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Loans and Allowance for Credit Losses - Schedule of Allowance (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | $ 22,804 | $ 35,513 | $ 22,124 | $ 23,837 | $ 23,837
Initial allowance on loans purchased with credit deterioration |  |  |  | 1,217 |
Provision (release of allowance) for credit losses | 130 | (3,987) | 2,125 | 468 |
Charge-offs | (1,538) | (3,700) | (3,688) | (8,547) | (18,479)
Recoveries | 688 | 2,468 | 1,523 | 5,637 |
Ending balance | 22,084 | 30,294 | 22,084 | 30,294 | 22,124
Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | 7,682 | 7,682
Total commercial |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 13,714 | 14,735 | 12,536 | 15,539 | 15,539
Initial allowance on loans purchased with credit deterioration |  |  |  | 710 |
Provision (release of allowance) for credit losses | 657 | 1,438 | 2,766 | 2,721 |
Charge-offs | (896) | (127) | (1,877) | (268) |
Recoveries | 7 | 20 | 57 | 48 |
Ending balance | 13,482 | 16,066 | 13,482 | 16,066 | 12,536
Total commercial | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (2,684) | (2,684)
Total commercial | Business |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 8,289 | 9,918 | 7,931 | 8,771 | 8,771
Initial allowance on loans purchased with credit deterioration |  |  |  | 710 |
Provision (release of allowance) for credit losses | 2,180 | 1,504 | 3,477 | 2,186 |
Charge-offs | (896) | (127) | (1,877) | (268) | (4,572)
Recoveries | 0 | 13 | 42 | 35 |
Ending balance | 9,573 | 11,308 | 9,573 | 11,308 | 7,931
Total commercial | Business | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (126) | (126)
Total commercial | Real estate |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 3,304 | 3,177 | 2,931 | 5,704 | 5,704
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | (839) | (133) | (474) | 180 |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 7 | 7 | 15 | 13 |
Ending balance | 2,472 | 3,051 | 2,472 | 3,051 | 2,931
Total commercial | Real estate | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (2,846) | (2,846)
Total commercial | Acquisition, development and construction |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 2,121 | 1,640 | 1,674 | 1,064 | 1,064
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | (684) | 67 | (237) | 355 |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 1,437 | 1,707 | 1,437 | 1,707 | 1,674
Total commercial | Acquisition, development and construction | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | 288 | 288
Residential |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 6,302 | 7,618 | 6,412 | 2,880 | 2,880
Initial allowance on loans purchased with credit deterioration |  |  |  | 507 |
Provision (release of allowance) for credit losses | (54) | (450) | (199) | (86) |
Charge-offs | 0 | 0 | 0 | (22) | (400)
Recoveries | 0 | 0 | 35 | 0 |
Ending balance | 6,248 | 7,168 | 6,248 | 7,168 | 6,412
Residential | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | 3,889 | 3,889
Home Equity |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 90 | 119 | 97 | 131 | 131
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | (6) | (6) | (14) | (14) |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 1 | 1 | 2 | 2 |
Ending balance | 85 | 114 | 85 | 114 | 97
Home Equity | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (5) | (5)
Consumer |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 2,698 | 13,041 | 3,079 | 5,287 | 5,287
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | (467) | (4,969) | (428) | (2,153) |
Charge-offs | (642) | (3,573) | (1,811) | (8,257) | (13,507)
Recoveries | 680 | 2,447 | 1,429 | 5,587 |
Ending balance | $ 2,269 | $ 6,946 | $ 2,269 | 6,946 | 3,079
Consumer | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | $ 6,482 | $ 6,482

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- Definition Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal), Excluding Unfunded Commitments + References No definition available. + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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