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LOANS - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019
--- | --- | --- | --- | ---
LOANS |  |  |  |
Loans receivable: Individually Evaluated | $ 18,158 | $ 17,818 |  |
Loans receivable: Collectively Evaluated | 1,596,429 | 1,626,391 |  |
Loans receivable | 1,614,587 | 1,644,209 |  |
Allowance for loan losses: individually evaluated | 1,124 | 925 |  |
Allowance for loan losses: collectively evaluated | 9,860 | 9,875 |  |
Allowance for loan losses | 11,661 | 11,385 | $ 11,330 | $ 9,836
Commercial |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 15,833 | 15,019 |  |
Loans receivable: Collectively Evaluated | 981,604 | 992,732 |  |
Loans receivable | 997,437 | 1,007,751 |  |
Allowance for loan losses: individually evaluated | 970 | 763 |  |
Allowance for loan losses: collectively evaluated | 5,594 | 5,545 |  |
Allowance for loan losses | 6,564 | 6,308 | 6,089 | 4,788
Commercial | Real estate loan |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 12,749 | 11,962 |  |
Loans receivable: Collectively Evaluated | 512,137 | 519,848 |  |
Loans receivable | 524,886 | 531,810 |  |
Allowance for loan losses: individually evaluated | 899 | 692 |  |
Allowance for loan losses: collectively evaluated | 2,451 | 2,359 |  |
Allowance for loan losses | 3,350 | 3,051 | 1,932 | 1,921
Commercial | Commercial and industrial |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 1,422 | 1,359 |  |
Loans receivable: Collectively Evaluated | 154,406 | 158,218 |  |
Loans receivable | 155,828 | 159,577 |  |
Allowance for loan losses: individually evaluated | 71 | 71 |  |
Allowance for loan losses: collectively evaluated | 2,116 | 2,174 |  |
Allowance for loan losses | 2,187 | 2,245 | 2,645 | 1,391
Commercial | Paycheck Protection Program - 1st Draw |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 71,708 | 132,269 |  |
Loans receivable | 71,708 | 132,269 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 0 | 0 |  |
Allowance for loan losses | 0 | 0 |  |
Commercial | Paycheck Protection Program - 2nd Draw |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 |  |  |
Loans receivable: Collectively Evaluated | 66,127 |  |  |
Loans receivable | 66,127 | 0 |  |
Allowance for loan losses: individually evaluated | 0 |  |  |
Allowance for loan losses: collectively evaluated | 0 |  |  |
Allowance for loan losses | 0 |  |  |
Commercial | Political subdivisions |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 49,860 | 53,221 |  |
Loans receivable | 49,860 | 53,221 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 0 | 0 |  |
Allowance for loan losses | 0 | 0 |  |
Commercial | Construction Loans |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 45,307 | 42,874 |  |
Loans receivable | 45,307 | 42,874 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 476 | 454 |  |
Allowance for loan losses | 476 | 454 | 970 | 966
Commercial | Loans secured by farm land |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 84 | 84 |  |
Loans receivable: Collectively Evaluated | 10,813 | 11,652 |  |
Loans receivable | 10,897 | 11,736 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 111 | 120 |  |
Allowance for loan losses | 111 | 120 | 144 | 158
Commercial | Multi-family (5 or more) residential |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 1,578 | 1,614 |  |
Loans receivable: Collectively Evaluated | 52,471 | 54,197 |  |
Loans receivable | 54,049 | 55,811 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 255 | 236 |  |
Allowance for loan losses | 255 | 236 | 199 | 156
Commercial | Agricultural loans |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 2,460 | 3,164 |  |
Loans receivable | 2,460 | 3,164 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 26 | 34 |  |
Allowance for loan losses | 26 | 34 | 39 | 41
Commercial | Other commercial loans |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 16,315 | 17,289 |  |
Loans receivable | 16,315 | 17,289 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 159 | 168 |  |
Allowance for loan losses | 159 | 168 | 160 | 155
Residential mortgage |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 2,325 | 2,799 |  |
Loans receivable: Collectively Evaluated | 598,928 | 617,373 |  |
Loans receivable | 601,253 | 620,172 |  |
Allowance for loan losses: individually evaluated | 154 | 162 |  |
Allowance for loan losses: collectively evaluated | 4,046 | 4,091 |  |
Allowance for loan losses | 4,200 | 4,253 | 4,383 | 4,182
Residential mortgage | Real estate loan | first liens |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 1,920 | 2,385 |  |
Loans receivable: Collectively Evaluated | 516,472 | 530,562 |  |
Loans receivable | 518,392 | 532,947 |  |
Allowance for loan losses: individually evaluated | 8 | 9 |  |
Allowance for loan losses: collectively evaluated | 3,499 | 3,515 |  |
Allowance for loan losses | 3,507 | 3,524 | 3,572 | 3,405
Residential mortgage | Real estate loan | junior liens |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 405 | 414 |  |
Loans receivable: Collectively Evaluated | 24,997 | 26,897 |  |
Loans receivable | 25,402 | 27,311 |  |
Allowance for loan losses: individually evaluated | 146 | 153 |  |
Allowance for loan losses: collectively evaluated | 188 | 196 |  |
Allowance for loan losses | 334 | 349 | 414 | 384
Residential mortgage | Construction Loans |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 18,376 | 20,613 |  |
Loans receivable | 18,376 | 20,613 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 78 | 99 |  |
Allowance for loan losses | 78 | 99 | 119 | 117
Residential mortgage | Home equity lines of credit |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 39,083 | 39,301 |  |
Loans receivable | 39,083 | 39,301 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 281 | 281 |  |
Allowance for loan losses | 281 | 281 | 278 | 276
Consumer |  |  |  |
LOANS |  |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |  |
Loans receivable: Collectively Evaluated | 15,897 | 16,286 |  |
Loans receivable | 15,897 | 16,286 |  |
Allowance for loan losses: individually evaluated | 0 | 0 |  |
Allowance for loan losses: collectively evaluated | 220 | 239 |  |
Allowance for loan losses | 220 | 239 | 273 | 281
Unallocated |  |  |  |
LOANS |  |  |  |
Allowance for loan losses | $ 677 | $ 585 | $ 585 | $ 585

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