XML 72 R62.htm IDEA: XBRL DOCUMENT v3.25.3

ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Loan Balances Individually and Collectively Evaluated by Type of Loan (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Jun. 30, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses, Loans individually evaluated	$ 868			$ 443
Allowance for credit losses, Loans collectively evaluated	19,710			17,513
Allowance for credit losses	20,800	$ 18,700	$ 17,900	18,310	$ 19,000	$ 22,000
Loans receivable, Individually evaluated	18,755			18,052
Loans receivable, Collectively evaluated	2,005,815			1,869,988
Total loans receivable	2,041,683		1,952,747	1,911,921
PCD loans
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses	222			354
Total loans receivable	17,113			23,881
Commercial and industrial
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses, Loans individually evaluated				44
Allowance for credit losses, Loans collectively evaluated	4,438			4,929
Allowance for credit losses	4,438	4,467	4,681	5,000	3,987	4,216
Loans receivable, Individually evaluated				1,191
Loans receivable, Collectively evaluated	177,250			173,116
Total loans receivable	177,250		173,948	174,430
Commercial and industrial | PCD loans
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses				27
Total loans receivable				123
Construction and land
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses, Loans collectively evaluated	275			118
Allowance for credit losses	275	141	72	118	105	298
Loans receivable, Collectively evaluated	5,124			2,620
Total loans receivable	5,124		1,515	2,631
Construction and land | PCD loans
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Total loans receivable				11
Commercial real estate
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses, Loans individually evaluated	868			194
Allowance for credit losses, Loans collectively evaluated	12,940			10,942
Allowance for credit losses	14,029	12,327	11,365	11,459	13,695	16,498
Loans receivable, Individually evaluated	18,044			15,582
Loans receivable, Collectively evaluated	1,708,222			1,592,348
Total loans receivable	1,743,268		1,667,231	1,631,373
Commercial real estate | PCD loans
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses	221			323
Total loans receivable	17,002			23,443
Residential
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses, Loans individually evaluated				205
Allowance for credit losses, Loans collectively evaluated	2,051			1,519
Allowance for credit losses	2,052	1,761	1,780	1,728	1,205	979
Loans receivable, Individually evaluated	711			1,279
Loans receivable, Collectively evaluated	114,470			101,507
Total loans receivable	115,292		109,662	103,090
Residential | PCD loans
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses	1			4
Total loans receivable	111			304
Consumer
ALLOWANCE FOR CREDIT LOSSES FOR LOANS
Allowance for credit losses, Loans collectively evaluated	6			5
Allowance for credit losses	6	$ 4	2	5	$ 8	$ 9
Loans receivable, Collectively evaluated	749			397
Total loans receivable	$ 749		$ 391	$ 397

X

- Definition

The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

+ References

No definition available.

+ Details

Name:	bcml_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix:	bcml_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.

+ References

No definition available.

+ Details

Name:	bcml_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment
Namespace Prefix:	bcml_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before deferred loans fees and allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

No definition available.

+ Details

Name:	bcml_FinancingReceivableExcludingAccruedInterestBeforeDeferredLoansFeesAndAllowanceForCreditLoss
Namespace Prefix:	bcml_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

The balance of financing receivables that were collectively evaluated for impairment.

+ References

No definition available.

+ Details

Name:	bcml_FinancingReceivableExcludingAccruedInterestCollectivelyEvaluatedForImpairment
Namespace Prefix:	bcml_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

The balance of financing receivables that were individually evaluated for impairment.

+ References

No definition available.

+ Details

Name:	bcml_FinancingReceivableExcludingAccruedInterestIndividuallyEvaluatedForImpairment
Namespace Prefix:	bcml_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableDisclosureLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bcml_ConstructionAndLandPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: