(]O#5U_\ AMQPKW$/
MBOH3C36<-CQ^G-9UJGO7S3Q,HSEF;,BN[G9^U1%L?Q;7;W;Z24_:DL>([-V$
M)CL+BO#:?*9E03ZN?!+DYTFNHK^D!X^U>2D=%R^[TN0.M-AQT.XE:CKJ^35F
M6LMCTWLILP/A2"B599VY:L/,F0:S, [*B@X.Z1>I-X]-+1>OC.J32V>L$H2^
ME7F:3Q#NC#D,ZKOEF;>Q76 ?:?A;2NR(D>7/*L46UPGX6.?G.L1CF/8+.DR%
M2,Y1R?*I&7'P<>,\&G'IX.FKR#Y-\RH[J9<C:]8X;5-.M=JVY5+7:8[V.[WY
MO*UKR+I"=K<>L@U7>TVM2TZXF7,PW3(P6E6[=FV,OV/BM3K=O$5\(U9U]7;Q
M,V$^V#QVYJ5ZNR<WKYGK53C_ +$FHUN]>-Z5(P5QLMXHKFP$20,WBXRTGO\
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M=1VIDB2:J.3]TQQ;:\:YF>*SX*Q
M
M
M
M
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MJB2<]LJY()(WJ=@EE$NQ="ET;*D8Y4*;!#JV'*9<F,@L4DAIO6X>*^^*\P
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M.]\O[(),S.KW0
M
M
M
M
M               C>Y,](GIT<Q-F.]R<CN,\#L;9TA[!Q(W#-WVG4Y.21K,6
MC#0C22)1KU66<@P91C9-'RZR1T%2D+E0A\XQD'47M6,1/!N%HS0.EN,VNHG4
MF@=9U'4VN(19TZ85.F1*$5&^>?'*H_E'IB=YU*S$@<A<N'CI19TODN.^H;LQ
MV$F9F<SJR^"             #6?5G"SAQHRUI7S2?$SC/IV\HL'L4C<]6:'U
M;KZUI1DD4A)&.2L52JL1,)L'Y$RX61PMA-7!<8-C/9@%FUIX3,MF 0
M     !%CMOHG]+O>NV)W>&U>)=6MFSK399>X6>Q*7C;40A9;)/./-2LG8*[
M; BJO-*.G':?PW+)5)/.<]PA>W/:=QN7B,1/!(YKW7=#U+2:UK;6%/KE H%-
MBT(2JTZHQ#*!KD!%-N]E)E%Q4<B@T:H]\YCF[I<944.8YLY.8V<G$S,\9U>R
M
M 80W+QEXW<C/=S[X3CYI#>_N=[8]T?C+JBA[/]U?>'V7[?\ =SWW@)SV'[<]
MALO.>5\+S/DT/$[WA)]TL3,:3AD:DT:E:TJD%0]<T^K4"C5=@G%5FF4FOQ-5
MJE=C$C'.E'05=@FC"'B&"9U#9*BW133QDV<XQ\H)KQEZD
M
M
M
M
M
M                               1T]67EULG@AT_M^\K-10E'L>P]5_"
MOW>AMCQL]+TQY[\;JUQKB6]LQU8LM0G''EX.X.56_@2+?N.R)&/XB93I'.J5
MBUHB=&F70;ZH>_NJ)I[>^P=_5#3U0F=7[*@*; -M/0%T@(QY&2M7+-N%YA&Z
M; V Z</R.L]TAD5FZ>$_DR3.?L@=;E(I,1">,&;5CG1L>YZ<X2\Q-NZXF?=S
M8>J^+'(/8]#L/LZ*E_85SH^I;=9ZO,^R9YC*0<I[+G(M!?R[ULX:+]SN+)*)
MF,3):QFT1.F5;STV_4_YS<^=S<EZGRTWA\6(#7VL:;8:@P^&FH*)[(F)6U/(
MU^\\UK77]->O_,,DBD\-THLD3L[2EP;MR$-=VE:Q'BMU Q     %&[H&]8;J
M,\U>H+":0Y,\B?B7J]YJ;9EF<5CX1Z+IOB3=?9QBL0]]M4#6-5L)/**.#Y\,
MKO"*G;]F0V,8[)#T;E*UKF(XKR(KS@
M
M
M
M
M
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M@ZB.73=LY-V%*J@CG)NY,MXV)YRW Z=WJ5.*/.7<%3X_7;6URXT;:V"Y;1%
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M\MB#1N^-#6)@Q?23%9L^8NDW#%^T<+LWB!LX*<JZ3A!&LK5FLXEO0#D
M
M
M
M
M
M                                            4A/63_\ AR?WO?\
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MZFL+R+[YLM59F$M5JC8U_P"'G/=*N@RL#M/O8QVY*IV9_8QV2&F_I"^2*\X
M
M
M
M
M
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MT1-OV?*11EDTS*5^%E:M"L<.4LG0<R!72'>PJQ5+B0ZWK1PJBVXZ?]4-8?\
MXJ/RD^=;;H<W<_I^R_'U-?JW.H-]"#E?\PU]%>:GO'>%/OT>OX1',G^I?7GV
M\2 D-]_2%^,5Y@
M
M
M
M
M
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M (3S^P86.KUO?_$O;][]KP\4^4DF#/RNRM@7)DP\N]5,?Q&J:*I^WL,;)>S
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M_(.0
M
M
M
M
M                                                    !%CU+^D5
MQNZJ7P5^^$NV[Z=\"/B/[H_!JR4.O>T?B?[A^W_>/WWUKL/SGD_AXR\GY7R?
MA^*OXGB]Y/PSNEYIIS;I\7>.U*XE<?=4<;M<REIFJ-IVIM*;696[/8F2M;Z,
M9+.%TEYU]!0E;AW+\QW)N\9NQ:IYQC'83'^DYF?*<RSV"
M
M
M
M
M
M
M
M (-N W7^X<=1;D$QXW:3UKR8J]Y?U.S7)&5VG3=6PE4+&55%JO(H*OJEN6[S
M&'ZQ'9?!+AB9,V<9[QR?)VFEMNU8S.'[.LIUE/T2/WN/_P!KC]\!]\!\7_\
MZ[_PI]TOA3\+_P#[%^R?;WM[XD__ %%Y7R7_ *[QOVH4IYYXXPD:X3\E/OQ.
M*.BN3ON7\.OC51&%V]R/>/WN]VO/.'2'LSWE]@UCVSX7ENWQO9[3O=[L\/'9
M\IQ:/&TPVC!$6/5UZE_Z*WC=2>0GP5^._OCN^MZ:]T?B/\,/9WO#0]E7?WC]
MO^X>P_.>3^'GE?)^22\3SGB>.7PO#4.Z4\YQH]WTN>?/Z2CB;!\H?A1\%_;-
MTNM0]Q_?KXB^6]SY%-A[1]YO<VB>-[1\3O\ @^SR>#V=G?/^R"7KX6PD3!R
M
M
M
M
M
M
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MX-GY =3MWCC,).P<
M
M
M
M
M
M                           AYZKO3(XT=09YQXNO+';CO4VG>,ZFU)2=
M=,;%7:0K8#;'QKA)*+D;Y;/,P=7KQ#43O/#^6.\7SE(J"S?.#GR=TO-<Q765
M='J(<#_3HQ'$S<KWB/R3T=4^2VL==3MOU\>G\N)#:^=IV6JQ?MTM+>PD_>;S
M79F1NK1FJP9E@RQYR2;E+LSW2&1-&M;;OE^43CLVR](1OVYW?CSRNX^6"8E)
M6LZ)V#K.XT9O(KY<MJ]'[LC+ZG,P$*HJLHLSB_;FKE9#+0I2-TW<@NL3M4<+
M9"$WXXQ/55A96+6'(7JZ667ZH-\NE4UG;N3&S&'(>Q-EWJDY5_8S^TQ=?IYU
MHYH^=U^GQ-EBHN <F8HX]C0)%#-L)X;IY*[M>,4_#7"\YQ;Z-_14L5VTSRJX
M1)1CZ6TW=*=L.M6_3?)2V;5K[RP5Y][5C6ES8VVX['9M?.KM<IO&1"QKDF4C
MD+A!0I^QAA:^YI98$%9 #C\]-CB_L#FQR]UEQ+HMSF*%';U6>UO:%BB%5,>4
MU%6$T]E7LSUGYAJUF"MV-'(X9LG)\-W4JBT(;LSG&<1[;SXU\NBVAU/_ $TG
M$+3O!;:>Y.))]H0FXN/%"E-FRJESNREP8[5IU(8K35_;SS!2.8LH>SHU5HZ?
ML%89NR;*NFA6QFN2N,*(F--VTVQ;27B_2)\O+S/??&<*+98W,U4*;7(G>FHH
MF1>+N%ZBW=6)*J;0BH<J^5LH5R3E[!!O2M4LI(-9!5TO@AE'RQ\(7>KI9%%S
MUW/O;K==8>+XIUFYN8C5<?O6QZ&TA"',Y<52E4:DR,HVV%N->OE=-4Y:QS<#
M59"P.C&,F[5:I-X_"I4T$NZ=UB-NF>>%E2U>E(Z<,CII:CU.<W?6ML(P*C>.
MW<]O!9Y\M92M"8;RT_0CL&-+>PIGY.^LQ9(1RQD#F3(Z3/W52UC\UL_1 )T%
M.5>]>GKU0I3I[[.FGJ^M]D[?NW'K8M$Q(+/ZY6-Z521EZW6[[4$G&4DF[F2L
M\ 2)=+H82)(Q;TBJI53M6GAQKN1%J>4:M/.L9=WFU.MGNR(Y=VFZ0&IZIR"H
M^L9MW#HXE)O7_&:+>UM,LA0(+P7+/#M;7DBO/MFY$#><DGYUE2J++J9,=4C&
MW^.N%K[171:]/SRIJ-?L7$Y[&7"2K2D?,J7;4G*&]6F],WD6_9+H.KA3;7;;
M5%UMWYI-/OMW5>8=I5\?M6,'3S@QG<W8U8;]77L7:M8X@\<Z)5G\M&:MV5NR
M:1VHI'+Y:LYF2JE5+-:^J\X=+)5GD:[=*24D5J;.6YW40BL<N5&Z)B)-F(\I
MGFC,Z'O##H2\HN.$1%<M+C 6+F9.3]S9V+7NR=Y7;22D"T;SKIK3$]31]=N-
M B[ZB]J.63]8YU)9R605=I&1*BWQ@'>Y;<B?Q]5T?A'P;T5T^]12^CN.S:UL
M-=RNP;#L<D7;K$:T/(N9LL?!1KYA'2J[1L_/#HH5]#*)'1W+@IS'R98^,XP6
ML+6FTYG50 ]+/]:W6_ZB=R_[OAA(>G>]/NE']9/_ .')_>]_[KP2XV.?V>8Z
M*?0%T/S+XI5;E[SDF-F7M79S:2@--:[A[J_J\35]949Z]HL/-R\G'Y/8GDBX
MD(!?V4R2<M8YG&(I&.BYRXQA!!N;DUMXU0Q]2#B]?>AWU-:T?C?L&SM65=;5
M#D'QXN,NL3,^E5):7FX=U3[DI%^18V%LSFZU*PDFB8B*,S$&QEP@0CLZ0-*3
M\E.*RQZH/947N?H]\.]PP9$TX7:_)7CYLJ(327\TD2+O7%[D!:(\B;GPT?,)
ME:2A,84[A._CY>S';V QVHQ>8^C;WTNZJ2'27IBZZB:**.Y=V*K+*G*FDDDG
M8&YU%%%#YP0B9"8SG.<YQC&,=N14WO=5 UO/4OKB=7ZZ7;F3OR'U#QP2-=+@
MV<V>]5[7*,/HVC3+6%UKJ*CR=W>-XF+G[ I.QYI$R:>7:OBR;\J6%L9R2-I_
MZZ?C'%N]UKNF+TG-+\4S\@^GSNC5$+L?6%CIC.W:KK')^,W OL.I6>995)U-
M0L)8+];KDA;H&?EV+Y7,:MAB2-*\.=J0J9547!SMWO,XM'!9.]/=S#O/,SIJ
MZZM&T)US:MDZ<MUGX_6^UR#A=W+V4]$85Z:JDO.NW)U73ZP*:^M\.F^=JJ*+
M/G22CE4V5%C]E9;M8K?AHF\!F
M
M
M
M
M
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M7*8Q29P7&3=F,S*32U8S,<$B@KD
M
M
M
M
M
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MSVIX_<]G*^-W.YWD^]W\3#2^[Y5\<+/PK$
M
M
M
M
M
M                                                   5!NC!T >8
M_3IYLQ')'=FRN,]HHS#6M_IJT5JRY;2F[6:3M36/0CETF-MTU2(?+!$[0WC&
MR^*H7&<=TA_E[#?<W*VKB,K?(,
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M      %,3G[R&]3#5.9/(2N\2ZKN1UQNBK^Z;:=<5KC7H&YP:]-]GQZC)5A9
M['K2=G9=,ZQU,F4=.UEBJ=XF<E[O=*XMZQL^,9U:?_?3^KI_X.Y ?DB<9_N.
MB<76-C^9/OI_5T_\'<@/R1.,_P!QT.)C8_F3[Z?U=/\ P=R _)$XS_<=#B8V
M/YD^^G]73_P=R _)$XS_ ''0XF-C^96#NAML_JV;*B>2JO5/AKU$NXB1U,GH
M_-XU1K/5CARW>MMBFV-B/;:ZJE4Q,(H*-8/OG>)K>"8^,)&QWU,"LMR*1CP3
MV@S0<=;_ &3U4=;:XT0]Z6\/=9:W2=WMC7;>*1J_7.T7Z%;1@8]6M><C=AUB
MU-XQHK)Y<_M[5%,YCEP0Y^S)2Y--OPS^>BN7]]/ZNG_@[D!^2)QG^XZ)Q:XV
M/YD^^G]73_P=R _)$XS_ ''0XF-C^9/OI_5T_P#!W(#\D3C/]QT.)C8_F3[Z
M?U=/_!W(#\D3C/\ <=#B8V/YELMPTY&^J L?+/C? \D*GNE#C_+[IUU'[J7G
M^,G'NJPR&KG-GCDKPO(V.#UA#3,,V1KIG!LN&CI%RGV=J9N_V8RXN;1L^,XU
M7916#%N\GFP8[2FX9#4J*SG:C'5NP7FLV[=HP?KK[!;5.77IB*#&4(K&/5E;
M&1L4J3DID%#9P53&29S@%C&>.BBM]]/ZNG_@[D!^2)QG^XZ)Q>C&Q_,GWT_J
MZ?\ @[D!^2)QG^XZ'$QL?S)]]/ZNG_@[D!^2)QG^XZ'$QL?S)]]/ZNG_ (.Y
M ?DB<9_N.AQ,;'\R??3^KI_X.Y ?DB<9_N.AQ,;'\RN-=-NR<J;=PCT)8^;;
M*8CN4<I!61;;#.?K5;ITRE(IWNU-Z]F1K-1CHBNP[A6G(QQ\I-FR&.PV#'+A
M3)Q6%L>4^.C>$'*I1U8]Z^H8HG-?8%=Z?]:VN_XOMZUKU>E/*=Q^TAL6&6EG
M5.B5KEG%EN>OK-8EG*=J,[(HBLY[J7=QA,A4^[VFU(VO'\M4;?WT_JZ?^#N0
M'Y(G&?[CHG%WC8_F3[Z?U=/_  =R _)$XS_<=#B8V/YD^^G]73_P=R _)$XS
M_<=#B8V/YD^^G]73_P '<@/R1.,_W'0XF-C^93-]$S<77!V/R VK&=3R V1%
MZ;8:=7?T1S>-*:BU<U-LSWUJ;=J@QDM?TFJ2TFX/5EI,QD%3K-RE)W\E*?!,
MYK/<C;Q^&JS #)$]UE+QU!M?<28J>Z:D9:)7D&;<5-82R%0H5(V/-)ZS<0%R
M/8UTZW?H*QPIFY9Q"**HN1J9PE@_V)BER?(.Z>/E^>BK+]]/ZNG_ (.Y ?DB
M<9_N.B<6V-C^9/OI_5T_\'<@/R1.,_W'0XF-C^9/OI_5T_\ !W(#\D3C/]QT
M.)C8_F3[Z?U=/_!W(#\D3C/]QT.)C8_F7I:9R?\ 5INKA5&L_3M[Y@G-E@D)
MK#WB?QJ8,\Q*THU3D<.WR>I6BC)MY,Q_$6*JD9,G:;!RYQVXO%,;/\ROK \X
M H-S_*+U;J$]-H1U-WSB/1EY))CAKQ,XT.VN&:;Q8C7#9V;4CG+I#"&"]Q3*
MBF3E[,]XW;VYG%Z,;/\ ,OD??3^KI_X.Y ?DB<9_N.AQ7&Q_,GWT_JZ?^#N0
M'Y(G&?[CH<3&Q_,GWT_JZ?\ @[D!^2)QG^XZ'$QL?S)]]/ZNG_@[D!^2)QG^
MXZ'$QL?S*U5T>+MS[O\ Q Q8.I#&V:+Y$FVE=F:+>W46E:[FSZ^;-:_[LK+U
MJAP==A$43/5'Q4U3-2+K%+C)LF+W#9K&_CY?AHE1!PK)]:_<G7)UQR1UI$],
M6O[*E-(/=(1,C='-(TCJ#:#(NU37R_-I5![+; H]JF(YT2HMX8V&Z2B3;N'P
M<I<G,ID&NW&WC\]<H</OI_5T_P#!W(#\D3C/]QT3BTQL?S)]]/ZNG_@[D!^2
M)QG^XZ'$QL?S)]]/ZNG_ (.Y ?DB<9_N.AQ,;'\R??3^KI_X.Y ?DB<9_N.A
MQ,;'\RDUZ1V\_4%WWF=6*]U"ZWM6/XS*TB_.K&[N6@=)ZXATK(UA<GJ/99*5
MK^L6 KM29R0I$$W.2*XR;OD,7&<EKB\;7C^.JV,#%H9U.;/RUIO!K>UEX+LI
MN1Y4Q;.AGU4SKE6K-VFU57&TJ.SN.8^KW&+FJY+*I:_<2Q\D<M5NX0N5$\>*
M0F<'5/'R_+U4]_OI_5T_\'<@/R1.,_W'1.+?&Q_,GWT_JZ?^#N0'Y(G&?[CH
M<3&Q_,GWT_JZ?^#N0'Y(G&?[CH<3&Q_,GWT_JZ?^#N0'Y(G&?[CH<3&Q_,GW
MT_JZ?^#N0'Y(G&?[CH<3&Q_,KWFJ'-R>ZMUJ\V*DHAL%W0*<YO:"K=HT51N2
M]=CE;.DHUCRD8-E$YLZ^,IH8PB3..PF.[C KSSC/#1[\$4B^77)#U1,!RKY*
M0?'JJ;M7T)#[XVS&:27A.+_'FRQ"^I65[G6^NEXVPS6K969FF:U039F3=.W*
M[I8N>\J<RF39#B]$1LXC.N/JUX^^G]73_P '<@/R1.,_W'1.*XV/YD^^G]73
M_P '<@/R1.,_W'0XF-C^9/OI_5T_\'<@/R1.,_W'0XF-C^9/OI_5T_\ !W(#
M\D3C/]QT.)C8_F5DGHC;&ZH.R-.;GD>J'$W.)V)'[,C&6L2W?6>O-7R*U+-5
MF2\D9K$Z]K-69R#(DX<V,.'""BOB9,0JF2E[I:RW/#/X:)L@9H!NN9M+JYZT
M1XP&Z5T-?I;,RIN?&]LT;4FLMJ';XCRZISK'$D38M0MF8,BV7MA\++,J'F,D
M/XV3^&EW33;\./FK^_?3^KI_X.Y ?DB<9_N.B<6N-C^9/OI_5T_\'<@/R1.,
M_P!QT.)C8_F3[Z?U=/\ P=R _)$XS_<=#B8V/YD^^G]73_P=R _)$XS_ ''0
MXF-C^9;K].CD'ZD^W\UM USF35]Q,^,DI:)5';KFS<;M"TF#1KZ=2L3AF=_:
M:OK6!GXDN)U%IW#-7:*BBO=3^R*?)#.+FT;7C/CJN2"L& >5TIMV#XM\E)KC
M\B_<[YA] [CE-)-XJ)C)^37V['Z[L;O6R,=!3;1_#33]6Y(LBHM':"[5RIG"
M:J9TS&+DL8S&=,J07WT_JZ?^#N0'Y(G&?[CHG%Z,;'\R??3^KI_X.Y ?DB<9
M_N.AQ,;'\R??3^KI_P"#N0'Y(G&?[CH<3&Q_,GWT_JZ?^#N0'Y(G&?[CH<3&
MQ_,GWT_JZ?\ @[D!^2)QG^XZ'$QL?S*[!PNF=YV'B5QQG>3;>1:<AI?3=!D=
MSMIB%AZW+(['=UYDM:DY.OU]E&P<(_Q*G4\5JU;H((*=I")DQCNXKSVQY3C1
MLV"*@G5(WYZBZD\ZMX5G@A6MOO\ BG&EUGG5;NJ\=-&7V"6\YJ"@/[QY*U7#
M6]@L<GE/8[J8(KAR[5\!4IDD^ZD0A"N+:D;7C^7LC_\ OI_5T_\ !W(#\D3C
M/]QT3B[QL?S)]]/ZNG_@[D!^2)QG^XZ'$QL?S)]]/ZNG_@[D!^2)QG^XZ'$Q
ML?S)]]/ZNG_@[D!^2)QG^XZ'$QL?S*>_H:[5ZP&RY/DN3JG0NP8EA#,=1FTB
M:]:@UAJO"[M^XV1C86(LVNZ=4SSF4T6<+XV'?F,-NU/P^YXI^_66Y%.'@L&
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M09(V.K-;^;5%X4WNQ]/=A8I+DVTM&O4:PVJE+J6P)S-?=VV-;V\[2K7>%L$
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M3^KI_P"#N0'Y(G&?[CH<3&Q_,GWT_JZ?^#N0'Y(G&?[CH<3&Q_,GWT_JZ?\
M@[D!^2)QG^XZ'$QL?S*\9QED=JR_&[C[+;V0=-=WRFD-42.Y&SZ.C(AZWVJ]
MH< YV&@\B85!M#Q;I&W*O"J-VB:;9 ^,D2*4A2XQ7GG&9QIEF\$4L><W(GU-
M]8Y?\B:_Q<JFYG'':)VE96>F7%=XT<?K?"+Z^3=?_&ZM'V6P:RFYN81599*;
M*KMTLODV<X/G!L9+AQ;UC9\8SJU2^^G]73_P=R _)$XS_<=$XNL;'\R??3^K
MI_X.Y ?DB<9_N.AQ,;'\R??3^KI_X.Y ?DB<9_N.AQ,;'\R??3^KI_X.Y ?D
MB<9_N.AQ,;'\RL*=#C9W5HV5 \D%^J=#7F)D(B7U:EI+-XU5K35KIRS>,[X?
M8.&#3755JN)=!%=O#=]1XFKE(Q^Q(V.\I@5EN13AX)YP9H)NN)LSJO:VI_'I
MUTM(:[RT[*V78*&Y<T?5NMMI/&\2VBZLI2L/6.Q*M:DXILL\5DNQ9HDD8YR8
M*H?LP3&33;\./FKN_?3^KI_X.Y ?DB<9_N.B<6N-C^9/OI_5T_\ !W(#\D3C
M/]QT.)C8_F3[Z?U=/_!W(#\D3C/]QT.)C8_F3[Z?U=/_  =R _)$XS_<=#B8
MV/YEL[PLY&>I[LG+;CC \E:GNA#CY+[BHC#=*]@XR\?*G"H:S<3[,ER7D;)!
M:QA9J&;HP>5C>.T=(N"9QCPS=[LQF\7-HV?&<:KKP,&'>1#_ &9%<?\ ><GI
M5!PZW)':=V:_U*V:,8Z3=.-F,Z5-N*&@VC9=)>)D'"UI3:%(@Z(=NJ;."*%R
M3)L L8SQT49OOI_5T_\ !W(#\D3C/]QT3B]&-C^9/OI_5T_\'<@/R1.,_P!Q
MT.)C8_F3[Z?U=/\ P=R _)$XS_<=#B8V/YD^^G]73_P=R _)$XS_ ''0XF-C
M^9/OI_5T_P#!W(#\D3C/]QT.)C8_F5R'IR6+E);>%&@K%S592\?R@E:U-+[:
M9SU;KE0F4I8MQLB,-F1K52CXFNP[E2JI,#F1;-D"X[W:8F%,F%86QY3XZ-V@
M<JC/58WQZB*C<W]IUO@/6=LO^+3.(URKKQY4./>CMA0J[QWKNLN;KE.SW+7E
MDL;I=.[JR)%$W#K.$<E[J92IX(#:D;7C^6J.K[Z?U=/_  =R _)$XS_<=$XN
M\;'\R??3^KI_X.Y ?DB<9_N.AQ,;'\R??3^KI_X.Y ?DB<9_N.AQ,;'\R??3
M^KI_X.Y ?DB<9_N.AQ,;'\RFKZ)&W^MKLC=>XH_J@0.QHO5<=JUF\UVXO.E]
M2:M0/L%2V1*!T8]]KZEU23E5C5PSLQTEC+()E+@W84^2YS6>Y&WC\-5E &2)
M+K.WOJ'Z\XH5B=Z9T9:I7?RN[ZC'6)"G4"C;)F$M5.*AL%:PKXKM_@++#%:E
MM#:%*=PFVRY2[^,%,4AU.T[V_'/YZ85<?OI_5T_\'<@/R1.,_P!QT3BVQL?S
M)]]/ZNG_ (.Y ?DB<9_N.AQ,;'\R??3^KI_X.Y ?DB<9_N.AQ,;'\R??3^KI
M_P"#N0'Y(G&?[CH<3&Q_,O;:SY.>K%?;'U^RN-/WKBHO+O5&MJS(<4N-L8P]
MVW$\P2G/.R3?4[)Q'M/9AU?$7361.D3M.4Y<XP;%XI,;..&OW7Q0>< 4$)#E
M)ZN1.0?)H4W?>$$WCDB.$.)/&=='"15CE3PBO\(EO&2P3&.Z?OG[V/E[<_LB
M<7IQL?S+\?WT_JZ?^#N0'Y(G&?[CH<3&Q_,GWT_JZ?\ @[D!^2)QG^XZ'$QL
M?S)]]/ZNG_@[D!^2)QG^XZ'$QL?S)]]/ZNG_ (.Y ?DB<9_N.AQ,;'\RM?=(
M>Y\[+YPV@[%U%HZR1?)%:_WML_;VRDT[7LX:FM9!LG557-8HL+7H)JF9'QL)
MJ8:)K+)XP<^3=N#9K&_CY?AHD]!PK'=:[<O7,UQR7UQ$=,: V7*:,>Z+A)*Y
M.:1H_4&T&!=L'O\ L1K,(/)C8%&M4RP=DI[6$-Y9)5)K@A\'*3OG4SDUVXV\
M?GKE#K]]/ZNG_@[D!^2)QG^XZ)Q:8V/YD^^G]73_ ,'<@/R1.,_W'0XF-C^9
M/OI_5T_\'<@/R1.,_P!QT.)C8_F3[Z?U=/\ P=R _)$XS_<=#B8V/YE*5T?=
MX=?O8',)K =1>N;3CN-_PSO#UXZN>A-+:VB"71MF'Q52IV*CT"KSQWIU%5\$
M;E<&25+WLG3S@F#%O%Q>-OQ_#5:Q!BT(ZGMGY;TS@QO6R\%&4Y(\JHQOKTVJ
MF=:JE9N\XJ=SM>B,KIEA5KC%3=<EE$M>.9<YBN6JWAIE,HGC"I"&P=4\?+\O
M53[^^G]73_P=R _)$XS_ ''1.+?&Q_,GWT_JZ?\ @[D!^2)QG^XZ'$QL?S)]
M]/ZNG_@[D!^2)QG^XZ'$QL?S)]]/ZNG_ (.Y ?DB<9_N.AQ,;'\R??3^KI_X
M.Y ?DB<9_N.AQ,;'\ROIT=:P.*74'%L(9*U+U> 6LR9TD$#IV!6):'F2'1:X
M*U1,21,IC)4\83+GY"_)V"O,]0 I$<MN2'JBX#E3R5@^/M4W<XT+#[[V]&:2
M<0W%[CS9(E?4;&_V!MK=>-L$UJR4F9MDM3DF9DG3MRNZ7)G!U3F4R;.9Q;UC
M9Q&=?NU[^^G]73_P=R _)$XS_<=#BZQL?S)]]/ZNG_@[D!^2)QG^XZ'$QL?S
M)]]/ZNG_ (.Y ?DB<9_N.AQ,;'\R??3^KI_X.Y ?DB<9_N.AQ,;'\RLP]$W8
M74NV/Q]VI+=3Z*N,5MUEN1S'4!*[:VH.L)-77!:347*:C:%U]6JM&OF&+,XD
M,%=+MSKF4[Z?B9*F4I:QW/#/X:)F@<( ^N;M/JZ:T+Q>STKH:_RWMHVZL;V]
MQ=1ZRVH9O[.QJ7X8>TR[%I]LS!86\]8?!RSPAYGNG\;O^$EW33;BG'S0 ??3
M^KI_X.Y ?DB<9_N.B<6N-C^9/OI_5T_\'<@/R1.,_P!QT.)C8_F3[Z?U=/\
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M77X9V>&(U,=!LV0(3.?E(4W>P*PMCRGQT;D Y
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M*K7SJ"'F$\9,GWL?*!B=7NP
M
M
M
M
M
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ML)]Q!-9T8B12DP7&#2\^5(GNLJ R
M
M
M
M
M
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MX;?7C=9C^K7I\?,I* TM^NO>4Y@,P
M
M
M
M
M
M                                       8?Y#:H^/.@=XZ-]O^ZGQG
MT_LS5'O1[*]N>[?Q%I<W4/;_ +$]HP_MCV/[8\QY7S;7S'A^'XR7>[Y2Q.)R
MB"U=TLNH'J[56N="0/66V17-+:PIL3K^LUK77#C05,MC.I03!I%0\<WV/(2U
MNLJ3F.C&F$TW9\JNLFSWSJ'/\N3N;UF<^/'NWQX:]._CYPE7O=JH!K[LG=>V
MG*3W<')'>EO<;+WQM!P@<BB"5GNSQJQ2;1:!TD\E8QK5BR,9%-11)14A5,'-
MK3;71X_DGQ;YV;/VW(WGCQU+)SBYKZ2JD/7SZE0XK:@W5'M):/RZR^ML=9]A
MS!))A,2GF>PR::.&I"I$[4SFQDV1$UB.,9E^WB5T[:7QPV+:>0^Q]L[2Y7<M
MKW7D:C9^1F\'T8XFXBFHO/:/P_U138)FPJ6I->*R6/-*1D8D8RSC.3*KJ%P0
MA!:TS&(X5>$WEPLYT6S=%YVGQSZJFTN/-8O+B/>*:=LG'73?(.@U-U'5B-K1
M"44E[7B9*LQKH\;[0<-DU3E7D5UECFSE3. 6+5QB8R^EQ*Z:<-H3=$]RKWKO
M_:O,OEQ/5/%!;[LV^A PD?K^C*.57\C4M0:UJS9&LZYA9J2<*+.B('<*=ASD
M2.D19T5P+6S&(C$/\\O>FG$\@]SU;E7HSD!M/AKRZJ=4S0OC;J)M!3D=?*(5
MV:09U#;^M+,B:L[)AXA\?*K0KDZ!RYP0JQEDV[4C<5OB,3&:L+QG2<V9MS:6
MLMC=0OGGM3G!7],6N'V!K;27PHUMQZT<EL"O]_,%;KW0M;Y?H;!D851915MA
MVLD7!E%$E/%9JJM5!YQ$8K&&Q_)[C!SBVKMQO?\ C=U()KBA224>&K#O5"/%
M_56\H-]88^2LCU_>3R^QIU%VSEI1I,M6N4&Z*+8B<<F8Q53G,;!(FL1B8R\Q
MQDZ9\#J'=2/*GD+O_;_-7E;'P$E5:GMO=!H&)KVJ:[-%4)/1>E=35%DQINM2
MV))4Q'RZ.'+I1,ZB::J2:[@BI9OF,1&(2= X:.\,^%Z7$2Q\P;"GL938!^6?
M+;9W*==J>I%JQ:(KL8L6EBCI+%LEAS9$X9&*)C,EDK'+DQLY\LECL+@ZM;./
MI#>('+5;EQH':7(6@UJO:=Y2[4XDWFHWJ/O,7L35T75[%F8,P@K#"9J=XJ5N
M9.8:X4EWF?P\6CECII*/6394W>RB7 .JS$3QC+0%ETG=L[EN^OK%U$N?VTN<
M%%U5:8.^4[0Z.G]9<=M)2=XK9$O84]LVGZ\4EUMF)Q3KQ7"+5ZZ32RHKDBGB
M-CKMUSKSB/6,-XN8/'7>._X*D_>_\P]E<.[W2)J2E$K72*?4-CU^U-9-F@U/
M#WK7MWP6!LS!DHW*LU[ZB9D%3'[,YP<V <UF(UC+2JM=*#8>S-O:WVSU#.<N
MS.=K/3%K;7W56F7NJM>Z!T'#7N+PJ6O7*UZRUTO(,[[8*SA8QF:KYP4G?.<B
MQ%FZJK<YUYXC%8PW^YF:$MO*3B_N?CM2]LKZ/E]QT]S0GFS&E5-='L!5YYTT
M:75HQKY;/3LN'=DIYGT61;SZ7E,O?'P57*>$CG%9Q.7N^/FDZ;QMT9J/0.OF
M_EZ9IW7E4UW7\F232</&-6AFD5[5D/#SG"LM-+-SNWBN<F.LZ744,8QC9SD3
M.9S+,((T=Y$\+TM_<K.#')U38RE5/PJL.\+"A225(LT78ZNYJ)#4;+96QFLD
M5FIIUQ&+.XP;#&2R[,K@G8C@F3'.HMB)CJWB!RT=TYPO2U)S>YD\S,;&4GUN
M7%>T!7E-=YJ18M*@):)HZM.1<DM>+)(GM"EF.X.Y,7,='X:8[J6,K=F5#'4V
MS6*]&\0.6CNG.%Z6I.;W,GF9C8RD^MRXKV@*\IKO-2+%I4!+1-'5IR+DEKQ9
M)$]H4LQW!W)BYCH_#3'=2QE;LRH8ZFV:Q7HWB!R
M
M
M
M
M
M
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M74C_ ,OGF_\ DH;Y_D$!YTZQ_9^C*ZD?^7SS?_)0WS_((#SIUC^S]&5U(_\
M+YYO_DH;Y_D$!YTZQ_9^C*ZD?^7SS?\ R4-\_P @@/.G6/[/T974C_R^>;_Y
M*&^?Y! >=.L?V?HRNI'_ )?/-_\ )0WS_((#SIUC^S]&5U(_\OGF_P#DH;Y_
MD$!YTZQ_9^C*ZD?^7SS?_)0WS_((#SIUC^S]&5U(_P#+YYO_ )*&^?Y! >=.
ML?V?HRNI'_E\\W_R4-\_R" \Z=8_L_1E=2/_ "^>;_Y*&^?Y! >=.L?V?HRN
MI'_E\\W_ ,E#?/\ ((#SIUC^S]&5U(_\OGF_^2AOG^00'G3K']GZ,KJ1_P"7
MSS?_ "4-\_R" \Z=8_L_1E=2/_+YYO\ Y*&^?Y! >=.L?V?HRNI'_E\\W_R4
M-\_R" \Z=8_L_1E=2/\ R^>;_P"2AOG^00'G3K']GZ,KJ1_Y?/-_\E#?/\@@
M/.G6/[/T974C_P OGF_^2AOG^00'G3K']GZ,KJ1_Y?/-_P#)0WS_ "" \Z=8
M_L_1E=2/_+YYO_DH;Y_D$!YTZQ_9^C*ZD?\ E\\W_P E#?/\@@/.G6/[/T97
M4C_R^>;_ .2AOG^00'G3K']GZ,KJ1_Y?/-_\E#?/\@@/.G6/[/T974C_ ,OG
MF_\ DH;Y_D$!YTZQ_9^C*ZD?^7SS?_)0WS_((#SIUC^S]&5U(_\ +YYO_DH;
MY_D$!YTZQ_9^C*ZD?^7SS?\ R4-\_P @@/.G6/[/T974C_R^>;_Y*&^?Y! >
M=.L?V?HRNI'_ )?/-_\ )0WS_((#SIUC^S]&5U(_\OGF_P#DH;Y_D$!YTZQ_
M9^C*ZD?^7SS?_)0WS_((#SIUC^S]&5U(_P#+YYO_ )*&^?Y! >=.L?V?HRNI
M'_E\\W_R4-\_R" \Z=8_L_1E=2/_ "^>;_Y*&^?Y! >=.L?V?HRNI'_E\\W_
M ,E#?/\ ((#SIUC^S]&5U(_\OGF_^2AOG^00'G3K']GZ,KJ1_P"7SS?_ "4-
M\_R" \Z=8_L_1E=2/_+YYO\ Y*&^?Y! >=.L?V?HRNI'_E\\W_R4-\_R" \Z
M=8_L_1E=2/\ R^>;_P"2AOG^00'G3K']GZ,KJ1_Y?/-_\E#?/\@@/.G6/[/T
M974C_P OGF_^2AOG^00'G3K']GZ,KJ1_Y?/-_P#)0WS_ "" \Z=8_L_1E=2/
M_+YYO_DH;Y_D$!YTZQ_9^C*ZD?\ E\\W_P E#?/\@@/.G6/[/T974C_R^>;_
M .2AOG^00'G3K']GZ,KJ1_Y?/-_\E#?/\@@/.G6/[/T974C_ ,OGF_\ DH;Y
M_D$!YTZQ_9^C*ZD?^7SS?_)0WS_((#SIUC^S]&5U(_\ +YYO_DH;Y_D$!YTZ
MQ_9^C*ZD?^7SS?\ R4-\_P @@/.G6/[/T974C_R^>;_Y*&^?Y! >=.L?V?HR
MNI'_ )?/-_\ )0WS_((#SIUC^S]&5U(_\OGF_P#DH;Y_D$!YTZQ_9^C*ZD?^
M7SS?_)0WS_((#SIUC^S]&5U(_P#+YYO_ )*&^?Y! >=.L?V?HRNI'_E\\W_R
M4-\_R" \Z=8_L_1E=2/_ "^>;_Y*&^?Y! >=.L?V?HRNI'_E\\W_ ,E#?/\
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M^7SS?_)0WS_((#SIUC^S]&5U(_\ +YYO_DH;Y_D$!YTZQ_9^C*ZD?^7SS?\
MR4-\_P @@/.G6/[/T974C_R^>;_Y*&^?Y! >=.L?V?HRNI'_ )?/-_\ )0WS
M_((#SIUC^S]&5U(_\OGF_P#DH;Y_D$!YTZQ_9^C*ZD?^7SS?_)0WS_((#SIU
MC^S]&5U(_P#+YYO_ )*&^?Y! >=.L?V?HRNI'_E\\W_R4-\_R" \Z=8_L_1E
M=2/_ "^>;_Y*&^?Y! >=.L?V?HRNI'_E\\W_ ,E#?/\ ((#SIUC^S]&5U(_\
MOGF_^2AOG^00'G3K']GZ,KJ1_P"7SS?_ "4-\_R" \Z=8_L_1E=2/_+YYO\
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MG^00'G3K']GZ,KJ1_P"7SS?_ "4-\_R" \Z=8_L_1E=2/_+YYO\ Y*&^?Y!
