XML 66 R53.htm IDEA: XBRL DOCUMENT
v3.21.2

LOANS - Contractual Aging of Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020
--- | --- | ---
LOANS |  |
Loans current and past due less than 30 days | $ 1,584,535 | $ 1,627,899
Loans receivable | 1,597,856 | 1,644,209
Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 4,207 | 8,607
Past Due 90+ Days |  |
LOANS |  |
Loans past due | 9,114 | 7,703
Commercial |  |
LOANS |  |
Loans current and past due less than 30 days | 978,076 | 1,002,260
Loans receivable | 985,403 | 1,007,751
Commercial | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 695 | 2,453
Commercial | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 6,632 | 3,038
Commercial | Real estate loan |  |
LOANS |  |
Loans current and past due less than 30 days | 538,713 | 529,998
Loans receivable | 544,202 | 531,810
Commercial | Real estate loan | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 110 | 66
Commercial | Real estate loan | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 5,379 | 1,746
Commercial | Commercial and industrial |  |
LOANS |  |
Loans current and past due less than 30 days | 157,967 | 158,523
Loans receivable | 158,907 | 159,577
Commercial | Commercial and industrial | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 25 | 55
Commercial | Commercial and industrial | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 915 | 999
Commercial | Paycheck Protection Program - 1st Draw |  |
LOANS |  |
Loans current and past due less than 30 days | 37,902 | 132,269
Loans receivable | 37,902 | 132,269
Commercial | Paycheck Protection Program - 1st Draw | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Paycheck Protection Program - 1st Draw | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Paycheck Protection Program - 2nd Draw |  |
LOANS |  |
Loans current and past due less than 30 days | 72,409 | 0
Loans receivable | 72,409 | 0
Commercial | Paycheck Protection Program - 2nd Draw | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Paycheck Protection Program - 2nd Draw | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Political subdivisions |  |
LOANS |  |
Loans current and past due less than 30 days | 48,849 | 53,221
Loans receivable | 48,849 | 53,221
Commercial | Political subdivisions | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Political subdivisions | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Construction Loans |  |
LOANS |  |
Loans current and past due less than 30 days | 42,649 | 42,590
Loans receivable | 43,178 | 42,874
Commercial | Construction Loans | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 529 | 284
Commercial | Construction Loans | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Loans secured by farm land |  |
LOANS |  |
Loans current and past due less than 30 days | 10,647 | 11,419
Loans receivable | 10,950 | 11,736
Commercial | Loans secured by farm land | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 31 | 95
Commercial | Loans secured by farm land | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 272 | 222
Commercial | Multi-family (5 or more) residential |  |
LOANS |  |
Loans current and past due less than 30 days | 51,916 | 53,860
Loans receivable | 51,916 | 55,811
Commercial | Multi-family (5 or more) residential | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 1,951
Commercial | Multi-family (5 or more) residential | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Agricultural loans |  |
LOANS |  |
Loans current and past due less than 30 days | 2,313 | 3,091
Loans receivable | 2,379 | 3,164
Commercial | Agricultural loans | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 2
Commercial | Agricultural loans | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 66 | 71
Commercial | Other commercial loans |  |
LOANS |  |
Loans current and past due less than 30 days | 14,711 | 17,289
Loans receivable | 14,711 | 17,289
Commercial | Other commercial loans | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 0
Commercial | Other commercial loans | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Residential mortgage |  |
LOANS |  |
Loans current and past due less than 30 days | 590,026 | 609,576
Loans receivable | 595,865 | 620,172
Residential mortgage | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 3,455 | 6,071
Residential mortgage | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 2,384 | 4,525
Residential mortgage | Real estate loan | first liens |  |
LOANS |  |
Loans current and past due less than 30 days | 502,311 | 523,191
Loans receivable | 507,579 | 532,947
Residential mortgage | Real estate loan | first liens | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 3,143 | 5,703
Residential mortgage | Real estate loan | first liens | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 2,125 | 4,053
Residential mortgage | Real estate loan | junior liens |  |
LOANS |  |
Loans current and past due less than 30 days | 25,138 | 27,009
Loans receivable | 25,287 | 27,311
Residential mortgage | Real estate loan | junior liens | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 32 | 111
Residential mortgage | Real estate loan | junior liens | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 117 | 191
Residential mortgage | Construction Loans |  |
LOANS |  |
Loans current and past due less than 30 days | 23,567 | 20,457
Loans receivable | 23,567 | 20,613
Residential mortgage | Construction Loans | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 0 | 156
Residential mortgage | Construction Loans | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 0 | 0
Residential mortgage | Home equity lines of credit |  |
LOANS |  |
Loans current and past due less than 30 days | 39,010 | 38,919
Loans receivable | 39,432 | 39,301
Residential mortgage | Home equity lines of credit | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 280 | 101
Residential mortgage | Home equity lines of credit | Past Due 90+ Days |  |
LOANS |  |
Loans past due | 142 | 281
Consumer |  |
LOANS |  |
Loans current and past due less than 30 days | 16,433 | 16,063
Loans receivable | 16,588 | 16,286
Consumer | Past Due 30-89 Days |  |
LOANS |  |
Loans past due | 57 | 83
Consumer | Past Due 90+ Days |  |
LOANS |  |
Loans past due | $ 98 | $ 140

X
- Definition Recorded investment in financing receivables that are current and less than 30 days past due. + References No definition available. + Details
Name: | cznc_FinancingReceivableRecordedInvestmentCurrentToLessThan30DaysPastDue
Namespace Prefix: | cznc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable past due. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDue
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=cznc_FinancingReceivables30To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_PaycheckProtectionProgramFirstDrawMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_PaycheckProtectionProgramSecondDrawMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_PoliticalSubdivisionsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_LoansSecuredByFarmlandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_Multifamily5OrMoreResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_AgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_OtherCommercialLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LienCategoryAxis=us-gaap_SeniorLienMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LienCategoryAxis=us-gaap_JuniorLienMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_HomeEquityLineOfCredit1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |