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v3.25.3

BORROWINGS (Details) - USD ($) $ in Thousands |  | 9 Months Ended |  |
--- | --- | --- | --- | ---
Sep. 15, 2025 | Sep. 30, 2025 | Dec. 31, 2024 | Aug. 10, 2020
Federal Funds Line, Cumulative Available Commitments |  |  |  |
BORROWINGS |  |  |  |
Other Commitment |  | $ 65,000 | $ 65,000 |
Federal Funds Purchased |  |  |  |
BORROWINGS |  |  |  |
Short-term Debt |  | 0 | 0 |
Floating Rate Junior Subordinated Deferrable Interest Debentures | Junior Subordinated Debt |  |  |  |
BORROWINGS |  |  |  |
Long-term Debt |  | $ 8,700 | $ 8,600 |
Debt, Weighted Average Interest Rate |  | 7.16% | 7.20% |
Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 | Subordinated Debt |  |  |  |
BORROWINGS |  |  |  |
Long-term Debt |  | $ 0 | $ 63,700 |
Debt Instrument, Face Amount, Debt Issued, Percentage of Par |  |  |  | 100.00%
Debt Instrument, Basis Spread on Variable Rate | 5.21% |  |  |
Debt Instrument, Variable Interest Rate, Type [Extensible Enumeration] | us-gaap:SecuredOvernightFinancingRateSofrMember |  |  |
Debt Instrument |  |  |  | $ 65,000
Interest rate |  |  |  | 5.25%
Federal Home Loan Bank of San Francisco |  |  |  |
BORROWINGS |  |  |  |
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances |  | 0 | 0 |
Federal Home Loan Bank of San Francisco | Federal Reserve Bank Advances |  |  |  |
BORROWINGS |  |  |  |
The ability to borrow |  | 43,400 | 41,900 |
Short-term Debt |  | $ 0 | 0 |
Federal Home Loan Bank of San Francisco | Federal Home Loan Bank of San Francisco, Secured Borrowing Facility |  |  |  |
BORROWINGS |  |  |  |
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, General Description of Terms |  | Bank has an approved secured borrowing facility with the Federal Home Loan Bank of San Francisco (the “FHLB”) for up to 25% of total assets for a term not to exceed five years under a blanket lien of certain types of loans. |  |
The ability to borrow |  | $ 595,000 | $ 540,200 |
Debt Instrument, Term |  | 5 years |  |
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Percentage of Total Assets |  | 25.00% |  |

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