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LOANS (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
LOANS
Loans receivable	$ 1,614,587	$ 1,644,209
Allowance for loan losses	(11,661)	(11,385)	$ (11,330)	$ (9,836)
Loans, net	1,602,926	1,632,824
Commercial
LOANS
Loans receivable	997,437	1,007,751
Allowance for loan losses	(6,564)	(6,308)	(6,089)	(4,788)
Commercial | Real estate loan
LOANS
Loans receivable	524,886	531,810
Allowance for loan losses	(3,350)	(3,051)	(1,932)	(1,921)
Commercial | Commercial and industrial
LOANS
Loans receivable	155,828	159,577
Allowance for loan losses	(2,187)	(2,245)	(2,645)	(1,391)
Commercial | Paycheck Protection Program - 1st Draw
LOANS
Loans receivable	71,708	132,269
Allowance for loan losses	0	0
Commercial | Paycheck Protection Program - 2nd Draw
LOANS
Loans receivable	66,127	0
Allowance for loan losses	0
Commercial | Political subdivisions
LOANS
Loans receivable	49,860	53,221
Allowance for loan losses	0	0
Commercial | Construction Loans
LOANS
Loans receivable	45,307	42,874
Allowance for loan losses	(476)	(454)	(970)	(966)
Commercial | Loans secured by farm land
LOANS
Loans receivable	10,897	11,736
Allowance for loan losses	(111)	(120)	(144)	(158)
Commercial | Multi-family (5 or more) residential
LOANS
Loans receivable	54,049	55,811
Allowance for loan losses	(255)	(236)	(199)	(156)
Commercial | Agricultural loans
LOANS
Loans receivable	2,460	3,164
Allowance for loan losses	(26)	(34)	(39)	(41)
Commercial | Other commercial loans
LOANS
Loans receivable	16,315	17,289
Allowance for loan losses	(159)	(168)	(160)	(155)
Residential mortgage
LOANS
Loans receivable	601,253	620,172
Allowance for loan losses	(4,200)	(4,253)	(4,383)	(4,182)
Residential mortgage | Real estate loan | first liens
LOANS
Loans receivable	518,392	532,947
Allowance for loan losses	(3,507)	(3,524)	(3,572)	(3,405)
Residential mortgage | Real estate loan | junior liens
LOANS
Loans receivable	25,402	27,311
Allowance for loan losses	(334)	(349)	(414)	(384)
Residential mortgage | Construction Loans
LOANS
Loans receivable	18,376	20,613
Allowance for loan losses	(78)	(99)	(119)	(117)
Residential mortgage | Home equity lines of credit
LOANS
Loans receivable	39,083	39,301
Allowance for loan losses	(281)	(281)	(278)	(276)
Consumer
LOANS
Loans receivable	15,897	16,286
Allowance for loan losses	$ (220)	$ (239)	$ (273)	$ (281)

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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