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LOANS (Tables) | 12 Months Ended
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Dec. 31, 2020
LOANS |
Summary of loans outstanding | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Dec. 31, |  | Dec. 31,
​ |  | 2020 | ​ | 2019
Residential mortgage: | ​ | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 532,947 | ​ | $ | 510,641
Residential mortgage loans - junior liens | ​ |  | 27,311 | ​ |  | 27,503
Home equity lines of credit | ​ |  | 39,301 | ​ |  | 33,638
1-4 Family residential construction | ​ |  | 20,613 | ​ |  | 14,798
Total residential mortgage | ​ |  | 620,172 | ​ |  | 586,580
Commercial: | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ |  | 531,810 | ​ |  | 301,227
Commercial and industrial | ​ |  | 159,577 | ​ |  | 126,374
Small Business Administration - Paycheck Protection Program | ​ | ​ | 132,269 | ​ | ​ | 0
Political subdivisions | ​ |  | 53,221 | ​ |  | 53,570
Commercial construction and land | ​ |  | 42,874 | ​ |  | 33,555
Loans secured by farmland | ​ |  | 11,736 | ​ |  | 12,251
Multi-family (5 or more) residential | ​ |  | 55,811 | ​ |  | 31,070
Agricultural loans | ​ |  | 3,164 | ​ |  | 4,319
Other commercial loans | ​ |  | 17,289 | ​ |  | 16,535
Total commercial | ​ |  | 1,007,751 | ​ |  | 578,901
Consumer | ​ |  | 16,286 | ​ |  | 16,741
Total | ​ |  | 1,644,209 | ​ |  | 1,182,222
Less: allowance for loan losses | ​ |  | (11,385) | ​ |  | (9,836)
Loans, net | ​ | $ | 1,632,824 | ​ | $ | 1,172,386
Schedule of quantity and balances of modification | ​
​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Deferrals Remaining
​ | ​ | As of December 31, 2020
(Dollars in Thousands) | ​ | Number | ​ | ​ | ​
​ | ​ | of | ​ | Recorded
​ |  | Loans |  | Investment
COVID-19-related loan modifications: |  |  |  | ​ |
Residential mortgage |  | 15 | ​ | $ | 2,334
Consumer |  | 3 | ​ |  | 61
Commercial |  | 27 | ​ |  | 35,002
Total |  | 45 | ​ | $ | 37,397
Schedule of adjustments to the initial market rate and credit fair value adjustments recognized | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | ​ | ​ |  | ​ | ​
​ | ​ | Year Ended
​ | ​ | December 31, | ​ | December 31,
​ | ​ | 2020 | ​ | 2019
Market Rate Adjustment |  | ​ |  |  | ​ |
Adjustments to gross amortized cost of loans at beginning of period | ​ | $ | (1,415) | ​ | $ | 0
Market rate adjustment recorded in acquisition | ​ | ​ | 2,909 | ​ | ​ | (1,807)
(Amortization) accretion recognized in interest income | ​ | ​ | (776) | ​ | ​ | 392
Adjustments to gross amortized cost of loans at end of period | ​ | $ | 718 | ​ | $ | (1,415)
Credit Adjustment on Non-impaired Loans | ​ | ​ | ​ | ​ | ​ | ​
Adjustments to gross amortized cost of loans at beginning of period | ​ | $ | (1,216) | ​ | $ | 0
Credit adjustment recorded in acquisition | ​ | ​ | (7,219) | ​ | ​ | (1,914)
Accretion recognized in interest income | ​ |  | 2,456 | ​ |  | 698
Adjustments to gross amortized cost of loans at end of period | ​ | $ | (5,979) | ​ | $ | (1,216)
Schedule of components of the purchase account adjustments related to the PCI loans | ​
​ | ​ | ​ | ​
(In Thousands) | ​ | July 1, 2020
Contractually required principal at acquisition | ​ | $ | 10,114
Non-accretable discount | ​ |  | (3,466)
Expected cash flows | ​ | $ | 6,648
Schedule of PCI loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, | ​ | December 31,
​ |  | 2020 |  | 2019
Outstanding balance | ​ | $ | 10,316 | ​ | $ | 759
Carrying amount | ​ |  | 6,841 | ​ |  | 441
Schedule of transactions within the allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | December 31,
