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FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables) | 12 Months Ended
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Dec. 31, 2020
FAIR VALUE MEASUREMENTS AND FAIR VALUE OF FINANCIAL INSTRUMENTS |
Schedule of fair value, assets measured on recurring basis | The following assets are measured at fair value on a recurring basis at the dates indicated: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Total |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2020 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
U.S. Treasuries | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
U.S. Government Agencies | ​ |  | 5,544 | ​ |  | — | ​ |  | 5,544 | ​ |  | —
Municipal securities | ​ |  | 16,687 | ​ |  | — | ​ |  | 16,687 | ​ |  | —
Mortgage-backed securities | ​ |  | 36,578 | ​ |  | — | ​ |  | 36,578 | ​ |  | —
Collateralized mortgage obligations | ​ |  | 27,695 | ​ |  | — | ​ |  | 27,695 | ​ |  | —
SBA securities | ​ |  | 7,667 | ​ |  | — | ​ |  | 7,667 | ​ |  | —
Corporate bonds | ​ |  | 21,419 | ​ |  | — | ​ |  | 21,419 | ​ |  | —
Total | ​ | $ | 115,590 | ​ | $ | — | ​ | $ | 115,590 | ​ | $ | —
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Total |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2019 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
U.S. Treasuries | ​ | $ | 999 | ​ | $ | 999 | ​ | $ | — | ​ | $ | —
U.S. Government Agencies | ​ |  | 10,090 | ​ |  | — | ​ |  | 10,090 | ​ |  | —
Municipal securities | ​ |  | 18,291 | ​ |  | — | ​ |  | 18,291 | ​ |  | —
Mortgage-backed securities | ​ |  | 43,743 | ​ |  | — | ​ |  | 43,743 | ​ |  | —
Collateralized mortgage obligations | ​ |  | 28,605 | ​ |  | — | ​ |  | 28,605 | ​ |  | —
SBA securities | ​ |  | 9,486 | ​ |  | — | ​ |  | 9,486 | ​ |  | —
Corporate bonds | ​ |  | 8,675 | ​ |  | — | ​ |  | 8,675 | ​ |  | —
Total | ​ | $ | 119,889 | ​ | $ | 999 | ​ | $ | 118,890 | ​ | $ | —
Schedule of fair value measurements, nonrecurring | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Total |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2020 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Performing impaired loans | ​ | $ | 798 | ​ | $ | — | ​ | $ | — | ​ | $ | 798
Nonperforming impaired loans | ​ |  | 8,421 | ​ |  | — | ​ |  | — | ​ |  | 8,421
OREO | ​ |  | 429 | ​ |  | — | ​ |  | — | ​ |  | 429
Total | ​ | $ | 9,648 | ​ | $ | — | ​ | $ | — | ​ | $ | 9,648
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Total |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2019 | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Performing impaired loans | ​ | $ | 789 | ​ | $ | — | ​ | $ | — | ​ | $ | 789
Nonperforming impaired loans | ​ |  | 6,842 | ​ |  | — | ​ |  | — | ​ |  | 6,842
OREO | ​ |  | 574 | ​ |  | — | ​ |  | — | ​ |  | 574
Total | ​ | $ | 8,205 | ​ | $ | — | ​ | $ | — | ​ | $ | 8,205
Schedule of estimated fair value of financial instruments | The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented below: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Carrying | ​ | Fair | ​ | Fair value measurements
​ |  | amount |  | value |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2020 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Financial assets: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Cash and cash equivalents | ​ | $ | 299,329 | ​ | $ | 299,329 | ​ | $ | 299,329 | ​ | $ | — | ​ | $ | —
Interest bearing deposits in banks | ​ |  | 7,718 | ​ |  | 7,718 | ​ |  | 7,718 | ​ |  | — | ​ |  | —
Investment securities available-for-sale | ​ |  | 111,809 | ​ |  | 115,590 | ​ |  | — | ​ |  | 115,590 | ​ |  | —
Investment in FHLB and FRB Stock | ​ |  | 15,342 | ​ |  | 15,342 | ​ |  | 15,342 | ​ |  | — | ​ |  | —
Loans held for sale | ​ |  | 8,664 | ​ |  | 8,664 | ​ |  | — | ​ |  | 8,664 | ​ |  | —
Loans, net | ​ |  | 1,625,812 | ​ |  | 1,658,605 | ​ |  | — | ​ |  | — | ​ |  | 1,658,605
Accrued interest receivable | ​ |  | 7,312 | ​ |  | 7,312 | ​ |  | — | ​ |  | 7,312 | ​ |  | —
Financial liabilities: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Deposits | ​ |  | 1,838,397 | ​ |  | 1,839,973 | ​ |  | — | ​ |  | 1,839,973 | ​ |  | —
Other borrowings | ​ |  | 5,000 | ​ |  | 5,000 | ​ |  | — | ​ |  | 5,000 | ​ |  | —
Junior subordinated deferrable interest debentures, net | ​ | ​ | 8,322 | ​ | ​ | 8,124 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 8,124
Subordinated debt, net | ​ | ​ | 63,372 | ​ |  | 63,372 | ​ |  | — | ​ | ​ | 63,372 | ​ | ​ | —
Accrued interest payable | ​ |  | 1,401 | ​ |  | 1,401 | ​ |  | — | ​ |  | 1,401 | ​ |  | —
Off-balance sheet liabilities: | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Undisbursed loan commitments, lines of credit, standby letters of credit | ​ |  | 110,702 | ​ |  | 110,287 | ​ |  | — | ​ |  | — | ​ |  | 110,287
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Carrying | ​ | Fair | ​ | Fair value measurements
​ |  | amount |  | value |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2019 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Financial assets: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Cash and cash equivalents | ​ | $ | 295,382 | ​ | $ | 295,382 | ​ | $ | 295,382 | ​ | $ | — | ​ | $ | —
Interest bearing deposits in banks | ​ |  | 1,739 | ​ |  | 1,739 | ​ |  | 1,739 | ​ |  | — | ​ |  | —
Investment securities available-for-sale | ​ |  | 118,132 | ​ |  | 119,889 | ​ |  | 999 | ​ |  | 118,890 | ​ |  | —
Investment in FHLB and FRB Stock | ​ |  | 13,905 | ​ |  | 13,905 | ​ |  | 13,905 | ​ |  | — | ​ |  | —
Loans held for sale | ​ |  | 2,226 | ​ |  | 2,226 | ​ |  | — | ​ |  | 2,226 | ​ |  | —
Loans, net | ​ |  | 1,450,229 | ​ |  | 1,453,067 | ​ |  | — | ​ |  | — | ​ |  | 1,453,067
Accrued interest receivable | ​ |  | 5,495 | ​ |  | 5,495 | ​ |  | — | ​ |  | 5,495 | ​ |  | —
Financial liabilities: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Deposits | ​ |  | 1,701,183 | ​ |  | 1,704,428 | ​ |  | — | ​ |  | 1,704,428 | ​ |  | —
Junior subordinated deferrable interest debentures, net | ​ |  | 8,242 | ​ |  | 8,086 | ​ |  | — | ​ |  | — | ​ |  | 8,086
Accrued interest payable | ​ |  | 1,607 | ​ |  | 1,607 | ​ |  | — | ​ |  | 1,607 | ​ |  | —
Off-balance sheet liabilities: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ | ​ | ​
Undisbursed loan commitments, lines of credit, standby letters of credit | ​ |  | 128,934 | ​ |  | 128,519 | ​ |  | — | ​ |  | — | ​ |  | 128,519

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- Definition Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258 + Details
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- Definition Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258 + Details
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