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Note 7 - Loans (Tables)

3 Months Ended

Mar. 31, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31,				Dec. 31,
		2020				2019
Residential mortgage:
Residential mortgage loans - first liens		$	508,387			$	510,641
Residential mortgage loans - junior liens			27,028				27,503
Home equity lines of credit			32,090				33,638
1-4 Family residential construction			14,121				14,798
Total residential mortgage			581,626				586,580
Commercial:
Commercial loans secured by real estate			295,860				301,227
Commercial and industrial			132,308				126,374
Political subdivisions			43,613				53,570
Commercial construction and land			33,340				33,555
Loans secured by farmland			11,524				12,251
Multi-family (5 or more) residential			32,370				31,070
Agricultural loans			3,886				4,319
Other commercial loans			16,430				16,535
Total commercial			569,331				578,901
Consumer			16,516				16,741
Total			1,167,473				1,182,222
Less: allowance for loan losses			(11,330	)			(9,836	)
Loans, net		$	1,156,143			$	1,172,386

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(In Thousands)						Credit
		Market				Adjustment on
		Rate				Non-impaired
		Adjustment				Loans
Adjustments to gross amortized cost of loans at December 31, 2019		$	(1,415	)		$	(1,216	)
Accretion recognized in interest income			147				205
Adjustments to gross amortized cost of loans at March 31, 2020		$	(1,268	)		$	(1,011	)

Purchased Credit Impaired Loans [Table Text Block]

(In Thousands)
		March 31,				December 31,
		2020				2019
Outstanding balance		$	408			$	759
Carrying amount			305				441

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Dec. 31,																March 31,
		2019 Balance				Charge-offs				Recoveries				Provision (Credit)				2020 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens		$	3,405			$	0			$	1			$	166			$	3,572
Residential mortgage loans - junior liens			384				0				1				29				414
Home equity lines of credit			276				0				1				1				278
1-4 Family residential construction			117				0				0				2				119
Total residential mortgage			4,182				0				3				198				4,383
Commercial:
Commercial loans secured by real estate			1,921				0				0				11				1,932
Commercial and industrial			1,391				(17	)			0				1,271				2,645
Commercial construction and land			966				0				0				4				970
Loans secured by farmland			158				0				0				(14	)			144
Multi-family (5 or more) residential			156				0				0				43				199
Agricultural loans			41				0				0				(2	)			39
Other commercial loans			155				0				0				5				160
Total commercial			4,788				(17	)			0				1,318				6,089
Consumer			281				(31	)			11				12				273
Unallocated			585				0				0				0				585
Total Allowance for Loan Losses		$	9,836			$	(48	)		$	14			$	1,528			$	11,330

		Dec. 31,																March 31,
		2018 Balance				Charge-offs				Recoveries				Provision (Credit)				2019 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens		$	3,156			$	(50	)		$	1			$	71			$	3,178
Residential mortgage loans - junior liens			325				(24	)			0				28				329
Home equity lines of credit			302				0				3				(19	)			286
1-4 Family residential construction			203				0				0				(5	)			198
Total residential mortgage			3,986				(74	)			4				75				3,991
Commercial:
Commercial loans secured by real estate			2,538				0				0				(651	)			1,887
Commercial and industrial			1,553				0				2				(486	)			1,069
Commercial construction and land			110				0				0				4				114
Loans secured by farmland			102				0				0				(4	)			98
Multi-family (5 or more) residential			114				0				0				(2	)			112
Agricultural loans			46				0				0				(3	)			43
Other commercial loans			128				0				0				(7	)			121
Total commercial			4,591				0				2				(1,149	)			3,444
Consumer			233				(37	)			9				31				236
Unallocated			499				0				0				86				585
Total Allowance for Loan Losses		$	9,309			$	(111	)		$	15			$	(957	)		$	8,256

Financing Receivable Credit Quality Indicators [Table Text Block]

																		Purchased
						Special												Credit
		Pass				Mention				Substandard				Doubtful				Impaired				Total
Residential Mortgage:
Residential Mortgage loans - first liens		$	498,803			$	305			$	9,202			$	0			$	77			$	508,387
Residential Mortgage loans - junior liens			26,367				136				525				0				0				27,028
Home Equity lines of credit			31,613				59				418				0				0				32,090
1-4 Family residential construction			14,121				0				0				0				0				14,121
Total residential mortgage			570,904				500				10,145				0				77				581,626
Commercial:
Commercial loans secured by real estate			287,783				6,191				1,658				0				228				295,860
Commercial and Industrial			117,424				8,728				6,156				0				0				132,308
Political subdivisions			43,613				0				0				0				0				43,613
Commercial construction and land			32,016				0				1,324				0				0				33,340
Loans secured by farmland			5,569				5,062				893				0				0				11,524
Multi-family (5 or more) residential			31,465				0				905				0				0				32,370
Agricultural loans			2,956				304				626				0				0				3,886
Other commercial loans			16,380				0				50				0				0				16,430
Total commercial			537,206				20,285				11,612				0				228				569,331
Consumer			16,433				0				83				0				0				16,516
Totals		$	1,124,543			$	20,785			$	21,840			$	0			$	305			$	1,167,473

December 31, 2019
(In Thousands)
																		Purchased
						Special												Credit
		Pass				Mention				Substandard				Doubtful				Impaired				Total
Residential Mortgage:
Residential Mortgage loans - first liens		$	500,963			$	193			$	9,324			$	84			$	77			$	510,641
Residential Mortgage loans - junior liens			26,953				79				471				0				0				27,503
Home Equity lines of credit			33,170				59				409				0				0				33,638
1-4 Family residential construction			14,798				0				0				0				0				14,798
Total residential mortgage			575,884				331				10,204				84				77				586,580
Commercial:
Commercial loans secured by real estate			294,397				4,773				1,693				0				364				301,227
Commercial and Industrial			114,293				9,538				2,543				0				0				126,374
Political subdivisions			53,570				0				0				0				0				53,570
Commercial construction and land			32,224				0				1,331				0				0				33,555
Loans secured by farmland			6,528				4,681				1,042				0				0				12,251
Multi-family (5 or more) residential			30,160				0				910				0				0				31,070
Agricultural loans			3,343				335				641				0				0				4,319
Other commercial loans			16,416				0				119				0				0				16,535
Total commercial			550,931				19,327				8,279				0				364				578,901
Consumer			16,720				0				21				0				0				16,741
Totals		$	1,143,535			$	19,658			$	18,504			$	84			$	441			$	1,182,222

Impaired Financing Receivable by Portfolio Segment [Table Text Block]

		Loans:																Allowance for Loan Losses:
										Purchased
		Individually				Collectively				Performing								Individually				Collectively
		Evaluated				Evaluated				Loans				Totals				Evaluated				Evaluated				Totals
Residential mortgage:
Residential mortgage loans - first liens		$	556			$	405,687			$	102,144			$	508,387			$	0			$	3,572			$	3,572
Residential mortgage loans - junior liens			367				24,755				1,906				27,028				194				220				414
Home equity lines of credit			0				30,580				1,510				32,090				0				278				278
1-4 Family residential construction			0				13,963				158				14,121				0				119				119
Total residential mortgage			923				474,985				105,718				581,626				194				4,189				4,383
Commercial:
Commercial loans secured by real estate			714				193,507				101,639				295,860				0				1,932				1,932
Commercial and industrial			4,974				124,917				2,417				132,308				1,325				1,320				2,645
Political subdivisions			0				43,613				0				43,613				0				0				0
Commercial construction and land			1,255				29,308				2,777				33,340				674				296				970
Loans secured by farmland			424				10,845				255				11,524				34				110				144
Multi-family (5 or more) residential			0				13,517				18,853				32,370				0				199				199
Agricultural loans			0				3,886				0				3,886				0				39				39
Other commercial loans			0				15,864				566				16,430				0				160				160
Total commercial			7,367				435,457				126,507				569,331				2,033				4,056				6,089
Consumer			0				16,516				0				16,516				0				273				273
Unallocated																											585
Total		$	8,290			$	926,958			$	232,225			$	1,167,473			$	2,227			$	8,518			$	11,330

