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LOANS - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($) $ in Thousands | Dec. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018
--- | --- | --- | ---
LOANS |  |  |
Loans receivable: Individually Evaluated | $ 17,818 | $ 5,486 |
Loans receivable: Collectively Evaluated | 1,626,391 | 1,176,736 |
Loans receivable | 1,644,209 | 1,182,222 |
Allowance for loan losses: individually evaluated | 925 | 1,051 |
Allowance for loan losses: collectively evaluated | 9,875 | 8,200 |
Allowance for loan losses | 11,385 | 9,836 | $ 9,309
Residential mortgage |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 2,799 | 1,391 |
Loans receivable: Collectively Evaluated | 617,373 | 585,189 |
Loans receivable | 620,172 | 586,580 |
Allowance for loan losses: individually evaluated | 162 | 176 |
Allowance for loan losses: collectively evaluated | 4,091 | 4,006 |
Allowance for loan losses | 4,253 | 4,182 | 3,986
Residential mortgage | Real estate loan | first liens |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 2,385 | 1,023 |
Loans receivable: Collectively Evaluated | 530,562 | 509,618 |
Loans receivable | 532,947 | 510,641 |
Allowance for loan losses: individually evaluated | 9 | 0 |
Allowance for loan losses: collectively evaluated | 3,515 | 3,405 |
Allowance for loan losses | 3,524 | 3,405 | 3,156
Residential mortgage | Real estate loan | junior liens |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 414 | 368 |
Loans receivable: Collectively Evaluated | 26,897 | 27,135 |
Loans receivable | 27,311 | 27,503 |
Allowance for loan losses: individually evaluated | 153 | 176 |
Allowance for loan losses: collectively evaluated | 196 | 208 |
Allowance for loan losses | 349 | 384 | 325
Residential mortgage | Home equity lines of credit |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 39,301 | 33,638 |
Loans receivable | 39,301 | 33,638 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 281 | 276 |
Allowance for loan losses | 281 | 276 | 302
Residential mortgage | Construction Loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 20,613 | 14,798 |
Loans receivable | 20,613 | 14,798 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 99 | 117 |
Allowance for loan losses | 99 | 117 | 203
Commercial |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 15,019 | 4,095 |
Loans receivable: Collectively Evaluated | 992,732 | 574,806 |
Loans receivable | 1,007,751 | 578,901 |
Allowance for loan losses: individually evaluated | 763 | 875 |
Allowance for loan losses: collectively evaluated | 5,545 | 3,913 |
Allowance for loan losses | 6,308 | 4,788 | 4,591
Commercial | Real estate loan |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 11,962 | 684 |
Loans receivable: Collectively Evaluated | 519,848 | 300,543 |
Loans receivable | 531,810 | 301,227 |
Allowance for loan losses: individually evaluated | 692 | 0 |
Allowance for loan losses: collectively evaluated | 2,359 | 1,921 |
Allowance for loan losses | 3,051 | 1,921 | 2,538
Commercial | Construction Loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated |  | 1,261 |
Loans receivable: Collectively Evaluated |  | 32,294 |
Loans receivable | 42,874 | 33,555 |
Allowance for loan losses: individually evaluated |  | 678 |
Allowance for loan losses: collectively evaluated |  | 288 |
Allowance for loan losses | 454 | 966 | 110
Commercial | Commercial and industrial |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 1,359 | 1,467 |
Loans receivable: Collectively Evaluated | 158,218 | 124,907 |
Loans receivable | 159,577 | 126,374 |
Allowance for loan losses: individually evaluated | 71 | 149 |
Allowance for loan losses: collectively evaluated | 2,174 | 1,242 |
Allowance for loan losses | 2,245 | 1,391 | 1,553
Commercial | Small Business Administration - Paycheck Protection Program |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 |  |
Loans receivable: Collectively Evaluated | 132,269 |  |
Loans receivable | 132,269 | 0 |
Allowance for loan losses: individually evaluated | 0 |  |
Allowance for loan losses: collectively evaluated | 0 |  |
Allowance for loan losses | 0 |  |
Commercial | Political subdivisions |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 53,221 | 53,570 |
Loans receivable | 53,221 | 53,570 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 0 | 0 |
Allowance for loan losses | 0 | 0 |
Commercial | Commercial Construction And Land |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 |  |
Loans receivable: Collectively Evaluated | 42,874 |  |
Loans receivable | 42,874 |  |
Allowance for loan losses: individually evaluated | 0 |  |
Allowance for loan losses: collectively evaluated | 454 |  |
Allowance for loan losses | 454 |  |
Commercial | Loans secured by farm land |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 84 | 607 |
Loans receivable: Collectively Evaluated | 11,652 | 11,644 |
Loans receivable | 11,736 | 12,251 |
Allowance for loan losses: individually evaluated | 0 | 48 |
Allowance for loan losses: collectively evaluated | 120 | 110 |
Allowance for loan losses | 120 | 158 | 102
Commercial | Multi-family (5 or more) residential |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 1,614 | 0 |
Loans receivable: Collectively Evaluated | 54,197 | 31,070 |
Loans receivable | 55,811 | 31,070 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 236 | 156 |
Allowance for loan losses | 236 | 156 | 114
Commercial | Agricultural loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 76 |
Loans receivable: Collectively Evaluated | 3,164 | 4,243 |
Loans receivable | 3,164 | 4,319 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 34 | 41 |
Allowance for loan losses | 34 | 41 | 46
Commercial | Other commercial loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 17,289 | 16,535 |
Loans receivable | 17,289 | 16,535 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 168 | 155 |
Allowance for loan losses | 168 | 155 | 128
Consumer |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 16,286 | 16,741 |
Loans receivable | 16,286 | 16,741 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 239 | 281 |
Allowance for loan losses | 239 | 281 | 233
Unallocated |  |  |
LOANS |  |  |
Allowance for loan losses | $ 585 | $ 585 | $ 499

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