XML 56 R44.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses - Schedule of Internal Risk Rating Summary (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Total commercial business loans      
Year one $ 77,880   $ 224,133
Year two 235,659   276,346
Year three 276,988   786,583
Year four 726,620   387,974
Year five 365,513   110,830
Prior 369,587   302,580
Revolving Loans Converted to Term 10,534   10,671
Total 2,062,781   2,099,117
Gross charge-offs      
Year one 0   2
Year two 0   384
Year three 48   5,655
Year four 1,233   1,348
Year five 106   0
Prior 0   367
Revolving Loans Converted to Term 0   0
Total 1,387 $ 2,150 7,756
Total commercial      
Total commercial business loans      
Total 1,391,857   1,416,856
Gross charge-offs      
Total 796 981  
Total commercial | Business      
Total commercial business loans      
Year one 15,657   68,164
Year two 75,679   125,963
Year three 127,906   236,809
Year four 199,079   62,530
Year five 61,609   60,617
Prior 159,014   106,916
Revolving Loans Converted to Term 7,367   7,459
Total 646,311   668,458
Gross charge-offs      
Year one 0   2
Year two 0   0
Year three 0   3,125
Year four 775   885
Year five 21   0
Prior 0   367
Revolving Loans Converted to Term 0   0
Total 796 981 4,379
Total commercial | Real estate      
Total commercial business loans      
Year one 40,000   63,058
Year two 57,943   97,119
Year three 111,934   121,694
Year four 118,640   187,613
Year five 193,035   9,222
Prior 136,117   153,761
Revolving Loans Converted to Term 401   431
Total 658,070   632,898
Gross charge-offs      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0 0 0
Total commercial | Acquisition, development and construction      
Total commercial business loans      
Year one 13,410   11,352
Year two 15,506   13,675
Year three 313   36,425
Year four 31,064   43,391
Year five 19,661   6,673
Prior 7,522   3,984
Revolving Loans Converted to Term 0   0
Total 87,476   115,500
Gross charge-offs      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0 0 0
Residential real estate      
Total commercial business loans      
Year one 8,813   81,559
Year two 86,531   37,914
Year three 35,312   378,661
Year four 366,154   90,440
Year five 87,661   33,262
Prior 55,245   26,091
Revolving Loans Converted to Term 2,766   2,781
Total 642,482   650,708
Gross charge-offs      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   11
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0 0 11
Home equity lines of credit      
Total commercial business loans      
Year one 0   0
Year two 0   57
Year three 57   35
Year four 34   0
Year five 0   1,056
Prior 11,647   11,785
Revolving Loans Converted to Term 0   0
Total 11,738   12,933
Gross charge-offs      
Year one     0
Year two     0
Year three     0
Year four     0
Year five     0
Prior     0
Revolving Loans Converted to Term     0
Total 0 0 0
Consumer      
Total commercial business loans      
Year one 0   0
Year two 0   1,618
Year three 1,466   12,959
Year four 11,649   4,000
Year five 3,547   0
Prior 42   43
Revolving Loans Converted to Term 0   0
Total 16,704   18,620
Gross charge-offs      
Year one 0   0
Year two 0   384
Year three 48   2,530
Year four 458   452
Year five 85   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 591 $ 1,169 3,366
Pass      
Total commercial business loans      
Year one 77,880   224,098
Year two 235,630   275,098
Year three 275,763   757,557
Year four 696,499   337,362
Year five 313,495   107,868
Prior 318,629   257,120
Revolving Loans Converted to Term 9,429   9,536
Total 1,927,325   1,968,639
Pass | Total commercial | Business      
Total commercial business loans      
Year one 15,657   68,129
Year two 75,650   124,736
Year three 126,701   211,526
Year four 171,210   51,202
Year five 48,468   58,015
Prior 139,923   98,747
Revolving Loans Converted to Term 6,375   6,439
Total 583,984   618,794
Pass | Total commercial | Real estate      
Total commercial business loans      
Year one 40,000   63,058
Year two 57,943   97,119
Year three 111,934   121,694
Year four 118,640   161,886
Year five 167,320   9,222
Prior 109,224   122,809
Revolving Loans Converted to Term 401   431
Total 605,462   576,219
Pass | Total commercial | Acquisition, development and construction      
Total commercial business loans      
Year one 13,410   11,352
Year two 15,506   13,675
Year three 313   36,425
Year four 31,064   29,885
Year five 6,505   6,673
Prior 4,857   1,287
Revolving Loans Converted to Term 0   0
Total 71,655   99,297
Pass | Residential real estate      
Total commercial business loans      
Year one 8,813   81,559
Year two 86,531   37,914
Year three 35,312   375,065
Year four 363,979   90,440
Year five 87,661   32,902
