0000950152-02-006314 10-Q 2 20020630 20020814 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 10-Q 34 000-16084 02731669 THOMPSON ST RALSTON PA 17763 7172656171 90-92 MAIN ST WELLSBORO PA 16901 10-Q 1 l95278ae10vq.txt CITIZENS AND NORTHERN CORPORATION EX-99.1 3 l95278aexv99w1.txt CERTIFICATION OF LITCHFIELD