		Loans:																Allowance for Loan Losses:
										Purchased
		Individually				Collectively				Performing								Individually				Collectively
		Evaluated				Evaluated				Loans				Totals				Evaluated				Evaluated				Totals
Residential mortgage:
Residential mortgage loans - first liens		$	1,023			$	405,186			$	104,432			$	510,641			$	0			$	3,405			$	3,405
Residential mortgage loans - junior liens			368				24,730				2,405				27,503				176				208				384
Home equity lines of credit			0				32,147				1,491				33,638				0				276				276
1-4 Family residential construction			0				14,640				158				14,798				0				117				117
Total residential mortgage			1,391				476,703				108,486				586,580				176				4,006				4,182
Commercial:
Commercial loans secured by real estate			684				198,532				102,011				301,227				0				1,921				1,921
Commercial and industrial			1,467				122,313				2,594				126,374				149				1,242				1,391
Political subdivisions			0				53,570				0				53,570				0				0				0
Commercial construction and land			1,261				29,710				2,584				33,555				678				288				966
Loans secured by farmland			607				11,386				258				12,251				48				110				158
Multi-family (5 or more) residential			0				10,617				20,453				31,070				0				156				156
Agricultural loans			76				4,243				0				4,319				0				41				41
Other commercial loans			0				15,947				588				16,535				0				155				155
Total commercial			4,095				446,318				128,488				578,901				875				3,913				4,788
Consumer			0				16,741				0				16,741				0				281				281
Unallocated																											585
Total		$	5,486			$	939,762			$	236,974			$	1,182,222			$	1,051			$	8,200			$	9,836

Impaired Financing Receivables [Table Text Block]

		March 31, 2020												December 31, 2019
		Unpaid												Unpaid
		Principal				Recorded				Related				Principal				Recorded				Related
		Balance				Investment				Allowance				Balance				Investment				Allowance
With no related allowance recorded:
Residential mortgage loans - first liens		$	180			$	152			$	0			$	645			$	617			$	0
Residential mortgage loans - junior liens			41				41				0				42				42				0
Commercial loans secured by real estate			714				714				0				684				684				0
Commercial and industrial			587				587				0				563				563				0
Loans secured by farmland			87				87				0				129				129				0
Agricultural loans			0				0				0				76				76				0
Total with no related allowance recorded			1,609				1,581				0				2,139				2,111				0
With a related allowance recorded:
Residential mortgage loans - first liens			404				404				0				406				406				0
Residential mortgage loans - junior liens			326				326				194				326				326				176
Commercial and industrial			4,387				4,387				1,325				904				904				149
Construction and other land loans			1,255				1,255				674				1,261				1,261				678
Loans secured by farmland			337				337				34				478				478				48
Total with a related allowance recorded			6,709				6,709				2,227				3,375				3,375				1,051
Total		$	8,318			$	8,290			$	2,227			$	5,514			$	5,486			$	1,051

Schedule Of Additional Information On Impaired Loans [Table Text Block]

										Interest Income Recognized on
		Average Investment in Impaired Loans								Impaired Loans on a Cash Basis
		3 Months Ended								3 Months Ended
		March 31,								March 31,
		2020				2019				2020				2019
Residential mortgage:
Residential mortgage loans - first lien		$	1,232			$	981			$	8			$	10
Residential mortgage loans - junior lien			382				291				0				2
Home equity lines of credit			65				0				1				0
Total residential mortgage			1,679				1,272				9				12
Commercial:
Commercial loans secured by real estate			387				3,040				4				10
Commercial and industrial			2,872				1,713				1				26
Commercial construction and land			1,308				0				12				0
Loans secured by farmland			516				1,442				17				1
Agricultural loans			76				660				0				12
Other commercial loans			50				0				1				0
Total commercial			5,209				6,855				35				49
Consumer			0				8				0				0
Total		$	6,888			$	8,135			$	44			$	61

Financing Receivable, Nonaccrual [Table Text Block]

		March 31, 2020								December 31, 2019
		Past Due								Past Due
		90+ Days and								90+ Days and
		Accruing				Nonaccrual				Accruing				Nonaccrual
Residential mortgage:
Residential mortgage loans - first liens		$	983			$	4,818			$	878			$	4,679
Residential mortgage loans - junior liens			98				354				53				326
Home equity lines of credit			107				74				71				73
1-4 Family residential construction			0				39				0				0
Total residential mortgage			1,188				5,285				1,002				5,078
Commercial:
Commercial loans secured by real estate			496				744				107				1,148
Commercial and industrial			59				4,487				15				1,051
Commercial construction and land			0				1,305				0				1,311
Loans secured by farmland			229				424				43				565
Agricultural loans			1				0				0				0
Other commercial			0				49				0				49
Total commercial			785				7,009				165				4,124
Consumer			120				15				40				16
Totals		$	2,093			$	12,309			$	1,207			$	9,218