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M/\@@/.G6/[/T974C_P OGF_^2AOG^00'G3K']GZ,KJ1_Y?/-_P#)0WS_ ""
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M^>;_ .2AOG^00'G3K']GZ,KJ1_Y?/-_\E#?/\@@/.G6/[/T974C_ ,OGF_\
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M1E=2/_+YYO\ Y*&^?Y! >=.L?V?HRNI'_E\\W_R4-\_R" \Z=8_L_1E=2/\
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MS?\ R4-\_P @@/.G6/[/T974C_R^>;_Y*&^?Y! >=.L?V?HRNI'_ )?/-_\
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MS.-C6:.,_8I(I$(7_1@5Y==7HP
M
M
M
M
M
M                                                         ?E?
M,&,HR>1LFS:R,=(-EV3^/?-T7;)\S=)&0<M'C5P11!RV<(G,11,Y3$.7.<9Q
MG&0%'WU$'0MU?K?6UGY[\,J2QH,?4W*,AR)TI5616E/3K\D]29YVMKV!:%PA
M5_8C]TD6<BF:9(WR*F7Z*;7RKOS4>C:W)F?&R#;H-<ZYWA!U!]3K.YE=IIW?
M\[!Z-W/$JN#$B3Q-QE48RGW)TF;OH(N]>W%\V?Y<]PRQ(PS]N3)2NE.TTW*^
M5?K#JJBO&     .-USTM$C=N<?,>W2RRB\A8^4N_I=R=3.<Y*9[M6U+$0)C)
MC>&BV2,5-,F,]U-,F"X^3&!'NKZQV=2?I :]@]9=+O@77*\T19,9/C!J?83E
M) A2%4G-M5=EM2S.S8+\AEGUCN3I8YL_*8Y\YS\HKQWG-Y[I'@<@
M
M
M
M
M
M
M                        #P&V->P>W-6[)U39VB+^M[,H-PU_8&+@A5$'
MD+<J](UV4;+)G^Q.FNQD3ESC/R9QD")Q.7%/;N'#-P@[:+*MG359)PV<(*&2
M7;N$#E51615)DITU4E"X,4V,XSC..W CWNUWK>P.;9KNA6E[V8>66EU:P.\%
M+@A?,S,&QD5^Z0N<E)CQ7.>S&/DP*\$ZO:     .,IS!_"VY1_2+W;\Y=F$>
MZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
M
M
M
M
M
M          #B$B/>[46B_P"9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7
MNWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M                  '$)$>]VHM%_P R6G?ZJ]>_:E$"O#.K*@(    XRG,'
M\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M                          .(2(][M1:+_F2T[_57KW[4H@5X9U94!
M '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M                                !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.
MK*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO
M+=\'(
M
M
M
M
M
M                                       .(2(][M1:+_F2T[_57KW[
M4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(
M5X[^\]Y;O@Y
M
M
M
M
M
M                                             !Q"1'O=J+1?\R6G
M?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!
MQ0^8:A"O'?WGO+=\'(
M
M
M
M
M
M                                                    .(2(][M1
M:+_F2T[_ %5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TRO
MJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
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M"3MWC6$K*2J2Z2:Z"B:R*R9%45DCE42524+@Z:B:A,Y(=,Y,XSC.,YQG&>W
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M6\<JJHV9*N5VR62'6(F15+)Q:MJ^S=<'(
M
M
M           .(2(][M1:+_F2T[_57KW[4H@5X9U94!    '&4Y@_A;<H_I%[
MM^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
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M:UI6R(;R[G#HC9G<:]'SI8]5;N)'\W&'>Y;KD.1-5)=(Y#D(<IBXKQS&)PC
MZ_G*-?BMTN>0TY#OU(^Y;B8,..U)71=D8N2R.VBO(RTKLW/;YE)_&ZR93SQ
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M9&%/@ITXF/;%/C*F#F-7EO;RME( #D
M
M
M        '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.
M79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
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M6>IUMKM_J-6O=0E&TY4KK7(.VU>;9'[[.8KMDC&LS"2C0_R=]M(1KU)9//\
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MGO7_ .$+RXKS@
M
M                                                    .(2(][M1
M:+_F2T[_ %5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TRO
MJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
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M\RS<ZQ3J-D3$D--ZL37RYP_UZNKZR/2?T(-;_/SR4"5V?3[K3GIQ/J9.&_\
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MW2BBRIC**&-FO%,S,YG5D@$
M
M
M   <0D1[W:BT7_,EIW^JO7OVI1 KPSJRH"    .,IS!_"VY1_2+W;\Y=F$>Z
MOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
M
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MFML-_@<N/1U-?K(^H-]-_E?\_-]$>VGI':'87%>(
M
M
M                     <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ @   #C*
M<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M                               #P^Q]9:VW'3)G7&W=?4?:FO+'[.]X
M:'L>IP-XID[[(E6,]$^V:O9V$I!RGLN<BVSUOXZ!_ =MTEB=U1,AL")F.,:L
M6:BX?<2>/UD?7+0O%OCII&X2<&YK$E:]1:2UIK:R2%;>OXR5>5Y].TVLPLH[
M@W<I"LW*K114S=1PT14,3)TB9*6;6G69;%@C2M_TVNG7*OWLI*<!N%<E)R3M
MR_D9%_Q9T8\?OW[Q8[AV]>NW%%4<.G;IPH91110QCG.;)C9SG.<@Z\[=9;,[
M"U;K';E'E=8[6US1-G:UG4XM*;U[L*H5^Z4>82A)-A-PJ<K4[)'R4#()Q$S%
M-7;7"S<^&[ILDJGW3ID-@D3,3F-6K?Z,KIN?Y?/"#\E#0W\@@7SOUG^S]&5T
MW/\ +YX0?DH:&_D$!YWZS_;9/5&E=.:&JYZ/HW4VL],4I24=SBE/U10ZMKJK
MJ3;])J@_F#U^H14/$GE'J#%$BSC*/C*$1)@QLX(7L),S.K)@(UGVGPLX<;SM
M:M\W9Q,XS[BO*S!E%+7/:>A]6[!M:L9&E.2.CE;%;:K+S"C!@10V$4<K932P
M;."XQVY!8M:.$3+V^GN/.@>/,9,0F@=&Z>T;#6%^C*S\1I[6=+UG&3DFV;^4
M;R,PPI<)"-9-^@UQX1%EB'4*G]CC.,?(!,S.K,(( -*.2'3AX*\NI(L[R*XM
MZBV7:,)I(FNC^MDA+XLV04*L@S=7RK+05P=L$5"YR1!5\=$O?/C!<8.?!CJ+
MVKI+4>F>G[Z/M$E23,)PJJ+YVF8ABHW/8V[MC16<D(L3&#P6PMFVB$4+G"V>
MW!F^<&S@N<]N2%S@OR7ZI8:)K^A:NJT51M9TBHZZI4$B9O"4^B5N&J-6AT#'
M,H9"*K]?91\3'HF4-DV2HHD+G.<Y[.T'$S,ZO7  #2;D)TWN!W*J27G=_<4=
M*[$L[HQC/+H\IK"%OCWO8-CN/;Y6,0EQ>(ER?)BD5?'(0^<F+C!L]H.HM:-)
M:<0OIY^CI 2^)MCPN@5WF%,J81FMN\@[)$=XRY'&<9K]BVU*P)D_$3QC!,MN
M[@G:3&.X;)<G7RWZMV8?IX<"X36$3I9IPSXPN]40=G>W>,H$]H_7-HK2%WDH
MIE R-V5C[+7I9-Y<G\#&-6"\JMXD@JR;(MS+9123(4Y\K9SF<LMZ;XU<<N.B
M5A0X^Z TGHI&VJ1BMJ1TWJJBZQ2LRL(5^2&4L*=)@8,DTI$$E76&N7.%,M\.
M5<$[OB'[23,SK.6; 1^9ZR9R3-W'2+1L_CW[9=D^8O4$G3-ZS=)'0=-';5<B
MB#ELY04,11,Y3$.0V<9QG&0&G$5TW^G?!R<=-PG OA?#S,._9RL1+Q7%S1T?
M)Q<G'N$W;"1CG[2C(NF+]BZ1(JBLD<JB2A<&+G&<8R#KRMUEGS;NB])<@:VQ
MIN^M.ZKW=3XR<;6>-JFW=>U+9-;C[(R82<4SL+&"N41-1;2<:1<T\;).TTBN
M$V[M9,I\$5/@Q(F8T:Z?HRNFY_E\\(/R4-#?R"!?._6?[9%U[PIX;:CDT9K5
M'$KC+K&9;.2/6\MKW0VK*7)MWB9D#INT7];JL:Z2<IG;)Y*H4^#XRF7.,_8X
M["3:TZS+9H$:Z;=X?<2>0-D8W+?7%OCINZX1D&VK$;:]NZ2UILFR1];9/Y.5
M9UYC.W*LS4HT@VDI-/'*31-4K=-P[64*3!U3Y,6+6C298K_1E=-S_+YX0?DH
M:&_D$"^=^L_V_?%=-_IWP<G'3<)P+X7P\S#OV<K$2\5Q<T='R<7)Q[A-VPD8
MY^THR+IB_8ND2*HK)'*HDH7!BYQG&,@>5NLLP[EXR\;N1GNY]\)Q\TAO?W.]
ML>Z/QEU10]G^ZOO#[+]O^[GOO 3GL/VY[#9><\KX7F?)H>)WO"3[I(F8TG#!
M_P"C*Z;G^7SP@_)0T-_((%\[]9_L_1E=-S_+YX0?DH:&_D$!YWZS_;<N#@X2
ML0D/6JU#Q=>KE>BX^#@("#CVD3"0<)$M$6$5#P\4P1;L8R+C&+=-%NW13(BB
MB0I"%P7&,8.7U &*]NZ+TER!K;&F[ZT[JO=U/C)QM9XVJ;=U[4MDUN/LC)A)
MQ3.PL8*Y1$U%M)QI%S3QLD[32*X3;NUDRGP14^#%B9C1\337&7C=QS]X_O>^
M/FD-$>^/L?WN^#6J*'K#WJ]WO:GL#WC]R("#]N>P_;CWR?FO%\MYQ?P^[XJG
M>$S,ZSEF\$ &GEGZ>/ "[62PW*Y<&N'EMN%MG):SVNUV?C-I:>LEFLD\_<2L
M[8;#.RM)=RDU.34H[5<NW;E55PY<*G44.8YLYR=>5NLMPP<M?]P<3>+'(:6B
M9[?W&CC_ +QG(".4B(*:W!IK76S):%B5G)WJL7$R-TKDV\C8Y5XH94R")R)&
M5-DV2][.<@L6F-)EZG4.AM&\?*_(5/0FF-4:0JTO,*V&6K6H==5#6M?D[ NR
M91JTY(0U,AX6.>S"T=&-FYG*B9ES(-TR9-W2%Q@3,SJR-+1$3/QCZ%G8N.FH
M:4;*LI.)EF3:2C)%FN7)%VCY@\26:NVRQ,]ATU"&(;'R9P"(HMF]"+I(;;EG
M,W;.$>LXY\[<X=K$UO-[&TU'97QEUG/APNG[K189!$V79\F330*F;."=I<^&
MGW3N-R\<V6./O21Z;7%R<C;3I3A]J*NVN%427A+;8HZ5V9;8-TAY;*+^$M&T
M9:YS\/)IY:%SATV<).,9R?[/]L4[Q)O>=92+ Y81W'QGXX<BBP!.07'[2.]2
M50TB>K$W'JFB;.+6S3&&>)8T 6[0,WB'-*8CF^'.6_A^/X"??[W<+V%B9C2<
M&G.,_'#CJ6?)Q]X_:1T42UFCCVDFG-4T36);(:'P\Q$FGRTF!A,3!HO$BXPV
MRX\3P/'4[G=[YNT3,SK.6;@1@/</%+BYR'D8:8W_ ,;=![REJXR<1M>E-PZ=
MUYLR1@8YXN5T[80SVZUV;<Q;)TY)A11) Q$SJ8P8V,YQV@L3,:3+ZVG>./'K
MCNSG([C_ *'TSHN/L[ED]LK'3NKZ1K)G87D:DNA'.YQK2H.$0EG+!!TJ1%1P
M50Z1%#8+G&#9[1,S.K,P(T\L_3QX 7:R6&Y7+@UP\MMPMLY+6>UVNS\9M+3U
MDLUDGG[B5G;#89V5I+N4FIR:E':KEV[<JJN'+A4ZBAS'-G.3KRMUEN&#D
M
M
M                                      <0D1[W:BT7_,EIW^JO7OVI
M1 KPSJRH"    .,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0K
MQW]Y[RW?!R
M
M
M
M
M
M                                            #B$B/>[46B_YDM._
MU5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#B
MA\PU"%>._O/>6[X.0
M
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M9$.;!<+' U2 9=SSDW99>/@HAIXANZGYF2E'#5DAWS?)CO'QVY_8 :M%ZAW
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M)38SVXR#E^L
M
M           !Q"1'O=J+1?\ ,EIW^JO7OVI1 KPSJRH"    .,IS!_"VY1_2
M+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
M                                          ./1U-?K(^H-]-_E?\
M/S?1'MIZ1VAV%Q7B<0D1[W2K],MS^^^LX2)\>[S-^>W)P_\ 8]!/YUSXDE8M
M*R*+GX3SI?&5\5Q[LM8]S6UL)DR5NWBF1U3>([QVUY=VOC;,:2V.]1W]3)S(
M_N\_G5:-!-K]D*SWI!?PU>3?T7#?.QKX3FUW_6.[5O\ 59^JW_PWHG^V6/\
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M(8R3=/"26#.5VZ9S.E9O..3F];(Y%]3/K3\A(O7SR;V/ON[V=^Y>5'2-&,K
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M=NX\D9+I0)W)44L('2.J?S"*3O*Y,5EN6BULQIA-L#,
M
M                                          !Q"1'O=J+1?\R6G?ZJ
M]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^
M8:A"O'?WGO+=\'(
M
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MFTYEL6"
M
M          XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NW
MYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
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MS@V4NHY*H8RLB_==[!>S&3&NW$Q7%G00Z#W,;/,[IKZ-M<W*FE-DZB9*<?\
M:BJRI%GBMGUBSCV4%,/5?%.NY>VG7CV%E'*RA29.\=KXQC."]XU>;<KXW^B
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MVW.HW=-'3=0JB:B9C$.0V#%SG&<9%>%^L
M
M                                    '$)$>]VHM%_S):=_JKU[]J40
M*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=
M_>>\MWP<@
M
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M4*0O[)\"0WW*S:N(ZK.G(SU:'"*DU)^7C=K+<6\-ANHY[[#):(%AK+7D9)>
M<C%2R2\C+2%L<HINS$.=NQBCX62*<OF4#9*8,LHV;<]%*_9^Q^9G5SYCK6)]
M$67>'(?<4LWAJM2Z=&.#Q57KC198T55ZS&F6594[7-*9.5%5G+M<C9JCX[^0
M<F54=.CF\16E>D.G1TI>!D3TY.%>M>.:;UE,WC"LC?\ <-FCR8*SL>U[@1FI
M8G#,WA(G<1<!'L&4(P6.0JJT=%H'4QA0QA7DO;RME(X#D <>CIE?61]/GZ;_
M !0^?FA"/;?TGM+L+BO$ ./1TROK(^GS]-_BA\_-"$>V_I/:74XZFOU;G4&^
MA!RO^8:^BO)3WCO#GP^F5^M[T3_ />OS16P3F].[Z2Z,/,SBY1>:7%_='&+8
MB:9:[MJER$ A*Y;)NW%7LZ!DI6F7./15^P/)TZVL&4FW+G[$ZC7!3=I3&QFO
M+6?&<PY"^VZQN3CO9MQ\4-AK2E:<T_;:#;9E#PLKF&=['U$6]4Z!L!2JHH^?
M+%QEXFBQKPF,)KL94RA.\14N1'MC$_E"Z+Z.C^;'G;_#S1'VO[."&&_K""GU
M&',?/+'J5;,@8&2,\UOQB;%X]4TB3HBS%U-U-^]=;0G$T4>UL5R[V*_?L,+%
M.IEPQBVALFQC&$R):;5?&GUE8+XU^DSX@VKC]IFU<AMJ\M*[O&T:WJ-DVG6J
M1=-/PM5J]TGH9I+357B(ZP:,M<RBC6G3S+$YUY!P999N=3&2E/@A6&<[UL\,
M89N_5%>FY_39S?\ [2-#?\M883YK_11]G6&VNF7S]D&31==MM3ASR-,I&O/L
MV"%B4UO<"N8M]W54%L*5J_0#5)7NJ)*).8R0[#IG(?)<F_"]?I,.GCS+VW3=
M^='WEQNW7L@G*4?;'3EY#;!JSTBB:ACPULXVW*:9(N<)YSA%^T3=^"Y2-V'1
M<)G3/C!BYQBO+6,7B)ZJ%_IE?K>]$_P#WK\T5L$YO1N^DNC#S,XN47FEQ?W1
MQBV(FF6N[:I<A (2N6R;MQ5[.@9*5IESCT5?L#R=.MK!E)MRY^Q.HUP4W:4Q
ML9KRUGQG,.0OMNL;DX[V;<?%#8:TI6G-/VV@VV90\+*YAG>Q]1%O5.@; 4JJ
M*/GRQ<9>)HL:\)C":[&5,H3O$5+D1[8Q/Y0NB^CH_FQYV_P\T1]K^S@AAOZP
MUS]5#TS[C";5;=1W5%;>S5 O,/6JCR.3B6BSM:E7>N,FM7IVPI1-JAG#2J6N
MLLX^(7<'[$VLHP2\4^32"1<)79OP\9U:\=#?U!##@Q3&W%'ETQM-HXX,7[U]
MJ_8%79FG[9IQ:8>K2$Q7).!4=HN+%KE[)NE7J)6632,6Y57PFB[17(DU.MS;
M\N-=5NB/Z[/21DZZE:&W-_5B<:LVP[(VD(V^Q-BPEGL["*U"5I[*V(.?E^5
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MU7>0CU;OZY7>_4=_4R<R/[O/YU6C17GVOV0K/>D%_#5Y-_1<-\[&OA.;7?\
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M/O<H/VY[#]N>:\GYUGYGPO#\=+O>(69:SLXB9SHN%BL
M
M                                          <0D1[W:BT7_,EIW^JO
M7OVI1 KPSJRH"    .,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F
M&H0KQW]Y[RW?!R
M
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M<W^>TJ6"=DE$;HH;?'=/@^<_[+GMP8N/D[N<FF'?S_1F'6/I N*,(\9N-O\
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MLD?.#E8=SO6F,<%DD&0
M
M                 .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE.8/X
M6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M     8QL.D],VZ8>6&V:CUC9Y^0\OY^<L-"JLU,/O*-4&+7SDG)1+EZY\LR;
M)HI]\YNXDF4F.PI<8P7,LG @
M
M                                         XA(CWNU%HO^9+3O]5>O
M?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-
M0A7CO[SWEN^#D
M
M
M
M
M
M                                               '$)$>]VHM%_S)
M:=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ
M$'%#YAJ$*\=_>>\MWP<@
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M:KTO$.J\A*;QNU)"<KMGJ;>Y%XJ3&2V]<_8%$K3$UUF>]*RU<A8O6];JE4S
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M\PDV([)Y?N%5*FHJ0YIM5BUL3IAJQZ:+J.\SNH']^K]]UN3XM_"3[W'X??\
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MI.2GLN#BT$/,/7+AVOW.^LJHH8Q\QZJ[=)K$S''#QWZ9?U&W_'N]OR'-*_\
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M+VG*<F<8-B\4FFUC_P"[HY \H
M                      XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$    <93
MF#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
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M@WT(.5_S#7T5Y*>\=X<Z;TXGUS?#?^\-^:KO(1ZMW]<NIP*\8   "D)ZR?\
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MV+N69>1<V:ZNZ\=1.0EX"YR[H\@WE4"KMC%<X044(X2503K#=BT6F9T3R S
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M /AR?WO?^Z\$FQS^S=_TBOU;F[/IO[(^8;C6$.=[W^RTX*Q
M                                             !Q"1'O=J+1?\R6G
M?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!
MQ0^8:A"O'?WGO+=\'(
M               Y8_J._KF^9']WG\U71HCV;7ZX=%GIE?5N=/GZ$'%#YAJ$
M*\M_>>\MWP<N*AIW5EKWGMS5FDZ&DP6O.XMC4C5E,1E7I8V,5M>P;-&5*NI2
M,B<BA&#!28ET<++9*;"2><FSC/9V"/?,XC,I[?U6?JM_\-Z)_MEC_P#X#!AG
M\U/JTLYV=&#FSTZ=1UW=G)&(UJPHUHV-$:LBEJ;?VMJDS6N;K-OMK%)>.0CV
MAT6&8>D/LF6[V<%4*0O9]GVX+7<K:<0L->C8_P#$;_NA?]Z$(9[_ "^[2'U=
M7UD>D_H0:W^?GDH$NMGT^ZTYZ<3ZF3AO_>&_.JWD*QW?V2UJZU_0%A.HQ8L\
MDN/]N@=8<J&L#'P=F:6PCLNN]RQ->8Y8U].PR$6T?2M6ND1'I(LFTJ1N]078
MMT6KA I4TW*)=O<\>$Z*+F[N)O4,Z7&T(BQ;&HNZ.,USC)(S>F;>I4U(QT!)
MO"8PZP2F;?U_)KUV275;HE54:(2/FDT_D<(DSC)<1Z(M6\<.*U_T&/4#[6Y"
M;=J/"3F[*Q=HM]T9/(W2>^L-&L+/6*TQ3,\@WU]LQJR3:P4A(SL4S7+%S""3
M5RX?HIM'";IP\(X(RQW-J(CRKHN;"L !SIO5U?61Z3^A!K?Y^>2@DO5L^GW:
M <5NO'U$.'_'2B\5- 6G6\%KVA%M36FJR&K82TVYDXO%XL=]E3XD)D[UG).3
MV2V.\H%69JD*D8B?<-W<9R=6VZVG,ZOBTWAKU:>L-R /L>S4#<6S;9;EHN*L
M>^]OU][K_5-5A(] I6Z&+$\A8.H14/"L5#+IPM?:J.3Y4,9NR456SWQY4I&%
MN?J;\,:3P ]-=NWBY2'YIU*@P^@7-KMRK7R3B[[ L7+?2DY=K8HT,LZ49-I2
M>>JX9-3K+F91R;=MXBF$<'RY,:6\MW*C1P3I?/*];<L41T\7F^V.Z6^N9>1L
MZO':_6#75U-JY&S5!M-)RDW6['6'SJK9MCR$RNU.X.D=WALIE/)DBF(>BWCC
M\L8?FYAJ<Y:_M1O1NH)+<H9+8<$5I(^P>1ETV!-V=2"6.9B62J\OL)W9$5XN
M008J(-I)GAXR/E+."Y5PGD@%?'&:XPZ$?IV=&=/^L\+8O?G#"!MJ]LVFX/6M
MYVK;,I"6/;D%>ZB5JI,ZP?RT!"U^"C:E$.'Z4E&H1[)L5^P?M';K"C@V/"KS
M;LV\L613>L@93*E=Z?$B@9?%>:S7)]E*$*X,5J:9?L=!+P1EFG?P5=<C*-D<
M)J9+G*13'+C./$SC,EUL<V=?1_O(D_$7E6P1.VS.MN1\2\DDR)8P\+$OM95I
M&%.NMW,94;'>1\AA(O>SW#%4SV8[W::PF_[1V6[ 8M!.JM(P$9TS>?SFR*LD
MHY7AYR(CFYGZ.%T,S\OJNSQ-423(9-7!7JUH>LR-C]F,IN3$/C)<E[V#JGO'
M=SH/3V,IE]UA^%Z<&9=-VC8MJ/72C=P9J8L,RT+M1U/E46*=/M07A4ETU$\Y
M[%RGREV&[_=S(>K=])=5H5XU%OU=?)+0MDL?'CBY"UN%L/(C6R\ELJXWY$ZQ
M976U#N,3Y.)UHJ9'&&SM?8#E!O..$%C&48-XQDJ0F"R'>S)>C9B>,\E0[1UK
MJ&J]XZBO>V=:I[.U_3;_ $.Y7?5TNN\B$;]264K%3TC7CNDSMUD$+-7^W""N
M>\@H18AC%41-DIC>>,<-79)TQMO7N^=3Z[W/J><;636^S:C"7*F330F44WD#
M-L4GC+"K4V"JL'K4I\HN&RF"JM7"9TE"E.0V,5X9B8G$ZLF BL5ZFGIKQ_*/
MBH\Y?:\B&Q-X\2:Q,6*R+)831<W7CXP\>;O42[5-E--5SK=/S%B8F4/CN-"2
M2*93JN4B@UVKXGQG25!SAWQDV'S9Y.:0XLZ[<%+:-JVM*L,)!^H9:/JE99(R
MEKNUG60,J0YXNH56/E)EPW0_;5RMU"IE,JIC!H]-IBL9EU\..N@M;<6]':PX
M]ZAAO86N=35*.J598G.55VL@SP=9_,2KDI$\/IZPRSAQ(2#G)2Y<OG*JN<8R
M?(KQ3,S.9U9H! !2$]9/_P"')_>]_P"Z\)+T;'/[-W_2*_5N;L^F_LCYAN-8
M0YWO?[-W>LKT7==]4^GUFT0EJ;:HY-ZPAW<)K[8SYBM)5BPUAR^4E3Z_V*P9
M8]J*5\DHX7<1[YIWW,2Y=N%2H.B+*MSUSM[DT[.?KROZ974.Z:UG;V_;6J;W
M18FN2R*M9Y!:KE7L[KY-]Y@S>,D8O9=/5*K3Y-ZKV^5;2OLB5SCY?+E[<"/3
M6];:)U.B_P"HRW[7=QZSXN<[+JIMO4NQ[#%T6L[UMJN3[-UG9)]<D965;I9L
MY(6\4=]..$&[]Y*=LG&IN#/#O54&YFQF6>YM1C-=5_45Y@!IQSPX/Z9ZA7&^
MW<;-W-Y%*OSKEC/UJTP1VZ=FH%ZA".BUZZUM5VBNU]HQQ'J[=9)4ADG;!TX;
M'["+&S@ZK::SF'.FYT^GFZAG#!S.V."U^KR:TQ%F7<H;0T<P=SDJTBDBJ+8=
M7#593NKY656[5(RCM5NA*1#7&/ED#?)G,>FN[6WTE\/IW]>7G)P(L=>K\I>I
M[D!Q^CUVT?-Z1VS.R4WB*@TENZX1UI;Y([ZP:\DV:1C^602,O#X4-G*S!7/9
MDHMMUM])=!WDON*J\I>DOR:W7H2:<S-:W3P(W_:]:R:2GLN6(K9=$W,T4S>8
M2<&/"6.'E5?*O$<J^(Q?(*)F-@R>1>3S1&+Q$]7.6Z$3R)8]7#A"M-';$9GV
MA+LT<NTL+)9EI#7MS80!"$R13L<J3KEL5$W9]@MDINTO9VXD/5N>DNL0*\8
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MM\DQ@RB/O =]VY/VF\3O8_U<%QB-MKTA?JZ,;N%>]*W@BM G148DX\4EHN9
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M:T?&XBVYGSE)LF8Q4L'P8_9V8^7LP&'%MVDUF(UPZ 0KS
M                                          #B$B/>[46B_P"9+3O]
M5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH
M?,-0A7CO[SWEN^#D
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MTV49Q5CDH'"V7K77U6D%DW4L_5(1#*2?EDC&=+HI'.J4F\_1SM.C[Q!N?/\
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MFBE_L\>Q3)]B0I?D^3&,?(*\6O%R$>F5]9'T^?IO\4/GYH0CVW])[2["XKQ
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MXNJ0&TG<3&U>RU6TS3]TFTA65WB(2)S'.5/":HOF*J:I\&=IY*=[M)G\HU=
MLCA!1 KHBZ)VIT<.".2*$,@= Q,*%7*M@V4S(F3SWL&QGNY+\O;V"O,H5>J%
MZJ6KM\%I? [CQ<HF^5S7MX^(.^KQ5Y%I*UAQ>H-A)P-5UK#33!59I,*5?VN_
M=S>4CG;I2'E$,'RX:N2)R7IVJ3'Y2W.])1PNL6O-.;MYKW:(<Q9MZN8S6&GR
MO6OEUW^O*+)O7MTM30ZB7B+P]EO&4&"&2F+C*U>6-DIBF3,+#G>MF?%A'UD_
M_AR?WO?^Z\)*['/[-W_2*_5N;L^F_LCYAN-80YWO?[+3@K$
M                                             '$)$>]VHM%_S):=
M_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'
M%#YAJ$*\=_>>\MWP<@
M              "EYU9?3H<VN=_4!W[RLU%M'BQ7->;4^%?N]#;'NVVHBYL_
M<?2NN-<2WMF.K&D+?!M_,3E/<JM_ D7'?:'2,?PU#'2)&]-VM:Q$YRM<</M1
M63C]Q)XMZ%N3Z#D[AI'CII+45KDJPY?O:W(636VM*S39U]7GDK&0LH[@W<I"
MJJ-%7+-HX4;F(91%(^<D+6-IS:9^K8L$4,>'WI<^?_'[EMQ;WU<MO\/).GZ1
MY%Z2V[:XVL7_ '2]LDA6];;+K-RG6->9RO'V%BW<X[BX55-HDY>-&ZC@Q"J+
M)$SDY9AZ+;U9K,<=%\X5YT+O72Z<^[>IQQ)UWH70MIU74KA4N1=2V[)26W9N
MVP-;7K<#K3;M->,6+RFT>_2BDXI*7YFHDDHS2;Y;I+&,L4Y2$4--NT4MF>C7
M3H#](KDCTK?OL?OA+MI"X_'?X$^Z/P:LE\L/L[X8?&3V_P"\?OOK77GD_.?$
M-EY/ROG/$\)?Q/"[J?B%W+Q?&.373KI="WEMU..6VN]]:%V)QTJ5/J7'2I:B
MDHW;MMV7 V1>R0.R]NW)X^8LZ;J*_1:D&I%WYFFDJH\2<9<)+%,B4A2'4B[>
MY6E<3G5-%TFN(NR>"'3^T%Q3V[-T>Q[#U7\5/>&9UQ)3TO3'GOQNK8^QXGV-
M(V>M5"<<>7@[@V2<>/'-^X[(J4GB)E(J>L[VBUIF-%7GJ_= ?J0<H.=6\^8.
MBU-17R"V?8:A*U6OLMIK5+8U<9TNCU&C0Y)+-QK]3K+5VU;5-)9'+27<>$7N
MEP?)B=XTEM3<K%?&48JWI\.N;NR68H;<UF](2.+X,?/;AY3:KNK*.1<9447*
MSQ7]G[$F6J7?3+XA4VN.\8Y<XP;L-DIW\NW&BT)T9?3Z5;IT7%#DCON]P.XN
M4"4*_B*FC4&<BWUGIYO/1ZD79%ZR^FF["=N5IE8QPNS]JNF48FW8N5D4V?>.
