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LOANS (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
LOANS
Loans receivable	$ 1,575,708		$ 1,644,209
Allowance for loan losses	(12,700)	$ (12,375)	(11,385)	$ (10,753)	$ (11,026)	$ (9,836)
Loans, net	1,563,008		1,632,824
Commercial
LOANS
Loans receivable	979,309		1,007,751
Allowance for loan losses	(7,433)	(7,118)	(6,308)	(5,629)	(5,858)	(4,788)
Commercial | Real estate loan
LOANS
Loans receivable	553,389		531,810
Allowance for loan losses	(3,820)	(3,452)	(3,051)	(2,386)	(2,426)	(1,921)
Commercial | Commercial and industrial
LOANS
Loans receivable	152,244		159,577
Allowance for loan losses	(2,540)	(2,781)	(2,245)	(2,251)	(2,496)	(1,391)
Commercial | Paycheck Protection Program - 1st Draw
LOANS
Loans receivable	5,747		132,269
Allowance for loan losses	0		0
Commercial | Paycheck Protection Program - 2nd Draw
LOANS
Loans receivable	56,981		0
Allowance for loan losses	0
Commercial | Political subdivisions
LOANS
Loans receivable	73,503		53,221
Allowance for loan losses	0		0
Commercial | Construction Loans
LOANS
Loans receivable	53,267		42,874
Allowance for loan losses	(559)		(454)
Commercial | Commercial Construction And Land
LOANS
Allowance for loan losses	(559)	(452)	(454)	(440)	(420)	(966)
Commercial | Loans secured by farm land
LOANS
Loans receivable	10,812		11,736
Allowance for loan losses	(112)	(113)	(120)	(121)	(146)	(158)
Commercial | Multi-family (5 or more) residential
LOANS
Loans receivable	52,962		55,811
Allowance for loan losses	(196)	(150)	(236)	(227)	(163)	(156)
Commercial | Agricultural loans
LOANS
Loans receivable	3,092		3,164
Allowance for loan losses	(33)	(25)	(34)	(37)	(40)	(41)
Commercial | Other commercial loans
LOANS
Loans receivable	17,312		17,289
Allowance for loan losses	(173)	(145)	(168)	(167)	(167)	(155)
Residential mortgage
LOANS
Loans receivable	578,863		620,172
Allowance for loan losses	(4,359)	(4,355)	(4,253)	(4,281)	(4,320)	(4,182)
Residential mortgage | first liens
LOANS
Allowance for loan losses	(3,566)		(3,524)	(3,465)		(3,405)
Residential mortgage | junior liens
LOANS
Allowance for loan losses	(321)		(349)	(358)		(384)
Residential mortgage | Real estate loan | first liens
LOANS
Loans receivable	494,376		532,947
Allowance for loan losses	(3,566)	(3,536)	(3,524)	(3,465)	(3,531)
Residential mortgage | Real estate loan | junior liens
LOANS
Loans receivable	24,303		27,311
Allowance for loan losses	(321)	(327)	(349)	(358)	(365)
Residential mortgage | Construction Loans
LOANS
Loans receivable	21,719		20,613
Allowance for loan losses	(189)		(99)
Residential mortgage | Home equity lines of credit
LOANS
Loans receivable	38,465		39,301
Allowance for loan losses	(283)	(294)	(281)	(289)	(287)	(276)
Consumer
LOANS
Loans receivable	17,536		16,286
Allowance for loan losses	$ (237)	$ (231)	$ (239)	$ (258)	$ (263)	$ (281)

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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