XML 61 R49.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Allowance for Credit Losses - Schedule of Internal Risk Rating Summary (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Total commercial business loans          
Year one $ 156,309   $ 156,309   $ 364,536
Year two 326,031   326,031   936,622
Year three 817,088   817,088   485,068
Year four 406,148   406,148   147,128
Year five 127,772   127,772   105,499
Prior 326,006   326,006   270,307
Revolving Loans Converted to Term 10,593   10,593   7,014
Total 2,169,947   2,169,947   2,316,174
Gross charge-offs          
Year one     2   1,144
Year two     352   10,836
Year three     3,140   3,003
Year four     1,219   141
Year five     0   19
Prior     367   3,336
Revolving Loans Converted to Term     0   0
Total 1,392 $ 8,064 5,080 $ 16,611 18,479
Total commercial          
Total commercial business loans          
Total 1,480,533   1,480,533   1,601,688
Gross charge-offs          
Total 415 4,028 2,292 4,297  
Total commercial | Business          
Total commercial business loans          
Year one 49,285   49,285   189,101
Year two 143,885   143,885   283,423
Year three 239,804   239,804   96,775
Year four 66,377   66,377   67,289
Year five 71,846   71,846   56,004
Prior 123,439   123,439   98,040
Revolving Loans Converted to Term 7,338   7,338   6,468
Total 701,974   701,974   797,100
Gross charge-offs          
Year one     2   0
Year two     0   228
Year three     1,083   1,250
Year four     840   141
Year five     0   0
Prior     367   2,953
Revolving Loans Converted to Term         0
Total 415 4,028 2,292 4,297 4,572
Total commercial | Real estate          
Total commercial business loans          
Year one 50,668   50,668   112,063
Year two 111,823   111,823   149,189
Year three 137,027   137,027   225,183
Year four 193,708   193,708   11,952
Year five 11,531   11,531   32,517
Prior 159,821   159,821   139,134
Revolving Loans Converted to Term 460   460   546
Total 665,038   665,038   670,584
Gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   0
Prior     0   0
Revolving Loans Converted to Term         0
Total 0 0 0 0 0
Total commercial | Acquisition, development and construction          
Total commercial business loans          
Year one 11,867   11,867   6,546
Year two 11,277   11,277   54,468
Year three 35,154   35,154   45,772
Year four 43,845   43,845   22,041
Year five 7,235   7,235   2,940
Prior 4,143   4,143   2,237
Revolving Loans Converted to Term 0   0   0
Total 113,521   113,521   134,004
Gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   0
Prior     0   0
Revolving Loans Converted to Term         0
Total 0 0 0 0 0
Residential real estate          
Total commercial business loans          
Year one 44,489   44,489   54,453
Year two 57,280   57,280   430,314
Year three 390,786   390,786   111,527
Year four 97,799   97,799   44,508
Year five 36,108   36,108   8,852
Prior 27,349   27,349   22,893
Revolving Loans Converted to Term 2,795   2,795   0
Total 656,606   656,606   672,547
Gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   19
Prior     0   381
Revolving Loans Converted to Term         0
Total 0 359 0 381 400
Home equity lines of credit          
Total commercial business loans          
Year one 0   0   58
Year two 57   57   36
Year three 35   35   0
Year four 0   0   1,338
Year five 1,052   1,052   5,147
Prior 11,212   11,212   7,952
Revolving Loans Converted to Term 0   0   0
Total 12,356   12,356   14,531
Gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   0
Prior     0   0
Revolving Loans Converted to Term         0
Total 0 0 0 0 0
Consumer          
Total commercial business loans          
Year one 0   0   2,315
Year two 1,709   1,709   19,192
Year three 14,282   14,282   5,811
Year four 4,419   4,419   0
Year five 0   0   39
Prior 42   42   51
Revolving Loans Converted to Term 0   0   0
Total 20,452   20,452   27,408
Gross charge-offs          
Year one     0   1,144
Year two     352   10,608
Year three     2,057   1,753
Year four     379   0
Year five     0   0
Prior     0   2
Revolving Loans Converted to Term         0
Total 977 $ 3,677 2,788 $ 11,933 13,507
Pass          
Total commercial business loans          
Year one 156,268   156,268   363,158
Year two 324,789   324,789   901,663
Year three 787,142   787,142   457,405
Year four 365,707   365,707   141,728
Year five 124,206   124,206   93,881
Prior 277,362   277,362   230,784
Revolving Loans Converted to Term 10,275   10,275   5,163
Total 2,045,749   2,045,749   2,193,782
Pass | Total commercial | Business          
Total commercial business loans          
Year one 49,244   49,244   187,743
Year two 142,643   142,643   249,718
Year three 211,830   211,830   95,547
Year four 65,488   65,488   66,195
Year five 70,770   70,770   51,025
Prior 114,002   114,002   91,435
Revolving Loans Converted to Term 7,136   7,136   4,617
Total 661,113   661,113   746,280
Pass | Total commercial | Real estate          
Total commercial business loans          
Year one 50,668   50,668   112,063
Year two 111,823   111,823   149,189
Year three 137,027   137,027   217,222
Year four 167,909   167,909   11,952
Year five 11,531   11,531   26,438
Prior 124,518   124,518   108,934
Revolving Loans Converted to Term 460   460   546
Total 603,936   603,936   626,344
Pass | Total commercial | Acquisition, development and construction          
Total commercial business loans          
Year one 11,867   11,867   6,546
Year two 11,277   11,277   54,468
Year three 35,154   35,154   31,120
Year four 30,339   30,339   22,041
Year five 7,235   7,235   2,940
Prior 3,608   3,608   1,483
Revolving Loans Converted to Term 0   0   0
Total 99,480   99,480   118,598
Pass | Residential real estate          
Total commercial business loans          
