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LOANS - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($) $ in Thousands | Sep. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020 | Sep. 30, 2020 | Jun. 30, 2020 | Dec. 31, 2019
--- | --- | --- | --- | --- | --- | ---
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | $ 18,014 |  | $ 17,818 |  |  |
Loans receivable: Collectively Evaluated | 1,557,694 |  | 1,626,391 |  |  |
Loans receivable | 1,575,708 |  | 1,644,209 |  |  |
Allowance for loan losses: individually evaluated | 883 |  | 925 |  |  |
Allowance for loan losses: collectively evaluated | 11,146 |  | 9,875 |  |  |
Allowance for loan losses | 12,700 | $ 12,375 | 11,385 | $ 10,753 | $ 11,026 | $ 9,836
Commercial |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 16,563 |  | 15,019 |  |  |
Loans receivable: Collectively Evaluated | 962,746 |  | 992,732 |  |  |
Loans receivable | 979,309 |  | 1,007,751 |  |  |
Allowance for loan losses: individually evaluated | 744 |  | 763 |  |  |
Allowance for loan losses: collectively evaluated | 6,689 |  | 5,545 |  |  |
Allowance for loan losses | 7,433 | 7,118 | 6,308 | 5,629 | 5,858 | 4,788
Commercial | Real estate loan |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 11,303 |  | 11,962 |  |  |
Loans receivable: Collectively Evaluated | 542,086 |  | 519,848 |  |  |
Loans receivable | 553,389 |  | 531,810 |  |  |
Allowance for loan losses: individually evaluated | 672 |  | 692 |  |  |
Allowance for loan losses: collectively evaluated | 3,148 |  | 2,359 |  |  |
Allowance for loan losses | 3,820 | 3,452 | 3,051 | 2,386 | 2,426 | 1,921
Commercial | Commercial and industrial |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 3,598 |  | 1,359 |  |  |
Loans receivable: Collectively Evaluated | 148,646 |  | 158,218 |  |  |
Loans receivable | 152,244 |  | 159,577 |  |  |
Allowance for loan losses: individually evaluated | 72 |  | 71 |  |  |
Allowance for loan losses: collectively evaluated | 2,468 |  | 2,174 |  |  |
Allowance for loan losses | 2,540 | 2,781 | 2,245 | 2,251 | 2,496 | 1,391
Commercial | Paycheck Protection Program - 1st Draw |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 5,747 |  | 132,269 |  |  |
Loans receivable | 5,747 |  | 132,269 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 0 |  | 0 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Paycheck Protection Program - 2nd Draw |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  |  |  |  |
Loans receivable: Collectively Evaluated | 56,981 |  |  |  |  |
Loans receivable | 56,981 |  | 0 |  |  |
Allowance for loan losses: individually evaluated | 0 |  |  |  |  |
Allowance for loan losses: collectively evaluated | 0 |  |  |  |  |
Allowance for loan losses | 0 |  |  |  |  |
Commercial | Political subdivisions |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 73,503 |  | 53,221 |  |  |
Loans receivable | 73,503 |  | 53,221 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 0 |  | 0 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Construction Loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 53,267 |  | 42,874 |  |  |
Loans receivable | 53,267 |  | 42,874 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 559 |  | 454 |  |  |
Allowance for loan losses | 559 |  | 454 |  |  |
Commercial | Commercial Construction And Land |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | 559 | 452 | 454 | 440 | 420 | 966
Commercial | Loans secured by farm land |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 84 |  | 84 |  |  |
Loans receivable: Collectively Evaluated | 10,728 |  | 11,652 |  |  |
Loans receivable | 10,812 |  | 11,736 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 112 |  | 120 |  |  |
Allowance for loan losses | 112 | 113 | 120 | 121 | 146 | 158
Commercial | Multi-family (5 or more) residential |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 1,578 |  | 1,614 |  |  |
Loans receivable: Collectively Evaluated | 51,384 |  | 54,197 |  |  |
Loans receivable | 52,962 |  | 55,811 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 196 |  | 236 |  |  |
Allowance for loan losses | 196 | 150 | 236 | 227 | 163 | 156
Commercial | Agricultural loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 3,092 |  | 3,164 |  |  |
Loans receivable | 3,092 |  | 3,164 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 33 |  | 34 |  |  |
Allowance for loan losses | 33 | 25 | 34 | 37 | 40 | 41
Commercial | Other commercial loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 17,312 |  | 17,289 |  |  |
Loans receivable | 17,312 |  | 17,289 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 173 |  | 168 |  |  |
Allowance for loan losses | 173 | 145 | 168 | 167 | 167 | 155
Residential mortgage |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 1,451 |  | 2,799 |  |  |
Loans receivable: Collectively Evaluated | 577,412 |  | 617,373 |  |  |
Loans receivable | 578,863 |  | 620,172 |  |  |
Allowance for loan losses: individually evaluated | 139 |  | 162 |  |  |
Allowance for loan losses: collectively evaluated | 4,220 |  | 4,091 |  |  |
Allowance for loan losses | 4,359 | 4,355 | 4,253 | 4,281 | 4,320 | 4,182
Residential mortgage | first liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | 3,566 |  | 3,524 | 3,465 |  | 3,405
Residential mortgage | junior liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | 321 |  | 349 | 358 |  | 384
Residential mortgage | Real estate loan | first liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 1,134 |  | 2,385 |  |  |
Loans receivable: Collectively Evaluated | 493,242 |  | 530,562 |  |  |
Loans receivable | 494,376 |  | 532,947 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 9 |  |  |
Allowance for loan losses: collectively evaluated | 3,566 |  | 3,515 |  |  |
Allowance for loan losses | 3,566 | 3,536 | 3,524 | 3,465 | 3,531 |
Residential mortgage | Real estate loan | junior liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 317 |  | 414 |  |  |
Loans receivable: Collectively Evaluated | 23,986 |  | 26,897 |  |  |
Loans receivable | 24,303 |  | 27,311 |  |  |
Allowance for loan losses: individually evaluated | 139 |  | 153 |  |  |
Allowance for loan losses: collectively evaluated | 182 |  | 196 |  |  |
Allowance for loan losses | 321 | 327 | 349 | 358 | 365 |
Residential mortgage | Construction Loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 21,719 |  | 20,613 |  |  |
Loans receivable | 21,719 |  | 20,613 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 189 |  | 99 |  |  |
Allowance for loan losses | 189 |  | 99 |  |  |
Residential mortgage | Home equity lines of credit |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 38,465 |  | 39,301 |  |  |
Loans receivable | 38,465 |  | 39,301 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 283 |  | 281 |  |  |
Allowance for loan losses | 283 | 294 | 281 | 289 | 287 | 276
Consumer |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 17,536 |  | 16,286 |  |  |
Loans receivable | 17,536 |  | 16,286 |  |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  |
Allowance for loan losses: collectively evaluated | 237 |  | 239 |  |  |
Allowance for loan losses | 237 | 231 | 239 | 258 | 263 | 281
Unallocated |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | $ 671 | $ 671 | $ 585 | $ 585 | $ 585 | $ 585

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