M9P:L=S=\N$:+*0,@!5'ZZ70MY;=3CEMKO?6A=B<=*E3ZEQTJ6HI*-V[;=EP-
MD7LD#LO;MR>/F+.FZBOT6I!J1=^9II*J/$G&7"2Q3(E(4AU(VV]RM*XG.J:+
MI-<1=D\$.G]H+BGMV;H]CV'JOXJ>\,SKB2GI>F//?C=6Q]CQ/L:1L]:J$XX\
MO!W!LDX\>.;]QV14I/$3*14]9WM%K3,:)%@<HZ>K+Q%V3SOZ?V_>*>HINCUS
M8>U/A7[O3.QY*>B*8S]Q]U:XV/+>V9&L5JWSC?S$'3W*3?P(YQWW9TBG\-,Q
MU2'5+16T3.B%WH6]"WEMTQ^6VQ-];ZV)QTMM/MO'2VZBC8W45MV7/61"R3VR
M]17)F^?,[EJ*@Q:<&G%T%XFJJF\5<8<*HE*B8ACG3C3<W*WKB,ZK/.U]95'=
M.K]BZ?O\?[5HVTJ/:M>V^-QX6#O*U<81[7YI!(ZZ+A))<\?(*>&?)#X(?L-V
M9[!643B<QJHJ:-],%U2.,W(/6V^]0\@.%Z=@T[LJ$O=*>R6P=XQKN21KDTF]
M;,IU@VXZ2[-!"P1B1FL@U*J[0,BX52R94F<Y-'HG=I,8F)7Y"%,J@4KI)'!U
M$<%<H$/EPA@QR8PLD511%'*Z.,YSC&3)D[Q?ER7';V"O,IZ=2KTK=2W'<K)N
M;@'>JIIJ?LCF0G+!H/8A)5+5CB<>N2NW:^NK7 L)B7U^R=9,L8D.XCI&.(X4
M*1NO',RE13F&]-['"R#Y#H"]>#717-#HFMK 6F2"JB;]2A<L=3UVD.B.';AL
MX</(*1VW591RBJACQSX-%F4,BKC&2Y5[Z933Y-N>//LW5X;^DKY&6^SQ%@YM
M[6I>G]=-ET'$K0=3RQ;[M:=2*FDJM%9L"L8GKZG)JF5R3SR2T^?!DCEPU[ID
MU@PYMO1_QU7G-!Z#U'QAU'2M&:,I43K_ %CK^)3B*Y7(A,V")DP8RSR2DGBQ
ME'LQ/3#U11T_?NE%7;UVJ=98YU#F-FO/,S,YG573ZX723ZDO5*W#1T-8[5XL
M4;C+J.%SB@TN^;!W!&6R:N\^W0/<;S<(NLZ-M4 B_P 823C8Q)*0=X;L&YE<
M&34>N$BFNW>M(XYRW=Z(O273Z6F@[;$[ EJ;=.26W;'B5VM=Z.YF)*JMJ]75
M7S.@T>H2-BKU5FUH.)8O%Y!THXCVRRTI)+ESWT4&N2G.Y?SGZ)D+95:W>ZM9
M:1<86.LE1N5?F:K:J[+MB/(F?K=ACG,1.0LHT5QE-U'2L8\5073-CNG24,7/
MR9!FH7["])[SDJ&_;'=^*G(7C96]?5O9![?HJ9O&P=R5W:]4C(N:3G*6K-&K
M&C[3%MK75ED428>-)!;"RK8KC'A&/X1)AZ8WJXXQ.5Y?1".ZFVG-;M>1JM <
M[U95*)8[3?ZLD)B3U]+W!DAAI*3E5<3]8ITLC&SJB.'F&RL<W\DHN9N7*I$B
MK*5YYQGAH\;S!U%9.0/$GE)H6FOH.,N&[N.F[=1522L[E^RK<?9-DZTLU-@G
MUA>149-2C2#:2DTDH[5;,W;A-N4YDT53XP0PK.+1/U51^DUZ=#FUP0Z@.@N5
MFW=H\6+'KS5?Q4]X8;7%VVU+W-Y[\:5V/KB)]C1UGTA4(-QY><N#95QX\BW[
MC0BIB>(H4B1XVONUM68C.5T,5@  "NEU^.D5R1ZJ7WIWWO=VTA3O@1\=O>[X
MRV2^5[VC\3_@W[ ]W/<C6NP_.>3^'CWSGFO)^'XJ'A^+WE/#-=N\4SGFV+Z%
MO3GW;TQ^).Q-"[ZM.J[;<+;R+MNW8V2U%-VV>K:%;GM::BIK-B^>7*CT&43G
M$Y2@O%%4DV:K?#=5$Q5C',<B9-RT7MF.B)_KY=$GG+U!N5$-R4X]O-066JUS
M2M0U5'4.Q7Z0JU\*K6[#=+0\<-23%5;4M..?25U7\+"DUA3OE,<V"X/W2R7>
MWN5K&)042'0#Z[NR3QU,V!JV??52&6*G#N+_ ,K]066GQA&V4F#=Q&0S;;UF
ME6*.&6,93PG&D4*@3N]TINZGDT^3;CC"?'I$>F?SQ4VS2.4G-.\U'86T->R+
M.T:RTYKSVE(T.F7)@MYJ$N%OM\PRB'=MGZXOX:[-@T8-V#*10*OET^*4A2F5
M]W,8KHMT"L0!!MUZ>G/R*ZEW&#6>G>/%BUK"R]!W(VVS-,-EV*?KK"?+%4BW
MU",CX=Q!U&TIYEB8N;DY3.S-&Y"8R7)\Y/VD--NT4G,J=ZG0#Z[M2C76KZSJ
MV?=:Y?K+)OH^J<K]01.NG9'[K)'SAY5I3;U>=.45RI%66P:*,HH3)?L3*8R3
M$;_)MZ\V\'"/TF_(BTWF#LW.G8%+U7JR*?L7LQK;6%@]]]H7)NCDJ[N 5L;1
MHE2Z,P==["1Y!!U-.OL5"D;)]J;C##FV]'_'5?0H])JFM:74M=T."85>D4.M
M0=.I];BTS)1L!6*U&-H>"AF"9SJ'*TC8QFDBGWC&-W28[<YSVY%>;7C**WJJ
M]&_CIU2:E&/;B]?ZNW_285U#ZVWG6F"$D^CXY9==\G5;U6UG#%O>:.62<*.$
MVN7+)\R754.T=H87<IN#NEYIV4W-B>F8ZNV@KD\E-!)T7;.&"JY8"Z:<W=#Z
MOL:\>HY;D1\RWV9*ZR=PTBHW4\5PW2>NFZ9D3E(X6[$LJQO&[2=7\Z'Z:'K
M\@+>UD]]H4G5RCDR+:6N>[-[0VS9UO&-S.L]UN364MM60DE4R$[6Z"CA!+)U
MR8,JECQ3)L'RTC1<:Z5'1CXY]+BLR<M6'SG;?(.XQ;>+O6\[/#LXM_[,)E)=
M>J:^KZ2\EBC4UP^1*NX0P\>/7ZQ$S.G2Q$6R:%87W)OV3$ X<Z;]45ZD?]-G
M"#^TC?/_ "UB8>KYJ?4_5%>I'_39P@_M(WS_ ,M88/FI]4]?09Z+W*/I<[5W
M]>=_WW0=OB=J:^JM3KS?3UHV'8)%G(P=C=3#M:91NNK-?-F[)1LO@J9D%G"F
M5.W!B%Q]D*RW-R+Q$1E$_P /O2Y\_P#C]RVXM[ZN6W^'DG3](\B]);=M<;6+
M_NE[9)"MZVV76;E.L:\SE>/L+%NYQW%PJJ;1)R\:-U'!B%462)G)RS#NV]6:
MS''1?.%>=6SZIWIPN/W.VWS^^=&6IMQIY$V-9>2N*Z,&>:U3M.<6.D9:<M=:
M9NF;ZKVM]@F<NI:)SDCQ4QEW3)RZ44<&-:;LUX3QA6/L?IL.LQHJSKR>G:U3
M;Q),S*,F=PT;R'K-'=N62YD\JG:N]DS&H)UNV4[I<J)J$3-G)/\ 5-V8[8U^
M7;G5]JK>G2ZV^Y+-7I_:K*L4N;B)%JM%V3>W)& OJE?40=$52>^)093<K_#9
M%1@BH8B"*QC%\/'AFR4Q2L'R[<:+.O7XZ17)'JI?>G?>]W;2%.^!'QV][OC+
M9+Y7O:/Q/^#?L#W<]R-:[#\YY/X>/?.>:\GX?BH>'XO>4\.LMN\4SGFV+Z%O
M3GW;TQ^).Q-"[ZM.J[;<+;R+MNW8V2U%-VV>K:%;GM::BIK-B^>7*CT&43G$
MY2@O%%4DV:K?#=5$Q5C',<B9-RT7MF.B:(&:ACS!]+GS_P"0/+;E)OJF[?X>
M1E/W=R+W;MVJ1MGO^Z65DCZWLG9=FN4$QL+.*X^S46TG&D7-))NTFSQVW3<%
M.5-94F,'-,/17>K%8CCHOG"O.UTY@ZBLG('B3RDT+37T'&7#=W'3=NHJI)6=
MR_95N/LFR=:6:FP3ZPO(J,FI1I!M)2:24=JMF;MPFW*<R:*I\8(8M9Q:)^JA
MC^J*]2/^FSA!_:1OG_EK$P]/S4^I^J*]2/\ ILX0?VD;Y_Y:PP?-3ZK*701Z
M4?(CI:4[DI7N0-STO<'NX[+K29K"NG+%>+ U8M:;%W%C)ISQ[MKK7JK5==6P
MHY0PW(Z*8I3]\Q,X+@QEN7B^,-3NNET+>6W4XY;:[WUH78G'2I4^I<=*EJ*2
MC=NVW9<#9%[) [+V[<GCYBSINHK]%J0:D7?F::2JCQ)QEPDL4R)2%(=0NWN5
MI7$YU0PI>D4ZCV54\+[OX2)HY4)A91+8F]UE2)9-C"ATT3\<$"*J%)VYP7)R
M8-GY,FQ^R&&GS5^K;;2GH];BM+L7?(SF56HZ!14R>3K^E->2DS+R26%U"X;,
M;?>I&"9PJAFV"GRNI!R&"GSDGA9QC"F6',[_ $A:^X,=.KBCT[-<N-><9M>)
MP*TUY-6[[#L+A.P;/V*]8$.1H[N=N.U:J.D&>5E#-H]FBRB&2BRIFS1$RRN3
MUC:UK3F6\0.0!Y^UU2M7NKV*DW."B[14;=!RM:M%;G&2$C#3]?G&*\;,0TJP
M<D4;O8Z28.5$5DCER4Z9\XSCLR I)\]_286!U;)V_P#3UVC6&M5E'.7Y-![L
ME)ED\K65U%U'3"C[19Q\[B;BTCJ)D9LYQLV<MT"&\:4=J=G>F'HKO?\ LBRQ
MT"^O(A&GU8CJRSXULJCAFI'H\L].DUP=HJU*JHBI5<[C3=';8/\ M!B9B<XR
MICY,93[#Y._DV]>?9*#P-])?;4[9"WSJ#;3JQ*C%NT7^=%:3E)65E;1Y9U@Y
M8V[;+?1L(VKL2X*AW7#>$0>NG#=?]KD&2Q<YPPXMO?\ JNYTVFU/7=3K=#H=
M;A:?2Z?"QU<JU6KD<UB(&OP,0U391D3$QC)-%JQ8,6J)4TTTRX*4N!7GUXRK
M[]?CI%<D>JE]Z=][W=M(4[X$?';WN^,MDOE>]H_$_P"#?L#W<]R-:[#\YY/X
M>/?.>:\GX?BH>'XO>4\,UV[Q3.>;;'HE< -Q]-KAK(<>-Y676=KNKO<UXV(G
M*:HF;3.5<L)982G1K!J=[;Z919;$HDO7ELK$PRRB4AB9*J;.38+(<[EHO;,-
MXN9/%NA\T^,6YN,6R"E3K6VJ:^@$Y?#1)\ZJMD0.E*4ZZQK98Q$UI2FVQ@RD
MVY#&*515K@AL]PQL"N:S-9S"B"?TBO4@P8V";NX1&)@V<$,?8V^"&,7MSW<F
M)CC<I@ALX_9Q@QL8S_IR)AZ?FI]5_+CEKN;U!QZT/J:RNHM]8]7Z9U?KN?>P
M:[MS"/)NDTB#K4JZAW+]C&/G$6X?1BAVYUFS=8Z.2Y.DF;.2XKS3.9F69@1'
M3U9>(NR>=_3^W[Q3U%-T>N;#VI\*_=Z9V/)3T13&?N/NK7&QY;VS(UBM6^<;
M^8@Z>Y2;^!'..^[.D4_AIF.J0ZI:*VB9T4O/U17J1_TV<(/[2-\_\M8F'H^:
MGU>JJ/I">=;V2PE?.1W$NMQ'>3[SZHRVX;M)8+G"OBYQ%3.IM?MC&(;!,%QY
MS'>P8V<Y+W<8,PGSUZ2M"=*OH>\:>E][0O<--RV[>1=AA<P,UNBW1#&$2@X=
MQX)I."UG36CF42I<3+K-R&=JKOI.3<8+X9G>&^? %97W)OV:^]?CI%<D>JE]
MZ=][W=M(4[X$?';WN^,MDOE>]H_$_P"#?L#W<]R-:[#\YY/X>/?.>:\GX?BH
M>'XO>4\,NW>*9SS5T_U17J1_TV<(/[2-\_\ +6)AK\U/J?JBO4C_ *;.$']I
M&^?^6L,'S4^J_GQRUW-Z@X]:'U-9746^L>K],ZOUW/O8-=VYA'DW2:1!UJ5=
M0[E^QC'SB+</HQ0[<ZS9NL=')<G23-G)<5YIG,S*DOP^]+GS_P"/W+;BWOJY
M;?X>2=/TCR+TEMVUQM8O^Z7MDD*WK;9=9N4ZQKS.5X^PL6[G'<7"JIM$G+QH
MW4<&(519(F<G+,-[;U9K,<=%\X5YT+O72Z<^[>IQQ)UWH70MIU74KA4N1=2V
M[)26W9NVP-;7K<#K3;M->,6+RFT>_2BDXI*7YFHDDHS2;Y;I+&,L4Y2$4--N
MT4MF>C73H#](KDCTK?OL?OA+MI"X_'?X$^Z/P:LE\L/L[X8?&3V_[Q^^^M=>
M>3\Y\0V7D_*^<\3PE_$\+NI^(7<O%\8Y(F>?'IQNIUSCYD[WY06'=?#6/8[3
MOKI[68E_L?>+B3J^N(9)M7-?5U9NCQX.P-(P-'B62#@J*^$5G9%#X/\ 9Y,(
M[KNTK7'%<VT#I>G\<M(:ET)K]MY:F:>UY4M=5TIB=Q=Q'52%9PZ<B]SDZIUI
M.5.U,Y=*G.=19RJ<YS&,;)LUA,YG,LN@BJ%UO_3^[MZBG**J\E>,%UT10Y:3
MUK%TW;[';UBO=<//6"I/73>J6B'S2-6[!R_=K51VE&/,NE6V$T(IIA(ANU0P
MC;;W(K&)RE(Z+/#/E?P#X@YXO\I;GJ"^&I>P;-+ZCF-16J]61A%4"VY;3TA5
MI@EYU[07+%S'7ES*O4,MB.$5$9+N9PF9+M4KC<M%K9A4;_5%>I'_ $V<(/[2
M-\_\M8F&_P U/J?JBO4C_ILX0?VD;Y_Y:PP?-3ZIZ^@ST7N4?2YVKOZ\[_ON
M@[?$[4U]5:G7F^GK1L.P2+.1@[&ZF':TRC==6:^;-V2C9?!4S(+.%,J=N#$+
MC[(5EN;D7B(C*)_F#Z7/G_R!Y;<I-]4W;_#R,I^[N1>[=NU2-L]_W2RLD?6]
MD[+LUR@F-A9Q7'V:BVDXTBYI)-VDV>.VZ;@IRIK*DQ@YIAW7>K%8CCHOG"O.
M    @(ZMG0.T+U*Y-;<U0LQM"<ITXZ.C'6QF<1F=INQXR(13:QL=LVIHNHYR
MZE(^.1*T93;%PB];ML$3<)OD4&R*)I3<FG#DJ>3OIQ^M7H&R/SZ4K<#<%#J%
M8FMVA^2=2H1)-CVO.ZJ8^Q;+IZP9:$PGCO)JM\'QEP7L(;]LR2-OEVYU>]TQ
MZ7#J?[SN*4UR.L.M]#Q\JY2=VRU7W8S7<FPE"&*T3658P^O9*RQEDF$DU,E*
M1[88Y$V&YL>9QCP^^P3O4C1=HZ</3'XW=,K4;K7&D(U[-6JT+-)'9^WK6DQ5
MONQ99FF<C0L@Y9-T6\16(;QE"QL0VQAJS*JHH;*SI9PY6KSVO-YXMBN8.HK)
MR!XD\I-"TU]!QEPW=QTW;J*J25G<OV5;C[)LG6EFIL$^L+R*C)J4:0;24FDE
M':K9F[<)MRG,FBJ?&"&)6<6B?JJC])KTZ'-K@AU =!<K-N[1XL6/7FJ_BI[P
MPVN+MMJ7N;SWXTKL?7$3[&CK/I"H0;CR\Y<&RKCQY%OW&A%3$\10I$CQM?=K
M:LQ&<KH8K    !72Z_'2*Y(]5+[T[[WN[:0IWP(^.WO=\9;)?*][1^)_P;]@
M>[GN1K78?G/)_#Q[YSS7D_#\5#P_%[RGAFNW>*9SS;%]"WIS[MZ8_$G8FA=]
M6G5=MN%MY%VW;L;):BF[;/5M"MSVM-14UFQ?/+E1Z#*)SB<I07BBJ2;-5OAN
MJB8JQCF.1,FY:+VS'1-$#-2\ZLOIT.;7._J []Y6:BVCQ8KFO-J?"OW>AMCW
M;;41<V?N/I77&N);VS'5C2%O@V_F)RGN56_@2+COM#I&/X:ACI$C>F[6M8B<
MY6N.'VHK)Q^XD\6]"W)]!R=PTCQTTEJ*UR58<OWM;D+)K;6E9ILZ^KSR5C(6
M4=P;N4A55&BKEFT<*-S$,HBD?.2%K&TYM,_4Y@ZBLG('B3RDT+37T'&7#=W'
M3=NHJI)6=R_95N/LFR=:6:FP3ZPO(J,FI1I!M)2:24=JMF;MPFW*<R:*I\8(
M85G%HGZJH_2:].AS:X(=0'07*S;NT>+%CUYJOXJ>\,-KB[;:E[F\]^-*['UQ
M$^QHZSZ0J$&X\O.7!LJX\>1;]QH14Q/$4*1(\;7W:VK,1G*Q;U9>(NR>=_3^
MW[Q3U%-T>N;#VI\*_=Z9V/)3T13&?N/NK7&QY;VS(UBM6^<;^8@Z>Y2;^!'.
M.^[.D4_AIF.J2LJ6BMHF=%+S]45ZD?\ 39P@_M(WS_RUB8>CYJ?4_5%>I'_3
M9P@_M(WS_P M88/FI]5MWHE< -Q]-KAK(<>-Y676=KNKO<UXV(G*:HF;3.5<
ML)982G1K!J=[;Z919;$HDO7ELK$PRRB4AB9*J;.38*AAN6B]LPE\%<-=.8.H
MK)R!XD\I-"TU]!QEPW=QTW;J*J25G<OV5;C[)LG6EFIL$^L+R*C)J4:0;24F
MDE':K9F[<)MRG,FBJ?&"&+6<6B?JH8_JBO4C_ILX0?VD;Y_Y:Q,/3\U/J^U
M>D.Z@+F212M/('AU#0YNSQWT!:MU6623_;4\&\&*D='U1JMV(Y.;':]3[3%P
M7Y,&R8K"?-7I*PUTKO3M\=^GI=H;?6Q[J[Y(<CX1!;-6L,E76]8UQK)Z[150
M<2='IQWTW(/K2DU<J-R3$D^5R0G[:U:,ELY,*SONS;A'"%B,Y"J%,0Y2G(<N
M2'(?&#%.4V,X,4Q<XS@Q38SV9QGY,X!DIX=2KTK=2W'<K)N;@'>JIIJ?LCF0
MG+!H/8A)5+5CB<>N2NW:^NK7 L)B7U^R=9,L8D.XCI&.(X4*1NO',RE13F&]
M-['"R#Y#H"]>#717-#HFMK 6F2"JB;]2A<L=3UVD.B.';ALX</(*1VW591RB
MJACQSX-%F4,BKC&2Y5[Z933Y-N>//LW5X;^DKY&6^SQ%@YM[6I>G]=-ET'$K
M0=3RQ;[M:=2*FDJM%9L"L8GKZG)JF5R3SR2T^?!DCEPU[IDU@PYMO1_QU7G-
M!Z#U'QAU'2M&:,I43K_6.OXE.(KE<B$S8(F3!C+/)*2>+&4>S$],/5%'3]^Z
M45=O7:IUECG4.8V:\\S,SF=557K$]"3J-=2[FC9=]U?;7$VNZFA:G5==:<JE
MWV%N1G9X*FP+5:2DE)UA Z%L,&VEIV[3<J^/AL\<E(BNDEE4_A8R(VIN5I7'
M'*Q/TV^',=P)X5:(XOH.(>2L%!JF76Q)Z!,]6BK)M"TOG5GV%,QKN3:L95[#
MJ6>5<(QRCI!!?$8@W)E%'!,)$K*UO*V6\@.5<WKS]%O9/5&7T#?N/EHU)1]O
MZJ1M50M<GMJ9MD!"6;6TX=K-0S!)_3:!L"57E*K9T'2C1$Z#=OX,N[,93)\)
ME!KM[D4S$Z/9=!WIK<T^F'2-ZZ@Y';!T)>]6WVRUW86N6NH;GLF?D:K>"QR]
M?O1I..N^JZ%'IQEHA(^&R11LN=5-:,S@R9L+=],FY>MYS&<H,>'WI<^?_'[E
MMQ;WU<MO\/).GZ1Y%Z2V[:XVL7_=+VR2%;UMLNLW*=8UYG*\?86+=SCN+A54
MVB3EXT;J.#$*HLD3.3EF&EMZLUF..B^<*\ZD5U)/3 \F^27-7>_(#B[LGC+3
MM4;EM>-BDJVT;9LZOVJ'NUF8M9#8_>94W2]S@SQ<O>5'\@T,1YA0J+S"9R8,
MGWSS#T5WHBN)SE8RJ'%CE1-](VU\*-YW+55@Y/3W#K<'&/&P("QV^3UG*RD[
MKNWZRUC99RPRFOX&X^'BO/8I2>7Q!KNL.B.5$RNS9+E2LLU\_*-,J=/ZHKU(
M_P"FSA!_:1OG_EK$PW^:GU>RJ'I!^<3UV4E^Y*<4JTPRMDIW-0?;=O#LJ'@'
M-A0K*:UAKU$ZV7."D[F7!2X)G)^_VXP0S"?/7I*:G@[Z6CAIQMLT#L;D9<I[
ME]=X!=O(1]8LM;CZ3I!O)(*%<(.)372$E9I6Y>26)@N$)686B71.]YB//@V"
M$8<6WK3PCA"SPW;H-$$&K5!%LU;(IMVS9NF1%!N@B0J:*""*92II(I)EP4I2
MXP4I<8QC'8*Q?V  $0G55Z-_'3JDU*,>W%Z_U=O^DPKJ'UMO.M,$))]'QRRZ
M[Y.JWJMK.&+>\T<LDX4<)M<N63YDNJH=H[0PNY3<'=+S3LIN;$],QU=M!7)Y
M*:"3HNV<,%5RP%TTYNZ'U?8UX]1RW(CYEOLR5UD[AI%1NIXKAND]=-TS(G*1
MPMV)95C>-VDZOYT/TT/6!Y 6]K)[[0I.KE')D6TM<]V;VAMFSK>,;F=9[K<F
MLI;:LA)*ID)VMT%'""63KDP95+'BF38/EI&BXUTJ.C'QSZ7%9DY:L/G.V^0=
MQBV\7>MYV>'9Q;_V83*2Z]4U]7TEY+%&IKA\B5=PAAX\>OUB)F=.EB(MDT*P
MON3?LF(!PH8\/O2Y\_\ C]RVXM[ZN6W^'DG3](\B]);=M<;6+_NE[9)"MZVV
M76;E.L:\SE>/L+%NYQW%PJJ;1)R\:-U'!B%462)G)RS#T6WJS68XZ+YPKS@
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MM-14UFQ?/+E1Z#*)SB<I07BBJ2;-5OANJB8JQCF.1,FY:+VS'1-$#,
M                                                    '$)$>]VH
MM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5
MN=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                           X
MA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UC
MLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M      !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV
M81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
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MS:SMRH/"+)G.H50BB*2B9B8K*U9I.);Y@Y
M
M                                  <0D1[W:BT7_,EIW^JO7OVI1 KP
MSJRH"    .,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y
M[RW?!R
M
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M
M
M<0D1[W:BT7_,EIW^JO7OVI1 KPSJRH"    .,IS!_"VY1_2+W;\Y=F$>ZOK'
M9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
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M<7UN/,#_ .*-<@/SF;:.9>NOI'9,EZH#@S*<7^8M/YOZG;/:[2>2LBE+S<M
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MFK=(I$R%Q@I2%QC&.S KPOV@
M
M                           XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!
M   '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
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M8Z4]49U)Q'/4S))F*Y;'^QQC..VO%:)K.);! @
M
M                                        .(2(][M1:+_F2T[_ %5Z
M]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\P
MU"%>._O/>6[X.0
M
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MJ7B)5FXCY.+DX_AM*M'\=(L'::+IB_8ND3I+(JD*HDH7)38QG&<!R>2/V?\
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MQDY#E.:O-X^.[$?53;],K];WHG^ >]?FBM@G-ON^DNG3.0D/9H28K=AC&4U
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MU!EL:2C6],GWIC=YFW3K>QF<2X6<K%[$(_+O'?3*H<^(].Y7RI]83H>LG_\
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M4(8ALXS'HM6OC/"-'54%>,
M
M                    '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P
M?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M        /F3,+#V*+?0=@B8R=A9- S62AYE@UDXN0:G[.^V?1[U)=H[0/V8[
M2*$,7/\ Y &J,UT\^ =DE\V"Q<'.'T_/&4PJ:;FN,^EY27RJ5<[DJF9)]2EW
MF5"N53*8SW^W!S9-^SG.0=>5NLL^4'4&I=4MU&FKM7:ZULU51\NJVH-)K5.;
MJ(85ROA!1&O1D<F='"YLG[N<=WOY[>SM!)F9U9%!
M                                 !YRUTZHWN%<5N\56N7*NNS$.[@;
M7!QEBA71TLYRF9Q%R[5XQ6,GG.>[DR><X[?D :N%Z=G3\),9L1."W#DE@RL=
MQF=+QCTH68RNHGE$Z^9/%(P]\8Z1LER;O][)<]G;V Z\K=9;1U6G5&BQ)("D
MU:N4Z"264<)0M5@XRO1*:ZV"867)&Q#5HS(LKA,O>-@G>-W<=N?D!R]&
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MG/9\H.7U
M
M         '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_
M.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                XA(CWNU%HO\ F2T[_57KW[4H@5X9U94!    '&4Y@_A;
M<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M                       !Q"1'O=J+1?\ ,EIW^JO7OVI1 KPSJRH"
M.,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
M
M
M
M
M
M                               #B$B/>[46B_YDM._U5Z]^U*(%>&=6
M5 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6
M[X.0
M
M
M
M
M
M                                      <0D1[W:BT7_,EIW^JO7OVI
M1 KPSJRH"    .,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0K
MQW]Y[RW?!R
M
M
M
M
M
M                                            #B$B/>[46B_YDM._
MU5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#B
MA\PU"%>._O/>6[X.0
M
M
M
M
M
M                                                   <0D1[W:BT
M7_,EIW^JO7OVI1 KPSJRH"    .,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6Y
MT^?H0<4/F&H0KQW]Y[RW?!R
M
M
M
M
M
M                                                         #B$
MB/>[46B_YDM._P!5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.S
MK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
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MQU^)OGO>3VIK_3]Z]B_#'X>L_8_@?%?ROF?>%UWO(>+X6/'\-$LTQ2+I; <
M                      B3WWU2O@AU3^+G3/\ @7[S_?)ZM:;*^-?Q-]B^
MY?FGVZV7L7X<?#V6]X^Y\'N]YGV\P[?:/9X6/+]JQW%,TF_1+8#@
M  $:W3(ZF^J.J-JB_P"V]24#8>O8;7NP\ZYDXS8V*WB3>R>*W"6;SS'W9FYQ
MKY#RLXFG^V*$4\0AOL>SLSDZO2:3B4E(.0               $2>O^J5[]=6
M_>/2R^!?LOX,ZMB-E?'7XF^>]Y/:FO\ 3]Z]B_#'X>L_8_@?%?ROF?>%UWO(
M>+X6/'\-$[FF*1=+8#@      $2? [JE??M<N.?/%CX%_#+[QW:4YK7W[^)O
MOG\3_8VS-C:Z]M>['P]JGN5YGW \YY;VC+=SS?A>*;PO%4.[4\:Q/5+8#@
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M@OB':%24[>TAC8^4%FLUG$ZMB00
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M=[LSV?L 3$QJRH"/\G.5,ICG,4A"%R<YSYP4I"EQG)C&-G.,%*7&.W.<_)C
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M1BD>62Z6&(J\ T,?!S$*ZF)QXQCFYCE3-G&#J8SG!<_^0#&=&%M:\SN'NY[
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M38H*23.K'34%),Y>)?I)JJ('492,>LX9NDR+I&)G)#FQ@Y<X_9QD'+ZP
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M1]F51RIE)O9]?6R!N=>75*4AS)HS5<?R4:JH4BA<YP57.<8-C/\ I!,3&KW
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M&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
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MFCG<M9+-6);V(Y?(R#.(A(19TU2P\>F,>-8QM4\O^<I+MQ>FLZ5VP-0RFO\
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MV]CK5QL%L@W3)!R7O9,U09NC]O89;."DP6X<?)>8Q,\$=7JZOJW-)_3?UO\
M,-R4$EWL^_V68-6?S8ZY_@'4/M?CQ6,ZHL-Z]#?@]RMY6[,Y9\J(O9&];)>S
M4UK7];SVR+75]6ZYA:90:C3F\=6H>BR=;GES2\G6W$N]PXDCL5W4@IC+3_TA
MUCN-RT1B$;75:Z"'"'7O#[<7)GASKZ8XR[]XOT*P[VK=FU[L.^^2F8W5+!S=
MYYA),;-:YA.,E&D#%O',;)11V$FC()(=Y5=(A4!,.Z;EO+%N,2E\Z.G*FU\S
M>F[Q@WSL%_[4V-,5.:IVPI,^2Y=S%MU?<+#K>1LDE@F,)%D[>E5TIA?!,%)A
M1_GNE)C[$M<7CQO,1HA;]2+^&KT)/I1WWYV.&(<W>UZV[?ZML Q  !%QUL/J
MI.=/]1,]_O"*!WM^\=T'?13ZUG3*XD=,KC3Q[Y"<EOA_M_7_ ,9/>ZH_!OD!
M:_9'O7R VK=X#_M^D:JLE8?^?K%D9.O]E>K>%XWAJ=Q4BB98TW-N]KS,1P2G
M?K'?1D_'(_P\\JON&BN/BW.BOGU$^?G$GGSUB>C%;.)>V/BQ :^Y(:"KUO?^
MXFRZ)[(F)7E'K:28,_*[*IM->O\ S#)(Q_$:IK)$[.PQL&[,"-*UM6EO+HO@
M/7K.-9NY&1=MF$>P;+O7SYZNDU9LF;5(Z[IV[=+G30;-FR"9CJ*',4A"%SG.
M<8P*\ZDOJ"H;-]2]S2W9?=O[&V#1>E[Q>MR-<UKJBFR*U=SLR65<.C5PTB4Y
M%6I+7/P3$TU/R:Z3I]#-)!K&,,HX7\TC'HG&U6,>\IG]B>G Z1UXU\]H\)QN
M>ZRE#QV6D-L2B[2VD:\0+PJ&4495-Q;KA:H*><D[>\=.68OT%#?*8G>P4V+A
MG&[>)U1Y=)[D5R-Z>_46OG11Y>;-DMJT%U$N[%PWVC:572DBK%(0B]N@*VQ?
M2+IZX:U:V4A@^(G&+.W",)8X96-8F4(XP#J\1:GR5UYI(O4=_4R<R/[O/YU6
MC0<[7[(;1](3ZKS@5]%S4?VJ, <W]Y[JY?+=QMKKI]82\=.B)V;:=><$>&/M
M)?=Z-*>)(GN%FH<Q$0MY=R)5,JQ<E>'.R9(M9A$WQ7C>$:1KJ32:'6P\25C6
M,;=/+_E*7.U^F\Z34YK'-!K6A)[75D:,$RP6X*IM;9ZNSH6?035RA:,/[#;)
MJO2C_#Q7*YFSN.5C\&[I4FZ14T<)7#CY;YRK>:26Y35CU&/!OCOR\M_Q+V;Q
M$B9'CO7=MKI/"2NV]2,J9OK:VJK[8%GIE%7L\^J&UV[1PJ91=?O,\$<KN797
M#A61JUG'Q3-=)=!X5YE2?T@OX%7)OZ49OFGU\')MO^T=F/\ U2NQ+!I3D?T;
MMVT:MMK/?=6;BW+L2K0*C=4YK18-=7OB3;:O6W)F::CY=M(3+7P2IDP8V,N3
M]S'>-GMDKLQF+1.G_P#K?SC3Z?CC#-UC&X^H[$6/F/S-VTV2MN[KML38US]V
MJY;)LJ#^0I=!AJ98:]%EKE3,4D>U<K^:-DB!O)^39*)LD:YG=G2G"J*#F]QD
MB/3[<Z>(?,7A1/VFC<6M_P"QV^J.0VEINX2T]5VT,A*1+Z:@4Y&PGEIA_ RU
M-?/W\2M)*R;V"F(DS@BYDU2(%CNL_+6:VUA=[%>=1PTWK>W^I/ZA^^]D;QOE
MVB>F]Q*LZ5>UEJ^I31H>/N2KIU,1M00:KMUCH,[!>8F'=SUEFDBNI)JS=-XM
MJN@BJT7;35Z)GXJQ$>\IJ=S^FZZ5NQ]=OZMKS2$EH"\-V"F*9MG6^P]F/K/5
M9M%O@L5*NXVX72?@[6@V>HI*KI/4<N%BE-A)RW5/E;##.-V\3QXH".AFQY 0
M77YY!TSE)9I&Z;TUCQ[V)IVZV^565=O[0AI@VD]55&P+2#@RCN7++T>G1JY'
MRYSN'Z:A7"QSJJG-FPTW,?'$QIE*KZFW>NU*_K_A7Q%HU_D=14?FCO&4I.X]
MFL9!2&:Q5*K4AKB&]WY^7(\9>7K$HXV4:3D$<J)INFT(9)4_@95(H<[41QMT
MAN32O3G](:I4:.I<GQ9+?'+:.*SE;M<-I;>S=+"ZR@1%S+/9*MWJNL8EZYR3
MO=R*;1[9$V<Y123SG/:PY^6_5()PKX0:&X!:GF-)<<8NQP>N);8-BV.G"V6R
M/+4O$S-F8PD>^81LM)DS*GAT&\ AX)':SIP4V39,L?MQV'-K3:<SJV[!R
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M=!]JW/U>NO:],BF9VWY.; :H.,EQE5)N\Y.\@572)#?LX3748HF-C_3E,O\
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M,\60^<^<-"DTIO/$\9 O;V9;$?*1N%<_Z#Y3_P#*)+;8]I[+/&K/YL=<_P
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M)O3>-DW?4R?O=DXN[3M>4YB<MP[9Q8]4-=JM9:98N;73G>5^W5^9K$ZT)5[
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M9.L7NGQDQ#1OM_KMT2@>H[^IDYD?W>?SJM&BN-K]D-H^D)]5YP*^BYJ/[5&
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M9MUULDQDV"]A<YQ6/A;I+,G&?DKJ'EYIBK\@M#6%S;=2W>1N;"H6ES#2M?\
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M$W'MI';VM+1N*>H3201:O'-2@XY:NQY7)TB&661RIVY(H0I'-O2OC28G7#H
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M2H-V3AR1OAH<BO8J?&$HZVJS$^5N"P)TA/JO.!7T7-1_:HP%97]Y[H0>/_\
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M+PGH3F>;/22"32T7#;-YJ&'":I%B8/KR[;!L- 5;8.3'[0>,,AG';C).S.<
MZ^2^,92,27'3CY,[(I>XY?1.FY7;VMX%K5M>;4DM84E]LBA5AB68*RKE+O#J
M#5L]6@69;%(829L72#=/#YQW28\93O'.9QC/!F0$:(\H^F/P(YHS!++R6XPZ
MXV1;2L,19KN5*:IE]<1I"Y*W8/;YK^7JEP?M&.#&RU37>J%:Y.?*."9.;.3J
M+VKI+!VJ.AKTF]+RS:<I7"75;V29N</&JFR']YW0W0<ER4R:R;#<EMOD>4R)
MR8,G^U=B9\=XO8;Y06=R\\TKX.&)*'H'1&J[=?M@:PTIJ37%\VM*+SFT;M0]
M<4ZH6[9,VZDY&:<S%^LE>AHZ9N,HXF9AV[.XD5G*QW3I97)LG5.8Q9F9X2RV
M"    ,)[XXW:#Y04I377(?4- W'3#+X>(0=^K<=/HQK_  7N%DX1R[1,^@98
MB?:4KMDJW<E)G)<'QC.<9+$S'&$<5:Z /2 J=F][8OA12W4KX^7/E;+?MS72
ML^)E3"N2^Y5QV3.TWP.]CLPEY#PL%^Q[O=^0'7R7ZI:ZO5JQ2*]#U&EUR!J%
M4KS!"*@*Q5XB/@*]!QC4O<;1T/"Q3=I&QC!N3Y$T4$B)DQ\F,8!P^\ Q)0]
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M:4Q39+QCBP1+:IZ=/ ^#L'(-WJ'B%Q1C(!H]>3>TX?5FI=3R&"F;.#KM$)Z
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M+[E7'9,[3? [V.S"7D/"P7['N]WY =?)?JEKJ]6K%(KT/4:77(&H52O,$(J
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MU;+@Q9/DU<E<I(O4R.2X+A7!\%+V";VMK+>P'+'VT=3:PW=29G6VXM>TW:%
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MRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M                                                 TBYS=/;C1U$
MZ!5-:\G*_9[#6*39U;C6D:Q<IRGN6%C5BW4+F145AW"2;\Q(Q\ND0CDBR9,*
MFS@N#9QG!U6TUG,(@\>E>Z>Q%2LV^Y>;[6FX[Y3ZW;[LHA:.L@L919PV49FT
MX>:\!R[5,NI@KXN3+9SGM[,YQF8=_-;Z)B>&/3XXC\ :6]I?%W4,+0BS?ES6
MRW.5GEBV%=5FN5#MS6N\3BSV?DVC1590[9CA9..9&54\LW1P<V,UQ:UK:MT
M<@
M                                TBYS=/;C1U$Z!5-:\G*_9[#6*39U
M;C6D:Q<IRGN6%C5BW4+F145AW"2;\Q(Q\ND0CDBR9,*FS@N#9QG!U6TUG,(@
M\>E>Z>Q%2LV^Y>;[6FX[Y3ZW;[LHA:.L@L919PV49FTX>:\!R[5,NI@KXN3+
M9SGM[,YQF8=_-;Z)B>&/3XXC\ :6]I?%W4,+0BS?ES6RW.5GEBV%=5FN5#MS
M6N\3BSV?DVC1590[9CA9..9&54\LW1P<V,UQ:UK:MT <@
M
M        (0N5_I]^GWS W+>.0FP6^[ZEN384TTL5BO&N-L.XE[F:CXUI%1K^
M,C;+#VV!B5(UG'-L(%0:$(GEN3."_P"MWC2-VU8Q&,,+ZZ],/TV*E:8FT[%E
M^3G)$T([3=L8+?.Y&,I7^Q(Z:R;)RUUS2=:O'D9YE+"BC95P=%?.<D6*HEG)
M!,+.[?EB%@*H4ZI:^J\!1Z'6*_2Z958MG!UFIU6'CZ_7*]#1Z14&,5"PL4W:
MQT9'-$2X*FBBF1,A<=F,8%9:ZO1@
M
M                ([NH]TSM$=3_ %?1=3;\MFVZC7-?7W&Q(9[J">IT!-N9
MO%>F:UY63<W2AW]BM%^1FU3]Q)LBMXQ29\7NXR4QU6\TG,)$0<@
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M^K,N[@9M#V%>Z_6+(V\E*L54N\LS3(IW>\GDQ,X-DLQ-9Q.K/P(
M     #R-UV!0M:PBUFV-=ZC0*XW-W%[!=;)#56$0-W#*=U:5G7K!@F;PR&-V
M94Q\F,Y_8P!B9T:W0?4)X"V:6S UOG#Q L$Z4V2&A8/DMIB6EBFPY299+F.8
M75P\P;#QPFEV=SM\4Y2_ZV<8R=>-NDML(N5C)R.9R\+(L)>)D4$W4?*1;QO(
M1SYJKCO).6;UHHJV=(*%^4IR&,7./V,@Y?O
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MC$3IHX,8JCY'&?E4+VEB)G1G,$
M                   '^3G*F4QSF*0A"Y.<Y\X*4A2XSDQC&SG&"E+C';G.
M?DQ@!J;<.?7!37LLK 7_ )J<2Z/.H&.5:%N'(W3U9ED3)Y+A0JL;-7)D\3,3
M)L=N,DQV=N.T'7C:>4LW:]W%J/;;5P^U3M/7.SF33L\T\U[=ZS=&K;M4.CCS
M#BMR<DBCVK)&)]EG'V1<X_9QD$F)C5D8$                 &K'+KFMQEX
M(:VA-N\K-E_"O7ECO$;KB&L/N;L"\><N<O V6SQT-[)UQ5+A.-_,0=0D5_,*
MMB-">7[AE2J*)$.6M9M.(U;,14FQFHR-F8Q?S,;+,&<G'N?#61\PQ?MTW31?
MP7":2Z7BH*E-W3E*<O;V9QC/;@$:L:'YT\5^36W-^Z)TAM+WVVKQ?M+ZE[SJ
MWN1L:M^X]FC;-8Z<]C?;ENJ,!7++X-CJ4@V\:'>2#<WE_$*?*1TSG.IK,1$S
MI+;8'(               #4FO\Z>*]IY<7G@I [2\]RJUO5FETNFK/<C8S7V
M-67U?I]I:R7ON\J+?7,CXL%?8E?P6DNNX+YON9)A1)8B9UXSX^7)ML#D  &'
M]K\AM Z&:MWV\MXZ?TPR>)^*T>;7V92]=M727B91\1NXM\W#HKI^-C).TN<X
M[V.S]D%B)G1\C5O*7C)O)PFSTIR,T1N%VJFJJDUU;MW7^P7"J2&7>%U$T*G8
M9=0Z:.8]?OYQC."^ IV_ZANP368UB6=P0          &$.1_(_3'$C3%RY"<
MA+E\/]0:_P#=[WNMWN]:[7[(]Z[7!TB _P"P*1!V2SO_ #]GLC)K_LK);PO&
M\13N)$44*6(FTXC5ZC4&VM?;YU=0MT:GL'O7K39]6B+I1K)[*FX/VY69YHF^
MBI+V/9(V'GXWS354IO!>-6[@G;V'(7/R 3$Q.)U9'!
M                                                     :<<W.>7
M&KI[ZC)N3DO=%JU7Y"80KM7@(6///76[6!9,S@T14ZX@JBK(+,V29W#I=51!
MFT1+VK+$R=/!SJM9M.(:Q=//K%\;NI/>KOKW2^LN2.OYVC4MI?W;C=VO*O4H
M>;K#Z890C5Y7I2K[!O*#Q1=X_(8B:WES*)%.<G>P0W86U)IKA+(#@
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MNXAY)P4/ 1\B@P=)GP@KAFBIX.2E4[YRF4.<VM-IS.K=0'(
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MLND'D>C8H_9LI>)I=H1VCA<N&D@S/AQ@N3&,EC*)JY^6\QB4X(,P
M  0A>H[^IDYD?W>?SJM&@TVOV0VCZ0GU7G KZ+FH_M48 YO[SW2- Y
M  4[N/1"<!?5#;^U 8Z,/K+J :^G;O5VZS;#5BYM5VCR;?+))>'DI$'*>SZ+
M;H5IV&,BKY_)<DPJ8GA3FWG\MJ)YPN(BL%:#U)<_:-MZ[X3].37$NC%WSG=R
MIJ5=>N#I*OD6-"HCZ'1D9*7CV_AGS#Q-TN\'+*GRJD8R,.M@G>[#F3DM=KA,
MVG2(8Z]*GN.>SQCY*\-+\KY:_P#$CD%,H&@5ETS+0=9V'Y]-W#HIESGQTX[9
MU*LJJJI.TN#O28SV=I<FJ[T<8MUA:D!BJ6[$32YY^J UO2L9+,ZOZ:ND6MSF
M44$6ZT7\16#5"TM)#SJJJN,3$9LW;=:;JD+COE/6SD(D0R:S@&WKM?65M(&(
M                                                     J4]5AA7
M]Z^H6Z1W&S9$:6S:WK>NG&WCU:522>5Y[-2MJVW+9*Y8+G40=I/W^@8DCY)1
M+PW#= B9^^7.2X<VU.&U:>:VD5)(GA]Q-,OA)Y22[I"E\-+/<[4T^S&.XGGP
MR_)CLQ]CC_R8!B_H          .(2(][M1:+_F2T[_57KW[4H@5X9U94!
M '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
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M-2$77F%QV7L^ELY@[=JL1G'.X-1D]4430,X:D+WC1W%Z3.)K$0EJZ.'4#?\
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MPW&K-4:=J5,A*?5T7\-I]C!NG[B)]C+GP8WF9!LIV)RD:VK2DYF,](92Y5\
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MV7[[_$+VU[M:EU=[5]YO:,'Y;Q_/>![/5[G@^(;Q:QM-)]8PDP!P
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MO'9GZ/;^KZ_ JXR?2C+\T^P0Y)L>T]EI#3>LJ_I74>K]/51JV9UG5FOJ=KR
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MM-7G3NM9.Y5F*NU[T[)51])LG3)!)"=8P6AJW,.6!B.3=XK=\U4SG&.P^/\
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M9^S0\:N[0>E/V?(;'R9Q^QG!IM3B[>[I"?5><"OHN:C^U1@#F_O/= 5T+Z#
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M'-:_IGO_ (ML Q          !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(
MXRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
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M734161Y3JI+(JD,FJDJGJG7Y%$U$SXP<BA#XSC.,XQG&<=F0Y-=[VCLMJ Q
M'\'35J^:N63UL@\9/$%FKMHZ13<-735PF9%PV<MUBG27072/DIR&QDIBYSC.
M,XR YL4MR,D.F?Q^ZWG2N.[=M)^Y[OK=5T)'E=N3*R%-N]E6K&Q)$L>?!EG"
MEJX]Q\#C'<[#9RX+A3*A2DQF/5CSFMU^/I^\=B<3>$W%_CN=#R\KJ_3=,A;6
M3N()X5OKV,3G=ANR)MLG233?7J5D5BEP=7)2J8P910W:H:O/:<VF6O/6CXW?
M?3],GEIK5E&^TK1#:U>[6HZ*9>\^-;]/N$-CQK*,SG."X?V!M75XHO;V%,1^
M8N<XP;MP7;G%XE4,XW<@%^J0SZ!_3I77-/M>/MNN5SY)Q'BG=-#T?C]+NTM8
M1;]1=T0L>B;0U+=QW8<V3]^82(@7&,I)J1M,>'E;JZ'0KS*:7I5(FK3>R^H[
ML#:V(QUS+5VK$,[YB9.T4MT3 2LS=9.Z+Q**^#R+=I-;-RY),JI*'3479L2K
M=W.$LJ2&^]I$1ZK1_,ODY0^'G&7<7(;85@BX",U]29V1@DY)9(BMFO!XUTG2
M:7"M%#%/*6"V63R[)HV)VF445[3=U,ISEK&L3:<0KD^D*250X7\H$%TU$5D>
M4ZJ2R*I#)JI*IZIU^11-1,^,'(H0^,XSC.,9QG'9D.37>]H[/Y^I%_#5Z$GT
MH[[\['#$.9M>MNW^K; ,56/U=7U;FD_IOZW^8;DH)+;9]_LLP:L_FQUS_ .H
M?:_'BL9U51O4>QMYXM\N>FAU2*O OYZJZ)V'&4#9)(WM*X\K"7!/8T#6EE5#
M8;-T+_67EKCBK&RD5)4A2F/WE4^R2WVL36:+5.F]QZTY ZOI&YM.W"'OFM=B
M5]A9:G:(-T1RSD(Y^E@_A+$QG"\?*1ZV#MWK)P5-VQ>)*-UTTUDSD+6,Q,3B
M=7OW<E',%8]!\_9,EY9[[-BD7;I!LK)R.&;R1RPCTUE"'>O<1\>X7\)/!E/!
M04/V=TALX(TMZFOU;G4&^A!RO^8:^@ZI[QWA'+Z97ZH31/\ #S>OSNVP.3K=
M]Y3>[3_FQV-_ .W_ &OR ,XU5G_2*_5N;L^F_LCYAN-8D-M[W^RR#M_?VB./
M<)&67?FZ]2:/KDW*>PX:?V_L>G:TA)>;\HX?^QXR5NDS"L7\IY%HJMY=)0ZW
M@I'/W>Z7.<5E$3.C(L!/P5K@H6T5>:B;)6;)$QT_7;% 2+.8@I^"F&:,C$34
M++QRSF/E8F5CW*:[9R@HHBNBH4Y#&*;&<D?6  %,+I!7F/Z5_5LYS=-3>TBV
MI-/Y"79A>.-5EGU$XFNSSAG*6:5UO'QK]RL5@F]V;KBXD:]F5E28GJ]B+3/E
MV;PU(WO^=(M"YZ*P4Q>KQ?6/5*ZN/!7ILZ'D&UVJ/'>]/;YR4LE?6]IUZ!<N
M9:L2^QH^2D63@K3+W6>N::=K]@X0QF>L.8LYRO"=Q.-Z?A2;2E]]1W]3)S(_
MN\_G5:-%<;7[(;1](3ZKS@5]%S4?VJ, <W]Y[I&@<@"(;KU/[W&](GFVXUUY
MGW@4UU6&$AY3O>+[B2NT:'%[2[_=.3/ELZR>2_C?+V>#WNW&<?)D[V_>,O">
MGBK6FX#I.<8W6H2P:KBQ1ULF]JR,:=DM,/=M+7&<1MB%K7;)INO:L.5%NR:I
M.<>(C$H-"E[R7AG,7=SYSEJYZI+DO1];]..?XYJ3D<XVAR4N6OF<-2VZA'5A
M+0]9WB#VE:;PLP3SE=E7(F6I<<P4=GQ@AG#\B9>]C"N4TKLQFV>4)/>D)]5Y
MP*^BYJ/[5& .+^\]T(/0=^MQZ^7TH[Q^<SR,!IN>E>RVP#%4GX%?]4]U1?HN
M2O\ OSA0'-M;],=_]6IMBT*L;5U]>]7W:/++4S9%-L]"MT6?)<%DJQ<(1]7I
M^/-DY%"8*\BI%5//:4V/LOEQG]@&,3B<N;O.<I-Q\7^"O+WH1D0GI_?;SGC$
M::UU[/07;*3>H[795WEC85U<JGRM+E?Z1#F;MC)IY>,+PX-DYB8RGB/5B)M&
MYRPZ%/#WCI7^)'%O0O&NM'07CM-:QJU*<R+8F4TYZP1\<FI;+.8F4D,E7M5I
M7>22OV!,>*Z-V%+^QBO-:?*9ELB" "HSZD.D[!XX<D.G=U8*!!.[#$\;-CUR
MC;4:LD\X,E$1-Y1V%2HZ07(<V6\#=D7MFA'+D^$2-W#QLGA3Q72>"R6VUB8F
MD\UH_1N[]7\D-347=VF;=%W?6VQ:^QL=9L$2X2735:O4BG58OT4SG5C)R)<=
M]J_8KX(Y8O$E$%B$53,7%93$Q.)U1A]=+G51N%'3^W85W98YKN/>U&M6E]*5
M5-XA[R2,[?(=Q6IVY,(_"GF21>N*_*KRBSPZ>6A'B35LIG*CI%-0ZVZ^5HZ/
ME^G\XI6OB3TQ-*5>_P 6O W_ &L_L>^K; .T5F[V$/LA9F:I1LB@X4,LVEDM
M=P\,9ZW,F@=J[.J@=/Q$C'.7=GROP1G<]?\ JGNEU]%R*_WYS7#FZK^F>_\
MBVP#$          '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4
M?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@        "M1$
M5L_2SZW,C(E,6'X@=8!$[=)SX*#6#HO-.L/'4HTAG1D#HMV)=B.[ ],R,9/Q
M9&1M!D\=I(Y101K[[?\ ^5?_ *+*XK)6IV;Z>:>AN3.UN1W!/J);WX''W?/2
M-DV51*!6']GAY"1F95Q.RK.'?PNU=8*M*]F;?NG;)C((2J<:JY,5L9-$I$BF
ML;O#%HB4QU:XAX5X-S/";<6ZMI;G;732&Q]';&WE8'[-+;ENBMH0MFK]BM2D
MI-I6UF2V-XRSJ8:N'Q),OBHIG<%<?9X.<>7Y>4/U\%^%FK>G[QQJ?&#34_?[
M-0:=+6R9C)?9LK79FWKNKC8Y"SR:;]_5:K3(55!!_)*$0PG'I&*C@N#F.;&3
MY%K3:<SJVGGX9K8X*:KSU1=)E.Q,E#.U6IDR.DVLHS68N%&QUDETB+D27SDF
M3$.7!NSM+G'R Y:-=.?ISZ2Z8^DK3H70MIVI;:?;=J3>W9*2V[-U*>LB%DGJ
ME1Z:\8L7E-H]!BTX-.+H+-1))1FJXPX56,98Q#$(F=6M-YS+]_/?IR\7>I!J
MUIK'DC4GKU2OK2+Z@;#JCU"#V1K:6E&Z39_(5"?78R34J+\C9'+I@^:O8MZ9
MNB9=LH9%(Q!6TUG,(:ZST ^9VM(EI0--]=#F-KC3D>B1C%4!G7;:X?0427&4
MLQU:L43R)KC&LHD:X*5+#"+;IHJ8RH5/M-V8COY*SQFL92>]-GI<T3IR8W5/
MQ6\]W\A-G\A5]?N=I[$W7/1\P]D%-:$NB=9+"((LC2S%/LOK_+G+Z2DU5<^'
MW3D*3NYKF]_+EB(2A@X      !^*2C8Z9CG\/,,&4K$RK)U&RD7)-4'T=)1S
MY!1J]8/V3I-5L\9/&RIDU4E"F343-DIL9QG. %<_D#Z9WAQ=]BK[BXK;/W5P
M5V0NY<.R'T;.^)2(]P[(GYI:!K;ES%V*K%65)DV&T5.LHY(I\D2;$)@A2&L;
MML8GC#$B?I[>:$YG,-LGKR<XKM0<]U,U13SM9ADS4IR(X0RZGN5%QAODB3K-
M\9]EY+@RF#=WN8,D>+\M?_6,ISN!O"77'3]X\0O'35]JOMW@(VQVBX2%KV5)
MQ4K;)RRW*2S*SS]ZYAH>#8E15>9_:R80R<I?]=10^3'S6=K3:<RRAR7XQZ-Y
M?Z>L^B.0] B=C:UM::1GL/)>.W>1LFT[^8VQ5R:8JMI:MV6(44,9J_9K(N$N
M\8O>RF=0AB1,UG,:H (?T\F]M'$>U3A1UB>8?&73SF1>/FVK7$;(WF-BO.+J
M+J>RUJMMG4,$Q>G\7.%'2401=?."F4R8Q<9$:?+$^U8F6VW!SH1<:.).Y#\H
M=H;#VGS*Y69>YE&>ZN0<K[<6K\SE C?-CKL Y<2R^;7A,O8G*2TC+OFG87+1
M1N;!C&J6W)M&(X53A@S1W=.'IG:(Z8&K[UJ;0=LVW;JYL&^YV),O=OSU.GYM
MM-YKT-6O*QCFET.@,48OR,(D?N*MEEO&,?/B]W."E.K7F\YEM[O345;Y Z2W
M%H6Y/IR,I^[M5["U%:Y*L.6#*R1];V34I>FSKZO/)6,FHMI.-(N:54:*N6;M
MNFX*0RB*I,9(8D3B<L+<%^%FK>G[QQJ?&#34_?[-0:=+6R9C)?9LK79FWKNK
MC8Y"SR:;]_5:K3(55!!_)*$0PG'I&*C@N#F.;&3Y+:TVG,ZLI\CM$U'D_H;;
MG'B_2-CB*5N>A6/7=HE*@[C&%H80EGCU8U^Z@'LU$6"):RB*"V<HG<,G2)3]
MF3)'Q\@)$XG,/!<*>(NMN"'&76G%/44W>+'KS5?OE[O3.QY*!E[F\]^-@6O8
M\M[9D:Q6JA!N/+SEP<I-_ CF_<:$2*?Q%"G5.+6FTYG55ETGQZU)RK]1OU@M
M ;SJ;:ZZOV1Q$EH>RP:ZSAFMDJ5DX0OXV4BY%FHB]B9R$E6B+QD[0.55LZ0(
M<N>W'9ES;3,UVJS&N?\ 6Y!O3Y<F*E"K:GTEUJN:6L.-/=7CH_3;AG/STA$5
M9QDJ9ZO&7&O[IH,3'1:C-/"*B#6 ;LE2F5P9ODJRA33#GY8UFL92D]-[I3\8
M.F32[#$:89SUMV/?/*'V7NO8*["2V!</*9RNC$(K,&3%A7:DU?J*+I1S1/'?
M5-A1TLZ6(17%<VO-]=&P?,_A=H/GMHBQ<>>159<SU)G'+.7C9.&>DB+?2;5%
MX6Q#7*DSIVSW$/8XK#E4A3*(N&KELLLV=(.&JZR"AS6TUG,:H-:)Z?OE3JZ-
M9:RUMUMN:%&XZ1J9H^,U-6(R>AYF$KYDBH8@ZW=&&[6\-6VA$4RX*FRKR+8N
M<GR5#&5#=LPT^2)XS6,MA;)Z>WB>6K\4ZYJV\;#UP_XR;S?\B96^/T8.^;%W
MQM%_*TF54G]MVB8;L<OU"*4I),B3-!LV237/A))/)CY4J?+/'/-/D#-'=TX>
MF=HCI@:OO6IM!VS;=NKFP;[G8DR]V_/4Z?FVTWFO0U:\K&.:70Z Q1B_(PB1
M^XJV66\8Q\^+W<X*4ZM>;SF4B(.4=W"7IG:(X&;0Y9;9U!;-MV.Q\Q[[$;$V
M<RV3/4Z8A(*;A;#LVRM6M$;5BAT]]&1:C[:TB10D@YE%LHHML85*8BIECJUY
MM$1/)(B#E3LZ,&BM>\CNL_U/>H32*XP;Z?UEM796O]/R*2"6&,[L[9UA?M[M
ML&OG3RM@JDA58.2=K]N4S90NB?V/;DY4XWW)F-N*SJN)BL    &N'+SDM1^'
M?&?=')?8:Z1*SJ*C2]GRQ4<$;*V&=*0K&IU%BJIG!,2EQM3QG%M>WY/,.R=O
M9CMS@M8\IQ",3H1\1;[I;CE>.5G(1$RG*[J"7EWR5W$LZ9D;/H&#M+R6GM>4
MTQ5._(,RMXVR.9=9DL?OQ[J949F+C+7M,=[ELSXQZPV+ZSO(;[V/IC<O]E-)
M7V18I'54EK"FND5?"D26W<+EIK&(=P^,'(H>2A<VH\B7).]E%-D=7.,D3,";
M<9O$-3O3=\2_O8NF3K.SS<4:.O\ R=E)#D%9S.&ZR3PM=LR+6*U8SPHY326-
M'+:WAX^42)W<)D7EE\D[V#^(<N[;-_I"? &8 CNYM=,[1'//:'$W;.W[9MNN
M6/AQ?9?8FL66MIZG0\).S<U8=965TUO;:ST.X/I.+3?:ICB)DCW,6MA%9SC*
MIC'2,B=5O-8F(YI$0<H[NH]TSM$=3_5]%U-ORV;;J-<U]?<;$AGNH)ZG0$VY
MF\5Z9K7E9-S=*'?V*T7Y&;5/W$FR*WC%)GQ>[C)3'5;S2<PD1!RAAZB?0^XL
M]0&\1N\_;UYXY\H(4T0=EOS33IM'SDP: 23;09[K"+X10GWL(T2339R+5S&3
M*!&Z"7G3-D2-P=UW)KPUAI<KT%N;5K8&IVU^NYS7N^KCIX:.*?%1ERK,K)1B
M9L$283EFD.1%N1GT\-<8P?SD>LFHM@JN2=I<%$=?)7E6,ISN&'$W7O!OC1K+
MBWJR;N5DH^KT;5[+GM@R49+W"7>W6\V;8EB?S<A#P\!&++.++;7AD\)-$2IH
M9(3/>R7)S5G:?*<RP?3^F=HBD]1/:O4TBK9MMQOC;]"CM=V6I2$]3E=1L82,
MI^MZ4@Z@X%M0VER;2AXK5\>H<[B?<HY<+.#82P0Z::1?.?'PY)$0<HMNI!TB
M>)_4SAH5WN&.L%)V]38[,;0MZZV=,HK8%>8$>*2;>"D_/LG\3;*HG)JJ+88O
M43*-C+KF9+LUEU%LG=;S331&JQZ#/.AG&DH^.O-S33U*DA[.1I[&&O#*PI0G
MA83Q#$NV.2:YBL,%[4_!Q'X;^6SX/A>'\F8Z^2O_ *QE,!T[NG_KCIR:1L>F
M==; VAM'-XVA/;DO%YVW,14U:IZ^V:M4^JRSM-:)AXA-K%FC*.R\)%;S3C"G
MB&4<*Y/\E<6M-IRQ?S;Z7&MN<');AAR3N^Q;36)/AG?XR^U^F1,) RU=OZL?
M?J+?3PMJ/+D4<(1CUQ14FBN$,9SE!RI^SG& 6MYK$QU:#7KT_$M0]A7:Y=.C
MJ'\D>GE5]C2R\]:].T!"7NVIT)=TJ55=6J5J-V7J]2%:$RF7#9-TO)'9)Y.@
MV42:Y(W3CKY<Q^41+,W!/H/:*XF[S4Y8;IW+M?FSRL*LH[BMO[V=&>)5R66;
M$:J6B'@Y*6M<P[N6$3*II24K,R:K1,^,M2H+%\8U2VY-H\8X0G6!FK'>JFG:
MO*<$].:-)7BV[<V[N4NO(G2,"V324F49^%BK"WFYN*PLJCC!E&=D0@C=F<YR
MI/IXSCNY,<DEKL^V>40G/X4<;87A_P 2^/G&B#PR,CI[5]9JDN]CR93:3=O*
MSQ(WNS)$RFB;!K5=G\A)'[2%SD[K.<XQD5G:?*TRVB! !B+?.B=5<FM07W1&
M[JBPO.KME0*]>ME;D#KH%=-%3IN&SQB_9JMY"(FHB0;I.V#YJJDZ8O$$ET3D
M53*;!8F8G,:J[E0]._OG0R[^H<0NL9R_XZZ#>S#N22U$QAY"<7C47SMPX=8B
M;!6MMZXK<7,.2.C^,_;UQ)1PMW552',0N,3#3Y8GVK$RS3>_3F\5[IQAMFAU
MMN;HD-G;0VK3MM[FY7; D(S96]]FS%,B+)&QL#)3,^DBSC:L1>RJKE;I%,J8
MY"F<*N52E5+<$;LYSR3ZU&!-5JG6*P=^I*'KE=A8$TFJ@DU5D30\:VCS/U&J
M&<HME'>6_B93)G)29-V8^3 ,E([I+<(-!]0'<'7ST#R$@I&1J[SEIK:PUVPU
MU^2'NE!N,9M+FPA$W*F32C9ZA'SD>@^62[JZ#EHY;K*(N$54CF)ES>B]IK%9
MCI_B0^=]/ARJM5=/J.U=;?F58.-YVWLA34,C#V1P]>UHGB%0K<Q:7.]W$/-0
MZ"2G<*U<P1V12D2P5N4J2>"QS\L:^,938<$^ 7&_IV:81TKQQJ[N-BW;_P!M
MW&Y61TVE]@;%L?@X;XGKI/MV4<B\7;-<81:MFS=JP9)=I6Z"??4R>L[6FTYE
M7[]7U^!5QD^E&7YI]@AR:;'M/9O/R:Z%<5>-_7GE#PDYE[ZZ>.Y-L.W,GMPV
MGE)&:USL";>J++O[!)4:-NNNW24M*NG2KEV3,HK'G>&\TFU1<Y555.8W.&+1
M$P\=QQ]/3K*I\@*_RDYN\I]V=1'<]0=L)*JN=V%<,Z+'RD8NH[BG<A59NU[&
MFIEI N_#5CHQ69+#MC)]AVBQ>X5,L[LXQ6(B%B(&2(KJ)=&#BAU$;!";4M"]
MRTGR/JB,<E6^0>FI!K W4R<,J16$;6MHNV6C[4C"'3+Y)R;RTLR*0B;=ZDB7
MP\G==RU>')'W->G^Y:[+B7&N=]=;_F=M71C]'$?+:T]D6.(?3T*7&$L15CLD
M_O:\1=C1,V^0^'\,Y244QA0R6<EQ@1U\E8XQ6,IL>$? KC-T]]2%T]QHHWNU
M#/7:4K;;3,N\3=^V%/I(Y;DGKO:%$&ZTJ[11,8K=NBFVCV)#G(T;($.8N:XM
M:;3F7H>:W$76W._C+LOBGMV;O%<UYM3W-]X9G7$E Q%S9^X^P*IL>)]C2-GK
M5O@V_F)RGMDG'CQSCOM#JE)X:AB*D)6TUG,:O>\<=$U'C!H;4?'B@R-CEZ5I
MBA5S7=7E+>[C']H?PE8CTHU@ZGWL+$5^)=2BR".,K';LFJ)C]N2I$Q\@$SF<
MRU8XE=,[1'#7D5R[Y-:PMFVYV^<T;[*[$VC$WR>ITI48&;E[S=-@.6M!85ZA
MU>9BXLDS>G:1"2+^56PU31+E4QRG44+:\VB(GDD1!RCNU'TSM$:8Y][ZZC-7
MMFVW^[>1%"<:[NM6GYZG.M5Q<(Y=ZN>'=5:$CJ'%VUE*85U+&XP=W./D>ZNY
M_:LY.EE$ZF\S6*\H2(@Y5J=F^GFGH;DSM;D=P3ZB6]^!Q]WSTC9-E42@5A_9
MX>0D9F5<3LJSAW\+M76"K2O9FW[IVR8R"$JG&JN3%;&31*1(IK&[PQ:(ENQR
M"Z2Z?)CAEQ]XM;-YA\E5-@<>+:CL&!Y.0DZU9[1MUY+&72!5GKLI(GEWTFHI
M WMZW*HC)-Y#&>Z8[M0IER+',7Q:;1$<6@DST$><%SBEJ#L3KN\RKAIR01-&
MSE%7KMR1F)ZO*HG0<0DQ;G_)"81EFSI%4Q%2O8QTW5+V8.B;!<"8=?)6-*QE
M,1T_^G%QEZ;.IWVK..==EDE+*[CY78>P;?))S=_V1-Q;=PUCI&SR;9I&QB*$
M6W>+$9L6#-E'M,+*F31PJLNHK7%K3:<RWQ!R (BNI)T7N+G5&N>L[SO^^[\J
M$MJNL3-3KS?3UHUY7XYY'3DJC,.UIE&ZZLV"Y</4W*&"IF06;IX3[<&(;/V0
M.Z;DTX1A&Q^J*]-S^FSF_P#VD:&_Y:Q,._FO]&\G3YZ"G#_IM;Y=<A]&['Y)
MVNZNZ%8==J1>U[AK"<JY82RR$%)/W1&50T[19;$HDO7D<(GR]RB4ACX,D;.2
MY+7-MRUXQ.&WO48Z<^DNIQI*K:%WU:=J5*GU+:D)MV-DM13=2@;(O9(&I7BF
MLV+YY<J/?HM2#4B[\\45239I.,N$D3%6*0IR*'-;32<PWE@(9K7(*%KS)1=5
ME!1,;#-%71DSNE&L6S18MU')T4D$CKG20QD^2D(7)NWL+C'R Y:W<UN(NMN=
M_&79?%/;LW>*YKS:GN;[PS.N)*!B+FS]Q]@538\3[&D;/6K?!M_,3E/;)./'
MCG'?:'5*3PU#$5(6MIK.8U>]XXZ)J/&#0VH^/%!D;'+TK3%"KFNZO*6]W&/[
M0_A*Q'I1K!U/O86(K\2ZE%D$<96.W9-43'[<E2)CY )G,YE'[U&^C)Q$ZDS^
M$O6R&]MU=O>J,$(ZL[VU*_80ETPQ8+9=Q,5:FDA'R,/;HF)>Y\1ME=)*19XR
M8C1XV*<^#'5=RU.$:(]F_0>Y\)Q:-)7Z^',XVL$6QXPE7:5V^,[#B#\%1-&&
MQ=/OG7#C+)+OX3REEF9#+,OEL)%2[,%CKY*_^L93W<3N/R'%;CMJOCZWO]NV
MDEK"OK09=@7Q1HK;K.9Q+R4NH_G%62:2"KDJDEE(IL]]4R29<JJ**=]0U9VG
M,Y;#@C4WFUQ@D^8''BV:/@=V[*XZ6.:DZO.5W<.I9!Q&W:H3%6L#"<;KL'#*
M1AGYVD@FS.U<IH/6:JB"YL85+CMQDZK/C.=4'FI/365F3W73]U]0#G3R ZAT
ME0'+1W6JOM1">BZ\\Q'ND7K*'MSNY[1W):)RJ$=)846C&LA&MG9BE(OXB&54
M58TG=X8K$0LYD(5,I2$*4A"%P0A"8P4I"EQC!2E+C&,%*7&.S&,?)C K%%GR
MDZ17&[EOS:XZ<]-CW;=\)M_C)\(O<.N4BR4.-UM+_!?;5AW+5_>Z'GM:V2SO
M_/V>R+H/_)3##Q6!$R(^ K@RYCN+S6LUC24IP.   5MMZ>ESX <@=V[BWU<M
MO\PXRX;NVIL+;MKC:Q?]+,JW'V39-ME[E.L:\SE>/LU*-(-I*32J;1)R\=N$
MVY2%465/C)S,-8WK1&.#]NJO2Q]*[7,HRD[-&;^W:1D[*[]E[5VTV:1;OP_$
MR1L]0U)4=5+KM"G.4V2>+CO^'@I\F)DY3L$[UYZ)^]6:GUGH^A5S5NGJ'5-:
M:ZJ3+$?7*92X1A7Z_$M\G,LMEO'QZ**.7+QRH=9PN?!EW+A0ZJISJ',;)G,S
M,YG5\[=6E-6<BM6W/2NZZ3"[#UAL")/"VNI3Z!EF$DT\9)TV6341.B[CY.-?
MMTG3-XV42=,G:*:Z"B:J9#X$3,3F-5<]CZ<?8&B;!9%> ?58Y9</*!999Q*N
M=;-V,E?8-OEUCO&0QFM;2T^RDE&1BE2:.WS-U()M2835764R=8QI\N?:(EM/
MP[Z(RO'[E#KSF1R!YY<J^9>]]5H6].EO-ISID:3'K7JBV+7=@54KUCF=C6$J
M!*[:'163=K--$&Q\)]I5"IX*"6W,QXQ$1"33FMQ%UMSOXR[+XI[=F[Q7->;4
M]S?>&9UQ)0,1<V?N/L"J;'B?8TC9ZU;X-OYB<I[9)QX\<X[[0ZI2>&H8BI#B
MMIK.8U>]XXZ)J/&#0VH^/%!D;'+TK3%"KFNZO*6]W&/[0_A*Q'I1K!U/O86(
MK\2ZE%D$<96.W9-43'[<E2)CY )G,YEFH$0S\S^@WT]^;>R)+=%SI]\U#NB<
M=DD;#M+C_<$*#8[%*IE)A.;F8J6@[927=A[4^\K)8B2R#D^>\NLKG!<X.Z[E
MJQB-&#J=TG^G#T@J!N7GAE*];)V;I+6=MN<+N/DS=X^^6&N2D;7W+.%:U5A%
M5NJ5-"UV!^9I$1[@D4M*Y4<)M6JA?',FI-'7G>\^/)C3TK6C)[5/3,>7RR13
MF-=<@M\WS9M=,\(Z;KNZ+$0=0UK!N,-%S8(5LZFZ/*NFZQ4RY<MW*9\&.EE+
M(L&].;]H3?<L^(?'_F[IN:T1R0H3*^4&7<MY1LF=9>.G:S8F*3A&,M51GV1D
MY*O6.-2=JD3<H'QWT%E4%2J-UE4CF=;36<QJ@,JWIX>2.BFSBG\0.M!R]X^Z
M@R[=K1^MEZ[*6MM&(.'!E2>36JNZ-55=E)F(H?S#II!M<N5,X/DA>[@HC7Y8
MGVK$RWZZ>W1]K_!S>-RY/7/ECR3Y:<@KSK.6U+,W;=]E2E(U*H3=LJ-TDLLF
M$FI9;7[87G*2RSA=Q/.4BI>(7"/>/W\5Q:_E&,1$)CP<(=+9T.^&-QZAL=U*
M961V^ENF.OM2VAB@LK#1D=*NK[2J]%PD'9G5:5UPXN.)%.0A6LRIE*?2*I,I
M>/G'<,=(QW\EO'PY)BP<([N;73.T1SSVAQ-VSM^V;;KECX<7V7V)K%EK:>IT
M/"3LW-6'65E=-;VVL]#N#Z3BTWVJ8XB9(]S%K816<XRJ8QTC(G5;S6)B.:1$
M'*.[IP],[1'3 U?>M3:#MFV[=7-@WW.Q)E[M^>IT_-MIO->AJUY6,<TNAT!B
MC%^1A$C]Q5LLMXQCY\7NYP4IU:\WG,I$0<H[N$O3.T1P,VARRVSJ"V;;L=CY
MCWV(V)LYELF>ITQ"04W"V'9ME:M:(VK%#I[Z,BU'VUI$BA)!S*+911;8PJ4Q
M%3+'5KS:(B>2$OU4VPK7==8\*>!VL#J2.Q^57(EI(MJVP.L=W,(51-A2:E#R
M2#0CAP6-G+YM-FLCCP3Y5<1.3)]N4#%REILQQFTZ1"RWQPT?5>-&@M-\?:0F
M4M6TWK>H:\B5L)>"K()U>%:1CB9=D[RF32,X\04>.3Y,8RCA<YLYSG.<@RF<
MSEFH$ $;O+#I>:!YB\H.*/+/9MOW#!;&X>VRK7+6<+1)^EQE*G).I;"@ME1J
M%ZCK!K^SSLFP7G:^BDN6/DHQ0S0QRE.13)52G=;S6)K&DI(@<(JN<O1UXA]0
M;?&B^0V]\[':W712<7'M(VD3-0C:OLJLPUO0ND=3MI,+%1K5)S5:0DLO4O#C
MGD2XRUE79,K=XR)T3NM[5B8C24JH.$;O+#I>:!YB\H.*/+/9MOW#!;&X>VRK
M7+6<+1)^EQE*G).I;"@ME1J%ZCK!K^SSLFP7G:^BDN6/DHQ0S0QRE.13)52G
M=;S6)K&DI K75*U>ZO8J3<X*+M%1MT'*UJT5N<9(2,-/U^<8KQLQ#2K!R11N
M]CI)@Y4162.7)3IGSC..S(.%:@GIR[=H^Z6Z4Z>G4_Y1\(M<W:64EYC4\0RF
M=AP**JN&^,(-'\9M?5RC[V<FW*@R>2J$I*HLRX25=KYRHHI,-?ES[1$RSTP]
M/MH1_IKD'6MK\@-];^Y(\DJ7"4"Y\N]V325_V95ZI$6Z!MJT!K:+G5WC.KQ,
MHO7TD%L+.G[OP393*XPW[4,W"?+.8Q$1$<DO?%+0$=Q6XWZ7XX0]FD[E#Z5H
M$%KR(L\RQ91TK,15<;^2C7,@SCLY9).RLB$(?*?V)S%[WR9SG .)G,Y:X<2N
MF=HCAKR*Y=\FM86S;<[?.:-]E=B;1B;Y/4Z4J,#-R]YNFP'+6@L*]0ZO,Q<6
M29O3M(A)%_*K8:IHERJ8Y3J*%M>;1$3R2(@Y1)]1OHR<1.I,_A+ULAO;=7;W
MJC!".K.]M2OV$)=,,6"V7<3%6II(1\C#VZ)B7N?$;9722D6>,F(T>-BG/@QW
M7<M3A&B/9OT'N?"<6C25^OAS.-K!%L>,)5VE=OC.PX@_!431AL73[YUPXRR2
M[^$\I99F0RS+Y;"14NS!8Z^2O_K&4]W$[C\AQ6X[:KX^M[_;MI):PKZT&78%
M\4:*VZSF<2\E+J/YQ5DFD@JY*I)92*;/?5,DF7*JBBG?4-6=IS.6PX( (W='
M]+S0.@N>6_\ J'4ZW[ADMT\C:G/TV[UBRS]+>:NBHRQV#7ED?+U6%B]?PUL8
MOTGVM&!$C.YM\F5)5?!B&,9,R1W-YFL5Y0DB!PP)RBX[4KEKQ]VOQNV-*6F%
MHVXJF[IMFE:2]B8VUL8QZLW757@GT["62';/RG;%[IG#%TGC&<]I,_Z"Q/C.
