XML 59 R47.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and Allowance for Credit Losses - Narrative (Details)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
USD ($)
loan
Jun. 30, 2023
USD ($)
loan
Jun. 30, 2024
USD ($)
loan
category
Jun. 30, 2023
USD ($)
loan
Dec. 31, 2023
USD ($)
Financing Receivable, Impaired [Line Items]          
Foreclosed properties held $ 800   $ 800    
Number of points in internal risk rating system | category     9    
Number of categories in internal risk rating system considered as not criticized | category     6    
Commercial relationship credit review threshold amount 1,000   $ 1,000    
Nonaccrual loan 23,099   23,099   $ 8,267
Total loans 2,205,718   2,205,718   2,316,174
Liability for unfunded commitments 1,100   1,100   1,000
Charge-offs 1,538 $ 3,700 $ 3,688 $ 8,547 18,479
Number of loans modified in period | loan     16    
Provision (release of allowance) for credit losses 254 (4,235) $ 2,251 341  
Number of borrowers with modified loans | loan     15    
Amortized cost of loans modified in period 3,531 15,939 $ 4,899 15,939  
Loans defaulted under the restructured terms 449 2,075 449 2,075  
Total Past Due          
Financing Receivable, Impaired [Line Items]          
Total loans 28,617   28,617   14,015
Total past due 684 2,075 684 2,075  
Unfunded Commitments          
Financing Receivable, Impaired [Line Items]          
Provision (release of allowance) for credit losses $ 100 (200) $ 100 (100)  
Minimum          
Financing Receivable, Impaired [Line Items]          
Percentage of commercial outstanding loan balances 40.00%   40.00%    
Maximum          
Financing Receivable, Impaired [Line Items]          
Percentage of commercial outstanding loan balances 45.00%   45.00%    
Total commercial          
Financing Receivable, Impaired [Line Items]          
Number foreclosed properties held | loan 2   2    
Nonaccrual loan $ 21,515   $ 21,515   7,680
Total loans 1,514,576   1,514,576   1,601,688
Charge-offs 896 127 1,877 268  
Amortized cost of loans modified in period 3,531 15,939 4,899 15,939  
Loans defaulted under the restructured terms 449 2,075 449 2,075  
Total commercial | Total Past Due          
Financing Receivable, Impaired [Line Items]          
Total loans 22,493   22,493   9,084
Total past due 684 2,075 684 2,075  
Total commercial | Construction loans          
Financing Receivable, Impaired [Line Items]          
Nonaccrual loan 14,600   14,600    
Total commercial | Subprime Consumer Automotive Segment          
Financing Receivable, Impaired [Line Items]          
Charge-offs $ 900        
Charge-off percentage 60.00%        
Number of loans modified in period | loan 5        
Total commercial | Business          
Financing Receivable, Impaired [Line Items]          
Nonaccrual loan $ 6,223   6,223   6,926
Total loans 731,420   731,420   797,100
Charge-offs 896 127 1,877 268 4,572
Amortized cost of loans modified in period $ 3,531 $ 4,563 $ 4,899 $ 4,563  
Number of past due modified loans | loan 2   2    
Number of modified loans that has defaulted | loan 1 1 1 1  
Loans defaulted under the restructured terms $ 449 $ 2,075 $ 449 $ 2,075  
Total commercial | Business | Total Past Due          
Financing Receivable, Impaired [Line Items]          
Total loans 7,841   7,841   8,670
Number of past due modified loans | loan   1   1  
Total past due $ 684 $ 2,075 $ 684 $ 2,075  
Total commercial | Business | Government-Guaranteed Collateral          
Financing Receivable, Impaired [Line Items]          
Number of loans modified in period | loan     15    
Amortized cost of loans modified in period     $ 4,700    
Total commercial | Business | Government-Guaranteed Collateral | Total Past Due          
Financing Receivable, Impaired [Line Items]          
Number of past due modified loans | loan 2   2    
Residential real estate          
Financing Receivable, Impaired [Line Items]          
Number foreclosed properties held | loan 1,000,000   1,000,000    
Investment in loans in the process of foreclosure $ 200   $ 200    
Nonaccrual loan 1,318   1,318   82
Total loans 655,985   655,985   672,547
Charge-offs 0 0 0 22 400
Amortized cost of loans modified in period 0 0 0 0  
Loans defaulted under the restructured terms 0 0 0 0  
Residential real estate | Total Past Due          
Financing Receivable, Impaired [Line Items]          
Total loans 3,406   3,406   2,008
Total past due 0 0 0 0  
Consumer          
Financing Receivable, Impaired [Line Items]          
Nonaccrual loan 187   187   344
Total loans 22,742   22,742   27,408
Charge-offs 642 3,573 1,811 8,257 13,507
Amortized cost of loans modified in period 0 0 0 0  
Loans defaulted under the restructured terms 0 0 0 0  
Consumer | Total Past Due          
Financing Receivable, Impaired [Line Items]          
Total loans 2,452   2,452   $ 2,914
Total past due 0 $ 0 $ 0 $ 0  
Consumer | Subprime Consumer Automotive Segment          
Financing Receivable, Impaired [Line Items]          
Charge-offs $ 600        
Charge-off percentage 40.00%