-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 PygSh9+8bedtYFzLnHmG1fSoLJd8mW472J0ZXA7QnZVCBgfoxh1LM8UCy8rlTw71
 Z/gD5i+ddJfZxgY38IJtkQ==

<SEC-DOCUMENT>0001209191-04-037465.txt : 20040728
<SEC-HEADER>0001209191-04-037465.hdr.sgml : 20040728
<ACCEPTANCE-DATETIME>20040727152818
ACCESSION NUMBER:		0001209191-04-037465
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040720
FILED AS OF DATE:		20040727

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			OWLETT EDWARD H III
		CENTRAL INDEX KEY:			0001242478

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16084
		FILM NUMBER:		04933337

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		570 724 1822

	MAIL ADDRESS:	
		STREET 1:		894 DEAN HILL ROAD
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		THOMPSON ST
		CITY:			RALSTON
		STATE:			PA
		ZIP:			17763
		BUSINESS PHONE:		7172656171

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
</DOCUMENT>
</SUBMISSION>