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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME    
Interest and fees on loans $ 35,037 $ 40,216
Interest on deposits with banks 4,734 7,341
Interest on investment securities 2,757 1,743
Interest on tax-exempt loans and securities 701 730
Total interest income 43,229 50,030
INTEREST EXPENSE    
Interest on deposits 15,682 18,931
Interest on short-term borrowings and repurchase agreements 74 1
Interest on subordinated debt 797 809
Interest on senior term loan 0 150
Total interest expense 16,553 19,891
NET INTEREST INCOME 26,676 30,139
Provision for credit losses 177 1,997
Net interest income after provision for credit losses 26,499 28,142
NONINTEREST INCOME    
Payment card and service charge income 4,985 4,813
Insurance income 68 66
Gain (loss) on sale of available-for-sale securities, net (42) 658
Loss on sale of loans, net (69) 0
Holding loss on equity securities (266) (49)
Compliance and consulting income 501 1,000
Equity method investments income (loss) 645 (1,128)
Gain on divestiture activity 608 0
Loss on disposal of assets (342) (54)
Other operating income 920 2,528
Total noninterest income 7,008 7,834
NONINTEREST EXPENSES    
Salaries and employee benefits 16,412 16,489
Occupancy expense 1,296 864
Equipment depreciation and maintenance 979 1,216
Data processing and communications 1,355 1,459
Professional fees 3,581 5,737
Insurance, tax and assessment expense 957 892
Travel, entertainment, dues and subscriptions 1,508 1,551
Other operating expenses 2,613 1,983
Total noninterest expense 28,701 30,191
Income before income taxes 4,806 5,785
Income taxes 1,247 1,283
Net income 3,559 4,502
Net (income) loss attributable to noncontrolling interest 18 (20)
Net income attributable to parent $ 3,577 $ 4,482
Earnings per common shareholder - basic (in dollars per share) $ 0.28 $ 0.35
Earnings per common shareholder - diluted (in dollars per share) $ 0.27 $ 0.34
Weighted-average shares outstanding - basic (in shares) 12,948,178 12,810,956
Weighted-average shares outstanding - diluted (in shares) 13,181,213 13,119,292