Year Ended December 31, 2020 | ​ | 2019 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Provision | ​ | 2020
(In Thousands) | ​ | Balance | ​ | Charge-offs | ​ | Recoveries | ​ | (Credit) | ​ | Balance
Allowance for Loan Losses: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 3,405 | ​ | $ | 0 | ​ | $ | 39 | ​ | $ | 80 | ​ | $ | 3,524
Residential mortgage loans - junior liens | ​ |  | 384 | ​ |  | 0 | ​ |  | 1 | ​ |  | (36) | ​ |  | 349
Home equity lines of credit | ​ |  | 276 | ​ |  | 0 | ​ |  | 4 | ​ |  | 1 | ​ |  | 281
1-4 Family residential construction | ​ |  | 117 | ​ |  | 0 | ​ |  | 0 | ​ |  | (18) | ​ |  | 99
Total residential mortgage | ​ |  | 4,182 | ​ |  | 0 | ​ |  | 44 | ​ |  | 27 | ​ |  | 4,253
Commercial: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ |  | 1,921 | ​ |  | 0 | ​ |  | 0 | ​ |  | 1,130 | ​ |  | 3,051
Commercial and industrial | ​ |  | 1,391 | ​ |  | (2,236) | ​ |  | 16 | ​ |  | 3,074 | ​ |  | 2,245
Commercial construction and land | ​ |  | 966 | ​ |  | (107) | ​ |  | 0 | ​ |  | (405) | ​ |  | 454
Loans secured by farmland | ​ |  | 158 | ​ |  | 0 | ​ |  | 0 | ​ |  | (38) | ​ |  | 120
Multi-family (5 or more) residential | ​ |  | 156 | ​ |  | 0 | ​ |  | 0 | ​ |  | 80 | ​ |  | 236
Agricultural loans | ​ |  | 41 | ​ |  | 0 | ​ |  | 0 | ​ |  | (7) | ​ |  | 34
Other commercial loans | ​ |  | 155 | ​ |  | 0 | ​ |  | 0 | ​ |  | 13 | ​ |  | 168
Total commercial | ​ |  | 4,788 | ​ |  | (2,343) | ​ |  | 16 | ​ |  | 3,847 | ​ |  | 6,308
Consumer | ​ |  | 281 | ​ |  | (122) | ​ |  | 41 | ​ |  | 39 | ​ |  | 239
Unallocated | ​ |  | 585 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 585
Total Allowance for Loan Losses | ​ | $ | 9,836 | ​ | $ | (2,465) | ​ | $ | 101 | ​ | $ | 3,913 | ​ | $ | 11,385
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | December 31,
Year Ended December 31, 2019 | ​ | 2018 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Provision | ​ | 2019
(In Thousands) | ​ | Balance | ​ | Charge-offs | ​ | Recoveries | ​ | (Credit) | ​ | Balance
Allowance for Loan Losses: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 3,156 | ​ | $ | (166) | ​ | $ | 4 | ​ | $ | 411 | ​ | $ | 3,405
Residential mortgage loans - junior liens | ​ |  | 325 | ​ |  | (24) | ​ |  | 2 | ​ |  | 81 | ​ |  | 384
Home equity lines of credit | ​ |  | 302 | ​ |  | 0 | ​ |  | 5 | ​ |  | (31) | ​ |  | 276
1-4 Family residential construction | ​ |  | 203 | ​ |  | 0 | ​ |  | 1 | ​ |  | (87) | ​ |  | 117
Total residential mortgage | ​ |  | 3,986 | ​ |  | (190) | ​ |  | 12 | ​ |  | 374 | ​ |  | 4,182
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |
Commercial loans secured by real estate | ​ |  | 2,538 | ​ |  | 0 | ​ |  | 0 | ​ |  | (617) | ​ |  | 1,921
Commercial and industrial | ​ |  | 1,553 | ​ |  | (6) | ​ |  | 6 | ​ |  | (162) | ​ |  | 1,391
Commercial construction and land | ​ |  | 110 | ​ |  | 0 | ​ |  | 0 | ​ |  | 856 | ​ |  | 966
Loans secured by farmland | ​ |  | 102 | ​ |  | 0 | ​ |  | 0 | ​ |  | 56 | ​ |  | 158
Multi-family (5 or more) residential | ​ |  | 114 | ​ |  | 0 | ​ |  | 0 | ​ |  | 42 | ​ |  | 156
Agricultural loans | ​ |  | 46 | ​ |  | 0 | ​ |  | 0 | ​ |  | (5) | ​ |  | 41
Other commercial loans | ​ |  | 128 | ​ |  | 0 | ​ |  | 0 | ​ |  | 27 | ​ |  | 155
Total commercial | ​ |  | 4,591 | ​ |  | (6) | ​ |  | 6 | ​ |  | 197 | ​ |  | 4,788
Consumer | ​ |  | 233 | ​ |  | (183) | ​ |  | 39 | ​ |  | 192 | ​ |  | 281
Unallocated | ​ |  | 499 | ​ |  | 0 | ​ |  | 0 | ​ |  | 86 | ​ |  | 585
Total Allowance for Loan Losses | ​ | $ | 9,309 | ​ | $ | (379) | ​ | $ | 57 | ​ | $ | 849 | ​ | $ | 9,836
