0000950152-04-008503 8-K 2 20041122 8.01 9.01 20041122 20041122 CITIZENS & NORTHERN CORP 0000810958 6022 232451943 PA 1231 8-K 34 000-16084 041160078 90-92 MAIN ST WELLSBORO PA 16901 7172656171 90-92 MAIN ST WELLSBORO PA 16901 8-K 1 l10685ae8vk.txt CITIZENS AND NORTHERN 8-K EX-99 2 l10685aexv99.txt EXHIBIT 99