M8>3X4\1=;<$.,NM.*>HIN\6/7FJ_?+W>F=CR4#+W-Y[\; M>QY;VS(UBM5"#
M<>7G+@Y2;^!'-^XT(D4_B*%.J<6M-IS.K5CE)TBN-W+?FUQTYZ;'NV[X3;_&
M3X1>X=<I%DH<;K:7^"^VK#N6K^]T//:ULEG?^?L]D70?^2F&'BL")D1\!7!E
MS'47FM9K&DI3@<   C=T?TO- Z"YY;_ZAU.M^X9+=/(VIS]-N]8LL_2WFKHJ
M,L=@UY9'R]5A8O7\-;&+])]K1@1(SN;?)E257P8AC&3,D=S>9K%>4)(@<(JM
M1='7B'I3J [&ZCU-SL<V[MCJ7:0<5*5F:@XU/4[-L9JR:76XTV"9T9A;XZRV
M%(K_ ,=1S.O&_P#VT_P5'!5$2H'<WM-?'DE5!PC=T?TO- Z"YY;_ .H=3K?N
M&2W3R-J<_3;O6++/TMYJZ*C+'8->61\O586+U_#6QB_2?:T8$2,[FWR94E5\
M&(8QDS)'<WF:Q7E"1=^P82K![%RC)I)1DDT<L)&.?MD7C!^P>(G;NV3UHX(H
MW=-'3=0R:B:A3$.0V2FQG&<X!PK<;1]-QJF#VW,;OZ?O+SD-T[[Q8';AW)1>
MJ7TA8:$U\PNHZ5CH&%C;?KFUQU>7<K'RI%.)Y[%E1-X"#=!OC"6)AK&[.,6B
M)9'X_P#19Y-T;?NH-Z\D>KQRNY38TS>(V[U_6\Y%S%7U_*.(O)#)L)NO6+;N
MTHE5-[G*A'+A!L@Z42R3!%$SI$4 G<C&(K$+!8K)%MU >COP@ZC_ (4[O2@R
M-?VNRCDHJ+WAJZ1:U/9R$:U1738QDL^<1LO 6^+8&6[R",Q'OLM<%[K<R)3G
MP8[K>U--$4C7TZ_+.@MT:]H'KF<U]/T-FF5"/J#5+93ENQ;(8[C)NCFE\F]:
MPQ$VJ.<EQ@D<F7Y?L<%Q\@._EK.M8;Q\!^B=7.&G()MRHV'S Y*<L-X1U/L]
M%B)K;<XBK7(Z!M9FA9+PXR6=W"T*/\-V"1"&]N8;]N#&RCG.2X(<VW/*,1$1
M"<$&:OAR/]/5HVZ[OE^37#+D)NSIX;TL*\@]GYK0#Y=*CR,C*+$=2+Y"FQ<[
M2Y6#3EG1>^]81TTTB'/_ .AE,8YCFD;LXQ:,PQ$GZ<ZP[LL=9?\ 4.ZG/++F
M]3:E)$E(K6DFI+:YJ*BR9#ERDY1EMD[8<,?.$/E-TYBC1DBJAGN$<IYP4V(O
MRX]8B%C'6&L->Z6U]4=4ZHI\#0-<T2%:UZHT^LL4HZ%@XAGC/A-FC9+':915
M0YE5EE,G7<KJ'55.=4YSFK*9F9S.K2G;G3.T1N?GWH7J,VBV;;8;MX[T)OKN
ME5: GJ<UU7*0C9WM%X1U:821H<I;7LIE7;4EC)VDXQ1[J#;]JQDBN5CJ+S%9
MKRE(B#E'=RUZ9VB.97(KB)R:V?;-MP5\X77V*V)JZ)H<]3HNHSTW$7FE[ ;-
M;\PL-#M$S*19YFBM$CDCG\4MEJHL7"I3F(HF=5O-8F(YMO=Z:BK?('26XM"W
M)].1E/W=JO86HK7)5ARP962/K>R:E+TV=?5YY*QDU%M)QI%S2JC15RS=MTW!
M2&415)C)#$B<3EA;@OPLU;T_>.-3XP::G[_9J#3I:V3,9+[-E:[,V]=U<;'(
M6>33?OZK5:9"JH(/Y)0B&$X](Q4<%P<QS8R?);6FTYG5M//PS6QP4U7GJBZ3
M*=B9*&=JM3)D=)M91FLQ<*-CK)+I$7(DOG),F(<N#=G:7./D!RT:Z<_3GTET
MQ])6G0NA;3M2VT^V[4F]NR4EMV;J4]9$+)/5*CTUXQ8O*;1Z#%IP:<706:B2
M2C-5QAPJL8RQB&(1,ZM:;SF69>6?$/C_ ,W=-S6B.2%"97R@R[EO*-DSK+QT
M[6;$Q2<(QEJJ,^R,G)5ZQQJ3M4B;E ^.^@LJ@J51NLJD<E;36<QJ@,JWIX>2
M.BFSBG\0.M!R]X^Z@R[=K1^MEZ[*6MM&(.'!E2>36JNZ-55=E)F(H?S#II!M
M<N5,X/DA>[@HC7Y8GVK$RWZZ>W1]K_!S>-RY/7/ECR3Y:<@KSK.6U+,W;=]E
M2E(U*H3=LJ-TDLLF$FI9;7[87G*2RSA=Q/.4BI>(7"/>/W\5Q:_E&,1$-E.H
MQTY])=3C256T+OJT[4J5/J6U(3;L;):BFZE V1>R0-2O%-9L7SRY4>_1:D&I
M%WYXHJDFS2<9<)(F*L4A3D4)6TTG,-Y8"&:UR"A:\R4759043&PS15T9,[I1
MK%LT6+=1R=%)!(ZYTD,9/DI"%R;M["XQ\@.6@G$KIG:(X:\BN7?)K6%LVW.W
MSFC?978FT8F^3U.E*C S<O>;IL!RUH+"O4.KS,7%DF;T[2(21?RJV&J:)<JF
M.4ZBAU:\VB(GDA+]5-L*UW76/"G@=K ZDCL?E5R):2+:ML#K'=S"%4384FI0
M\D@T(X<%C9R^;39K(X\$^57$3DR?;E Q<I:;,<9M.D0LM\<-'U7C1H+3?'VD
M)E+5M-ZWJ&O(E;"7@JR"=7A6D8XF79.\IDTC./$%'CD^3&,HX7.;.<YSG(,I
MG,Y9J! !"7U#NB!I+G#N&O\ *37^W=H<0N7%<;,&2.^-+N#HO9M&*8K1L,_L
MD,SE:S**V>$CE,,VTM&R\6^-'XPU<'<(I-2MC2NY-8QK5@JD]!"VWR<KRW4-
MZE7*[GUKZK3S"QQ^C[0_GM;Z=G9&+<I.F&+W55]D;,=61!%8F<Y\N[C5C%S@
MF5/#[Y#S"SN?^L1$M\>'?3&U[PTY3<O.3E$V%/2RG+F::2\WK9>M5Z%J= )%
M6";FH2,J"D04CDL9%-IY9H1$Y2D\(I,E*7NX**YM>;1$3R>]ZC'3GTEU.-)5
M;0N^K3M2I4^I;4A-NQLEJ*;J4#9%[) U*\4UFQ?/+E1[]%J0:D7?GBBJ2;-)
MQEPDB8JQ2%.10E;32<PWE@(9K7(*%KS)1=5E!1,;#-%71DSNE&L6S18MU')T
M4D$CKG20QD^2D(7)NWL+C'R Y:L<Z.%FK>H%QQMG&#<L_?ZS0;C+5.9DY?64
MK78:WH.J=8X^SQB;!_:JK<X5)!=_&ID7PI'JF,CDV"&(;.#X.JVFLYC5FG1>
MHJWQ^TEIW0M-?3DG3](ZKU[J*J25G<L'MDD*WK:I1%-@GUA>149"Q;N<=Q<*
MDH[5;,VC=1P8YDT4B9P0I)G,Y1F]2#HN<:NHG9ZON"0LEXX_<EZ0@Q:5O?VH
M%VC"R.FD4X*O#-+A&JX;EL7N^;)\QSM!U'RC/O%(1WE A4 =5W)KPUAI"V]/
M=N#:[J!K'.7JW<P>7NB8*392*NDWQK+1(JSXC%$%&36XSTWN#::LYWLM4RJN
M\-$)+!3*F;N6RRN5<3#KY8CUK$2DETATD.*G'7F[:>=6I%MAU.]V745:TBUU
M/'R-)::)J-$J5$UEKN$:5&K,:$SM[!VW@-4QILG<3[I,SA5P?).Q0A4JYF\S
M7QE)^#@ :+]0_@'J;J2<=7?''<5DO51KWO= 7R(LFO7T*SGXJT5EM+-(M8Y+
M!"ST7(1:K::<)N6QT"G4(?\ :U4E,%4*=5M-)S"$)AZ=?EM4D?=36G7-YJT/
M4V3+HFUVP0V6FB:.==]!TS\> Y/5BM=YS&X30.;V)DA^YG.4\DSA,II\M>=8
MRD'Z?'0RX=\ ;JONJ/5NW(#DD\6D'6=Y[LD&4U.P#N73=H3+BD0C%HUBZ\]F
M6SLY74@YS(S)\**D*]*BLHCDYMN6MPTA*#OG1.JN36H+[HC=U187G5VRH%>O
M6RMR!UT"NFBITW#9XQ?LU6\A$341(-TG;!\U52=,7B"2Z)R*IE-@XB9B<QJK
MN5#T[^^=#+OZAQ"ZQG+_ (ZZ#>S#N22U$QAY"<7C47SMPX=8B;!6MMZXK<7,
M.2.C^,_;UQ)1PMW552',0N,3#3Y8GVK$RS3>_3F\5[IQAMFAUMN;HD-G;0VK
M3MM[FY7; D(S96]]FS%,B+)&QL#)3,^DBSC:L1>RJKE;I%,J8Y"F<*N52E5+
M<$;LYSR3ZU&!-5JG6*P=^I*'KE=A8$TFJ@DU5D30\:VCS/U&J&<HME'>6_B9
M3)G)29-V8^3 ,FB'$KIG:(X:\BN7?)K6%LVW.WSFC?978FT8F^3U.E*C S<O
M>;IL!RUH+"O4.KS,7%DF;T[2(21?RJV&J:)<JF.4ZBAU:\VB(GDD1!RCNU'T
MSM$:8Y][ZZC-7MFVW^[>1%"<:[NM6GYZG.M5Q<(Y=ZN>'=5:$CJ'%VUE*85U
M+&XP=W./D>ZNY_:LY.EE$ZF\S6*\H;K;/UAK[=.O;AJC:U1A;WKF_P "^K-P
MJ-A:X>1$Y"R*64G+1REVD424+GL4162,FNV7(15(Y%2$.4YB9B<QJK>Q_IS=
MA:(L5D-P#ZJ_+#AUK:TRAY21U<T8R=]A2'4\(V"I+0&T]2L7;EEDF4FKU\Q>
M2"37/A'75SE0ZDPU^7/M$2SK1_3I\2V^B^0.N-V;<Y!;XW/RB:4Z.W!RQM=H
MA7&[\Q-*V)3-FL8*A/[E";#C:O$S-BH4=B5,]3F9%^@3*9W>"D;8;TG=MF)C
M$1"9[CCHFH\8-#:CX\4&1L<O2M,4*N:[J\I;W<8_M#^$K$>E&L'4^]A8BOQ+
MJ4601QE8[=DU1,?MR5(F/D!G,YG,M6.)73.T1PUY%<N^36L+9MN=OG-&^RNQ
M-HQ-\GJ=*5&!FY>\W38#EK06%>H=7F8N+),WIVD0DB_E5L-4T2Y5,<IU%"VO
M-HB)Y)$0<J__ "]Z!>NMS<DIGF+Q(Y/[DX \E+<N[?WFX:;3<2-8M<P_4:K2
MD\O6(JUZ]F8V2LJS0JDVBWF21DNMCQUV>7*CE=P:5W)B/&8S#ZVA.AHRC-HZ
M^W/SQYL<C>HS<M2S2%EUE5=SR,C$:2JMF:&R>/LQ-5R5OV%E_-1RA4U$^_*%
M9JJ$[SANOCNX()W.&*Q$-O\ IJ=-BG=-:F;FI-)VC:]FQNY=KN]N2"MKA86(
M7@IV0BFD2^8QV8<QO,QRK>/0R7"V<G)DF?ESWL@E[^<Y25@X  !"[R?Z$G"[
MEIS4@N=.S9[=S':45.:IGY:G5.S:_8:MNKS4)X9* 2N$+,ZPG[6];3$/7V<;
M)8:S3,ZS%$I43-U/VP&D;EJU\8T31 S?Q<-T':"[5T@BY:N45&[ELX3(L@X0
M6(9-9!=%0IDU454S9*8IL9*8N<XSCL 0T\!NA7PRZ<_(&U<D-&S^[[%=[+3[
M)1V<1M"TT.>J=.A+3/PL[(YJ+"LZSILPT?I$@DF**SM^],1@HJGG!CJ94!I;
M<M:,3HF<!FK_ /+WH%ZZW-R2F>8O$CD_N3@#R4MR[M_>;AIM-Q(UBUS#]1JM
M*3R]8BK7KV9C9*RK-"J3:+>9)&2ZV/'79Y<J.5W!I7<F(\9C,/K:$Z&C*,VC
MK[<_/'FQR-ZC-RU+-(67655W/(R,1I*JV9H;)X^S$U7)6_867\U'*%343[\H
M5FJH3O.&Z^.[@@G<X8K$0V_Z:G38IW36IFYJ32=HVO9L;N7:[O;D@K:X6%B%
MX*=D(II$OF,=F',;S,<JWCT,EPMG)R9)GY<][()>_G.7VN;73.T1SSVAQ-VS
MM^V;;KECX<7V7V)K%EK:>IT/"3LW-6'65E=-;VVL]#N#Z3BTWVJ8XB9(]S%K
M816<XRJ8QTC(DK>:Q,1S2(@Y:"=1CISZ2ZG&DJMH7?5IVI4J?4MJ0FW8V2U%
M-U*!LB]D@:E>*:S8OGERH]^BU(-2+OSQ15)-FDXRX21,58I"G(H=5M-)S#>6
M AFM<@H6O,E%U64%$QL,T5=&3.Z4:Q;-%BW4<G1202.N=)#&3Y*0A<F[>PN,
M?(#EX/=6E-6<BM6W/2NZZ3"[#UAL")/"VNI3Z!EF$DT\9)TV6341.B[CY.-?
MMTG3-XV42=,G:*:Z"B:J9#X+$S$YC57/8^G'V!HFP617@'U6.67#R@666<2K
MG6S=C)7V#;Y=8[QD,9K6TM/LI)1D8I4FCM\S=2";4F$U5UE,G6,:?+GVB);3
M\.^B,KQ^Y0Z\YD<@>>7*OF7O?5:%O3I;S:<Z9&DQZUZHMBUW8%5*]8YG8UA*
M@2NVAT5DW:S31!L?"?:50J>"@EMS,>,1$0F'WIJ*M\@=);BT+<GTY&4_=VJ]
MA:BM<E6'+!E9(^M[)J4O39U]7GDK&346TG&D7-*J-%7+-VW3<%(91%4F,D,<
M1.)RPMP7X6:MZ?O'&I\8--3]_LU!ITM;)F,E]FRM=F;>NZN-CD+/)IOW]5JM
M,A54$'\DH1#"<>D8J."X.8YL9/DMK3:<SJVGGX9K8X*:KSU1=)E.Q,E#.U6I
MDR.DVLHS68N%&QUDETB+D27SDF3$.7!NSM+G'R Y:-=.?ISZ2Z8^DK3H70MI
MVI;:?;=J3>W9*2V[-U*>LB%DGJE1Z:\8L7E-H]!BTX-.+H+-1))1FJXPX56,
M98Q#$(F=6M-YS*NYZ@&'D^=?4_Z9G3&K3YVYB7:[G9FUVD.=PJ>,KEZL/@V.
M8?E9Y4,G+4K4FIIV1;%-A+*2$CWS'*FN4Y8UV_QI-UPV(B8R B8N"A6+:+AH
M6.91,3&,DBH,XZ,C6R3-@Q:($Q@B+9HU1(FF3'R%(7&,"L'T0 !&]U$.E;Q.
MZE]0AH??=;EHB]T]!TCKW<VOWK2!V93$W1\N%(U"3=,)*.GJTL\SXRD9)-G3
M8JACJH807-XV#JM[4T16_H#N:'LGX=?IU.:GP.\I[&^'GLJW>WO=KN>%[O>^
MWWP?E_9GE_VGP/9'E?+_ +3X/A_8B._DKKXQE*ET[^E;Q.Z:%0F8?0E;EI>]
MW!!JCL+<VP'K2>V9<TVI\.$XU>3:L(V.@:TB\QXR<9&MFK8RA2*KX77+XV:X
MM>U]6>N:W$76W._C+LOBGMV;O%<UYM3W-]X9G7$E Q%S9^X^P*IL>)]C2-GK
M5O@V_F)RGMDG'CQSCOM#JE)X:AB*D)6TUG,:O>\<=$U'C!H;4?'B@R-CEZ5I
MBA5S7=7E+>[C']H?PE8CTHU@ZGWL+$5^)=2BR".,K';LFJ)C]N2I$Q\@$SF<
MRS4" #S]KJE:O=7L5)N<%%VBHVZ#E:U:*W.,D)&&GZ_.,5XV8AI5@Y(HW>QT
MDP<J(K)'+DITSYQG'9D!6H)Z<NW:/NENE.GIU/\ E'PBUS=I927F-3Q#*9V'
M HJJX;XP@T?QFU]7*/O9R;<J#)Y*H2DJBS+A)5VOG*BBDPU^7/M$3+/3#T^V
MA'^FN0=:VOR WUO[DCR2I<)0+GR[W9-)7_9E7JD1;H&VK0&MHN=7>,ZO$RB]
M?206PLZ?N_!-E,KC#?M0S<)\LYC$1$1R2]\4M 1W%;C?I?CA#V:3N4/I6@06
MO(BSS+%E'2LQ%5QOY*-<R#..SEDD[*R(0A\I_8G,7O?)G.< XF<SEKAQ*Z9V
MB.&O(KEWR:UA;-MSM\YHWV5V)M&)OD]3I2HP,W+WFZ; <M:"PKU#J\S%Q9)F
M].TB$D7\JMAJFB7*ICE.HH6UYM$1/)(B#E'=J/IG:(TQS[WUU&:O;-MO]V\B
M*$XUW=:M/SU.=:KBX1R[U<\.ZJT)'4.+MK*4PKJ6-Q@[N<?(]U=S^U9R=+*)
MU-YFL5Y0D1!RIV5716O>:GJE]N;/JU<8.:!PCI](MFUIXJ"1HZU;]IE%A*13
M$SG+E4^+#5[9)-_#,8J7V='6^7Y"94G-OF:[..JXF*P  !X39^L->[IU];M4
M[7I\#?\ 7-[A75>MU/LS%*1A9R(>8QXK9VV5QVE424(55%9/)%VRZ9%4CD5(
M0Y1$S$YC57.4].=8=)V.S/\ IX]3GEEPAIMMDCRDKK2,4EMC5%-90A"X2;(Q
M.R=3N'WDR$PFU<RII.120QW#N5,Y,;,:_+GVB)9=XX>GJT;2MWQ')KF;R$W9
MU#]Z5Y>/>P$UO]\NK1XZ1BUCNHY\O392=NDK.)Q+HW?9,)&:=Q#;_P#0S&*0
MQ*D[LXQ6,0L'@S1W;<Z9VB-S\^]"]1FT6S;;#=O'>A-]=TJK0$]3FNJY2$;.
M]HO".K3"2-#E+:]E,J[:DL9.TG&*/=0;?M6,D5RL=1>8K->4I$0<@
M   XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/
M=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y         &L?+GB/I[FOIMYI
M/=+2>]WC66K7:O62GS'NW?*'>*7*I2]:NE$LY6KU6NV6,5*HB5P1(_?:N5T3
M8,FJ<N2UM-9S#8V*9K1T9&Q[B3?S3A@P9LUYB5PPQ)RRS5NF@K)R6(MC&1F'
M[\Y,JK>6;-T/$/GPTDR=A<$?O
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M%<L[N[P_HNKVJ$M"2!,/4$&\(HX<2:31TN_,5B@WR:3>OCXTC$2L8 R
M   0<=)3IG;WX&<A>I3MG;]LU)8ZYS'W-6=B:Q9:VGKC,3<%"0MWY V5TUO;
M:ST.GL8R448[6CB)DCW,HCE9%SC*I2D2,L:7O%HB(Y)QP9@"#CKN=,[>_4_X
M]:>U-H.V:DJ-CU]N;&Q)E[M^>N,!".83%(M-:\K&.:70[^^6E//3:1^XJV11
M\$I\^+WL8*8TV[Q2<RG'!F
M                   //VR,D9NK66&AY L3+2]?F8R+E3E7.6,D7\<Y:LI
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MY'\\X5PZ?Q+IUW_"SXG^SM_".HM,1B-);9 Y
M                                                 &INSN#?%K<W
M([3_ "UV;J_WKW]H-@2.U'=G=VV(S8TYNF]F)(BC>BQ=N8Z\E'Y'\\X5PZ?Q
M+IUW_"SXG^SM_".HM,1B-);9 Y
M                                       &IK/@WQ:8\MI7G2CJ_O\
M*B8J2=&=[2>7;8DAX-62A(ZN%BXJD/[<YUU!=L-%)(F791#=R?O+',ID[AP9
M4Z\I\?'DVR!R                     (?^HCIGK([,V1"K=.OE7QPT5IUY
MK./KER@=N5E5[=F^P#6&Y*SETJD\AI7:)TT5ZK(P[=N@=PV*BZ8J*%*0Q\G.
M=UFD1^43,L@]*WIIU;IM:3L]7<W9WN#?&Y;8KLCD-NZ5:N6TE?[HOEV=JR;%
M?OI.4S7JWF3=Y;'=N%7+MX]>/5?#.[,@D+W\Y^B3\'
M    XA(CWNU%HO\ F2T[_57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"
M/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
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M16Y2ZE+PI):D>R%'6+BK&:]W#94RA"]A5NQ3!L M_'R_'1(:#D
M       8(Y2MMQO.,G(QIQV,N3D"ZT1MUMHL[5U7F+HNXU]?V%+6)FSVW+-Z
MHS7+=C,<D5DU"1Z9NPSDQ4<'S@L8S&=,M:>EM%\X(?AK0&'425D5N5"5@OYK
MHI*R^M)U[F$5N4NI2\*26I'LA1UBXJQFO=PV5,H0O85;L4P; +?Q\OQT;"<G
M^67'?AEK(VX>36T8'4VO#33>M,YV<1E'JDO97D7,3;*N041!Q\K-SD\]B:^]
M<)-&C=98Z350V"]A,YP2*S:<1JSQ$2K*=B8N;C5#+1TQ',I5@J=,Z1E64@V2
M=M5#)*E*HD8Z"Q<Y*;&#%SGLSCM!%9/K^;^WOIKEUT7ZUJ#=>V]55S:7(^[0
M>SH#6VQ[C1H38T(TV;Q+8-8>]Q58F8MC;XMLQLDBBFWD$W")$7[DF"X*NK@S
MFUVXB:VST_U9]!D     *NG78VGO;>W+[@+TF-+[2G],5OE5(N;QO6Y5)XYC
M[+(4./G'K1A%-GS)=HXS%Q$53;#(+L,J>!*/4V15LE30-A2-MN(BLWGDDCZ>
M/1KXM],^]7/8/'ZW;SFYC8%':TFTL=G7B#L4$[(UF(^;S86T5!T^KI-K"X=1
M^"'6,94A43&(D1/!C]ZN+7F^N$M .   :>=0ZSV2D\ .<MRIMAG*E<*EP\Y,
MV>J6NL2S^!LE9LD#I:[2L%8:].Q3AI*0LY"RC1)RT=ME4G#9PD11,Y3EQG!U
M7VCNT(]/'MC:6Z^EGIC86Y=E7_;=^E+IN=K)WC9MRL5]M\BUB]HV:/C&S^RV
MJ1E9IXA',&Z:"!%%S%11(4A,8+C&,'6[$1>8C1IYH_?V]Y;U0?,;0$KNO;<G
MH>L<<*Q.5K2<AL>XO=1UZ;<:/XKRR\Q!ZW<S*E-B91>5L,@Y.X;LDUC.'SA3
M)LG64R8LQ'Q1///^K/H,@                                !4BZDB&
MUNI]UDZ#TFR[AO.H.*>HM,H[AWRSUO*XA[)>)64KY9]UETY51<QLD7V3:Z_%
M1S=^V=M(XSM\\RDN=0J18VKBE//_ ))Q^GETQ>/?3-KNS*EQXL&V9:O;2FJ[
M/S$=M"WQMJ3AY"N,9-@C[MEBZY6T(YO($E#J.L'36555*7.5.Z4A"UG:\WU2
M+ Y         %8+A3O[>]J]25U'=%VC=>V[)I*C\<).<I6G)_8]QF-5T^;3F
M>(:1)BK:]D9EQ4J_*$2LLD7#AHS16P60<X[W8NKWG-K:(^*)YY_U9]!D
M -=N3_++COPRUD;</)K:,#J;7AIIO6F<[.(RCU27LKR+F)ME7(*(@X^5FYR>
M>Q-?>N$FC1NLL=)JH;!>PF<X+%9M.(U9XB)5E.Q,7-QJAEHZ8CF4JP5.F=(R
MK*0;).VJADE2E42,=!8N<E-C!BYSV9QV@B(SJ;0?5#E]Y< 7/3]7F$M0QFU[
M"OS3+&6+2<(@IK<UOTBI"%D&NUI-A/RR.*PWMW8G7"+/,%R;!\84.UP8[IX8
MGRUY)A <-9=3<Q^-6]MQ[GT'J':L'?\ :?'ERA';GKL UEUT:#,K3T_630$M
M.JQR, O8&<Y5W[9TR;.5W#-1OG"Y4\F)WBS68C,Z2V:!    'FKG<JMKJG6S
M8-YGHRJTFBUJ=N5QL\TY(SAZY5JQ%NINPSTL\4[$VD9#Q+%9PNH;Y$TDS&S\
MF ->$,7\<^2ND^6FL&.Y^/EW;;%UA*3EFKT3;V,9-14?*R-0FWE=G<QZ$_&Q
M4@X9-I=@LDFXPCA%P4GB(F.D8IS%F)B<3JP-U,(WF-+<)-UQ_ )1^ERW<?#C
MX3*1DKKV%?%\+;="7O?@2>U'C"A-NW6:<S@WGU2=\F<D0[7!D<9+3Q\OR]66
M.&K3?K#BGQ\9<J#N3\CVNJ*<ANT[U[59%V;9"<0W+:3.']'7=4]VMF3P?O*1
MJAV9L_*GG)>P$MC,XT;+ @          /";1V92-,:WO>V]E3[2K:^UK4YZ[
MW.PON_EM$5NM1KB6EGIDTBG7<*),VIO#12*=593NIIE,<Q2Y+$9G$:HFNC]<
M>07*> WAU$]XW'8T=4>6-X6)Q<X\3-IES4+37&_7CU_6ZC-LZ0E++5ACL/9;
MULL[F)%-ME9ZDU;N$5LH.\DP=WQ'XQR2#<AN8_&KBI*ZH@-][5@Z!8]YVYO1
M-0UIVUEY2P[ M*\U6:^>.K\/!QTF]6182MRBTWCI0B;1D5ZF==5,F>\#B*S.
MG)LT"*P7-;?V]ZKZDKIQ:+J^Z]MUO25XXX1DY==.0&Q[C#ZKN$VI,\O$CS%I
MU['3+>I6"4.E6HTN7#MFLMDL>VQWNQ!+NN;6L1\4SSS_ (L^@R         &
MNG,';MDX_<2>4F^J:Q@Y.X:1XZ;MV[5(VSMG[VMR%DUMK2S7*"8V%G%2<+*.
MX-W*0J2;M)L\:.%&YCE362/G!REK&;1'U0)_II^4OZ"7])[[A:!^/GQ*]S?=
M'W6V)\(/9GQT^&7C^P/BI[Y^?]@_MW>]X/#\Y]GW/#_:@Y-/CCY/#CA/9P^V
M[9.0/$GBWOJY,8.,N&[N.FDMNVN-K#9^RK<?9-DZTK-RG6->9RLG-2C2#:2D
MTJFT2<O';A-N4A5%E3XR<QG:,6F/JQ]U#N1-UXE<)N27)'7,75IJ\Z=UK)W*
MLQ5V92TE5'TFR=,D$D)UC!3=;F'+ Q')N\5N^:J9SC'8?'^DM8\K1$JX''#J
M?>I8Y;Z8IO(3CWT_.$&P-0; ]X?=&W>W$*I[7]U+7.4B?_[ N_.FMV=AY"SU
MMZU_VIDCXO@^(GWTCIJ&C6:;59Q,SG^?1G;7W7RY*\:-\T7C]UC.$_WHGQ&7
M385W>]$EG<OJ=!ZFZ28/9!XFI-7J%EJG'NWK?VC(0UHDU8=-5-1PV.DKA4A)
MVXF,TG*TBDJDNDFN@HFLBLF15%9(Y5$E4E"X.FHFH3.2'3.3.,XSC.<9QGMP
M*Q?T          $/?(.#ZH;GJS<4IK22\P7IK,M4-$.2"+>Q:3:1)]D8?[SR
MY,[@+))H[C?K>2<T_P#;(=LHS^0O9GM([[IW'AX3GW3" X        0)\!NJ
M5R!Y3\MNK'H78-/T[#T_@CL'8%4U%)4VOW6/LECCJILO<--CEMCO)O8-ABY=
MZM%Z^9*+&C&<.F9PJL8I"$,F1-#2U(K6LQS9*Z%O48W;U..).Q-];ZJVJZE<
M*ER+MNHHV-U%"6V!K:];@=::BN3-\^9W*\7Z44G%)2_/$U54WB3?+=)$I42G
M*<Z@W*Q2V(Z)4-W:U=;BU!LK5C"^7C5LE?J78*O%[*UK8IBJ7V@RTK'+MHJX
M5.?@9&(E&,U79$R3M'";A,BV4O"4[4CG+DXB<3E&/T>>8VP=Y:NV=Q:Y-2BB
MW-C@G>'6B>0!G[C*[V_QT0Y?Q^OMT,GBAS*3;"_0T2?#E[G/B.G[55V8I$GC
M;*AU>L1.8]93% X  !K*RYC\:I/E!)\,8K:L'+<F8&HN+W9=51C67?3%7JR$
M?6)8DC99%O''@8-9[&7.+<MFKAV1VY;O"*II&3P8Q2^,X\N39H$
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M4B3IC(QSYNJU>LW":3MB\05;KIIK)*$+64Q,3B=7D>2_)S1O$#3UGWOR'O\
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M=JDY9/6$@Q6,UEH"P0S])O)P%AAGA,I.F;E)-4F>PV.\F=,YZSF)K.)U9[!
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M3*N:KVS$MG+] WF&K)[*LY!1O]DH@EDJF$YEK\41[6B)8%ZG758T;SVZ/?4
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M>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0        !4GX_\
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M*2J[(FJT;W^RK-*;0';MNJDLF[:,[G8F*JJ!L8PNF3*?>+WN]BL:1Y6B$/\
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MOP*N,GTHR_-/L$.3;8]I[+; ,0  5)^>O_5/=+KZ+D5_OSFN'-M7],]_\6V
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M["[*C)6UHP?6:%?0\L\3Q*+L)7*3[NJHIE$7<K7$7KI+R?JZOJW-)_3?UO\
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MLE4V64\LTU*%1H*JJ$:92(FEEL0T5G"?=+@O<[.S&, SF<S,LU @ J3\?_\
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M/-Z_.[; Y+N^\I^09@        #B$B/>[46B_P"9+3O]5>O?M2B!7AG5E0$
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M  CY#[>Y/Z1)M7=?%Z_\0[8]ML_$,=0;-?*O[<E6HPC#V/9I [B J[MK[?\
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M/>OD!M6[P'_;](G+)6'_ )^L61DZ_P!E>K>%XWAJ=Q4BB92[DQ:\S&B4X'
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M@RN"0$SLJUHQ<>^Q 8>-&+]2%@JW7HN*;K.$DUW2;#"YTTLJ^"G7%[>=LI-
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MP90M*@F4K;:S3IEV6+9H.WJQEHY(_GI1SCQ%283-@TW+^<YC1,T#,
M                           $<O5[^J\YZ_1<VY]JC\'5/>.[5STXGU,G
M#?\ O#?G5;R!UN_LE-Z#,
M                                       'S)J&B+'#RU>L$8PFH&>C
M'\--PTJT0?QDM$2C55C)1DBQ<D4;/&#]FN=)9)0IB*)GR4V,XSG "*CI?\4=
MZ<#7G(SB;,,#6+AW7=F/]D\+-B+6F%DIJ HNQU3SMQTA:J^9\G96#FAVQTLN
MQD,M56TKYIVN=5 QD6X.[VBV+?\ +FEJ!P
M                    #&>YYW9-9U/L2=TY2$=D[7C:C-KZXHSJ:AZY'V6Z
MY8JIUN/EYZ>D8N,B8/,L=([Y<RWB)LR*92(JMW$CEC&>.C1OI6\&Y7A'QQ<L
M]H2R%RY2[[N$SOGECL;"C9ZO:-S7I8\G,1324113,[KU.*YRR:9+G""[GS3U
M--++TZ>#J]O*>&D:), <
M
M                     "-WJ2\^;5T_J)JS8=?XP;2Y015TV&O4;E!:E1EW
M%FHU;2K<I+YNOEV%4L<>]0)*M&S'R[U>+24,[P8KGO$\,YU2OE.,X1A$]5%T
M_<$3BW6E>;+._J(FP762NFJ/FXG?8P<R;%%N7;F62IG")/&3-XQ>U#.#&P4_
M:GB9=_#;K&&'==ZDY<=<#FYQYY;\GN/=LXH=/7B-++772&F]G*N&NRMY[$)(
MQDLQLT_7W3&*>$@9&3@8MP\7<-,1>(IGB.CE'QGK]^0LS7;K-8G-I6P16(
M                     #B$B/>[46B_YDM._P!5>O?M2B!7AG5E0$    <9
M3F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M                             '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ
M@   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP
M<@           (..K7U,=[\#.0O36U-J"IZDL=<YC[FLVN]G/=DP-QF)N"A(
M6[\?JTU=41S6+Y3V,9**,=K2)U#R#:41RLBVSA(I2*E6-*4BT3,\DXX,P
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M:/8M:_-)V!9PGMM5;*2BK4I3,2E[V<*YR0[I3RB9Z)A <
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M=7Y_8;Y:(:4E#PU%:*G/',(I'+I18V$BD,1-,TO2*UB8YIQP9@
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MW3LB;<QFS9JJJI@I$SFQ64UM'&8G#8#9._M$::FZ)6MO[KU)JJQ[2E'$'K&
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M'LB+/6;QZB@NDFLH0F3GQMTG@V>!%2?U(OX:O0D^E'??G8X8AS;;7K;M_IR
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MCVO[I1W?\?Q>YY4O<[O>/WC*MK5]503I"]-?@_R'ZD/6'TON?C_7+WK#CGR
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MSBQ6_7+PD6E:WQTL)_\ :UOJR\9*O\932+A\\6PF7PO#,:N=ROC;$:): <
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MD']JO,M#-G+1W/)UQH]:MVC),^,+2DBURK@[<JR9S3;IYSQT1V:EZ(//[E3
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M9568,H*HP[R!R3/V13UE?/<+CLP#O=KBV8TEC'H-0=AY;[VYY]879$4JU?\
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MY=KM_5JC5R=_69)FGA9JNJIEJIG)B9QW!'JW+5C&8RGL_0I]4/\ ^Z$>4?\
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M9=9UY.VVQ&L3E@Y,KX$7 W"AWZ6?K5M!^JA&S-?EU8]%RF\\51E&\8W:>/\
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M SKR)G$%&C&7+<+[8MK3#YZW<,VKLSKM4,V:F5\DV<VM?&*S6O*-712%>4
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MQ@'+Z(  _P G(50IB'*4Y#ER0Y#XP8IRFQG!BF+G&<&*;&>S.,_)G #4F7X
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M%RJE7?ZHT[KS73U8JY/"7*JZJ%=AUU"K)_8GQDV>\7Y,_(!-IG699\!
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MT-QVT5I)U*(Y;R3G4>HZ!K9>10,=-0R#Y:FU^&4=HF42(;)5,F+DQ<9[.W&
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MLN2)VCR.>D0<[>W1#-WK;+:5KE/67391[]$QFKUTRB7K17*C1<I369\*>/\
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MJ$*\=_>>\MWP<@
M
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MI.2-">7[Y4BJ**G.6UIM.9U;3@@
M            U]Y#<4N.'+*MQ%0Y):9HFYZW7Y-69@8F]0R4NWA9==MEDM)Q
M1S&(O'OU&9C)952.0^4S&+V]TV<9+%IKHCE4]/9T=E)XED-PMKV)!-0JA6Z>
MU]_I0.3%2REC!ZJEM<E743R7/;DAF>2Y-]EG&3?*&'7RWZI0=*:$TKQOHC#6
M.A-64;4- CE573>JT"N1M;BCOG!2%=2CY*.01/)S#W"1<N'CDRSI?)<944-G
MY0<S,S.9U9;!