Schedule of aggregate credit quality classification of outstanding loans by risk | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2020 |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | Purchased |  | ​ | ​
(In Thousands) | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Credit | ​ | ​ | ​
​ | ​ | Pass | ​ | Mention | ​ | Substandard | ​ | Doubtful | ​ | Impaired | ​ | Total
Residential Mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential Mortgage loans - first liens | ​ | $ | 516,685 | ​ | $ | 6,192 | ​ | $ | 9,994 | ​ | $ | 0 | ​ | $ | 76 | ​ | $ | 532,947
Residential Mortgage loans - junior liens | ​ |  | 26,480 | ​ |  | 141 | ​ |  | 621 | ​ |  | 0 | ​ |  | 69 | ​ |  | 27,311
Home equity lines of credit | ​ |  | 38,529 | ​ |  | 59 | ​ |  | 713 | ​ |  | 0 | ​ |  | 0 | ​ |  | 39,301
1-4 Family residential construction | ​ |  | 20,613 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 20,613
Total residential mortgage | ​ |  | 602,307 | ​ |  | 6,392 | ​ |  | 11,328 | ​ |  | 0 | ​ |  | 145 | ​ |  | 620,172
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ |  | 494,876 | ​ |  | 17,374 | ​ |  | 15,262 | ​ |  | 0 | ​ |  | 4,298 | ​ |  | 531,810
Commercial and Industrial | ​ |  | 143,500 | ​ |  | 8,025 | ​ |  | 7,268 | ​ |  | 0 | ​ |  | 784 | ​ |  | 159,577
Small Business Administration - Paycheck Protection Program | ​ | ​ | 132,269 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 132,269
Political subdivisions | ​ |  | 53,221 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 53,221
Commercial construction and land | ​ |  | 42,110 | ​ |  | 715 | ​ |  | 49 | ​ |  | 0 | ​ |  | 0 | ​ |  | 42,874
Loans secured by farmland | ​ |  | 10,473 | ​ |  | 405 | ​ |  | 858 | ​ |  | 0 | ​ |  | 0 | ​ |  | 11,736
Multi-family (5 or more) residential | ​ |  | 50,563 | ​ |  | 2,405 | ​ |  | 1,229 | ​ |  | 0 | ​ |  | 1,614 | ​ |  | 55,811
Agricultural loans | ​ |  | 2,569 | ​ |  | 0 | ​ |  | 595 | ​ |  | 0 | ​ |  | 0 | ​ |  | 3,164
Other commercial loans | ​ |  | 17,289 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 17,289
Total commercial | ​ |  | 946,870 | ​ |  | 28,924 | ​ |  | 25,261 | ​ |  | 0 | ​ |  | 6,696 | ​ |  | 1,007,751
Consumer | ​ |  | 16,172 | ​ |  | 0 | ​ |  | 114 | ​ |  | 0 | ​ |  | 0 | ​ |  | 16,286
Totals | ​ | $ | 1,565,349 | ​ | $ | 35,316 | ​ | $ | 36,703 | ​ | $ | 0 | ​ | $ | 6,841 | ​ | $ | 1,644,209
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2019 |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | Purchased |  | ​ | ​
(In Thousands) | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Credit | ​ | ​ | ​
​ | ​ | Pass | ​ | Mention | ​ | Substandard | ​ | Doubtful | ​ | Impaired | ​ | Total
Residential Mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential Mortgage loans - first liens | ​ | $ | 500,963 | ​ | $ | 193 | ​ | $ | 9,324 | ​ | $ | 84 | ​ | $ | 77 | ​ | $ | 510,641
Residential Mortgage loans - junior liens | ​ |  | 26,953 | ​ |  | 79 | ​ |  | 471 | ​ |  | 0 | ​ |  | 0 | ​ |  | 27,503
Home equity lines of credit | ​ |  | 33,170 | ​ |  | 59 | ​ |  | 409 | ​ |  | 0 | ​ |  | 0 | ​ |  | 33,638
1-4 Family residential construction | ​ |  | 14,798 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 14,798
Total residential mortgage | ​ |  | 575,884 | ​ |  | 331 | ​ |  | 10,204 | ​ |  | 84 | ​ |  | 77 | ​ |  | 586,580
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ |  | 294,397 | ​ |  | 4,773 | ​ |  | 1,693 | ​ |  | 0 | ​ |  | 364 | ​ |  | 301,227
Commercial and Industrial | ​ |  | 114,293 | ​ |  | 9,538 | ​ |  | 2,543 | ​ |  | 0 | ​ |  | 0 | ​ |  | 126,374
