0000950152-01-504932 8-K 2 20010930 5 7 20011011 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 8-K 34 000-16084 1757083 THOMPSON ST RALSTON PA 17763 7172656171 90-92 MAIN ST WELLSBORO PA 16901 8-K 1 l90614ae8-k.txt CITIZENS & NORTHERN CORPORATION 8-K EX-99 3 l90614aex99.txt EXHIBIT 99