XML 63 R51.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans and Allowance for Credit Losses - Allowance (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Changes in the allowance for loan losses      
Beginning balance $ 22,124 $ 23,837 $ 23,837
Provision (release of allowance) for credit losses 1,995 4,455  
Initial allowance on loans purchased with credit deterioration   1,217  
Charge-offs (2,150) (4,847) (18,479)
Recoveries 835 3,169  
Ending balance 22,804 35,513 22,124
Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   7,682 7,682
Total commercial      
Changes in the allowance for loan losses      
Beginning balance 12,536 15,539 15,539
Provision (release of allowance) for credit losses 2,109 1,282  
Initial allowance on loans purchased with credit deterioration   710  
Charge-offs (981) (141)  
Recoveries 50 29  
Ending balance 13,714 14,735 12,536
Total commercial | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   (2,684) (2,684)
Total commercial | Business      
Changes in the allowance for loan losses      
Beginning balance 7,931 8,771 8,771
Provision (release of allowance) for credit losses 1,297 681  
Initial allowance on loans purchased with credit deterioration   710  
Charge-offs (981) (141) (4,572)
Recoveries 42 23  
Ending balance 8,289 9,918 7,931
Total commercial | Business | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   (126) (126)
Total commercial | Real estate      
Changes in the allowance for loan losses      
Beginning balance 2,931 5,704 5,704
Provision (release of allowance) for credit losses 365 313  
Initial allowance on loans purchased with credit deterioration   0  
Charge-offs 0 0 0
Recoveries 8 6  
Ending balance 3,304 3,177 2,931
Total commercial | Real estate | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   (2,846) (2,846)
Total commercial | Acquisition, development and construction      
Changes in the allowance for loan losses      
Beginning balance 1,674 1,064 1,064
Provision (release of allowance) for credit losses 447 288  
Initial allowance on loans purchased with credit deterioration   0  
Charge-offs 0 0 0
Recoveries 0 0  
Ending balance 2,121 1,640 1,674
Total commercial | Acquisition, development and construction | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   288 288
Residential real estate      
Changes in the allowance for loan losses      
Beginning balance 6,412 2,880 2,880
Provision (release of allowance) for credit losses (145) 364  
Initial allowance on loans purchased with credit deterioration   507  
Charge-offs 0 (22) (400)
Recoveries 35 0  
Ending balance 6,302 7,618 6,412
Residential real estate | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   3,889 3,889
Home Equity      
Changes in the allowance for loan losses      
Beginning balance 97 131 131
Provision (release of allowance) for credit losses (8) (8)  
Initial allowance on loans purchased with credit deterioration   0  
Charge-offs 0 0 0
Recoveries 1 1  
Ending balance 90 119 97
Home Equity | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   (5) (5)
Consumer      
Changes in the allowance for loan losses      
Beginning balance 3,079 5,287 5,287
Provision (release of allowance) for credit losses 39 2,817  
Initial allowance on loans purchased with credit deterioration   0  
Charge-offs (1,169) (4,684) (13,507)
Recoveries 749 3,139  
Ending balance $ 2,698 13,041 3,079
Consumer | Impact of adopting ASC 326, net of tax      
Changes in the allowance for loan losses      
Beginning balance   $ 6,482 $ 6,482