<SEC-DOCUMENT>0001104659-20-124931.txt : 20201113
<SEC-HEADER>0001104659-20-124931.hdr.sgml : 20201113
<ACCEPTANCE-DATETIME>20201113142727
ACCESSION NUMBER:		0001104659-20-124931
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200930
FILED AS OF DATE:		20201113
DATE AS OF CHANGE:		20201113
EFFECTIVENESS DATE:		20201113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14195
		FILM NUMBER:		201310820

	BUSINESS ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
		BUSINESS PHONE:		877-838-2517

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>09-30-2020</periodOfReport>
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      <filingManager>
        <name>CITIZENS &amp; NORTHERN CORP</name>
        <address>
          <ns1:street1>90-92 Main St</ns1:street1>
          <ns1:city>Wellsboro</ns1:city>
          <ns1:stateOrCountry>PA</ns1:stateOrCountry>
          <ns1:zipCode>16901</ns1:zipCode>
        </address>
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      <form13FFileNumber>028-14195</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
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    <signatureBlock>
      <name>Mark A. Hughes</name>
      <title>Executive Vice President and Chief Financial Officer</title>
      <phone>570-724-3411</phone>
      <signature>/s/ Mark A. Hughes</signature>
      <city>Wellsboro</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>11-13-2020</signatureDate>
    </signatureBlock>
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    <nameOfIssuer>Altria Group Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02209S103</cusip>
    <value>276</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7155</sshPrnamt>
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    <titleOfClass>COM</titleOfClass>
    <cusip>023135106</cusip>
    <value>5778</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1835</sshPrnamt>
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    <titleOfClass>COM</titleOfClass>
    <cusip>03027X100</cusip>
    <value>2732</value>
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    <titleOfClass>COM</titleOfClass>
    <cusip>032654105</cusip>
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      <Sole>9492</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM DISNEY</titleOfClass>
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