-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 QXNP5EDLztsM4vL4Gwkcp2b++ap3D1ctr5lWdIxd0w/x5YK7LWnwxtc6fJ2mByg/
 mzU8wg9k2R0Bs2vCaTBEcA==

<SEC-DOCUMENT>0000950152-01-501845.txt : 20010515
<SEC-HEADER>0000950152-01-501845.hdr.sgml : 20010515
ACCESSION NUMBER:		0000950152-01-501845
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20010331
FILED AS OF DATE:		20010514

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		
		SEC FILE NUMBER:	000-16084
		FILM NUMBER:		1631656

	BUSINESS ADDRESS:	
		STREET 1:		THOMPSON ST
		CITY:			RALSTON
		STATE:			PA
		ZIP:			17763
		BUSINESS PHONE:		7172656171

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>l88343ae10-q.txt
<DESCRIPTION>CITIZENS AND NORTHERN CORPORATION       10-Q
</DOCUMENT>
</SUBMISSION>