0000950152-02-004191 10-Q 1 20020331 20020514 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 10-Q 34 000-16084 02647093 THOMPSON ST RALSTON PA 17763 7172656171 90-92 MAIN ST WELLSBORO PA 16901 10-Q 1 l94063ae10-q.txt CITIZENS & NORTHERN CORPORATION 10-Q/3-31-2002