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LOANS (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018
Loans receivable	$ 1,241,413		$ 1,182,222
Allowance for loan losses	(11,026)	$ (11,330)	(9,836)	$ (8,200)	$ (8,256)	$ (9,309)
Loans, net	1,230,387		1,172,386
Residential mortgage
Loans receivable	566,293		586,580
Allowance for loan losses	(4,320)	(4,383)	(4,182)	(3,963)	(3,991)	(3,986)
Residential mortgage | Real estate loan | first liens
Loans receivable	493,214		510,641
Allowance for loan losses	(3,531)	(3,572)	(3,405)	(3,130)	(3,178)	(3,156)
Residential mortgage | Real estate loan | junior liens
Loans receivable	25,632		27,503
Allowance for loan losses	(365)	(414)	(384)	(333)	(329)	(325)
Residential mortgage | Home equity lines of credit
Loans receivable	31,826		33,638
Allowance for loan losses	(287)	(278)	(276)	(280)	(286)	(302)
Residential mortgage | Construction Loans
Loans receivable	15,621		14,798
Allowance for loan losses	(137)	(119)	(117)	(220)	(198)	(203)
Commercial
Loans receivable	658,676		578,901
Allowance for loan losses	(5,858)	(6,089)	(4,788)	(3,388)	(3,444)	(4,591)
Commercial | Real estate loan
Loans receivable	293,304		301,227
Allowance for loan losses	(2,426)	(1,932)	(1,921)	(1,577)	(1,887)	(2,538)
Commercial | Construction Loans
Loans receivable	40,348		33,555
Allowance for loan losses	(420)	(970)	(966)	(152)	(114)	(110)
Commercial | Commercial and industrial
Loans receivable	120,202		126,374
Allowance for loan losses	(2,496)	(2,645)	(1,391)	(1,246)	(1,069)	(1,553)
Commercial | Small Business Administration - Paycheck Protection Program
Loans receivable	97,103		0
Allowance for loan losses	0
Commercial | Political subdivisions
Loans receivable	43,134		53,570
Allowance for loan losses	0		0
Commercial | Loans secured by farm land
Loans receivable	11,433		12,251
Allowance for loan losses	(146)	(144)	(158)	(102)	(98)	(102)
Commercial | Multi-family (5 or more) residential
Loans receivable	32,699		31,070
Allowance for loan losses	(163)	(199)	(156)	(150)	(112)	(114)
Commercial | Agricultural loans
Loans receivable	3,874		4,319
Allowance for loan losses	(40)	(39)	(41)	(42)	(43)	(46)
Commercial | Other commercial loans
Loans receivable	16,579		16,535
Allowance for loan losses	(167)	(160)	(155)	(119)	(121)	(128)
Consumer
Loans receivable	16,444		16,741
Allowance for loan losses	$ (263)	$ (273)	$ (281)	$ (264)	$ (236)	$ (233)

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- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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