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LOANS (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
LOANS
Loans receivable	$ 1,644,209	$ 1,182,222
Allowance for loan losses	(11,385)	(9,836)	$ (9,309)
Loans, net	1,632,824	1,172,386
Residential mortgage
LOANS
Loans receivable	620,172	586,580
Allowance for loan losses	(4,253)	(4,182)	(3,986)
Residential mortgage | Real estate loan | first liens
LOANS
Loans receivable	532,947	510,641
Allowance for loan losses	(3,524)	(3,405)	(3,156)
Residential mortgage | Real estate loan | junior liens
LOANS
Loans receivable	27,311	27,503
Allowance for loan losses	(349)	(384)	(325)
Residential mortgage | Home equity lines of credit
LOANS
Loans receivable	39,301	33,638
Allowance for loan losses	(281)	(276)	(302)
Residential mortgage | Construction Loans
LOANS
Loans receivable	20,613	14,798
Allowance for loan losses	(99)	(117)	(203)
Commercial
LOANS
Loans receivable	1,007,751	578,901
Allowance for loan losses	(6,308)	(4,788)	(4,591)
Commercial | Real estate loan
LOANS
Loans receivable	531,810	301,227
Allowance for loan losses	(3,051)	(1,921)	(2,538)
Commercial | Construction Loans
LOANS
Loans receivable	42,874	33,555
Allowance for loan losses	(454)	(966)	(110)
Commercial | Commercial and industrial
LOANS
Loans receivable	159,577	126,374
Allowance for loan losses	(2,245)	(1,391)	(1,553)
Commercial | Small Business Administration - Paycheck Protection Program
LOANS
Loans receivable	132,269	0
Allowance for loan losses	0
Commercial | Political subdivisions
LOANS
Loans receivable	53,221	53,570
Allowance for loan losses	0	0
Commercial | Commercial Construction And Land
LOANS
Loans receivable	42,874
Allowance for loan losses	(454)
Commercial | Loans secured by farm land
LOANS
Loans receivable	11,736	12,251
Allowance for loan losses	(120)	(158)	(102)
Commercial | Multi-family (5 or more) residential
LOANS
Loans receivable	55,811	31,070
Allowance for loan losses	(236)	(156)	(114)
Commercial | Agricultural loans
LOANS
Loans receivable	3,164	4,319
Allowance for loan losses	(34)	(41)	(46)
Commercial | Other commercial loans
LOANS
Loans receivable	17,289	16,535
Allowance for loan losses	(168)	(155)	(128)
Consumer
LOANS
Loans receivable	16,286	16,741
Allowance for loan losses	$ (239)	$ (281)	$ (233)

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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