Political subdivisions | ​ |  | 53,570 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 53,570
Commercial construction and land | ​ |  | 32,224 | ​ |  | 0 | ​ |  | 1,331 | ​ |  | 0 | ​ |  | 0 | ​ |  | 33,555
Loans secured by farmland | ​ |  | 6,528 | ​ |  | 4,681 | ​ |  | 1,042 | ​ |  | 0 | ​ |  | 0 | ​ |  | 12,251
Multi-family (5 or more) residential | ​ |  | 30,160 | ​ |  | 0 | ​ |  | 910 | ​ |  | 0 | ​ |  | 0 | ​ |  | 31,070
Agricultural loans | ​ |  | 3,343 | ​ |  | 335 | ​ |  | 641 | ​ |  | 0 | ​ |  | 0 | ​ |  | 4,319
Other commercial loans | ​ |  | 16,416 | ​ |  | 0 | ​ |  | 119 | ​ |  | 0 | ​ |  | 0 | ​ |  | 16,535
Total commercial | ​ |  | 550,931 | ​ |  | 19,327 | ​ |  | 8,279 | ​ |  | 0 | ​ |  | 364 | ​ |  | 578,901
Consumer | ​ |  | 16,720 | ​ |  | 0 | ​ |  | 21 | ​ |  | 0 | ​ |  | 0 | ​ |  | 16,741
Totals | ​ | $ | 1,143,535 | ​ | $ | 19,658 | ​ | $ | 18,504 | ​ | $ | 84 | ​ | $ | 441 | ​ | $ | 1,182,222
Summary of loan balances and the related allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2020 |  | Loans: | ​ | Allowance for Loan Losses:
(In Thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Individually | ​ | Collectively | ​ | ​ | ​ | ​ | Individually | ​ | Collectively | ​ |  | ​
​ |  | Evaluated |  | Evaluated |  | Totals |  | Evaluated |  | Evaluated |  | Totals
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 2,385 | ​ | $ | 530,562 | ​ | $ | 532,947 | ​ | $ | 9 | ​ | $ | 3,515 | ​ | $ | 3,524
Residential mortgage loans - junior liens | ​ |  | 414 | ​ |  | 26,897 | ​ |  | 27,311 | ​ |  | 153 | ​ |  | 196 | ​ |  | 349
Home equity lines of credit | ​ |  | 0 | ​ |  | 39,301 | ​ |  | 39,301 | ​ |  | 0 | ​ |  | 281 | ​ |  | 281
1-4 Family residential construction | ​ |  | 0 | ​ |  | 20,613 | ​ |  | 20,613 | ​ |  | 0 | ​ |  | 99 | ​ |  | 99
Total residential mortgage | ​ |  | 2,799 | ​ |  | 617,373 | ​ |  | 620,172 | ​ |  | 162 | ​ |  | 4,091 | ​ |  | 4,253
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ |  | 11,962 | ​ |  | 519,848 | ​ |  | 531,810 | ​ |  | 692 | ​ |  | 2,359 | ​ |  | 3,051
Commercial and industrial | ​ |  | 1,359 | ​ |  | 158,218 | ​ |  | 159,577 | ​ |  | 71 | ​ |  | 2,174 | ​ |  | 2,245
Small Business Administration - Paycheck Protection Program | ​ |  | 0 | ​ |  | 132,269 | ​ |  | 132,269 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Political subdivisions | ​ |  | 0 | ​ |  | 53,221 | ​ |  | 53,221 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Commercial construction and land | ​ |  | 0 | ​ |  | 42,874 | ​ |  | 42,874 | ​ |  | 0 | ​ |  | 454 | ​ |  | 454
Loans secured by farmland | ​ |  | 84 | ​ |  | 11,652 | ​ |  | 11,736 | ​ |  | 0 | ​ |  | 120 | ​ |  | 120
Multi-family (5 or more) residential | ​ |  | 1,614 | ​ |  | 54,197 | ​ |  | 55,811 | ​ |  | 0 | ​ |  | 236 | ​ |  | 236
Agricultural loans | ​ |  | 0 | ​ |  | 3,164 | ​ |  | 3,164 | ​ |  | 0 | ​ |  | 34 | ​ |  | 34
Other commercial loans | ​ |  | 0 | ​ |  | 17,289 | ​ |  | 17,289 | ​ |  | 0 | ​ |  | 168 | ​ |  | 168
Total commercial | ​ |  | 15,019 | ​ |  | 992,732 | ​ |  | 1,007,751 | ​ |  | 763 | ​ |  | 5,545 | ​ |  | 6,308
Consumer | ​ |  | 0 | ​ |  | 16,286 | ​ |  | 16,286 | ​ |  | 0 | ​ |  | 239 | ​ |  | 239
Unallocated | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | 585
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 17,818 | ​ | $ | 1,626,391 | ​ | $ | 1,644,209 | ​ | $ | 925 | ​ | $ | 9,875 | ​ | $ | 11,385
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2019 |  | Loans: | ​ | Allowance for Loan Losses:
(In Thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Individually | ​ | Collectively | ​ | ​ | ​ | ​ | Individually | ​ | Collectively | ​ |  | ​
​ |  | Evaluated |  | Evaluated |  | Totals |  | Evaluated |  | Evaluated |  | Totals
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 1,023 | ​ | $ | 509,618 | ​ | $ | 510,641 | ​ | $ | 0 | ​ | $ | 3,405 | ​ | $ | 3,405
Residential mortgage loans - junior liens | ​ |  | 368 | ​ |  | 27,135 | ​ |  | 27,503 | ​ |  | 176 | ​ |  | 208 | ​ |  | 384
Home equity lines of credit | ​ |  | 0 | ​ |  | 33,638 | ​ |  | 33,638 | ​ |  | 0 | ​ |  | 276 | ​ |  | 276
1-4 Family residential construction | ​ |  | 0 | ​ |  | 14,798 | ​ |  | 14,798 | ​ |  | 0 | ​ |  | 117 | ​ |  | 117
Total residential mortgage | ​ |  | 1,391 | ​ |  | 585,189 | ​ |  | 586,580 | ​ |  | 176 | ​ |  | 4,006 | ​ |  | 4,182
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ |  | 684 | ​ |  | 300,543 | ​ |  | 301,227 | ​ |  | 0 | ​ |  | 1,921 | ​ |  | 1,921
Commercial and industrial | ​ |  | 1,467 | ​ |  | 124,907 | ​ |  | 126,374 | ​ |  | 149 | ​ |  | 1,242 | ​ |  | 1,391
Political subdivisions | ​ |  | 0 | ​ |  | 53,570 | ​ |  | 53,570 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Commercial construction and land | ​ |  | 1,261 | ​ |  | 32,294 | ​ |  | 33,555 | ​ |  | 678 | ​ |  | 288 | ​ |  | 966
Loans secured by farmland | ​ |  | 607 | ​ |  | 11,644 | ​ |  | 12,251 | ​ |  | 48 | ​ |  | 110 | ​ |  | 158
Multi-family (5 or more) residential | ​ |  | 0 | ​ |  | 31,070 | ​ |  | 31,070 | ​ |  | 0 | ​ |  | 156 | ​ |  | 156
Agricultural loans | ​ |  | 76 | ​ |  | 4,243 | ​ |  | 4,319 | ​ |  | 0 | ​ |  | 41 | ​ |  | 41
Other commercial loans | ​ |  | 0 | ​ |  | 16,535 | ​ |  | 16,535 | ​ |  | 0 | ​ |  | 155 | ​ |  | 155
Total commercial | ​ |  | 4,095 | ​ |  | 574,806 | ​ |  | 578,901 | ​ |  | 875 | ​ |  | 3,913 | ​ |  | 4,788
Consumer | ​ |  | 0 | ​ |  | 16,741 | ​ |  | 16,741 | ​ |  | 0 | ​ |  | 281 | ​ |  | 281
Unallocated | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | 585
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 5,486 | ​ | $ | 1,176,736 | ​ | $ | 1,182,222 | ​ | $ | 1,051 | ​ | $ | 8,200 | ​ | $ | 9,836
Summary of information related to impaired loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, 2020 | ​ | December 31, 2019
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Principal | ​ | Recorded | ​ | Related | ​ | Principal | ​ | Recorded | ​ | Related
​ |  | Balance |  | Investment |  | Allowance |  | Balance |  | Investment |  | Allowance
With no related allowance recorded: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 1,248 | ​ | $ | 1,248 | ​ | $ | 0 | ​ | $ | 645 | ​ | $ | 617 | ​ | $ | 0
Residential mortgage loans - junior liens | ​ |  | 160 | ​ |  | 105 | ​ |  | 0 | ​ |  | 42 | ​ |  | 42 | ​ |  | 0
Commercial loans secured by real estate | ​ |  | 7,168 | ​ |  | 5,398 | ​ |  | 0 | ​ |  | 684 | ​ |  | 684 | ​ |  | 0
Commercial and industrial | ​ |  | 1,781 | ​ |  | 1,287 | ​ |  | 0 | ​ |  | 563 | ​ |  | 563 | ​ |  | 0
Loans secured by farmland | ​ |  | 84 | ​ |  | 84 | ​ |  | 0 | ​ |  | 129 | ​ |  | 129 | ​ |  | 0
Multi-family (5 or more) residential | ​ | ​ | 2,770 | ​ | ​ | 1,614 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Agricultural loans | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 76 | ​ |  | 76 | ​ |  | 0
Total with no related allowance recorded | ​ |  | 13,211 | ​ |  | 9,736 | ​ |  | 0 | ​ |  | 2,139 | ​ |  | 2,111 | ​ |  | 0
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
With a related allowance recorded: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |
