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Loans and Allowance for Credit Losses - Schedule of Allowance (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | $ 20,785 | $ 22,084 | $ 19,663 | $ 22,124 | $ 22,124
Provision (release of allowance) for credit losses | 3,209 | 126 | 5,370 | 2,251 |
Charge-offs | (967) | (1,392) | (2,981) | (5,080) | (7,756)
Recoveries | 295 | 681 | 1,270 | 2,204 |
Ending balance | 23,322 | 21,499 | 23,322 | 21,499 | 19,663
Total commercial |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 12,633 | 13,482 | 10,838 | 12,536 | 12,536
Provision (release of allowance) for credit losses | 1,877 | (207) | 4,669 | 2,559 |
Charge-offs | (546) | (415) | (1,598) | (2,292) |
Recoveries | 3 | 3 | 58 | 60 |
Ending balance | 13,967 | 12,863 | 13,967 | 12,863 | 10,838
Total commercial | Business |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 7,704 | 9,573 | 6,495 | 7,931 | 7,931
Provision (release of allowance) for credit losses | 2,064 | (743) | 4,275 | 2,734 |
Charge-offs | (546) | (415) | (1,598) | (2,292) | (4,379)
Recoveries | 0 | 0 | 50 | 42 |
Ending balance | 9,222 | 8,415 | 9,222 | 8,415 | 6,495
Total commercial | Real estate |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 3,022 | 2,472 | 2,571 | 2,931 | 2,931
Provision (release of allowance) for credit losses | 295 | 308 | 741 | (166) |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 3 | 3 | 8 | 18 |
Ending balance | 3,320 | 2,783 | 3,320 | 2,783 | 2,571
Total commercial | Acquisition, development and construction |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 1,907 | 1,437 | 1,772 | 1,674 | 1,674
Provision (release of allowance) for credit losses | (482) | 228 | (347) | (9) |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 1,425 | 1,665 | 1,425 | 1,665 | 1,772
Residential |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 6,955 | 6,248 | 7,322 | 6,412 | 6,412
Provision (release of allowance) for credit losses | 1,255 | 839 | 888 | 640 |
Charge-offs | 0 | 0 | 0 | 0 | (11)
Recoveries | 0 | 0 | 0 | 35 |
Ending balance | 8,210 | 7,087 | 8,210 | 7,087 | 7,322
Home Equity |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 87 | 85 | 95 | 97 | 97
Provision (release of allowance) for credit losses | 10 | 5 | 0 | (9) |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 1 | 1 | 3 | 3 |
Ending balance | 98 | 91 | 98 | 91 | 95
Consumer |  |  |  |  |
Changes in the allowance for loan losses |  |  |  |  |
Beginning balance | 1,110 | 2,269 | 1,408 | 3,079 | 3,079
Provision (release of allowance) for credit losses | 67 | (511) | (187) | (939) |
Charge-offs | (421) | (977) | (1,383) | (2,788) | (3,366)
Recoveries | 291 | 677 | 1,209 | 2,106 |
Ending balance | $ 1,047 | $ 1,458 | $ 1,047 | $ 1,458 | $ 1,408

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- Definition Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal), Excluding Unfunded Commitments + References No definition available. + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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