M
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M[\_A,Y";J,HE'6B)8.5\92(LX9II96QE/O=_&2X.9K:NL-K@<@
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M:&"<K6;G2;!$VJJ6*,5,<B4C!6*"=OX>78*'3-@JS=91/.2YQC/R YTX2]2
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M= D[])QSB':2$=2F%LFXEU:G[%U8H])9%B1=1)1\W*;&,K)X,6(F=&800
M              >6NUYI6M*I.WS8UPJU HU78*2MFN=VL$35:I78Q(Q"*R,[
M8IUVPAXA@F=0N#+.%DT\9-C&<_*!KPAJ3^DUZ;G^8-P@_*OT-_+T'7A?I/\
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MA7)"MTFV-7;>X+QI*R_6/";#BU,I(N3J8,L8F<=Y,^"G7C/CY<FYP.0
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M*Y(5NDVQJ[;W!>-)67ZQX38<6IE)%R=3!EC$SCO)GP4>,^/ER;G Y
M              '$)$>]VHM%_P R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E
M'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(         J3^
MD%_ JY-_2C-\T^O@Y-M_VCLML Q     %6/U=7U;FD_IOZW^8;DH)+;9]_LL
MP:L_FQUS_ .H?:_'BL9U>\  %2?C_P#]6_SB^BY4OS?^'X-I_3'?_5M@&(
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MM4R[7Y*Q>(I:SR:+UY%5]OG6,4X(E'E:.#+IJ846.DIE(.;2M8G;FW-8&!F
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MQIY"<A.-/Q V_L#XR>]UN^,G("J>U_=3D!M6D0'_ &!2-JUNL,/(5BMLFO\
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M&*+'-XRU1[B+G&ON=6UHZE=YVS<F(5?$=ARB3M324(F=0AR3>TQB9X-Z <@
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MNMESDC'+%XHLDGV.4R%.10YK>:YQS?S8=(3I>1M,=4-OP*XN*0;MHHR5?/\
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MAY;G&N8[PH*A1*'C-(A!P;RG?R?*BJQU#GRGQ\>3;8'(
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MM3J%.8-(U1Y,0\G#S]8KK:9BG*3QI$1<6W>)-CH+/GZSM5P@E&LWBD^-(?\
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MC:MFW_8_+C76O(IVFBLU<.F"EQMC(SANDL@LX0*=)-5(YRJ%-=N,[<Q.F?\
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M[2)3G57*5^[0*@Q0.=3+*+;-FI39*CC.2>4VW(F>L,*^ER^J<H_]=&Z?MB;
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MNX.*NA:J_K%"-DB]Y#*EPV!8IVZM<=A.[#LB)*E*JKC)XWM^&UX\Y73A6
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M*:9P3".<O5B(PTXQO$$6(DV,8=O$2;&<;216:;[.&R31U.-RGEI:%P(5@
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MM^:FRH*04B9I/3[JB1,HC@_F8^1W!8(+4#-XR43^S;OVZ]Z*9NKCY45L%/\
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MS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
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MYU!OH0<K_F&OH.J>\=X1R^F5^J$T3_#S>OSNVP.3K=]Y1X>DP9M[G!=0W?\
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MW&D3"B."%S*5.R-'+-0_=(5P5(JZ>,I*IFS.12LUW8B?YP2.=$_ZJ3@M_43
M_P"\)45SN>\]T'WI,&;>YP74-W_8VOB;2V3O.FL[2_=XPH^;M_)W6ZN&J>5B
M%<-//6*Z/#NL8P3S!VZ/?QG*).[(:;W*.2X0*P4_?5CLT*9$].O?];8F-M/6
MV^;<SJKEB0F)%ZAY:DW5LQ-@K=RJ],UL5+9F:8,FMA!1PKW"=JQ\'DM]GG')
M*+ZCOZF3F1_=Y_.JT:*XVOV0V%Z,-;BJKTK."49#(>79NN/5,LBR?V'V4K<D
MW-OGE_VLB9?]JG)QPK^QWOL_LLFSVYR2_O/=)P#A4GZ#OUN/7R^E'>/SF>1@
M-MSTKV6V 8JB/H_X**;\1^5ME19()SDMR-AX*1D2IDPZ=15=UG7'\,R66P7"
MAT(]Y:'ZB9<YR4AG)\XQC)L]J-&V_P"T=ENX&*I7Z;E57',OKJLL**89-N4]
M'5;-,'-AJW57VIS&1740;XSX22BR31(I\EQC)BI$QGY"X['-MN^M>W^+:@,4
M2O78UG)[:Z27-VJ1#5R\>1VKXG8YD&F#97\CIO8--V]*K=TB2QC(MHNC+**8
M[/E3(;':7_6P=[<XO#Q/I\MK1&U^DEQ-<1JR&7] @;?JFQLD2F(:-EZ'>[)&
M-47!3+N/V^0K1H]_VX-C!BO"Y[I.WN%+NQB\IH 9@#^+AP@T07=.ET6S5LBH
MX<N7"A$4&Z")#*++KK*&*FDBDF7)C&-G!2EQG.<]@"K'=.N3S+YF;[O?'GHO
M\1ZYO*#UU(K1-LY0[E?.FNKNZF[<,3SL0S2L=%@H2#>>25<0JTE-N9.<;E,=
M&&QX>2'-OCK6,[DL6<QM9^I,E>&W*&U[WY#<"JWI=AQCW@\W3K*IPDLO>)O6
M#'6-K?;$BH%^71T_')6V8J.7;-F9&PM&Y7.$S860^R7S%K.UY1B)SEOYZ97Z
MH31/\/-Z_.[;!>3C=]Y:!]1BMQ5J]4=TLHR90\PS:\>J#9$4_L/L96F[#Y@6
M^!7_ &PBA?\ 99R#;J_L=[[#[')<]F<.;JOZ9[_XMZ@Q4]^CFS;[(Z_W66VK
M<&OF;I0;3M[6]46>XPH=A64-_)TU!VT37(4R3@U8UG%MTER8P8C191/!LIK&
M[\;WX;=87"!6"M1ZJ^D5NR=+YO9Y9HD><UWR'U9.U5]V$(Z;NYMC;*?*M"K=
MF%CLGL//JG50QGN'5;HJ&QDR),E2UV9_/[-SMD6N<O?I_;[>+.FNE9;ET=K3
M:["DZ+W72<Y8N%3Z7EDW)<H-<E7(_>*8/CPD^PW;]B7]C!S'[/\ ]O\ RP?Z
M97ZH31/\/-Z_.[; Y+N^\M(./_\ U;_.+Z+E2_-_X?@ZG],=_P#4C?J._J9.
M9']WG\ZK1H.=K]D-E.CG&,(CI:<#FL:V3:-U>->MY-1)/O9*=_-Q!)F5<Y[Y
MC9\1[*/UEC_+V=Y3/9C&.S .;^\]W[>KZ0I^EWSUP<I3XQQ>VT?&#8P;&#)U
M=Z<AL8SC..\0Y<9QG_1G':!3WCNU?].,<Q^C+PVR<QCYP7D&3&39R;."I\J-
MX$(7&<YSGND(7&,8_8QC'8#K=_9+63EOURMW3O*VS\#.E#Q:;<N^0-&>R$-L
M78UH?N4=/4>P0ZR;&?CC(QLU56[F+K$JMEA)3<O8J_&MI5$S1'#OOD5!:[<8
M\KSB'X&FNO50W]DC*K;YZ=>D%_&<J'K+N'E)9[W')RF2;K.&.F-O1W@QQ4NZ
MEE.0\0Q5,^(97.,9+.)G9CE+!OI!?P*N3?THS?-/KX7DN_[1V6V 8@
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M2T$\=P5CC&LQ$.7<)/L8R=AW*\>\3,HU>MF[MN;.4UDDU"F)@YT>C
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M,FXU;K=>3J5/PZ4546?&-(V]:R2)5%,I^9;/4%,$R7)55)#3>MFV.4+/(K(
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MN)I))())H()IHHHID2112(5-))),N")IIIDQ@A$R$QC&,8QC&,8[,"L']
M       !Q"1'O=J+1?\ ,EIW^JO7OVI1 KPSJRH"    .,IS!_"VY1_2+W;\
MY=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
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MR9HD)WE5LK.%B6M-IS+>8'(
M
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MC[!3)<3#;Y8GVK$LJ:O]/-0)[9U7VYU">8G(WJ0V&DJ$=5BH;KF):*U*S?\
MB(N%#NZ4_N-]E743YIN0_LI.80BG!>\F];NTC&)FI.[.,5B(6(FK5JQ:MF3)
ML@S9,T$6K1HU13;M6K5NF5%NV;-T2D20002)@I"%Q@I2XQC&,8P#)_<   'B
M]AZWUWMVG36NML4*E[/U]9$V:5BHNPZM!W6G3Z4?(-)=@G-5BR,9*$E$V,K'
MH.D<+H*82<()J%[#D*; B9CC&K]]-IE.UU5H&C:^J=:HM)JL8VA:Q3J;!1=8
MJU<AV9/#9Q,#7H1JQB8>,:)X[J:#=%-)/'R%+C &O&7I0
M                                      !B9GH/1<?MN5W\PTMJ9CO>
M=B4X";W6SUS3VVVYB"18QT8E"RNQT88EQD(E*-AVC<K99Z=$J#5%/!>ZD3!2
MYG&.3+((          #B$B/>[46B_P"9+3O]5>O?M2B!7AG5E0$    <93F#
M^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M                                                      'Y'[]A
M%,'LI*/6D;&1K1R_D9%^Y19L&#!FB=P[>O7;@Z;=JT:MTS****&*0A"Y,;.,
M8SD!@'77+_B9N"Z.=;ZEY0\=MH[$9IO57="UUNS6MVNC5*-P<TBHYJU:LTG.
M()L"IFRMDR&,)8+GO=G9D%FLQQF)PV)!
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M0=>C>^F@7'AM&B"..SY"8SG()>(BTQ&C?4'(
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MZD0X<=CMU5+-&/$)&,45[RA$5C-E#J+MEC9KB]?"<<DEP.
M         5:.NISBZA6A^:? ;BUP9W]!Z5D.5RL?0U#6?7NK[=6U[Y=-L5S7
M53F;#+7;5NR[#"P<:O/D\WF-;J'PWP<Y6ZRN"ER;;=:S69M&C^7WJ'JOO\S7
MA!_$*F__ )/D3B>6STG^?=)/TV].]8C6=SV8]ZF?*W0?(>DRE8AFNL(?3U=@
MX21KEI0E5EIJ2F58GC;HU1=D\B3$23*=T_QA3&<X2)G[/-<7FD^D3"74'
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M>W(O]YN%IMIK2"JK[6%E14;W^!+YF3DVSK/LTV,D[&[?*E2+5BDUF/R3" X
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M,:M[9C'*_EFR*C7NJX/W^^8Y<'=[5M.:QB$P@.
M          &A7,_J,\?."]OXVZ^W"2\2-WY7;#^&VGX&EUU&6P_F&]EU_6)B
M2GY60DHB)@86#=[+BU5SG6.Y51.IY=!<Z9B ZK6;1,QR;Z@Y     &/MM;/J
M.DM5;,W/L!XYCJ%J/7USV?=Y!DQ<RCQC4:#7)*UV1XTC&1%7DBY:PT2L=-!(
MIE5CEP0N,FSC +$9G$,&<)>96JN>V@(/DEI6/MT?KFSV.Z5Z!Q>(MA"V![[D
M6:1JKV35BXZ5F4F;*1>QBBK8IU_'\N8F54TE,F3*+5FLXG5'MZCOZF3F1_=Y
M_.JT:#O:_9#:/I"?5><"OHN:C^U1@#F_O/=(T#D                 5@?4
MV[3V"\UCPIX2T.ZNZ,VYQ\D6E#O;^-<Y0=R]*KDA2H,\"_3(JFJ[K1[5LZ*?
MO42]W"RD>@F<WA'.FH:[41F;3RA*'Q/Z.G3TX5W*B;/T'H9O6]MT&O2E=C]H
M2-TOT]:)1&P0RL)9'TTVE[0[K;E_.-'"G?,FP2(W\0Q&Q44L]P,.9O:W"9X)
M.P<               T@ZFOU;G4&^A!RO^8:^@ZI[QWA'+Z97ZH31/\ #S>O
MSNVP.3K=]Y3\@S         '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C
M*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
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M919N58Q^Z]D5GK_L*9X8N(TK;RW8Z)V^B?\ 52<%OZB8'_>$J*SW/>>Z4<'
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M9EJG@S60.LLW;K4MMXCRK.:K"X,@!HWU(N9:_3[X:;<Y=(ZT1V\GJ9;7Q75
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MEQ^F>7] GL[-T_=X* 99H^TE5V]V)".I"@S$=YW7I6B<M W1DP>M#J9P0CE
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M"MEI10B?[&$T2D)C&"DP*XW?>6A'J1?PU>A)]*.^_.QPQ#FZVO6W;_5M@&(
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M;BM[4CKG7V\FR1<M&QF#:?2T\F^,V+W"IN%U5,HIG5/E1#K>CC$\\+= K$
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M6#2%HMEU-.[5?1#-'"#=.U.;WQ^LBZS5$G8DW;GE=QS1\)EQ@A?&Q@N"EQC
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M1(B1#25BO+ULZN%GFG'@D\5[(/7+E3N%QD_84N,5C-K6XS*LMS,O<#;O5=<
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MB_AJ]"3Z4=]^=CAB'--KUMV_U;8!BJ3^D%_ JY-_2C-\T^O@Y-M_VCLML Q
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M#>)]G]AC)^S&3FL9M$(L?381G)FS<#G_ "*Y0[VWKNNR\@]BS4KK[XU[2O\
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MSIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
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MB:U9D#0KR34E%7KR+BRN'Z$6@T3709.53&EIK2GA6<S.JT>#$
M!$WU6.EZ?JBUWCSK^P;W7U/J_3^V3;2OE-;Z[7NRNUSIL6T(PB$I=/8E)3I2
M["O/9IJ1]EI+'QF6[Y4R>"8BYW2_AF<<4K+!@PBF#*+BV32-C(UHV81T<P;(
MLV#!@S1(W:,F31N1-NU:-6Z94TTTRE(0A<%+C&,8P#A^L
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MH9TZ4,=119RL=0YSG,8V23.9RRV"
M                (D+#TK6=YZLM8ZH&P=U)VUMK;6+?7NIM NM9Y(UH[QO6
M):#)9#;$<[!D$)91O+VZ>E6[8E<9^6>2*:A%?&;866._/%/"$MX.
M                            $:W42YR[UX5,]5/M,<!M_<XT=@>_9+.3
M0[>P/WFLUZMFF8KQ;''US7NP'ZR%U]Y7OEU?"1PC[)6^13O?M9W6L6UF(1S]
M*KB5ROW7S0W?U>NH)K);2VU=B5A+5W&GCY*&-[9U%JXK=FR=RTVQ7*A*PLP>
M'88C6Z3]%G(.5'LL\<,VY7;0N#J]JQ6*5T6009
M               "$/J7=1[FIQCNLWHSBMTU.1?)NP6S6;%]0^0- @KG8-45
M*[VEQ+0B+:U(UW65C8%<TI=LD_<-W,LR3<)*)E45;)F.L0TI6LQFTQ#\WI^N
M >SNG[P.3IF\8A.N[FW!LZQ;EN]4\['R3JD-Y2"K%1JU/?2$4LYCUW[2 J*3
M]R1-5;RSR260R?.4^S W+1:W#1.*#,
M                                    $2%AZ5K.\]66L=4#8.ZD[:VU
MMK%OKW4V@76L\D:T=XWK$M!DLAMB.=@R"$LHWE[=/2K=L2N,_+/)%-0BOC-L
M++'?GBGA"6\'                           .(2(][M1:+_F2T[_57KW[
M4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(
M5X[^\]Y;O@Y
M
M
M
M
M
M                                             !Q"1'O=J+1?\R6G
M?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!
MQ0^8:A"O'?WGO+=\'(         \ ?:^KT]B-M0GV+1\;6=PKVR-]:8M,(:^
MJ5V-\AY^>Q42O<SY85IF5:X4=9;X0+EREC)NU0G:7$XSR>_!
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M%["F$O&B%V#@WG.\8^3I(&3-=NL6BTSRA8B!D
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MRC?;E1J,!8[+X-<J4>V\:8>2#@WE_$,?*IU#G-;UB*UF-9A8B!D
M           @*]1?S6Y-<$.$NKMN\4]E_"O8=CY3TG7$S8?<W7]X\Y3)?4N[
M[/(PWLG8]4N$&W\Q.5".7\PDV([)Y?N%5*FHJ0YIM5BUL3IA.109-]-46E3,
MFOYF2EJE7).0<^&BCYA\_AV;IVOX+=-)!+Q5U3&[I"E(7M[,8QCLP#-ZT
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M>RH2#]N6:>K[1]*R7L>MQL/ 1OFG2IC>"S:MVY.WL(0N/D!+1$6F(TRW4!R
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MC+!L8WVA>*C992M^!%["F$O&B%V#@WG.\8^3I(&3-=NL6BTSRA8B!D
M                                    "N[Z</G3RHYZ<7]Z;$Y8;2^*
MUQIN^C4NMS'N1KFC>SJSC7M.G,1OL_6U1IT6\_[4E7"OC+H*N/VSN]_N%*7!
MKNUBLXKT.MISIY4<1>4'2;UWQYVE\/J=R8WU;J7NZ']R-<VSWUK,7L+C+!L8
MWVA>*C992M^!%["F$O&B%V#@WG.\8^3I(&3&W6+1:9Y0L1 R
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M)$.6M9M.(U4Q]/\ 52X&5;U$_*KG7/;W\CQ5V1H6NTNE[3^&&Y77MFS,=/\
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M! :Z:RQ7>*O6\D=SM[NCAEX)7+>H4F#0?V*;*V5<I$7<$0PR9Y5)ERLB0V#
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MOC;$:(?N/_\ U;_.+Z+E2_-_X?@[G],=_P#5M@&*I/R _P"K?X._1<MOYO\
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M\2M?U.]>P/;'D/:_L7WHB93V7[4]EM?,^!X?C^62[_>\,G86)F-%1GHD\>=
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MV55FKK0U]/"*0"E+UMKT[=1^?8K[+W+O+S*N4T<I^%W5/%KF]YOKC@AQX_\
M_5O\XOHN5+\W_A^#N?TQW_U;8!BCRYZ]+CAQU':RRBN1^N#.;? 1SN.IFW:8
M^]UMITQ%V;*F48RQ(H.FDQ%I.#&5)&S#63BRK',IAOA0V3@ZK>U-%:?:?Z27
MTW5EUC;V&[+#S7Z8<Y=&-+EJ/=4L8M&LDWJ"ZS*M1RDDYEG>O),\2S<J0KN)
M>%K#Y\V,D^8-E5VY5(UCPW?I=9:Y[W>N;,Z47-+9%.?>TZCL'IZ<C+O5I+PS
M(^T*Y:^-UQGH-]X1^PZ7FXQ^DIW<_*7O=F165>%XCZM$?3*_5":)_AYO7YW;
M8')UN^\H\N&2B.F/58\]*C<3F8R.[=%6U.@&<D\J2>6LL;QRW@B2+SDRR<B5
MK5J9*%.9,_R*,5L&P0Z1TRN;NW'9CNN# P4\O4;7V D>HWT3M7MW!36BG[M+
M?9AK@^,F1@-D;UX^5ZMN,I]G>*5S(ZJE2XSGY#91SV?L9#FWVH_"T_18NZFO
MU;G4&^A!RO\ F&OH,J>\=X1R^F5^J$T3_#S>OSNVP.3K=]Y3>[3_ )L=C?P#
MM_VOR ,XU5G_ $BOU;F[/IO[(^8;C6)#;>]_LB0XZ]-_2W-[KB=5SC[R!VYO
M[5<[%;2W=O*BGT7<JM1I:Q0]DW<28=,YIY:*9?D)!I'0.RHI5L@BF@J8N5%<
M]A2&(4[FTUVZS&$U?ZK1PJ_&RZC7]N^I_P#E[#$,_FMTAG[A_P"GJX>\+^4V
MM>7NO]S\NK[M/5J=O2@&FW=BZOM-7?)7/7UKUO(IS:$)I6K6)RFS@K@Z5:X1
MDV^$W1$C&[Z>#I'N$MNVM'C.,(W?4'+?#WJG]$/<]ERX;T&"WO3UI&0(3M2:
M_#_D7I2UV/.#K*(M"N,0LR@<N#')WL$SVYP4O;@[V^-+1S7! 8(%_4N6V$KG
M1[Y&P\JH4C^_6O0M2K)<X)G*TVSWE0+VX3)WL]N#8K=*D#_8_+V%S_H[0:;7
MO#<[I"?5><"OHN:C^U1@#F_O/=(T#E&?UA>*WWX_3DY0:;CXWVE<DJ [V/K5
M%)+Q7Q]B:L53O=:CHW/8;*3NT*P:D,8W9_Z"24Q\F,YR#ND^-HE$5QFZI.*Q
MZ;&3Y*KV8Q]P:'U)/<363MR\,K))[EBE6&L-/.LJMU32,E(MZC:ZU/N\FRFX
M,D5=4Y\%*9QF<G<T_P"W'*4CW0VXB1_%SI;\?M>6.!;)6;<-4>;PVNP>,TRG
MDIO=+1O,-8R=9J$^R>PNN#0T(Z34[V?^SLE-V?ZN*XW+9O,M#>A5:&7"^^]4
M3IN[*G%HB"X8;QGMWT"1FS/%$D./-_B,R3>6*=7"[Q)E&UN#B)IT0V#YRM83
M&3.OVF-@ZW/RB+1S>)].#5[!R,VAU$NJGL!DN2=Y0[WFZ!KCSB6$5HBAPLG[
M[3\:Q[.]X\*C[:KD.@;O&[AZV<F3'/@QA%W>$12.4,3=7-XWUAZB?I$[?NCK
MR&OYZK:RUNQ?NLX)',[,3=NUH=R[<++'PV:MVKG;,*=TN;N%01QA0YL%+VE+
M3CM6CFN$"L&LO-2[UO6W#WE1?K>[29UJH\>-RSLPJMDGV;1AKVPK&:()J9_V
MEZ_/@J#= N,G774(F3!C&QC):QFT1]4&/I/JI.5WI@627EE%SL+WRKVO:ZP5
M8W:FE!LZ5JBCN$VN/'6[J&;+39$V<=U+]M,?/=SV]\Z&F][_ &8/T%^U^K?Y
MN^)]AX_%RI^!W_L?&[./_$3M\+O=GB=G@G[>SM_U,_\ DR"S^F._^K; ,51G
M>LFP?^KGX8M6;E-=Q"<:[3&2J1.]WF3]7C9RNF4VRO>+C&5#Q<NV6QW<YQW5
M<?+V]N,&T?IGO_B2GU'?U,G,C^[S^=5HT'.U^R&6NG3 2=KZ+O%^K0N#&F;+
MP3KD!$E)WL&-)S.K58YA@N2?9][+IR3L[/E[?V 2W[)[HIO2(V6,4X'\C:#W
MED[+6.7]BLLPQ6(5,S6,MNG-.PL.8Y#*>8(LI(4.1(<ITRXQX6.S)L][!4.]
M[VB?HM> Q4_>)MMA+KZL?G=,5]0JK!GH=]4G!BX)C&)N@ZWXPT2S)Y[F<X[R
M-DKCLF?]/:7Y?E[0;6_3'?\ U<"!B *?O+*VPE*]6/P1F+ H5)@\T.QJ3<QL
M$SC,W?M;\GJ)64\=_.,=Y:R6-H3'^GM-\GR]@-J_IGO_ (N! Q50_5W66,3X
M'\<J#WEE++9^7]=LL.Q1(50SJ,J6G-Q0LP8A"J>8.LG(7R.(0I$S8SXN>W)<
M]W!DMMGVF?H_IZF+6EG:]&7CW&N_&(^T]NGCB\N1>Z8WR,M,[,ULY*N8ZJ9R
M%Q9+4V^7.%,]_&,9+\O>*DVI_P"R7R^-?ION"^]N.^B-UP_+7J$9C-M:>UML
M=H6&WAJII%H)W.GP]@RT8LEM"O5V#=D>0RCANHLJJW[GAG-DY<Y$Q!.[:)QB
M&8'_ *5C@W*,W$?)\I>H?(L':>4G3%_N[4+QFY2SG&<IN&SCCPHBLGG.,?(8
MN<?(&(3YK=(3B\*>(NMN"'&76G%/44W>+'KS5?OE[O3.QY*!E[F\]^-@6O8\
MM[9D:Q6JA!N/+SEP<I-_ CF_<:$2*?Q%"G5/6=K3:<SJVG!%(SK_ &A*7N'K
M<]-:I[AN%XH6I-\ZMUUHU];M>RD9 6Z!F#;SVDS*\K\],QM@BXMV>4V;#IK+
MN&"R2"!LG-WL?ZD>C;F8VYQK"1/]5HX5?C9=1K^W?4__ "]AB''S6Z0^)->E
M$X$61)!"Q<E.H!/HME#*MD9K<>F91)NJ<O<.H@F^XZ+D24,3Y,Y+C&<X^0,'
MS6Z0F<ZFOU;G4&^A!RO^8:^BN*>\=X1R^F5^J$T3_#S>OSNVP.3K=]Y3>[3_
M )L=C?P#M_VOR ,XU5G_ $BOU;F[/IO[(^8;C6)#;>]_L>KJ^K<TG]-_6_S#
M<E DV??[+,&K/YL=<_P#J'VOQXK&=56/U(OX:O0D^E'??G8X8AS;;7K;M_JV
MP#%4GX__ /5O\XOHN5+\W_A^#:?TQW_U;8!BJ3]!WZW'KY?2CO'YS/(P&VYZ
M5[-&.97#'6/*WU.^P]";ZV-MO6-4Y!ZKI5HHMCT[8X&H7!69IO&"J-FL,WG;
M'7+G%I1<DOJV8PH0S$JBZY2)$S@QL&/'5;3&UF.25_\ 5:.%7XV74:_MWU/_
M ,O88AQ\UND/8ZE],OPBU%O+2W(&.W]S=N-VT1M#7^V*8SV#M34EA@'$_KBW
MQ%UA8V:;H:%C)9:OO9:%2*\1:/6:ZB!C8362/G"A6"=VTQC$<6IOJ^ZU,/>'
M/%^V-D5E(.O\DGD++*$(H9-!]9M9VMU#G7R7&4TRG3K3HI3&[/LC8QC]GY;*
M['M/9:^IUJA[U4:M=Z\L9S 7*N0=J@W!_#[Z\/88QK+QBQO!562[RK)X0V>Z
M<Y>W/R&SCY08M&>K/;82E=,7GU,6!0J3!YQ+WI4FYC8)G&9N_:^G*)64\=_.
M,=Y:R6-H3'^GM-\GR]@.J>\=VA_IE?JA-$_P\WK\[ML#DZW?>4_(,P!4GZ#O
MUN/7R^E'>/SF>1@-MSTKV2D^H$JDW<NC[S5B*_A7+]G4==6MQX/?[_L2B;NU
ME>+-DW<.3/A8K===^)\O9X?;VXSCMQDXV_>'UN@S=ZW>^DGPND*T[2<(P6NI
M>D2Z),D*NPLE)O%JK,ZT>(%SXC=4[^-,NG@^"F5;+I+8[2*%-D;D8O*7D'"G
MZY>(;2]797G%(?&=-M#:&E&>RU&)R&:&75XP6:-.Q<+).$TW)8^6VS"I+8[%
MLHO4,I&(4Z1LISFWTV5P(5@U6YU5*?O_  BYCT2JY<EM%UXK<A:E6S,NWSA9
M^R:DM\-#Y:=U=L;S.)%XGX?8HGGO]GV1?V<%KPM'="/Z4O8%9M'3'D:;%.D,
MV+67(;9<1:H[Q$\/4362/J]NA),[?'8MAA(1\OE!%8V,E469+D+G.4C8*:;T
M?G]EF$&33KJ!<KV/!WAIR!Y4O(EI/KZCH^9.OP,@X6:1TY=+!,15.H4-).6_
M^TH1LK=K''MW!DOVW"*ANY]EV ZK'E:(5>>G_P!(J_\ 6"UM7^H-U6^2F\]F
M-]P.YZ>U#HZLV4M1K5<JC2:DX%O+JMSL9",J5>G#L%7$7#5IE$$*URB[6=+G
M=*HEC6UXI/C2'I^M1T6^F%POZ8V_=XZ.T$M2]VU%SIV+H-YD]Q[QLK\TA9MX
M:Z@+&E[N639$G2)!R]HLC*IY*I%F*DGWE4L$63(H4;>Y>UXB9X+!72$^J\X%
M?1<U']JC 5E?WGNU.Y_] OAQS;M4GNNIJ6/BWRB<R*-A2W?II3R"<Q:&?=49
M3MTH^'+&(EY1-T3"ZDE&K0TVNX*515\IDO9DZKN6KPUA'MPGYR=0+IZ=0?7W
M2PZFEP^/M)W4A&QO&+DT?)GDX_6D%)"/J&9*R.&Z,[;HRQSL>>%D&\WEQ/Q$
MPH@IETO'J)JJQU:M;5\Z<$^O4U^K<Z@WT(.5_P PU]%9T]X[PCE],K]4)HG^
M'F]?G=M@<G6[[RGY!F    J3\?\ _JW^<7T7*E^;_P /P;3^F._^I^>IK]6Y
MU!OH0<K_ )AKZ#.GO'>$<OIE?JA-$_P\WK\[ML#DZW?>4_(,P!5C]75]6YI/
MZ;^M_F&Y*"2VV??[+,&K/YL=<_P#J'VOQXK&=56/U(OX:O0D^E'??G8X8AS;
M;7K;M_JVP#%4G]7U^!5QD^E&7YI]@AR;;'M/9*/Z@:J2ESZ/G-6(B,J8=LZE
MK>UK>&7OF]ET/>&L+S.8SCQ4>Q/,+77&#Y[<]TO;GNF[.[DXV_>$&/2WZ"/#
M+FKP+X[\DY+D]SD@+#L&L3)+;7-=;AUK 4VNVVJV^PT^Q0\#!RNE;#*1<<VE
M(%3**;AZNH=(Y5.]DIRB8AI?<M6TQB&_:OI8^$JZ2B"_*[J+K(K)G2615WIJ
M51)5)0N2*)J)GX]9(=,Y,YQG&<9QG&>S(8AS\UND):>G/TY])=,?25IT+H6T
M[4MM/MNU)O;LE);=FZE/61"R3U2H]->,6+RFT>@Q:<&G%T%FHDDHS5<8<*K&
M,L8AB$3KBUIO.901<?\ _JW^<7T7*E^;_P /P:3^F._^K; ,52?D!_U;_!WZ
M+EM_-_Y@ VC],]_\6V 8@"G[RRML)2O5C\$9BP*%28/-#L:DW,;!,XS-W[6_
M)ZB5E/'?SC'>6LEC:$Q_I[3?)\O8#:OZ9[_XN! Q50_5W66,3X'\<J#WEE++
M9^7]=LL.Q1(50SJ,J6G-Q0LP8A"J>8.LG(7R.(0I$S8SXN>W)<]W!DMMGVF?
MH_IZF+6EG:]&7CW&N_&(^T]NGCB\N1>Z8WR,M,[,ULY*N8ZJ9R%Q9+4V^7.%
M,]_&,9+\O>*DVI_[)?+XU^F^X+[VX[Z(W7#\M>H1F,VUI[6VQVA8;>&JFD6@
MG<Z?#V#+1BR6T*]78-V1Y#*.&ZBRJK?N>&<V3ESD3$$[MHG&(9@?^E8X-RC-
MQ'R?*7J'R+!VGE)TQ?[NU"\9N4LYQG*;ALXX\*(K)YSC'R&+G'R!B$^:W2$X
MO"GB+K;@AQEUIQ3U%-WBQZ\U7[Y>[TSL>2@9>YO/?C8%KV/+>V9&L5JH0;CR
M\Y<'*3?P(YOW&A$BG\10IU3UG:TVG,ZJYW0=^MQZ^7TH[Q^<SR,!KN>E>RVP
M#%$GU#^BUPGZCIW%NV?4I/7F]$HQO'1.^]6.4(&\8388_P"S&]K8+H.JU?&#
M3ND3+[2:*/T6I?!:NVI>S.#NNY:FFB#FL<E>HGT%N5>B>.G-/<$CR^Z?&\YQ
M.E:XW//).7%PUW@TI&1:[G,Q+N96V1$C1$I5FY?5V0D96,<PAC9AUB+(K)HQ
MIBNY7->%GM/5784J-IZ5F[IG#G.O=6;\V5BX^ BHY+XDE(Z)MS''ER9-A=SF
M$UQ+>$3N&,;[+!>SMSC*39YQSPMZLGK.29M)&.=MG\>_;(/6+YDNDZ9O6;I(
MB[5VT=('40<MG*"A3IJ$,8AR&QG&<XR*P'KUG&LW<C(NVS"/8-EWKY\]72:L
MV3-JD==T[=NESIH-FS9!,QU%#F*0A"YSG.,8 5#_ $J6%;=8NJ=NZ&.[SKS:
M?(+7F*:DNF9ND16.?;NMS\^&IU<&;.U(/8\1A8N44\XP0F,F-V=TDAOO<HYX
M>AX__P#5O\XOHN5+\W_A^*D_ICO_ *ML Q5)^0'_ %;_  =^BY;?S?\ F #:
M/TSW_P ;J>H0ZC.Y.#?'C5&M.,JJD=R2Y;WB6UYKZQM&S9_.52O5U* Q;YBH
MQSUL[9N;@_D;?#1+%15,V&GM,[A/NN$D#8.=JL6G,Z0U]X\>F(XUR4+&[&ZA
M6U=W\ON2%G0:RNQY:8VK:8FH(RJZ1EW,*PEFCKXEV3R#ER=)64?3N#/C)E53
M;-,&,GDZG=G2O"$875XZ>?"/@#SFZ.L1Q!U*CJ>2V;R6Q([-9%V+M6^KS#&K
M[?XUMJ&Z4)LV\7/V0BU<3DX0F67EO,&,?QO$\)+N.;JEK6K;RZ+X8/.J3^D%
M_ JY-_2C-\T^O@Y-M_VCL>I%_#5Z$GTH[[\['#$.9M>MNW^K9,K%QLY&24),
ML&DK#S#!Y%RL8_;I.V$C&R#=1H^8/6JQ3HN6CQJL9-1,^,E.0V<9QG&08JG'
M0PL[?I^\R>IWTK]F3A82GZCMTQR=TW)S[E9F@?5R3*&:SLVL9^JX,HK(ZLE:
M;**)IK*F3PU?'SE3"9U,1MN?E6+P^KZ?&ORO+_EAU&^KQ>8]_A7=.U9;2FD,
MS*1_.P^O8]Q"624C"&644*NG TV.I,(@X1QW29C7:.#_ /I"%&Y^-8I"V"*Q
M %/WEE;82E>K'X(S%@4*DP>:'8U)N8V"9QF;OVM^3U$K*>._G&.\M9+&T)C_
M $]IOD^7L!M7],]_\7 @8JH?J[K+&)\#^.5![RREEL_+^NV6'8HD*H9U&5+3
MFXH68,0A5/,'63D+Y'$(4B9L9\7/;DN>[@R6VS[3/T3*\T("3JG1]Y8U::P8
MLS6NFQO: EBG[V3%DX;B_:8Y_@V3_9][#IL?M[?E[?V0<5]X[M+?3*_5":)_
MAYO7YW;8')=WWE@GU8]4E+%TQ*A+Q^5,-*'RRU5:YSN%[Q<Q;R@[@HR.%<^*
MGW$_;5S9YQGL4^RQC'=^7O%DKL^_V8BXU^F^X+[VX[Z(W7#\M>H1F,VUI[6V
MQVA8;>&JFD6@G<Z?#V#+1BR6T*]78-V1Y#*.&ZBRJK?N>&<V3ESD,0L[MHG&
M(9@?^E8X-RC-Q'R?*7J'R+!VGE)TQ?[NU"\9N4LYQG*;ALXX\*(K)YSC'R&+
MG'R!B$^:W2$XO"GB+K;@AQEUIQ3U%-WBQZ\U7[Y>[TSL>2@9>YO/?C8%KV/+
M>V9&L5JH0;CR\Y<'*3?P(YOW&A$BG\10IU3UG:TVG,ZHV^?_ $"^''-NU2>Z
MZFI8^+?*)S(HV%+=^FE/()S%H9]U1E.W2CX<L8B7E$W1,+J24:M#3:[@I5%7
MRF2]F3NNY:O#6$>W"?G)U NGIU!]?=+#J:7#X^TG=2$;&\8N31\F>3C]:04D
M(^H9DK(X;HSMNC+'.QYX60;S>7$_$3"B"F72\>HFJK'5JUM7SIP:P=?[0E+W
M#UN>FM4]PW"\4+4F^=6ZZT:^MVO92,@+= S!MY[29E>5^>F8VP1<6[/*;-AT
MUEW#!9)! V3F[V/]0ZVYF-N<:PD3_5:.%7XV74:_MWU/_P O88AQ\UND/B37
MI1.!%D200L7)3J 3Z+90RK9&:W'IF42;JG+W#J()ON.BY$E#$^3.2XQG./D#
M!\UND-OO4=_4R<R/[O/YU6C14VOV0VCZ0GU7G KZ+FH_M48 YO[SW.KW]5YS
MU^BYMS[5'X%/>.[5STXGU,G#?^\-^=5O('6[^R4<GJ1?PU>A)]*.^_.QPQ#F
MZVO6W;_5M@&(             XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$
M<93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
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M#4>PHI.<HFSZ79Z!<H=3/<+)UBWPSR!FV>%.PV45%XY^H4BF,=Y,V<&Q\N,
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M4=>FW&C^5$2A#SFR&T,I38F47E;#'MB-W#U-8SA\W3P7)UD\&-8F/BF.>?\
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MWGO+=\'(
M       "I/R _P"K?X._1<MOYO\ S !M'Z9[_P"+; ,0
M
M                                    !&+SKZMO$GIR[*T]KKE ]OM=
M0W17[588*Z5BI9N5<KS:I2D%%O4K7'PL@M=&QGYYTIVIV,5($4*W6P?*9BDP
M<[K2UHS#"$[ZA[H^P=:5LQ.8$7.$PR(\:0<%JO=SNROSK(>.W8I0SC6[-PQ>
MK?(0V'N6J:!\]BYTNS.<,K\5^B.'B;6]M]9OJCZ\ZGEUU+=M-\$>(]8S%<1H
MK8\4WB+1NNZ97E'3*]88$5=I+1S.<ESR[I\Q<KQK=>*BXUNL\53DEDXZG&W3
MPCVG5;'%8@
M                                                     (CNN!IS
ME;R+Z>6T>/W#S6ZVS-G[AL=#J<[%H7&@T=6)URQL*%OMLK[9V-;J;!'1?>[#
M:)5;IN%G2J,H?N(Y)A15([VYB+9MHVNZ?W%^-X8\,..7&>/112=ZNUG"1UK5
M0\IE*0V'-86L^RI9,S+'ESHRU_FY)RGG!E,^&J7&5%,XR<Q+3Y6F6X8.0
M                       5)^0'_5O\'?HN6W\W_F #:/TSW_Q;8!B
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M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M                                          8DD- Z(EMN0>_Y72FI
M)/?%8BUH.M;LD-<4Y[MRO0CB/F(E>'@]D.892Y1,6O%6&0;';MWJ:)F[YPGD
MN2+*8,7,XQR9;!
