0000950152-04-007960 10-Q 4 20040930 20041105 20041105 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 10-Q 34 000-16084 041122350 90-92 MAIN ST WELLSBORO PA 16901 7172656171 90-92 MAIN ST WELLSBORO PA 16901 10-Q 1 l09926ae10vq.txt CITIZENS & NORTHERN CORPORATION 10-Q/QUARTER END 9-30-04 EX-31.1 2 l09926aexv31w1.txt EXHIBIT 31.1 EX-31.2 3 l09926aexv31w2.txt EXHIBIT 31.2 EX-32 4 l09926aexv32.txt EXHIBIT 32