Residential mortgage loans - first liens | ​ |  | 1,200 | ​ |  | 1,200 | ​ |  | 9 | ​ |  | 406 | ​ |  | 406 | ​ |  | 0
Residential mortgage loans - junior liens | ​ |  | 309 | ​ |  | 309 | ​ |  | 153 | ​ |  | 326 | ​ |  | 326 | ​ |  | 176
Commercial loans secured by real estate | ​ | ​ | 6,501 | ​ | ​ | 6,501 | ​ | ​ | 691 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Commercial and industrial | ​ |  | 72 | ​ |  | 72 | ​ |  | 72 | ​ |  | 904 | ​ |  | 904 | ​ |  | 149
Construction and other land loans | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 1,261 | ​ |  | 1,261 | ​ |  | 678
Loans secured by farmland | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 478 | ​ |  | 478 | ​ |  | 48
Total with a related allowance recorded | ​ |  | 8,082 | ​ |  | 8,082 | ​ |  | 925 | ​ |  | 3,375 | ​ |  | 3,375 | ​ |  | 1,051
Total | ​ | $ | 21,293 | ​ | $ | 17,818 | ​ | $ | 925 | ​ | $ | 5,514 | ​ | $ | 5,486 | ​ | $ | 1,051
Schedule of average balance of impaired loans and interest income recognized on impaired loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | ​ | ​ | Interest Income Recognized on
​ | ​ | Average Investment in | ​ | on Impaired Loans
​ | ​ | Impaired Loans | ​ | on a Cash Basis
​ | ​ | Year Ended December 31, | ​ | Year Ended December 31,
​ | ​ | 2020 | ​ | 2019 |  | 2020 |  | 2019
Residential mortgage: | ​ | ​ | ​ | ​ | ​ | ​ |  | ​ |  |  | ​ |
Residential mortgage loans - first lien | ​ | $ | 1,853 | ​ | $ | 1,440 | ​ | $ | 116 | ​ | $ | 87
Residential mortgage loans - junior lien | ​ | ​ | 392 | ​ | ​ | 288 | ​ |  | 22 | ​ |  | 12
Home equity lines of credit | ​ | ​ | 57 | ​ | ​ | 26 | ​ |  | 3 | ​ |  | 4
Total residential mortgage | ​ | ​ | 2,302 | ​ | ​ | 1,754 | ​ |  | 141 | ​ |  | 103
Commercial: | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | ​ | 5,266 | ​ | ​ | 1,562 | ​ |  | 258 | ​ |  | 19
Commercial and industrial | ​ | ​ | 2,542 | ​ | ​ | 1,186 | ​ |  | 34 | ​ |  | 25
Commercial construction and land | ​ | ​ | 521 | ​ | ​ | 556 | ​ |  | 15 | ​ |  | 71
Loans secured by farmland | ​ | ​ | 319 | ​ | ​ | 1,276 | ​ |  | 27 | ​ |  | 49
Multi-family (5 or more) residential | ​ | ​ | 202 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Agricultural loans | ​ | ​ | 76 | ​ | ​ | 399 | ​ |  | 4 | ​ |  | 31
Other commercial loans | ​ | ​ | 18 | ​ | ​ | 20 | ​ |  | 1 | ​ |  | 4
Total commercial | ​ | ​ | 8,944 | ​ | ​ | 4,999 | ​ |  | 339 | ​ |  | 199
Consumer | ​ | ​ | 0 | ​ | ​ | 3 | ​ |  | 0 | ​ |  | 0
Total | ​ | $ | 11,246 | ​ | $ | 6,756 | ​ | $ | 480 | ​ | $ | 302
Schedule of breakdown by portfolio segment and class of non accrual loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, 2020 | ​ | December 31, 2019
​ | ​ | Past Due | ​ | ​ | ​ | ​ | Past Due | ​ | ​ | ​
​ | ​ | 90+ Days and | ​ | ​ | ​ | ​ | 90+ Days and | ​ | ​ | ​
​ |  | Accruing |  | Nonaccrual |  | Accruing |  | Nonaccrual
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 838 | ​ | $ | 6,387 | ​ | $ | 878 | ​ | $ | 4,679
Residential mortgage loans - junior liens | ​ |  | 52 | ​ |  | 378 | ​ |  | 53 | ​ |  | 326
Home equity lines of credit | ​ |  | 233 | ​ |  | 299 | ​ |  | 71 | ​ |  | 73
Total residential mortgage | ​ |  | 1,123 | ​ |  | 7,064 | ​ |  | 1,002 | ​ |  | 5,078
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ |  | 395 | ​ |  | 11,550 | ​ |  | 107 | ​ |  | 1,148
Commercial and industrial | ​ |  | 142 | ​ |  | 970 | ​ |  | 15 | ​ |  | 1,051
Commercial construction and land | ​ |  | 0 | ​ |  | 49 | ​ |  | 0 | ​ |  | 1,311
Loans secured by farmland | ​ |  | 188 | ​ |  | 84 | ​ |  | 43 | ​ |  | 565
Multi-family (5 or more) residential | ​ | ​ | 0 | ​ | ​ | 1,614 | ​ | ​ | 0 | ​ | ​ | 0
