Exhibit 21

MVB FINANCIAL CORP. AND SUBSIDIARIES ANNUAL REPORT ON FORM 10-K

FOR FISCAL YEAR ENDED DECEMBER 31, 2024

Subsidiaries of MVB Financial Corp.1

Name of Subsidiary						Jurisdiction of Incorporation
MVB Bank, Inc.						West Virginia
MVB Insurance, LLC						West Virginia
Paladin Fraud, LLC						West Virginia
MVB Technology, LLC						West Virginia
MVB Edge Ventures, LLC						West Virginia
Victor Technologies, LLC						West Virginia
Trabian Technology, Inc.						West Virginia
SPE PR, LLC						Puerto Rico

1.The names of some of our subsidiaries which, if considered in the aggregate as a single subsidiary, would not constitute a “significant subsidiary,” have been omitted in accordance with Item 601(b)(21)(ii) of Regulation S-K.