-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VBHutnvYpy8O54a0yj0ptU6tTj1hCBtdFMTZFRUrL0om4Vo+HhVVDYCrc6kqFzNA
 4i5bqWWD7DsILNRsDQabOw==

<SEC-DOCUMENT>0001104659-00-000118.txt : 20000504
<SEC-HEADER>0001104659-00-000118.hdr.sgml : 20000504
ACCESSION NUMBER:		0001104659-00-000118
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	19991231
FILED AS OF DATE:		20000330
DATE AS OF CHANGE:		20000503

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	6022
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		
		SEC FILE NUMBER:	000-16084
		FILM NUMBER:		589527

	BUSINESS ADDRESS:	
		STREET 1:		THOMPSON ST
		CITY:			RALSTON
		STATE:			PA
		ZIP:			17763
		BUSINESS PHONE:		7172656171

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>000110465900000118-001-seq1-10-k.txt
<DESCRIPTION>ANNUAL REPORT
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>2
<FILENAME>000110465900000118-002-seq2-ex-21.txt
<DESCRIPTION>LIST OF SUBSIDIARIES
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>3
<FILENAME>000110465900000118-003-seq3-ex-23.txt
<DESCRIPTION>CONSENT OF INDEPENDENT AUDITORS
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-27
<SEQUENCE>4
<FILENAME>000110465900000118-004-seq4-ex-27.txt
<DESCRIPTION>FDS
</DOCUMENT>
</SUBMISSION>