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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 19,504,000 $ 22,013,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 849,000 584,000
Realized (gains) losses on available-for-sale debt securities, net (23,000) 288,000
Gain on restricted equity security 0 (2,321,000)
Accretion and amortization on securities, net 1,341,000 1,044,000
Increase in cash surrender value of bank-owned life insurance (402,000) (394,000)
Depreciation and amortization of bank premises and equipment 1,749,000 1,754,000
Other accretion and amortization, net (375,000) (6,000)
Stock-based compensation 798,000 855,000
Deferred income taxes 172,000 (187,000)
Decrease in fair value of servicing rights 331,000 83,000
Gains on sales of loans, net (924,000) (682,000)
Origination of loans held for sale (29,978,000) (21,014,000)
Proceeds from sales of loans held for sale 30,144,000 22,060,000
Decrease (increase) in accrued interest receivable and other assets 1,188,000 (413,000)
(Decrease) increase in accrued interest payable and other liabilities (2,068,000) 1,957,000
Other 155,000 271,000
Net Cash Provided by Operating Activities 22,461,000 25,892,000
CASH FLOWS FROM INVESTING ACTIVITIES:    
Net cash and cash equivalents used in business combination (1,778,000) 0
Proceeds from maturities of certificates of deposit 580,000 2,280,000
Purchase of certificates of deposit 0 (3,700,000)
Proceeds from sales of available-for-sale debt securities 96,148,000 25,860,000
Proceeds from calls and maturities of available-for-sale debt securities 81,204,000 52,383,000
Purchase of available-for-sale debt securities (57,655,000) (90,015,000)
Redemption of Federal Home Loan Bank of Pittsburgh stock 10,137,000 6,145,000
Purchase of Federal Home Loan Bank of Pittsburgh stock (9,208,000) (5,301,000)
Net increase in loans (96,628,000) (14,492,000)
Proceeds from sale of restricted equity security 0 2,321,000
Proceeds from bank owned life insurance 796,000 1,442,000
Purchase of premises and equipment (2,870,000) (1,167,000)
Proceeds from sale of foreclosed assets 1,768,000 2,418,000
Other 174,000 178,000
Net Cash Provided by (Used in) Investing Activities 22,668,000 (21,648,000)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net (decrease) increase in deposits (4,822,000) 25,323,000
Net decrease in short-term borrowings (38,307,000) (48,913,000)
Proceeds from long-term borrowings 48,500,000 33,000,000
Repayments of long-term borrowings and subordinated debt (38,173,000) (6,274,000)
Sale of treasury stock 198,000 189,000
Purchase of vested restricted stock (189,000) 0
Common dividends paid (14,041,000) (11,746,000)
Net Cash Used in Financing Activities (46,834,000) (8,421,000)
DECREASE IN CASH AND CASH EQUIVALENTS (1,705,000) (4,177,000)
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 32,827,000 37,004,000
CASH AND CASH EQUIVALENTS, END OF YEAR 31,122,000 32,827,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:    
Right-of-use assets recognized at adoption of ASU 2016-02 1,132,000 0
Leased assets obtained in exchange for new operating lease liabilities 745,000 0
Assets acquired through foreclosure of real estate loans 2,053,000 2,520,000
Interest paid 9,601,000 4,529,000
Income taxes paid $ 3,234,000 $ 4,277,000