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Pay vs Performance Disclosure - USD ($)

12 Months Ended

Dec. 31, 2024

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Dec. 31, 2020

Pay vs Performance Disclosure

Pay vs Performance Disclosure, Table


					Value of Initial Fixed $100 Investment based on:
Year	Summary Compensation Table “SCT” Total for PEO1	Compensation Actually Paid to PEO 2 3	Average SCT Total for Non-PEO NEOs	Average Compensation actually paid to Non-PEO NEOs	Total Shareholder Return “TSR”4	Peer Group TSR	Company’s Net Income (000)	Earnings Per Share (Basic) 5
2024	$2,170,010	$1,888,357	$595,419	$493,896	$94.69	$112.46	$20,245	$1.56
2023	$2,801,640	$2,492,955	$788,755	$753,203	$99.42	$84.71	$31,006	$2.46
2022	$1,468,144	$(643,626)	$612,817	$164,257	$94.52	$88.97	$14,387	$1.23
2021	$2,116,982	$5,244,237	$749,004	$1,349,422	$169.99	$116.64	$38,696	$3.32
2020	$2,025,783	$1,861,903	$950,376	$800,751	$92.39	$86.37	$37,411	$3.13

Company Selected Measure Name

Earnings per Share

Named Executive Officers, Footnote

Larry F. Mazza was our PEO for each year presented. The individuals comprising the Non-PEO NEOs for each year presented are listed below.

2020

2021

2022

2023

2024

Donald T. Robinson

John T. Schirripa

Craig B. Greathouse

John C. Marion

Michael L. Giorgio

H. Edward Dean, III

Joseph R. Rodriguez

Peer Group Issuers, Footnote

The Peer Group TSR set forth in this table utilizes the KBW Bank Index, which we also utilize in the stock performance graph required by Item 201(e) of Regulation S-K included in our Annual Report for the year ended December 31, 2024. The comparison assumes $100 was invested for the period starting December 31, 2019, through the end of the listed year in the Company and in the KBW Bank Index, respectively.

PEO Total Compensation Amount

$ 2,170,010

$ 2,801,640

$ 1,468,144

$ 2,116,982

$ 2,025,783

PEO Actually Paid Compensation Amount

$ 1,888,357

2,492,955

(643,626)

5,244,237

1,861,903

Adjustment To PEO Compensation, Footnote

Compensation Actually Paid reflects the exclusions and inclusions of certain amounts for the PEO and the Non-PEO NEOs as set forth below. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards and Option Awards column are the totals from the Stock Awards and Option Awards columns set forth in the Summary Compensation Table. Amounts in the Exclusion of Change in Pension Value column reflect the amounts attributable to the Change in Pension Value reported in the Summary Compensation Table. There are no amounts shown in the Inclusion of Pension Service Cost because our defined benefit retirement plan is frozen and no service after May 31, 2014, is taken into account in determining a benefit.


Year	Summary Compensation Table Total for PEO $	Exclusion of Change in Pension Value for PEO $	Exclusion of Stock Awards and Option Awards for PEO $	Inclusion of Pension Service Cost for PEO $	Inclusion of Equity Values for PEO $	Compensation Actually Paid to PEO $
2024	2,170,010	0	(557,110)	0	275,457	1,888,357


Year	Average Summary Compensation Table Total for Non-PEO NEOs $	Average Exclusion of Change in Pension Value for Non-PEO NEOs $	Average Exclusion of Stock Awards and Option Awards for Non-PEO NEOs $	Average Inclusion of Pension Service Cost for Non-PEO NEOs $	Average Inclusion of Equity Values for Non-PEO NEOs $	Average Compensation Actually Paid to Non PEO NEOs $
2024	595,419	0	(128,741)	0	27,218	493,896

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:


Year	Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for PEO $	Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for PEO $	Vesting-Date Fair Value of Equity Awards Granted During Year that Vested During Year for PEO $	Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for PEO $	Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for PEO $	Value of Dividends or Other Earnings Paid on Equity Awards Not Otherwise Included for PEO $	Total - Inclusion of Equity Values for PEO $
2024	641,149	(261,203)	0	(104,489)	0	0	275,457


Year	Average Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for Non-PEO NEOs $	Average Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for Non-PEO NEOs $	Average Vesting-Date Fair Value of Equity Awards Granted During Year that Vested During Year for Non-PEO NEOs $	Average Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for Non-PEO NEOs $	Average Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for Non-PEO NEOs $	Average Value of Dividends or Other Earnings Paid on Equity Awards Not Otherwise Included for Non-PEO NEOs $	Total - Average Inclusion of Equity Values for Non-PEO NEOs $
2024	121,848	(38,674)	0	(16,374)	(39,582)	0	27,218