Other commercial | ​ |  | 71 | ​ |  | 0 | ​ |  | 0 | ​ |  | 49
Total commercial | ​ |  | 796 | ​ |  | 14,267 | ​ |  | 165 | ​ |  | 4,124
Consumer | ​ |  | 56 | ​ |  | 85 | ​ |  | 40 | ​ |  | 16
Totals | ​ | $ | 1,975 | ​ | $ | 21,416 | ​ | $ | 1,207 | ​ | $ | 9,218
Summary of the contractual aging of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | As of December 31, 2020 | ​ | As of December 31, 2019
​ |  | Current & |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | Current & |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | ​ | ​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | ​ | ​
​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ | ​ | ​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ | ​ | ​
​ | ​ | 30 Days | ​ | Days | ​ | Days | ​ | Total | ​ | 30 Days | ​ | Days | ​ | Days | ​ | Total
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | $ | 523,191 | ​ | $ | 5,703 | ​ | $ | 4,053 | ​ | $ | 532,947 | ​ | $ | 499,024 | ​ | $ | 7,839 | ​ | $ | 3,778 | ​ | $ | 510,641
Residential mortgage loans - junior liens | ​ |  | 27,009 | ​ |  | 111 | ​ |  | 191 | ​ |  | 27,311 | ​ |  | 27,041 | ​ |  | 83 | ​ |  | 379 | ​ |  | 27,503
Home equity lines of credit | ​ |  | 38,919 | ​ |  | 101 | ​ |  | 281 | ​ |  | 39,301 | ​ |  | 33,115 | ​ |  | 452 | ​ |  | 71 | ​ |  | 33,638
1-4 Family residential construction | ​ |  | 20,457 | ​ |  | 156 | ​ |  | 0 | ​ |  | 20,613 | ​ |  | 14,758 | ​ |  | 40 | ​ |  | 0 | ​ |  | 14,798
Total residential mortgage | ​ |  | 609,576 | ​ |  | 6,071 | ​ |  | 4,525 | ​ |  | 620,172 | ​ |  | 573,938 | ​ |  | 8,414 | ​ |  | 4,228 | ​ |  | 586,580
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ |  | 529,998 | ​ |  | 66 | ​ |  | 1,746 | ​ |  | 531,810 | ​ |  | 299,640 | ​ |  | 737 | ​ |  | 850 | ​ |  | 301,227
Commercial and industrial | ​ |  | 158,523 | ​ |  | 55 | ​ |  | 999 | ​ |  | 159,577 | ​ |  | 126,221 | ​ |  | 16 | ​ |  | 137 | ​ |  | 126,374
Small Business Administration - Paycheck Protection Program | ​ | ​ | 132,269 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 132,269 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Political subdivisions | ​ |  | 53,221 | ​ |  | 0 | ​ |  | 0 | ​ |  | 53,221 | ​ |  | 53,570 | ​ |  | 0 | ​ |  | 0 | ​ |  | 53,570
Commercial construction and land | ​ |  | 42,590 | ​ |  | 284 | ​ |  | 0 | ​ |  | 42,874 | ​ |  | 33,505 | ​ |  | 0 | ​ |  | 50 | ​ |  | 33,555
Loans secured by farmland | ​ |  | 11,419 | ​ |  | 95 | ​ |  | 222 | ​ |  | 11,736 | ​ |  | 11,455 | ​ |  | 666 | ​ |  | 130 | ​ |  | 12,251
Multi-family (5 or more) residential | ​ |  | 53,860 | ​ |  | 1,951 | ​ |  | 0 | ​ |  | 55,811 | ​ |  | 31,070 | ​ |  | 0 | ​ |  | 0 | ​ |  | 31,070
Agricultural loans | ​ |  | 3,091 | ​ |  | 2 | ​ |  | 71 | ​ |  | 3,164 | ​ |  | 4,318 | ​ |  | 1 | ​ |  | 0 | ​ |  | 4,319
Other commercial loans | ​ |  | 17,289 | ​ |  | 0 | ​ |  | 0 | ​ |  | 17,289 | ​ |  | 16,535 | ​ |  | 0 | ​ |  | 0 | ​ |  | 16,535
Total commercial | ​ |  | 1,002,260 | ​ |  | 2,453 | ​ |  | 3,038 | ​ |  | 1,007,751 | ​ |  | 576,314 | ​ |  | 1,420 | ​ |  | 1,167 | ​ |  | 578,901
Consumer | ​ |  | 16,063 | ​ |  | 83 | ​ |  | 140 | ​ |  | 16,286 | ​ |  | 16,496 | ​ |  | 189 | ​ |  | 56 | ​ |  | 16,741
Totals | ​ | $ | 1,627,899 | ​ | $ | 8,607 | ​ | $ | 7,703 | ​ | $ | 1,644,209 | ​ | $ | 1,166,748 | ​ | $ | 10,023 | ​ | $ | 5,451 | ​ | $ | 1,182,222
Summary of the contractual aging of nonaccrual loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Current & | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ |  | ​
