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LOANS - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019
Allowance for Loan losses | $ 11,026 | $ 8,200 | $ 9,836 | $ 9,309
Allowance for Loan losses, Charge-offs | (2,249) | (116) | (2,443) | (295)
Allowance for Loan losses, Recoveries | 35 | 15 | 67 | 46
Allowance for Loan losses, Provision (Credit) | 1,941 | 1,158 | 3,293 | 197
Allowance for Loan losses | 10,753 | 9,257 | 10,753 | 9,257
Residential mortgage |  |  |  |
Allowance for Loan losses | 4,320 | 3,963 | 4,182 | 3,986
Allowance for Loan losses, Charge-offs | 0 | (50) | 0 | (157)
Allowance for Loan losses, Recoveries | 27 | 3 | 32 | 9
Allowance for Loan losses, Provision (Credit) | (66) | 138 | 67 | 216
Allowance for Loan losses | 4,281 | 4,054 | 4,281 | 4,054
Residential mortgage | Real estate loan | first liens |  |  |  |
Allowance for Loan losses | 3,531 | 3,130 | 3,405 | 3,156
Allowance for Loan losses, Charge-offs | 0 | (50) | 0 | (133)
Allowance for Loan losses, Recoveries | 26 | 1 | 28 | 3
Allowance for Loan losses, Provision (Credit) | (92) | 83 | 32 | 138
Allowance for Loan losses | 3,465 | 3,164 | 3,465 | 3,164
Residential mortgage | Real estate loan | junior liens |  |  |  |
Allowance for Loan losses | 365 | 333 | 384 | 325
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | (24)
Allowance for Loan losses, Recoveries | 0 | 1 | 1 | 1
Allowance for Loan losses, Provision (Credit) | (7) | 16 | (27) | 48
Allowance for Loan losses | 358 | 350 | 358 | 350
Residential mortgage | Home equity lines of credit |  |  |  |
Allowance for Loan losses | 287 | 280 | 276 | 302
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 1 | 1 | 3 | 5
Allowance for Loan losses, Provision (Credit) | 1 | 1 | 10 | (25)
Allowance for Loan losses | 289 | 282 | 289 | 282
Residential mortgage | Construction Loans |  |  |  |
Allowance for Loan losses | 137 | 220 | 117 | 203
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 32 | 38 | 52 | 55
Allowance for Loan losses | 169 | 258 | 169 | 258
Commercial |  |  |  |
Allowance for Loan losses | 5,858 | 3,388 | 4,788 | 4,591
Allowance for Loan losses, Charge-offs | (2,219) | 0 | (2,343) | (6)
Allowance for Loan losses, Recoveries | 0 | 3 | 0 | 6
Allowance for Loan losses, Provision (Credit) | 1,990 | 953 | 3,184 | (247)
Allowance for Loan losses | 5,629 | 4,344 | 5,629 | 4,344
Commercial | Real estate loan |  |  |  |
Allowance for Loan losses | 2,426 | 1,577 | 1,921 | 2,538
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (40) | 928 | 465 | (33)
Allowance for Loan losses | 2,386 | 2,505 | 2,386 | 2,505
Commercial | Construction Loans |  |  |  |
Allowance for Loan losses | 420 | 152 | 966 | 110
Allowance for Loan losses, Charge-offs | 0 | 0 | (107) | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 20 | 6 | (419) | 48
Allowance for Loan losses | 440 | 158 | 440 | 158
Commercial | Commercial and industrial |  |  |  |
Allowance for Loan losses | 2,496 | 1,246 | 1,391 | 1,553
Allowance for Loan losses, Charge-offs | (2,219) | 0 | (2,236) | (6)
Allowance for Loan losses, Recoveries | 0 | 3 | 0 | 6
Allowance for Loan losses, Provision (Credit) | 1,974 | 7 | 3,096 | (297)
Allowance for Loan losses | 2,251 | 1,256 | 2,251 | 1,256
Commercial | Loans secured by farm land |  |  |  |
Allowance for Loan losses | 146 | 102 | 158 | 102
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (25) | (1) | (37) | (1)
Allowance for Loan losses | 121 | 101 | 121 | 101
Commercial | Multi-family (5 or more) residential |  |  |  |
Allowance for Loan losses | 163 | 150 | 156 | 114
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 64 | 5 | 71 | 41
Allowance for Loan losses | 227 | 155 | 227 | 155
Commercial | Agricultural loans |  |  |  |
Allowance for Loan losses | 40 | 42 | 41 | 46
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (3) | 7 | (4) | 3
Allowance for Loan losses | 37 | 49 | 37 | 49
Commercial | Other commercial loans |  |  |  |
Allowance for Loan losses | 167 | 119 | 155 | 128
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 0 | 1 | 12 | (8)
Allowance for Loan losses | 167 | 120 | 167 | 120
Consumer |  |  |  |
Allowance for Loan losses | 263 | 264 | 281 | 233
Allowance for Loan losses, Charge-offs | (30) | (66) | (100) | (132)
Allowance for Loan losses, Recoveries | 8 | 9 | 35 | 31
Allowance for Loan losses, Provision (Credit) | 17 | 67 | 42 | 142
Allowance for Loan losses | 258 | 274 | 258 | 274
Unallocated |  |  |  |
Allowance for Loan losses | 585 | 585 | 585 | 499
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 0 | 0 | 0 | 86
Allowance for Loan losses | $ 585 | $ 585 | $ 585 | $ 585

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