EX-21 7 tm208260d1_ex21.htm EXHIBIT 21

EXHIBIT 21

|  | Jurisdiction or
Name |  | State of Incorporation
Citizens & Northern Bank (A) |  | Pennsylvania
Bucktail Life Insurance Company (A) |  | Arizona
Citizens & Northern Investment Corporation (A) |  | Delaware
C&N Financial Services Corporation (B) |  | Pennsylvania
Northern Tier Holding LLC (B) |  | Pennsylvania

| (A) | Wholly-owned subsidiary of Citizens & Northern Corporation

| (B) | Wholly-owned subsidiary of Citizens & Northern Bank