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v3.23.1

Loans and Allowance for Credit Losses - Allowance (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2023 | Mar. 31, 2022
Changes in the allowance for loan losses |  |
Beginning balance | $ 23,837 | $ 17,603
Provision (release of allowance) for credit losses | 4,455 | 1,330
Initial allowance on loans purchased with credit deterioration | 1,217 |
Charge-offs | (4,847) | (1,124)
Recoveries | 3,169 | 385
Ending balance | 35,513 | 18,194
Individually evaluated for impairment |  | 637
Collectively evaluated for impairment |  | 17,557
Purchased credit impaired loans |  |
Changes in the allowance for loan losses |  |
Beginning balance |  | 663
Provision (release of allowance) for credit losses |  | (50)
Recoveries |  | 1
Ending balance |  | 614
Collectively evaluated for impairment |  | 614
Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | 7,682 |
Unfunded Commitments |  |
Changes in the allowance for loan losses |  |
Provision (release of allowance) for credit losses | 100 |
Total commercial |  |
Changes in the allowance for loan losses |  |
Beginning balance | 15,539 | 14,100
Provision (release of allowance) for credit losses | 1,282 | (938)
Initial allowance on loans purchased with credit deterioration | 710 |
Charge-offs | (141) | 0
Recoveries | 29 | 8
Ending balance | 14,735 | 13,170
Individually evaluated for impairment |  | 442
Collectively evaluated for impairment |  | 12,728
Total commercial | Purchased credit impaired loans |  |
Changes in the allowance for loan losses |  |
Beginning balance |  | 0
Provision (release of allowance) for credit losses |  | 164
Recoveries |  | 1
Ending balance |  | 165
Collectively evaluated for impairment |  | 165
Total commercial | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | (2,684) |
Total commercial | Business |  |
Changes in the allowance for loan losses |  |
Beginning balance | 8,771 | 8,027
Provision (release of allowance) for credit losses | 681 | (1,159)
Initial allowance on loans purchased with credit deterioration | 710 |
Charge-offs | (141) | 0
Recoveries | 23 | 1
Ending balance | 9,918 | 6,869
Individually evaluated for impairment |  | 218
Collectively evaluated for impairment |  | 6,651
Total commercial | Business | Purchased credit impaired loans |  |
Changes in the allowance for loan losses |  |
Beginning balance |  | 0
Provision (release of allowance) for credit losses |  | 111
Recoveries |  | 1
Ending balance |  | 112
Collectively evaluated for impairment |  | 112
Total commercial | Business | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | (126) |
Total commercial | Real estate |  |
Changes in the allowance for loan losses |  |
Beginning balance | 5,704 | 5,091
Provision (release of allowance) for credit losses | 313 | 468
Initial allowance on loans purchased with credit deterioration | 0 |
Charge-offs | 0 | 0
Recoveries | 6 | 7
Ending balance | 3,177 | 5,566
Individually evaluated for impairment |  | 224
Collectively evaluated for impairment |  | 5,342
Total commercial | Real estate | Purchased credit impaired loans |  |
Changes in the allowance for loan losses |  |
Beginning balance |  | 0
Provision (release of allowance) for credit losses |  | 53
Recoveries |  | 0
Ending balance |  | 53
Collectively evaluated for impairment |  | 53
Total commercial | Real estate | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | (2,846) |
Total commercial | Acquisition, development and construction |  |
Changes in the allowance for loan losses |  |
Beginning balance | 1,064 | 982
Provision (release of allowance) for credit losses | 288 | (247)
Initial allowance on loans purchased with credit deterioration | 0 |
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending balance | 1,640 | 735
Individually evaluated for impairment |  | 0
Collectively evaluated for impairment |  | 735
Total commercial | Acquisition, development and construction | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | 288 |
Residential real estate |  |
Changes in the allowance for loan losses |  |
Beginning balance | 2,880 | 948
Provision (release of allowance) for credit losses | 364 | 179
Initial allowance on loans purchased with credit deterioration | 507 |
Charge-offs | (22) | 0
Recoveries | 0 | 0
Ending balance | 7,618 | 1,127
Individually evaluated for impairment |  | 84
Collectively evaluated for impairment |  | 1,043
Residential real estate | Purchased credit impaired loans |  |
Changes in the allowance for loan losses |  |
Beginning balance |  | 544
Provision (release of allowance) for credit losses |  | (221)
Recoveries |  | 0
Ending balance |  | 323
Collectively evaluated for impairment |  | 323
Residential real estate | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | 3,889 |
Home Equity |  |
Changes in the allowance for loan losses |  |
Beginning balance | 131 | 128
Provision (release of allowance) for credit losses | (8) | 1
Initial allowance on loans purchased with credit deterioration | 0 |
Charge-offs | 0 | 0
Recoveries | 1 | 2
Ending balance | 119 | 131
Individually evaluated for impairment |  | 0
Collectively evaluated for impairment |  | 131
Home Equity | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | (5) |
Consumer |  |
Changes in the allowance for loan losses |  |
Beginning balance | 5,287 | 2,427
Provision (release of allowance) for credit losses | 2,817 | 2,088
Initial allowance on loans purchased with credit deterioration | 0 |
Charge-offs | (4,684) | (1,124)
Recoveries | 3,139 | 375
Ending balance | 13,041 | 3,766
Individually evaluated for impairment |  | 111
Collectively evaluated for impairment |  | 3,655
Consumer | Purchased credit impaired loans |  |
Changes in the allowance for loan losses |  |
Beginning balance |  | 119
Provision (release of allowance) for credit losses |  | 7
Recoveries |  | 0
Ending balance |  | 126
Collectively evaluated for impairment |  | $ 126
Consumer | Cumulative Effect, Period of Adoption, Adjustment |  |
Changes in the allowance for loan losses |  |
Beginning balance | $ 6,482 |

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
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