0000950152-02-000144 8-K 2 20011231 5 7 20020110 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 8-K 34 000-16084 2506308 THOMPSON ST RALSTON PA 17763 7172656171 90-92 MAIN ST WELLSBORO PA 16901 8-K 1 l92269ae8-k.txt CITIZENS & NORTHERN CORPORATION 8-K EX-99 3 l92269aex99.txt EXHIBIT 99 - PRESS RELEASE