0000950152-02-007600 8-K 2 20020930 5 7 20021015 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 8-K 34 000-16084 02789739 THOMPSON ST RALSTON PA 17763 7172656171 90-92 MAIN ST WELLSBORO PA 16901 8-K 1 l96657ae8vk.txt CITIZENS & NORTHERN CORPORATION FORM 8-K EX-99 3 l96657aexv99.txt EXHIBIT 99