Non-PEO NEO Average Total Compensation Amount

$ 595,419

788,755

612,817

749,004

950,376

Non-PEO NEO Average Compensation Actually Paid Amount

$ 493,896

753,203

164,257

1,349,422

800,751

Adjustment to Non-PEO NEO Compensation Footnote


Year	Summary Compensation Table Total for PEO $	Exclusion of Change in Pension Value for PEO $	Exclusion of Stock Awards and Option Awards for PEO $	Inclusion of Pension Service Cost for PEO $	Inclusion of Equity Values for PEO $	Compensation Actually Paid to PEO $
2024	2,170,010	0	(557,110)	0	275,457	1,888,357


Year	Average Summary Compensation Table Total for Non-PEO NEOs $	Average Exclusion of Change in Pension Value for Non-PEO NEOs $	Average Exclusion of Stock Awards and Option Awards for Non-PEO NEOs $	Average Inclusion of Pension Service Cost for Non-PEO NEOs $	Average Inclusion of Equity Values for Non-PEO NEOs $	Average Compensation Actually Paid to Non PEO NEOs $
2024	595,419	0	(128,741)	0	27,218	493,896

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:


Year	Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for PEO $	Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for PEO $	Vesting-Date Fair Value of Equity Awards Granted During Year that Vested During Year for PEO $	Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for PEO $	Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for PEO $	Value of Dividends or Other Earnings Paid on Equity Awards Not Otherwise Included for PEO $	Total - Inclusion of Equity Values for PEO $
2024	641,149	(261,203)	0	(104,489)	0	0	275,457


Year	Average Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for Non-PEO NEOs $	Average Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for Non-PEO NEOs $	Average Vesting-Date Fair Value of Equity Awards Granted During Year that Vested During Year for Non-PEO NEOs $	Average Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for Non-PEO NEOs $	Average Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for Non-PEO NEOs $	Average Value of Dividends or Other Earnings Paid on Equity Awards Not Otherwise Included for Non-PEO NEOs $	Total - Average Inclusion of Equity Values for Non-PEO NEOs $
2024	121,848	(38,674)	0	(16,374)	(39,582)	0	27,218

Compensation Actually Paid vs. Total Shareholder Return

Relationship Between PEO and Non-PEO NEO Compensation Actually Paid, Company Total Shareholder Return (“TSR”) and Peer Group TSR

The following chart sets forth the relationship between the Compensation Actually Paid to our PEO, the average Compensation Actually Paid to our Non-PEO NEOs, the cumulative TSR over the five most recently completed fiscal years. The chart also compares the Company’s cumulative TSR to that of the KBW Bank Index over the same period.

Chart 1 - PEO and Avg Non PEO Comp Paid Vs TSR.jpg

Compensation Actually Paid vs. Net Income

Relationship Between PEO and Non-PEO NEO Compensation Actually Paid and Net Income

The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to our Non-PEO NEOs, and our Net Income during the five most recently completed fiscal years.

Compensation Actually Paid vs. Company Selected Measure

Relationship Between PEO and Non-PEO NEO Compensation Actually Paid and Earnings per Share

The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to our Non-PEO NEOs, and our Earnings per Share during the five most recently completed fiscal years.

Chart 3 - PEO and Avg Non PEO Vs EPS.jpg

Tabular List, Table


Earnings Per Share
Total Deposit Growth
Total Non-Interest Income
Charge Offs/Total Loans
Net Loan Growth
Relative TSR
Return on Assets
Tangible Book Value Growth

Preview of 2025 Compensation Decisions

2025 Target Compensation

As part of our continued efforts to control fixed costs, the Committee again provided no increases in target compensation opportunities to our NEOs in 2025.

2025 Annual and Long-term Incentive Plan Designs

The annual and long-term incentive plan designs in 2025 remained generally consistent with 2024, except for replacing Total Core Deposit Growth with Total Loan Growth within the bonus scorecard to support the Company’s loan growth objectives. Our incentive plan goals for 2025 take into account 2024 actual performance, reflect the company’s operating plan, and reinforce our focus on continuous improvement.

Total Shareholder Return Amount

$ 94.69

99.42

94.52

169.99

92.39

Peer Group Total Shareholder Return Amount

112.46

84.71

88.97

116.64

86.37

Net Income (Loss)

$ 20,245

$ 31,006

$ 14,387

$ 38,696

$ 37,411

Company Selected Measure Amount

1.56

2.46

1.23

3.32

3.13

PEO Name

Larry F. Mazza

Additional 402(v) Disclosure

The amounts shown for Compensation Actually Paid have been calculated in accordance with Item 402(v) of Regulation S-K and do not reflect compensation actually earned, realized, or received by the Company’s NEOs. These amounts reflect the Summary Compensation Table Total with certain adjustments as described in footnote 3 below.We determined Earnings per Share to be the most important financial performance measure used to link Company performance to Compensation Actually Paid to our PEO and Non-PEO NEOs in 2024.

Measure:: 1

Pay vs Performance Disclosure

Name

Earnings Per Share

Measure:: 2

Pay vs Performance Disclosure

Name

Total Deposit Growth

Measure:: 3

Pay vs Performance Disclosure

Name

Total Non-Interest Income