M
M       !XFYZTUSL=IY#85 I-\8^"HW\E<ZK!6AIX"Q3E51\O.,'R/@JE4-@
MQ>SL-@V>W'RY S,:-?8C@!P/K]@S;8'A/Q'A+498[@UFB.-^G(VP9745(NHM
MF994Q&1RL=9,I\F\3MR8N,YSVX!UY6ZRVT22202300331113(DBBD0J:2229
M<$3333)C!")D)C&,8QC&,8QV8!R_H
M
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M.,V-BMXDWLGBMPEF\\Q]V9N<:^0\K.)I_MBA%/$(;['L[,Y.KTFDXE)2#D
M                         !$GK_JE>_75OWCTLO@7[+^#.K8C97QU^)OG
MO>3VIK_3]Z]B_#'X>L_8_@?%?ROF?>%UWO(>+X6/'\-$[FF*1=+8#@
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M:/YWVG[+\?N>SDO![_<[RG=[^2WKXV\6_@.0
M              :D\Z>7]*X%\5]I<L-B5BTW*G:I]R/;%;I>(G-FD??G8U1U
MM'^S<3DA%1?^QREQ076\5PG_ +.D?N]X_=+DZK7RGQAD/C)OFN\HN/>F^151
MAIJO5C=.O*SL:"@['ACB>BHRT1J,DT8RV(QV^C_/MTEL%4\%91/O8^0V< DQ
MB<,Y@@ B3WWU2O@AU3^+G3/^!?O/]\GJUILKXU_$WV+[E^:?;K9>Q?AQ\/9;
MWC[GP>[WF?;S#M]H]GA8\OVK'<4S2;]$M@.
M
M
M                                               '$)$>]VHM%_S)
M:=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ
M$'%#YAJ$*\=_>>\MWP<@        #$FH- Z(X]PDG6M!Z4U)H^N3<I[<F8#4
M&N*=K2$EYORC=A[8DXJEPT*Q?RGD6B2/F%4SK>"D0G>[I<8P69F=66P1KMM;
ME_Q,T1,EKF\.47';35A.FBJ2!VMNS6NNYDZ3A KE!0L7;[-#OC)KMCE4)G"?
M88F<&QVXSV@L5F=(EF*G7:F;#KS"VT"W5B\U24*<\99J=/Q5FKTB5(YDE3,)
MJ%=O8UX5-4N2FRFH;&#8SC/R@F,:O3@   UPV;S&XB:4E3P6Y>5''#4DVFMA
MNI#;-WAK*A2J:^2&4P@>/M5GBG95LID,;NY)WNS&<]GR L5M.D2ROK[9NMMM
M5Y&W:KV%1]F51RIE)O9]?6R!N=>75*4AS)HS5<?R4:JH4BA<YP57.<8-C/\
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M:/>RTN_9147'-EGLA)23I!C'L&;9,RKAV]>.E$F[5L@D7)CJ',4A2XSG.<8
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M*KG.,&QG_2"8F-7N
M
M
M                         '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @
M#C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
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MN
M
M
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MIV_ UE1=7*LB372')!%@0C4QUG)L,#P]?K.5"X-@I,E1+@A,8P0I=S]=>BX
M*P '.XZ%FO\ K&;$JG*Z7X!<@N+&GNYN2+^.\;OV&5E;7,WUU&R[EG(QRL7I
M3:WAPJ7?>IXQETV3RY\;*:9OLCB/3N3MQ,>42GG^]_\ 5/?CQ=.7^*4Y_P G
MX<6>=GI/\^[ZG2FZ6/4)XM=0CDAS=YI[@XT['=<B]062LVI+2,G=?:K_ &3)
M7W5MAB9UQ79O2^MJY%0;6 J$DBIEHYRIYERE_LY\&.HD+WK-8K7/!9,%9 "I
M;QI9XZ>WJ4>2&ACD1A=1=2/6;O<U!255.P8J[!4S-[$64)]F6-R9&Z5^_P 8
MT;8+XG_:#8B62Y/X2L;3^6U$\X>_ZE;%'GMUN.G7P#2*M*:PXO0\KS Y"-4"
M]L>HLFY93=<KD_C!C+&1=-J=#QV<IE3[K>YY[%,GSVI"GX[<VYSP>KZX1'G$
MGFATM^J9#X\A ZKW(;C-R!F"IX*FGJ#:99-=%:2=%-@K>,AZY*73)#."F;E?
MO6WV2:F2^)4V^-9H^CZG?>UF@N&6IN(FL<.9#9W.O>-1UE"1,<Z*@ZFJE4Y>
M"L$LR9JI=Y=8TM>Y*JQQTR=U-9M(*E4-DAO#5DFU'Y>4Z0GDXQZ-K_&;CKI#
MCW5\(9A--:MI.NFKENEE$DFM5H!C%R$VJ0WV>7<])-UGJYC=ISKKG,;.39R*
MSF<SE6:Z#OUN/7R^E'>/SF>1@-=STKV3\]37ZMSJ#?0@Y7_,-?09T]X[PCE]
M,K]4)HG^'F]?G=M@<G6[[R]YZCOZF3F1_=Y_.JT:!M?LALWT>VK=GTN.!B35
M%-!,_&/5KHQ$RX*4SA]7FSUXMG&/V5'#MP=0^?\ 28V<@YO[SW?HZO?U7G/7
MZ+FW/M4?@4]X[M7/3B?4R<-_[PWYU6\@=;O[)3>@S %2?GK_ -4]TNOHN17^
M_.:X<VU?TSW_ ,6V 8JD&A6K=QZN/FPJNBFJHQXQU1TS.<N,F;N#\=N)#(RR
M6?\ S%#-'BJ><_\ T*F<?Z0;3^F._P#JV^#%4GY ?]6_P=^BY;?S?^8 -H_3
M/?\ QX#U8/OZZM?2PB*;(PL3[1W)N+R<E:"ME*I'7U.2X]-J)(V9)=I)>)"L
M?/R*CG&6KA/+;"F#IG[2D-)79QBV6V_WO_JGOQXNG+_%*<_Y/PXN<[/2?Y]V
ML/+OI?>HGYR:;>Z%Y&\O.GM;=:R%@@K.YB(IK=ZJ]S,5M=5Q$N4YBO<3&$FB
M5%18W>(57!5"Y[#8SCY XNJWVJSF(G/\^JT!Q0UG<=*\6N->F]B2L+.[ U+H
M'3FL[U-UM=XZKLQ<:'KNN5:SRL YD(J"?N(60FXI=9JHNQ9K'0.7)T$C9RF6
ML;3F9F-,L_ B$+U'?U,G,C^[S^=5HT&FU^R&T?2$^J\X%?1<U']JC '-_>>Z
M#S0;=!;U<7-I19!%51IQAJCAJHHF0YVRYN/'$9J9=N8Q<F16,U<J)Y,7L-E-
M0Q>WL-G&32?TQW_U;=!BJ3\@/^K?X._1<MOYO_, &T?IGO\ XGPZA'3YT+U(
MM!/]$[T92+1-I(^\VO[]7#-T+?K>[(,'C!G8X)9RDLV>-E&SU1%]'N"F:OVQ
MLE-@BI$5D3.MIK.85SGS[KD]"^"<R4G(0_4SX Z_984<NG[B6;;.UC18I$W>
M76=+YG-@4&.B&*&,9R<]TK$4P1QV>4+G/<-?^O<^EED#@#SUT=U&./$#R$T:
M]>HL%WJU;O%)G/ ):];7R/:LW<O3[&DV.HV561;/T'+1VB8R#YBX16)W<F,F
MF96K-9Q* #U(OX:O0D^E'??G8X8AS:;7K;M_JVP#%49Z@T8PE_5+=+9K)-DW
M;=+C759--)3O8*1_"6_F7,Q3G'<,7/B,I1@BL3Y>SO)X[<9QVX#FVK^F>_\
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MUJM#?$\PIK&K$C]6;6<)&:-&\8=SGP&A?#RAA0YC]TF#N?"*5\LXPF;^]_\
M5/?CQ=.7^*4Y_P GX<6>=GI/\^[P_$OI0]5V'ZKVH>H[S?WYQ%V1FIU*YTB^
MI:??7F+M$W6Y#3U]HM/91-96X_T&J*J1UFL+!PZ64?-5<M6Y\X,J8I45"VO3
MP\:Q*TP*Q %1GJ#1C"7]4MTMFLDV3=MTN-=5DTTE.]@I'\);^9<S%.<=PQ<^
M(RE&"*Q/E[.\GCMQG';@.;:OZ9[_ .+<P,5%#E37^<EW]3IO*!X4;)T_JO?3
M73=(^&=KWJR+(TQ&A)<9]8O+E',6S:B;)=^VGK]Y*^#DL9E3!,+]JA$LYR:/
M1'C\4>6B4_[W_P!4]^/%TY?XI3G_ "?AQ<9V>D_S[M>WG21ZV.^.<W"?EMS)
MY,<(KZVXI;?UI9E2:\<7RM6-;6T#LN!N-Z@H>+C^,]5A)F<EXABZ19X?.FZ>
M%E<%RX0+G*A2^>W%9K6)XI$O45<45N4/3$V[)P$:5]?^-SV-Y'T]1)'M?%84
M%N_;[(;H.DS%<I(_"^8EWG@E[Y7#IBWQDG?*F=.N=JV+_266.,O4EK%BZ-]0
MZB-Y>IRKJC<9YBQ[';F=*+.IS;NJ&$C2K/!]JG=<MW]WV77#)LRK&QGNR2!C
M*F3-A8Q)I_V>/U:B^F@X^6.E<*+SRSV;A=YN+GAN&U;JM$V^(1.2DZE%3,W#
MU)5Z7&,J&]JV%[89Q$YC9P=O-DSC&,9[3'6[/Y>,:0B$Y4U_G)=_4Z;R@>%&
MR=/ZKWTUTW2/AG:]ZLBR-,1H27&?6+RY1S%LVHFR7?MIZ_>2O@Y+&94P3"_:
MH1+.<FCN/'XH\M$I_P![_P"J>_'BZ<O\4IS_ )/PXN,[/2?Y]VO;SI(];'?'
M.;A/RVYD\F.$5];<4MOZTLRI->.+Y6K&MK:!V7 W&]04/%Q_&>JPDS.2\0Q=
M(L\/G3=/"RN"Y<(%SE0I?/;BLUK$\62/5U?5N:3^F_K?YAN2@2;/O]EE+3$8
MPA-/:HAHILFRBXC6M%C(UFEWLI-&#"KQ35FV3R<QSY30;I%)CMSG/9CY<BLI
MU:P]0CI\Z%ZD6@G^B=Z,I%HFTD?>;7]^KAFZ%OUO=D&#Q@SL<$LY26;/&RC9
MZHB^CW!3-7[8V2FP14B*R):VFLYA7.?/NN3T+X)S)2<A#]3/@#K]EA1RZ?N)
M9ML[6-%BD3=Y=9TOF<V!08Z(8H8QG)SW2L13!''9Y0N<]PU_Z]SZ660. //7
M1W48X\0/(31KUZBP7>K5N\4F<\ EKUM?(]JS=R]/L:38ZC959%L_0<M':)C(
M/F+A%8G=R8R:9E:LUG$J2/0LU_UC-B53E=+\ N07%C3W<W)%_'>-W[#*RMKF
M;ZZC9=RSD8Y6+TIM;PX5+OO4\8RZ;)Y<^-E-,WV1Q&^Y.W$QY1*>?[W_ -4]
M^/%TY?XI3G_)^'%GG9Z3_/N^ITINECU">+74(Y(<W>:>X.-.QW7(O4%DK-J2
MTC)W7VJ_V3)7W5MAB9UQ79O2^MJY%0;6 J$DBIEHYRIYERE_LY\&.HD+WK-8
MK7/!9,%9 "L?S Z&V\Z%R$NG.3I"<D7?%;?EQ=O[%?\ 3,FX5::EV1.2,DM-
M3?DW&&DU!Q["<D3F<FK\W#2L">1/A1)2.3*7!#6NY$QXWC,/[<*^N-NNN<G*
MMT^^K/Q^1XP\E;*K&P=$VI#G,UUELN<F7QXJJ(NHPSN9C8Q*Z/VYVC";B):2
MA'LKG+?PF'9G!1;;C'E2<PVM]1W]3)S(_N\_G5:-!-K]D-H^D)]5YP*^BYJ/
M[5& .;^\]T"/IHDF\AS:ZUD[9$T,7_&\Z>EG+A3",FFWE]M<HWEQ338^*7O(
M&FHZ.\P;N&\%0J1>\7O]AC7=]:]%P@&"H1S<CX!GZJ_IS.8<K8LC+<?(&0M>
M4#X,J>?39<LHIN9Z7&<Y3<XJ\9&EQC/R^#A//[&<!S;5_3/?_'G_ %8/OZZM
M?2PB*;(PL3[1W)N+R<E:"ME*I'7U.2X]-J)(V9)=I)>)"L?/R*CG&6KA/+;"
MF#IG[2D-)79QBV6V_P![_P"J>_'BZ<O\4IS_ )/PXN<[/2?Y]VL/+OI?>HGY
MR:;>Z%Y&\O.GM;=:R%@@K.YB(IK=ZJ]S,5M=5Q$N4YBO<3&$FB5%18W>(57!
M5"Y[#8SCY XNJWVJSF(G/\^JT!Q0UG<=*\6N->F]B2L+.[ U+H'3FL[U-UM=
MXZKLQ<:'KNN5:SRL YD(J"?N(60FXI=9JHNQ9K'0.7)T$C9RF6L;3F9F-,L_
M @
M
M
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M/EG"9E4XUFP5*8N7"A,2'6[:)F*QI#!'/7_JGNEU]%R*_P!^<UQ>:U_3/?\
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M&"/S/7K2.9NY!^X1:,6#9=Z]=N#E20:M&J1UW#A=0V<%3111)DQC9^3!<9R
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MW%7-,3WN[F)L,A._]K3ME2=M/,M$/]D3/XG<4["9.[4FM8MRE+8#@
M
M
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M).X/X4[]@@OEHJ^.WRNB13).^0IL$FUK:RVZ!RP<]XQ<:Y+<#7D+(\>M'/\
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M,3/!F\$
M
M
M            '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB
M]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                   XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@
M_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M                          !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(
M  XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M                                 .(2(][M1:+_ )DM._U5Z]^U*(%>
M&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O
M/>6[X.0
M
M
M
M
M
M                                         <0D1[W:BT7_ #):=_JK
MU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#Y
MAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                 XA(CWNU%HO^
M9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\
M_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M                                                       '$)$>
M]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SI
ME?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M  XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?
M6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M        '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.
M79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M               XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<
MH_I%[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M                      !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XR
MG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M                             .(2(][M1:+_ )DM._U5Z]^U*(%>&=65
M 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[
MX.0
M
M
M
M
M
M                                     <0D1[W:BT7_ #):=_JKU[]J
M40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*
M\=_>>\MWP<@
M
M
M
M
M
M                                             XA(CWNU%HO^9+3O
M]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@X
MH?,-0A7CO[SWEN^#D
M
M
M
M
M
M                                                   '$)$>]VHM
M%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N
M=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                          XA
M(CWNU%HO^9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK
M&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M    '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'
MNKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M           XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%
M[M^<NS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M                  !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\
M+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M                         .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0
M !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M                                 <0D1[W:BT7_ #):=_JKU[]J40*\
M,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>
M>\MWP<@
M
M
M
M
M
M                                         XA(CWNU%HO^9+3O]5>O
M?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-
M0A7CO[SWEN^#D
M
M
M
M
M
M                                               '$)$>]VHM%_S)
M:=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ
M$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                      XA(CWN
MU%HO^9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,K
MZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M'$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQ
MV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M       XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<
MNS"/=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M              !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'
M](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M                     .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE
M.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M                             <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ
M @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MW
MP<@
M
M
M
M
M
M                                     XA(CWNU%HO^9+3O]5>O?M2B
M!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7C
MO[SWEN^#D
M
M
M
M
M
M                                           '$)$>]VHM%_S):=_J
MKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#
MYAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                  XA(CWNU%HO
M^9+3O]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI
M\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M                                                        '$)$
M>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8S
MIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M   XA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/
M=7UCLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M          !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=
MOSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M                 .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE.8/X
M6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M                         <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ @
M #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                                 XA(CWNU%HO^9+3O]5>O?M2B!7AG
M5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SW
MEN^#D
M
M
M
M
M
M                                       '$)$>]VHM%_S):=_JKU[]
MJ40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$
M*\=_>>\MWP<@
M
M
M
M
M
M                                              XA(CWNU%HO^9+3
MO]5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@
MXH?,-0A7CO[SWEN^#D
M
M
M
M
M
M                                                    '$)$>]VH
MM%_S):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5
MN=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                           X
MA(CWNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UC
MLZQG3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M      !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV
M81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M             .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE.8/X6W*/
MZ1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M                     <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ @   #C*
M<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                             XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$
M    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#
MD
M
M
M
M
M
M                                   '$)$>]VHM%_S):=_JKU[]J40*
M\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_
M>>\MWP<@
M
M
M
M
M
M                                          XA(CWNU%HO^9+3O]5>
MO?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,
M-0A7CO[SWEN^#D
M
M
M
M
M
M                                                '$)$>]VHM%_S
M):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/G
MZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                       XA(CW
MNU%HO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG
M3*^K<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M
M  !Q"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J
M^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M         .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[
M?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M                 <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ @   #C*<P?P
MMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                         XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$
M<93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M                               '$)$>]VHM%_S):=_JKU[]J40*\,ZL
MJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\M
MWP<@
M
M
M
M
M
M                                      XA(CWNU%HO^9+3O]5>O?M2
MB!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7
MCO[SWEN^#D
M
M
M
M
M
M                                            '$)$>]VHM%_S):=_
MJKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%
M#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M                                                   XA(CWNU%H
MO^9+3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K
M<Z?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M                                                          !Q
M"1'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G
M6,Z97U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M     .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+L
MPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M             <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?
MTB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                     XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$    <93F
M#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M                           '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @
M  #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                                  XA(CWNU%HO^9+3O]5>O?M2B!7A
MG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[S
MWEN^#D
M
M
M
M
M
M                                        '$)$>]VHM%_S):=_JKU[
M]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ
M$*\=_>>\MWP<@
M
M
M
M
M
M                                               XA(CWNU%HO^9+
M3O\ 57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z?/
MT(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M                                                      !Q"1'O
M=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z9
M7U;G3Y^A!Q0^8:A"O'?WGO+=\'(
M
M
M
M
M
M
M .(2(][M1:+_ )DM._U5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5
M]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M         <0D1[W:BT7_ #):=_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V
M_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
M
M
M
M
M
M                 XA(CWNU%HO^9+3O]5>O?M2B!7AG5E0$    <93F#^%M
MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO[SWEN^#D
M
M
M
M
M
M
M                       '$)$>]VHM%_S):=_JKU[]J40*\,ZLJ @   #C
M*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'%#YAJ$*\=_>>\MWP<@
M
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M\#\1_!]T6[)?V9[M?!&A^)[0\YV>-[0+X7=[?#/V_(:WVO"N<K,(,@
M      !I!U'>97Z/SACN3EU\./BW\)/AY_\ "^][_<+W@]_=JT;67_R6>Z]T
M]E>RO?3SW_NQSX_EO!_:_$\4AU6OE;Q:N='SJO?I7]9;?V-\!/@)\*;W#4GV
M-\4OBE[>]KU\L[[3]H?#G7/LOR_>\+P? <]__6\0O^J"WIX3C.4P0.
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M/-,T3RM"O;>3C5W#Q25P:$;/#J.29RU7(6-?BS7RK.5E05D
M
M                                             #B$B/>[46B_YDM.
M_P!5>O?M2B!7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0
M@XH?,-0A7CO[SWEN^#D
M
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ME)-+8>^7"A32"B\7:8S4C.N.ML%BWN$CD(9:$2-XY#(YQA7&28$4M,XB'O\
MB?U$^$_.,DH7BQR(HNV)2$98DYBK,\3=7O49%973:^UWVO[S$5B[MH?#M8B6
M79X_#8JJA"9/@QBXR)K:NL/5\NN:W&7@AK:$V[RLV7\*]>6.\1NN(:P^YNP+
MQYRYR\#9;/'0WLG7%4N$XW\Q!U"17\PJV(T)Y?N&5*HHD0Y*UFTXC5][BYRP
MT!S1U,QWEQHOWQ)U;)34U7F5H]UKK3O&F*ZY*TF&?L2_5RJV)/R;@^"^(=H5
M)3M[2&-CY0)K-9Q.K7+EUU9>G]P0V3":BY6;]^%>P['1XW8\-7OA7NJ\><ID
MO/66L1TS[6UQKBX0;?S$Y4)%#RZKDCLGE^^9(J:B1SEK2UHS$<&_E;L,/;J[
M 6RO//:$!9X6+L,&_P#+NFGGH>:8H248\\J^0;/6WF63DA_#6335)WNPY2FQ
MG&#EHWRDZIO3[X76$]/Y)\HM?:]NB+9L\=T9HC9;]>HUH](15BXEZ5K:!N%I
MAT7R"A5$#.FB.%DL]\G>)\H.HI:VD/8<6NH?PFYJF>MN,'(_76UYB-9$DI"J
MQSU_ 7EE&GSW?:3JA6^/KUT0CDS]A#KF8823/G!3&P;.,9$UM76&YASE3*8Y
MS%(0A<G.<^<%*0I<9R8QC9SC!2EQCMSG/R8P#E$[L3KH=)G5MV-KVV\UM:J6
M5-^ZC'&:A"[$V17&;YDMA!T@_NVN:7:J5'^"MG)<F7D$R=I3=F?L3=AW\=YC
M.%9KU8VZ=2\@J!TR-J:0V-3]J:ZL:?,$\-<*/.L+!".U$#<7DW;,SM@LKAI)
MQZW:DZ:+83<M5L9353(?&2XDM=F)B9B=>"T%T3_JI."W]1,#_O"5%9;GO/=*
M.#A@S?')SCOQ=K+:X\B]V:QTK77ZCI")D-CW*#JQIYVQ326>,*VQE'B$A99-
MLBN0YVK!)RXP4V,]SLR"Q$SHCNA>OOT@YZTFI['FQ14)8ADRY=S5)V_6ZMG*
MA$U"]V\V+7<723EP57'>R60S@F<9P;LR4V,,NOCOT2S5>TUB\5R$N%+L<#;Z
ME98QI-5RTU>7CY^N6"'D$2N&$M"3<2X=QDK&/6Y\'1705424)G!BFSC/:#A'
MQM;J\=/#2/)PW#?:'(3W8Y($M.O:6;7/PGWA-=EFVI%5>:H4;[WU[6DM0\^W
M8RYQJOC>U/+M?,]UP=$Z:I2'<4M,>41P?.Y!=93IC<7;N^UMNGE[KJ"O<3*'
M@YVKU>,N^TY2M3*)U$W,5:T=452[EJDBQ51,1RC(F:J-C]A5<$SG&,B*7F,Q
M'!NAH?D1HSD_K]EM/CWM6D[?U^^<K,"6:CSC299M9-LFBJZAY9%$^'L'.-$G
M"9UF+U)N[2(H3)TRX,7.3F8F)Q.KUFRMG:ZTU1[#LS;-YJFM]>U-E[0LMTNT
M['5NM0K3*J;=)20EY5PU9H&<NEB(HDR?OK+J$33P8YRER2(F>$:HR*UUX>D=
M;;Q\/8GFWK="P>=;Q^'E@K^RJC3#N'1TTT<I;(ME'A-=JMN\KCOKEE<H)X[<
MG.7!<]AW\=^BE+UBGK.2]15<I&.=MG\>_P!V\%7K%\R72=,WK-UI#C4NU=M'
M2!U$'+9R@H4Z:A#&(<AL9QG.,B<WHI^K^W3+%>1BW=FZ=9\==47K=^Y++[G:
MOUI N+-=K/[&G[![%A&JB22[WV+5HJ<L,EW%%RX\-HT76SV_(3.,9!8B9G$:
MN<1UX.K3,\NN34G <1^6^TK/PX4US36*=0K*VSM54J8MV6\A[WEL%+LD)19F
MQJ>.HECQ))FX;XQGL0-W>T1ZMNGC'Y1^2]GQ%ZLO3^YW[)F]1<4]^_%38=<H
M\EL>9KWPKW51_)TR(GJU6)&9]K;'UQ3X-QY><M\<AY=)R=V?S'?*D9--4Y*\
MUJ6K&9C@V?W_ ,H..W%:I(WGD=NG7&F*N\75:1<CL"TQ< I.OD,)'7CJW&NU
MRRMEDD$EBJ*-F"#E<B6>^8F"8R;!(B;:- :-UY>D9L.T9I]>YM:Z9S&'J$?A
MQ<ZUL_6U<4<.53H)91N>Q:)5:>NV\1//>7(_,@0N<&,?!3%SDZG;O')+)$2\
M38(N.G(&4CIN$EV3:2B9B(>MI*+E(YZB1PS?QT@S56:/63M!0ITE4CF(H0V,
MESG&>T'#Z("$+U'?U,G,C^[S^=5HT&FU^R$+?I9]^:5XU\)>:.T]^;/I>I->
MQ&^J,@]M5XG64'&9>.J"0C.-99=*%7E)9ZI]B@T:D6=+F^1-,V1.3O>B9M$1
MKA8>TAUI>EUR*OK'6&J.8NN)6\RTUBN0D':(N]:RS89Q0^4FL76Y+:%2IL18
MW<DOC"3,K%PX\ZL8B:'B'.4N:SG;O'&82A@X: \I.J;T^^%UA/3^2?*+7VO;
MHBV;/'=&:(V6_7J-:/2$58N)>E:V@;A:8=%\@H51 SIHCA9+/?)WB?*#J*6M
MI#V'%KJ'\)N:IGK;C!R/UUM>8C61)*0JL<]?P%Y91I\]WVDZH5OCZ]=$(Y,_
M80ZYF&$DSYP4QL&SC&1-;5UAN<#D :<<G>H/PJX9J,6G)ODCK/4\S)-BOH^J
MS$NM*W=['G4PB23:T2LM9NY+19E?L<.BL<M^]C.._P#)GL.HK:VD->-&];+I
M;\C[M5]<:BY>4N<O5VL,94JC6+!4]H:YE;)9II\UC(:#AT=E46HX?R4O(ODD
M&J2><F<+'P1/O&[<8+.W>.,P^3UCHWIKRG&2BM^J7/RU<X_$WO6%J>]AD=QK
MNE=QEU_L\E?:J$TC"SMKP@>DJ6$^<N$2Q_>(7Q#X6\ IA3SS^&N'O^E&PX%Q
MW$*";=-V:DY_C#B\7@\-(2R6T47AK<>22S;TC$W!$PMU\-)_W<%RHAAO_P#>
MLY*!?R\OSU>RY5]3[@/PEFD:OR<Y-4+6UO69-9+W'20LEXOK>-?XSEA)/Z+K
MF!MUNCHZ0*4V6Z[ADDDN4ILD,;!<YP2*6MI#S%6ZN'3BN^D]G<AJ=RMH%GU;
MIF)BY_:3Z"C[E)W"DP<U.L*S$S$WJMI6%=K(QDA/2B#5)<L*=,RAL_+V$/DH
M\+9QCBRSP]Y[\3>?%8N%RXF;7^*];H4\RK-LD?<795%]E3<A'XE6;+R>RJ=3
MG[[QF&?$\1LDLB7_ %3'P;Y +5M7V8;VMU>.GAI'DX;AOM#D)[L<D"6G7M+-
MKGX3[PFNRS;4BJO-4*-][Z]K26H>?;L9<XU7QO:GEVOF>ZX.B=-4I"Q2TQY1
M'!\[D%UE.F-Q=N[[6VZ>7NNH*]Q,H>#G:O5XR[[3E*U,HG43<Q5K1U15+N6J
M2+%5$Q'*,B9JHV/V%5P3.<8R(I>8S$<&Z&A^1&C.3^OV6T^/>U:3M_7[YRLP
M)9J/.-)EFUDVR:*KJ'ED43X>P<XT2<)G68O4F[M(BA,G3+@Q<Y.9B8G$ZO8;
M&V5KW4%*L&R-JW>J:XH%599D;)<[M/1E9K,&RPH1$J\E-2[EHP:%575(FG@Q
M\&45.4A,9.8N,DB)GA&J+F)Z]W2'F;>:CL^;6OD9HJI4<O9:I[5@:ADYC%)@
MQ=A3E CJ"=+M-\JF)/*>,=N<Y[,9R&7?QWUPEBKEDKMP@8FTU&?A;36)]@WE
M8*QUR48S<#-1CM/"K21B9>,7=1\DP=)&P9-9%0Z9RY[<9S@'# O);F+Q>X=5
MF,MW)S>- TU"SB[IK7_>^8*C+V1PP336?HUFM,4WMDL:D>DNF9QABT<>!A4G
M?[O?+VEBLVT:Y\9^KOTWN8%Q8:[X^\KJ%<+[+F73A*7.1=VUE:; NV+XB[6N
M0.U:M29.Q/2(X,KX#))=8R)#J8+DA#F*6:7KK"B[Z6?ZUNM_U$[E_P!WPPD/
M3O>GW=,(5Y !I%R>ZD?!3AI(>P^2O)W5^L;1AD22-2',H[LNPDXY9)-9J_6U
MY2V-CNZ+)\DI@S94[ I'.,&\+)^Z;L.HI:VD,><<^KSTV.6%EC*7HOESK.S7
M.<5,V@J?8T[1J^USSLJ^6^&$%6]K5ZDS4U(JGQG*;=J@JNJGCQ"%,3[(":7K
MK"2 '*-BI=7KIW7KE*]X65;D,63Y,1VQ;UJ=[K8^J-WQY6]_UHM86]V@3724
MUJRU\8L(K57^,NRRV6+C#?M065P=/)SOPM$>6.#PVQ.N9TG-6WK&N;9S7UBI
M9\/UHQ8U0BK_ +'K+)\W4(BX0DKWKJG6JBQ?@*G[IS.9)(A3%-C.<9(?L9/C
MO,9PDFUKL[76Y:/7MF:FO-4V1KVV,O:%:NE)G8ZR5J::854;JJ1\O%.'3-<S
M9TB=%8F#]]%=,Z:F"G(8N#B8F.$ZO= (SNHAU.N(_ RL/Z=O3>*FIMN;&U;?
M9W33%+7.T+FK*RT;'NXN*>IR-)H5NKT4HWLRS<F,2:S<G;GO&QE+!C8.ZTM;
M312?Z(75MB=4\_\ :7(SJ8<MMG2-=L/%R^:[KMPV+G;NX2H7&>VWI"SL:["5
MRF0-W>5E@O!T^16+Y=BTC42ML)]XASI$/&^Y3-<4CFLR=:SD?ICEOZ?WDMR$
MX]W+X@:@V!\&_=&W>[UKJGM?W4YJZJI$_P#]@7>#K=G8>0L];>M?]J9(^+X/
MB)]](Z:AJRVXFNY$3K_]D:7I8=YZ<XY\)>:FU-[[,I>I==PN^J*A(V^]S["O
M0R;QY02D8QJ#A^LEE]+2*A<D;,T,*NG)\=U),YOD"'6]$S:(C7"Q%H7K+],7
MDQL9IJ73?+W7D_L.3DTX6#K=@BKSKA:S3"Y_":Q-1?;,J=/BK=)/5>PC=",7
M=JN#YP5,ILYQ@&<TO$9F."3@'#0'E)U3>GWPNL)Z?R3Y1:^U[=$6S9X[HS1&
MRWZ]1K1Z0BK%Q+TK6T#<+3#HOD%"J(&=-$<+)9[Y.\3Y0=12UM(>PXM=0_A-
MS5,];<8.1^NMKS$:R))2%5CGK^ O+*-/GN^TG5"M\?7KHA')G["'7,PPDF?.
M"F-@V<8R)K:NL-S@<@"/BX=5+@90N7#3@I;-[^R>53ZTT:EM=6?##<K[Q;-L
MBOU^TTN-]]XW7CS7)/;,%:6"_C&E\-VWC]Q<Z2A%"$.O"TU\L<'UI'J=\#(W
MDY7^&^>25+E>2=FLJ]-C=95>/MEP<MK8U9K/G5;L%EJE=F:94YIH@W4*JWE9
M%DJDL0R)\85QD@'A;'EC@V1WER"TCQGH3[:'(#:E'U#0(]=%FM:+W8&$#'+R
M+@BJC6)C?-JD<3$T\(@?*#)H1=VM@ANXF;LSV$B)F<1JCYUOUTNDSM>XI42H
M<UM;I6)Q(HQ3;%S@MC:Q@G;]RMANW19V[9=*J-1>%76S@I%$GQTS9SCL-\N.
