XML 60 R47.htm IDEA: XBRL DOCUMENT v3.21.2
LOANS - Allowance for Loan Losses (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2021
Sep. 30, 2020
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
LOANS          
Allowance for Loan losses $ 11,661,000 $ 11,026,000 $ 11,330,000 $ 11,385,000 $ 9,836,000
Allowance for Loan losses, Charge-offs (47,000)   (146,000) (58,000) (194,000)
Allowance for Loan losses, Recoveries 17,000   18,000 45,000 32,000
Allowance for Loan losses, Provision (Credit) 744,000   (176,000) 1,003,000 1,352,000
Allowance for Loan losses 12,375,000   11,026,000 12,375,000 11,026,000
Commercial          
LOANS          
Allowance for Loan losses 6,564,000 5,858,000 6,089,000 6,308,000 4,788,000
Allowance for Loan losses, Charge-offs 0   (107,000) 0 (124,000)
Allowance for Loan losses, Recoveries 2,000   0 16,000 0
Allowance for Loan losses, Provision (Credit) 552,000   (124,000) 794,000 1,194,000
Allowance for Loan losses 7,118,000   5,858,000 7,118,000 5,858,000
Commercial | Real estate loan          
LOANS          
Allowance for Loan losses 3,350,000 2,426,000 1,932,000 3,051,000 1,921,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 2,000   0 2,000 0
Allowance for Loan losses, Provision (Credit) 100,000   494,000 399,000 505,000
Allowance for Loan losses 3,452,000   2,426,000 3,452,000 2,426,000
Commercial | Commercial and industrial          
LOANS          
Allowance for Loan losses 2,187,000 2,496,000 2,645,000 2,245,000 1,391,000
Allowance for Loan losses, Charge-offs 0   0 0 (17,000)
Allowance for Loan losses, Recoveries 0   0 14,000 0
Allowance for Loan losses, Provision (Credit) 594,000   (149,000) 522,000 1,122,000
Allowance for Loan losses 2,781,000   2,496,000 2,781,000 2,496,000
Commercial | Construction Loans          
LOANS          
Allowance for Loan losses     674,000 454,000  
Allowance for Loan losses, Charge-offs     (107,000)    
Allowance for Loan losses, Provision (Credit)   2,219,000      
Allowance for Loan losses 452,000     452,000  
Commercial | Commercial Construction And Land          
LOANS          
Allowance for Loan losses 476,000 420,000 970,000 454,000 966,000
Allowance for Loan losses, Charge-offs 0   (107,000) 0 (107,000)
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) (24,000)   (443,000) (2,000) (439,000)
Allowance for Loan losses 452,000   420,000 452,000 420,000
Commercial | Loans secured by farm land          
LOANS          
Allowance for Loan losses 111,000 146,000 144,000 120,000 158,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) 2,000   2,000 (7,000) (12,000)
Allowance for Loan losses 113,000   146,000 113,000 146,000
Commercial | Multi-family (5 or more) residential          
LOANS          
Allowance for Loan losses 255,000 163,000 199,000 236,000 156,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) (105,000)   (36,000) (86,000) 7,000
Allowance for Loan losses 150,000   163,000 150,000 163,000
Commercial | Agricultural loans          
LOANS          
Allowance for Loan losses 26,000 40,000 39,000 34,000 41,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) (1,000)   1,000 (9,000) (1,000)
Allowance for Loan losses 25,000   40,000 25,000 40,000
Commercial | Other commercial loans          
LOANS          
Allowance for Loan losses 159,000 167,000 160,000 168,000 155,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) (14,000)   7,000 (23,000) 12,000
Allowance for Loan losses 145,000   167,000 145,000 167,000
Residential mortgage          
LOANS          
Allowance for Loan losses 4,200,000 4,320,000 4,383,000 4,253,000 4,182,000
Allowance for Loan losses, Charge-offs (11,000)   0 (11,000) 0
Allowance for Loan losses, Recoveries 2,000   2,000 4,000 5,000
Allowance for Loan losses, Provision (Credit) 164,000   (65,000) 109,000 133,000
Allowance for Loan losses 4,355,000   4,320,000 4,355,000 4,320,000
Residential mortgage | first liens          
LOANS          
Allowance for Loan losses   3,531,000   3,524,000 3,405,000
Allowance for Loan losses, Charge-offs       (11,000) 0
Allowance for Loan losses, Recoveries       2,000 2,000
Allowance for Loan losses, Provision (Credit)       21,000 124,000
Allowance for Loan losses 3,536,000   3,531,000 3,536,000 3,531,000
Residential mortgage | junior liens          
LOANS          
Allowance for Loan losses   365,000   349,000 384,000
Allowance for Loan losses, Charge-offs       0 0
Allowance for Loan losses, Recoveries       0 1,000
Allowance for Loan losses, Provision (Credit)       (22,000) (20,000)
Allowance for Loan losses 327,000   365,000 327,000 365,000
Residential mortgage | Real estate loan | first liens          
LOANS          
Allowance for Loan losses 3,507,000 3,531,000 3,572,000 3,524,000  
Allowance for Loan losses, Charge-offs (11,000)   0    
Allowance for Loan losses, Recoveries 1,000   1,000    
Allowance for Loan losses, Provision (Credit) 39,000   (42,000)    
Allowance for Loan losses 3,536,000   3,531,000 3,536,000 3,531,000
Residential mortgage | Real estate loan | junior liens          
LOANS          
Allowance for Loan losses 334,000 365,000 414,000 349,000  
Allowance for Loan losses, Charge-offs 0   0    
Allowance for Loan losses, Recoveries 0   0    
Allowance for Loan losses, Provision (Credit) (7,000)   (49,000)    
Allowance for Loan losses 327,000   365,000 327,000 365,000
Residential mortgage | Construction Loans          
LOANS          
Allowance for Loan losses       99,000  
Allowance for Loan losses 198,000     198,000  
Residential mortgage | Home equity lines of credit          
LOANS          
Allowance for Loan losses 281,000 287,000 278,000 281,000 276,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 1,000   1,000 2,000 2,000
Allowance for Loan losses, Provision (Credit) 12,000   8,000 11,000 9,000
Allowance for Loan losses 294,000   287,000 294,000 287,000
Residential mortgage | 1-4 Family residential construction          
LOANS          
Allowance for Loan losses 78,000 137,000 119,000 99,000 117,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) 120,000   18,000 99,000 20,000
Allowance for Loan losses 198,000   137,000 198,000 137,000
Consumer          
LOANS          
Allowance for Loan losses 220,000 263,000 273,000 239,000 281,000
Allowance for Loan losses, Charge-offs (36,000)   (39,000) (47,000) (70,000)
Allowance for Loan losses, Recoveries 13,000   16,000 25,000 27,000
Allowance for Loan losses, Provision (Credit) 34,000   13,000 14,000 25,000
Allowance for Loan losses 231,000   263,000 231,000 263,000
Unallocated          
LOANS          
Allowance for Loan losses 677,000 $ 585,000 585,000 585,000 585,000
Allowance for Loan losses, Charge-offs 0   0 0 0
Allowance for Loan losses, Recoveries 0   0 0 0
Allowance for Loan losses, Provision (Credit) (6,000)   0 86,000 0
Allowance for Loan losses $ 671,000   $ 585,000 $ 671,000 $ 585,000