Year one 44,489   44,489   54,453
Year two 57,280   57,280   429,326
Year three 388,965   388,965   107,763
Year four 97,588   97,588   40,202
Year five 33,618   33,618   8,292
Prior 24,334   24,334   21,313
Revolving Loans Converted to Term 2,679   2,679   0
Total 648,953   648,953   661,349
Pass | Home equity lines of credit          
Total commercial business loans          
Year one 0   0   58
Year two 57   57   36
Year three 35   35   0
Year four 0   0   1,338
Year five 1,052   1,052   5,147
Prior 10,858   10,858   7,568
Revolving Loans Converted to Term 0   0   0
Total 12,002   12,002   14,147
Pass | Consumer          
Total commercial business loans          
Year one 0   0   2,295
Year two 1,709   1,709   18,926
Year three 14,131   14,131   5,753
Year four 4,383   4,383   0
Year five 0   0   39
Prior 42   42   51
Revolving Loans Converted to Term 0   0   0
Total 20,265   20,265   27,064
Special Mention          
Total commercial business loans          
Year one 41   41   990
Year two 0   0   30,695
Year three 21,785   21,785   22,685
Year four 8,019   8,019   5,054
Year five 791   791   6,832
Prior 19,745   19,745   15,899
Revolving Loans Converted to Term 0   0   1,647
Total 50,381   50,381   83,802
Special Mention | Total commercial | Business          
Total commercial business loans          
Year one 41   41   990
Year two 0   0   30,695
Year three 21,785   21,785   72
Year four 222   222   830
Year five 791   791   339
Prior 4,011   4,011   3,767
Revolving Loans Converted to Term 0   0   1,647
Total 26,850   26,850   38,340
Special Mention | Total commercial | Real estate          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   7,961
Year four 7,797   7,797   0
Year five 0   0   6,079
Prior 14,835   14,835   11,201
Revolving Loans Converted to Term 0   0   0
Total 22,632   22,632   25,241
Special Mention | Total commercial | Acquisition, development and construction          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   14,652
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total 0   0   14,652
Special Mention | Residential real estate          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   4,224
Year five 0   0   414
Prior 670   670   708
Revolving Loans Converted to Term 0   0   0
Total 670   670   5,346
Special Mention | Home equity lines of credit          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 229   229   223
Revolving Loans Converted to Term 0   0   0
Total 229   229   223
Special Mention | Consumer          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total 0   0   0
Substandard          
Total commercial business loans          
Year one 0   0   388
Year two 1,242   1,242   2,242
Year three 7,150   7,150   4,139
Year four 31,829   31,829   82
Year five 2,490   2,490   4,786
Prior 27,790   27,790   22,127
Revolving Loans Converted to Term 318   318   204
Total 70,819   70,819   33,968
Substandard | Total commercial | Business          
Total commercial business loans          
Year one 0   0   368
Year two 1,242   1,242   988
Year three 5,178   5,178   317
Year four 285   285   0
Year five 0   0   4,640
Prior 4,410   4,410   1,436
Revolving Loans Converted to Term 202   202   204
Total 11,317   11,317   7,953
Substandard | Total commercial | Real estate          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 18,002   18,002   0
Year five 0   0   0
Prior 20,468   20,468   18,999
Revolving Loans Converted to Term 0   0   0
Total 38,470   38,470   18,999
Substandard | Total commercial | Acquisition, development and construction          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 13,506   13,506   0
Year five 0   0   0
Prior 535   535   754
Revolving Loans Converted to Term 0   0   0
Total 14,041   14,041   754
Substandard | Residential real estate          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   988
Year three 1,821   1,821   3,764
Year four 0   0   82
Year five 2,490   2,490   146
Prior 2,252   2,252   777
Revolving Loans Converted to Term 116   116   0
Total 6,679   6,679   5,757
Substandard | Home equity lines of credit          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 125   125   161
Revolving Loans Converted to Term 0   0   0
Total 125   125   161
Substandard | Consumer          
Total commercial business loans          
Year one 0   0   20
Year two 0   0   266
Year three 151   151   58
Year four 36   36   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total 187   187   344
Doubtful          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   2,022
Year three 1,011   1,011   839
Year four 593   593   264
Year five 285   285   0
Prior 1,109   1,109   1,497
Revolving Loans Converted to Term 0   0   0
Total 2,998   2,998   4,622
Doubtful | Total commercial | Business          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   2,022
Year three 1,011   1,011   839
Year four 382   382   264
Year five 285   285   0
Prior 1,016   1,016   1,402
Revolving Loans Converted to Term 0   0   0
Total 2,694   2,694   4,527
Doubtful | Total commercial | Real estate          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total 0   0   0
Doubtful | Total commercial | Acquisition, development and construction          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total 0   0   0
Doubtful | Residential real estate          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 211   211   0
Year five 0   0   0
Prior 93   93   95
Revolving Loans Converted to Term 0   0   0
Total 304   304   95
Doubtful | Home equity lines of credit          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total 0   0   0
Doubtful | Consumer          
Total commercial business loans          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Converted to Term 0   0   0
Total $ 0   $ 0   $ 0