MUEU.W>..$C^T-M4'3>J[MNO8,TO&:RUW3Y:_V^RQ$%8KEF+IL#&JS$Q8$86E
MQ-AL,LPCHA$[I7+)HX,5N0RG9W"YS@YB)F<1JT]X@]57@-SSO%EUMQ0W\VVI
M>*A5#WBP5T^N=NT-XSJB4O&0*\T@ILN@4UK)MFTO--$%<-%%U$3N4^^4N#ES
MDMJ6KQM#=/96QJ5I_7EZVOLF?;577NM*C8KY>+*\1>.6T#4ZG$NYR?EEFL<V
M>2+LK"+8JJ>"V16<+9+W$DSG,4N3F(S.(U:9\/\ JE<%.>UNM=%XF[M<[8LU
M'KB-LM;,FI]UTAG#03F3;0[5RO-['UQ3X)5R[D'12I-4G*CM4I%%")9315.0
MZM2U?9[OE/U!>%_"9.-^^CY$Z^U)(S+)23AZS*NY";N\K%I**(GE8VA5*/L%
MT?1>'")DL.4F!T,K%RG@V3X[H%:VMI#P'&'JK=//F18F].XZ<J-=7NZ/45UX
MZD2*=EU]=Y5-M\KG,-3MF0-.LTR9N3[-0K5JL8B>,GSC!,9,!-+5UAN=LW8]
M,TYK;8.W=CS/NYKS5='MFQ[Y8?9TK+^PJ91X%_9[1,^R8%C*3DI[+@XM=?R[
M)LX=K]SN(I**&*3)S$9G$:M*M$]5WI\<DM7[AW5J3DK6)+5.@BPAMO7NXUC8
M>IZ_2_>1*05@".W6VJ?1\R*TOF+630(R*Y.HX[B.,>*JD0YU-+1.)CC+*?%7
MGAQ,YMUR_P!OXO[AC-I5C5UAQ5KS.MZW=JI&PDR:.Q+E3*YO59K!)9@:-SXV
M'K+S++)<9[%>W&<8$UM75JGM7KI])C3-D=U.[<UM;N)M@]-'/4]?P6QMOQ[5
MZ0ZZ2J"TYJ2E7B#3,W5;G*KG+GNI&QC!\ER8N,EC;O/)M[Q<YO<4.:L39YOB
MUO"F[E8TI:'0MY*RI)-Y&L*6'$KF"Q.PLW'14S%EF<03W+8RR!"KX:J]S.>Y
MGL.9K:NK).\N06D>,]"?;0Y ;4H^H:!'KHLUK1>[ P@8Y>1<$54:Q,;YM4CB
M8FGA$#Y09-"+NUL$-W$S=F>P1$S.(U1\ZWZZ729VO<4J)4.:VMTK$XD48IMB
MYP6QM8P3M^Y6PW;HL[=LNE5&HO"KK9P4BB3XZ9LYQV&^7':RZG;O''"6!NX0
M=H(.FJZ+EJY13<-G+=0BR#A!8A5$5T%DS&35153-@Q3%SDIBYQG&>P'#^P#P
MFR]HZVTS2YK8VW+]3]94&N(>9G;E>['$U6M121L]U/+V9FG3-BBHNIG!$B9/
MWU5,X(3!C9QC)8B9X1JBK=^H$Z/K.QYJJW-6HGDRF5+ETTUUNY_7.U$ZR9^R
MXL=9.*B8N3(&[F</LX4+DIB]N#DR8Z^._1N=L7;O$OD1P<W+M>P;$A;YPQO6
M@=V'V9L.E/)^4BWVEV%4N%?W [BG%/:NK6H[AH2,EVZB<:@>42=-CIHIY<%*
M0$B+1;'_ "RBMZ,$+T1HO9.ZU.E-;K%9+XK1ZX3;2$TVY)H)-JB6><&@54,[
MSK$!%F4/,^)C.&!U''9_KXP3LR#O<^3'YZ)K]Z\AM&\8Z$[VAR#VM1]04%F[
M;QQK->YYE!L'4H[(JHTAXLCE3#J9FG:3=0Z3-HFNZ4(F<Q4\E(;.#.(F9Q&K
M1/3?6VZ5V^[XRUGK3F3KI[=)28)7XB+MD+L'6+6;FEE<MVD;!3NSZ=3J_..9
M%SC"33#1TMYM4Y"(^(8Y,&.IV[QK"D;QT_ZH:P__ !4?E)\ZVW1.;T3^G[.E
M=.3D)6(:5L=DF(NO5Z!CGDO.3TY(-(F&AHF.;J.Y"4E91^LW8QT<Q:I&4676
M.1)),N3&-C&,Y%>1$S,=>SI$05R]Q7O-O7B\WXYVWGH>K;3L5-\1-0R9C?$6
MOT*3U]X&3%SW5?:GA&+V&P;)<XSEEW\=]<)/=9;3UKNFDP>R=17VH[,H%E;8
M=P-QHU@C+-7)1']@_E)6(<NFAUD#]I%4^]A1%3&2'*4^,XP<S$QPG53W]71P
MZC)*@Z!YS5B)12L-8G\Z VN\:H%PO*5>PMY:U:SEY Y.YV(UF=C99AE4W?.H
M::;I]N"I%P)+;9MQFJ:#H"\R9;F?TU]1V2Y3"TYL[2[V3X^;(DW:V5W\I*:\
M9Q2U4FI!93&'#R1F=:SD(N\<J9,=S(9<',8QLFR*XW*^-_HFE!F
M
M                                                .(2(][M1:+_F
M2T[_ %5Z]^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.G
MS]"#BA\PU"%>._O/>6[X.0
M
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MS(7F&W!"R>,)X;%6(;#;7C3M,98Y38[,%(3)3&40[W^2Z8*P
M
M                                             '$)$>]VHM%_S):=
M_JKU[]J40*\,ZLJ @   #C*<P?PMN4?TB]V_.79A'NKZQV=8SIE?5N=/GZ$'
M%#YAJ$*\=_>>\MWP<@
M
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M_KVX.?,KQM$YO1M_J_M8W]6[$R4CTT]5/&+-9RU@.9VLI:863QC)(^-6TYR
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M7MSIX],C79&B2GCMGY'2V,(81\3)S)&(H:O--9K.)U<U#FQR7IG+[K?V3?\
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MQC;Q]&]OJX]46&M\[](;?49._<[:'&N&K<;*JD-Y52X:UOUW]Z(ALIA B/\
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MK9[UL0V5E$L.$%RE(0Q5,J2%WYXQ"W8*Q
M
M                              '$)$>]VHM%_P R6G?ZJ]>_:E$"O#.K
M*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0^8:A"O'?WGO+
M=\'(
M                                                           #
M&NYM3TW?&I-FZ4V&P]IT;;-$M6O+8R+X>%E8&WPKV"DC-%%"*%;OT&STRC=;
M&,F17(10O88N,@L3B<PYVW2]V)<^B/UG[-QJY&/2P="NTPYXZ;$LK[.8VNN*
M_;I.,G=);K;Y<9,V;U]W(XC'"KE54I8Z'EWV538.BH031Z;Q\E,QJZ,.P]>4
M;;5&M>L]F52#O- O,&_K=NJ-D8(2<'/P<F@9N]CI%DX*9-5%5,W;C..PZ9\8
M.3)3E*;%>6)F)S&JGKRQ](C0K/99>T\-.2"^L(>1=O';34^YH"1N4)"%60\5
MO'PFRH20)9TXEJ]+E-,DC%RKS#=3!E':RB6?'F&]=Z?^4-52>EKZHMN2-3-E
M\XM)N=9M5^['1Q-E\A[REY5)93RZQJ//Z\KL R7PEV'\--\J4AS9+@^<8[QF
M'7S4Y1Q6JHGI>Z?NW36U9TXN4#M/=%2U_K&HTD]ZA(SW%G8ZRTML=&M7RA9P
M[G5JM8:U@_A-E5%'2;MOXJ+U)PU=.FJM8^<^?E"LA9_2N\[M)W"QR/"#GK3X
M"OS3C"";JSV;<6AK@O!%\R9K'6-]J.$V RGG$>5T=+Q,8;HK]\ZF$4._E+$:
M_-6?:&V7!CTK%/UQMF-W?SUW@PY*2\//8LZ&IJK%SB%$LUD1=Y?(RVSKI:W1
M;3?HU9V;"Z\3AA&I.ED\%>.'C519JHPEMZ9C%>"T1R8TP7D1QKY \>"6$M+)
MO31VUM,$M9(;$^6IEV;0IZCEL):]B4@L318'$WYG#+#UGASA+PO'2[WB%K&)
MQ,3T0_='KH>?HGMB;EOWWSWQ\^+=+KU0]D_!7X6>[_L&<<37M'SWQ:V-[5\W
MX_A^#X+;P^SO=\W;W0=WW/.,8PVDZNO30_2I<;J3Q[^-7P(]SMWUO<OO=\./
MB?[1]WJ'LJD>[GL#W\UYY/SGQ#\UYSSJOA^3\/P#>+XB9*7\)SJ]WTN> WZ-
M?B;!\7OBO\:/8UTNMO\ ?CW%^'7F??"13?\ L[W9]\KWX/L[P^YXWM _C=O;
MW"?L E[>=LH@^LEZ=53J"[N?<J..FV:CJC<]H@X.&V34MC1<P:@7Q_68M&#@
M[>G9:NSF9ZL6!*O,&<>[3Q%R+=XBT15+X"I%LN9AI3=\8Q.C;_HZ]+GDWP D
M-M7/E!RY=\E[;LVI:_J<3!Y>[ LD1KIA37,](.D(*W;"G5)-\PD'$X5(J"41
M&D*1H0^>W)O#3KF]XMI&&MW2S].O^C2Y71O)W[\+XU>SZ)<Z3[D?>_?#CQO>
MYNR0]I^\OQNOGA^S_)]O@^SS>+WNSQ"=GREON^=<8;2=93HU_I;OO<?_ +8[
M[W_[W_XO_P#UH/BM[V_%;X7_ /V4-;>P?8/PV_\ JWS7G?\ U/@_MI*7\,\,
MY2-<)^-?WG?%'17&+WT^(OP5HC"D^^_NY[H^\OD7#I?VG[M>WK/[&\7S/9X/
MM!WW>[V^)GM^0XM/E:90@\R_3K_?<=1N?Z@/WX7P^]N7O1UV^$OWOWO7Y7X,
M4K6U/]F>_GQNK7C^\GP]\QXWL4GD_.>'X:_A=]0TKN^-?'";KFIQ%U=SIXT;
M/XP[>3=I5+8\2@@A.Q2;0T_3[+$/FTS5[C75'B*R*4M7YMBBM@IL>&Y1PHW5
M[45E"F,ZVFLYA3?JGI5^H1JG8UA9Z;YZZSH6K+"BK$RUUJDYNVA[&L$!ARY3
M096'7-6B\5U^B:/<&.=LK:UD<*J'3QG)<Y4-&_S5F.,<6T>Q_2 :HGX/6L=K
M7F;8Z',5VJ.&6S;+:-&EV(_V?>7LR_D'%L9-6^ZJ0PHL&UC%V[!G#I)R!TTV
MWBKO7*ZJBF6$C?GG"W'2=?1U7U54=53&65LB:[KZ U]*&DHI#$=9HZ(KC2N/
M<OX-TM)-L,IELW-XK111PGX:F4S&/CMSFL<\<JAW*#TJUJA]S/MT=-OE.70)
MEI&1FZ[1;W(WF"?:WDWWC&.PHNX]=ED[<C7"E<G;MDG4:L_:-<8*J\>&SDPC
M:-[AB\9>2H_IG.?^Z=DT6]<_NH^78C:FV"*GS(L;7NGD58G!8>0063BXBQ;I
M4HJ<"9^P9))9=^5=>7[>[ANL4F.\/EK$?C"VORMXNZCYFZ!V-QNWA"K36N]E
M0Y8Z1RQ63:3<'),G2$G 6FMR"J#DD=8ZS-LT'K-4R:J7BHX*JFJB91(]8Q,U
MG,:J2U[](GR]K6P\KZ'Y:Z(DZ*5W(88V:]EV=KC8<;&.B'020S!TVI[ AW[L
M[)PH@X.279IJE[<X(4JF4R3#T1O5QQCBVJ3]'S27FGJ3!+<S7]>W:WGIN7V)
M?4=*K6^G2T,]9QR%?IU/IZFVJ2XA$*^X0<K.91XZ?.911P7NHL4T_".PY^?C
MIP6I.$_&O[SOBCHKC%[Z?$7X*T1A2???W<]T?>7R+ATO[3]VO;UG]C>+YGL\
M'V@[[O=[?$SV_)6-I\K3+:,$5P.LAZ?RK=2+8,?R.TULZ-TER.2A8NNVY:S1
M,C,4#:$9 ($95IY,K0ZV)NIVF CB%:ED6S>03<LD$$#MBF3*OB-=O<\(Q.C2
MOCSZ:OD[LJZT29ZJ/.RR\BM8ZL=HJU/1U4V;N/9D+(-&1C891)[IMY*OK4:O
M'1+@CME$0IEG""ATDG;?L\0QU.[$>D8E)[T<NBPOTE[!ON9+R>6WXUWC#Z]C
M%HHNGCZJ0KZ] >V]TVD%#XVOL=.=6=IVY5,F,I-3-BE/V&/A7."UQ?<\\<,8
M:Z<R_3K_ 'W'4;G^H#]^%\/O;E[T==OA+][][U^5^#%*UM3_ &9[^?&ZM>/[
MR?#WS'C>Q2>3\YX?AK^%WU"UW?&OCA9A!DK/=+/TZ_Z-+E=&\G?OPOC5[/HE
MSI/N1][]\./&][F[)#VG[R_&Z^>'[/\ )]O@^SS>+WNSQ"=GRFM]WSKC#?\
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MOX7EU,B--J/&OE*ZSP.XFU?@YQ&T9Q=JJR#]'5E+:L+#.MTO"3M%[F'#FQ;
MM)"'217(A8+G+/G+=-7&5$&RB:.<Y\/&16%K>5LMN@<@
M
M                                        #B$B/>[46B_YDM._U5Z]
M^U*(%>&=65 0   !QE.8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU
M"%>._O/>6[X.0
M
M         !JEO;@OPWY/VB,NW(?C+I7<MPAH-*LQ=HV%0*_9)YE7F[Y[)-H1
M&5D&:KW$6VD)-RNDAD^4TU7"IBXQE0^<EBUHX1+9Z*C&$)&1T-%-DV47$,&<
M9&LTN]E)HP8-TVC-LGDYCGRF@W2*3';G.>S'RY!'[P
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M)Y\X>NC)IIHD.MX:)$T2)IDKSVF;3F6R8(
M                                                #4/7_ /A1JK;
M'QWUUQ;TE4-T8D;#,8VG#4&";WLLO;49!M9Y8MFRU/*EE+ WEG2;QSA7QG!'
M*I3FSA0^,G4VM,8F>#;P'(
M
M                    .(2(][M1:+_F2T[_ %5Z]^U*(%>&=65 0   !QE.
M8/X6W*/Z1>[?G+LPCW5]8[.L9TROJW.GS]"#BA\PU"%>._O/>6[X.0
M
M
M
M
M
M
M                            <0D1[W:BT7_,EIW^JO7OVI1 KPSJRH"
M   .,IS!_"VY1_2+W;\Y=F$>ZOK'9UC.F5]6YT^?H0<4/F&H0KQW]Y[RW?!R
M
M
M
M
M
M
M                                  #B$B/>[46B_P"9+3O]5>O?M2B!
M7AG5E0$    <93F#^%MRC^D7NWYR[,(]U?6.SK&=,KZMSI\_0@XH?,-0A7CO
M[SWEN^#D
M
M
M
M
M
M                                          '$)$>]VHM%_P R6G?Z
MJ]>_:E$"O#.K*@(    XRG,'\+;E'](O=OSEV81[J^L=G6,Z97U;G3Y^A!Q0
M^8:A"O'?WGO+=\'(
M
M
M
M
M
M                                                  .(2(][M1:+
M_F2T[_57KW[4H@5X9U94!    '&4Y@_A;<H_I%[M^<NS"/=7UCLZQG3*^K<Z
M?/T(.*'S#4(5X[^\]Y;O@Y
M
M
M
M
M
M                                                        !Q"1
M'O=J+1?\R6G?ZJ]>_:E$"O#.K*@(    XU?."&>USFER]KTDD="1@N4&_H=^
MB<O<.D\C-K6QDY3,7MSW3$61SCL[<B/=7UCLZJ'2>M45<>F1P#EX9RD[9M.(
MN@ZJLJD;!BEE:+K>OTF>;9SC.<859SE><(GQ^S@Z><?)V=@KQW]Y[I! <@
M
M
M
M
M
M
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MQHHJ14[%)5#C=I,_E"]?C.#8P8N<9QG&,XSC/;C.,_+C.,X^3.,X%>=_T
M
M
M
M
M
M
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M+;Z'ZQWUF_QR/\//%7[AH'Q;?0_6.^LW^.1_AYXJ_<- ^+;Z'ZQWUF_QR/\
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M^LW^.1_AYXJ_<- ^+;Z'ZQWUF_QR/\//%7[AH'Q;?0_6.^LW^.1_AYXJ_<-
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M%>U/[;[[^_PP?+?J?JP721_HKVI_;???W^&#Y;]3]6"Z2/\ 17M3^V^^_O\
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M#Y;]3]6"Z2/]%>U/[;[[^_PP?+?J?JP721_HKVI_;???W^&#Y;]3]6"Z2/\
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M7"A3+K&QWCG,;Y0<3,SQEDL$
M
M
M
M
M
M
M
M
M
M
M
M
M
$ '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>ny20005581x2_ex99-3image1.jpg
<TEXT>
begin 644 ny20005581x2_ex99-3image1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0 L17AI9@  34T *@    @  0$Q  (
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M*FI-$L,>[#-OQVZ\=Z!W.RS140E '.>F<XIPD4].:0Q]%1M.HS[#-+Y@(.*
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M;!)&FN9/,N;B1LR3-ZL?Z5T%%%(84444 %%%% !1110 4444 %%%% !1110
..4444 %%%% !1110!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>ny20005581x2_ex99-4image1.jpg
<TEXT>
begin 644 ny20005581x2_ex99-4image1.jpg
M_]C_X  02D9)1@ ! 0$ > !X  #_X0 L17AI9@  34T *@    @  0$Q  (
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M&Z'MGJ>RN_--E/\ 9O\ 7>6WE_[V./UK2LU%R:V)I7<4F>3?%[QU!JFFZKX
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M/XET:"_EM#F%W+*1[':1N7_9.1[5T-%+MY#*TFFV,NGK8RV5N]HH4+;M$IC
M4@K\N,<$#'IBJ&J>$M UO6+'5=6TJWN[W3\_9I95SY>2#P.AY&1D<=JV**.M
MQ65K&5K7A?1/$<ME)KFFP7S6$WGVWG+GRWQC.._T.1P/05D^)OAMX9\8:[I^
MK>(+$W<^GJ5B1G(C89SAE_B&:ZNBC9I]M1O7<155$"(H55& H& !7+_$'Q]I
M?P\\,2:MJI,CL?+MK9#\T\F,A1Z#U/85U->:>,/A0_CGXG:;K.OWL<OA_3;8
M"/3ESNDFW$G=VVGY<\Y.,>]3).323M?KV&K)-VVZ#OA79Z]KT;^./&K?Z?J"
M8T^SQA+&V)SA1V+X!)ZD!:['4?"6A:MK]CK>I:9!<ZCIX(M;B0$F///3H>>1
MD'';%:ZJ$4*@"J!@ #@"EJW:ZMTV(BG;WM;[G,0?#KPS!XXN?%W]G++K-QM/
MGRL7$9"A<HIX4X YKH%L+1);B5+6%9+K'GN(P#-@8&X_Q<<<]JGHI=+="NMS
M*N/"^A77AYM!ETBS_LEA@V20JD0&<\*, <\\4DWA;0I_#9\/R:5:G2"GE_8Q
M&!&!UX Z'/.>N>:UJ*32=T^H+2UNAS_A;P)X9\%0R1^&-'@L/,XDD4L\CC.<
M%V)8CVS575?AEX,UOQ&FNZKX>M+G45(/G.&PY'0N@.USQ_$#75455VW?J*RL
MUW$5510J*%51@ #  I:**0SDM3^%G@C6?$(US4_#EG<:AG<TK!@LA]70':Y]
MV!KI9-/LY6MFEM('-JVZW+1 ^2<8RG'RG!(X[58HH6BL@W=Q&&5(!(R.H[5@
M^%?!FD^$+>X&FK+-<WDIFN[VZ8//<.3G+L /P   ]*WZ*-G<-QLL23PO%,@>
M.12K*PR&!ZBL3PQX*\.>#;>6'PSI,&GK,VZ0IEF<^[,22/09P.U;M%&VJ!Z[
MG,^)/ASX2\7ZA!?>(]#M[ZZM\!)6+*Q Z!MI&X>S9%;;Z3I\FD'2FL;<Z>T7
MDFU\L>7LQC;MZ8]JMT4K*W+T#K?J<UX8^'GA/P;<33^&M$M[&:<G?*"SO@]@
MS$D#V&![4?\ "N_"1\7'Q.="M3K!Y-R03\W][;G;N_VL9]ZZ6BGU3["LK-=S
M,\0>'-(\5:/+I7B"QCOK*4@M$Y(Y'0@@@@^X(-,\/>%]$\*:9_9_A[3+>PMN
MK)$O+GIEF/+'W))K6HHVOYCWW.=\/^ /"WA74+J^\/Z);65U=L6EE4%F.>H&
MXG:/]E<#VIL'P^\+V>BZOI=AI,5I:ZQO^VB$D-+OSGYLY'4X X'85TE%)I-6
M?:WR[!UOYW^?<Y?3_AQX8TGP7=^%M.TY;?3;V)HKC8Q\R7<,%F?J6]^U1^!O
MAIX:^'MA);Z!:,99AB>ZN6#S2CT)P ![  >U=9157U;[BLK)=CD](^%W@K0M
M>?6M*\.VD&H.V\2X9MC>J*Q*IU_A JYXI\"^&O&T,,7BC28;\0',3,S(Z>H#
M*0V#CIG!KH**71+L/JWW*%EHFG:7HHTK2;.&RLUC*)# FU5!'H,?GUJ#PQX9
MTSPAX?M]&T2'RK6 '&3EG8\EF/<DUK44=6^XK*R78****!F=H_A_2O#\5Q'H
MMA#9)<SM<3+$N-\C=6-6Y+.VENH;F6WB>X@#"*5D!>,-][:>HS@9QUJ:B@#'
MLO"6@Z=XAO-=LM*MXM4O?]?=A<N_ '4].@SC&:H:W\-_"'B/7X=:US0;6]U"
M%0JRR;L,!TW*#M?';<#BNGHH6EK=-@[^9FZMX>TG7;&&RU:QBN;6"5)HX6!"
M!D^[P."!Z'BM(<=***!604444#"BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
D* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>ny20005581x2_ex99-4image2.jpg
<TEXT>
begin 644 ny20005581x2_ex99-4image2.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1"  < 0H# 2(  A$! Q$!_\0
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MK/\ "7Q0U_Q=HL^J:!X)^TVL,IA(.JHCLP ) !3T8=Q70^.?^2-ZS_V!9/\
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M3?[.L<Y^QVV?7RE_PI2KJ<8J2U01HN,FXO1GS+^R=K&G:=K&O6M_>V]M/>)
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'T445@;'_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>sig_elliotdavis01.jpg
<TEXT>
begin 644 sig_elliotdavis01.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
M                                                          !8
M65H@        ]M8  0    #3+71E>'0     0V]P>7)I9VAT($AE=VQE='0@
M4&%C:V%R9"P@,C P- !S9C,R       !#$0   7?___S)@  !Y0  /V/___[
MH?___:(   /;  # =?_; $,  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_; $,! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! ?_  !$( ((!?@,!(@ "$0$#$0'_Q  ?   !!0$!
M 0$! 0           0(#! 4&!P@)"@O_Q "U$  " 0,# @0#!04$!    7T!
M @, !!$%$B$Q008346$'(G$4,H&1H0@C0K'!%5+1\"0S8G*""0H6%Q@9&B4F
M)R@I*C0U-C<X.3I#1$5&1TA)2E-455976%E:8V1E9F=H:6IS='5V=WAY>H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
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M6T$<5I;6\,;2=]V]-?739?+^M1?+^O\ @_\ #W>I]+445^%'_!;3_@L#HO\
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MY;J#Q-KNDM##N][KK97T2LVWIOT5^ZZE>E].J=NU^GG:RVOUU;_I-_X*V_\
M!:7P3_P3A\'>'O@=\-X(OC[^WG\0-'T?3/ /PIT?2[S58-/U34%L["#Q7X\L
M-$E:YL4U6[F>?P[X1LIFUGQ!<'R[:.'3HY;X?R(?LP^&_P#@I1\5_P#@OA^R
M-HO[4/QI\4S_ +2M]XY\%_&[XK>']+\5:HX^$WP^TS3[[QWK_P +O$7AS2%L
M_#?@][SX>Z:NE:IX,T476FZ9IOBRRT[6&_M5]5L+?[[_ &(?A8/V+O@/\6/^
M#A__ (*H2ZQ\3/VG?B>LWB7]E+X9>,]FEWVI>*_&5K=S>$O$CZ9<68DTG4/$
M47V4>"+:RMK/3/ WPZMK_6++3;V:\T-]-^__ /@VE_8H^('BVX^,7_!7W]J9
MYM7^/7[6NN>*&^&PO[9X)-'\":MK$ESXI\6PQRN[6_\ PE^JP)HV@6JJG]G>
M%M"&);F/60+<U;7K>U]DK;^;Z=OR79JZU37G;OY76S5M^J/ZXZ*^+)_^"B/[
M&=O^UW:?L(O\=/#;?M5WNGR:A%\*(-/\1W%ZGEZ"WBDZ=<^((-%D\)VFMMX<
M236DT2YUV+5#8H7-J)'CC?[3JQ!1_7I2$@ DG ')/H/4^@]2> ,D\"OX#/\
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M_:^^)WP@^$-[XJT_5OA[^SY+\6_'G@WPA=V'A-KM;+QU\0].M_$NI6=W8_\
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M3+6( !+>SLXXX_,<C?-/)ON+B0M+/+)(S,>^_P _3_/O7\7O[9'_  =:^-/
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M-,TRPMUXBMK.T@B@B4EFVH"[,Y9C^>G[!?P#_8P_X)K> /AO_P $_OA3\1O
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M_@G[XJ\">$K^X?X[?M77K_ SX6Z-I$N=<M].UNUDD\>>+4MHR+EK#2_#Z_\
M"/1/;YG?Q#XLT"")61[B2#]^68*I8D *,DD@  <DL3P% R2>PR:_B$N9)/\
M@N%_P<,VKZ!(OB#]BS_@FS%')>ZVRB70?%?B+P=J<8FAL8YEN+#49/&WQ>:2
MTLG7 U#X>^$+K6HY 1;P$D^BW>B_5_)==;#6^]OE?K_3/Z%/^")O["4O_!/O
M_@GU\&_A#XDL;>T^+'BK38_BG\9S"%:6W^(7C:SM-1O?#T]PLL\=T_@[3O[/
M\+27-O*UI<W>E7=W:_N;A2?YS?\ @J5J4G_!-[_@Y#_8S_;1M,Z1\.?VEM,\
M':3\0]1E<Q:8\=_+<? WXF-<R;<*-(\,ZEX1\4W:A6"L8)]Q=W _N:
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M>T_X+9?M<6/_  5]^/O[//\ P1^_8%UO3OB9HES\4]#\<_M!?&?PB/\ A(?
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MKNUM)'*0W5M<VUY!'+I^H6L\5UI]W=6[K*7HMK(#Z#K^4C_@Z;_;D\2_"#X
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MQIJ$5S#$=0EB^(OB/Q);>!+=X@]M;V6A>,&D>$Q"&\_9'_@H7J/P)_X((_\
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MPUY%<::ZE[K?1)<S7Y+S?IIVOH.UMUV3]5:[^>[7;9WL?=O_  :__MD_'_\
M:8_98^//PO\ VB_&FO\ Q3\8_LQ_&^Z\"Z5\4O%&NWGB+Q#XD\/>(+*XU*#2
M-6U?4YI]4U1_#NIZ=JBZ;J5]++-+HVHZ?8L^--4O_397X'?\&^'[&*?L$?\
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M72WN4TW0] OP3*DUMKYMI(7BGD:,M&*O;;7S]+N]KB6FFR\CXP_X)46.L?\
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M_#D-A=?$'7=.>5A&DNHZ1X5EFDP889(&BFF^4[KP]_P=%_\ !6U8)M=DT_\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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@4 %%%% !1110 4444 %%%% !1110 4444 %%%% '_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>sig_ericjbergevin.jpg
<TEXT>
begin 644 sig_ericjbergevin.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
M                                                          !8
M65H@        ]M8  0    #3+71E>'0     0V]P>7)I9VAT($AE=VQE='0@
M4&%C:V%R9"P@,C P- !S9C,R       !#$0   7?___S)@  !Y0  /V/___[
MH?___:(   /;  # =?_; $,  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_; $,! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! ?_  !$( ) !=@,!(@ "$0$#$0'_Q  ?   !!0$!
M 0$! 0           0(#! 4&!P@)"@O_Q "U$  " 0,# @0#!04$!    7T!
M @, !!$%$B$Q008346$'(G$4,H&1H0@C0K'!%5+1\"0S8G*""0H6%Q@9&B4F
M)R@I*C0U-C<X.3I#1$5&1TA)2E-455976%E:8V1E9F=H:6IS='5V=WAY>H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
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M1113 **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHINX988/RD
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M6*U^,'[07PUO- \*_P#!*[]D*^BGO/%GQ!_:=TKXT_%4V=G ;W6+[X=6.O\
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M\#GQ?KWQ>UU+Z-RT'AV[B\&:C+J@OL#[-/?M%;V\5QDF)ADUTWQ$_P""<O\
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M5Q=K-2.OB@B6-!Y,2X RHB50&_B(7G:"1E1_", '&,3;1DG QCD8'7@9/O@
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MFXRLI8U*:Q&:0A:\5EE>,G=WBY58J#O=6DX56X/234G:ZLU^.7[!OP5_:F\
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MG?L'ZU!\//VIO@#;^7!XLUV:6*S^/6GW\+'Q9H?Q/D0W,!O_ !).]U>1Z_\
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M[GY:_LQ?L?\ Q*OOB9:_M3?MJ>*M$^)/[2&GZ%-HG@KPWX=M+M_A5\"M!O9
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M]ZL5H$G&$E1D"U]+_#GX,_#7X5:?%I'PZ^'O@_P+ID$4<$5IX4\/:-HB&*)
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J115+3^M_4 HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>sig_larryfmazza.jpg
<TEXT>
begin 644 sig_larryfmazza.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BF++$[R1I)&TD6WS8U=6>+>NY/,0$LF]?F7<!N7D9%/H **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M?VD?VO/V9OV0?!=[X_\ VE/C7X ^$/ANSM3=(_BS7;:VU?5%+21QP^'_  W
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MTR+R=/T3PYX=TZWTK1],M(\DB&SL+6"!6=FD?9OE=Y&9CUM%?@C^W]_P5?\
MB#IW[0>F?\$V/^":O@_0_CQ^W?XUL;V#Q?XJO+Z.?X4?LG:084-[XO\ B?=P
MV]Y:W?B+0;"?^UAX:N'6VTR4Z;#K4&HZCJ5AX7U1W2_+_@(6_P#P3][J*_'?
M]A_]GC_@KG^SQ\0-%T[]J/\ ;/\ @O\ MD_!?Q3/=WGCRZUSX<ZKX$^+/P[U
M!/"NOS6D?PTU30([3P_X@\/7GC%?#MA?V/BNPCN+?16N[[2H]-N%EM9_A/\
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M]K*5B\4:G\1_#^J:=<!EW)]AM+;X_P"LW,\8#*=\VG1%2ICE*2!T'X)_M6_
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MSQM\8/BIKT5M8ZI\0?B'JD-NWB+Q%)8PR237^O>)=4BM- \'^&;2:_ODL8-
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M9ZQXDTS6],U*\FUS7/$OB7Q#!I@T30M4T^VTJ^U;4--TJX_6;1-&_P"#@O\
MX*RKH_B3Q#XJT?\ X(_?LL:G/<7NG:3X637;O]IWQ7X=NKR,V4NI6\]W8>*-
M,O(;.%6B:_O/A);WR3S7(T6^L;JVV"FGLGZ6$K/KI\[Z/L[/SUM]Y_6+17\9
MW_!$OQ+^T_\ "W_@M=^W[^QCXA_:P^/G[6?P*^#'PVUFT\0^,?C!JVOZ_;?\
M+/T?Q-\-[6VU/RM0U[Q!I_A?7H[W5/&OAN..UU ?VU9:;J#RVKR6JO9?8O\
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M=^TS<ZA_;VH>/OVB[Z[UOP'I_B&6ZCOY]1T7X::EJ6MVVJ2M=J2TOQ UKQK
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M':27EY,L,2O/=W<JQBVL+"UCEO-1OIK:QLX9KJXAB?\ S4/B%JW[3G_!;/\
M;._:_P#^"B-EXSO_ -F_]B_]GOX?^)/#VM?&GQ5#%'_PK/\ 9[T72M6@TWX9
M?#^UO;WR-4^-GQ)TB[UK4)-$T+6=+MHO%7C2\COM=TBTUG3EOR5DK+KT7;JW
M\NK_ $#6\=]796]=;7:[_)M=S]0OVS_^"ROAK]C?]G/X*?\ !'7_ ()"W*_$
M?]H#PQX8\&? ;Q-\?/A3IT5]X?T[QS=)9:?XMM?@I!;OJ[^,/B7X]\:7VM75
M_P",()KG2_#%YJ5S<Z'?:]KL\6J>'_<?AI^PI#_P;_?\$\/VFO\ @IW^T!-!
M\>/^"FOBKPBVC>&?'>JR#QOIOP4\<_&F]T[P9HMCI5_XCGN$\2:U:^)?$8US
MXM>/9W>]\4Z+IUYX%\-26V@:CK=WXP\D_P"#=']A?]E?]DOX":__ ,%?_P!L
MCQ'X7^'.E>(-:\3:?^S+K7QDUKP[86/@?X8V=_<:%)\08R+N5;SXA^,]1BU'
MPYI,-I80:M::?I=Y-HEG<P>)X)5XG_@L9^T3^V?_ ,%H_P!F+X[^-?V./AA)
MI_\ P3)_9"U6]^(^K_$G5VOM,\:?M0^+/A\VF:9JVI>$M!NK*VU%_!OP_P##
MOBSQ7XU72/*>QEM/"MSJVO7\7BN'PIX<A6MKVUM[J2VVUM;YW]/(+/>RNMDM
M5Y;[O57VWM9:F5_P;7_LW_%/]I'_ (*(?$K_ (*-Z_\ %OXA?$30O 7P\N-*
M^*GQ:U\:EIR_&W]H_P"-.@6^I>,O =HEVACU'PC\(]/NULM2$,BV%UJNC^"M
M:T:VL=&U&QTZR_OJK^7;]A+_ (+V?\$1/@;^QE\,/!/@WQQ!^S5%\.?A]H=O
MK7P!;X8_$.\\66?B^/3+8>)K2SU'1_#FL6'C[6M0UQ;N:?Q3/X@N;S79)5O]
M4NH+B2:*#]"OV+?^"N.C_M_?%V7P[^S?^R)^T]J/[.UC;7CZI^UO\0O#NA?#
M/X6B]M4O(X['P_I/BC5K?Q'XNFGU*VBTZ2S\/P7>MZ<;D7VJZ+96$%Q<1U&R
M25]_GK_7W=0WNUZ_?K_7GYL_7^BBBJ **** /YYOVC/@5^V7_P $XOVOOBU^
MWA^P+\&)OVJ_@'^U#)8:U^U_^Q;H6OV/@_QKIGQ0TFR6W/[0/P5E?2[JRU36
M==L;27_A-M!-GJGB#7==U&YN%M=2MM1MKOP<7'_!Q5\'- TJZNO'W_!/#_@J
MYX$U33IDM=4TS6OV0R+:RO) 1' =7;Q[;VI,\RO%;&XBM7G*;UC"GC^AFBE;
M>SMU[KS\]?7J.^U]?\ET/YJKO_@Y&\+^*[>WM_@)_P $P/\ @IQ\7=>ORMII
MUE=_ :U\):++J\[%+33[OQ!I>N^.OL<<TG$EX-,N!"FY_(DVE:NP_M2?\''O
M[2>H167PB_X)\?LK_L-^&9[62^_X3#]JKXS3?%G4GM[B%GLK2WT?X87EAK>G
M:M&"GGV^L?#IHHKC$5X+94ECK^DBBBSZO[DE_F_Q%_7Y?E;IW/YNM(_X(K?M
M?_M6R0ZM_P %8_\ @IC\8/CIX;NKJQU"_P#V8OV:HT^!'P$=8II+B[\/^);[
M1+32M6\<Z.S&WBMKD>&/".NVH@>0:Q<2R1RP_L=^R;^PA^R)^PUX0D\%?LK?
M ?P/\(M+N^=6U/2+2ZU;QEXB;S'E0^)_'_B2[UGQOXE2"264V4&M^(+ZVTY9
M7AT^&U@;RZ^MZ*$DO\WJ_P"OP"_]?UOY=N@4444P/YZOA5X(O_&?_!RY^U1\
M3X8K>UT;X)_\$V_A!\-=1985$^I:[\5?B%I?C#1KAVD9'8PZ5X:UVV>ZMTGC
M6.TMK222-R4K^A6OS:UO]@SQ/;?\%/O!_P#P41^'GQLOO"NE:K\ -1_9]_:!
M^"E_X=AUG2_B?X<TFXU77?AOJNA:Z][#)X3U/PYXLU"RU34I%L;UKVST=;"S
MDM(]:UDW'Z2TDK7\W?\ (;_1?UJ%8&G^$_"VDW<E_I7AK0-,OII))9;S3]&T
MZRNY99O];))<6UM',\DN3YCLY9\_,36_13$%%%% !1110 4444 %%%% !113
M7=(T:21E1$5G=W8*B(H+,S,Q 55 )9B0  23@4 ?SV_\'(/[8/B3X"_L/VO[
M-/P@CN]5_:._;Y\5P?LW?"_P]I,EO_;=SX;UZXTRR^)-[8P7'[N;^TM,UK2/
MAVN\Q"&Z^(5M>I<0-9>8OZ>?\$Z?V1?#/["_[%WP _9E\.6-O:7/P^\!Z2/&
MMW#';++KOQ)UN%=:^(.O7DEI)-!<7&I>*KW4V25)YT6SCM+>&9X((C7\_G[)
M6IQ_\%>?^"[GQJ_; GGN-;_9+_X)AZ4OP8_9VA%[=7WA7Q7\:=1N-:TW5O'^
MG+%J-QH%S-)?1>,/$4.IZ9 RZCH=C\)KR665K&WF/];=2M6WZI=K::_>A]+?
MI]__  >]DPHHHJA!7X;_ /!</]IWQ]X6^#/@']@_]F>]6Y_;$_X*'>)'^!GP
MUL+:=(+KP?\ #'4$$7QB^*&HW$R?8]/TO1O"TUQH<=Q=W5C<%M8OM5TF6:X\
M.W21_N17XM_ +]B+]H#6/^"NO[5__!0']J"P\*3^#O#_ ( \+_ +]AC3]/\
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M;X!\+V-U>V4VL:YXAU<PPK86$DE['IT6HZBL306,[)];5_G\?\%7/B_\<_\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
AHH **** "BBB@ HHHH **** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>sig_stephensinc.jpg
<TEXT>
begin 644 sig_stephensinc.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
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MRP227R0?#VW6"Y\5>)_$MBUC8Z=JOCW2];^$/PK\/B]ET\>)VO5U=KG]?/\
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MU*I6F[NC1@IM4Z<7[2HHNI-P]I[,_H[_ &+/CAXP_:3_ &5?@=\=?'WA+3_
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MM0CEM+32;+7[_P (Z=J'C%S(L@M+&RT_6QJJ2K(\2V45N\=PENT,D<?\LO\
MP7D_:J^"3^$_@?\ L'_LS7'@2?X<_">>/QUXRMOAV?#NH>#_  QK6G6.K>%O
M W@;2+_1;BZ2TUO1-.U/Q=JWC"R3RW#Z_P"'S=W5UJ3:M;VGJG[)?PP_:O\
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MDJ&&A:[=6=[/EW:A%.5K-.2C%_$=?_P15_9IU+]IC]HCXK?\%'/VG]0T74_
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M]B/P7K-QH>G_ &"QLUMO#L?@[P-'HVEZ+\-=/L[#2AKVL_BI^S[IGPY\+_\
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MZ:TXNZBU9>_)SJO6]1W84R2..:.2*6-)8I4:.6*15>.2-U*O'(C JZ.I*LK
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M$<E]X\_:0^*GBWPLNJ7T]KX?\/>%?"_@O5?['<WG]EZ;?^([NZ\80W5]:A[
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..444 %%%% !1110!__]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
