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LOANS (Details) - USD ($) | Jun. 30, 2021 | Mar. 31, 2021 | Dec. 31, 2020 | Jun. 30, 2020 | Mar. 31, 2020 | Dec. 31, 2019
--- | --- | --- | --- | --- | --- | ---
LOANS |  |  |  |  |  |
Loans receivable | $ 1,597,856,000 |  | $ 1,644,209,000 |  |  |
Allowance for loan losses | (12,375,000) | $ (11,661,000) | (11,385,000) | $ (11,026,000) | $ (11,330,000) | $ (9,836,000)
Loans, net | 1,585,481,000 |  | 1,632,824,000 |  |  |
Commercial |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 985,403,000 |  | 1,007,751,000 |  |  |
Allowance for loan losses | (7,118,000) | (6,564,000) | (6,308,000) | (5,858,000) | (6,089,000) | (4,788,000)
Commercial | Real estate loan |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 544,202,000 |  | 531,810,000 |  |  |
Allowance for loan losses | (3,452,000) | (3,350,000) | (3,051,000) | (2,426,000) | (1,932,000) | (1,921,000)
Commercial | Commercial and industrial |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 158,907,000 |  | 159,577,000 |  |  |
Allowance for loan losses | (2,781,000) | (2,187,000) | (2,245,000) | (2,496,000) | (2,645,000) | (1,391,000)
Commercial | Paycheck Protection Program - 1st Draw |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 37,902,000 |  | 132,269,000 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Paycheck Protection Program - 2nd Draw |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 72,409,000 |  | 0 |  |  |
Allowance for loan losses | 0 |  |  |  |  |
Commercial | Political subdivisions |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 48,849,000 |  | 53,221,000 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Construction Loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 43,178,000 |  | 42,874,000 |  |  |
Allowance for loan losses | (452,000) |  | (454,000) |  | (674,000) |
Commercial | Commercial Construction And Land |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | (452,000) | (476,000) | (454,000) | (420,000) | (970,000) | (966,000)
Commercial | Loans secured by farm land |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 10,950,000 |  | 11,736,000 |  |  |
Allowance for loan losses | (113,000) | (111,000) | (120,000) | (146,000) | (144,000) | (158,000)
Commercial | Multi-family (5 or more) residential |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 51,916,000 |  | 55,811,000 |  |  |
Allowance for loan losses | (150,000) | (255,000) | (236,000) | (163,000) | (199,000) | (156,000)
Commercial | Agricultural loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 2,379,000 |  | 3,164,000 |  |  |
Allowance for loan losses | (25,000) | (26,000) | (34,000) | (40,000) | (39,000) | (41,000)
Commercial | Other commercial loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 14,711,000 |  | 17,289,000 |  |  |
Allowance for loan losses | (145,000) | (159,000) | (168,000) | (167,000) | (160,000) | (155,000)
Residential mortgage |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 595,865,000 |  | 620,172,000 |  |  |
Allowance for loan losses | (4,355,000) | (4,200,000) | (4,253,000) | (4,320,000) | (4,383,000) | (4,182,000)
Residential mortgage | first liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | (3,536,000) |  | (3,524,000) | (3,531,000) |  | (3,405,000)
Residential mortgage | junior liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | (327,000) |  | (349,000) | (365,000) |  | (384,000)
Residential mortgage | Real estate loan | first liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 507,579,000 |  | 532,947,000 |  |  |
Allowance for loan losses | (3,536,000) | (3,507,000) | (3,524,000) | (3,531,000) | (3,572,000) |
Residential mortgage | Real estate loan | junior liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 25,287,000 |  | 27,311,000 |  |  |
Allowance for loan losses | (327,000) | (334,000) | (349,000) | (365,000) | (414,000) |
Residential mortgage | Construction Loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 23,567,000 |  | 20,613,000 |  |  |
Allowance for loan losses | (198,000) |  | (99,000) |  |  |
Residential mortgage | Home equity lines of credit |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 39,432,000 |  | 39,301,000 |  |  |
Allowance for loan losses | (294,000) | (281,000) | (281,000) | (287,000) | (278,000) | (276,000)
Consumer |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 16,588,000 |  | 16,286,000 |  |  |
Allowance for loan losses | $ (231,000) | $ (220,000) | $ (239,000) | $ (263,000) | $ (273,000) | $ (281,000)

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