XML 78 R67.htm IDEA: XBRL DOCUMENT
v3.20.2

LOANS - Troubled Debt Restructurings (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2020 USD ($) loan | Sep. 30, 2019 USD ($) loan | Sep. 30, 2020 USD ($) loan | Sep. 30, 2019 USD ($) loan
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 7 | 12
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 7,271 | $ 1,811
Interest only payments for a nine-month period |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 5 | 1 |  |
Troubled debt restructurings, post-modification recorded investment | $ | $ 7,001 | $ 1,261 |  |
Residential mortgage | Real estate loan | junior liens | Reduced monthly payments and extended maturity date |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 0 | 1
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 0 | $ 18
Residential mortgage | Real estate loan | junior liens | New loan at lower than risk-adjusted market rate to borrower from whom short sale of other collateral was accepted |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 1 | 0
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 30 | $ 0
Residential mortgage | Multi-family (5 or more) residential | Principal and interest payment deferral non-Covid related |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 3 | 0 |  |
Troubled debt restructurings, post-modification recorded investment | $ | $ 2,170 | $ 0 |  |
Commercial | Real estate loan | Principal and interest payment deferral non-Covid related |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 2 | 0 |  |
Troubled debt restructurings, post-modification recorded investment | $ | $ 4,831 | $ 0 |  |
Commercial | Real estate loan | Extended interest only payments and reduced monthly payments with a balloon payment at maturity |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 0 | 1 |  |
Troubled debt restructurings, post-modification recorded investment | $ | $ 0 | $ 1,261 |  |
Commercial | Commercial and industrial | Principal and interest payment deferral non-Covid related |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 2 | 0
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 4,831 | $ 0
Commercial | Commercial and industrial | Extended interest only payments and reduced monthly payments with a balloon payment at maturity |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 0 | 1
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 0 | $ 1,261
Commercial | Commercial and industrial | Reduced monthly payments and extended maturity date |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 0 | 9
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 0 | $ 448
Commercial | Commercial and industrial | Interest only payments for a nine-month period |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 1 | 0
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 240 | $ 0
Commercial | Multi-family (5 or more) residential | Principal and interest payment deferral non-Covid related |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 3 | 0
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 2,170 | $ 0
Commercial | Agricultural loans | Reduced monthly payments and extended maturity date |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan |  |  | 0 | 1
Troubled debt restructurings, post-modification recorded investment | $ |  |  | $ 0 | $ 84
Troubled Debt Restructuring |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 1 | 12 | 1 | 12
Troubled debt restructurings, post-modification recorded investment | $ | $ 240 | $ 530 | $ 240 | $ 530
Troubled Debt Restructuring | Commercial and industrial |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 0 | 9 | 0 | 9
Troubled debt restructurings, post-modification recorded investment | $ | $ 0 | $ 431 | $ 0 | $ 431
Troubled Debt Restructuring | Agricultural loans |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 0 | 1 | 0 | 1
Troubled debt restructurings, post-modification recorded investment | $ | $ 0 | $ 81 | $ 0 | $ 81
Troubled Debt Restructuring | Residential mortgage | junior liens |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 0 | 1 | 0 | 1
Troubled debt restructurings, post-modification recorded investment | $ | $ 0 | $ 18 | $ 0 | $ 18
Troubled Debt Restructuring | Commercial | Real estate loan |  |  |  |
Troubled Debt Restructurings |  |  |  |
Troubled debt restructurings, number of contracts | loan | 1 | 0 | 1 | 0
Troubled debt restructurings, post-modification recorded investment | $ | $ 240 | $ 0 | $ 240 | $ 0

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Number of financing receivables that have been modified by troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsNumberOfContracts2
Namespace Prefix: | us-gaap_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, after troubled debt restructuring, of modified financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=cznc_InterestOnlyPaymentsForNineMonthPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LienCategoryAxis=us-gaap_JuniorLienMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=cznc_MonthlyPaymentReductionAndExtendedMaturityDateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=cznc_NewLoanAtLowerThanRiskAdjustedMarketRateToBorrowerMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_Multifamily5OrMoreResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=cznc_PrincipalAndInterestPaymentDeferralNonCovidRelatedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=cznc_ExtendedInterestOnlyPaymentsAndReducedMonthlyPaymentsWithBalloonPaymentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_AgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ClassOfFinancingReceivableTypeOfBorrowerAxis=cznc_TroubledDebtRestructuringMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |