<SEC-DOCUMENT>0001104659-20-055529-index.html : 20200501
<SEC-HEADER>0001104659-20-055529.hdr.sgml : 20200501
<ACCEPTANCE-DATETIME>20200501163130
ACCESSION NUMBER:		0001104659-20-055529
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		15
FILED AS OF DATE:		20200501
DATE AS OF CHANGE:		20200501

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-237591
		FILM NUMBER:		20841289

	BUSINESS ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
		BUSINESS PHONE:		877-838-2517

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>tm2015329-3_424b3.htm
<DESCRIPTION>424B3
<TEXT>
Document 1 - file: tm2015329-3_424b3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>lg_covenant-4clr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: lg_covenant-4clr.jpg

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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>lg_citizens-4clr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: lg_citizens-4clr.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>sg_bradscovill.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: sg_bradscovill.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>sig_johnc-spier.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: sig_johnc-spier.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>sg_vicki-burgos.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: sg_vicki-burgos.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>lg_snodgrass-4clr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: lg_snodgrass-4clr.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>tm2015329d1_snodfooter-bwlr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: tm2015329d1_snodfooter-bwlr.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>lg_snodicon-4clr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: lg_snodicon-4clr.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>sg_snograss-bw.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: sg_snograss-bw.jpg

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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>lg_bakertilly-bwlr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: lg_bakertilly-bwlr.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>sg_bakertilly-bw.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 12 - file: sg_bakertilly-bw.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>lg_sandler-4c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 13 - file: lg_sandler-4c.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>tm2015329d1_sandlerftr-4c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 14 - file: tm2015329d1_sandlerftr-4c.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>sg_sandler-4clr.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 15 - file: sg_sandler-4clr.jpg

</DOCUMENT>
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