0000950152-04-006491 8-K 2 20040819 5.03 9.01 20040825 20040825 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 8-K 34 000-16084 04996046 90-92 MAIN ST WELLSBORO PA 16901 7172656171 90-92 MAIN ST WELLSBORO PA 16901 8-K 1 l09342ae8vk.txt CITIZENS AND NORTHERN CORPORATION 8-K EX-3.1 2 l09342aexv3w1.txt EXHIBIT 3.1