​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ |  | ​
​ |  | 30 Days |  | Days |  | Days |  | Total
December 31, 2020 Nonaccrual Totals | ​ | $ | 12,999 | ​ | $ | 2,689 | ​ | $ | 5,728 | ​ | $ | 21,416
December 31, 2019 Nonaccrual Totals | ​ | $ | 3,840 | ​ | $ | 1,134 | ​ | $ | 4,244 | ​ | $ | 9,218
Summary of troubled debt restructurings | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Current & | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ |  | ​ | ​ |  | ​
​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ |  | ​ | ​ |  | ​
​ |  | 30 Days |  | Days |  | Days |  | Nonaccrual |  | Total
December 31, 2020 Totals | ​ | $ | 166 | ​ | $ | 0 | ​ | $ | 418 | ​ | $ | 6,867 | ​ | $ | 7,451
December 31, 2019 Totals | ​ | $ | 889 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 1,737 | ​ | $ | 2,626
Schedule of loan modifications considered as TDRs | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2020 |  | 2019
​ | ​ | Number | ​ | ​ | ​ | ​ | Number | ​ | ​ | ​
​ | ​ | of | ​ | Recorded | ​ | of | ​ | Recorded
(Balances in Thousands) |  | Loans |  | Investment |  | Loans |  | Investment
Residential mortgage - first liens |  | 0 | ​ | $ | 0 |  | 1 |  | $ | 261
Residential mortgage - junior liens |  | 1 | ​ |  | 240 |  | 1 |  | ​ | 18
Commercial and industrial |  | 0 | ​ |  | 0 |  | 8 |  | ​ | 170
Agricultural loans |  | 0 | ​ |  | 0 |  | 1 |  | ​ | 81
Total |  | 1 | ​ | $ | 240 |  | 11 | ​ | $ | 530
Schedule of carrying amount of foreclosed residential real estate properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, |  | December 31,
​ | ​ | 2020 | ​ | 2019
Foreclosed residential real estate | ​ | $ | 80 | ​ | $ | 292
Schedule of mortgage loans secured by residential real properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, |  | December 31,
​ | ​ | 2020 | ​ | 2019
Residential real estate in process of foreclosure | ​ | $ | 1,246 | ​ | $ | 1,717
Troubled Debt Restructuring |
LOANS |
Summary of troubled debt restructurings | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(Balances in Thousands) | ​ | 2020 |  | 2019
​ |  | ​ |  | Post- |  | ​ |  | Post-
​ | ​ | Number | ​ | Modification |  | Number | ​ | Modification
​ | ​ | of | ​ | Recorded |  | of | ​ | Recorded
​ | ​ | Loans | ​ | Investment |  | Loans | ​ | Investment
Residential mortgage - junior liens: |  |  | ​ |  |  | ​ |  | ​ |  |
Reduced monthly payments and extended maturity date |  | 0 | ​ | $ | 0 | ​ | 1 | ​ | $ | 18
New loan at lower than risk-adjusted market rate to borrower from whom short sale of other collateral was accepted |  | 1 | ​ |  | 30 | ​ | 0 | ​ |  | 0
Commercial loans secured by real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Interest only payments for a nine-month period | ​ | 1 | ​ | ​ | 240 | ​ | 0 | ​ | ​ | 0
Principal and interest payment deferral non-COVID related | ​ | 2 | ​ | ​ | 4,831 | ​ | 0 | ​ | ​ | 0
Extended interest only payments and reduced monthly payments with a balloon payment at maturity | ​ | 0 | ​ | ​ | 0 | ​ | 1 | ​ | ​ | 1,261
Commercial and industrial, |  |  | ​ |  |  | ​ |  | ​ |  |
Reduced monthly payments and extended maturity date |  | 0 | ​ |  | 0 | ​ | 9 | ​ |  | 448
Multi-family (5 or more) residential, | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Principal and interest payment deferral non-COVID related | ​ | 3 | ​ | ​ | 2,170 | ​ | 0 | ​ | ​ | 0
Agricultural loans, |  |  | ​ |  |  | ​ |  | ​ |  |
Reduced monthly payments and extended maturity date |  | 0 | ​ |  | 0 | ​ | 1 | ​ |  | 84
Total |  | 7 | ​ | $ | 7,271 | ​ | 12 | ​ | $ | 1,811

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