Prior 52,951   22,759
Revolving Loans Converted to Term 2,653   2,666
Total 637,900   643,305
Pass | Home equity lines of credit      
Total commercial business loans      
Year one 0   0
Year two 0   57
Year three 57   35
Year four 34   0
Year five 0   1,056
Prior 11,632   11,475
Revolving Loans Converted to Term 0   0
Total 11,723   12,623
Pass | Consumer      
Total commercial business loans      
Year one 0   0
Year two 0   1,597
Year three 1,446   12,812
Year four 11,572   3,949
Year five 3,541   0
Prior 42   43
Revolving Loans Converted to Term 0   0
Total 16,601   18,401
Special Mention      
Total commercial business loans      
Year one 0   35
Year two 28   0
Year three 0   21,851
Year four 21,844   17,002
Year five 17,051   1,816
Prior 28,839   8,839
Revolving Loans Converted to Term 992   813
Total 68,754   50,356
Special Mention | Total commercial | Business      
Total commercial business loans      
Year one 0   35
Year two 28   0
Year three 0   21,053
Year four 21,046   9,259
Year five 9,320   1,816
Prior 15,014   4,863
Revolving Loans Converted to Term 992   813
Total 46,400   37,839
Special Mention | Total commercial | Real estate      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   7,743
Year five 7,731   0
Prior 9,596   0
Revolving Loans Converted to Term 0   0
Total 17,327   7,743
Special Mention | Total commercial | Acquisition, development and construction      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 2,267   2,267
Revolving Loans Converted to Term 0   0
Total 2,267   2,267
Special Mention | Residential real estate      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   798
Year four 798   0
Year five 0   0
Prior 1,947   1,567
Revolving Loans Converted to Term 0   0
Total 2,745   2,365
Special Mention | Home equity lines of credit      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 15   142
Revolving Loans Converted to Term 0   0
Total 15   142
Special Mention | Consumer      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0   0
Substandard      
Total commercial business loans      
Year one 0   0
Year two 1   1,248
Year three 1,225   5,494
Year four 7,311   33,318
Year five 34,922   868
Prior 20,738   35,512
Revolving Loans Converted to Term 113   322
Total 64,310   76,762
Substandard | Total commercial | Business      
Total commercial business loans      
Year one 0   0
Year two 1   1,227
Year three 1,205   2,549
Year four 5,857   1,777
Year five 3,776   508
Prior 2,788   2,290
Revolving Loans Converted to Term 0   207
Total 13,627   8,558
Substandard | Total commercial | Real estate      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   17,984
Year five 17,984   0
Prior 17,297   30,952
Revolving Loans Converted to Term 0   0
Total 35,281   48,936
Substandard | Total commercial | Acquisition, development and construction      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   13,506
Year five 13,156   0
Prior 398   430
Revolving Loans Converted to Term 0   0
Total 13,554   13,936
Substandard | Residential real estate      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   2,798
Year four 1,377   0
Year five 0   360
Prior 255   1,672
Revolving Loans Converted to Term 113   115
Total 1,745   4,945
Substandard | Home equity lines of credit      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   168
Revolving Loans Converted to Term 0   0
Total 0   168
Substandard | Consumer      
Total commercial business loans      
Year one 0   0
Year two 0   21
Year three 20   147
Year four 77   51
Year five 6   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 103   219
Doubtful      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   1,681
Year four 966   292
Year five 45   278
Prior 1,381   1,109
Revolving Loans Converted to Term 0   0
Total 2,392   3,360
Doubtful | Total commercial | Business      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   1,681
Year four 966   292
Year five 45   278
Prior 1,289   1,016
Revolving Loans Converted to Term 0   0
Total 2,300   3,267
Doubtful | Total commercial | Real estate      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0   0
Doubtful | Total commercial | Acquisition, development and construction      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0   0
Doubtful | Residential real estate      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 92   93
Revolving Loans Converted to Term 0   0
Total 92   93
Doubtful | Home equity lines of credit      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total 0   0
Doubtful | Consumer      
Total commercial business loans      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Revolving Loans Converted to Term 0   0
Total $ 0   $ 0