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Regulatory Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2022
Banking and Thrift, Other Disclosure [Abstract] |
Actual Capital Amounts and Ratios | Our actual capital amounts and ratio is presented in the table below. In April 2020, under the CARES Act, the 9% leverage ratio threshold was temporarily reduced to 8% in response to the COVID-19 pandemic. The threshold increased to 8.5% in 2021 and has returned to 9% in 2022. The Bank elected to begin using the CBLR for the first quarter of 2021 and intends to utilize this measure for the foreseeable future. Eligibility criteria to utilize the CBLR includes the following: ● Total assets of less than $10 billion; ● Total trading assets plus liabilities of 5% or less of consolidated assets; ● Total off-balance sheet exposures of 25% or less of consolidated assets; ● Cannot be an advanced approaches banking organization; and ● Leverage ratio greater than 9% or temporarily prescribed threshold established in response to COVID-19.
|  | Actual |  | Minimum Capital Requirement |  |  |  | Minimum to be Well Capitalized
(Dollars in thousands) |  | Amount |  | Ratio |  | Amount |  | Ratio |  |  |  |  |  | Amount |  | Ratio
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Community Bank leverage ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Subsidiary bank |  | $ | 307,936 |  |  | 9.8% |  | $ | 250,675 |  |  | 8.0% |  |  |  |  |  | $ | 282,010 |  |  | 9.0%
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Community Bank leverage ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Subsidiary bank |  | $ | 321,282 |  |  | 11.6% |  | $ | 208,344 |  |  | 7.5% |  |  |  |  |  | $ | 236,123 |  |  | 8.5%

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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