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Loans and Allowance for Credit Losses - Schedule of Allowance (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | $ 22,084 | $ 30,294 | $ 22,124 | $ 23,837 | $ 23,837
Initial allowance on loans purchased with credit deterioration |  |  |  | 1,217 |
Provision (release of allowance) for credit losses | 126 | (159) | 2,251 | 309 |
Charge-offs | (1,392) | (8,064) | (5,080) | (16,611) | (18,479)
Recoveries | 681 | 2,205 | 2,204 | 7,842 |
Ending balance | 21,499 | 24,276 | 21,499 | 24,276 | 22,124
Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | 7,682 | 7,682
Total commercial |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 13,482 | 16,066 | 12,536 | 15,539 | 15,539
Initial allowance on loans purchased with credit deterioration |  |  |  | 710 |
Provision (release of allowance) for credit losses | (207) | 2,110 | 2,559 | 4,831 |
Charge-offs | (415) | (4,028) | (2,292) | (4,297) |
Recoveries | 3 | 11 | 60 | 60 |
Ending balance | 12,863 | 14,159 | 12,863 | 14,159 | 12,536
Total commercial | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (2,684) | (2,684)
Total commercial | Business |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 9,573 | 11,308 | 7,931 | 8,771 | 8,771
Initial allowance on loans purchased with credit deterioration |  |  |  | 710 |
Provision (release of allowance) for credit losses | (743) | 1,584 | 2,734 | 3,770 |
Charge-offs | (415) | (4,028) | (2,292) | (4,297) | (4,572)
Recoveries | 0 | 4 | 42 | 40 |
Ending balance | 8,415 | 8,868 | 8,415 | 8,868 | 7,931
Total commercial | Business | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (126) | (126)
Total commercial | Real estate |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 2,472 | 3,051 | 2,931 | 5,704 | 5,704
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | 308 | 183 | (166) | 363 |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 3 | 7 | 18 | 20 |
Ending balance | 2,783 | 3,241 | 2,783 | 3,241 | 2,931
Total commercial | Real estate | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (2,846) | (2,846)
Total commercial | Acquisition, development and construction |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 1,437 | 1,707 | 1,674 | 1,064 | 1,064
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | 228 | 343 | (9) | 698 |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 1,665 | 2,050 | 1,665 | 2,050 | 1,674
Total commercial | Acquisition, development and construction | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | 288 | 288
Residential |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 6,248 | 7,168 | 6,412 | 2,880 | 2,880
Initial allowance on loans purchased with credit deterioration |  |  |  | 507 |
Provision (release of allowance) for credit losses | 839 | (242) | 640 | (328) |
Charge-offs | 0 | (359) | 0 | (381) | (400)
Recoveries | 0 | 0 | 35 | 0 |
Ending balance | 7,087 | 6,567 | 7,087 | 6,567 | 6,412
Residential | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | 3,889 | 3,889
Home Equity |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 85 | 114 | 97 | 131 | 131
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | 5 | (15) | (9) | (29) |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 1 | 1 | 3 | 3 |
Ending balance | 91 | 100 | 91 | 100 | 97
Home Equity | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | (5) | (5)
Consumer |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 2,269 | 6,946 | 3,079 | 5,287 | 5,287
Initial allowance on loans purchased with credit deterioration |  |  |  | 0 |
Provision (release of allowance) for credit losses | (511) | (2,012) | (939) | (4,165) |
Charge-offs | (977) | (3,677) | (2,788) | (11,933) | (13,507)
Recoveries | 677 | 2,193 | 2,106 | 7,779 |
Ending balance | $ 1,458 | $ 3,450 | $ 1,458 | 3,450 | 3,079
Consumer | Impact of adopting ASC 326, net of tax |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance |  |  |  | $ 6,482 | $ 6,482

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- Definition Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal), Excluding Unfunded Commitments + References No definition available. + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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