Financing Receivable, Past Due [Table Text Block]

		As of March 31, 2020																As of December 31, 2019
		Current &																Current &
		Past Due				Past Due				Past Due								Past Due				Past Due				Past Due
		Less than				30-89				90+								Less than				30-89				90+
		30 Days				Days				Days				Total				30 Days				Days				Days				Total
Residential mortgage:
Residential mortgage loans - first liens		$	497,246			$	7,817			$	3,324			$	508,387			$	499,024			$	7,839			$	3,778			$	510,641
Residential mortgage loans - junior liens			26,564				40				424				27,028				27,041				83				379				27,503
Home equity lines of credit			31,509				474				107				32,090				33,115				452				71				33,638
1-4 Family residential construction			14,121				0				0				14,121				14,758				40				0				14,798
Total residential mortgage			569,440				8,331				3,855				581,626				573,938				8,414				4,228				586,580
Commercial:
Commercial loans secured by real estate			294,408				574				878				295,860				299,640				737				850				301,227
Commercial and industrial			128,435				3,742				131				132,308				126,221				16				137				126,374
Political subdivisions			43,613				0				0				43,613				53,570				0				0				53,570
Commercial construction and land			33,145				145				50				33,340				33,505				0				50				33,555
Loans secured by farmland			11,208				0				316				11,524				11,455				666				130				12,251
Multi-family (5 or more) residential			32,370				0				0				32,370				31,070				0				0				31,070
Agricultural loans			3,809				76				1				3,886				4,318				1				0				4,319
Other commercial loans			16,430				0				0				16,430				16,535				0				0				16,535
Total commercial			563,418				4,537				1,376				569,331				576,314				1,420				1,167				578,901
Consumer			16,196				185				135				16,516				16,496				189				56				16,741
Totals		$	1,149,054			$	13,053			$	5,366			$	1,167,473			$	1,166,748			$	10,023			$	5,451			$	1,182,222

Contractual Aging of Nonaccrual Loans [Table Text Block]

		Current &
		Past Due				Past Due				Past Due
		Less than				30-89				90+
		30 Days				Days				Days				Total
March 31, 2020 Nonaccrual Totals		$	4,355			$	4,681			$	3,273			$	12,309
December 31, 2019 Nonaccrual Totals		$	3,840			$	1,134			$	4,244			$	9,218

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

		Current &
		Past Due				Past Due				Past Due
		Less than				30-89				90+
		30 Days				Days				Days				Nonaccrual				Total
March 31, 2020 Totals		$	176			$	196			$	0			$	1,730			$	2,102
December 31, 2019 Totals		$	889			$	0			$	0			$	1,737			$	2,626

Schedule of Real Estate Acquired Through Foreclosure [Table Text Block]

(In Thousands)
		March 31,				Dec. 31,
		2020				2019
Foreclosed residential real estate		$	130			$	292

Schedule of Mortgage Loans in Process of Foreclosure [Table Text Block]

(In Thousands)
		March 31,				Dec. 31,
		2020				2019
Residential real estate in process of foreclosure		$	1,779			$	1,717

Troubled Debt Restructuring [Member]

Notes Tables

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(Balances in Thousands)
		Three Months Ended								Three Months Ended
		March 31, 2020								March 31, 2019
						Post-								Post-
		Number				Modification				Number				Modification
		of				Recorded				of				Recorded
		Loans				Investment				Loans				Investment
Residential mortgage - first liens,
Reduced monthly payments and extended maturity date			0			$	0				1			$	271
Residential mortgage - junior liens :
Reduced monthly payments and extended maturity date			0				0				1				18
New loan at lower than risk-adjusted market rate to borrower from whom short sale of other collateral was accepted			1				30				0				0
Commercial and industrial,
Reduced monthly payments and extended maturity date			0				0				8				177
Agricultural loans,
Reduced monthly payments and extended maturity date			0				0				1				84
Total			1			$	30				11			$	550

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
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-Section 50
-Paragraph 13
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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524

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Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524

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X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 14
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 55
-Paragraph 80
-URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448

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-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682

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- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 16
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447

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- References

No definition available.

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Namespace Prefix:	us-gaap_
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Balance Type:	na
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X

- Definition

Tabular disclosure of financing receivable modified as troubled debt restructuring.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524

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