
	Dec. 31,		Dec. 31,
	2020		2019
Residential mortgage:
Residential mortgage loans - first liens	$	532,947	$	510,641
Residential mortgage loans - junior liens		27,311		27,503
Home equity lines of credit		39,301		33,638
1-4 Family residential construction		20,613		14,798
Total residential mortgage		620,172		586,580
Commercial:
Commercial loans secured by real estate		531,810		301,227
Commercial and industrial		159,577		126,374
Small Business Administration - Paycheck Protection Program		132,269		0
Political subdivisions		53,221		53,570
Commercial construction and land		42,874		33,555
Loans secured by farmland		11,736		12,251
Multi-family (5 or more) residential		55,811		31,070
Agricultural loans		3,164		4,319
Other commercial loans		17,289		16,535
Total commercial		1,007,751		578,901
Consumer		16,286		16,741
Total		1,644,209		1,182,222
Less: allowance for loan losses		(11,385)		(9,836)
Loans, net	$	1,632,824	$	1,172,386


(In Thousands)
	Year Ended
	December 31,		December 31,
	2020		2019
Market Rate Adjustment
Adjustments to gross amortized cost of loans at beginning of period	$	(1,415)	$	0
Market rate adjustment recorded in acquisition		2,909		(1,807)
(Amortization) accretion recognized in interest income		(776)		392
Adjustments to gross amortized cost of loans at end of period	$	718	$	(1,415)
Credit Adjustment on Non-impaired Loans
Adjustments to gross amortized cost of loans at beginning of period	$	(1,216)	$	0
Credit adjustment recorded in acquisition		(7,219)		(1,914)
Accretion recognized in interest income		2,456		698
Adjustments to gross amortized cost of loans at end of period	$	(5,979)	$	(1,216)


December 31, 2020									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Residential Mortgage:
Residential Mortgage loans - first liens	$	516,685	$	6,192	$	9,994	$	0	$	76	$	532,947
Residential Mortgage loans - junior liens		26,480		141		621		0		69		27,311
Home equity lines of credit		38,529		59		713		0		0		39,301
1-4 Family residential construction		20,613		0		0		0		0		20,613
Total residential mortgage		602,307		6,392		11,328		0		145		620,172
Commercial:
Commercial loans secured by real estate		494,876		17,374		15,262		0		4,298		531,810
Commercial and Industrial		143,500		8,025		7,268		0		784		159,577
Small Business Administration - Paycheck Protection Program		132,269		0		0		0		0		132,269
Political subdivisions		53,221		0		0		0		0		53,221
Commercial construction and land		42,110		715		49		0		0		42,874
Loans secured by farmland		10,473		405		858		0		0		11,736
Multi-family (5 or more) residential		50,563		2,405		1,229		0		1,614		55,811
Agricultural loans		2,569		0		595		0		0		3,164
Other commercial loans		17,289		0		0		0		0		17,289
Total commercial		946,870		28,924		25,261		0		6,696		1,007,751
Consumer		16,172		0		114		0		0		16,286
Totals	$	1,565,349	$	35,316	$	36,703	$	0	$	6,841	$	1,644,209


December 31, 2019									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Residential Mortgage:
Residential Mortgage loans - first liens	$	500,963	$	193	$	9,324	$	84	$	77	$	510,641
Residential Mortgage loans - junior liens		26,953		79		471		0		0		27,503
Home equity lines of credit		33,170		59		409		0		0		33,638
1-4 Family residential construction		14,798		0		0		0		0		14,798
Total residential mortgage		575,884		331		10,204		84		77		586,580
Commercial:
Commercial loans secured by real estate		294,397		4,773		1,693		0		364		301,227
Commercial and Industrial		114,293		9,538		2,543		0		0		126,374
Political subdivisions		53,570		0		0		0		0		53,570
Commercial construction and land		32,224		0		1,331		0		0		33,555
Loans secured by farmland		6,528		4,681		1,042		0		0		12,251
Multi-family (5 or more) residential		30,160		0		910		0		0		31,070
Agricultural loans		3,343		335		641		0		0		4,319
Other commercial loans		16,416		0		119		0		0		16,535
Total commercial		550,931		19,327		8,279		0		364		578,901
Consumer		16,720		0		21		0		0		16,741
Totals	$	1,143,535	$	19,658	$	18,504	$	84	$	441	$	1,182,222


(In Thousands)	December 31, 2020						December 31, 2019
	Unpaid						Unpaid
	Principal		Recorded		Related		Principal		Recorded		Related
	Balance		Investment		Allowance		Balance		Investment		Allowance
With no related allowance recorded:
Residential mortgage loans - first liens	$	1,248	$	1,248	$	0	$	645	$	617	$	0
Residential mortgage loans - junior liens		160		105		0		42		42		0
Commercial loans secured by real estate		7,168		5,398		0		684		684		0
Commercial and industrial		1,781		1,287		0		563		563		0
Loans secured by farmland		84		84		0		129		129		0
Multi-family (5 or more) residential		2,770		1,614		0		0		0		0
Agricultural loans		0		0		0		76		76		0
Total with no related allowance recorded		13,211		9,736		0		2,139		2,111		0

With a related allowance recorded:
Residential mortgage loans - first liens		1,200		1,200		9		406		406		0
Residential mortgage loans - junior liens		309		309		153		326		326		176
Commercial loans secured by real estate		6,501		6,501		691		0		0		0
Commercial and industrial		72		72		72		904		904		149
Construction and other land loans		0		0		0		1,261		1,261		678
Loans secured by farmland		0		0		0		478		478		48
Total with a related allowance recorded		8,082		8,082		925		3,375		3,375		1,051
Total	$	21,293	$	17,818	$	925	$	5,514	$	5,486	$	1,051


(In Thousands)	December 31, 2020				December 31, 2019
	Past Due				Past Due
	90+ Days and				90+ Days and
	Accruing		Nonaccrual		Accruing		Nonaccrual
Residential mortgage:
Residential mortgage loans - first liens	$	838	$	6,387	$	878	$	4,679
Residential mortgage loans - junior liens		52		378		53		326
Home equity lines of credit		233		299		71		73
Total residential mortgage		1,123		7,064		1,002		5,078
Commercial:
Commercial loans secured by real estate		395		11,550		107		1,148
Commercial and industrial		142		970		15		1,051
Commercial construction and land		0		49		0		1,311
Loans secured by farmland		188		84		43		565
Multi-family (5 or more) residential		0		1,614		0		0
Other commercial		71		0		0		49
Total commercial		796		14,267		165		4,124
Consumer		56		85		40		16
Totals	$	1,975	$	21,416	$	1,207	$	9,218


	2020			2019
	Number			Number
	of	Recorded		of	Recorded
(Balances in Thousands)	Loans	Investment		Loans	Investment
Residential mortgage - first liens	0	$	0	1	$	261
Residential mortgage - junior liens	1		240	1		18
Commercial and industrial	0		0	8		170
Agricultural loans	0		0	1		81
Total	1	$	240	11	$	530


(In Thousands)	December 31,		December 31,
	2020		2019
Residential real estate in process of foreclosure	$	1,246	$	1,717